GULF COAST | FLORIDA | VOL. 4
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FE ATURES 4
Interior Design Ideas
10 Travel Destinations 18 Private Club Weddings 27 Estate Planning 35 Accessory Trends 38 Philanthropy or Charity
TOURNAMENT SCHEDULES 22
PGA Tournaments
26
LPGA Tournaments
28
Grand Slam Tennis Tournaments - US Open
30
Grand Slam Tennis Tournaments - French
32
Grand Slam Tennis Tournaments - Australian
34
Grand Slam Tennis Tournaments - Wimbledon
40
Recommended Service Directory
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GULF COAST | FLORIDA | VOL. 4
INTERIOR DESIGN
Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to utilize a space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made. Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed. It might be the office, dining
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GULF COAST | FLORIDA | VOL. 4
room or even a comfortable couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background. Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a builtin desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times.
One simple way to make changes is through the use of color. This year Pantone has named two colors to its yearly color of the year award Ultimate Gray and Illuminating Yellow. These are certainly appropriate choices for the year as they complement each other. Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense. Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art (. . .continued on page 8)
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GULF COAST | FLORIDA | VOL. 4
will also freshen up any space. Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper. It is great for a bathroom or closet and if it gets tiresome, it is easily removed. Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants. They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference. The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.
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GULF COAST | FLORIDA | VOL. 4
2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings. One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations. See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south! NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the world supplying water to more than 40 million people. Unique
to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports leagues as well as for the Big Ten universities. (. . .continued on page 12)
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GULF COAST | FLORIDA | VOL. 4
Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids. Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s
western shore. It is home to the largest freshwater sand dunes in the world. The tallest sand dune at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. (. . .continued on page 14)
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GULF COAST | FLORIDA | VOL. 4
Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces and beaches along the lake. A road trip would provide a fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.
SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral. From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum. There is much to see and learn in New Orleans.
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GULF COAST | FLORIDA | VOL. 4
Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for Gospel, Jazz, R&B, Rap and Soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant and diverse restaurant scene but is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters. Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music. Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops. For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade
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Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.
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GULF COAST | FLORIDA | VOL. 4
Looking for an elegant and classic wedding venue to celebrate your big day? Country clubs are ideal for a variety of reasons. Here are some reasons why country club wedding venues are among our favorites. It’s a classic venue. A country club wedding has long been a time-honored tradition for couples with family ties to a members-only venue. Childhood memories of playing tennis or learning to expertly hit 18 holes can add sentimental meaning to a country club wedding. A country club also provides a familiar, picturesque venue. Expansive green spaces pair up with a stately ballroom to offer a magazine-worthy setting for a large indoor-outdoor wedding. Not a member of a nearby club? Some clubs are open to the public for events, while some private clubs will allow non-member weddings if the couple is “sponsored” by a member—meaning you just have to know someone who can connect you with the club’s in-house wedding planner. It offers a one-stop-shop. Like a hotel, a country club often has many wedding services on-site. Catering, flowers, linen rentals and even the wedding planner may all be available for one package price that can reduce planning time and stress. All you have to do is worry about finding the perfect country club-appropriate wedding attire for you and your wedding party. It’s a great place to have a rain backup plan. Maybe you’ve always dreamed of getting married in an outdoor ceremony—but then the skies open up right before you walk down the outdoor aisle. A country club offers the peace of mind of a rain plan with multiple ballrooms, dining rooms and other suitable indoor venues that can work as a stand-by on your big day. It can accommodate many sizes of weddings. Those aforementioned outdoor spaces, ballrooms and dining rooms also mean a country club can accommodate a variety of wedding sizes. Want an intimate wedding for 20? That gazebo in the formal gardens might make a great place for your I Do’s. Is a wedding for 250 of your friends and family more your style? Many country clubs can host very large weddings in their wow-worthy ballrooms, too. Two words: lawn games Those green spaces can do a lot more than hold chairs for your wedding ceremony. The large swaths of grass at a country club are a great space to entertain your guests with classic games like croquet, bocce ball and corn hole. And don’t let the golf course go to waste! A round of golf for your guests should definitely be in order at some point during the wedding weekend.
