7566 S Hatch St digital homebook

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7566 S. Hatch Street Tucson, AZ 85747

PRECAUTIONS YO U SHO U LD B E

AWA R E OF

IN THE REAL ESTATE CLOSING PROCESS

DO NOT TRUST EMAILED INSTRUCTIONS Fraudsters often use email to send falsified wire instructions to unsuspecting victims.

Please warn your buyers and sellers to only follow wire instructions they receive personally from First American Title.

Additionally, we will not accept disbursement instructions for seller or buyer funds via email OR from any third party (attorney, real estate agent, etc).

W I RE F R A U D A LE RT T H I N K D I F F E R E N T LY

ALTERNATIVE INSTRUCTIONS?

Email-based, real estate fraud schemes are on the rise. One common scenario is altering wiring instructions with the intention of rerouting funds.

If your buyer or seller receives alternative wiring instructions that appear to be from First American Title, make sure they contact their escrow officer at a trusted phone number for confirmation.

Keeping this in mind, First American Title is changing the way we receive payment information. It is imperative that we are familiar with the people in our transactions.

RELYING ON EMAIL ALONE IS NO LONGER AN OPTION.

Know that our wiring instructions do not change so any communication is suspect.

Our banking institution is First American Trust.

IN SHO RT – wire instructions will not

be accepted by email. New wire instructions must be hand-carried or uploaded to the First American Secure Portal.

Thank you for joining First American Title in fostering a secure real estate transaction process.

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For more information please contact your First American representative.

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IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above.

First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

Subject Property 7566 S Hatch St Tucson AZ 85747 APN: 141-16-5290

Data Provided By: First American Title Ins Co

© 2023 CoreLogic. All rights reserved

Data Provided By: First American Title Ins Co

Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose.

There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

© 2023 CoreLogic. All rights reserved

Subject Property : 7566 S Hatch St Tucson AZ 85747 Owner Information Owner Name : Johnson Mary J Mailing Address : 7566 S Hatch St, Tucson AZ 85747-9254 R140 Vesting Codes : Single Woman / / Trust Owner Occupied O Indicator : Location Information Legal Description : Rancho Antigua Lot 513 (formerly 139-53-5290) County : Pima, Az

APN : 141-16-5290

Census Tract / Block : 40.73 / 1

Subdivision : Rancho Antigua

Township-Range- Sect : 15S-15E-23

Map Reference : 23-15S-15E

Legal Book/Page : 40-46

School District : Vail

Legal Lot : 513

Munic/Township : Vail

Market Area : 612 Owner Transfer Information Recording/Sale Date : 03/07/2016 / 02/29/2016

Deed Type : Special Warranty Deed

Document # : 670005 Last Market Sale Information Recording/Sale Date : 03/24/1994 / 03/24/1994

Transfer Document # : 58805

Sale Price : $109,432

1st Mtg Amount/Type : $98,450 / Cnv

Document # : 9756-1655

1st Mtg Int. Rate/Type : / Fixed Rate Loan

Deed Type : Warranty Deed

Price Per SqFt : $65.29

Title Company : Title Guaranty Agency Of Arizo Lender : Gmac Mtg Seller Name : Ke & G Construction Company Prior Sale Information Prior Rec/Sale Date : 12/09/1993 Prior Sale Price : $17,510 Prior Doc Number : 9685-1267

Prior Lender : Bank Of America Prior 1st Mtg Amt/Type : $1,011,615 Prior 1st Mtg Rate/Type : / Fixed Rate Loan

Prior Deed Type : Warranty Deed

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Property Characteristics Gross Area : 1,676

Garage 2 Capacity :

Patio Type : Covered Patio

Living Area : 1,676

Roof Material : Asphalt

Air Cond : Refrigeration

Total Rooms : 6 Year Built / Eff : 1994 # of Stories : 1

Heat Type : Forced Air Cooling Type : Forced Air Exterior wall : Frame Wood

Quality : Fair Condition : Excellent Bath Fixtures : 8

Parking Type : Garage Property Information Land Use : Sfr County Use : Single Fam Resurban Subd

Zoning : R-2

Lot Size : 7,850

Lot Acres : 0.18

State Use : Single Fam Resurban Subd

Tax Information Total Value : $176,849 Total Taxable $16,401 Value : Assessed Year : 2022 Tax Year : 2022

Property Tax : $2,149.51 Tax Rate Area : 2050

Current Year Total $25,823 Value : Current Year $25,773 Improvement Value :

Market Value : $176,849

Current Year Land $50 Value :

Current Assessed 2024 Year :

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Sales Analysis Criteria

Sale Price

Subject Property

Low

High

Average

$109,432

$193,225

$2,519,915

$435,980

1676

1490

1904

1664

$65.29

$103

$1,344

$255.58

Year Built

1994

1987

2002

1995

Lot Size

7,850

4,704

9,021

6,661

Bathrooms

3

2

4

3

Stories

1

1

2

1

$176,849

$165,498

$212,576

$183,123

0

0.11

0.55

0.36

Bldg/Living Area Price Per Square Foot

Bedrooms

Total Assessed Value Distance From Subject

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Map

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Details of Comparables Subject Property: 7566 S Hatch St Tucson Az 85747 Owner Name: Johnson Mary J / APN / Alternate APN: 141-16-5290 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Antigua /

Lot Size: 7,850

Year Built / Eff: 1994 /

Rec. Date / Price: 03/24/1994 / $109,432

Living Area: 1,676

# of units:

Document #: 9756-1655

Bedrooms:

Pool:

Total Tax Value: $176,849

Bath(F/H): /

#1 9611 E Azuma Way Tucson Az 85747 Owner Name: Shchuka Karen L /Shchuka Adrian APN / Alternate APN: 141-16-4670 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Antigua /

Lot Size: 6,573

Year Built / Eff: 1993 /

Rec. Date / Price: 04/12/2023 / $316,000

Living Area: 1,618

# of units:

Document #: 1020412

Bedrooms:

Pool:

Total Tax Value: $172,424

Bath(F/H): /

#2 9641 E Caldwell Dr Tucson Az 85747 Owner Name: Craiter Stephen J /Craiter Kim F APN / Alternate APN: 141-16-3870 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Antigua /

Lot Size: 7,484

Year Built / Eff: 1987 /

Rec. Date / Price: 06/21/2023 / $360,000

Living Area: 1,875

# of units:

Document #: 1720323

Bedrooms:

Pool: Pool

Total Tax Value: $197,298

Bath(F/H): /

#3 9478 E Pale Blue Topaz Ln Tucson Az 85747 Owner Name: Patchell Patrecia A /Patchell-layton Haylee E APN / Alternate APN: 141-14-6140 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Elegante At

Lot Size: 5,523

Year Built / Eff: 2001 /

Rec. Date / Price: 09/22/2023 / $326,000

Living Area: 1,581

# of units:

Document #: 2650425

Bedrooms:

Pool:

Total Tax Value: $179,763

Bath(F/H): /

Rita Ranch /

#4 9400 E Marquis Diamond Ln Tucson Az 85747 Owner Name: Manzo Richard /Manzo Ivana APN / Alternate APN: 141-14-6490 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Elegante At

Lot Size: 5,707

Year Built / Eff: 2001 /

Rec. Date / Price: 08/11/2023 / $335,000

Living Area: 1,495

# of units:

Document #: 2230183

Bedrooms:

Pool:

Total Tax Value: $173,703

Bath(F/H): /

Rita Ranch /

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

#5 9660 E Bennett Dr Tucson Az 85747 Owner Name: Mendez Luis /Castellano Andrew APN / Alternate APN: 141-16-4320 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Antigua /

Lot Size: 6,756

Year Built / Eff: 1993 /

Rec. Date / Price: 08/18/2023 / $300,000

Living Area: 1,584

# of units:

Document #: 2300520

Bedrooms:

Pool:

Total Tax Value: $170,214

Bath(F/H): /

#6 9399 E Yogo Sapphire Ln Tucson Az 85747 Owner Name: Brown Angela C /Brown Walter APN / Alternate APN: 141-14-6560 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Elegante At

Lot Size: 6,534

Year Built / Eff: 2001 /

Rec. Date / Price: 09/01/2023 / $350,000

Living Area: 1,650

# of units:

Document #: 2440551

Bedrooms:

Pool:

Total Tax Value: $184,625

Bath(F/H): /

Rita Ranch /

#7 9441 E Bench Mark Loop Tucson Az 85747 Owner Name: Peralta Lorna M / APN / Alternate APN: 141-14-5850 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rita Verde /

Lot Size: 6,155

Year Built / Eff: 1999 /

Rec. Date / Price: 02/21/2023 / $295,000

Living Area: 1,507

# of units:

Document #: 520247

Bedrooms:

Pool:

