At Home Colorado - Boulder County Edition

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

Colorado Home & Real Estate | AtHomeColorado.com

Love Your Kitchen Counters Again

Quick Guide and Featured Virtual Tours

Colorado Counties in Top 10 for Remote Workers to Call Home

What Can I Do With A Spare Room?

Looking for a home? View comprehensive listings and local open houses and virtual tours taking place across the region.

Douglas, Broomfield and Boulder counties are top spots for remote workers across the nation to call home, according to a new study by the National Association of RealtorsÂŽ (NAR).

Extra rooms can serve a variety of purposes, and with a little planning you can establish a space that will make your home a happier place to be.

September 18-19, 2020

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THE LIGHTER SIDE COLORADO HOME AND REAL ESTATE

Six months of this column: Your hard-hitting questions answered real estate, done a wee bit of staging, and completed too many remodels.

But mainly I’m just a geeky home nut who gets to write about stuff I like.

CONTRIBUTING WRITERS Mary Lynn Bruny Tom Kalinski Sean McIllwain Rick Jacquemard Adrian Card Duane Duggan Darren Thornberry Jennifer Day Lee Nelson Cathy Hobbs Paul F. P. Pogue Same writer, different decade. (Photo provided by Mary Lynn Bruny.)

ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano EDITOR/SPECIAL FEATURES COORDINATOR Greg Stone

At Home is an advertising supplement of the Boulder Daily Camera and Longmont Times-Call. ©2020 Prairie Mountain Media.

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To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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This week marks six months I have been writing this column. Yah, time flies when you’re quarantining during a global pandemic and the world is going

BY MARY to hell in a hand basket. Every week LYNN BRUNY since I started I have received kind e-mails from you readers. Thank you!

I know I hit a sweet spot here: Many of you are stuck at home and reading more than ever before. Times are bleak and you have a pretty low bar for entertainment. You just want a break from bad news and are grateful for something even mildly diverting.

Lately I have gotten e-mails from folks who say they are “regular readers.” I assume they are not referring to their digestive tracts, but to their reading habits. Sometimes they ask questions about my writing.

Thus I thought I’d take this occasion to answer a few: How long have you been writing like this?

I began slice-of-life writing when dinosaurs roamed the earth. In middle and high school my column was called something like “Girl Talk.”

In college I got deep with “Mary’s

Musings.” When I was a young thang and the Boulder Daily Camera was print only (pre-internet!), I had a column entitled the grammatically painful: “This n’That.” As you can surmise, I’ve always been drawn to hard-hitting, cutting-edge journalism about minutia.

You use many folksy terms.

Is this from growing up in the Midwest?

Yeppers. And, geez, even though I’ve lived in Colorado way longer than Ohio, I still occasionally like a pop (that’s Ohio for soda) with my Campbell soup casserole, doncha know. But listen, I’m not all Gomer Pyle. I have also been known to swear on occasion. But since this is a family newspaper, I try to limit my cursing and keep it polite. But, damn it, sometimes it’s hard.

How do you come up with your article topics?

Article ideas are like weeds: they just pop up whether I want them or not.

Like a hoarder I keep scrap paper and pens everywhere, and then write semi-illegible notes day and night, mostly at night around 2 a.m. Very annoying.

Do you have home-related professional credentials?

Not really. I have worked a little in

Do you have a blog?

This is on my to-do list right after “Learn what a blog is.” (“Blog” to me sounds like the noise our cat makes when she throws up. Or is that more “blurp”?) Anyway, starting a blog is my 2021 goal, assuming the planet has not imploded by then. When I do I’ll let you all know (and explain how to use for my computer-challenged readers).

Do you realize how often you don’t write complete sentences, just incomplete phrases?

Gosh, really? Dang. Had no idea.

So unprofessional. Certainly not a hallmark of excellent journalism.

Hmmm. Need to work on that.

Seriously. Sheesh.

Do you exaggerate your personal stories? Are they even true?

Why make stuff up when life is so darn entertaining as is? I don’t have a good enough imagination to match what life throws down the pike. However, I have been told I exaggerate like 1,000 times a day.

And who doesn’t love hyperbole?

I would just curl up in a ball of despondency if I couldn’t use hyperbole. Seriously, just waste away from literary sadness. Good thing I have this column!

Mary Lynn Bruny is a Colorado freelance writer. Contact her at ml.bruny@comcast.net. To read previous articles, go online to www.athomecolorado.com/ ?s=mary+lynn+bruny.

FESTIVALS // CONCERTS // ART THEATER // FOOD + DRINK VIEW ALL EVENTS AT: COLORADOBOXOFFICE.COM DAILY CAMERA / TIMES-CALL

REAL ESTATE NEWS

Colorado counties in top 10 for remote workers to call home Douglas, Broomfield and Boulder counties are top spots for remote workers across the nation to call home, according to a new study by

BY TOM the National KALINSKI Association of RE/MAX of Boulder Realtors® (NAR).

The study scores 3,142 U.S. counties to identify the best places to work remotely based on internet connectivity, percentage of workers in office-related jobs, home affordability, urbanization and county population growth.

Douglas County ranked No. 2 nationwide with its 842 square miles of striking natural beauty located 20 miles south of Denver and 20 miles north of Colorado Springs. Metros in Douglas County include Castle Pines, Lone Tree, Highlands Ranch, Larkspur, Parker and Roxborough.

In 2018, 11.7% of Douglas County workers worked from home, 95.5%

Douglas, Broomfield, and Boulder counties are top spots for remote workers across the nation to call home. (Photo: Unsplash).

had broadband, and 21.4% of homeowners spent more than 30% of their income on housing.

On the north side of Denver lies No. 9-ranked Broomfield County.

Located equidistant between Denver and Boulder, Broomfield County offers beautiful Front Range mountain vistas and a thriving corporate and residential community.

In 2018, 9.9% of Broomfield County workers worked from home and 23.6% of homeowners spent more than 30% of income on housing.

Boulder County claimed the No. 29 best place to work from home.

With more than 300,000 residents, Boulder County includes some of the most diverse and stunning landscapes and sustainable development along the Northern Front Range of Colorado. Towns and cities include Boulder, Erie, Jamestown, Lafayette, Longmont, Louisville, Lyons, Nederland, Superior and Ward. In 2018, 11.5% of Boulder County workers worked from home, 89.6% of households had broadband, 90.4%

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of households had a computer, and 26% of homeowners spent over 30% of income on housing.

Forsyth County, Ga., topped the new NAR study on the best places to work from home. Texas leads all states with seven counties among the top 30 for remote work, followed by Virginia with four, and Colorado and Georgia with three each.

Due to COVID-19, more than half of employed Americans worked from home since March 2020. This newly found remote work experience has dominated our lives over recent months and given many Americans a new view of work that may well change where we choose to live.

“The coronavirus pandemic greatly accelerated the number of workers who are able to work from home,” says NAR Chief Economist Lawrence Yun. “Possibly a quarter of the labor force may be permitted to work from anywhere outside of the office even after a vaccine is discovered – compared to only 5%

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REAL ESTATE

Playing the numbers game: Strategies for picking a perfect price

You’re ready to sell your home.

You’ve connected with a savvy agent, worked through the comps, and determined a sales price. But before you officially list,

BY SEAN make sure you MCILLWAIN put thought and MOD Boulder strategy into your asking price, to help your property stand out in the sea of listings.

In the real estate world, marketing researchers have extensively studied how pricing impacts buyers’ behavior.

This phenomenon is known as the psychology of pricing, or the idea that certain numbers can heavily influence our perceptions and actions.

With data to back up the theory, this isn’t just another trendy-and-fleeting concept peddled by marketing nerds.

