Private Club Focus - Central OK 3

CENTRAL | OKLAHOMA | VOL. 3

Your ace in the hole.

osbbank.com | 405.260.2265

1

FE ATURES 4

Luxury Living Ideas

16

Senior Living

35 Countdown to Retirement 39 Exciting Travel Destinations

TOURNAMENT SCHEDULES

2

22

PGA Tournaments

26

LPGA Tournaments

28

Grand Slam Tennis Tournaments - US Open

30

Grand Slam Tennis Tournaments - French

32

Grand Slam Tennis Tournaments - Australian

34

Grand Slam Tennis Tournaments - Wimbledon

38

Recommended Service Directory

4

FPO

We’ll help show you the way to financial security.

No map necessary.

Contact me to make a plan that lets you focus on being good at life.

Sundy Corbin Agent, New York Life Insurance Company 3030 NW Expressway, Suite 1800 Oklahoma City, OK 73112 Cell: 405-821-9447 scorbin@nyl.com https://www.newyorklife.com/agent/scorbin SMRU1710429 (Exp.07/30/2020) Š2020 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010

Insure. Prepare. Retire.

CENTRAL | OKLAHOMA | VOL. 3

LUXURY

LIVING IDE AS OPEN FLOOR PLANS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

With a new decade comes new interior design trends, so there is no better time than now to update the home. Not that trends like white kitchens and accent walls will disappear entirely but there will be an evolution and individuality and creativity will reign.

Unique pieces will be important as well as unusual materials with an emphasis on environmental sustainability. People want their homes to make them happy and to reflect their personalities. They are also thinking more long term and buying more for quality as they become more ecologically conscious.

(... continued on page 6)

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CENTRAL | OKLAHOMA | VOL. 3

WALL COLORS Simple changes can make a big impact and paint is one of the simplest. 2020 appears to be the year for colored walls, ceilings and even cabinetry. We will be seeing fewer white walls and lots more color. Pantone picks classic blue as the color of 2020 while Sherwin-Williams picks navy.

Benjamin Moore has chosen a soft rosy pinkish color. The theme for all three is the creation of a relaxing environment.

WALLPAPER Wallpaper is also making a comeback, particularly for powder rooms and foyers. With wallpaper of every style, from bold, modern statements to subtle classics, don’t be surprised to see wallpaper used more frequently on ceilings, not just in the bathroom. Expect to see large scale patterns, bold colors and even metallic accents, that best displays the homeonwers style and personality.

(... continued on page 8)

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CENTRAL | OKLAHOMA | VOL. 3

KITCHENS With the trend toward open floor plans, the kitchen has become an extension of the main living space, encouraging interaction and entertainment. This trend supports a casual yet connected lifestyle as well as informal dining.

IN-HOME CABINETRY AND APPLIANCES People are experimenting with colorful cabinetry and appliances and even two-toned cabinetry. Counter islands for seating are essential with this design as they increase the intimacy of the kitchen. LED lighting, big sinks, stainless steel appliances are still in.

(... continued on page 12)

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CENTRAL | OKLAHOMA | VOL. 3

ACCENT PIECES Accent pieces are an easy way to update the homes dĂŠcor. People want to connect with nature in their homes by adding plants, handmade items, natural materials, and original artwork. The big story for 2020 is anything goes if it is done right and reflects the homeowners individuality.

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CENTRAL | OKLAHOMA | VOL. 3

r o i n e S

g n i v i L

RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Senior Independent Living is a hot topic these days considering our aging population of healthy vibrant older people. These communities are often the best option for active adults over 55 who want a built-in sense of community and privacy. Meant for people with few medical needs or assistance requirements, they offer an opportunity to live amongst other active seniors either in apartments, cottages, villas or even small homes such as in the 55 plus communities.

Independent living community staff take care of the grounds and common areas and housekeeping may be an option as well. The mission of independent senior living is an active social, fun-filled community where residents can relax and enjoy life.

