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OAKWOOD HOMES

Homes That Fit Your Lifestyle and Location Needs

Quick Guide and Featured Open Homes

Selling or Buying a Home With Solar

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Selling or buying a home with a solar power system lease or loan could pose a few challenges for a home sale or purchase.

March 20-21, 2020

Home and Garden: The Gift of Gardening It is no secret that time spent in the garden has myriad benefits to our health and well-being.

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HOME AND GARDEN

The gift of gardening

COLORADO HOME AND REAL ESTATE

CONTRIBUTING WRITERS Deryn Davidson Mary Lynn Bruny Natalie Campisi Duane Duggan Jenna Schuster Tom Kalinski Rick Jacquemard Emma Castleberry Cathy Hobbs ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone

At Home is an Advertising Supplement published by the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.

ADVERTISE To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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At Home welcomes news tips and articles on local real estate and the home including expert advice, upcoming events, Realtor achievements, community involvement and more. Submit information and articles to: athome@dailycamera.com or athome@timescall.com SIGN UP FOR OUR E-NEWSLETTER AT ATHOMECOLORADO.COM

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It is no secret that time spent in the garden has myriad benefits to our health and well-being. It can provide stress relief, mental clarity

BY DERYN and moderate DAVIDSON (or depending Colorado State on the task at University Extension Boulder County hand, intense) physical activity.

This holds true under normal circumstances and it may prove to be even more important during this time of uncertainty as we all learn to navigate the new reality of social distancing and COVID-19.

An experiment published in the Journal of Health Psychology looked at gardening versus reading as stress-relieving activities. The study found that both reading and gardening decreased stress, however, the decreases were significantly stronger in the gardening group. In the coming weeks as public events are being cancelled and gathering spaces are being closed, people will be looking for a multitude of activities to pass the time. For me, it’s a comfort to know that we can still get outside to connect with nature.

Now, given that this is springtime in Colorado and it is quite possible, quite likely in fact, that we will still get at least one or two good snow storms along with plummeting temperatures,

what are our gardening options??

It’s a great time to tackle those winter annual weeds. Since we’ve been getting moisture here and there, it is easy to pull them up by hand. These are plants that germinate in the fall and winter and grow actively in the spring.

They are the ones that seem to pop-up overnight and create a carpet of green in your garden.

After they bloom in the spring, they will drop their seeds and die. The trick is getting them out of the ground before they set seed which will germinate the following fall or winter. A few of our more common winter annual weeds are prickly lettuce, henbit, cheatgrass, redstem filaree and any of the mustards (ex: blue, flixweed). Spring pruning should be on your list too. If you have fruit trees that need to be pruned, now is the time to get that task done while they are still dormant.

Pruning fruit trees is different than pruning shade trees and there are great resources online to guide you through that process. You can also prune shrubs that flower in the summer or fall. If you prune spring blooming shrubs now, such as lilac, you will prune off those buds so pay close attention to the bloom time of your plants. If you have a vegetable garden, you can be planting peas, greens and other cool-season crops. You can also take some of your gardening inside and get seeds started for those warmer-season crops like tomatoes, and squash.

Now, what if you don’t have

a garden? Or what do you do when the inevitable spring snow hits? While it’s not quite the same, there are online resources to take advantage of. Many public gardens are closed to the public right now, but they are staying connected with visitors virtually.

Check out your favorite local or even international botanic gardens on their websites, Facebook and Instagram accounts. You can peruse photos of their gardens and daydream about warmer days to come. Another great option if you can’t get into the garden is paying attention to your houseplants.

Check them for insect pests, cleanup old leaves and give them a little extra attention. By working with your houseplants, you will still reap some of the same benefits as going outside.

Gardening is a simple, and meaningful way to connect with the larger world around you. The opportunity to commune with the plants, birds, and animals that are benefitting from your efforts is truly a gift that I hope will benefit you over the coming weeks, months and years.

Deryn Davidson is an Extension Agent – Horticulture at Colorado State University Extension Boulder County. For more information contact CSU Extension at the Boulder County Fairgrounds, 9595 Nelson Road, Box B, Longmont, 303.678.6386, e-mail ddavidson@bouldercounty.org or visit boulder.extension. colostate.edu.

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THE LIGHTER SIDE

Coronavirus daze at your home

By Mary Lynn Bruny For At Home Colorado These are unprecedented, anxietyinducing weird times. How are we to deal with coronavirus stress and our social-distancing new normal?

Most of us have already have done our “apoco-shop” (apocalypse shop) trying to prepare for whatever lies ahead.

We have stashes of toilet paper, canned goods and liquor crammed into our cupboards. Now we’re ready to hunker down in our homes, especially those who are over 60 and/or with pre-existing conditions.

I live with one such individual in holy matrimony; therefore we are on high alert at our place. He has had swine flu and cholera, thus we would prefer he not earn another stamp on his Infectious Disease Punch Card.

Now my work-traveling partner who previously was gone 65 percent of the time will be around 24/7. As I see it, we have two challenges during this time besides the big ones of not getting sick and spreading this virus: 1. How to keep ourselves entertained and

Social distancing is a perfect time to organize and get your home in better shape. (Photo: Shutterstock).

occupied while both working and staying at home. 2. How to not get seriously on each other’s nerves.

I’m hoping a good amount of number one (mixed with lots of walks, runs and hikes) will ward

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off number two, but I’m sure there will be scads of eye rolling in the next couple of months.

Luckily, my husband and I both love house projects. If it’s going to be a Hotel California situation here (You can check out any time you like, but you can never leave), at least we can get some things done. The fact we can still get almost anything delivered to us within two days is certainly a Godsend. The world feels like it’s falling apart but you can get new hipster shoe storage boxed delivered in the blink of an eye.

Amen!

