At Home Colorado - Boulder County Edition

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

BOULDER COUNTY

‘Lifefullness’ is Within Reach Lower-Maintenance Homes Empower the Lifestyle of Your Dreams.

Open Homes and Virtual Tour Quick Guide

2021 Outlook: Home Buying Strength Expected to Remain Strong

Looking for a home? View comprehensive listings of local virtual tours and open houses taking place from all across the area.

Buyer demand for newly constructed and existing homes and the lack of homes for sale continues to impact the past, present and near-term future of the U.S. housing market.

February 19-20, 2021

How to Make Your Child’s Space More Colorful Children’s bedrooms and play spaces in general should be fun, friendly and bright.

Try these ideas to infuse creativity and color.

ATHOMECOLORADO.COM

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REAL ESTATE NEWS COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Tom Kalinski Mary Lynn Bruny Zach Wichter Paul F. P. Pogue Duane Duggan Sarah Huber Cathy Hobbs Norman Winter Katie Laughridge ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Elvonney Poole Mary Romano MANAGING EDITOR Greg Stone

EDITORIAL

At Home Colorado is a weekly publication designed for the Colorado home and real estate community. The Boulder County edition publishes Friday in the Boulder Daily Camera and Saturday in the Longmont Times-Call.

The Northern Colorado edition publishes Saturday in the Greeley Tribune and Loveland Reporter-Herald. Submit news releases and articles to: gstone@prairiemountainmedia.com.

ADVERTISING

To advertise in At Home or to promote your virtual home tour visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456, Toni McNeill at 303.684.5329 or Elvonney Poole at 970.392.5645.

At Home is an advertising feature of the Boulder Daily Camera, Greeley Tribune, Longmont Times-Call and Loveland Reporter-Herald. ©2021 Prairie Mountain Media.

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AT HOME COLORADO

2021 outlook: Home buying strength expected to remain strong Buyer demand for newly constructed and existing homes and the lack of homes for sale continues to impact the past, present and near-term

BY TOM future of the KALINSKI U.S. housing RE/MAX of Boulder market.

For new construction, 2020 was the best year in home building since the Great Recession, with new-build single-family homes coming in 11% higher than 2019.

A shift in housing preferences – including a growing demand for larger spaces, home offices and outdoor amenities – along with ultra-low mortgage rates drove the increase, according to Robert Dietz, chief economist of the National Association of Home Builders.

The growth is expected to continue in 2021, increasing by 5% and reaching more than 1 million housing starts for the first time in years, says Dietz.

Meanwhile home builders are seeing construction costs rising.

Lumber prices are up 169% since mid-April, resulting in increased new-home prices for buyers.

And inventories for existinghomes are low nationwide. Lack of homes for sale is entrenched in Boulder County where inventory – persistently low for years – hit an all-time low at year-end, writes managing broker of RE/MAX of Boulder Todd Gullette in the recently released Boulder Valley Real Estate Report.

He notes that in the final week of 2020 Boulder County “produced a meager 313 homes for sale, down from 498 a year ago.”

That lack of inventory, as well as historically low interest rates, is driving price appreciation.

Boulder County has risen to the seventh most expensive metro, according to a recently released fourth-quarter report by the National Association of Realtors.

In the city of Boulder, year-overyear median price increased 37.3% through January 2021, rising from $932,500 in January 20 to $1,280,000 at the same time

Buyer demand for newly constructed and existing homes and the lack of homes for sale continues to impact the past, present, and near-term future of the U.S. housing market. (Photo: Bigstock).

in 2021, as cited by Boulder Area Realtor Association statistics.

But some inventory relief may be on the horizon. Experts expect more homeowners to list their homes as COVID-19 vaccines are distributed and a return to more normal lifestyles improves the economy. The increase in inventory will help ease the shortage of homes for sale.

What does that mean for 2021 Boulder County housing? Gullette says too many variables make it difficult to predict. He points to significant factors including: •

A strong local economy holding up despite COVID-19, thanks to the many Boulder County businesses that adapted to new business practices and are thriving.

•

Interest rates are likely to remain low, even though the threat looms of rate increases to curb inflation.

•

Inventory challenges will continue as sellers choose not to move and new construction is inadequate.

•

Continued home price appreciation will result from low supply and high demand.

Another area of the new-home market seeing a rapid increase in

demand: build-to-rent. Economist Dietz predicts the build-to-rent market will make-up 5 to 6% of single-family starts over the next two to three years. “Builders are preparing to expand this sector,” Dietz says. “Not everyone has money for a down payment, even with low interest rates. So there could be a window of opportunity for this particular market to grow.”

For more information on the local and national real estate market: •

Read the Boulder Valley Real Estate Report at: irpcdn.multiscreensite.com/ cfe51746/files/uploaded/ 010920_2020_ROB_ RealEstateReport%20copy.pdf.

•

Read the full National Association of Realtors story at: magazine.realtor/ daily-news/2021/02/10/ new-home-buying-rushlikely-to-continue-in-2021.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in residential and commercial real estate. For questions, e-mail tomkalinski33@ gmail.com, call 303.441.5620 or visit boulderco.com.

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

THE LIGHTER SIDE

Working from home: Is our house becoming corporate headquarters?

I bought some printer paper recently and told my husband I bought the cheapest brand.

He replied, “That’s okay since most our

BY MARY printing is for LYNN BRUNY internal use only.” What?

At Home Colorado Internal use only? I think for a moment he forgot I was his wife and thought I was his work associate. This is kind of understandable for a number of reasons even though it’s slightly disturbing.

First: We were work acquaintances before we started dating a gazillion years ago. (We met at the Design Engineering Show in Chicago, then basically a gathering of thousands of the world’s geekiest males. I was one of about five female attendees; we got noticed.) Second: I do a few computer-related tasks for

my husband that supposedly his system can’t (or perhaps he chooses not to because I will).

Third: He is my first-line editor.

So we are literally in each other’s business.

But being quarantined together 24/7 while both working from home has somehow changed our dynamic. Having no kids around or a social life to divert us, we seem to be sliding into a work zone. Sometimes it feels like our house is now the corporate headquarters of Bruny, Inc. For instance, our dining room has become a meeting room. If we need to spread out projects or review things for each other, this is where we go. If someone swapped out our antique dining chairs for modern black leather swivel ones that seem to be in most corporate conference rooms, I’m sure neither of us would notice.

Our kitchen is definitely the break room that we both meander to, mainly to kvetch about work stuff and gossip. You know, just like every employee

in every company in every town in America does. “Oh, my gosh, you should have seen Tony’s hair today at our first quarter update tele-meeting! It looks like his toddler cut it!” We don’t have the requisite water cooler but we always have some old smelly leftovers in the refrigerator someone forgot about, just like at the office.

We now also both have “Do Not Disturb” signs that we put outside of our office doors during tele-calls. This became a rule after I walked into my husband’s office clad in a robe while he was on a tele-call with an important client.

This was mildly embarrassing.

Now my husband and I are always properly clothed when entering each other’s offices.

(A sound corporate policy.)

There is one challenge I’m experiencing: I always have a To-Do list of home-related tasks and now my husband tries to hold me accountable. He is use to managing efficient people, and I’m the only person around.

1809 RICE STREET • $360,000

I’m not accustomed to this.

During “normal” times the guy is gone a lot, and the cat and I lackadaisically run the joint and do as we please.

