2022 Times-Call Successful Aging Expo

SUCCESSFUL AGING

Expo 2022

SATURDAY, MAY 21, 9:30 A.M. TO 2 P.M. LONGMONT MUSEUM, 400 QUAIL ROAD Visit TimesCall.Com/Aging May 15, 2022

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SUCCESSFUL AGING 1

1350 Tulip Street Longmont, CO 80501 720-818-0533

2801 Remington St - Suite 2 Ft. Collins, CO 80525 970-222-0252

25% OFF Select Treatments

EMSCULPT

No surgery – No Downtime SKIN REJUVENATION PROTEIN RICH PLASMA BODY CONTOURING *Expires 7/30/2022. Not good with any other offers.

Skin rejuvenation wrinkle reduction and skin tightening

Skin rejuvenation for wrinkle reduction, collagen rebuild and skin tightening using ablative fractional Co2.

Includes the AntiAge stem cell derived growth factor after care kit.

PROTEIN RICH PLASMA (PRP) TREATMENTS

PRP for hair restoration - 3 sessions six weeks apart PRP for erectile dysfunction - 2 sessions six weeks apart.

Touch up session once every 6 months.

Body contouring with Radiofreqiency

Body contouring and skin tightening using radiofrequency and ultrasound technology. Treats turtleneck, jaw line. bat wings, love handles. 4-6 sessions are usually needed. Radiofrequency micro-needling with PRP or AntiAge stem cell derived growth factors. A package of 3 sessions done 4 weeks apart

Ask us about our FREE Consultation 2 SUCCESSFUL AGING

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May 15, 2022

SUCCESSFUL AGING Expo Vendors

Expo 2022

20TH JUDICIAL DISTRICT ATTORNEY’S OFFICE COMMUNITY PROTECTION DIVISION (CPD)

CPD serves the people of Boulder County in three ways: Works to resolve disputes between individuals and businesses.

Investigates complaints and prosecutes cases involving abuse or exploitation of at-risk community members. Engages community through outreach and education, increasing awareness to prevent becoming victims of crime.

A DAY PLACE

A Day Place is where adults can come and have a safe, structured and supervised day of activity. This allows caregivers to take a self care break. Participants are kept busy with mentally engaging and physically moving/strengthening activities.

AESTHETICS AND MEDICAL LASERS OF COLORADO

At Aesthetics and Medical lasers of Colorado, they are very proud to bring you cutting edge energy based treatments.

Treatments are non-invasive. The results have been proven to be safe and highly effective. Whatever your goals may be, they help to optimize your potentials.

AT THE EXPO...

Live demonstration of the Emsculpt and Emsella treatments. Drawing for FREE Geneo Facial Treatments and skin tightening treatments

May 15, 2022

ALPINE PT HOME CARE/ ALPINE PHYSICAL THERAPY

Alpine PT Home Care offers physical therapy and occupational therapy for in-home treatment in Boulder, Weld and Larimer counties. They partner with sister company, Alpine Physical Therapy to provide out-patient and home treatments for all orthopedic conditions.

ANAHATA

Anahata is a luxury spiritual center offering holistic healthcare and events as well as a broad range of bodywork treatments including therapeutic deep tissue, relaxation, lymphatic drainage, and more. Also offering meditations, yoga, breathwork, dance, Holistic Health Workshops and many more community events promoting healing and positive energy.

AT THE EXPO...

Chair Massage, plus a Drawing for a FREE 75 minute massage

AUDIO INFORMATION NETWORK OF COLORADO (AINC)

AINC makes audio editions of Colorado newspapers, magazines, and much more, accessible for anyone who cannot read - for any reason. AINC also offers podcasts that amplify the stories of people with vision loss. Access AINC content online, or register to receive a smart speaker! There’s no membership fee, no credit card required.

AT THE EXPO...

Sound booth set up to “Share Your Story”

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BALFOUR

At Balfour Senior Living, you can live life and enjoy the things that matter most to you in a place you’ll be proud to call home.

They want to help you make sure that your lifestyle will remain full and active, offering over 200 monthly programs that allow you to pursue your interests as well as explore new ones. Balfour is among the top award-winning retirement communities in Colorado and Michigan. They are dedicated to innovative designs, special care and commendable hospitality.

BROOKDALE SENIOR LIVING

Serving the needs of senior residents through assisted and independent living, memory care facility, and skilled nursing.

CHARLES F PEABODY INSURANCE LLC

Retiree and Medicare/Medicaid Insurance Solutions.

CINNAMON PARK ASSISTED LIVING

Residents at Cinnamon Park Assisted Living have more than a place to live, they have a place to call home. It’s a caring and safe resident-centered atmosphere that promotes personal independence with a sense of security and well-being.

CITY OF LONGMONT SENIOR SERVICES

The Longmont Senior Center is a hub of recreation opportunities and information and support for older adults and caregivers of older persons.

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CULVER’S

Culver’s is a family style quick service restaurant— home of the ButterBurger and Fresh Frozen Custard.

EYE CARE CENTER OF NORTHERN COLORADO

Eye Care Center of Northern Colorado serves the eye care and cosmetic needs of people in the area offering a range of services including comprehensive eye exams, laser vision correction, cosmetic surgery as well as advanced specialty care in the fields of retina, cornea and external disease, cataract surgery, glaucoma and oculoplastics.

GABE BODNERFAIRWAY INDEPENDENT MORTGAGE CORP. A mortgage is usually a person’s largest debt and their home is usually their largest asset, most clients do not think about the long-term affects of this philosophy in regards to income, appreciation, tax liability, and their overall wealth building strategy. As a Mortgage Planner and Reverse Mortgage Specialist, he helps clients accomplish their dreams and goals of home ownership and building wealth through real estate then eventually converting their home equity into tax free cash.** (**This is not tax or financial advice. You should consult a tax and/or financial advisor for your specific situation).

GERMANY LAW FIRM

Assisting clients by providing them with support through major life changes that involve estate planning, estate administration, advanced directives, guardianships, conservatorships, trusts, wills, special needs trusts, and other probate matters. They also assist with end-of-life decisions and ensuring someone of your choosing is appointed to care for you if you ever become incapacitated.

GOOD HAIR VIBES ONLY

A full-service family salon offering haircuts for the whole family. Offering a full range of color services and professional stylish perms for women and men.

AT THE EXPO...

FREE haircuts to anyone who visits their booth and drawings for three gift baskets

HUMANA

Find the health insurance plan to fit your needs from Humana. Humana offers Medicare Advantage, Medicare Supplements and Prescription Drug Plans.

KAISER PERMANENTE

Kaiser Permanente exists to provide highquality, affordable health care services and to improve the health of our members and the communities they serve.

LIFE CARE CENTER OF LONGMONT

With a focus on inpatient and outpatient rehabilitation with 24-hour skilled nursing care, Life Care Center of Longmont’s in-house rehabilitation team uses state-of-the-art rehab equipment. An on-site physician offers faster, more convenient patient and resident care, and associates provide the highest levels of care to all patients.

MÁS ALLÁ

Más Allá is an assisted living residence with a focus on end-of-life care in a home-like atmosphere surrounded by natural beauty and excellent 24-7 care. They work seamlessly with local hospice agencies to provide the best in care. They are committed to making this season of life as peaceful and enjoyable as possible. They also accommodate people who choose to use MAID (Medical Aid in Dying).

TREE, ROOT & TWIG

Tree, Root & Twig believes that paths to achieving great health should not require a solitary journey. Through a multi-faceted approach to healthcare, they strive to bring you into a healthier balance both internally and with your environment.

Our Assistedd Livingg commuunity is designed for oldder adults who need a supportive all-inclusive setttingg. We provvide 24-hhour care, daily home-coooked meals, medicattion administration, activities and much more. We have open availability.

