5434 W. Winding Desert Drive by PropertyResearchAZ

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PREPARED FOR:

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Keeping this in mind, First American Title is changing the way we receive payment information. It is imperative that we are familiar with the people in our transactions.

RELYING ON EMAIL ALONE IS NO LONGER AN OPTION.

Fraudsters often use email to send falsified wire instructions to unsuspecting victims. Please warn your buyers and sellers to only follow wire instructions they receive personally from First American Title.

Additionally, we will not accept disbursement instructions for seller or buyer funds via email OR from any third party (attorney, real estate agent, etc).

ALTERNATIVE INSTRUCTIONS?

If your buyer or seller receives alternative wiring instructions that appear to be from First American Title, make sure they contact their escrow officer at a trusted phone number for confirmation.

Know that our wiring instructions do not change so any communication is suspect. Our banking institution is First American Trust.

IN SHORT – wire instructions will not be accepted by email. New wire instructions must be hand-carried or uploaded to the First American Secure Portal.

Thank you for joining First American Title in fostering a secure real estate transaction process. Have questions or concerns? Please contact our office or your escrow officer.

01100180621

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Subject Property

5434 W Winding Desert Dr Marana AZ 85658

APN: 218-53-5910

Data Provided By: First American Title Ins Co

Disclaimer

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Data

First American Title Ins Co

Provided By:

Subject Property : 5434 W Winding Desert Dr Marana AZ 85658

Owner Information

Owner Name : Newman Declaration Of Tr

Mailing Address : 5434 W Winding Desert Dr, Marana AZ 85658-4149 H009

Vesting Codes : / / Revocable Trust

Owner Occupied Indicator : O

Location Information

Legal Description : Heritage Highlands Vi At Dove Mtn Lot 1123

County : Pima, Az

Census Tract / Block : 46.50 / 1

Township-Range- Sect : 11S-12E-25

Legal Book/Page : 56-32

Legal Lot : 1123

Market Area : 424

Last Market Sale Information

Recording/Sale Date : 08/23/2006 / 08/18/2006

Sale Price : $434,422

Document # : 12874-4614

Title Company : First American Title

Seller Name : Trust 4699

Property Characteristics

Gross Area : 2,061 Garage Capacity : 2

Living Area : 2,061

Total Rooms : 8

Year Built / Eff : 2006

# of Stories : 1

Parking Type : Garage

APN : 218-53-5910

Subdivision : Heritage Highlands 06 At Dove Mountain

Map Reference : 25-11S-12E

School District : Marana

Munic/Township : Marana

Deed Type : Special Warranty Deed

Price Per SqFt : $210.78

Patio Type : Covered Patio

Roof Material : Tile Air Cond : Refrigeration

Heat Type : Forced Air

Cooling Type : Forced Air

Quality : Fair

Condition : Excellent

Exterior wall : Frame Wood Bath Fixtures : 8

Customer Name

Keomaka Customer Company Name

First American Title Insurance Company Prepared

: Kariann

On : 06/19/2024

Use : Single Fam Resrural Subd

Information

Zoning :

Lot Size : 7,135 County

Lot

State

Tax

Total Value :

Property Tax : $4,430.22 Current Year Total Value : $45,589 Total Taxable Value : $32,074 Tax Rate Area : 0612 Current Year Improvement Value : $45,539 Assessed Year :

Market Value : $389,448 Current Year Land Value : $50 Tax Year : 2023 Current Assessed Year : 2025 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/19/2024 © 2024 CoreLogic. All rights reserved

