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Denver Metro Area in Top 10 for Economic Bounce Back Post-Pandemic

Lawn and Garden: Rose Care

Looking for a home? View comprehensive listings and local virtual tours taking place across the region.

Denver and the surrounding metro area is on the short list of cities expected to have a strong recovery from the impacts of COVID-19 according to a report by Moody’s Analytics.

The rush and frenzy of garden season can get overwhelming, so for stress relief, take time to stop and smell the roses.

May 29/30, 2020

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REAL ESTATE

Denver metro area in top 10 for economic bounce back post-pandemic

CONTRIBUTING WRITERS

Tom Kalinski Stacy Cornay Mary Lynn Bruny Rick Jacquemard Sarah Huber Duane Duggan Carol O’Meara ADVERTISING CONSULTANTS

Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR / EDITOR

Greg Stone At Home is a Marketing Feature published by the Boulder Daily Camera and Longmont Times-Call. ©2020 Prairie Mountain Media.

ADVERTISE To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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Denver and the surrounding metro area is on the short list of cities expected to have a strong recovery from the impacts of the COVID-19. (Photo: Pieter van de Sande, Unsplash).

Denver and the surrounding metro area is on the short list of cities expected to have a strong recovery from the impacts of the COVID-19 pandemic,

BY TOM according KALINSKI to a report RE/MAX of Boulder

by Moody’s Analytics.

The firm analyzed the top 100 U.S. metro areas based on two primary factors: population density and educational attainment. Cities with low population density and high educational attainment have a good chance of strong recovery.

Metro areas poised to recover quickly based on the analysis include San Jose, California; Durham, North Carolina; Austin, Texas; Seattle; and Minneapolis.

In addition, cities that were fast-growing pre-coronavirus will

continue to rise, the Moody report says. “Denver and Salt Lake City are well-positioned to retake their crown as two of the fastest-rising metro areas in the US,” writes Adam Kamins, senior regional economist at Moody’s Analytics.

He says dynamic recoveries may not be in the areas that are historically the powerhouses and instead may take place instead in areas not in a leading position in 2020 before the coronavirus pandemic changed everything.

During the global financial crisis from 2007 to 2009, Kamin notes that big populated cities were the first to recover from recession.

This time, however, cities that are large and densely populated are likely to be thought of as risky due to these factors.

Other factors expected to have a positive impact include economies intertwined with major university – such as Durham, North Carolina and Madison, Wisconsin. This description fits Boulder, Colorado, as well. But, it’s a factor that

could also lead to peril, as the coronavirus pandemic continues to pressure college enrollment and finances.

Moody’s analysis shone a light of positive expectations on unexpected cities, such as Des Moines, Iowa and Omaha, Nebraska.

Kamins says that while these cities are somewhat isolated, both have a relatively strong financial services sector and a fairly well educated population. In addition, the farm sectors could benefit from global economic challenges.

The most challenged cities include New York, Boston, Miami, Las Vegas and San Francisco.

Tourist-heavy economies like Las Vegas, Miami and San Francisco are suffering from the shutdown on leisure and business travel and large gatherings.

Read the full report at economy.com/economicview/ analysis.

More from Forbes: forbes.com/sites/ laurabegleybloom/2020/05/12/ ranked-us-cities-coronavirusrecovery/#45a3b531de92.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40year background in residential and commercial real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620, or visit boulderco.com.

LAWN AND GARDEN

Plan to conserve water this year

By Stacy Cornay Rocky Mountain Sod Growers LONGMONT – Don’t waste water. Recent downpours, in some areas of the state, have resulted in the Rocky Mountain Sod Growers (RMSG) once again stressing water conservation moving into the growing season. This message is important to the RMSG as work continues with the public and municipalities concerning the science of growing grass and actual water needs of turf.

“Water conservation is important in this state. We want to remind people that grass doesn’t waste water, people do,” said Marc Ruhl, President of the RMSG. Lack of education concerning the true water needs of turfgrass is contributing to continued water conservation issues, and increased water charges. Scientific research has clearly shown that inappropriate watering practices waste more water than any single plant group.

If you are receiving water via

Mother Nature, you don’t need to apply additional water. This is very important, notes Ruhl.

“Turfgrass water consumption has been studied for years. We know how much water grass requires.

The challenge is to educate the public so that they don’t rely on myths and bad habits,” added Ruhl.

The RMSG advises five basic rules to keep established lawns in peak condition, conserve water, protect the environment and CONTINUED - See Page 10.

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OVER 150 HOMES & $100M SOLD TO DATE!

ONLY 30 HOMES REMAIN FOR-SALE! We are ready to welcome you back safely.

The sales team is available for in-person tours by appointment only, and virtual tours.

Peloton has taken extensive precautionary measures to ensure the safest environment possible for our associates, guests and residents. It’s a reimagined experience, but it’s still the Peloton you know and love — we can’t wait to see you soon.

May 29/30, 2020

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19 Years

of Boulder County Gold Awards!

2128 Calais Drive, Unit B Longmont 3405 Larkspur Drive Longmont 1441 Auburn Court Longmont New Listing! $450,000 New Listing! $545,000 New Listing! $600,000 3Br, 3Ba Pinnacle Paired Home on Golf Course Gorgeous Clover Creek Home, 5 bedrooms!

