Private Club Focus - Dallas TX 2

DALLAS

| TEXAS | VOL. 2

FEATURES 2

Exciting Travel Destinations

8

Luxury Living Ideas

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16 Country Club Weddings 33 Countdown to Retirement

TOURNAMENT SCHEDULES 20

LPGA Tournaments

22

PGA Tournaments

28

Grand Slam Tennis Tournaments - Australian

30

Grand Slam Tennis Tournaments - French

31

Grand Slam Tennis Tournaments - Wimbledon

32

Grand Slam Tennis Tournaments - US Open

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Recommended Service Directory

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DALLAS

| TEXAS | VOL. 2

TRENDING LOCATIONS FOR A GREAT VACATION

EXCITING TRAVEL

Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following locations.

1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland.

2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spain’s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.

3. Greece, a southeastern European country with thousands of islands to explore and enjoy. (...continued on page 4)

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DALLAS

| TEXAS | VOL. 2

There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion.

The Panathinaiko Stadium in Athens is the world’s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held

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a whopping 80,000 people. Aside from the numerous archeologic areas, Greece also has wonderful beaches, hotels, bars, restaurants, tours, ferries, and charters.

4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.

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This is how you say it’s going to be okay.

Every 8 minutes the American Red Cross responds to a disaster and makes this promise.

You can help us keep it.

Donate today at redcross.org

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DALLAS

| TEXAS | VOL. 2

LUXURY

LIVING IDEAS OPEN FLOOR PLANS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea.

An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the home’s individual, luxurious features, like a grand entryway or a beautifully designed staircase.

OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough.

One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.

(... continued on page 10)

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DALLAS

| TEXAS | VOL. 2

WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course, bottle size accommodations.

LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise.

One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down.

Picture yourself in a secluded ranch or gated beach front enclave! (... continued on page 11)

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DALLAS

| TEXAS | VOL. 2

GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas.

Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.

IN-HOME TECHNOLOGY

This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of “Smart Homes,” and along with it, smart devices. When it comes to technology, most luxury builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems. (... continued on page 12)

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DALLAS

| TEXAS | VOL. 2

DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.

LUXURY LIVING IDEAS

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DALLAS

| TEXAS | VOL. 2

COUNTRY CLUB WEDDINGS Looking for an elegant and classic wedding venue to celebrate your big day?

Country clubs are ideal for a variety of reasons.

Here are some reasons why country club wedding venues are among our favorites.

It’s a classic venue.

A country club wedding has long been a time-honored tradition for couples with family ties to a members-only venue.

Childhood memories of playing tennis or learning to expertly hit 18 holes can add sentimental meaning to a country club wedding. A country club also provides a familiar, picturesque venue. Expansive green spaces pair up with a stately ballroom to offer a magazine-worthy setting for a large indoor-outdoor wedding. Not a member of a nearby club? Some clubs are open to the public for events, while some private clubs will allow non-member weddings if the couple is “sponsored” by a member—meaning you just have to know someone who can connect you with the club’s in-house wedding planner.

It offers a one-stop-shop.

Like a hotel, a country club often has many wedding services on-site. Catering, flowers, linen rentals and even the wedding planner may all be available for one package price that can reduce planning time and stress. All you have to do is worry about finding the perfect country club-appropriate wedding attire for you and your wedding party.

It’s a great place to have a rain backup plan.

Maybe you’ve always dreamed of getting married in an outdoor ceremony—but then the skies open up right before you walk down the outdoor aisle. A country club offers the peace of mind of a rain plan with multiple ballrooms, dining rooms and other suitable indoor venues that can work as a stand-by on your big day.

It can accommodate many sizes of weddings.

Those aforementioned outdoor spaces, ballrooms and dining rooms also mean a country club can accommodate a variety of wedding sizes. Want an intimate wedding for 20? That gazebo in the formal gardens might make a great place for your I Do’s. Is a wedding for 250 of your friends and family more your style? Many country clubs can host very large weddings in their wow-worthy ballrooms, too.