Property Information Land Use : Sfr

Acres : 0.16

Use : Single Fam Resrural Subd

$389,448

2023

Sales

Criteria Subject Property Low High Average Sale Price $434,422 $444,000 $750,000 $572,689 Bldg/Living Area 2061 1810 2338 2054 Price Per Square Foot $210.78 $218 $371 $280.09 Year Built 2006 2000 2006 2004 Lot Size 7,135 6,060 17,137 8,764 Bedrooms Bathrooms 3 3 3 3 Stories 1 1 1 1 Total Assessed Value $389,448 $324,912 $402,281 $369,257 Distance From Subject 0 0.08 0.52 0.35 Summary of Comparables # Address Sale Price Total Assessed Value Sale Date Bed Bath Living Area Lot Size Year Built Dist (Miles) Zoning S 5434 W Winding Desert Dr 434,422 389,448 08/23/2006 3 2,061 7,135 2006 F 1 13549 N Buckhorn Cholla Dr 738,000 347,060 03/28/2024 3 2,020 11,142 2006 0.08 F 2 5341 W Calico Cactus Ct 540,000 395,584 05/20/2024 3 2,086 10,312 2005 0.13 F 3 5334 W Calico Cactus Ct 510,000 388,038 08/04/2023 3 2,338 17,137 2005 0.15 F 4 13715 N Buckhorn Cholla Dr 575,000 360,335 05/07/2024 3 2,157 7,800 2005 0.22 F 5 5345 W Arid Canyon Dr 625,000 347,349 11/30/2023 3 2,020 7,332 2006 0.24 F 6 13342 N Sunset Mesa Dr 518,899 354,417 03/21/2024 3 1,860 6,297 2000 0.28 F 7 13733 N Wild Hazel Ln 605,000 355,076 07/20/2023 3 1,810 7,838 2002 0.28 F 8 13309 N Sunset Mesa Dr 520,000 377,954 04/29/2024 3 2,061 6,112 2000 0.3 F 9 5164 W Desert Poppy Ln 740,000 389,165 10/31/2023 3 2,073 7,680 2004 0.32 F Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/19/2024 © 2024 CoreLogic. All rights reserved

Analysis

10 5106 W Jointfir Ln 444,000 324,980 05/20/2024 3 1,832 6,618 2004 0.35 F 11 13590 N Nightstar Ct 525,000 389,179 06/30/2023 3 2,061 8,152 2003 0.38 F 12 5073 W Jointfir Ln 534,000 324,912 10/06/2023 3 1,854 10,341 2002 0.41 F 13 13825 N Heritage Canyon Dr 570,000 402,281 12/18/2023 3 2,086 7,919 2006 0.45 F 14 5093 W Desert Eagle Cir 750,000 391,733 10/12/2023 3 2,020 8,361 2006 0.46 F 15 13234 N Desert Eagle Ct 519,000 357,633 07/14/2023 3 2,157 13,292 2003 0.48 F 16 5113 W Coyote Gulch Loop 549,500 389,942 04/26/2024 3 2,338 7,264 2006 0.49 F 17 5088 W Desert Eagle Cir 445,000 331,616 10/31/2023 3 1,890 6,060 2005 0.5 F 18 13811 N Heritage Canyon Dr 640,000 387,970 05/31/2024 3 2,020 7,865 2006 0.5 F 19 13715 N Heritage Canyon Dr 530,389 379,971 02/14/2024 3 2,061 6,886 2001 0.51 F 20 5098 W Coyote Gulch Loop 575,000 389,942 12/26/2023 3 2,338 10,874 2006 0.52 F Distressed Sales = Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/19/2024 © 2024 CoreLogic. All rights reserved

Details of Comparables

Subject Property: 5434 W Winding Desert Dr Marana Az 85658

Owner Name: Newman Declaration Of Tr / APN / Alternate APN: 218-53-5910 / Deed Type: Special Warranty Deed

Subdivision / Tract: Heritage Highlands 06 At Dove Mountain / Lot Size: 7,135

Rec. Date / Price: 08/23/2006 / $434,422 Living Area: 2,061

Document #: 12874-4614

Total Tax Value: $389,448

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Bath(F/H): /

#1 13549 N Buckhorn Cholla Dr Marana Az 85658

Owner Name: Capaco Llc / APN / Alternate APN: 218-53-4910 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Highlands 06 At Dove Mountain / Lot Size: 11,142

