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Colorado Home & Real Estate | AtHomeColorado.com

West Grange Grand Opening, Sept 14 & 15 Models + Homes For Sale

Quick Guide and Featured Open Homes

Taste of Tomato: Finding a Way Back Into Love Apples

Fall Into Autumn: 3 Ways To Ease In To A New Season

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

If you’ve got a hankering for great tomatoes, The Taste of Tomato is an opportunity to sample the love apple in its many forms – stripes, color, shape and size.

Fall decor already? Here’s quick tips for falling into fall – without having to fully commit to the season until it gets cooler outside.

Aug. 23-24, 2019

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atHome

COLORADO HOME AND REAL ESTATE

CONTRIBUTING WRITERS Carol O’Meara Tom Kalinski Rick Jacquemard Paul F.P. Pogue Michaela Phillips Rebecca Lee Duane Duggan Ilyce Glink Samuel J. Tamkin Norman Winter Katie Laughridge ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone

At Home is an Advertising Supplement published by the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.

ADVERTISE

To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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At Home welcomes news tips and articles on local real estate and the home including expert advice, upcoming events, Realtor achievements, community involvement and more. Submit information and articles to: athome@dailycamera.com or athome@timescall.com SIGN UP FOR OUR E-NEWSLETTER AT ATHOMECOLORADO.COM FACEBOOK.COM/ ATHOMECOLORADO

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Taste of Tomato: Finding a way back into love apples Have you experienced the unbearable sadness of a lackluster tomato?

Standing in front of the tables piled high with perfect, red, round fruit,

BY CAROL we convince O’MEARA ourselves that Colorado State we know how University Extension, Boulder County to pick one that will be a tasty prize on our salad. Sadly, finding a commercially grown tomato with moan-worthy flavor is like finding a needle in a haystack.

“Tomato is a particularly complicated flavor; there are many genes producing many different flavors. But it’s also a product of the environment, soil and tomato quality. And it’s highly subjective to each individual,” says Dr. Harry Klee, Horticulture Professor with the University of Florida and renowned researcher known for his work in breeding flavor back into commercially grown tomatoes.

Modern tomatoes aren’t as flavorful – it’s been proven, says Klee, due to breeders selecting for size, yield, pest resistance, and other grower considerations. Each selection for these things often came at a small cost to the flavor of the tomato. Every small loss added up over decades to result in a fruit that doesn’t live up to expectations.

“Imagine a symphony. If one violin leaves it’s no big deal, but when more and more leave, slowly the music changes. That’s what happened to modern tomatoes over the past 50 years,” Klee said. “We lost a sugar here, a volatile there. Selecting for larger tomatoes means less sugar, less flavor. There’s more sugar in smaller fruit.”

Klee has an interdisciplinary team working on identifying the flavors consumers like, then working backwards to breed those genes back into the tomato.

There’s a psychology of flavor, taste and smell, but also biology as well.

According to the Center for Smell and Taste at the University of Florida (cst.ufl.edu/taste-vsflavor-whats-the-difference.html)

The Taste of Tomato is an opportunity to sample the love apple in its many forms – stripes, color, shape and size. (Photo: Shutterstock).

taste happens mostly on the tongue but also other areas with taste buds, such as the soft palate.

While taste is a major component of flavor, aroma also plays a role.

Aroma from volatile chemicals in tomatoes is one area Klee is focusing on.

“What happens in the mouth when you chew the tomato, it releases volatile chemicals that go up into your olfactory senses.

Taste in the mouth is sweet, sour, salty, while flavor is from the volatile chemicals in the fruit.

Volatiles are essential to good flavor. Test it yourself – take a tomato and hold your nose so you can’t smell it when you eat it,” said Klee.

Crossing heirloom tomatoes with the modern elite varieties, Klee has developed several with great flavor. Making them available to the home gardener, he’s released them through Proven Winners as Garden Gem and Garden Treasure. Try them next year to see if you agree that they’re vigorous, disease resistant, and are flavorful.

In the meantime, if you’ve got a hankering for great tomatoes, head out to the Taste of Tomato in Boulder. Sponsored by Harlequin’s Gardens and Growing Gardens of Boulder County, the Taste

of Tomato is an opportunity to sample the love apple in its many forms – stripes, color, shape and size.

Scheduled for Sat., Sept.7, 10 a.m. to 1 p.m. at Growing Gardens’ barn, 1630 Hawthorne Ave. in Boulder, the Taste of Tomato is where gardeners can bring their tomatoes for others to try and sample the products others are growing. Each year, tomato enthusiasts gather to taste 65 to 100 varieties and vote on the tastiest of the lot.

Entry is free if you bring three or more medium to large tomatoes or 10 cherry tomatoes of one kind, with the variety name on a card, to donate to the tasting. All entries must be home-grown. If you have no tomatoes to bring, there will be a $5 entrance fee.

For more information on the Taste of Tomato, visit harlequinsgardens.com.

Carol A. O’Meara is an Extension Agent – Horticulture Entomology at Colorado State University Extension Boulder County. For more information contact CSU Extension at the Boulder County Fairgrounds, 9595 Nelson Road, Box B, Longmont, 303.678.6377, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

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REAL ESTATE

Weighing the cost of college: Homeownership delayed but earnings higher With school back in session, many students and parents face college decisions soon – and the steep costs of attending. It’s a decision with far reaching impacts

BY TOM on both sides of KALINSKI the cost-benefit RE/MAX of Boulder balance sheet.

On the cost side, since the recession college tuition has risen steadily and student loan balances have more than doubled, reaching about $1.5 trillion nationwide.

The vast majority of current Colorado higher education students receive student aid.

Nearly 90 percent of two-year students and 72 percent of fouryear students receive federal, state and institutional aid at Colorado schools, according to a report by the Colorado Department of Higher Education (CDHE}.

That debt links directly to

today’s young adults impaired ability to buy a home. Nationwide homeownership for ages 24 to 32 fell from 45 to 36 percent between 2005 and 2014, reports the Federal Reserve. Increased student loan debt is linked to this age group’s homeownership rate dropping by two percent percentage points – resulting in over 400,000 young adults in the U.S. who didn’t own a home in 2014 because of the rise in debt.

But the benefits of earning a college degree or technical certificate continue to make the investment worthwhile for

Colorado students.

Colorado graduates see consistent wage gains within ten years, earning a median income of $50,000, $54,000 and $60,000 for certificate, associate and bachelor’s degrees respectively, reports CDHE. The highest return comes to those in science, technology, engineering and math (STEM).

In industry trades, a one-year certificate program yields greater return than a four-year education.

And the jobs are there. About 75 percent of all Colorado jobs and 97 percent of top ones – those that pay a living wage and have high growth rates – require a postsecondary credential, according to CDHE. The good news is that new student debt has leveled off at Colorado’s four-year colleges and declined at two-year programs.

The reduction is in the proportion of Colorado undergraduates taking on debt and the average amount.

The CDHE study resulted from

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a Colorado state legislature bill passed in May, 2018, that directs CDHE to publish an annual return on investment report.

The inaugural report focuses on wage data and four key factors to determine the return on investment in higher education, including price, debt, choice and value.

Read the full reports at highered.colorado.gov/ Publications/Reports/Legislative/ ROI/201907_ROI.pdf and federalreserve.gov/publications/ files/consumer-communitycontext-201901.pdf.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

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REAL ESTATE

2 questions missed most when interviewing Realtors DENVER – Broker Associate Beth Baker Owens of Your Castle Real Estate in Denver, lists the two questions most people fail to ask when interviewing a Realtor.

When choosing a Realtor, you are choosing a real estate professional to help you with buying or selling your home.

Buying or selling a home is a big investment of time and resources.

“You want a champion in your corner to translate market movements and lay out the process and the paperwork, an expert to market your home and get you the best value,” said Owens. “Choose wisely and win.”

The usual list of questions to ask a Realtor during an interview include, “How long have you been in the real estate business? How many homes have you sold and where? What is your specialty (an area, a type of buyer or seller)?

What services and guarantees do you offer me? How do you communicate with your clients?

How do you get paid for your services?”

Real estate is a demanding and an ever-changing business. “You

Recent news reports indicate real estate markets are slowing down in several areas around the US. Since real estate is local, it is crucial to know market specifics where you are buying or selling a property. Here are some key indicators a Realtor can measure and track:

Beth Baker Owens

want a professional who handles the stresses with panache and who knows how the market is changing,” stressed Owens.

The following two questions are usually left out of the list of imperative questions to ask: No. 1: How do you keep up with market trends and apply that to my situation?

No. 2: What are you doing to improve your skills and capabilities this year?

• Price change trends • Days on the market • The amount and type of seller discounts • Days to close • How many under contract homes are not closing with the first offer • Absorption rate “Just as a good doctor evaluates more than your blood pressure, a good agent evaluates more than the home price,” notes Owens.

New technologies in homes and in our lives abound. Different generations focus on different values. Keeping on top of changes requires focus and energy. “Keep in mind that 87 percent of new agents are out of real estate within

five years,” added Owens. “This means most people don’t innately have or easily develop the skills and capabilities needed to be a successful Realtor.”

Specific classes can provide new information. How does the Realtor apply that information?

A Realtor who is being coached develops skills and capabilities to integrate new learning and to adapt. Coached Realtors also listen better and take action to provide better service for their clients.

“Coaching develops a Realtor’s resiliency and capability to handle situations,” concluded Baker Owens. “Buyers and sellers can get emotional during a transaction, so having a resilient and engaged Realtor means having a calm ally throughout the process. A growing Realtor is a better resource for you.”

Beth Baker Owens is a broker associate at Your Castle Real Estate in Denver. For more information, call 303.550.2941, visit homesbybethowens.com or e-mail bethbakerowens@ yourcastle.org.

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Brokers Welcome. Preferred financing available for qualified buyers*.

Exclusively represented by © Cadence Realty, LLC. DRE lic #100074562

This is not an offer to sell, to reserve a unit or create a binding agreement in any way, but is intended for information only. Seller reserves the right to make modifications in pricing, units available for sale, materials, specifications, plans, designs, times for acceptance of offers and closings of the units without prior notice.

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AT HOME COLORADO

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Sunday open houses • 1-3

OPEN SUN 1-3

3110 25TH ST, BOULDER

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4 Beds • 3 Baths • 3,008 SQ FT • Offered at $987,000

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Raised ranch overlooks Harper Lake & wildlife sanctuary!