PRIVATE PAY · RESPITE STAYS MEDICAID ACCEPTED

Affordable Housing for 622+. A beautifful NEW W two-story 25 unit sm moke-frree affffoordable housinng community locaated nextt door to Cinnamon Park Assisted Liviing is ready for move--in. We’rre acccepptingg applications now. Come live with us!

(303) 772-2882

1335 Cinnamon Street, Longmont, CO

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Come live with us! seniorhousingoptions.org

1333 Cinnamon Street, Longmont, CO

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May 15, 2022

TRU COMMUNITY CARE

TRU Community Care (TRU), founded as Boulder Hospice in 1976, is a Colorado-licensed, Medicare and Medicaid-certified, nonprofit healthcare organization serving Boulder, Broomfield, Adams, Jefferson, and Weld Counties, and beyond. Their focus is on affirming life and providing a continuum of care for members of our community living with advanced illness and loss.

Visit trucare.org for more information.

TRU PACE

TRU PACE (Program of All-Inclusive Care for the Elderly) is an innovative model that enables individuals who are 55 years old or older and certified by the state to need nursing-home-level care to live as independently as possible.

TRU PACE will help participants and their family members navigate the complicated issues associated with aging.

VEJROSTEK TAX AND FINANCIAL

Ron Vejrostek the owner specializes in helping people with financial decisions concerning mostly the retirement years.

Items such as finding the best fit Medicare solution. The mission of the business is to help people keep their money in their own pockets. Ron is the author of the book Financially Intact and also has a YouTube channel by the same name which he uses to teach about many financial issues.

AT THE EXPO...

FREE laminating of Medicare cards

YMCA OF NORTHERN COLORADO

The YMCA of Northern Colorado is a nonprofit organization that strengthens the foundations of community through programs that focus on youth development, healthy living and social responsibility. Senior programing includes exercise classes for active older adults, chronic disease prevention efforts, social opportunities and clubs, fitness classes for people with cancer and Parkinson’s, and so much more. Learn more at ymcanoco.org.

AT THE EXPO...

Pilates reformer demonstrations

YOGA POD LONGMONT

Whether you’re a beginner or a seasoned yogi, at Yoga Pod you can challenge your body, calm your mind, and forge long lasting friendships with a wide variety of class formats in a bright, airy, and impeccably clean studio.

Skilled instructors are eager to welcome you and guide you through the meaningful yoga experience you have been searching for. Open daily from 8 a.m. - 8 p.m., although first classes of the day start as early as 5:45 a.m. on weekdays!

AT THE EXPO...

Yoga demonstrations

AN END TO ISOLATION Find Fellowship & Fitness At the Y

Isolation and loneliness are enduring issues that havve been mag gnified by the pandemic. That’s why, at the Y, we work to unitee neighborho oods and build meaningful relationships for seniors. The Y fossters connecttions and creates welcoming communities that curb isolation and nurtu ure friends for all ages.

At the Y, Active Older Adults Enjoy:

• Clubs and events • Active older adults group exercise classes • SilverSneakers, Silver&Fit and Renew Active membeerships • Programs developed for people with Parkinson’s, cancer, arthritis and balance challenges • Aquatics classes and programs • Virtual fitness classes • Pickleball • Volunteer opportunities • Locations in Boulder, Lafayette and Longmont

YMCA OF NORTHERN COLORADO ymcanoco.org

May 15, 2022

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SUCCESSFUL AGING 5

SUCCESSFUL AGING EXPO Presentations

These local presenters have cultivated informative presentations on topics that matter to seniors and caregivers. Presentations will start every 30 minutes from 10 a.m. to 1:30p.m. in the Stewart Auditorium—Don’t miss out on their valuable expertise.

10:30 a.m.

10 a.m.

BRANDY QUEEN City of Longmont Senior Services TOPIC: Caregiving 101

SARAH FRYDRYCH GRIFFITH, PT, DPT, Life Care Center

TOPIC: Physical Therapy

Things to consider when approaching physical therapy and aging.

———————————————— Sarah is a physical therapist at Life Care Center of Longmont. She graduated with her Doctorate of Physical Therapy in 2014 from Saint Francis University in Loretto, Pennsylvania. She has pursued continuing education including becoming certified in LSVT BIG treatment for Parkinson’s disease, manual treatments including myofascial release, and incorporating yoga into health care. She will share some insight into how physical therapy can assist you. She will enlighten us on the difference between PT as we age versus when we were young weekend warriors.

Caregivers, current and future, face many challenges; learn the basics at this presentation by City of Longmont Senior Services.

————————————————————————— Brandy Queen is a Licensed Professional Counselor with Longmont Senior Services.

Brandy has worked with Senior Services for eight years, and she has a passion for connecting family caregivers with consultation, education, and emotional support to assist in navigating the caregiving journey.

11 a.m.

GABE BODNER Fairway Indepent Mortgage TOPIC: Making your Home Equity Work for You

Gabe Bodner shows seniors how to live their best life now by putting their home equity to work.

—————————————————————————————————— “Father, husband, veteran, teacher, speaker, mentor, and mortgage guru— I wear all of these hats almost every single day of the week and I love what I do!” Gabe teaches real estate finance on the college level and has been invited to speak on industry panels on how to best utilize a reverse mortgage to live the best life in retirement possible.

11:30 a.m.

SUSIE GERMANY Germany Law Firm TOPIC: Critical Legal Documents

Learn how to plan for incapacity or poor health and how best to enable adult children or trusted friends to act on your behalf.

—————————————————— Ms. Germany is the principal attorney and owner/manager of The Germany Law Firm, P.C., an elder law, estate planning, and probate boutique firm. She is licensed in both Alaska and Colorado and has practiced in the areas of domestic law, elder law, probate, and estate planning.

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12 p.m.

CARMEN CISNEROS Kaiser Permanente

TOPIC: Comparing and contrasting integrated vs. traditional healthcare

May 15, 2022

12:30 p.m.

ROLAND KAFUUMA,

MD, CLS, USATF masters athlete, Aesthetics & Medical Lasers Of Colorado

TOPIC: Aging gracefully

COMPLETE MEDICAL & SURGICAL EYE CARE

Discussing skin rejuvenation treatments and skin cancer reduction.

————————————————————— Roland K Kafuuma, MD, FACP, CLS, is a physician whose primary specialty is internal medicine. He is currently enrolled in the International Association of Physicians in Aesthetic Medicine, IAPAM and the American Board of Aesthetic Medicine, ABAM. He a member of the American Society for Laser Medicine & Surgery, ASLMS and the American Laser Institute, ALI. He graduated from Canton Medical Education Foundation in Ohio in 2008. He has practiced both a traditional internist and as an inpatient hospital medicine physician.

Since 1969 Voted Best Eye Care, Best Medical Facility, & Best Lasik/Lasik Surgeon again in 2021

1 p.m.

BRIAN CARR Humana TOPIC: Rate Your Plate

We know that nutrition is important but it seems we get different information on what to eat and how much to eat every time we turn around. Making small changes to your plate will lead to a healthier you!

1:30 p.m.

MANSI PARIKH

MD, glaucoma and cataract specialist and surgeon, Eye Care Center of Northern Colorado

TOPIC: Latest Updates on Cataract Surgery

Cataracts Glaucoma Retina Macular Degeneration Dry Eye

Presenting an overview of current cataract surgery practices.

———————————————————————

Cornea

Dr. Parikh earned her medical degree from Jefferson Medical College in Philadelphia, finished her ophthalmology residency at the Illinois Eye and Ear Infirmary in Chicago, and then completed her glaucoma fellowship at the University of Iowa Hospitals and Clinics, in Iowa City.

