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Colorado Home & Real Estate | AtHomeColorado.com

Move-In-Ready Single-Family Homes at West Grange in Longmont

Quick Guide and Featured Open Homes

Survey Shows Why Homeownership Makes People Happy

Style at Home: Getting Warm and Cozy with Fall Colors

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Ninety-three percent of Americans say they are happier after buying a home according to Bank of America’s latest Homebuyer Insights Report.

Whether traditional hues or tints, if you are looking to bring a sense of warmth and coziness to your space, using fall colors is a great place to start.

November 1-2, 2019

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COLORADO HOME AND REAL ESTATE

REAL ESTATE NEWS

Clearwater Lofts at Keystone promises year-round fun

CONTRIBUTING WRITERS Tom Kalinski Michaela Phillips Natalie Campisi Rick Jacquemard Duane Duggan Paul F. P. Pogue Sean McIllwain Rebecca Lee Jessica Damiano Carol O’Meara Katie Laughridge Cathy Hobbs ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone

At Home is an Advertising Supplement published by the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.

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To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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AT HOME COLORADO

Clearwater Lofts at Keystone, which are estimated to be completed in December of 2020, are listed

by LIV Sotheby’s International Realty brokers, Don and Kay Thomas. (Photo: Courtesy LIV Sotheby’s International Realty).

DENVER – World-class condominiums are coming to Keystone. Whether you’re looking for a seasonal, year-round, or second home, Clearwater Lofts at Keystone are the perfect choice.

These luxury condominiums are close to the slopes, protected wetlands, walking/biking trails, Keystone Lake and the Keystone Conference Center, and just a short drive from Denver; the perfect balance of city and resort town living.

The development, which is being built by Clearwater Lofts, LLC, is set on 8.5 acres bordering the Snake River Wetlands and will be comprised of three buildings containing a total of 65 residential units. Starting at $399,000, the condominiums will offer one, two, three, and four-bedroom units, each with two parking spaces, one in the heated garage and one surface uncovered space. Within the heated garage, each unit will also have a large secure storage room where skis, bikes, kayaks, or even a motorcycle can be stored.

Living in these brand-new condominiums will also come with perks that can be enjoyed all year, such as two hot tub areas that include outdoor patios, and a membership to the East Lake indoor pool and hot tub facility.

During the winter months, skiers and snowboarders can take advantage of the Keystone Resort shuttle which will have a

stop right outside residents’ front doors, making getting to and from the slopes fast and easy - just three minutes away!

“From a location standpoint, this development is unmatched in the area. Because of its proximity to the ski slopes, Keystone Lake, and the conference center, the Clearwater Lofts at Keystone have year-round appeal. No matter the season, the residents of this new development will have access to the amenities that make Keystone one of Colorado’s favorite family friendly resort towns,” said Alan Marks, partner, Clearwater Lofts, LLC. Clearwater Lofts is also just a short walk to the popular Keystone Lakeside Village where one can find year-round recreational options, shopping and dining. The property also backs up to the protected Snake River wetlands, which regularly offers moose sightings.

“The views from the units and decks will be spectacular. The Ten Mile Range, the Snake River, and the slopes will all be part of your view,” mentioned Marks. The location also lends itself well to those who often visit the Keystone Lodge and Conference Center.

A close by underground tunnel allows pedestrians to safely cross Highway 6 for easy access to the conference center.

“There has been very little condominium development in

Keystone for many years, so we are excited to bring that segment of the new construction market back to the resort area,” commented Blake Shutler, partner, Clearwater Lofts, LLC. “The Clearwater Lofts development will offer several different floor plans in open concept units with private decks, full kitchens, and in-floor radiant heat, all priced to deliver immediate value to our buyers.

Each of the three Clearwater buildings will include elevators, heated garages, and substantial private storage areas, allowing residents and renters alike to have a luxurious home base for all that Keystone and Summit County have to offer.”

The Clearwater Lofts condominiums are targeted for completion by December of 2020.

For more information, contact Don and Kay Thomas by calling 970.409.9133 or visit clearwaterloftskeystone.com.

LIV Sotheby’s International Realty has 23 office locations in the Denver Metro and surrounding areas, including Boulder, Castle Rock, Cherry Creek, Denver Tech Center, Downtown Denver, Evergreen, and the resort communities of Breckenridge, Crested Butte, Telluride and the Vail Valley. For more information, call 303.893.3200 or visit livsothebysrealty.com.

DAILY CAMERA / TIMES-CALL

REAL ESTATE NEWS

Survey shows why homeownership makes people happier Ninety-three percent of Americans say they are happier after buying a home, and 83 percent would never go back to renting, according

BY TOM to Bank of KALINSKI America’s latest RE/MAX of Boulder Homebuyer Insights Report.

Of the nearly 2,000 consumers surveyed, most say buying a home is the best decision they’ve ever made.

Since owning a home is a life goal for many, it’s not surprising to hear that achieving homeownership makes the buyer feel good. What is interesting are the various ways those surveyed say they feel better about their life.

They report having a positive emotional attachment to their home, an improved lifestyle, a greater variety of hobbies, a more empowered lifestyle and a greater sense of satisfaction.

Seventy-nine percent believe

Homeowners also point to improved relationships with family and loved ones since purchasing a home. Two-thirds of those surveyed report their relationships have changed for the better in the following ways: • • • • Homeowners also point to improved relationships with family and loved ones since purchasing a home.

homeownership has changed them for the better, while three out of four say they pursued new hobbies after buying a home, including: • • •

Landscaping and gardening: 47% Cooking, baking, and grilling: 45% Interior design and remodeling: 33%

Given families a sense of pride: 47% Allowed homeowners to entertain more: 49% Enabled homeowners to bring the entire family under one roof: 24% Feel satisfied with the quality of their social life: 78%

The report shows that homeownership positively impacts an individual’s satisfaction with their financial status. Seventy-seven percent of homeowner’s sense of financial well-being ranks higher than that of prospective buyers.

And while homeownership is known for enhancing personal wealth, emotional connection dominates financial benefits as top of mind among those surveyed.

More respondents think of home

as a place to make memories than as a financial investment – 58 percent compared to 42.

No wonder owning a home is considered by many to be the American dream. While it’s the biggest financial decision most will make, making a wellreasoned decision to buy has a lasting positive impact. It offers the potential to enhance an individual’s or couple’s ability to build personal wealth and make lasting memories.

Source: “2019 Fall Homebuyer Insights Report,” Bank of America.

View the full report at: info.bankofamerica.com/ homebuyers-report.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

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HOME MORTGAGE

Understanding RESPA If you’ve never heard of the Real Estate Settlement Procedures Act (RESPA), you’re not alone. This law was passed

by Congress in 1974 and is instrumental in BY MICHAELA protecting buyers PHILLIPS from abusive real Guaranteed Rate, Inc. estate practices.

Curious about RESPA and how it helps you? Here, we share the key details of this vitally important act.

What is RESPA? As a buyer, you deserve the real estate transaction process to be completely transparent. That’s what RESPA does: this act exists to protect consumers by restricting kickbacks and limiting the use of escrow accounts. This federal statute falls under the jurisdiction of the Consumer Financial Protection Bureau and is closely regulated to preserve your rights.

RESPA is applicable to several types of real estate transactions, including purchase loans, refinancing, equity lines of credit, and property improvement loans.

Under RESPA, mortgage brokers and lenders are legally required to disclose details regarding past transactions, settlement services, and consumer protection laws to buyers.

Additional RESPA Protections While RESPA is most well-known for safeguarding against practices such as kickbacks and excessive

Under RESPA, mortgage brokers and lenders are legally required to disclose details regarding past transactions, settlement services, and consumer protection laws to buyers. (Photo: Derek Torsani on Unsplash).

use of escrow accounts, additional protections for the consumer are provided, as well. In the event that your loan is transferred to a new servicer, RESPA allows you a 60day grace period against late fees.

You’ll get a written notification from your current servicer alerting you to the change at least 15 days prior to the transfer date. If you’re accustomed to making payments to your previous servicer or miss the notice, it’s not uncommon to mistakenly send your mortgage payment to your previous servicer.

Thanks to RESPA, you’ll benefit from the grace period as long as

your payment was submitted to your previous servicer on time or within the allotted 60 days.

This statute curbs a multitude of unethical practices, and plaintiffs have one year from closing to bring forth a lawsuit regarding potential RESPA violations. If you would like to make any disputes regarding your real estate settlement process, your servicer is required to respond within 20 business days. To learn more about your rights under RESPA and view a sample dispute letter, please visit this site.

The Real Estate Settlement

Procedures Act plays an essential role in protecting buyers.

Purchasing a home is one of the most significant investments one can make, so it’s crucial to know your rights. When you’re ready to move forward in the home buying process, finding an experienced lender that you trust is a must.

Michaela is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela.phillips@rate.com or visit michaelaphillips.com.

NMLS: 312874.

REAL ESTATE NEWS

WK Real Estate welcomes Kate Kelley

Kate Kelley 4

AT HOME COLORADO

BOULDER – Originally from western Massachusetts, Kate Kelley moved to Colorado in 2012 in search of adventure and new opportunities. After falling in love with the Front Range, she decided to make it permanent by getting her real estate license and buying her first home.

Kate strives to provide a smooth and stress-free real estate experience for her clients with the goal of complete satisfaction.

She will cater to your needs by providing personal and professional service, and utilizing

the power of technology. As an advocate for her clients, she looks forward to using her excellent negotiation and conflict resolution skills to get the results they desire.

With sincere dedication and a passion for educating consumers in the marketplace, Kate extends her core values and business ethics into the relationships she builds with clients.

Kate has a passion to lead and serve. She is the 2020 President of Women’s Council of Realtors® North Metro Denver, on the Board of Directors for the Boulder Area

Realtor® Association, and an active member in Young Professionals Network. All of these ventures have provided incredible value to her personal and professional growth while creating incredible business relationships at a local and national level.