Total Tax Value: $166,430

Bath(F/H): /

#8 7792 S Castle Bay St Tucson Az 85747 Owner Name: Snow Amanda /Jabczynski Ronald APN / Alternate APN: 141-14-4060 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 5,444

Year Built / Eff: 1993 /

Rec. Date / Price: 09/26/2023 / $360,000

Living Area: 1,904

# of units:

Document #: 2690321

Bedrooms:

Pool: Pool

Total Tax Value: $203,937

Bath(F/H): /

Ranch /

#9 7793 S Precious Opal Dr Tucson Az 85747 Owner Name: Jimenez Melissa / APN / Alternate APN: 141-14-7250 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Elegante At

Lot Size: 5,400

Year Built / Eff: 2001 /

Rec. Date / Price: 05/26/2023 / $306,000

Living Area: 1,495

# of units:

Document #: 1460135

Bedrooms:

Pool:

Total Tax Value: $173,703

Bath(F/H): /

Rita Ranch /

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

#10 9585 E Ashford Dr Tucson Az 85747 Owner Name: Cbar Asset Co Llc / APN / Alternate APN: 141-14-3060 /

Deed Type: Special Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 7,792

Year Built / Eff: 1987 /

Ranch / Rec. Date / Price: 06/12/2023 / $2,519,915 Living Area: 1,875

# of units:

Document #: 1630089

Bedrooms:

Pool:

Total Tax Value: $186,520

Bath(F/H): /

#11 9610 E Ashford Dr Tucson Az 85747 Owner Name: Torrens Elmer /Bermudez Ada APN / Alternate APN: 141-14-0280 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 7,718

Year Built / Eff: 1990 /

Rec. Date / Price: 01/30/2023 / $299,500

Living Area: 1,490

# of units:

Document #: 300529

Bedrooms:

Pool: Pool

Total Tax Value: $184,778

Bath(F/H): /

Ranch /

#12 7719 S Freshwater Pearl Dr Tucson Az 85747 Owner Name: Garcia Adam /Garcia Virginia A APN / Alternate APN: 141-14-7900 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Elegante At

Lot Size: 7,475

Year Built / Eff: 2002 /

Rec. Date / Price: 10/19/2023 / $370,000

Living Area: 1,752

# of units:

Document #: 2920103

Bedrooms:

Pool:

Total Tax Value: $192,659

Bath(F/H): /

Rita Ranch /

#13 9617 E Glasgow Pl Tucson Az 85747 Owner Name: Zona Investments Llc / APN / Alternate APN: 141-14-1480 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 7,921

Year Built / Eff: 1987 /

Rec. Date / Price: 11/14/2023 / $193,225

Living Area: 1,875

# of units:

Document #: 3180499

Bedrooms:

Pool:

Total Tax Value: $186,520

Bath(F/H): /

Ranch /

#14 7929 S Castle Bay St Tucson Az 85747 Owner Name: Jacobson Kristin E /Rosenberry John M APN / Alternate APN: 141-14-1580 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 7,471

Year Built / Eff: 1987 /

Rec. Date / Price: 02/22/2023 / $385,000

Living Area: 1,875

# of units:

Document #: 530620

Bedrooms:

Pool:

Total Tax Value: $186,520

Bath(F/H): /

Ranch /

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

#15 7947 S Lennox Ln Tucson Az 85747 Owner Name: Crockett Maurice /Crockett Lesly APN / Alternate APN: 141-14-4810 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 5,073

Year Built / Eff: 1995 /

Rec. Date / Price: 04/12/2023 / $315,000

Living Area: 1,581

# of units:

Document #: 1020364

Bedrooms:

Pool:

Total Tax Value: $169,449

Bath(F/H): /

Ranch /

#16 7977 S Lennox Ln Tucson Az 85747 Owner Name: Derop Jordan / APN / Alternate APN: 141-14-4760 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Elliott Homes Rita

Lot Size: 5,036

Year Built / Eff: 1995 /

Rec. Date / Price: 07/18/2023 / $326,000

Living Area: 1,581

# of units:

Document #: 1990286

Bedrooms:

Pool:

Total Tax Value: $173,484

Bath(F/H): /

Ranch /

#17 7880 S Caesar Dr Tucson Az 85747 Owner Name: Morales Elvis A / APN / Alternate APN: 141-16-6800 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Antigua 02 /

Lot Size: 9,021

Year Built / Eff: 1995 /

Rec. Date / Price: 07/10/2023 / $369,900

Living Area: 1,618

# of units:

Document #: 1910495

Bedrooms:

Pool: Pool

Total Tax Value: $191,175

Bath(F/H): /

#18 9229 E Muleshoe St Tucson Az 85747 Owner Name: Yamasa Co Ltd / APN / Alternate APN: 141-28-1620 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Silver Pass Ph 02 /

Lot Size: 4,704

Year Built / Eff: 1996 /

Rec. Date / Price: 02/21/2023 / $314,000

Living Area: 1,569

# of units:

Document #: 520429

Bedrooms:

Pool:

Total Tax Value: $165,498

Bath(F/H): /

#19 9273 E Bent Creek Way Tucson Az 85747 Owner Name: Anderson Paul C / APN / Alternate APN: 141-28-0020 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Tierra Rincon /

Lot Size: 7,703

Year Built / Eff: 1997 /

Rec. Date / Price: 03/13/2023 / $360,000

Living Area: 1,738

# of units:

Document #: 720601

Bedrooms:

Pool: Pool

Total Tax Value: $212,576

Bath(F/H): /

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

#20 9840 E Banbridge St Tucson Az 85747 Owner Name: Laister Reginald B Jr / APN / Alternate APN: 141-16-5940 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Rancho Antigua 02 /

Lot Size: 7,725

Year Built / Eff: 1995 /

Rec. Date / Price: 02/10/2023 / $319,050

Living Area: 1,618

# of units:

Document #: 410437

Bedrooms:

Pool: Pool

Total Tax Value: $191,175

Bath(F/H): /

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Subject Property : 7566 S Hatch St Tucson AZ 85747

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

7558 S HATCH ST

Distance 0.01 Miles

Owner Name : Ludlam Rebecca D & Theresa Mar Sale Date : 05/00/1995 Total Value : $181,278

Subdivision : Rancho Antigua Recording Date : 05/30/1995 Sale Price : $108,500

Bed / Bath : / 3

Property Tax : $2,213.49

Land Use : Sfr

Lot Acres : 0.20

Stories : 1

Living Area : 1,710

Yr Blt / Eff Yr Blt : 1994 /

APN : 141-16-5280

9540 E DANFORTH PL Owner Name : Leyva Family Living Trust Sale Date : 12/10/1993 Total Value : $173,449

Distance 0.02 Miles Subdivision : Rancho Antigua Recording Date : 12/10/1993 Sale Price : $97,622

Bed / Bath : / 3

Property Tax : $2,115.58

Land Use : Sfr

Lot Acres : 0.19

Stories : 1

Living Area : 1,695

Yr Blt / Eff Yr Blt : 1993 /

APN : 141-16-5370

9530 E DANFORTH PL Owner Name : Madzelan Lawrence Sale Date : 12/00/1997 Total Value : $180,610

Distance 0.03 Miles Subdivision : Rancho Antigua Recording Date : 12/08/1997 Sale Price : $111,000

Bed / Bath : / 3

Property Tax : $2,206.26

Land Use : Sfr

Lot Acres : 0.17

Stories : 1

Living Area : 1,710

Yr Blt / Eff Yr Blt : 1993 /

APN : 141-16-5360

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

9550 E DANFORTH PL Owner Name : Rosado Lori F Sale Date : 09/00/1993 Total Value : $176,633

Distance 0.03 Miles Subdivision : Rancho Antigua Recording Date : 09/10/1993 Sale Price : $98,641

Bed / Bath : / 3

Property Tax : $2,163.25

Land Use : Sfr

Lot Acres : 0.28

Stories : 1

Living Area : 1,710

Yr Blt / Eff Yr Blt : 1993 /

APN : 141-16-5380

7567 S HATCH ST

Distance 0.03 Miles

Owner Name : Kaparoff Patricia J Sale Date : 09/00/1994 Total Value : $195,707

Subdivision : Rancho Antigua Recording Date : 09/23/1994 Sale Price : $109,764

Bed / Bath : / 3

Property Tax : $2,458.05

Land Use : Sfr

Lot Acres : 0.21

Stories : 1

Living Area : 1,710

Yr Blt / Eff Yr Blt : 1994 /

APN : 141-16-5210

7590 S HATCH ST

Distance 0.04 Miles

Owner Name : Schroederland Llc Sale Date : 03/13/2014 Total Value : $160,531

Subdivision : Rancho Antigua Recording Date : 03/21/2014 Sale Price : $126,000

Bed / Bath : / 1

Property Tax : $2,205.22

Land Use : Sfr

Lot Acres : 0.15

Stories : 1

Living Area : 1,531

Yr Blt / Eff Yr Blt : 1989 /

APN : 141-16-5320

9520 E DANFORTH PL Owner Name : Vega Regis R Sale Date : 04/24/2017 Total Value : $177,427

Distance 0.04 Miles Subdivision : Rancho Antigua Recording Date : 04/28/2017 Sale Price : $192,500

