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Quick Guide and Featured Open Homes

Real Estate New Year’s Resolutions for 2020

Pantone Color of the Year is an Inspiration for Gardeners

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

A good number of people make annual New Year’s resolutions. Why not add a real estate resolution or two to your list this year and see if you can make it happen?

Pantone’s Color of the Year, Classic Blue, is one of the colors that catches your eye when used in the garden and is a color we all treasure.

January 3-4, 2020

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COLORADO HOME AND REAL ESTATE

REAL ESTATE NEWS

Mortgage rate forecast for 2020: Experts predict low rates will last

CONTRIBUTING WRITERS Natalie Campisi Tom Kalinski Duane Duggan Julie Kailus Norman Winter Rick Jacquemard Cathy Hobbs Diana Crandall ADVERTISING CONSULTANTS Thais Hafer Toni McNeill

Mortgage rate forecast for 2020: Experts predict low rates will last.

Mary Romano

(Photo: Karen Roach/Dreamstime/TNS).

ADVERTISING FEATURES COORDINATOR Greg Stone

At Home is an advertising supplement of the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.

ADVERTISE To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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By Natalie Campisi Bankrate.com If you’re looking to buy a home or refinance your current one in the new year, there’s good news: Today’s low mortgage rates are expected to continue into 2020.

The average 30-year fixed mortgage rate started 2019 at 4.68% and steadily declined before closing out the year at 3.93 percent. In 2020, rates are expected to remain mostly stable, not straying too much higher or lower from the 4% mark.

Here are responses from a range of experts predicting what will happen to mortgage rates in 2020.

Expect mortgage rates to remain low Greg McBride, CFA, Bankrate chief financial analyst, predicts mortgage rates will stay relatively stable around 4% in 2020.

“The benchmark 30-year fixed rate mortgage will hopscotch back and forth over the 4% mark for much of 2020, remaining low enough to facilitate homebuying and providing ample refinancing

opportunities on those trips below 4 percent,” he says.

Inflation is something borrowers should watch for, especially toward the end of 2020, McBride says. Core inflation, as measured by the Fed’s PCE Index, will top out at 2.2 percent, he predicts, which will likely keep the Fed muted on rate hikes.

“Rates will trend higher toward the back half of the year as inflation readings move above 2 percent.”

Since the end of June 2019, interest rates for the 30-year fixed-rate mortgage have stayed south of the 4% mark. They hit their lowest point on Sept.

4, dropping to 3.74 percent, according to Bankrate data. These historically low rates have helped homeowners save money by refinancing and made it easier for folks to afford to buy a house.

How the Federal Reserve could impact rates It’s challenging to predict where rates will head in the future, as daily news has the power to sway rates. But if the Fed’s attitude is

any indication, then rates should remain low next year.

“We have been in a low interest rate environment for quite some time, and the current signaling from the Fed is that rates will continue to remain low,” says Alexander Akel, president of Akel Homes in South Florida. “Even if they tick up north of 4 percent, they will remain extremely attractive when compared to historical rates.”

One thing rate-watchers should consider is that we’re voting for a president in 2020, which might compel the Fed to take a backseat to the political action in D.C., says Tony Taveekanjana, executive vice president and chief production officer at Gateway First Bank.

“Obviously, there are no guarantees that mortgage rates will stay where they are for all of 2020. However, one significant factor is that 2020 is in an election year,” Taveekanjana says.

“Historically, the Fed moves to the sidelines as it relates to rate hikes or cuts during the election and then steps back in to stimulate the economy by doing what they feel is necessary once the election is over. Based on this, it would be reasonable to expect rates to generally stay in the same area as they are now.”

Although low rates are generally a good thing, they can also fatten price tags of homes, which might cancel out some of the savings, observes Mike Hardwick, owner at Escrow Services of Tennessee.

“In 2020, we anticipate that rates will remain stable. This will cause home prices to increase slightly, but we will also see some improvement in home sales. Also, margins will continue to tighten,” Hardwick says.

Visit Bankrate online at bankrate.com.

Drive traffic to your open house Increase your exposure with AtHomeColorado’s Open House Quick Guide. The targeted buyer promotion includes a print listing, online interactive listing with driving directions, alerts and Facebook marketing.

To place your listing, visit:

openhomes.athomecolorado.com (scroll to the bottom for the order link).

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REAL ESTATE

Top tips for January home-selling With January coming on the heels of the holiday season, it can be a tough month for selling your home. The challenges are similar to those faced when

BY TOM selling during KALINSKI the holidays – RE/MAX of Boulder even in Boulder County’s active real estate market.

But if you must sell your home, know this: January buyers are intent on completing a purchase.

And with fewer homes on the market your home has less competition, plus you are getting a jump on the spring selling season.

The winning game plan is to embrace the unique advantages of selling your home during this cold winter month with these tips, adapted from hgtv.com.

away, but decorate lightly with a winter touch to showcase the warmth of your home. Use general winter decorations such as a bowl of pine cones and candles to accentuate your home’s best features. Add wintery scents like cinnamon or a pot of cider simmering on the stove to create a warm, cozy feeling in your home.

Boost curb-appeal Bare trees mean your home’s exterior is more exposed. Make the most of your home’s appeal with exterior paint touch-ups, clean gutters and an impeccable yard. Remember to keep buyers safe with stairs and walkways free of snow and ice.

Get rid of your holiday decorations, but decorate with warmth Put your holiday decorations

Hire a real estate agent who will be available Your agent needs to provide needed on-the-ground support.