She currently resides in Superior and enjoys the outdoors, volunteering, cooking, crafting, going to and participating in sporting events, and spending time with friends and family.

To reach Kate, call 303.775.9250 or visit kate.wkre.com.

DAILY CAMERA / TIMES-CALL

Thinking of Moving?

Check out these great homes and many more at: -3 12 un S en Op

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LOCATION LOCATION LOCATION 541 Jefferson Ave LOUISVILLE $765,000, 3 Beds, 2 Baths, 1800 SqFt Laurell Richey 303-881-4525

QUINTESSENTIAL BOULDER VICTORIAN 1521 9th St BOULDER $1,175,000, 3 Beds, 2 Baths, 2216 SqFt Andy Sepac 303-875-2006

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MODERN FARMHOUSE IN PROSPECT W VIEWS 1032 Confidence Dr LONGMONT $999,500, 5 Beds, 4 Baths, 4320 SqFt Suzy Williamson 720-491-9885

PROSPECT + CARRIAGE HOUSE & VIEWS 810 Plateau Road LONGMONT $849,900, 4 Beds, 5 Baths, 3,608 SqFt Suzy Williamson 720-491-9885

BEAUTIFULLY MAINTAINED 4530 Sioux Dr BOULDER $749,900, 4 Beds, 2 Baths, 1991 SqFt Ken Watkins 720-891-5499

TURNKEY MOVE IN READY 4814 MacIntosh Pl BOULDER $679,900, 3 Beds, 2 Baths, 1318 SqFt

BEAUTIFULLY UPDATED OPEN CONCEPT 222 Short Pl LOUISVILLE $645,000, 3 Beds, 2 Baths, 2646 SqFt

PRIME LOCATION FOR HIKING & BIKING 207 Cumberland Gap Rd NEDERLAND $639,000, 3 Beds, 4 Baths, 3212 SqFt

CONTINENTAL DIVIDE VIEWS 781 Cougar Run NEDERLAND $549,000, 3 Beds, 2 Baths, 1907 SqFt

PICTURE PERFECT MOUNTAIN VIEWS 1677 Reliance Cir SUPERIOR $545,000, 3 Beds, 3 Baths, 1811 SqFt

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GREAT NORTH BOULDER DEAL 3657 Hazelwood Ct BOULDER $644,000, 5 Beds, 4 Baths, 2323 SqFt Kevin Murray 303-818-9249

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NEAR HARPER LAKE 1559 Taft Ct LOUISVILLE $539,900, 3 Beds, 2 Baths, 1744 SqFt

TURN KEY MOUNTAIN RETREAT 122 Gap Rd BLACK HAWK $539,000, 3 Beds, 2 Baths, 1934 SqFt

ORIGINAL OWNERS 765 Sanctuary Ln LONGMONT $455,000, 3 Beds, 3 Baths, 2748 SqFt Sara Koury 773-968-4722

UPDATED AND MOVE IN READY 2-STORY 1231 Monarch Dr LONGMONT $409,500, 3 Beds, 3 Baths, 2505 SqFt

SPECTACULAR PATIO HOME 1220 Cornell Dr LONGMONT $409,000, 4 Beds, 3 Baths, 2,192 SqFt

QUIET CUL-DE-SAC LOCATION 19158 E 55th Ave DENVER $395,000, 3 Beds, 3 Baths, 1935 SqFt

LOVELY RANCH 2481 E 98th Ave THORNTON $362,000, 4 Beds, 2 Baths, 2207 SqFt

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5

REAL ESTATE NEWS

How the Fed’s interest rate decisions affect mortgage rates

By Natalie Campisi Bankrate.com The Fed lowered rates by a quarter of a percentage point Wednesday, for the third time this year, in an 8-2 vote. Citing “global developments for the economic outlook as well as muted inflation pressures” in a statement released by the Federal Reserve, policymakers dropped the target range for the federal funds rate to 1-{ to 1-} percent.

The mortgage holders that will benefit from the rate cut are those with adjustable rate mortgages or ARMs, as a Fed cut means another reduction to their mortgage bill.

Variable rates usually move in the same direction as the federal funds rate. The federal funds rate, however, doesn’t directly affect long-term rates, which include financial prod ucts like 30-year fixed-rate mortgages; those tend to move with long-term Treasury yields.

“Fed rate cuts have very little direct correlation to long-term fixed mortgage rates. We have seen mortgage rates moving in the other direction of the rate cut or not moving at all in the past,” says Shashank Shekhar, CEO of Arcus Lending in San Jose, California.

“However, in the short term, a Fed rate cut usually boosts the stock prices and takes the money away from bonds. Also, a rate cut is intended to increase economic growth which can be inflationary.

All of this is usually bad for mortgage rates and could result in higher rates for the borrower in the immediate future.”

How fed rate affects short-term loans Most variable and short-term

rates are linked to two benchmark rates: the prime or the London interbank offered rate (Libor) plus a margin, which is a number of percentage points. These rates usually march in step with the federal funds rate, so today’s rate means an extra jingle in some borrowers’ pockets.

One thing to note is that Libor as the key rate in mortgage contracts is on its way out, which is important for consumers to keep an eye on. Loans might get more expensive once Libor is replaced, says Greg McBride, CFA, Bankrate chief financial analyst.

“The future for many adjustable-rate mortgages is further clouded by the coming demise of Libor as a loan index.

There is an open question as to whether the replacement index and margin will mean a higher rate for borrowers than the current Libor plus margin,” says McBride.

Addled with credibility issues, largely due to manipulating rates in order to drive profit, Libor will likely be replaced by risk-free rates or RFRs. The major flaw in Libor is that it depends on empirical data, which means banks report rates without being required to provide numbers to back up their claims. This process led to some Libor banks underreporting their interest rates for profit, which meant higher loan prices for some borrowers.

Unlike Libor, RFRs would promote transparency by calculating rates based on real transactions in the market.

What arm borrowers should know Variable-rate loans, such as 3/1 and 5/1 ARMs, as well as home

equity lines of credit, or HELOCs, get more or less expensive as the Fed boosts or lowers rates. This can be a boon for borrowers or a drain on their wallets, which makes variable-rate loans a sometimes-risky proposition.

Products like 5/1 ARMs give consumers the first five years with a fixed rate; after the fixed-rate period ends, there are annual rate adjustments for the remainder of the loan. So, if your rate drops during the adjustment period the cost of your ARM drops, too.

Many HELOCs are also variable rate loans, which means a win for borrowers in a falling rate environment.

The problem is that rates don’t always drop. So, it’s important for borrowers to analyze all scenarios: how much they’ll spend as well as how much they’ll save if rates rise and fall. It’s important to ask yourself: can I afford my mortgage payments if rates spike? Although your initial out-of-pocket payment will likely be lower with an ARM, that low cost might not last if rates rise.

“My brother and sister-in-law have a 5/5 ARM with a great rate and a low down payment. But, if rates go up in five years, their payment might go up by a couple hundred bucks a month. That’s a big increase,” says Sean Murphy, associate vice president of equity lending at Navy Federal Credit Union.

(A 5/5 ARM is a 30-year adjustable-rate mortgage with a principal and interest payment that stays the same for the first 60 months, and after that, the interest rate could rise or fall every five years.)

Often borrowers choose ARMs to get the lowest initial rate

possible, regardless of the variablerate risk. This can be a cost-saving strategy if the borrower is certain they’re going to sell before the fixed-rate period ends or can refinance into another mortgage.

For borrowers who plan on staying put or might not be able to refinance later (due to credit or employment issues, for example), that upfront cost-savings likely isn’t a worthwhile gamble.

“There is only about onequarter percentage point difference between the rate on a 7/1 ARM and a 30-year fixed.

For a quarter percentage point, are you going to subject yourself to potentially higher rates seven years from now? You’ve got to be awfully certain you’ll be out of that house within seven years to make that risk pay off,” McBride says.

Consumers may want to keep an eye on these indicators The Fed’s decisions on rate movement are often influenced by several economic factors, which consumers can easily track. Employment, inflation and consumer price index are essential data the Fed considers when deciding what to do with rates.

One thing consumers may want to look at is the employment report, which is published monthly by the Bureau of Labor Statistics.

The target inflation rate is another yardstick for rate changes.

Currently, inflation is still dipping just below the Fed’s target 2% rate, which – in concert with other economic trends – could nudge the Fed toward future rate cuts.

As long-term rates hover below 4 percent, many borrowers are in a good position to save money.

Drive traffic to your open house Increase your exposure with AtHomeColorado’s Open House Quick Guide. The targeted buyer promotion includes a print listing, online interactive listing with driving directions, alerts and Facebook marketing.

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DAILY CAMERA / TIMES-CALL

ASK THE EXPERT

Just what is a home inspection?

Home inspections are limited, non-invasive, examinations of the condition of a home.

The sale of a home is often

BY RICK contingent JACQUEMARD on a home Flatirons Home inspection.

Inspections Typically, home inspections are conducted by a home inspector who has the training and certifications to perform such inspections. The inspector prepares and delivers to the client a written report of findings. The client then uses the knowledge gained in the report to make informed decisions about their pending real estate purchase. The report describes the condition of the home at the time of inspection but does not guarantee the future condition, efficiency, or life expectancy of systems or components. A good home inspector will, however,

recommend either the services of an engineer, disciplined in a particular field, or other specialist when the need for further investigation is warranted.

A home inspection doesn’t just provide you with a list of problems to negotiate with the seller to have fixed or something catastrophic that may cause you back out of the deal altogether.

It will provide you a detailed report that is something of a “new owner’s manual” for the home. It is your opportunity to learn the exact condition of the house including maintenance tips and schedules you should follow. If you’re like most home buyers, you want to know the condition of the house and its components, questions like: Is the roof leaking? Is the heating system working properly? Does the plumbing function properly?

