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Spree Living Villages

A Low Maintenance, Community-Focused Lifestyle

Brookfield Residential's Villa 2 Interior in LakeHouse Village.

Quick Guide and Featured Virtual Tours

Coronavirus Financial Relief With a Reverse Mortgage

Lawn and Garden: Active and Passive Rainwater Harvesting

Looking for a home? View comprehensive listings and local virtual tours taking place across the region.

The economic effect of the coronavirus pandemic been global. Seniors who are homeowners have another option to access to cash for living expenses: the reverse mortgage.

As the gardening season gets into full swing it is a great time to reassess what worked last year and perhaps try new ideas. Enter, rainwater harvesting.

May 22/23, 2020

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COLORADO HOME AND REAL ESTATE

CONTRIBUTING WRITERS

Duane Duggan Sean McIllwain Scott Rodwin Tom Kalinski Emma Castleberry Deryn Davidson Rick Jacquemard ADVERTISING CONSULTANTS

Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR / EDITOR

Greg Stone At Home is a Marketing Feature published by the Boulder Daily Camera and Longmont Times-Call. ©2020 Prairie Mountain Media.

ADVERTISE To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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At Home welcomes news tips and articles on local real estate and the home including expert advice, upcoming events, Realtor achievements, community involvement and more. Submit information and articles to: athome@dailycamera.com or athome@timescall.com SIGN UP FOR OUR E-NEWSLETTER AT ATHOMECOLORADO.COM

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REALTOR FOR LIFE

Coronavirus financial relief with a reverse mortgage - Part 1 The economic effect of the coronavirus pandemic been global. Retirees have seen their retirement nest eggs shrink over the last couple of months. Yet,

BY DUANE as we have seen DUGGAN in the past, Realtor and Author markets usually RE/MAX of Boulder will recover after a crisis, but it will take time.

In the meantime, seniors who are homeowners have another alternative to access to cash for living expenses: the reverse mortgage.

In 1988, FHA reverse mortgage insurance legislation was signed

by President Reagan. Although reverse mortgages existed for some time, they are gaining popularity as Baby Boomers grow older and have a high demand for cash to maintain their standard of living.

In the past, some considered a reverse mortgage as an option of last resort. Over time, the reverse mortgage product has evolved into a financial tool that has helped many people. If you are over 62 years of age, you could be a candidate for a reverse mortgage.

The home must be your personal residence and must meet HUD’s guidelines. The reverse mortgage process is fairly complicated and in fact, it is required for the borrower to take a class so that they have a complete understanding of the process.

A reverse mortgage can be secured by your present home, but it can even be used for the purchase of a different home. A reverse mortgage might help you stay in your home longer, or you could sell your larger home and downsize using a reverse mortgage to buy your next home.

Many seniors are dependent on social security but are finding that it is not enough to cover their expenses. A reverse mortgage can be a useful tool to supplement social security by providing additional income. This loan is designed for seniors who need to eliminate a mortgage payment and need a source of income while staying in their present home.

The potential loan amount is determined using a percentage of

If you are over 62 years of age, you could be a candidate for a reverse mortgage. (Photo: Joe Hepburn, Unsplash).

the home’s value. The percentage varies based on the age of the youngest homeowner. The homeowner still owns the home and can sell it anytime they choose.

Typically, the homeowner will never pay off the loan. Rather, the estate of the homeowner will do that. If there is any remaining equity after death, the equity passes to the estate. If the home eventually sells for less than the balance of the reverse mortgage, the estate is not liable for that shortfall.

To get a reverse mortgage, your house does not have to be free and clear, but there does need to be enough equity to pay off the existing mortgage and still have

enough to draw upon. The loan amount available is determined by the age of the homeowners, current interest rates, and the appraised value of the home. The maximum loan amount will be subject to FHA loan limits.

There are several reverse mortgage calculators on the internet. However, a full-time Certified Reverse Mortgage Professional (CRMP) should be consulted for calculations based on current formulas.

Reverse mortgages can certainly help low-income families, but the reverse mortgage has become an important part of overall financial plans for many families.

Generally, the amount of equity in the home determines qualification, which is why it can be a great help to low-income seniors. There is no employment requirement in order to qualify for a reverse mortgage, however, the homeowner needs to demonstrate the ability to pay HOA fees, taxes, and insurance on the property, or set up a reserve to ensure that those expenses will be paid. The amount of reserve is based on a life expectancy formula.

In my upcoming article, Part 2 of this series, I will discuss in more detail the benefits and disadvantages of a reverse mortgage.

Duane Duggan has been a Realtor for RE/MAX of Boulder since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452 DAILY CAMERA / TIMES-CALL

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REALTOR FOR LIFE

HOA: Three simple letters, one polarizing entity HOA: they’re three simple letters that can conjure up a range of emotions. As the acronym for Homeowner Association, just the mention of

BY SEAN “HOA” can be MCILLWAIN met with a sense Mod Boulder of belonging – or an air of contempt.

While they may seem like a newer concept, HOAs were originally established by U.S. land developers in the mid-19th century. With slow-growing popularity, HOAs didn’t become widespread until the 1960s, when the construction of highways made commuting to cities easier, and more large-scale suburban residential developments emerged, prompting developers to increase the density of homes on the land.

In order to evade housing density laws while retaining a homogenous suburban look, developers clustered homes around green open areas maintained by

Over 69 million Americans belong to an HOA. (Photo: Shutterstock).

associations. To improve cash flow and property value, HOAs began to provide services that previously had been provided by municipal agencies funded by property taxes, and local governments began promoting subdivision development. This arrangement was a win-win for both parties.

In an effort to make their developments more desirable on the real estate market, developers expanded the scope of the HOA’s authority to include managing and maintaining the neighborhoods, as well as regulating exterior changes to residences, landscaping, maintenance requirements and standard color palettes, among other things.

In today’s HOA landscape, the most common criticism is that the HOA has burdensome and restrictive regulations on how homeowners may use their own property. But this perceived micromanagement can be viewed in two different lights. While owners may lose some of their freedoms, they’re equally protected from others’ lack of consideration.

Let’s be honest: there are very few homeowners who appreciate their neighbor’s violet-colored house with overgrown weeds, an incessantly barking dog, and a yard that doubles as a parking lot. And then there’s the simple fact of property value. According to a 2019 study in the Journal of Labor Economics, “houses in HOAs have prices that are on average at least four percent, or $13,500, greater than observably similar houses outside of HOAs”.

Additional benefits to homeowners may also include management services and common area maintenance, recreational amenities such as pools, parks and even gyms in some areas, insurance coverage,

and the opportunity for members to plan new developments in accordance with community values. To many, these are seen as advantages worth the monthly premium.

But, just as some find the HOA fees worth every penny, others may find the growing annual premiums, punitive fines, appearance standards, restrictions on property use, and lack of personal autonomy to be a financial burden, a lifestyle burden, or a mixture of both.

Today, over 69 million Americans belong to an HOA, and that number continues to rise. A well-run HOA provides a solid framework for a rewarding community-living experience, and, with the right leadership and guidelines, can promote good citizenship across the community.

And these days, that’s definitely worth every penny.

Sean is the founding broker of Mod Boulder Real Estate and the principal pedaler at Club Mod Cycling. Call 720.252.6051, e-mail sean@modboulder.com or visit modboulder.com.

Thank you

to our Military and their Families Happy

Memorial Day!

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May 22/23, 2020

Enjoy the Beauty & Tranquility of Meadow Green Farm!

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If You are Buying or Selling a Home, Let Diane’s 31 Years of Local Experience Help You Reach Your Goal. Call Today! Interests Rates Are Great!

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Each office independently owned and operated.

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We are Here For You Now more than ever, we recognize that home is where the heart is.

We are here to support you, your family, and our community.

851 Tempted Ways Drive, Longmont, Colorado | $775,000 Newly built, Contemporary Townhome, in Prospect New Town, one of Dwell Magazines Most Desirable neighborhoods.

4 Bed, 4 Bath, 3060 SQFT,Abuts Park, by Architect Christopher Melton.

Listed by: Marybeth Friesz | 720.480.6145 | livsothebysrealty.com

0 Nibmus Road, Niwot

2038 Magnolia Road, Nederland

3401 Arapahoe, #307, Boulder

Build your dream home on this 20.74 acre lot with mountain views! 25 shares of Left Hand Ditch and 25 shares of Williamson Ditch. $1,500,000 Michelle Bodin 303.884.4442

Southwest-inspired custom home in Roosevelt National Forest but only 15 minutes to downtown Boulder on 5 glorious acres. $1,250,000 Ronda Chapleski 303.588.0206

Beautifully appointed 2 Bedroom with Den @ The Peloton, Foothills Views and all the upgrades with over 1789 sq.ft. $899,000 Jeff Erickson Group 303.589.2741

1050 Walnut Street, Suite 100 | Boulder, Colorado | 303.443.6161 | livsothebysrealty.com

Member of the Exclusive

© MMXIX Sotheby’s International Realty Affiliates LLC. All Rights Reserved. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated. Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks licensed to Sotheby’s International Realty Affiliates LLC.

May 22/23, 2020

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ASK THE ARCHITECT

How do you find and work with an Architect If you’ve been searching, but can’t find the perfect house, perhaps the solution is to remodel one or to build your own dream home from scratch. The process usually starts by finding a licensed Architect to guide you.

the materials, products and systems mentioned above.

A few architecture firms are design/build companies.

There are advantages to this arrangement in cost and time savings, as well as single-point responsibility.

BY SCOTT RODWIN Rodwin Architecture/ Skycastle Construction

An Architect has several roles Most people know that the Architect designs and draws a house. But they also: • Conduct a Feasibility Analysis before the design begins to make sure that the property is generally suitable for what you want to do. This includes looking at things like the maximum allowable size, the permissible massing on the site, floodplain, historic landmark and 20 other critical issues.

• Help you to set realistic goals, understand the project’s constraints and see hidden opportunities. In particular, they work with you to establish a workable budget, schedule and expectations about what the process and end result will be.

• Specify the materials, products and systems and (in many cases) assist you with shopping for things like flooring, tile and plumbing fixtures. They often spend a fair amount of time educating you as to the pros and cons of each option.

Not all Architects can provide expertise in all of these areas, so ask the Architects you interview if they do this or if you need to hire additional professionals.

• Assist you in choosing a builder. This can either come through a recommendation to use one, or by managing a competitive Bid among several General Contractors on your behalf. In most cases, the Architect will have valuable suggestions for qualified local builders. Sometimes the builder provides the advice on 6

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• Select of a team of consultants: most projects require a structural engineer, a surveyor, a civil engineer and a HERS (energy) rater. Additionally, projects may need an interior designer, a landscape architect, or a variety of other specialists. The more you let the Architect steer the selection of the team, the better the outcome, as they have typically worked together before.

• Manage the project: you can hire an Architect to just draw a set of plans, but the more you have them do, the greater the likelihood of a successful project. The Project Management aspect of their scope of work means that they are taking responsibility not just for the design, but for the overall success of your project.

How do you find the right Architect for you?

• Most people search websites and portfolios online, or get a recommendation by a direct personal reference like your Realtor. Also look for third party “Best of” lists and check the firm’s online ratings.

• Some Architects have a singular style and some work in whatever style their clients prefer. Find out which one they are.