Bianco, Katie (2017, March 8). 5 Reasons to Get Married ... at a Country Club [Web log post]. Retrieved from https://www.weddingwire.com/wedding-ideas/5-reasons-to-get-married-at-a-country-club
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2021-2022 PGA TOURNAMENT SCHEDULE
* Schedule subject to change
DATES
TOURNAMENT
DEFENDING CHAMPION
AUG 19 - 22, 2021
THE NORTHERN TRUST
Dustin Johnson $1,710,000
AUG 26 - 29, 2021
BMW Championship
Jon Rahm $1,710,000
SEP 2 - 5, 2021
TOUR Championship
East Lake Golf Club, Atlanta, GA
Dustin Johnson
SEP 16 - 19, 2021
Fortinet Championship Silverado Resort and Spa North, Napa, CA
Stewart Cink $1,188,000
SEP 24 - 26, 2021
Ryder Cup Whistling Straits, Sheboygan, WI
SEP 30 - OCT 3, 2021
Sanderson Farms Championship Country Club of Jackson, Jackson, MS
Sergio Garcia $1,188,000
OCT 7 - 10, 2021
Shriners Children's Open TPC Summerlin, Las Vegas, NV
Martin Laird $1,260,000
OCT 14 - 17, 2021
THE CJ CUP @ SUMMIT The Summit Club, Las Vegas, NV
Jason Kokrak $1,755,000
OCT 21 - 24, 2021
ZOZO CHAMPIONSHIP Accordia Golf Narashino CC, Chiba, JPN
Patrick Cantlay $1,440,000
OCT 28 - 31, 2021
Bermuda Championship Port Royal Golf Course, Southampton, BER
Brian Gay $720,000
OCT 28 - 31, 2021
World Golf Championships-HSBC Champions Sheshan International GC, Shanghai, CHN
Rory McIlroy $1,745,000
NOV 4 - 7, 2021
World Wide Technology Championship at Mayakoba El Camaleon Golf Club, Riviera Maya, MEX
Viktor Hovland $1,296,000
NOV 11 - 14, 2021
Houston Open Memorial Park Golf Course, Houston, TX
Carlos Ortiz $1,260,000
NOV 18 - 21, 2021
The RSM Classic Sea Island Resort (Seaside), Sea Island, GA
Robert Streb $1,188,000
JAN 6 - 9, 2022
Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI
Harris English $1,340,000
JAN 13 - 16, 2022
Sony Open in Hawaii Waialae Country Club, Honolulu, HI
Kevin Na $1,188,000
JAN 20 - 23, 2022
The American Express PGA WEST (Stadium), La Quinta, CA
Si Woo Kim $1,206,000
JAN 27 - 30, 2022
Farmers Insurance Open Torrey Pines (South), San Diego, CA
Patrick Reed $1,350,000
FEB 3 - 6, 2022
AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA
Daniel Berger $1,404,000
FEB 10 - 13, 2022
Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ
Brooks Koepka $1,314,000
FEB 17 - 20, 2022
The Genesis Invitational The Riviera Country Club, Pacific Palisades, CA
Max Homa $1,674,000
FEB 24 - 27, 2022
The Honda Classic PGA National (Champion), Palm Beach Gardens, FL
Matt Jones $1,260,000
MAR 3 - 6, 2022
Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR
Branden Grace $540,000
MAR 3 - 6, 2022
Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL
Bryson DeChambeau $1,674,000
MAR 10 - 13, 2022
THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL
Justin Thomas $2,700,000
MAR 17 - 20, 2022
Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL
Sam Burns $1,242,000
Liberty National Golf Club, Jersey City, NJ Caves Valley Golf Club, Owings Mills, MD