In terms of projects, deep cleaning and painting are hard work and a really good use of time, which means they’ll be last on my list.

Instead I like the easy and fun projects, like organizing and beautify cupboards, drawers and closets, making them look like no one actually uses them. I’m currently working on my clothes closet, going through every item, something I highly recommend for the entertainment factor alone.

It’s like going on an archeological dig into your past. You may find

T AC

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March 20-21, 2020

yourself asking: “In what universe or frame of mind did I think purchasing said item was a good idea?” For inspiration, or just to feel more depressed about your closet size and your wardrobe, look at Pinterest.

Also rewarding are the quick and easy little fix-it projects. You know, the ones that have been on your to do list for as long as you can remember, seemingly before the dawn of time. Why is it we so stubbornly refuse to do these?

Probably because we would rather be out doing any fun activity at all before wasting our precious time on earth dealing with them. Still, it’s nice to get these piddly things done. I just glued a big plastic part that fell off of a drawer in our refrigerator six years ago. It took 30 seconds to fix. So there is a small silver lining to being in quarantine: Your mind may start falling apart with worry, but at least you can get your home in better shape.

Mary Lynn Bruny is a Boulder freelance writer who has written about home-related topics for many, many years.

If You are Buying or Selling a Home, Let Diane’s 31 Years of Local Experience Help You Reach Your Goal. Call Today! Interests Rates Are Great!

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THE PATRICK DOLAN TEAM A MESSAGE TO OUR COMMUNITY During this time, we are making the right decisions for the long-term, therefore, we are not holding any open houses this weekend.

Despite all that is happening, the Boulder Valley real estate market continues to be persistently busy. If you are considering buying, selling or if you would like to see any of our properties, give us a call – we are available: 303.441.5642 OUR TEAM HOPES YOU STAY SAFE & HEALTHY!

NEW LISTING!

NEW LISTING!

903 W PLUM CIR, LOUISVILLE

5183 IDYLWILD TRL, GUNBARREL

7351 WINDSOR DR, GUNBARREL

4 BD • 3 BA • 2,812 SF • $849,900

3 BD • 3 BA • 4,503 SF • $1,789,000

3 BD • 3 BA • 2,976 SF • $620,000

COMING SOON!

7310 PAINT BRUSH TRL, GUNBARREL

6690 LEGEND RIDGE TRL, NIWOT

2274 PARK LN, LOUISVILLE

4 BD • 4 BA • 5,325 SF • $929,000

4 BD • 5 BA • 5,324 SF • $1,995,000

3 BD • 3 BA • 3,138 SF • $769,000

JUST SOLD!

5315 5TH ST UNIT F, BOULDER

6874 GOLDBRANCH DR, NIWOT

1395 LEYNER DR, ERIE

3 BD • 4 BA • 2,029 SF • $955,000

3 BD • 5 BA • 3,202 Fin. SF • $1.775M

2 BD • 1 BA • 1,936 SF • $375,000

GET IN TOUCH! 4

JUST SOLD!

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303.441.5642

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19 Years

of Boulder County Gold Awards!

637 Deer Meadow Drive Loveland New Listing! $641,500 Practically new and gorgeous in Mariana Butte. www.637.wkre.com Dene Yarwood: 303-808-0076

2636 Juniper Ave., #1 Boulder 725 S. 46th Street Boulder New Listing! $265,000 New Listing! $800,000 Bright one bedroom unit in North Boulder.

Top 2 Bottom Remodel SoBo Ranch. www.2636.wkre.com www.725.wkre.com John Hoeffler: 720-564-6014 Rachel Weinberg: 303-541-1913

2727 S. Knox Court New Listing!

Immaculate Move-In Ready Ranch. www.2727.wkre.com Lauren Jensen: 303-868-6445

3704 Braeburn Place Longmont 1653 Carlson Ave. Erie 6 Bed, 5 Bath $1,045,000 8 bed, 5 bath $1,525,000 Custom home in Somerset Meadows.

Exceptional custom home in Erie! www.3704.wkre.com www.1653.wkre.com Rebecca Weihe: 303-903-3231 Dan Kingdom: 303-541-1924

Denver $365,000

2300 Glacier Court Lafayette 7205 Spring Creek Circle Niwot 1687 Vista View Drive Longmont 4 Bed, 4 Bath $1,199,000 5 Bed, 5 Bath $1,270,000 Land $335,000 New Custom Homes In Indian Peaks From $1M Modern Victorian Farm House in Niwot.

50,748 sq. ft. lot in Vista Commercial Center. www.2300.wkre.com www.7205.wkre.com www.1687.wkre.com Paul Calcagno: 303-444-7688 Lydia Moy: 303-731-9513 Dana Hunt: 303-709-4443

VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON WKRE.COM BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com March 20-21, 2020

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MORTGAGE

The connection between mortgage rates and the coronavirus explained

By Natalie Campisi Bankrate.com It does seem puzzling that the direction of mortgage rates in the U.S. might be tied to something as seemingly unrelated as the worldwide coronavirus outbreak.

The other day, members of the Federal Reserve said the coronavirus "emerged as a new risk to the global growth outlook," according to minutes released by the agency. And Treasuries are backing up that sentiment, as the 30-year bond yield tumbled past historic lows to 1.93% this week, 2 basis points lower than the all-time low of 1.95 percent. Meanwhile, the 10year Treasury fell 3 basis points to 1.49 percent, hitting its lowest point since last September.

Worries about the economy do indeed impact the interest rates consumers pay. Sparked by an upsurge of cases in South Korea, renewed fears of coronavirus (COVID-19), has investors retreating to safe-haven bonds, and the will help mortgage rates stay low.