Rec. Date / Price: 03/28/2024 / $738,000 Living Area: 2,020

Document #: 880148

Total Tax Value: $347,060

Bath(F/H): /

#2 5341 W Calico Cactus Ct Marana Az 85658

Owner Name: Arkanoff Richard /Arkanoff Beth APN / Alternate APN: 218-53-5460 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Highlands 06 At Dove Mountain / Lot Size: 10,312

Rec. Date / Price: 05/20/2024 / $540,000 Living Area: 2,086

Document #: 1410483

Total Tax Value: $395,584

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Land Use: Sfr

Year Built / Eff: 2005 /

# of units:

Bedrooms: Pool: Pool

Bath(F/H): /

#3 5334 W Calico Cactus Ct Marana Az 85658

Owner Name: Costa V & R Living Trust / APN / Alternate APN: 218-53-5440 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Highlands 06 At Dove Mountain / Lot Size: 17,137

Rec. Date / Price: 08/04/2023 / $510,000 Living Area: 2,338

Document #: 2160331

Total Tax Value: $388,038

Bedrooms:

Bath(F/H): /

#4 13715 N Buckhorn Cholla Dr Marana Az 85658

Owner Name: Deupree Living Trust / APN / Alternate APN: 218-53-5080 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Highlands 06 At Dove Mountain / Lot Size: 7,800

Rec. Date / Price: 05/07/2024 / $575,000 Living Area: 2,157

Document #: 1280153

Total Tax Value: $360,335

Bedrooms:

Bath(F/H): /

Land Use: Sfr

Year Built / Eff: 2005 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2005 /

# of units:

Pool:

Name : Kariann Keomaka

Company Name : First American Title Insurance Company Prepared On : 06/19/2024

Bedrooms: Pool:

Customer

#5 5345 W Arid Canyon Dr Marana Az 85658

Owner Name: Berk L M & P A Living Trust / APN / Alternate APN: 218-53-6750 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Vii/ dove Mtn / Lot Size: 7,332

Rec. Date / Price: 11/30/2023 / $625,000 Living Area: 2,020

Document #: 3340715

Total Tax Value: $347,349

Bedrooms:

Bath(F/H): /

#6 13342 N Sunset Mesa Dr Marana Az 85658

Owner Name: Swanson Mary J /

APN / Alternate APN: 218-43-5600 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Ii/dove Mounta / Lot Size: 6,297

Rec. Date / Price: 03/21/2024 / $518,899 Living Area: 1,860

Document #: 810197

Total Tax Value: $354,417

#7 13733 N Wild Hazel Ln Marana Az 85658

Bedrooms:

Bath(F/H): /

Owner Name: Mc Mc Coy /Mc Cullough-mc Coy APN / Alternate APN: 218-43-7910 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Iv/dove Mtn / Lot Size: 7,838

Rec. Date / Price: 07/20/2023 / $605,000 Living Area: 1,810

Document #: 2010171

Total Tax Value: $355,076

Bedrooms:

Bath(F/H): /

#8 13309 N Sunset Mesa Dr Marana Az 85658

Owner Name: North Joseph C /North Lisa

APN / Alternate APN: 218-43-6870 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Ii/dove

Mounta / Lot Size: 6,112

Rec. Date / Price: 04/29/2024 / $520,000 Living Area: 2,061

Document #: 1200603

Total Tax Value: $377,954

Bedrooms:

Bath(F/H): /

#9 5164 W Desert Poppy Ln Marana Az 85658

Owner Name: Fox John A /Fox Janet M

APN / Alternate APN: 218-43-782A / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Iv/dove

Mtn / Lot Size: 7,680

Rec. Date / Price: 10/31/2023 / $740,000 Living Area: 2,073

Document #: 3040162

Total Tax Value: $389,165

Bedrooms:

Bath(F/H): /

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2000 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2002 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2000 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2004 /

# of units:

Pool:

