Broward FL

BROWARD | FL | VOL. 6

FE AT URES 6

Interior Design Ideas

14 Travel Destinations 30 Food Trends 34 Identity Theft 36 Estate Planning 40 Philanthropy or Charity 42 Weddings 44 Recommended Business Directory

6

TOURNAMENT SCHEDULES 18

PGA Tournaments

20

LPGA Tournaments

26

Grand Slam Tennis Tournaments - US Open

27

Grand Slam Tennis Tournaments - French

28

Grand Slam Tennis Tournaments - Australian

29

Grand Slam Tennis Tournaments - Wimbledon

44

Recommended Service Directory

20 4

INTERIOR DESIGN TRENDS FOR 2023

In life there are constant changes, so too in the world of interior design. Trends are always shifting. The themes for 2023 seem to be: Sustainable living and health & wellness designs. There has been a move away from minimalism to individualism which has created more personalized and decorative styles. In this new, post-Covid world, there have been many changes to the way we live, both inside and outside of the home. Many of us spend much more time in the house, so people have adjusted their priorities in the way the home is used. (. . .continued on page 8)

6

With a new focus on wellness and healthy living, more attention is paid to comfort and overall well-being.

Kitchens are central to this new lifestyle and the open kitchen is an important aspect of this new trend. Most desirable are large islands that seat the family comfortably

and

provide

lots

of

workspace. Upper and lower cabinets of different colors are in fashion as are stainless steel cabinetry and fixtures.

To update a kitchen, a coat of paint can completely change the feel and be extremely cost effective. Lighting is also a key component, particularly if natural light is not available. A growing number of homeowners are installing led lights underneath their cabinets to illuminate the kitchen counter top.

With so many people still working at home, a designated office is often a necessity and needs to be incorporated into the design of your home. First of all, it should be comfortable and functional.

It is desirable to have natural light and natural materials wherever possible.

Try colors that are inspired by nature for a calming environment. For a more dramatic

approach,

an

interesting

background wall color can be useful for (. . .continued on page 10) 8

all of your zoom meetings.

Furnishings will feel more organic with the use of cotton, wool, and velvet fabrics. Of course fabric decisions can depend on the location within the home; it’s recommended that the home match its natural environment. There is still a movement toward coordinating the indoor and outdoor environments.

Arches and architectural details are in as are soft edges, curved sofas, and personal pieces.

Multi-function rooms that cater to entertainment and exercise are in vogue. More people will want media rooms for movies and games as well as gyms and saunas.

Mud rooms and laundry rooms are no longer just utilitarian spaces. Today, homeowners

want

these

spaces

to coordinate with the rest of the home. Sometimes they even want to accommodate a pet with a special tub.

Think about maximizing natural light throughout your home. Big open

10

The focus of home design in 2023 is a calm, comfortable environment in harmony with nature that incorporates work, entertainment and relaxation spaces.

windows which bring in natural light

clients wanting jewel tones in blues,

can improve mood, focus and sleep

greens and even rust, which creates a

patterns which will improve one’s

cozier environment. This is part of the

health.

eco-friendly trend of the last few years which incorporates elements of nature.

It looks like 2023 may bring with

Gold will also be popular as an accent

it the end of the white wall trend.

color.

Currently,

designers

are

reporting

11

- TRAVEL TO -

If you haven’t been to Africa and are looking for an amazing experience, consider a safari. The only question is where to start, as there are many African countries with amazing national parks and various wildlife, all of which can provide a once-in-alifetime vacation. The top countries for safaris are Tanzania, Kenya, South Africa, Namibia and Botswana.

14

MASAI MARA JUNE - OCTOBER Masai Mara National Reserve is the most famous. It is known for its herds of plains’ game which include Masai lions, African leopards and Tanzanian cheetahs. The park is also home to the annual migration of zebra, gazelle and wildebeest to and from the Serengeti in Tanzania.

LAKE NAKURU

AMBOSELI

ANYTIME

JUNE & OCTOBER

Lake Nakuru National Park is known for pink flamingos flocking along the shore of the lake. Also notable are the park’s white rhinos, warthogs, giraffes, zebras, hippos, ostriches and lions.