Two words: lawn games Those green spaces can do a lot more than hold chairs for your wedding ceremony. The large swaths of grass at a country club are a great space to entertain your guests with classic games like croquet, bocce ball and corn hole. And don’t let the golf course go to waste! A round of golf for your guests should definitely be in order at some point during the wedding weekend.

Bianco, Katie (2017, March 8). 5 Reasons to Get Married ... at a Country Club [Web log post]. Retrieved from https://www.weddingwire.com/wedding-ideas/5-reasons-to-get-married-at-a-country-club

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2019 LPGA TOURNAMENT SCHEDULE DATES JAN 17 - 20 FEB 6 - 10 FEB 13 - 17 FEB 20 - 24 FEB 27 - MAR 3 MAR 21 - 24 MAR 28 - 31 APR 4 - 7 APR 17 - 20 APR 25 - 28 MAY 2 - 5 MAY 23 - 26 MAY 30 - JUN 2 JUN 7 - 9 JUN 13 - 16 JUN 20 - 23 JUN 28 - 30 JUL 4 - 7 JUL 11 - 14 JUL 17 - 20 JUL 25 - 28 AUG 1 - 4 AUG 8 - 11 AUG 22 - 25 AUG 29 - SEP 1 SEP 12 - 15 SEP 26 - 29 OCT 3 - 6 OCT 16 - 20 OCT 23 - 27 OCT 30 - NOV 3 NOV 7 - 10 NOV 13 - 16 NOV 21 - 24

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TOURNAMENT

Diamond Resorts Tournament of Champions Four Season Golf, Lake Buena Vista, FL 32830 Vic Open 13th Beach Golf Links, Victoria, Australia 3227 ISPS Handa Women’s Australian Open The Grange Golf Club, Grange, South Australia Honda LPGA Thailand Siam CC - Old Course, Chonburi, Thailand 20150 HSBC Women’s World Championship Sentosa GC-New Tanjong Course, Singapore 099892 Bank Of Hope Founders Cup Wildfire GC, Phoenix AZ 85054 Kia Classic Aviara GC, Carlsbad, CA 92009 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 LOTTE Championship Ko Olina GC, Oahu, HI 96707 Hugel-Air Premia LA Open Wilshire CC, Los Angeles, CA 90004 LPGA MEDIHEAL Championship Lake Merced GC, Daly City, CA 94015 Pure Silk Championship Kingsmill Resort, Williamsburg, VA 23185 U.S. Women’s Open Championship CC of Charleston, Charleston, SC 29412 ShopRite LPGA Classic Presented by Acer Stockton Seaview Hotel & GC, Galloway, NJ 08205 Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 KPMG Women’s PGA Championship Hazeltine Nat’l GC, Chaska, MN 55318 Walmart NW Arkansas Championship Pinnacle CC, Rogers, AR 72758 Thornberry Creek LPGA Classic Thornberry Creek Oneida, Oneida, WI 54155 Marathon Classic Highland Meadows GC, Sylvania, OH 43560 Dow Great Lakes Bay Invitational Midland CC, Midland, MI 48642 The Evian Championship Evian Resort GC, 74500 Evian-les-Bains, France AIG Women’s British Open Woburn GC, Milton Keynes, England MK179LJ Aberdeen Standard Investments Ladies Scottish Open The Renaissance Club, North Berwick, Scotland EH39 5HS CP Women’s Open Magna Golf Club, Ontario, Canada L4G 7C3 Cambia Portland Classic Columbia Edgewater CC, Portland, OR 97211 Solheim Cup PGA Centenary Course, Perthshire Scotland PH3 1NF Indy Women In Tech Championship Brickyard Crossing, Indianapolis, IN 46222 Volunteers of America Classic Old American GC, The Colony, TX 75056 Buick LPGA Shanghai