Name : Kariann Keomaka

Prepared On : 06/19/2024

Customer

American

Insurance

Company Name : First

Title

Company

#10 5106 W Jointfir Ln Marana Az 85658

Owner Name: Taylor Elizabeth / APN / Alternate APN: 218-43-8220 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Iv/dove Mtn / Lot Size: 6,618

Rec. Date / Price: 05/20/2024 / $444,000 Living Area: 1,832

Document #: 1410177

Total Tax Value: $324,980

#11 13590 N Nightstar Ct Marana Az 85658

Owner Name: Wrobel 2003 Joint Tr /

Bedrooms:

Bath(F/H): /

APN / Alternate APN: 218-43-7530 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Iv/dove Mtn / Lot Size: 8,152

Rec. Date / Price: 06/30/2023 / $525,000 Living Area: 2,061

Document #: 1810182

Total Tax Value: $389,179

#12 5073 W Jointfir Ln Marana Az 85658

Bedrooms:

Bath(F/H): /

Owner Name: Hanrahan Cheryl D /Hanrahan Thomas H

APN / Alternate APN: 218-43-8050 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Iv/dove Mtn / Lot Size: 10,341

Rec. Date / Price: 10/06/2023 / $534,000 Living Area: 1,854

Document #: 2790319

Total Tax Value: $324,912

Bedrooms:

Bath(F/H): /

#13 13825 N Heritage Canyon Dr Marana Az 85658

Owner Name: Hall Michael /Hall Janet M

APN / Alternate APN: 218-53-7220 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Vii/ dove Mtn / Lot Size: 7,919

Rec. Date / Price: 12/18/2023 / $570,000 Living Area: 2,086

Document #: 3520291

Total Tax Value: $402,281

Bedrooms:

Bath(F/H): /

#14 5093 W Desert Eagle Cir Marana Az 85658

Owner Name: Wilcox Geroge R /Wilcox Tina M

APN / Alternate APN: 218-53-3370 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds V/dove Mountain / Lot Size: 8,361

Rec. Date / Price: 10/12/2023 / $750,000 Living Area: 2,020

Document #: 2850125

Total Tax Value: $391,733

Bedrooms:

Bath(F/H): /

Land Use: Sfr

Year Built / Eff: 2004 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2003 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2002 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Pool:

Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared

On : 06/19/2024

#15 13234 N Desert Eagle Ct Marana Az 85658

Owner Name: Claflin Patrick D /Thouin Veronica C

APN / Alternate APN: 218-53-3360 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds V/dove Mountain / Lot Size: 13,292

Rec. Date / Price: 07/14/2023 / $519,000 Living Area: 2,157

Document #: 1950308

Total Tax Value: $357,633

Bedrooms:

Bath(F/H): /

#16 5113 W Coyote Gulch Loop Marana Az 85658

Owner Name: Pa Nana & Family Trust / APN / Alternate APN: 218-53-7680 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Vii/ dove Mtn / Lot Size: 7,264

Rec. Date / Price: 04/26/2024 / $549,500 Living Area: 2,338

Document #: 1170194

Total Tax Value: $389,942

Bedrooms:

Bath(F/H): /

#17 5088 W Desert Eagle Cir Marana Az 85658

Owner Name: Dye / APN / Alternate APN: 218-53-3760 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds V/dove Mountain / Lot Size: 6,060

Rec. Date / Price: 10/31/2023 / $445,000 Living Area: 1,890

Document #: 3040193

Total Tax Value: $331,616

Bedrooms:

Bath(F/H): /

#18 13811 N Heritage Canyon Dr Marana Az 85658

Owner Name: Githens Trust / APN / Alternate APN: 218-53-7290 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Vii/ dove Mtn / Lot Size: 7,865

Rec. Date / Price: 05/31/2024 / $640,000 Living Area: 2,020

Document #: 1520332

Total Tax Value: $387,970

Bedrooms:

