Private Club Focus - Lee County FL 3

LEE COUNTY | FLORIDA | VOL. 3

1

FE ATURES 4

Countdown to Retirement

12

Luxury Living Ideas

35 Senior Living 38 Exciting Travel Destinations

TOURNAMENT SCHEDULES

2

22

PGA Tournaments

28

LPGA Tournaments

30

Grand Slam Tennis Tournaments - US Open

32

Grand Slam Tennis Tournaments - French

34

Grand Slam Tennis Tournaments - Australian

36

Grand Slam Tennis Tournaments - Wimbledon

40

Recommended Service Directory

12

Fort Myers

Wealth Managed to a Fiduciary Standard

Pamela Lynn Abraham & Associates (239) 215-6051

Forbes 2018, 2019, and 2020 Best-in-State Wealth Advisors Forbes 2018 Top Women Wealth Advisors

8200 College Parkway | Suite 102 | Fort Myers, FL 33919 office: (844) 800-1115 | hightoweradvisors.com/fortmyers Securities offered through Hightower Securities, LLC | Member FINRA/ SIPC Hightower Advisors, LLC is a SEC registered investment adviser

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LEE COUNTY | FLORIDA | VOL. 3

The Countdown

To Retirement

M oney See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement.

• Take a quick test: Assuming your retirement

is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity.

That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living.

Retire before hitting 67 and you’ll need more saved; after, you’ll need less.

• .Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.

• .Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

S ave

the easy way

If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study. (. . .continued on page 6)

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LEE COUNTY | FLORIDA | VOL. 3

Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account.

•

Why do it You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs.

2. Got a tax refund? A bonus? A side job? Apply that to your principal.

3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity.

4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. (. . .continued on page 8)

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LEE COUNTY | FLORIDA | VOL. 3

Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress.

The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds; a 50/50 or 60/40 ratio of stocks to bonds is reasonable.

• Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest.

1. Do I work in a stable and growing industry?

2. .Do I work for a stable and growing company?

3. Is my heart still in it?

Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary

retirement; the rest of us exit prematurely, often as a result of job loss or burnout.

But you still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin.com/ learning and get online access to thousands of business, creative and technology courses for $30 per month.

Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved

8

from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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LEE COUNTY | FLORIDA | VOL. 3

LUXURY

LIVING IDE AS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

OPEN FLOOR PLANS With a new decade comes new interior design trends, so there is no better time than now to update the home. Not that trends like white kitchens and accent walls will disappear entirely but there will be an evolution and individuality and creativity will reign.

Unique pieces will be important as well as unusual materials with an emphasis on environmental sustainability. People want their homes to make them happy and to reflect their personalities. They are also thinking more long term and buying more for quality as they become more ecologically conscious.

(... continued on page 14)

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LEE COUNTY | FLORIDA | VOL. 3

WALL COLORS Simple changes can make a big impact and paint is one of the simplest. 2020 appears to be the year for colored walls, ceilings and even cabinetry. We will be seeing fewer white walls and lots more color. Pantone picks classic blue as the color of 2020 while Sherwin-Williams picks navy.

Benjamin Moore has chosen a soft rosy pinkish color. The theme for all three is the creation of a relaxing environment.

WALLPAPER Wallpaper is also making a comeback, particularly for powder rooms and foyers. With wallpaper of every style, from bold, modern statements to subtle classics, don’t be surprised to see wallpaper used more frequently on ceilings, not just in the bathroom. Expect to see large scale patterns, bold colors and even metallic accents, that best displays the homeonwers style and personality.

(... continued on page 16)

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LEE COUNTY | FLORIDA | VOL. 3

KITCHENS With the trend toward open floor plans, the kitchen has become an extension of the main living space, encouraging interaction and entertainment. This trend supports a casual yet connected lifestyle as well as informal dining.

IN-HOME CABINETRY AND APPLIANCES People are experimenting with colorful cabinetry and appliances and even two-toned cabinetry. Counter islands for seating are essential with this design as they increase the intimacy of the kitchen. LED lighting, big sinks, stainless steel appliances are still in.

(... continued on page 18)

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LEE COUNTY | FLORIDA | VOL. 3

ACCENT PIECES Accent pieces are an easy way to update the homes dĂŠcor. People want to connect with nature in their homes by adding plants, handmade items, natural materials, and original artwork. The big story for 2020 is anything goes if it is done right and reflects the homeowners individuality.