“Did you follow up with the electrician? What’s his availability?” he asks pleasantly.

“What does it matter? We’re always here,” I reply a bit peevishly. “Well, good to keep on it,” he cheerfully responds.

Between the cat and me, we’re not having it. We are use to being our own bosses and like it that way. I think of raising a certain finger and telling him, “This is for internal use only.” But of course I don’t. After all, I’m a model Bruny, Inc. employee.

Mary Lynn Bruny writes about local real estate and home-related topics. Contact her by e-mail at ml.bruny@comcast.net. To read previous The Lighter Side articles, go to athomecolorado.com/ the-lighter-side.

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February 19-20, 2021

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MORTGAGE

Forbearance and foreclosure protections extended through June. Here’s how forbearance works

By Zach Wichter Bankrate.com (TNS) If your mortgage has been in forbearance, you may have just been granted a bit of a reprieve.

President Biden announced Tuesday that he would extend the window to request a forbearance extension (or newly implement forbearance on your mortgage if you’re struggling to pay) through June 30. Borrowers now also qualify for up to 15 months of forbearance on federally-insured mortgages, up from 360 days under the original CARES Act provisions.

The president also said he will extend though June 30 a ban on foreclosures for homes with federally backed mortgages. That protection was initially set to expire at the end of January and was previously extended through the end of March.

“Extending the forbearance available on federally-backed mortgages is a critically important move to preserve homeownership for millions of households that have seen income disruption or outright job loss due to the pandemic,” says Greg McBride, Bankrate’s chief financial analyst.

“The year-long forbearance initially afforded through the CARES Act seemed sufficient at the time, but the pandemic and its economic fallout is dragging on far longer than had been expected.”

The change gives borrowers extra time to apply for a forbearance extension, or to request the protection for the first time. Under the policy, homeowners get 180 days of forbearance after their first request, and one 180 extension upon request. For some, this could mean the end of your forbearance period is nearing, but others still have more time.

Borrowers have the option to extend their forbearance for up to a year, but it’s never too early to be in touch with your lender about your post-forbearance options, especially if you expect to still struggle to meet your payments once that protection ends.

The most important thing is to communicate with your mortgage servicer. Being upfront about your situation allows them to work with you to find the best solution.

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AT HOME COLORADO

President Biden announced that he would extend the window to request a forbearance extension through June 30. He will extend though June 30 a ban on foreclosures for homes with federally backed mortgages. (Photo: Dreamstime/TNS).

You’re much more likely to face an unpleasant situation – possibly even foreclosure – if you try to dodge the lender.

If you requested forbearance near the start of the coronavirus pandemic, it may be time to start thinking about what comes next as your payments come due again.

Here’s a rundown of some popular options for borrowers whose forbearance period is coming to an end.

Request a forbearance extension If you’re in your first forbearance period, you likely qualify for at least one extension, but you won’t automatically get one unless you speak to your loan servicer, so it’s important to be in touch.

“We’re here to support you, don’t let it impact your credit negatively,” said Jennifer Kouchis, senior vice president of real estate lending at VyStar Credit Union in Jacksonville, Florida. “If we don’t hear back from you, we don’t have a choice in the next step of the process.”

VyStar is offering 90-day forbearance plans, and some of its borrowers are already on their second extension.

If you don’t respond to your lender and are taken out of forbearance, but fail to make payments, it will likely have a strong negative impact on your credit. So, keep the lines of communication open.

I can’t pay my mortgage but I want to stay in my home Most mortgage borrowers aim to weather the storm of financial difficulties and stay in their homes.

In such cases, there are a number of options for addressing short-term cash issues with your borrower and figuring out how to stay in place.

Keep in mind that forbearance is not loan forgiveness, it’s just a pause in payments, so you’ll need to make up the missed balance eventually. Your repayment plan is a big part of coming out of forbearance and remaining in your home.

According to Kouchis, there are three primary methods for wrapping up your forbearance:

plan or a loan modification, which is usually an additional monthly charge on top of your regular mortgage payment to make up that difference •

A loan modification, which can mean changing the terms in any number of ways, including extending the repayment period, lowering the interest rate or even reducing the principal loan balance

•

A lump sum payment, which means paying the entire amount you missed all at once

“We wanted to make sure, especially during the pandemic, that we’re sympathetic to each situation,” Kouchis said.

Marina Walsh, vice president of industry analysis at Mortgage Bankers Association, said lenders are much more flexible with forbearance these days than they were during the last financial crisis.

“There’s a whole lot of tools in the toolkit of servicers, but they need to be able to contact the borrower,” she said.

Forbearance is ending, but I can’t afford to stay in my home Your lender or servicer may

•

A short-term repayment

CONTINUED – See Page 14.

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

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AT HOME COLORADO

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

ASK ANGIE’S LIST

What do I need to know about tankless water heaters?

By Paul F. P. Pogue Angie’s List (TNS) If you’re thinking of replacing your traditional hot water heating tank, you’ve probably heard about tankless heaters. But is it right for you?

Here’s a rundown of what you can expect.

Tankless water heaters, also known as ondemand heaters, will provide hot water only as needed. Because the water is heated as it’s used, they don’t produce the energy loss associated with traditional heaters, which must keep the water hot until used.

They can only produce hot water at a given flow rate, usually 2 to 5 gallons per minute.

(Generally speaking, gas-powered heaters produce a higher flow rate than electric ones.)

When there’s only one water source running, this usually isn’t a problem. However, if you’re running multiple water flows, each of them will be slowed down, especially high-usage appliances such as filling a bath, running the dishwasher, and running laundry at the same time.

These heaters use up much less space than tanks – often about as much as a typical electrical breaker box. They’re better for the environment because they last longer and don’t produce a rusty tank that will eventually end up in a landfill.

Tankless heaters tend to last longer than

A tankless heater is usually mounted on a wall, requiring much less space than a tank.

(Photo: Dreamstime/TNS)

tanks, and they require less maintenance. Like tanks, they need to be flushed once a year to get rid of sediment and mineral buildup, but the procedure is much simpler. Because of this lifespan, they usually have a longer warranty.

One other advantage: When they break down, you won’t have an issue with spilling an entire tankful of water on the floor.

Many tankless heaters qualify for a $300 federal tax credit, if installed before the end of 2021. Some states, localities and utility companies offer benefits for installing tankless systems. Make sure you ask your installer what might be available to you.

The biggest downside of a tankless heater is that it costs much more to install than a tank. Typically, you’ll pay between $1,200 and $3,200 for a tankless heater – around twice as much as a tank, depending on the size of your house. The units are generally in the same price range, but the engineering and installation to convert a tank system to tankless bumps up the cost quite a bit.

Depending on your home’s electrical infrastructure, you may pay even more for the necessary power connections for the heater.

You’ll see an effect in your utility bills after you install a tankless heater, but it may not pay for itself for some years to come. The U.S. Department of Energy says you can expect an energy savings of between $50 and $100 per year.

If your primary concern is convenience as opposed to energy use, consider installing point-of-use tankless heaters on individual appliances. They’re relatively easy to install and cost between $100 and $300 each. They can heat up water more quickly and the water only has to travel a short distance. However, each one can only heat a single faucet, bathtub or appliance, so the cost will go up if you outfit the entire house.

You can also install a solar tankless heater, but it’s the most expensive, averaging between $3,000 and $10,000 to install.