Bath(F/H): /

#19 13715 N Heritage Canyon Dr Marana Az 85658

Owner Name: Miller Scott W & Janel / APN / Alternate APN: 218-53-0350 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Iii/dove Mounta / Lot Size: 6,886

Rec. Date / Price: 02/14/2024 / $530,389 Living Area: 2,061

Document #: 450117

Total Tax Value: $379,971

Bedrooms:

Land Use: Sfr

Year Built / Eff: 2003 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2005 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Pool:

Land Use: Sfr

Year Built / Eff: 2001 /

# of units:

Pool:

Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/19/2024

#20 5098 W Coyote Gulch Loop Marana Az 85658

Owner Name: Owens Connie /Owens John APN / Alternate APN: 218-53-7470 / Deed Type: Warranty Deed

Subdivision / Tract: Heritage Hlnds Vii/ dove Mtn / Lot Size: 10,874

Rec. Date / Price: 12/26/2023 / $575,000 Living Area: 2,338

Document #: 3600297

Total Tax Value: $389,942

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Bedrooms: Pool:

Bath(F/H): /

Customer Name

Customer Company Name : First American Title Insurance Company Prepared On

: Kariann Keomaka

: 06/19/2024

Winding Desert Dr

Subject Property : 5434 W

Marana

5438 W WINDING DESERT DR

Owner Name : Ogan Darlene B

Sale Date : 03/00/2005

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 02/24/2006

Total Value : $349,779 Sale Price : $363,491

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Tax : $4,502.27

Acres : 0.15

Area : 1,745 Yr Blt / Eff Yr Blt : 2005 /

218-53-5890

5430 W WINDING DESERT DR Distance 0.02 Miles

Owner Name : Borchard Cynthia L

Sale Date : 06/22/2021

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 06/30/2021

Total Value : $345,855 Sale Price : $449,900

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Tax : $3,976.32

Acres : 0.17

Area : 1,702

Blt / Eff Yr Blt : 2006 / APN : 218-53-5930

5441 W WINDING DESERT DR Distance 0.05 Miles

Owner Name : Kaminski

Sale Date : 05/00/2004

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 01/13/2005

Total Value : $320,805 Sale Price : $226,232

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Tax : $3,767.13

Acres : 0.19

Area : 1,805

Yr Blt / Eff Yr Blt : 2004 / APN : 218-53-5640

Name : Kariann Keomaka

Company Name : First American Title Insurance Company Prepared On : 06/19/2024

Distance 0.02 Miles

Property

Lot

Living

APN :

Property

Lot

Living

Property

Lot

Living

Customer

13548 N BUCKHORN CHOLLA DR Distance 0.05 Miles

Owner Name : R

Sale Date : 07/12/2021

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 07/15/2021

Total Value : $351,503 Sale Price : $415,000

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Blt / Eff Yr Blt : 2006 /

Tax : $4,623.26

Acres : 0.17

Area : 2,061

218-53-5570 13586 N BUCKHORN CHOLLA DR Distance 0.06 Miles

Owner Name : Hinton Trust

Sale Date : 04/09/2007

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 05/30/2007

Total Value : $311,809 Sale Price : $286,000

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Blt / Eff Yr Blt : 2006 /

Tax : $3,662.13

Acres : 0.18

1,702

218-53-5540 5446 W WINDING DESERT DR Distance 0.07 Miles

Owner Name : Vescovi

Sale Date : 04/12/2013

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 04/12/2013

Total Value : $387,867 Sale Price : $326,000

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Tax : $4,947.09

Acres : 0.14

Area : 2,061 Yr Blt / Eff Yr Blt : 2005 / APN : 218-53-5850

Name : Kariann Keomaka

Company Name : First American Title Insurance Company Prepared On : 06/19/2024

Property

Lot

Living

APN :

Property

Lot

Living

APN :

Area :