And because of the high stakes in a real estate transaction, there are even more specific strategies to consider; we’re not just hawking a cup of artisanal coffee here, we’re selling a home – and even a lifestyle.

While marketing gimmicks won’t get you very far in real estate, there are some nuances you can implement to help your listing speak to more potential buyers. Let’s dive in.

Charm pricing We’ll start with marketing 101: charm pricing. All those nines you see after the decimal point in the grocery store?

They’re there because we read from left to right, so when we encounter a price at $1.99, we see the one first and

perceive the price to be closer to $1.00 than it is to $2.00. Essentially, ending a price in a nine convinces us that we’re getting a deal.

Does this theory translate to real estate? An analysis of four million home sales shows that yes, you’d be wise to round your list price down to the nearest $9,000 to entice potential buyers. For example, if you determined your fair market value at $854,000, you may be better served with $849,000 to draw in more offers.

Another consideration is your buyers’ budget: since most buyers cap their budget at a round number like $850,000, your listing may appear in more searches if you price just below it. But fair warning: don’t go crazy with the nines – a number like $849,999 screams of suspicious desperation.

One caveat: avoid this tactic if you’re pricing a high-end property. It’s been proven that consumers are more likely to feel good about spending $40.00 on a bottle of champagne than $39.72 or $40.28. Using this same logic, when selling a luxury listing, using a round number is a winning strategy.

Precision pricing Another marketing tactic is precision pricing. A 2007 study shows that buyers are willing to pay more when you set a precise – rather than rounded off – price point.

This strategy is effective when you’re dealing with large numbers (think $1,000,000 and up). Precise numbers trigger an association with value, thereby influencing people’s

Remote workers (continued) prior to the pandemic – and this will greatly change the landscape of where people buy homes.”

Where people choose to live has long been tied to where they work, which used to translate into a home that provided a work commute no longer than 30 minutes. But even before the pandemic, smaller metro areas were experiencing rising popularity among millennials and older members of Generation Z. Increasingly, these groups were moving to smaller metro areas for lower housing costs and less dense living.

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Now, the remote work trend could have a big influence on future home buying decisions, reports NAR. “With some organizations expanding remote work options and as more people show an ability to remain productive from home, we may see buyers see larger properties that offer space for a potential home office and other features that have become more valuable as a result of this pandemic,” says Vince Malta, NAR’s president. “The growing trend and historically low mortgage rates are spurring potential home buyers to consider a broader

perception that they’re paying the best – and most precise – price.

Additionally, using the strategy of exactitude – in your counter offer in particular – can be very effective.

When you counter, make the number so specific that it appears as though you must have that number to sell.

You want it to seem like the number is thoroughly thought-out, whereas if you countered with a rounded number, buyers know that you’re just tossing something out there.

condition where people have an extreme superstition toward the number 13. Selling your home for $1,313,000 will only add to a superstitious buyer’s irrational numeric fears – especially if you host an open house on Friday the 13th.

Numerology Boulder being Boulder, it’s no surprise that numerology is often a standard consideration in a real estate transaction. While I’ve just espoused the benefits of round numbers for a luxury listing, choosing a seven, eight, or nine as the last digit of your listing price shouldn’t be completely dismissed. As an example, in Nevada, where 777 represents the jackpot on slot machines, you’re three times more likely to see that lucky trio appear in the asking price than anywhere else in the country.

It also pays to consider cultural beliefs and values. In Chinese culture, for example, the number eight has special significance, including house numerology. The Chinese word for eight (pronounced “ba”) sounds very similar to the word for “wealth” or “fortune” (pronounced “fa”), making it an auspicious number.

In many cultures, the number 13 is unlucky. That’s right, triskaidekaphobia is real – and real estate proves it. More than just a mouthful, triskaidekaphobia is a

Cushion pricing Last but not least, choose an asking price with built-in wiggle room. Even if your home is perfectly priced, some buyers simply refuse to pay full price – and a reduction of just a few thousand dollars is all they need to feel satisfied.

By adding a mere one percent to your asking price, you’ve added built-in negotiating room without giving up much on your end. Often, this method allows for a win-win situation for both buyer and seller.

As you’ve probably surmised by this point, dialing in the perfect asking price for your home is part science, part intuition, and part psychology.

From understanding comps to implementing marketing tactics, your listing price should be thoroughly thought-out before it hits MLS. You’ll also want a broker who can be your realistic level-setter, and who has their finger on the pulse of the local real estate market. Once you’ve dialed in your perfect number, sit back and watch the offers come in, because you played it smart and priced it right from the start.

Sean is the founding broker of Mod Boulder Real Estate and the principal pedaler at Club Mod Cycling.

Call 720.252.6051, e-mail sean@modboulder.com or visit modboulder.com.

range of options and rethink what’s important to them in the long term.”

NAR identified the following top 10 counties for working from home:

Read the full study at: www.nar.realtor/research-andstatistics/research-reports/workfrom-home-counties.

• • • • • • • • • •

Forsyth County, Ga. Douglas County, Colo.

Los Alamos County, N.M. Collin County, Texas Loudon County, Va. Hamilton County, Ind. Williamson County, Tenn.

Delaware County, Ohio Broomfield County, Colo.

Dallas County, Iowa

Tom Kalinski is the broker/owner of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40year background in residential and commercial real estate. For questions, e-mail Tom at tomkalinski33@gmail. com, call 303.441.5620 or visit boulderco.com.

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Do you pay attention to online product reviews? Certainly, in the days when organic ranking counted, we felt driven to get [positive] client reviews on our website. Unsurprisingly the practice has morphed and crept into online marketing—both with faked positive reviews and now with fake negative reviews on competitor’s sites. Some reviewers have been involved in posting bogus reviews in exchange for freebies and fake online reviews are being traded on the internet. I have had occasion to question some product reviews, and now maybe I can explain it to myself.

As with movie recommendations and travel destinations, it is frequently better to make your own judgement call.

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ASK THE EXPERT

Understanding your home inspection report Whether you’re buying or selling a home, the home inspection is a critical element in the process.

The home inspection is an opportunity to

BY RICK get a professional JACQUEMARD inspector’s Flatirons Home Inspections unbiased view of the exact condition of the property There are some basic tips that can help you understand a home inspection report more effectively. By taking a few minutes to familiarize yourself with these tips, you will be able to get the most out of your inspection and be able to speak freely about it with your home inspector.

Do a walk-through of the inspected property with your inspector. Most inspectors will most likely have completed an inspection and then ask you and or your realtor to join them on a walk-through of

the property. By doing an inspection and then a walk-through with clients the inspector will have, in essence, done the inspection twice. You should feel free to ask questions if, at any point, you don’t understand what the inspector’s looking at or talking about. Most professional home inspectors will be more than happy to explain things as they go along and answer any questions you may have. During COVID-19, some inspectors offer virtual walk-throughs of inspection over platforms such as Zoom.

Although inspections will cover most aspects of the house from the shingles on the roof to the basement/foundation and everything in between, certain sections cover areas that may have a larger financial impact. This can be due to the cost of the repair or the fact that it could be dangerous to ignore a repair. Some of these would be: Electrical systems This area must be up to code and

in good condition. If your inspector is talking about things like GFCI, aluminum wiring or double lugged breakers and you have no idea what they are, ask.

Roofs Be sure the roof has been checked for signs of damage to shingles or other roofing materials, damage to gutter systems, flashing and or chimneys. The age of the roof should also be noted in the report. A typical asphalt shingle roof will last approximately 30 years in most areas.

HVAC systems The age and functionality of heating and cooling systems should be checked. Your inspector may recommend service by an HVAC professional based on the age and available service records of the system. HVAC systems have different life expectancies based on the type of system, i.e. boiler, forced air, electric etc. Ask for an estimate of remaining life of the systems.