• Boulder is an unusually restrictive and complicated place to build and it is critically important to hire an Architect expert in the local codes and process. In particular, our sustainability codes (green building) and our Planning & Zoning are among the strictest in the nation – they can easily stop a project in its tracks if they aren’t properly understood at the outset.

Contracts and business: There are several common types of contractual arrangements: • Fixed Fee – if you know the full scope of the project and the work requested, you can obtain a Stipulated Sum contract from the Architect.

This can be modified by mutual consent should the project scope change in the future. This is the most common type of contract with new homes (from scratch or scrape). It’s uncommon with remodels. This type of contract typically lists all of the anticipated tasks they will perform in detail.

• Hourly (also known as Time and Materials) – pay as you go. On the plus side, you only pay for the work that you need and you get to direct what work you want.

On the down-side, you don’t know what the top end will be and the Architect’s fees are often more expensive than most clients imagine.

If expectations are not discussed at the outset (the total estimated fees) it can lead to conflict. Note that most remodels are done as an Hourly contract as it is impossible to know the full scope of work at the outset (there are always unpleasant surprises inside the walls).

• Percentage of construction cost – this ties the Architect’s fee to the cost of the overall work (which makes proportional sense), but some clients don’t like that it appears to incentivize the Architect to design expensive construction (in reality, the Architect’s main responsibility is to design to your budget and most take that seriously), and again, you don’t know what the top end will be. Note that the percentage will typically be much higher for remodels than for new construction.

Things to look out for: • Big egos and rigid ways of working: This is your house and your preferences should rule. A good Architect asks lots of questions and is

interested in what you like, how you want to live and how you like to make decisions.

At the end of the day, the best Architects are the best listeners.

• Be aware that just because something is in the firm’s portfolio doesn’t mean that the Architect you will be working with was responsible for that project. The Architect may have left the firm, and even if they are at the firm, they may not be working on your project. Note that many houses are produced by a small team (Principal Architect, Project Manager, Job Captain (senior draftsman/designer) and a Junior designer/draftsman.)

• Architects are not always great at predicting budgets. Get a builder involved during the design process to help.

• Scope creep: This one is not the Architect’s fault. Everyone wants more house than they want to pay for and an Architect is happy to help their client envision their most ambitious dreams. The most common and dangerous way this happens is scope creep – a few more feet of space, a steam shower here, a new stone wall there and “hey, how did we end up 30 percent over budget?!?”

Well, you asked for it. Be clear with your Architect which rules: your budget or what you want. They will need that guidance to successfully steer the project.

Creating a custom home (remodel, addition or new) can be one of the most stressful, risky and expensive projects a person will undertake in their lifetime. But if handled correctly, it can also be one of the most rewarding and enduring. A custom home can be an expression of your personality and a support to your life in ways you might never have previously experienced. Don’t skimp on the Architecture. There’s a truism in our profession: “It costs one dollar to design it right on the drafting board or $10 to fix it in the field.”

Scott Rodwin, AIA, LEED AP is the owner of the Rodwin Architecture/ Skycastle Construction, a 12 person, award-winning design/build firm specializing in high-end custom green homes in Boulder. E-mail scott@rodwinarch.com or visit rodwinarch.com.

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ASK THE ARCHITECT

Buying your first home? Here’s what not to do

By Tom Kalinski RE/MAX of Boulder In this time of social distancing, people are still shopping for houses in Boulder County. Yet even in the best of times, buying a home can feel daunting, especially if this is your first purchase.

Knowing what to do, and perhaps more importantly, knowing what not to do, improves your chances of success. Here are the top 14 mistakes not to make and pro tips on how to avoid them, as reported by Bankrate.com.

1. Don’t start home shopping before securing a mortgage preapproval. As you think about buying a home, it’s tempting to “see what’s out there.” But before you do, find a mortgage lender and get a fully underwritten preapproval. Then you can shop with confidence, know your price range, and your offer will be taken seriously.

2. Don’t talk to just one lender.

To ensure you are getting the best rates, lender fees, and loan terms, talk with three lenders and a mortgage broker. Look for a lender

who has the knowledge to help you identify obstacles and who is responsive to your requests, and you’ll find the best match for you.

3. Don’t buy a house beyond your budget. Look at your monthly budget and decide which monthly mortgage payment fits comfortably within it. Leave room for other expenses, and then find a house that fits that picture.

4. Don’t move too fast. Start your home-buying plan at least one year in advance. It will give you time to save enough, and to boost your credit score by repairing any poor credit or paying down debt.

5. Don’t spend too much of your savings. This is one of the most common mistakes first-time buyers make. Instead, build an emergency fund of three to six months of living expenses and don’t use it for the down payment. Homebuyers who put at least 20 percent down don’t have to pay mortgage insurance for a conventional mortgage. But experts advise that an emergency fund is more important than the savings.

6. Don’t be careless with credit.

Don’t make changes in your credit profile for several months prior to

applying for a mortgage and all the way through closing. Whether you open a new credit card, close an account, or make a large purchase, this is a red flag for lenders. Instead pay down your existing balances to below 30 percent of your available credit limit, and pay your bills on time and in full every month.

7. Don’t buy a house you love in a neighborhood you don’t. It’s all about location in real estate, but it has to be the location you want, not just a popular area. Pick the neighborhood which suits your values and lifestyle. Check commuting time and traffic for drives to work and school.

8. Don’t make emotion-based decisions. Home is where the heart is, but when you’re buying a house you want to keep emotion out of it. Competitive housing markets fuel your emotions. Remember, have a budget and stick to it. A good Realtor will help guide you through the process.