LASIK

Comprehensive Eye Exams

LONGMONT • BOULDER LAFAYETTE • GREELEY

Following her fellowship training, Dr. Parikh spent eight years teaching and working at the Oregon Health and Sciences University in Portland. She then worked at Kaiser Permanente Largo Medical Center in Upper Marlboro, MD for two years.

After moving around the country so many times, Dr. Parikh is glad to have settled here in Colorado as part of the glaucoma team at the Eye Care Center of Northern Colorado, bringing with her a wealth of knowledge and experience.

May 15, 2022

(720) 605-1792 eyecaresite.com

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SUCCESSFUL AGING 7

TIME TO DOWNSIZE? Consignment is a great solution!

By Katherine Feindel for Successful Aging

At some point in our lives we all find ourselves packing for a move. It’s usually then that we realize how much stuff we’ve accumulated. Much like goldfish, our things have a way of growing to fit their surroundings, but what if you’re moving into a smaller space? What shall you do with all that stuff ? Honestly, it’s amazing how much stuff we buy in such a short amount of time-and that much more over a lifetime. Fortunately, we don’t have to just throw it out or donate it to a thrift store.

With consignment, we can actually make money off things we never use and that have just been taking

AT HOME

Physical Therapy

REVERSE MORTGAGE

NMLS # 167443

Call The Reverse Mortgage Expert!

Reverse Mortgages Can Help You...

• Eliminate Mortgage Payments (not including taxes, insurance, and HOA fees) • Be able to stop working and finally retire • Increase available funds for retirement • Stop drawing from a dwindling IRA or 401(k) • Purchase a home

Jackie Hahn

Physical Therapy • Occupational Therapy Speech Therapy • Pain Management

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DIGITAL REPLICA EDITION

Access an exact copy of the printed Times-Call on any device, any time, anywhere.

720-434-6887

NMLS # 1588665 jackiehahn@approvalinc.com

(303) 772-2387

1310 Baker Street Longmont, CO 80501 www.alpinepthomecare.com

up space. Consignment is a common sense alternative when you have good quality stuff and it’s not just “junk”. With consignment, your excess valuables are treated well and put to good use again.

You can rest assured that your valuables go to a good home!

For a low flat fee of only $100, Fabulous Finds will set an appointment with you and they will go through your stuff at your house, and take it off your hands, and then try and sell it for you. It’s super convenient and saves you the hassle of sorting, packing and getting rid of stuff you no longer need, yet could be very valuable to someone else.

*This information is not from HUD or FHA and is not approved by HUD or FHA. Regulated by the Division of Real Estate

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Fabulous Finds can take small to medium items but not large furniture. They will come and load everything possible and they can come on multiple days, if needed, by appointment.

With the consignment process, consigners (you), have the option to receive store credit or you can wait for 60 days to see if your items sell, and then get a check for a portion of the total sale.

Owner of Fabulous Finds, Clarissa Edelen really understands the value in consignment. “People really want other people to appreciate and value their stuff for what it’s still worth. They know their stuff is in good hands with us.”

So, what happens if your things don’t sell? Edelen explains, “Some

May 15, 2022

Fabulous Finds can help sell your possessions once you’re ready to downsize or even just declutter. (Courtesy Fabulous Finds)

items do not sell we do not dispose or put the items in the trash, instead we donate them to worthy causes like Habitat for Humanity, various local thrift stores, The In Between. We sometimes donate some of our finer dish-

ware to A Woman’s Work and they do a charitable event called Tablescapes. We also partner with Vietnam Veterans.”

Edelen has been in the business of consignment for quite some time and has enough knowledge,

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experience—and space—to be a trusted community resource for this process.

“This is my eleventh year and I have two stores, each 5,000 square feet…my tagline with consignment is ‘repurpose, reuse and refuse to pay retail’,” she explains.

When you find yourself ready to downsize, visit Fabulous Finds’ website to learn about the fabulous concept of consignment and how you can become part of this environmentally friendly way of getting rid of things you don’t use anymore but that may still have value and worth.

FabFindsConsign.com

SUCCESSFUL AGING 9

SELF-CARE FOR SENIORS

By Linda Thorsen Bond for Successful Aging

Empty nesters, retirees, or even the still in the thick of it but over 55 crowd, all deserve a little self care.

Luckily, there are highy trained experts right here at home.

Dr. Sarah Bair administers a skin check. (Photo/Flatiron Pro Media)

SKIN CARE

At Crossroads Dermatology, one of the most frequent problems brought in by seniors is very dry skin.

“It’s so dry in Colorado with very low relative humidity, that dry skin is the most common problem we see,” said Sarah M. Bair, MD. “It’s a quality-of-life thing. If you are itching and your skin is bothering you, you can’t even concentrate. The first thing I recommend is changing soaps, since a lot of soaps are very drying. For example, I would switch soaps like Irish Spring and Zest for something like Dove Unscented for Sensitive Skin. I recommend putting on skin cream right after the shower when your skin is still damp. If you’re using over-the-counter creams, try a cream in a jar because you’ll get better hydration than lotion in a bottle.

Again, get unscented like CereVe or Vanicream. Some dry skin could be dermatitis or eczema and then I would prescribe something stronger.”

Skin cancer can sneak up on seniors because of the cumulative effect of sun exposure. Dr. Bair said, “One in five people 10 SUCCESSFUL AGING

will get skin cancer. Sunscreen is necessary when you’re going out, and you would check it regularly. Seek shade, avoid the peak hours of 10 a.m.-2 p.m. Wear a hat and long sleeves. People who know they need special protection should check with their primary care doctor. If you have had skin cancer, a recent study showed that niacinamide is helpful for your protection.”

Crossroads Dermatology 2350 17th Ave., Ste 100 Longmont crossroadsdermatology.com Roland K Kafuuma, MD, FACP, CLS of Aesthetics & Medical Lasers of Colorado reported that skin cancer is by far the most common cancer in the US. It is very prevalent in Northern Colorado where people spend a lot of time outdoors. Our skin cells (Keratinocytes) produce a protein called insulin-like growth factor 1 ( IGF-1) which is responsible for protecting our cells from the harmful cancer causing UV rays from the sun. As we Times-Call — TimesCall.com

age, our keratinocytes progressively lose the ability to produce enough levels of this vital protectant protein IGF-1.

“We perform skin rejuvenation treatments using the fractional ablative CO2 laser and RF microneedling. These treatments are used for aesthetic and medical purposes to resurface our deeper skin structures. This promotes the formation of new collagen, actin and keratinocytes. These new and young cells are able to produce the higher levels of IGF-1.

It’s pretty much like exercise for your skin to produce a much younger and more youthful supporting structure,” Dr. Kafuuma explains.

“We offer several other anti-aging treatments such as: RF skin tightening with ultrasound to tackle sagging unwanted skin, scar revision and stretch mark reduction, and PRP (platelet-rich plasma) for acute joint and soft tissue inflammation and pain. We also offer PRP and stem cell for hair restoration, microneedling with PRP for skin rejuvenation and the P shot for erectile dysfunction.

As part of the men’s health, we also offer the shock wave therapy for erectile dysfunction,” May 15, 2022

he adds.

Falls are a very common thing as we age; prevention of falls is therefore a very important part of self-care for seniors.

At Aesthetics & Medical Lasers of Colorado, The EmsculptNeo and Emsella chair will strengthen muscles and burn fat at the same time. This is very helpful for rehabilitation with seniors as well as younger adults.

The Emsella chair (Kegel exercise machine) produces 11K contractions in a treatment session and is highly effective in treating pelvic floor weakness, stress urinary incontinence and some gait issues as well.

helpful to see a doctor for eye conditions, according to Priscilla Trost, practice liaison for the Eye Care Center of Northern Colorado.