Make a video tour Buyers will be more likely to shop online due to inclement weather and busy schedules. Hire a pro to

Find an agent who will be available throughout the winter.

This will ease stress and give you more time to enjoy your life.

With fewer homes on the market your home has less competition when selling in January, plus you are getting a jump on the spring selling season.

shoot a high quality video tour and post it online to attract house hunters.

Target motivated buyers Work with your agent to find buyers who are house hunting this winter due to a pressing deadline.

This could be people relocating for jobs, investors, or college students and staff. In Boulder County’s competitive housing market, some home shoppers are strategically taking advantage of the reduced number of active buyers.

Make sure your décor is inviting, warm and neutral Encourage shoppers to spend more time in your home and admire its best features. Crank up the heat, play soft classical music and offer homemade treats to set a cozy stage.

These are among the many strategies for making a January home sale a winning proposition.

See the full article at hgtv.com/ design/real-estate/top-10-tips-forselling-your-home-during-theholidays.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

May 2020 be your best year ever!

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“The root of joy is gratefulness.”

– David Steindl-Rast

I am beyond grateful to call Longmont home, to have assisted so many clients in realizing their homeownership dreams over the past 27 years, and to have been gifted with their friendship.

And yes … this fills me with joy!

Every. Single. Day.

THANK YOU!

BARB BASHOR Broker, REALTOR® Certified Residential Specialist (CRS) 4

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303.775.2994 www.BarbBashor.com Barb@BarbBashor.com DAILY CAMERA / TIMES-CALL

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19 Years

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VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON WKRE.COM BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com January 3-4, 2020

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REAL ESTATE

Real estate new year’s resolutions for 2020 A good number of people make annual New Year’s resolutions. You know the usual: lose weight, join the gym, get up half an hour earlier, etc. BY DUANE Why not add DUGGAN a real estate Realtor and Author resolution or RE/MAX of Boulder two to your list this year and see if you can make it happen?

When it comes to real estate, it’s great to have time on your side. Good things happen when you have plenty of time. However, the procrastinator in all of us can make it tough to get started in the real estate market. The sooner you make progress on any of these resolutions, the better.

Write down what you want to achieve and work on a plan to get there. After all, if you wait until 2021, you will be one year older when you get going. No matter what your age, one of these resolutions below can apply to you.

A good number of people make annual New Year’s resolutions. Why not add a real estate resolution or two to your list this year and see if you can make it happen?

I resolve to save for a down payment on my first home Saving for a down payment is the biggest hurdle most firsttime buyers face. Research low down payment loan programs so you know how much of a down payment you actually need.

Check out any available down

payment grants or assistance programs that may be available locally. Figure out what you can cut in daily expenses and put into savings. Skip the daily $5 latte. Check out Colorado’s First-Time Homebuyer Savings Account (FHSA), which can help you save for a down payment,

coloradorealtors.com/fhsa.

I resolve to buy my first home Once you have the down payment saved up, it’s time to buy your first home. Meet with a local mortgage lending professional and determine what you price range for a home you can buy.

Longmont Association of REALTORS

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If there are qualifying or credit issues, work on a plan to resolve them. Get a pre-approval from the mortgage lender first before meeting with your Realtor® to see what homes are available in your price range. The homeownership rate in the U.S. was 64.8% in 2018. From this figure, you can see that a large number of people never own their own home.

The graph below was provided by Lawrence Yun, Chief Economist and Senior Vice President of Research at the National Association of Realtors®, at his annual presentation at the 2019 Realtors Conference & Expo in San Francisco. The left side of the graph shows, at a national level, the amount of wealth renters built up from 2000 to 2016, 2017 and 2018, respectively. On the right side of the graph, in contrast, significantly more wealth was created by homeowners from 2000 through 2016, 2017, 2018 respectively.

As you can see, there is a stark difference between the two.

I resolve to move up to my next home As the old saying goes, “Life Happens,” which means sometimes you need a bigger house or one in a different location. If you’re expecting to search for a new home this year, contact your mortgage lending professional and your Realtor.

You can learn how much you are able to spend on a new home, and whether you or not you will need to sell your old home in order to buy the next one. If you can keep the old home and rent it out, you have already achieved the resolution below.

I resolve to buy my first rental property As stated above, the homeownership rate in the United States is at 64.8%. That means that substantially less people own their own home AND own a rental property. I could not find a statistic showing exactly how many Americans own both a primary residence and a rental at the same time, but I’m confident that it’s a pretty low percentage.

However, as you can see from the graph above, owning a second property can be a significant source of wealth building.

If you are able to keep your old house as described in the last resolution, you’re on your way to fulfilling this resolution. To acquire your first rental property, you might be able to refinance your old home in order to pull cash out for a down payment on a new residence. Then you can rent the first house and use a lowdown-payment, owner-occupied loan to buy the new property.

If this is not possible, check into investment property loans and get pre-approved for a loan to buy a rental property. Check to see how much down payment is required.

It’s usually 20%.

Most people don’t like to own a rental because they don’t want to be a landlord. Research companies that can professionally manage your investment property. This will make you a much happier rental property owner.

I resolve to paydown my mortgage People have different goals regarding their mortgage.

Some homeowners would like their home to be free and clear when they retire. Others want to

build equity to have more down payment for the next purchase.

In the U.S., we are actually one of the few countries in the world with 30-year mortgages.