Big 2-story in NW Longmont, RV pkg, no HOA! www.2128.wkre.com www.3405.wkre.com www.1441.wkre.com Dennis & Jann Culver: 303-618-3366 Rebecca Weihe: 303-903-3231 Barb Bashor: 303-775-2994

4513 Angelina Circle New Listing!

Beautiful Patio Home. www.4513.wkre.com Leslie Koprowski: 720-564-6051

Longmont $635,000

2353 Aral Drive Longmont 1834 Iris Avenue Boulder Under Contract $455,000 New Listing! $948,000 Beautifully designed & maintained home!

Must See NOBO home! Great floorplan, 4 bed. www.2353.wkre.com www.1834.wkre.com Sheila Boettcher: 303-775-5799 John Hoeffler: 720-564-6014

12510 Lake Point Court Firestone 4081 Garnet Lane Boulder 10443 Isabelle Road Lafayette New Listing! $675,000 Land $4,250,000 Land $1,300,000 Immaculate, Move-In Ready Ranch Home!

Once in a lifetime! Five acres North Boulder.

20 view acres waiting for your new home. www.12510.wkre.com www.4081.wkre.com www.10443.wkre.com Chris Haught: 303-947-4074 John Hoeffler: 720-564-6014 Mike Moger: 303-859-4467

VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON WKRE.COM BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com 4

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LONGMONT ASSOCIATION OF REALTORS

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MOVING IN? MOVING OUT? MOVING UP? CALL

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303-775-0108

wendy@wendyconder.com

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Leaders in Change... Delivering Results!

VIRTUAL TOUR

QUICK GUIDE

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May 29/30, 2020

425 Drake Street $1,325,000 https://is.gd/l8nW8s Barbara Pozzi The Colorado Group, Inc. (303) 956-9033

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1233 Cedar Ave $1,389,500 https://is.gd/IZg17T Julie Meko Compass Boulder (303) 931-6555

2425 Panorama Ave $2,280,000 https://is.gd/wQ650X Laura Morningstar Compass Boulder (303) 588-8072

5230 2nd St $2,295,000 https://is.gd/hqcs7L Julie Meko Compass Boulder (303) 931-6555

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Thinking of Moving?

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RAINBOW RIDGE ESTATES JEWEL 1321 Onyx Cir LONGMONT $1,060,000, 6 Beds, 5 Baths, 5147 SqFt

PROSPECT STUNNER W/ WRAP AROUND PORCH 921 Neon Forest Cir LONGMONT $1,029,000, 5 Beds, 5 Baths, 5639 SqFt

PROSPECT MODERN AT ITS BEST 902 Confidence Dr, LONGMONT $975,000, 5 Beds, 5 Baths, 3990 SqFt

ABUNDANCE OF NATURAL LIGHT 1412 Onyx Cir LONGMONT $950,000, 6 Beds, 6 Baths, 4922 SqFt

MODERN FARMHOUSE IN PROSPECT 1918 Kristy Ct LONGMONT $895,000, 5 Beds, 5 Baths, 3726 SqFt

COVETED OASIS ON .85 ACRE 1112 Gapter Rd BOULDER $850,000, 3 Beds, 2 Baths, 2083 SqFt

GUNBARREL ESTATES CONTEMPORARY LIVING 7426 Park Lane Rd NIWOT $674,900, 4 Beds, 3 Baths, 3090 SqFt

JEFFERSON PARK CHARMER 2547 River Dr DENVER $650,000, 4 Beds, 2 Baths, 1218 SqFt

FANTASTIC LAYOUT IN PARKWOOD 1420 N Franklin Ct LOUISVILLE $579,900, 4 Beds, 4 Baths, 2743 SqFt

CREAM PUFF IN KENDALL BROOK 2030 Alabama St LOVELAND $520,000, 4 Beds, 3 Baths, 3280 SqFt

MODERN MOUNTAIN CHARM 6766 Magnolia Dr NEDERLAND $510,000, 3 Beds, 2 Baths, 1290 SqFt

WARM & INVITING IN FOX HILL 1128 Winslow Cir LONGMONT $485,000, 5 Beds, 3 Baths, 2940 SqFt

ALL NEW EVERYTHING 2024 Timon Cir 170 LAFAYETTE $410,000, 4 Beds, 4 Baths, 1890 SqFt

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GATED PRIVATE COMMUNITY 6480 Silver Mesa Dr D HIGHLANDS RANCH $400,000, 3 Beds, 3 Baths, 1627 SqFt

SUNNY SOUTH WEST CONDO W/ VIEWS 7415 Spy Glass Ct BOULDER $335,000, 2 Beds, 2 Baths, 975 SqFt

GARDEN LEVEL CLOSE TO AMENITIES 2707 Valmont Rd A-109A BOULDER $269,000, 2 Beds, 1 Bath, 792 Sqft

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Boulder 303.499.9880

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80466

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an Accurate Estimate of Your Home’s Value On Walnut Nederland 303.442.3180 303.258.7020 1911 11th St #200 Boulder, CO 80302

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THE LIGHTER SIDE

Coronavirus daze at home: Blame Cynthia for anything that annoys you updated 502b during the last pay period. She’s the type of person who is forever complaining about the smells wafting from the break room, demanding to know who heated up Indian food in the microwave.