Trost points out that the Eye Care Center of Northern Colorado has 13 doctors (to be 14 in the fall), nine of whom are specialists. “Keeping up with your eye care is like getting your teeth cleaned. The reality is that things change in your eyes just like any other part of your body as one Classes at the YMCA are a great way to not only stay healthy but socialize as well. ages. You may not notice (Courtesy YMCA of Northern Colorado) it or you might even think changes in your vision is normal but so much can be done now with EYE CARE advanced technologies. The staff here and in The best advice for eye health is that anyour own surgery center is trained specifically Aesthetics & Medical Lasers of time a condition can be caught earlier rather for eyes and finding solutions to the changes Colorado than later it is going to be easier and more in your vision.”

1350 Tulip St., Longmont simple to treat, less expensive, and in many Four areas are of particular interest to Ste. 2, 720.818.0533 cases, there are better results. That’s good adseniors: macular degeneration, diabetesvice for seniors who may think it unnecessary aestheticsandmedicallasers.com related conditions like diabetic retinopathy,

Get one-on-one help with your Medicare questions.

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Medicare it’s important to Medicare, it’s important to consider all of your options. What works well for your neighbor may not be the best fit for you. I know the ins and outs of Medicare, and I’m ready to answer your questions and help you find a plan that fits your needs.

Take advantage of my knowledge and experience to: • Receive one-on-one service • Take the confusion out of Medicare • Make enrolling in a plan easier • Get help comparing plans I look forward to helping you explore your Medicare options so you can enroll in a plan with confidence.

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720-308-0900, TTY 711 chuck.peabody@skybeam.com Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract.

Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2020 United HealthCare Services, Inc. All rights reserved.

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SUCCESSFUL AGING 11

cataracts and glaucoma.

“Latest Updates on Cataract Surgery.”

Trost said, “Macular degeneration is so common in the older Eye Care Center population. Even 15 of Northern years ago or so many Colorado, 1400 people lost their vision Dry Creek Dr., to it. Now there are Longmont, injections that can save 303.772.3300 people’s vision. We eyecaresite.com have our own research department and that Additional locations means we’re doing cliniin Boulder, Lafayette cal trials. There are new and Greeley kinds of injections and treatments being developed all the time.”

RELAXATION Diabetes is a growing Gerry and Nicole Yoga Pod is a low-impact way to exercise and relax.(Courtesy Yoga Pod) problem among the seWienholt opened Yoga nior population. “DiaPod Longmont in Februbetes, whether Type 1 or ary and they are especially before it gets to that stage.”

Type 2, can definitely affect happy about the community and connections Glaucoma is also one of those conditions your eyes,” Trost said. “It’s important to have they are providing. that develops slowly and without noticeable annual exams after the age of 55 because there Nicole said, “As people are coming out of symptoms to the patient, according to Trost. are so many problems that can happen slowly the isolation of the past two years, they are It causes vision loss in the periphery of one’s enough that you might not realize the situation getting back into the grove of being with othvisual field of sight which also can be less unless you have been diagnosed. Some people ers. Yoga is especially good for moving energy noticeable to the person. But unfortunately, come to us with diabetes at an advanced stage, through the body and letting those who have whatever vision has been lost by the time a and they haven’t seen an eye doctor. Things been static be with others and get the benefit diagnosis is made cannot be restored. Treatwill then likely be more difficult and extensive of exercise.” ments are able to stop or slow progression at to treat.”

Gerry agreed: “Seniors have been parbest. She said, “So again, it’s very important “Cataracts are so normal that we like to ticularly at risk so they have been even more to see an eye doctor annually because they are say everybody develops cataracts if they live secluded than other demographics. They are trained and have the equipment to observe long enough,” Trost said. “The hardening of reconnecting in a safe community, moving changes in the physiology of the eye that the lens and clouding happens as that lens is in unison with other people and healing in would alert to a condition before the patient getting older. Our doctors are conservative unity with others in the flow. Even before and would realize something may be changing and in their approach and won’t talk anyone into after classes, they are getting to know other needs to be addressed. cataract surgery. They rely on the patient to members. It is critical to have human healthy The speaker from the Eye Care Center interactions and timing is critical. Yoga Pod is say if this is bothersome, if it is affecting their a gathering, a collection of people, students is Mansi Parikh MD, a glaucoma specialist lifestyle, if they are frustrated. Typically, if a who are yearning and eager to grow. It is a patient comes here regularly we will know way and cataract surgeon who will speak on

Elegant Senior Living and End-of-Life Care Loveland, Colorado (970) 549-0600 or contact@masalla.life

12 SUCCESSFUL AGING

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May 15, 2022

place of security, a of fun. place to build inter“At our Mapleton Y in personal relationBoulder we have warm water ships.” classes for people who are Yoga is low struggling with arthritis impact exercise but or otherwise need warmer Nicole said it is so water. There adaptive exercise much more than classes, such as Pedaling for that. “Yoga brings Parkinson at Lafayette, and about calm, and it is also something Power Punch Parkinson in to take with you. the Longmont branch boxing What you do in yoga studio.. In late summer and practice translates fall we’ll have hikes in Boulder to everyday life.

Country so people can outside You can handle it in nature and meet up at difbetter because of ferent trails.” your breath work.

Anahata offers comfortable spaces for massage and bodywork. (Courtesy Anahata) The Y will do a Pilates For seniors it is ideal because it is low imReformer demonstration at receive a 20% discount on massage at Anahata pact and your joints are the expo. The Pilates classes not affected. We make lots of modifications for Anahata is a luxury spiritual center offerstart with a beginner workshop and have a wide ing massage and bodywork, holistic integrative any limitations. We have students in their teens variety of levels. healthcare, and community events in a spathrough one woman who is 90 and practices To have easy access to the schedule and like environment to facilitate a personalized every single day. She has modified the moves notification about classes, get the free YMCA holistic wellness journey for the body, mind over the last 12 years, and she swears it keeps of Northern Colorado app. and spirit. Anahata offers a variety of integraher going instead of being static and withering tive healthcare options to support the self-care away.”

Gerry named the five different types or styles journey; inviting in experts in many modalities YMCA locations include Arapahoe, and showcasing different holistic treatments of yoga they offer: Ed & Ruth Lehman Longmont, each month.

Vinyasa pod flow Johnstown, Virtual, Mapleton and Breath to movement—everything begins with breath, slow methodical, intentional Camp Santa Maria; 303.664.5455, Anahata, 2130 Mountain View Ave. Hot yoga At 105 degrees, 60% humidity, you sweat which detoxifies your body.

PodFit A high intensity workout with weights Yin A practice that involves stretching connective tissue rather than engaging muscles VinYin A combination of a slow vinyasa class with yin class

Yoga Pod 2201 Ken Pratt Blvd., Longmont 720.815.4435 yogapodboulderlongmont.com Original location in Boulder and upcoming location in Boulder on Table Mesa.

Jennifer Grande explained that seniors May 15, 2022

Ste 204, Longmont, 720.549.4049 anahatamassage.com

SOCIALIZE/EXERCISE

Mary Baughman, senior program director for health and wellness for the YMCA of Northern Colorado, said that a pandemic pause was put on seniors and now it’s important to connect with others by doing physical activities to prevent problems and maintain health.

She is most excited about the YMCAs new initiative with Natural Grocers. Their nutritional health coaches are coming into the Ys to teach a variety of classes. Every month there will be a different talk ranging from immune support to skin health and more and the classes are free to members.

“One thing that stands out with the Y,” Baughman said. “The community comes together to exercise but the Y offers so much more. You can go to a class for an hour but spend half the day here doing things like art club, knitting club, beginning pickleball clinics (which are becoming huge!) and having a lot Times-Call — TimesCall.com

ymcanoco.org

Can a restaurant be a senior gathering place?

Owner and manager Jason Stentz believes Culver’s is because of the restaurant’s emphasis on hometown hospitality. He said, “We make sure our guests feel loved and appreciated. I feel that community is a big part of happiness and we all need to spend time connecting with others.

