COVENANTS, CONDITIONS & RESTRICTIONS prepared for :
Optima Biltmore Towers Condominium 2nd
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF | 05252610821
PRECAUTIONS YO U SHO U LD B E
AWA R E OF
IN THE REAL ESTATE CLOSING PROCESS
DO NOT TRUST EMAILED INSTRUCTIONS Fraudsters often use email to send falsified wire instructions to unsuspecting victims. Please warn your buyers and sellers to only follow wire instructions they receive personally from First American Title. Additionally, we will not accept disbursement instructions for seller or buyer funds via email OR from any third party (attorney, real estate agent, etc).
W I RE F R A U D A LE RT T H I N K D I F F E R E N T LY
ALTERNATIVE INSTRUCTIONS?
Email-based, real estate fraud schemes are on the rise. One common scenario is altering wiring instructions with the intention of rerouting funds.
If your buyer or seller receives alternative wiring instructions that appear to be from First American Title, make sure they contact their escrow officer at a trusted phone number for confirmation.
Keeping this in mind, First American Title is changing the way we receive payment information. It is imperative that we are familiar with the people in our transactions.
RELYING ON EMAIL ALONE IS NO LONGER AN OPTION.
Know that our wiring instructions do not change so any communication is suspect. Our banking institution is First American Trust.
IN SHO RT – wire instructions will not
be accepted by email. New wire instructions must be hand-carried or uploaded to the First American Secure Portal.
Thank you for joining First American Title in fostering a secure real estate transaction process. Have questions or concerns? Please contact our office or your escrow officer.
For more information please contact your First American representative.
w w w.fi rs tam . c o m First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.
01100180621
©2023 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF
Free Title Monitoring and Alerts Confidence that continues after closing. Today’s clients expect more than keys. As part of the closing experience with First American Title, eligible buyers receive an invitation to enroll in complimentary title monitoring and email alerts. This service notifies homeowners when activity is recorded against their property, something that happens every day and often goes unnoticed until much later. It’s a simple, proactive way to show clients you’re thinking beyond the closing table, not just completing transactions. This service is provided at no additional cost.*
Property Monitoring
Email Alerts
Owner Portal
Learning Center
Monitoring for new filings that may affect ownership.
Automatic notifications if activity appears on a property record.
Digital access to closing documents and policy information.
Clear explanations of coverage and fraud prevention resources.
Simple for Homeowners 1. Eligible customers that close with First American Title automatically receive an email from owner-support@firstam.com to activate their secure account. 2. Homeowners will register for or sign in with their EAGLE ID™ to view their documents and confirm their property details. 3. Homeowners receive alerts for new filings and stay confident their ownership is monitored.
Learn More Today Visit firstam.com/owner
*Certain restrictions may apply. Only available when you close with First American Title. First American Title offers free title monitoring for transactions in Alaska, Arizona, California, Colorado, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nevada, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Utah, Washington, Wisconsin and Wyoming.
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2026 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF CV344266F1_CP-AK, AZ, CA, CO, FL, HI, ID, IL, IN, KS, MI, MN, MO, NV, NJ, NM, OH, OK, OR, PA, TX, UT, WA, WI , WY_0425
LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS
IMPORTANT -- PLEASE READ CAREFULLY:
This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First Americans prior written consent. First American does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First Americans sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American would not have issued this report but for the limitation of liability described above. First American makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.