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February 19-20, 2021

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SAVE THE DATE!

MARCH 12 – APRIL 30 E D U C AT I O N

•

I N S P I R AT I O N

•

DISCOVERY

The 2021 Northern Colorado Home & Garden Show is the perfect place for inspiration and education for any and all of your home needs. Local experts in home renovation, landscaping and design have showcased their expertise at this event for the past 38 years. Come join us for our virtual show and get new ideas for your home!

Now Accepting Sponsors & Virtual Booth Reservations!

A ROBUST, SAFE & CONVENIENT EXPERIENCE

GUARANTEED TO DRAW THOUSANDS OF SHOPPERS

Valuable content and sweepstakes will entice consumers to visit your booth and make repeat visits.

The Home & Garden Show will be vigorously promoted through digital and social marketing channels as well as in the Greeley Tribune, GT Weekly,

• Your virtual booth will feature image galleries, brochures for download, videos, show-only specials, social media links, live Twitter feeds, leads capture contact form, exhibitor-provided contest entry forms and more.

MyWindsor, Loveland Reporter-Herald, Loveland Weekly, Estes Park-Trail

• Exhibitor offers and incentives will be promoted from the home page with links to your virtual booth.

more than 3 million impressions during the seven-week event.

• $1,500 Sweepstakes … winner receives a voucher to be redeemed at a participating Home & Garden Show exhibitor.

In addition to advertising the Home & Garden Show, sponsors and exhibitors

• Show goers will find home-related inspiration … including exhibitor provided videos, tips and advice from the pros and DIY projects.

Gazette, NoCo Life Magazine, Longmont Magazine, Longmont Times-Call, Boulder Daily Camera, Broomfield Enterprise and Colorado Hometown Weekly. The campaign will highlight sponsors and exhibitors, and will deliver

will receive up to 700,000 additional impressions in the weekly AtHome Colorado tabs (Boulder County zone publishes in the Daily Camera and Longmont Times-Call; the Northern Colorado zone publishes in the Greeley Tribune and Loveland Reporter-Herald.

RESERVE YOUR BOOTH BY FEBRUARY 24 Weld & Larimer Counties: Contact Lindsay Haines, 970.392.5637, lhaines@greeleytribune.com Boulder & Broomfield Counties: Contact Jill Stravolemos, 303.473.1420, jill@dailycamera.com 8

AT HOME COLORADO

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

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Check out these great homes and many more at:

REMODELED SMART HOUSE 2250 Vassar Dr BOULDER $2,250,000, 4 Beds, 4 Baths, 4034 SqFt

WASHINGTON VILLAGE CONDO 1231 Cedar Ave 1231 BOULDER $1,190,000, 3 Beds, 4 Baths, 2546 SqFt

CHARMING AND MODERN COTTAGE 3330 Everett Dr BOULDER $1,170,000, 4 Beds, 2 Baths, 2101 SqFt

COVETED DOWNTOWN LOCATION 1933 Pearl St 7 BOULDER $999,000, 2 Beds, 2 Baths, 1200 SqFt

PANORAMIC VIEWS ON 9 ACRES 5570 Sunshine Canyon Dr $945,000, 3 Beds, 2 Baths, 2184 SqFt

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LUXURY MODERN LOFT 2011 100 Year Party Ct 2 LONGMONT $845,000, 3 Beds, 4 Baths, 2929 SqFt

COVETED PROSPECT ORIGINAL 800 Tenacity Dr LONGMONT $795,000, 3 Beds, 4 Bath, 3512 SqFt

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NEW PRICE! 757 Poplar Ave BOULDER $599,000, 2 Beds, 2 Baths, 1771 SqFt

LONGMONT ESTATES GEM! 1228 Purdue Drive LONGMONT $595,000, 4 Beds, 3 Baths, 3237 SqFt Kit Magley 303-775-5177

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INCREDIBLE POTENTIAL 2197 S Beaver Creek Rd BLACK HAWK $419,000, 2 Beds, 1 Bath, 700 SqFt

UPDATED AND CHARMING 1809 Rice St LONGMONT $360,000, 2 Beds, 1 Bath, 812 SqFt

ICONIC SNYDERS GARAGE 103 E 1st St NEDERLAND $355,000, 4092 SqFt

SPACIOUS END UNIT 10732 W Florida Ave D LAKEWOOD $355,000, 3 Beds, 3 Baths, 1890 SqFt

EXCLUSIVE LOT IN PROSPECT 1109 Neon Forest Cir LONGMONT $350,000, 4489 SqFt

INVITING 2 STORY TOWNHOME 1601 Great Western Dr Q-5 LONGMONT $320,000, 2 Beds, 3 Baths, 1826 SqFt

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1011 11th St #200 Boulder, CO 80302 February 19-20, 2021

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19 Years

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1305 Kestrel Lane Unit E Under Contract Turn key, energy efficient condo! www.1305.wkre.com Sian Murphy: 720-936-2309

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6480 Red Hill Road Boulder 626 Pintail Court Johnstown 8071 Woodland Road Longmont New Listing! $847,000 Under Contract $475,000 3 Bed, 3 Bath $899,000 Unique mountain getaway with sweeping views! Johnstown 2 Story 4 beds,5 bath,3828 Sqft.

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BOULDER DAILY CAMERA / LONGMONT TIMES CALL

REAL ESTATE

Part 1: Investing in real estate using retirement plan funds When most people think of IRAs, SEPs, and 401ks, they usually think of investing in the stock market or mutual funds.

However, if you set up a

BY DUANE self-directed DUGGAN IRA account Realtor and Author (SDIRA), your RE/MAX of Boulder retirement plan has the capability to hold real estate along with a variety of other real estate-related investments, such as notes. Anyone can use their retirement plan to invest in real estate – you just need to have the proper plan in place.

Using retirement funds to invest in real estate has been available since the 1970s, but plan administrators have restricted investment in real estate, not the IRS. In fact, the idea of real estate not being allowed is so entrenched that many CPAs are now just learning about the concept and “approving” it for their clients.

Here are the steps you can take and requirements you should be aware of.

Setting up your plan to invest in real estate The first step is to find a plan administrator or custodian that specializes in self-directed IRA plan services because many traditional brokerage firms do not.

Next, determine which type of retirement plan fits your situation best. The custodian can help open your account or roll over your current IRA or 401K savings into a SDIRA. Not all plans can be rolled over or transferred, so check with your current retirement plan administrator, your tax advisor, and the new

rented for $24,000 per year, and you factored in expenses for taxes, insurance, maintenance, and management, after those expenses, the net cash flow might be $19,000. The net cash flow can remain in your plan and grow tax-free. You need to direct your administrator where to invest the cash.

Anyone can use their retirement plan to invest in real estate – you just need to have the proper plan in place. (Photo: Pexels).

SDIRA custodian. A SDIRA custodian will not give investment advice, but only acts upon direction from you. The custodian typically charges a fee per asset per year to administer the plan.

Fees may also be structured based on the size of the account. They typically will also have a charge per check written on behalf of the account. The IRA holder makes all investment decisions, not the administrator. Once your plan is set up and funded, you are ready to go.

Permissible real estate-related investments You are able to invest in any form of real estate, such as single-family homes, condos, multi-family housing, mini-storage, industrial or commercial properties, land, farmland, and more. You can also buy, sell, and flip properties.