Plumbing The general home inspection should cover all interior plumbing. If the house is older, are any of the pipes made of lead? Depending on the age and location of the home you may want to have a sewer scope performed by a sewer/plumbing company to determine the condition of the pipes outside the house.

The most important thing to remember about a home inspection is never be afraid to ask questions, whether it is during the walkthrough or after you receive the final report from the inspector.

Often, home buyers will think of more questions after reviewing an inspection report, give your inspector a call if you do.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

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HOME AND GARDEN

Final call for 2020 local produce

By Adrian Card Colorado State University Extension Boulder County It is a grand understatement to assert that life has been an interesting ride for 2020. Our food system and consumer behaviors during this time have made it through some challenging adjustments and still many Americans are food insecure.

As summer fire and smoke abruptly gave way to September freeze advisories, it appeared our Northern Colorado outdoor growing season was coming to an end September 9. But Mother Nature bats last and only low-lying fields got cold damage. This was a seasonal fake out of the highest order. Even I was sounding the alarm bells and undoubtedly many farmers, hedging against losses, harvested some crops, row covered others where possible, and simply hoped for the best.

The optimists won that round and thankfully we will see more crop harvest in the near term.

Peak harvest season thankfully goes on for growers and for us

indulgent lovers of local food. This is a great for kitchen creatives and even better for farmers.

If you’ve been on the fence, waiting to visit the farmers market, place an online order, or patronize a farm stand, this is your final call.

We’ve gotten our warning shot. The seasonal change will be upon us soon.

Maybe some growers will make it past the next wave of cold weather.

Make it through the first frost and often there are several more weeks before the next. And they need it. Many have incurred additional costs to pivot from reduced volume or dead-end sales channels (think restaurants), staffing up for record CSA shares and/or launch and management of online sales platforms, increased communications, etc.

This is more than a plea to patronize local businesses. It is call to action to support the new look of a more resilient food system. In my view, food systems are much like ecosystems. The more diverse they are, the more organisms performing both different roles and similar roles,

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the more reserve function there is in the system and should something injure part of it, the more likely it is to continue to perform the services needed for others players in the food system. Are we going to see the end of supermarkets? Nope. End of convenience motivating consumer decisions? Not a chance. But the cobenefits of food system diversity are worth noting.

Not only do we get connection to the seasonal pulse of local harvest, something dumbed down for us in many grocery stores or simply nonexistent, but through farm patronage we invest in land stewardship, vistas, and ecosystem services. I find myself experiencing many days in front of computer monitors. If I didn’t have mixed vegetable farming in my experience, I would have no clue when harvest happens in Colorado.

I wager many of you are the same with no reference point for what was once common sense less than 100 years ago. We get lost in an increasingly digital, modern society and disconnected from nature. Farms reconnect us. And they increasingly

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implement farming practices that conserve water, soil, pollinators, and wildlife while providing open, undeveloped lands sequestering soil carbon, recharging ground water, and the ongoing flow of irrigation ditches that are a hub for wildlife habitat on the plains.

None of this comes for free.

Farming is risky business and 2020 has brought this to a crescendo, following massive crop losses in 2018.

For those who can, would you invest in our local food system?

Anywhere you can, buy local at your supermarket, farmers market, online, CSA, farm stand, and the impact of your efforts will go further than your upcoming meal and immediately help with farm cash flow. They ripple out into the ecosystem and create a more diverse and resilient food system.

For more information on agriculture in Boulder County, visit the CSU Extension Boulder County website at boulder.extension.colostate.edu/ agriculture.

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© MMXX Sotheby’s International Realty Affiliates LLC. All Rights Reserved. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated. Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks licensed to Sotheby’s International Realty Affiliates LLC.

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GRANDVIEW HEIGHTS PATIO STYLE 1206 Rodeo Ct LONGMONT $625,000, 4 Beds, 3 Baths, 3037 SqFt

MODEL HOME W/ INCREDIBLE FINISHES 535 Gallegos Cir ERIE $450,000, 2 Beds, 3 Baths, 1988 SqFt

LARGE YARD W/ SHADY PATIO 500 Wellington Ave LAFAYETTE $449,900, 2 Beds, 2 Baths, 1240 SqFt

REMODELED TOP TO BOTTOM 401 Cypress St BROOMFIELD $429,900, 4 Beds, 3 Baths, 1707 SqFt

EASY LIVING NEAR SLOANS LAKE 2809 Xavier St DENVER $410,000, 2 Beds, 1 Bath, 699 SqFt

ALL NEW EVERYTHING 2024 Timon Cir 170 LAFAYETTE $409,900, 4 Beds, 4 Baths, 1890 SqFt -2 12 Sat n e Op

LARGEST RANCH IN OLD TOWN 236 Iris St BROOMFIELD $385,000, 4 Beds, 3 Baths, 2762 SqFt

TURN KEY CONDO 10487 W Hampden Ave 204 LAKEWOOD $309,900, 2 Beds, 2 Baths, 1157 SqFt

LARGE FENCED COBBLESTONE PATIO 1805 Chalcis Dr 39-B LAFAYETTE $285,000, 2 Beds, 1 Bath, 980 SqFt

Thinking of Selling?

Boulder 303.499.9880

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109 N Public Rd Lafayette, CO 80026

Call for Hyper-Local Neighborhood Stats or Nederland an Accurate Estimate of Your Home’s Value 303.258.7020

On Walnut 303.442.3180

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Boulder, CO 80302 Each office independently owned and operated.Nederland, CO

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AT HOME COLORADO

80466

Boulder 303.499.9880

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DAILY CAMERA / TIMES-CALL

REAL ESTATE

Make your home part of a multi-unit principal by $27,654. A loan on an $800,000 4-unit would start out at $772,000 (without financing mortgage insurance), and the principal would be reduced by $73,745,45. The principal reduction over five years would amount to $46,091 or $18,437 more equity built up than the single-family home example. The actual interest rate at the time of purchase affects these numbers.

When most people think of buying a home, condos, townhouses, or single-family houses usually come to mind.

It is very rare

BY DUANE that someone DUGGAN thinks of buying Realtor and Author a duplex, triplex, RE/MAX of Boulder or a fourplex in an owner-occupied situation. However, it could turn out to be an incredible opportunity for the right person or couple. Here’s why!

Low down payment available with FHA financing Typically, when someone buys a two- to four-unit as a non-owneroccupied investment, there is a large down payment required, usually in the 25- to 30- percent range. This down payment amount usually makes the thought of this insurmountable for most.

Welcome to FHA owner-occupied financing for two- to four-units. If you live in one of the units, you can purchase it with a down payment of 3-½ percent down, plus closing costs.

Living in a multi-unit may not be everyone’s idea of a long-term, dream, forever home, but it is a great way to start a real estate investment portfolio. Due to FHA loan limits, it doesn’t work in all markets.

The FHA loan limits (not purchase price) in Boulder County are as follows: • Duplex $824,450 • Triplex $996,550 • Fourplex $1,238,500 September 18-19, 2020

Loan limits are different from county to county across the country so be sure to check for the county you are thinking of investing in.

Appreciation As with any investment, there is no guarantee of gains. In most cases over time, real estate has gone up in value. Let’s say real estate might go up 3 percent per year in value.

If a first-time homebuyer buys a single-family home for $300,000 and it goes up 3 percent per year for five years, it has increased in value to $347,782. The increased value amounts to $47,782.

Instead, let’s say the first-time homebuyer purchases a four-unit for $800,000 and the value goes up 3 percent for five years, then the value has increased to $927,419. The increased value amounts to $127,419.