Well, I was wrong about imaginary Cynthia. She’s not a stickler for keeping things just so.

In fact, she’s a flipping slob. Turns out Cynthia, like my husband, really likes jelly and honey, and gets it on the kitchen hardware and counter every single gosh darn day. Thus when I go to open the refrigerator in the morning, I get that distinct pleasure (before even having coffee!), of having my hand adhere to a gooey handle.

Oh, joy.

Cynthia is forever leaving dirty dishes in the sink, despite our house rule not to do so. We’ve been very clear with her on this,

yet the dishes still pile up even though we never actually see her eating. Who knows what that’s about?

For some odd reason, Cynthia leaves my clothes strewn around our bedroom. I really don’t mind her trying on my clothes, but geez, why can’t she at least put them away? But really, why does she want to try on my PJs, ratty old sweats and dirty gardening clothes? So odd.

I think one big problem Cynthia has is she’s a boozehound. Man, the woman seriously puts it away by the looks of our recycling bin. She’s not particular; she’ll drink anything and everything. Worse, we never see her so we know she’s drinking alone. We assume she’s depressed, probably because she misses harassing people in the office.

Perhaps the oddest thing Cynthia does is with our cat Poppy. She takes that poor old cat and rubs her all over our upholstered furniture and our favorite clothes, leaving globs of orange fur everywhere. This seems rather passive aggressive to my husband and me. Perhaps she does this after all that drinking alone.

At the end of the day all my husband and I can do is shake our head in bewilderment at Cynthia’s behavior. It’s really good we have each other, because, really, Cynthia is just the worst.

Mary Lynn Bruny (ml.bruny@ comcast.net) is a Boulder freelance writer who has written about home-related topics for many, many years.

normal or heavy snowfall years.

It is important to keep this threat in mind when buying or building a home. Homes in many areas of Colorado are threatened, damaged It is getting to or destroyed each year by wildfires. be the time of Anyone who is thinking of year that foothill purchasing a home in forested or and mountain otherwise fire-prone areas should residents consider the hazard presented to should begin the property by a wildfire and to think about should attempt to mitigate its fire mitigation. effects. If you are looking to buy No one wants new property, be sure to assess BY RICK to think about JACQUEMARD wildfire risk. Properties in low the worst-case lying areas or in high wind zones Flatirons Home scenario or that have high forest density Inspections worry about are the most susceptible. If the things they have no control over, property has a lot of acreage, make like losing their home in a wildfire. sure defensible space has been By doing wildfire mitigation, created within 150’ of the house. homeowners can increase their By doing wildfire mitigation work, safety and reduce the risk to life homeowners can substantially and property. However, given the increase their safety and reduce the unpredictable nature and behavior risk to life and property. of wildfire, it should be noted Minimize or eliminate vegetation that there are no guarantees. Fire within 30 feet of your house, including trees and shrubs. Make mitigation is a series of steps that sure grass is mowed frequently you can take to reduce the risk of and never grows taller than six a wildfire damaging or destroying inches. Your driveway should be your property. It includes assessing the risks around your property and at least 30 feet wide to be able to accommodate emergency vehicles your responsibility in mitigating and give them a safe passage to them, thereby creating a defensible your property. A driveway this space. wide will also provide a fire break.

Due to Colorado’s arid climate and many forests, homeowners and Assess the type of vegetation you have on your property. Many of landowners may be particularly the trees and plants common in vulnerable to wildfires even in

Colorado pose an increased fire risk and should be removed if they grow within 150 feet of your home.

In Boulder County, land use codes require individuals who are constructing a new home in forested areas, or remodeling some existing homes, create and implement a Wildfire Mitigation Plan, which includes the creation and maintenance of effective defensible space. Other homeowners are encouraged, but not required, to create and maintain effective defensible space.

Defensible space is an area between a house and an oncoming wildfire where the vegetation has been managed to reduce the wildfire threat and allow firefighters to safely defend the house. Use materials such as asphalt shingles, slate or clay tile, or metal roof coverings. Ensure roof-covering assemblies do not contain openings that allow firebrand entry. Install fire-resistive or noncombustible construction materials on siding and walls. Eaves should extend beyond exterior walls with fireresistive materials. Cover all vent openings to internal structure areas (attic, eave/soffit, foundation) with a corrosion-resistant, noncombustible wire mesh or screen that prevents firebrands from entering structures.

Concrete block, cement walls,

or other fire-resistive materials should be used for foundation walls. Construct overhanging projections (decks, balconies, unenclosed roofs) of heavy timber, non-combustible or ignition resistant material. Minimize the size and number of windows on the downhill side of the house or the side most likely to be exposed to wildfire. Both the size and the type of materials used are crucial in windows and sliding-glass doors.

Multi-paned glass or tempered glass is recommended.

Wildfire does not recognize property lines. If you effectively mitigate your property, you may help save your neighbor’s home and vice versa. Wildfires can impact entire communities.