Bed / Bath : / 3

Property Tax : $2,158.68

Land Use : Sfr

Lot Acres : 0.16

Stories : 1

Living Area : 1,695

Yr Blt / Eff Yr Blt : 1993 /

APN : 141-16-5350 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

9570 E CALDWELL DR Owner Name : Creel Melvin C Sale Date : 05/00/1999 Total Value : $213,624

Distance 0.04 Miles Subdivision : Rancho Antigua Recording Date : 05/21/1999 Sale Price : $133,500

Bed / Bath : / 3

Property Tax : $2,659.46

Land Use : Sfr

Lot Acres : 0.16

Stories : 1

Living Area : 1,944

Yr Blt / Eff Yr Blt : 1995 /

APN : 141-16-5500

9560 E CALDWELL DR Owner Name : Richardson Tiffoney Sale Date : 09/28/2016 Total Value : $178,766

Distance 0.05 Miles Subdivision : Rancho Antigua Recording Date : 09/30/2016 Sale Price : $165,000

Bed / Bath : / 3

Property Tax : $2,173.11

Land Use : Sfr

Lot Acres : 0.15

Stories : 1

Living Area : 1,695

Yr Blt / Eff Yr Blt : 1995 /

APN : 141-16-5490

9541 E DANFORTH PL Owner Name : Nelson Edwin L Sale Date : 01/00/2003 Total Value : $178,401

Distance 0.05 Miles Subdivision : Rancho Antigua Recording Date : 01/30/2003 Sale Price : $135,500

Bed / Bath : / 3

Property Tax : $2,461.94

Land Use : Sfr

Lot Acres : 0.20

Stories : 1

Living Area : 1,676

Yr Blt / Eff Yr Blt : 1993 /

APN : 141-16-5390

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Census Tract / block: 40.73 / 1

Year: 2020

Household Population

Population by Age

Count:

5,364

0 - 11

Estimate Current Year:

5,399

12 - 17

Estimate in 5 Years:

5,542

18 - 24

6.26%

Growth Last 5 Years:

11.41%

25 - 64

51.03%

Growth Last 10 Years:

-193.08%

65 - 74

7.85%

75+ Household Size

Household Income

Current Year:

1,748

0 - $25,000

10.64%

Average Current Year:

3.06

$25,000 - $35,000

3.6%

Estimate in 5 Years:

2,039

$35,000 - $50,000

11.38%

Growth Last 5 Years:

9.95%

$50,000 - $75,000

20.02%

Growth Last 10 Years:

4.49%

$75,000 - $100,000

14.87%

Male Population:

50.54%

Above $100,000

39.47%

Female Population:

49.46%

Married People:

56.32%

Unmarried People:

43.68%

Average Household Income:

$85,777

Housing Median Mortgage Payments

Home Values

Under $300:

1.46%

Below $100,000:

2.56%

$300 - $799:

23.79%

$100,000 - $150,000:

1.02%

$800 - $1,999:

71.23%

$150,000 - $200,000:

18.89%

Over $2,000:

3.51%

$200,000 - $300,000:

64.64%

Median Home Value:

$239,100

$300,000 - $500,000:

12.88%

Unit Occupied Owner:

78.15%

Above $500,000:

0%

Median Mortgage:

$939

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Rent Payments

Year Built

Unit Occupied Renter:

21.85%

1999 - 2000

Median Gross Rent:

$1,425

1995 - 1998

Less Than $499

0%

1990 - 1994

$500 - $749

0%

1980 - 1989

2.7%

$750 - $999

0%

1970 - 1979

0.77%

$1000 and Over

100%

1900 - 1969

0%

Public Pre-Primary School:

1.23%

Not Enrolled in School:

69.01%

Private Pre-Primary School:

0.18%

Not A High School Graduate:

3.47%

Public School:

30.37%

Graduate Of High School:

17.88%

Private School:

0.63%

Attended Some College:

26.55%

Public College:

3.83%

College Graduate:

39.88%

Private College:

0.29%

Graduate Degree:

12.23%

46.29%

Private Worker:

63.7%

Government Worker:

26.31%

Self Employed Worker:

0.8%

Unpaid Family Worker:

3.25%

Education Enrollment

Workforce Occupation:

Manager/Prof: Technical: Sales:

19.81%

Administrative: Private House Hold: Service:

Farming: 18%

Protective Services:

6.96%

Skilled: Blue-Collar:

15.89%

Commute Time

Less Than 15 Min:

20.73%

15 min - 28 min:

50.04%

30 min - 57 min:

26.67%

Over 60 min:

2.56%

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 12/06/2023 © 2023 CoreLogic. All rights reserved

Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421

E v a lyn Rd

Lo

ing S pr

S Pecan Rd

PIMA COUNTY d

Ow l

77

08

RD

E GRANT RD 01

Tucson

n

S NOGALES HW

I-19

80

S

S H WY

S LA CANADA DR

Green Valley

Sahuarita

S OLD

Rd S Mcge e R a

Vail

S KOLB RD

E SAHUARITA RD Corona de Tucson

N OGALE

W HELMET PEAK RD

Rd W Ruby Star Dr uttes W Twi n B W An am a x Mine Rd cg ch Rd W M e e R an

Rd

SCHOOL DISTRICTS

Y

RD

SM ISS ION

39

10

20

Sa nta

Rita Rd

Ro ad

424

Ranc h

30

Littletown

Summit

W Pima Mine Rd

ch

S Garvey Rd

S Shaw Rd

r it t e n

TUCSON INT'L AIRPORT

N Calle Rinconado

WB

E VALENCIA RD

19

S Sierrita Mountain Rd

286

W VALENCIA RD

W Hermans Rd

51

W Bush Rd

Air Force

12

E 22ND ST S HOUGHTON RD S HOUGHTON RD

W VALENCIA RD

W Guy St W Bayard Rd

Tanque Verde

S H OUGHTON RD

W Park Rd

HWY AJO W IRVINGTO N RD 95

W

E 22ND ST

S Wilmot Rd

Three Points

86

NN EY RD

S Sandario Rd

Y

HW

W

S SANDARIO RD

S Marstellar Rd

h Rd W Gar c ia Ranc

JO WA

nJ oa qu in Bopp R d Rd W Snyder Hill Rd

S Swan Rd

KI

S

W Hermans Rd

13RD E SNYDER

E Fairmount St

Sa

86

E R RD

E S01 PEEDWAY BLVD

W SPEEDWAY BLVD S

15

E RIV

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

RD

W MILE WIDE RD

16 ISE DR E SUNR

E PRINCE RD

LL

IN N EY R D

K

N Trico Rd

S

N

W Fort L o ell Rd w

o W El Camino Del C err

Casas Adobes 10

BE ER ILV

W Rudasill Rd

N

N Bea r Canyon Rd

W INA RD

O C K S RD

W MANVILLE RD

C LE

N Luckett Rd

Picture Rocks

W PICTURE R

H wy

Willow Canyon

Cortaro 11

W Emigh Rd

N SANDARIO RD

N Anway Rd

N Trico Rd

W TWIN PEAKS RD

on

A OR

N 1ST AVE

N ANWAY RD

N Pump Station Rd

N TRICO RD

ntain Rd

aterm an

NW

Oro Valley

Summerhaven

m

Fro nta

Le m

N

Rillito

W Tucker Rd

W Manville Rd

77

a in Bl

W MOORE RD W TANGERI NE RD W NARANJA DR

Marana

N Trico Rd

Valley Rd

N Dove Mount

This map is provided for general location only.

