Digital Home Book 3823 E Calle De Soto

HOME BOOK PREPARED FOR:

3823 E. Calle De Soto

Tucson, AZ 85716

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AWA R E OF

IN THE REAL ESTATE CLOSING PROCESS

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IN SHO RT – wire instructions will not

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Subject Property 3823 E Calle De Soto Tucson AZ 85716 APN: 125-17-1080

Data Provided By: First American Title Ins Co

© 2024 CoreLogic. All rights reserved

Data Provided By: First American Title Ins Co

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Subject Property : 3823 E Calle De Soto Tucson AZ 85716 Owner Information Owner Name : Harris Adrian / Fairchild Madeleine R Mailing Address : 3823 E Calle De Soto, Tucson AZ 85716-5125 C026 Vesting Codes : / / Joint Tenants Owner Occupied O Indicator : Location Information Legal Description : El Montevideo Estates Lots 14 & 15 Blk 5 County : Pima, Az

Market Area : 60

Census Tract / Block : 19.00 / 2

APN : 125-17-1080

Township-Range- Sect : 14S-14E-9

Subdivision : El Montevideo Estates

Legal Book/Page : 5-75

Map Reference : 09-14S-14E

Legal Lot : 14

School District : Tucson Unified

Legal Block : 5

Munic/Township : Tucson Unified

Last Market Sale Information Recording/Sale Date : 02/27/2020 / 01/08/2020

Deed Type : Warranty Deed

Sale Price : $520,000

Price Per SqFt : $158.05

Document # : 580158 Title Company : Long Title Agcy Inc Seller Name : Vig-greenway Trust Prior Sale Information Prior Rec/Sale Date : 01/31/2005 / 01/00/2005 Prior Sale Price : $590,000

Prior Doc Number : 12479-6706 Prior Deed Type : Warranty Deed

Property Characteristics Gross Area : 3,290

Parking Type : None

Living Area : 3,290

Roof Material : Roll Composition

Total Rooms : 8

Heat Type : Forced Air

Year Built / Eff : 1951

Cooling Type : Forced Air

# of Stories : 1

Exterior wall : Adobe

Patio Type : Covered Patio Air Cond : Refrigeration Quality : Good Condition : Excellent Bath Fixtures : 9

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Property Information Land Use : Sfr County Use : Single Fam Resurban Subd

Zoning : R-1 Lot Acres : 0.37

Lot Size : 16,200 State Use : Single Fam Resurban Subd

Tax Information Total Value : $508,133 Total Taxable $21,446 Value : Assessed Year : 2023 Tax Year : 2023

Property Tax : $2,830.80 Tax Rate Area : 0150

Market Value : $508,133

Current Year Total $30,262 Value : Current Year $30,237 Improvement Value : Current Year Land $25 Value :

Current Assessed 2025 Year :

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Sales Analysis Criteria

Subject Property

Sale Price

Low

High

Average

$520,000

$490,000

$1,250,000

$889,091

3290

2824

3746

3168

$158.05

$146

$363

$280.37

Year Built

1951

1948

1982

1963

Lot Size

16,200

10,547

80,088

30,486

Bathrooms

3

2

4

3

Stories

1

1

1

1

$508,133

$264,946

$982,206

$611,132

0

0.08

2.84

1.37

Bldg/Living Area Price Per Square Foot

Bedrooms

Total Assessed Value Distance From Subject Summary of Comparables #

Sale Price

Total Assessed Value

Sale Date

Living Area

Lot Size

Year Built

3823 E Calle De Soto

520,000

508,133

02/27/2020

3

3,290

16,200

1951

1

3762 E Calle De Soto

950,000

475,618

06/07/2024

3

2,824

18,225

1948

0.08

R-1

2

4027 E Whitman St

495,000

342,238

10/09/2024

2

3,012

13,249

1956

0.33

R-1

3

190 S Randolph Way

980,000

644,527

05/29/2024

2

2,860

38,031

1952

0.59

RX-1

4

3377 E Arroyo Chico Ln

1,070,000

862,173

08/01/2024

3

2,956

37,303

1961

0.83

RX-1

5

5 E Calle Corta

1,195,000

697,583

03/26/2024

3

3,746

26,381

1964

0.91

RX-2

6

3033 E 3rd St

750,000

783,598

03/11/2024

3

3,114

12,588

1982

1.07

R-1

7

3131 E Camino Campestre

1,010,000

527,883

06/27/2024

3

3,320

43,688

1964

1.17

RX-1

8

55 N Sierra Vista Dr 1,250,000

661,671

02/29/2024

4

3,439

21,916

1965

2.12

R-1

9

2215 E Juanita St

490,000

480,014

02/27/2024

4

3,365

10,547

1953

2.35

R-1

10

5045 E Glenn St

1,040,000

982,206

07/22/2024

4

3,265

80,088

1978

2.74

R-1

11

4111 E Fort Lowell Rd

550,000

264,946

08/06/2024

2

2,942

33,325

1971

2.84

RX-1

S

Address

Bed Bath

Dist (Miles)