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2022 PGA TOURNAMENT SCHEDULE
24
* Schedule subject to change
DATES
TOURNAMENT
DEFENDING CHAMPION
MAR 23 - 27, 2022
World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX
Billy Horschel $1,820,000
MAR 24 - 27, 2022
Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM
Joel Dahmen $540,000
MAR 31 - APR 3, 2022
Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX
Jordan Spieth $1,386,000
APR 7 - 10, 2022
Masters Tournament Augusta National Golf Club, Augusta, GA
Hideki Matsuyama $2,070,000
APR 14 - 17, 2022
RBC Heritage Harbour Town Golf Links, Hilton Head, SC
Stewart Cink $1,278,000
APR 21 - 24, 2022
Zurich Classic of New Orleans TPC Louisiana, Avondale, LA
M. Leishman / C. Smith $1,069,300
APR 28 - MAY 1, 2022
Mexico Championship
MAY 5 - 8, 2022
Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD
Rory McIlroy $1,458,000
MAY 12 - 15, 2022
AT&T Byron Nelson TPC Craig Ranch, McKinney, TX
K.H. Lee $1,458,000
MAY 19 - 22, 2022
PGA Championship Southern Hills CC, Tulsa, OK
Phil Mickelson $2,160,000
MAY 26 - 29, 2022
Charles Schwab Challenge Colonial Country Club, Fort Worth, TX
Jason Kokrak $1,350,000
JUN 2 - 5, 2022
the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH
Patrick Cantlay $1,674,000
JUN 9 - 12, 2022
RBC Canadian Open St. George's G&CC, Toronto, ON, CAN
Rory McIlroy $1,368,000
JUN 16 - 19, 2022
U.S. Open The Country Club, ,
Jon Rahm $2,250,000
JUN 23 - 26, 2022
Travelers Championship TPC River Highlands, Cromwell, CT
Harris English $1,332,000
JUN 30 - JUL 3, 2022
John Deere Classic TPC Deere Run, Silvis, IL
Lucas Glover $1,116,000
JUL 7 - 10, 2022
Barbasol Championship Keene Trace Golf Club, Nicholasville, KY
Seamus Power $630,000
JUL 7 - 10, 2022
Genesis Scottish Open
JUL 14 - 17, 2022
Barracuda Championship Tahoe Mt. Club (Old Greenwood), Truckee, CA
Erik van Rooyen $630,000
JUL 14 - 17, 2022
The Open Championship St. Andrews Links (Old Course), Fife, SCO
Collin Morikawa $2,070,000
JUL 21 - 24, 2022
3M Open TPC Twin Cities, Blaine, MN
Cameron Champ $1,188,000
JUL 28 - 31, 2022
Rocket Mortgage Classic Detroit Golf Club, Detroit, MI
Cam Davis $1,350,000
AUG 4 - 7, 2022
Wyndham Championship Sedgefield Country Club, Greensboro, NC
Kevin Kisner $1,152,000
AUG 11 - 14, 2022
FedEx St. Jude Championship TPC Southwind, Memphis, TN
Dustin Johnson $1,710,000
AUG 18 - 21, 2022
BMW Championship Wilmington Country Club, Wilmington, DE
Jon Rahm $1,710,000
AUG 25 - 28, 2022
TOUR Championship East Lake Golf Club, Atlanta, GA
Dustin Johnson
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2021 LPGA TOURNAMENT SCHEDULE DATES
Diamond Resorts Tournament of Champions Four Seasons Orlando - Lake Buena Vista, FL
FEB 25-28
Gainbridge Championship
MAR 4-7 MAR 25-28 APR 1-4 APR 14-17 APR 22-25 APR 29-MAY 2 MAY 6-9 MAY 13-16 MAY 20-23 MAY 26-30 JUN 3-6 JUN 10-13 JUN 17-20 JUN 24-27 JUL 1-4 JUL 8-11 JUL 14-17 JUL 22-25