9. Don’t assume you need 20 percent down. The median down payment is 13 percent, according to the National Association of Realtors. Putting down less than 20 percent means you have to pay

mortgage insurance, but it can take years to save that much. Instead, consider a government-insured loan that requires 3.5 percent down. Check to see if you qualify for housing assistance programs for first-time buyers.

10. Don’t wait for that perfect home. Looking for the perfect property can limit your search and may lead you to overpay. Instead, keep an open mind and be willing to put in some sweat equity. You’ll find a home faster.

11. Don’t overlook FHA, VA, and USDA loans.

12. Don’t miscalculate the hidden costs of homeownership.

13. Don’t forgot to pre-plan the process for using gift money .

14. Don’t forget to negotiate a homebuyer rebate.

Read the full story at bankrate. com/real-estate/first-timehomebuyer-mistakes.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com

LONGMONT ASSOCIATION OF REALTORS

INDEPENDENT BROKERS MOVING IN? MOVING OUT? MOVING UP? CALL

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Leaders in Change... Delivering Results!

May 22/23, 2020

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THE PATRICK DOLAN TEAM QUESTIONS ABOUT THE REAL ESTATE MARKET? Call us today: (303) 441-5642 VIEW ALL OF OUR LISTINGS AT PATRICK-DOLAN.COM

NEW LISTING!

FOR SALE!

1050 GRAPE AVE, BOULDER

625 MANHATTAN PL 205, BOULDER

936 MILO CIR UNIT A, LAFAYETTE

3 Beds • 3 Baths • 2,446 Square Feet

2 Beds • 2 Baths • 819 Square Feet

2 Beds • 2 Baths • 1,540 Square Feet

Offered at $1,200,000

Offered at $340,000

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Raised ranch with a large backyard!

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6695 DREW RANCH LN, GUNBARREL

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4 Beds • 3 Baths • 3,004 Square Feet

4 Beds • 5 Baths • 5,579 Square Feet

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(303) 441-5642

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Thinking of Moving?

Check out these great homes and many more at:

PRIME DEVELOPMENT LOCATION 9230 E 168th Ave BRIGHTON $8,280,000, 2 Homes, 207 Acres

UPDATED MID-CENTURY MODERN 1340 Bluebell Ave BOULDER $1,665,000, 3 Beds, 3 Baths, 2937 SqFt

CUSTOM BUILT ON 2+ ACRES 2676 Grace Way MEAD $1,550,000, 5 Beds, 5 Baths, 7082 SqFt

ABUNDANCE OF NATURAL LIGHT 1412 Onyx Cir LONGMONT $950,000, 6 Beds, 6 Baths, 4922 SqFt

MAXWELL PARK BEAUTY 2444 9th St 8 BOULDER $949,000, 2 Beds, 2 Baths, 1280 SqFt

PRIVATE 10 ACRE MOUNTAIN RETREAT BACKYARD OASIS W/ LUSH GREENERY 1635 Sugarloaf Rd BOULDER 1321 Ruby Way LONGMONT $925,000, 3 Beds, 4 Baths, 3978 SqFt $850,000, 5 Beds, 5 Baths, 4618 SqFt

IMPECCABLE CRAFTSMANSHIP 22 Spruce Way BLACK HAWK $825,000, 4 Beds, 4 Baths, 4585 SqFt

WALK TO DOWNTOWN 416 E Elm St LAFAYETTE $785,000, 5 Beds, 4 Baths, 3590 SqFt

LOCATED IN THE NEW DELO COMMUNITY 1004 Maria Ln LOUISVILLE $780,000, 4 Beds, 4 Baths, 2313 SqFt

CUSTOM BUILD W/ RV GARAGE 15746 Highway 119 BLACK HAWK $775,000, 4 Beds, 2 Baths, 3735 SqFt

UPDATED BUNGALOW NEAR DU 1842 S Franklin St DENVER $719,000, 4 Beds, 2 Baths, 1723 SqFt

SOARING CEILINGS & PICTURE WINDOWS 1174 Northridge Dr ERIE $685,000, 3 Beds, 3 Baths, 3556 SqFt

SPACIOUS PROPERTY IN FOX HILLS 655 Crawford Cir LONGMONT $559,900, 3 Beds, 3 Baths, 3197 SqFt

SOUTH FACING WITH NATURAL LIGHT 4652 Dapple Ln 2 BOULDER $540,000, 2 Beds, 3 Baths, 1860 SqFt

CREAM PUFF IN KENDALL BROOK 2030 Alabama St LOVELAND $530,000, 4 Beds, 3 Baths, 3280 SqFt

REMODELED TOP TO BOTTOM 401 Cypress St BROOMFIELD $449,000, 4 Beds, 3 Baths, 1707 SqFt

PERFECT YARD FOR ENTERTAINING 3624 Pinewood Ct JOHNSTOWN $425,000, 4 Beds, 3 Baths, 3169 SqFt

ALL NEW EVERYTHING 2024 Timon Cir 170 LAFAYETTE $410,000, 4 Beds, 4 Baths, 1890 SqFt

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an Accurate Estimate of Your Home’s Value On Walnut Nederland 303.442.3180 303.258.7020 1911 11th St #200 Boulder, CO 80302

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COVERPROFILE

Spree Living Villages

and personalization of your own home, but also the opportunity to connect regularly with neighbors and feel the stability and warmth of a true community.

LakeHouse Village at Barefoot Lakes LakeHouse Lifestyle Center, with its wide selection of indoor and outdoor amenities, is the central component of LakeHouse Village.

The patio terrace looks out across says Jim Van Gelder, vice president the two shimmering lakes of of sales of marketing for Brookfield Barefoot Lakes, the community’s Residential Colorado. “They’re all namesake. Beyond the lakes, a clear day affords a view of Longs Peak. seeking to make the most of their Residents of LakeHouse Village free time.”