Amboseli National Park is best known for its view of Mount Kilimanjaro and over 300 species of birds. You will also see zebras, wildebeests, hyenas, lions, cheetahs, buffalo, jackals, giraffes and leopards.

TSA-

SAMBURU

MAY - OCTOBER

ANYTIME

Tsavo National Park, which is made up of two smaller parks, is the largest in Kenya and also the most remote.

Famous for elephants playing in the Galana River, you will also find 500 species of birds and also giraffes, gazelles, lions, antelopes, impalas, hyenas and oryx.

Samburu Game Reserve is known for rare species such as Grevy’s zebra, Somali ostrich, and the Beisa Oryx. It is also home to around 900 elephants as well as lions, leopards, cheetahs and over 450 bird species. It is also famous for Kamunyak, the lioness that adopted 6 baby oryx.

15

Tanzania There are 22 national parks in Tanzania, making it difficult to decide where to go. Serengeti, which is a UNESCO world heritage site, and Ngorongoro are the largest and most popular destinations and are often toured together along with Lake Manyara National Park.

You will spot the big five mammals buffaloes, elephants, rhinos, leopards and lions as well as giraffes, zebras, hippos and 500 species of birds on your nature walk, game drive, or in a hot air balloon.

NGORONGORO APRIL - MAY

LAKE MANYARA JUNE - OCTOBER Lake Manyara Park was established to protect large herds of elephants and is also famous for tree-climbing lions.

With its beautiful setting on the lake, it is perfect for viewing pink flamingos and over 400 species of birds.

16

The Ngorongoro Conservation Centre (world heritage site) is known for the Crater which was formed when an ancient volcano exploded and collapsed on itself, creating vast plains that attracted wild life. The big five can be viewed here as well as black rhino. The Massai tribe still grazes their livestock here. Also, the Olduval Gorge is found here. This is where the Leakeys, in 1959, discovered evidence of human origins, fossilized bones, and stone tools dating back millions of years.

(. . .continued on page 18)

2022-2023 PGA TOURNAMENT SCHEDULE

18

* Schedule subject to change

DATES

TOURNAMENT

DEFENDING CHAMPION

SEP 15 - 18, 2022

Fortinet Championship Silverado Resort and Spa (North Course), Napa, CA

Max Homa $1,260,000

SEP 22 - 25, 2022

Presidents Cup Quail Hollow Club, Charlotte, NC

SEP 29 - OCT 2, 2022

Sanderson Farms Championship The Country Club of Jackson, Jackson, MS

Sam Burns $1,260,000

OCT 6 - 9, 2022

Shriners Children’s Open TPC Summerlin, Las Vegas, NV

Sungjae Im $1,260,000

OCT 13 - 16, 2022

ZOZO CHAMPIONSHIP Accordia Golf Narashino Country Club, Chiba, JPN

Hideki Matsuyama $1,791,000

OCT 20 - 23, 2022

THE CJ CUP in South Carolina Congaree Golf Club, Ridgeland, SC

Rory McIlroy $1,755,000

OCT 27 - 30, 2022

tter e er h io hi Port Royal Golf Course, Southampton, BER

Lucas Herbert $1,170,000

NOV 3 - 6, 2022

World Wide Technology Championship at Mayakoba El Camaleón Golf Course at Mayakoba, Riviera Maya, MEX