However, the property cannot be one that you, your spouse, your parents, your children or “disqualified persons” currently own, or property that you would personally benefit from, such as a vacation home for your family.

Other investments can include: (1) Real Estate Options meaning

your plan can make a loan to another party and secure it with a note and deed of trust secured by real estate, (2) discounted notes, (3) ownership share of a limited liability company or LLC, (4) Triple Net leased properties, (5) property improvements or renovation.

The ability to invest in a hard asset like real estate in your retirement account will allow you to diversify and spread out the risk. In addition to real estate, you can still invest in all other forms of “traditional” retirement account investments. In fact, you can make any investment allowed by law.

What you can’t invest in (it’s a very short list) 1.

2.

Life Insurance Collectibles

Using cash from your plan to buy real estate If your retirement plan has enough money, you might be able to buy a property free and clear. As an example, if you had $500,000 in the plan, you could buy a single-family house. If it

Using financing to buy real estate in your retirement plan Non-recourse financing must be used for any financing required within your retirement plan.

This is because you cannot be personally liable, and your plan is not a person. Non-recourse usually means that you will be required to have a larger down payment. Non-recourse loans are not available through a typical 1-4 unit lender, but they are available through experienced IRA lenders.

In Part 2 of this two-part series, I will discuss the process of buying real estate with your plan, UBIT, multi-unit buildings, using an LLC, managing the property and more.

Be sure to consult with a financial planner, tax advisor and Realtor as you move forward.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

Drive Traffic to Your Home Listing Increase your exposure with AtHomeColorado’s Open House / Virtual Tour Quick Guide.

The targeted buyer promotion includes a print listing, online interactive listing, alerts and Facebook marketing.

To place your listing, visit: openhomes.athomecolorado.com (scroll to the bottom for the order link).

February 19-20, 2021

ATHOMECOLORADO.COM

11

COVERPROFILE

‘Lifefullness’ is within reach Lower-maintenance homes empower the lifestyle of your dreams

By Sarah Huber for At Home Colorado

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ach day, in neighborhoods across Boulder County and beyond, Boulder Creek homeowners are passionately and joyfully pursuing “lives fully lived” – the mission and mantra of Louisville-based homebuilder Boulder Creek Neighborhoods.

Boulder Creek President and Founder David Sinkey explained, “For our homebuyers, lives fully lived means they have the opportunity to achieve the lifestyle of their dreams, whether that’s traveling, volunteering, favorite hobbies or just relaxing. We often ask our homeowners what they will do with their new-found free time, and the answers are so much fun. We hear everything from knitting to scuba diving to everything in between.”

Take a random February afternoon this year, and one easily finds Boulder Creek homeowners living their dreams in a home intentionally designed to enable their unique lifestyle. At the Viillas at Calmante, for instance, one family tended their potted plants, 12

AT HOME COLORADO

destined for their patio this spring, while at Lanterns at Rock Creek a busy professional and her dog unwound with a snowy run on the trails adjacent to her home.

A young couple, appreciating the benefits of first-time home ownership, listened to music in the coziness of their Longmont weeCottage, At Boulder Creek’s Denio West in Longmont, a retiree couple packed their RV for an impromptu trip to grandchildren – uninhibited by concerns about who will shovel the snow in front of their lower-maintenance home.

Another Calmante couple taught a volunteer art class before a brisk bike ride to the golf course. An attorney edited his autobiography, breaking only to chart his next motorcycle ride in the Rockies.

Empty nesters at Brennan by the Lake in Erie connected online with their neighborhood book club over happy hour. A retired nurse, delighted to finally fit her cookie cutter collection and baking supplies in her spacious kitchen, whipped up molasses cookies for friends and family.

Sinkey said, “We so believe in

the concept of lives fully lived that we made up a word for it: ‘Lifefullness®.’ Lifefullness is what we hope every Boulder Creek homeowner finds in their new home.” The commitment to building homes that help people thrive starts with Boulder Creek’s thoughtfully designed floor plans and extends to the lowermaintenance services provided

at each neighborhood. These time-saving, lower-maintenance conveniences, crucial to fostering Lifefullness, often include outdoor maintenance chores like lawn mowing and snow removal, and though the details vary by neighborhood, this means the homeowner can be freed from weekends behind a weed whacker in favor of an adventure in the

A lower-maintenance home at Villas at Calmante in Superior. (Photo: Timothy Seibert).

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

Boulder Creek Neighborhoods, based in Louisville, has been crafting homes in Colorado since 2006. (Photo: Boulder Creek Neighborhoods).

mountains, a day indoors with a good book or time spent with loved ones.

“If you ask our sales teams the number one reason that home shoppers walk in our door, they’d tell you they are looking for a low-maintenance lifestyle,” Sinkey said. “Some are seeking things like main-floor living and lower-maintenance amenities out of necessity, perhaps due to age or physical condition. Some are seeking a lower-maintenance lifestyle so they have more time and resources to go do the things they really want to be doing: hobbies, travel, time with family and friends and so on.”

He continued, “Many of our buyers are also looking for a home that suits their needs now and into the future in a community in which they fit in. We often hear from folks who are looking to downsize from their family home into something that is more ‘right-sized’ for their current needs.”

Since 2006, Boulder Creek has

been crafting homes in Colorado, expanding throughout Boulder County and into Denver and beyond and driven by the belief that many people, across all ages, are seeking a life fully lived. “It’s a mission that we were clear on when the company was founded, and one that we carry with us today,” Sinkey said. Currently, Boulder Creek Neighborhoods is “actively selling and building in five neighborhoods with prices ranging from the mid-$300s to over a million,” he said. Several new neighborhoods are planned for later this year.

Offering a diverse lineup of homes and neighborhoods, Boulder Creek Neighborhoods builds homes “truly for anyone who is seeking an easier way of life through a lower-maintenance home,” said Sinkey, adding, “A lot of times that is the empty-nester, baby-boomer demographic, but many times it can also be busy professionals, single folks and folks that like to travel. None of our

Chris Mason community sales manager in Superior. (Photo: Timothy Seibert).

February 19-20, 2021

Lifefullness is what Boulder Creek Neighborhoods hopes every Boulder Creek homeowner finds in their new home. (Photo: Boulder Creek Neighborhoods).

neighborhoods are age-restricted.”

Many neighborhoods by Boulder Creek feature main-floor living in ranch-style homes, ensuring that everything a homeowner needs day to day is on the main floor; thus, the master suite, kitchen, living or great room and laundry can be simply accessed without stairs. Finished lower levels are optional in some Boulder Creek ranch-style neighborhoods, including Lanterns at Rock Creek in Superior, and others include only a crawl space. “This often makes the home a smaller size and also a more affordable price point,” noted Sinkey.

Likewise, Boulder Creek is also known for their distinctive weeCottages. Sinkey said, “These are single family homes in a smaller size that just about any new home on the market today.” Ranging from about around 900 to 1,300 square feet, wee-Cottages feature mostly two-story designs. The wee-Cottage neighborhood of Blue Vista quickly sold out, and “although we don’t have any wee-Cottages available in Boulder County currently,” Sinkey said, “we are actively selling at Riverdale Ranch in Thornton and do expect to announce more wee-Cottage neighborhoods later this year.”

