At Home Colorado - Boulder County Edition

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

BOULDER COUNTY

ELEVATIONS CREDIT UNION

Tips and Mortgage Advice for Buying a Home in a Competitive Real Estate Market Open Homes and Virtual Tour Quick Guide Looking for a home? View comprehensive listings of local virtual tours and open houses taking place from all across the area.

June 10-11, 2022

How to Start Small With Xeriscaping Xeriscaping is becoming more popular along Colorado’s Front Range due to many factors such as a need to be good stewards of our water

resources, attracting pollinators to the landscape or saving time and money spent on a typical lawn.

The Buzz on Beekeeping Beekeeping is intriguing, exciting and challenging – and is an important way to support the environment.

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MORTGAGE COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Michaela Phillips Tom Kalinski Jennifer Egbert Duane Duggan Julie Kailus Alex Tanzi Amy Lentz Susan Eastman Cathy Hobbs ADVERTISING CONSULTANTS Thais Hafer Toni McNeill REAL ESTATE ADVERTISING DIRECTOR Mary Romano MANAGING EDITOR Greg Stone Submit Your News

At Home Colorado is a weekly publication designed for the Colorado home and real estate community. Submit your real estate and home-related news, press releases, events and article ideas to: gstone@prairiemountainmedia.com.

Advertising

To advertise in At Home, call 303.473.1400 or e-mail advertising@prairiemountainmedia.com.

Real estate agents and agencies: Call Thais Hafer at 303.473.1456 or call Toni McNeill at 303.684.5329.

At Home Colorado is a Marketing Feature that is produced weekly by the Boulder Daily Camera and Longmont Times-Call.

P.O. Box 19199 Boulder, CO 80308 dailycamera.com timescall.com athomecolorado.com ©2022 Prairie Mountain Media.

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What you need to know about mortgage interest rates Thinking about pursuing the path to homeownership?

With home prices steadily climbing, there’s a definite cost to waiting.

However, it’s MICHAELA also important PHILLIPS to be aware that interest rates are rising too–and there may be several more rate hikes in the near future. As you’ve more than likely noticed, prices of everyday goods such as gasoline and groceries are on the upswing.

In response to the highest rate of inflation we’ve seen since the 1980s, the Federal Reserve is ordering rate hikes in an effort to cool demand. As a result, it’s getting more expensive to borrow money. Interested in learning more about how this may affect you?

Here, I share insight on what you need to know about the market for mortgages and what you can do to potentially save: Why are rates increasing?

Buyers have benefited from historically low interest rates for the past few years. However, persistent inflation has caused the central bank to raise interest rates to slow spending. Federal Reserve Chair Jerome Powell has signaled that the Fed may consider additional half-point rate increases during meetings this summer.

Mortgage rates have already jumped significantly, and are currently the highest they’ve been in 13 years. (Photo by Burak Kebaber / Pexels).

Mortgage rates have already jumped significantly, and are currently the highest they’ve been in 13 years. With rate increases expected to continue coming down the pike, future buyers may be concerned about proceeding with the home buying process.

If you’re ready to move forward but would like the lowest rate possible, now is a great time to consider an adjustable-rate mortgage (ARM). When you opt for an ARM, the introductory period offers a lower-than-average rate. This period typically lasts three to ten years, after which the rate can fluctuate up or down.

If rates begin to fall again once inflation is curbed, you can choose

to refinance if you’re not happy with the adjustable-rate structure.

Although inflation is causing the Federal Reserve to increase interest rates, you may prefer to forge ahead with your plans to purchase a home. Homes are expected to continue appreciating rapidly, so buying now even amid higher rates may save you thousands in the long run.

Michaela is the Senior Lender for Synergy One Lending in Boulder. She enjoys teaching her clients the pros and cons of being a Real Estate Investor. Contact Michaela at 303.579.5517, e-mail michaela@michaelaphillips.com or visit michaelaphillips.com. NMLS: 312874.

REAL ESTATE NEWS

WK Real Estate welcomes Abe Moger BOULDER – WK Real Estate has announced the addition of Broker Associate, Abe Moger to its Boulder office – creating Team Moger.

Abe Moger believes in the importance of owning a home and how it can be an excellent first step in long-term wealth management. When he works with clients looking to buy or sell a property, he starts by asking them what goals they hope to accomplish.

From there, he finds

opportunities to put them in the most advantageous situation to achieve those goals.

As a Colorado native and growing up around real estate, Abe has extensive knowledge of the Front Range communities, amenities and cultures which enables him to help clients find the property that suits them best. His tenacious personality means he doesn’t give up easily – so even in tough markets, he will work

tirelessly to find the right fit for every person, no matter how long it takes.

In his free time, Abe loves spending time with his wife, daughter and dogs. You can find him attending concerts all along the Front Range, playing bass in his garage and supporting his favorite Colorado sports teams. If you’re ever up for a round of karaoke, send him a text!

Abe Moger can be reached at 720.300.4590 or amoger@wkre.com.

Abe Moger DAILY CAMERA / TIMES-CALL

REAL ESTATE NEWS

Boulder No. 4 best place to live in 2022-23 Compared to the rest of the U.S., the cost of living and housing are higher than the national average.

The full list of top ten best places to live includes:

Noted for extraordinary beauty and quality of life, Boulder ranked as the fourth best place to live of the 150 most populous metro areas, according TOM to a U.S. News KALINSKI report on their “Best Places to Live” analysis.

And that’s just a start. Boulder also ranked as the No. 2 best place to live in Colorado, second for best quality of life, and the 100th best place to retire.

Another well-loved Colorado metro — Colorado Springs — rose to the No. 2 best place to live in the U.S. News analysis, as well as the 86th best place to retire and the No. 1 best place to live in Colorado.

U.S. News analyzed 150 metro areas in the United States to find the best places to live based on quality of life and the job market in each metro area, as well as the value of living there and people’s desire to live there.

The top five places to live are led

by Huntsville, AL, in the top spot, followed by Colorado Springs, Green Bay, WI, Boulder and San Jose.