Viktor Hovland $1,296,000

NOV 10 - 13, 2022

Cadence Bank Houston Open Memorial Park Golf Course, Houston, TX

Jason Kokrak $1,350,000

NOV 17 - 20, 2022

The RSM Classic Sea Island Golf Club (Seaside Course), St. Simons Island, GA

Talor Gooch $1,296,000

DEC 1 - 4, 2022

Hero World Challenge Albany, New Providence, BAH

Viktor Hovland $1,000,000

DEC 9 - 11, 2022

QBE Shootout Qu Tiburón Golf Course, Naples, FL

Kevin Na, Jason Kokrak $447,500

JAN 5 - 8, 2023

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Cameron Smith $1,476,000

JAN 12 - 15, 2023

Sony Open in Hawaii Qu Waialae Country Club, Honolulu, HI

Hideki Matsuyama $1,350,000

JAN 19 - 22, 2023

The American Express Pete Dye Stadium Course, La Quinta, CA

Hudson Swafford $1,368,000

JAN 25 - 28, 2023

Farmers Insurance Open Torrey Pines Golf Course (South Course), San Diego, CA

Luke List $1,512,000

FEB 2 - 5, 2023

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

Tom Hoge $1,566,000

FEB 9 - 12, 2023

WM Phoenix Open TPC Scottsdale (Stadium Course), Scottsdale, AZ

Scottie Scheffler $1,476,000

FEB 16 - 19, 2023

The Genesis Invitational e i iera untr lu

Joaquin Niemann $2,160,000

FEB 23 - 26, 2023

The Honda Classic PGA National Resort (The Champion), Palm Beach Gardens, FL

Sepp Straka $1,440,000

MAR 2 - 5, 2023

Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR

Ryan Brehm $666,000

MAR 2 - 5, 2023

Arnold Palmer Invitational presented by Mastercard Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL

Scottie Scheffler $2,160,000

MAR 9 - 12, 2023

THE PLAYERS Championship The Country Club of Jackson, Jackson, MS

Cameron Smith $3,600,000

MAR 16 - 19, 2023

Valspar Championship Innisbrook Resort (Copperhead Course), Palm Harbor, FL

Sam Burns $1,404,000

MAR 22 - 26, 2023

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Scottie Scheffler $2,100,000

a ifi

alisades

2022-2023 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

DATES

TOURNAMENT

DEFENDING CHAMPION

MAR 23 - 26, 2023

Corales Puntacana Championship Puntacana Resort & Club (Corales Golf Course), Punta Cana, DOM

Chad Ramey $ 666,000

MAR 30 - APR 2, 2023

Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

J.J. Spaun $1,548,000

APR 6 - 9, 2023

Masters Tournament Augusta National Golf Club, Augusta, GA

Scottie Scheffler $2,700,000

APR 13 - 16, 2023

RBC Heritage Harbour Town Golf Links, Hilton Head Island, SC

Jordan Spieth $1,440,000

APR 20 - 23, 2023

Zurich Classic of New Orleans Harbour Town Golf Links, Hilton Head Island, SC

P. Cantlay/X. Schauffele $1,199,350

APR 27 - 30, 2023

Mexico Open at Vidanta Vidanta Vallarta, Vallarta, MEX

Jon Rahm $1,314,000

MAY 4 - 7, 2023

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

Max Homa $1,620,000

MAY 11 - 14, 2023

AT&T Byron Nelson TPC Craig Ranch, McKinney, TX

K.H. Lee $1,638,00

MAY 18 - 21, 2023

PGA Championship Q Oak HIll Country Club, Rochester, NY

Justin Thomas $2,700,000

MAY 25 - 28, 2023

Charles Schwab Challenge Colonial Country Club, Fort Worth, TX

Sam Burns $1,512,000

JUN 1 - 4, 2023

The Memorial Tournament presented by Workday Muirfield illage l lu u lin

Billy Horschel $2,160,000

JUN 8 - 11, 2023

RBC Canadian Open Oakdale Golf & Country Club, Toronto, Ontario, CAN

Rory McIlroy $1,566,000

JUN 15 - 18, 2023

U.S. Open The Los Angeles Country Club (North Course), Los Angeles, CA

Matt Fitzpatrick $3,150,000

JUN 22 - 25, 2023

Travelers Championship TPC River Highlands, Cromwell, CT

Xander Schauffele $1,494,000

JUN 29 - JUL 2, 2023

Rocket Mortgage Classic.