The argument for keeping your mortgage for 30 years is that towards the end of the term, you are paying it off with cheaper, inflated dollars. There is also an argument to keep the balance high for tax deductibility and use the proceeds from a mortgage to invest in other things. If paying off your mortgage quickly is one of your goals, there are a variety of mortgage acceleration techniques that can make that happen for you. Your financial planner can help you make those decisions.

I resolve to build a real estate investment retirement plan Somewhere I heard that we spend our youth creating wealth, then we spend our wealth creating youth. When you think about it, that is so true! With two family members living in senior communities here in Boulder, I find it amazing to see how much wealth is necessary in the latter years of life to finance housing and medical care. The nice part about owning real estate is that home values have continued to rise, and rental income has continued to go up to help support those retirement years.

As stated above, many Americans do not own a home and a rental property, let alone a real estate portfolio. A real estate investment plan doesn’t have to be huge to make real estate work for you. It could be to buy a rental house every two years over the next 10 years. If you have five free and clear rental houses by the time you retire, that is an incredible nest egg to take care of you as you age.

I resolve to invest in real estate using IRA funds It’s been possible to invest in real estate using IRA funds since 1978.

Most Americans don’t know that, let alone know how to do it.

Many CPAs aren’t familiar with the process either. Investing in real estate in your IRA, allows you to let real estate values and income grow tax free, helping grow your retirement account faster.

The graph above shows, at a national level, the amount of wealth renters built up from 2000 to 2016, 2017 and 2018 compared with the wealth that was created by homeowners over the same time period. As you can see, there is a stark difference between the two. (Graph courtesy: Lawrence Yun, chief economist and senior vice president of research at the National Association of Realtors®).

January 3-4, 2020

I resolve to get my estate plan in order As I said in the beginning, there is a resolution on this list for everyone regardless of age. If you have created real estate wealth, it is important to figure out what

happens when you are gone. Meet with an estate planning attorney and make your wishes known.

Even the great musician, Prince, died with a $300 million estate and had no will. A little planning makes it easier on everyone!

Get time on your side The younger you are when you start acting on any of these resolutions, the better. When I started selling real estate in 1978, Baseline Subdivision houses in Boulder were selling for under $30,000. Today, they start around $600,000. Not exactly a get-richquick, fix-and-flip TV story, but an undoubtedly strong investment.

Talk with your Realtor, mortgage lending professional, and financial planner. Work out a strategy and get moving today!

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

WHY SHOULD I USE A REALTOR ? ®

Market Expertise REALTORS® use the most up-to-date, accurate, and detailed sales data to determine market value and pricing strategy. For more real estate tips visit AtHomeColorado.com.

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COVERPROFILE

Situated in the heart of south Longmont, Parkside at Quail Ridge goes beyond offering stylish new homes. It promises keys to a lifestyle – one that blooms with healthy, active opportunity and is rich in access to true community. (Photo: Timothy Seibert).

Live Well in Longmont: ParkSide by Flatirons Homes Flatirons Homes offering new year closeout incentives on townhome-style condominiums at ParkSide in Longmont.

By Julie Kailus for At Home Colorado

L

ocally minded Flatirons Homes Inc. likes to build houses one project, one community at a time. The smallerscale Front Range builder is intentionally focused on designing and raising new homes in communities that are a good fit.

It’s kind of like that feeling you get when you walk into that forever home. It just feels right.

ParkSide is Flatirons Homes’ current feel-good project, an inspired, well-priced community on the south side of Longmont.

The welcoming neighborhood includes 93 townhome style condominiums and 36 singlefamily homes all close to important everyday amenities. The Longmont Recreation Center and Longmont Museum and Cultural Center are both just a block from home. The Village at the Peaks mall, Hover Road’s big box stores, Lucky’s 8

AT HOME COLORADO

Market and Whole Foods, plus restaurants and parks in Prospect New Town are also conveniently nearby.

In ParkSide, Flatirons Homes is building a few dozen singlefamily right-sized custom homes in four styles ranging from 2,284 to 2,913 square feet. There’s more selection in attached townhomestyle condos, which also come in three layouts and range from a cozy 1,002 square feet to 2,131 square feet. The stylish and energyefficient two- and three-bedroom with two and two and a half bath townhome-style condominiums come in single-level or two-story designs. All custom designs feature open floor plans with room for outdoor living, single-car garages and, in the two-story units, a full, unfinished basement to build out as you see fit.

Community-embedded, green-built With decades of experience designing single-family, multifamily, and commercial construction, Flatirons Homes is well qualified to make modern abodes that people love to call home. Locally owned and

operated, and known as a green builder with vast expertise in custom-home development, Flatirons Homes offers the ultimate balance: affordable houses built with great attention to detail.

Bill and Jeff Eckert started building in Colorado in 1988.

After working in different parts of the country and honing their construction skills and business experience, the Eckerts settled on Boulder County for many of the same reasons we all do: It’s paradise. Since then Flatirons Homes’ passion for each project and commitment to quality has not waned. To this day, a team of professionals guides each buyer to the living space that feels most like home.

And the relationship doesn’t end there. Buyers are invited to work closely with the builder and become active participants in the construction process. After all, it’s important that you feel as invested in your home as the people who dug its foundations and hoisted lifted its walls. Homebuyers will be able to watch the following standout features take shape:

Interior: • Granite counters • 9-foot ceilings on the main floor • Knockdown textured drywall finish • Double-sink vanity in master bath • Walk-in closets in most bedrooms • Stackable laundry in one-story condos • Full unfinished basement in two-story units with bath rough-in • Gas fireplace in living room • 42-inch cabinetry throughout • Peninsula counter, breakfast bar • GE appliances and Delta plumbing fixtures Exterior: • Horizontal and vertical siding, stucco and stone • Metal roof accents, painted beam detailing • Professionally coordinated exterior colors • Covered front porch • Fenced patio in two-story units • Unfenced side patio off dining area in one-story condos • Single-car garage • 2x6 exterior walls DAILY CAMERA / TIMES-CALL

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All of Flatirons Homes are built using green construction practices and are certified by home efficiency standard, Energy Star.