No. 1 Huntsville, AL No. 2 Colorado Springs, CO No. 3 Green Bay, WI No. 4 Boulder, CO No. 5 San Jose, CA No. 6 Raleigh-Durham, NC No. 7 Fayetteville, AR No. 8 Portland, ME No. 9 Sarasota, FL No. 10 San Francisco, CA

Noted for extraordinary beauty and quality of life, Boulder ranked as the fourth best place to live of the 150 most populous metro areas, according to a U.S. News report on their “Best Places to Live” analysis.

absorbing the forest atmosphere — free meditation sessions, yoga of all types, and less well-known activities like parkour, writes U.S. News.

The town is long known for its offerings of “weird” events like Tube to Work Day, where residents jump into an always frigid Boulder Creek and commute to their place of work.

The eclectic mix attracts young professionals, families, academics, scientists and transplants from both coasts. And with 40,000 acres open to the public in Boulder County, outdoor enjoyment is abundant. At the end of the day, you can choose among many excellent restaurants.

The report says that the cost of living can be high – in fact it is currently the 22nd most expensive place to live in the U.S. Buying a

Boulder Boulder had an overall score of 6.8, due in part to the expansive valley’s Rocky Mountains foothills backdrop and snow-capped Indian Peaks. The environment perfectly suits the world class athletes who call this outdoor mecca home. For those seeking healthy living, the area offers forest bathing — or

home is competitive, but for those who want the lifestyle Boulder offers, it’s well worth it.

Boulder’s overall score is 6.8, with desirability at 6.8, value at 5.1, and job market and quality of life at 7.7, according to the U.S. News Best Places to Live index.

Colorado Springs Colorado Springs rose to the No. 2 best place to live in the 202223 U.S. News report, up from fourth last year. Known locally as “The Springs,” the area’s overall score is 6.8, with desirability at a 10, quality of life 6.4, value 5.7, and the job market is 6.1. The area offers all of the goodness of close-by mountain fun and a strong job market coupled with a lower cost of living than nearby Denver, though housing costs have escalated and continue to climb.

Wendy Conder

WENDY CONDER

303-775-0108 • wendy@wendyconder.com June 10-11, 2022

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate. For questions, email Tom at tomkalinski33@gmail.com, call 303.441.5620, or visit boulderco.com.

Experience Isn’t Expensive, It’s Priceless!

Let’s discuss your real estate goals today!

An Experienced Real Estate Agent You Can Trust When it’s Time to Buy or Sell Your Home.

U.S. News & World Report’s Best Places to Live evaluates metro areas with data from the U.S. Census Bureau, the FBI, the U.S. Department of Labor and U.S. News’ own internal resources.

This data was categorized into job market, value, quality of life, desirability and net migration and weighted based on a public survey in August 2020 in which people from across the country voted for what they believed was the most important factor to consider when choosing where to live.

Read the full report at: realestate.usnews.com/places/ rankings/best-places-to-live .

Over 32 Years Serving Boulder, Larimer and Weld Counties.

Call Diane Today!

An Agent you can trust with Over 3,000 Homes Sold!

Diane Stow

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diane@dianestow.com

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Each office independently owned and operated.

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REAL ESTATE

Blur your house in Google Street View

Did you know you can blur your house in Google Street View? It can be an easy and effective way to add another layer of security to your personal JENNIFER information.

EGBERT Google and other big tech companies have had an historically difficult time finding the balance between convenience and personal privacy, such as Meta’s recent $18.6 million fine for breaching EU privacy laws. Google and Apple have had their own share of privacy issues, and over time, all of these companies are providing ways to give the power back to consumers when it comes to when, where, and how their personal data gets used.

Since Google Street View rolled out in 2007, more than 10 million miles of street-level images have been photographed for their mapbased software. Understandably,

Anyone can blur their house on Google Street View and it’s easy to see why you might want to do so.

not everyone is comfortable with having readily available images of their private property available online for anyone to find. In fact, German and Austrian citizens were so outraged, Street View was banned in Austria from 2010 to 2017 and Germany declared the map program an extreme invasion of privacy. Google responded to their outrage by rolling out the option to blur your personal

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Northfield Commons 3-Bed . 3-Bath . 4,01 1 Sq/Ft AMY SCOTT

303.588.3531

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AT HOME COLORADO

property upon request. Now, almost all of Germany is blurred out and Austria has only recently started to allow Street View cameras in select areas.

Anyone can blur their house on Google Street View and it’s easy to see why you might want to do so. However, it’s good to know the pros and cons before diving right in. Although you can request blurring or report a photo of your home, face, or other identifying information, the action is permanent and cannot be undone.

If your blurred home appears on a street full of non-blurred homes, it could backfire by making your personal property stand out more.

Additionally, other companies like Apple and Bing have their own street mapping software, so if you blur a photo on Google, you would likely want to repeat the process on those other sites. Also, if you are thinking about selling your house, blurring the property can steer off potential buyers.

If increased personal privacy is worth any potential downsides, the process to request blurring

COMING SOON

your house is simple: 1.

2.

3.

4.

Open Google Maps Find and open any photos that contain images of your house or identifying information Click ‘Report a problem’ in the bottom right Complete and submit the form.

Simple as that! Everyone has the right to decide what parts of their personal lives they want to share with the rest of the world and this is a very effective way to add an extra layer of security to your personal information.

Jennifer is an award-winning Realtor® at milehimodern real estate in Boulder with more than twenty years of experience.

She specializes in Luxury neighborhoods, home builders and current market conditions.

Visit jenniferegbert.com, or call 720.821.0898.

COMING SOON

$849,OOO

$549,OOO

7279 Nebraska Way . Longmont Major Renovation . Lika a New Home 3-Bed . 3-Bath . 2,204 Sq/Ft

12 Deer Hollow Ct . Lyons . Pinewood Springs

Oversize Garage . Workshop 2-Bed . 1-Bath . 1,122 Sq/Ft . 2.35 Acres

DAVID SCOTT

303.588.8358

DAILY CAMERA / TIMES-CALL

WELCOME HOME

Private, 70-acre oasis with jaw-dropping views!

711 Tunnel 19 Road Golden, CO 80403

You’ll feel a world away on this 70-acre property, but you’re only 25 minutes from Boulder, Nederland, Golden, & 30 minutes from Eldora ski resort. Upon arriving, you’ll be greeted by panoramic windows overlooking the stunning mountain landscape.