Detroit Golf Club, Detroit, MI

Tony Finau $1,512,000

JUL 6 - 9, 2023

John Deere Classic PC Deere Run, Silvis, IL

J.T. Posto $1,278,000

JUL 13 - 16, 2023

Barbasol Championship Keene Trace Golf Club (Champions Course), Nicholasville, KY

Trey Mullinax $666,000

JUL 13 - 16, 2023

Genesis Scottish Open The Renaissance Club, North Berwick, SCO

Xander Schauffele $1,400,000

JUL 20 - 23, 2023

Barracuda Championship Tahoe Mountain Club (Old Greenwood), Truckee, CA

Chez Reavie $666,000

JUL 20 - 23, 2023

The Open Championship Royal Liverpool, Hoylake, Wirral, ENG

Cameron Smith $2,500,000

JUL 27 - 30, 2023

3M Open TPC Twin Cities, Blaine, MN

Tony Finau $1,350,000

AUG 3 - 6, 2023

Wyndham Championship Sedgefield untr lu reens

AUG 10 - 13, 2023

FedEx St. Jude Championship TPC Southwind, Memphis, TN

Will Zalatoris $2,700,000

AUG 17 - 20, 2023

BMW Championship Olympia Fields Country Club (North Course), Olympia Fields, IL

Patrick Cantlay Patrick Cantlay

AUG 24 - 27, 2023

TOUR Championship East Lake Golf Club, Atlanta, GA

Rory McIlroy

r

Tom Kim $1,314,000

19

2022-2023 LPGA TOURNAMENT SCHEDULE DATES SEP 23-25, 2022 SEP 29 - OCT 2, 2022 OCT 6-9, 2022 OCT 20-23, 2022 OCT 27-30, 2022 NOV 3-6, 2022 NOV 10-13, 2022 NOV 17-20, 2022 JAN 20-23, 2023 JAN 27-30, 2023 FEB 3-5, 2023 MAR 3-6, 2023 MAR 10-13, 2023 MAR 24-27, 2023 MAR 31-APR 3, 2023 APR 13-16, 2023 APR 21-24, 2023 APR 28- MAY 1, 2023 MAY 12-15, 2023 MAY 25-29, 2023 JUN 2-5, 2023 JUN 10-12, 2023 JUN 16-19, 2023 JUN 23-26, 2023 JUL 13-16, 2023 JUL 21-24, 2023 JUL 28-31, 2023 AUG 4-7, 2023 AUG 11-14, 2023 AUG 25-28, 2023 SEP 1-4, 2023 SEP 8-11, 2023

20

* Schedule subject to change ** Purse subject to change

TOURNAMENT

Walmart NW Arkansas Championship presented by P&G Pinnacle Country Club, Rogers, Arkansas Volunteers of America Classic Old American G.C., The Colony, Texas LPGA MEDIHEAL Championship The Saticoy Club, Somis, California BMW Ladies Championship Korean location to be announced Taiwan Swinging Skirts LPGA Miramar G.C., New Taipei City, Chinese Taipei TOTO Japan Classic Seta Golf Course, Shiga, Japan Pelican Women's Championship Pelican G.C., Belleair, Florida CME Group Tour Championship Tiburon G.C., Naples, Florida Hilton Grand Vacations Tournament of Champions Lake Nona Golf and Country Club, Orlando, Florida Gainbridge LPGA at Boca Rio Boca Rio Golf Club, Boca Raton, Florida LPGA Drive On Championship Crown Colony Golf & Country Club, Fort Myers, Florida HSBC Women’s World Championship Sentosa Golf Club, Tanjong Course, Singapore Honda LPGA Thailand Siam Country Club, Pattaya Old Course, Chonburi, Thailand JTBC Classic presented by Barbasol Aviara Golf Club, Carlsbad, CA The Chevron Championship Mission Hills Country Club, Dinah Shore Tournament Course, Rancho Mirage, CA LOTTE Championship presented by Hoakalei Hoakalei Country Club, Ewa Beach, Oahu, HI DIO Implant LA Open Wilshire Country Club, Los Angeles, CA Palos Verdes Championship presented by Bank of America Palos Verdes Golf Club, Palos Verdes Estates, CA Cognizant Founders Cup Upper Montclair Country Club, Clifton, NJ Bank of Hope LPGA Match-Play presented by MGM Rewards Shadow Creek, Las Vegas, NV U.S. Women’s Open Presented by ProMedica Pine Needles Lodge and Golf Club, Southern Pines, NC ShopRite LPGA Classic Presented by Acer eaview, Bay Course, Galloway, NJ Meijer LPGA Classic for Simply Give l t efield untr lu elm nt M KPMG Women’s PGA Championship Congressional Country Club, Blue Course, Bethesda, MD Dow Great Lakes Bay Invitational Midland Country Club, Midland, MI The Amundi Evian Championship Evian Resort Golf Club, Evian-les-Bains, France Trust Golf Women’s Scottish Open Dundonald Links, Ayrshire, Scotland AIG Women’s Open Muirfield ast L t ian S tland ISPS Handa World Invitational presented by AVIV Clinics Galgorm Castle Golf Club / Massereene Golf Club, Antrim, Northern Ireland CP Women’s Open Ottawa Hunt and Golf Club, Ottawa, Canada Dana Open presented by Marathon Highland Meadows Golf Club, Sylvania, OH Kroger Queen City Championship presented by P&G Kenwood Country Club, Kendale Course, Cincinnati, OH