Shanghai Qizhong Garden GC, Minhang District, Shanghai, China

BMW Ladies Championship LPGA International Busan, South Korea Swinging Skirts LPGA Taiwan Championship TOTO Japan Classic Seta Golf Course-North, Shiga, Japan To Be Announced CME Group Tour Championship Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109

* Schedule subject to change PURSE

DEFENDING CHAMPION

$1,200,000

(Inaugural Year)

$1,100,000

Minjee Lee

$1,300,000

Jin Young Ko

$1,600,000

Jessica Korda

$1,500,000

Michelle Wie

$1,500,000

Inbee Park

$1,800,000

Eun-Hee Ji

$3,000,000

Pernilla Lindberg

$2,000,000

Brooke Henderson

$1,500,000

Moriya Jutanugarn

$1,800,000

Lydia Ko

$1,300,000

Brittany Lincicome

$5,000,000

Ariya Jutanugarn

$1,750,000

Annie Park

$2,000,000

So Yeon Ryu

$3,850,000

Sung Hyun Park

$2,000,000

Nasa Hataoka

$2,000,000

Sei Young Kim

$1,750,000

Thidapa Suwannapura

$2,000,000

(Inaugural Year)

$4,100,000

Angela Stanford

$3,250,000

Georgia Hall

$1,500,000

Ariya Jutanugarn

$2,250,000

Brooke Henderson

$1,300,000

Marina Alex Team USA

$2,000,000

Sung Hyun Park

$1,300,000

Sung Hyun Park

$2,100,000

Danielle Kang

$2,000,000

(Inaugural Year)

$2,200,000

Nelly Korda

$1,500,000

Nasa Hataoka

$2,100,000 $5,000,000

Lexi Thompson

21

2019-2020 PGA TOURNAMENT SCHEDULE

22

DATES

TOURNAMENT

DEFENDING CHAMPION

AUG 1 - 4

Wyndham Championship Sedgefield CC, Greensboro, NC

Brandt Snedeker $1,080,000

AUG 8 - 11

THE NORTHERN TRUST Liberty National GC, Jersey City, NJ

Bryson DeChambeau $1,620,000

AUG 15 - 18

BMW Championship Medinah CC (No. 3), Medinah, IL

Keegan Bradley $1,620,000

AUG 22 - 25

TOUR Championship East Lake GC, Atlanta, GA

Xander Schauffele $1,575,000

SEP 12 - 15

A Military Tribute at The Greenbrier The Old White TPC, White Sulphur Springs, WV

Kevin Na $1,314,000

SEP 19 - 22

Sanderson Farms Championship CC of Jackson, Jackson, MS

Cameron Champ $792,000

SEP 26 - 29

Safeway Open Silverado Resort and Spa North, Napa, CA

Kevin Tway $1,152,000

OCT 3 - 6

Shriners Hospitals for Children Open TPC Summerlin, Las Vegas, NV

Bryson DeChambeau $1,260,000

OCT 10 - 13

Houston Open GC of Houston, Humble, TX

Ian Poulter $1,260,000

OCT 17 - 20

THE CJ CUP @ NINE BRIDGES Nine Bridges, Jeju Island, KOR

Brooks Koepka $1,710,000

OCT 24 - 27

The ZOZO CHAMPIONSHIP Accordia Golf Narashino CC, Chiba, JPN

OCT 31 - NOV 3

Bermuda Championship Port Royal GC, Southampton, BER

OCT 31 - NOV 3

World Golf Championships-HSBC Champions Sheshan International GC, Shanghai, CHN

Xander Schauffele $1,700,000

NOV 14 - 17

Mayakoba Golf Classic El Camaleon GC, Playa del Carmen, MEX

Matt Kuchar $1,296,000

NOV 21 - 24

The RSM Classic Sea Island Resort (Seaside), Sea Island, GA

Charles Howell III $1,152,000

DEC 4 - 7

Hero World Challenge Albany, New Providence, BAH

Jon Rahm $1,000,000

DEC 12 - 15

Presidents Cup Royal Melbourne GC, Melbourne, Victoria, AUS

United States

DEC 13 - 15

QBE Shootout Tiburón GC, Naples, FL

Brian Harman, Patton Kizzire

JAN 2 - 5

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Xander Schauffele $1,300,000