AMENITIES While residents live independently, most communities offer amenities, activities and services. Amenities differ from one type of independent living to another. Often, recreational centers or clubhouses are available on-site to offer opportunities to connect with peers and participate in community activities such as continuing education classes, movie nights, holiday gatherings, card games etc.. (... continued on page 18) 16

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CENTRAL | OKLAHOMA | VOL. 3

Activities: They may also offer amenities such as a swimming pool, fitness center, tennis courts, golf course or other clubs. Other services may include on-site spas, beauty and barber salons, housekeeping and laundry services as well as transportation services.

Dining: Some offer menu plans where a certain number of meals are included for shared dining as well as the option of in-home meal preparation.

WHAT TO CONSIDER The reasons to move to senior independent living are many and varied. Some people want less responsibility for maintaining a home and love the conveniences offered.

Others move in for purely social reasons and in order to expand their circle of friends.

Sometimes it is a good option for snow-birds who don’t want the responsibility of maintaining two homes.

Some things to consider before making the leap to senior independent living are the state of one’s health, both physically and mentally, the right location so as to maintain the support system you have and the financial implications of any move.

18

Senior Independent Living is a great option for many older adults who want to maintain their independence while minimizing their responsibilities for a private home.

If considering a senior independent living situation, it is important to plan ahead and give yourself time and space to cope with change.

Ultimately, it can make life easier and more fun in retirement.

This is how you say it’s going to be okay.

Every 8 minutes the American Red Cross responds to a disaster and makes this promise.

You can help us keep it.

Donate today at redcross.org

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21

2020 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

DATES

TOURNAMENT

DEFENDING CHAMPION

JAN 2 - 5

Sentry Tournament of Champions

Justin Thomas

JAN 9 - 12

Sony Open in Hawaii

Cameron Smith

JAN 16 - 19

Desert Classic

Andrew Landry

JAN 23 - 26

Farmers Insurance Open

Marc Leishman

JAN 30 - FEB 2

Waste Management Phoenix Open

Webb Simpson

FEB 6 - 9

AT&T Pebble Beach Pro-Am

Nick Taylor

FEB 13 - 16

The Genesis Invitational

Adam Scott

FEB 20 - 23

Puerto Rico Open

Viktor Hovland

FEB 20 - 23

World Golf Championships-Mexico Championship

Patrick Reed

FEB 27 - MAR 1

The Honda Classic

Sungjae Im

MAR 5 - 8

Arnold Palmer Invitational presented by Mastercard

Tyrrell Hatton

MAR 12 - 15

THE PLAYERS Championship

Rory McIlroy

MAR 19 - 22

Valspar Championship

Paul Casey

MAR 26 - 29

World Golf Championships-Dell Technologies Match Play

Kevin Kisner

APR 2 - 5

Valero Texas Open

Corey Conners

APR 23 - 26

[ CANCELED ]

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

$1,051,200

APR 30 - MAY 3

Wells Fargo Championship

Max Homa

MAY 7 - 10

AT&T Byron Nelson

Sung Kang

MAY 17

TaylorMade Driving Relief

MAY 24

Capital One’s The Match: Champions for Charity

JUN 11 - 14

Charles Schwab Challenge

Kevin Na

JUN 11 - 14

RBC Canadian Open

Rory McIlroy

JUN 18 - 21

[ ORIG Apr 16-19 ]

RBC Heritage Harbour Town GL, Hilton Head, SC

$1,242,000

JUN 25 - 28

Travelers Championship

Chez Reavie

JUL 2 - 5

Rocket Mortgage Classic

Nate Lashley

JUL 9 - 12

John Deere Classic

Dylan Frittelli

JUL 9 - 12

Tournament TBD

JUL 16 - 19

Barbasol Championship

[ CANCELED ] [ CANCELED ] [ CANCELED ] [ CANCELED ]

[ CANCELED ] [ CANCELED ]

[ ORIG May 21-24 ] [ CANCELED ]

[ ORIG May 28-31 ] [ CANCELED ]

[ CANCELED ]