PURSE $2.3M $1.5M $1.8M $2M $2.2M $2M $2M $7M $1.5M $2M $1.5M $1.7M $1.6M $1.5M $5M $2M $1.5M $1.5M $3M $1.5M $10M $1.75M $2.5M $9M $2.5M $6.5M $2M $7.3M $1.5M $2.35M $1.75M $1.75M

(. . .continued on page 26)

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change ** Start Times Listed in EST

SESSION

26

DATE

SCHEDULE

PLAY START

MATCHES

1

Mon, 28 Aug

Day

11.00am

Men’s / Women’s 1st Round

2

Mon, 28 Aug

Night

7.00pm

Men’s / Women’s 1st Round

3

Tue, 29 Aug

Day

11.00am

Men’s / Women’s 1st Round

4

Tue, 29 Aug

Night

7.00pm

Men’s / Women’s 1st Round

5

Wed, 30 Aug

Day

11.00am

Men’s / Women’s 2nd Round

6

Wed, 30 Aug

Night

7.00pm

Men’s / Women’s 2nd Round

7

Thu, 31 Aug

Day

11.00am

Men’s / Women’s 2nd Round

8

Thu, 31 Aug

Night

7.00pm

Men’s / Women’s 2nd Round

9

Fri, 1 Sep

Day

11.00am

Men’s / Women’s 3rd Round

10

Fri, 1 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

11

Sat, 2 Sep

Day

11.00am

Men’s / Women’s 3rd Round

12

Sat, 2 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

13

Sun, 3 Sep

Day

11.00am

Men’s / Women’s Round of 16

14

Sun, 3 Sep

Night

7.00pm

Men’s / Women’s Round of 16

15

Mon, 4 Sep

Day

11.00am

Men’s / Women’s Round of 16

16

Mon, 4 Sep

Night

7.00pm

Men’s / Women’s Round of 16

17

Tue, 5 Sep

Day

12.00pm

Men’s

men’s Quarterfinals

18

Tue, 5 Sep

Night

7.00pm

Men’s

men’s Quarterfinals

19

Wed, 6 Sep

Day

12.00pm

Men’s

men’s Quarterfinals

20

Wed, 6 Sep

Night

7.00pm

Men’s

men’s Quarterfinals

21

Thu, 7 Sep

Day

12.00pm

22

Fri, 8 Sep

Day

12.00pm

Men’s Doubles Final or Mixed Doubles inal Men’s Semifinal

23

Fri, 8 Sep

Night

7.00pm

Men’s Semifinal

24

Sat, 9 Sep

Day

12:00pm

Mixed Doubles Final or Men’s Doubles Final / Women’s Final

25

Sun, 10 Sep

Day

1:00pm

Women’s Doubles Final / Men’s Final

men’s Semifinals

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE

PLAY START

SESSION

MAY 29 - SUN

Day - 11:00 AM

Men’s & Women’s 1st Round

MAY 30 - MON

Day - 11:00 AM

Men’s & Women’s 1st Round

MAY 30 - MON

Evening - 9:00 PM

Men’s & Women’s 1st Round

MAY 31 - TUE

Day - 11:00 AM

Men’s & Women’s 2nd Round

MAY 31 - TUE

Evening - 9:00 PM

Men’s & Women’s 2nd Round

MAY 31 - WED

Day - 11:00 AM

Men’s & Women’s 3rd Round

MAY 31 - WED

Evening - 9:00 PM

Men’s & Women’s 3rd Round

JUN 01 - THU

Day - 11:00 AM

Men’s & Women’s 4th Round

JUN 01 - THU

Evening - 9:00 PM

Men’s & Women’s 4th Round

JUN 02 - FRI

Day - 12:00 PM

3rd Round

JUN 02 - FRI

Evening - 9:00 PM

3rd Round

JUN 03 - SAT

Day - 12:00 AM

3rd Round

JUN 03 - SAT

Evening - 9:00 PM

3rd Round

JUN 04 - SUN

Day - 11:00 AM

4th Round

JUN 04 - SUN

Evening - 9:00 PM

4th Round

JUN 05 - MON

Day - 11:00 AM

4th Round

JUN 05 - MON

Evening - 9:00 PM

4th Round

JUN 06 - TUE

Day - 12:00 PM

Quarterfinals

JUN 06 - TUE

Evening - 5:00 PM

Quarterfinals

JUN 07 - WED

Day - 12:00 PM

Quarterfinals

JUN 07 - WED

Evening - 5:00 PM

Quarterfinals

JUN 08 - THU

Day - 2:00 PM

Semifinals

JUN 09 - FRI

Day - 3:00 PM

Men’s Semi Finals 1

JUN 09 - FRI

Evening - 7:00 PM

Men’s Semi Finals 2

JUN 10 - SAT

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

JUN 11 - SUN

Day - 3:00 PM

Men's Singles Final

27

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Session

28

Date

Time

Featured Matches

1

Mon, January 16, 2023

11:00 am

Men's and Women's 1st Round

2

Mon, January 16, 2023

7:00 pm

Men's and Women's 1st Round