That amounts to $79,637 more than buying a single-family home. Is there more risk? Sure, the tenants could all move out and suddenly there is no income from the other units. Having a professional property manager with the other three units can help reduce that risk.

Debt reduction Anytime you purchase real estate with a mortgage loan, each month you make a monthly payment, the amount owed on the loan goes down a little bit. Over time, equity continues to build. To make a comparison using the example above over a five-year period, here is how it looks: A $300,000 purchase of a singlefamily home or townhome/condo with an FHA loan of $289,500 (without financing mortgage insurance) at 4% will reduce the

Cash flow The ultimate goal of owning real estate is to provide cash flow to live on. In the early years for the example above, this can be difficult. If you are considering a purchase like this, you need to look at exact numbers with your REALTOR®, mortgage, and tax professionals. You will need to compare your monthly outflow of cash buying a single-family home compared to what cash flow would look like if you bought a 4 unit for living in one unit and renting out the other three units. Let’s look at these examples below. $800,000 four-unit purchase (Longmont would be the most likely in Boulder County): • Down payment of $28,000 plus closing costs • Loan of $772,000 at 4%, 30-year amortization schedule • Live in one unit, rent the other three units at $1,200 per month or $3,600 a month coming in • Principal and interest monthly payment ($3,685) • Expense estimate ($1,440) Expenses on a four-unit might run about 30% of gross rent. In our example above, there is $3,600 coming in from three units. The owner-occupied unit value is assumed at $1,200 also. Therefore, a total rental value of $4,800 x .30 is $1,440. Actual expenses to review and total up should include a minimum of mortgage insurance, hazard insurance, taxes, utilities, property management and maintenance.

If numbers in this example proved to be true, the net outgo of buying a 4 unit, living in one, and renting the other three would be about $1,525.

Buying a single-family home or condo at $300,000: • Down payment of $10,500 plus closing costs • Loan amount of $289,500 at 4%, 30-year amortization schedule • Principal and interest monthly payment: $1,379 • Taxes, mortgage insurance, hazard Insurance, maintenance, and maybe HOA might total $450.

In this example total cash outgo could be estimated at about $1,829 a month.

Tax benefit possibilities When you invest in real estate, it is important to review tax benefits with a tax professional who can not only show you the tax benefits of being a homeowner, but also show you the possible tax benefits of being a rental property owner. One of the most important concepts to review is the concept of depreciation. It’s a tax deduction you get, but don’t have to spend money to get it. Depreciation can result in tax savings which ultimately improves the cash flow of the investment. Again, your tax professional can run an analysis for you.

Steps to move forward with this idea: 1. Visit with your licensed mortgage loan officer and see if you qualify 2. Visit with your tax professional to review any tax benefits 3. Meet with your Realtor® to determine the most appropriate properties to view and make offers on Real estate has proven to one of the best wealth building investment opportunities. Most people just don’t make the first step to get started.

With the right planning, buying a multi-unit and living in one of the units could be a great way to start your real estate investment portfolio.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

ATHOMECOLORADO.COM

11

COVERPROFILE

Miracle Method in Longmont, has been saving customers money and reinvigorating worn baths and kitchens since 2002. (Photo: Jonathan Castner).

Love Your Kitchen Counters Again

By Darren Thornberry for At Home Colorado

I

f you’ve been in your house for a while, chances are your kitchen countertops are laminate, tile or Corian. Laminate was all the rage in the 1960s and 1970s while tile had its heyday in the 1970s and 1980s.

Corian hit its stride in the 1990s, so where does that leave you in 2020?

Probably sick of looking at the same chips, scars, burns, stains and dirty grout day in and day out!

Laminate is usually one of the cheapest surfaces available. Many homeowners with a little know-how install it themselves. But it’s made from layers glued together, so damage to the surface happens pretty easily 12

AT HOME COLORADO

(think hot pots and sharp knives).

Ceramic tile is a more substantial countertop surface but it often falls prey to cracks, and it’s a magnet for stains and bacteria. It’s porous.

And tile grout requires sealing, at least once a year, to keep out stains, but that alone doesn’t mitigate the bacteria that thrive in the grout lines.

Corian isn’t porous, so it doesn’t need to be sealed, and it’s pretty easy to clean. But it’s a softer surface than granite or marble and can be dented, scratched and burned.

Before you resign yourself to replacing your kitchen counters, at a cost you don’t even want to think about, call Miracle Method in Longmont. If your counters are structurally sound and it’s just the

tops bringing you down, Miracle Method will repair and refinish your laminate, tile and Corian countertops in just two or three days with no demolition and at a fraction of the cost of granite or stone. They can even add a softer edge to your existing countertop! This is an awesome feature if your kids are at that unfortunate height where they’re prone to banging their heads on sharp corners.

Maybe there’s nothing wrong with the countertops, but the colors are just tired and dated. Miracle Method’s Natural Accents and Loft colors come in more than 30 varieties that amazingly look like stone.

These revolutionary new finishes for countertops, vanities and ceramic tile

are multicolor, with the texture of stone, but at a fraction of the cost of real granite, imitation granite or man made materials like Silestone, Corian or Swanstone.

Is the notoriously hard to clean tile grout giving you fits? Miracle Method’s tile refinishing makes grout a moot point by completely sealing it.

Do you have a weird counter layout?

With Miracle Method, no demo or weird measuring and cutting is necessary. Really!

“If your countertops are looking outdated, they’ve been damaged by cut marks or burns, or if laminate is falling off, it’s a good time to refinish them,” says Miracle Method in Longmont Owner Brian Weber.

“Miracle Method can save you up to DAILY CAMERA / TIMES-CALL

70 percent over replacing them. Our product is a great solution.”

Miracle Method’s proprietary seven-layer process will extend the useful life of your counters for 15 years or even more. And the method will seem like a miracle indeed when you see the gorgeous, long-lasting, durable finish. Natural Accents and Loft finishes are seamless (bye bye filthy grout), non-porous and impervious to water. If you’ve ever had the displeasure of watching your laminate bubble up with water underneath it, you’ll love Miracle Method. No water underneath. No kidding.

How does it work? Miracle Method’s painstaking preparation, proprietary MM-4 bonding agent, advanced coatings and final detailing sets it apart from other refinishers.

To start, the original surface is always completely cleaned and surface scratches and chips are filled and repaired.

Next the surface is treated with MM-4, which creates a molecular bond between the cleaned surface and the new coating. No other company uses all these steps and the

The Natural Accents line offers a stone look in a variety of colors for countertops, vanities and tile surrounds. (Photo: Jonathan Castner).

one-of-a-kind MM-4 bonding agent.

Cleaning? A breeze. Unlike granite countertops that need regular resealing and maintenance, Miracle Method finishes come clean with any non-abrasive, liquid cleaners or mild soap and water. No extra maintenance is required.

Let’s pause for some straight talk. When a company appears in At Home with a nice feature

showcasing their product or service, the worst thing the writer could do is misrepresent them. The credibility of both the writer and the company – in this case, Miracle Method – are on the line. If the writer said they were amazing, and every review online said something different, we’d have a big problem. Well, Miracle Method’s reviews on Yelp, Google and Angie’s list are overwhelmingly positive (you

Before and after photos of projects completed by Miracle Method. (Photos courtesy: Miracle Method in Longmont).

September 18-19, 2020

can verify). Here’s a sampling.