Property

Lot

Customer

Living

Customer

13545 N BUCKHORN CHOLLA DR Distance 0.07 Miles

Owner Name : Varecka Diana R

Sale Date : 08/29/2007

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 09/06/2007

Total Value : $310,551 Sale Price : $395,000

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Blt / Eff Yr Blt : 2005 /

Tax : $4,083.83

Acres : 0.28

Area : 1,702

218-53-4900

13557 N BUCKHORN CHOLLA DR Distance 0.08 Miles

Owner Name : Mac Millan

Sale Date : 11/28/2005

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 11/28/2005

Total Value : $352,719 Sale Price : $339,582

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Tax : $4,638.53

Acres : 0.15

Area : 2,061 Yr Blt / Eff Yr Blt : 2005 / APN : 218-53-4920

5448 W WINDING DESERT DR Distance 0.08 Miles

Owner Name : Thomas Lewis M

Sale Date : 02/06/2018

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 02/14/2018

Total Value : $372,160 Sale Price : $320,000

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Tax : $4,276.77

Acres : 0.14

Area : 1,917

Yr Blt / Eff Yr Blt : 2004 / APN : 218-53-5840

Name : Kariann Keomaka

Company Name : First American Title Insurance Company Prepared On : 06/19/2024

Property

Lot

Living

APN :

Property

Lot

Living

Property

Lot

Living

Customer

13549 N BUCKHORN CHOLLA DR Distance 0.08 Miles

Owner Name : Capaco Llc

Sale Date : 03/18/2024

Subdivision : Heritage Highlands 06 At Dove Mountain

Recording Date : 03/28/2024

Total Value : $347,060 Sale Price : $738,000

Bed / Bath : / 3 Property Tax : $4,076.34

Land Use : Sfr

Stories : 1

Lot Acres : 0.26

Living Area : 2,020 Yr Blt / Eff Yr Blt : 2006 / APN : 218-53-4910

Census Tract / block: 46.50 / 1 Year: 2020

Household Population Population by Age Count: 5,855 0 - 11 Estimate Current Year: 5,855 12 - 17 Estimate in 5 Years: 5,855 18 - 24 1.55% Growth Last 5 Years: 25 - 64 37.51% Growth Last 10 Years: 65 - 74 26.51% 75+ Household Size Household Income Current Year: 2,683 0 - $25,000 6.15% Average Current Year: 2.18 $25,000 - $35,000 3.54% Estimate in 5 Years: 2,683 $35,000 - $50,000 5.59% Growth Last 5 Years: $50,000 - $75,000 13.01% Growth Last 10 Years: $75,000 - $100,000 18.67% Male Population: 43.43% Above $100,000 53.04% Female Population: 56.57% Average Household Income: $107,841 Married People: 79.9% Unmarried People: 20.1% Housing Median Mortgage Payments Home Values Under $300: 0.62% Below $100,000: 1.24% $300 - $799: 37.81% $100,000 - $150,000: 0% $800 - $1,999: 33.02% $150,000 - $200,000: 0% Over $2,000: 28.55% $200,000 - $300,000: 18.93% Median Home Value: $384,100 $300,000 - $500,000: 67.07% Unit Occupied Owner: 84.08% Above $500,000: 12.77% Median Mortgage: $1,330 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/19/2024 © 2024 CoreLogic. All rights reserved

Rent

Year Built Unit Occupied Renter: 15.92% 1999 - 2000 Median Gross Rent: $1,522 1995 - 1998 Less Than $499 0% 1990 - 1994 $500 - $749 0% 1980 - 1989 0% $750 - $999 6.56% 1970 - 1979 1.78% $1000 and Over 93.44% 1900 - 1969 0.62% Education Enrollment Public Pre-Primary School: 0% Not Enrolled in School: 86.93% Private Pre-Primary School: 0% Not A High School Graduate: 0% Public School: 8.5% Graduate Of High School: 6.3% Private School: 4.56% Attended Some College: 26.33% Public College: 1.96% College Graduate: 38.5% Private College: 1.7% Graduate Degree: 28.88% Workforce Occupation: Manager/Prof: 67.07% Private Worker: 54.09% Technical: Government Worker: 25.75% Sales: 21.37% Self Employed Worker: 1.69% Administrative: Unpaid Family Worker: 4.06% Private House Hold: Farming: 4.59% Service: 6.33% Skilled: Protective Services: Blue-Collar: 5.22% Commute Time Less Than 15 Min: 11.28% 15 min - 28 min: 27.65% 30 min - 57 min: 55.85% Over 60 min: 5.23% Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/19/2024 © 2024 CoreLogic. All rights reserved