Linked defensible spaces are a key community protection strategy. Having a defensible space around your home may also lower your insurance premiums.

The following links have more helpful information regarding fire mitigation: bouldercountycwpp.org; csfs.colostate.edu/wildfiremitigation/community-wildfireprotection-plans.

For more information contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

By Mary Lynn Bruny Early on in this pandemic – what feels like 437 days ago – I read an article that suggested that to reduce stress in your household, you should make up an imaginary roommate to blame the things your real roomie, significant other or family members do that annoy you. I loved this idea as when I was young my three siblings and I blamed every bad deed on our cat Meatball. She was a very, very naughty cat.

My husband suggested “Cynthia” as our fictional roommate. To me, imaginary Cynthia is that person at the office who is a stickler for rules and who is ridiculously tightly wound. The kind of person who notes when you are seven minutes late for work, or that you filled out form 502a instead of the

ASK THE EXPERT

Fire mitigation

May 29/30, 2020

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COVERPROFILE

Bosch Real Estate Group and Masterwork Home Company have just announced the final phase of their newest high-end custom home community, The Conservatory at Somerset Meadows. The home sites feature cul-de-sac coziness and expansive lots backing up to a conservation easement, ensuring privacy as well as incredible views of the Rocky Mountains. (Photo: Timothy Seibert).

Masterwork Home Company can build the custom home you imagine Final phase lots at The Conservatory at Somerset Meadows back to open space and offer dazzling views.

By Sarah Huber for At Home Colorado

S

ome of the most beautiful custom home lots in Boulder County are now available, and they’re selling quickly.

Bosch Real Estate Group and

Masterwork Home Company have just announced the final phase of their newest highend custom home community, The Conservatory at Somerset Meadows, and the nine newly released home sites feature culde-sac coziness and expansive

lots backing up to a conservation easement, ensuring privacy as well as incredible views of the Rocky Mountains. The Conservatory at Somerset Meadows is ideally located in the southwest corner of Longmont only minutes away from great shopping, restaurants,

The homes at The Conservatory at Somerset Meadows offer refined design and extraordinary craftsmanship. (Photos (Left): Bosch Real Estate, (Right): Timothy Seibert).

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parks, bike paths and is only about 10 minutes from Boulder.

Custom luxury homes backing to open space “These are some of the very best lots that we have been able to offer in the last 25 years,” said Brian Terry, Bosch Real Estate Group marketing director. “Each has its own charm and has no rear neighbor because they back to community open space and a conservation easement. The views and the privacy are unmatched.”

Home buyers can stretch out on lots that range from a quarter acre to one-third acre. A contemporary custom home from Masterwork Home Company is elegant but not fussy and always luxuriously welcoming. “We are one of the few companies around that builds a custom home exactly like you want it,” Terry said. Though far from ordinary or expected, the homes offered in Somerset Meadows advance the lavish comfort, artistic customizations and high performance that define all of the t​ rue custom homes created by Masterwork Home Company – an acclaimed Boulder County builder for more than 20 years with a long-standing reputation for excellence.

Masterworks builds the dream you imagine “If you can imagine it, Masterwork Home Company can create it. Bring us your design inspiration photos, and we can create a home to your exact specifications,” explained David Boschert, Masterwork Home Company founder. Masterwork homes are renowned for their extensive, creative use of natural light with clerestory and large

asymmetrical windows. The Masterwork Home clients are builder’s open floor plans embrace, opting to design homes with rather than curtail, outdoor space a strong focus on high quality and incorporate strong geometric finishes, instead of mere square shapes and fresh lines punctuated footage. “Exterior design elements by bold natural elements. feature strong materials such as Moveable indoor-outdoor glass stone, stucco, natural wood or walls are a favorite with clients. even contemporary steel siding,” “Many customers are asking he said. “The result is something for a fresh take on traditional with great appeal to the eye home styles,” Boschert said. but low maintenance. It’s the “They are looking for simpler intersection where luxury meets design, cleaner lines and home convenience.” automation. We are on the cutting Terry added, “These homes edge of this contemporary look.” are a work of art. The quality of He continued, “Because we architectural design combined with create the home to your exact a true custom home experience is specifications, you are involved in a rarity in today’s market.” Indeed, the whole selection Masterwork process, from floor clients are given plan to finishes to “100 percent Because we create external surfaces. flexibility,” the home to your exact Boschert said, We think creating a true custom home specifications, you are from start to is fun.” As a fullof the involved in the whole finish service custom home design process to builder, Masterwork selection process, from fashion a home collaborates onefloor plan to finishes to that fits their on-one with home of style, external surfaces. We sense buyers from the taste and budget. think creating a true initial concept “Our clients through fixtures and custom home is fun. are very savvy,” finishes to the final Terry said. “They delivery of the home. appreciate great Masterwork Home Company architecture and design in their partners with a team of ​local home. They have a vision for how architects renowned for a home should feel and live, and transforming dreams into reality.