JAN 9 - 12

Sony Open in Hawaii Waialae CC, Honolulu, HI

Matt Kuchar $1,152,000

JAN 16 - 19

Desert Classic Stadium Course, La Quinta, CA

Adam Long $1,062,000

JAN 23 - 26

Farmers Insurance Open Torrey Pines GC (South), San Diego, CA

Justin Rose $1,278,000

JAN 30 - FEB 2

Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ

Rickie Fowler $1,278,000

FEB 6 - 9

AT&T Pebble Beach Pro-Am Pebble Beach GL, Pebble Beach, CA

Phil Mickelson $1,368,000

FEB 13 - 16

The Genesis Invitational Riviera CC, Pacific Palisades, CA

J.B. Holmes $1,332,000

FEB 20 - 23

Puerto Rico Open Coco Beach Golf & CC, Rio Grande, PUR

Martin Trainer $540,000 (... continued on page 24)

23

2020 PGA TOURNAMENT SCHEDULE

24

DATES

TOURNAMENT

DEFENDING CHAMPION

FEB 20 - 23

World Golf Championships-Mexico Championship Club de Golf Chapultepec, Mexico City, MEX

Dustin Johnson $1,745,000

FEB 27 - MAR 1

The Honda Classic PGA National (Champion), Palm Beach Gardens, FL

Keith Mitchell $1,224,000

MAR 5 - 8

Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL

Francesco Molinari $1,638,000

MAR 12 - 15

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL

Rory McIlroy $2,250,000

MAR 19 - 22

Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL

Paul Casey $1,206,000

MAR 26 - 29

Corales Puntacana Resort & Club Championship Corales Golf Club, Punta Cana, DOM

Graeme McDowell $540,000

MAR 26 - 29

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Kevin Kisner $1,745,000

APR 2 - 5

Valero Texas Open TPC San Antonio - AT&T Oaks, San Antonio, TX

Corey Conners $1,350,000

APR 9 - 12

Masters Tournament Augusta National GC, Augusta, GA

Tiger Woods $2,070,000

APR 16 - 19

RBC Heritage Harbour Town GL, Hilton Head, SC

C.T. Pan $1,242,000

APR 23 - 26

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

R. Palmer / J. Rahm $1,051,200

APR 30 - MAY 3

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

Max Homa $1,422,000

MAY 7 - 10

AT&T Byron Nelson Trinity Forest Golf Club, Dallas, TX

Sung Kang $1,422,000

MAY 14 - 17

PGA Championship TPC Harding Park, San Francisco, CA

Brooks Koepka $1,980,000

MAY 21 - 24

Charles Schwab Challenge Colonial CC, Fort Worth, TX

Kevin Na $1,314,000

MAY 28 - 31

Rocket Mortgage Classic Detroit Golf Club, Detroit, MI

Nate Lashley $1,314,000

JUN 4 - 7