“It’s a busy time for Colorado real estate,” Sinkey said. As savvy homebuyers know, the market in Colorado is hot, with homes being snapped up almost as quickly as they are being listed. “We think a new home is an incredible option in today’s fast-paced market,” he said. “Buyers of newly built homes often have options that just don’t

exist in the resale world, from the choice of homesite or plan to selecting personalized finished that can really make a house a home.”

Whether it’s a ranch-style patio home, or a two-story weeCottage that might be your path to Lifefullness, Sinkey advises not to wait. “Smart homebuyers are planning now for a move that might be a few months down the road,” he said. “Our sales team’s main role is to listen to what a homebuyer is seeking in a new home and then work to see if a Boulder Creek home is a good fit.

So often we offer what homebuyers are looking for, even when they thought a home that fulfilled their lifestyle dreams didn’t exist.”

Those looking for a home that will empower them to thrive in their lifestyle can learn more at ExperienceFreeTime.com.

Sinkey urged home shoppers to contact Boulder Creek’s Online Concierge team as well. “These are folks that are available seven days a week to answer questions and provide information about any one of our Boulder Creek Neighborhoods,” he said. “We know shopping for a new home is a big undertaking, but we think finding a new lifestyle and finally finding ‘Lifefullness’ is worth it.”

The Boulder Creek Neighborhoods’ Online Concierge team can be reached at hello@ LiveBoulderCreek.com or at 303.309.0088.

ATHOMECOLORADO.COM

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Forbearance (continued) be able to help you on the road to your next living situation and probably wants to avoid foreclosing on your home almost as much as you do.

“If you’re not wedded to your home and you’re willing to move somewhere else, there are a variety of options that are not foreclosure,” Walsh said.

Unlike during the Great Recession, the real estate market has remained strong during the coronavirus pandemic, which is an extra safety net for current homeowners.

“Given where we are with the borrower demand for housing, that really creates additional loss mitigation options for distressed borrowers,” Walsh said. “A lot of these borrowers have equity in their homes,” so they can sell their current houses and use that equity to help pay off their existing mortgage and possibly fund a down payment on a cheaper house, or at least put some money into savings after the sale.

“Another option if they don’t want to proceed with the foreclosure route and they’re willing to move, there are

programs like Cash for Keys,” in which the lender assumes the title of the home, but may provide the borrower with some relocation assistance to help them settle in a new, more affordable housing situation, Walsh said.

She added that borrowers can also consider a short sale.

That’s when you sell your home, and even though the proceeds are not enough to pay off the full mortgage, the difference is essentially forgiven.

The state of forbearance Forbearance has been an option for homeowners in distress for a long time, but its availability has expanded since the start of the coronavirus pandemic thanks to broader eligibility requirements.

Forbearance allows borrowers to temporarily stop making payments on their mortgage. Under the CARES Act passed by Congress this spring, any borrower whose mortgage is owned by governmentbacked mortgage servicers like Fannie Mae and Freddie Mac can request forbearance for 180 days plus one 180-day extension. Minimal documentation

is required to secure forbearance under the CARES Act, but borrowers must affirm that they’re requesting the relief because of financial hardship caused by the coronavirus pandemic.

Many private lenders have also extended forbearance protection to their mortgage holders, even though they’re not required to by law. However, each institution not covered by the CARES Act may have its own terms for payment relief, so it’s just another reason that being in touch with your loan servicer is so important.

Since March, the unemployment rate in the U.S. skyrocketed and then began its journey back down.

Joblessness rates are still far above their pre-pandemic levels, but are back in the single digits — well below the pandemic peak.

As a result, record numbers of people have taken advantage of forbearance or are otherwise behind on their mortgage payments.

Last week, the Mortgage Bankers Association said 6.73 percent of mortgages were delinquent in the fourth quarter, down 92 basis points from the third quarter of

2020 and up 296 basis points (2.96 percentage points) from one year ago. MBA includes mortgages in forbearance in their delinquency rates, but forborne mortgages do not affect the borrower’s credit as delinquent mortgages not in forbearance do.

It’s likely that lenders will remain more flexible with forbearance availability even after the pandemic subsides than they have been historically.

Bottom line If your forbearance period is ending, that doesn’t mean you’re about to lose your house, even if you still can’t afford your mortgage payments. Stay in touch with your lender and see what options are available to you.

“It’s better to call and think through options instead of hiding under a rock,” Walsh said.

“Don’t be afraid or embarrassed to ask for help if you need it,” Kouchis added.

Visit Bankrate online at bankrate.com.

DESIGN RECIPES

How to make your child’s space more colorful

By Cathy Hobbs Tribune News Service (TNS) Children’s bedrooms and play spaces in general should be fun, friendly and bright. These spaces are a great opportunity to infuse creativity and color.

Here are some kid-friendly ideas adaptable to both types of spaces.

1.

Use citrus colors. Orange, yellow, green and even red are bright, friendly and gender-neutral options.

2.

Infuse creative decorative elements like a hammock, tent or game table.

3.

Incorporate portable or removable decor elements like wall stickers.

4.

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Consider multimedia or fun prints instead of traditional canvases.

AT HOME COLORADO

LEFT: Pop art paired with skateboards as shelves help to make this children’s bedroom shine.

RIGHT: Removable wall dots help make a bold statement. (Photos: Design Recipes/TNS).

5.

6.

Look for ways to repurpose items in a creative way, such as using skateboards on brackets instead of traditional shelves.

Use bright and bold colors

as opposed to more muted and washed-out tones.

7.

Frame children’s art or mementos as decorative elements. This will help add a nice personal touch to your home.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

February 19-20, 2021

ATHOMECOLORADO.COM

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OPEN HOUSES // VIRTUAL TOURS

QUICK GUIDE

LIST YOUR OPEN HOUSE OR VIRTUAL TOUR: VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

Boulder 2227 Canyon Blvd B351 $500,000 Sunday 11:00 AM-2:00 PM Deborah Lepercq Coldwell Banker Realty (303) 956-4003 1665 Zamia Avenue $674,900 Saturday 11:00 AM-1:00 PM Steve Carter RE/MAX of Boulder (303) 931-4812

Greeley 4916 W 9th Street Drive $259,500 Saturday 12:00 PM-1:30 PM Loni Ferrier New Horizons and Associates, Inc (970) 689-1192

Lafayette

641 San Juan Drive (Sales Center) From Mid $400K’s Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

5801 Grandville Avenue (Sales Center) $899,900 Sunday 11:00 AM-5:00 PM Roz Piñon Markel Homes (720) 583-2170

1632 Saratoga Ct $495,000 Sunday 1:00 PM-3:00 PM Amanda Lovato Lovato Real Estate (303) 717-6069

676 Columbine Court 2408 Summerlin Court $875,000 From $1.2M Sunday 1:00 PM-3:00 PM Saturday 12:00 PM-4:00 PM Alicia Miller Brian Terry RE/MAX of Boulder Bosch Real Estate Group (303) 818-0954 (303) 845-0949

Longmont 1228 Purdue Dr $595,000 Saturday 11:00 AM-2:00 PM Kit Magley RE/MAX Alliance (303) 775-5177

5801 Grandville Avenue 641 San Juan Drive (Sales Center) (Sales Center) $899,900 From Mid $400K’s Saturday 11:00 AM-5:00 PM Saturday 11:00 AM-5:00 PM Roz Piñon Marlita Lazo Markel Homes Markel Homes (303) 651-9565 (720) 583-2170 16

AT HOME COLORADO

2408 Summerlin Court From $1.2M Sunday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949

Louisville 1320 Snowberry Lane (Sales Center) From Mid $400K’s https://is.gd/CYDugG Michele Steward Markel Homes (303) 667-1489

676 Columbine Court $875,000 Saturday 1:00 PM-3:00 PM Alicia Miller RE/MAX of Boulder (303) 818-0954

Loveland

217 Ranae Dr $350,000 Saturday 11:00 AM-3:00 PM Jan Thayer RE/MAX Alliance - Fort Collins (970) 215-0880

Superior 507 - 539 Canary Lane Starting at $984,500 https://is.gd/aPbj3O Eric Stjernholm Trelora Real Estate (720) 572-1397

BOULDER DAILY CAMERA / LONGMONT TIMES CALL

ON GARDENING

2021: The year of the hardy hibiscus The National Garden Bureau has declared 2021 “The Year of the Hardy Hibiscus” and The Garden Guy thinks this is absolutely terrific. Actually, I would go a-step further and say it is Summerific!