Masterwork and our architects Masterwork custom homes make that vision come to life. are meticulously designed via an It is a rewarding process.” ultramodern three-dimensional design system, thereby enabling Bold looks, and strength, clients to virtually inhabit their inside and out new home before construction The finest custom homes must do even begins. This eliminates more than look great. Masterwork needless worry and guesswork homes are crafted to deliver a from the design process and lifetime of performance and helps clients better envision the energy efficiency. State-of-thecustomizations they desire. art construction methods and Boschert noted that many renewable energy systems wisely

“

”

utilize resources and save on energy bills.

Multiple Boulder County locations Masterwork Home Company offers custom homes throughout Boulder County including Somerset Meadows and West Grange communities in Longmont and Spring Creek in Lafayette. If you already own a building site in Boulder County, Masterwork Home Company would love to create a dream home for you.

Visit the Conservatory The Conservatory at Somerset Meadows is located in the southwest corner of Longmont only minutes away from great shopping, restaurants, parks, bike paths and is only about 10 minutes from Boulder. To reach the Conservatory, take Highway 119 to Airport Road, north on Airport Road to Glenneyre Drive, west on Glenneyre Drive to Summerlin Drive, then south and then west on Summerlin Drive to Renaissance Drive, north on Renaissance Drive to Summerlin Lane. The sales center is located on the southwest corner of Renaissance Drive and Summerlin Lane. The address is 2408 Summerlin Court.

The sales center is open 12 to 4 p.m. Saturday and Sunday, 11 a.m. to 3 p.m. on weekdays or any other time by appointment. Contact Brian Terry at 303.845.0949 or Danielle Lareau at 303.591.1074 for more information or to arrange a tour of available home sites. Visit masterworkhomecompany.com to view the stunning portfolio of custom homes by Masterwork Home Company.

Masterwork Home clients are opting to design homes with a strong focus on high quality finishes, instead of mere square footage. (Photo: Timothy Seibert).

May 29/30, 2020

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REALTOR FOR LIFE

Coronavirus financial relief with a reverse mortgage - Part 2 The COVID-19 pandemic has taken a global toll on the markets and the retirement accounts of many seniors.

Seniors who are homeowners,

BY DUANE however, can DUGGAN access to cash for Realtor and Author living expenses RE/MAX of Boulder through a reverse mortgage. The reverse mortgage is a financial tool that has helped many seniors who are over 62 years old.

In my previous article, Part 1 of this topic, I provided an overview of how seniors can qualify for a reverse mortgage. In today’s article, I will discuss in more detail the benefits and disadvantages of a reverse mortgage.

Provides income when the client is down to their home equity as their last source of retirement income.

•

Provides income while a retirement portfolio continues to grow.

•

Supplements income from an underperforming retirement portfolio.

•

Supplements income while waiting longer to receive

•

Loan proceeds are not considered income and are not taxable. Could make the difference as to whether or not a senior can stay in their home by enabling the senior to receive monthly income rather than make payments.

•

The payments made to the senior are not taxable.

•

If there is an existing loan, it can be paid off from the initial proceeds of the reverse mortgage.

•

The formula for the reverse mortgage prevents the mortgage from exceeding the value of the home. When the senior passes away, the estate inherits the home and any equity after the reverse mortgage is paid off.

Social Security benefits.

•

Ideas for using a reverse mortgage: •

mortgage insurance, which adds to the upfront costs.

Benefits of a reverse mortgage:

•

•

Can help with the purchase of a downsized home during retirement and have no payments. The proceeds of the reverse mortgage can be distributed in lump sum, equal monthly payments, or as a line of credit with a variable interest rate.

Proceeds from a lump sum disbursement (secured by the personal residence) can be used to purchase an investment property.

If a qualifying homeowner chooses, the homeowner can use a reverse mortgage to purchase a duplex, triplex or a 4 unit. The homeowner needs to live in one of the units as their personal residence, then they can rent out the units they don’t live in for income.

•

There are no restrictions on what the proceeds of the reverse mortgage can be used for.

•

A reverse mortgage is a nonrecourse loan.

Disadvantages of a reverse mortgage: •

The costs of getting a reverse mortgage are usually higher than a normal mortgage.

There is a requirement for

•

Government assistance programs, such as Medicaid or Supplemental Security Income, might be affected if too much is withdrawn in one month. The local administrator for these programs should be contacted for individual details.

•

Reverse mortgages are complex, and the senior should get tax and legal advice if not fully understood. It is a good idea to use a loan officer who is local and specializes in reverse mortgages.

•

The reverse mortgage is a negative amortizing loan, which means the balance increases over time.

Be sure to contact a loan officer who is a Certified Reverse Mortgage Professional (CRMP) to see if this type financial tool would work for you.

Duane Duggan has been a Realtor for RE/MAX of Boulder since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

Conserve water (Continued) save money at the same time.

New lawns may require special attention. Consult your local RMSG member turf supplier for additional information.

1. Watering in the early morning or late evening hours is more efficient use of water. When watering during the heat of the day, some of the water evaporates before it can be absorbed.

2. Don’t “set it and forget it”.

As weather conditions change, adjust sprinkler settings to avoid over-watering. Check in to “smart” watering systems that save water. Your local municipality may offer incentives to purchase 10

AT HOME COLORADO

such systems.