Are there any electrical hazards?

Are there items in the house that will need repair or replacing and when? Does the wood framing have any damage? Do the doors and windows function properly?

Does the basement get wet?

Etc. Answering these, and other similar questions is precisely the job of a professional home inspector during a complete visual examination of the property.

Home inspections are sometimes confused with a real estate appraisal. An inspection determines the condition of a structure and all its components including but not limited to plumbing, electrical, roofing, doors/windows and siding. An appraisal determines the value of a property. While not all states or municipalities regulate home inspectors, there are professional associations for home inspectors that provide education, training, and networking opportunities. A professional home inspection is a snapshot in time of the current condition of a house. It is not a building inspection; building inspection is a term often used for building code compliance inspections in the United States.

Most inspectors, at a minimum, will invite you and your agent for a walk-through with them at the end of the inspection. You can ask to attend the entire inspection

if you wish. The time you will be the varies by the size, age and condition of the home. Ask your inspector in advance how long you should plan on being there.

Your inspector should explain your home’s systems and give you maintenance tips. Those should also be in the final report, along with pictures. But hearing and seeing it in person is helpful.

Your realtor can provide you with contact information for reputable home inspectors. Most will refer more than one inspector and let the buyer make their own choice. This way there is no conflict of interest. Referrals from friends or relatives who may have used a quality inspector in the past are also good. These same people may also have suggestions on what companies to avoid. If you know someone who does a lot of real estate transactions, they may have some good suggestions.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

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7

REALTOR FOR LIFE

Owner financing real estate in Colorado

Owner financing is when a real estate owner has enough equity to loan all or part of the money for a buyer’s purchase of

BY DUANE their real estate.

DUGGAN Carrying the Realtor and Author financing on RE/MAX of Boulder a home can be an attractive investment for a seller. It can also be helpful to close the deal faster if banks and lenders will not offer the entire amount of financing necessary, or the home buyer has trouble qualifying for a traditional mortgage or needs more flexibility with a down payment or other financing terms. Owner financing is usually pretty safe since the owner knows the property and the investment is secured by a note and deed of trust. On top of that, the return on the investment can typically be more than what might be available in the investment marketplace.

There are two parts of an owner-financed transaction that create the agreement between the borrower and the owner/lender: the note and the deed of trust. The note is a written agreement stating that the debt is acknowledged and there is a promise to repay it. The deed of trust is a written agreement, which allows the owner of the note and deed of trust to foreclose in the event that the buyer defaults on the payments. This second document is almost always recorded publicly in county records.

Over the years, owner financing has changed and evolved dramatically. In the ’70s, standardized Bradford forms were often used by real estate brokers in a real estate transaction. Rather than brokers creating forms or using Bradford forms, the Colorado Real Estate Commission came up with a set of approved notes and deeds of trust for real estate brokers to use. Those forms were used by Colorado Real Estate Brokers through 2013.

As a result of Federal legislation commonly known as Dodd-Frank in January 2014, the Colorado Real Estate Commission removed the financing language from the standard Colorado Contract to 8

AT HOME COLORADO

There are two parts of an owner-financed transaction that create the agreement between the borrower and the owner/lender: the note and the deed of trust. (Photo: Unsplash).

Buy and Sell. The standard forms for notes and deed of trusts were repealed, and a whole new set of rules followed suit.

Today, there are two common types of owner financing. In the first type of owner financing, a seller owns a property free and clear of any mortgages. This enables the seller to carry a note and a first deed of trust. In this case, the buyer and seller agree to a down payment amount and the terms (length of loan, interest rate, and payment schedule). At closing, title will transfer to the buyer, and the seller’s security is the deed of trust signed by the buyer. In the second type of owner financing, a seller carries a “second” lien on a property. It is called a “second” because the loan will be in second position, or subordinate to a first mortgage from a bank or mortgage company. Just like the first deed of trust, the buyer and seller agree to the down payment amount and the terms of the loan. From the seller’s point of view, there might be more risk because the first deed of trust is

in front of the “second” and if the buyer defaults, the seller would need to foreclose and pay off the first mortgage before the second lien. If the buyer is getting a new conventional first mortgage, the buyer always needs to disclose the terms of the “second” to the first lender for qualifying purposes.

Sellers of their personal residence essentially get a free pass to sell their home without having to comply with more complicated owner carry rules. However, it is still a good idea to employ a real estate attorney or licensed mortgage loan originator (MLO), to make sure the documents are prepared correctly, in accordance with both Federal and Colorado law. In Colorado, the law allows up to three owner-financed transactions a year without have to comply with additional rules.

In the event a seller has more than three properties and wants to sell them with owner financing in the same year, it is required that a seller use an MLO to process and qualify the transaction. It is possible for sellers of multiple

properties to actually become a licensed MLO rather than hiring an independent one.

As always, anyone considering selling their home or buying a home with owner financing should consult the appropriate licensed professionals, such as an attorney, mortgage loan officer, and Realtor® to help them make their decision and structure the transaction.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

DAILY CAMERA / TIMES-CALL

THE PATRICK DOLAN TEAM

1111 MONROE DR D, BOULDER 2 BD • 1 BA • 968 SQ FT • $399,000 Great location & views + new windows!

7456 OLD MILL TRL, BOULDER

4 BD • 3 BA • 3,118 SQ FT • $698,500

Sun-filled ranch-style in Gunbarrel backs to greenbelt. The open floor plan offers vaulted ceilings and wood floors in the bedrooms. Well-maintained but awaits your updates!

545 THERESA DR, BOULDER

6933 SPRINGHILL DR, NIWOT 4 BD • 5 BA • 4,115 SQ FT • $949,000 Walk to downtown from this half acre lot!

4 Beds • 4 Baths • 4,853 Square Feet • 3 Car Attached Garage • Offered at $1,499,000

Desirable Fairview Estates location! This one-acre lot offers lovely views, terrific outdoor entertaining spaces plus easy access to acres of open space. Enjoy the light and bright updated kitchen, sun-filled master suite plus the gorgeous patio overlooking the huge fenced backyard!

GET IN TOUCH! November 1-2, 2019

303.441.5642

patrick-dolan.com

patrickdolanteam@gmail.com ATHOMECOLORADO.COM

9

ASK ANGIE'S LIST

How can I keep warm without using my heater?

By Paul F. P. Pogue Angie's List As the temperature drops (and keeps dropping!) in the weeks to come, it might feel like time to turn on your heating system and switch the thermostat to warm things up. But heating your home can be an energy-guzzler. Here are a few steps to help endure the cold that don't involve just putting on a sweater or bumping the temperature up a few degrees.

Save energy and increase comfort with these tips.

Set your ceiling fan to run in reverse. There should be a switch on the body of the fan that you can flip. Warm air tends to rise, but reversing your fan will push heat down into the room rather than letting it collect by the ceiling. (Make sure you clean your fan first, or else you may send a swirl of dust into your room!)

Add extra protection around areas of heat loss. Place thicker treatments over your windows and use heavy drapes to keep the cold out more effectively than curtains.

It's also a good idea to open

Fireplaces make an excellent heat source. But make sure you keep the damper closed while it’s not being used. (Photo: Dreamstime/TNS).

curtains on south-facing windows during the day to allow sunlight to naturally heat your home.

Use fabric snakes to block drafts underneath doors. In a pinch, you can cut a pool noodle in half lengthwise and slide it beneath your door. Wrap it in fabric to add some style! Also, if you have tile or hardwood floors, lay down rugs or floor coverings to insulate against the chill. Move large furniture away from exterior walls and make sure vents are clear to allow air to circulate.

Perform routine maintenance on

your home. Change your air filter regularly; this step alone can lower your energy usage by 10 percent.

And check the weather stripping and seals around your doors and windows. Even a small gap in the seals can make a big difference in your comfort.

Think of how alternate methods of heating around the house can help. Obviously, a fireplace is an excellent heating source, but when the fire's not burning, make sure you keep the damper closed. Add caulking around the hearth and check the seal on the flue damper

to make it as snug as possible.

Another idea is to use your oven and stove for cooking; not only will they add heat to the rooms, hot meals will keep you cozy as well!

Check the insulation in your attic and walls, and hire a professional if necessary to improve the situation. An under-insulated attic will make a big difference in your heating bills. Also make sure that your basement is properly sealed and caulked. Unsealed basements allow cold air to infiltrate the home and push warm air out of the living space.

Consider using landscaping elements to improve your comfort.

Windbreaks to the north, west and east sides of your home can block the cold winter wind. A wall or fence, evergreen trees and shrubs can make effective windbreaks, according to Energy Star.

Paul F. P. Pogue is a reporter for Angie's List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers.

Visit AngiesList.com.

MODEL HOME GRAND OPENING IN BERTHOUD Saturday, November 9 | 11 a.m. to 2 p.m. | Rose Farm Acres

Searching for a new home in Northern Colorado? Join us for a complimentary food truck lunch, tour our brand-new model homes and learn everything Rose Farm Acres in beautiful Berthoud has to offer.

Ranch & two-story homes from the mid $300s | Signature & Seasons™ Collection floor plans | 2 to 6 bedrooms, approx.

1,420 to 2,930 sq. ft. | Hundreds of design options 1155 Blue Bell Road, Berthoud, CO 80513 | 970.674.5446 | RichmondAmerican.com Prices, specifications and availability are subject to change without notice. Square footage is approximate. Dates and times are subject to change without notice. Actual homes as constructed may not contain the features and layout depicted and may vary from image(s). ©2019 Richmond American Homes, Richmond American Homes of Colorado, Inc.

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AT HOME COLORADO

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REAL ESTATE

The art of (a bidding) war Even in a balanced real estate market, competition between eager bidders may arise – so how do you make an offer that truly stands out

BY SEAN among the rest? MCILLWAIN A strong price Mod Boulder is an obvious tactic, but there are a few other tricks of the trade that can make your offer the bright, shiny object that’s hard for any seller to resist.