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3 Beds • 2 Baths • 2,011 SQ FT • Offered at $1,050,000

4 Beds • 2 Baths • 2,240 SQ FT • Offered at $649,000

1.7 acre lot with amazing views in a wonderful neighborhood!

Well-maintained home overlooks open space & trails!

THE PATRICK DOLAN TEAM | RE/MAX OF BOULDER Real estate on your mind? Get in touch with our top team today!

303.441.5642 • patrickdolanteam@gmail.com • patrick-dolan.com Aug. 23-24, 2019

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ASK THE EXPERT

Home inspections

Many people are surprised to learn that home inspections are not code compliant.

Code compliance is the

BY RICK responsibility JACQUEMARD of the local Flatirons Home municipality’s Inspections building inspector during construction. After a house is completed, important systems such as wiring, plumbing, and HVAC may be concealed behind walls which make them difficult to inspect. What home inspectors are really offering you is their opinion on the condition of a house and its systems at a certain period in time.

The home inspection industry has largely resisted corporatization.

Small inspection companies or individual inspectors must compete for your business. Because no one company has dominated the industry you may find that the quality of home inspections

varies. Some home inspectors write reports on their phone by checking a few boxes and spend just an hour or so on site doing the inspection.

Other inspectors may spend several hours on site and then two or three hours more writing a report. They might even refer buyers to other professionals for items such as sewer scopes and environmental testing. A structural engineer may be called in if the stability/ integrity of a home is in question.

Quality inspectors will also have excellent communications skills to be certain their clients are educated about what they are buying. There is no one correct way to do an inspection, though the client’s interests should always be paramount.

Prices for home inspections can vary widely. I often get phone calls from people who are price shopping for a home inspection.

While paying more for a home inspection does not guarantee a quality inspection, hiring the least expensive home inspector you can find is a great way of ensuring a poor outcome. Some inspectors

Steve Altermatt

STEVE ALTERMATT, Boulder’s #1Realtor

Ct

2445 Balsam Drive

your new house at a level that makes you comfortable. Buyers should understand that even the most diligent inspectors may miss something. Buyers need to select a thorough inspector (or two) to work with.

It is helpful to identify what level of risk you are willing to take with your house purchase. Some home buyers are risk-tolerant and may just buy a house and deal with issues after the purchase.

Other homebuyers such as first time buyers or those with young children may have much less tolerance for safety issues or unexpected repairs. Shopping for the least expensive home inspection, in this case, is likely a poor choice.

Hopefully these insights will help you make an informed home inspection choice.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

Steve sells more homes in Boulder than any other Realtor or real estate team!

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will compete on price and charge less and typically deliver less. An inspector might do multiple jobs a day and write a quick report.

An inspector running this type of business is more vulnerable to missing something important.

Other inspectors might charge more and deliver carefully written reports, doing fewer inspections being more careful and thoughtful about the inspections they choose to do. Some inspectors advertise a lot and market to real estate offices and may even have several employees. Other inspectors are one-person operations and let their work speak for itself and can stay busy simply by doing a good job.

Home buyers must decide what type of inspection service best suits your needs.

A few home buyers may hire two separate home inspectors on the off chance that one or the other may miss something. They are extremely concerned about knowing and understanding exactly what they are buying. This level of due diligence is not for everyone but highlights the need to investigate

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2705 Iliff Street

2750 Vassar Drive

Original owner, 2,756 sqft, 5 BD, 2 & 1/2 BA ranch on coveted

Fantastic new remodel in Old Town Louisville! 4 Bed, 3 Bath, 3,070 sqft with

Updated 4 BD, 3 BA, 3,049 sqft home in the coveted Upper Table Mesa

Nearly 1/4 acre with 3 BD, 2.5 BA, 2,434 sqft, outstanding views of Bear

Balsam Hill w/commanding views to the north and south of city

high-end materials, beautiful finishes & quality workmanship throughout!

neighborhood! Open main floor, large family room, generous master suite,

Peak, plains & city lights. Ranch with walk-out basement potential is here

lights, Bear Peak, Flatirons and foothills!

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oversized two-car garage. Remodeled kitchen opens to private backyard & deck.

for an outstanding remodel. Master suite has private deck access & views.

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5070 Ingersoll Place Arapahoe Ridge 2,506 sqft 4-level with 4 BD, 3 BA, 2 car garage.

Great location two doors from the “rock park”! Fatastic opportunity for remodel & sweat equity.

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Well maintained 1,598 sqft tri-level on a quiet street in Table Mesa with 3 bedrooms, 2 bathrooms, and one-car attached garage. Flatirons and Bear Peak views from the front living room! Walkable location!

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4859 Hopkins Place

2,357 sqft, 4 BD, 3.5 BA home with attached 2 car garage located on a beautifully landscaped lot with comfortable outdoor living spaces. Updated Kitchen with quartz counters, ss appliances. Hardwood floors throughout entire home. Wet bar area in bsmt.

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Mid-century 1,400 sqft ranch! Enjoy one floor living in this nicely updated and well-maintained home with hardwood floors & big sun-filled rooms! Double pane windows & new roof! Oversized lot near schools & parks!

$735,000

$650,000

Steve Altermatt, CRS 303-441-5669

www.SteveAltermatt.com • steve@stevealtermatt.com www 6

AT HOME COLORADO

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Longmont Association of REALTORS

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Close to shopping and parks.

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Aug. 23-24, 2019

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ASK ANGIE'S LIST

Do I need to be worried about radon?

By Paul F. P. Pogue Angie’s List

the best result. The most accurate information, however, comes from a professional radon test, which usually costs between $150 and $300. It is also often bundled into the cost of a standard home inspection.

Many states require a new system be installed before home closing if testing indicates radon levels exceed 4 picocuries per liter of air. And the EPA urges you to consider installing a mitigation system if testing shows more than 2 pCi/L.

If you think about radon at all, odds are it’s because it came up during a home sale and created a hassle in the closing process. And indeed, it’s not really fun to think about radon – it’s a serious health problem that could lead to some costly fixes for your home. But you still need to be aware of it, because ignoring radon is much worse than addressing it.

Where does radon come from?

Radon is a colorless, odorless radioactive gas that comes from the natural decay of uranium that is found in nearly all soils. If radon shows up in your home, it’s not your fault. Any home – new or old, sealed or drafty, with or without basements – can have a radon problem.

Radon is the second-leading cause of lung cancer, exceeded only by smoking. According to the Environmental Protection Agency, it’s responsible for 21,000 deaths per year.

A radon mitigation system usually pushes radon out from beneath the home using a fan and pipes. (Photo: Dreamstime/TNS).

There’s no easy way to check for radon. You can’t smell or see it, and even if your next-door neighbor has a test done, the levels can be different from house to house. You can use an inexpensive radon testing kit that you leave in your home for a few days, then send it to a laboratory for testing. If you purchase a radon testing kit, take care to follow the instructions exactly in order to get

What can I do about it?

Here’s the good news: Although you can’t stop it from emerging out of soil, radon can be safely vented from your home. You’ll pay between $800 and $1,200 on average, although this cost can go higher for larger homes.

The most common radon mitigation system drills a gap beneath the home to trap radon, then a fan forces radon out through a pipe. You can also use passive depressurization, which avoids use of a fan by

taking advantage of the home’s naturally rising air to expel harmful gases. However, they’re not as effective in homes with high levels of radon. Homes can also be made radon-resistant with sealing to minimize radon from getting in, but this is not as effective as mitigation. Your radon professional can help you determine the system that’s right for you.

No federal agency licenses radon contractors, so check for state licensing and local requirements. After the work is done, conduct another test yourself or with an independent contractor to verify the radon has been removed. The EPA also strongly recommends that all new homes, even those that have been built with radon resistance or mitigation, be tested after occupancy.

Paul F. P. Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

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6564 W US HWY 34, Loveland $500,000 • MLS# 886753

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www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

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4181 Niblick Drive Longmont 2946 Kalmia Ave., #54 Boulder 769 Cottage Lane Boulder Open Sun 12-3pm $1,195,000 Open Sat 12-2pm $489,000 Open Sat 1-3pm $719,000 New Price $719,000, Wonderland Lake Cottage.

On Lake Valley Golf Course in Niwot.

Contemporary North Boulder Condo . www.769.wkre.com www.4181.wkre.com www.2946.wkre.com Dennis & Jann Culver: 303-618-3366 Stu Wright: 303-541-1900 Charlie Matzen: 303-589-0119

2121 N. Fork Drive Lafayette 3084 Red Deer Trail Lafayette 330 Southridge Place Longmont Open Sat 11-1pm $462,000 Open Sun 1-3pm $998,000 New Listing! $270,000 Beautiful Spacious Townhome at a Great Price!

Beautiful Townhome in Indian Peaks!

Gorgeous Craftsman style home-6th Fairway! www.330.wkre.com www.2121.wkre.com www.3084.wkre.com Laura Chittick: 303-332-4118 Janet Borchert: 720-564-6034 Aggie Sobol: 303-885-9806

1419 Red Mountain Dr #21 Longmont 14141 E. Maplewood Avenue New Listing! $324,000 New Listing!

Bright and Light End Unit with 3BR/3BA!!

One of a kind patio home. www.1419.wkre.com www.14141.wkre.com Dennis & Jann Culver: 303-618-3366 Jeremiah Daly: 303-990-2012

Centennial $865,000

601 W. 11th Avenue #717 Denver New Listing! $359,000 Spacious Unit! Mountain & City Views! www.0601.wkre.com Lauren Berry: 303-868-6445

VIEW THE ENTIRE MARKETPLACE INVENTORY OF LISTINGS ON THE FREE WKRE MOBILE APP. Available at the Apple App and Googl Google Play store.

BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344 wkre.com 10

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DAILY CAMERA / TIMES-CALL

MORTGAGE

What is a loan recast and is it right for you? also reduce the amount of interest paid throughout the course of the loan. This one-lump-sum payment allows your lender to recast the loan, thus recalculating your monthly mortgage payment to divvy up the remainder over the amount of time left on the loan’s term.

