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REAL ESTATE

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Colorado Home & Real Estate | AtHomeColorado.com

Twelve Days of Christmas for Gardeners

Quick Guide and Featured Open Homes

Have You Done Your Annual Real Estate Checkup?

Light Up The Night: An American History of Holiday Lights

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Just like your annual physical to keep yourself healthy, it is always a good idea to complete an annual real estate checkup for your financial wellbeing.

Decorating your home with holiday lights is a tried-and-true American tradition – and one that’s steeped in a long, illuminating history.

December 20-21, 2019

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Living large: How to party big in your small spacehacked home the branches and it’s magic.

CONTRIBUTING WRITERS

Make creative, layered beverage stations Bring in an element of surprise and fun by using pots, buckets, and festive-colored storage bins to add creativity to your beverage stations. Fill with ice for drinks or for chilling beer and dazzle with re-use charm. A beverage cart can help spread the crowd out beyond one bar station. Add layers with a cake stand, and your serving space becomes a point of interest.

Tom Kalinski Sean McIllwain Duane Duggan John Gilfedder Carol O’Meara Rick Jacquemard Ed Del Grande ADVERTISING CONSULTANTS Thais Hafer

Let nature rule Go beyond pine clippings for garland – any decorative greenery works for mantels, shelving, mirrors, or tables. The unexpected foliage freshens the look and white lights will help set the holiday mood.

Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone

At Home is an advertising supplement of the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.

ADVERTISE To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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An increasing number of Boulder County residents are choosing to live smarter over bigger, moving into smaller homes,

BY TOM apartments, KALINSKI or putting in a backyard studio RE/MAX of Boulder shed for work or play.

Their plan is to live large and the perfect starting place is to throw the most inspired holiday gathering.

In a creatively decorated small space, the “more the merrier” holiday motto lives on. The size of your guest list may make your square footage feel more like square inches, but don’t hold back. Try these tips from diynetwork.com on how to bring out the magic and party big in a small space.

Overcome the drab look of electronics Wall-mounted televisions are the rage and perfect for a small space, but a blank screen is drab. Liven it up with an amazing slide show of holiday scenes or a burning

fireplace, or cover that monitor with art or wrapping paper and a big ribbon.

Delight your guests with lights Make your party space sparkle with lights sprinkled across your buffet or dining table. You can go beyond seasonal lights and bring in your outdoor summer bulbs. And there’s no need to spend hours stringing lights; simply scatter, drape, and pile those beauties right on your lovely food table. Add dimension with the new, tiny dew drop lights that wrap around just about anything.

Use battery-operated lights so no one trips on the cords, and keep it green with renewable batteries.

You can set the scene by lighting the way with solar powered lights installed along the walkway, adorning the trees and draped over the entryway. Delight your guests before they even get to your party.

Forego the faux, celebrate with tiny trees Add pizazz with a small live tree or herb tree of rosemary. Dress the stand with your favorite scarf, cozy throw, or holiday tablecloth around the base of your tiny tree.

Sprinkle dew drop lights across

Use every inch When it’s time for your holiday party, don’t hold out. Use other rooms and nooks of your home.

Your home office makes a perfect libation lounge or dessert station, especially when you use bookshelves to hold snacks, condiments and plates.

Make it easy If you are looking for a certain color or size for your décor, make it easy and festive. Buy the perfect color and style wrapping paper and wrap up boxes you have lying around. You’ll instantly and inexpensively have the holiday lift and look you need.

Above all, be confident. Your guests will love and enjoy your creative, cozy party space.

For more tips visit: diynetwork.com/how-to/ make-and-decorate/decorating/ holiday-entertaining-hacks-anddecorating-ideas-pictures.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

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REAL ESTATE

Light up the night: an American history of holiday lights You do it every season: scoot the holiday box from its spot on the dusty storage shelf, untangle the string of lights and plug it in, saying a silent

BY SEAN prayer to Santa MCILLWAIN Claus for no Mod Boulder burned-out bulbs. With your puffy jacket on and an energizing whiff of holiday cheer in the air, you steady the ladder against the house and light up the night. Decorating your home with holiday lights is a tried-and-true American tradition – and one that’s steeped in a long, illuminating history.

Holiday light displays evolved from the tradition of decorating the Christmas tree with candles. On the few days before Christmas, the candlelit tree would be displayed in the home’s window, and only lit for a few minutes at night.

Hyper-aware of the extraordinary fire danger, families kept buckets of water and sand at the ready.

The danger was so real that several

insurance companies lobbied for a law banning candles on Christmas trees.

The holiday candle tradition continued until the early 1880s, when Edward Johnson, an associate of Thomas Edison, invented the electric Christmas tree in 1882. Sitting atop a motorized box in his New York City apartment, Johnson’s newfangled tree spun around as 80 red, white and blue lights blinked, much to the delight of his holiday guests.