Dates and deadlines Whether it’s a quick close, an extended occupancy, or any other scheduling requirement, sellers often have their eye on a specific closing date – and if you can meet that date, your flexibility may be as good as a higher-priced offer. For example, some sellers put a premium on a post-closing occupancy situation. If the sellers need to stay in the house past the closing date – and this agreement works for you – your willingness may be more enticing to the seller than cold, hard cash.

Additional earnest money While it’s a simple notion, it’s

one many buyers don’t consider: offering extra earnest money.

Not only does it show your enthusiasm, it indicates you’ve got plenty of cash on hand, which may alleviate concerns the sellers have about your financial qualifications.

Contingency removals Inspections, appraisals, and loan conditions: these are the three big hurdles that must be cleared during the purchasing process.

If you can remove one or all of these, it strengthens your offer significantly.

First, let’s talk about the biggie: the inspection. As a general rule, removing the inspection clause from an offer isn’t recommended – imagine, your worst nightmare would be to discover a faulty HVAC system, a leaky roof, or an unknown foundation issue post-closing. But occasionally, this contingency can be waived.

If you’re confident about the condition of the home, you can still request an inspection, letting the seller know you’re only inspecting it for your personal knowledge and you don’t expect to renegotiate the offer.

The appraisal can be handled several ways. If you’re not concerned about the home

meeting the appraised value—or you’ve got enough cash on hand to bring a larger down payment to the table – by all means, remove the appraisal contingency.

If you’re limited on your down payment, you can still offer that you won’t object to the appraisal, as long as it meets a certain threshold. This method works well for both buyer and seller, while providing a safety net should the house appraise significantly lower than expected.

Lastly, while they’re good for buyer protection, loan conditions are a potential red flag for sellers.

Under these conditions, buyers are protected from unforeseen financial circumstances. However, because they’re often scheduled near closing, sellers can see them as a threat and potential timewaster if the deal falls through. If you’re extremely comfortable with your finances – and you’ve been thoroughly vetted by a lender – removing this obstacle makes your offer as good as cash.

Escalation clause I mentioned it before: a strong price is the primary driving force behind a strong offer. Even when you’re confident with your own offer, you can’t be sure how it’ll stand up to others. (Cue the

EVENTS EXPEDITIONS PLUS ONE

ROCKAPELLA

FEATURING HEIDI SCHMIDT

NOVEMBER 3

TONIGHT!

NOVEMBER 1

The Muse Performance Space 200 E. South Boulder Road, Lafayette

2019 SONGBIRD VOCAL JAZZ FEST SHOWCASE CONCERT

NOVEMBER 2 The Muse Performance Space 200 E. South Boulder Road, Lafayette

Vegas-level nerves!)

A contractual trend that’s on the rise is an escalation clause. Here, the buyer makes an offer, but also agrees to beat any offers by a certain amount up to a maximum price. It’s a savvy strategy that shows the seller’s strong interest, but it’s important to stay within your budget – and your lane – and know when to walk away if the bid goes beyond your limit. A basic example would be, “Buyer is willing to pay $500,000 or $5,000 over any competing offer up to $525,000”. These clauses always require that the competing offer be presented to the escalating buyer, with personal details redacted.

More than any clause or contingency, though, the best decision you can make is to hire an experienced real estate agent to guide you through the buying process. Having an advocate who knows the local market inside and out – and who can advise you on tough negotiations – means you’ve got a well-stocked arsenal to enter the bidding war.

Sean is the founding broker of Mod Boulder Real Estate and the principal pedaler at Club Mod Cycling. Call 720.252.6051, e-mail sean@modboulder.com or visit modboulder.com.

INTERESTED IN TICKETING WITH US?

Roberta Price Auditorium/ Thompson Valley High School 1669 Eagle Drive, Loveland

CALL 720.310.0641 OR VISIT COLORADOBOXOFFICE.COM

UPCOMING EVENTS

NOVEMBER 3 Art Lande Dream Band

The Muse Performance Space, Lafayette

NOVEMBER 6 Workshop: Sunflower on Wood Glass of Art, Berthoud

NOVEMBER 6 Matt Smiley Quartet and Le Secret

WORKSHOP: FALL WINE BOTTLES NOVEMBER 7 Glass of Art 316 Mountain Ave., Berthoud

The Muse Performance Space, Lafayette

NOVEMBER 23 Nederland International Film Fest Backdoor Theatre, Nederland

DECEMBER 11 A Jazzy Little Christmas: Ernie Haase and Signature Sound Roberta Price Auditorium, Loveland

P U R C H A S E T I C K E T S AT W W W. C O L O R A D O B O X O F F I C E . C O M November 1-2, 2019

ATHOMECOLORADO.COM

11

COVERPROFILE

Priced at $699,900, the 4-bedroom, 4-bath Harmony Mid-Century Modern is McStain’s largest floor plan at West Grange, with 2,781 finished square feet.

Serve your holiday buffet at the island in the designer kitchen and great room at 5650 Cottontail Drive, ready now from McStain Neighborhoods.

Celebrate the Holidays in a New Home!

Single-family home buyers will find ranch-style and two-story move-in-ready homes at West Grange in west Longmont

By Rebecca Lee Photography by Markel Homes

M

oving vans and construction trucks have been coming and going all fall from West Grange, the bustling new community at 75th Street and Nelson Road in southwest Longmont. The first buyers are moving into their new homes and several more homes are under construction. Builders Markel Homes and McStain Neighborhoods are move-in-ready on three single-family homes in time for closings before the

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holidays. McStain Neighborhoods will wrap up two more homes in December, and great lots from both builders are still available for fall and winter home buyers.

Move-in-ready ranch-style and two-story homes from Markel Homes Buyers looking for single-story living can eat, live and sleep on the same floor in the 1500 Modern Incline Ranch from Markel Homes, priced at $679,900.

Located at 5821 Grandville Avenue in Longmont, the home offers 1,500 square feet of well-

organized space on the main level. Huge windows, sloped ceilings, and designer-selected finishes give the open floor plan a contemporary look and feel. The master suite and second bedroom and bath are on the main level; the third bedroom and bath are downstairs in the finished walk-out lower level.

The 1500 Two-Story Modern Farmhouse from Markel Homes is also move-in ready, with ten-foot main floor ceilings and abundant natural light. The open living and cooking area is anchored by a rectangular island in a kitchen that

features stainless steel appliances, gas range, and quartz countertops.

All three bedrooms plus two baths are located on the upper level.

Both homes are certified by four leading industry programs to offer maximum energy efficiency, cost savings, indoor comfort, and healthy living spaces. The homes are featured in the Markel Homes Modern American Classics Collection of contemporary-styled architectural favorites.

Move-in-ready singlefamily home from McStain Neighborhoods McStain has loaded its MidCentury two-story at 5650 Cottontail Drive with designer upgrades. Priced at $699,900, the four-bedroom, four-bath home is the builder’s largest plan at West Grange. Features include the main floor study, formal dining room plus casual dining in the kitchen, spacious five-piece master bath, larger basement, outdoor living front and back, and three-car tandem garage. The slate-blue and white shaker kitchen cabinets are a highlight. Front and backyard landscaping is included.

The dramatic sloping roof and huge glass bring fabulous natural light and views to the living area and master suite in the 1500 Modern Incline Ranch with finished walk-out lower level, available now from Markel Homes for $679,900.

AT HOME COLORADO

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of them ten minutes or less from home.

More homes coming soon from McStain Neighborhoods Attractive interest rates are reason alone to lock in pricing now on homes that will be finished later this year. McStain has two properties coming on in December, located at 5809 and 5813 Grandville Avenue in Longmont.

Both homes feature spacious open plans with four bedrooms, three baths, larger basements, and outdoor living. Upgrades like rain showerheads, black metal railings, painted kitchen cabinets, and black plumbing fixtures give the

Access to trails and parks, nearby Lagerman Reservoir, and the cycling corridor along Nelson Road attract outdoor enthusiasts to the new community at 75th Street and Nelson Road in southwest Longmont.

homes a designer touch.

Get in now for best lot selection Great lots are still available in the spacious 126-acre community.

Visit WestGrangeLongmont.com and peruse the interactive site map for lot availability, builder, and plan information. If you’re in the market for a custom build, nine premium lots are available from Markel Homes or Masterwork Home Company. Check the site map for custom lot location and information.

Sales center open daily The West Grange Sales Center at 5801 Grandville Avenue is open daily from 11 a.m. to 5 p.m. Three furnished models are available for touring. Interested buyers can find single-family, multifamily, and custom lot locations on the interactive site map at WestGrangeLongmont.com.

The map also provides builder information, floor plans, and pricing for the homes and plans at West Grange.

STEVE ALTERMATT, Boulder’s #1Realtor

Steve sells more homes in Boulder than any other Realtor or real estate team!

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Steve Altermatt

Stellar location draws buyers to West Grange Home buyers give West Grange high marks for trails, parks, and nearby Lagerman Reservoir.

Families love the close proximity to three St. Vrain schools serving kindergarten through 12th grade.

Gorgeous mountain, foothills and open space views bring a sense of expansiveness to the community.

When it’s time to run errands, big box as well as specialty stores like Whole Foods and Ozo Coffee are minutes away. Longmont offers an array of restaurant choices, many

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Large windows and the open floor plan in the 1500 Modern Farmhouse from Markel Homes put a contemporary spin on a favorite architectural style, available now for $604,900.

Looking ahead: townhomes and duplexes coming from Markel Homes The plans for low-maintenance townhomes and ranch-style and two-story duplexes are undergoing final revisions before being released for presale. Pricing for the townhomes will start in the high $300Ks. Duplex pricing will start at $599,900. Interested buyers are encouraged to get on the interest list at WestGrangeLongmont.com to receive presale release dates.