The Memorial Tournament presented by Nationwide Muirfield Village GC, Dublin, OH

Patrick Cantlay $1,638,000

JUN 11 - 14

RBC Canadian Open St. George’s G&CC, Toronto, ON, CAN

Rory McIlroy $1,368,000

JUN 18 - 21

U.S. Open Winged Foot GC, Mamaroneck, NY

Gary Woodland $2,250,000

JUN 25 - 28

Travelers Championship TPC River Highlands, Cromwell, CT

Chez Reavie $1,296,000

JUL 2 - 5

Barracuda Championship Montreux G&CC, Reno, NV

Collin Morikawa $630,000

JUL 2 - 5

World Golf Championships-FedEx St. Jude Invitational TPC Southwind, Memphis, TN

Brooks Koepka $1,745,000

JUL 9 - 12

John Deere Classic TPC Deere Run, Silvis, IL

Dylan Frittelli $1,080,000

JUL 16 - 19

Barbasol Championship Keene Trace Golf Club, Nicholasville, KY

Jim Herman $630,000

JUL 16 - 19

The Open Championship Royal St. George’s GC, Sandwich, Kent, ENG

Shane Lowry $1,935,000

JUL 23 - 26

3M Open TPC Twin Cities, Blaine, MN

Matthew Wolff $1,152,000

25

26

27

2020 GRAND SLAM TOURNAMENT SCHEDULE Date

Session

Rod Laver

Margaret Court

Wed 1/15

Outside Courts 10:00am

Featured Matches Qualifying

Thu 1/16

10:00am

Qualifying

Fri 1/17

10:00am

Qualifying

Sat 1/18

10:00am

Qualifying

Sun 1/19

no play

Mon 1/20 Tue 1/21

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am 7:00pm

11:00am

11:00am

–

–

11:00am

11:00am –

2nd singles round

11:00am

11:00am

2nd singles round

–

–

11:00am 7:00pm

11:00am 7:30pm

11:00am

11:00am 7:00pm

11:00am 7:30pm

11:00am

11:00am 7:00pm

11:00am

11:00am

–

–

11:00am

11:00am

–

–

no play

11:00am

Night Wed 1/22

Day

11:00am 7:00pm

Night Thu 1/23

Day

Day

11:00am 7:00pm

Night Sat 1/25

Day

Day Day

11:00am 7:30pm

Night Tue 1/28

Day

11:00am 7:00pm

Night Wed 1/29

Day Day

11:00am 7:30pm

no play

Twilight

11:00am 7:30pm

no play

Twilight

3:00pm

no play

Twilight

11:00am

1:00pm 4:30pm 7:00pm

3:00pm –

no play

7:30pm Sun 2/1

11:00am

– 7:30pm

Sat 2/1

4th singles round Quarterfinal Singles Quarterfinal Singles

–

Night Fri 1/31

4th singles round

–

Night Thu 1/30

3rd singles round

–

Night Mon 1/27

3rd singles round

–

Night Sun 1/26

1st singles round

–

Night Fri 1/24

1st singles round

1:00pm –

no play

no play

2 x Women’s Singles Semifinal 1 x Men’s Singles Semifinal Women’s Doubles Final 1 x Men’s Singles Semifinal Men’s Doubles Final Women’s Final Mixed Doubles Final Men’s Singles Final