I’ve noticed that grandparents like to bring their grandchildren here for lunch or dinner.

With the kids meal, children get a dish of fresh frozen custard and they love that dessert treat.

Everybody needs a place to go and relax and talk. We offer senior and military discounts and have happy hour with buy one-get one free on all desserts Monday-Friday from 2-5 p.m. We really go above and beyond to make sure guests feel welcome.

Culver’s, 1218 S. Hover, Longmont 720.600.6787, culvers.com SUCCESSFUL • MAY 15,AGING 2022 •1313

THE ABCDS OF APPLYING FOR MEDICARE

Approaching signing up for Medicare can be intimidating. (Shutterstock)

By Shelley Widhalm for Successful Aging

Applying for Medicare can be an intimidating process that boils down to four letters, A, B, C and D. Original Medicare consists of Part A and Part B. Qualified individuals can also purchase supplemental insurance which combines A and B to form Part C, and also purchase prescription coverage, which is Part D. The letters refer to different health insurance options available to seniors 65 and older and who have reached traditional retirement age. The national insurance plan is also available to adults younger than 65 who are disabled and receive other benefits or meet specific health and financial qualifications.

“Generally people can save a lot of money by being on one of the supplemental plans,” said Chuck Peabody, an independent agent representing United Healthcare and owner of Charles F. Peabody Insurance, LLC, in Berthoud. “There are many, many different choices. Some choices make sense for some individuals, and some choices are better for 14 SUCCESSFUL AGING

other individuals. It depends on their financial situation and their long-term health outlook.”

Medicare supplemental insurance typically is less expensive than other forms of commercial insurance, primarily employer-based plans and insurance plans purchased through the health insurance marketplace, which for Colorado is Connect for Health Colorado.

The deductibles, copays, coinsurance payments and out-of-pocket maximums for Medicare plans cost less than most commercial insurance plans.

“When you enroll in Original Medicare insurance, there are basically two paths somebody can follow,” Peabody said.

These paths are choosing Part A or both Parts A and B. Part A covers hospital, skilled nursing, home health care and hospice care.

Part B coverage consists of outpatient services including provider office visits, laboratory work, emergency room and urgent care, surgical care, radiology and ambulance services.

Part A typically has no premium for those employed 10 years or more. Part B has a monthly premium, which for most people in Times-Call — TimesCall.com

2022 is $170.10.

“People who are continuing to work past age 65 may choose to only sign up for Part A if they will continue to have other coverage,” Peabody said, adding that Part B enrollment can be delayed as long as a person has other coverage. “There’s no point in paying premiums to an employer and also paying the Part B premium.”

Seniors who choose both Parts A and B can opt to purchase supplemental Medicare insurance and prescription drug plans, which are separate policies with separate premiums.

“This is where it gets more complicated,” Peabody said.

People can choose to purchase a Medicare Supplement Plan (Medigap) and a separate prescription drug plan. The premiums for Medigap insurance can range from about $42 to $155 a month and for prescription drug plans, about $30 to $105 a month. These plan premiums are in addition to the Medicare Part B premium.

Seniors also can opt for a Medicare Advantage plan, also referred to as Part C, which gives them the benefits of Medicare Parts A and B rolled together with additional benefits, including a zero deductible in most cases and smaller copays. The premium for Medicare Advantage plans can range from $0 to about $45 a month on top of the premium for Part B. Part D, typically included with Part C for most Medicare Advantage plans, covers prescription drugs that are included in that plan’s formulary. Drug costs are separate from medical costs in these plans and are separated into tiers, with different copays for different tiers. Veterans with certain types of prescription coverage from the Veterans Administration can opt for Medicare Advantage plans that exclude Part D. Most medical providers accept Medicare but are not required to do so—if they do, they have to accept Medicare rates, Peabody said.

If seniors opt for a Medicare Supplement (Medigap) plan, they can go to any provider that accepts Medicare, or if they choose a Medicare Advantage plan, they have to opt May 15, 2022

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for in-network providers to receive the maximum benefits—the list of providers varies according to the plans chosen.

“One place that people can save a lot of money is by having a plan that has no annual deductible,” Peabody said.

Original Medicare, referring to Parts A and B, has annual deductibles and co-insurance costs. Generally there is a split of 80-20 with 80% coverage and 20% out of pocket. The 2022 Inpatient Hospital deductible for Part A is $1,556 per hospital benefit period and can happen up to five times annually for five separate periods, which are 60 days. For Part B, the 2022 deductible is $233 a year.

“My job is to really help people to find the path that’s going to give them coverage for their current health and likely their future health and what’s affordable to them,” Peabody said.

Kaiser Permanente offers an integrated approach to Medicare for its members, who have access to physicians, specialists, laboratories, X-rays and the pharmacy in one building in the integrated health care system.

“It’s a high level of communication and collaboration and everything is under one roof. That saves a person a lot of time,” said Carmen Cisneros, Medicare executive team lead for Kaiser Permanente.

Once members turn 65, they have the option to become Kaiser Medicare members and agree to let Kaiser manage their Medicare benefits.

“Medicare is very different within our plan. Medicare Part D is included with the additional benefits,” Cisneros said.

Members who sign up for Parts A and B automatically get Part D as part of their plans through the Medicare Advantage Plan.

“It’s more predictable as far as what you pay out of pocket for hospital stays and every facet of care,” Cisneros said, adding that Kaiser’s OOP is at a set rate for medical services. “Most members because they love the way we deliver care automatically stay with us.”

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SUCCESSFUL AGING 15

THE BEST YEARS ARE YET TO COME Having access to medical resources key to better health

By Elise Oberliesen for Successful Aging

E

ach year it seems like the birthday candle brigade lobbies for more frosting space while the cake poses as an unassuming fire hazard.

Birthday season also rolls in with a special delivery-either an annoying new ache or intriguing advice from the doctor. All grumpiness aside, living out the best years gets a little easier you’re in the know about how to access community resources. Whether you’re faced with helping a loved one after a medical emergency-- or seeking routine preventive care, here’s the lowdown on local providers that may come in handy.

It’s well known that living an active lifestyle with moderate exercise keeps people looking and feeling better. Studies show activities like resistance or weight training help slow bone loss, a known contributor of bone fractures and balance issues. Plus, regular cardiovas-

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Anahata offers comfortable spaces for massage and bodywork. (Courtesy Anahata)

cular exercise helps protect against obesity, hypertension and heart disease, according to the Centers for Disease Control and National Council on Aging.

Among the 65 plus crowd, walking, gardening and yardwork rank highly as preferred activities. All of which can boost feel good chemicals related to mood and well-being1.

Anahata offers a wide variety of bodywork services ranging from relaxation treatments to deep therapeutic myofascial realignment to energy work and everything in between.

Book Today: (720) 549-4049 2130 Mountain View Suite 204 Longmont, CO www.anahatamassage.com

16 SUCCESSFUL AGING

Are you turning 65?

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A big high five to anyone living an active lifestyle. So what to do when everyday movements cause pain or stiffness?

PHYSICAL THERAPY TO THE RESCUE

While staying active offers many health benefits, sometimes achy bones and joints

Brian Carr 970-791-1033 (TTY:711) BCarr1@humana.com

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May 15, 2022

derail weekend plans during the peak of wildflower hiking season—or halfway through a camping trip. If this sounds familiar, physical therapy could help you reclaim much anticipated activities, but without the pain.

Chuck Philipp owner of Alpine Physical Therapy runs two outpatient clinics in Longmont with his wife Kathy. The practice has a 53-year history serving Boulder County, he said.

Over the years, Philipp has watched people walk through his doors for any number of reasons. And he himself was once considering surgery for his knee. But with regular physical therapy treatments and eliminating movements that caused the pain, he was able to avoid surgery and maintain his active lifestyle, he said.