By hardy hibiscus, the bureau is referring to those with native DNA. You may not be aware but the hardy hibiscus commonly referred to as rose mallow is native to 33 states and Canada.

Though you may see those longlost cousins growing in the ditches and swampy areas, breeders have applied their magic and created dazzling selections.

Such is the case with the Summerific series from Proven Winners. It now boasts almost a dozen choices for summerlasting bloom. These incredible varieties can let you create a dose of tropical splendor just about anywhere from zone 4 to 9. On the other hand, if you want to add a colorful flash to grandma’s cottage garden then the Summerific hibiscuses can do that

too!

I’ve been growing Summerific Holy Grail for a few years now and I could not be more thrilled.

It is one of their taller varieties sporting deep red blooms and dark foliage. Whether I have it in proximity to palms and bananas or as partners to rudbeckias and salvias, it has lived up to the task.

Berry Awesome has ruffled deep lavender pink flowers with a cheery red eye. You would love this with perennial echinacea like Yellow My Darling or the Price is White. Don’t forget to add a drift or two of salvias. I can only imagine Rockin Blue Suede Shoes and Rockin Deep Purple as companions.

This year there are two new colors entering the market place and they are Summerific French Vanilla and Spinderella. It’s not often we find a creamy vanilla color to add to the perennial garden. It reminds me of the color of old-fashioned ice cream with a red eye.

Last year my university friends were sending me photos from trial gardens and giving a WOW

Steve Altermatt

to Spinderella. I’m not sure how to describe this one. The ruffled flowers are white with a cherry eye and major brushstrokes of rose pink as you go toward the margins. The flowers look to have more-pink and giving the illusion that it just could be spinning.

The whole Summerific series is so beautiful it is really amazing these are hardy hibiscus, perennial from zones 4-9. Almost everyone can relish in their beauty. Choose a site with plenty of sunlight – the more the better. I have morning sun and filtered afternoon light here in west Georgia. The hibiscus blooms on new growth, so it is important to keep it growing vigorously throughout the season.

Keep them well fed and watered during droughty periods.

You will not need a superbloom fertilizer however, just use a slow released, balanced fertilizer given out in regular small monthly applications. Water daily if you are growing in containers during the summer. Nutrients will quickly leach from the soil, so apply a dilute, water-soluble fertilizer weekly or add controlled

release granules per label recommendation.

The National Garden Bureau hit a homerun with the designation of 2021 as The Year of the Hardy Hibuscus. You’ll think so too if you try some of the Summerific Series.

Norman Winter, horticulturist, garden speaker and author of, “Tough-as-Nails Flowers for the South” and “Captivating Combinations: Color and Style in the Garden.”

Follow him on Facebook @ NormanWinterTheGardenGuy.

STEVE ALTERMATT, Boulder’s #1Realtor

Steve sells more homes in Boulder than any other Realtor or real estate team!

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Here Summerific is photographed in July creating a idyllic cottage garden partnership. (Photo: Norman Winter/TNS).

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By Norman Winter Tribune News Service (TNS)

4211 Sugarloaf Rd

2410 Vassar Dr

1905 Lehigh St

1012 Albion Rd

2990 Carnegie Dr

Breathtaking 3,340 sf estate with 4 beds & 4 baths, 15+ acres setting professionally landscaped, architectural detail with high-end finishes and excellent workmanship.

Open, great room with 17’ vaulted ceilings and floor to ceiling windows, natural stone hearth fireplace, & Chef like kitchen.

Beautiful 3,107sf remodeled home with 4 beds & 3 baths located on a south facing ridgetop lot with panoramic, uninterrupted views to the south and west! Lower level has been used as an ADU or a great home office w/ separate entrance.

Open & sun-filled 2,510 sqft, 4 bedroom, 2 bath home sits high on a ridge on an oversized, near 1/4 acre lot with commanding views of the Flatirons, Bear Peak, and acres of Boulder’s open space & mountain parks.

Remodeled 3,127sf 2-story with 3 beds & 4 baths and room to add more bedrooms in the partially finished basement. Oversized lot bordering a creek & pedestrian path. Great master with walk-in closet & beautifully remodeled 3/4 bath.

Wonderful 1,725 sf 2-story home with 3 beds & 2 baths backs to the Mesa Draw. Open main floor with hardwood floors. Kitchen overlooking the backyard features center island, ss appliances, gas range/oven.

$1,999,000

$1,985,000

$1,595,000

$1,200,000

$1,075,000

Steve Altermatt, CRS 303-441-5669

www.SteveAltermatt.com • steve@stevealtermatt.com www February 19-20, 2021

ATHOMECOLORADO.COM

17

Boulder’s Independent Real Estate Professionals

7097 Jay Rd $1,495,000

14 acres, water rights and farmhouse.

8249 N 39th St $2,700,000

2 homes on 37 acres with Lefthand Creek and water rights with Left Hand Ditch.

11715 Vermillion Rd $1,050,000

12800 Foothills Highway $1,975,000

19 acres, water rights, 3 bedroom home.

3-bedroom home on 5 acres, water rights with Highland Ditch, privacy and views.

Caught with our Pants Down

10650 N 75th St $990,000

20 acres, outbuildings, new septic system and water rights with Davis and Downing Ditch.

18

AT HOME COLORADO

I speak for myself and Texas here, but both parties were ill prepared for the Artic blast we have just experienced.

In my case it was on account of pure slothfulness that I had a pipe freeze, but fortunately we caught it before anything burst. Our sympathies go out to other souls who were less fortunate. Two days of water usage like most of the third world is subjected to every day was enough of a reminder to pay more attention next time. But still Colorado weather is misunderstood. Certainly, walking the dogs in sub-zero temperatures in a gentle but frigid breeze was excruciating, but the retrievers thought they were on the beach! Next day was well below freezing but with the sun out and no wind, it was really one of those magical Colorado winter days. Now 32 degrees feels balmy, but the reality is that we are not fully equipped to withstand those freak conditions.

1040 5th St Unit 2 $550,000

3311 sq ft industrial unit in Lyons.

303.444.3177 klrealty.net team@klrealty.net BOULDER DAILY CAMERA / LONGMONT TIMES CALL

Make one of these great properties yours! www.RealEstateInNorthernColorado.com Take look at this beautiful Take a look atathis home onLog 1.8home acres on with 100 feet40 of acres river frontage! with over $300,000 in improvements in the past 10 years!