"The falling yield on the

30-year year Treasury bond is reflective of the concerns about the impact of coronavirus on the U.S. and global economies, however, the 30-year bond doesn't directly affect mortgage rates," says Greg McBride, CFA, Bankrate chief financial analyst. "Instead look to the 10-year Treasury note, where the yield has fallen below the 1.5% threshold and is drawing closer to the all-time low of 1.37 percent."

How mortgage rates tumbled post-outbreak The first case of COVID-19 was detected on December 31, and just two days later the 30-year fixed-rate fell from 3.9 to 3.86 percent. Rates have been mostly declining since, falling to 3.75% as of Thursday.

"Anything that raises the specter of slower economic growth or produces a flight to quality in financial markets tends to be good news for mortgage rates," McBride says. "The coronavirus threat has definitely fueled concerns about slower global economic growth and the prevailing uncertainty about how long the coronavirus will remain

a threat or the actual economic impact are keeping a lid on rates."

How does this affect mortgage, refinance and home equity borrowers?

Now is a great time for mortgage shopping, as average rates for 30-year and 15-year fixed-rate mortgages as well as 5/1 ARMs sit comfortably below the 4% mark.

Eligible borrowers who choose to go with higher payments, but significantly lower interest rates can get a 15-year fixedrate mortgage for about 3.08% compared with a 30-year fixedrate mortgage at 3.75 percent.

The difference in the total cost of the loan is major. Let's look at how much a $300,000 mortgage with a 15-year vs. 30-year fixed rate costs: _15-year mortgage at 3.08 percent: monthly payments are $2,083 and total cost of the loan is $374,996. _30-year mortgage at 3.75 percent: monthly payments are $1,389 and total cost of the loan is $500,166.

In this example, both the monthly payments and total cost

bear a wide gap. For folks who plan on staying in their home long-term and can afford the higher monthly payments, the 15-year mortgage can save them $125,170 in interest over the loan term. Those who will likely move within a few years, might want to save the extra money each month and take on the higher interest rate cost.

Finally, if you currently have an adjustable rate mortgage (ARM), you're likely enjoying the dip in rates, which is giving you a break in monthly payments. However, don't count on rates staying low.

As the coronavirus showed, there are always wild cards so trying to predict mortgage rates can end up costing you money later.

ARM borrowers might want to lock in a rate now by refinancing into a fixed-rate mortgage, while we're still below 4 percent.

"If you plan to still be in the home at the point your adjustable mortgage resets, then refinancing into a fixed rate now is a compelling trade."

Visit Bankrate online at bankrate.com.

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We are in this together.

LIV Sotheby’s International Realty is open for business and remains fully operational, with our staff and Brokers working remotely, leveraging our technology to deliver the unparalleled service you rely on.

The well-being of our clients, Brokers, support staff associates, and community is our top priority. We have developed protective measures to keep the buying and selling of homes possible during these unprecedented times because your home is more important than ever.

As we navigate these changing times, please know that all of us at LIV Sotheby’s International Realty wish you, your family and our community good health and well-being.

We are here to serve you.

Brokers Chris Angelovic

Nick Duncan

Josh Jackson

Evelyn O’Neill

Jim Bodin

Carliss Erickson

Marie Jacobs

Barb Silverman

Michelle Bodin

Jeff Erickson

Jason Kloss

Hawk Vanek

Eric Breslin

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Connie Kraska

Sara Vaughn

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Ryan McIntosh

Annie Zrubek

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Kathleen Murray

1050 Walnut Street, Suite 100 | Boulder, Colorado | 303.443.6161 | livsothebysrealty.com

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REALTOR FOR LIFE

Selling or buying a home with solar In the 1980s, there was a substantial 70 percent federal tax credit available if you installed a solar power system on your home.

During that

BY DUANE period, we saw DUGGAN solar panels Realtor and Author on rooftops RE/MAX of Boulder popping up like crazy! Most of those systems were “financed” by the tax savings afforded to the homeowner. Solar back then was primarily used for heating water and space heating using a radiator system.

Today, most of the solar panels you see are Photo Voltaic (PV), which produce electricity for the home or to provide power back to the grid. These new systems are expensive, and the tax credits are not as generous as they were in the ’80s. Therefore, the majority of owners who put these systems on their homes don’t pay cash for them. They usually enter into a lease agreement or a loan secured by a deed of trust against the home.

Selling or buying a home with a solar power system lease or loan could pose a few challenges for a home sale or purchase. However, if the owner of the home paid cash for the system and owns it outright, it can be conveyed just like any other appliance which has been paid for free and clear.

If a home solar system was financed through a lease or a deed of trust, it is not difficult to deal with, as long as you know the issues before listing your home for sale and before a contract to purchase has been agreed to and signed. The main challenge comes when mid-transaction, the buyer and seller realize the effect of the burden of a lease or deed of trust secured by the property. That is the time when it can get messy.

Selling or buying a home with a solar lease in place Options: The seller should contact the holder of the lease. Determine if the lease is assumable by the new buyer and under what terms.

Be sure to ask what the criteria are for approving the assumption of the lease and how long the process will take. Knowing this information will help your March 20-21, 2020

Today, most of the solar panels you see are Photo Voltaic (PV), which produce electricity for the home or to provide power back to the grid.

Realtor® write a contract with acceptable dates and contingencies to protect all the parties involved.

When contacting the holder of the lease, it is important to know what the payoff of the lease is. The seller should have this information in the seller’s original lease documents. The seller could choose to pay off the lease and own the system free and clear.

Then the seller can decide on their price of the house including a free and clear home solar system. The seller should be able to show the buyer a track record of the savings on the electrical bill, thereby adding value in the eyes of the buyer.