Yelp: “Had my countertops redone

by Miracle Method. They did a wonderful job. The countertops look up to date and brand new. The prices are great, would highly recommend! Maria F., Denver Google: “I can’t thank Miracle Method enough. They did a spectacular job in rehabbing my kitchen counters and I am certainly glad I did not do them myself with one of those DIY kits. Certainly worth the price as the longevity of the counters will without a doubt outlive the cost. Thanks Miracle Method. A+” - George G. Angie’s List: “This is by far the best company that I have ever used. From the first phone call to the finished project, they were professional, responsive, on time, and did excellent work. My newly refinished kitchen countertops look brand new and change the look of the entire kitchen. Sean, the technician who did the job arrived on time each of the two days, explained the process and when finished the kitchen was spotless. I would use this company again if I decide to refinish my guest bathroom shower tile and bathtub.”

Kitchen countertops are by no means all that Miracle Method can make better in your home. They can repair and refinish bathtubs, showers, vanities and floors. They install shower doors and retrofit Easy Step showers into handicapped-accessible bathrooms. Miracle Method even does commercial work in schools, hospitals, housing facilities and hotels.

Miracle Method is working safely amidst the pandemic. Their showroom is open although locked.

Customers in a single party are welcomed in, and when they leave, the showroom is cleaned before the next customers may enter. Masks are required. And Miracle Method’s technicians are of course masked and practicing appropriate distancing at all their work locations. The company isn’t messing around with COVID restrictions. They want every customer and staff member to be safe.

Miracle Method serves all of Boulder County and Arvada, Brighton, Broomfield, Northglenn, Thornton, and Westminster. 1822 Sunset Place, Suite A, Longmont; 720.574.1095; miraclemethod.com/boulder.

ATHOMECOLORADO.COM

13

closest to the box where the dishes were packed. Moving the plates made my prep area more efficient and saved a few steps – which may seem minor, but who has even a few steps' worth of energy to spare these days?

Engage in some gentle KonMari As you reorganize, think about what you have and whether you really need it; if you can shed it, get rid of it. Note what's worn out and needs to be replaced. If you can afford to replace that dull can opener, do it; if not, put it on a list for down the road.

Are you always struggling to find a spot for the milk? Consider reconfiguring your fridge setup to eliminate minor daily hassles. (Photo: Dreamstime/TNS).

HOME

Tired of cooking in your kitchen?

5 easy and cheap tips to organize and upgrade

By Jennifer Day Chicago Tribune I bought a plastic-bag organizer recently, and the other day, as I was shoving a grocery bag into its neat confines, I felt an overwhelming sense of satisfaction. It was an emotion that was hard to place, one that resided somewhere between calm – all too fleeting these days – and, dare I say it, joy?

So maybe you don't have the energy for a full Marie Kondo-style purging of your household, but if the novelty of home cooking has worn thin as the pandemic continues, consider a kitchen overhaul.

Here's a roundup of cheap – mostly free – tips for inspiration. If they sound like no-brainers, well, maybe they 14

AT HOME COLORADO

are. But both my husband and I have noticed how these minor adjustments have made our lives noticeably better – and easier. And who couldn't use an easier life right now?

Do a deep cleaning It may sound like a drag, but put on some dance music and see how much pent-up aggression you can work out.

Do all the crummy jobs: Get in the corners; clean the grease off the tops of the cupboards; pull out the stove and the refrigerator. Getting rid of that blanket of dust on the fridge motor will make it function more effectively too. You need a clean slate.

Rearrange your refrigerator.

Yes, clean it and throw out the longexpired condiments. But then, take

a look at the shelves. Are you always struggling to find a spot for the milk?

Consider reconfiguring them to eliminate minor daily hassles.

Rethink your drawers and cabinets What other annoyances could you eliminate with a bit of rejiggering?

Where else could you put the tongs that make the drawer jam every time you open it? How about employing a little-used vase as a utensil bucket so you don't even need to open a drawer for those tongs?

Could you streamline your movements around the kitchen if you shuffled what you have in your cabinets? I'm not sure how I chose the cupboard for my plates when we moved in; I suspect it was the one

Invest in a few organizers Here are my top picks.

A small, cardboard box (free).

Back when I tested a bunch of meal kits, one of the companies sent its produce in a small cardboard box (think shoebox), which I saved to keep onions, potatoes and other root vegetables in a dry cupboard. Should something rot in there – which hasn't happened yet – it can easily be discarded and replaced.

Hooks, hooks, lots of hooks (about $3-$20). Consider magnetic ones, 3M Command hooks that stick on with double-sided tape, or racks of hooks. I installed a large rack in our wastebasket closet for grocery tote bags, and a smaller utensil rack over a countertop.

A bin for pot lids ($6.99). I tried a few different options for organizing pot lids – all of which either didn't work as promised or chewed up too much space. I settled on a plastic file bin. The lids that used to spill all over two shelves of a cabinet, regularly crashing out onto the floor, are now neatly contained in less than a quarter of the same space.

A rack for plastic wrap and foil ($8.99). I resisted these racks for a while, thinking a drawer was fine, but then I thought of all the other things that could go in that drawer if I didn't have the clutter of boxes for parchment paper and foil and whatever else. It's a good way to make use of dead wall space or the insides of doors.

A plastic-bag organizer ($14.99).

I always thought these were ridiculous objects, especially since I'd tried to phase plastic bags out of our lives. But then we had a kid. Our organizer installed with double-sided tape in about three minutes, and has been brightening our trash closet – and our lives – ever since.

DAILY CAMERA / TIMES-CALL

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FOR MORE INFORMATION CALL 720-410-6100

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QUICK GUIDE

OPEN HOUSES // VIRTUAL TOURS LIST YOUR OPEN HOUSE OR VIRTUAL TOUR: Berthoud 610 Lene Ln $480,000 https://is.gd/eR1ZQX Mike & Marie Edwards Coldwell Banker Plains (970) 231-0495

Boulder 3715 Birchwood Drive #15 $480,000 https://is.gd/w5nMOH Terri Taydus WK Real Estate (303) 345-3256 4602 Starboard Dr $659,000 Saturday 12:00 PM-2:00 PM Kevin Murray RE/MAX Alliance (303) 818-9249 928 Grandview Avenue $699,950 Sunday 11:00 AM-1:00 PM Dale Pearson RE/MAX of Boulder (303) 818-5640 670 Quince Circle $749,000 https://is.gd/7fq3cw Kathy Jillson RE/MAX Elevate (720) 352-4663 4243 Amber Street $850,000 https://is.gd/agID2J Rich Gribbon RE/MAX of Boulder (303) 441-5685 54 Sugarloaf Mountain Road $900,000 Saturday 10:00 AM-6:00 PM Kimberly Fels RE/MAX of Boulder (303) 888-5655

16

AT HOME COLORADO

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

2247 Walnut Street $1,075,000 Sunday 12:00 PM-3:00 PM Wendy Kahn-Robson RE/MAX of Boulder (303) 579-4676 4009 Nevis Street $1,699,950 Sunday 1:30 PM-3:30 PM Dale Pearson RE/MAX of Boulder (303) 818-5640 1832 Pearl Street $1,725,000 https://is.gd/WOQHXp Brian Hellwig RE/MAX of Boulder (303) 818-6592 280 Linden Drive $2,750,000 Saturday & Sunday 11:00 AM-2:00 PM Todd Gullette RE/MAX of Boulder (303) 601-5896 745 Highland Ave $3,495,000 https://is.gd/dzK4fi Candace Loving Colorado Landmark (303) 332-4530

Broomfield 14242 Pikeminnow Place $425,000 Sunday 1:30 PM-3:00 PM Andrew Muller RE/MAX of Boulder (303) 434-6633

Erie

Lafayette

1425 Blue Sky Circle 15-208 $305,000 https://is.gd/lTnPi7 Melanie Miller RE/MAX Elevate (303) 521-6501

1400 Bacchus #D $249,900 Saturday 12:00 PM-2:00 PM Mary Romano RE/MAX Alliance (303) 588-8433

970 Stanley Court $530,000 https://is.gd/ZAnNZU Rich Gribbon RE/MAX of Boulder (303) 441-5685

Evans 3608 Marigold St $289,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Firestone 6732 Sunburst Ave $475,000 Sunday 12:00 PM-2:00 PM Duane Caraballo RE/MAX Alliance On Walnut (720) 371-8629