Please contact school districts for actual street boundaries

Rd ge

Continental

lv

d ia R

He 111 N. Well Road, Ajo, AZS 85321

520.387.5618

10105 S. Sasabe Road, Tucson, AZ 85736

520.822.1484

AMPHITHEATER UNIFIED

701 W. Wetmore, Tucson, AZ 85705

520.696.5000

16

CATALINA FOOTHILS UNIFIED

2101 E. River Road, Tucson, AZ 85718

520.209.7500

39

CONTINENTAL ELEMENTARY

1991 E. Whitehouse Canyon, Green Valley, AZ 85614

520.625.4581

08

FLOWING WELLS UNIFIED

1556 W. Prince Road, Tucson, AZ 85705

520.696.8800

06

MARANA UNIFIED

11279 W. Grier Road, Marana, AZ 85653

520.682.3243

11

PIMA COUNTY JTED

2855 W. Master Pieces Dr, Tucson, AZ 85741

520.352.5833

30

SAHUARITA UNIFIED

350 W. Sahuarita Road, Sahuarita, AZ 85629

520.625.3502

12

SUNNYSIDE UNIFIED

2238 E. Ginter Road, Tucson, AZ 85706

520.545.2000

13

TANQUE VERDE UNIFIED

2300 N. Tanque Verde Loop, Tucson, AZ 85749

520.749.5751

01

TUCSON UNIFIED

1010 E. 10th Street, Tucson, AZ 85717

520.225.6000

20

VAIL UNIFIED

10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747

520.879.2000

15

AJO UNIFIED

51

ALTAR VALLEY ELEMENTARY

10

et

W Avra

Catalina

06

10

8

N Mt

W El Tiro Rd

M ou

d

ed To p Rd agg

E Edwin Rd

E Grand Valley Dr

vd

WS ilver bell R

s

Ga

Oracle

Oracle Junction Saddlebrooke

He

N

I-10

irre Rd

N Agu

Rd

e Lin

S

d co R Sas

N Wentz R d

E

al Ave

S Estancia Dr

School District Information

Dr

77

ove rt D ese R uil d G S

N SWAN RD

lock E Hem

a d Ranch R d

Red Rock

ED

N F- 3

S Cattle Tank Rd

E No na Rd

d

d sR

K DR K LIN PAR

E BAUMGARTNER RD

WR

Chief Bu tte R

w Willo

S PICACHO HWY

10

S Kolb Rd

d

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

05249570321

©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF

+ FIRST AMERICAN TITLE, FC0, LMRA 12/06/2023 12:11PM RL13

PIMA, AZ

INVESTIGATIVE SEARCH RESULTS

PAGE 1 OF 1

SEARCH PARAMETERS PARCEL: PARCEL:

141-16-5290 141-16-5290 INSTRUMENT

REC DATE

OWNER:

JOHNSON MARY JO

9756 1655

03/24/1994

OWNER:

JOHNSON MARY JO

9756 1655

03/24/1994

SITUS:

7566 S HATCH ST TUC

MAIL:

7566 S HATCH TUCSON AZ 85747

PLAT: LEGAL:

LOT

00513

BLOCK

RANCHO ANTIGUA LOT 513 (FORMERLY 139-53-5290)

CURRENT TAXES

INFORMATION THROUGH 11/28/2023

LAND

IMPR

EXEMPT

RATE

AREA

PRIMARY

17,221

0

0

9.5185

2050

SECONDARY

50

21,269

0

4.9558

2023 TOTAL TAX BILLED

SPECIAL DISTRICTS

2,207.59

2023

TAX AMT

TAX DUE

INTEREST

DATE PAID

TOTAL DUE

FIRST HALF

1,103.80

0.00

0.00

10/23/2023

0.00

SECOND HALF

1,103.79

11/07/2023

0.00

0.00

0.00

TOTAL CURRENT TAXES DUE 12/23

0.00

01/24

0.00

IMPROVEMENTS RESIDENTIAL BLDG SQFT

1,676

FULL CASH VALUE

YEAR BUILT

1994

LAND USE

01 31

1.0

LOT SIZE

1 STDLT

NUMBER OF STORIES STORIES HEIGHT

0

EXTERIOR WALLS

FRAME WOOD

GRADE MATERIALS

213,192

SCHOOL DISTRICT

2050

LAND FULL CASH VALUE

502

IMPR FULL CASH VALUE

212,690

SALES SALE DATE 12/09/1993

SALE AMOUNT 17,510

INSTRUMENT TYPE 9685 1267 SD

ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:

SFR

END SEARCH

SELLER NAME STEWART TITLE T3455

VALIDITY

Covenants, Conditions & Restrictions Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Branch :FC0,User :LMRA

Comment:

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Home Seller’s Guide

to the Title & Escrow Process in Arizona

Quick Reference

Table of

Contents

Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name

Email

Assistant

Email

Company

Phone

03 Welcome

Address

Fax

04 Benefits of Using a REALTOR®

First American Title

02 Quick Reference

05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process

Escrow Officer

Email

Escrow Assistant

Email

Address

Phone

City/State/Zip

Fax

Insurance Previous Company

Phone

Previous Agent

Policy No.

New Company

Phone

New Agent

Policy No.

Home Warranty Company

Policy No.

14 Understanding Title Insurance

Utilities and Services

16 Consider This

Southwest Gas 1.877.860.6020 www.swgas.com

Dish Network 1.800.823.4929 www.dishnetwork.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Cox 602.277.1000 www.cox.com

CenturyLink 800.366.8201 www.centurylink.com

Salt River Project 602.236.8888 www.srpnet.com

Direct TV 1.888.777.2454 www.directv.com

AT&T 1.800.222.0300 www.att.com

APS 602.371.7171 www.aps.com

17 Closing Your Escrow 18 Planning Your Move

Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

Benefits of using a Professional REALTOR

®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of.

A REALTOR®:

FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

› U nderstands market conditions and has access to information not available to the average homeowner.

- have the knowledge, patience, and sales skills needed to sell your home?

› C an advertise effectively for the best results.

- k now how to determine your home’s current market value?

› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

› K nows how to go toe-to-toe in negotiations.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends. › C an remain objective when presenting offers and counter-offers on your behalf.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› Maintains errors-and-omissions insurance.

Are you...

› W ill listen to your needs, respect your opinions and allow you to make your own decisions.

- aware of conditions in the marketplace today that affect value and length of time to sell?

› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- concerned about having strangers walking through your home?

› I s experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

AZ Sellers Guide | 4

Key Professionals Involved in Your Transaction REALTOR

®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®

TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

AZ Sellers Guide | 5

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.

PREPARING YOUR HOME FOR SALE

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see

Make sure toilet seats look new and are firmly attached.

Repair or replace loud ventilating fans.

when they approach your house for the first time

Replace worn shower curtains.

and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a

R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

home sell. Here are some tips to present your home

Remove clutter throughout the house. Organize and clean out closets.

in a positive manner:

Clean household appliances and make sure they work properly.

A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

C lear all clutter from counter tops.

L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact.

S end pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

I f possible you, your pets, and your children should be gone while your home is being shown.

C lean trash cans and put them out of sight.

I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.

C heck that sink and tub are scrubbed and unstained.

M ake beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Terms You Should Know Appraisal

Deed Restrictions

Lien

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Annual Percentage Rate (APR)

Disbursement Date

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Close of Escrow

Endorsement

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Comparable Sales

Hazard Insurance

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Easement

Impounds

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Provides a complete breakdown of costs involved in a real estate transaction.

Legal Description

TRID

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

TILA-RESPA Integrated Disclosures

Settlement statement

AZ Sellers Guide | 9

The Life Of An Escrow THE BUYER

THE SELLER

THE ESCROW OFFICER

THE LENDER

Chooses a Real Estate Agent

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Schedules inspections and evaluates findings.

Reviews title commitment/ preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Documents are recorded and all proceeds from sale are received.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

AZ Sellers Guide | 10

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS

CASH

FHA

VA

CONV

BUYER

BUYER

BUYER

BUYER

1.

Downpayment

2.

Termite (Wood Infestation) Inspection (negotiable except on VA)

3.

Property Inspection (if requested by buyer)

BUYER

BUYER

BUYER

BUYER

4.

Property Repairs, if any (negotiable)

SELLER

SELLER

SELLER

SELLER

5.

New Loan Origination Fee (negotiable)

BUYER

BUYER

BUYER

6.

Discount Points (negotiable)

BUYER

BUYER

BUYER

7.

Credit Report

BUYER

BUYER

BUYER

8.

Appraisal or Extension Fee (negotiable)

BUYER

BUYER

BUYER

9.

Existing Loan Payoff

SELLER

SELLER

SELLER

SELLER

10.

Existing Loan Payoff Demand

SELLER

SELLER

SELLER

SELLER

11.

Loan Prepayment Penalty (if any)

SELLER

SELLER

SELLER

SELLER

12.

Next Month’s PITI Payment

BUYER

BUYER

BUYER

13.

Prepaid Interest (approx. 30 days)

BUYER

BUYER

BUYER

14.

Reserve Account Balance (Credit seller / Charge buyer)

PRORATE

PRORATE

PRORATE

15.

FHA MIP, VA Funding Fee, PMI Premium

BUYER

BUYER

BUYER

16.

Assessments payoff or proration (sewer, paving, etc.)

SELLER

17.

Taxes

PRORATE

PRORATE

PRORATE

PRORATE

18.

Tax Impounds

BUYER

BUYER

BUYER

19.

Tax Service Contract

SELLER

SELLER

BUYER

20.