Inspired by the success of his Christmas creation, Johnson didn’t stop there; he followed his motorized tree with the invention of the first string of holiday lights.

Made of 80 small electric bulbs, the strings of lights were soon mass-produced and department stores began hanging them in their holiday displays.

Public holiday light displays in retail stores and government buildings soon became more popular. In 1895, President Grover Cleveland electrically lit the White House Christmas tree, bringing widespread national attention to the twinkly trend. At the time, only wealthy people could afford to

electrically light their tree, which was upward of $300 per season.

(When adjusted for inflation, that calculates to over $9,000 in 2019!)

In 1927, NOMA Electric Company became the largest holiday light distributor, eventually introducing several innovations to holiday lighting, including all-rubber cords, Bubble Lites and fused safety plugs. NOMA’s niche holiday products even survived the Great Depression; it was during this period that the popular all-blue light displays reflected the somber mood of a troubled nation.

Thanks to NOMA and its competitors, holiday lights became less expensive, and by the 1940s and 1950s, holiday revelers began to purchase Christmas lights of their own, eager for their trees and homes to emulate the elaborate department store displays. In addition to greater affordability, large companies like General Electric began sponsoring community holiday decoration competitions. Often supported by the city, these brightly competitive events encouraged citywide participation, furthering the popularity of decorating with

holiday lights.

Aside from only a handful of setbacks – including the 1973 energy crisis prompting a plea from President Nixon to forego the holiday lights to conserve energy – the American holiday light trend has only grown more feverish and fervent over the decades. These days, energy-efficient LED lights help reduce carbon emissions – along with your electric bill – while tech-enabled upgrades, like wifi connectivity and app controls, boost the experience and energy efficiency.

The evolution of American holiday lights has made winter our most luminous season of the year; touring the brightest neighborhoods is always a fun way to spend a cold December night. Even if you’ve got just a few strings, a ladder, and that whiff of Christmas cheer, you’ll make your home more inviting for all of those who are celebrating the season.

Sean is the founding broker of Mod Boulder Real Estate and the principal pedaler at Club Mod Cycling. Call 720.252.6051, e-mail sean@modboulder.com or visit modboulder.com.

Wishing you a wonderful holiday season!

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December 20-21, 2019

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REAL ESTATE

Have you done your annual real estate checkup?

Just like your annual physical to keep yourself healthy, it is always a good idea to complete an annual real estate checkup for your financial

BY DUANE wellbeing.

DUGGAN December is Realtor and Author a great time RE/MAX of Boulder to conduct a review and make any adjustments for the year ahead.

If you’re not a homeowner yet or don’t own any investment real estate, the real estate checkup can be done pretty quickly.

Ask yourself, “Do I own any real estate?” The answer is no – so it’s time to start to lay the groundwork. In general, the sooner you can own real estate in your life, the more likely it will be a useful source of retirement income. Now is a good time to get started. You can meet with a Realtor® and develop a plan to make that first purchase as soon as it is feasible for you.

If you already own a home or investment real estate, here are a few things you should evaluate during your annual real estate checkup: Get a market analysis from your Realtor One of the wonderful things about real estate in our area is that it has increased in value over time. Sure, it has had its ups and downs, but when I started working in real estate in 1978, Baseline Subdivision homes in the city of Boulder were selling for under $30,000. Now, it 2019, these homes start at around $600,000. As a homeowner, it is a good idea to get an updated value of your home each year and apply that information to your financial statement. You can use that information for planning and studying your financial future, relative to real estate and anything else you might invest in.

Check your loan balance on your home and/or your rental properties If you have an amortized loan on your home, that means the loan December 20-21, 2019

balance goes down each month.

On a 30-year loan, principal reduction is fairly slow in the first half. If you keep the property and the loan for a long time, at about year 14, the principal reduction happens pretty rapidly. It makes it fun to see how much your equity has increased each year.

Mortgage insurance removal Mortgage insurance, for purposes of this discussion, will pay off your lender if you default. There is another kind of mortgage insurance that like life insurance, if you die the loan gets paid off so your loved ones don’t have the burden of a mortgage payment.

Knowing your loan balance can help you determine if you can get rid of mortgage insurance.

Many homes were bought with low down payments. As a result, many homeowners have private mortgage insurance as part of their payment. The combination of rising values and principal reduction could make you eligible for removing the private mortgage insurance and lowering your payment. Check with your current lender to see if the mortgage insurance can be removed or if you need to refinance to get rid of it. You may not be able to do it now, but you can make a plan for how soon you could get it removed.

Check your interest rate Over time, we tend to forget what the interest rate is on our home mortgages. Interest rates currently remain at historical lows, so now might be a good time to refinance into a lower payment. Remember, if you have a five-year-old, 30-year amortized loan, for example, if you refinance, you start over on a new 30-year schedule. Refinancing at a lower interest rate and starting over on a new 30-year amortization, could substantially lower your payment. If you are able to eliminate mortgage insurance as well, you might really like your new payment.