Fort Collins 3821 Gardenwall Ct $363,000 Saturday 1:00 PM-4:00 PM Mike & Marie Edwards Coldwell Banker Plains (970) 231-0495

1400 Bacchus Dr D $249,900 Saturday 12:00 PM-2:00 PM Mary Romano RE/MAX Alliance (303) 588-8433

Longmont 1057 Champion Circle $525,000 Saturday 1:00 PM-3:00 PM Terry Crook Equity Colorado Real Estate (303) 819-0886 2408 Summerlin Drive From $1.2M Saturday & Sunday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949

Louisville 289 Short Place $700,000 Sunday 1:00 PM-3:00 PM Shelley Chittivej RE/MAX of Boulder (720) 309-8213 2384 Hecla Drive $889,000 https://is.gd/smDppg Jed Macarthur RE/MAX of Boulder (303) 570-8655

Greeley

Niwot

14140 Fairway Ln $1,245,000 Saturday 11:00 AM-1:00 PM Mia Ness Colorado Landmark (720) 273-7567

1024 8th Street $389,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

7908 Wellshire Court $749,000 https://is.gd/J7IYSf Will Calkins RE/MAX of Boulder (303) 818-8599

935 E. 14th Way $1,799,000 https://is.gd/JMV0vy John Chamberlin RE/MAX of Boulder (303) 579-4455

1024 8th Street $389,000 Sunday 1:00 PM-4:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Superior 501 & 505 Canary Lane Starting at $895,000 Wednesday - Friday 12:00 PM-6:00 PM Eric Stjernholm Trelora Real Estate (720) 572-1397 DAILY CAMERA / TIMES-CALL

REAL ESTATE

Here’s exactly how much home staging costs — and when it’s worth it

By Lee Nelson Bankrate.com If you're selling your home, you know it should be clean and clutter-free, along with photogenic.

Home staging can help accomplish this, and has been proven to bring in more interested buyers and sell your home quicker and for more money.

In fact, 85% of staged homes sell for 5 percent to 23% over list price, and a staged home can stay on the market for just 23 days, according to the Real Estate Staging Association (RESA).

How much does home staging cost?

The cost to stage a home ranges widely, anywhere from $1,000 to $8,600, with the national average running from $2,300 to $3,200, according to FixR, a home remodeling website.

Generally, a home stager will charge first for a consultation, which can cost $150 to $600 for two hours, FixR reports. The bulk of the cost is then determined by the size of the home and whether it's occupied or vacant.

A 2,000-square-foot vacant home, for example, can cost $4,000 to stage upfront, with a rental fee of $2,000 per month for all the furniture and decor until it's sold. For an occupied home, the cost can vary depending on the rooms the seller wants staged and the style and condition of their existing furnishings.

The cost of staging a home for two to three months typically falls somewhere around 0.75% of a home's list price, according to Pam Tiberia, owner and designer at Spruce Interiors in Hampton, New Hampshire. So, if your home is being listed for $320,000, the cost to stage it for a few months would be $2,400.

For higher-end homes, however, the cost can be more.

"Typically, luxury homes range around 1% to 1.25% of the list price for staging," says Tiberia. "These costs include labor, furniture rentals, movers and an insurance policy to protect the inventory."

Virtual staging might be the September 18-19, 2020

Eighty-three percent of buyer agents report that home staging makes it easier for homebuyers to visualize a property as their future home. (Photo: Follow The Flow/Dreamstime/TNS).

least expensive option, with some companies doing renderings of rooms as inexpensively as $35 a room, says Tiberia, who typically does a combination of occupied and vacant staging.

How home staging works Eighty-three percent of buyer agents report that home staging makes it easier for homebuyers to visualize a property as their future home, according to the National Association of Realtors.

Home staging indeed offers a new outlook on your home, and each stager offers their perspective and different services. Some offer services like shopping and incorporating recommended items, such as a new shower curtain, accent pillows and updated bedding.

"Many stagers also rent these kinds of props and come in to style the home before photos and open houses," says Tiberia.

Some other services a home stager might offer include: •

Discuss how best to furnish a space and recommend which furniture should be removed or added, along with accessories, art and styling items.

•

Point out any noticeable repairs or maintenance issues.

•

Recommend best spaces within the house to be staged, particularly in vacant staging.

(Not all rooms need to be staged, typically.)

•

Advise homeowners on defining ambiguous spaces and how to stage them. Some homes with extra rooms or funky floor plans can be solved by creative staging and furniture placement.

•

Talk about removal or changes to window treatments to lighten a space.

With virtual staging services, on the other hand, most companies use photo editing software to render a conceptual view of what a room or the entire property can look like, according to RESA. Some of the editing techniques in virtual staging include: •

Paint color and floor changes

•

Removing existing furniture from a photo and adding

in digital images of new furniture, artwork, plants, and more •

Changing the visual views from the windows

Is home staging worth it?

About three-quarters of home sellers see a 5% to 15% return on investment over the list price of their home after making an average investment of 1% of the list price, according to RESA. "There are fewer houses on the market in a seller's market, so those that are professionally staged will typically command more interest and garner more offers _ creating a bidding war situation in which the home sells for more than the listing price," explains Tiberia.

"In either market, a buyer's or seller's market, the better a home presents, the more perceived value it has, which typically makes it sell faster and for more money," says Tiberia. "Staging addresses many potential buyer objections, such as wall colors that are too specific, tricky floor plans or worn or outdated finishes."

CONTINUED – See Home Staging, Page 20 ATHOMECOLORADO.COM

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This is not an offer to sell, to reserve a unit or create a binding agreement in any way, but is intended for information only. Seller reserves the right to make modifications in pricing, units available for sale, materials, specifications, plans, designs, times for acceptance of offers, and closings of the units without prior notice.

Steve Altermatt

STEVE ALTERMATT, Boulder’s #1Realtor

4211 Sugarloaf Road

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Steve sells more homes in Boulder than any other Realtor or real estate team!

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1330 Chambers Drive

2,304 sf, 5 BD, 3 BA, West End Pearl Street townhome close proximity to hiking, Boulder Creek, the best restaurants! Private gated enclave on 7th & Pearl! Unobstructed Flatiron views, remodeled kitchen with stone counters & SS appliances with 3 awesome outdoor living areas.

3,496 sf, 6BD, 5BA, Light, open and updated two story home backs to CU South property with amazing views from the front and back! Gourmet kitchen, open dining room and family room, private master suite with five piece bath, finished basement with large rec-room.

$1,999,000

$1,477,700

$1,125,000

730 S 46th Street

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3340 SF, 4 BD, 4 BA, Luxury 15+ acre equestrian estate located 15 minutes west of downtown Boulder. Finished in 2011, the secluded home boasts magnificent timber framed architecture, extraordinary high-end materials and finishes throughout!

4685 Ludlow Street

4390 Darley Ave

3,000+sf, 4 BD, 3 BA, 2-story pop-top, partially unfinished interior in Majestic Heights. Beautiful master suite, views of Flatirons, well maintained yard with wonderful outdoor living space, and tandem 2-car.

2,054 sqft, 4 BD, 2 BA, Amazing views from this remodeled bi-level in Hy View on an oversized corner lot! Gorgeous open kitchen, beautiful spalike bathrooms, two fireplaces, and a 600 sqft deck with panoramic views!