Drive On Championship at Golden Ocala pres. by JTBC Golden Ocala Golf and Equestrian Club - Ocala, FL Kia Classic Aviara Golf Club - Carlsbad, CA ANA Inspiration Mission Hills Country Club - Rancho Mirage, CA LOTTE Championship Ko Olina Golf Club - Kapolei, HI Hugel-Air Premia LA Open Wilshire Country Club - Los Angeles, CA HSBC Women's World Championship Sentosa Golf Club (Serapong Course) - Singapore, Singapore Honda LPGA Thailand Siam Country Club Pattaya Old Course - Pattaya City, Thailand Blue Bay LPGA Jian Lake Blue Bay Golf Course - Hainan Island, China Pure Silk Championship Kingsmill Resort Golf Course - Williamsburg, VA Match Play Event TBD
U.S. Women's Open Olympic Club (Lake Course) - San Francisco, CA LPGA MEDIHEAL Championship Lake Merced Golf Club - San Francisco, CA Meijer LPGA Classic Blythefield Country Club - Belmont, MI KPMG Women's PGA Championship Atlanta Athletic Club, The Highlands Course - Johns Creek, GA Volunteers of America Classic Old American Golf Course - The Colony, TX Marathon LPGA Classic presented by Dana Highland Meadows GC - Sylvania, OH Dow Great Lakes Bay Invitational Midland CC (MI) - Midland, MI The Evian Championship Evian Resort Golf Club - Évian-les-Bains, France
PURSE
DEFENDING CHAMPION
$1,200,000
Gaby Lopez
$2,000,000 $1,500,000
Danielle Kang
$1,800,000 $3,100,000
Mirim Lee
$2,000,000 $1,500,000 $1,600,000 $1,600,000 $2,100,000 $1,300,000 $1,500,000 $5,500,000
A Lim Kim
$1,800,000 $2,300,000 $4,300,000
Sei Young Kim
$1,500,000
Angela Stanford
$2,000,000
Danielle Kang
$2,300,000 $4,100,000
JUL 29-AUG 1
Event TBD
$1,100,000
AUG 12-15
Ladies Scottish Open
$1,500,000
Stacy Lewis
$4,500,000
Sophia Popov
AUG 19-22 AUG 26-29 SEP 4-6 SEP 16-19 SEP 24-26 OCT 1-3 OCT 7-10 OCT 14-17 OCT 21-24 OCT 28-31 NOV 4-7 NOV 11-14
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TOURNAMENT
JAN 21-24
* Schedule subject to change
NOV 18-21
AIG Women's Open Carnoustie Golf Links - Carnoustie, Scotland CP Women's Open Shaughnessy G&CC - Vancouver, BC Solheim Cup Inverness Club - Toledo, OH Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ Founders Cup Mountain Ridge C.C. - West Caldwell, NJ Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China BMW Ladies Championship LPGA International Busan - Busan, South Korea Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan TOTO Japan Classic Seta Golf Course - Shiga, Japan Pelican Women's Championship Pelican G.C. - Belleair, FL CME Group Tour Championship Tiburon Golf Club - Naples, FL
$2,350,000
$1,400,000
Georgia Hall
$2,300,000
Austin Ernst
$1,750,000
Melissa Reid
$1,500,000 $2,100,000 $2,000,000 $2,200,000 $2,000,000 $1,750,000 $5,000,000
Sei Young Kim
GULF COAST | FLORIDA | VOL. 4
DO YOU HAVE AN UP-TO-DATE
E S TATE PL AN?
The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.
Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.
Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last (. . .continued on page 29) 27
2022 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change ** Start Times Listed in EST
SESSION
28
DATE
SCHEDULE
PLAY START
MATCHES
1
Sun 29 Aug
Day
11.00am
Men’s / Women’s 1st Round
2
Sun 29 Aug
Night
7.00pm
Men’s / Women’s 1st Round
3
Mon 30 Aug
Day
11.00am
Men’s / Women’s 1st Round
4
Mon 30 Aug
Night
7.00pm
Men’s / Women’s 1st Round
5
Tue 31 Aug
Day
11.00am
Men’s / Women’s 2nd Round
6
Tue 31 Aug
Night
7.00pm
Men’s / Women’s 2nd Round
7
Wed 1 Sep
Day
11.00am
Men’s / Women’s 2nd Round
8
Wed 1 Sep
Night
7.00pm
Men’s / Women’s 2nd Round
9
Thu 2 Sep
Day
11.00am
Men’s / Women’s 3rd Round
10
Thu 2 Sep
Night
7.00pm
Men’s / Women’s 3rd Round
11
Fri 3 Sep
Day
11.00am
Men’s / Women’s 3rd Round
12
Fri 3 Sep
Night
7.00pm
Men’s / Women’s 3rd Round
13
Sat 4 Sep
Day
11.00am
Men’s / Women’s Round of 16
14
Sat 4 Sep
Night
7.00pm
Men’s / Women’s Round of 16
15
Sun 5 Sep
Day
11.00am
Men’s / Women’s Round of 16
16
Sun 5 Sep
Night
7.00pm
Men’s / Women’s Round of 16
17
Mon 6 Sep
Day
12.00pm
Men’s / Women’s Quarterfinals
18
Mon 6 Sep
Night
7.00pm
Men’s / Women’s Quarterfinals
19
Tue 7 Sep
Day
12.00pm
Men’s / Women’s Quarterfinals
20
Tue 7 Sep
Night
7.00pm
Men’s / Women’s Quarterfinals
21
Wed 8 Sep
Day
12.00pm
Women’s Semifinals Men’s / Women’s Doubles Semifinals
22
Thu 9 Sep
Day
12.00pm
Men’s / Mixed Doubles Finals Men’s Semifinal 1
23
Thu 9 Sep
Night
7.00pm
Men’s Semifinal 2
24
Fri 10 Sep
Day
12:00 PM
Mixed / Men’s Doubles Finals Women’s Final
25
Sat 11 Sep
Day
1:00 PM
Men's Final Women’s Doubles Final
GULF COAST | FLORIDA | VOL. 4
will and testament, an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.
Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.
Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. (. . .continued on page 31) 29
2022 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
DATE
30
PLAY START
SESSION
MAY 22 - SUN
Day - 11:00 AM
1st Round
MAY 23 - MON
Day - 11:00 AM
1st Round
MAY 23 - MON
Evening - 9:00 PM
1st Round
MAY 24 - TUE
Day - 11:00 AM
1st Round
MAY 24 - TUE
Evening - 9:00 PM
1st Round
MAY 25 - WED
Day - 11:00 AM
2nd Round
MAY 25 - WED
Evening - 9:00 PM
2nd Round
MAY 26 - THU
Day - 11:00 AM
2nd Round
MAY 26 - THU
Evening - 9:00 PM
2nd Round
MAY 27 - FRI
Day - 11:00 AM
3rd Round
MAY 27 - FRI
Evening - 9:00 PM
3rd Round
MAY 28 - SAT
Day - 11:00 AM
3rd Round
MAY 28 - SAT
Evening - 9:00 PM
3rd Round
MAY 29 - SUN
Day - 11:00 AM
4th Round
MAY 29 - SUN
Evening - 9:00 PM
4th Round
MAY 30 - MON
Day - 11:00 AM
4th Round
MAY 30 - MON
Evening - 9:00 PM
4th Round
MAY 31 - TUE
Day - 12:00 PM
Quarterfinals
MAY 31 - TUE
Evening - 5:00 PM
Quarterfinals
JUN 01 - WED
Day - 12:00 PM
Quarterfinals
JUN 01 - WED
Evening - 9:00 PM
Quarterfinals
JUN 02 - THU
Day - 2:00 PM
Semifinals
JUN 03 - FRI
Day - 3:00 PM
Semifinals
JUN 04 - SAT
Day - 3:00 PM
Women's Singles Final, Men's Doubles Final
JUN 05 - SUN
Day - 3:00 PM
Men's Singles Final
GULF COAST | FLORIDA | VOL. 4
Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments. A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.
This article is for informational purposes only. Please consult a professional.