Decide on your loan term, if you refinance If starting over on a 30-year loan doesn’t excite you, it is possible to refinance into a 15-year loan.

If your goal is rapid principal

Just like your annual physical to keep yourself healthy, it is always a good idea to complete an annual real estate checkup for your financial wellbeing.

reduction this is one way to do it. The payment will be higher, however, possibly making it tougher to meet the qualifying requirements. Some lenders will allow you to recast your loan at a new interest rate and over a term you would like. In other words, if you are 10 years into a 30-year loan, a lender might be able to make a new loan at today’s rates, but on a 20-year amortization.

You might have the benefit of a lower payment if the interest rate is lower than your current rate, and not add 10 years to the loan.

in a while. Spring is a great time to do that, to ensure that snow won’t be covering up any potential issues. For example, when was the last time you crawled up in your attic? There might be a family of raccoons living there!

The point is, a home inspector can alert you to simple repairs and maintenance items, that might prevent significant problems down the road. This helps you maintain your property and allows you to anticipate big-ticket updates, like a roof or furnace replacement and budget accordingly.

Meet with your real estate lending professional and Realtor Knowing the current value and loan balances on your property gives you a wealth of information with which to discuss with your mortgage lender and Realtor. By knowing this information, you will learn how much equity you have. If you have equity, you have options to continue to grow your real estate portfolio.

If your family size has increased, you might need a larger home. It could be possible to purchase a larger home and build your real estate portfolio at the same time.

You can check into refinancing your old home, rent it, pull cash out for your down payment, and then buy your next personal residence.

If you are happy where you are, it might be possible to refinance and pull cash out to buy a rental property. By meeting with your mortgage lender, you can determine if you can qualify, or formulate a plan to be able to qualify in the future.

Check into a home warranty It has been common for an independent home warranty policy to be part of a real estate transaction. These policies cover many working parts of the house, such as the furnace, air conditioners, water heaters, etc.

Some of these companies provide coverage for a home you are already living in and own. For instance, if a failure of a water heater or furnace at the same time might create financial hardship, it is a good idea to look into the premiums, coverage, and deductibles on such a policy.

Get started on your real estate checkup today by contacting your Realtor, mortgage lender and home inspector.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

Get a home inspection A home and a rental property or can be an individual or family’s biggest investment in their life. Like anything else that is important to you, it is advisable take good care of it. It is vital to get a home inspection every once

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HOME MORTGAGE

Homebuying: Understanding and improving your credit score

The higher your credit score, the more likely you are to qualify for a mortgage loan and potentially get better terms and lower interest rates, which can result in significant savings over time. (Photo: Shutterstock).

FeAtured ProPerty 2830 Center Ridge, Berthoud

$1,100,000

MLS# 898453 • 5 Beds • 5 Baths 3 Car Garage • 3.2 Acres

6123 Sq. Ft. of luxury w/ private courtyard, enclosed balcony & expansive trex deck. Stone, stucco, iron, hardwood floors, vaulted ceilings, gourmet kitchen w/ ss Appliances & granite slab, master suite w/ retreat, 5 pc bth & walk-in closet.

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Why does your credit score matter?

How can you improve it?

Where do you even begin?

All of these questions are important to

BY JOHN ask if you’re GILFEDDER considering Elevations buying a home.

Credit Union To qualify, a minimum credit score may be required depending on the overall loan profile. The higher your credit score, the more likely you are to qualify for a mortgage loan and potentially get better terms and lower interest rates, which can result in significant savings over time.

Your credit score may also make a difference when considering the amount for a down payment. The lower the credit score, the greater the risk the lender is taking. To mitigate that risk, the lender may ask for a higher down payment.

Think of your credit score as a

gauge of the likelihood that you will repay money that you borrow.

Many lenders look at your FICO® Score, developed by Fair Isaac Corporation, when you apply for a home mortgage (or any type of loan) to decide whether to extend credit and what the interest rate will be. Lenders may use the median, or middle, score from the credit scores reported from Equifax, TransUnion and Experian.

Improving your credit score can take some time. However, don’t be intimidated by the process.

The quicker you acknowledge any issues with your credit score, the sooner you can work on improving it (and the quicker you could be in your new home with a mortgage that works for you).

For more about mortgages and credit scores, visit elevationscu.com/mortgageblog.

John Gilfedder is a Mortgage Loan Originator at Elevations Credit Union. If you have questions regarding mortgages, please call 720.285.9854 or e-mail john.gilfedder@elevationscu.com.

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19 Years

of Boulder County Gold Awards!