2,052 sf, 4 BD, 2 BA, ranch located on one of the best lots in the neighborhood, backing to the Viele Channel! Huge lot feels like a park with lush mature landscape. Views from the great deck, patio and screened porch.

$800,000

$800,000

$699,000

1005 35th Street

1,257 sf, 3 bedroom, 1.5 bath, Expanded ranch with a creek that runs through the backyard! Close to CU, bike trails and a bus line this well maintained, Smart Regs compliant ranch with current rental license has a large family room addition off the back of the house!

$585,000

Steve Altermatt, CRS 303-441-5669

www.SteveAltermatt.com • steve@stevealtermatt.com www 18

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

THE PATRICK DOLAN TEAM Questions about the real estate market? Our team of knowledgeable experts has the answers!

CALL US TODAY: (303) 441-5642

NEW LISTING!

NEW LISTING!

4962 CARTER CT, GUNBARREL

2345 E CHERRYWOOD DR, LAFAYETTE

4 Beds • 5 Baths • 3,897 SQ FT • Offered at $995,000

4 Beds • 3 Baths • 2,174 SQ FT • Offered at $539,000

Unique ranch-style home on the 4 fairway at BCC!

Darling & tastefully updated with modern finishes!

More Photos & Info: patrick-dolan.com/4962-carter

More Photos & Info: patrick-dolan.com/2345-cherrywood

th

NEW LISTING!

6873 FAIRVIEW DR, BOULDER 4 Beds • 4 Baths • 5,122 SQ FT • Offered at $1,499,000 Spacious custom home on 1.55 acres with Flatiron views! More Photos & Info: patrick-dolan.com/6873-fairview

GET IN TOUCH! September 18-19, 2020

(303) 441-5642

patrick-dolan.com

patrickdolanteam@gmail.com ATHOMECOLORADO.COM

19

Home staging (continued) Excellent service should not cost more, it should be expected!

Thinking of selling?

I offer a very comprehensive and competitive marketing package; and my consultations are always free!

Terr erri Taydus A fresh approach to Real Estate – Assisting home buyers and sellers since 2010 A percentage of my annual commission is donated to Blue Sky Bridge in Boulder Terri Taydus, GRI, CNE

Ways to save on home staging While paying to have your home staged is often well worth the cost, not every staging service has to drain your bank account. You can do some DIY projects to save big bucks, and also use other savvy strategies in order to save: • Many times, the home sellers stop at the consultation with a stager just to get ideas and then do some of the staging themselves, says Tiberia.

This could be an option for you if you're looking to save considerably.

• See if you can negotiate with the stager to reduce costs by having only certain rooms staged.

• Declutter and clean your home to make sure buyers can actually see what they're potentially purchasing. Box up, clear out and spotlessly clean every surface to make it sparkle for tours. If you need to keep some items, you can rent a

storage unit (although this can contribute to costs) or ask a friend or relative to store it in their basement or garage until you move. Otherwise, you can give items away or sell them.

• Painting interior walls yourself with a white or off-white color can change things dramatically.

You may also want to hire a professional window cleaning company to help showcase your home's natural light.

• Updating lighting and fixtures can also enhance rooms, notes Tiberia. You can add decor such as mirrors or floor and table lamps.

• One final pro tip: Move all furniture away from the walls.

It'll help communicate the ideal flow in each room to buyers, and help them envision how they can maximize the space.

Visit Bankrate online at www.bankrate.com.

FOR PROPERTIES LAND? MAKE ONE OFLOOKING THESE GREAT YOURS! 138 Acres Land!

138Acres Acres of of Vacant Vacant 138 VacantLand!

Land!

Overlooks Reservoir!

3.3 Acres Pinewood Perfect for Horses! !

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4151 Wilderland Wilderland Way, Loveland 4151 Loveland $900,000 • MLS# 877823 $925,000 $900,000 877823 With 5 Approved Building With 5 Approved LotsLots

138138 Acres of Vacant Land bordering Devils Acres of Vacant Land bordering Backbone Space!

Only 15 minutes Devil’s Open Backbone Open Space!

Only to Downtown Loveland but feels like a world 15 minutes to Downtown Loveland but away!

Callaway! for more or details feels like a world Calldetails for more ortotoschedule scheduleaatour! tour!

AcreViews!

Lot! 43Large Acres3/4With

Carter Lake Live/Work Borders NationalOpportunity!

Forest!

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79 Green Mountain Drive 671 Eiger Road, Livermore $465,000 MLS# 920886 900115 $79,500 ••MLS#

3 Beds • 2 Baths • Total Sq. Ft. 1992 Take aa look look at at this this 3.3 quaint sitting on Take acrecabin gently sloping half an acre overlooking Reservoir lot with a great building Pinewood site in Glacier View lcoated lessFA1 than 30 minutes all the Meadows!

Farming zoningfrom allows for conveniences that Downtown many uses including but notLoveland limited toand residential! the equestrian surroundingand area has to offer!

2800 Kyle Road, Circle Loveland 2312 Saddle Notch $625,000 • MLS# 898211 $250,000 921582

5 Beds • 4 Baths • Total Sq. Ft. 3943 Come see in desirable Looking forthis landhome with Views?

This Bonnell 43 acre West! Features mainfrom floorLoveland office, main floor property 35 minutes backs to laundry, main floor master with walk in closet National Forest and can be combined with andthe5 neighboring piece masterlotbath, andacres backs up to for 79 total! neighborhood open space!

Private Roads – By Appointment Only.

NorthSaddle Shore Notch RV Park Store 2324 Rd,and Loveland $1,200,000 MLS#915813 871670 $275,000 ••MLS#

3 Beds • 4 Baths • Total Sq. Ft. 2820 Opportunity at the Northand Shore RV Park Looking forabounds land with Views National & Store access? with multiple of income with Forest Nowstreams available are these potential for more!

Schedule your showing now 36 wooded acres just 35 minutes to the to see this Live/Work property in the Carter Lake area!

West of Loveland!

Co-listed with Rico Devlin Private Roads – By Appointment Only.

970-413-1182 • rico@lcrealestategroup.com

I AM YOUR MOUNTAIN PROPERTY SPECIALIST!

970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!

www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

20

AT HOME COLORADO

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DESIGN RECIPES

How to create more work-life balance when work is home Ideally this should be a separate room, but if this isn't possible, creating a separate and distinct work zone will help.

2. Take frequent breaks during the day. Once in the morning, around lunch and before the end of the day is ideal.

Greenery helps to instill a sense of calm in this bedroom space.

(Photo: Design Recipes/TNS)

By Cathy Hobbs Tribune News Service As home and work converge for many through the pandemic, you may be wondering how to separate the two. It's hard to have the home feel like "the office" while attempting to maintain an environment that feels like home. Many need more of a life-work balance.

Here are some recommendations for creating an ideal blend of work and relaxation under the same roof.

1. Create a separate area for work.

3. Spend some time outdoors.

Taking time for a breath of fresh air will help instill a sense of calm.

4. Infuse comforting colors. Pure white, neutrals and blues can help.

sunlight or infuse as much light as possible into a space.

Sunlight can help to calm the mind.

8. Consider incorporating scent or fragrance. A calming effect can come from soothing the senses.

9. Experiment with mirrors.

Mirrors help to reflect light and can act like windows in a space.

OPEN SATURDAY 1PM - 3PM

7. When possible, use natural

Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

1057 CHAMPION CIR. 4 BED • 3 BATH 3242 SQ FT • MLS# 922716 $525,000

5. Incorporate greenery. Trees and plants can go a long way in helping a space feel modern, fresh and relaxing.

6. Try to incorporate other natural elements.

10. Use wood and wood-like elements. This can help ground a space make it feel cozy.

Lovely Stucco Ranch Patio Home • Open Floor Pan with Vaulted Ceilings • Gas fireplace, Wood Floors, SS Appliances, Newly finished basement 303-819-0886 Terry Crook Realtor Realtor Equity ColoradoFront Range Equity Colorado Real Estate

• West Side of Longmont near Mcintosh Lake and trails

Call For Private Showing!