Flatirons Homes’ principals, who have been building in Boulder County for over 35 years, know that sustainable home building is not only critical to the future of Colorado but is an important consideration among homebuyers.

Flatirons Homes’ green-building features include: • Energy Star® certification • High-efficiency low-E windows • Furnace rating 90% + • Fiber cement lap siding • Temperature control setback thermostat • Water-saving, low-flush toilets • Blown cellulose insulation • Roof insulation R-38; exterior wall R-21 • Insulated front door Life in Parkside Longmont is becoming an increasingly in-demand alternative for single-family home and condo buyers who want to be close to amenities and within a stone’s throw of Boulder, as well as adventures along the Front Range.

Situated on a five-acre landscaped park, ParkSide is also conveniently located near Highway

Adding significantly to their beauty, townhomes at Parkside are also exceptionally energy efficient. (Photos courtesy: Flatirons Homes).

287 in south Longmont. The central community park offers not only a welcomed green space but also gorgeous views of Longs Peak. For those who commute, it’s a quick 15 to 20 minutes to Boulder, with an RTD stop in the neighborhood. And for those work or vacation flights, Longmont’s ParkSide neighborhood has great access to E-470 and DIA. Townhome closeouts now available The new year is always a great time for a fresh start. And if you are considering downsizing, want low-maintenance living, or like the affordability of an attached unit, Flatirons Homes’ townhome-style condominiums are on closeout as

the builder looks to fill its latest ParkSide offering.

Right now the last 11 of 93 units are under construction and ready for viewing – and all on sale for the new year. All remaining units have been upgraded with granite tops throughout, durable laminate flooring on the main level, tile floors in the bathrooms, wall tile in showers, upgraded appliances, among other coveted home amenities. All units have one-car garages and additional off-street parking. And access to Longmont’s high-speed fiber-optic connection comes standard on every Flatirons Homes’ new build.

Better yet? As a closeout incentive, Flatirons Homes will include approximately $10,000 in

upgrades in the base price of each unit. Some models also include a $10K incentive that can be applied towards additional upgrades or allowable closing costs. Townhomestyle condo base prices range from the $320s to the $380s.

In addition to the special townhome deal, Flatiron Homes is offering lot-specific incentives on single-family homes in two-, three- and four-bedroom floor plans. Right now 15 of 36 planned single-family homes are under construction or ready to be built.

For more information on seasonal purchase specials on single-family homes and townhome-style condos in ParkSide Longmont, visit flatironshomes.com.

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Attractive home in pristine condition! New laminate & carpet on main level. Open kitchen w/island, pantry, all appliances.

Living room w/gas FP. Private master suite w/5-Pc bath, W/I closet. Main floor 2nd bdrm/office and bath. Huge finished bsmt w/rec room, 2 bdrms, family room, full bath & storage.

Extended covered rear patio, fenced yard w/xeriscaping & view of open space. 3-car tandem garage. Solar panels included. Near Imagine Charter School, park, shopping, commute. Quick closing!

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Great 3 Bedroom, 2 Bath, 2 Car Garage Ranch style home in a quiet neighborhood. You will love the open floor plan and the bright & cheery kitchen. This is a great home for you!

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Nearby fishing & new TPC Golf Course.

30 min to Boulder & other surrounding communities. NO METRO TAX.

$638,500

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lIst YoUr open hoUse January 3-4, 2020

This craftsman-style ranch has the perfect space for entertaining. Abundant upgrades too numerous to list include beveled hickory flrs, maple cabinets w/soft close & pullouts, designer tile, KitchenAid S/S & coffered ceilings.

You’ll enjoy the custom double shower ensuite & mostly finished bsmt w/family room, rec space, bdrm & full bath.

Easy to maintain yard & 2-level deck. This is THE one!

Call Tracy’s Team

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VIsIt openhomes.athomecolorado.com or call 303.473.1456, 303.684.5329

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ON GARDENING

Pantone Color of the Year, Classic Blue, is an inspiration for gardeners

By Norman Winter Tribune News Service The New Year will be rockin’ baby thanks to Proven Winners’ introduction of the Salvia Rockin’ Blue Suede Shoes. Not only will this salvia bring in the hummingbirds, bees and butterflies all summer, but it will be trending with the celebration of 2020 Pantone Color of the Year ‘Classic Blue’.

To be exact, Classic Blue is Pantone 19-4052, for those wanting to be in vogue by painting the master bedroom or living room or tweak the wardrobe. In the gardening world, I look at the Pantone Colors of the Year with the proverbial ‘chip card.’

Chip cards are what everyone gets at the paint store where the top of the card has Classic Blue and as you glance downward it takes you through the various related shades. When it comes to flowers, it would be near impossible to be exact on Pantone 19-4052.

Blue is one of the colors that catches your eye when used in the garden and is a color we all treasure. The word “blue” itself can cause confusion and invoke several different feelings or thoughts because it carries a lot

Rockin Blue Suede Shoes salvia will debut this spring to the delight of hummingbirds, butterflies and gardeners, too! (Photo: Norman Winter/TNS).

of meanings in the English culture and language. Friends are true blue or perhaps you are feeling blue.

What we do know is that most of us want some blue in our gardens. It is the ultimate cool color, and I don’t mean “in vogue,” either. Blue is unique in that if you give it a hint of another color, you still have a shade of blue.

Oddly, these blue shades work harmoniously with each other.

So, while Pantone and their color gurus set the new trend, know that the garden world wants to be a participant and join the Classic Blue celebration. Proven Winners has gone full onboard developing promotional pieces showcasing their extraordinary

blue flowers. In all, there is a baker’s dozen of tried and true, award-winning blue flowers for gardeners to use in creating dazzling designs.

Rockin’ Blue Suede Shoes salvia, debuting this spring, offers a most rare shade of blue coupled with an incredible performance.

As garden gurus, we often catch ourselves using descriptors such as hummingbird magnet or pollinator magnet. With Rockin’ Blue Suede Shoes, salvia get the camera ready!

In my garden it reached just under 4-feet tall and 3-feet wide, blooming until late November.

It was a never-ending feast by hummingbirds, swallowtails, monarchs and various sulphur butterflies.

Denim ‘n Lace is another outstanding choice and is the 2020 Proven Winners National Perennial of the Year. It will quickly become the Russian sage to which all others are compared.

The Garden Guy has always loved Russian sage (Perovskia atriplicifolia) even though they were typically loose and airy and falling over.

Denin ‘n Lace is different, offering blue flowers partnered with amethyst calyxes and borne on sturdy 32-inch upright stems with a 36-inch spread. It will

bloom midsummer through fall, adding rich beauty while bringing in hummingbirds and at the same time offering deer resistance.

Catalina Midnight Blue (torenia or wishbone flower) and Blue My Mind (evolvulus) are two more outstanding choices in the baker’s dozen. Both have won awards from Texas to Michigan and Georgia to Minnesota. Catalina Midnight Blue is a deep blue, trueblue, while Blue My Mind offers olive grey-green foliage that sports icy blue blooms.

Remember that blue works with any other color in the garden. Its opposite is orange, which may be the most wonderful marriage in gardening. Last year’s Pantone Color of the Year ‘Living Coral’ also creates a take your breath away partnership with blue. Lastly, put your favorite blue with red and you have the beginning of a patriotic garden. Make plans now and let Pantone Classic Blue be the inspiration in planting this spring.

Norman Winter, horticulturist, garden speaker and author of, “Tough-as-Nails Flowers for the South” and “Captivating Combinations: Color and Style in the Garden.”

Follow him on Facebook at NormanWinterTheGardenGuy.

ASK THE EXPERT

Why do you need a home inspection?

Before buying a home, one of the most important things you should do is to have the home checked out by a professional home inspector.

BY RICK Purchasing a JACQUEMARD home is often Flatirons Home the largest Inspections investment you will ever make, why add another expense to the process if you’re not required to?

A professional home inspector will conduct an inspection of the general condition of the home.

A good home inspection will assist a buyer in understanding exactly what they are about to 10

AT HOME COLORADO

acquire. A home may look move in ready, but a professional home inspector may reveal issues that are not noticeable to the buyer’s eye. As a buyer, you are making a substantial investment.

It is important to understand exactly what you are purchasing.

Having a home inspector conduct a thorough inspection of the property, could potentially save you thousands of dollars.

A home inspector will examine a home’s structure, exterior, roofing, plumbing, electrical systems, heating and airconditioning systems, interior, attics basements/crawl spaces, fire places and garages. Most inspectors will be able to have a comprehensive report delivered to you electronically by the next business day and offer a hard

copy within a day or two.

In addition to the standard home inspection you should also consider some additional inspection. Some of these include radon testing, sewer scopes, tests for lead and asbestos and other potential environmental hazards.

You should consult your realtor and/or home inspector to see if any of the additional test would be advisable.

Home inspections can be used as a contingency in your purchase offer. This contingency provides that if significant defects are revealed by a home inspection, you can back out of your offer, free of penalty, within a certain timeframe.

A home inspection is an added expense in the process of purchasing a home but in the

long run you’ll be glad you did it. The inspection can reveal problems that you may be able to have the current owners to fix before you move in, saving you time and money. Or, you may ask for a reduction in the asking price. If you are a first-time homebuyer, an inspection can give you a crash course in home maintenance and a checklist of items that need attention to make your home as safe and sound as possible. Don’t skip this important step in the homebuying process – it’s worth every penny.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

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Thinking of Moving?

Check out these great homes and many more at:

NEW CONSTRUCTION ON .95 ACRE OF LAND 7585 Eggelston Dr BOULDER $2,150,000, 4 Beds, 4 Baths, 2984 SqFt

en Op

1-4 Sat

WOODED PRIVATE LOT IN KNOLLWOOD 115 Green Rock Dr BOULDER $1,790,000, 4 Beds, 3 Baths, 3604 SqFt

NEWLY REBUILT MOUNTAIN HOME 721 Cougar Dr BOULDER $1,299,900, 3 Beds, 3 Baths, 4031 SqFt

UNIQUE NO TRAFFIC LOCATION 1362 Golden Eagle Wy LOUISVILLE $950,000, 5 Beds, 4 Baths, 3625 SqFt

-3 12 un S &

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REMODELED HOME W/ MOUNTAIN VIEWS 2934 Nogales Ct BOULDER $939,000, 3 Beds, 3 Baths, 2497 SqFt Jan Marose 303-817-9675

GREAT NOBO LIVE/WORK 3325 Folsom St BOULDER $875,000, 4 Beds, 3 Baths, 1782 SqFt

2 LOTS - 2.3 ACRES TOTAL - GREAT POTENTIAL 7590 Wadsworth Blvd ARVADA $850,000, 3 Beds, 2 Baths, 2353 SqFt

PROSPECT FOURSQUARE W/ VIEWS 810 Plateau Rd LONGMONT $849,900, 4 Beds, 5 Baths, 3608 SqFt Suzy Williamson 720-491-9885

FRESHLY REMODELED MOUNTAIN HOME 131 Rudolph Ranch Rd BLACK HAWK $629,000, 4 Beds, 3 Baths, 2681 SqFt

CHARMING HIGHLANDS BUNGALOW 3176 W 36th Ave DENVER $625,000, 3 Beds, 1 Bath, 1852 SqFt

NEWLY BUILT IMMACULATE TOWNHOME 14873 E Crestridge Dr CENTENNIAL $469,900, 3 Beds, 2 Baths, 2954 SqFt

MOUNTAIN VIEWS FROM PORCH 756 Brookside Dr LONGMONT $465,000, 5 Beds, 3 Baths, 3590 SqFt

GORGEOUS HOME WITH ALL THE EXTRAS 3626 Maplewood Ln JOHNSTOWN $420,000, 4 Beds, 3 Baths, 4140 SqFt

UPDATED & GENTLY LIVED IN 15476 W 64th Loop A ARVADA $396,000, 3 Beds, 3 Baths, 1424 SqFt

QUIET CUL-DE-SAC LOCATION 19158 E 55th Ave DENVER $390,000, 3 Beds, 3 Baths, 1935 SqFt

LOVELY RANCH 2481 E 98th Ave THORNTON $362,000, 4 Beds, 2 Baths, 2207 SqFt

UPDATED OPEN FLOOR PLAN 10661 Durango Pl LONGMONT $329,000, 3 Beds, 2 Baths, 1470 SqFt

RARE CONDO - NO HOA 1815 Antero Dr LONGMONT $315,000, 3 Beds, 2 Baths, 1672 SqFt

OPEN LAYOUT TOWNHOME 13203 Holly St B THORNTON $305,999, 2 Beds, 3 Baths, 1870 SqFt

~18 ACRES W/ MOUNTAIN VIEWS 7 Roosevelt Rdg BLACK HAWK $275,000, 771012 SqFt

Thinking of Selling?

Call for Hyper-Local Neighborhood Stats or an Accurate Estimate of Your Home’s Value Each office independently owned and operated.

January 3-4, 2020

Boulder 303.499.9880

Downtown Longmont 303.651.3939

On Walnut 303.442.3180

Nederland 303.258.7020

4770 Baseline Road Suite #220 Boulder, CO 80303

1911 11th St #200 Boulder, CO 80302

512 4th Avenue Suite 101 Longmont, CO 80501

286 N Bridge Street Nederland, CO 80466

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DESIGN RECIPES

Trends to look for in 2020

By Cathy Hobbs Tribune News Service

days, furniture handcrafted by an artist or artisan is desirable, especially for those looking for one-of-a-kind or statement furniture.

Out with the old; in with the new.

Ushering in a new year signals new trends. From shopping the home decor shows and stores, some clear trends for 2020 have emerged. Here's a list of 10 hot 2020 home decor trends.

• Benches and ottomans. These portable decor pieces can be transitioned in and out and moved from room to room.

• Faux fur and faux skin. From faux fur to shagreen, texture and color have been spotted on items from benches to consoles.

• Metal. From smooth to hammered, metal furniture works well for those looking for an interesting, industrial vibe.

• Classic patterns. A number of patterns and designs are timeless. Many are being mixed together as part of a single look.

• Brass. Brass made a comeback roughly a decade ago and continues to be the go-to luxury finish in home decor.

• Industrial style finishes. From lighting to furniture, industrialinspired pieces are more popular than ever.

• Wood crafted furniture. These

• Modular furniture. Instead of oversized individual pieces, the trend for 2020 is toward smaller pieces that can be placed or fit together, similar to creating a large puzzle.

• Nesting tables. These tables work well for those looking for high design and flexibility.

TOP LEFT: A bedding mix of classic palettes. TOP RIGHT: A vignette of brass accessories. BOTTOM LEFT: Bold graphic prints that make a statement are in over subtle design. BOTTOM RIGHT: A two-tone wood sideboard makes a statement. (Photos: Handout/TNS)

• Bold color and graphics. From accent walls to artwork, bold and bright is in; muted, subtle design is out.

Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

OPEN HOUSE lIST YoUr open hoUSe

QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329

Boulder

Firestone

215 28th Street $600,000 Saturday 1:00 PM-3:00 PM Barb Pozzi The Colorado Group (303) 956-9033

11096 cherryvale Street $449,500 Saturday 12:00 PM-2:00 PM Amy Darcy LoKation Real Estate - Longmont (303) 725-3756

2934 nogales ct $939,000 Saturday 1:00 PM-4:00 PM Jan Marose RE/MAX Alliance (303) 817-9675 2934 nogales ct $939,000 Sunday 12:00 PM-3:00 PM Jan Marose RE/MAX Alliance (303) 817-9675 800 Willowbrook rd $2,975,000 Sunday 12:00 PM-2:00 PM Trudi Horowitz RE/MAX Alliance (303) 594-6594

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lafayette 928 cimarron drive (Sales center) Starting at $439,900 Saturday & Sunday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350 675 amelia lane (Sales center) Starting at $434,900 Saturday & Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