Selling or buying a home with a loan secured by a deed of trust Options: In most cases, if the solar power system purchase was made via a loan from the solar company or a third party, it was secured by a deed of trust against the home with the solar system. “Secured by a deed of trust” means that the loan will typically need to be paid off at the closing table upon the sale of the home. The seller should know or inquire about the payoff amount upon placing their property on the market, so there are no last-minute surprises. The seller should also check to see if the loan has any fees if the loan is

paid off early. Again, with a free and clear solar system, the seller can price the home accordingly and the buyer can determine any value added based on the electrical bill savings.

There are instances in which the deed of trust holder would allow the loan to be assumed by the new buyer. The deed of trust holder would need to agree to subordinate to the new buyer’s first mortgage. The buyer’s first mortgage lender would need to qualify the buyer based on adding the assumed mortgage monthly payment.

It is possible, but rare, that the system was financed by a personal, unsecured loan. If that is the case, the seller is free to sell without paying off the loan. However, the seller is still subject to whatever the terms are of the personal loan.

Bottom line: it isn’t a problem to sell a home with a financed home solar system. The entire process can be seamless as long as the appropriate information has been collected and conveyed to all parties. This enables all parties to make informed and timely decisions. Your real estate professional can help guide you through the process.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has

facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

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COVERPROFILE

Kitchen at The Overlook at Erie Highlands. (Photo: Oakwood Homes).

OAKWOOD HOMES

Homes that fit your lifestyle and location needs

By Emma Castleberry for At Home Colorado

O

akwood Homes knows that all home buyers want a beautiful, functional, wellappointed home, but the company also realizes that location is really the most important factor when making the vital decision of where to live.

To accommodate the needs of each and every buyer, Oakwood Homes offers a diverse portfolio of homes in a variety of carefully chosen, easily accessible locations, replete with community amenities.

Two of those communities, Erie Highlands and Thompson River Ranch, have homes available right now.

Erie Highlands Erie Highlands encompasses what Colorado living is all about: a close-knit, small town neighborhood feel with access to all the metropolitan amenities one could possibly want. The 305-acre master-planned community is located southwest of Erie Parkway and Weld County Road 5, a short walk from downtown Erie’s 10

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The largest home in the Overlook Collection portfolio, the Broadmoor, can have as many as eight bedrooms and six baths spread across nearly 6,000 square feet. (Photo: Oakwood Homes).

historic downtown area with its award-winning recreation center and abundant restaurants, bars and shops. This location is hard to beat, and it comes with the added bonus of remarkable community amenities including a clubhouse, gym, entertaining space and spacious outdoor pool.

Easy and quick road access to Denver, Boulder and all of

Northern Colorado ensures that you never have to compromise on your destination, but you don’t have to look very far afield to find incredible outdoor experiences.

Erie Highlands features more than 25 miles of trails and plentiful parks and open space connected to the community. Families with school-aged children need look no further, as Erie Highlands is served

by high-quality Soaring Heights PK-8 and Erie High School.

Of all the perks at Erie Highlands, one of this community’s most unique qualities is its status as one of the first ever single-family residential developments equipped with fiber optic connections. The Fiber to the Home pilot project is a collaboration among the town of Erie, Comcast and Oakwood DAILY CAMERA / TIMES-CALL

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Thompson River Ranch Another Oakwood Homes community that boasts excellent location is Thompson River Ranch, situated just south of the Promenade Shops at Centerra in Loveland. Nearby access to I-25 ensures commuters and travelers alike can access all that Colorado has to offer easily and quickly.

Thompson River Ranch is one of Northern Colorado’s fastestgrowing communities in terms of size.

But, as with all Oakwood Homes communities, location is far from the only benefit of becoming a resident here. The amenities

1360 Walnut #202 l $1,099,000 Downtown Boulder living at its best!

Stunning customized unit with walls of shelving, gorgeous fireplace and steam shower. Secure elevator building, underground parking and extra storage. Lock and leave living!

at Thompson River Ranch include a pool and club with no membership fees, a wealth of green spaces, walking trails and a disc golf course. With an additional pool under construction now, Thompson River Ranch will be summer-ready. Also coming soon to the community is Riverview, a Kindergarten through 8th grade school.

Two- and three-bedroom homes starting in the low $300s are available at Thompson River Ranch, with plentiful options for personalizing your new home.

Buyers can add a finished basement and a three-car garage for large families or plentiful out-of-town visitors. Or, keep it simple with a low-maintenance, modern twostory home. There are a variety of ranch floor plans to choose from, including The Springfield, which won several awards last year at the NOCO HBA Parade of Homes.

The Springfield can be customized to have as many as four bedrooms, three baths, and up to 2,700 square feet of beautiful interior living space.

Outdoor living space is also a priority for the Oakwood Homes portfolios at Thompson River Ranch. Rooftop decks are available in most plans, allowing residents

5230 2nd St l $2,295,000

4 Bed + Study l 4 Bath 3 Car Garage l 4,227 SF Sophisticated modern 2-story directly across from miles of open space and trails! Interior elevator, high-end finishes, 2 blocks from neighborhood park and community center.

to enjoy Colorado’s many days of sunshine and expansive views.

Master suites can be built to include balconies, and covered patios allow you to enjoy shady alfresco dining on hot summer days.

Fencing is also included in most home plans.

Community is an important part of the lifestyle Thompson River Ranch, and the calendar includes many opportunities to engage with your neighbors. In late summer and early fall, the Thompson River Ranch community will host themed movie events once a month on Fridays. Residents can also look forward to a community barbecue in June with a live bluegrass or country band and plenty of yard games for both kids and adults. For more information, visit oakwoodhomesco.com/ communities/thompson-riverranch.

Oakwood Homes is dedicated to providing choice and value to the Colorado home buyer. Oakwood offers homes for every lifestyle, location and budget, always with an affordable price point to match.

For more information on Erie Highlands or Thompson River Ranch visit: oakwoodhomesco. com/communities/thompson-riverranch or call 303.486.8915 .

Washington Village

Dakota Ridge

One Boulder Plaza

Overlook Collection at Erie Highlands Oakwood Homes is proud to offer several top-of-the-line, opulent homes in its Overlook Collection in this unique community.

The Overlook Collection is a decidedly luxury portfolio of homes, featuring five floor plans between 4,378 and 5,934 square feet. The smallest of the Overlook Collection is the twostory Boulderado plan, with four to seven bedrooms and up to six baths. With a main floor study, a luxury fireplace and formal dining room, the Boulderado is made for those who want personalized comfort and space. The largest home in the Overlook Collection

portfolio, the Broadmoor, can have as many as eight bedrooms and six baths spread across nearly 6,000 square feet. All homes in the Overlook Collection feature the glorious mountain views that are an iconic part of Erie Highlands living. Homes in the Outlook Collection start in the low $600s.

There is one home available for quick move-in at Erie Highlands: The Palmer, a ranch floor plan that is part of Oakwood’s Vista Point Collection. This home is listed for $580,000. For more information, visit oakwoodhomesco.com/ communities/erie-highlands.

Trailhead

Homes. Homes in Erie Highlands will have a direct fiber-optic connection to the internet, rather than a copper wire that connects homes to a fiber optic hub. Not only will this system provide the homes with faster, more reliable internet connections, but they are also “future-proof”– meaning an invasive rebuilding process won’t be necessary when it’s time for updates. All the convenience, none of the hassle – yet another way Oakwood Homes is striving to improve the resident experience.

1233 Cedar Ave | $1,389,500

2555 3rd St | $1,879,000

One of the largest lots in Trailhead and the last lot available on 3rd Street. Premium location tucked between Mapleton Ave and Newlands, at the base of Mount Sanitas. Build your dream home!

Julie Meko 303.931.6555 julie.meko@compass.com www.juliemeko.com

4 Bed | 4 Bath | 2 Car Garage 2,380 SF Impeccable, like-new, end-unit townhome! Tons of southwest facing windows and natural light.

Open floor-plan with 2 story ceilings and guest suite in lower level HOA has incredible amenities. Fantastic location just 2 blocks from Ideal Market!

Compass is a licensed real estate broker in Colorado and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.

March 20-21, 2020

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ASK ANGIE’S LIST

What’s the best fence for my home?

By Jenna Schuster Angie's List Whether you're looking to add privacy to your yard, increase your curb appeal or just keep your pets contained, investing in a fence offers a great solution. But with all the options on the market, choosing the perfect fence can be overwhelming. This comparison of fencing materials and styles will help you make the best decision for your home.

Wood barrier Wood is an old standby for fencing. It comes in a wide variety of styles and price points and is generally inexpensive to repair, but it also requires regular pressure washing and sealing. Wood can also face issues like moisture, rot and insect damage. Try cedar fencing to avoid some of these problems, as cedar wood contains natural oils that deter insects.

Styles to try: Wood works well for privacy, horizontal slat, lattice and picket fences. You can get more privacy from a picket fence by placing the slats closer together!

Vinyl partition Vinyl fencing is the best option for those who want a low- to nomaintenance barrier. This material won't crack or splinter and you shouldn't need to repaint it at all. Vinyl comes in several colors and styles and is cleaned easily with a hose. The downside is that installation costs more compared with other materials, and repair costs can be high if anything breaks. Thicker vinyl is often more durable than thinner options, but the quality of the material is the most important factor.

Styles to try: Purchase white vinyl posts for a crisp picket fence, or thick boards for a privacy fence. This material also works

Fencing isn’t just about appearances. Barriers, partitions and posts all offer different benefits and drawbacks. (Photo: Dreamstime/TNS).

well as lattice.

Composite fencing A composite fence is a great option for homeowners looking for a low-maintenance, ecofriendly fencing solution.

Composite is made up of a combination of wood and plastic to produce a material that looks a lot like wood with far fewer drawbacks. These fences don't require regular sanding, painting or sealing, though they should be cleaned on occasion. They're insect-resistant and less likely to rot than solid wood fences. Plus, composite fences are often made from recyclable materials, which

makes them a greener option.

Keep in mind that composite is more expensive than wood and requires slightly more upkeep than vinyl.

Styles to try: Composite works best for privacy, horizontal and picket fences. It can be purchased in panels to help save time during installation, though this may make it difficult to customize.

Aluminum posts Aluminum is a favorite for metal fencing thanks to its low cost and rust-resistance. Although it's lightweight compared to other metal fencing options, aluminum can be trickier to install than

wood or vinyl. These fences are ideal for homeowners looking for home security, as they are difficult to climb and can be purchased with pointed tops. However, they don't provide much privacy, since they're generally made up of bars instead of slats.

Styles to try: You can purchase aluminum fences in varying heights, with some as tall as eight feet high. They come with flat or pointed tops.

Jenna Schuster is a reporter for Angie's List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers.

Visit AngiesList.com.

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Thinking of Moving?

Check out these great homes and many more at:

DRAMATIC CONTINENTAL DIVIDE VIEWS PRISTINE 20.32 ACRE EQUESTRIAN ESTATE 12621 Ute Hwy LONGMONT 5139 Sugarloaf Rd BOULDER $1,000,000, 4 Beds, 3 Baths, 2344 SqFt $1,295,000, 5 Beds, 4 Baths, 4189 SqFt

BEAUTIFUL CRAFTSMAN 1558 Cress Ct BOULDER $2,425,000, 6 Beds, 6 Baths, 6551 SqFt

CHARACTER-FILLED CRAFTSMAN 930 Grant Pl BOULDER $1,995,000, 5 Beds, 4 Baths, 3240 SqFt

CLASSIC PROSPECT W/ OPEN PLAN 1816 Kristy Ct LONGMONT $899,000, 6 Beds, 4 Baths, 4064 SqFt

ALMOST NEW RANCH ON 1/2 ACRE LOT 7482 Citation Lane LONGMONT $899,000 4 Beds, 3 Baths, 3993 SqFt

CUSTOM BRADBURN STUNNER 11719 Bradburn Bvld WESTMINSTER $885,000, 5 Beds, 4 Baths, 4158 SqFt

SPECTACULAR NEW LISTING IN ANTHEM 15960 Quandary Loop BROOMFIELD $859,900, 3 Beds, 4 Baths, 5656 SqFt

BREATHTAKING FRONT RANGE VIEWS 1873 Blue Mountain Rd LONGMONT $850,000, 5 Beds, 5 Baths, 4982 SqFt

WALK TO DOWNTOWN 416 E Elm St LAFAYETTE $799,000, 5 Beds, 4 Baths, 3590 SqFt

IMPRESSIVE VIEWS 1145 Ravenwood Rd BOULDER $795,000, 3 Beds, 2 Baths, 1995 SqFt

NESTLED IN THE TREES ON 3.11 ACRES 12257 Levi Cir HENDERSON $749,900, 4 Beds, 5 Baths, 3880 SqFt

LOW MAINTENANCE LIVING ON THE PARK 2179 Park Ln LOUISVILLE $725,000, 3 Beds, 3 Baths, 2934 SqFt

LIKE NEW BRICK RANCH 945 36th St BOULDER $695,000, 3 Beds, 2 Baths, 1334 SqFt

NICE WALK-OUT RANCH 867 Pope Dr ERIE $635,000, 4 Beds, 3 Baths, 3616 SqFt

INVESTOR SPECIAL 401 Cypress St BROOMFIELD $369,000, 4 Beds, 3 Baths, 1707 SqFt

GREAT SPACE, GREAT LOCATION 1145 James Ct LAFAYETTE $365,900, 2 Beds, 3 Baths, 1968 SqFt

CLASSY SECOND LEVEL CONDO 1703 Whitehall Dr 5C LONGMONT $338,000, 3 Beds, 2 Baths, 1573 SqFt

LOW MAINTENANCE SINGLE LEVEL LIVING 417 E 4th Ave LONGMONT $330,000, 3 Beds, 1 Bath, 1555 SqFt

REMODELED & MOVE-IN READY 6720 Birch St COMMERCE CITY $295,000, 2 Beds, 1 Bath, 781 SqFt

Thinking of Selling?

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Downtown Longmont 303.651.3939 512 4th Ave #101

Lafayette 303.497.0588 109 N Public Rd

Longmont, CO 80501 Lafayette, CO 80026 Call for Hyper-Local Neighborhood Stats or On Walnut Nederland an Accurate Estimate of Your Home’s Value 303.442.3180 303.258.7020 1911 11th St #200

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OPEN HOUSE LIST YOUR OPEN HOUSE

Berthoud 5080 Sherman Dr $1,050,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

QUICK GUIDE

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5080 Sherman Dr $1,050,000 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Boulder 6182 Habitat Dr $465,000 Sunday 2:00 PM-4:00 PM Anna Gayer RE/MAX Alliance (720) 291-9886

Longmont 8357 Summerlin Drive $1,500,000 Saturday 12:00 PM-2:00 PM Linda Davidson The Ryan/Davidson Team at Berkshire Hathaway (720) 203-7200

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Undesirable inspection report results When you list your home for sale the prospect of a pending inspection can be stressful. A lot of real estate transaction

BY RICK stress is the JACQUEMARD result of Flatirons Home surprises. If Inspections your home has some obvious repairs needed when you put it on the market, it’s not a big deal when an inspector confirms what you already knew.

However, if you thought it was in great condition and the inspector finds issues, that could lead to undue stress.

First of all there is no such thing as a failed inspection but there are bad inspection results.

These types of results can be intimidating because you have no real way to know how the buyer will react. If they are extremely bad, the buyer will probably back out of the deal. At the very least, you might have to deal with a renegotiation of price or a request for repairs. Either way, the surprise

of it is enough to create a stressful situation.

When you receive an inspection with negative results, inspections can seem like a terrible idea. In fact, anything that uncovers a surprise problem with your home before closing makes you that much less likely to find yourself in litigation over the issue later.

If you agree to help the buyer with repairs, it’s very common to have them waive liability for later problems in exchange. You may feel more at peace with bad inspection results when view them as tools you can use to eliminate later lawsuits.

If you are hit with surprises in the inspection report, don’t do anything until the buyer has

presented you with a request for repairs or a price reduction. You might find it surprising at how many buyers expect their new home to require some repairs.

Some buyers don’t see inspection reports as negatively as sellers do. Even if they do, approach the negotiations expecting to strike a compromise that works for both sides.

When a buyer does ask you to help resolve the issues have a meeting with your Realtor to discuss what negotiating solutions might be best. If time allows, get a couple of bids on the big-ticket items. Some contractors may even work with you to take payment at close of escrow. Getting multiple bids can be helpful in other ways

too. Sometimes just showing the buyer that the repair may not be as urgent or as costly as they thought can be a catalyst for compromise.

There are many compromise options: you can do some repairs, give the buyer a credit, reduce the price or do nothing at all.