The living room features custom built-in shelving/entertainment system, vaulted ceilings, & dual-sided moss rock fireplace. Next is the dining area with access to the fireplace & beautiful, open chef’s kitchen, w/ double oven, gas range, SS appliances, granite countertops/backsplash, & large island. Main level also features a bedroom/office & half bathroom. Upstairs is the master suite, with a gas fireplace and private deck. Lower level includes 2 bedrooms and a walk-out, which opens to a stone patio with fire-pit & water feature for outdoor relaxing and entertaining. Radiant in-floor heating throughout.This extremely private property features 3 decks, 2 streams and close proximity to trails.You’ll love living here!

Offered At $3,949,000

4 Bedroom | 2.5 Bath | 3,912 SQFT

Ron and Matt Darling

Assist2Sell Real Estate Professionals 355 S Teller St Suite 200, Lakewood, CO 80226 June 10-11, 2022

Matt’s cell: 303-434-1401 Office: 303-989-1144 MattDarlingRealtor@gmail.com; Sold@Rondarling.com ATHOMECOLORADO.COM

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REAL ESTATE

Buying college housing – Now is the time, Part 1 Every August in college towns across the country, college students start to return for the fall semester, resulting in a frenzy of real estate activity.

DUANE Because rental DUGGAN housing tends to be tight in most college towns, many families consider purchasing a home for their college student to live in while attending school.

It usually takes 30 to 60 days to close on a home so the time to start looking for that perfect place is now.

A college property purchase can prove to be an astute financial investment as well as a superb learning experience for the student. In Boulder, if a parent bought a condo in the 1980s and held on to it for four years, they most likely would have sold it for about what they paid for it.

On the other hand, if a parent bought a condo in 2012 and sold it in four years, they most likely would have made enough profit to pay for their child’s in-state tuition at CU-Boulder. In 2022, there is an inventory shortage of available condos and there has been continued upward market pressure on prices. This all makes it tougher to find a place to buy, but history has proven it can be worth the effort.

Owning the property a student lives in while attending college can offer several benefits. The student will have a greater sense of stability by not having to look for a different apartment to live in each year. You, as a parent, can

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AT HOME COLORADO

pick the lifestyle that will help your student succeed in school by choosing the location and the quality of housing that best fits his or her needs. Over the past few years, apartment rents in college towns have typically increased on an annual basis. By purchasing a property with a fixed rate mortgage, your student’s housing expenses will be fixed.

In addition, your student won’t have to deal with paying security deposits, going through the hassle of getting the deposit back, or worrying about storing furniture over the summer break. Moreover, during the process of purchasing a home for your student, you will be providing your child with an excellent learning experience. Your student will gain insights into the process of investing in real estate and will also learn about the responsibilities that go hand in hand with property ownership.

In my own life, both of my sons attended CU-Boulder and I bought

each of them a condo using owner-occupied FHA financing.

Each lived in the unit and had a roommate who paid rent to help cover the monthly mortgage. At the end of their college careers, my sons had built up significant equity they could use in the next phase of their lives.

I have also had clients who have bought real estate for two, three, or more of their children to live in while attending college.

In some cases, this spanned 10 years. Rather than throwing money down the “rent drain,” they have built equity in a real estate investment over this period of time.

Here’s a simple worksheet to help you determine the monthto-month expenses for owning a

condo or house for your college student while you evaluate if this is the right decision for your family: In my next article, “Part 2: Buying College Housing – Now Is The Time,” I will provide you with a list of items to think about and plan for when deciding whether or not to buy a condo or a house for your college student.

Duane has been a Realtor for RE/MAX of Boulder since 1982.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco. com, call 303.441.5611 or visit boulderco.com.

DAILY CAMERA / TIMES-CALL

M WT ANT MORE INFORMATION? Check out these great homes and many more at: Check out these homes and many more at:

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RECENTLY REMODELED W/ VIEWS 786 Trail Rdg LOUISVILLE $1,950,000, 6 Beds, 4 Baths, 4328 SqFt Joel Thompson 303-877-0060

PRICE REDUCTION 5624 N 115th St LONGMONT $1,895,000, 4 Beds, 4 Baths, 5008 SqFt Anna Gayer 720-291-9886

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FANTASTIC LOCATION & OPPORTUNITY 2690 University Heights Ave BOULDER $1,450,000, 4 Beds, 3 Baths, 1946 SqFt Jim Dixon 303-653-1953

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SUN-FILLED W/ VIEWS 4755 Shawnee Pl BOULDER $1,549,000, 7 Beds, 5 Baths, 5005 SqFt Mark Bosley 970-846-5813

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NEWLY REMODELED - INDIAN PEAKS 2979 Shoshone Trl LAFAYETTE $1,375,000, 4 Beds, 4 Baths, 3096 SqFt Sean Chance 303-704-0123

YOUR DREAM GARAGE AWAITS 9385 Dunraven Lp ARVADA $1,159,999, 3 Beds, 3 Baths, 4236 SqFt Jim Dixon 303-653-1953

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BEAUTIFULLY APPOINTED RANCH 582 Cordova Ct LAFAYETTE $935,000, 4 Beds, 3 Baths, 2892 SqFt

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FULL BRICK DUPLEX IN OLD TOWN 603 S Roosevelt Ave A & B LAFAYETTE $885,000, 2 Units, 2 Beds, 1 Bath, 887 SqFt

CUSTOM BUILT ON 1.4 ACRES 425 Cree Ct LYONS $899,000, 3 Beds, 2 Baths, 2872 SqFt Susan Martin 720-470-7939

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SUNNY & BRIGHT FARMETTE 836 15th Ave LONGMONT $759,000, 3 Beds, 3 Baths, 2385 SqFt Mary Romano 303-588-8433

NEW ROOF, PAINT, & MORE 444 W Easter Ave LITTLETON $710,000, 4 Beds, 3 Baths, 2896 SqFt Laurell Richey 303-881-4525

BEST CONDO DEAL AROUND 530 Mohawk Dr 89 BOULDER $460,000, 2 Beds, 1 Bath, 945 SqFt

BEAUTIFUL UPDATED CONDO 2227 Canyon Blvd A-109 BOULDER $425,000, 1 Bed, 1 Bath, 702 SqFt