Plantation Course, Kapalua, Maui, HI Waialae CC, Honolulu, HI Stadium Course, La Quinta, CA

Torrey Pines GC (South), San Diego, CA TPC Scottsdale, Scottsdale, AZ

Pebble Beach GL, Pebble Beach, CA Riviera CC, Pacific Palisades, CA Coco Beach Golf & CC, Rio Grande, PUR Club de Golf Chapultepec, Mexico City, MEX

PGA National (Champion), Palm Beach Gardens, FL Bay Hill Club & Lodge, Orlando, FL

TPC Sawgrass, Ponte Vedra Beach, FL Innisbrook Resort (Copperhead), Palm Harbor, FL Austin Country Club, Austin, TX

TPC San Antonio - AT&T Oaks, San Antonio, TX

Quail Hollow Club, Charlotte, NC Trinity Forest Golf Club, Dallas, TX

$1,340,000 $1,188,000 $1,206,000 $1,350,000 $1,314,000 $1,404,000 $1,674,000 $540,000

$1,820,000 $1,260,000 $1,674,000 $2,250,000 $1,206,000 $1,745,000 $1,350,000

R. Palmer / J. Rahm

$1,422,000 $1,422,000

Seminole Golf Club, Juno Beach, FL Medalist Golf Club, Hobe Sound, FL Colonial CC, Fort Worth, TX

St. George’s G&CC, Toronto, ON, CAN

TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI TPC Deere Run, Silvis, IL

Keene Trace Golf Club, Nicholasville, KY

$1,314,000 $1,368,000 C.T. Pan

$1,296,000 $1,314,000 $1,080,000

Jim Herman

$630,000

(. . .continued on page 24) 22

2020 PGA TOURNAMENT SCHEDULE DATES

TOURNAMENT

DEFENDING CHAMPION

JUL 16 - 19

The Memorial Tournament presented by Nationwide

Patrick Cantlay

JUL 16 - 19

The Open Championship

Shane Lowry

JUL 23 - 26

3M Open

Matthew Wolff

JUL 30 - AUG 2

World Golf Championships - Fed Ex St. Jude Invitational

Brooks Koepka

JUL 30 - AUG 2

Barracuda Championship

Collin Morikawa

JUL 30 - AUG 2

Olympic Men’s Golf Competition

Justin Rose

AUG 6 - 9

PGA Championship

Brooks Koepka

AUG 13 - 16

Wyndham Championship

J.T. Poston

AUG 20 - 23

THE NORTHERN TRUST

Patrick Reed

AUG 27 - 30

BMW Championship

Justin Thomas

SEP 4 - 7

TOUR Championship

Rory McIlroy

SEP 10 - 13

Safeway Open

Cameron Champ

SEP 17 - 20

U.S. Open

Gary Woodland

SEP 25 - 27

Ryder Cup

Whistling Straits, Hokler, WI

EUROPE

SEP 24 - 27

Corales Puntacana Resort & Club Championship

Graeme McDowell

OCT 1 - 4

Sanderson Farms Championship

Sebastian Munoz

OCT 8 - 11

Shriners Hospitals for Children Open

Kevin Na

OCT 15 - 18

The CJ Cup @ Nine Bridges

Justin Thomas

OCT 22 - 25

Zozo Championship

Tiger Woods

OCT 29 - NOV 1

World Golf Championships - HSBC Championship

Rory McIlroy

OCT 29 - NOV 1

Bermuda Championship

Brendon Todd

NOV 5-8

Houston Open

Lanto Griffin

NOV 12 - 15

Masters Tournament

Tiger Woods

NOV 19 - 22

The RSM Classic

Tyler Duncan

DEC 3 - 6

Mayakoba Golf Classic

Brendon Todd

DEC 3 - 6

Hero World Challenge

Henrik Stenson

DEC 11 - 13

QBE Shootout

Rory Sabbatini, Kevin Tway

[ ORIG Jun 4-7 ] [ CANCELED ]

