Carbon Delivers Greater Access to Credit and Quality Financial Services in Africa Quickly Implement Change
Right DataRight Time
Improve the Customer Experience
Modify rules and processes easily in a visual environment
Real-time and historical data, available on demand
Embedded advanced analytics means models continuously learn, improving decision quality
Challenge: Use Case: SME & Consumer Lending
About Carbon: Carbon is a digital bank with more than 90 employees with operations in Nigeria, Ghana, and Kenya. ng.getcarbon.co
To support their ambitious growth plans to operate across Nigeria, Carbon needed a more flexible decision engine solution to manage their credit policies, scorecards, pricing and credit decisioning. Their current in-house solution did not provide the flexibility needed to support their digital lending channels. The solution also had to be configurable by business users and allow on-the-fly changes.
“The flexibility of the Provenir platform allows us to easily configure scorecards, models and rules as well as integrate with new data sources. Delivering on customer expectations and providing a superior experience that is safe and reliable is a key priority for us. Partnering with Provenir allows us to give customers greater access to credit and quality financial services and we look forward to helping reshape the overall payment experience in Africa.” Ngozi Dozie Co-founder & Managing Director
Solution:
Provenir Decisioning