WELL CARED FOR 2-STORY 2082 Madison Dr ERIE $875,000, 5 Beds, 4 Baths, 3864 SqFt -1 11 un S en Op

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TOWNHOUSE CLOSE TO CAMPUS 1541 Harrison Ave BOULDER $679,000, 5 Beds, 3 Baths, 1900 SqFt Kevin Murray 303-818-9249

STUNNING VIEWS OF INDIAN PEAKS 76 Wildewood Dr NEDERLAND $639,000, 2 Beds, 2 Baths, 1594 SqFt Jackie Jones 303-250-7353

Downtown Boulder 303.442.3180 1911 11th St #200 Boulder, CO 80302

Downtown Longmont 303.651.3939 512 4th Ave #101 Longmont, CO 80501

Nederland 303.258.7070

286 N Bridge St Nederland, CO 80466 June 10-11, 2022

COUNTRY LIVING, CITY AMENITIES 14591 Yosemite St BRIGHTON $1,095,000, 5 Beds, 4 Baths, 5144 SqFt Bob Davis 303-947-7087

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NORTH BOULDER CHARMER 4135 Riverside Ave BOULDER $900,000, 3 Beds, 2 Baths, 1644 SqFt Sheri Brown 720-217-2188

MODERN DESIGN FINISHES 2519 Eagleview Cir LONGMONT $929,900, 5 Beds, 5 Baths, 3734 SqFt

CUSTOM-BUILT MTN HOME 55 Arikaree Cir NEDERLAND $1,450,000, 4 Beds, 3 Baths, 2990 SqFt + Studio

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Louisville 303.666.6500

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COVERPROFILE

ELEVATIONS CREDIT UNION

Tips and Mortgage Advice for Buying a Home in a Competitive Real Estate Market With low inventory, high list prices and interest rates creeping up, it’s tricky to purchase a home in one of the country’s most beautiful and competitive environments. But it can be done. (Photo courtesy: Elevations Credit Union).

By Julie Kailus At Home Colorado

I

t’s common knowledge that Colorado’s housing market is through the roof. With low inventory, high list prices and interest rates creeping up, it’s tricky to purchase a home in one of the country’s most beautiful and competitive environments.

But it can be done. To get some inside advice, we caught up with the local experts at Elevations Credit Union. Here are some tips from their mortgage team on buying a home in a tough market, what pre-planning steps you can take to streamline the process and mortgage options for prospective homebuyers who want to live the Colorado dream.

“The current real estate landscape is brutal and disjointed,” says VP Mortgage Sales Cameron White-Ford.

“Prices are up substantially and most homes still receive multiple offers. When you hear about the market cooling it just means, two to three competing offers instead of 10.”

Last month in Colorado the average home sold for 3% over

the list price, just as it did in May of 2021. While universally hot, by any measure, sales in Northern Colorado are down year over year, while in Southern Colorado they’re up. “I do think the market is cooling off, but demand still far outstrips supply which will not change overnight,” White-Ford says.

Millennials — the biggest set of first-time homebuyers — are

getting the shortest end of the stick. “We did not build enough homes over the past decade and the largest age group of that cohort is just now hitting the average age (34) of a first-time homebuyer,” he says.

LEVERAGING YOUR LOCAL LENDER

Using a local lender like Elevations Credit Union for a home purchase is a smart move because they function more as a partner with you and your Realtor. “Your loan is not just a transaction, it’s a relationship,” White-Ford says. “That means doing everything in our power to get you into the house you want, with the right loan and a smooth closing.”

Accountability is key. “Out-ofstate lenders don’t live next door.

You won’t bump into them at the grocery store and they may not be there when you need them most,” he says. “Buying a home is stressful, you want a local lender by your side. I’ve saved a lot of borrowers from out-of-state lenders who just stop answering the phone. I’ve never run into that with a lender in our community.”

There are numerous lending options for new home buyers and customers looking to refinance.

ARM loans, fixed for 7 or 10 years, have become much more popular as they are now meaningfully lower than a 30-year fixed loan. “Current homeowners have also likely refinanced many times in the past decade either for a lower rate, to pull cash out or switch to a shorter amortization,” White-Ford says. “As such, they know they are likely to refinance again in the next 7 to 10 years. That said, we never recommend getting a loan that will keep you up at night.”

White-Ford says the other advantage of working with a local lender is honesty. “We pretty much have all of the mortgage types you need, but, more importantly, if we don’t have the right loan for you, we’ll tell you and help you find someone who does.”

TIPS FOR MASTERING YOUR MORTGAGE

Here are more tips to help you compete in the Wild West of home buying: Start early “My favorite conversations are with people looking to buy six June 10-11, 2022

There are numerous lending options for new home buyers and customers looking to refinance. (Photo courtesy: Elevations Credit Union).

“Loan officers

love what they do because they love educating homebuyers.” months out. If you aren’t calling a lender until the day you make an offer, you are doing it wrong. You aren’t buying a car,” says WhiteFord. “Same goes with the fun part, looking at real estate. It’s a good idea to see what is coming on and off the market to get a good sense of what is out there. If you watch homes come and go for six months when you’re ready to buy you’ll have a better sense of what’s a good price and how that home compares to others.

Build a Realtor relationship Don’t wing it by going it alone or trying to cut corners. A qualified Realtor who knows the local market is the second half of your

home-buying team. “These are big, emotional purchases. You need advice and guidance,” says White-Ford. “Even if I was selling my house to my mom, I’d use a Realtor.” This expert will work with your local lender to ensure you can compete with confidence and move smoothly through the fast-paced purchase process in Colorado. Plus, a Realtor can set you up on a search that alerts you when something new pops up that fits what you are looking for.

Find a local loan officer Because there are multiple ways to handle each home-buying scenario, having a working relationship with your loan officer can make all the difference.

Interview a few and see whom you connect with. “Look for a lender who can talk through what an appraisal gap means to you or how $50,000 over asking impacts your payment,” WhiteFord says. “Loan officers love what they do because they love educating homebuyers. Discuss

your priorities. They’re here to find what will let you sleep well after closing.”

Get fully underwritten Most homebuyers know about the all-important pre-approval: that stamp that shows you’re financially fit should you decide to make an offer tomorrow.