18

• PROMOTE YOUR BRAND • EARN NEW CLIENTS • GROW YOUR BUSINESS

w w w . P r i vat e C l u b F o c u s . c o m

19

21

2020-2021 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

DATES

TOURNAMENT

DEFENDING CHAMPION

SEP 10 - 13

Safeway Open

Stewart Cink

SEP 17 - 20

U.S. Open

Bryson DeChambeau

SEP 25 - 27

Ryder Cup

Whistling Straits, Hokler, WI

EUROPE

SEP 24 - 27

Corales Puntacana Resort & Club Championship

Hudson Swafford

OCT 1 - 4

Sanderson Farms Championship

Sergio Garcia

OCT 8 - 11

Shriners Hospitals for Children Open

Martin Laird

OCT 15 - 18

The CJ Cup @ Nine Bridges

Jason Kokrak

OCT 22 - 25

Zozo Championship

Patrick Cantlay

OCT 29 - NOV 1

Bermuda Championship

Brian Gay $720,000

NOV 5-8

Houston Open

Memorial Park Golf Course, Houston, TX

Carlos Ortiz $1,260,000

NOV 12 - 15

Masters Tournament

Dustin Johnson

NOV 19 - 22

The RSM Classic

Robert Streb

DEC 3 - 6

Mayakoba Golf Classic

Brendon Todd

DEC 3 - 6

Hero World Challenge

Henrik Stenson

DEC 11 - 13

QBE Shootout

Rory Sabbatini, Kevin Tway

JAN 7 - 10

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Justin Thomas

JAN 14 - 17

Sony Open in Hawaii Waialae Country Club, Honolulu, HI

Cameron Smith

JAN 21 - 24

The American Express

Andrew Landry

JAN 28 - 31

Farmers Insurance Open

Marc Leishman

FEB 4 - 7

Waste Management Phoenix Open

Webb Simpson

FEB 11 - 14

AT&T Pebble Beach Pro-Am

Nick Taylor

FEB 18 - 21

The Genesis Invitational

Adam Scott

FEB 25 - 28

Puerto Rico Open

Viktor Hovland

FEB 25 - 28

World Golf Championships-Mexico Championship

Patrick Reed

MAR 4 - 7

Arnold Palmer Invitational presented by Mastercard

Tyrrell Hatton

MAR 11 - 14

THE PLAYERS Championship

MAR 18 - 21

The Honda Classic

MAR 24 - 28

World Golf Championships-Dell Technologies Match Play

[ ORIG Jun 18-21 ]

[ ORIG Mar 26-29 ]

[ ORIG Apr 9-12 ]

Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY

Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS

TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR

Accordia Golf Narashino CC, Chiba, JPN Port Royal GC, Southampton, BER

Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL

PGA WEST (Stadium), La Quinta, CA Torrey Pines (South), San Diego, CA TPC Scottsdale, Scottsdale, AZ

Pebble Beach Golf Links, Pebble Beach, CA The Riviera Country Club, PaciďŹ c Palisades, CA Grand Reserve Country Club, Rio Grande, PUR Club de Golf Chapultepec, Mexico City, MEX Bay Hill Club & Lodge, Orlando, FL

$1,188,000 $2,250,000

$540,000

$1,188,000 $1,260,000 $1,755,000 $1,440,000

$2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000

$1,340,000 $1,188,000 $1,206,000 $1,350,000 $1,314,000 $1,404,000 $1,674,000 $540,000

$1,820,000 $1,674,000

TPC Sawgrass, Ponte Vedra Beach, FL PGA National (Champion), Palm Beach Gardens, FL