5801 Grandville avenue (Sales center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM, Roz Pinon Markel Homes (720) 583-2170 6041 Fox hill dr $615,000 Saturday 10:00 AM-11:45 AM Wendy conder Windemere Realty Inc (303) 775-0108 1096 little Grove court $638,500 Sunday 1:00 PM-3:00 PM Pat Kahler LoKation Real Estate - Longmont (303) 589-5752

longmont

2121 Sicily circle $725,000 Saturday & Sunday 2:00 PM-4:00 PM Lisa Wade RE/MAX of Boulder (303) 489-6241

726 Folklore ave $436,000 Saturday 12:00 PM-2:00 PM Wendy Conder Windemere Realty Inc (303) 775-0108

810 plateau rd $849,900 Sunday 1:00 PM-3:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

10083 n. 75th Street $850,000 Saturday & Sunday 12:00 PM-2:00 PM Chris Haught WK Real Estate (303) 947-4074

lyons 56 apple ridge rd $1,589,000 Sunday 11:00 AM-2:00 PM Martin Sugg WK Real Estate (303) 588-9441

Superior 2031 dailey lane $725,000 Saturday 1:00 PM-3:00 PM Donald Elm Private Party (720) 470-2267 2031 dailey lane $725,000 Sunday 12:00 PM-2:00 PM Donald Elm Private Party (720) 470-2267

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6757 WHALEY DR, BOULDER

821 SPRING DR, BOULDER

7086 INDIAN PEAKS TRL, BOULDER

4 BD • 4 BA • 3,785 SQ FT • $1.55M

4 BD • 3 BA • 2,566 SQ FT • $1,180,000

4 BD • 6 BA • 5,667 SQ FT • $1,998,000

Panoramic mtn views from this 1.23 acre lot!

Great opportunity on this 1.3 acre lot!

Large lot with direct access to the BCC course!

1530 LEE HILL RD #2, BOULDER

6801 GOLDBRANCH DR, NIWOT

3110 25TH ST, BOULDER

2 BD • 2 BA • 916 SQ FT • $196,452

5 BD • 5 BA • 6,194 SQ FT • $1,795,000

3 BD • 2 BA • 1,483 SQ FT • $784,900

Super cute! City of Boulder affordable housing!

Brand new construction on a half-acre lot!

Ranch-style with newly refinished hardwoods!

7125 FOUR RIVERS RD, BOULDER

8937 LITTLE RAVEN TRL, NIWOT

937 15TH ST, BOULDER

2 BD • 3 BA • 4,936 SQ FT • $899,000

5 BD • 8 BA • 8,369 SQ FT • $1,499,000

4 BD • 2 BA • 3,212 SQ FT • $949,000

Fantastic opportunity on this .59 acre lot!

Ranch-style with oversized four car garage!

Great Uni Hill location with large backyard!

GET IN TOUCH! January 3-4, 2020

303.441.5642

patrick-dolan.com

patrickdolanteam@gmail.com

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13

ASK ANGIE'S LIST

How much does interior painting cost?

By Diana Crandall Angie’s List A fresh coat of paint can go a long way in transforming your space – and what better time to start than heading into a new year? Here’s what you need to know to set your budget and complete a job well done.

Getting started Painting the interior of a 2,000-square-foot house costs between $1,900 and $7,800, according to the Angie’s List Pricing Guide. Wall height, designer paint and regional differences all play into the final price point, so be sure to communicate with your painting pro about your budget.

If extensive prep work needs to be done, like sanding or drywall repairs, find out up front how much extra this will cost – and whether or not your pro is equipped to handle the issue. If you need extra help from a handyman, you can typically expect to pay between $60 and $65 an hour.

Paint A single gallon of paint will cover around 350 square feet in one coat, and how many coats you need will depend on factors including the existing color and of the wall and the new color you’re painting.

A gallon of paint costs between $15 and $50, according to the Angie’s List Pricing Guide. That price can jump to over $100 a gallon if you plan on using designer paints like Farrow & Ball; and it drops between $30 and $60 if you choose a mid-range brand like Benjamin Moore and Sherwin Williams. Wondering which paint to purchase?

Higher quality paint can prevent premature aging, which means less repainting down the road.

If you aren’t sure which type of paint you need – flat, semi-gloss, matte, satin – ask a professional to help you answer that question.

Labor Labor costs vary depending on the job, and how you’ll pay – per hour, day or square foot – depends on the contractor. Where you

FEATURED AGENT MARY ROMANO Blue SkyAlliance Colorado Real Estate Re/Max Coldwell Banker Residential

303-588-8433 homes@maryromano.com Read Mary’s At Home profile at:

http://athomecolorado.com/mary-romano

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

720-280-3544

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AT HOME COLORADO

A single gallon of paint will cover around 350 square feet in one coat.

(Photo: Dreamstime/TNS).

live can also impact the cost of painting labor.

Generally speaking, small jobs, like cabinet or trim painting, usually start at $200 and go up from there. Larger projects, like an entire residential repainting, can cost up to $4,500, according to the Angie’s List Pricing Guide.

Homeowners report paying professional painters between $1,000 and $2,800 to paint home interior rooms and walls, though stairwells, kitchen cabinets or other unique features in your home may increase prep time and cost.

DIY vs. hiring a pro Skilled and experienced DIY

painters won’t have a problem with prepping or painting, but most homeowners find it’s worth the cost to hire a pro – if for no other reason than the time it takes to thoroughly complete a painting project. A quality paint pro can also save you from expensive mishaps that require repainting down the road; hiring out the job also means you don’t have to worry about your living room being unrecognizable for six weeks.