It meant Philipp retired the running shoes and opted for less jarring forms of activity.

“I started doing the exercise bike and elliptical trainer.”

Key point--always pay attention when certain movements cause pain, he said. Keep in mind, some movements and gym machines may seem beneficial—even though they can cause damage. Case in point: Philipp used to include the leg extension machine in his workouts—it’s a seated resistance machine that builds the quadricep muscle. Turns out, that machine had to go.

“I used to do leg extensions on the weight machine. As I extended forward, I noticed the knee was hurting afterwards,” he said.

“We have to realize that some of it is a little trial and error,” adding that the bottom line is to stop any movements that cause pain or damage.

And it’s not just gym machines that wreak havoc on knee and shoulder joints or low back. Mother Nature is another one that re-

quires some moderation. While long distance hikes bring on the Rocky Mountain High— the full body stiffness afterward usually requires a long soak in a bathtub loaded with Epsom salt. Followed by ice or a heating pad.

And for those who work from home, Philipp recommends investing in the right desk chair to encourage better posture.

Prolonged sitting invites pain, he said. Take breaks and stretch periodically to help prevent the body from naturally slouching or hunching over, he added.

“Get up and move around instead of typing for two-hour blocks,” Philipp said. Set a reminder on your phone.

If you work from the kitchen table for a change of scenery, consider adding a pillow to support the lower back and straighten posture, he added.

PREPARE FOR THE UNEXPECTED

No doubt, getting older comes with many unanticipated surprises that fall outside our control. Learning how to make sound decisions in a short timeframe becomes a superpower. That’s why it’s important to do some planning ahead for the unthinkable.

In an emergency situation, like stroke or heart attack, calling 911 is the first line of defense for lifesaving emergency care. After the patient is admitted to the hospital and is stabilized, family members may need to arrange post op care at home or elsewhere, said Joleen McGee, director of admissions and marketing, at Life Care Center, a skilled nursing and rehabilitation facility in Longmont.

During the recuperation process, some patients will require a short-term skilled nursing facility with 24/7 nursing care, or services like occupational, speech or physical therapy,

she said.

For example, after a stroke, speech delays may occur and require a loved one to work with a speech therapist who helps them regain their speech or ability to swallow, McGee said. Occupational therapists help people relearn fine motor skills, like tying shoes and getting dressed.

Before it’s time to use a short-term rehabilitative facility, first look into Medicare coverage, including co-pays and local in-network facilities, McGee said.

“Medicare offers 100 days coverage per illness for short term rehabilitation care at skilled nursing facilities,” she added. “Medicare pays the first 20 days room and board, therapy and medications, 24-hour nursing and personal hygiene supplies.”

After day 20, a co-pay kicks in with a set daily rate that is determined by each Medicare plan, she added.

Not all facilities are created equal. To see which Medicare facilities grab glowing reviews—or not—visit Medicare.gov to get a performance snapshot by using the compare tool. Just add the zip code and select local facilities to compare.

When using the comparison tool, McGee suggests watching for the red hand icon which indicates a facility has been cited for abuse.

“Go online to Medicare.gov to determine which facilities have the highest ratings before sending a loved one to an unknown facility,” McGee said.

Word of mouth is another way to gauge the reputation of a facility, McGee added.

Call (303) 449-7740 or visit TRUcare.org.

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SUCCESSFUL AGING 17

NAVIGATING A CONTINUUM OF CARE in Senior Living

Cinnamon Park helps residents establish housing with an option to adapt to changing needs. (Courtesy Cinnamon Park)

is purposefully designed to offer a “continuum of care” to minimize any stress or Más Allá gives residents a homey atmosphere for end-of-life care. (Courtesy MásAllá) unease a resident might experience when shifting to

By Sarah Huber for Successful Aging ner said. Both communities, The a different level of care. Thus, as Apartments at Cinnamon Park and Balfour likes to say, although “your When contemplating a move Cinnamon Park Assisted Living, needs may change, your address into a senior living community, it are income-restricted, and Cinnadoesn’t have to.”

The continuum can be helpful for families not only mon Park Assisted Living accepts of care at Balfour stretches from to determine what level of care Medicaid. “At Cinnamon Park, we independent living and assisted is currently required but also to offer an all-inclusive price with living to memory care and skilled consider what options are available 24-hour staff, qualified medicanursing. By aging in place, and if more assistance should become tion administration, housekeepeven in the same apartment, necessary. “Families will want to ing, three home-cooked meals a residents can confidently navigate tour the community, meet the day in our dining room or in your the building and activity schedule staff and ask questions about what unit and personal care,” Berner support is offered,” said Tamar explained. The Apartments opened and cultivate lasting friendships.

The chef learns the preferences of Berner, fundraising and marketing last month, and the interest list residents for the long-haul, and the manager at Senior Housing Opis already deep. “People love the medical staff develops a relationtions. “Families want a secure, safe flexibility of The Apartments with ship with residents and can attend place for their loved one, as well as the possible transition to assisted to needs as they develop. a homey, comfortable environment living,” she said. “Plus, this is a Finally, as families prepare for that will meet the person’s needs.” population of school teachers and Senior Housing Options owns people who have often served their the future, Becky Davis, co-owner, and manages 11 senior housing community for years without mak- CEO and administer of Más Allá Homes in Loveland, urged families communities across Colorado, ing a ton of money. This is a way to think through end-of-life decitwo of which are Cinnamon Park to help meet their needs, which is sions. “It’s an inevitable part of Assisted Living in Longmont what we’re about.” If a resident life, and while a lot of people don’t and next door, The Apartments later requires more services, such have many choice toward the end at Cinnamon Park. “The Apartas skilled nursing care, Cinnamon – as they might lose the ability to ments gives folks the opportunity Park representatives work with make choices or choices are made to live in affordable housing but families throughout the transition. without their consent, we believe then should they need a little more Louise Garrells, director of support, they can move just next marketing and communications at people should have the opportudoor to Cinnamon Park,” BerBalfour in Louisville, said Balfour nity to have as much control over 18 SUCCESSFUL AGING

Times-Call — TimesCall.com

the way they leave this world as they have over how they live in it.”

Davis and her business partner opened Más Allá Homes in 2020 to provide a peaceful space where families can gather to honor and say goodbye to a loved one. “We exist to allow friends and family to just be friends and family during this time without worrying” (about physical care or clean up), she said.

Más Allá Homes partners with local hospice companies to provide end-of-life medical and comfort support.

Families may approach end-oflife discussions openly and in detail by asking questions, Davis said.

“What are your feelings about hospice care? What do you want this season of life to look like, and how can we help you do things the way you want? Talk now before you can’t or don’t have options.”

Davis noted that it is “not helpful to promise this or that about putting or not putting a loved one into assisted living or hospice because we don’t know what the future holds and how hard that might be.” Instead, she said, “we can promise that we are always going to be there, that we’ll be on this journey together no matter what and figure out each step the best we can.”

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SUCCESSFUL AGING 19

AGING IN PLACE

Programs, resources and technology available to seniors living at home for you—you need WIFI but we can help get it as low as $10 a month for people who qualify.”

Visually impaired herself, Penn does the podcast, “Aftersight.” From the day it started six months ago it has broken all numbers.

Penn interviews people who are blind, visually impaired or work in the field and they tell her their stories. “I love meeting incredible people,” she says. “Not the superheroes everybody knows, but the people who may have to fight and scratch for the resources and services to live their best lives.”

By Linda Thorsen Bond for Successful Aging

Some people see an obstacle and stop in their tracks. Others think an obstacle just means “proceed to a new solution!”

One of the biggest roadblocks kicked up by the pandemic has been isolation. Two years of COVID-19 has surrounded people who need care with loneliness. It has cut off pathways to health and happiness for those need them the most.