Sungjae Im

$1,260,000

Austin Country Club, Austin, TX

(. . .continued on page 24) 22

2020-2021 PGA TOURNAMENT SCHEDULE

24

* Schedule subject to change

DATES

TOURNAMENT

MAR 25 - 28

Corales Puntacana Resort & Club Championship

DEFENDING CHAMPION

APR 1 - 4

Valero Texas Open

APR 8 - 11

Masters Tournament

APR 15 - 18

RBC Heritage

APR 22 - 25

Zurich Classic of New Orleans

APR 29 - MAY 2

Valspar Championship

MAY 6 - 9

Wells Fargo Championship

MAY 13 - 16

AT&T Byron Nelson

MAY 20 - 23

PGA Championship

Collin Morikawa

MAY 27 - 30

Charles Schwab Challenge

Daniel Berger

JUN 3 - 6

The Memorial Tournament presented by Nationwide

Jon Rahm

JUN 10 - 13

RBC Canadian Open

JUN 17 - 20

U.S. Open

JUN 24 - 27

Travelers Championship

Dustin Johnson

JUL 1 - 4

Rocket Mortgage Classic

Bryson DeChambeau

JUL 8 - 11

John Deere Classic

JUL 15 - 18

Barbasol Championship

JUL 15 - 18

The Open Championship

JUL 22 - 25

3M Open

JUL 29 - AUG 1

Olympic Men's Golf Competition

AUG 5 - 8

Barracuda Championship

Richy Werenski

AUG 5 - 8

World Golf Championships-FedEx St. Jude Invitational

Justin Thomas

AUG 12 - 15

Wyndham Championship

Jim Herman

AUG 19 - 22

THE NORTHERN TRUST

Dustin Johnson

AUG 26 - 29

BMW Championship

Jon Rahm

SEP 2 - 5

TOUR Championship

Dustin Johnson

Corales Golf Course, Punta Cana, DOM

TPC San Antonio (AT&T Oaks), San Antonio, TX Augusta National Golf Club, Augusta, GA Harbour Town Golf Links, Hilton Head, SC

Webb Simpson

$1,278,000

TPC Louisiana, Avondale, LA

Innisbrook Resort (Copperhead), Palm Harbor, FL Quail Hollow Club, Charlotte, NC TPC Craig Ranch, McKinney, TX KI Golf Rsrt. - Ocean Course, Kiawah Island, SC Colonial Country Club, Fort Worth, TX Muirfield Village Golf Club, Dublin, OH

$1,980,000 $1,350,000 $1,674,000

St. George's G&CC, Toronto, ON, CAN Torrey Pines (South), San Diego, CA TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI

$1,332,000 $1,350,000

TPC Deere Run, Silvis, IL Keene Trace Golf Club, Nicholasville, KY Royal St. George's GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN

Michael Thompson

$1,188,000

Kasumigaseki Country Club, Saitama, JPN Tahoe Mt. Club (Old Greenwood), Truckee, CA TPC Southwind, Memphis, TN

Sedgefield Country Club, Greensboro, NC Liberty National Golf Club, Jersey City, NJ Caves Valley Golf Club, Owings Mills, MD East Lake Golf Club, Atlanta, GA

$630,000

$1,820,000 $1,152,000 $1,710,000 $1,710,000

26

27

2020 LPGA TOURNAMENT SCHEDULE DATES MAR 26 - 29

[POSTPONED]

APR 2 - APR 5

[POSTPONED]

APR 15 - 18

[POSTPONED]

APR 23 - 26

[POSTPONED]

APR 30 - MAY 3 [POSTPONED]

MAY 14 - 17

[POSTPONED]

MAY 21 - 24

[CANCELED]

MAY 29 - 31

[POSTPONED]

JUN 4 - 7

[POSTPONED]

JUL 15 - 18

[CANCELED]

JUL 23 - 26 AUG 6 - 9 AUG 13 - 16 AUG 20 - 23 AUG 27-30

[CANCELED]

AUG 28 - 30

[ORIG Jun 19-21]

SEP 3 - SEP 6 SEP 10-13

[ORIG Apr 2-5]

SEP 17 - 20

[ORIG Sep 10-13]

SEP 24 - 27

[ORIG Mar 26-29]

OCT 1 - 4

[CANCELED]

OCT 2 - 4

[ORIG May 29-31]

OCT 8 - 11

[ORIG Jun 25-28]

OCT 15 - 18 OCT 22 - 25 OCT 29 - NOV 1 NOV 6 - 8 NOV 19 - 22

[ORIG May 14-17]

DEC 3 - 6 DEC 10 - 13

[ORIG Jun 4-7]