1196 Hickory Way Erie 7205 Spring Creek Circle Niwot 2437 Tulip Street Longmont Open Sat 11am-1pm $1,349,000 Open Sun 1-3pm $1,290,000 Under Contract $390,000 Outdoor oasis w/ designer touches throughout! Modern Victorian Farm House in Niwot.

Updated 4 bd, 3 bth home in North Longmont. www.1196.wkre.com www.7205.wkre.com www.2437.wkre.com Jill Muller: 303-941-6927 Lydia Moy: 303-731-9513 Craig Cowley: 303-589-4009

390 Gold Run Road Boulder 12288 Village Circle W Land $115,000 New Listing!

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12027 Saint Vrain Road Longmont 1416 Sepia Avenue Longmont 1820 17th Avenue Longmont 3 Bed, 1 Bath $1,200,000 3 Bed, 3 Bath $370,000 3 Bed, 3 Bath $639,900 Great potential on east side of Longmont.

Beautiful townhome just 1 yr old.

Remodeled ranch home on 1 acre with shop! www.12027.wkre.com www.1416.wkre.com www.17th.wkre.com Jim Green: 303-775-2553 Carol Vanlandingham: 303-522-3130 Andria Allen: 303-810-8375

VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON WKRE.COM BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com December 20-21, 2019

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COVERPROFILE

Twelve days of Christmas for gardeners digging up your hyacinths, tulips and crocus.

Six geese a laying

They also waddle, stomp and chase people away from public areas and golf courses, all the while leaving loads of excrement as calling cards. Give them a wide berth if walking past; they are aggressive in defending against threats.

Five fruitful months

With a short growing season, 150 days, choose your fruit trees wisely. Look for varieties with long chilling requirements so they flower after most of our frost has passed, but mature and ripen early enough that the fruit is ready before fall.

Four dry weeks

Give trees and shrubs a big drink every month if we don’t’ get rain or snow. This helps prevent winter desiccation of branches, needles or evergreen leaves, and promotes good woody plant health. Be sure to disconnect the hose from the faucet once you’ve finished watering.

T

o celebrate the season, sing along with me (with apologies to the original version of the carol).

In the final days of Christmas, the garden calls to me:

Twelve seeds a sprouting

Mourning doves, finches, chickadees, juncos and other birds rely on your kindness for feeding them in the winter. (Photo: Kristi Blokhin, Shutterstock).

BY CAROL O’MEARA Colorado State University Extension

In late winter, change up your garden by starting your own seeds.

You’ll expand your varieties beyond the choices everyone is offered and have a garden custom fitted to your taste or pleasure.

Eleven pipes a bursting

If you didn’t get your backflow 10

AT HOME COLORADO

preventers wrapped before the arctic blast in November, take time to do so now. Burst pipes are common in January freezes, so swaddle the backflow device with R13 building insulation or towels, three to four inches thick, wrapping the pipe all the way to the ground. Cover it all with plastic, then secure it with duct tape.

Early Resilience tomato. New introductions from around the globe means greater choices to add a thrill to your garden.

Eight mounds for mulching

In winter when food is scarce, deer, elk or moose can wreak havoc on thin barked trees and nibble shrubs to shreds. Protect the plants with fencing rings to keep the animals away.

Make sure your roses and perennials are snugged in with a four inch layer of mulch. This prevents the ground from cycling between freeze and thaw, plus it helps retain moisture in the summer. Mulch around sapling trees and shrubs, too, being careful to keep the mulch about two inches away from the truck so rodents, insects and disease organisms can’t tuck themselves up against the bark.

Nine new varieties

Seven squirrels a digging

Ten deer a leaping

Peruse garden catalogs for ideas on new varieties to try, such as Blue Prince pumpkins or

Cover places where bulbs are planted with chicken wire to prevent the pesky critters from

Three French drains

Lay plans to redirect rainwater across your landscape to keep the foundation of your home dry while watering your plants.

Two mourning doves

Plus finches, chickadees, juncos, and other birds relying on your kindness for feeding them in winter.

And a gift card to our favorite store!

Carol A. O’Meara is an Extension Agent – Horticulture Entomology at Colorado State University Extension Boulder County. For more information contact CSU Extension at the Boulder County Fairgrounds, 9595 Nelson Road, Box B, Longmont, 303.678.6377, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

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WELCOME TO THE RED BRICK CASTLE Recently completed 4 bedrooms, 4 baths home boasting amazing mountain views on 2+ acres with 2,400 sq ft, detached garage and workshop.

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0 Elm Road | $1,500,000 Eric Breslin 303.919.1665

EXPANSIVE VIEWS OF DEVILS BACKBONE, ROCK MTN AND ESTES PARK This gorgeous 5 bedrooms, 4 baths, 2-car garage and 4,900+ square foot home with pool in Namaqua Hills.