[ ORIG Jul 2-5 ]

[ ORIG Jul 2-5 ] [ POSTPONED ]

[ ORIG May 14-17 ] [ ORIG Aug 6-9 ] [ ORIG Aug 13-16 ] [ ORIG Aug 20-23 ] [ ORIG Aug 27-30 ]

[ ORIG Jun 18-21 ]

[ ORIG Mar 26-29 ]

[ ORIG Apr 9-12 ]

24

* Schedule subject to change

Muirfield Village GC, Dublin, OH

Royal St. George’s GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN TPC Southwind, Memphis, TN

Tahoe Mt. Club (Old Greenwood), Truckee, CA Kasumigaseki Country Club, Saitama, JPN TPC Harding Park, San Francisco, CA Sedgefield CC, Greensboro, NC TPC Boston, Norton, MA

Olympia Fields CC (North), Olympia Fields, IL East Lake GC, Atlanta, GA Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY

Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS

TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR

Accordia Golf Narashino CC, Chiba, JPN Sheshan Int’l GC, Shanghai, CHN

Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL

$1,638,000 $1,935,000 $1,152,000

$1,745,000 $630,000

$1,980,000 $1,116,000 $1,665,000 $1,665,000

$1,188,000 $2,250,000

$540,000

$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000

$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000

25

2020 LPGA TOURNAMENT SCHEDULE DATES MAR 26 - 29

[POSTPONED]

APR 2 - APR 5

[POSTPONED]

APR 15 - 18

[POSTPONED]

APR 23 - 26

[POSTPONED]

APR 30 - MAY 3 [POSTPONED]

MAY 14 - 17

[POSTPONED]

MAY 21 - 24

[CANCELED]

MAY 29 - 31

[POSTPONED]

JUN 4 - 7

[POSTPONED]

JUL 15 - 18

[CANCELED]

JUL 23 - 26 AUG 6 - 9 AUG 13 - 16 AUG 20 - 23 AUG 27-30

[CANCELED]

AUG 28 - 30

[ORIG Jun 19-21]

SEP 3 - SEP 6 SEP 10-13

[ORIG Apr 2-5]

SEP 17 - 20

[ORIG Sep 10-13]

SEP 24 - 27

[ORIG Mar 26-29]

OCT 1 - 4

[CANCELED]

OCT 2 - 4

[ORIG May 29-31]

OCT 8 - 11

[ORIG Jun 25-28]

OCT 15 - 18 OCT 22 - 25 OCT 29 - NOV 1 NOV 6 - 8 NOV 19 - 22

[ORIG May 14-17]

DEC 3 - 6 DEC 10 - 13

[ORIG Jun 4-7]

DEC 17 - 20

26

TOURNAMENT

Kia Classic Aviara GC, Carlsbad, CA 92009 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 LOTTE Championship Ko Olina GC, Oahu, HI 96707 Hugel-Air Premia LA Open Wilshire CC, Los Angeles, CA 90004 LPGA MEDIHEAL Championship Lake Merced GC, Daly City, CA 94015 Pelican Women’s Championship presented by DEX Imaging Pure Silk Championship Kingsmill Resort, Williamsburg, VA 23185 ShopRite LPGA Classic Presented by Acer presented by Acer U.S. Women’s Open Championship conducted by the USGA Dow Great Lakes Bay Invitational Midland CC, Midland, MI 48642 Marathon Classic Highland Meadows GC, Sylvania, OH 43560 The Evian Championship Evian Resort GC, 74500 Evian-les-Bains, France Aberdeen Standard Investments Ladies Scottish Open The Renaissance Club, North Berwick, Scotland EH39 5HS AIG Women’s British Open Royal Troon Golf Club, Troon, Scotland UL International Crown Centurion Club, St. Albans, England Walmart NW Arkansas Championship Pinnacle CC, Rogers, AR 72758 CP Women’s Open Magna Golf Club, Ontario, Canada L4G 7C3 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 Cambia Portland Classic Columbia Edgewater CC, Portland, OR 97211 Kia Classic Aviara GC, Carlsbad, CA 92009 Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai

Shanghai Qizhong Garden GC, Minhang District, Shanghai, China

BMW Ladies Championship LPGA International Busan, South Korea Swinging Skirts LPGA Taiwan Championship TOTO Japan Classic Seta Golf Course-North, Shiga, Japan Pelican Women’s Championship presented by DEX Imaging Volunteers of America Classic Old American GC, The Colony, TX 75056 U.S. Women’s Open Championship conducted by the USGA CME Group Tour Championship Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109

* Schedule subject to change PURSE

DEFENDING CHAMPION

$1,800,000

(Nasa Hataoka)

$3,100,000

(Jin Young Ko)

$2,000,000

(Brooke Henderson)

$1,500,000

(Minjee Lee)

$1,800,000

(Sei Young Kim)

$1,750,000

(Inaugural Year)

$1,300,000

(Bronte Law)

$1,750,000

(Lexi Thompson)

$5,500,000

(Jeonguen Lee6)

$2,300,000

(Cydney Clanton) (Jasmine Suwannapura)

$1,850,000

(Sei Young Kim)

$4,100,000

(Jin Young Ko)

$1,500,000

(Mi Jung Hur)

$4,500,000*

(Hinako Shibuno)

$1,600,000

(Team Korea)

$2,000,000

(Sung Hyun Park)

$2,350,000

(Jin Young Ko)

$3,100,000

(Jin Young Ko)

$1,300,000

(Hannah Green)

$1,800,000

(Nasa Hataoka)

$2,300,000

(Brooke Henderson)

$1,750,000

(Lexi Thompson)

$4,300,000

(Hannah Green)

$2,100,000

(Danielle Kang)

$2,000,000

(Inaugural Year)

$2,200,000

(Nelly Korda)

$1,500,000

(Nasa Hataoka)

$1,750,000

(Inaugural Year)

$1,400,000

(Cheyenne Knight)

$5,500,000

(Jeonguen Lee6)

$5,000,000

(Lexi Thompson)

27

2020 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

SESSION

28

DATE

SCHEDULE

PLAY START

MATCHES

1

Mon 31 Aug

Day

11:00 AM

Men’s / Women’s R1

2

Mon 31 Aug

Night

7:00 PM

Men’s / Women’s R1

3

Tue 1 Sep

Day

11:00 AM

Men’s / Women’s R1

4

Tue 1 Sep

Night

7:00 PM

Men’s / Women’s R1

5

Wed 2 Sep

Day

11:00 AM

Men’s / Women’s R2

6

Wed 2 Sep

Night

7:00 PM

Men’s / Women’s R2

7

Thu 3 Sep

Day

11:00 AM

Men’s / Women’s R2

8

Thu 3 Sep

Night

7:00 PM

Men’s / Women’s R2

9

Fri 4 Sep

Day

11:00 AM

Men’s / Women’s R3

10

Fri 4 Sep

Night

7:00 PM

Men’s / Women’s R3

11

Sat 5 Sep

Day

11:00 AM

Men’s / Women’s R3

12

Sat 5 Sep

Night

7:00 PM

Men’s / Women’s R3

13

Sun 6 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

14

Sun 6 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

15

Mon 7 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

16

Mon 7 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

17

Tue 8 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

18

Tue 8 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

19

Wed 9 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

20

Wed 9 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

21

Thu 10 Sep

Night

7:00 PM

Women’s Semifinals

22

Fri 11 Sep

Day

12:00 PM

Men’s Semifinals

23

Sat 12 Sep

Day

12:00 PM

Women’s Final

24

Sun 13 Sep

Day

1:00 PM

Men’s Final

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2020 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE

30

PLAY START

SESSION

MON SEPT 21

11:00 AM

Qualifying - Mens Singles

TUE SEPT 22

11:00 AM

Qualifying - Ladies / Mens Singles

WED SEPT 23

11:00 AM

Qualifying - Ladies / Mens Singles

THU SEPT 24

11:00 AM

Qualifying - Ladies / Mens Singles

FRI SEPT 25

11:00 AM

Qualifying - Ladies / Mens Singles

SAT SEPT 26

11:00 AM

Charity Day - Exhibition Matches

SUN SEPT 27

11:00 AM

1st Round - Ladies / Mens Singles

MON SEPT 28

10:30 AM

1st Round - Ladies / Mens Singles

TUES SEPT 29

10:30 AM

1st Round - Ladies / Mens Singles 1st Round - Mens Doubles

WED SEPT 30

10:30 AM

2nd Round - Ladies / Mens Singles 1st Round - Ladies / Mens & Mixed Doubles

THU OCT 1

10:30 AM

2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles

FRI OCT 2

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles

SAT OCT 3

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles

Sun Oct 4

10:30 AM

4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles

MON OCT 5

10:30 AM

4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles

TUES OCT 6

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round - Juniors Doubles

WED OCT 7

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles

THU OCT 8

10:30 AM

Day - Finals - Mixed Doubles, Evening - Semi Finals - Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles

FRI OCT 9

10:30 AM

Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles

SAT OCT 10

10:30 AM

Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles

SUN OCT 11

10:30 AM

Day - Finals - Ladies Doubles Evening - Finals - Mens Singles

31

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Date

Session

Wed - Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28 Fri 1/29 Sat 1/30 Sun 1/31

32

Featured Matches Qualifying Rounds

NO PLAY Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am –

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

Day

11:00am

11:00am

11:00am

Night

7:00pm

–

–

1st round 1st round 2nd round 2nd round 3rd round 3rd round 4th round 4th round Quarterfinals Quarterfinals

Day

11:00am

11:00am

11:00am

Women’s Semifinals

Night

7:00pm

–

–

1st Men’s Semifinals

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

–

–

–

Twilight

11:00am

7:30pm

11:15am

–

–

–

–

Twilight

2:00pm

4:00pm

no play

–

–

–

–

Women’s Finals Men’s Finals

33

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021.

DATE

34

PLAY START

SESSION

Mon Jun 28

11:00 AM

First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

No Play

CENTRAL | OKLAHOMA | VOL. 3

The Countdown

To Retirement

M oney See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement.

• Take a quick test: Assuming your retirement

is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity.

That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living.

Retire before hitting 67 and you’ll need more saved; after, you’ll need less.

• .Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.

• .Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

S ave

the easy way

If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

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Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account.

•

Why do it You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs.

2. Got a tax refund? A bonus? A side job? Apply that to your principal.

3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity.

4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt.

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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress.

The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds; a 50/50 or 60/40 ratio of stocks to bonds is reasonable.

• Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest.

1. Do I work in a stable and growing industry?

2. .Do I work for a stable and growing company?

3. Is my heart still in it?

Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary

retirement; the rest of us exit prematurely, often as a result of job loss or burnout.

But you still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin.com/ learning and get online access to thousands of business, creative and technology courses for $30 per month.

Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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RECOMMENDED SERVICE DIRECTORY

ATTORNEYS Wyatt Law Office..................................23

EQUESTRIAN CENTER Cadence Equestrian Center................29

AUTO DEALERSHIP Allstar Motors.......................................27

FAMILY ACTIVITIES Cadence Equestrian Center................29

AUTO REPAIR Richards Car Care................................13

FINANCIAL SERVICES Cowan Financial Services LLC.............10

BANK Oklahoma State Bank........ Front Inside Cover

GYM We Rock the Spectrum Kids Gym.......10

BREWERY & TAP ROOM Elk Valley Brewing Company..............25

INSURANCE CPC Insurance........................................ 1

CIVIL ENGINEERING Cedar Creek Inc....................................25

INVISIBLE FENCE Invisible Fence of Oklahoma City.......31

COMMUNITY ORGANIZATION YWCA Oklahoma City...........................29

IT SERVICES NvYA Technology LLC................ Back Cover

COUNSELING Wyatt Group Counseling............... 20-21

KIDS ACTIVITIES Cadence Equestrian Center................29

CREDIT UNION Credit Union One of Oklahoma.........17

LIFE INSURANCE Sundy Corbin- New York Insurance Company................................................. 3