Payments

Arizona Schools

For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/ First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF 05117910421

PIMA COUNTY

05249570321 TUCSON INT'L AIRPORT Air Force WSilverbellRd SSantaRitaRd N M t L emmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey Dr NAguirre R d N L u c k e R d N W e n t z R d N Wa terman Mounta i n R d N Anway Rd W El Tiro Rd N Trico Rd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRd WBopp Rd W Snyder H l Rd S M a r s e a r R d W Park Rd W Hermans Rd W Hermans Rd W Guy St W Bush Rd S G a v e y R d N C a e R i n c o n a d o S W m o R d S Shaw Rd S Sierrita Mountain Rd S K o b R d W TwinButtes Rd W Mcgee Ranch Rd S E s t a n c a D r EDesertDove E Hemlock Dr N Bea r C a n y o n R d W E Camino Del Cerro E Fairmount St S Swan Rd NFrontageRd W Emigh Rd W Fort Lowe Rd N P u m p S t a t ion dR E Nona Rd Ch efButteRd Lo al Ave N Trico Rd S Cattle Tank Rd Evalyn Rd SOwlHead R a n c h Rd GasLineRd S P ec a n R d N T r c o R d W Bayard Rd S S a n d a r o R d W i l l owSpri n gsRd N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd W G a c i a R a n hc R d Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee Ranch R d E Edw n Rd SGuildRd 8 0 NKINNEYRD S PICACHO HWY E BAUMGARTNER RD N S A N D A R I O R D N ANWAY RD W VALENCIA RD W MOORE RD W INA RD N 1 S T A V E E SUNRISE DR E SNYDER RD NSILVERBELLRD N S O L D I E R T R L E RIVER RD E PRINCE RD E SPEEDWAY BLVD S FREEMAN RD E 22ND ST E 22ND ST W IRVINGTON RD S N O G A L E S H W Y W VALENCIA RD SMISSIONRD W SPEEDWAY BLVD S O L D S P A N I S H T RL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD N TRICO RD S S A N D A R O R D PARK LINK DR S OLD N O G ALES HW Y S H O U G H T O N R D S L A C A N A D A DR W HELMET PEAK RD WAJOHWY N S W A N R D S KOLB RD S HOUGHTON RD W TANGERINE RD E GRANT RD S H O U G H T O N R D 9 5 WAJOHWY E VALENCIA RD NORACLE R D I10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson Casas Adobes Catalina Green Valley Oracle Picture Rocks Three Points Vail Summit Tanque Verde Tucson Sahuarita Red Rock Saddlebrooke Marana Oro Valley Rillito Summerhaven Willow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06

School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000 13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000 First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

TAX SEARCH REPORT

Area Code: 612

Order: INQUIRY

Parcel Number: 218-53-59106 Tax Rate: 15.4674

Situs Address: 5434 W WINDING DESERT DR

Docket Book:

Page: 12874 4614

Owners Name: Address: NEWMAN REVOC DECLARATION OF TR ATTN: MARTIN H NEWMAN & EDWINA J NEWMAN TR Section: Township:

5434 W WINDING DESERT DR MARANA AZ 85658-4149

Legal: HERITAGE HIGHLANDS VI AT DOVE MTN LOT 1123 2023 TAXES UPDATED THRU 05/15/2024 Exemption Net Assessed