2875 Juilliard

Iconic 4 BD, 3 BA, 3,166 sqft Rolling Hills home is elegantly updated throughout. Beautiful kitchen with island and breakfast nook, main level living with walkout basement.

Park-like backyard.

2445 Balsam Drive

Original owner, 2,756 sqft, 5 BD, 2 & 1/2 BA ranch on coveted Balsam Hill w/commanding views to the north and south of city lights, Bear Peak, Flatirons and foothills!

$1,365,000

$1,325,000

2750 Vassar Drive

Nearly 1/4 acre with 3 BD, 2.5 BA, 2,434 sqft, outstanding views of Bear Peak, plains & city lights. Ranch with walk-out basement potential is here for an outstanding remodel. Master suite has private deck access & views.

$975,000

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$1,465,000

1228 Jefferson Avenue

Fantastic new remodel in Old Town Louisville! 4 Bed, 3 Bath, 3,070 sqft with high-end materials, beautiful finishes & quality workmanship throughout! 9,000+ sqft lot, oversized detached garage & extensive outdoor living areas!

1340 Chambers Drive

This 1,750 sqft 5 BD, 3 BA, ranch with full, finished basement backs to the CU South property, an undeveloped parcel of land! Walk out the back gate onto trails! This is an amazing property for runners, dog owners, and outdoor enthusiasts!

$779,000

1075 Miami Way

Well maintained 1,598 sqft tri-level on a quiet street in Table Mesa with 3 bedrooms, 2 bathrooms, and one-car attached garage. Flatirons and Bear Peak views from the front living room! Walkable location!

$725,000

937 Roxwood Ln, unit A

One level living! Well maintained 1,719 sqft, 3 BD, 2 BA, townhome including a Master suite, close to schools, restaurants, parks, trails, golf course, and the East Boulder Rec-center!

1717 Spruce Street #1

Well kept and adorable 995 sqft, 2 BD, 1 BA, 2-story condo in the heart of downtown Boulder. Private front yard and patio, mature shade trees, shared laundry, off-street parking.

$595,000

$525,000

Steve Altermatt, CRS 303-441-5669

www.SteveAltermatt.com • steve@stevealtermatt.com www November 1-2, 2019

ATHOMECOLORADO.COM

13

HOME & GARDEN

November calendar of chores

Add leaves to the compost pile when you rake this month. (Photo: Dreamstime/TNS).

By Jessica Damiano Newsday Crisp shades of orange, yellow and red join crisp fall weather to signal the end of another outdoor gardening season, but there’s plenty to do before winter. This month we focus on cleaning, protecting and maintaining. Pull on a sweater, grab a rake and be thankful for the past – and hopeful for the future.

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Advance planning will provide a big holiday payoff: Pot up amaryllis and paperwhites for blooming centerpieces next month.

To encourage Christmas cactus blooms for the holidays, expose plants to bright light 10 hours daily and complete darkness (at 55 to 60 degrees) 14 hours nightly.

Daylight Saving Time ends at 2 a.m. Set clock back one hour to return to standard time.

Give the lawn one last – and short – mowing. Just this once, set blades to 1.5 inches.

Plant spring bulbs if you haven’t already. Continue planting until the ground is too hard to dig.

AT HOME COLORADO

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Remove unwanted garden plants and turn over the soil, then apply mulch to bare spots to prepare the bed for spring planting.

Inspect houseplants for spider mites and scale; treat immediately if you spot any.

Time to rake! Add leaves to the compost pile.

Fill garden holes with soil from spent container plants, then wash pots with a 1:1 water-bleach solution.

Harvest winter squash after vines die back – but before a deep frost.

To all my readers who are veterans: A bouquet of gratitude for your service!

Store clay pots indoors to prevent cracking from freezing temperatures.

Prune weak, cracked or diseased tree branches to prevent from causing injury or damage during winter storms.

Cut asparagus all the way down and cover with 2 inches of well-rotted manure.

Clean bird feeders and stock with seed. Don’t forget to provide clean water.

Heed my (unfortunately) experienced advice: Mice seeking warmth can fit

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through a pencil-width hole; seal gaps and cracks in foundations, and around windows and doors.

Loosely tie arborvitaes and upright junipers with twine to protect against damage from ice and snow.

Inspect patio furniture, tree trunks and undersides of branches for gypsy moth egg masses – beige blobs – and pry off with a sharp knife if you spot them. Discard in the trash.

Clean the ground under and around roses, fruit trees, lilacs and any plants that were diseased this year; discard debris in trash to prevent reinfection.

Keep raking! Consider shredding leaves with a pass of the mower, and apply around plants in place of mulch after several hard frosts.

To prevent birdbath water from freezing, consider buying a de-icer.

Clear a bed now for planting peas in March.

As long as the temperature is above 40 degrees, apply an anti-desiccant to protect broadleaf evergreens, like rhododendrons, from

dehydration.

24. Turn over vegetable patch soil to disrupt the life cycle of pests that may be trying to settle in.

25. Keep watering new plantings and transplants until the ground freezes.

26. Dig up and store cannas, caladiums, colocasias, dahlias and gladioli after they’ve been blackened by frost.

27. Happy Diwali! Consider gifting loved ones a blooming plant in a festively painted terra-cotta pot to brighten their lives all year long.

28. Wishing you all a wonderful Thanksgiving! Ditch the football this year and start a fig-tree-wrapping family tradition.

29. Drain and store all hoses except one; keep it handy for watering evergreens during winter dry spells without snow cover.

30. Store firewood outdoors to avoid bringing insects indoors.

Visit Newsday at newsday.com.

DAILY CAMERA / TIMES-CALL

19 Years

of Boulder County Gold Awards!

9071 Fieldcrest Lane Longmont 4500 Baseline Road #2403 Boulder 7701 Brockway Drive Boulder Open Sun 11-1pm $895,000 Open Sat 11-2pm $495,000 Open Sat 11-1pm $1,895,000 Ranch home on acre lot with mountain views! Spacious 2 BD Penthouse with amazing views. Custom ranch home on almost acre lot, views! www.9071.wkre.com www.4500.wkre.com www.7701.wkre.com Chris Haught: 303-947-4074 Lynne McDougal : 303-947-1557 Chris Haught: 303-947-4074

2324 Glacier Court Lafayette 1805 Spruce Avenue Longmont 701 Pendleton Avenue Longmont Open Sat/Sun 1-5pm $1,064,900 New Listing! $348,000 New Listing! $465,000 Brand New Home In Trail Ridge West.

Brick Ranch Home near Old Town.

Bright. Happy. Immaculate. 3 car! www.2324.wkre.com www.1805.wkre.com www.701.wkre.com Paul Calcagno: 303-579-6463 Craig Cowley: 303-589-4009 TR Swanwick & Ashley Kipfer: 303-525-8803

3850 Broadway, #24 Boulder 397 County Road 26 Longmont 4059 Colard Lane Lyons New Listing! $500,000 5 Bed, 3 Bath $975,000 4 Bed, 3 Bath $849,000 2-story log home on 35+ private acres!

Cute end-unit, great North Boulder location!

Great home and Workshop with open space. www.4059.wkre.com www.3850.wkre.com www.397.wkre.com Bruce Drogsvold&Jeremiah Daly: 303-579-1627 David Vincent: 720-234-3383 Barry Remington: 720-373-9297

VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON WKRE.COM BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com November 1-2, 2019

ATHOMECOLORADO.COM

15

OPEN HOUSE

lIST YoUr open hoUSe Berthoud

2156 elmwood St $590,000 Saturday 1:00 PM-4:00 PM Matt Shoup C3 Real Estate Solutions (970) 217-6060 Boulder

4650 White rock 7 $335,000 Saturday 11:00 AM-2:00 PM Karen Bordner VP Roberts Group (303) 579-2616 4500 Baseline road #2403 $495,000 Saturday 11:00 AM-2:00 PM Lynne McDougal WK Real Estate (303) 947-1557

QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329

1536 Greenbriar Blvd $650,000 Sunday 11:00 AM-1:00 PM Michael Bader RE/MAX of Boulder (720) 273-8335 4585 13th Street 1d $689,000 Saturday 1:00 PM-3:00 PM Kelly Campbell RE/MAX Elevate (303) 601-9842 4500 macarthur drive $710,000 Saturday 12:00 PM-3:00 PM Martin Sugg WK Real Estate (303) 588-9441 928 Grandview avenue $799,900 Sunday 1:00 PM-3:00 PM Dale Pearson RE/MAX of Boulder (303) 818-5640

3850 Broadway, #24 $500,000 Saturday & Sunday 12:00 PM-2:00 PM Jitka Siguenza WK Real Estate (415) 314-8839

1250 norwood ave. $1,049,000 Sunday 1:00 PM-3:00 PM Zach Zeldner Compass (720) 480-7650

3657 hazelwood court $644,000 Saturday 12:00 PM-2:00 PM Kevin Murray RE/MAX Alliance (303) 818-9249

725 Timber ln $1,075,000 Saturday 1:00 PM-3:00 PM Jill Midthun Compass (303) 859-7060

16

AT HOME COLORADO

3460 23rd St. $1,139,000 Saturday 11:00 AM-1:00 PM Elizabeth Folsom Colorado Landmark (626) 590-8037

7701 Brockway drive $1,895,000 Saturday 11:00 AM-1:00 PM Chris Haught WK Real Estate (303) 947-4074

1521 9th Street $1,175,000 Sunday 12:00 PM-3:00 PM Andy Sepac RE/MAX Alliance On Walnut (303) 875-2006

750 14th Street $1,998,500 Sunday 1:00 PM-3:00 PM Nancy Denison WK Real Estate (303) 887-8457