Loan recasting is a method your lender can use to redistribute your overall mortgage payment amongst the remaining time left on the loan. . (Photo: Creative Commons)

Most homeowners are familiar with the possibility of refinancing their mortgage, but few are aware that a loan recast is also an option that assists

BY MICHAELA homeowners PHILLIPS in lowering Guaranteed Rate, Inc. their monthly mortgage payment. Significant events are bound to occur throughout the course of a

30-year loan. Perhaps a homeowner has inherited a large sum of money or earned a substantial return from an investment and they now want to pay down the principle of their mortgage.

However, typical mortgages have amortization, meaning, when the borrower pays more than their scheduled monthly payment toward the principle, the monthly payment stays the same. A loan recast could be the best possible option for homeowners to lower their monthly payment while still

retaining the interest rate and term length. Read on to learn more about loan recasts and if they are the best option for you.

What is a loan recast?

Loan recasting is a method your lender can use to redistribute your overall mortgage payment amongst the remaining time left on the loan. This option is only possible when the borrower can pay a pre-determined portion of funds toward the overall principle.

By decreasing the overall balance ahead of the schedule, borrowers

REAL ESTATE NEWS

RE/MAX Nexus welcomes Kendra Bajcar

Kendra Bajcar

FIRESTONE – RE/MAX Nexus is Firestone is proud to announce that Kendra Bajcar has joined the Aug. 23-24, 2019

team.

Kendra is a Colorado native and is known for her genuine and honest approach and her abundant energy. She grew up in Holyoke on the eastern plains of Colorado and graduated from the University of Northern Colorado with a Bachelor’s in Sports and Exercise science.

Kendra enjoyed success as a certified personal trainer before she was inspired to take her strength and energy to focus on a real estate career. She started working for a fast paced real estate team which gave her access

to a whole breadth of experience of the many facets of real estate.

Kendra loves to rise to a challenge, whether to get that dream home for her client, or when training for Triathlon.

She lives in Frederick with her husband and three children and together they enjoy the great Colorado outdoors – running, biking, hiking and camping.

To contact Kendra Bajcar at RE/MAX Nexus, call 70.571.0525 or visit nexusforsale.com.

Recasting vs. refinancing In many cases, homeowners believe that if they pay off a large portion of their loan, they’ll need to refinance in order to see their monthly payment decrease. In fact, loan recasting accomplishes the same thing, but does not incur additional closing costs like refinancing sometimes does.

The lender will re-amortize the mortgage, with the same interest rate, to reflect the months or years left and balance owed for the mortgage.

How much does a loan recast cost?

On average, lenders charge anywhere from $300 to $500 to recast a home loan. However, not all lenders allow it. Borrowers should first consult with their lender to see if loan recasting is an option. The fee to recast a loan is a small price to pay when compared with the amount homeowners will save by lowering their monthly payment.

Is a loan recast right for you?

Recasting may be the best option for you if your mortgage interest rate is lower than the current average rates. Recasting simply lowers your monthly payment.

It does not change the length or interest rate of the loan. If you’re satisfied with your current terms but want to lower your monthly mortgage by paying a considerable portion of it off, then recasting is most likely a better option for you.

Working with a knowledgeable and experienced lender from the start can help homeowners save money in the long run.

Michaela is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela@ michaelaphillips.com or visit michaelaphillips.com.

NMLS: 312874.

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By Rebecca Lee Photography by Markel Homes

F

or homebuyers waiting on a model before saying yes to West Grange, your wait is over. Three furnished models as well as move-in-ready homes from Markel Homes and McStain Neighborhoods will be open for touring at the West Grange Grand Opening on Saturday and Sunday, September 14 and 15 from 12 p.m. to 3 p.m. West Grange is located at 75th Street and Nelson Road in west Longmont. Grand opening visitors can enter the community at Grandville Ave. off 75th Street or at West Grange Court off Nelson Road.

Two-story and ranch-style models from Markel Homes The Markel Homes models are from the builder’s Modern American Classics Collection. The two-story Farmhouse is reminiscent of another era but loaded with features that plant it squarely in the twenty-first century. Huge windows, ten-foot ceilings, and an open floor plan create an airy and bright main floor.

Stainless steel appliances, quartz countertops and white oak floors give the home a contemporary look and feel. The three-bed, three-bath model is also available in Modern Prairie, Modern Incline and Modern Craftsman elevations.

Markel’s other model is a ranchstyle Modern Craftsman with a finished walk-out lower level. The open plan features a main floor master suite with five-piece bath and walk-in closet. Bedrooms two and three share a full bath with dualsink vanity. The home features the

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COVERPROFILE

The Craftsman model from Markel Homes features an open design with fabulous windows, white oak flooring, and gourmet kitchen equipped with gorgeous cabinetry, stainless steel appliances, gas cooktop with chimney hood, and island with quartz top.

Tour furnished models at West Grange Grand Opening Sept. 14 & 15 from 12 to 3 p.m. huge windows, ten-foot ceilings and contemporary finishes found throughout Markel’s Modern American Classics Collection. This plan is also available in Modern Incline and Modern Prairie

architectural styles.

Two-story Prairie-style model from McStain Neighborhoods The Harmony plan – the largest home in the McStain Classic

Collection – has top billing as the builder’s model at West Grange. The home’s two-story design captures the essence of stylish yet sensible living, with four bedrooms, four baths, main

The 4-bed 4-bath Harmony model from McStain Neighborhoods offers spacious open living, gourmet kitchen, huge windows in dining area, great room and master suite, and finished walk-out lower level with two additional bedrooms and baths.

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

The 3-bed 3-bath ranch-style Craftsman is one of two models from Markel Homes, featuring vaulted ceilings, abundant natural light, and walk-out lower level.

floor study and finished walk-out lower level with two additional bedrooms and baths. Multiple options for casual or formal dining indoors or out make the home a beautiful fit for the homeowner who loves to entertain.

Floor-to-ceiling windows welcome incredible natural light and surrounding views from the open dining area, kitchen and great room. Huge windows in the great room overlook the large deck. The attached three-bay tandem garage and handy owner’s entry are favorite features of the Harmony. McStain offers the plan in four architectural styles: Farmhouse, Prairie, Mid-Century and Contextual, with base pricing

from $693,000.

Single-family homes for sale now Models aren’t the only reason to stop by the West Grange grand opening. Both builders have move-in-ready homes for sale and more coming in the months ahead. A mid-century two-story from McStain Neighborhoods, ready this month, is the same Harmony floor plan as the model, with base pricing from $725,000.

The move-in-ready two-story Farmhouse in McStain’s Concerto plan features an upper master suite, two secondary bedrooms and loft.

Pricing starts at $650,000.

Four additional homes from McStain Neighborhoods will be

MORE THAN AN AGENT

completed before the end of the year. Another five are targeted for completion during the first quarter of 2020. Buyers are encouraged to get in early to select finish options, color packages and designer upgrades.

Markel Homes has earmarked four homes for completion between September and November, with pricing from $604,500. These include a ranch-style Modern Incline with finished walk-out lower level; ranch-style Modern Craftsman; two-story Modern Farmhouse; and two-story Bow House.

All the single-family homes from Markel Homes feature high performance standards that result in healthier indoor air, more comfortable living spaces, lower energy use, and exceptional durability. The homes receive thirdparty certifications from the Zero Energy Ready Home program, Indoor AirPLUS, Energy Star® and Leadership in Environmental Design (LEED).

Stellar location draws buyers to West Grange Homebuyers give West Grange high marks for trails, parks and nearby Lagerman Reservoir.

Families love the close proximity

to three St. Vrain schools serving grades kindergarten through 12th.

Gorgeous mountain, foothills and open space views bring a sense of expansiveness to the community.

When it’s time to run errands, big box as well as specialty stores like Whole Foods and Ozo Coffee are minutes away.

Buyers priced out of Boulder – or looking to get more home for their money – appreciate that West Grange is only twenty minutes from Boulder. In the months ahead, Markel Homes will start construction on duplexes and townhomes, giving buyers lowmaintenance multi-family options.

Custom homes are available from Masterwork Home Company and Markel Homes.

Visit the website and sales center If you’re thinking about getting into the housing market, the Grand Opening at West Grange is a great opportunity to walk the models, ask questions, and get a feel for the neighborhood. Go online to WestGrangeLongmont.com to learn more about lot location and availability, plan details, and pricing. The West Grange sales center is located at 5801 Grandville Ave. in Longmont. The center is open daily from 11 a.m. to 5 p.m.

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

720-280-3544 rick@flatironshi.com

“Peace Of Mind Every Time”

We believe actions speak louder than words. But in case you want to see the words that hold us to those actions, we’ve got a whole Code of Ethics, too. It’s 8 pages based on honesty, integrity, and trust that’s exclusive to REALTORS®.

REALTORS® are members of the National Association of REALTORS®

Boulder Area REALTORS@ - Building Community since 1940!

Aug. 23-24, 2019

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REALTOR FOR LIFE

First-time homebuyers, now is the time

It is never easy to be a first-time homebuyer, but now is the time to pay attention and get rolling to purchase a home.

Interest rates are low and financing programs are available with lower than 20 percent down payment required.

It’s never been easy to be a firsttime homebuyer, especially in Boulder County.

It was just as tough 40 years ago, but the numbers were entirely different

BY DUANE back then. When DUGGAN I started selling Realtor and Author real estate in RE/MAX of Boulder Boulder in 1978, Baseline Subdivision houses east of 30th Street and north of Baseline Road were selling for $27,000.

I remember showing one to a buyer who said it was crazy for these houses to be $27,000, and there was no chance they would ever break $30,000. It seemed like so much money then, nearly insurmountable for a first-time homebuyer. Moreover, mortgage interest rates continued to climb through the mid-1980s, all the way up to 16 percent. Now in 2019, those same Baseline Subdivision homes are selling for over $600,000, which is the 14

AT HOME COLORADO

entry-level price for single-family homes in the city of Boulder. The good news is that interest rates are staying steady at a historically low rate of around four percent.

In Boulder County, real estate booms have lasted around five years at a time over the last 40 years. The recent boom starting in 2012 has run for seven years.

Currently, the median-income wage- earner can’t afford the median-priced house. When that happens, a real estate market cools down a bit, inventories start to rise, and there is less competition for homes when they first come on the market – which is what we’re seeing in the housing market now. Again, it is never easy to be a first-time homebuyer, but now is the time to pay attention and get rolling to purchase a home. Interest rates are low and financing programs are available with lower than 20 percent down payment required.