There are plenty of communities not only benefit from the amenities unique to their neighborhood, dedicated to active adults over but they also have access to all of 55 years of age, yet the desire the Barefoot Lakes community, for low-maintenance homes and including the 12-acre Peninsula a fun calendar of community Park with an extensive trail events is not unique to retirees.

Single-family households, divorced network, and The Cove, a brandnew, 5,000-square-foot amenity parents and even young couples center with fitness and lounge areas with no children can reap the and a pool. Furthermore, Barefoot same benefits of low-maintenance Lakes will allow lake access this living. Being able to take off on a year, including designated fishing spontaneous lakeside excursion locations around the lakes and a (a spree, if you will) without worrying about mowing your front dock for launching water activities. lawn; or having access to a yoga or To encourage residents to make the most of these beautiful bodies of cooking class with your neighbors water, Barefoot Lakes has partnered – this is what home buyers want, with Standup Paddleboard regardless of age.

Colorado to offer watercraft The lifestyle within LakeHouse rentals, including paddleboards and Village offers the best of both kayaks. worlds. Perhaps one of the biggest On every visit to the lake, draws of the neighborhood is the residents can find new things lifestyle manager, Paul Cardenas, to appreciate about this special who coordinates entertainment outdoor ecosystem. Educational and engagement for the signage will examine the different community. For now, the calendar types of wildlife in Barefoot features virtual events to keep Lakes, including birds, reptiles and neighbors engaged and connected in LakeHouse Village, like a virtual amphibians, as well as details about each animal’s habitat. Designated yoga class and a catered brunch fishing locations will feature delivered to residents’ homes.

Using resident feedback, Cardenas signage describing the types of fish will continue to develop a calendar in the lakes, as well as bag limits that speaks to the needs and wants and instructions for which fish are catch-and-release or catch-andof residents. dispose.

Living at LakeHouse Village Whether on the lake or in provides not only all the privacy

A low maintenance, community-focused lifestyle

By Emma Castleberry Photos courtesy: Brookfield Residential / Art & Business One

B

rookfield Residential knows that modern homebuyers want more than just four walls and a roof. In addition to beautiful, functional, manageable homes, today’s buyers want perks like abundant amenities and a robust community – and that’s just what Brookfield Residential is offering at LakeHouse Village – the new Spree Living Village at Barefoot Lakes.

Situated within the master10

AT HOME COLORADO

planned community of Barefoot Lakes, LakeHouse Village is a unique, enclave neighborhood named after its crown-jewel amenity center – the LakeHouse, which will act as the heartbeat of the community.

Spree Living Villages are a neighborhood concept designed for people of all ages and life stages who want low-maintenance homes and an active, engaged group of neighbors. “Spree Living Villages are designed for busy couples, for single moms and dads, young professionals and traveling baby boomers,”

The LakeHouse Lifestyle Center will act as the heartbeat of the community.

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their homes, LakeHouse Village residents’ lives are enriched by blue mind science, the theory that there are tangible neurological, psychological and emotional benefits to connecting with water spaces. “If you come in contact with water regularly, it has major positive effects on energy, stress and attitude,” says Ethan Demby, Director of Integration at Art + Business ONE, the brand and marketing firm for Barefoot Lakes.

Brookfield Residential is the only builder within LakeHouse Village at Barefoot Lakes. Buyers can choose from Brookfield’s Villa Portfolio, which features paired duplex homes from the high $300s, and the Ovation Portfolio of single-family homes starting in the low $400s.

LEFT: Brookfield Residential’s Ovation 4 exterior in LakeHouse Village RIGHT: Brookfield Residential’s Ovation 2 interior in LakeHouse Village.

Four layouts in the Ovation Portfolio offer homes up to 2,696 square feet featuring 2 to 5 bedrooms and 2 to 5 baths.

All homes in the Ovation Portfolio are outfitted with the Ovation Portfolio myCommand Universal Smart at Lakehouse Village Home, which lets you use the Homes in the Ovation portfolio technology of your choice (such are impeccably stylish without as Alexa or Google) to control being high-maintenance. Classic thermostats, locks and lights. architecture and modern details These carefully-considered homes come together to create timeless, have all the features you require, sophisticated homes. Smart features as well as so many conveniences like zero-entry showers and an you didn’t know you needed. open-concept floor plan make life easier and streamline your indoor Villa Portfolio experience, while the option for The paired duplex homes of the extended patios gives you all the Villa Portfolio homes feel far outdoor space you could want. more luxurious than the typical

paired patio home. You share a wall with your neighbor, but that’s easy to forget when immersed in the abundant natural light, high ceilings and beautiful interior detailing of a Villa home. Situated with close proximity to lakes and lakeside trails, the Villa Portfolio offers residents easy access to the greatest benefits of the LakeHouse Village lifestyle.

The Villa Portfolio offers three different floor plans with up to 2,043 square feet of living space, 1 to 3 bedrooms and 1.5 to 3 baths.

Spacious master suites and openconcept living areas make your indoor space just as luxuriant as your plentiful outdoor space on the front porch and patio.

A home is a community By offering this dynamic community environment to a range of age groups, all residents benefit from a diverse, multigenerational community. The beauty of Spree Living Villages is that a the price tag includes not only a beautiful home with lowmaintenance features, but also an enriching, community-focused lifestyle. Living in LakeHouse Village frees up your time to spend it however you wish, whether that’s inside or out.

For more information about these special communities – including a calendar of all upcoming community events – visit SpreeLiving.com.

1258 Red Tail Way Cheyenne, Wyoming $949,900

Amazing custom log home West of Cheyenne on 40 acres. This wonderful home has over 6000 sq.ft. of living area with 4 bedrooms 4 baths plus an oversized 4 car garage with full loft. The beautiful reclaimed cherry floors and cherry cabinets make this home very special. The gas log fireplace with custom stone reaches over 30 ft. from floor to peak. The 40 x 60 outbuilding has 2 14ft. doors great for your RV and other toys. There are 4 stalls for horses plus 4 separate corrals. Completely fenced 40 acres. Beautiful views from all directions. 15 minutes from Cheyenne. Realtor owned property.

Donna Greene, Broker

WINDMILL PROPERTIES AND MANAGEMENT, LLC 5917 Sunset Drive, Cheyenne, WY • 307-220-8021 May 22/23, 2020

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ASK THE EXPERT

Things home inspectors wish you knew Inspections can make or break a sale for both sellers and buyers.

For this reason, the inspection process can be somewhat

BY RICK terrifying.

JACQUEMARD For sellers, Flatirons Home it is a reminder Inspections of issues you may have been ignoring over the years. And for buyers, it can be heartbreaking to fall in love with a home that might end up making no sense to buy.

Try not to let the inspection process stress you out. Remember, that is not what your home inspector wants. All he or she wants is a thorough inspection and a satisfied client. Form a partnership with your home inspector to make the process easier and more effective.

Knowledge is key! Here are a few essential things inspectors would like you to keep in mind.

For sellers It is easy to grow attached to

your home and overlook some of the wear and tear. But while those familiar flaws may feel like home to you, they might not be to potential buyers. If someone is making such a large investment to buy your home, they want to make sure it is a good product.

Move your pets. Your dog or cat may be adorable but even if your home inspector loves dogs or cats, pets running underfoot makes the job much more difficult.

Inspections might require opening exterior doors multiple times, giving pets the opportunity to escape. When you leave the premises for the inspection take your pets with you.

Clean before an inspection. Your house does not need to be spotless.

An inspector will not ding you because your carpet has not been vacuumed or your windows are not clean. However, do get rid of clutter and make sure all areas are accessible. Often, walking through the home with an inspector is the first time the buyers are in the house for an extended period of time.

Inspectors will need access to all areas of a property. Leave keys

to all attics, crawl spaces and outbuildings. If an inspector must return at a later date to inspect areas that are not accessible during the initial inspection it is an inconvenience for all involved and could involve added expense.

For buyers Your potential new home will invariably have problems. Your home inspector will likely come up with what seems like an endless list of problems after the walk-through. Do not panic, even inspectors’ homes have problems and maintenance issues. There are times when you should worry but not every issue is critical.

Your inspector will know which problems you should address first.

Almost anything can be fixed.

There are a few frightening home inspection terms that seem to get everyone’s attention: mold, radon and asbestos. And yes, they should, but no more than a roof that needs replacing or an older heating system.

Home inspectors cannot predict the future. You might want to know how many more years the roof will last. An inspector

might be able to give you a rough estimate, they cannot give you a precise timeline. The same is true for appliances such as water heaters and furnaces. Inspectors can tell you if they are currently in good shape or not and maybe an estimate of how much life they have left.

Brand-new homes need inspections too. Just because a home is brand-new does not mean that it is guaranteed to be problemfree. If the construction crew or the builder did sloppy work or generally cut corners, you might have issues down the road. Getting an inspection can make you feel better about your purchase when you know your brand-new home is in top condition.

Treat the inspection process as a learning experience. Ask questions and take notes. The cost for an average home inspection ranges between $350 and $600 nationally.

It is a small price to pay for peace of mind when you are investing hundreds of thousands of dollars.

For more information contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

MAKE ONE OF THESE GREAT PROPERTIES YOURS! 138 Acres Land!

138 Acres of of Vacant Vacant Land!

Downtown Loveland!

Overlooks Reservoir!

5+ AcresPinewood With Outbuilding! !

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4151 Way,Loveland Loveland 616 NWilderland Sheridan Ave, $900,000 • MLS# $925,000 MLS# 912225 877823 $525,000• With Building Lots2234 4 Beds • 52 Approved Baths • Total Sq. Ft.

138 of Vacant Land bordering Devils TakeAcres a look at this amazing Downtown Backbone Open property Space! Only minutes to Loveland on a15large Downtown Loveland but feels like a world 0.36 acre lot! Includes an outdoor deck space, largeorgarden away!storage Call forbuilding, more details area, and 3 car Garage/Shop/Outbuilding! to schedule a tour!

Large 3/4 Acre Lot! 138 Acres of Vacant Land!

Carter Lake Live/Work 37.5 Acres with Opportunity!

Views!

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LD

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79Le Green Mountain Drive 61 Conte Dr, Livermore $465,000 • MLS# 911892 900115 $515,000

2800 KyleWay, Circle 4151 Wilderland Loveland $625,000 • MLS# 877823 898211 $900,000

Takeatathis lookgreat at this quaint cabin sitting on Look mountain property on over half an acre overlooking 5 acres in Glacier View Pinewood Meadows!Reservoir Sellers lcoated less than the combined two lots30 to minutes centralizefrom the all home

laundry, floor master with walk in closet Only 15main minutes to Downtown Loveland

Beds••22Baths Baths •• Total Total Sq. 3 3Beds Sq.Ft. Ft.1992 2567

conveniences that Downtown Loveland with a pull through drive leading to theand square foot the2000 surrounding areaoutbuilding! has to offer!

5 With Beds 5• Approved 4 Baths • Total Sq. Ft. 3943 Building Lots Come see this home in desirable Bonnell 138 Acres of Vacant Land bordering

West!Devils Features main floor office, main floor Backbone Open Space!

feels like bath, a world and 5 but piece master andaway! backs up to Call for more details oropen to schedule neighborhood space! a tour!

North Shore RVRoad, Park Loveland and Store 536 Sawmill $1,200,000 MLS#908354 871670 $250,000 ••MLS#

3 Beds • 4 Baths • Total Sq. Ft. 2820 Opportunity abounds the North Shoresee RV the Park Looking for land?atWait till you &views Store with streams incomeacre with frommultiple the top of thisof 37.5 potential more! your showing now to woodedforlot justSchedule 35 minutes to the West seeofthis Live/Work property in the Carter Lake area!

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www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

12

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LAWN AND GARDEN

Active and passive rainwater harvesting As the gardening season gets into full swing and you’re looking at your landscape with fresh eyes, it is a great time to reassess what worked last year, what didn’t,

BY DERYN and perhaps DAVIDSON start trying out Colorado State some new ideas. University Extension Boulder County Enter, rainwater harvesting!

Rainwater harvesting is an ageold practice. Ancient civilizations developed the techniques to control flood water and collect rain for agriculture and domestic use. By shaping the earth, they were able to manage water and direct it to where they needed it to go.

There are two types of rainwater harvesting that you can employ for your landscape: ACTIVE and PASSIVE. Active rainwater harvesting is capturing water in a container for later use, or tank storage. Passive rainwater harvesting is diverting water overland to vegetated areas for immediate use, or soil storage.

It is important to understand

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that Colorado is a water rights state and this is key when considering active rainwater harvesting. Our water use is governed by the prior appropriation doctrine which, in layman’s terms, means a priority system – “first in time, first in right”. Essentially, when rainwater lands on the ground, it is owned by someone who hold water rights. Water in the arid west is no joking matter and the legalities around it are many. However, the good news for us is that through a study conducted by CSU it was determined that there would be no adverse effects on water rights holders and that rain barrels were a fraction of the total water balance.

In August 2016, House Bill 161005 was signed into law allowing Colorado residents to collect up to 110 gallons of rainwater, at any given time. With 110 gallons you can adequately water approximately 180 square feet with ~1” of water. It is important to note that your rain barrel will only be a supplement to your normal watering routine, but it’s something!

Active rainwater harvesting involves attaching a rain barrel to

your gutter and downspout system.

When it rains, the barrel will fill up quickly and you’ll be able to use that water later. The barrels must have a sealable lid and must be located above ground. You can purchase pre-made barrels or make one yourself. The most common DIY barrels are either 55-gallon trashcans with lids or old food grade barrels that you can get from bottling companies, bakeries, delis, and other bulk food service operations. DIY barrels must be properly retrofitted to conform to the state regulations. There are also regulations on what type of structure you can collect from and how you may use the water collected.

Passive rainwater harvesting does not fall within the issue of water rights because you are not holding the water for any length of time. It involves configuring your land to include elements that slow, spread and sink rainwater on your site. The goal is to keep it from rushing off your property and into the storm sewer. By creating berms (raised areas designed to slow), swales (raised areas designed to spread) and rain gardens (areas designed to sink) you are allowing

the natural precipitation that we receive to infiltrate through your soil and plant roots and enter back into the ground water. Believe it or not, even when we get huge downpours, if you have a mostly flat or sloped yard, a lot of that water never makes it into the ground, but instead flows off your property, down sidewalks and driveways and into the sewers.

Passive rainwater harvesting is not only good for your landscape, it also helps to clean water before it reenters the watershed.

If you are interested in how to incorporate active and passive rainwater harvesting into your landscape you can find more information about what is required at the CSU Stormwater Center, stormwatercenter.colostate.edu and on the CSU fact sheet “Rainwater Collection in Colorado – 6.707”.

Deryn Davidson is an Extension Agent – Horticulture at Colorado State University Extension Boulder County. For more information contact CSU Extension at the Boulder County Fairgrounds, 9595 Nelson Road, Box B, Longmont, 303.678.6386, e-mail ddavidson@bouldercounty.org or visit boulder.extension.colostate.edu.

QUICK GUIDE

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5906 Gunbarrel Ave., F $340,000 https://is.gd/V1aTNd Craig Peterson WK Real Estate (303) 913-7594 4141 S Hampton circle $1,410,000 https://is.gd/QqdAjV Kristin Kalush Compass (303) 809-1717

May 22/23, 2020

7585 Eggleston Dr $2,100,000 https://is.gd/sD4HUi Donald Cicchillo RE/MAX Alliance (303) 875-2241

Lafayette 2545 Lexington Street $795,000 https://is.gd/GEipyO Craig Peterson WK Real Estate (303) 913-7594

715 Forest Ave $2,695,000 https://is.gd/KkYhW6 Kristin Kalush Compass (303) 809-1717

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13

Jan

330

Feb

Mar

Apr

May

Jun

LONGMONT & Firestone, Frederick, Dacono SURROUNDING AREAS RESIDENTIAL Longmont STATISTICS & Surrounding Areas 300 270 240 210

Jul

2017 2018

Single Family Current 4/2020 236 Total # Sold - Month

Apr-19

Apr-20

% Chg

64

65

1.6%

# Sold - YTD

200

230

15.0%

48

9.1%

195

-11.4%

12/2017 169 Avg Days Lowest on Market 44 Longmont Area Residential Statistics # of Active Listings 220 150 April Real 2020 Estate Statistics AprilJun2020 Jan Feb Mar Apr May Jul Aug Sep Oct 180

Nov

Dec

2019 2020

Median Sales Price

401,000

410,000

2.2%

Firestone, Frederick, Dacono Average Sales Price Longmont - Area 4

418,115

412,406

-1.4%

Apr-19

Data obtained from Longmont As for the period 1/1/2007 th Apr-20 Chg Data obtained% from Longmont Asso period 1/1/20

April 2020

Single Family

Apr-19

Total # Sold - Month Single Family Apr-19 # Sold - YTD Total # Sold - Month 101 Avg Days on Market # Sold - YTD 313 # of Active Listings Avg Days on Market 54

Apr-20

64 Apr-20 200 71 44 324 22050

% Chg

65 1.6% % Chg Attached Dwelling 230 15.0% -29.7% Total # Sold - Month 48 9.1% 3.5% # Sold - YTD 195 -11.4% -7.4% Avg Days on Market

33

22

-33.3%

95

100

5.3%

92

44

-52.2%

Sales Price # of ActiveMedian Listings 312 401,000 236 410,000 -24.4% 2.2% # of Active Listings Average Price 418,115 Median Sales PriceSales435,000 440,000 412,406 1.1% -1.4% Median Sales Price

129

73

-43.4%

313,700

343,200

9.4%

Average Sales Price

343,473

341,151

-0.7%

464,446

484,716

4.4%

Average Sales Price

Data obtained from Longmont Association of REALTORS® & based on information from IRES, LLC Longmont Single Family Home Monthly 2017 through for the periodInventory 1/1/2007 through present.

Information2020 deemedYTD reliable but not guaranteed.

Data obtained from Longmont Association of REALTORS ® & based on information from IRES, LLC for the period 1/1/2007 through present. Information deemed reliable but not guaranteed.

360

Highest 5/2019 355

330 300 270

FEATURED AGENT

240

PAT KAHLER

210

Realtor® at RE/MAX Lokation Alliance Real Estate 303.589.5752 patriciakahler@gmail.com patkahler@remax.net

180 150

Jan

Feb

Read Pat’s At Home profile at: www.athomecolorado.com/pat-kahler Mar Apr May Jun

2017 2018 2019

Current 4/2020 236

2020

Lowest 12/2017 169 Jul

Aug

Sep

Oct

Nov

Dec

Firestone, Frederick, Dacono Single Family

Apr-19

Apr-20

% Chg

Total # Sold - Month

64

65

1.6%

# Sold - YTD Professional 200 Home 230Inspections 15.0% Avg Days on Market # of Active Listings

14

For Home Buyers and Sellers

44

48

9.1%

220

195

-11.4%

www.flatironshi.com

720-280-3544

Median Sales Price

rick@flatironshi.com 401,000 410,000 2.2%

Average Sales Price

“Peace Of Mind Every Time”

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418,115

412,406

-1.4% DAILY CAMERA / TIMES-CALL

Data obtained from Longmont Association of REALTORS® & based on information from IRES, LLC

CALL

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

SAN JUAN DEL CENTRO APARTMENTS

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

2, 3 & 4 Bedroom Apts Available Now - Apply Today **INCOME RESTRICTIONS APPLY** Applications by Request. Write or Stop by

Rentals

Table Mesa Home for Sale, 4 BR, 2.5 BA, Call for private showing, large yard, porch & deck $975K heritage80301@yahoo. com (303) 717-7163

1BR in Quiet Building NEAR CU: $760/month, No Pets. No Smoking.

303-494-4568.

Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.

No Pets. 1 Year Lease.

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Classified ads get fast results!

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EZ Credit fix if needed Call/Text for details Ron 303-428-9377 www.StopRent.com

Water Mineral Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

3100 34th St, Boulder, CO 80301 or Call 303-442-0230 Hours of Operation: Monday-Friday 9am-5pm

Furnished Rooms in Luxury Home, Boulder: Near CU, Shared Large Kitchen & Laundry. $700-$950/month, includes utilities + Wifi.

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Call 303-466-3636 970-635-3650 719-275-5300 888-355-0935

EMPTY YOUR GARAGE Have a Garage Sale this week.

Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

DRIVE YOUR WHEELS!

DRIVE YOUR WHEELS!

DRIVE YOUR WHEELS!

List your car, RV, boat or motorcycle and get ready to roll!

List your car, RV, boat or motorcycle and get ready to roll!

List your car, RV, boat or motorcycle and get ready to roll!

Call

Call

Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

303-466-3636 970-635-3650 719-275-5300 888-355-0935

303-466-3636 970-635-3650 719-275-5300 888-355-0935

JOBS. WHEELS. HOMES. STUFF.

FIND IT. SELL IT. FAST. May 22/23, 2020

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RECENTLY LISTED HOMES

BOULDER | 153 MEADOWLOOK

LONGMONT | 1012-1014 S. BOWEN

LAFAYETTE | 503 E. BASELINE RD.

ARVADA | 5230 GARRISON ST. 9

3 BR * 2 BA * 1690 TSF (911532) * $1,060,000

DUPLEX * 4 BR * 2 BA * 1715 TSF (911625) * $425,000

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4 BR * 3 BA * 5420 TSF (911746) * $825,000

2 BR * 4 BA * 1803 TSF (911769) * $299,900

3 BR * 3 BA * 3145 TSF (911787) * $2,195,000

LGMT|804 SUMMER HAWK 8101

NEDERLAND | 35 SUNDANCE CR.

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BROOMFIELD | 2367 W. 165TH LN.

BOULDER | 2870 JUILLIARD ST.

BOULDER | 1050 GRAPE AVENUE

1 BR * 1 BA * 972 TSF (911907) * $500,000

3 BR * 3 BA * 2323 TSF (911910) * $475,000

5 BR * 4 BA * 3454 TSF (911936) * $1,499,000

3 BR * 3 BA * 2446 TSF (911946) * $1,200,000

BOULDER | 4657 HUEY CIRCLE

BOULDER | 2227 CANYON B-460

LAFAYETTE | 1231 WARRIOR WAY

BOULDER | 2227 CANYON 105

4 BR * 3 BA * 3008 TSF (911953) * $1,349,950

2 BR * 1 BA * 923 TSF (912080) * $339,900

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