580 Road,Loveland Loveland, |CO$675,000 80537 | $925,000 224 Saddle Jasper Notch Lake Road, 4 Beds | 3 Baths | |4 Bathrooms MLS# 933463| 3,154 | 3300Total Square Foot Home 5 Bedrooms Square Feet This recently has a riverside perfect for Wait to updated see you home the amazing 2 chefoutdoor kitchen space with over $100,000 in entertaining! Enjoy the calming sounds of the water on the back deck or show upgrades alone!

Property includes a detached barn and additional off fishing skills in the comfort of your own backyard. Located less than 30 mins pad with septic, and power ready to go! away building from Loveland and cistern, Estes Park!

MAKE ONE YOURS! www.RealEstateInNorthernColorado.com ONE OF THESE GREAT PROPERTIES YOURS! 138 Acres Land!

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4151 Wilderland Wilderland Way, Loveland Loveland 04151 Hertha Ridge Road, Berthoud $925,000 MLS# 877823 $900,000 877823 $375,000 ••• MLS# MLS# 933067 With 5 for Approved Building Lots Approved Multiple Residences!

138 Acres of Vacant bordering Devils 138 Acres ofatVacant Land bordering Take a look thisLand amazing land with Backbone Only 15located minutes to Devil’s Backbone Open Space!

Only just 180 degreeOpen viewsSpace! conveniently Downtown Loveland but feels like a world 15 minutes to Downtown Loveland butto outside of Berthoud!

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Callaway! for more details or details feels athe world for more enjoylike all benefits ofCall Northern Colorado to schedule a tour! or to a tour! including anschedule abundance of wildlife.

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79Wilderland Green Mountain Drive 671 Eiger Road, Livermore 4151 Wilderland Loveland Wilderland Way, Loveland 4151 Way, Loveland $465,000 MLS# 900115 $925,000 877823 $75,000 $900,000 MLS# 877823 $900,000••••MLS# MLS# 920886 931375 3 Beds Baths • Total Sq. Ft. 1992 With•52for Approved Building Lots Approved Multiple Residences!

Take lookof at this quaint cabin sitting on 138 Acres Vacant Land bordering Devils Take aa look 3.3 acre gently sloping 138 acres ofat vacant land bordering Devil’s 138 Acres ofthis Vacant Land bordering half an acre overlooking Pinewood Reservoir Backbone Open Space!

Only minutes to lot with a great site in15 Backbone Openbuilding Space!

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2800 Kyle Road, Circle Loveland 2312 Saddle Notch $625,000 • 921582 $250,000 • MLS# MLS# 898211 921582

5 Beds • 4 Baths • Total Sq. Ft. 3943 Come see in desirable Looking forthis landhome with Views?

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www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

February 19-20, 2021

ATHOMECOLORADO.COM

19

STYLE AT HOME

A fresh look with spring bedding

By Katie Laughridge Tribune News Service (TNS) Is there a better feeling than crawling into a freshly laundered and made-up bed? Sinking into a feather-soft duvet, slipping between crisp, cool sheets and lounging on the firm but forgiving mattress is truly what sweet dreams are made of. Can I be honest with you, dear reader? Going to bed is my most favorite time of day.

This is the prime time of the year to bring a fresh look to your home, and of course, this includes the bedroom. With warmer weather approaching (slowly but surely), it is time to put the heavy extra quilts and blankets back into the cedar chest and bring out the spring.

Our lovely bedding experts have been busy switching looks out and imparting a few tips and tricks to the perfect spring bed.

Neat and neutral I love everything about a neutral bedroom.

Playing with light tans, creams and whites is both soothing and interesting. You don’t need a rainbow of color to showcase a creative and fun personality. This ready-made oversized floral duvet and pillows pairs perfectly with a variety of custom pillows and features some of my favorite textiles and trims.

When it comes to accent pillows, I am always looking for rooms in which to put

carries looks through the seasons, perfect for warming up in the winter and brightening up in the spring. For this current look, we added fresh spring green in peppy patterns to offer a pop of energy. Quick tip: Do you struggle with pattern mixing? It can happen to the best of us. We love a medium-scale plaid mixed with a small-scale geometric and a floral or animal print. This bed is the perfect example.

Navies and denim can be paired with a plethora of colors and patterns. (Photo: TNS).

fawn fabric. With its wild yet delicate pattern, it truly is an element perfect for any space.

Adding in fan-favorite leopard tape on the white front accent pillow and edging the white linen in a beautiful tan ruffle adds depth and interest to the bed without sacrificing the color scheme. Quick tip: The second row of pillows is there to add volume, so using a solid linen is the perfect choice, since you only notice the beautiful ruffle from the front.

Dreamy denim Just like your favorite jeans, this dark wash denim look never goes out of style. Navies and denims can be paired with a plethora of colors and patterns – there really is no way to pair them wrong. The colors’ versatility also

Stunning stripes This blue, white and tan duvet is perfect for pairing with our favorite fawn textile.

A neutral color scheme with a twist of color makes this bedding timeless and classic. The embroidered fabric is a great way to tiptoe into incorporating textured embroidery into your room. Embroidered fabrics can be overwhelming, especially when used on such a large surface area, so it can compete with other bold patterns in a space. However, this largescale pattern is perfect for mixing, as it plays well with others without being a solid. Quick tip: No bed is fully made without a statement pillow. This is a wonderful place to put that daring fabric you’ve been eyeing, like this gorgeous pagoda print.

Adapted from nellhills.com. Katie Laughridge is the owner of Kansas City interior design destination Nell Hill’s.

For more information, contact Katie at info@nellhills.com.

FEATURED AGENT Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452

MARY ROMANO Blue SkyAlliance Colorado Real Estate Re/Max Coldwell Banker Residential

303-588-8433 homes@maryromano.com Read Mary’s At Home profile at:

http://athomecolorado.com/mary-romano

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Visit our Virtual Tour and Apply Today for 2021-22! Sign up for A Virtual Open House at ir ir Flagstaffacademy.org Flagstaf Flagstaffacademy .org g 20

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THE PATRICK DOLAN TEAM Are you thinking about selling? Our top team is ready to help you navigate the process! Contact us today: (303) 441-5642 • patrick-dolan.com • patrickdolanteam@gmail.com

NEW LISTING!

NEW LISTING!

3175 17 TH STREET, BOULDER

4660 WHITE ROCK CIRCLE #1, GUNBARREL

4 Beds • 4 Baths • 2,766 SQ FT • Offered at $2,200,000

1 Bed • 1 Bath • 669 SQ FT • Offered at $269,000

Like-new in Central Boulder with stunning modern finishes!

West-facing condo at Hunter Creek with great amenities!

More Info & Photos: patrick-dolan.com/3175-17th

More Info & Photos: patrick-dolan.com/4660-white-rock

CLOSED THIS WEEK!

UNDER CONTRACT!

UNDER CONTRACT!