First-time buyers usually have the challenge of coming up with the down payment to make a first purchase. In the city of Boulder,

loan limits can make it even tougher due to the amount of down payment required. However, in the rest of Boulder County and into Weld and Larimer counties, home values, loan limits and loan programs are such that they could be the perfect combination to make that first home purchase.

Federal Housing Administration (FHA) loans FHA loans have long been the “go- to” loan program for lower down payments and credit scores.

In fact, if the price of a home and the loan limits line up, a homebuyer can be approved with a 3.5 percent down payment.

Nevertheless, the current loan limit for Boulder County is $626,750, so it barely scratches the surface to be helpful within the city limits of Boulder since the least expensive single-family home is in the $600,000 range. The median-priced home in Boulder at the end of the second quarter 2019 was $990,000. In Longmont, however, where the median-priced home is $435,000, there is plenty

of room for FHA financing.

Mortgage insurance is required for FHA loans, which allows the lender to accept more risk. The disadvantage to the homebuyer is the additional expense of the mortgage insurance.

Colorado Housing Finance Authority (CHFA) CHFA and its lender partners have helped over 100,000 homebuyers in Colorado achieve homeownership. In fact, CHFA provides homebuyer education classes, helping first-time homebuyers learn about the homebuying process. CHFA programs generally mirror the FHA programs because the current loan limit of $484,350 makes it tough to afford a first home in most of Boulder County.

U.S Department of Veterans Affairs (VA) Lacking a local military base, Boulder County has never been a huge market for veterans.

However, we do have veterans that choose Boulder County as their

DAILY CAMERA / TIMES-CALL

home and they should compare VA financing opportunities to other options. Typically, VA loans are generous in terms of no down payment and tend to be more lenient in terms of qualifying. The current VA loan limit for Boulder County is $626,750, but contact your lending professional for possible exceptions to that limit.

U.S. Department of Agriculture (USDA) Years ago, we used to call these farm home loans. In fact, these loan programs target rural areas.

When I started selling real estate in 1978, even Lafayette and Louisville still qualified for these loans. No longer! Today, you can still apply for these loans for homes in rural areas of Boulder, Weld, and Larimer counties.

Even though the name implies that the property is a farm, this is not necessarily the case. Some of their programs allow 100 percent financing. There are geographic limits, income limits, and loan limits that can make it difficult to qualify, but it might be worthwhile to contact your lending professional to see if you do.

Conventional-Fannie Mae and Freddie Mac Conventional loans, widely known as Fannie Mae and Freddie Mac loans, provide a mortgage base to the housing industry. These institutions created by Congress provide liquidity to banks and mortgage companies that make loans to finance the purchase of homes. For first- time homebuyers, loans with 3% down are available as long as the homebuyer qualifies for the monthly payment. In Boulder County, the loan limit is $626,750.

Home Renovation Loans Maybe all the fix and flip TV shows make renovating a home a common desire for firsttime homebuyers in order to save money by buying a fix-up property. There are a few loan programs out there if this is the direction you want to go.

FHA 203(k) loans are designed for homebuyers who would like to rehabilitate a home.

This FHA loan bases the value on the improved value of the property and thereby finances the improvements within the

Dave Wagner 720-244-0980

first mortgage. This program still comes with a 3.5 percent down payment.

Fannie Mae and Freddie Mac also offer home renovation loans that will include the cost of improvements within the first mortgage and a 3% down payment.

Teachers, Police Officers, and Firefighters – There are loan programs specifically designed to help teachers, police officers, and firefighters buy their first home. The benefits could include low down payment and a more attractive interest rate.

Down Payment Assistance CHFA, mentioned above, offers down payment assistant grants that do not need to be repaid, if you qualify, CHFA even offers second mortgage loan programs that can contribute to your down payment when you are using a CHFA first mortgage loan program The State of Colorado has created the First-Time Homebuyer Savings Account program. A maximum of $50,000 can be contributed to it and can grow

to $150,000 without accruing state income tax. This homebuyer savings account allows people other than a homebuyer to contribute to the fund, such as family members or even wedding guests! *Check with local municipalities for other possible down payment assistance programs.

In summary, now is the time to get on track to buy your first home! Check with your Realtor® and mortgage lender to come up with a plan that works for you.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

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To LIVE IN OR INVEST, this HOME hits the Jackpot for Area Parks, Tennis, Soccer, Baseball, Picnic Areas, Playgrounds and Grass Fields all 1 blk away. Elementary School 1 blk away. Shops & Restaurants near at 120th Ave. Offers in by Tuesday.

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Flatirons Homes 303.848.4185 Cauley Kim Sales Manager office@parksidelongmont.com www.FlatironsHomes.com ATHOMECOLORADO.COM

15

OPEN HOUSE

lIST YoUr open hoUSe arvada 6560 W 84th circle # 132 $289,000 Saturday 2:00 PM-4:00 PM Janet Thompson Thompson Daviau Realty (303) 668-9987

Boulder 7447 Spy Glass court $325,000 Saturday 2:00 PM-4:00 PM Lisa Wade RE/MAX of Boulder (303) 489-6241 5904 Gunbarrel ave, a $335,000 Sunday 2:00 PM-4:00 PM Craig Peterson WK Real Estate (720) 564-6008 2946 Kalmia ave., #54 $489,000 Saturday 12:00 PM-2:00 PM Charlie Matzen WK Real Estate (303) 589-0119 625 pearl Street 3 $494,000 Sunday 12:00 PM-2:00 PM Barry Remington WK Real Estate (720) 373-9297 4725 Qualla drive $599,000 Saturday 12:00 PM-3:00 PM Brooke Weathers Coldwell Banker Residential Brokerage (303) 898-6564 4666 Ipswich St. $599,000 Sunday 12:00 PM-3:00 PM Rich Alpers Coldwell Banker Residential (303) 263-8237 2856 elm avenue $637,000 Sunday 11:00 AM-1:00 PM Lisa Wade RE/MAX of Boulder (303) 489-6241

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329 4520 Broadway street 208 $689,000 Saturday 2:00 PM-4:00 PM Peyman Razifard Modern Prestige Real Estate (303) 667-8738 7286 Siena Way $699,900 Saturday 12:00 PM-2:00 PM Julia Cantarovici 8z Real Estate (720) 203-7789 7286 Siena Way $699,900 Sunday 12:00 PM-3:00 PM Julia Cantarovici 8z Real Estate (720) 203-7789 769 cottage lane $719,000 Saturday 1:00 PM-3:00 PM Dennis & Jann Culver WK Real Estate (303) 618-3366 3110 25th St $789,900 Sunday 1:00 PM-3:00 PM Kelly Atteridg RE/MAX of Boulder (303) 817-0138 928 Grandview avenue $820,000 Sunday 1:30 PM-3:30 PM Dale Pearson RE/MAX of Boulder (303) 818-5640 1501 dellwood avenue $949,900 Sunday 1:00 PM-3:00 PM Anna Gayer RE/MAX Alliance (720) 291-9886 54 Sugarloaf mountain road $998,000 Sunday 10:00 AM-6:00 PM Kimberly Fels RE/MAX of Boulder (303) 888-5655 3033 9th Street $1,000,000 Saturday 11:00 AM-2:00 PM Barbara Pozzi The Colorado Group, Inc. (303) 956-9033

1843 23rd Street $649,000 Sunday 2:30 PM-4:30 PM Amie Jablonski RE/MAX of Boulder (303) 888-0693

3033 9th Street $1,000,000 Sunday 1:00 PM-4:00 PM Barbara Pozzi The Colorado Group, Inc. (303) 956-9033

3696 Berkeley avenue $670,000 Sunday 2:00 PM-4:00 PM Lisa Wade RE/MAX of Boulder (303) 489-6241

7739 Spring dr $1,050,000 Sunday 1:00 PM-3:00 PM Karolyn Merrill RE/MAX of Boulder (303) 817-2827

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AT HOME COLORADO

QUICK GUIDE 4877 Fountain Street $1,085,000 Sunday 12:30 PM-2:30 PM John Hinkelman 8Z Real Estate (303) 818-2344

1145 Jay Street $2,100,000 Sunday 3:00 PM-5:00 PM Angela Mccormick RE/MAX of Boulder (303) 475-3444

4302 apple Way $1,195,000 Sunday 2:00 PM-4:00 PM Jim Bodin LIV Sothebyâ&#x20AC;&#x2122;s International Realty (303) 884-4690

7585 eggleston drive $2,200,000 Saturday & Sunday 1:00 PM-3:00 PM Donald Cicchillo RE/MAX Alliance (303) 875-2241

3215 5th Street $1,250,000 Sunday 1:00 PM-3:00 PM Trudi Horowitz RE/MAX Alliance On Walnut (303) 594-6594

1650 orchard ave $2,250,000 Sunday 1:00 PM-3:00 PM Marybeth Emerson Colorado Landmark (720) 394-1997

2150 24th Street $1,295,000 Sunday 11:00 AM-1:00 PM Lynn Ryan RE/MAX of Boulder (303) 489-0309

2816 9th St. $2,295,000 Sunday 2:00 PM-4:00 PM Jamen Krynicki Compass - Boulder (908) 433-7261

1627 17th Street $1,329,000 Sunday 2:30 PM-4:30 PM Denise Patryas RE/MAX of Boulder (303) 818-5354

2816 9th St. $2,295,000 Saturday 2:00 PM-4:00 PM Steve Compass - Boulder (720) 434-0787

536 maxwell avenue $1,499,000 Saturday 11:00 AM-1:00 PM Daryl Smith RE/MAX of Boulder (303) 818-1233

289 dakota Blvd. $2,376,500 Saturday & Sunday 12:00 PM-3:00 PM Jon Simisky 8Z Real Estate (303) 927-8787

1655 Walnut Unit 102 $1,898,500 Saturday 12:00 PM-3:00 PM Julia Cantarovici 8Z Real Estate (720) 203-7789

2830 18th St. $2,500,000 Sunday 2:00 PM-4:00 PM John Canova Compass - Boulder (720) 317-6658

1655 Walnut Unit 102 $1,898,500 Sunday 12:00 PM-2:00 PM Julia Cantarovici 8Z Real Estate (720) 203-7789

4205 55th $2,690,000 Saturday & Sunday 11:00 AM-2:00 PM Gennaro DeSantis Gennaro DeSantis (303) 885-3060