Selling a home with a minimum of stress depends on your ability to accept the things you have no control over and your willingness to compromise. If your buyer brings up repairs, be ready with a complete set of facts from your own contractors, be clear on what you can to do and communicate everything to your agent. Then, let your agent try to work it out for you. Another way to reduce the stress of a buyer’s inspection is to have a pre-listing inspection prior to listing your property for sale. By doing this you will know the exact condition of your home prior to listing and can either repair issues or list them in disclosures.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

SALES GALLERY HOURS TUESDAY  SATURDAY

March 20-21, 2020

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HOME

How to disinfect your home In the face of coronavirus, cleaning and disinfecting your home is top of mind.

But, there’s clean, and then there’s COVID-19

BY TOM clean.

KALINSKI The best RE/MAX of Boulder solution to keeping your home sanitized is a bleach solution or rubbing alcohol, according to reporting by NAR.com.

Here are more details reported

by HouseLogic: The best disinfectants For surfaces touched often, the Centers for Disease Control recommends a bleach solution diluted with water, or a 70 percent alcohol solution.

For bleach, follow this recipe: 5 tablespoons or 1/3 cup per gallon of water; or 4 teaspoons of bleach per quart of water.

Make sure to properly ventilate when disinfecting with bleach.

Also check the expiration date.

After nine months to a year, and if the bleach smell has lessened, the disinfecting power has diminished and you should buy a new jug.

Never mix bleach with anything other than water. It can create a dangerous chemical reaction. For example, bleach and alcohol are a deadly combination.

Be aware that alcohol and bleach can be tough on skin, so wear rubber gloves to protect your hands when cleaning.

Alternative to bleach If you don’t have bleach, at least 70 percent rubbing alcohol works (isopropyl alcohol or ethyl alcohol), according to the CDC. Can you use too much disinfectant?

Studies have found that some disinfectant products can cause germs to become resistant. Be aware that many disinfecting wipes use an ammonium compound as an active ingredient, which could become resistant to viruses over time. The EPA issued a list of disinfectants it believes effective in killing COVID-19.

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Removing shoes not only reduces dirt coming in, but potentially germs. Your prospective buyers will appreciate the precautions as well.

Some agents are managing open houses to avoid group situations.

After showings, wipe down the surfaces in your home.

For more information, see: www.epa.gov/sites/production/ files/documents/ece_ curriculumfinal.pdf www.houselogic.com/improve/ how-to-disinfect-your-home Look for the EPA registration number on the product and check it against the list in the link below.

other surfaces. You can also use a reusable liner bag, which you can launder with the clothes.

Surfaces that need fastidious cleaning High-touch surfaces need cleaning daily or multiple times a day, especially if someone in your home is sick. These surfaces include doorknobs, light switches, tables, remotes, banisters, toilets, sinks, and faucets.

What if my home is for sale?

If your home is for sale, talk to your real estate agent to establish a hygienic showing protocol. This may include requiring visitors to wash hands with soap and water or use hand sanitizer when they arrive, and to remove shoes or wear booties before entering.

Contact time is key A key to sanitizing surfaces is leaving the disinfectant on the surface an adequate length of time.

Bleach solutions need to remain on the surface for 10 minutes before wiping it off.

Research from National Institutes of Health and other agencies shows some coronavirus lives up to 24 hours on cardboard and up to three days on plastic and stainless steel.

Beware of surfaces you bleach Nonporous floors, like tile and those often used in the bathroom can be mopped with a bleach solution, says the CDC. But on hardwood and other porous floors, bleach can stain. On these floors use a disinfecting wet mop cloth without bleach.

Killing microbes on clothes To eradicate viruses, especially if someone in your home is sick, use hot water to wash clothes and high heat dry for about 30 to 45 minutes until clothes are thoroughly dry.

Remember to wipe down the laundry hamper like you would

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40year background in commercial and residential real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620, or visit boulderco. com

MORE THAN AN AGENT We believe actions speak louder than words. But in case you want to see the words that hold us to those actions, we’ve got a whole Code of Ethics, too. It’s 8 pages based on honesty, integrity, and trust that’s exclusive to REALTORS®.

REALTORS® are members of the National Association of REALTORS®

Boulder Area REALTORS@ - Building Community since 1940!

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Shop Local. Buy Local.

There are many ways to strengthen our community, and one easy way is buying local. Whether it’s a restaurant, boutique, home and garden store, apparel or shoes, auto dealer or other shopping destination, buying local has many benefits, and building a stronger community is only one of them.

Our local businesses give our community character, create vibrancy and bring us unique experiences.

601 Baseline Road 5 Bed 4 Bath 4,024 SF | Chauatuqua

WE INVITE YOU TO THINK, SHOP AND BUY LOCAL. START YOUR SHOPPING ADVENTURE BY SUPPORTING THE LOCAL BUSINESSES ADVERTISING IN YOUR HOMETOWN NEWSPAPERS!

BOULDER DAILY CAMERA | LONGMONT TIMES-CALL | LOVELAND REPORTER-HERALD BROOMFIELD ENTERPRISE | COLORADO HOMETOWN WEEKLY | COLORADO DAILY | GREENLIGHT

Zach Zeldner 720.480.7650 zach@zachzeldner.com Compass is a licensed real estate broker in Colorado and abides by equal housing laws.

MAKE ONE OF THESE GREAT PROPERTIES YOURS! 138 Acres of Vacant Land!

!

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4151 Wilderland Way, Loveland $925,000 • MLS# 877823

With 5 Approved Building Lots 138 Acres of Vacant Land bordering Devils Backbone Open Space! Only 15 minutes to Downtown Loveland but feels like a world away! Call for more details or to schedule a tour!

Large 3/4 Acre Lot!

Overlooks Pinewood Reservoir!

Carter Lake Live/Work Opportunity!