Fire/Hazard Insurance

21.

Flood Insurance

22.

Homeowners Association (HOA) Transfer Fee

23.

HOA/Disclosure Fee

24.

Current HOA Payment

25.

Next Month’s HOA Payment

26.

Home Warranty Premium (negotiable)

27.

REALTORS®’ Commissions

28.

EAGLE Homeowners Title Policy

29.

Lenders Title Policy and Endorsements

30.

Escrow Fee (NOTE: Charge seller on VA Loan)

31.

Recording Fees (Flat rate)

32.

33.

SELLER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

SELLER

SELLER

SELLER

SELLER

PRORATE

PRORATE

PRORATE

PRORATE

BUYER

BUYER

BUYER

BUYER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

BUYER

BUYER

BUYER

SPLIT

SPLIT

SELLER

SPLIT

SPLIT

SPLIT

SPLIT

SPLIT

Reconveyance/Satisfaction Fee

SELLER

SELLER

SELLER

SPLIT

Courier/Express Mail Fees

SPLIT

SPLIT

SELLER

SPLIT

Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

AZ Sellers Guide | 11

The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13

Understanding Title Insurance The Title Industry & Title Insurance in Brief Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection.

Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

AZ Sellers Guide | 14

WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners Protection from: 1

Someone else owns an interest in your title

2

A document is not properly signed

3

Forgery, fraud, duress in the chain of title

4

Defective recording of any document

5

There are restrictive covenants

6

There is a lien on your title because there is:

EAGLE

Compare First American’s Eagle Policy® for Owners

ALTA Standard or CLTA 21

Post-policy prescriptive easement

22

Covenant violation resulting in your title reverting to a previous owner

23

Violation of building setback regulations

24

Discriminatory covenants Other benefits:

25

Pays rent for substitute land or facilities

26

Rights under unrecorded leases

27

Plain language statements of policy coverage and restrictions

c) a charge by a homeowner’s association

28

Compliance with Subdivision Map Act

7

Title is unmarketable

29

Coverage for boundary wall or fence encroachment*

8

Mechanics lien

30

9

Forced removal of a structure because it:

Added ownership coverage leads to enhanced marketability

31

Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33

Post-policy Living Trust coverage

a) a deed of trust b) a judgement, tax, or special assessment

a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10

Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11

Unrecorded lien by a homeowners association

12

Unrecorded easements

13

Building permit violations*

14

Restrictive covenant violations

15

Post-policy forgery

16

Post-policy encroachment

17

Post-policy damage from extraction of minerals or water

18

Lack of vehicular and pedestrian access

19

Map not consistent with legal description

20

Post-policy adverse possession

ALTA Standard or CLTA

EAGLE

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties.

Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

AZ Sellers Guide | 15

Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

AZ Sellers Guide | 16

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms.

You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

AZ Sellers Guide | 17

Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move.

Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Packing materials. Gather moving boxes and packing materials for your move.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

AZ Sellers Guide | 18

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

AZ Sellers Guide | 19

Your Notes:

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

3

1

5

Central Arizona

2 7

4

First American Title Branch Locator

10

OL

DW

GOLDFIELD

CRISMON

11

SIGNAL BUTTE

6

ES

TH

WY

12

8

1 SUN CITY WEST

623.299.3644 13940 W. Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 T HE LEGENDS

623.537.1608 20241 N. 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

3 A NTHEM

623.551.3265 39508 N. Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/Gavilan Peak Pkwy

4 TATUM RIDGE

480.515.4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum

AZ Sellers Guide | 22

9

5 C AREFREE

9 G ILBERT SAN TAN

6 SCOTTSDALE FORUM

10 M ESA

7 D C CROSSING

11 R ED MOUNTAIN

8 C HANDLER PORTICO

12 G OLD CANYON

480.575.6609 7202 E. Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/Carefree Dr.

480.551.0480 6263 N. Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln

480.563.9034 18291 N. Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./Dobson Rd.

S

480.777.0614 1528 E. Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./Val Vista Rd.

480.401.3738 1630 S. Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley

480.534.3599 1135 N. Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown

480.288.0883 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/South Side Kings Ranch Rd.

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Bil 10 Has W MOOR8E Saddlebrooke Summerhaven 10 sL Marana Saddlebrooke E Edwin Rd GaW TANGERGI NE RD D MOOR8E RD W MOORE RW E GNrand Valley Dr Summerhaven Marana n R i 8 d Summerhaven Catalina dw Marana DR ron Rillito FW WETRD ANGERI NWENARANJA RD on E Edwin Rd E E NGERI N taTA H wy N Agu Nrand Valley Dr N Agu 9 RA E GNrand ValleEyGDr Catalina Fro Catalina Fro W NARANJAW DRNARANJAO DR on Rillito Rillito nta on nta Oro Valley H wy Willow H wCanyon A y A 9 R 9 alley W O RdSi N Dove MounOtR W TWIN PEAKS RD lver a in Bl 77 Oro Valley Oro Valley Willow Canyon b Willow Canyon ra Va W ell R W Emigh Rd 10 Cortaro N Dove MountN Dove Mount a Silv lley RdSilve TWRIN AKS W TWIN PEW D PEAKS RD a in Bl 77 in Bl 77 erbe rbe Cortaro Cortaro 11 W MOORE RD Picture Emigh Rd Rocks 10 ed TlloRp Rd ll R W Emigh Rd W 10 Casas g g 6 8 a Summerhaven Marana American W El Tiro RdLocator W PICTURE W INA RD Tucker Rd Branch D dTitle Adobes R W T AN G E R R D I D RD E N To p Rdged To p RW S O R K R C ORE W MOORE Picture Rocks Picture Rocks Casas11 W MO N Casas 611 6ISE D8R 8 Summerhaven Summerhaven N Rag WTitle Marana S Marana erican Locator W El Tiro Rd 3 Title Branch Locator C W El Tiro Rd W P I T 77 W INA RD R N U S C E W P I U WAmerican T W INA RD F Tucker RdWBranch U R Tucker Rd EWRRudasill DR AdobesroWn Adobes TANGERW RRdEDR O C K S RD Rillito I NE TARD NGERI NWE NARANJA O C K SR RD on N taN 5 H wy EASNYDER RD S o NF NS W MANVILLE 3 DR 77 NRISEW 9 SUCactus ENARANJA 3 W Manville Rd Forest R D 77 SE I R N U S E WREld CamRillito ino Del C err F RdRudasill Rd W Rudasill W DR W WoodruffRD r W NARANJA DR on ron O IN RD on MARTRillito E 387 d 12 R on h c E n t R W Bartlett Rd a 5 H wy IVE R 1 EASNYDER ta 5 RD l R aEASNYDER RD H wy Oro Valley e e h o r w W MANVILLE RD Willow Canyon d R R r TN i l l e v A E n Y R D C C M a W R D M 9 o E PRINCE RD lm el C Cactus Forest W Avra W W El Camino DW f Rd WoodruffRD rufMANVILLE el C err W Manville Rd W WoWodW Cactus v il EleA Cam Rd E He 9 RTIinNo DRD EM Valley387 dR 12OR Forest Fort LW h RO le R c12 RTIN RD MARd EKS E RIV 387 Rd nTanque d R owell RWd Randolph RWd Bartlett Rd W h a c E n R A R N E Randolph T W I R E l a Rd Oro Valley D Bartlett e W d P e IVeElmRwh1 I NRND esert Hills Rd E R R1 E DRD Willow Canyon RTNE A Y R D C C M Oro Valley W el R D e E PRINCE h w Verde Willow Canyon RTNE A Y C C M W R D R E PRINCE RD m H E v l vra ValW E GRANT RD YR E Cortaro d Tanque v il EOFoR E RODW leyARvrda Valley E He Tanque ille R rt D D TWIRd RdFR L owellW Randolph WW Emigh le R oratnLdoowlpW Kleck R dd RaRd Rd 4 NEPRandolph EATKS RW ehlIlNR d Fairmount St RD EEGDReAseNrtTHRillsDRdE DeEs2 NDE Randolph W WIRd WWMILE WIDE EAKS Rd d Verde ert Hills Rd Rd NRD EYnRdolphI NRdNE E Kleck RPd Cortaro Cortaro Verde Rd E4RODEO ERDRODEO10 RD ANDTWA E SGPREE Y R Randolph D W Emigh Rd D R E Y B L V W S PE EDW D Y A B W Kleck Rd L D V D Randolph 11 4 W MILE WIDE RD W Kleck Rd WPicture Emigh Rd Rocks E2 Fairmount St Casas E2 Fairmount E Kleck Rd 6 79 St CasaW10Tucker Rd W MILE WIDE RD E K l e c d k R E SPEEDWA Y BLVD PEEDW AY BLVDD W INA RD W PICRocks Tucson URSLa 287 KTI W Picture Palma Adobes E SPEEDWAY BLV11 PEEDWAY BLVD DE 22ND ST 11 10 Casas C KWSSR Picture NN E R ORocks W Earley Rd 6 79 Casas ST CasaGrande SP N TucsonE 22ND E Rd 79 anICKTUR W W INA RD cker Rd W TuCasa 287 E77 22ND SAdobes EHwyRPPalma 3ST E 22ND ST E SUNRI6SE DR an RD Palma W ICYKCTRKU W INA RD Tucson INN La SRRLa O dd lma Hwy rWRRSe W TWucEkareley EJoaSelma 287 D D Grande Grande E Adobes d W Rudasill q R ROC KS d r e em E 22ND ST INN uin E N W Earley RBdSoapn p R d R F Y E77 22ND3ST Sa R R S N an E SNYDER RD WYYn Rd n Jd D REdCOorn EJoaSelma Hwy 5 HEma W Cor anSRd nmW S MANVILLE d lma Hwy W em 3 E SUNRISE DR ManvilleWRSe RdRudasill illW Air Force nydqer HRD erro