5685 euclid place $1,400,000 Sunday 12:00 PM-3:00 PM Judy Pitt WK Real Estate (303) 541-1937 1505 Wildwood lane $1,595,000 Saturday 1:30 PM-3:30 PM Marybeth Emerson Colorado Landmark (720) 394-1997 1590 cascade ave $1,850,000 Sunday 11:00 PM-1:00 PM Marybeth Emerson Colorado Landmark (720) 394-1997

3025 18th Street $2,345,000 Sunday 10:00 AM-12:00 PM Patrick Westfall Compass- Boulder (303) 579-0469 erie

1766 Southard Street $539,000 Saturday 12:00 PM-3:00 PM April Porterfield RE/MAX Elevate (910) 200-7444 Gunbarrel

7456 old mill Trl $698,500 Sunday 12:00 PM-2:00 PM Patrick Dolan RE/MAX of Boulder (303) 441-5642 DAILY CAMERA / TIMES-CALL

OPEN HOUSE lIST YoUr open hoUSe

QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329

lafayette

longmont

810 plateau road

1561 madison court

928 cimarron drive

5801 Grandville avenue

$849,900

$589,000

(Sales center)

(Sales center)

Saturday 2:00 PM-4:00 PM

Sunday 11:00 AM-2:00 PM

Starting at $599,900

Suzy Williamson

Carl Borrmann

Saturday & Sunday

RE/MAX Alliance

Your Castle Real Estate

11:00 AM-5:00 PM

(720) 491-9885

(303) 282-8282 541 Jefferson avenue

Starting at $404,900 Saturday & Sunday 11:00 AM-5:00 PM

Roz Pinon

Tracy Carruth

Markel Homes

9071 Fieldcrest lane

Markel Homes

(720) 583-2170

$895,000

(720) 324-8350 675 amelia lane (Sales center)

765 Sanctuary lane $455,000 Sunday 1:00 PM-3:00 PM Sara Koury

Starting at $434,900

RE/MAX Alliance

Saturday & Sunday

(773) 968-4722

11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

1071 Button rock Mid $400,000s Saturday 11:00 AM-1:00 PM Karen Bernardi The Bernardi Group at Coldwell

2391 Sandpiper dr.

Banker

$785,000

(303) 402-6000

Sunday 1:00 PM-3:00 PM Kim Dunning Coldwell Banker (303) 588-6037

2017 100 Year party ct. #8 $500,000 Sunday 11:00 AM-1:00 PM Lynne McDougal WK Real Estate

2324 Glacier court $1,064,900 Saturday & Sunday 1:00 PM-5:00 PM

Sunday 11:00 AM-1:00 PM Chris Haught WK Real Estate (303) 947-4074 1032 confidence drive $999,500 Sunday 11:00 AM-1:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

louisville 1320 Snowberry lane (Sales center) Starting at $404,900 Saturday & Sunday 11:00 AM-5:00 PM Michele Steward Markel Homes

$765,000 Saturday 1:00 PM-3:00 PM Laurell Richey RE/MAX Alliance (303) 881-4525

niwot 8695 Skyland dr $2,150,000 Saturday 11:00 AM-1:00 PM Karen Bernardi The Bernardi Group at Coldwell Banker (303) 402-6000

Superior 1877 Spaulding cir #17 $360,000 Saturday 12:00 PM-2:00 PM Tricia Dessel Compass Real Estate, Burgess Realty Group

(303) 947-1557

(303) 604-9196

(303) 475-6097

310 Widgeon dr

1547 madison court

1540 S. pitkin road

$510,000

$575,000

$820,000

Paul Calcagno

Sunday 11:00 AM-2:00 PM

Sunday 11:00 AM-2:00 PM

Sunday 11:30 AM-2:30 PM

Stephanie Woodard

Rob Justis

Barry Remington

WK Real Estate

Windermere Windsor

WK Real Estate

WK Real Estate

(303) 579-6463

(970) 215-2676

(303) 817-0906

(720) 373-9297

November 1-2, 2019

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HOME & GARDEN

Winter watering crucial for trees, shrubs The wintry blast we’ve recently received should remind all gardeners that it’s time to plan for helping our gardens through a long, cold, dry winter. While it’s

BY CAROL true we just had a O’MEARA wet storm and our Colorado State plants got a nice University Extension drink of water, gardeners should think ahead on how to make sure your plants stay watered in winter.

The influx of moisture into the soil is good for the landscape, but for long-term success, keep track of our storms and set reminders to water your trees and shrubs if Mother Nature turns off the charm. Once every four weeks is the rule of thumb for assessing whether the weather brought an inch of moisture to the land.

To help trees and shrubs harden off for dormancy, we needed our landscapes to dry out a bit; having dialed back on irrigating in September and October was

crucial to this process. But the soil can’t remain dry the entire winter or roots will dry and die, so sending the plants to bed with a long, deep drink ensures that, once the soil warms again, roots will be able to expand and resume its job of taking up water and nutrients.

The ideal time for that deep irrigation is once the leaves have fallen from the trees; both evergreens and deciduous woody plants benefit from it. Research has shown that this watering is the foundation for success in overwintering woody plants so it’s nice that Mother Nature sent the storm when she did.

Not so nice is the one she sent a few weeks ago, abruptly ending the warm fall and freezing leaves on their branches. Because we didn’t plunge into low temperatures and stay there, the plants should be fine. They need a series of cold events to signal that the time is nigh for settling into a winter’s nap.

Tuck them in with a blanket of mulch, approximately four inches deep – but don’t mulch

all the way up to the trunk of trees. Creating a mulch volcano with a tree sticking out of it like a sacrificial offering in one way to offer your plant to the vole gods, who relish having a cover to hide under when gnawing on the bark.

Instead, take the mulch away from the trunk about 12-inches, then create a mulch ring around the plant.

When: Water once per month now through March if we don’t get an inch of water through snow or rain.

Make it easy: Measure snowfall at your house with a ruler; don’t rely on total accumulation listed in the news. Write each storm’s amount on your calendar and add it up every four weeks. If it’s less than 12 inches of snow, it’s time to water.

How: Warm days when temperatures are above 40 are best for watering. Choose days when no snow is on the ground and the soil isn’t frozen. In cold weather, water should be trickled

slowly into the soil.

Make it easy: Coil a soaker hose so that it spirals out from around the tree and leave it there for use over the next few months. Long hoses can be used to water several trees of the same size at the same time. Have an inexpensive timer on the faucet automatically shut off the hoses, or set timers in the house to remind you to turn off water.

How much: Researchers are still working on this, but a good rule of thumb is to give your trees 10 gallons of water per diameter inch of trunk for them to survive.

Carol A. O’Meara is an Extension Agent – Horticulture Entomology at Colorado State University Extension Boulder County. For more information contact CSU Extension at the Boulder County Fairgrounds, 9595 Nelson Road, Box B, Longmont, 303.678.6377, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

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AT HOME COLORADO

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Aging at Altitude THROUGH THE

We’re hosting a robust lineup of speakers and topics for you to choose. Sessions held in Levin Hall accommodate up to 300 attendees and the L130 sessions accommodate up to 65. First come, first seated.

LOBBY, ROOM L130 9:30 to 10 a.m. / Applications of Telemedicine in Hospice and Palliative Care Presented by: Chad Hartmann, Director of Access and Palliative Services, TRU Community Care

GENERATIONS

10 to 10:30 a.m. / Taking Care of Your Family through Prearrangement Presented by: Matt Fox, Crist Mortuary and Mountain View Memorial Park 10:30 to 11 a.m. / Strategies to Prevent Hearing Extinction Presented by: Chelsea Walters, B.S., BC-HIS, owner, Family Hearing

SATURDAY, NOVEMBER 2 – 9:30 A.M. TO 2 P.M. BOULDER JCC 6007 OREG AVE., BOULDER (ARAPAHOE AND CHERRYVALE)

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Serban C Maracine, AAMS

Morning Star Senior Living

Ajoya Life

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AltaVita Senior Residences

Eye Care Center of Northern Colorado

Neuropathy Center of Boulder County

Audio Information Network Balfour Senior Living

Family Hearing Frasier

Be Free Organizing

Genesis Senior Living/ PowerBack Rehabilitation

Brookdale Senior Living Boulder Center for Health and Nutrition

Premier Mortgage, Gabe Bodner Red Tail Wellness Renewal by Anderson Routinify

Golden West

Spine West

Boulder County Area Agency on Aging

Hearing HealthCare Centers

Sticker Control The Academy

Centeno-Schultz Clinic

Helios Inergrated Medicine Homewatch CareGivers of Boulder

The Alpine Center for Diabetes, Endocinology, and Metabolism

Integrative Physiology of Aging Lab, University of Colorado Boulder

The Avenues Crofton Park

Life Care Center of Longmont

The Peaks at Old Laramie Trail

Dog House Music

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Dova Center for Health & Healing

Marie Jacobs, LIV Sotheby’s

Wisdom Health

Centura Health Crist Mortuary and Mountain View Memorial Park Dale Pearson, RE/MAX of Boulder

Edward Jones - Financial Advisor: Mike’s Camera

The Brain and Behavior Clinic

YMCA of Northern Colorado

Free Parking! Free Shuttle! Food Trucks!

Two free shuttles will run 9 a.m. to 2:30 p.m. from the Boulder JCC to Naropa University Nalanda Campus (6287 Arapahoe Ave., Boulder). The shuttle is made possible through a partnership with Via Mobility Services.