But White-Ford says it’s even better to take the next step: full underwriting. “When you are fully underwritten, you only need an appraisal and can close quickly,” he says. “If you require 30 days to close and the other offer can close in 10, you are starting at a disadvantage.”

Remember, understanding the market and mortgage options are key to your success in acquiring a home in Colorado. It’s free to talk to a loan officer and you’re never bothering them, says WhiteFord. “In reality, your local loan officer is dying to talk to you and can talk about mortgages all day.

They are eager to bring you up to speed. So don’t be shy, call us.”

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NATIONAL NEWS

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US for-sale homes rise in first since 2019, Realtor.com shows

By Alex Tanzi Bloomberg News (TNS)

BOULDER | 2030 20th STREET #2 $1,050,000

Live the Boulder dream, steps from Pearl St & all that Downtown has to offer.

Enjoy exceptional Flatiron views through the commercial grade floor to ceiling windows that flood the unit with natural light while allowing in very little outside noise. Step outside to your private south-facing patio to enjoy the CO sunshine.

The complex provides a spacious central common area for sunning & or a glass of wine with friends. Contemporary design with wood floors, large windows, high ceilings, exposed ductwork, granite countertops, S/S appliances and primary bath with large soaking tub. This unit comes with one private covered off street parking spot & an indoor storage unit on the main level. Pearl St Lofts is a boutique sized building ( 8 units), and it’s a secure building with elevator access. Newer items include: roof, on demand water heater, furnace, A/C, built-in microwave, refrigerator, CA closets, LV plank flooring in primary BR. (967095)

720.234.6390 diggerb1@remax.net

Home listings increased for the first time since June 2019, according to Realtor.com data, suggesting the U.S. housing supply hit a turning point last month.

The number of active listings rose 8% year-over-year in May, probably driven by new sellers and a slowdown in would-be buyers deterred by high prices, Realtor.com said in a report Thursday. The largest increases in new listings were in the West and the South, in cities including Austin, Texas, and Phoenix, Arizona.

Still, the uptick in inventory doesn’t necessarily mean that the housing market exuberance is softening. Listings remain 48.5% below their May 2020 level, and price increases have accelerated in

recent months.

“While this real estate refresh is welcome news in a stillundersupplied market, it has yet to make a dent in home price growth,” Danielle Hale, chief economist for Realtor.com, said in the report.

The U.S. median listing price rose to a record $447,000 in May, after just crossing the $400,000 threshold in March. And buyers made purchases more quickly than in any month in Realtor.com data history going back to July 2016.

Nonetheless, the jump in mortgage rates and a softening economic outlook may have thinned out buyers and made bidding wars less exuberant. In an early sign, the rate of sellers making price cuts accelerated in May, Hale said.

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HOME AND GARDEN

How to start small with xeriscaping Xeriscaping is becoming more popular along Colorado’s Front Range due to many factors such as a need to be good stewards of our water resources, AMY attracting LENTZ pollinators to the landscape or saving time and money spent on a typical lawn.

No matter the reason, it’s important to begin with a plan to convert your current landscape over to a more water-thrifty design. It’s easy to get caught up in the moment and want to rip out your entire landscape all at once, but if you are part of the DIY crowd, you should consider starting small to avoid getting overwhelmed and overrun with weeds.

Xeriscaping is a method of gardening that utilizes both native and other low-water plants that can withstand our semi-arid and dry climate. It is a term derived from combining the words “landscape” and “xeros” (meaning “dry” in Greek) and was created

by Denver Water back in the early 1980s.

As the need to conserve water resources became increasingly apparent, the campaign helped introduce the public to the idea of planting more low-water plants in the landscape to help lower outdoor residential water usage.

Over the years, as water resources have remained threatened, Xeriscaping is becoming more popular than ever.

So just how does one get started with xeriscaping their yard? Start small.

The easiest way to convert part of your landscape into a xeric one is to start with your existing flower beds. Because you already likely have a drip system in place, you can swap out plants easily and adjust your watering practices slowly.

Although you will be planting xeric plants, they will still need to be watered regularly for the first year to help them establish. In addition, if you are keeping some of your more water-loving plants in place, you can increase the output of the dripper to continue providing water for things such as trees and shrubs that will be June 10-11, 2022

Xeriscaping conserves water and can attract pollinators to your yard. (Amy Lentz / Courtesy Photo)

remaining in the landscape. Over time, you can greatly reduce the amount of water applied to these beds until — voilà, you have a more drought-tolerant, xeric landscape.

To prep your landscape beds for their new residents, you will want to pull back any wood mulch and remove all landscape fabric. Most xeric plants prefer a lean, rocky soil that is lower in organic matter, so skip adding any compost.

If you happen to have sandy soils, you are in good shape.

If your soils are more claylike, mixing in some expanded shale can help you to increase air availability to the plants’ roots. If you prefer a wood mulch, that’s OK … some plants will do better than others. However, a finer rock mulch such as pea gravel is the preferred mulch for most of our xeric plants.

Now for the fun part … plants! Xeric plants come in all shapes, sizes, colors and kinds, from groundcovers to perennials, to trees and shrubs. When shopping for plants, look to local nurseries to carry varieties that are well adapted to Colorado’s environment.

Xeric plants can be native to the intermountain-west region while others are nonnative and sourced from similar climates around the world. Choose what works for you and your interests, such as creating pollinator habitats, mimicking the native landscape or creating a colorful design palette.

From beautiful purple native penstemons to yellow or pink ice plants from South Africa, the choices are endless. To help you along, CSU Extension has several lists of plants and xeriscaping instructions listed on their website (extension.colostate.edu/topicareas/yard-garden/).

If xeriscaping and retrofitting your landscape is appealing but has you a bit overwhelmed, just start small. Once you have the hang of it, you might decide it’s time to convert some of that turf, as well.

Amy Poston Lentz is the Home Horticulture Program Coordinator for Colorado State University Extension Boulder County in Longmont.

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The

HOME AND GARDEN

on Beekeeping

One fun part of beekeeping also increases the beauty and value of your home -- creating a diverse landscape that makes a homey bee habitat. (Photo: Ann Wiper).