“Recent rains provided a great deal of moisture in some areas, yet sprinklers were left running in the rain – this clearly wastes water,” notes Ruhl.

3. Check your sprinkler head coverage – don’t water sidewalks and pavement. Replace any broken sprinkler heads and adjust for maximum coverage.

4. Hand-watering may be required for areas that are under stress. Discoloring is a normal sign of stress. Keep in mind that Kentucky bluegrass, the most common lawn type in our area, is very resilient and is therefore a

good choice for this region.

5. Be sure to account for adequate water coverage in windy conditions, as high wind conditions are prevalent in Colorado.

RMSG experts emphasize that bluegrass lawns will thrive on less than one inch of water per week during the growing season. This has been demonstrated through many scientific studies. Water needs change in the fall and winter.

“Scientific research confirms that sod lawns, parks, and open areas cool the air while generating oxygen, reducing pollution, controlling soil erosion and

purifying and replenishing water supplies,” says Ruhl. “That is to say nothing of the aesthetic values of sod landscaping and how it positively impacts property values.”

RMSG members are committed to providing top-quality service throughout the Rocky Mountain region and to staying current on the latest scientific trends to ensure that sod products remain beneficial to the environment while meeting the needs of the public.

For more information on new sod or care for existing lawns, visit sod-growers.com.

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MAKE ONE OF THESE GREAT PROPERTIES YOURS! Log Home on 54 Acres!

Log Home on 40 Acres!

7855 W County Road 80C $700,000 • MLS# 912935 2 Beds • 3 Baths • 2609 Sq. Ft. Beautiful log home with wrap around deck on 54 acres is sure to “wow” you with views in every direction!

Finished walkout basement has a brand new bathroom with plenty of space to add another bedroom!

15076 Red Canyon Ranch Rd, $650,000 • MLS# 912917 3 Beds • 3 Baths • 2300 Sq. Ft. Well-maintained log home on 40 acres in private and desirable Redstone Canyon! Just a short drive from Fort Collins and within close proximity to Horsetooth Mountain Park and Horsetooth Reservoir!

Co-listed with Breann Roup 970-630-5001 broup@c3-re.com

138 Acres of Vacant Land!

4151 Wilderland Way, Loveland $900,000 • MLS# 877823 With 5 Approved Lots

536 Sawmill Road, Loveland $250,000 • MLS# 908354

37.5 Acres with Views!

138 Acres of Vacant Land bordering Devils Backbone Open Space! Only 15 minutes to Downtown Loveland but feels like a world away!

Call for more details or to schedule a tour!

35 Acres With Views!

0 Simoncrest Drive, Livermore $150,000 • MLS# 908245 Take a look at the 180 degree views from this 35 Acres of Vacant Land in Livermore! Property has opportunity for building with views both West and South. Only 40 minutes from Fort Collins and No HOA!

Amazing Views of Carter Lake! ! act ntr Co r de

Un

Looking for land?

Wait till you see the views from the top of this 37.5 acre wooded lot just 35 minutes to West of Loveland near Pinewood Reservoir.

Private Roads - By Appointment Only.

de Un

3615 Rainbow Ridge, Loveland $739,900 • MLS# 910380 4 Beds • 3 Baths • 3075 Sq. Ft.

Take a look at the views from this great mountain home overlooking Carter Lake! Ample amount of space inside and out to enjoy a great quality of life while only a short distance to downtown!

61 Le Conte Dr, Livermore $515,000 • MLS# 911892 3 Beds • 2 Baths • 2567 Sq. Ft.

5+ Acres With Outbuilding! t! rac ont rC

der

Un

Look at this great mountain property on over 5 acres in Glacier View Meadows! Sellers combined two lots to centralize the home with a pull through drive leading to the 2000 square foot outbuilding!

Downtown Loveland! t! rac ont

616 N Sheridan Ave, Loveland $525,000 • MLS# 912225 4 Beds • 2 Baths • 2234 Sq. Ft.

C

Take a look at this amazing Downtown Loveland property on a large 0.36 acre lot! Includes an outdoor deck space, storage building, large garden area, and 3 car Garage/ Shop/Outbuilding!

Co-listed with John Simmons

I AM YOUR MOUNTAIN PROPERTY SPECIALIST!

970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!

www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

May 29/30, 2020

ATHOMECOLORADO.COM

11

THE PATRICK DOLAN TEAM QUESTIONS ABOUT THE REAL ESTATE MARKET? Call us today: (303) 441-5642 VIEW ALL OF OUR LISTINGS AT PATRICK-DOLAN.COM

NEW LISTING!

GREAT NEW PRICE!

6695 DREW RANCH LN, GUNBARREL

903 W PLUM CIR, LOUISVILLE

4 Beds • 3 Baths • 3,255 SQ FT • $624,900

4 Beds • 3 Baths • 2,812 SQ FT • $839,900

Four bedrooms upstairs & across from a park!

Impeccably maintained! Close to park & trails!

FOR SALE!

FOR SALE!