28

29

2020 GRAND SLAM TOURNAMENT SCHEDULE DATE

30

PLAY START

SESSION

Mon May 25

11:00 AM

Day-First Round

Tue May 26

11:00 AM

Day-First Round

Wed May 27

11:00 AM

Day-First Round

Thu May 28

11:00 AM

Day-Second Round

Fri May 29

11:00 AM

Day-Second Round

Sat May 30

11:00 AM

Day-Third Round

Sun Jun 31

11:00 AM

Day-Third Round

Mon Jun 1

11:00 AM

Day-Fourth Round

Tue Jun 2

11:00 AM

Day-Fourth Round

Wed Jun 3

11:00 AM

Day-Quarter Finals

Thu Jun 4

12:00 PM

Day-Quarter Finals

Fri Jun 5

12:00 PM

Day-Women’s Semi Finals

Sat Jun 6

12:00 PM

Day-Men’s Semi Finals

Sun Jun 7

12:00 PM

Day-Women’s Finals

Mon Jun 8

12:00 PM

Day -Men’s Finals

2020 GRAND SLAM TOURNAMENT SCHEDULE DATE

PLAY START OUTER COURTS

PLAY START SESSION SHOW COURTS

Mon Jun 29

12:00 PM

1:00 PM

First Round

Tues Jun 30

12:00 PM

1:00 PM

First Round

Wed Jul 1

12:00 PM

1:00 PM

Second Round

Thu Jul 2

12:00 PM

1:00 PM

Second Round

Fri Jul 3

12:00 PM

1:00 PM

Third Round

Sat Jul 4

12:00 PM

1:00 PM

Third Round

Sun Jul 5

–

–

Mon Jul 6

12:00 PM

1:00 PM

Round of 16

Tue Jul 7

12:00 PM

1:00 PM

Womens Quarterfinals

Wed Jul 8

12:00 PM

1:00 PM

Mens Quarterfinals

Thu Jul 9

12:00 PM

1:00 PM

Womens Semifinals

Fri Jul 10

12:00 PM

1:00 PM

Mens Semifinals

Sat Jul 11

12:00 PM

2:00 PM

Womens Finals

Sun Jul 12

12:00 PM

2:00 PM

Mens Finals

No Play

31

2020 GRAND SLAM TOURNAMENT SCHEDULE SESSION

32

DATE

SCHEDULE

PLAY START

MATCHES

Tue 25 Aug

Day

11:00 AM

Qualifying Tournament

Wed 26 Aug

Day

11:00 AM

Qualifying Tournament

Thu 27 Aug

Day

11:00 AM

Qualifying Tournament

Fri 28 Aug

Day

11:00 AM

Qualifying Tournament

Sat 29 Aug

Day

9:30 AM

Arthur Ashe Kids’ Day

1

Mon 31 Aug

Day

11:00 AM

Men’s / Women’s R1

2

Mon 31 Sep

Night

7:00 PM

Men’s / Women’s R1

3

Tue 1 Sep

Day

11:00 AM

Men’s / Women’s R1

4

Tue 1 Sep

Night

7:00 PM

Men’s / Women’s R1

5

Wed 2 Sep

Day

11:00 AM

Men’s / Women’s R2

6

Wed 2 Sep

Night

7:00 PM

Men’s / Women’s R2

7

Thu 3 Sep

Day

11:00 AM

Men’s / Women’s R2

8

Thu 3 Sep

Night

7:00 PM

Men’s / Women’s R2

9

Fri 4 Sep

Day

11:00 AM

Men’s / Women’s R3

10

Fri 4 Sep

Night

7:00 PM

Men’s / Women’s R3

11

Sat 5 Sep

Day

11:00 AM

Men’s / Women’s R3

12

Sat 5 Sep

Night

7:00 PM

Men’s / Women’s R3

13

Sun 6 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

14

Sun 6 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

15

Mon 7 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

16

Mon 7 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

17

Tue 8 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

18

Tue 8 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

19

Wed 9 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

20

Wed 9 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

21

Thu 10 Sep

Night

7:00 PM

Women’s Semifinals

22

Fri 11 Sep

Day

12:00 PM

Mixed Doubles Final / Men’s Semifinals

23

Sat 12 Sep

Day

12:00 PM

Men’s Doubles Final / Women’s Final

24

Sun 13 Sep

Day

12:00 PM

Women’s Doubles Final / Men’s Final

DALLAS

| TEXAS | VOL. 2

The Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement.

•

Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.

•

. o a deeper dive: Plug your current numbers (such as earnings, savings and future D pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.

•

. on’t despair: You have 10 years to act, by earning more, trimming expenses or D delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

(. . .continued on page 34)

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DALLAS

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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account.

• Why do it: You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs.

2. Got a tax refund? A bonus? A side job? Apply that to your principal.

3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity.

4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt.

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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress.

The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds; a 50/50 or 60/40 ratio of stocks to bonds is reasonable.

• Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest.

1. Do I work in a stable and growing industry?

2. Do I work for a stable and growing company?

3. Is my heart still in it?

Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

•

Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. But you still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

•

. ow to do it: You know the routine. Tell people who can help you. Sign up for job H alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

•

. ant to stay put? Get busy anyway. “Whether you drive a bus or work in a store or W in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin.com/learning and get online access to thousands of business, creative and technology courses for $30 per month.

Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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