By Susan Eastman Live West Realty Beekeeping is intriguing, exciting and challenging – and is an important way to support the environment. Can you imagine a world without flowers, fruit and much of the food we eat?

Pollinators such as bees are necessary for things to grow and flourish. You can help from your own backyard and enjoy sweet, golden honey for your efforts.

This article is merely an introduction to bee-coming an apiarist because it is not easy.

There is more involved than just buying hives, stocking them with honeybees and collecting their amber deliciousness. Before you spend a penny, educate yourself by attending local bee association classes. Watch beginner videos 14

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on the internet. Talk with other beekeepers who can offer valuable advice.

Beekeeper Anne Wiper, who has six hives at her home in rural north Boulder and sells the honey to friends, agrees. She recommends starting small and educating yourself. “I got into it because I love growing food and flowers and have always wanted to support pollinators. As time goes on, it just amazes me how the life systems of honeybee colonies work,” she said.

One fun part of beekeeping also increases the beauty and value of your home -- creating a diverse landscape that makes a homey bee habitat. An acre of blossoming trees, shrubs and flowers is recommended for the bees to thrive. They need water, whether it’s a natural water source, birdbath or shallow tray

Beekeeper Anne Wiper has six hives at her home in rural north Boulder and sells the honey to friends. (Photos: Ann Wiper).

filled with gravel and water. A combination of plants that bloom

from spring through fall is

CONTINUED – See Page 16 DAILY CAMERA / TIMES-CALL

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Beekeeping

(Continued)

critical. A windbreak near the hives protects them from our Rocky Mountain gusts. And most importantly, reduce or eliminate pesticides, which have caused a decline in pollinator populations.

Dandelions are just dandy for bees!

The time commitment to beekeeping is seasonal. Wiper said the busiest time is the spring, when managing the hives can take several hours every other week. In the summer she just checks them every couple of weeks to monitor the bees’ health. “The fall is when we extract the honey, which is a lot of fun with friends. Then I am generally making sure the hives are thriving, to go into the winter strong. I treat them for mites at Winter Solstice and then leave them be!” said Wiper.

If keeping hives is too much to undertake, you can still help by protecting native bees. There are 950 species in Colorado, and more than 550 of these are in Boulder County. According to Deborah Foy with the BeeChicas organization in Boulder, the honeybee has been a great mascot for building awareness and

education around the importance of pollinators and pollinator decline.

“Native bees, however, are crucial pollinators of our native plants and vital for the health of our local ecosystem,” said Foy. “They have co-evolved with native plants, making them well suited to our changing environment.

Supporting native bees can be as easy as planting native plants that provide blooms from spring through fall and nesting sites in your garden.”

How do you differentiate native bees from honeybees? “Native bees come in an incredible variety of colors and sizes, from black and yellow to blue and even bright green! They can range in size from as small as a grain of rice to a bumblebee that is as large as your thumb,” Foy explained.

Honeybees are easily recognized by their orange and black stripes.

Whichever bee species you opt to support, know that you are making a big impact, not only on your local ecosystem but on the planet as whole.

Beekeeping resources: • • • •

•

• •

Bees and Trees, beesandtreesinc.com/beeservices.html Beechicas, Beechicas.com Boulder County Beekeepers, bouldercountybeekeepers.org Boulder County, bouldercounty.org/ open-space/management/ agriculture/pollinators Colorado Beekeepers Association, coloradobeekeepers.org/ resources Highland Bees, highlandbees.com/resourcesfor-beekeepers.html Xerces Society, xerces.org

BeeChicas’ top Foothills native plants for pollinators: Spring-blooming • Pasqueflower (pulsatilla patens) • Showy Fleabane (Erigeron speciosus) • Golden banner (Thermopsis divaricarpa)

• •

Golden Currant (shrub) (Ribes aureum or Clove Currant, Ribes odoratum) Serviceberry (large shrub/ small tree) (Amelanchier alnifolia)

Summer-blooming • Penstemons (Penstemon virens, whippleanus, strictus, eatonii) • Blanket flower (Gaillardia aristata) • Chocolate flower (Berlandiera lyrata) • Sulphur Flower (Eriogonum umbellatum) • Rocky Mountain Bee Plant (Cleome serrulata) Fall-blooming • Gayfeather (liatris punctata, l. ligulistylis) • Goldenrod (Solidago nana) • Brown-eyed Susan (rudbeckia triloba) • Western Aster (Aster ascendens, now Symphyotrichum ascendens) Susan Eastman is a Realtor with Live West Realty in Boulder.

1050 Walnut Street, Suite 100, Boulder, CO 303.443.6161 | livsothebysrealty.com

Proud Sponsor of HOLES OF HOPE A golf tournament on June 20th benefitting the Tebo Cancer Center.

LIV Sotheby’s International Realty is committed to giving back to the community in meaningful ways, and we are passionate about sponsoring Holes of Hope to help improve the lives of cancer patients.

Visit lakevalley.com/Holes-of-Hope to learn more.

Lake Valley Golf Course

© MMXXI Sotheby’s International Realty Affiliates LLC. All Rights Reserved. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated.

Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks licensed to Sotheby’s International Realty Affiliates LLC.

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REAL ESTATE

Steve Altermatt

Boulder’s #1 Broker for 30 years!

Steve sells more homes in Boulder than any other real estate broker or real estate team!

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200 Lipan Way

3 Bed, 4 Bath, 3,820 sqft Inspirational architecture by Ken Taniguchi and Barrett Studio Architects has created one of South Boulder’s most pleasant, contemporary dwellings that seamlessly transitions from indoor to outdoor environments. Soak in the views from extensive outdoor living areas surrounded by lush and curated landscaping.

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DESIGN RECIPES

Keep your summer projects checklist on track with these tasks to seed your lawn and replant any landscape that may not have survived winter.

By Cathy Hobbs Tribune News Service (TNS) Now that summer is approaching, for many, it signals lazy days and longer nights. The season may also be a wonderful time to catch up on maintenance projects and complete all of your to-do projects around the house.

In general, a number of maintenance tasks can be done in order to preserve the look and efficiency of your home, while also helping to continue to bring you peace of mind.

Looking to take on some maintenance projects this summer? Here are 10 summer tasks to help keep your checklist on track!