5808 Knoll crest court $1,900,000 Sunday 1:00 PM-3:00 PM Stewart Ward RE/MAX Alliance On Walnut (303) 704-7774

635 arapahoe ave Unit B $3,495,000 Saturday 10:00 AM-2:00 PM Juli Kovats 8Z Real Estate (303) 709-5775

750 14th Street $1,998,500 Sunday 1:00 PM-3:00 PM Joyce Pollich WK Real Estate (303) 249-6501

775 Kalmia ave $5,250,000 Saturday 12:00 PM-2:00 PM Phil Booth Colorado Landmark Realtors (303) 817-8307

DAILY CAMERA / TIMES-CALL

OPEN HOUSE lIST YoUr open hoUSe Broomfield 12513 rivera St. $389,000 Saturday 12:00 AM-3:00 PM David Wagner ERA Tradewind Real Estate (720) 244-0980 965 W. 11th ave $429,000 Saturday 12:00 PM-3:00 PM Rich Alpers Coldwell Banker Residential (303) 263-8237 710 ridgeview ave $599,000 Friday 11:00 AM-1:00 PM Vincent Pallone Pallone and Associates MB (303) 506-6610 13912 meadowbrook drive $739,000 Saturday 12:00 PM-3:00 PM Katie Patterson RE/MAX Alliance On Walnut (720) 934-1057 15935 Quandary loop $1,020,000 Sunday 1:30 PM-3:30 PM LeeAnne Hazzard RE/MAX NEXUS (720) 313-4509

denver 500 30th Street #2 $365,000 Saturday & Sunday 12:00 PM-2:00 PM Michelle Taylor LIV Sotheby’s International Realty (303) 818-9053 1822 W 33rd avenue #102 $995,000 Saturday 2:00 PM-4:00 PM Sara Koury RE/MAX Alliance (773) 968-4722

erie 647 Brennan circle $584,000 Sunday 1:00 PM-3:00 PM Digger Braymiller RE/MAX of Boulder (720) 234-6390

Firestone 6513 Silverleaf court $432,000 Sunday 1:00 PM-3:00 PM Amy Darcy RE/MAX Alliance (303) 725-3756 10083 Briarwood St. $524,900 Saturday 2:00 PM-4:00 PM LeeAnne Hazzard RE/MAX NEXUS (720) 313-4509

Golden 506 entrada drive $520,000 Saturday 12:00 PM-2:00 PM Mia Ness Colorado Landmark (720) 273-7567

Aug. 23-24, 2019

QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329 506 entrada drive $520,000 Sunday 11:00 AM-1:00 PM Mia Ness Colorado Landmark (720) 273-7567 1106 n. Jackson Street $725,000 Sunday 12:00 PM-3:00 PM Sara Vaughn LIV Sotheby’s International Realty (720) 256-8987

lafayette 928 cimarron drive (Sales center) Starting at $404,900 Saturday & Sunday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350 675 amelia lane (Sales center) Starting at $414,900 Saturday & Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565 2121 n. Fork drive $462,000 Saturday 11:00 AM-1:00 PM Janet Borchert WK Real Estate (720) 564-6034 1252 hawk ridge road $885,000 Saturday 1:30 AM-3:30 AM Duane Caraballo RE/MAX Alliance On Walnut (720) 371-8629 3084 red deer Trail $998,000 Sunday 1:00 PM-3:00 PM Aggie Sobol WK Real Estate (303) 885-9806 2324 Glacier court $1,124,900 Sunday 1:00 PM-4:00 PM Paul Calcagno WK Real Estate (303) 579-6463 787 niwot ridge lane $1,295,000 Sunday 12:00 PM-2:00 PM Chris Haught WK Real Estate (303) 947-4074

longmont 305 Quebec avenue $275,000 Saturday 1:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297 324 pikes peak place $375,000 Saturday & Sunday 1:00 PM-3:00 PM Claudia A. Archuleta Your Way Home by Fathom Realty (970) 818-0781

2018 Ionosphere St #4 $400,000 Saturday 12:00 PM-2:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885 1322 Bluemoon drive $475,000 Sunday 1:00 PM-3:00 PM Sheila Boettcher WK Real Estate (303) 775-5799 1444 9th ave $487,900 Saturday 12:00 AM-3:00 PM Regan Sample St. Vrain Realty (720) 438-5585 822 Grant Street $499,000 Sunday 1:00 PM-4:00 PM John Chamberlin RE/MAX of Boulder (303) 579-4455 5801 Grandville avenue (Sales center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170 2117 emerald drive $899,000 Sunday 11:00 AM-1:00 PM Mike Bader RE/MAX of Boulder (303) 441-5635 4072 Spy Glass ln $928,000 Sunday 1:00 AM-3:30 PM Peter Klein RealStars Real Estate (720) 771-5757 939 Tempted Ways drive $1,179,900 Sunday 12:00 PM-3:00 PM Marlita Lazo Markel Homes (303) 651-9565 4181 niblick drive $1,195,000 Sunday 12:00 PM-3:00 PM Stu Wright WK Real Estate (303) 541-1900 2408 Summerlin court From $1.2M Saturday & Sunday 12:00 PM-5:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949

louisville 1320 Snowberry lane (Sales center) Starting at $434,900 Saturday & Sunday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196 1053 W. century drive 110 $407,500 Sunday 11:00 AM-1:00 PM Dale Pearson RE/MAX of Boulder (303) 818-5640

528 W Fir Way $559,000 Saturday 12:00 PM-3:00 PM Kathy Rice RE/MAX Alliance (303) 881-3440 1364 Snowberry lane $639,900 Sunday 12:00 PM-3:00 PM Michele Steward Markel Homes (303) 667-1489 325 lafayette St $649,000 Sunday 1:00 PM-3:00 PM Bryce Dolan RE/MAX of Boulder (303) 441-5642 857 St. andrews lane $699,000 Sunday 12:00 PM-2:00 PM Jeff Palmer RE/MAX of Boulder (303) 441-5692 820 Spyglass circle $759,000 Sunday 12:00 PM-2:00 PM Tom Cohen RE/MAX of Boulder (303) 441-5623 1044 W alder St $987,000 Sunday 1:00 PM-3:00 PM Patrick Dolan RE/MAX of Boulder (303) 441-5642 740 hutchinson St. $1,389,000 Saturday 12:00 PM-3:00 PM Julia Cantarovici 8Z Real Estate (720) 203-7789 740 hutchinson St. $1,389,000 Sunday 1:00 PM-3:00 PM Julia Cantarovici 8Z Real Estate (720) 203-7789

lyons 47 choctaw road $619,000 Saturday 11:00 AM-2:00 PM Sean Gilliam RE/MAX Alliance (970) 313-6706

nederland 41 Forest road $499,000 Saturday 1:00 PM-3:00 PM Jackie Jones RE/MAX Alliance (303) 250-7353

ATHOMECOLORADO.COM

17

REAL ESTATE MATTERS

Leased solar panels cause confusion between seller, buyer

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency Q: I’m confused about when sellers are supposed to shut off utilities and how these get transferred. I thought that, typically, within a day or two post-settlement, the buyers would transfer utilities into their name, establish new accounts, etc.

Here’s what happened to me. I recently sold a home that included a leased solar system. The buyer was required to assume the lease, similar to the normal utilities for the property. The buyer switched the rest of the utilities into his name but failed to assume the solar lease. A short time after settlement, one of the buyers had a stroke, which may have overtaken other mundane matters like the assumption of the lease.

Since the lease was part of the sales agreement, is there a default on the part of the buyer? Am I required to continue making payments? If so, do I have any recourse?

A: Here’s the bad news: While your sales contract may have required the buyer assume the lease on your solar panels, the obligation on that lease is yours.

You entered into a lease with the solar company to lease the panels.

Under that agreement, they’re your landlord and you’re the tenant.

Your problems started when you assumed that because you required the buyer to assume the lease, it would happen automatically. You took your foot off the gas pedal, but you

shouldn’t have. Before you closed on the sale of your home, you should have received a document from the solar company indicating that the buyer had been approved as a new tenant under the solar lease. It was up to you to make sure that the buyer had assumed the lease before the closing. The closing was your leverage.

When it comes to general utilities, like electricity, gas, cable, phone, TV, sewer and water, in most cases, the sellers cancel their service and the new buyers set up their new service. Some municipalities may require the seller to pay off any balances owed on water, sewer and other local charges, bills and penalties before allowing the sale to occur.

But once the sale occurs, the seller is on the hook to pay whatever was owed before the account was shut off; and the buyer is on the hook for whatever is owed from and after the new service was

established. And, if the buyers don’t establish new service for these utilities, well, that’s on them.

Has your buyer has defaulted under the contract? In a sense, yes, but your remedies under the contract might be limited.

In many states, there is a legal concept that says the obligations and representations made by the parties in the contract end at the time of the closing. In some other states, those obligations that clearly should survive the closing can be enforced even after the closing or settlement.

Assuming that you can use the contract to go after the buyer, it may be expensive to do so. On the other hand, if the buyer is using the solar panels and is not paying the lease costs, and you’re not paying the bill, your credit history is being harmed. The solar panel company will report you as not paying on the lease or paying late.

In either case, your credit score

and credit history are negatively affected, so there is a cost to you.

Are your buyers confused about who actually owns the panels?

Perhaps your buyers believe they own the solar panels and may not remember that the solar panel company exists. The solar company likely has the right, under the lease, to repossess the solar panels. That would result in the company taking them off the roof and hauling them away along with the other equipment they own.

That would be unfortunate. So, you should have a conversation with your buyers to discuss what would happen if the solar panels are repossessed, and to remind them that they need to move the contract into their name. Start with a friendly conversation. After all, they’ve had some hard luck since moving into the home and perhaps this just hasn’t risen to the level of “emergency,” with so many other considerations.

If you try and they still won’t take action to change the name on the lease, talk to an attorney that litigates cases to sue the buyer to enforce the terms of the contract.

Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney.

Contact Ilyce and Sam through her website, ThinkGlink.com. ©2019 Ilyce R. Glink and Samuel J. Tamkin.

Distributed By Tribune Content Agency, LLC.

Ask About Your Way Home

Buy ONE, Sell for 2%

Ask to know if your Home Qualifies!

Call Claudia for more Information Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

18

Claudia A. Archuleta

Claudia@YourWayHome.com

claudia.yourwayhome.com 720-581-1703

Offering 1, 2, and 3 bedroom apartments.

When Experience Counts let 24 Years Guide “Your Way Home”

418 Emery St. Longmont • (303) 772-6452

Licensed Real Estate Broker on The Batson Team powered by FATHOM REALTY New Community Consultant for Longmont, Berthoud and Loveland

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

OPEN HOUSES

openhomes.athomecolorado.com

OPEN HOUSE SATURDAY 1PM-3PM

NEW

324 Pikes Peak Place, Longmont

$375,000

O P E N S U N D AY 1 – 4 P M

ING

LIST

LONGMONT | 822 GRANT STREET $499,000 This recently updated bungalow in popular Old Town Longmont is cute as a button. Featuring 3 bedrooms, 2 full baths, and one car attached as well as detached garage. Gourmet kitchen features stainless appliances with Jenn-Air gas range and quartz countertops.

Newer roof, furnace, & A/C. This home is well maintained and nicely landscaped, it is ready for you to just move-in.

Quad Level home offering 4 beds/2 baths. Lots of Additional living space w/Bonus/Sunroom. Lots of recent upgrades.

Charming/Retreat private backyard. Pride of ownership.

MLS# 891769

Claudia A. Archuleta 720-581-1703 Claudia@YourWayHome.com

John Chamberlin 303.579.4455 john@boulderhomefinders.com

Directions: From Hover St & 9th Ave, take 9th Ave to Grant St, approx 5 homes down on the left

O P e N S AT U R D AY 1 P M - 3 P M 769 Cottage Lane, Boulder $719,000

Open Saturday August 24th 11AM – 2PM 7384 Glacier View Road, Longmont

$570,000

New Price of $719,000.00 on Wonderland Lake Cottage. Sun filled light bright North Boulder!! 2 Bedrooms 2 Baths Single Family home with South facing patio/deck, peekaboo views of the flatirons and shaded by mature trees. Open concept with vaulted ceilings and new skylights in the living room. Quiet neighborhood, 2 minutes from Wonderland lake and many hiking trails. www.cottage.wkre.com

Desirable Gunbarrel Estates location close to Boulder.

This spacious two story home offers 4 bedrooms, 2.5 baths and an abundance of natural light. Master suite has fireplace and opens to roof top deck. Beautiful private back yard.

Seller to include a 2 year home warranty plan!

Sandy Meyer

Dennis and Jann Culver 303-618-3366 • 303-888-8594 dculver@wkre.com TeamCulver.wkre.com

sandy@novainvest.com

Open SATURDAY 11AM-1PM

OPEN SATURDAY 11 AM – 1 PM

3619 Mountain View Ave., Longmont - $419,900 Welcome Home. Ready to move in and enjoy. This gorgeous home has hardwood floors, updated kitchen and baths, newer windows, appliance and flooring. Enjoy the 12x13 enclosed sun-room off the kitchen and the great patio below. Oversized garage, all 4 bedrooms are large, sprinkler system, A/C and so much more. Close to schools, golf course, parks, trails, no HOA, just a fantastic home. Quick close available. You have to see this one to believe it. MLS #887182

Listing Agent: James Plaster 303-931-9223

LONGMONT | 1343 MONARCH DRIVE

$389,900

Hosting Agent: Janice McLees

Directions: Hwy 119 to 3rd, left to Pace, N to Mountain View and E to Monarch, N to home.

720-320-8914

Open House Sat Aug 24th, 12 - 3PM 1444 9th Ave Longmont $489,900 • 3bed • 3bath

Beautifully remodeled home in the heart of Longmont! The open concept layout boasts fresh paint and brand new flooring throughout. Stylish and sleek new cabinetry, granite countertops, a modern backsplash and all new appliances make the kitchen truly stunning. Updated bathrooms feature new vanities and gorgeous flooring. New lighting and designer details make this home shine. Sit outside on the covered deck in the large backyard and soak up the sunshine as you fall in love with this home!

Regan Sample Broker Associate, SRES 720-438-5585 regan@stvrainrealty.com

PRICE IMPROVEMENT! GREAT OPPORTUNITY! Super cute, 4 level home with 4 beds + 2 baths. Updated kitchen with granite counters and SS appliances. Updated baths. Beautifully decorated and move-in ready. Large yard with mature trees and nicely landscaped.

Newer large Trex deck for entertaining! Gas fireplace and central air.

Vaulted ceilings & laminate floors feel bright & sunny. (886523) Lisa Wade 303.489.6241 lisawade@boulderco.com

NEW

OPEN SUNDAY 11 AM - 1 PM

E

PRIC

JOHNSTOWN | 2709 S. MUSCOVEY LANE

$382,900

Large open floor plan with Solid Surface countertops, stainless appliances, beautiful vinyl wood plank floors, 3 bedrooms, 2 1/2 baths with an unfinished basement all on a quiet street in Pioneer Ridge Subdivision.

(Not a special taxing district).

Home offers 2643 sq ft plus a 2-car garage. (884896) Directions: From County Road 17 go W on Cinnamon Teal Ave, S on Plover Way, W on White Wing Rd then S on S Muscovey Lane

Open Sunday 2PM-4PM

Denise Patryas 303.818.5354 Denisepatryas@boulderco.com

2980 Ariel Dr., Loveland $410,000

Patio home built in 2011 that still shows like a model home today. Hickory flooring, doors and trim. Kitchen features slate flooring, solid granite counters, full tile back splash, SS appliances, gas range and upgraded lighting. Gas fireplace in living room. All bathrooms have solid granite counters as well.

Trowel textured walls. Custom Tharp built-ins. Leveler pleated blinds throughout. Finished garage. Fenced yard and deck with custom pergola. Immaculate condition! MLS #891537

Rodney Carlson 303-517-4713

lIst YoUr open hoUse Aug. 23-24, 2019

VIsIt openhomes.athomecolorado.com or call 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

19

ON GARDENING

Gloriosa daisies are summer stunners

Rudbeckia or Denver Daisies Close Up View. (Photo: Shutterstock).

By Norman Winter Tribune News Service The Garden Guy has the tendency each week to tell you about the latest and greatest plants for the landscape, but this year I have been reminded that there are some flowers that have stood the test of time and should always be included in the landscape. This is

precisely where gloriosa daises fall in the list of plants.

I’m a little worried that young gardeners aren’t getting the ample opportunity to not only see these plants but to find them for sale at the local garden center as well. If you’re a young gardener you may not know that 24 years ago was a pivotal moment in gardening, with 1995 being the year that

the Indian summer gloriosa daisy was selected as an All-America Selections Winner.

Indian summer is simply put the most incredible black-eyed Susan or gloriosa daisy to be developed.

It actually blooms with monolithic six to nine-inch sized blooms and does so in the first year from seeds.

It is the ultimate cottage garden flower and brings in pollinators.

Its beauty always makes it the attention grabber in the landscape.

Then, 16 years ago in 2003, prairie sun was chosen as an AllAmerica Selections Winner giving you the option of a gloriosa daisy with a yellow primrose halo on the margins and a green eye or cone. The flowers are just a tiny bit smaller, but I promise you won’t notice.

The next impetus for the gloriosa daisy to be America’s flower was in 2008 when Benary Seed debuted the Denver daisy for the 150th celebration of the city of Denver. Instantly everyone fell in love with this flower. It is just a little shorter but vibrant in color, with bold yellow accompanied by a bronze halo around the dark cone.

These rudbeckia hirta varieties are cold hardy in zones three to eight, but as an annual everyone can enjoy their sizzling color. Most gardeners treat them as annuals, short-lived perennials or reseeding annuals, giving you a variety of looks in subsequent generations.

They will top out at 2.5 to three feet with a two-foot spread.

This summer at The Garden Guy’s house I have combined prairie with blue boa agastache, vermillionairie cuphea and all of

the rockin’ salvias. The look has been stunning, and the pollinators active.

Son James has used both in his commercial designs with uproar rose zinnia and Hawaiian ti plants for a little tropical beauty but also an assortment of pollinators.

Then at the local mall or lifestyle center he used prairie sun in giant containers with mandevillas, rockin’ salvias, variegated plectranthus and pastel yellow lantanas. I assure you mall traffic has been mesmerized.

Tight, compact clay or soggy soil yields less than satisfactory results. So, if you find yourself in this situation, incorporate 3 to 4 inches of organic matter like compost, peat or humus before planting. Set your transplant in the soil at the same depth it is growing in the container. Finish the task by applying a layer of your favorite mulch.

With gloriosa daisies like prairie sun, Indian summer, Denver daisy or shorter selections like corona and cappuccino, the beauty of your garden will command attention from visitors all summer – and simultaneously you’ll be bringing in bees and butterflies followed by birds for the seeds.

I would say that makes these flowers mandatory each and every year Norman Winter, horticulturist, garden speaker and author of, “Tough-as-Nails Flowers for the South” and “Captivating Combinations: Color and Style in the Garden.”

Follow him on Facebook @ NormanWinterTheGardenGuy.

Drive traffic to your open house Increase your exposure with AtHomeColorado’s Open House Quick Guide. The targeted buyer promotion includes a print listing, online interactive listing with driving directions, alerts and Facebook marketing.

To place your listing, visit:

openhomes.athomecolorado.com (scroll to the bottom for the order link).

20

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

STYLE AT HOME

Fall into autumn: 3 ways to ease in to a new season

Take your mantel displays to the next level by adding some fall accents. (Photo: Handout/TNS).

By Katie Laughridge Tribune News Service I admit I am an early decorator – I like to enjoy my holidays and seasons for as long as possible – and fall is my absolute favorite.

I just love sweater weather, hot tea and all the leaves turning into earthy, warm hues. So yes, the shop is already an autumn wonderland. However, I understand some people may want to wait until the weather drops

below 80 to fully indulge, which is why I wanted to share three quick tips for falling into fall – without having to fully commit to the season.

Switch out floral accents The first thing I do when preparing for a seasonal change is change up the florals and greenery around my space. I have bud vases and containers galore, the perfect vessels to switch up every season for a new look. Small changes can

make a big difference.

Change out vibrant sunflowers for fall sunflowers with a dusty hue and antiqued feel. Switch bright green boxwoods for cranberry boxwood sprays to bring in the warmer tones we love during the fall months. I also love incorporating traditional elements like acorn branches and wheat to my displays to bring in hints of fall without going straight to fall leaves. Looking for more floral options? Try orange Allium or

Wild Lantana bunches for fall hues that pop in any arrangement.