ve

77

77

Southern Arizona

77

First American Title Branch Locator

Lo ve

t t a Rd

t t a Rd

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RD

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C LE

S Kolb Rd

C LE

S Kolb Rd

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S H OUGHTON RD

S H OUGHTON RD

S H OUGHTON RD

Ow l

S

et

S Kolb Rd

N TRICO RD

N Anway Rd

ntain Rd

N Pump Station Rd N Anway Rd

Le m

NW ater N Pump StatiomnanRd M ou

N Mt

m

M ou ntain Rd aterm an M ou ntain Rd

Le m

Summerhaven m

NW

N Mt

Le m

aterm an

Catalina

N Mt

vd

Rd ge

S er b W Silv

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b

NW

vd

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C LE

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a d Ranch R d

S Wilmot Rd

SdSwan Rd S Wilmot R

et

S HOUGHTON RD S HOUGHTON RD

Lo ve

S HOUGHTON RD S KOLBRD S HOUGHTON RD d Lo ve RD S HOUGHTON t t a Rd S HOUGHTON RD

S KOLB RD

S KOLB RD

N Bea r Canyon Rd

N Bea r Canyon Rd

N SWAN RD

S HOUGHTON N RD N SWARD S HOUGHTON RD

a d Ranch R S Swan Rd S H OUGHTON RD d l a d Ranch R d

S

S WilOmw ot Rd

S Cattle Tank Rd

Ow l

et

S M S OLD N OGALE S LA CANADA D S H WY R 80 I-19 ISS S NOGALES HW IO Y S M S ONLDRDNSOLGAAC LEASNADA DR 80 I-19 H WY ISS S N O G A L I ES HW Y O S Pecan Rd S M S OLD N OGALNERD S H WY ISS S NOGALES HW ION N Trico Rd Y S Pecan Rd RD

Rd

S HOUGHTON RD

ell R

S Swan Rd

95

S Brady Pump R

S Brady Pump R 95

S Brady 95 Pump R

SANDARIO RD S La PalmaNRd

W SANDARIO RD SRd tellar arsNS SSMSU HHWY INSE BLVD S PICACHO S Sandario Rd MIS W SIO RD S SANDARIO NR S PICACHO HWY S D S Sandario Rd W MIS SIO NR S PICACHO HWY SM D ISS ION RD S LA CANADA DR 80 I-19

h Rd W Gar c ia Ranc

S Henness Rd S Shaw Rd S SUNLAND GIN RD S Garvey Rd S LaSmHenness b Rd Rd

S Henness Rd

ch

Oracle Junction Saddlebrooke

N Calle Rinconado

vd

irre Rd

d

d

S Garvey Rd

N F- 3

Vail

N Calle Rinconado

N Calle Rinconado

I-10

S Shaw Rd S Garvey Rd S Shaw Rd S Garvey Rd

N F- 3

N F- 3

424

I-10

I-10

irre Rd

S Shaw Rd

d sR

S Sunland Gin Rd

d sR

ing S pr

d sR

w Willo

ing S pr

ing S pr

Oracle

Vail

Vail

Corona de Tucson Corona de Tucson AIN OFFICE 5 CASAS ADOBES 9 ORO VALLEY/ORACLE Sahuarita Sahuarita Corona de Tucson Sahuarita 8 Marana 7 7 ROADWAY 286 6 FOOTHILLS 1 M AIN OFFICE 5 C ASAS ADOBES 9 ORillito RO VALLEY/ORACLE 10 HOUGHTON ROAD 7