Gutter maintenance In many parts of the country, the summer is a time of heavy rains.

The summer is a great time to ensure your gutters are in top shape before the arrival of fall leaves.

House repainting After a winter beating, your house may be worse for the wear.

Home improvement projects So many homeowners wait until summer to take on the home improvement projects that have been on their wish list all year. Looking for ideas?

Why not incorporate a fire pit or stone patio into your outdoor environment?

The summer is a great time to ensure your gutters are in top shape before the arrival of fall leaves.

(Photo: Oleksandr Rado/Dreamstime/TNS).

Tree maintenance Following the winter hibernation period, all of nature’s creatures are back. Often low-hanging branches may be an attractive means of access to your attic or roof for a curious animal.

The summer is a good time to take on an exterior painting project when days are longer and sunny.

Insect control You may want to protect your backyard barbecues and picnics from unwanted visitors.

Lawn maintenance Those who live in colder climates may be surprised after the winter thaw to find brown grass or empty patches. Summer is a good time

Driveway repaving Just like how potholes are created in the street from severe weather damage, your driveway may need a fresh coat to help ensure a

smooth ride home this summer.

Check your water connections From outdoor kitchen faucets to your garden hose, now is a good time to make sure everything is in working order.

Purge Now is a great time to clear out that basement, shed or attic and get rid of all those unwanted and unused items.

Check windows and doors During winter months there is a need to keep cold temperatures out and in summer months, a desire is to keep cool temperatures in. Given the milder temperatures, summer is a good time to consider upgrading or replacing doors and windows.

Cathy Hobbs is an Emmy Award-winning television host and a nationally known interior design and home staging expert.

Email info@cathyhobbs.com or visit her website at cathyhobbs.com.

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Open House // Virtual Tour

QUICK GUIDE

THIS WEEK’S OPEN HOUSES/VIRTUAL TOURS // OPENHOMES.ATHOMECOLORADO.COM BOULDER 3850 Paseo del Prado #12, Boulder Open House: Sat. & Sun., 11 a.m. to 2 p.m. $575,000 TR Swanwick WK Real Estate (303) 525-8803 3125 Redstone Lane, Boulder $600,000 Open House: Sat., Noon to 3 p.m.

Judy Baler WK Real Estate (303) 478-4293 1541 Harrison Ave., Boulder $679,000 Open House: Sat., Noon to 2 p.m.

Kevin Murray RE/MAX Alliance (303) 818-9249 1385 Melvina Hill Road, Boulder $950,000 Open House: Sat., 11 a.m. to 2 p.m.

Randy Kessler RE/MAX Alliance - Fort Collins (970) 888-0112 2030 20th St., #2, Boulder $1,050,000 Open House: Sun., 1 to 3 p.m.

Digger Braymiller RE/MAX of Boulder (720) 234-6390 4755 Shawnee Place, Boulder $1,549,000 Open House: Sun., 11 a.m. to 1 p.m.

Mark Bosely RE/MAX Alliance (970) 846-5813 June 10-11, 2022

1136 Woodland Ct., Boulder $2,695,000 Open House: Sat. & Sun., 2 to 4 p.m.

Brigitte Furst 8Z Real Estate (720) 244-4411 935 11th St., Boulder $2,795,000 Open House: Sun., 1 to 3 p.m.

Marybeth Emerson Colorado Landmark (720) 394-1997 3189 6th St., Boulder $3,975,000 Open House: Sat., 1 to 3 p.m.

Marybeth Emerson Colorado Landmark (720) 394-1997 1400 Bluebell Ave., Boulder $4,950,000 Open House: Fri., 4 to 6 p.m.

Karen Bernardi The Bernardi Group at Coldwell Banker Realty (303) 402-6000

BROOMFIELD

LAFAYETTE

16096 Swan Mountain Drive, Broomfield $1,595,000 Open House: Sat., 11 a.m. to 2 p.m.

Jeff Erickson LIV Sotheby’s International Realty (303) 589-2741

1638 Zinnia Circle, Lafayette $975,000 Open House: Sun., 11 a.m. to 2 p.m.

Andrew Muller RE/MAX of Boulder (303) 434-6633

CARR 56444 County Road 23, Carr $780,000 Open House: Sat., 11 a.m. to 3 p.m.

Adele LaRiviere Equity Colorado Front Range (970) 619-0394 DENVER 3747 Yates St., Denver $930,000 Open House: Sat., 11 a.m. to 1 p.m.

Mia Ness Colorado Landmark (720) 273-7567 ERIE

255 Willow Glen Ct. Boulder $5,200,000 Open House: Sat. & Sun. 1 to 3 p.m.

Marybeth Emerson Colorado Landmark (720) 394-1997

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Bob Davis RE/MAX Alliance (303) 947-7087

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1382 Teton Pt, Lafayette $1,247,000 Open House: Sat., Noon to 2 p.m.

Brian MacDonald Compass - Boulder (303) 915-6126 2862 Cascade Creek Drive, Lafayette $1,450,000 Open House: Fri., 5 to 7 p.m.

Sat., Noon to 2 p.m.

Sun., 1 to 3 p.m.

Brian MacDonald Compass - Boulder (303) 915-6126 2552 Ginny Way, Lafayette $1,595,000 Open House: Sat., 11 a.m. to 1 p.m.

Karen Bernardi The Bernardi Group at Coldwell Banker Realty (303) 402-6000 2282 Eagles Nest Drive, Lafayette $1,690,000 Open House: Sat., Noon to 2 p.m.

Brian MacDonald Compass - Boulder (303) 915-6126 ATHOMECOLORADO.COM

21

ASK ANGI

Do I need foundation repair?

By Paul F. P. Pogue Ask Angi (TNS) Here’s a couple of words you never want to hear as a homeowner: “foundation repair.”

The foundation literally holds up your house, and it’s under constant pressure from earth beneath it, the house above it and water pressure from all sides. Even the strongest foundation can crack from that much wear and tear.

Foundation repairs can run into the tens of thousands of dollars.

So if you notice cracks in your foundation or basement walls, it’s a good idea to take them seriously.

The sooner you address them, the less you’ll have to pay.