Diana Crandall is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers.

Visit AngiesList.com.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

rick@flatironshi.com

Offering 1, 2, and 3 bedroom apartments.

“Peace Of Mind Every Time”

418 Emery St. Longmont • (303) 772-6452 DAILY CAMERA / TIMES-CALL

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Real Estate place yoUr ad:

Real Estate

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Mobile Homes for Sale

Rentals

SAN JUAN DEL CENTRO APARTMENTS 2, 3 & 4 Bedroom Apts Available Now - Apply Today **INCOME RESTRICTIONS APPLY** Applications by Request. Call, Write or Stop by

**DISTRESS SALE ** Bank Foreclosures FREE list of Bankowned properties Receive a FREE Computerized printout Pre-recorded message

1-855-953-1525 ID#1042 Re/Max Alliance FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

3100 34th St , Boulder, CO 80301 303-442-0230 Hours of Operation: Monday-Friday 9am-6pm

Vista Village #298 Spacious 3BR 28x48 Pets & Fence Ok. Available Now!

Equal Housing Opportunity

Apts $845 Duplex $1,145 Condos $1,045 Houses $1,595 Call PMP Realty Boulder Meadows #592 303-776-RENT (7368) 3BR 2Bath w/ Fireplace www.pmprealty .com Pets Ok, Close to RTD. Available Now!

Arbordale Acres 718 Quail Drive Newly Painted interior, Fireplace 2BR 2BA Available Now!

Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.

No Pets. 1 Year Lease.

970-669-7850 Skylark MHP 208 Skylark Circle. 2002 Doublewide 3BR 2BA Available Now!

NE Longmont 1BR Apt: $800/month + deposit, Trash, Gas, Water Paid.

303-941-2158 or email Slavenski8@aol.com

FIRST TIME BUYERSB&B MHP B&B Space M, Erie Available Now! Senior Park, Lot Rent Only $325 roseaffordableliving.com 303-946-0865

LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area

Why rent when you can own? Free list of homes available with no money down, under $1300/month Free recorded message 1-855-953-1525 ID#1051 RE/MAX Alliance

Water Mineral Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

Mountain Home Land

Seeking a mature professional for a master bedroom suite in Lafayette home.

Newly remodeled large master bedroom w/ sitting area, full huge private bath & walk in closet. Views of open space. Available on Month-to month basis for a few months or possibly shorter term.

Great for an extended business stay or someone just arriving in the area seeking to buy a home. Shared kitchen & laundry. Prefer one adult that works outside the home. NON SMOKER (no tobacco or 420). Sorry not pets.

Great location in SW Lafayette, near Good Samaritan Hospital.

Easy access to Denver, Boulder, Longmont.

Avail. late Dec. lease terms are flexible $995 per mo. Space is furnished w/everything you need. Bedding, towels, etc. Internet included. Call or text 239 537-9593.

3 Bedroom Home at 705 37th St, Boulder.

Call 303-494-1827

Mountain Home Land

Sunny 1BR .75BA Cabin Sugarloaf Rd: 550 sq ft, Newly Remodeled.

No W/D, Easy Access, No Smoking. No Pets.

1 Year Lease. $875/mo, incl elec. 303-444-9861.

2BR Home on Sugarloaf Rd, Boulder: Quiet, W/D Easy Access to Boulder.

Pets Nego. $1300/mo.

720-288-3542

DRIVE YOUR WHEELS! List your car, RV, boat or motorcycle and get ready to roll!

Call 303-466-3636 970-635-3650 719-275-5300 888-355-0935

Stop! Don’t Pay Rent!

BUY A HOME NOW ZERO DOWN

EZ Credit fix if needed Call/text for details Ron 303-428-9377 www.StopRent.com

TURN USED ITEMS

PLACE YOUR AD. Call 303-466-3636 or 970-635-3650.

into quick cash with Classifieds!

Seeking a mature professional for a master bedroom suite in Lafayette home.

Newly remodeled large master bedroom w/ sitting area, full huge private bath & walk in closet. Views of open space. Available on Month-to month basis for a few months or possibly shorter term.

Great for an extended business stay or someone just arriving in the area seeking to buy a home. Shared kitchen & laundry. Prefer one adult that works outside the home. NON SMOKER (no tobacco or 420). Sorry not pets.

Great location in SW Lafayette, near Good Samaritan Hospital.

Easy access to Denver, Boulder, Longmont.

Avail. late Dec. lease terms are flexible $995 per mo. Space is furnished w/everything you need. Bedding, towels, etc. Internet included. Call or text 239 537-9593.

Lost Something?

Found Something?

now for a free LOST & FOUND ad.

Call

303-466-3636 970-635-3650 719-275-5300 or 888-355-0935

JOBS. WHEELS. HOMES. STUFF.

FIND IT. SELL IT. FAST. January 3-4, 2020

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AWARD-WINNING REALTORS • EXPERT KNOWLEDGE RE/MAX of Boulder has earned its place as Boulder Valley’s leading real estate company. Over 100 Realtors are among the best in the nation, averaging over 16 years of experience.

It’s a great time to take advantage of the stability of our current real estate market. Think of RE/MAX of Boulder when the need arises, and we’ll be happy to put our extensive experience and expertise to work for you.

303.449.7000 • boulderco.com 2425 Canyon Blvd #110 • 1320 Pearl Street

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