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79 Green Mountain Drive $465,000 • MLS# 900115

3 Beds • 2 Baths • Total Sq. Ft. 1992 Take a look at this quaint cabin sitting on

2800 Kyle Circle $625,000 • MLS# 898211

North Shore RV Park and Store $1,200,000 • MLS# 871670

5 Beds • 4 Baths • Total Sq. Ft. 3943 Come see this home in desirable Bonnell

half an acre overlooking Pinewood Reservoir

West! Features main floor office, main floor

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laundry, main floor master with walk in closet

conveniences that Downtown Loveland and

and 5 piece master bath, and backs up to

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3 Beds • 4 Baths • Total Sq. Ft. 2820 Opportunity abounds at the North Shore RV Park & Store with multiple streams of income with potential for more! Schedule your showing now to see this Live/Work property in the Carter Lake area!

Co-listed with Rico Devlin 970-413-1182 • rico@lcrealestategroup.com

I AM YOUR MOUNTAIN PROPERTY SPECIALIST!

970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!

www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

March 20-21, 2020

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DESIGN RECIPES

10 clean design tips for staying healthy at home

By Cathy Hobbs Tribune News Service

as entry ways. Carpeting traps odors and dust mites.

For so many, the desire is for home to feel like a haven, a place where you feel warm, cozy and safe. Health is also top of mind, creating a clean and healthy environment. As you look for ways to beautify your environment, why not include ways to ensure clean design?

4. Consider making your own cleaners. Lemon juice and water is a fantastic cleaner, as is baking soda and vinegar.

Here are some Design Recipes tips.

1. Remove shoes upon entry into your home to prevent tracking outdoor pollutants indoors.

2. Wash and/or launder your clothing as much as possible to help keep your environment clean and fresh.

3. If possible, switch from carpet to hardwood, especially in key areas such

5. In bathrooms, consider using a nylon shower curtain instead of vinyl.

Nylon is not only a greener choice, but in many cases feels like fabric and is washable.

6. In bathrooms, be sure to close the toilet seat.

Microparticles are released into the air during the flushing process.

7. For kitchen and bathroom surfaces, whenever possible select materials that are nonporous. Nonporous surfaces such as quartz and porcelain are the easiest to clean and maintain.

FEATURED AGENT KAREN BERNARDI

The Bernardi Real Estate Group 303-402-6000 karen@bernardigroup.com Read Karen’s At Home profile at: www.athomecolorado.com/karen-bernardi

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

720-280-3544

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8. Wash sponges or replace frequently. Place sponges in the dishwasher to clean, or replace them. This will help reduce the spread of germs.

9. Deep clean. Deep cleaning on a regular and consistent basis will help maintain a healthy environment.

10. Open the windows. There are so many benefits for allowing fresh, clean air to help ventilate your home from time to time.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. E-mail info@cathyhobbs.com or visit her website at cathyhobbs.com.

Hardwood floors, especially in entry areas, help to reduce the spread of dirt and dust. (Photo: Design Recipes/TNS).

10558 ROSELAND AVENUE LONGMONT $625,000 All-brick 2672 SF ranch home w/finished basement has lovely sunroom, spacious living & dining areas and kitchen w/granite, pantry & breakfast bar. Comfortable basement family room w/gas fireplace. Main level master has 3/4 bath & large master retreat in lower level w/egress window has custom 5 pc bath. Attached 420 SF 2 car garage & detached 525 SF 2 car heated garage. Pasture space south of home perfect for animals, garden, outdoor activities & RV, boat, trailer storage. Located on 1.14 acres w/irrigation well, NO HOA or Covenants & AG zoning.

Pat Kahler • Berry Darcy Kahler Team • Heather Berry (303) 589-5752 • www.PatKahler.com • (303) 827-8659 patriciakahler@gmail.com • yourberryownhome@gmail.com

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

rick@flatironshi.com

Offering 1, 2, and 3 bedroom apartments.

“Peace Of Mind Every Time”

418 Emery St. Longmont • (303) 772-6452 DAILY CAMERA / TIMES-CALL

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Real Estate place yoUr ad:

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Rentals

SAN JUAN DEL CENTRO APARTMENTS 2, 3 & 4 Bedroom Apts Available Now - Apply Today **INCOME RESTRICTIONS APPLY** Applications by Request. Call, Write or Stop by 3100 34th St , Boulder, CO 80301 303-442-0230 Hours of Operation: Monday-Friday 9am-5pm Equal Housing Opportunity NE Longmont 1BR Apt: $800/month + deposit, Trash, Gas, Water Paid.

303-941-2158 or email Slavenski8@aol.com

540 Mohawk Dr, Unit 10 945 sq ft Condo 1BR 1BA Plus Study/Flex Space, $1595/month + deposit.

Avail Now. 720-272-2170

Apts $845 Duplex $1,145 Condos $1,045 Houses $1,595 Call PMP Realty 303-776-RENT (7368) www.pmprealty .com

Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.

No Pets. 1 Year Lease.

970-669-7850

2BR Trailer-Downtown Longmont: Spacious Living Room & Kitchen; Bath w/ Laundry, Fenced Yard. Lot Rent $735/mo. $22K, FSBO. Call 303-823-2416

Water Mineral

Newly Remodeled 5th Wheel Camper on 10 Acres near 65th & Nelson, SW Longmont: 10ftx10ft Addition, Avail Mar 12. $1000/month + deposit. 303-776-5957

Have a Garage Sale this week.

Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

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RECENTLY LISTED HOMES

BOULDER | 3830 BROADWAY STREET 35

BROOMFIELD | 14156 SUN BLAZE LOOP G

BOULDER | 600 LARAMIE BLVD.

4 BR * 3 BA * 1892 TSF (905579) * $675,000

2 BR * 2 BA * 1535 TSF (906158) * $397,700

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UNDER CONTRACT

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4 BR * 3 BA * 2812 TSF (906401) * $849,900

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Affordable Housing Program 2 BR * 1 BA * 931 TSF (906678) * $198,651

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