6690 LEGEND RIDGE TRL, NIWOT

2274 PARK LN, LOUISVILLE

7177 CEDARWOOD CIR, GUNBARREL

4 BD • 5 BA • 5,579 SF • $1,995,000

3 BD • 3 BA • 3,138 SF • $769,000

2 BD • 2 BA • 3,004 SF • $870,000

Panoramic mountain views + a vineyard!

Low maintenance ranch-style!

Remodeled ranch-style near BCC!

GET IN TOUCH! 12

FOR SALE!

AT HOME COLORADO

(303) 441-5642

patrick-dolan.com

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We are Here For You Now more than ever, we recognize that home is where the heart is.

We are here to support you, your family, and our community.

9825 Shoreline Drive, Longmont, Colorado | $2,250,000 Lighthouse Cove, an exceptional home offering ideal lakeside and boating lifestyle in the best Colorado location.

Watch saturated sunsets dance across the water.

Listed by: Barb Silverman | 303.886.5329 | livsothebysrealty.com

14321 Peak to Peak Hwy, Allenspark

2038 Magnolia Road, Nederland

1126 E. 4th Avenue, Longmont

Permitted as a private home or retreat center/income property, 16.26 acres with beautiful views and solitude. $1,800,000 Marie Jacobs 303.919.4122

Southwest-inspired custom home in Roosevelt National Forest but only 15 minutes to downtown Boulder on 5 acres. $1,250,000 Ronda Chapleski 303.588.0206

Golf enthusiasts! This large ranch home backs up to the Fox hill Golf course, hole #1 on a .67 acre lot! Enjoy Indoor Swimming Pool! $1,150,000 Evelyn O’Neill 970.903.6119

1050 Walnut Street, Suite 100 | Boulder, Colorado | 303.443.6161 | livsothebysrealty.com

Member of the Exclusive

© MMXIX Sotheby’s International Realty Affiliates LLC. All Rights Reserved. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated. Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks licensed to Sotheby’s International Realty Affiliates LLC.

May 29/30, 2020

ATHOMECOLORADO.COM

13

LAWN AND GARDEN

Rose care

There is a point in summer when gardeners can’t show fear.

The growing season fills all of our spare time – we’re running full

BY CAROL tilt, harvesting, O’MEARA weeding and Colorado State watering; there’s University Extension blooms to pick, mulch to replenish and insects to fight off. At a certain point I

wonder why I always smell like plants, but it’s not a bad scent and soon after washing I’m back in the plants again, getting covered in sap.

The rush and frenzy can get overwhelming, so for stress relief, take time to stop and smell the roses.

Our roses don’t have many problems here in Colorado compared to other places, but a few problems crop up each year for gardeners. Leaf cutter bees are a nuisance, cutting circular pieces out of the leaves to use in building nests. These small, mild mannered bees are grey with white stripes and, though the leaves with holes look alarming, the bees are good

FOR RENT

2236 Santa Fe Dr, Longmont Single family home features 2+ bedrooms, 2 baths, open floor plan. 1,620 square feet on main level with 800 Square foot unfinished basement. Fenced yard, 3 car garage. Main level newly painted and newly carpeted. Available now. Rent is $2,500 per month and requires a one year lease.

Sandy Taylor 720-746-0345

pollinators and harmless.

Spider mites can also be problematic, feeding on sap and reducing the vigor of plants.

Thriving in hot, dry weather, their damage can cause leaves to look bronzed and drought stressed.

Look closely at the plants for telltale webbing and if you have spider mites, drive them off by increasing humidity around the plant with mulch to hold moisture.

Powdery Mildew, one of the most prevalent rose diseases, can show up in wet or dry weather. Conditions that encourage the fungus to develop are daytime temperatures near 80 degrees with higher relative humidity and nighttime temperatures around 60 degrees.

Early signs are raised bumps on the upper surface of leaves. Later the fungus will distort leaves and buds and cover them with a whitish, talcum-like powder. Untreated plants eventually become stunted, and their leaves will curl and drop.

To contain the problem, remove and destroy all infected canes and shoots. Spraying with sulfur dust is helpful but should not be used in hot weather since they can cause leaf damage. Rake up and destroy all leaves at the end of the season to prevent the fungus from spreading to other plants.

Rust fungus can infect roses when

moisture levels are continuously high for two to three hours at temperatures between 65 and 70 degrees. First appearing as orange, powdery pustule-like growths on the underside of leaves, the rust becomes visible on the upper leaf surface as orange-brown spots; eventually leaves turn black.

Remove infected leaves and canes at the first sign of rust.

Black Spot shows up on leaves as circular dark brown spots with jagged edges. Leaves infected with black spot will turn yellow and drop. Wet weather and temperatures between 65 and 75 degrees promote the disease’s development. Black spot spores move easily and can be spread by splashing water, pruning shears, and gardeners’ hands. Since the fungus overwinters on fallen leaves and in lesions on canes, remove and destroy all infected foliage, particularly at the end of the season. To avoid transmitting black spot to healthy roses, rinse the pruning shears in a bleach solution after working on an infected rose.