THE INNOVATOR

STAYING HOME

Yet many elderly people are determined to stay in their own homes.

What are the programs, resources and technology that help seniors

Marlo Vernon graduated from CU Boulder in 2020 then invented Care Penguin. Her father, Todd Vernon, who she calls “a serial entrepreneur,” had designed a sensor to monitor his parents’ house. Marlo just took it a step further.

“The Penguin clips onto a hot water heater,” Marlo said. “Then it’s connected to the home’s WIFI with no special tools required. When someone turns on their faucet, the temperature spikes, so we know they’re using water as usual. A lot of people think older people don’t use a lot of water, but on average they turn on the water at least seven times a day. That’s basically seven times of them saying, ‘I’m active in my house.’ If there’s not the usual water activity, the device will send an alert to the phone of their loved one who is monitoring it.”

Marlo’s invention is now available nationwide through her website, carepenguin.com.

20 SUCCESSFUL AGING

live at home in Boulder County? Who are the innovators who have found new solutions?

Who exemplifies the Colorado-can-do spirit?

A VOICE IN THE DARK

The Audio Information Network of Colorado, AINC, has been providing news and information in audio format for the blind, low vision and print disabled community of Colorado for over 30 years.

The last two years have been tough. “What really stood out with COVID is that people with disabilities became even more isolated,” said Penn Street, development and outreach director. “With low vision the world seems to get a lot smaller. But learning new skills and tools can make the world bigger again.”

Seniors are the largest population for the network. “They felt cut off from the world, so we do monthly check-in calls to every single listener,” Penn said. “We provide Smart Speakers to keep people connected to the world with 100 Colorado newspapers and access to weather and current updates like where to get testing and vaccinations. It’s voice-activated and can even make phone calls for you, accessing your contacts. We’ll help set up the device Times-Call — TimesCall.com

One of the hardest things about aging is the struggle to live independently. PACE stands for Program of All-inclusive Care for the Elderly, and it helps clear some of the roadblocks.

Chad Hartman, director of Access and Palliative Care for TRU Community Care, said PACE starts with preventative care. He explained, “The interdisciplinary team of doctors, nurse practitioners, physical and occupational therapists and social workers meet every morning and go over what’s going on with all participants. They coordinate medical needs and arrange help with meals, light housekeeping, and certified nursing assistants to help with bathing and other basic needs. They arrange transportation to our clinic where participants see their primary doctors. Then we can set up appointments and transportation to specialists if needed. We even have dentistry at the clinic. There’s a day center where participants come as often as they like to do activities, like bingo, artwork, you name it.”

Technology helps. “We give the participants GrandPad tablets with built-in wireless data connectivity if they want. That way they can have virtual visits to their doctors and the clinic right in their home. They can communicate with their families and schedule check-in calls or add photos that will show right on the GrandPad.” He added, “PACE is a great program that can help people on Medicare-Medicaid CMS live independently in their community and supports them in every aspect. We provide the options for participants that let them live independently.”

May 15, 2022

A Day Place: Adult Day Care You can Trust

By Katie Feindel for Successful Aging Renita Henson was a nurse who worked at a hospital Adult Day Care. The program shut down so in 2017, Renita started a private Adult Day Care program called A Day Place. Below is a more detailed account of Renita’s narrative on A Day Place and why she finds it so important to the community:

Why did you open A Day Place?

I opened A Day Place to provide an alternative to live in facilities. I believe it is important for elderly people to stay in their homes with their loved ones and not live in care facilities away from family. I understand that the family/caregivers need respite

May 15, 2022

and that is a big reason I started this company. We are open several hours a week for that needed respite, whether it’s for half to full time hours on various patterns.

I also understand that seniors who need care need to be around other seniors too. My program provides a social outlet for these seniors with all the activities and programming we provide.”

Do you have programming for caregivers?

Not at this time. But, with our programs, caregivers can get a break on a regular basis or just for a couple days a week. Some participants come 5 days a week for the full day program so their caregivers can work, while others come part time. Participants get

to have fun and they get snacks in the morning and afternoon as well. Another perk is that all participants, whether half or full day, get a lunch from Meals on Wheels as part of the day program.

What kind of programming and activities do you have for day program participants?

We engage the mind and also provide physical activity. We find engaging the mind to be very important. We play lots of games, both engaging the mind and the body. We used to have lots of field trips before COVID but for now, we just stay in and have fun and share meals. The participants really enjoy themselves and the staff is trained and caring.

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Renita and her compassionate and proficient staff love what they are doing for seniors and their families. It is so important that seniors who live at home with caregivers get the peer socialization they need and find a community of their own. Just because a person ages doesn’t mean they no longer have needs for community and friendship. Renita and her staff at A Day Place are providing this outlet for seniors in our community, while giving caregivers a much needed respite.

Look them up online and note that A Day Place is now open on Mondays too.

Visit for more information adayplaceforus.com/.

SUCCESSFUL AGING 21

END-OF-LIFE

legal documentation is a family necessity

By Andy Stonehouse for Successful Aging While the age of the internet may have some families feeling they can prepare for their older parents’ financial future with a few easily-downloaded forms and some Youtube-style legal advice, a local elder law specialist says that may not be the best route.

Susie Germany, whose practices in Erie and Denver focus on legal work for older Coloradoans and estate planning, explains that the necessary documentation required for families – power of attorney, living wills and health records access – should not be handled on a do-it-yourself basis.

“If you are trying to put together the most important documentation and

A Day Place offers a bright, safe, and fun place for seniors with cognitive or physical limitations to spend their day. Our knowledgeable staff provides nutritious meals, tailored activities, and a comforting touch to keep our members engaged in body and mind. We believe in the role of Adult Day Care in allowing people to stay in their home longer while providing respite for caregivers.

303-435-9948 803 3rd Ave Room 1 Adayplace2017@gmail.com www.adayplaceforus.com Full day and Half day options 22 SUCCESSFUL AGING

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May 15, 2022

make sure that it is current, compliant with Colorado law and clearly stated in its intent, you need to pick the right people,” Germany said. “Those documents should be drafted by an attorney. Doing things yourself with an online form is like handing someone a loaded gun – they can either protect you or financially decimate you.”

While her advice may sound tough, Germany spends most of her time in court nowadays dealing with situations where the proper legal steps weren’t followed, and the results can be ugly. Children who sell mom’s house without letting her know, catfishing predators who befriend widows or widowers online or at estate sales, or simply families who experience financial hardships and lose the ability to care for their older relatives – these are the unpleasantries Germany sees on a daily basis, many of which can be avoided with the right documentation.

“Power of attorney is absolutely critical. I get involved when there is an abuse of that power, or people try to take advantage of seniors with disabilities,” she says. To that end, creating a medically-durable power of attorney arrangement is the first priority, which

“Power of attorney is absolutely critical. I get involved when there is an abuse of that power, or people try to take advantage of seniors with disabilities” helps in the case of an accident, sickness or some circumstance where mom or dad are no longer able to make their own legal decisions.

Germany said children are usually named, but friends or other legal professionals can also take that role, as families have a challenging but thorough end-of-life discussion. In some cases, that can also involve an advanced directive or living will, which stipulates a client’s plans in case of an advanced medical condition or if they end up in a persistent vegetative state.

Other important documents include a HIPAA authorization waiver, which will allow designated family, friends or profession-

als legal access to an older patient’s medical records.

“I also recommend considering a financially durable power of attorney, which means that someone else can pay bills or the mortgage.

Without it, if they make a mess, that can be devastating for a family’s finances.”

She said it’s also equally important that any adult children helping a parent with power of attorney or estate planning paperwork understand their own legal responsibilities.

Germany cautions that families consider who might really be in the best situation to handle estate issues – sometimes, the oldest sibling isn’t automatically the best choice. Picking a financial fiduciary who is bonded and recognized by the court may be a better option.