Refresh vignettes and mantels Since we are easing into a new season, there is no need for a complete overhaul all at once (unless that's your style). Start by playing with smaller vignettes and mantles. We mixed springy green and our year-round favorite, classic blue-and-white ginger jars with pops of orange, yellow and a pumpkin or two to start the transition on one of our mantels.

It creates a soft look and provides a nice mix of seasonal elements.

Warm metals are great, versatile materials to mix into your displays for a transitional look. I also like to pop a few whimsical items in to my groupings like owl figurines, glass pumpkins and perhaps even a mischievous squirrel or two.

This takes a plain bookshelf or tray display into fall without bombarding your space with seasonally specific decor.

Revamp your textiles One of my favorite things to change up during a transitional time is my textiles, especially this time of year when I can highlight all my beautiful plaid fabrics. I use plaid year-round because I am obsessed, but I would consider fall and winter to be the official plaid seasons in the Midwest. From pillows and throws to tabletop accessories, baskets and bedroom decor, festive textiles always have a place. You might be surprised what a few changes to your fabric accents can do – it can feel like a whole new space.

Adapted from nellhills.com.

Katie Laughridge is the owner of Kansas City interior design destination Nell Hill's. For more information, contact Katie at info@nellhills.com.

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name The Hub Apartments

Address

Type

Rent

$1,799 1853 26th Street Apartments per month Boulder, CO 80302

Bed/Bath 2 Bed, 2 Bath

Description Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The Hub offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day. From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio. Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The Hub is just that—the perfect hub in the heart of everything you love.

Other Amenities

Information

Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities

303-447-179 thehubboulder.com

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com Aug. 23-24, 2019

ATHOMECOLORADO.COM

21

We Deliver Buyers and Sellers DAILY CAMERA

SUNDAY, FEBRUARY 5, 2017 | PAGE E1

Real Estate

Boulder County R ..cco w w w. w.W WK K RE E om m Gold Award

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PLACE YOUR AD: 303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

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E E S E S S T T A A T T E E

303.443.2240 LOCAL AND NATIONAL PROPERTIES ON THE WEB!

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STEPS TO CHAUTAUQUA 655 12th St, BOULDER MLS #809578

"TO BE BUILT" HOME 9788 Meadow Ridge Ln, LONGMONT MLS# 809885

MODERN FARMHOUSE W/ VIEWS 8812 Lakeside Ct, BOULDER MLS# 809881

O

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LUXURY BOULDER CONDOMINIUM 1155 Canyon Blvd 208, BOULDER MLS# 810424

DAKOTA RIDGE HOME & LOT 5229 & 5239 Pierre St, BOULDER MLS# 810192 Barb Passalacqua, 303-931-6673

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PRIVATE DOWNTOWN BOULDER CONDO 2056 Walnut St B, BOULDER MLS# 810059

NORTH BOULDER NEW BUILD 810 Zamia Ave, BOULDER MLS# 809457

SPACIOUS NORTH BOULDER HOME 1695 Norwood Ave, BOULDER Coming Soon!

Ashley Newell, 303-518-0691

STUNNING SOMERSET MEADOWS HOME 2009 Coralbells Ct, LONGMONT MLS# 809781

OLD TOWN BUNGALOW 411 Grant St, LONGMONT MLS# 810042

PRIVATE CORNER LOT HOME 4105 Riverside Ave, BOULDER MLS# 809703

CUSTOM RENOVATION NEAR PEARL ST 1289 Yellow Pine Ave, BOULDER MLS# 810416

UTE CREEK GOLF COURSE HOME 1922 Rannoch Dr, LONGMONT MLS# 810171

SPACIOUS TWO-STORY HOME 3764 Osier Pl, LOVELAND MLS# 809745

GREAT INVESTMENT PROPERTY 1601 Great Western Dr O-6, LONGMONT MLS# 809974

Boulder 303.499.9880

Downtown Boulder on Walnut Nederland 303.442.3180 303.258.7020

4770 Baseline Road Suite #220 1911 11th Street 107 Boulder, CO 80303 Boulder, CO 80302

Downtown Longmont 303.651.3939

512 4th Avenue Suite 101 286 N Bridge St Nederland, CO 80466 Longmont, CO 80501

Each office independently owned and operated.

303.449.3434 195 BELLEVUE DR, BOULDER

EXPANSIVE VIEWS

7451 N 63RD ST, LONGMONT

42 ACRE ESTATE

Beautiful country estate situated on 42 acres of rolling, irrigated pasture & grass hay fields surrounded by organic farms & open space near Haystack Mountain & Lefthand Creek. Enjoy unobstructed views of foothills, Flatirons & Indian Peak back ranges from the deep wraparound porches, trellis-covered decks & heated in-ground pool w/ stone waterfall. Viking kitchen, master suite with his/hers closets & 6-piece bath, 1500-bottle walk-in stone wine cellar, theater room, work out room and much more!

Stunning new home on coveted Bellevue Drive. Tucked into the hillside w/ expansive foothills, city & plains views. Tons of natural light & outdoor living space.

Unsurpassed finishes throughout. Open floor plan w/ formal living & dining rooms, magnificent chef’s kitchen w/ butler’s pantry & casual dining area, main floor master w/spacious luxury bath, second main floor bedroom suite.

195Bellevue.com $3,475,000 Bill Goodacre 303-880-4440

7451N63rd.com $4,750,000 Tim Goodacre 303-817-9300

Tim Goodacre 303-817-9300

4217 ELDORADO SPRINGS DR, BOULDER

ELDORADO SPRINGS

SITTING ON 20 ACRES

Magnificent Engelmann Spruce log home on 5+ private acres abutting South Boulder Creek w/breathtaking views of Flatirons & Devils Thumb. Minutes away from Eldorado Canyon State Park & Mesa Trail. Exquisite handcraftmanship thruout inc. custom wood doors, kitchen cabinets, bathroom vanities, lighting fixtures. Antique reclaimed wood beams, wide plank white oak floors, four gas fireplaces.

4217Eldorado.com $6,499,000

9018 JASON CT, BOULDER

Y DA UN NS PE 2-4

MLS#809687 $2,495,000 Kayla Garthwaite 720-352-8844 Peter Garthwaite 303-931-2777

ANTHEM RANCH

Model Home Located at 1527 Otis Drive, Longmont

Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

atHome

OPEN HOUSE

Colorado Home & Real Estate | AtHomeColorado.com

Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com

FEBRUARY 2-3, 2018

Good times in Boulder County and in Colorado will continue said local economic experts at the recent Boulder Economic Forecast.

But they caution that 2018 may not reach the heights of 2017.

CSU Extension: Go Forth and Prune Warm days woo us to get out and get some fresh air. If you can’t resist, then take the time to prune some shrubs.

ATHOMECOLORADO.COM

1

Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

QUICK GUIDE

+ Homes starting in the$1M high-$300,000’s 6903 Frying pan road Daily,and 11am-5pm Call for more information inventory $719,900 Roz Giannasi Pinon Saturday & Sunday, 1-4pm Markel Homes Stan Meade Chris Sweeney Jill Leichliter 303.817.7777 720.480.6106 303-442-0309 RE/MAX Alliance www.pedaltoproperties.com 970-443-7789 6903 Frying pan road $719,900 4500 whitney place & Sunday, Model HomeSaturday Located at 1-4pm $739,900 Jill Leichliter Saturday, 11am-1pm 1527 Otis Drive, Longmont RE/MAX Alliance Brian Sundberg Office Hours: Thursday970-443-7789 – Sunday 12pm-4pm RE/MAX of Boulder, Inc. 303-931-5483 Two-story and ranch plans available whitney place Homes starting in the4500 high-$300,000’s $739,900 Call for 6G more information and inventory 4522 13th st., unit Saturday, 11am-1pm $825,000 Meade Chris Sweeney Brian Sundberg Sunday,Stan 1-4pm 303.817.7777 720.480.6106 RE/MAX of Boulder, Inc. Michael Rebich www.pedaltoproperties.com 303-931-5483 RE/MAX of Boulder 303-478-3207 4522 13th st., unit 6G Model Home$825,000 Located at 460 Quail Circle Sunday, 1-4pm $885,000 1527 Otis Drive, Longmont Saturday, 12-3pm Office Hours: Thursday Michael – SundayRebich 12pm-4pm Karolyn Merrill RE/MAX of Boulder Two-story and ranch plans available WK Real Estate 303-478-3207 303-817-2827 Homes starting in the high-$300,000’s Call for more information and inventory 460 Quail Circle 2200 Bluebell Ave. $885,000 Stan Meade Chris Sweeney Saturday, 12-3pm $1,300,000 303.817.7777 720.480.6106 Sunday, 1-3pm Karolyn Merrill www.pedaltoproperties.com Craig Peterson WK Real Estate WK Real Estate 303-817-2827 720-564-6008 Model Home2200 Located at Bluebell Ave. 635 paragon driveOtis Drive, 1527 Longmont $1,300,000 $1,399,000 Office Hours: Thursday Sunday, – Sunday1-3pm 12pm-4pm Sunday, 12-2pm Craig Peterson plans available Mike Moger Two-story and ranch WK Real Estate Homes starting in the high-$300,000’s WK Real Estate 720-564-6008 303-859-4467 Call for more information and inventory

lIst Your open

Boulder County’s Future Is Bright, But Challenges Are Ahead

Firuzeh Saidi 303-523-9289

Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com

Model Home Located at Model Home Located at www.AtHomeColorAdo.Com/open-Houses 1527 Otis Drive, Longmont 1527 Otis Drive, Longmont

Anthem Ranch’s Resort-Style Living Celebrates Health, Social Connections and Natural Beauty.

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

4260WildHorse.com $978,000

Bill Goodacre 303-880-4440 Tim Goodacre 303-817-9300

Model Home Located at 1527 Otis Drive, Longmont

Office Hours: Thursday – Sunday 12pm-4pm

Horn street BoulderTwo-story and ranch3092 plans Big available

Colorado’s Resort-Style Community for Active Adults Nearly Sold Out

Quick Guide and Featured Open Homes

4260 WILD HORSE DR, BROOMFIELD

LIVE WHERE YOU PLAY! 55+ Anthem Ranch Community.