VISIT DAILYCAMERA.COM/AGING To purchase a booth, email jill@dailycamera.com or call 303.473.1420 November 1-2, 2019

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11 a.m. to 11:30 a.m. / Aging Gracefully with Natural Medicine Presented by: Gina Rosella Terinoni, LAc, MTCM, MA, Doctoral Candidate, Licensed Acupuncturist and Herbalist, Clinical Director at the Dova Center for Health and Healing 11:30 a.m. to noon / Decluttering, Organizing & Life Transitions Presented by: Brian Sager, Founder, Be Free Organizing Noon to 12:30 p.m. / Mastering Your Life with Type 2 Diabetes Presented by: Christopher R. Fox MD, The Alpine Center for Diabetes, Endocrinology, and Metabolism 12:30 to 1 p.m. / Navigating Resources for Aging Well Presented by: Guio Bravo, Case Manager Supervisor, Boulder County Area Agency on Aging 1 to 1:30 p.m. / Learn How Regenexx® Stem Cell & PRP Procedures Can Help Common Orthopedic Injuries, Arthritis and Conditions Presented by Chaz Fausel MD, Centeno Schultz Clinic 1:30 to 2 p.m. / How Exercise Benefits Successful Aging Presented by: Kevin Terry, YMCA of Northern Colorado

LEVIN HALL 9:30 to 10 a.m. / Avoiding Joint Replacement Surgery Presented by: Dr. Ian Hollaman, DC, MSc, IFMCP, Red Tail Wellness Center 10 a.m. to 11 a.m. / Reverse Mortgages: Utilize Your Equity Strategically to Live a More Fruitful Life During Your Golden Years Presented by: Gabe Bodner, Reverse Mortgage Division Manager, Premier Mortgage; Serban Maracine, Accredited Asset Management Specialist, Edward Jones 11 a.m to noon / Taking Care of Your Brain with Functional Lifestyle and Functional Medicine Presented by: Dr. Ilene Naomi Rusk and Dr. Patricia Henry, The Brain and Behavior Clinic Noon to 12:30 p.m. / Exercise As Medicine: Keeping You Feeling Young!

Presented by: Cliff Gronseth, M.D., Spine West Physiatry & Sports Physicians 12:30 to 1 p.m. / Endurance Training as You Age Presented by: Dr. Judd Dawson DO, Centura Health 1 to 2 p.m. / What You Need to Know about Senior Living • How Insurance Benefits Can Cover Nursing Home Placement Presented by: Joleen McGee, Admissions Director, Life Care Center of Longmont • Helping Seniors Remain Safely in Their Communities Presented by Samantha Black LCSW, Executive Director TRU PACE • What Senior Care Will Baby Boomers Demand?

Presented by: Gary Berg, owner, The Academy • What is “Continuum of Care” and Why Is It Important?

Presented by: Jeanette Allen RN, Vice President, Health & Wellness, Balfour Senior Living ATHOMECOLORADO.COM

19

STYLE AT HOME

Make your mantels merry and bright

By Katie Laughridge Tribune News Service

Now that the weather is starting to turn crisp and is soon to be cold in Kansas City, I can begin daydreaming about warming my hands on a cup of tea and my feet by the fireplace.

After a busy day of work for my husband and me – and a busy day of preschool for my 3-year-old – it is nice to have a spot to regroup and spend a few moments together. With so much cozy family time spent around the hearth, especially during the colder months, I think it’s lovely to have your mantel be a focal point in the home all season long.

Recently I was at Mary Carol’s guest cottage and her mantel is – unsurprisingly beautifully decorated. She has the gift of simplistic elegance that is truly eye-catching without being overwhelming. Her mantel is a great example of using varying heights and asymmetrical balance to create a captivating design. Not one to repeat an item, she uses different art pieces, plates, lamps, books and jars to create a display full of texture and depth without overdoing it with color. While simplistic at first glance, the more you admire it the more you can see the thought and balance that went into creating the dynamic display.

When it comes to holiday cheer, there are a

few ways to approach a mantel display. There is subtle Christmas, and then there is what I can only describe as a “holiday explosion.” Both are looks I enjoy and admire.

For a fuss-free approach, I like the look we created at our designer Anne’s home. We used a healthy amount of greenery with pinecones to provide a natural base for her mantel. She has a lot of wooden accents and natural materials throughout her home, as well as a stunning large-scale piece of art we wanted to include.

We introduced boxwood wreaths to help bridge the gap between her tall art and the greenery and brought in a wooden lantern. We added more Christmas cheer by including Santa in the mix as well. The best thing about the display is its versatility. By switching out a few elements (like the Santa) the display could be used for Thanksgiving as well as a generic winter design once Christmas has passed.

Now for our “holiday explosion” decorators.

One of our signature over-the-fireplace tricks is layering a mirror with a fun detail like a wreath or bust. This year we are showcasing a deer bust that has hipster flair like none I have ever seen. It is a show-stopping accent that doesn’t take itself too seriously, which we paired with traditional greenery to help soften. Below him you will find a collection of bright and darling ornaments in all shapes, sizes and colors. Lights, ribbons and greenery finish off this “more is more” look.

Adapted from nellhills.com. Katie Laughridge is the owner of Kansas City interior design destination Nell Hill’s. For more information, contact Katie at info@nellhills.com.

OPEN SATURDAY 12 – 3 PM

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ARK

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It�s the perfect time of year to be quirky and have some fun. (Photo: Handout/TNS).

ERIE | 1766 SOUTHARD STREET

$539,000

Real·tor noun

An expert who will search for your dream home.

Help find you one. And then volunteer in your neighborhood to make it better. Ask your home search app to do all that.

Arapahoe Ridge

April Porterfield 910.200.7444 aprilporterfield@remax.net

Meticulous home ready for you! 5 BR, 3.5 baths, 2.5 car garage. 3 bedrooms up, 2 BR/office in finished basement along with recreation/TV/ exercise area. Updated kitchen, with solid surface counters, island, newer appliances, wood floors, kitchen desk, pantry, large window to let in light.

Wonderful covered front porch, newer exterior paint, large backyard patio for entertaining, mature landscaping, private backyard, new roof.

Separate dining, master bedroom with his and her walk-in closets.

FEATURED AGENT PAT KAHLER

REALTORS® are members of the National Association of REALTORS®

Boulder Area REALTORS® - Building Community since 1940!

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Realtor® at RE/MAX Alliance 303.589.5752 patkahler@remax.net Read Pat’s At Home profile at: www.athomecolorado.com/pat-kahler DAILY CAMERA / TIMES-CALL

DESIGN RECIPES

Get warm and cozy with fall colors

By Cathy Hobbs Tribune News Service When thinking of fall colors, perhaps red, yellow and orange come to mind. Whether traditional hues or tints, tones and shades, if you are looking to bring a sense of warmth and coziness to your space, using warm fall colors is a great place to start.

Looking for ways to bring fall colors into your decor? Here are some top tips.

1. Think outside the box.

Whether it’s a kitchen handle, cabinetry or fixtures, colored finishes can be a way to infuse warmer tones.

2. Mix and match. When it comes to colors, it’s OK to mix and match different tints, tones, shades and patterns.

3. Consider finishes such as brass and copper when looking to add warmth.

4. Infuse accessories in warm colors such as toss pillows

and decorative home accents such as books or small accessories.

5. Look for opportunities to integrate warm colors through artwork.

6. Consider colors that have warm undertones such as certain purples and blues.

7. Bring pops of warm color in otherwise neutral spaces.

8. Use color in unexpected areas of the home such as kitchens and bathrooms.

A color-lined tub adds visual warmth to this bathroom. (Photo: Design Recipes/TNS).

9. Pair warm colors with neutral color palettes such as taupe, white, black and brown.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

Warm colors help ano otherwise white kitchen area feel cozy. (Photo: Design Recipes/TNS).

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Professional Home Inspections

Offering 1, 2, and 3 bedroom apartments.

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418 Emery St. Longmont • (303) 772-6452

For Home Buyers and Sellers www.flatironshi.com

720-280-3544 “Peace Of Mind Every Time”

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name The Hub Apartments

Address

Type

Rent

$1,799 1853 26th Street Apartments per month Boulder, CO 80302

Bed/Bath 2 Bed, 2 Bath

Description Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The Hub offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day. From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio. Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The Hub is just that—the perfect hub in the heart of everything you love.

Other Amenities

Information

Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities

303-447-179 thehubboulder.com

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com November 1-2, 2019

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SUNDAY, FEBRUARY 5, 2017 | PAGE E1

Real Estate

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OLD TOWN BUNGALOW 411 Grant St, LONGMONT MLS# 810042

PRIVATE CORNER LOT HOME 4105 Riverside Ave, BOULDER MLS# 809703

CUSTOM RENOVATION NEAR PEARL ST 1289 Yellow Pine Ave, BOULDER MLS# 810416

UTE CREEK GOLF COURSE HOME 1922 Rannoch Dr, LONGMONT MLS# 810171

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EXPANSIVE VIEWS

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42 ACRE ESTATE

Beautiful country estate situated on 42 acres of rolling, irrigated pasture & grass hay fields surrounded by organic farms & open space near Haystack Mountain & Lefthand Creek. Enjoy unobstructed views of foothills, Flatirons & Indian Peak back ranges from the deep wraparound porches, trellis-covered decks & heated in-ground pool w/ stone waterfall. Viking kitchen, master suite with his/hers closets & 6-piece bath, 1500-bottle walk-in stone wine cellar, theater room, work out room and much more!

Stunning new home on coveted Bellevue Drive. Tucked into the hillside w/ expansive foothills, city & plains views. Tons of natural light & outdoor living space.

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Tim Goodacre 303-817-9300

4217 ELDORADO SPRINGS DR, BOULDER

ELDORADO SPRINGS

SITTING ON 20 ACRES

Magnificent Engelmann Spruce log home on 5+ private acres abutting South Boulder Creek w/breathtaking views of Flatirons & Devils Thumb. Minutes away from Eldorado Canyon State Park & Mesa Trail. Exquisite handcraftmanship thruout inc. custom wood doors, kitchen cabinets, bathroom vanities, lighting fixtures. Antique reclaimed wood beams, wide plank white oak floors, four gas fireplaces.