$32,074.00 2023 TOTAL TAX = $4,430.22 LIABILITY BACK TAX INFORMATION UPDATED THRU 05/15/2024 ** NO DELINQUENT TAXES FOR THIS PARCEL ** UPDATED THRU DATES: ASSESSMENTS RESOLUTIONS CITY OF TUCSON: ORO VALLEY: PIMA COUNTY: 05/15/2024 05/15/2024 05/15/2024 05/15/2024 05/15/2024 05/15/2024

** NO ASSESSMENTS ** ** NO RESOLUTIONS ** ** NO SOLD ASSESSMENTS **

Recorded: 08/23/2006

Book: Page: Block: Lot: 56

1123

Range: 25 11S 12E

Wednesday, 19 June 2024 12:59 PM Printed:

$320,739.00 $0.00

Ratio 10%

*** 2023 TAXES ROLLED OVER SEE BACK TAX INFORMATION ***

Full Cash Taxable Value

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Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

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to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com Direct TV 1.888.777.2454 www.directv.com Dish Network 1.800.823.4929 www.dishnetwork.com CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com Verizon 1.877.300.4498 www.connecttoverizon.com Salt River Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance Previous Company Phone Previous Agent Policy No. New Company Phone New Agent Policy No. Home Warranty Company Policy No. First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

AZ Sellers Guide | 4

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

AZ Sellers Guide | 5

PREPARING FOR SALE YOUR HOME

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

AZ Sellers Guide | 9

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

AZ Sellers Guide | 10

Closing Costs: Who Pays What

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

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Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

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Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

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AZ Sellers Guide | 15 Compare First American’s Eagle Policy® for Owners EAGLE ALTA Standard or CLTA Protection from: 1 Someone else owns an interest in your title 2 A document is not properly signed 3 Forgery, fraud, duress in the chain of title 4 Defective recording of any document 5 There are restrictive covenants 6 There is a lien on your title because there is:

a deed of trust

a judgement, tax, or special assessment

a charge by a homeowner’s association 7 Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance 11 Unrecorded lien by a homeowners association 12 Unrecorded easements 13 Building permit violations* 14 Restrictive covenant violations 15 Post-policy forgery 16 Post-policy encroachment 17 Post-policy damage from extraction of minerals or water 18 Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession Compare First American’s Eagle Policy® for Owners EAGLE ALTA Standard or CLTA 21 Post-policy prescriptive easement 22 Covenant violation resulting in your title reverting to a previous owner 23 Violation of building setback regulations 24 Discriminatory covenants Other benefits: 25 Pays rent for substitute land or facilities 26 Rights under unrecorded leases 27 Plain language statements of policy coverage and restrictions 28 Compliance with Subdivision Map Act 29 Coverage for boundary wall or fence encroachment* 30 Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy. As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

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Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

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Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

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Your Notes:

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Your Notes:

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd, #119

Sun City West, AZ 85375

N of Meeker Blvd W of R.H. Johnson

2 THE LEGENDS

623.537.1608

20241 N. 67th Ave, #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

3 ANTHEM

623.551.3265

39508 N. Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/Gavilan Peak Pkwy

4 TATUM RIDGE

480.515 4369

11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

N of Shea, E side of Tatum

5 CAREFREE

480.575.6609

7202 E. Carefree Dr, Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/Carefree Dr.

6 SCOTTSDALE FORUM

480.551.0480

6263 N. Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln

7 DC CROSSING

480.563.9034

18291 N. Pima Rd, #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

8 CHANDLER PORTICO

480.777.0051

2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./Dobson Rd.

9 GILBERT SAN TAN

480.777.0614

1528 E. Williams Field Rd. #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./Val Vista Rd.

10 MESA

480.401.3738

1630 S. Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley

11 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd, #103 Mesa, AZ 85205

SE corner of Recker & Brown

12 GOLD CANYON

480.288.0883

6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118

E of 60/South Side Kings Ranch Rd.

Central Arizona

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON SIGNAL BUTTE GOLDFIELD OLDWESTHWY SKINGSRANCH

First American Title Branch Locator

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05110280223 For more information please contact your First American representative. www.firstam.com First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2023 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF