Private Club Focus - Montgomery County MD 5

MONTGOMERY COUNTY | MARYLAND | VOL. 5

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FE ATURES 4

Interior Design Ideas

10 Travel Destinations 27 Estate Planning 33 Accessory Trends

TOURNAMENT SCHEDULES 20

PGA Tournaments

24

LPGA Tournaments

26

Grand Slam Tennis Tournaments - US Open

28

Grand Slam Tennis Tournaments - French

30

Grand Slam Tennis Tournaments - Australian

32

Grand Slam Tennis Tournaments - Wimbledon

36

Recommended Service Directory

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

INTERIOR DESIGN

Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to utilize a space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made.

Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed.

It might be the office, dining

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

room or even a comfortable couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background.

Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a builtin desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times.

One simple way to make changes is through the use of color. This year Pantone has named two colors to its yearly color of the year award Ultimate Gray and Illuminating Yellow. These are certainly appropriate choices for the year as they complement each other.

Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense.

Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art (. . .continued on page 8)

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

will also freshen up any space.

Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper.

It is great for a bathroom or closet and if it gets tiresome, it is easily removed.

Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants.

They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference.

The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings.

One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations.

See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south!

NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the world supplying water to more than 40 million people. Unique

to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports leagues as well as for the Big Ten universities. (. . .continued on page 12)

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids.

Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s

western shore. It is home to the largest freshwater sand dunes in the world. The tallest sand dune at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. (. . .continued on page 14)

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces and beaches along the lake. A road trip would provide a fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.

SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral.

From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum.

There is much to see and learn in New Orleans.

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MONTGOMERY COUNTY | MARYLAND | VOL. 5

Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for Gospel, Jazz, R&B, Rap and Soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant and diverse restaurant scene but is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters.

Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music.

Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops.

For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade

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Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.

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2021-2022 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

DATES

TOURNAMENT

DEFENDING CHAMPION

AUG 19 - 22, 2021

THE NORTHERN TRUST

Dustin Johnson $1,710,000

AUG 26 - 29, 2021

BMW Championship

Jon Rahm $1,710,000

SEP 2 - 5, 2021

TOUR Championship

East Lake Golf Club, Atlanta, GA

Dustin Johnson

SEP 16 - 19, 2021

Fortinet Championship Silverado Resort and Spa North, Napa, CA

Stewart Cink $1,188,000

SEP 24 - 26, 2021

Ryder Cup Whistling Straits, Sheboygan, WI

SEP 30 - OCT 3, 2021

Sanderson Farms Championship Country Club of Jackson, Jackson, MS

Sergio Garcia $1,188,000

OCT 7 - 10, 2021

Shriners Children's Open TPC Summerlin, Las Vegas, NV

Martin Laird $1,260,000

OCT 14 - 17, 2021

THE CJ CUP @ SUMMIT The Summit Club, Las Vegas, NV

Jason Kokrak $1,755,000

OCT 21 - 24, 2021

ZOZO CHAMPIONSHIP Accordia Golf Narashino CC, Chiba, JPN

Patrick Cantlay $1,440,000

OCT 28 - 31, 2021

Bermuda Championship Port Royal Golf Course, Southampton, BER

Brian Gay $720,000

OCT 28 - 31, 2021

World Golf Championships-HSBC Champions Sheshan International GC, Shanghai, CHN

Rory McIlroy $1,745,000

NOV 4 - 7, 2021

World Wide Technology Championship at Mayakoba El Camaleon Golf Club, Riviera Maya, MEX

Viktor Hovland $1,296,000

NOV 11 - 14, 2021

Houston Open Memorial Park Golf Course, Houston, TX

Carlos Ortiz $1,260,000

NOV 18 - 21, 2021

The RSM Classic Sea Island Resort (Seaside), Sea Island, GA

Robert Streb $1,188,000

JAN 6 - 9, 2022

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Harris English $1,340,000

JAN 13 - 16, 2022

Sony Open in Hawaii Waialae Country Club, Honolulu, HI

Kevin Na $1,188,000

JAN 20 - 23, 2022

The American Express PGA WEST (Stadium), La Quinta, CA

Si Woo Kim $1,206,000

JAN 27 - 30, 2022

Farmers Insurance Open Torrey Pines (South), San Diego, CA

Patrick Reed $1,350,000

FEB 3 - 6, 2022

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

Daniel Berger $1,404,000

FEB 10 - 13, 2022

Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ

Brooks Koepka $1,314,000

FEB 17 - 20, 2022

The Genesis Invitational The Riviera Country Club, Pacific Palisades, CA

Max Homa $1,674,000

FEB 24 - 27, 2022

The Honda Classic PGA National (Champion), Palm Beach Gardens, FL

Matt Jones $1,260,000

MAR 3 - 6, 2022

Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR

Branden Grace $540,000

MAR 3 - 6, 2022

Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL

Bryson DeChambeau $1,674,000

MAR 10 - 13, 2022

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL

Justin Thomas $2,700,000

MAR 17 - 20, 2022

Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL

Sam Burns $1,242,000

Liberty National Golf Club, Jersey City, NJ Caves Valley Golf Club, Owings Mills, MD

(. . .continued on page 22) 20

2022 PGA TOURNAMENT SCHEDULE

22

* Schedule subject to change

DATES

TOURNAMENT

DEFENDING CHAMPION

MAR 23 - 27, 2022

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Billy Horschel $1,820,000

MAR 24 - 27, 2022

Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM

Joel Dahmen $540,000

MAR 31 - APR 3, 2022

Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

Jordan Spieth $1,386,000

APR 7 - 10, 2022

Masters Tournament Augusta National Golf Club, Augusta, GA

Hideki Matsuyama $2,070,000

APR 14 - 17, 2022

RBC Heritage Harbour Town Golf Links, Hilton Head, SC

Stewart Cink $1,278,000

APR 21 - 24, 2022

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

M. Leishman / C. Smith $1,069,300

APR 28 - MAY 1, 2022

Mexico Championship

MAY 5 - 8, 2022

Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD

Rory McIlroy $1,458,000

MAY 12 - 15, 2022

AT&T Byron Nelson TPC Craig Ranch, McKinney, TX

K.H. Lee $1,458,000

MAY 19 - 22, 2022

PGA Championship Southern Hills CC, Tulsa, OK

Phil Mickelson $2,160,000

MAY 26 - 29, 2022

Charles Schwab Challenge Colonial Country Club, Fort Worth, TX

Jason Kokrak $1,350,000

JUN 2 - 5, 2022

the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH

Patrick Cantlay $1,674,000

JUN 9 - 12, 2022

RBC Canadian Open St. George's G&CC, Toronto, ON, CAN

Rory McIlroy $1,368,000

JUN 16 - 19, 2022

U.S. Open The Country Club, ,

Jon Rahm $2,250,000

JUN 23 - 26, 2022

Travelers Championship TPC River Highlands, Cromwell, CT

Harris English $1,332,000

JUN 30 - JUL 3, 2022

John Deere Classic TPC Deere Run, Silvis, IL

Lucas Glover $1,116,000

JUL 7 - 10, 2022

Barbasol Championship Keene Trace Golf Club, Nicholasville, KY

Seamus Power $630,000

JUL 7 - 10, 2022

Genesis Scottish Open

JUL 14 - 17, 2022

Barracuda Championship Tahoe Mt. Club (Old Greenwood), Truckee, CA

Erik van Rooyen $630,000

JUL 14 - 17, 2022

The Open Championship St. Andrews Links (Old Course), Fife, SCO

Collin Morikawa $2,070,000

JUL 21 - 24, 2022

3M Open TPC Twin Cities, Blaine, MN

Cameron Champ $1,188,000

JUL 28 - 31, 2022

Rocket Mortgage Classic Detroit Golf Club, Detroit, MI

Cam Davis $1,350,000

AUG 4 - 7, 2022

Wyndham Championship Sedgefield Country Club, Greensboro, NC

Kevin Kisner $1,152,000

AUG 11 - 14, 2022

FedEx St. Jude Championship TPC Southwind, Memphis, TN

Dustin Johnson $1,710,000

AUG 18 - 21, 2022

BMW Championship Wilmington Country Club, Wilmington, DE

Jon Rahm $1,710,000

AUG 25 - 28, 2022

TOUR Championship East Lake Golf Club, Atlanta, GA

Dustin Johnson

2022 LPGA TOURNAMENT SCHEDULE DATES Jan. 20-23 Jan. 27-30 Feb. 4-6 / 11-13 March 3-6 March 10-13 March 24-27 March 31 - April 3 April 13-16 April 21-24 April 28 - May 1 May 12-15 May 25-29 June 2-5 June 10-12 June 16-19 June 23-26 July 13-16 July 21-24 July 28-31 Aug. 4-7 Aug. 11-14 Aug. 25-28 Sept. 1-4 Sept. 8-11 Sept. 15-18 Sept. 23-25 Sept. 29 - Oct. 2 Oct. 6-9 Oct. 13-16 Oct. 20-23 Oct. 27-30 Nov. 3-6 Nov. 10-13 Nov. 17-20

24

TOURNAMENT

* Schedule subject to change ** Purse subject to change

Hilton Grand Vacations Tournament of Champions Lake Nona G. and C.C., Orlando, Florida Gainbridge LPGA at Boca Rio Boca Rio G.C., Boca Raton, Florida LPGA Drive On Championship Florida location to be announced HSBC Women's World Championship Sentosa G.C., Singapore Honda LPGA Thailand Siam C.C., Pattaya, Chonburi, Thailand JTBC Classic presented by Barbasol Aviara G.C., Carlsbad, California The Chevron Championship Mission Hills C.C., Rancho Mirage, California LOTTE Championship Hawaii location to be announced JTBC LA Open Wilshire C.C., Los Angeles, California JTBC Championship at Palos Verdes Palos Verdes G.C., Palos Verdes Estates, California Cognizant Founders Cup New Jersey location to be announced Bank of Hope LPGA Match-Play Hosted by Shadow Creek Shadow Creek, Las Vegas, Nevada U.S. Women's Open Pine Needles Lodge and G.C., Southern Pines, North Carolina ShopRite LPGA Classic presented by Acer Seaview, A Dolce Hotel (Bay Course), Galloway, New Jersey Meijer LPGA Classic for Simply Give Blythefield C.C., Grand Rapids, Michigan KPMG Women's PGA Championship Congressional C.C., Bethesda, Maryland Dow Great Lakes Bay Invitational Midland C.C., Midland, Michigan Amundi Evian Championship Evian Resort G.C., Evian-les-Bains, France Trust Golf Women's Scottish Open Dundonald Links, Ayrshire, Scotland AIG Women's Open Muirfield, East Lothian, Scotland ISPS Handa World Invitational Galgorme Castle G.C., and Massereene G.C., Antrim, Northern Ireland CP Women's Open Ottawa Hunt and G.C., Ottawa, Ontario, Canada Dana Open presented by Marathon Highland Meadows G.C., Sylvania, Ohio Kroger Queen City Championship presented by P&G Kenwood Country Club, Cincinnati, Ohio Portland Classic Oregon location to be announced Walmart NW Arkansas Championship presented by P&G Pinnacle Country Club, Rogers, Arkansas Volunteers of America Classic Old American G.C., The Colony, Texas LPGA MEDIHEAL Championship The Saticoy Club, Somis, California Buick LPGA Shanghai Qizhong Garden G.C., Shanghai, People's Republic of China BMW Ladies Championship Korean location to be announced Taiwan Swinging Skirts LPGA Miramar G.C., New Taipei City, Chinese Taipei TOTO Japan Classic Seta Golf Course, Shiga, Japan Pelican Women's Championship Pelican G.C., Belleair, Florida CME Group Tour Championship Tiburon G.C., Naples, Florida

PURSE $1.2M $2M $1.5M $1.7M $1.6M $1.5M $5M $2M $1.5M $1.5M $3M $1.5M $5.5M** $1.75M $2.5M $4.5M $2.5M $4.5M $2M $6.8M $1.5M $2.35M $1.75M $1.75M $1.4M $2.3M $1.5M $1.8M $2.1M $2M $2.2M $2M $2M $7M

25

2022 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change ** Start Times Listed in EST

SESSION

26

DATE

SCHEDULE

PLAY START

MATCHES

1

Sun 29 Aug

Day

11.00am

Men’s / Women’s 1st Round

2

Sun 29 Aug

Night

7.00pm

Men’s / Women’s 1st Round

3

Mon 30 Aug

Day

11.00am

Men’s / Women’s 1st Round

4

Mon 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

5

Tue 31 Aug

Day

11.00am

Men’s / Women’s 2nd Round

6

Tue 31 Aug

Night

7.00pm

Men’s / Women’s 2nd Round

7

Wed 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

8

Wed 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

9

Thu 2 Sep

Day

11.00am

Men’s / Women’s 3rd Round

10

Thu 2 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

11

Fri 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

12

Fri 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

13

Sat 4 Sep

Day

11.00am

Men’s / Women’s Round of 16

14

Sat 4 Sep

Night

7.00pm

Men’s / Women’s Round of 16

15

Sun 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

16

Sun 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

17

Mon 6 Sep

Day

12.00pm

Men’s / Women’s Quarterfinals

18

Mon 6 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

19

Tue 7 Sep

Day

12.00pm

Men’s / Women’s Quarterfinals

20

Tue 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

21

Wed 8 Sep

Day

12.00pm

Women’s Semifinals Men’s / Women’s Doubles Semifinals

22

Thu 9 Sep

Day

12.00pm

Men’s / Mixed Doubles Finals Men’s Semifinal 1

23

Thu 9 Sep

Night

7.00pm

Men’s Semifinal 2

24

Fri 10 Sep

Day

12:00 PM

Mixed / Men’s Doubles Finals Women’s Final

25

Sat 11 Sep

Day

1:00 PM

Men's Final Women’s Doubles Final

MONTGOMERY COUNTY | MARYLAND | VOL. 5

DO YOU HAVE AN UP-TO-DATE

E S TATE PL AN?

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property.

A will requires the naming of an executor responsible for fulfilling the deceased’s wishes.

Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last (. . .continued on page 29) 27

2022 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE

28

PLAY START

SESSION

MAY 22 - SUN

Day - 11:00 AM

1st Round

MAY 23 - MON

Day - 11:00 AM

1st Round

MAY 23 - MON

Evening - 9:00 PM

1st Round

MAY 24 - TUE

Day - 11:00 AM

1st Round

MAY 24 - TUE

Evening - 9:00 PM

1st Round

MAY 25 - WED

Day - 11:00 AM

2nd Round

MAY 25 - WED

Evening - 9:00 PM

2nd Round

MAY 26 - THU

Day - 11:00 AM

2nd Round

MAY 26 - THU

Evening - 9:00 PM

2nd Round

MAY 27 - FRI

Day - 11:00 AM

3rd Round

MAY 27 - FRI

Evening - 9:00 PM

3rd Round

MAY 28 - SAT

Day - 11:00 AM

3rd Round

MAY 28 - SAT

Evening - 9:00 PM

3rd Round

MAY 29 - SUN

Day - 11:00 AM

4th Round

MAY 29 - SUN

Evening - 9:00 PM

4th Round

MAY 30 - MON

Day - 11:00 AM

4th Round

MAY 30 - MON

Evening - 9:00 PM

4th Round

MAY 31 - TUE

Day - 12:00 PM

Quarterfinals

MAY 31 - TUE

Evening - 5:00 PM

Quarterfinals

JUN 01 - WED

Day - 12:00 PM

Quarterfinals

JUN 01 - WED

Evening - 9:00 PM

Quarterfinals

JUN 02 - THU

Day - 2:00 PM

Semifinals

JUN 03 - FRI

Day - 3:00 PM

Semifinals

JUN 04 - SAT

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

JUN 05 - SUN

Day - 3:00 PM

Men's Singles Final

MONTGOMERY COUNTY | MARYLAND | VOL. 5

will and testament, an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion.

A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. (. . .continued on page 31) 29

2022 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Session

30

Date

Time

1

Mon, January 17, 2022

11:00 AM

Men's and Women's 1st Round

Featured Matches

2

Mon, January 17, 2022

7:00 PM

Men's and Women's 1st Round

3

Tue, January 18, 2022

11:00 AM

Men's and Women's 1st Round

4

Tue, January 18, 2022

7:00 PM

Men's and Women's 1st Round

5

Wed, January 19, 2022

11:00 AM

Men's and Women's 2nd Round

6

Wed, January 19, 2022

7:00 PM

Men's and Women's 2nd Round

7

Thu, January 20, 2022

11:00 AM

Men's and Women's 2nd Round

8

Thu, January 20, 2022

7:00 PM

Men's and Women's 2nd Round

9

Fri, January 21, 2022

11:00 AM

Men's and Women's 3rd Round

10

Fri, January 21, 2022

7:00 PM

Men's and Women's 3rd Round

11

Sat, January 22, 2022

11:00 AM

Men's and Women's 3rd Round

12

Sat, January 22, 2022

7:00 PM

Men's and Women's 3rd Round

13

Sun, January 23, 2022

11:00 AM

Men's and Women's 4th Round

14

Sun, January 23, 2022

7:00 PM

Men's and Women's 4th Round

15

Mon, January 24, 2022

11:00 AM

Men's and Women's 4th Round

16

Mon, January 24, 2022

7:00 PM

Men's and Women's 4th Round

17

Tue, January 25, 2022

11:00 AM

Men's and Women's Quarterfinals

18

Tue, January 25, 2022

7:00 PM

Men's and Women's Quarterfinals

19

Wed, January 26, 2022

11:00 AM

Men's and Women's Quarterfinals

20

Wed, January 26, 2022

7:30 PM

Men's and Women's Quarterfinals

21

Thu, January 27, 2022

11:00 AM

Women's Semifinals

22

Thu, January 27, 2022

7:30 PM

Men's Semifinal

23

Fri, January 28, 2022

3:00 PM

Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal

24

Sat, January 29, 2022

4:00 PM

Men's Doubles Final / Women's Singles Final

25

Sun, January 30, 2022

4:00 PM

Mixed Doubles Final / Men's Singles Final

MONTGOMERY COUNTY | MARYLAND | VOL. 5

Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments.

A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.

This article is for informational purposes only. Please consult a professional.

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2022 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE

32

PLAY START

SESSION

Mon, Jun 27

11:00 AM

Men's & Ladies' 1st Round

Tues, Jun 28

11:00 AM

Men's & Ladies' 1st Round

Wed, Jun 29

11:00 AM

Men's & Ladies' 2nd Round

Thurs, Jun 30

11:00 AM

Men's & Ladies' 2nd Round

Fri, July 01

11:00 AM

Men's & Ladies' 3rd Round

Sat, July 02

11:00 AM

Men's & Ladies' 3rd Round

Sun, July 03

11:00 AM

Men's & Ladies' 4th Round

Mon, July 04

11:00 AM

Men's & Ladies' 4th Round

Tues, July 05

11:00 AM

Ladies' Singles Quarterfinals

Wed, July 06

11:00 AM

Men's Singles Quarterfinals

Thurs, July 07

1:00 PM

Ladies' Singles Semifinals

Fri, July 08

1:00 PM

Men's Singles Semifinals

Sat, July 09

2:00 PM

Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final

Sun, July 10

2:00 PM

Men's Singles Final, Mixed Doubles Final

MONTGOMERY COUNTY | MARYLAND | VOL. 5

ORY

r o f s d Tren

S ACCES

2021

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing.

Break out all of those accessories that piled up from months of online shopping.

Nobody will judge if you overaccessorize.

The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look.

From pearl drop earrings to layered necklaces that mix (. . .continued on page 34) 33

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pearls with other materials, pearls work for all occasions.

There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to

stack rings on a couple fingers while you’re at it!

A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback.

Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.

Hair

ornaments

of

all

sizes

(. . .continued on page 35) 34

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can make a powerful fashion statement.

There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband!

Regardless of individual style, all can agree – now is the time to shine!

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RECOMMENDED SERVICE DIRECTORY

ARCHITECTS GTM Architects................................5

ORTHODONTICS Smile Frederick Orthodontics..... 19

CAREER COACH Jim Weinstein MBA DC Life Counseling....................... 15

PERSONAL INJURY Dross Berman LLC.......Front Cover, 23

DAY SCHOOL Charles E Smith Jewish Day School.... 21

PRIVATE SCHOOL Charles E Smith Jewish Day School.... 21 Georgetown Hill Early School........9

DENTIST Mazza Center for Implant & Esthetic Dentistry........................7

PSYCHOTHERAPIST Jim Weinstein MBA DC Life Counseling....................... 15

DENTIST Pediatric Dental Center of Frederick................................... 18

REALTOR Rachael Hesling - TTR Sotheby’s International Realty........... Back Cover

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REAL ESTATE Ethel Skenderis - Long & Foster.... 17 The Robert & Tyler Team............ 37

FINANCIAL ADVISOR John Comberiate - Edward Jones..... 15 FINANCIAL PLANNING Joe Dunn Financial Services........ 25 HARDWARE STORE Christopher’s Hardware.............. 13 INSURANCE Walker Poole Insurance Inc........ 11 MEDICAL CANNABIS Curio Wellness........... Front Inside Cover MEDICAL MALPRACTICE Dross Berman LLC.......Front Cover, 23 OPHTHALMOLOGIST Whitten Laser Eye........................ 17

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ROOFING Advanced Building Services........ 15 STONE RESTORATION Capitol Stone Care....................... 13 WATER TREATMENT SYSTEMS Easterday-Wilson Water Services LLC...1 WELLNESS CENTER Curio Wellness........... Front Inside Cover WINDOW REPLACEMENT Advanced Building Services........ 15