Contemporary farmhouse on 20 lush acres backing to Left Hand Creek w/ great views of Haystack & Flatirons mtns. One of a kind, modern estate, completely rebuilt and located just minutes from Boulder. Spacious bright design, main level master suite, pool, pool house, tennis court, lighted hockey/ sport court. Reclaimed Wyoming Snow fence siding, reclaimed beams, mixed hardwood flooring, soaring ceilings, 2+car attached garage, carport, barn & more!

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FEBRUARY 2-3, 2018

Good times in Boulder County and in Colorado will continue said local economic experts at the recent Boulder Economic Forecast.

But they caution that 2018 may not reach the heights of 2017.

CSU Extension: Go Forth and Prune Warm days woo us to get out and get some fresh air. If you can’t resist, then take the time to prune some shrubs.

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1

Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

QUICK GUIDE

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LIVE WHERE YOU PLAY! 55+ Anthem Ranch Community.

Luxurious 2015 Montana model, premier lot backs to open space w/mtn views. Customized home offers hardwood flrs throughout, gourmet kitchen w/center island, light filled formal dining rm w/2-sided fireplace, expansive great rm w/triple sliding glass door opens to covered deck.

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Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

Located on the best street in Boulder! Neighborhood lined with mature maple trees that burst with yellow, orange and red colors in the fall! Corner of 4th and Mapleton! One block to Sanitas Trail and a short stroll to Pearl Street! Completely remodeled historic home with the original charm and character.

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Office Hours: Thursday – Sunday 12pm-4pm 3092 Big Horn street 3092 Big Two-story andHorn ranch street plans available 3092 Big Horn street $1M + $1Mstarting + Homes in the high-$300,000’s $1M + Daily, 11am-5pm 11am-5pm CallDaily, for more information and inventoryDaily, 11am-5pm Roz Giannasi Pinon Roz Giannasi Pinon Roz Giannasi Pinon Markel Homes Markel Homes Markel Homes Stan Meade Chris Sweeney 303-442-0309 303-442-0309 303.817.7777 303-442-0309 720.480.6106 www.pedaltoproperties.com

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street 3092 Big Horn street $1M + $1M + Model Home Located at Daily, 11am-5pm Daily, 11am-5pm Roz Giannasi Pinon Roz Giannasi Pinon 1527Markel OtisHomes Drive, Longmont Markel Homes Office 303-442-0309 Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available 303-442-0309 6903 Frying pan road Homes starting in thestreet high-$300,000’s 3092 Big Horn BrIGHton Call$1M for more $719,900 + information and inventory Saturday & Sunday, 1-4pm 14169 whitney Circle Daily, 11am-5pm Jill Leichliter Stan Meade Chris Sweeney $799,000 Roz Giannasi Pinon 303.817.7777 RE/MAX Alliance Sunday, 12-2pm Markel720.480.6106 Homes www.pedaltoproperties.com 970-443-7789 Tom Precourt 303-442-0309 635 paragon drive RE/MAX Alliance on Walnut 4500 whitney place $1,399,000 303-921-9080 Model Home Located at $739,900 Sunday, 12-2pm Saturday, 11am-1pm 1527Mike Otis Drive, Longmont Moger 14169 whitney Circle Brian Sundberg Real Estate – Sunday 12pm-4pm Office WK Hours: Thursday $799,000 RE/MAX of Boulder, Inc. 303-859-4467 Two-story and ranch plans available Sunday, 12-2pm 303-931-5483 Homes starting in the high-$300,000’s Tom Precourt Biginformation Horn street Call3092 for more and inventoryRE/MAX Alliance on Walnut 4522 13th st., unit 6G $1M + 303-921-9080 $825,000 Daily, 11am-5pm Stan Meade Chris Sweeney Sunday, 1-4pm 303.817.7777 Roz Giannasi 720.480.6106 Pinon BroomFIeld Michael Rebich www.pedaltoproperties.com Markel Homes RE/MAX of Boulder 14169 whitney Circle 303-442-0309 303-478-3207 $799,000 Model Home Located at Sunday, 12-2pm 3092 Big Horn street 460 Quail Circle Tom Precourt + Drive, Longmont 1527$1M Otis $885,000 RE/MAX Alliance on Walnut Saturday, 12-3pm Office Daily, Hours:11am-5pm Thursday – Sunday 12pm-4pm 303-921-9080 Roz Giannasi Pinon Karolyn Merrill Two-story and ranch plans available Markel Homes WK Real Estate Homes starting in the high-$300,000’s erIe 303-442-0309 303-817-2827 Call for more information and inventory 1907 Quest drive 3092 Big Horn street 635 paragon drive 2200 Bluebell Ave. $487,000 Stan Horn Meade street Chris Sweeney Stan Meade Sweeney 3092 Big $1M +Chris $1,300,000 720.480.6106 $1,399,000 303.817.7777 720.480.6106 Saturday, 1-4pm $1M +303.817.7777 www.pedaltoproperties.com www.pedaltoproperties.com Daily, 11am-5pm Sunday, 12-2pm Sunday, 1-3pm John Brewer Daily, 11am-5pm Roz Giannasi Pinon Mike Moger Craig Peterson Cherry Creek Properties, Inc Roz Giannasi Pinon Markel Homes WK Real Estate WK Real Estate Markel Homes 303-638-7741 303-442-0309 303-859-4467 720-564-6008 303-442-0309 VIsIt AtHomeColorAdo.Com/suBmIt-open-House or CAll 303.473.1456, 303.684.5329 House 3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

635 paragon drive $1,399,000 Sunday, 12-2pm Mike Moger WK Real Estate 303-859-4467

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

1984 pikes peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

1984 pikes peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811

lIst Your open House

VIsIt AtHomeColorAdo.Com/suBmIt-open-House or CAll 303.473.1456, 303.684.5329

BOULDER DAILY CAMERA | LONGMONT TIMES-CALL

ATHOMECOLORADO.COM/ADVERTISE Call Toni McNeill 303.684.5329, Thais Hafer 303.473.1456 or Mary Romano 303.473.1450 22

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Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate

Mobile Homes for Sale

SAN JUAN DEL CENTRO APARTMENTS FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Great 5 Bedroom 3 Bath 3,876 sq ft Ranch Home at 499 Eisenhower Drive, Louisville, CO 80027

We are inviting anyone who personally has an interest in living in one of the most beautiful areas of Louisville and would like to have an opportunity to buy our home as a private sale to come visit or send a personal letter or email to: dchoka@outlook.com to begin the conversation. We have invested in the interior of the home to reflect the same beauty as the outside. Mechanically the home has been nearly completely renovated with the objective of being comfortable throughout the four seasons of Colorado. Go to Zillow.com and Search 499 Eisenhower Drive to check out photos.

We look forward to hearing from you.

PRIVATE SALE: Best Offer.

SELL YOUR HOUSE

DRIVE SELL YOUR YOUR WHEELS HOUSE

List your car, RV, boat or List your house motorcycle and start packing. and get ready $75, 5 lines, 30 to roll. days.

To place your ad, call 303-466-3636 or 970-635-3650 Or visit

FrontRangeClassifieds. com November 1-2, 2019

Call Now!

303-466-3636 970-635-3650 719-275-5300 or 888-355-0935

List your house and start packing. $75, 5 lines, 30 days.

To place your ad, call 303-466-3636 or 970-635-3650\ Or visit

FrontRangeClassifieds. com

B&B MHP Space M 55+ Adult Community 1988 3BR 2BA 13x70 924 sq ft Remodeled w/ Glamour Bath & Workshop Shed. lot rent $325/mo

Vista Village MHP 3BR 2BA 28 x48 1344 sq ft Awesome Home w/ Front & Rear Decks, Financing Available.

Arbordale Acres 3BR 2BA 24x53 1176 sq ft Remodeled, Carport & Shed. $79,900

3 & 4 Bedroom Apts Available Now - Apply Today **INCOME RESTRICTIONS APPLY**

Applications by Request. Call, Write or Stop by 3100 34th St , Boulder, CO 80301 303-442-0230 Hours of Operation: Monday-Friday 9am-6pm Equal Housing Opportunity

Commercial Office Sublet & Shared Space at 1325 Dry Creek Dr (Gateway Centre), Longmont: 2 Bed, 1 Bath, Garage, Includes Private Office, Full Use of Reception Fenced Front & Back Office/Desk Area, Half of an Open Bull-Pen Area Yards, Updated w/ 2 Desks, & Shared Use of Conference Room & Appliances included, Common Area for Copier/Printer Workspace.

New Tile, Consider $1800/mo + dep, incl utilities, copier/scanner, Pets, Section 8 cleaning service & some furnishings. Current Allowed, 1700 / Tenant has irregular hours, quiet, professional Month, 1700 / Security team. Available Now thru Dec 2020. To Schedule Deposit, a Viewing, Call Cathi at 303-746-0240 .

Text or email only please drs3506@rocketmail.c om (720) 442-1332

move your

Skylark MHP 3BR 2BA 24x48 1056 sq ft, Jacuzzi Bath Tub, Oversized Shed, Pets Ok. $80,000

roseaffordableliving.com 303-946-0865

Rentals

2 BR 1.5 BA Longmont: New Flooring & Paint, Countertops, Appliances. No Pets. No Smoking. 720-841-6714

PLACE YOUR AD

Call 303-466-3636 or 970-635-3650.

3BR 2BA Brick Ranch in Broomfield: 1-Car Garage, Full Finished Basement. $1870/month.

Call 303-776-2368 or Text 720-261-8672

Stop! Don’t Pay Rent!

BUY A HOME NOW ZERO DOWN EZ Credit fix if needed Call/text for details Ron 303-428-9377 www.StopRent.com

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$75, 5 lines, 30 days drive your

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$10, 3 lines, 30 days

TURN USED ITEMS

into quick cash with Classifieds!

For sale by owner only.

No refund for early cancellation.

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