CRIMINAL DEFENSE Wyatt Law Office..................................23 CUSTOM HOMES Richardson homes LLC........................33 DOG TRAINING Buddys Dog School Inc........................31 EMPLOYMENT LAW Ward Glass Attorneys............................ 7

LONG TERM CARE INSURANCE Sundy Corbin- New York Insurance Company................................................. 3 MEDICAL MALPRACTICE Ward Glass Attorneys............................ 7 MEDICARE SUPPLEMENTS Sundy Corbin- New York Insurance Company................................................. 3

(. . .continued on page 40)

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T R E N D I N G L O C AT I O N S F O R A G R E AT VA C AT I O N

EXCITING TRAVEL

Destinations To avoid the crowds of mass tourism, consider travel into pristine natural environments and indigenous cultural communities. Below are just a few interesting suggestions.

1. Cuba: Although most people are particularly interested in Havana for its classic cars, Cuban culture and colonial architecture, there is so much more to see on this Caribbean island. Leave the city to explore the majestic mountains, tropical jungles, national parks, and nature reserves, which offer a diverse array of wildlife.

2. Cape Verde: The archipelago of Cape Verde, off the west coast of Africa, includes 10 islands and offers a diverse variety of ecosystems. Eastern islands are flat and barren while those in the west include cloud-capped mountains and volcanic cones. There are high cliffs, black-sand beaches, wind-sculpted landscapes with forest-covered hills in the island’s interiors.

Cape Verde is listed as one of the top ten Ethical Destinations due to its commitment to clean energy, human rights, conservation and cultural preservation.

3. Botswana: Over the last 50 years, Botswana has prioritized conservation and the protection of its wildlife with the establishment of the Moremi Nature Reserve in 1963, resulting in amazing attractions for animal lovers. Explore (... continued on page 41)

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RECOMMENDED SERVICE DIRECTORY

NONPROFIT American Red Cross...............................................................................................19 Central Oklahoma Habitat for Humaity...............................................................11 PAIN MANAGEMENT Oklahoma Pain Center...........................................................................................15 Oklahoma Pain Treatment Centers......................................................................29 PET ADOPTION Because of You Chihuahua Rescue......................................................................31 PHARMACY Oklahoma Specialty Pharmacy..............................................................................15 PRIVATE SCHOOL Bishop McGuinness Catholic High School.............................................................5 RISK MANAGEMENT Bridge RM................................................................................................................27 SHEET METAL Redland Sheet Metal................................................................................................9 SUBSTANCE ABUSE TREAMENT & NEUROFEEDBACK Wyatt Group Counseling.................................................................................. 20-21 THEATRE Carpenter Square Theatre.....................................................................................10 TRIAL ATTORNEYS Ward Glass Attorneys...............................................................................................7 WOMEN’S EMPOWERMENT YWCA Oklahoma City..............................................................................................29

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the Okavango Delta via canoe, view the 120,000 elephants in Chobe National Park and a traditional Big 5 safari experience at Moremi.

While you are in Botswana, try to include a visit to Victoria Falls, one of the seven natural wonders of the world where you can canoe with the elephants, swim in Devil’s Pool and hike the Batoka Gorge.

tered around the 4th century ruins of a Roman Palace complex. Croatia’s beaches are busy in the summer and the island of Hvar is known for its yachts and celebrities. There is also Plitvice Lakes National Park known for its turquoise lakes and dramatic waterfalls.

4. Croatia: For a small country, there is much to experience and explore including ten UNESCO World Heritage Sites. Encompassing more than a thousand islands in the Adriatic Sea, the major coastal city of Dubrovnik is known for its massive 16th century walls encircling an Old Town with Gothic and Renaissance buildings. The town of Split is cen41