5084 COTTONWOOD DRIVE, GUNBARREL

7197 BLUEGRASS COURT, GUNBARREL

6851 GOLDBRANCH DRIVE, NIWOT

4 BD • 4 BA • 4,042 Square Feet Ranch-style. Lovely front & back patios!

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patrick-dolan.com/5084-cottonwood

patrick-dolan.com/7197-bluegrass

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GET IN TOUCH! February 19-20, 2021

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patrick-dolan.com

patrickdolanteam@gmail.com ATHOMECOLORADO.COM

21

Boulder Area Real Estate Statistics HOUSE SALES

Year to Date

January 2021 Statistics

Average Sales Price

Sold Listings Location Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total

Sold Inventory Avg. Sales Listings Price 60 141 $1,456,313 8 11 $698,500 30 21 $689,311 75 105 $655,062 13 4 $820,888 0 12 $0 15 47 $755,380 9 8 $1,656,039 20 53 $1,482,567 5 9 $736,800 235 411

Days on Market 70 58 66 45 46 0 74 88 85 8

Median Sales Price $1,280,000 $715,000 $595,000 $510,000 $732,550 $0 $665,000 $1,400,000 $998,500 $622,000

Location

Thru Jan-20 78 32 35 149 16 4 19 6 39 18 396

Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total

Thru Jan-21 60 8 30 75 13 0 15 9 20 5 235

% Chg (23.1) (75.0) (14.3) (49.7) (18.8) (100.0) (21.1) 50.0 (48.7) (72.2)

Thru Thru % Chg Jan-20 Jan-21 $1,244,355 $1,456,313 17.0 $569,938 $698,500 22.6 $680,648 $689,311 1.3 $559,111 $655,062 17.2 $661,419 $820,888 24.1 $351,750 $0 (100.0) $585,684 $755,380 29.0 $1,124,167 $1,656,039 47.3 $1,018,224 $1,482,567 45.6 $620,565 $736,800 18.7

CONDO & TOWNHOME SALES

Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total

Avg. Sales Price $540,137 $440,000 $434,000 $374,480 $350,143 $0 $0 $295,000 $398,929 $539,202

Days on Market 77 34 44 41 24 0 0 35 47 43

Median Sales Price $471,950 $440,000 $430,000 $369,950 $370,000 $0 $0 $320,000 $335,000 $380,000

Location Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior Total

Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior

Thru Jan-20 97 52 57 77 82 128 95 45 115 52

Thru Jan-21 70 58 66 45 46 0 74 88 85 8

% Chg (27.8) 11.5 15.8 (41.6) (43.9) (100.0) (22.1) 95.6 (26.1) (84.6)

Thru Jan-20 77 4 13 41 10 0 1 2 5 2 155

Thru Jan-21 64 1 10 23 7 0 0 3 7 9 124

Days on Market

Average Sales Price

Sold Listings Sold Inventory Listings 64 116 1 5 10 14 23 10 7 7 0 0 0 2 3 0 7 3 9 10 124 167

Location

Thru Jan-20 $932,500 $567,450 $680,000 $505,900 $567,500 $331,000 $525,000 $687,500 $725,000 $575,000

Thru % Chg Jan-21 $1,280,000 37.3 $715,000 26.0 $595,000 (12.5) $510,000 0.8 $732,550 29.1 $0 (100.0) $665,000 26.7 $1,400,000 103.6 $998,500 37.7 $622,000 8.2

Year to Date

January 2021 Statistics Location

Median Sales Price

Days on Market

% Chg (16.9) (75.0) (23.1) (43.9) (30.0) 0.0 (100.0) 50.0 40.0 350.0

Thru Jan-20 $639,767 $327,500 $364,115 $328,034 $349,350 $0 $399,999 $253,900 $307,180 $390,000

Thru Jan-21 $540,137 $440,000 $434,000 $374,480 $350,143 $0 $0 $295,000 $393,929 $539,202

% Chg (15.6) 34.4 19.2 14.2 0.2 0.0 (100.0) 16.2 28.2 38.3

Location Boulder Erie Lafayette Longmont Louisville Lyons Mountains Niwot Plains Superior

Thru Jan-20 89 96 57 55 61 0 65 142 61 89

Thru Jan-21 77 34 44 41 24 0 0 35 47 43

Median Sales Price % Chg (13.5) (64.6) (22.8) (25.5) (60.7) 0.0 (100.0) (75.4) (23.0) (51.7)

Thru Jan-20 $482,400 $287,500 $377,500 $325,000 $327,000 $0 $399,999 $253,900 $314,000 $390,000

Thru Jan-21 $471,950 $440,000 $430,000 $369,950 $370,000 $0 $0 $320,000 $335,000 $380,000

% Chg (2.2) 53.0 13.9 13.8 13.1 0.0 (100.0) 26.0 6.7 (2.6)

Data Source: IRES- Information Real Estate Services

Real·tor noun

An expert who will search for your dream home.

Help find you one. And then volunteer in your neighborhood to make it better. Ask your home search app to do all that.

REALTORS® are members of the National Association of REALTORS®

Boulder Area REALTORS® - Building Community since 1940!

22

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Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

SELL YOUR HOUSE

List your house and start packing.

Rentals Adult Park 55+ in Grand Mdws MHP #99, Longmont Gorgeous home w/island kitchen, covered porch 2BD/2BA $65,950. www. roseaffordableliving. com (303) 946-0865

Water Mineral Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201 TURN USED ITEMS into quick cash with Classifieds!

NE Longmont 1BR Apt: $900/month + deposit, Trash, Gas, Water Paid.

303-941-2158 or email Slavenski8@aol.com

DRIVE YOUR WHEELS!

Foothills Apartments in Loveland: Valentines special 1/2 off first month.

2BR 1BA- $1195/month, water, sewer & trash included, Washer & Dryer in Unit.

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DRIVE YOUR WHEELS!

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List your car, RV, ZERO DOWN ZERO DOWN boat or motorcycle EZ Credit fix if needed EZ Credit fix if needed and get ready Call Ron Call Ron 303-428-9377 303-428-9377 to roll!

Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

LOOKING FOR A JOB? TURN USED ITEMS We’re your #1 source in into quick cash print and online for the with Classifieds! latest jobs in the area.

List your car, RV, boat or motorcycle and get ready to roll!

Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

FIND IT. OWN IT. WORK IT. SELL IT.

$75, 5 lines, 30 days.

To place your ad, call 303-466-3636 or 970-635-3650 Or visit

FrontRangeClassifieds. com February 19-20, 2021

303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND ATHOMECOLORADO.COM

23

RECENTLY LISTED HOMES UNDER CONTRACT

BOULDER | 3150 IRIS AVENUE F-111

BOULDER | 1489 PATTON DRIVE

BOULDER | 3365 FOLSOM STREET

2 BR * 2 BA * 958 TSF (931032) * $359,900

3 BR * 3 BA * 2235 TSF (931266) * $950,000

4 BR * 5 BA * 3570 TSF (932054) * $2,395,000

UNDER CONTRACT

BLACK HAWK | 1275 LODGE POLE DRIVE

BOULDER | 4737 MCKINLEY DRIVE

BOULDER | 4495 MOORHEAD AVENUE

4 BR * 3 BA * 2598 TSF (933242) * $799,000

4 BR * 3 BA * 2833 TSF (933256) * $750,000

5 BR * 2 BA * 1679 TSF (933294) * $780,000 UNDER CONTRACT

BOULDER | 4660 WHITE ROCK CIRCLE 1

BOULDER | 3850 PASEO DEL PRADO 16

NEDERLAND | 13 WILDEWOOD DRIVE

1 BR * 1 BA * 669 TSF (933323) * $269,000

3 BR * 2 BA * 1264 TSF (933330) * $495,000

3 BR * 3 BA * 2870 TSF (933416) * $659,000

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2425 Canyon #110 | 1320 Pearl 24

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