Emporia Community Matters September 2016

Commun ty Matters Emporia Presbyterian Manor

September 2016

Presbyterian Manor participating in local Relay for Life event Emporia Presbyterian Manor will again be participating in the Lyon County Relay for Life Sept. 10. The Relay for Life event is at the Lyon County Fairgrounds, 2650 W US Highway 50 in Emporia, from 12 p.m. to 12 a.m.

The American Cancer Society Relay for Life movement is the world’s largest fundraising event to end cancer. It unites communities across the globe to celebrate people who have battled cancer, remember loved ones lost and take action to finish the fight once and for all.

The Relay for Life has been taking place for 30 years. For more information on the American Cancer Association go to www. cancer.org.

“Mid Summer Phenomenon,” a painting by Paul Johnston.

Art is Ageless® masterpiece level winners One winning artist in Emporia Presbyterian Manor’s annual Art is Ageless® juried competition will be featured in the 2017 Art is Ageless Calendar produced by Presbyterian Manors of Mid-America.

“Mid Summer Phenomenon,” a painting by Paul Johnston will appear in the calendar when it is released this fall.

Works by local winners are automatically entered into a masterpiece level competition with winning art from 16 other PMMA communities. The winners are featured in the Art is Ageless calendar and notecards.

Art is Ageless, open exclusively to people age 65 and older, is a copyrighted program of Presbyterian Manors of Mid-America. For the competition, works must have been completed in the past five years.

Low-maintenance lifestyle offers freedom, comfort Check out our newly renovated independent living apartments.

We are updating paint, cupboards, lighting fixtures, carpet, flooring, hardware, patio doors, blinds, countertops and appliances.

Select your apartment, and you may be able to select the finishes.

Schedule a tour today by calling 620-343-2613.

JOIN the

WELCOME Community Matters is published monthly for residents and friends of Emporia Presbyterian Manor by Presbyterian Manors of Mid-America Inc., a not-for-profit 501(c)(3) organization. Learn more at PresbyterianManors.org.

Susan Siepelmeier, executive director Crystal Holly, marketing director To submit or suggest articles for this publication, contact Crystal Holly, marketing director, cholly@pmma.org.

Telephone: 620-343-2613 Fax: 620-343-9195 Address: 2300 Industrial Rd., Emporia, KS 66801-6636 Our mission: We provide quality senior services guided by Christian values.

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Community Matters September 2016

PROJECT Life is better when you’re surrounded by friends.

If you know of friends who are interested in the independent living or assisted living lifestyle you enjoy here, providing their names could lead to rewards—for both of you.

Pick up a referral form in the marketing office. *Certain restrictions apply.

For complete details, contact the Marketing Office.

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Senior bank accounts: Should you get one?

It isn’t hard to figure out why some banks and credit unions offer special checking accounts for customers they call “seniors.” Once they establish banking relationships this way, they can try to entice the new accountholders with savings accounts, loans and retirement accounts.

But is a “senior” checking account (generally restricted to people over 60 or 65, though sometimes available to people 50 and up) a good deal for you? That depends.

If you’re currently paying steep fees for your checking account, it may be worth your while to shop around and see whether you can forge a better, less expensive banking relationship elsewhere, says Kari Middleton, a financial adviser in Palm Desert, Calif.

“Senior accounts are aimed at older customers as an easy way to avoid find useful, such as waived fees bank fees,” she says. for out of network ATMs and free Here are three things to do to size up transactions at non-U.S. bank ATMs. So be sure to ask about all a senior a senior checking account offer and account’s perks. determine whether it’s worth your while:

1. Evaluate the perks There are usually a number of benefits to senior checking, including free basic checks, cashier’s checks and money orders; a 50 percent discount on a safe deposit box rental and interest on the checking account.

By contrast, some standard checking accounts earn interest, but they generally require higher account balances or you must pay monthly fees.

2. Compare standard accounts and senior accounts That’s the advice of Susan Tiffany, director of personal finance information for adults at the Credit Union National Association. “Senior checking account needs aren’t significantly different from other consumers’,” she says.

A 2012 Pew research study analyzed senior checking accounts from the nation’s largest banks and credit unions and concluded that if you In addition to discounted maintenance could maintain a balance of $1,500 or more, an age-focused account often fees, some senior accounts also offer had minimal benefit compared with travel-related deals that you might Like us on Facebook

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standard offerings. However, Pew found, customers who use low-fee senior checking accounts with lower required minimum balances ($250 or less) could save around $50 to $100 a year in bank charges.

A more important consideration is likely to be how much money you can deposit and keep with the bank or credit union. If you maintain a sizable balance — say $25,000 or more— you may get discounts and extra services regardless of your age, Middleton says.

3. Read the fine print Before opening any new account, make sure you read the fee disclosures, says Jill Enabnit, vice president in consumer products at U.S. Bank. Find out what charges you could face with the account, she says.

Emporia Presbyterian Manor

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Emporia Presbyterian Manor 2300 Industrial Rd. Emporia, KS 66801-6636 Return Service Requested

Memory Care

We will focus on memory care and national memory screening day in an upcoming issue of Community Matters. What do you do to stay sharp? What tricks or tips do you have for remembering things? How has being in memory care helped a loved one?

Because this will be our November issue, we also will be sharing stories about our many veterans. If you served in the military, we want to hear your story. If you’ve got a story to share, contact Marketing Director Crystal Holly, and your story could be featured in an upcoming edition of Community Matters.

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Community Matters September 2016

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