Experts say homeowners should never underestimate how severe the problems can get with even small foundation or basement cracks. Even in an unfinished basement, a crack can be a sign of a compromised foundation. Not to mention the potential health issues that mold and mildew in those cracks can cause.

Here’s the good news: There’s

Basement and foundation cracks can lead to potentially expensive repairs.

(Photo: Dreamstime/TNS).

a high chance your problem isn’t structural, but rather caused by surface water coming too close to your home. Clogged gutters and downspouts can pour water right next to the foundation, or a poorly graded yard can result in pools by the wall. In both

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AT HOME COLORADO

cases, the solution doesn’t involve major structural work. Gutter cleaning or yard grading can clear the problem right up without intervening in your structure at all.

More complex problems will require attention from a professional. The simplest repairs involve pumping epoxy into the crack, which will cost between $250 and $800. You might also need to build a drainage system that diverts water away from the foundation. If a foundation is actively leaking, you’ll probably pay between $2,300 and $7,300 to fix it.

Whatever you do, don’t leave cracks untreated. If you see cracks in your basement or foundation, you should hire a basement waterproofing expert or structural engineer to examine the problem.

Even under ordinary circumstances, your foundation expands and contracts and can eventually break itself apart. Small cracks might not get worse, but they never get better on their own.

If your foundation completely fails, expect to write a big check.

Costs for foundation replacement run into the tens of thousands of dollars. Plus, the work can often be a huge upheaval in and of itself. Major foundation repairs involve jacking up the house with supports before digging around and replacing foundations or basement walls.

When looking out for foundation damage, not all cracks are created equal. Small hairline cracks can sometimes result from settling, for instance. You should be particularly wary when a crack starts to grow. Horizontal cracks are also likelier to indicate structural damage.

Most of the time, you’ll see evidence of foundation trouble before it manifests. Peeling paint, leaks and dampness can all give away a foundation problem. Water rot can cause stained or discolored baseboards, and musty odors mean water is hiding somewhere.

Some basement and foundation professionals offer inspections for a few hundred dollars, and it’s a worthwhile price to pay to catch major problems early.

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THIS WEEK’S OPEN HOUSES/VIRTUAL TOURS // OPENHOMES.ATHOMECOLORADO.COM LONGMONT 5717 Four Leaf Drive, Longmont From $1,500,000 Virtual Tour Only: https://is.gd/fYvtzy Brian Terry Bosch Real Estate Group (303) 845-0949 5624 N 115th St., Longmont $1,895,000 Open House: Sun., 2 to 5 p.m.

Anna Gayer RE/MAX Alliance (720) 291-9886

LOUISVILLE 1568 Ridgeview Drive, Louisville $1,425,000 Open House: Sat., Noon to 3 p.m.

Maria Scroggs Colorado Landmark (303) 345-3359

LOVELAND 2577 Trio Falls Drive, Loveland $500,000 Open House: Sun., 11 a.m. to 1 p.m.

Laura Chittick WK Real Estate (303) 332-4118

LOUISVILLE 786 Trail Ridge, Louisville $1,950,000 Open House: Sat., 11 a.m. to 2 p.m.

Joel Thompson RE/MAX Alliance (303) 877-0060

WINDSOR 8740 Longs Peak Cir., Windsor $1,450,000 Open House: Sun., 12:30 to 3 p.m.

Jan Thayer RE/MAX Alliance - Fort Collins (970) 215-0880

WINDSOR 10346 Coyote Ridge Drive, Windsor $1,600,000 Open House: Sun., 1 to 3 p.m.

John D. Valencia Sears Real Estate (970) 396-0190

Drive traffic to your open house Increase your exposure with AtHomeColorado’s Open House Quick Guide. The targeted buyer promotion includes a print listing, online interactive listing with driving directions, alerts and Facebook marketing.

To place your listing, visit:

openhomes.athomecolorado.com (scroll to the bottom for the order link).

June 10-11, 2022

ATHOMECOLORADO.COM

23

RECENTLY LISTED HOMES UNDER CONTRACT

UNDER CONTRACT

UNDER CONTRACT

UNDER CONTRACT

BOULDER | 2850 AURORA 205

BOULDER | 4540 MARTIN DRIVE

BOULDER | 1910 GROVE STREET

LAFAYETTE | 1370 LAMBERT CIR.

2 BR * 2 BA * 990 TSF (967143) * $525,000

4 BR * 2 BA * 1488 TSF (967149) * $695,000

4 BR * 2 BA * 2918 TSF (967167) * $1,350,000

3 BR * 3 BA * 2330 TSF (967179) * $775,000

UNDER CONTRACT

UNDER CONTRACT

NIWOT | 8044 PEBBLE ROAD

ERIE | 1629 DAILY DRIVE

WARD | 1268 GOLD LAKE ROAD

BROOMFIELD | 13261 HEART LAKE

4 BR * 3 BA * 2436 TSF (967189) * $1,150,000

3 BR * 4 BA * 2614 TSF (967222) * $695,000

2 BR * 1 BA * 1240 TSF (967296) * $600,000

5 BR * 5 BA * 3400 TSF (967310) * $890,000

BOULDER | 3631 ELDORADO SPGS.

BOULDER | 600 LARAMIE BLVD.

GREELEY | 5551 29TH ST. 7-711

BOULDER | 935 BROADWAY 103

4 BR * 2 BA * 3876 TSF (967365) * $5,750,000

4 BR * 5 BA * 2992 TSF (967441) * $1,295,000

1 BR * 1 BA * 852 TSF (967464) * $255,000

2 BR * 2 BA * 924 TSF (967486) * $710,000

THORNTON | 7168 E. 131ST DR.

BOULDER | 4402 GREENBRIAR

BERTHOUD | 200 VICTORIA ST.

BOULDER | 1521 EASY RIDER 201

4 BR * 4 BA * 4683 TSF (967552) * $695,000

2 BR * 2 BA * 1152 TSF (967679) * $625,000

3 BR * 3 BA * 2919 TSF (967692) * $479,000

1 BR * 1 BA * 642 TSF (967702) * $479,000

OUR HOME SEARCH APP is the most accurate available.

Free download at app.boulderco.com

2425 Canyon #110 | 1320 Pearl 24

AT HOME COLORADO

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