DEC 17 - 20

28

TOURNAMENT

Kia Classic Aviara GC, Carlsbad, CA 92009 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 LOTTE Championship Ko Olina GC, Oahu, HI 96707 Hugel-Air Premia LA Open Wilshire CC, Los Angeles, CA 90004 LPGA MEDIHEAL Championship Lake Merced GC, Daly City, CA 94015 Pelican Women’s Championship presented by DEX Imaging Pure Silk Championship Kingsmill Resort, Williamsburg, VA 23185 ShopRite LPGA Classic Presented by Acer presented by Acer U.S. Women’s Open Championship conducted by the USGA Dow Great Lakes Bay Invitational Midland CC, Midland, MI 48642 Marathon Classic Highland Meadows GC, Sylvania, OH 43560 The Evian Championship Evian Resort GC, 74500 Evian-les-Bains, France Aberdeen Standard Investments Ladies Scottish Open The Renaissance Club, North Berwick, Scotland EH39 5HS AIG Women’s British Open Royal Troon Golf Club, Troon, Scotland UL International Crown Centurion Club, St. Albans, England Walmart NW Arkansas Championship Pinnacle CC, Rogers, AR 72758 CP Women’s Open Magna Golf Club, Ontario, Canada L4G 7C3 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 Cambia Portland Classic Columbia Edgewater CC, Portland, OR 97211 Kia Classic Aviara GC, Carlsbad, CA 92009 Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai

Shanghai Qizhong Garden GC, Minhang District, Shanghai, China

BMW Ladies Championship LPGA International Busan, South Korea Swinging Skirts LPGA Taiwan Championship TOTO Japan Classic Seta Golf Course-North, Shiga, Japan Pelican Women’s Championship presented by DEX Imaging Volunteers of America Classic Old American GC, The Colony, TX 75056 U.S. Women’s Open Championship conducted by the USGA CME Group Tour Championship Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109

* Schedule subject to change PURSE

DEFENDING CHAMPION

$1,800,000

(Nasa Hataoka)

$3,100,000

(Jin Young Ko)

$2,000,000

(Brooke Henderson)

$1,500,000

(Minjee Lee)

$1,800,000

(Sei Young Kim)

$1,750,000

(Inaugural Year)

$1,300,000

(Bronte Law)

$1,750,000

(Lexi Thompson)

$5,500,000

(Jeonguen Lee6)

$2,300,000

(Cydney Clanton) (Jasmine Suwannapura)

$1,850,000

(Sei Young Kim)

$4,100,000

(Jin Young Ko)

$1,500,000

(Mi Jung Hur)

$4,500,000*

(Hinako Shibuno)

$1,600,000

(Team Korea)

$2,000,000

(Sung Hyun Park)

$2,350,000

(Jin Young Ko)

$3,100,000

(Jin Young Ko)

$1,300,000

(Hannah Green)

$1,800,000

(Nasa Hataoka)

$2,300,000

(Brooke Henderson)

$1,750,000

(Lexi Thompson)

$4,300,000

(Hannah Green)

$2,100,000

(Danielle Kang)

$2,000,000

(Inaugural Year)

$2,200,000

(Nelly Korda)

$1,500,000

(Nasa Hataoka)

$1,750,000

(Inaugural Year)

$1,400,000

(Cheyenne Knight)

$5,500,000

(Jeonguen Lee6)

$5,000,000

(Lexi Thompson)

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change ** Start Times Listed in EST