JUST LISTED FOR SALE: ‘VILLAGE OF FIVE PARKS’ IN ARVADA! 8447 Fig Street $549,000 Great neighborhood. Walk to parks, shops, & public transit! Several interior upgrades & covered deck for entertaining! 2 bedrooms, 2 baths, home office, & 2-car garage

Patti Dallarosa REALTOR®

303.818.3931

Patti@PropertiesBuyDesign.com

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452 September 18-19, 2020

ATHOMECOLORADO.COM

21

ASK ANGIE’S LIST

What can I do with a spare room?

By Paul F. P. Pogue Angie's List Maybe you're an empty-nester, maybe you have a bonus room in your new house, or maybe you have a nicely finished basement. Extra rooms can serve a variety of purposes, and with a little planning you can establish a space that will make your home a happier place to be. You may already be familiar with the classic craft rooms or man/woman caves, but here are some other options for that room.

Home gym The home gym is a classic in spare room usage for a reason. A home gym can be anything from free weights and yoga mats to a full-scale setup of treadmills, weight benches and other exercise equipment. Add a wall-mounted TV for workout videos, or a sound system for your favorite tunes to keep your blood pumping.

Whatever you do, make sure the floors are sturdy and well-protected from whatever you might be doing.

A consultation with a fitness trainer, even online, can help you design the ideal workout room.

Themed entertainment room You can turn that spare room into something more than just a game room or TV-watching space with an extensive themed remodel. The options here are as broad as your imagination itself ! A 1950s-inspired diner with jukebox, wood-paneled English pub with leather stools pushed up to a custom bar or a tribute to the movies or sports teams that drive your passions.

Walk-in closet Convert the extra space into the walk-in closet of your dreams.

Depending on the complexity of the closet you'd like to create, you can complete the task with a few supplies from the local home improvement store in a weekend. You can also hire a contractor to create a completely custom design with all the bells and whistles.

Closet renovations tend to have a

low return on investment, so if you do this, make sure you're doing it for yourself and not to improve resale value. This should be a labor of love.

Relaxation room Rather than stimulating activities or entertainment, you can use that room to create a relaxing, peaceful environment to decompress and find serenity. Wall projectors, relaxing seating areas, soft blankets, pillows and mats, and water elements such as aquariums can help create that feeling.

Greenhouse Plants and gardening can be a relaxing hobby, and an indoor greenhouse can be just the ticket for all-seasons gardening. A lot of windows and a fair amount of natural light make this possible. Strategically place shelving so your favorite indoor plants can benefit from the sun _ south-facing windows will receive the most sunlight. Add an oversized chair for a cozy reading spot. The garden

A home gym is an excellent use for an extra room. (Photo: Dreamstime/TNS).

room can also house any outdoor plants you need to shelter from harsh winter conditions.

Guest room Of course, you can always add the traditional guest room. You can work the concept into areas such as craft rooms as well, such as with a pullout sofa or Murphy bed to accommodate visitors. A queen-sized bed is enough for most couples to sleep. Beautiful bedding and window treatments or shades create an inviting space, as do table lamps or wall sconces for lighting.

Paul F. P. Pogue is a reporter for Angie's List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

FEATURED AGENT Professional Home Inspections For Home Buyers and Sellers

KAREN BERNARDI

720-280-3544

The Bernardi Real Estate Group 303-402-6000 karen@bernardigroup.com

“Peace Of Mind Every Time”

Read Karen’s At Home profile at: www.athomecolorado.com/karen-bernardi

www.flatironshi.com rick@flatironshi.com

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name The View on 26th

Address

Type

Rent

$1,943 1853 26th Street Apartments per month Boulder, CO 80302

Bed/Bath 2 Bed, 2 Bath

Description Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The View on 26th offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day.

From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio.

Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The View on 26th is just that—the perfect place in the heart of everything you love.

Other Amenities

Information

Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities

303-447-179 theviewon26th.com

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com 22

AT HOME COLORADO

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Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Stop! Don’t Pay Rent !

BUY A HOME NOW ZERO DOWN EZ Credit fix if needed Call/Text for details Ron 303-428-9377 www.StopRent.com

Stop! Don’t Pay Rent !

BUY A HOME NOW ZERO DOWN EZ Credit fix if needed Call/Text for details Ron 303-428-9377 www.StopRent.com

Room for Rent in Sober Living Home in South Longmont. $600/month to month. No Pets. No Smoking. 720-218-5587

Rentals

SELL YOUR HOUSE List your house and start packing.

2BR 1 bth Apt Near CU: Newly built LGR APT, Patio. $75, 5 lines, 30 $1500/mo. 720-581-3491 days.

To place your ad, call 1BR 1BA House-Mead: 303-466-3636 W/D. No Smoking, No Pets. Direct TV, or $1100/month includes all utilities 970-635-3650 970-371-2117

PLACE YOUR AD. Call 303-466-3636 or 970-635-3650.

September 18-19, 2020

Or visit

FrontRangeClassifieds. com

Here in Colorado, we like our trails long our mountains high and our news from a Colorado journalist.

Thank you for reading and supporting your local newspaper!

ATHOMECOLORADO.COM

23

RECENTLY LISTED HOMES OPEN SATURDAY & SUNDAY 11-2 PM

UNDER CONTRACT

BOULDER | 5906 GUNBARREL C

BOULDER | 280 LINDEN DRIVE

BOULDER | 2880 SUNDOWN 202

ERIE | 517 GALLEGOS CIRCLE

2 BR * 1 BA * 785 TSF (911235) * $326,500

4 BR * 4 BA * 5182 TSF (923366) * $2,750,000

1 BR * 1 BA * 652 TSF (923633) * $350,000

2 BR * 3 BA * 1988 TSF (923640) * $430,000

UNDER CONTRACT

BRIGHTON | 326 N. 12TH AVENUE

LOUISVILLE | 601 ST. ANDREWS

BOULDER | 4243 AMBER STREET

FREDERICK | 6005 MINERS PEAK

3 BR * 2 BA * 1950 TSF (923708) * $350,000

4 BR * 3 BA * 4817 TSF (923712) * $1,050,000

4 BR * 4 BA * 2672 TSF (923737) * $850,000

5 BR * 5 BA * 4201 TSF (923768) * $535,000

OPEN SUNDAY 1:30 -3:30 PM

BOULDER | 6873 FAIRVIEW DR.

BOULDER | 4645 BROADWAY A4

BOULDER | 1532 CHAMBERS DR.

BOULDER | 4009 NEVIS STREET

4 BR * 4 BA * 5122 TSF (923822) * $1,499,000

2 BR * 2 BA * 1675 TSF (923848) * $679,000

4 BR * 4 BA * 2100 TSF (923887) * $600,000

5 BR * 5 BA * 5581 TSF (924018) * $1,699,950

THORNTON | 8853 COLORADO 103

MILLIKEN | 181 OAKWOOD CT.

BLDR | 2890 SHADOW CRK 204

WESTMINSTER | 10075 GROVE C

1 BR * 1 BA * 600 TSF (924044) * $179,900

3 BR * 2 BA * 1824 TSF (924058) * $329,900

1 BR * 1 BA * 886 TSF (924107) * $329,900

3 BR * 4 BA * 2657 TSF (924113) * $423,000

UNDER CONTRACT

OUR HOME SEARCH APP is the most accurate available.

Free download at app.boulderco.com

2425 Canyon #110 | 1320 Pearl 24

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