3

Tue, January 17, 2023

11:00 am

Men’s and Women’s 1st Round

4

Tue, January 17, 2023

7:00 pm

Men’s and Women’s 1st Round

5

Wed, January 18, 2023

11:00 am

Men’s and Women’s 2nd Round

6

Wed, January 18, 2023

7:00 pm

Men’s and Women’s 2nd Round

7

Thu, January 19, 2023

11:00 am

Men’s and Women’s 2nd Round

8

Thu, January 19, 2023

7:00 pm

Men’s and Women’s 2nd Round

9

Fri, January 20, 2023

11:00 am

Men’s and Women’s 3rd Round

10

Fri, January 20, 2023

7:00 pm

Men’s and Women’s 3rd Round

11

Sat, January 21, 2023

11:00 am

Men’s and Women’s 3rd Round

12

Sat, January 21, 2023

7:00 pm

Men’s and Women’s 3rd Round

13

Sun, January 22, 2023

11:00 am

Men’s and Women’s 4th Round

14

Sun, January 22, 2023

7:00 pm

Men’s and Women’s 4th Round

15

Mon, January 23, 2023

11:00 am

Men’s and Women’s 4th Round

16

Mon, January 23, 2023

7:00 pm

Men’s and Women’s 4th Round

17

Tue, January 24, 2023

11:00 am

Men’s and Women’s Quarterfinals

18

Tue, January 24, 2023

7:00 pm

Men’s and Women’s Quarterfinals

19

Wed, January 25, 2023

11:00 am

Men’s and Women’s Quarterfinals

20

Wed, January 25, 2023

7:30 pm

Men’s and Women’s Quarterfinals

21

Thu, January 26, 2023

11:00 am

Women’s Semifinals

22

Thu, January 26, 2023

7:30 pm

Men’s Semifinal

23

Fri, January 27, 2023

3:00 pm

Mixed Doubles Semi /Women’s Doubles Final / Men’s Singles Semifinal

24

Sat, January 28, 2023

4:00 pm

Women’s Singles Final /Men’s Doubles Final

25

Sun, January 29, 2023

4:00 pm

Mixed Doubles Final /Men’s Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

DATE

PLAY START

SESSION

Mon, July 03

11:00 AM

Men's & Ladies' 1st Round

Tues, July 04

11:00 AM

Men's & Ladies' 1st Round

Wed, July 05

11:00 AM

Men's & Ladies' 2nd Round

Thurs, July 6

11:00 AM

Men's & Ladies' 2nd Round

Fri, July 07

11:00 AM

Men's & Ladies' 3rd Round

Sat, July 08

11:00 AM

Men's & Ladies' 3rd Round

Sun, July 09

11:00 AM

Men's & Ladies' 4th Round

Mon, July 10

11:00 AM

Men's & Ladies' 4th Round

Tues, July 11

11:00 AM

Men's Singles Quarterfinals Ladies’ Singles Quarterfinals

Wed, July 12

11:00 AM

Men's Singles Quarterfinals Ladies’ Singles Quarterfinals

Thurs, July 13

1:00 PM

Ladies' Singles Semifinals Mixed Doubles Final

Fri, July 14

1:00 PM

Men's Singles Semifinals

Sat, July 15

2:00 PM

Ladies' Singles Final, Men's Doubles Final,

Sun, July 16

2:00 PM

Men's Singles Final, Ladies’ Doubles Final

29

d o o F Health

TRENDS FOR 2023 Rarely do we think about what is trending in the world of food and drink, but there are organizations that study this issue constantly, including Whole Foods, Innova Market Insights and even Martha Stewart

herself.

The

current

trend seems to be towards a focus on healthier eating due to an interest in sustainable agriculture, climate change and possibly as a result of correcting those bad habits acquired during Covid lock down.

In

the

drink

space,

mocktails,

or

virgin cocktails, have become more and more popular for health reasons, even spawning a number of new establishments

devoted

exclusively

to alcohol-free night life. This trend expands well beyond Shirley Temples and there is an emphasis on alcohol free cosmopolitans, margaritas, mojitos

30

and other more original creative drinks.

As an example, Whole Foods points to yaupon, a caffeinated plant, to be brewed for tea and also used in new mocktail creations. Also growing in popularity are milk substitutes like oat, soy, almond, and even potato. They are typically lower in fat, sugar and are also cholesterol free.