w Willo

N Calle Rinconado

424

10

10

w Willo

N Calle Rinconado

N Calle Rinconado

S Lamb Rd

Tanque 12 1TanqueVerde Verde Tanque Verde

Littletown 10 Littletown 10 Littletown

Summit Summit Summit

19

Red Rock

irre Rd

er S Sierrita Mountain W Silv Rd

S Sierrita Mountain Rd

S Night Sky St

2

1

2 Tucson Tucson Tucson

424

Three Points Three Points 86 Three Points

S Sierrita Mountain Rd W Silv e r b

S Night Sky St

S

S

S Shaw Rd S Garvey Rd

S

S

S

S

S Sierrita Mountain Rd

S Sierrita Mountain Rd

S Sierrita Mountain Rd

S Night Sky St

2

Picacho

86

5

12

112

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

K

Eloy

5

77

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

N

Arizona City

K

K

Toltec

BE ER ILV

N

N

S Trekell Rd

S CHUICHU RD S Trekell Rd

Chuichu

S Shaw Rd

S

Rd an RDW El Camino Del C J E SUNRISE DR uin W Se EoaSelma ppaRHdwy Bolm Fre W Rudasill Rd qu W AHwy em RpdR d Y e r p o E SNYDER RD W i 8 Manville Rd E B IRVINGYTO N RDerro E Hanna Hma F RIVE n RdW Rd E Conrn W Cor anSRd nmW W MANVILLE ill Rd Air Force nyder HRD el C E SNYDER RD WinnoRD R RD AJO Rd WEElCOoCam I - 8W Hma WC nm ann Hor a aRndRd E PRINCE RD d Eld Camino Del C erro ill Rd W IRVIN Air Force J T rn k Rd W SnyderWHRD ParMANVILLE WW W 8 E RIV I - 8W Manville Rd E Hanna Rd AW W Fort LERdNDCIAGRD VOAW N W EGHanna E R RD E RI W Littletown 87 8 N I V R I Rd T W Hanna Rd L owEeAllricRadRd E PRINCE RD O p D V N Rd E VALENCIA RD ee I NDN LENCIA RD W Park Rd 10 E R RD W nnaVA RdLENCIA R WdHaW n Valley Rd Fort L owToltec W VAEY R T RD RD EIroG RAENPRINCE llricR eW W ED rk Rd 87 PaaR AW E86 D W VALENCIA RD or d EN I addDRNd E Houser E VALENCIA RD eep Littletown 10 WAFVW Rd L omWIDE W Houser Rd wC TUCSON 87 EaenIAA nWVR alA leyNR E Fairmount St sllric RRN EEN Z-A8LtHer Littletown D Td RD RD EIreopG Y CIA Toltec W Hermans Rd 86 W MILE I E VALENCIA RD R 10 R D L A V W E N Y e INT'L 4 D NEY n Valley IroG RDY BLVD TSt ANDRd W BATTAGLIA DR W Houser Rd HW TUCSON EE ns Rd RD E Houser Rd RD a86 ZW EFairmount SPREE WA W SAIRPORT PEEDWAY BLVDE D WAMILE d AJO W Hermans RW -84HermWIDE INT'L TUCSON WHHouser WY Rd E Fairmount St ans Rd RD E Houser Rd m Eloy ZW WWOBATTAGLIA WAMILE WIDE Rd DR -84Her E10 SPEEDWAY BLVD W SAIRPORT PEEDWAYINT'L BLVD Y J HermansW BATTAGLIA Arizona City A W DR Chuichu H 86 W Three Points K I 19 E Milligan Rd Eloy E SPEEDWAY BLVDE 22ND ST W SAIRPORT PEEDWAY BL10 VD JO Summit A N Arizona City W NE Vail E 22ND ST nch Rd E Milligan Rd 10 E 22ND ST Chuichu 86 E Milligan Rd San K 19 Three Points W Phillips Rd Y Summit d Ra IN Picacho St Vail 86 W GuyWThree E Milligan Rd E 22ND ST h R ff E 22ND ST K IR19 E MillJiogaaqn RN dE Sa D Phillips RdPoints nc G o Summit d Y u NN Picacho W Guy St Ra BopnpJRo d Vail E Milligan Rd E 22ND ST hR Sain R RD E v a lyn Rd aq Y yard Rd off E W Phillips Rd nc W G d n Y H R W Guy St Ra pp RRd O BEoNutt n10 iRll Rd Joa Air Force f Wd SnyderuiH J f E v a lyn Rd D q WHAWY Go ush Rd E Nutt Rd ppPima odW Rd d Mine RdJuO i B D R N MO R A H E n R l l i H r e d y Air Force n S G W N I V R I W T d E v a lyn Rd O 10 A R W Bayard R HWY N RD Will Rd dW IRVINJO RDRD ON N WH E Nutt Rd ARMO EAHRM er H10 Air Force nydRd d W SMine W ParkWRPima D A RD AWGVTAOLNEN RCI W Bush Rd Rd W HARMON RD Hotts E W Dark Rd Chief Bu W IRVINGTO N RD W Pima Mine Rd W Pretzer Rd E HARMONWRP tte E VALENCIA RD D VALENCIA RD W VALENCIA RW Hotts ER N RD MORd W HA Rd de TucsonRD RK LINK DRChief Butte W Pretzer Rd 86 R kAE PECAIK LrM HE WWW PaV E SAHUARITA RD Corona E Ellis Rd ERVALENCIA A RRDD LTdEN D A CI N R E A L A V W E Hotts Rd D PINK Rd Corona de Tucson Chief Bu TUCSON AH U L AR D I TA 86 S R R D K A E P L M E T HE W d R s i l l E E E Sahuarita d s R n a m Her W W Pretzer Rd K RE VALENCIA RD ans Rd REYSERVOIR RD W HerEmGREENE tte A R D A I C EN L A V W P INT'L TUCSON Rd s Rduttes Rd K RD Sahuarita 77 de Tucson RK LINK DR ve StaHer r Dr mWanHE IR RRd SE HRWEVO UARITA RD Corona s RRduby W ans Rd REO E SAH W HerEmGREENE EDElliW Curtis W Twsi nRLdBMET PEA S 286 INT'L AIRPORT PA Sa AWJEYCurtis Rd W Ruby Star Dr Do 77 tte W Hermans Rd t Oracle u H TUCSON W r n B Sahuarita W A e e 10 RDTEwinBAUnM e Rd 7 S amGaAx R RD inNER ans Rd REYSERVOIR W AIRPORT WJOHerEmGREENE 286 ovDes MT EtaNRoitna Rd R S A D WB ant Oracle77 a d WdAn INT'L W uil d ert E 10 RdR 7 eE WR M txaR cgee R anEchB rMDT RinDButtes R inrN ritten 86 Ro HWWEMCurtis EaNRoitna Rd S Rd 19 RSG r E D es e Rd ARUubaymGSaA D w T O W Ranc k a v c d a l o l AIRPORT J d i 286W Brit d o Red Rock Rd San Ro R u E Her m ten RaW86 rt D Aries Drh R d 8 SG 19EtaNRonaaRd d W AW Mcgee R anch RdRRock eE E BWAAUnM amGaAx R TinN nc lock D MRed ese 7RD E Hem ita W Aries DWrh BR d ld R ED 8 Rd W Guy St cg ch Rd Oracle Junction Gui d r it t e n Ro r R S W M e e R an D Ranc W Guy St k a d d ine Hemleoc d n Oracle Junction Saddlebrooke Green Valley H L E co R W Aries Drh R d 8 S Mcge e R a e R as e dSas n W Bayard Rd d H Lin G ContineGreen Ra co ER Continental ge eGuy S McW ntal Ave Valley Saddlebrooke ia R d as St Sas E G W Bayard Rd d R RHel v e Continental Ave Continental dwin Rd E a E i d e n n S i Rd R W Bush Green Valley H lv N APima S Mcge e R a sco sL E Grand Valley Dr gu Mine Rd E Edwin Rd W S He d Bayard Rd Catalina E Sa Ga W Bush RW d Continental Ave N APima E Grand Valley Dr gu Continental ia R Mine Rd W Catalina lv e H E Edwin Rd S Bush Rd W N APima E Grand Valley Dr N OFFICE 5 CASAS ADOBES 9 ORO VALLEY/ORACLE gu Mine Rd W WS N Dove Mount ilver 9 ORO VALLEY/ORACLE OFFICE ADOBES a in Bl 77 WS 85.1600 | Fax 520.885.2309 5 CASAS 520.575.1900 | Fax 520.432.0168 520.297.2576 / 520.219.6451 bell N Dove Mount ilver R 520.297.2576 a in Bl 10 77 AH U ARITA RD D S R K A E P L M E T HE W 600 | Fax 520.885.2309 520.575.1900 | Fax 520.432.0168 / 520.219.6451 b E e ll R E. Tanque Verde Road 6760 N. Oracle Road, Suite 100B Fax 520.229.9210 | 520.742.5866 10 AH U AR D I TA S R R D K A E P L M E T HE W d E R To p W W MOORE RD anque 6760Tucson, N. Oracle | 520.742.5866 N Dove Mount gged Silv Fax 520.229.9210 on, AZ Verde 85715 Road AZRoad, 85704Suite 100B 8500 N. Oracle Rd., Suite 100 Summerhaven a ORE RD 8 Marana d TRoap Rd W MO 77 erbe W El520.297.2576 Tiro Rd e520.432.0168 0.885.1600 | Fax 520.885.2309 Tucson, AZ 520.575.1900 | Fax 520.219.6451 d / 100 AZ 85715 85704 8500 N. Oracle Rd., Suite R in Bl agg W Summerhaven Marana Valley, 85704 tteTs R W RullbRyWSEltOro WR r DrRd aTiro ARITANRWDTANGWETRAI NNEGERDI NE RD8 SAHS U10 K RD| 520.742.5866 A E P L M E HE W uAZ E d B R n i s 90 E. Tanque Verde Road 6760 N. Oracle Road, Suite 100B Fax 520.229.9210 w T W tte 85704 W Ruby pSRtOro OADWAY Fro adr Dr Valley,BuAZ 286 6 FOOTHILLS W NARANJA DR Rillito S D N o T on R W MOORE W Twi nW8500 nta S 100 antFr ed DWAY Anam N. iOracle W NARANJA DR H wy cson, AZ| 85715 Tucson, AZ 85704 Rd., Suite agg Rillito S an ne RdROAD a oRnt on 47.1644 Fax 286 520.747.1403 6 FOOTHILLS 10WHOUGHTON 520.299.4606 | eFax 9 A W Ela Tiro x dMRd WR ll Rd 520.577.6993 H wy iata ta R d W TANGERI NE RD W B520.299.4606 | eFax 520.577.6993 R ineValley, A OR 644 | Fax 520.747.1403 10 HOUGHTON ROAD d uAbnyam s R M 9 e a R R t R x Oro AZ 85704 h t W R r S D r t a c c g l u 520.901.1720 E. Broadway Blvd., Suite 130 ita ritten 6262 N Swan Ro l Rd Road, Suite 205W M ee Rdan d Oro Valley WB O B 520.618.7790 | Fax N Willow Canyon n i w T W R S W R h a ancSwan Road, Suite 205 McgAv c roadway Blvd., Suite 130 ritten 6262 N RoFro d Oro Valley W NARANJA DR d | Fax 520.901.1720 Willow Canyon h R d AZ 85718 Wra eeraRVanlley Rd 520.618.7790 on on, AZ 85716 W Av Ranc Tucson, ad nta W W TWIN PEAKS RSDanta 8280 S.Houghton #130 A m Valley Rd H wy h R AZ A AZ 85716 0.747.1644 | Fax 520.747.1403 Tucson, 85718 520.299.4606 | eFax a x Mine RdW TWIN PEAKS RD S.Houghtonna#130 Rita Cortaro ll Rd 520.577.6993 8280 Tucson, WB d OR W Emigh Rd AZ 520.432.0168 85747 d| Fax R R Cortaro h 520.885.1600 | Fax 520.885.2309 520.575.1900 520.297.2576 / 520.219.6451 520.202.2626 | Fax 520.495.6151 c c g 77 E. Broadway Blvd., Suite 130 r R ee R an AZ M Tucson, d Swan Road, Suite 205 itten 6262 NVALLEY MBRIC W|Emigh 85747 7 GREEN 520.618.7790 FaxRd520.901.1720 oa W W R a Av nVALLEY RIC ra Valley R d 7 GREEN cRoad n h R d AZ 11 d SKYLINE cson, AZ| 85716 6390 E. Tanque Verde Road, Suite 100B | 520.742.5866 7479 E. Tanque Verde Tucson, 85718 77.8707 Fax 520.529.5034 Casas 520.625.1095 | Fax 520.958.9663 KS RD TWINFax 8280 S.Houghton #130PictureWRocks R a 6760 N. 11Oracle PEA520.229.9210