2022 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
Session
32
Date
Time
1
Mon, January 17, 2022
11:00 AM
Men's and Women's 1st Round
Featured Matches
2
Mon, January 17, 2022
7:00 PM
Men's and Women's 1st Round
3
Tue, January 18, 2022
11:00 AM
Men's and Women's 1st Round
4
Tue, January 18, 2022
7:00 PM
Men's and Women's 1st Round
5
Wed, January 19, 2022
11:00 AM
Men's and Women's 2nd Round
6
Wed, January 19, 2022
7:00 PM
Men's and Women's 2nd Round
7
Thu, January 20, 2022
11:00 AM
Men's and Women's 2nd Round
8
Thu, January 20, 2022
7:00 PM
Men's and Women's 2nd Round
9
Fri, January 21, 2022
11:00 AM
Men's and Women's 3rd Round
10
Fri, January 21, 2022
7:00 PM
Men's and Women's 3rd Round
11
Sat, January 22, 2022
11:00 AM
Men's and Women's 3rd Round
12
Sat, January 22, 2022
7:00 PM
Men's and Women's 3rd Round
13
Sun, January 23, 2022
11:00 AM
Men's and Women's 4th Round
14
Sun, January 23, 2022
7:00 PM
Men's and Women's 4th Round
15
Mon, January 24, 2022
11:00 AM
Men's and Women's 4th Round
16
Mon, January 24, 2022
7:00 PM
Men's and Women's 4th Round
17
Tue, January 25, 2022
11:00 AM
Men's and Women's Quarterfinals
18
Tue, January 25, 2022
7:00 PM
Men's and Women's Quarterfinals
19
Wed, January 26, 2022
11:00 AM
Men's and Women's Quarterfinals
20
Wed, January 26, 2022
7:30 PM
Men's and Women's Quarterfinals
21
Thu, January 27, 2022
11:00 AM
Women's Semifinals
22
Thu, January 27, 2022
7:30 PM
Men's Semifinal
23
Fri, January 28, 2022
3:00 PM
Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal
24
Sat, January 29, 2022
4:00 PM
Men's Doubles Final / Women's Singles Final
25
Sun, January 30, 2022
4:00 PM
Mixed Doubles Final / Men's Singles Final
33
2022 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
DATE
34
PLAY START
SESSION
Mon, Jun 27
11:00 AM
Men's & Ladies' 1st Round
Tues, Jun 28
11:00 AM
Men's & Ladies' 1st Round
Wed, Jun 29
11:00 AM
Men's & Ladies' 2nd Round
Thurs, Jun 30
11:00 AM
Men's & Ladies' 2nd Round
Fri, July 01
11:00 AM
Men's & Ladies' 3rd Round
Sat, July 02
11:00 AM
Men's & Ladies' 3rd Round
Sun, July 03
11:00 AM
Men's & Ladies' 4th Round
Mon, July 04
11:00 AM
Men's & Ladies' 4th Round
Tues, July 05
11:00 AM
Ladies' Singles Quarterfinals
Wed, July 06
11:00 AM
Men's Singles Quarterfinals
Thurs, July 07
1:00 PM
Ladies' Singles Semifinals
Fri, July 08
1:00 PM
Men's Singles Semifinals
Sat, July 09
2:00 PM
Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final
Sun, July 10
2:00 PM
Men's Singles Final, Mixed Doubles Final
GULF COAST | FLORIDA | VOL. 4
ORY
r o f s d Tren
S ACCES
2021
After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize. The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix (. . .continued on page 36) 35
GULF COAST | FLORIDA | VOL. 4
pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to
stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback. Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”. Hair
36
ornaments
of
all
sizes
GULF COAST | FLORIDA | VOL. 4
can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband! Regardless of individual style, all can agree – now is the time to shine!
37
GULF COAST | FLORIDA | VOL. 4
PHILANTHROPY OR CHARIT Y
According to the Dictionary, charity and philanthropy are two different things. CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.
38
PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.
GULF COAST | FLORIDA | VOL. 4
also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.
Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving.
Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.
Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They 39
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