In the world of foods, there has been significant and growing interest

in

nutrition

and

sustainability. We will be interested in more natural less processed foods as well as more traditional ethnic menus. Plant based foods will be a growth area as the number of vegans has increased significantly and most of us have cut down on meat consumption for health and environmental concerns. We will want more locally produced ingredients

due

to

interest

in

climate change. There is actually a new word for this - glocal. Think global and eat local!

Plant

based

pasta

made

from

chickpeas, cauliflower and zucchini are already popular but new ones made from hearts of palm and green

31

and other more original creative drinks.

As an example, Whole Foods points to yaupon, a caffeinated plant, to be brewed for tea and also used in new mocktail creations. Also growing in popularity are milk substitutes like oat, soy, almond, and even potato. They are typically lower in fat, sugar and are also cholesterol free.

In the world of foods, there has been significant and growing interest in nutrition and sustainability. We will be interested in more natural less processed foods as well as more traditional ethnic menus. Plant based foods will be a growth area as the number of vegans has increased significantly and most of us have

cut

down

on

meat

consumption for health and environmental

concerns.

We will want more locally produced

ingredients

due to interest in climate change. There is actually a new word for this - glocal.

Think global and eat local!

Plant based pasta made from chickpeas, cauliflower and zucchini are already popular but new ones made from hearts of palm and green

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Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers.

The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at Identitytheft.com.

The important thing is to take all the necessary steps to prevent it.

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Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.

Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits.

If you are logging in to an online account, use a strong password.

Do not give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.

In addition to taking steps to protect your information, there are things to do to detect identity theft.

Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other information Review your bills for charges that don’t belong to you Check your bank account for withdrawals not made by you Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.

Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.

Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.

Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, or even claim unemployment benefits.

If you discover that someone is misusing your personal information visit: WWW .I DENTITY T HEFT . GOV

Courtesy of Federal Trade Commission 35

It is important to revisit one’s estate planning periodically, as both circumstances and laws can change without notice. If you do not have an estate plan, it is time to create one. You probably have more assets than you think.

First of all, estate planning is an opportunity to designate who will receive your assets upon death or incapacitation. It will also allow you to designate a guardian for your children.