Carol A. O’Meara is an Extension Agent – Horticulture Entomology at Colorado State University Extension Boulder County. For more information call 303.678.6377, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

15407 Singletree Drive, MeaD • $1,150,000

FEATURED AGENT MARY ROMANO Blue SkyAlliance Colorado Real Estate Re/Max Coldwell Banker Residential

303-588-8433 homes@maryromano.com Read Mary’s At Home profile at:

http://athomecolorado.com/mary-romano

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452 14

AT HOME COLORADO

Gorgeous estate on 3.56 acres in secluded enclave. Custom design & upgraded finishes. Amazing mountain views!

Open floor plan w/5 bdrm, 4 bath, home office, living rm w/stone FP, dining rm. Chef ’s kitchen w/island, granite, maple cabs, gas cooktop, double oven, walk-in pantry, prep sink & nook. Private master w/5 pc bath & huge W/I closet. Access to wraparound deck from main level bdrms & living areas. Finished W/O garden lvl bsmt w/family rm, rec rm, 2 large bdrms, full bath. Beautifully landscaped. Oversized 3 car garage + 952 SF shop. Horses are welcome!

Amy Darcy, Realtor

Berry Darcy Kahler Team • 303-725-3756 amycdarcy@gmail.com • www.AmyDarcy.LokationRE.com

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

720-280-3544 rick@flatironshi.com

“Peace Of Mind Every Time” DAILY CAMERA / TIMES-CALL

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Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

SAN JUAN DEL CENTRO APARTMENTS

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Rentals

1BR in Quiet Building NEAR CU: $760/month, No Pets. No Smoking.

303-494-4568.

2, 3 & 4 Bedroom Apts Available Now - Apply Today **INCOME RESTRICTIONS APPLY** Applications by Request. Write or Stop by

Furnished Rooms in Luxury Home, Boulder: Near CU, Shared Large Kitchen & Laundry. $700-$950/month, includes utilities + Wifi.

Call Helen 720-633-2512

3100 34th St, Boulder, CO 80301 or Call 303-442-0230 Hours of Operation: Monday-Friday 9am-5pm

20 Acres of Grazing Pasture in Longmont : Fenced, 73rd Street Near Niwot. Contact Gerhard 303-579-7521

Equal Housing Opportunity

Room Wanted for 55 Year Old Disabled Non-Smoking Male in Loveland, Berthoud or Longmont Area.

720-453-3736

DRIVE YOUR WHEELS!

Apts $845 Duplexes $1,145 Condos $1,045 Houses $1,595 Call PMP Realty 303-776- RENT ( 7368) www.pmprealty.com

Stop! Don’t Pay Rent!

SELL YOUR STUFF! SELL YOUR STUFF! SELL YOUR STUFF! Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.

No Pets. 1 Year Lease.

970-669-7850

Rental Wanted

List your stuff and get it done! Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

List your stuff and get it done! Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

BUY A HOME NOW ZERO DOWN

List your stuff and get it done! Call

EZ Credit fix if needed Call/Text for details Ron 303-428-9377 www.StopRent.com

303-466-3636 970-635-3650 719-275-5300 888-355-0935

List your car, RV, boat or motorcycle and get ready to roll!

Call 303-466-3636 970-635-3650 719-275-5300 888-355-0935

Water Mineral Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

GOOGLE Zillow 15568 LOT Navajo Street Broomfield CO 80023 NO HOA 303-451-9584

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into quick cash with Classifieds!

May 29/30, 2020

303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND

ATHOMECOLORADO.COM

15

RECENTLY LISTED HOMES

NIWOT | 8195 CENTREBRIDGE DRIVE

LAFAYETTE | 406 W. CLEVELAND STREET

LONGMONT | 2251 BARN SWALLOW DRIVE

6 BR * 4 BA * 4735 TSF (908771) * $1,315,000

3 BR * 3 BA * 2516 TSF (912406) * $639,900

5 BR * 4 BA * 3156 TSF (912413) * $629,000

GREELEY | 5403 5TH STREET ROAD

BOULDER | 4323 APPLE WAY

BOULDER | 1655 WALNUT STREET 103

3 BR * 2 BA * 1805 TSF (912457) * $429,000

4 BR * 4 BA * 3404 TSF (912459) * $2,100,000

2 BR * 2 BA * 2190 TSF (912563) * $1,450,000

BOULDER | 2962 SHADOW CREEK DR. 109

BOULDER | 335 DEWEY AVENUE

LAFAYETTE | 1532 HARVEST DRIVE

1 BR * 1 BA * 663 TSF (912652) * $330,000

3 BR * 4 BA * 3990 TSF (912661) * $3,195,000

4 BR * 4 BA * 2594 TSF (912690) * $599,900

LAFAYETTE | 2832 TWIN LAKES CIRCLE

NIWOT | 335 3RD AVENUE

BOULDER | 3785 BIRCHWOOD DRIVE 65

4 BR * 4 BA * 2488 TSF (912758) * $679,000

4 BR * 3 BA * 2412 TSF (912799) * $739,000

2 BR * 1 BA * 896 TSF (912802) * $345,000

OUR HOME SEARCH APP is the most accurate available.

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2425 Canyon #110 | 1320 Pearl 16

AT HOME COLORADO

303.449.7000 | BoulderCO.com DAILY CAMERA / TIMES-CALL