SESSION

30

DATE

SCHEDULE

PLAY START

MATCHES

1

Sun 30 Aug

Day

11.00am

Men’s / Women’s 1st Round

2

Sun 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

3

Mon 31 Aug

Day

11.00am

Men’s / Women’s 1st Round

4

Mon 31 Aug

Night

7.00pm

Men’s / Women’s 1st Round

5

Tue 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

6

Tue 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

7

Wed 2 Sep

Day

11.00am

Men’s / Women’s 2nd Round

8

Wed 2 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

9

Thu 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

10

Thu 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

11

Fri 4 Sep

Day

11.00am

Men’s / Women’s 3rd Round

12

Fri 4 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

13

Sat 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

14

Sat 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

15

Sun 6 Sep

Day

11.00am

Men’s / Women’s Round of 16

16

Sun 6 Sep

Night

7.00pm

Men’s / Women’s Round of 16

17

Mon 7 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

18

Mon 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

19

Tue 8 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

20

Tue 8 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

21

Wed 9 Sep

Night

7.00pm

Women’s Semifinals

22

Thu 10 Sep

Day

12.00pm

Mixed Doubles Final / Men’s Semifinals

23

Fri 11 Sep

Day

12.00pm

Men’s Doubles Final / Women’s Final

24

Sat 12 Sep

Day

1.00pm

Women’s Doubles Final / Men’s Final

31

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE

32

PLAY START

SESSION

SUN - MAY 23

Day - 11:00 AM

1st Round

MON - MAY 24

Day - 11:00 AM

1st Round

MON - MAY 24

Evening - 9:00 PM

1st Round

TUE - MAY 25

Day - 11:00 AM

1st Round

TUE - MAY 25

Evening - 9:00 PM

1st Round

WED - MAY 26

Day - 11:00 AM

2nd Round

WED - MAY 26

Evening - 9:00 PM

2nd Round

THU - MAY 27

Day - 11:00 AM

2nd Round

THU - MAY 27

Evening - 9:00 PM

2nd Round

FRI - MAY 28

Day - 11:00 AM

3rd Round

FRI - MAY 28

Evening - 9:00 PM

3rd Round

SAT - MAY 29

Day - 11:00 AM

3rd Round

SAT - MAY 29

Evening - 9:00 PM

3rd Round

SUN - MAY 30

Day - 11:00 AM

4th Round

SUN - MAY 30

Evening - 9:00 PM

4th Round

MON - MAY 31

Day - 11:00 AM

4th Round

MON - MAY 31

Evening - 9:00 PM

4th Round

TUE - JUNE 1

Day - 12:00 PM

Quarterfinals

TUE - JUNE 1

Evening - 5:00 PM

Quarterfinals

WED - JUNE 2

Day - 12:00 PM

Quarterfinals

WED - JUNE 2

Evening - 9:00 PM

Quarterfinals

THU - JUNE 3

Day - 2:00 PM

Semifinals

FRI - JUNE 4

Day - 3:00 PM

Semifinals

SAT - JUNE 5

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

SUN - JUNE 6

Day - 3:00 PM

Men's Singles Final

33

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Date

Session

Wed - Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28 Fri 1/29 Sat 1/30 Sun 1/31

34

Featured Matches Qualifying Rounds

NO PLAY Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am –

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

1st round 1st round 2nd round 2nd round 3rd round 3rd round 4th round 4th round Quarterfinals Quarterfinals

Day

11:00am

11:00am

11:00am

Women’s Semifinals

Night

7:00pm

–

–

1st Men’s Semifinals

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

–

–

–

Twilight

11:00am

7:30pm

11:15am

–

–

–

–

Twilight

2:00pm

4:00pm

no play

–

–

–

–

Women’s Finals Men’s Finals

LEE COUNTY | FLORIDA | VOL. 3

RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Senior Independent Living is a hot topic these days considering our aging population of healthy vibrant older people. These communities are often the best option for active adults over 55 who want a built-in sense of community and privacy. Meant for people with few medical needs or assistance requirements, they offer an opportunity to live amongst other active seniors either in apartments, cottages, villas or even small homes such as in the 55 plus communities.

Independent living community staff take care of the grounds and common areas and housekeeping may be an option as well. The mission of independent senior living is an active social, fun-filled community where residents can relax and enjoy life.

AMENITIES While residents live independently, most communities offer amenities, activities and services. Amenities differ from one type of independent living to another. Often, recreational centers or clubhouses are available on-site to offer opportunities to connect with peers and participate in community activities such as continuing education classes, movie nights, holiday gatherings, card games etc.. (... continued on page 37) 35

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021.

DATE

36

PLAY START

SESSION

Mon Jun 28

11:00 AM

First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

No Play

LEE COUNTY | FLORIDA | VOL. 3

Activities: They may also offer amenities such as a swimming pool, fitness center, tennis courts, golf course or other clubs. Other services may include on-site spas, beauty and barber salons, housekeeping and laundry services as well as transportation services.

Dining: Some offer menu plans where a certain number of meals are included for shared dining as well as the option of in-home meal preparation.

WHAT TO CONSIDER The reasons to move to senior

so as to maintain the support

independent living are many and

system you have and the financial

varied. Some people want less

implications of any move.

responsibility for maintaining a home and love the conveniences

Senior

offered.

Independent

Living

is

Others move in for

a great option for many older

purely social reasons and in order

adults who want to maintain their

to expand their circle of friends.

independence

Sometimes it is a good option for

their responsibilities for a private

snow-birds who don’t want the

home.

while

minimizing

responsibility of maintaining two homes.