With the advice of counsel, your plan will manage assets to minimize estate

taxes, gift taxes and any other tax issues. And most importantly, a good estate plan will avoid disagreements between heirs and probate which can be time consuming and expensive.

Begin with an assessment of all your assets, including your home and other real estate, art, collections, vehicles, and jewelry. List your checking and savings accounts, investment accounts, life insurance policies, IRA or 401 accounts and ownership interests in any businesses. Estimate the value in order to divide among your heirs. (. . .continued on page 38)

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A COMPLETE ESTATE PLAN

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POWER OF ATTORNEY

MEDICAL CARE DIRECTIVE

A durable power of attorney allows a person of your choosing to handle financial, legal and other matters if you are otherwise incapacitated.

It remains in effect until death or revocation.

A living will specifies your wishes for medical care. A medical power of attorney gives authority to a trusted person to make decisions if you are unable.

REVOCABLE LIVING TRUST

WILL

A revocable living trust is an instrument that allows the owner (grantor) of assets to establish a trust for beneficiaries with the help of a trustee. You can be your own trustee with an alternate upon death or incapacity. This document can be amended or revoked as needed.

The most important aspect of a trust is that your assets avoid time consuming and expensive probate.

A will, though desirable, is not essential if you have a revocable trust. The main reason to write a will is to include assets which may not be included in one’s trust. A will is meant to simplify things. You can designate child custody and also the recipients of your most valuable possession, such as cars, jewelry or other personal items.

PHILANTHROPY OR CHARIT Y

According to the Dictionary, charity and philanthropy are two different things.

CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

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PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes.

Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions.

Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society.

Recently, there have been changes to the tax code regarding charitable giving.

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes.

The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources.

There are over 700 community foundations in the United States.

Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They 41

Looking for an elegant and classic wedding venue to celebrate your big day?

Country clubs are ideal for a variety of reasons.

Here are some reasons why country club wedding venues are among our favorites.

It’s a classic venue.

A country club wedding has long been a time-honored tradition for couples with family ties to a members-only venue.

Childhood memories of playing tennis or learning to expertly hit 18 holes can add sentimental meaning to a country club wedding. A country club also provides a familiar, picturesque venue. Expansive green spaces pair up with a stately ballroom to offer a magazine-worthy setting for a large indoor-outdoor wedding. Not a member of a nearby club? Some clubs are open to the public for events, while some private clubs will allow non-member weddings if the couple is “sponsored” by a member—meaning you just have to know someone who can connect you with the club’s in-house wedding planner.

It offers a one-stop-shop.

Like a hotel, a country club often has many wedding services on-site. Catering, flowers, linen rentals and even the wedding planner may all be available for one package price that can reduce planning time and stress. All you have to do is worry about finding the perfect country club-appropriate wedding attire for you and your wedding party.

It’s a great place to have a rain backup plan.

Maybe you’ve always dreamed of getting married in an outdoor ceremony—but then the skies open up right before you walk down the outdoor aisle. A country club offers the peace of mind of a rain plan with multiple ballrooms, dining rooms and other suitable indoor venues that can work as a stand-by on your big day.

It can accommodate many sizes of weddings.

Those aforementioned outdoor spaces, ballrooms and dining rooms also mean a country club can accommodate a variety of wedding sizes. Want an intimate wedding for 20? That gazebo in the formal gardens might make a great place for your I Do’s. Is a wedding for 250 of your friends and family more your style? Many country clubs can host very large weddings in their wow-worthy ballrooms, too.

Two words: lawn games Those green spaces can do a lot more than hold chairs for your wedding ceremony. The large swaths of grass at a country club are a great space to entertain your guests with classic games like croquet, bocce ball and corn hole. And don’t let the golf course go to waste! A round of golf for your guests should definitely be in order at some point during the wedding weekend.

Bianco, Katie (2017, March 8). 5 Reasons to Get Married ... at a Country Club [Web log post]. Retrieved from https://www.weddingwire.com/wedding-ideas/5-reasons-to-get-married-at-a-country-club

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You can help us keep it.

Donate today at redcross.org