1621 Fire Rock Court | $1,300,000 Eric Breslin 303.919.1665

OPEN HOUSE, SATURDAY DEC 21, 12-3

INCREDIBLE LOT AND LOCATION Charming 3 bedroom, 2 bath non-landmarked bungalow 4 blocks from Chautauqua Park on a sunny 1/4 acre double corner lot.

1565 Columbine Avenue | $1,240,000 Eric Breslin 303.919.1665

BEAUTIFUL KEYSTONE MODEL In the 55+ Community in Anthem Ranch. Inviting front porch, study with French doors. 2 bedrooms, 2 baths, 1,955 sq ft and 2-car attached garage.

16444 Somerset Drive | $615,000 Michelle Bodin 303.884.4442

GORGEOUS HOME WITH UPGRADES THROUGHOUT 4 bedrooms, 3 bath, 3,606 square feet, 3-car tandem garage.

Quiet neighborhood close to schools, shopping, parks & more!

745 Graham Circle | $489,000 Michelle Bodin 303.884.4442

1050 Walnut Street, Suite 100 • 303.443.6161

Member of the Exclusive

livsothebysrealty.com

OPEN HOUSES openhomes.athomecolorado.com

Open Saturday 11aM- 1pM 1016 SparrOw Hawk drive, LOngMOnt

$485,000

Pat Kahler Berry Darcy Kahler Team Cell: (303) 589-5752 patriciakahler@gmail.com www.PatKahler.com

lIst YoUr open hoUse December 20-21, 2019

You’ll enjoy views of the open space behind this wonderful 2-story home that features 5 beds & 3 baths. Abundant updates include new A/C, refrigerator, dishwasher, master closet built-ins, interior paint.

Newer furnace, roof & most windows. Extended solid oak floors in dining and through kitchen & hallway. Plenty of space for expansion in unfinished bsmt w/bath R.I. Easy to maintain yard. Close to schools, parks & Union Reservoir for outdoor fun. Don’t miss this open house!

Listed By pat kahler | (303) 589-5752 | patriciakahler@gmail.com

2015 Cuda Ct, Berthoud

& AT N SN 1-3 E OP SU

$679,900 | MLS #891052

Call Tracy’s Team

970-222-4344 info@tracysteam.com www.TracysTeam.com

Perfect location on outskirts of small town Berthoud yet close to everything! Beautiful Modern Farmhouse home BRAND NEW & ready for you! Dedicated office, upscaled lighting fixtures. Spacious kitchen area w/lg island, shiplap hood/vent, SS appliances. Open great rm w/fireplace & shiplap detailing w/timbered mantel. Located on over 10k sf lot. Wonderful mtn views.

Nearby fishing & new TPC Golf Course.

30 min to Boulder & other surrounding communities. NO METRO TAX.

VIsIt openhomes.athomecolorado.com or call 303.473.1456, 303.684.5329

ATHOMECOLORADO.COM

11

OPEN HOUSE

lIST YoUr open hoUSe

QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329

Boulder

lafayette

3701 arapahoe avenue 106 $435,000 Saturday 12:00 PM-2:00 PM Jeff Erickson LIV Sotheby`s International Realty (303) 589-2741

928 cimarron drive (Sales center) Starting at $429,900 Saturday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350

810 hawthorn avenue $1,245,000 Saturday 1:00 AM-3:00 PM John Canova Compass - Boulder (720) 317-6658

928 cimarron drive (Sales center) Starting at $429,900 Sunday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350

565 Utica ave $1,395,000 Saturday 1:30 PM-3:30 PM marybeth emerson Colorado Landmark (720) 394-1997 1989 Beacon court $1,895,000 Saturday 11:00 AM-1:00 PM marybeth emerson Colorado Landmark (720) 394-1997

675 amelia lane (Sales center) Starting at $434,900 Saturday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

5801 Grandville avenue (Sales center) Starting at $599,900 Saturday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170

4805 mariana hills circle

5801 Grandville avenue (Sales center) Starting at $599,900 Sunday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170

(970) 217-4787

11691 montgomery circle $729,000 Saturday 11:00 AM-1:00 PM Karen Bernardi The Bernardi Group at Coldwell Banker (303) 402-6000

C3 Real Estate Solutions

louisville

675 amelia lane (Sales center) Starting at $434,900 Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

541 Jefferson avenue $725,000 Sunday 11:00 AM-1:00 PM Lynne Ida RE/MAX Alliance (303) 332-8001

longmont

loveland

1606 harvard Street $375,000 Saturday 1:00 PM-3:00 PM Dennis Culver WK Real Estate (303) 618-3366

106 n pamela St New Homes from the $300’s to $400’s Friday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085

1105 103rd ave $369,450 Saturday 12:00 PM-2:00 PM Dennis Schick RE/MAX Alliance - Fort Collins (970) 567-3942

2329 Winding drive $435,500 Saturday 11:00 AM-1:00 PM Liz Williams RE/MAX Alliance (720) 926-6806

106 n pamela St New Homes from the $300’s to $400’s Saturday & Sunday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085

1105 103rd ave $369,450 Sunday 12:00 PM-2:00 PM Dennis Schick RE/MAX Alliance - Fort Collins (970) 567-3942

1016 Sparrow hawk drive $485,000 Saturday 11:00 AM-1:00 PM Pat Kahler LoKation Real Estate - Longmont (303) 589-5752

4805 mariana hills circle $600,000 Friday 9:00 AM-5:00 PM Matt Walkowicz LC Home (970) 217-4787

erie 1196 hickory Way $1,349,000 Saturday 11:00 AM-1:00 PM Jill Muller WK Real Estate (303) 941-6927

Greeley

12

AT HOME COLORADO

$600,000 Saturday 9:00 AM-5:00 PM & Sunday 9:00 AM-5:00 PM Matt Walkowicz LC Home

9963 horsetail Way $925,000 Saturday 12:00 PM-3:00 PM John Simmons (970) 481-1250

niwot 7205 Spring creek circle $1,290,000 Sunday 1:00 PM-3:00 PM Lydia Moy WK Real Estate (303) 731-9513

Windsor 305 Tuckaway ct $350,000 Saturday 10:00 AM-1:00 PM Breann Roup C3 Real Estate Solutions (970) 630-5001 5510 Fairmount dr $614,999 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 5510 Fairmount dr $614,999 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 DAILY CAMERA / TIMES-CALL

CALL

ASK THE EXPERT

GFCI Requirements The inspection done yesterday on a Boulder condominium reminded me that one of the most common issues found during a home inspection is

BY RICK missing GFCI JACQUEMARD receptacles or Flatirons Home circuits. This Inspections particular unit had some missing GFCI’s and some non-functioning GFCI’s.

GFCI units are electrical outlets equipped with a ground fault sensor and a circuit breaker which senses a ground fault and is programmed to turn off the electric power to the electrical receptacle when danger is sensed.

They should be found in all areas where a water source is present such as those located in kitchens, wet bars, bathrooms and garages, as well as in unfinished basements, basement crawl spaces, laundry room, mud rooms and on the exterior of a home. Receptacles for disposals and dishwashers have

been more recently added to the list.

There are a few exceptions to these GFCI requirements. GFCI protection is not required for receptacles that are not readily accessible or are located on a dedicated branch circuit and identified for a specific cord-andplug-connected appliance, such as a sump pump, a refrigerator/ freezer or a ceiling mounted garage door opener. On the

exterior GFCI protection is not required for fixed electric snow melting or de-icing equipment receptacles that are not readily accessible and are supplied by a dedicated branch circuit.

GFCI units are easy to identify, they are equipped with test and reset buttons. When the test button is depressed, electric power to the receptacle is turned off; depressing the reset button restores electric power to the receptacle. It is good practice to test your GFCI units on a monthly basis to be sure that they are functioning properly.

GFCI units that have not been tested on a scheduled basis may not reset after being tested and therefore, need to be replaced.

Replacing or installing new GFCI receptacles in not a difficult or expensive process.

Some GFCI units may be located in the electric service panel; these units serve the same function as units located in the receptacles and should be similarly tested. One of these GFCI units in the service panel may serve all bathroom receptacles or other common locations. If, for instance,

a bathroom has a non-GFCI receptacle, your inspector should be able to tell you if it is on a GFCI circuit.

Multiple receptacles may also be protected by a single GFCI receptacle. If, for instance a kitchen GFCI receptacle is the first in line from the main breaker box, any receptacles down line are also protected. This would also be true for multiple bathroom or exterior receptacles. There is an easy way to determine if other receptacles are protected by another GFCI: push the test button on the GFCI; any other receptacles that lose power when this is done are also protected.

A final thought on GFCI’s for the holiday season. Be sure that all exterior electrical decorations are protected by a GFCI. If you have exterior outlets that are not GFCI and you’re not comfortable changing out your outlet, consider using a portable outdoor GFCIs. For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

MAKE ONE OF THESE GREAT PROPERTIES YOURS! Overlooks Pinewood Reservoir!

UNDER CONTRACT!

Large 3/4 Acre Lot!

138 Acres of Vacant Land!

Carter Lake Live/Work Opportunity!

79 Green Mountain Drive, Loveland 3805 Verbo Road, Loveland $465,000 • MLS# 900115 $565,000 899267

2800 Kyle Circle, Loveland $625,000 • MLS# 898211

4151 Wilderland Way, Loveland $925,000 • MLS# 877823

3505 S County Road 31, Loveland $1,200,000 • MLS# 871670

1992 43 Beds • 42 Baths • Total Sq. Ft. 2916

TakeOutbuildings? a look at this quaint on Need Take acabin look atsitting this rural half anonacre Pinewood Reservoir home 3/4 overlooking acre with 2 car attached garage, less than 30 minutes fromstorage all the 2located car detached garage with bonus conveniences Downtown Loveland and space, and athat 25x40 RV Garage with 11’ the surrounding areanohas to offer! doors! All with HOA!

5 Beds • 4 Baths • Total Sq. Ft. 3943 Come see this home in desirable Bonnell

138 Acres of Vacant Land bordering Devils

West! Features main floor office, main

Backbone Open Space! Only 15 minutes to

floor laundry, main floor master with walk

Downtown Loveland but feels like a world

in closet and 5 piece master bath, and

away! Call for more details or to

backs up to neighborhood open space!

schedule a tour!

3 Beds • 4 Baths • Total Sq. Ft. 2820 Opportunity abounds at the North Shore RV Park & Store with multiple streams of income with potential for more! Schedule your showing now to see this Live/Work property in the Carter Lake area!

Co-listed with Rico Devlin 970-413-1182 • rico@lcrealestategroup.com

I AM YOUR MOUNTAIN PROPERTY SPECIALIST!

970-231-4172 • jfeeney@c3-re.com My marketing can get your property sold…Contact me now and receive a FREE market analysis!

www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

December 20-21, 2019

ATHOMECOLORADO.COM

13

ASK THE CONTRACTOR

Plumbing gifts for the holidays

By Ed Del Grande Tribune News Service

plumbing products have gone high tech, some plumbing fixtures do make fun and practical gifts.

I recommend plumbing gifts that are priced reasonably and easy to install.

Here are two electronic fixture gifts that come to mind.

Q: Dear Ed: I’m a big fan of your column and would like to include a couple of plumbing-related gifts this year. Can you suggest some fun plumbing gifts I can surprise two of my special handy homeowner friends with for the holidays?

– Teresa

Wireless speaker showerheads These special showerheads let you play your favorite music or podcasts while you're taking a

A: Now that more and more

shower. When done, you can even remove the wireless speaker from the head to take it on the go.

Air freshener toilet seats When seated, the built in airfreshener system activates to help neutralize odors. Now that’s a holiday gift that's heaven-sent.

Master Contractor/Plumber Ed Del Grande is known internationally as the author of the book “Ed Del Grande’s

Wireless speaker showerheads let you play your favorite music or podcasts while you’re taking a shower.

(Photo: Kohler).

House Call,” the host of TV and Internet shows, and a LEED green associate. Visit eddelgrande.com or write eadelg@cs.com. Always consult local contractors and codes.

Featured Propety

1776 Sunshine Ave, Longmont $459,000 MLS# 899321

FEATURED AGENT

4 Beds • 3 Baths • 2 Car Garage

Amazing property with main floor master, office, laundry & gourmet kitchen.

2 additional beds, loft and full bath up.

Fireplace, Central AC, hardwood floors and so much more.

PAT KAHLER

Realtor® at RE/MAX Lokation Alliance Real Estate 303.589.5752 patriciakahler@gmail.com patkahler@remax.net Read Pat’s At Home profile at: www.athomecolorado.com/pat-kahler

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

720-280-3544

Jesse Laner John Simmons 970-672-7212 970-481-1250 jsimmons@c3-re.com jlaner@c3-re.com

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

rick@flatironshi.com

Offering 1, 2, and 3 bedroom apartments.

“Peace Of Mind Every Time”

418 Emery St. Longmont • (303) 772-6452

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name The Hub Apartments

Address

Type

Rent

$1,799 1853 26th Street Apartments per month Boulder, CO 80302

Bed/Bath 2 Bed, 2 Bath

Description Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The Hub offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day. From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio. Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The Hub is just that—the perfect hub in the heart of everything you love.

Other Amenities

Information

Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities

303-447-179 thehubboulder.com

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com 14

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

CALL

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

SAN JUAN DEL CENTRO APARTMENTS

Real Estate

Mobile Homes for Sale

Rentals

**DISTRESS SALE ** Bank Foreclosures FREE list of Bankowned properties Receive a FREE Computerized printout Pre-recorded message

Vista Village #298 Spacious 3BR 28x48 Pets & Fence Ok. Avail Now.

Foothills Apartments in Loveland: 2BR 1BA-$1050/month,

1-855-953-1525 ID#1042 Re/Max Alliance FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Boulder Meadows #592 water, sewer & trash included, Washer & 3BR 2Bath w/ Fireplace Pets Ok, Close to RTD. Dryer in Unit.

Avail Now. No Pets. 1 Year Lease.

970-669-7850

Arbordale Acres 718 Quail Drive Newly Painted interior, Fireplace 2BR 2 Bath Avail Now !

Senior Park Lot Rent Only $325!

$975/month, Heat Included. No Pets.

Justin 720-579-7215

B&B MHP, Space H2

B&B MHP, Space M Availability Flexible!

roseaffordableliving.com 303-946-0865 Water Mineral

FIRST TIME BUYERS-

Why rent when you can own? Free list of homes available with no money down, under $1300/month Free recorded message 1-855-953-1525 ID#1051 RE/MAX Alliance TURN USED ITEMS into quick cash with Classifieds!

December 20-21, 2019

Large 1BR Apt, 800 sq ft Sunny, Quiet Building in Longmont.

Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

PLACE YOUR AD Call 303-466-3636 or 970-635-3650.

NE Longmont 1BR Apt: $800/month + deposit, Trash, Gas, Water Paid.

303-941-2158 or email Slavenski8@aol.com

2, 3 & 4 Bedroom Apts Available Now - Apply Today **INCOME RESTRICTIONS APPLY**

Applications by Request. Call, Write or Stop by 3100 34th St , Boulder, CO 80301 303-442-0230 Hours of Operation: Monday-Friday 9am-6pm Equal Housing Opportunity Seeking a mature professional for a master bedroom suite in Lafayette home.

Newly remodeled large master bedroom w/ sitting area, full huge private bath & walk in closet. Views of open space. Available on Month-to month basis for a few months or possibly shorter term.

Great for an extended business stay or someone just arriving in the area seeking to buy a home. Shared kitchen & laundry. Prefer one adult that works outside the home. NON SMOKER (no tobacco or 420). Sorry not pets.

Great location in SW Lafayette, near Good Samaritan Hospital.

Easy access to Denver, Boulder, Longmont.

Avail. late Dec. lease terms are flexible $995 per mo. Space is furnished w/everything you need. Bedding, towels, etc. Internet included. Call or text 239 537-9593.

Seeking a mature professional for a master bedroom suite in Lafayette home.

Newly remodeled large master bedroom w/ sitting area, full huge private bath & walk in closet. Views of open space. Available on Month-to month basis for a few months or possibly shorter term.

Great for an extended business stay or someone just arriving in the area seeking to buy a home. Shared kitchen & laundry. Prefer one adult that works outside the home. NON SMOKER (no tobacco or 420). Sorry not pets.

Great location in SW Lafayette, near Good Samaritan Hospital.

Easy access to Denver, Boulder, Longmont.

Avail. late Dec. lease terms are flexible $995 per mo. Space is furnished w/everything you need. Bedding, towels, etc. Internet included. Call or text 239 537-9593.

TURN USED ITEMS into quick cash with Classifieds!

EMPTY YOUR GARAGE Have a Garage Sale this week.

Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

empty your

JDUDJH /LVW \RXU VDOH DQG SUHSDUH WR SXUJH

$25, 10 lines, 4 days

plus a free garage sale kit.

Call by 3 p.m. Monday for publication in the Wednesday Colorado Hometown Weekly & Thursday Broomfield Enterprise; call by 1 p.m. Tuesday for the Colorado Hometown Weekly.

Mature Male or Female Roomate Wanted to Share Large 3BR 2BA Mobile Home in Quiet Farm Setting North of Lafayette. $725 per month, utilities included. 978-221-7446

2BR 1BA 1-Car Garage 1925 Corey, Longmont: 720-217-8334 3 Bedroom Home at 705 37th St, Boulder.

Call 303-494-1827

Classified ads get fast results!

DRIVE IT.

303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND

ATHOMECOLORADO.COM

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RECENTLY LISTED HOMES

FOOTHILLS | 2876 FOURMILE CANYON C

BOULDER | 856 WALNUT STREET C3

BOULDER | 850 9TH STREET

3 BR * 3 BA * 3400 TSF (899852) * $1,545,000

2 BR * 2 BA * 1004 TSF (899856) * $699,900

3 BR * 2 BA * 1734 TSF (899872) * $1,125,000

BOULDER | 601 CANYON BLVD. A

DENVER | 950 CORONADO PARKWAY S.

FREDERICK | 6005 LYNX CREEK CIRCLE

2 BR * 3 BA * 1294 TSF (900014) * $1,195,000

2 BR * 1 BA * 1080 TSF (900089) * $215,000

4 BR * 3 BA * 3769 TSF (900252) * $479,000 UNDER CONTRACT

LONGMONT | 5830 BOUNDARY PLACE

BOULDER | 928 GRANDVIEW AVENUE

GOLDEN | 403 WASHINGTON AVENUE A

3 BR * 3 BA * 4176 TSF (900312) * $689,700

2 BR * 2 BA * 944 TSF (900333) * $770,000

2 BR * 2 BA * 910 TSF (900371) * $425,000

OUR HOME SEARCH APP is the most accurate available.

Free download at app.boulderco.com

2425 Canyon #110 | 1320 Pearl 16

AT HOME COLORADO

303.449.7000 | BoulderCO.com DAILY CAMERA / TIMES-CALL