Zoning

R-1

Distressed Sales = Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Map

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Details of Comparables Subject Property: 3823 E Calle De Soto Tucson Az 85716 Owner Name: Harris Adrian /Fairchild Madeleine R APN / Alternate APN: 125-17-1080 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: El Montevideo Estates /Lot Size: 16,200

Year Built / Eff: 1951 /

Rec. Date / Price: 02/27/2020 / $520,000

Living Area: 3,290

# of units:

Document #: 580158

Bedrooms:

Pool:

Total Tax Value: $508,133

Bath(F/H): /

#1 3762 E Calle De Soto Tucson Az 85716 Owner Name: Ray Charles /Ray Brenda APN / Alternate APN: 125-10-0840 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: /

Lot Size: 18,225

Year Built / Eff: 1948 /

Rec. Date / Price: 06/07/2024 / $950,000

Living Area: 2,824

# of units:

Document #: 1590279

Bedrooms:

Pool: Pool

Total Tax Value: $475,618

Bath(F/H): /

#2 4027 E Whitman St Tucson Az 85711 Owner Name: Grecchi Giulio M /Grecchi Joan M APN / Alternate APN: 126-07-141A / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Colonial Estates /

Lot Size: 13,249

Year Built / Eff: 1956 /

Rec. Date / Price: 10/09/2024 / $495,000

Living Area: 3,012

# of units:

Document #: 2830344

Bedrooms:

Pool:

Total Tax Value: $342,238

Bath(F/H): /

#3 190 S Randolph Way Tucson Az 85716 Owner Name: Hunten Ryan /Hernandez Edlin APN / Alternate APN: 126-21-0380 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Colonia Solana /

Lot Size: 38,031

Year Built / Eff: 1952 /

Rec. Date / Price: 05/29/2024 / $980,000

Living Area: 2,860

# of units:

Document #: 1500287

Bedrooms:

Pool: Pool

Total Tax Value: $644,527

Bath(F/H): /

#4 3377 E Arroyo Chico Ln Tucson Az 85716 Owner Name: Roy Denis / APN / Alternate APN: 126-21-0810 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Colonia Solana /

Lot Size: 37,303

Year Built / Eff: 1961 /

Rec. Date / Price: 08/01/2024 / $1,070,000 Living Area: 2,956

# of units:

Document #: 2140133

Bedrooms:

Pool: Pool

Total Tax Value: $862,173

Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

#5 5 E Calle Corta Tucson Az 85716 Owner Name: Vo Elise T /Marbut Amanda APN / Alternate APN: 125-15-1610 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: El Encanto Estates /

Year Built / Eff: 1964 /

Lot Size: 26,381

Rec. Date / Price: 03/26/2024 / $1,195,000 Living Area: 3,746

# of units:

Document #: 860116

Bedrooms:

Pool: Pool

Total Tax Value: $697,583

Bath(F/H): /

#6 3033 E 3rd St Tucson Az 85716 Owner Name: Waldie Bradford /Waldie Megan APN / Alternate APN: 125-03-1160 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Morning Side Anx 02 / Lot Size: 12,588

Year Built / Eff: 1982 /

Rec. Date / Price: 03/11/2024 / $750,000

Living Area: 3,114

# of units:

Document #: 710645

Bedrooms:

Pool: Pool

Total Tax Value: $783,598

Bath(F/H): /

#7 3131 E Camino Campestre Tucson Az 85716 Owner Name: Dugger Gregory E /Dugger Sarah A APN / Alternate APN: 126-21-1030 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Colonia Solana /

Year Built / Eff: 1964 /

Lot Size: 43,688

Rec. Date / Price: 06/27/2024 / $1,010,000 Living Area: 3,320

# of units:

Document #: 1790163

Bedrooms:

Pool: Pool

Total Tax Value: $527,883

Bath(F/H): /

#8 55 N Sierra Vista Dr Tucson Az 85719 Owner Name: Smith Deborah G Trust / APN / Alternate APN: 123-05-1610 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Catalina Vista /

Lot Size: 21,916

Year Built / Eff: 1965 /

Rec. Date / Price: 02/29/2024 / $1,250,000 Living Area: 3,439

# of units:

Document #: 600082

Bedrooms:

Pool: Pool

Total Tax Value: $661,671

Bath(F/H): /

#9 2215 E Juanita St Tucson Az 85719 Owner Name: Wilcox John / APN / Alternate APN: 123-05-2800 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Catalina Vista /

Lot Size: 10,547

Year Built / Eff: 1953 /

Rec. Date / Price: 02/27/2024 / $490,000

Living Area: 3,365

# of units:

Document #: 580429

Bedrooms:

Pool:

Total Tax Value: $480,014

Bath(F/H): /

#10 5045 E Glenn St Tucson Az 85712 Owner Name: Jonglertjanya Kittaporn / APN / Alternate APN: 110-10-0410 /

Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: /

Lot Size: 80,088

Year Built / Eff: 1978 /

Rec. Date / Price: 07/22/2024 / $1,040,000 Living Area: 3,265

# of units:

Document #: 2040149

Bedrooms:

Pool:

Total Tax Value: $982,206

Bath(F/H): / Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

#11 4111 E Fort Lowell Rd Tucson Az 85712 Owner Name: Mcnaughton Rachel A /Mcnaughton Shaun M APN / Alternate APN: 110-03-102D / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: /

Lot Size: 33,325

Year Built / Eff: 1971 /

Rec. Date / Price: 08/06/2024 / $550,000

Living Area: 2,942

# of units:

Document #: 2190345

Bedrooms:

Pool:

Total Tax Value: $264,946

Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Subject Property : 3823 E Calle De Soto Tucson AZ 85716

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

3837 E CALLE DE SOTO Owner Name : Mcgrath Harold H Iii Total Value : $330,920

Distance 0.02 Miles Subdivision : El Montevideo Estates Recording Date : 04/18/1990

Bed / Bath : / 2

Property Tax : $1,842.56

Land Use : Sfr

Lot Acres : 0.37

Stories : 1

Living Area : 2,064

Yr Blt / Eff Yr Blt : 1941 /

APN : 125-17-1100

3804 E CALLE DE SOTO Owner Name : Thompson David J Sale Date : 05/21/2019 Total Value : $379,323

Distance 0.04 Miles Subdivision : El Montevideo Estates Recording Date : 05/23/2019 Sale Price : $330,000

Bed / Bath : / 3

Property Tax : $2,213.63

Land Use : Sfr

Lot Acres : 0.28

Stories : 1

Living Area : 2,433

Yr Blt / Eff Yr Blt : 1955 /

APN : 125-17-0840

3838 E CALLE ENSENADA Owner Name : Simonsen Loretta R Sale Date : 01/08/2003 Total Value : $396,525

Distance 0.04 Miles Subdivision : El Montevideo Estates Recording Date : 01/08/2003 Property Tax : $2,175.36

Bed / Bath : / 3

Lot Acres : 0.31

Land Use : Sfr

Living Area : 2,907

Stories : 1

APN : 125-17-0990

Yr Blt / Eff Yr Blt : 1947 / 3849 E CALLE DE SOTO Owner Name : Cozzetti Dennis Sale Date : 04/27/1999 Total Value : $489,261

Distance 0.05 Miles Subdivision : El Montevideo Estates Recording Date : 04/29/1999 Sale Price : $235,000

Bed / Bath : / 3

Property Tax : $5,272.37

Land Use : Sfr

Lot Acres : 0.54

Stories : 1

Living Area : 3,187

Yr Blt / Eff Yr Blt : 1952 /

APN : 125-17-112B

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

3838 E CALLE DE SOTO Owner Name : Underwood Peter A Sale Date : 12/12/2017 Total Value : $378,601

Distance 0.05 Miles Subdivision : El Montevideo Estates Recording Date : 12/18/2017 Sale Price : $532,500

Bed / Bath : / 2

Property Tax : $2,265.88

Land Use : Sfr

Lot Acres : 0.37

Stories : 1

Living Area : 1,981

Yr Blt / Eff Yr Blt : 1954 /

APN : 125-17-0800

3817 E CALLE ENSENADA Owner Name : D Antonio Ry Sale Date : 11/08/2024 Total Value : $342,708

Distance 0.06 Miles Subdivision : El Montevideo Estates Recording Date : 11/13/2024 Sale Price : $625,000

Bed / Bath : / 3

Property Tax : $3,329.51

Land Use : Sfr

Lot Acres : 0.19

Stories : 1

Living Area : 2,514

Yr Blt / Eff Yr Blt : 1982 /

APN : 125-17-1260

3837 E CALLE CORTEZ Owner Name : Brandstetter Family Trust Sale Date : 03/24/2021 Total Value : $264,626 Land Use : Residential Lot Subdivision : El Montevideo Estates

Distance 0.07 Miles Recording Date : 03/26/2021 Sale Price : $225,000 Property Tax : $484.93 Lot Acres : 0.25 APN : 125-17-0920

3761 E CALLE DE SOTO Owner Name : Kyte Sale Date : 02/24/2018 Total Value : $414,612

Distance 0.07 Miles Subdivision : El Montevideo Estates Recording Date : 02/26/2018 Sale Price : $430,000

Bed / Bath : / 2

Property Tax : $2,487.56

Land Use : Sfr

Lot Acres : 0.37

Stories : 1.5

Living Area : 2,744

Yr Blt / Eff Yr Blt : 1962 /

APN : 125-17-167A

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

3844 E CALLE FERNANDO Owner Name : David Felixberto Sale Date : 03/01/1975 Total Value : $271,311

Distance 0.1 Miles Subdivision : El Montevideo Estates Recording Date : 03/14/1975 Sale Price : $37,000

Bed / Bath : / 1

Property Tax : $1,624.66

Land Use : Sfr

Lot Acres : 0.34

Stories : 1

Living Area : 1,462

Yr Blt / Eff Yr Blt : 1930 /

APN : 125-17-1160

202 N ALVERNON WAY Owner Name : Alvernon Park Llc Sale Date : 12/31/1992 Total Value : $651,268 Land Use : Apartment Stories : 1 Yr Blt / Eff Yr Blt : 1954 / 1954

Distance 0.1 Miles Recording Date : 12/31/1992 Sale Price : $165,000 Property Tax : $5,014.88 Lot Acres : 0.68 Living Area : 9,401 APN : 126-07-055C

Subdivision : Country Club Heights

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Census Tract / block: 19.00 / 2

Year: 2020

Household Population

Population by Age

Count:

3,584

0 - 11

Estimate Current Year:

3,521

12 - 17

Estimate in 5 Years:

3,280

18 - 24

12.64%

Growth Last 5 Years:

-6.75%

25 - 64

51.51%

Growth Last 10 Years:

-119.8%

65 - 74

10.69%

75+ Household Size

Household Income

Current Year:

1,626

0 - $25,000

19.13%

Average Current Year:

2.18

$25,000 - $35,000

8.12%

Estimate in 5 Years:

1,221

$35,000 - $50,000

10.76%

Growth Last 5 Years:

-11.93%

$50,000 - $75,000

9.35%

Growth Last 10 Years:

0.28%

$75,000 - $100,000

16.61%

Male Population:

46.57%

Above $100,000

36.04%

Female Population:

53.43%

Married People:

44.47%

Unmarried People:

55.53%

Average Household Income:

$77,649

Housing Median Mortgage Payments

Home Values

Under $300:

1.14%

Below $100,000:

3.78%

$300 - $799:

18.42%

$100,000 - $150,000:

6.06%

$800 - $1,999:

55.38%

$150,000 - $200,000:

8.24%

Over $2,000:

25.06%

$200,000 - $300,000:

20.37%

Median Home Value:

$382,100

$300,000 - $500,000:

31.35%

Unit Occupied Owner:

53.75%

Above $500,000:

30.21%

Median Mortgage:

$1,001

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Rent Payments

Year Built

Unit Occupied Renter:

46.25%

1999 - 2000

Median Gross Rent:

$990

1995 - 1998

Less Than $499

0%

1990 - 1994

$500 - $749

5.05%

1980 - 1989

9.58%

$750 - $999

46.28%

1970 - 1979

14.99%

$1000 and Over

48.67%

1900 - 1969

62.24%

Public Pre-Primary School:

0.54%

Not Enrolled in School:

66.07%

Private Pre-Primary School:

0.88%

Not A High School Graduate:

3.91%

Public School:

30.87%

Graduate Of High School:

7.82%

Private School:

3.06%

Attended Some College:

12.41%

Public College:

16.87%

College Graduate:

33.86%

Private College:

0.48%

Graduate Degree:

42%

70.86%

Private Worker:

46.82%

Government Worker:

25.62%

Self Employed Worker:

4.08%

Unpaid Family Worker:

4.33%

Education Enrollment

Workforce Occupation:

Manager/Prof: Technical: Sales:

18.64%

Administrative: Private House Hold: Service:

Farming: 5.86%

Protective Services:

0.87%

Skilled: Blue-Collar:

4.64%

Commute Time

Less Than 15 Min:

34.08%

15 min - 28 min:

54.89%

30 min - 57 min:

9.08%

Over 60 min:

1.95%

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 12/06/2024 © 2024 CoreLogic. All rights reserved

Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421

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S Shaw Rd

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TUCSON INT'L AIRPORT

N Calle Rinconado

WB

E VALENCIA RD

19

S Sierrita Mountain Rd

286

W VALENCIA RD

W Hermans Rd

51

W Bush Rd

Air Force

12

E 22ND ST S HOUGHTON RD S HOUGHTON RD

W VALENCIA RD

W Guy St W Bayard Rd

Tanque Verde

S H OUGHTON RD

W Park Rd

HWY AJO W IRVINGTO N RD 95

W

E 22ND ST

S Wilmot Rd

Three Points

86

NN EY RD

S Sandario Rd

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KI

S

W Hermans Rd

13RD E SNYDER

E Fairmount St

Sa

86

E R RD

E S01 PEEDWAY BLVD

W SPEEDWAY BLVD S

15

E RIV

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

RD

W MILE WIDE RD

16 ISE DR E SUNR

E PRINCE RD

LL

IN N EY R D

K

N Trico Rd

S

N

W Fort L o ell Rd w

o W El Camino Del C err

Casas Adobes 10

BE ER ILV

W Rudasill Rd

N

N Bea r Canyon Rd

W INA RD

O C K S RD

W MANVILLE RD

C LE

N Luckett Rd

Picture Rocks

W PICTURE R

H wy

Willow Canyon

Cortaro 11

W Emigh Rd

N SANDARIO RD

N Anway Rd

N Trico Rd

W TWIN PEAKS RD

on

A OR

N 1ST AVE

N ANWAY RD

N Pump Station Rd

N TRICO RD

ntain Rd

aterm an

NW

Oro Valley

Summerhaven

m

Fro nta

Le m

N

Rillito

W Tucker Rd

W Manville Rd

77

a in Bl

W MOORE RD W TANGERI NE RD W NARANJA DR

Marana

N Trico Rd

Valley Rd

N Dove Mount

This map is provided for general location only.

Please contact school districts for actual street boundaries

Rd ge

Continental

lv

d ia R

He 111 N. Well Road, Ajo, AZS 85321

520.387.5618

10105 S. Sasabe Road, Tucson, AZ 85736

520.822.1484

AMPHITHEATER UNIFIED

701 W. Wetmore, Tucson, AZ 85705

520.696.5000

16

CATALINA FOOTHILS UNIFIED

2101 E. River Road, Tucson, AZ 85718

520.209.7500

39

CONTINENTAL ELEMENTARY

1991 E. Whitehouse Canyon, Green Valley, AZ 85614

520.625.4581

08

FLOWING WELLS UNIFIED

1556 W. Prince Road, Tucson, AZ 85705

520.696.8800

06

MARANA UNIFIED

11279 W. Grier Road, Marana, AZ 85653

520.682.3243

11

PIMA COUNTY JTED

2855 W. Master Pieces Dr, Tucson, AZ 85741

520.352.5833

30

SAHUARITA UNIFIED

350 W. Sahuarita Road, Sahuarita, AZ 85629

520.625.3502

12

SUNNYSIDE UNIFIED

2238 E. Ginter Road, Tucson, AZ 85706

520.545.2000

13

TANQUE VERDE UNIFIED

2300 N. Tanque Verde Loop, Tucson, AZ 85749

520.749.5751

01

TUCSON UNIFIED

1010 E. 10th Street, Tucson, AZ 85717

520.225.6000

20

VAIL UNIFIED

10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747

520.879.2000

15

AJO UNIFIED

51

ALTAR VALLEY ELEMENTARY

10

et

W Avra

Catalina

06

10

8

N Mt

W El Tiro Rd

M ou

d

ed To p Rd agg

E Edwin Rd

E Grand Valley Dr

vd

WS ilver bell R

s

Ga

Oracle

Oracle Junction Saddlebrooke

He

N

I-10

irre Rd

N Agu

Rd

e Lin

S

d co R Sas

N Wentz R d

E

al Ave

S Estancia Dr

School District Information

Dr

77

ove rt D ese R uil d G S

N SWAN RD

lock E Hem

a d Ranch R d

Red Rock

ED

N F- 3

S Cattle Tank Rd

E No na Rd

d

d sR

K DR K LIN PAR

E BAUMGARTNER RD

WR

Chief Bu tte R

w Willo

S PICACHO HWY

10

S Kolb Rd

d

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

05249570321

©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF

- FIRST AMERICAN TITLE, FC0, JSTI 12/06/2024 03:20PM R9C8

PIMA, AZ INVESTIGATIVE SEARCH RESULTS

PAGE 1 OF 1

SEARCH PARAMETERS PARCEL: PARCEL:

125-17-1080 125-17-1080

OWNER:

HARRIS ADRIAN & FAIRCHILD M

SITUS:

3823 E CALLE DE SOTO TUC

MAIL:

3823 E CALLE DE SOTO

INSTRUMENT

REC DATE

2020 580158

02/27/2020

AFFIDAVIT

TUCSON AZ 85716 PLAT: LEGAL:

LOT

00014

BLOCK

005

EL MONTEVIDEO ESTATES LOTS 14 & 15 BLK 5

CURRENT TAXES

INFORMATION THROUGH 11/28/2024

LAND

IMPR

EXEMPT

RATE

AREA

PRIMARY

22,518

0

0

10.6987

0150

SECONDARY

25

28,995

0

2.6254

2024 TOTAL TAX BILLED

SPECIAL DISTRICTS

3,000.33

2024

TAX AMT

TAX DUE

INTEREST

DATE PAID

TOTAL DUE

FIRST HALF

1,500.17

0.00

0.00

09/30/2024

0.00

SECOND HALF

1,500.16

1,500.16

0.00

1,500.16

TOTAL CURRENT TAXES DUE 12/24

1,500.16

01/25

1,500.16

(ESTIMATED)

IMPROVEMENTS BYPASS BLDG SQFT

3,290

FULL CASH VALUE

YEAR BUILT

1951

LAND USE

01 41

1.0

LOT SIZE

16,200 SQ FT

NUMBER OF STORIES STORIES HEIGHT

0

EXTERIOR WALLS

ADOBE

GRADE MATERIALS

SCHOOL DISTRICT

580,392

0150

LAND FULL CASH VALUE

502

IMPR FULL CASH VALUE

579,890

SALES SALE DATE

SALE AMOUNT

INSTRUMENT TYPE

02/27/2020

520,000

2020 580158 WD

VIG STEVEN & GREENWAY JOY

01/31/2005

590,000

12479 6706 WD

FERNANDEZ S I /

09/04/2002

425,000

11877 4002 WD

DALEY RICHARD H/LUCY C

09/30/1998

266,000

10892 569 JD

ELLINGSEN MARY E

03/27/1991

143,000

9004 168 WD

MARRONEY SUSAN A

ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:

SFR

END SEARCH

SELLER NAME

VALIDITY

Page 1 of 5 12/06/2024 4:24 PM

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Page 3 of 5 12/06/2024 4:24 PM

Page 4 of 5 12/06/2024 4:24 PM

Page 5 of 5 12/06/2024 4:24 PM

Covenants, Conditions & Restrictions Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed

by First American Title. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Branch :FC0

User :JSTI

PIMA, AZ Document:SUBDIVISION_MAP 5.75 Printed on:12/6/2024 4:23 PM

Page:1 of 1

Page 1 of 1 12/06/2024 4:23 PM

Home Seller’s Guide

to the Title & Escrow Process in Arizona

Quick Reference

Table of

Contents

Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name

Email

Assistant

Email

Company

Phone

03 Welcome

Address

Fax

04 Benefits of Using a REALTOR®

First American Title

02 Quick Reference

05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process

Escrow Officer

Email

Escrow Assistant

Email

Address

Phone

City/State/Zip

Fax

Insurance Previous Company

Phone

Previous Agent

Policy No.

New Company

Phone

New Agent

Policy No.

Home Warranty Company

Policy No.

14 Understanding Title Insurance

Utilities and Services

16 Consider This

Southwest Gas 1.877.860.6020 www.swgas.com

Dish Network 1.800.823.4929 www.dishnetwork.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Cox 602.277.1000 www.cox.com

CenturyLink 800.366.8201 www.centurylink.com

Salt River Project 602.236.8888 www.srpnet.com

Direct TV 1.888.777.2454 www.directv.com

AT&T 1.800.222.0300 www.att.com

APS 602.371.7171 www.aps.com

17 Closing Your Escrow 18 Planning Your Move

Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

Benefits of using a Professional REALTOR

®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of.

A REALTOR®:

FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

› U nderstands market conditions and has access to information not available to the average homeowner.

- have the knowledge, patience, and sales skills needed to sell your home?

› C an advertise effectively for the best results.

- k now how to determine your home’s current market value?

› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

› K nows how to go toe-to-toe in negotiations.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends. › C an remain objective when presenting offers and counter-offers on your behalf.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› Maintains errors-and-omissions insurance.

Are you...

› W ill listen to your needs, respect your opinions and allow you to make your own decisions.

- aware of conditions in the marketplace today that affect value and length of time to sell?

› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- concerned about having strangers walking through your home?

› I s experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- f amiliar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

-a ware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

AZ Sellers Guide | 4

Key Professionals Involved in Your Transaction REALTOR

®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®

TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

AZ Sellers Guide | 5

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.

PREPARING YOUR HOME FOR SALE

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see

Make sure toilet seats look new and are firmly attached.

Repair or replace loud ventilating fans.

when they approach your house for the first time

Replace worn shower curtains.

and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a

R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

home sell. Here are some tips to present your home

Remove clutter throughout the house. Organize and clean out closets.

in a positive manner:

Clean household appliances and make sure they work properly.

A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

C lear all clutter from counter tops.

L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact.

S end pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

I f possible you, your pets, and your children should be gone while your home is being shown.

C lean trash cans and put them out of sight.

I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.

C heck that sink and tub are scrubbed and unstained.

M ake beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Terms You Should Know Appraisal

Deed Restrictions

Lien

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Annual Percentage Rate (APR)

Disbursement Date

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Close of Escrow

Endorsement

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Comparable Sales

Hazard Insurance

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Easement

Impounds

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Provides a complete breakdown of costs involved in a real estate transaction.

Legal Description

TRID

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

TILA-RESPA Integrated Disclosures

Settlement statement

AZ Sellers Guide | 9

The Life Of An Escrow THE BUYER

THE SELLER

THE ESCROW OFFICER

THE LENDER

Chooses a Real Estate Agent

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Schedules inspections and evaluates findings.

Reviews title commitment/ preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Documents are recorded and all proceeds from sale are received.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

AZ Sellers Guide | 10

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS

CASH

FHA

VA

CONV

BUYER

BUYER

BUYER

BUYER

1.

Downpayment

2.

Termite (Wood Infestation) Inspection (negotiable except on VA)

3.

Property Inspection (if requested by buyer)

BUYER

BUYER

BUYER

BUYER

4.

Property Repairs, if any (negotiable)

SELLER

SELLER

SELLER

SELLER

5.

New Loan Origination Fee (negotiable)

BUYER

BUYER

BUYER

6.

Discount Points (negotiable)

BUYER

BUYER

BUYER

7.

Credit Report

BUYER

BUYER

BUYER

8.

Appraisal or Extension Fee (negotiable)

BUYER

BUYER

BUYER

9.

Existing Loan Payoff

SELLER

SELLER

SELLER

SELLER

10.

Existing Loan Payoff Demand

SELLER

SELLER

SELLER

SELLER

11.

Loan Prepayment Penalty (if any)

SELLER

SELLER

SELLER

SELLER

12.

Next Month’s PITI Payment

BUYER

BUYER

BUYER

13.

Prepaid Interest (approx. 30 days)

BUYER

BUYER

BUYER

14.

Reserve Account Balance (Credit seller / Charge buyer)

PRORATE

PRORATE

PRORATE

15.

FHA MIP, VA Funding Fee, PMI Premium

BUYER

BUYER

BUYER

16.

Assessments payoff or proration (sewer, paving, etc.)

SELLER

17.

Taxes

PRORATE

PRORATE

PRORATE

PRORATE

18.

Tax Impounds

BUYER

BUYER

BUYER

19.

Tax Service Contract

SELLER

SELLER

BUYER

20.

Fire/Hazard Insurance

BUYER

BUYER

BUYER

21.

Flood Insurance

BUYER

BUYER

BUYER

22.

Homeowners Association (HOA) Transfer Fee

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

23.

HOA/Disclosure Fee

SELLER

SELLER

SELLER

SELLER

24.

Current HOA Payment

PRORATE

PRORATE

PRORATE

PRORATE

25.

Next Month’s HOA Payment

BUYER

BUYER

BUYER

BUYER

26.

Home Warranty Premium (negotiable)

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

27.

REALTORS®’ Commissions

SELLER

SELLER

SELLER

SELLER

28.

EAGLE Homeowners Title Policy

SELLER

SELLER

SELLER

SELLER

29.

Lenders Title Policy and Endorsements

BUYER

BUYER

BUYER

30.

Escrow Fee (NOTE: Charge seller on VA Loan)

SPLIT

SPLIT

SELLER

SPLIT

31.

Recording Fees (Flat rate)

SPLIT

SPLIT

SPLIT

SPLIT

32.

Reconveyance/Satisfaction Fee

SELLER

SELLER

SELLER

SPLIT

33.

Courier/Express Mail Fees

SPLIT

SPLIT

SELLER

SPLIT

SELLER

BUYER

Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

AZ Sellers Guide | 11

The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

C oordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD) Prorate fees, such as real property taxes, per the contract and prepare the settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds Review documents and ensure all conditions are fulfilled and certain legal requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13

Understanding Title Insurance The Title Industry & Title Insurance in Brief Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection.

Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

AZ Sellers Guide | 14

WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners Protection from: 1

Someone else owns an interest in your title

2

A document is not properly signed

3

Forgery, fraud, duress in the chain of title

4

Defective recording of any document

5

There are restrictive covenants

6

There is a lien on your title because there is:

EAGLE

Compare First American’s Eagle Policy® for Owners

ALTA Standard or CLTA 21

Post-policy prescriptive easement

22

Covenant violation resulting in your title reverting to a previous owner

23

Violation of building setback regulations

24

Discriminatory covenants Other benefits:

25

Pays rent for substitute land or facilities

26

Rights under unrecorded leases

27

Plain language statements of policy coverage and restrictions

c) a charge by a homeowner’s association

28

Compliance with Subdivision Map Act

7

Title is unmarketable

29

Coverage for boundary wall or fence encroachment*

8

Mechanics lien

30

9

Forced removal of a structure because it:

Added ownership coverage leads to enhanced marketability

31

Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33

Post-policy Living Trust coverage

a) a deed of trust b) a judgement, tax, or special assessment

a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10

Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11

Unrecorded lien by a homeowners association

12

Unrecorded easements

13

Building permit violations*

14

Restrictive covenant violations

15

Post-policy forgery

16

Post-policy encroachment

17

Post-policy damage from extraction of minerals or water

18

Lack of vehicular and pedestrian access

19

Map not consistent with legal description

20

Post-policy adverse possession

ALTA Standard or CLTA

EAGLE

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties.

Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

AZ Sellers Guide | 15

Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

AZ Sellers Guide | 16

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms.

You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

AZ Sellers Guide | 17

Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move.

Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Packing materials. Gather moving boxes and packing materials for your move.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

AZ Sellers Guide | 18

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

AZ Sellers Guide | 19

Your Notes:

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

4

1

6

Central Arizona

2

8 3 303

5

First American Title Branch Locator 7

11

12

9

1 SUN CITY WEST

623.299.3644 13940 W. Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 T HE LEGENDS

623.537.1608 20241 N. 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

3 A RROWHEAD

623.487.0404 16165 N. 83rd Ave, #100 Peoria, AZ 85382 SE corner of N 83rd Ave and W Paradise Ln

4 A NTHEM

623.551.3265 39508 N. Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/Gavilan Peak Pkwy

AZ Sellers Guide | 22

10

5 TATUM RIDGE

9 C HANDLER PORTICO

6 C AREFREE

10 G ILBERT SAN TAN

7 SCOTTSDALE FORUM

11 M ESA

8 R AINTREE

12 G OLD CANYON

480.515.4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum

480.575.6609 7202 E. Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/Carefree Dr.

480.551.0480 6263 N. Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln

480.563.9034 8605 E. Raintree Dr, # 130 Scottsdale, AZ 85260 SW corner of E Raintree Dr and N 87th St

480.777.0051 2121 W. Chandler Blvd., #100 Chandler, AZ 85224 SW Corner Chandler Blvd./Dobson Rd.

480.777.0614 1528 E. Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./Val Vista Rd.

480.401.3738 1630 S. Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley

480.288.0883 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/South Side Kings Ranch Rd.

Ow l

RD

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N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

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520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Suite 143 Oro Valley, AZ 85737

11 d ia R

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520.618.7790 | Fax 520.901.1720 Casas 8280 S. HoughtonW#130 INA RD Adobes Continental S RD O C K85747 Tucson, AZ N

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11RD SKYLINE W El Camino Del C erro 520.625.1095 | FaxW520.958.9663 W MANVILLE Manville Rd 520.529.0506 | Fax 520.529.8998 210 W. Continental Rd., Suite 248 W Fort L o ell Rd 2890 E. Skyline Drive, Suite 200 Green Valley, AZ 85622 w IN N EAZ Tucson, Y R 85718

h Rd W Gar c ia Ranc

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Willow Canyon

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W Emigh Rd

N 1ST AVE

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S Garvey Rd

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424

5

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9 O RO VALLEY/ORACLE W MOORE R12 D TANQUE VERDE Sahuarita / 520.219.6451 8 Marana520.297.2576 520.202.2626 | FaxSummerhaven 520.495.6151

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N La Palma Rd

N Tweedy Rd

N ANWAY RD N Ove rfield Rd

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520.577.8707 | Fax 520.529.5034 1840 E. River Road, Suite 200 Tucson, AZ 85718

520.299.4606 | Fax 520.577.6993 6262 Nn Swan Road, Suite 205 Green Valley ge e R a AZ 85718 S Mc Tucson, W Tucker Rd

INT'L AIRPORT

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ag W El Tiro Rd 520.575.1900 | Fax 520.432.0168 WR Rd W Ruby Star Dr uttes 6760 N. Oracle Road,WSuite Twi n B 100B W A nam a Mine Rd Tucson, AZ 85704 7 x

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520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Suite 130 Tucson, AZ 85716

4 C ASA GRANDE

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520.885.1600 | Fax 520.885.2309 6390286 E. Tanque Verde Road Tucson, AZ 85715 WB

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First American Title Branch Locator 77

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W Hermans Rd

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W PICKTURLa 287 INN E RPalma O C K S RD

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W Tucker Rd

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N Bea r Canyon Rd

N

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S Esta

N Luckett Rd

N Wentz R d

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N Trico Rd

N Anway Rd

NW

N

N TRICO RD

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N Dove Mount

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10

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AZ Sellers Guide | 23

For more information please contact your First American representative.

www.fi rs t am . c om

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