A well-drafted estate plan, which includes a will and basic trusts, will cost between $2,000 and $6,000, she notes, but is infinitely less expensive than any court costs – especially trying to establish power of attorney after a loved one becomes ill or passes away.

The Germany Law Firm P.C. 303-454-3711, coelderlaw.com

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If you can no longer enjoy your favorite print materials, don’t give up start listening instead!

We offer FREE audio editions of local newspapers and magazines, 24/7 streams, and podcasts to individuals who struggle to read print.

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SUCCESSFUL AGING 23

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Baby boomers were born between 1944 and 1964, making them between 58 and 78 years old this year. In the U.S., there are currently 76 million baby boomers. Many of those baby boomers

BY DUANE are now in their retirement years, and some of DUGGAN them are asking, “Am I too old to buy a home?”

Realtor and Author There are certainly few things in life we’re too RE/MAX of Boulder old to do, like playing in the NFL. However, when it comes to buying a home, you’re never too old. In fact, the National Association of REALTORS® (NAR) says that about 25% of first-time homebuyers are over 52 years of age.

One myth that prevents seniors from buying in their later years is that they think they are too old to qualify for a mortgage. However, under the Equal Credit Opportunity Act, lenders cannot discriminate against borrowers based on age. Any borrower, regardless of age, needs to show they have good credit, an acceptable level of debt, and enough income to repay the mortgage on a monthly basis.

Now that we have established that you are never too old to be a home buyer, there are a few things to consider if the decision to buy a home is the right decision for you:

Consider Your Finances

If you are applying for a mortgage, the primary concern you need to examine is whether or not your cash flow will be able to meet the monthly payments in the long term. Consider if you could afford the payments if any life-changing event occurs, such as the loss of a spouse. If you are still working, will you be able to afford the payments once you retire? If you are buying a home with a homeowner’s association, be sure to check if the likelihood of fee increases could be covered by your budget.

Consider the Market

Act now, and we’ll include a free month of our Search Express Best package.*

In markets like Boulder County with a proven track record of home appreciation, it’s pretty safe to assume that the home you purchase is going to increase in value. If you are looking in a market where values have a history of declining, it may not be such a great idea to be a home buyer.

Consider Using a Reverse Mortgage to Buy a Home

Homeowners who have built up equity over the years have a wonderful opportunity to buy a downsized home and have no payments with a reverse mortgage.

Consider the Lifestyle the Home Offers Call 720.494.5445 or e-mail advertising@timescall.com *Stipulations may apply.

24 SUCCESSFUL AGING

Some baby boomers want to travel the world and have a lock-andleave set up. Others want to have room for grandchildren to visit on a regular basis. Others are most concerned about nearby recreational

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May 15, 2022

opportunities like golf courses and access to infrastructure like shopping and medical care. 55+ communities offer many amenities for active seniors to stay fit the rest of their life.

Consider Disabled Access

Aging in place is an objective for many seniors today. While a particular home may work for your level of physical mobility today, you will need to assess whether the home would still work for you and your family should a disability or other health issues arise.

Consider Space for a Live-In Caregiver

In order to age in place and forestall a move to assisted living, a space for a care giver to live in might be just the ticket. In locations where Accessory Dwelling Units (ADU) are allowed, this could be the perfect arrangement for a live-in caregiver.

Consider the Amount of Maintenance Required

At retirement age, some baby boomers love to garden and take care of minor home maintenance. Others want nothing to do with it. The trade-off is that the lowest maintenance opportunities will have the highest homeowner association fees.

Consider Access to Transportation

At some point in time, everyone will need to stop driving. Access to transportation opportunities to travel to day-to-day activities becomes more critical.

Make a Decision

After you consider all the factors involved, you can make a decision about home buying -- just don’t use age as an excuse not to buy a home. It’s never too late!

If you do decide to start the home buying process, be sure to consult a mortgage lender and look for a REALTOR® with a Seniors Real Estate Specialist® certification (SRES®). ___________________ Duane has been a Realtor for RE/MAX of Boulder since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

For questions regarding reverse mortgages, visit with Jackie Hahn, Approval Reverse Mortgage— approvalreverse.com or Gabe Bodner, Fairway Independent Mortgage— fairwayindependentmc.com/Gabe-Bodner May 15, 2022

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Office Locations in Erie and Denver

SUCCESSFUL AGING 25

STRAINING TO READ FINE PRINT? Here are three things you can do

(BPT) - It starts in your 40s: Suddenly you’re having trouble reading smaller print on the computer, electronic devices and books. You feel frustrated holding a menu farther from your face to make out blurry letters.

You may even get headaches as you strain to read print that just seems smaller than it used to be.

The good news is, you’re not alone. This is a normal condition called “presbyopia” that affects 128 million Americans in their 40s and beyond - and there are positive steps you can take to avoid the eyestrain and headaches that come with it.

If this sounds familiar, here are things you can do to alleviate your vision problems.

Make it larger

This may sound simple, but with computers and devices, it’s easy to make the print larger.

With so many working from home, enlarging what’s on the screen is a commonplace solution. There are different ways to increase font size or images on any device. With touchscreen devices, your fingers can enlarge print you’re trying to read. On computers, you can use a zoom-in feature to make fonts larger.

For PCs, use the “CTRL” button with the plus sign (on a Mac, use the Command button with the plus sign). Additional options to make all images larger are found in Settings (or System Preferences on a Mac).

With print, your only option is to seek out large-print publications.

Use reading glasses

Another option is getting over-the-counter reading glasses, which can help you read small print wherever you encounter it. You can find them at pharmacies, retailer shops and even online stores, but choosing just the right ones can be hard and time-consuming.

If you don’t know the magnification strength you need, you’ll stand at the array of readers at the store trying on pair after pair, trying to figure out which one works. You’ll try the “self-tests” offered at these locations, 26 SUCCESSFUL AGING

which are unscientific and hard to follow. Additionally, the store conditions do not replicate what you experience while reading a book or working on the computer at home. It’s common to choose an overly strong magnification that looks clear at the store but may provide too much magnification - creating another problem.

“When you wear a pair of glasses that have more magnification than you need, you’re forcing your brain to work with that correction,” says Phoebe Yu, vice president of marketing, EyeQue. “It may work for a while, but if you continue wearing the glasses, you’ll develop ocular headaches or migraines.”

Discover what strength readers you need

Fortunately, there’s a new app that tests your vision from the comfort of your home.

All you need is an iPhone X or newer model, and the EyeQue MyReaderNumber app from

Apple’s App Store to determine what strength reading glasses you need. MyReaderNumber is a first-of-its-kind solution that delivers personalized measurements for near-reading distance and mid-distance (computer use), customized based on your age and distance preference. You simply capture two distances using your iPhone’s front-facing camera and augmented reality technology, and see the results instantly. You will likely need a different pair of glasses for reading books versus working on a computer, depending on your preferences.

You can then purchase reading glasses through local retailers or online stores, and you can share your Near-Vision Reading Add (NV-ADD) results with an eye doctor, or the app with your friends.

“Many people struggle to find the right readers for their personal use. The MyReaderNumber app offers people the freedom to see clearly and pursue what’s important in their lives,” says John Serri, PhD, co-founder and CEO of EyeQue. “This technology is delightfully easy to use and was developed using tried-and-tested optometry principles that deliver personalized results customized to the individual.”

While the app provides useful information about the strength of readers you need, this vision test is not a substitute for a complete eye exam, and cannot provide information about medical conditions such as glaucoma.

Learn more at EyeQue.com.

GET AN EYE EXAM With any changes in your vision, and especially as you get older, getting regular eye health exams is recommended, even if you don’t need glasses or contact lenses. With these solutions in hand, you’ll be able to read and work with clear vision - no matter what your vision needs are.

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