If considering a senior independent living situation, it is important to

Some things to consider before

plan ahead and give yourself time

making

senior

and space to cope with change.

independent living are the state

Ultimately, it can make life easier

of one’s health, both physically

and more fun in retirement.

the

leap

to

and mentally, the right location

37

LEE COUNTY | FLORIDA | VOL. 3

T R E N D I N G L O C AT I O N S F O R A G R E AT VA C AT I O N

EXCITING TRAVEL

Destinations To avoid the crowds of mass tourism, consider travel into pristine natural environments and indigenous cultural communities. Below are just a few interesting suggestions.

1. Cuba: Although most people are particularly interested in Havana for its classic cars, Cuban culture and colonial architecture, there is so much more to see on this Caribbean island. Leave the city to explore the majestic mountains, tropical jungles, national parks, and nature reserves, which offer a diverse array of wildlife.

2. Cape Verde: The archipelago of Cape Verde, off the west coast of Africa, includes 10 islands and offers a diverse variety of ecosystems. Eastern islands are flat and barren while those in the west include cloud-capped mountains and volcanic cones. There are high cliffs, black-sand beaches, wind-sculpted landscapes with forest-covered hills in the island’s interiors.

Cape Verde is listed as one of the top ten Ethical Destinations due to its commitment to clean energy, human rights, conservation and cultural preservation.

3. Botswana: Over the last 50 years, Botswana has prioritized conservation and the protection of its wildlife with the establishment of the Moremi Nature Reserve in 1963, resulting in amazing attractions for animal lovers. Explore

38

LEE COUNTY | FLORIDA | VOL. 3

the Okavango Delta via canoe, view the 120,000 elephants in Chobe National Park and a traditional Big 5 safari experience at Moremi.

While you are in Botswana, try to include a visit to Victoria Falls, one of the seven natural wonders of the world where you can canoe with the elephants, swim in Devil’s Pool and hike the Batoka Gorge.

4. Croatia: For a small country, there is much to experience and explore including ten UNESCO World Heritage Sites. Encompassing more than a thousand islands in the Adriatic Sea, the major coastal city of

Dubrovnik is known for its massive 16th century walls encircling an Old Town with Gothic and Renaissance buildings. The town of Split is centered around the 4th century ruins of a Roman Palace complex. Croatia’s beaches are busy in the summer and the island of Hvar is known for its yachts and celebrities. There is also Plitvice Lakes National Park known for its turquoise lakes and dramatic waterfalls.

39

RECOMMENDED SERVICE DIRECTORY AIR CONDITIONING Hurricane Air Conditioning of SW Florida Inc...................... Front Inside Cover ASSISTED LIVING Noble Senior Services....................................15

HVAC APAC AIR.........................................................29 Ellsworth’s Heating & Cooling......................17

CBD PRODUCTS Seed & Bean Market......................................31

INJECTABLE COSMETICS Dr. Nadia Kazim | Kazim Eyelid Surgery.......5

COMMUNITY MANAGEMENT CONDOMINIUM Compass Rose Management........................13

INVESTMENT MANAGAMENT Pamela Lynn Abraham & Associates.............3

CPAS Holt Forensic Accounting................................5

LITERACY PROGRAMS Literacy Council Gulf Coast...........................33

DAY SPA Hand & Stone Massage and Facial Spa.... 10-11

LUXURY APARTMENTS Eighty One West Apartments.......................19

ELECTRICIAN All Phase Electric Service of Florida Inc.........1

MASSAGE THERAPY Hand & Stone Massage and Facial Spa.... 10-11

ENGINEERING AIM Engineering & Surveying Inc...................5

MEMORY CARE Noble Senior Services....................................15

EYELID SURGERY Dr. Nadia Kazim - Kazim Eyelid Surgery........5

NON PROFIT ORGANIZATION American Red Cross................. Back Inside Cover

FINANCIAL ADVISOR Smith Wealth Management.............. Back Cover

REAL ESTATE Anita Alt - Royal Shell Real Estate.................25 Erin Tansey - Barclay’s Real Estate Group......................... Front Cover, 9

FLOAT SPA Cloud 9 Float Spa...........................................19 FLORIST The Flower Spot Florist....................................7 FURNITURE Hidden Bed USA.............................................23 FORENSIC ACCOUNTING Holt Forensic Accounting................................5 HOME OWNERS ASSOCIATION Compass Rose Management........................13

40

HOTEL & RESORT Sanibel Captiva Beach Resorts............... 26-27

SENIOR CARE Home Instead Senior Care...................... 20-21 SURVEYING AIM Engineering & Surveying Inc...................5

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