I - 8W

N

N

10

10

RD

RD

ilmot Rd

Y

10

ilmot Rd S Swan Rd

TUCSON Summit Summit INT'L

AIRPORT

9 Y

RD

S Swan Rd

19

S Swan Rd

95

19

95

95

W

W Hermans Rd

NR D

W Guy StW Guy St W AJ

W OH

86

ndario Rd

W

S SandariSo R Mdarstellar Rd

W

86 ThreeThree s Rd HermanPoints WPoints Y

S HOUGHTON RD HOUGHTON RD

S HOUGHTON RD S HOUGHTON RD S KOLB RD S HOUGHTON RD S HOUGHTON RD

S KOLB RD

N Bea r Canyon Rd

N Bea r Canyon Rd

N Bea r Canyon Rd

et

N SWAN RD

et

S KOLB RD

S SANDARIO RD

W

S SANDARIO RD

S Marstellar Rd anch Rd W Gar c ia RS SANDARIO RD S Sandario Rd S Marstellar Rd W

N SWAN RD

N Trico Rd

h Rd W Gar c ia Ranc

5

h Rd W Gar c ia Ranc

S

S

BIA-3

N SWAN RD et

N Trico Rd

N ANWAY RD

S OLD

N ANWAY RD

N Pump Station Rd

N Trico Rd

N ANWAY RD

Rd

ch

Rd

ch

Rd

ch

5

5

BIA-3

S

BIA-3

S

S

a Cunningham Alison Team, E. Tanque Verde unningham andand Alison MillsMills Team, 74797479 E. Tanque Verde Rd. Rd. AZ 85715 85715

86

10

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

RD

K

S

W an Jo W IRVINWGETIRYVRINGTO N RD O NDRD aq

uin 520.877.9200 | Fax 520.202.6348W Park RWd Park Rd Bopp R d CIA RD N EW VAALHR DY WRVd ALEWNCI Littletown ll IRAd RD Air Force nyder HiC W E VALENCIA RDLittletown WSVALEN AJO E VALENCIA RD 10 10 R D A I C EN L A V W 11165 N. La Canada Dr., Suite 143 W W IRVINGTO N RD 86 86 TUCSON mans Rd Oro Valley, AZ W85737 Her W TUCSON d R s n d s R n a m Her W a m r e H W d R k r a P W d Hermans R Y WY RD INT'L W VALENCIAINT'L HW JO H Littletown AIRPORT AIRPORT E VALENCIA RD W VALENCIA RD AJO A

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

LL

N

8 O RO VALLEY/LA CANADA

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

RD

K

BE ER ILVD R LL

LL

N 1ST AVE

N 1ST AVE

N 1ST AVE

424

BE ER ILV

BE ER ILV

K

N

Schuchk

424

42

Rd ge 4

N

4 -3

520.426.4600 | Fax 520.426.4699 442 W. Kortsen Rd. Suite 101 Schuchk Schuchk Casa Grande, AZ 85122

SECURITY AGENCY ECURITY AGENCY

N Trico Rd

N Trico Rd

N Trico Rd

S

4 -3

4 -3

4 C ASA GRANDE BIA

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9 12 TANQUE VERDE Oro Valley Willow Canyon Green Valley Picture Rocks S Mcagne e 6 11 Green Valley 707 | Fax 520.529.5034 Casas 520.625.1095 | Fax 520.958.9663 R 11 SKYLINE e g Mc C S W P I e T W INA RD Cortaro 6 U d R r e k c u T W R d E. River Road, Suite 200 D E Adobes 190 W. Continental Rd., Suite 226 R Rd R O C AZ 85747 Tucson, AZ 85715 8500 Rd., Suite 100 Tucson, AZ 85715 | Fax 520.529.8998 K S R N. Oracle W PICContinental TUW r RdTucson, cke85704 Tu520.529.0506 WAZ REEmigh d ia iver Road, Suite 200 190 W. Rd., Suite 226 Tucson, AMBRIC R O C K S RD W INA RD Continental NAdobes 520.529.0506 | Fax 520.529.8998 7 Continental GREEN VALLEY ia RHel v3 on, AZ 85718 Green Valley, AZ 85622 N AZ S85704 2890 E. Skyline Drive, Suite 200 W Picture E SUNRISE DR Valley, AZ 85718 l v3S77 AZ 85622| Fax 520.958.9663 RdOro S Rocks an 2890 E. Green Valley 0.577.8707 | Fax 520.529.5034 Green Valley, Skyline Drive, Suite 200 W Rudasill RRudasill 77 NRISE DR 6 520.625.1095 E SU11 HeCasas R 11 SKYLINE e g Mc S e S d Tucson, AZ 85718 2 B ROADWAY 6 FOOTHILLS E SNYDER RD 5 W PICTUREW El Camino RDD RD rro INA RD 5 Adobes leWRdTucker RdW MANVILLE vil85718 an520.529.0506 d SA GRANDE 40 E. River Road, Suite 200 8 ORO el C eW W MAZ 190VALLEY/LA W. ContinentalCANADA Rd., Suite 226Tucson, E SNYDER RD RO C S Continental | Fax MANVILLE RD 520.529.8998 ia R E R GRANDE erro 8 ORO VALLEY/LA CANADA 12 W Manville Rd | FaxW520.577.6993 W El Cam ino DeCl K 520.747.1644 | Fax 520.747.1403 10 H OUGHTON ROAD N 520.299.4606 IVE R 12 26.4600 Fax 520.426.4699 cson, AZ| 85718 520.877.9200 | FaxAZ 520.202.6348 Green| Fax Valley, 85622 S 1 ERD 12 TANQUE VERDE el v3 2890 E. Skyline Drive, Suite 200 R R D 77 SE I R N U S E H R D E PRINCE I 600 | Fax 520.426.4699 V 520.877.9200 520.202.6348 S E R R1D W Rudasill Rd 12 N TANQUE VERDE E PRINCE RD W 205 520.618.7790 | Fax 520.901.1720 3777 Blvd., 130 Dr., Suite 143 Tanque 6262 Swan Road, Suite F520.495.6151 W. Kortsen Rd. Suite 101 E. Broadway ort L owell Rd 11165 N. Suite La Canada 520.202.2626 | oFax Tucson, 85718 WAZ Tanque E SNYDER RD ortsen Rd. Suite 101 11165 La Canada Dr., Suite 143 5 RdMANVILLE RDI N 520.202.2626 d rt L owellW ville RF520.495.6151 M|anFax ASA GRANDE erro#130 8 N.ORO VALLEY/LA CANADA e l W D C o Verde n W El Cam i N Grande, AZ 85122Tucson, AZ 85716Oro E D R I T N Valley, AZ 85737 A E R G 8280 S. Houghton Y Tucson, AZ 85718 N NEY 7479 E. Tanque Verde RD Verde 12 nde, AZ 85122 D R T N Oro Valley, AZ 85737 A E R G E 7479 E. Tanque Verde R IVE R 1 0.426.4600 | Fax 520.426.4699 520.877.9200 | Fax 520.202.6348 E2 Fairmount St 12 TANQUE VERDE W MILE WIDE RD RD R D Tucson, AZ 85715 E PRINCE RD Tucson, AZ 85747 E2 Fairmount St RD AZ 85715 W MILE WIDE Tanque 2 W. Kortsen3 Rd. C Suite 101 ort L owell Rd 11165 N. La Canada Dr., Suite 143Tucson, E SPEEDWAY BLVD W SPEEDWAY 520.202.2626 | FaxW F520.495.6151 AMBRIC 7 G REEN VALLEY E SPEEDWAY BLVD W SPEEDWAY BLVD BLVD IN N Verde asa Grande, AZ 85122 EY R Oro Valley, AZ 85737 E GRANT RD 7479 E. Tanque Verde 520.577.8707 | Fax 520.529.5034 11 S

KYLINE TucsonE Fairmount St E 22ND ST DK 520.625.1095 | Fax 520.958.9663 Tucson INN 2 E 22ND ST W MILE WIDE RDS K IN Tucson, AZ 85715 E 22ND ST EY an 520.529.0506 | FaxW 520.529.8998 1840 E. River Road, Suite 200 N 190 W. Continental Rd., Suite 226 Sa SPEEDWAY BLVD E 22ND STE SPEEDWAY BLVD Jo EY BIA nJ RD aq BIA o uin E.RDSkyline Drive, Suite 200 Tucson, AZ 85718 Green Valley, AZ 85622 BoppaRqud2890 in Rd Bopp R d Y Tucson W E 22ND ST K R Y H W JO85718 r Hdill Rd yddeTucson, Air Force HAZ INN r HSilnl R Air Force W SnydeW E 22ND ST SAJO W A

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AZ Sellers Guide | 23

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