Luxurious 2015 Montana model, premier lot backs to open space w/mtn views. Customized home offers hardwood flrs throughout, gourmet kitchen w/center island, light filled formal dining rm w/2-sided fireplace, expansive great rm w/triple sliding glass door opens to covered deck.

10649Goosehaven.com $1,298,000

9018Jason.com $1,995,000

Tim Goodacre 303-817-9300

www.AtHomeColorAdo.Com/open-Houses

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

Located on the best street in Boulder! Neighborhood lined with mature maple trees that burst with yellow, orange and red colors in the fall! Corner of 4th and Mapleton! One block to Sanitas Trail and a short stroll to Pearl Street! Completely remodeled historic home with the original charm and character.

Tim Goodacre 303-817-9300

Incredible back range views from this lake front estate in Lafayette.

Enjoy swimming, fishing, paddle boarding etc. on the private neighborhood lake. Sophisticated style throughout. Large kitchen with high-end appliances, bright & open floor plan, dramatic lake and mountain views from the main level master.

OPEN HOUSES FEATURED REAL ESTATE

400 MAPLETON AVE, BOULDER

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10649 E GOOSE HAVEN DR, LAFAYETTE

PRIVATE LAKE

Awe inspiring White Hawk Ranch home set on 1.44 acres w/ sweeping views of the back range from Flatirons to Longs Peak. A transitional blend of architecture, its distinctive exterior offers curb-stopping appeal. Built to the highest, 21st century standards, this home offers quality materials & workmanship throughout.

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MAPLETON HILL

Y DA UN NS PE 11-1

5225Niwot.com $6,490,000

Tim Goodacre 303-817-9300

WHITE HAWK RANCH

5225 NIWOT RD, LONGMONT

Contemporary farmhouse on 20 lush acres backing to Left Hand Creek w/ great views of Haystack & Flatirons mtns. One of a kind, modern estate, completely rebuilt and located just minutes from Boulder. Spacious bright design, main level master suite, pool, pool house, tennis court, lighted hockey/ sport court. Reclaimed Wyoming Snow fence siding, reclaimed beams, mixed hardwood flooring, soaring ceilings, 2+car attached garage, carport, barn & more!

Office Hours: Thursday – Sunday 12pm-4pm 3092 Big Horn street 3092 Big Two-story andHorn ranch street plans available 3092 Big Horn street $1M + $1Mstarting + Homes in the high-$300,000’s $1M + Daily, 11am-5pm 11am-5pm CallDaily, for more information and inventoryDaily, 11am-5pm Roz Giannasi Pinon Roz Giannasi Pinon Roz Giannasi Pinon Markel Homes Markel Homes Markel Homes Stan Meade Chris Sweeney 303-442-0309 303-442-0309 303.817.7777 303-442-0309 720.480.6106 www.pedaltoproperties.com

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street 3092 Big Horn street $1M + $1M + Model Home Located at Daily, 11am-5pm Daily, 11am-5pm Giannasi Pinon Roz Giannasi Pinon 1527Roz Otis Drive, Longmont Markel Homes Markel Homes Office 303-442-0309 Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available 303-442-0309 6903 Frying pan road Homes starting in thestreet high-$300,000’s 3092 Big Horn BrIGHton Call$1M for more $719,900 + information and inventory Saturday & Sunday, 1-4pm 14169 whitney Circle Daily, 11am-5pm Jill Leichliter Stan Meade Chris Sweeney $799,000 Roz Giannasi Pinon 303.817.7777 720.480.6106 RE/MAX Alliance Sunday, 12-2pm Markel Homes www.pedaltoproperties.com 970-443-7789 Tom Precourt 303-442-0309 635 paragon drive RE/MAX Alliance on Walnut 4500 whitney place $1,399,000 303-921-9080 Model Home Located at $739,900 Sunday, 12-2pm Saturday, 11am-1pm 1527Mike Otis Drive, Longmont Moger 14169 whitney Circle Brian Sundberg Real Estate – Sunday 12pm-4pm Office WK Hours: Thursday $799,000 RE/MAX of Boulder, Inc. 303-859-4467 Two-story and ranch plans available Sunday, 12-2pm 303-931-5483 Homes starting in the high-$300,000’s Tom Precourt Biginformation Horn street Call3092 for more and inventoryRE/MAX Alliance on Walnut 4522 13th st., unit 6G $1M + 303-921-9080 $825,000 Daily, 11am-5pm Stan Meade Chris Sweeney Sunday, 1-4pm 303.817.7777 Roz Giannasi 720.480.6106 Pinon BroomFIeld Michael Rebich www.pedaltoproperties.com Markel Homes RE/MAX of Boulder 14169 whitney Circle 303-442-0309 303-478-3207 $799,000 Model Home Located at Sunday, 12-2pm 3092 Big Horn street 460 Quail Circle Tom Precourt $1M + Drive, Longmont 1527Daily, Otis $885,000 RE/MAX Alliance on Walnut 11am-5pm Saturday, 12-3pm Office Hours: Thursday – Sunday 12pm-4pm 303-921-9080 Roz Giannasi Pinon Karolyn Merrill Two-story and ranch plans available Markel Homes WK Real Estate Homes starting in the high-$300,000’s erIe 303-442-0309 303-817-2827 Call for more information and inventory 1907 Quest drive Horn street 635 paragon drive 2200 Bluebell Ave. Stan Meade 3092 Big $487,000 Stan Horn Meade street Chris Sweeney Chris Sweeney 3092 Big $1M +720.480.6106 $1,300,000 720.480.6106 $1,399,000 303.817.7777 Saturday, 1-4pm $1M +303.817.7777 www.pedaltoproperties.com www.pedaltoproperties.com Daily, 11am-5pm Sunday, 12-2pm Sunday, 1-3pm John Brewer Daily, 11am-5pm Roz Giannasi Pinon Mike Moger Craig Peterson Cherry Creek Properties, Inc Roz Giannasi Pinon Markel Homes WK Real Estate WK Real Estate Markel Homes 303-638-7741 303-442-0309 303-859-4467 720-564-6008 303-442-0309 VIsIt AtHomeColorAdo.Com/suBmIt-open-House or CAll 303.473.1456, 303.684.5329 House 3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

635 paragon drive $1,399,000 Sunday, 12-2pm Mike Moger WK Real Estate 303-859-4467

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

1984 pikes peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

3092 Big Horn street $1M + Daily, 11am-5pm Roz Giannasi Pinon Markel Homes 303-442-0309

1984 pikes peak $529,900 Saturday, 11am-1pm Chad Martin ERA Tradewind Real Estate 720-526-8811

lIst Your open House

VIsIt AtHomeColorAdo.Com/suBmIt-open-House or CAll 303.473.1456, 303.684.5329

BOULDER DAILY CAMERA | LONGMONT TIMES-CALL

ATHOMECOLORADO.COM/ADVERTISE Call Toni McNeill 303.684.5329, Thais Hafer 303.473.1456 or Mary Romano 303.473.1450 22

AT HOME COLORADO

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Real Estate place yoUr ad:

Real Estate

5BR 3BA Custom 1989 Ranch Home in Rural West Loveland: 4.5+ Acres, Horses Allowed, Finished Basement, 2 Garages. $689,000.

Call Leo, Real Living 1st Choice, 970-691-3757 FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Mobile Homes for Sale

B&B MHP Space M 55+ Adult Community 1988 3BR 2BA 13x70 924 sq ft Remodeled w/ Glamour Bath & Workshop Shed. $85,900 + Lot Rent $325/month

Vista Village MHP 1987 3BR 2BA 28x48 1344 sq ft Awesome Home w/ Front & Rear Decks, Financing Avail. $130,000

Rentals

2BR 2BA Condo at Stonegate, Gunbarrel: 762 sq ft, Clubhouse, Gym & Indoor Pool. $1150/mo, incl A/C & utils. 303-817-5428.

2BR 4th Floor Apt Near CU: A/C, DW, Patio.

Avail Now. 720-581-3491

Apartments $895 Duplexes $1325 Condos $1145 Houses $1345

Arbordale Acres 1974 3BR 2BA 24x53 1176 sq ft Remodeled, 1-Car Carport, Shed. $85,900

Skylark MHP 2008 3BR 2BA 24x48 1056 sq ft, Jacuzzi tub, Oversized Shed, Pets Ok. $80,000

Apartments $895 Duplexes $1325 Condos $1145 Houses $1345

Call PMP Realty 303-776-RENT (7368) www.pmprealty.com

Water Mineral Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

List your car, RV, boat or motorcycle and get ready to roll!

SELL YOUR STUFF!

303-466-3636 970-635-3650 719-275-5300 888-355-0935

303-466-3636 970-635-3650 719-275-5300 888-355-0935

Call

Aug. 23-24, 2019

List your stuff and get it done! Call

Foothills Apartments

2BR 1BA Units in Loveland: Summer Special 1/2 Off 1st Month Rent

Washer/Dryer in Unit. $1195/month + $1195 deposit, water, sewer, trash included.

Garages Available for Rent. No Pets.

1 Year Lease.

970-669-7850

Classified ads get fast results!

Prime Retail/Office on Pearl-Historic Classic Building: 2500 sq ft + 1 Off-street Parking Space, Close to City Parking. Private Bathroom, 5 Year Lease at Below Market Rents.

Call Tom Kahn at RE/MAX Alliance on Walnut 303-579-4678

Basement Apt West of Berthoud: Separate Entrance, 1BR 1BA, Laundry Room, Small Pet Okay, Non-Smoker Preferred. $900/month plus $400 deposit. Avail soon. 970-532-2343

move your

Call PMP Realty 303-776-RENT (7368) www.pmprealty.com

roseaffordableliving.com 303-946-0865

DRIVE YOUR WHEELS!

SAN JUAN DEL CENTRO APARTMENTS Is accepting applications for our 1, 2, 3 & 4 Bedroom Apartments **INCOME RESTRICTIONS APPLY** Applications by Request. Call, Write or Stop by 3100 34th St , Boulder, CO 80301 303-442-0230 Hours of Operation: Monday-Friday 9am-6pm Equal Housing Opportunity

3BR 2.5BA Home at 1829 Clover Creek Drive in Longmont: Recently Updated.

No Smoke. Pets Nego. $2175/month + deposit.

303-898-3088 3BR 2BA - Quiet Farm Setting - 9770 Isabelle Rd, Lafayette: 1800 sq ft All Appliances & A/C, Pasture for 1 Horse. $2000/mo, utils incl.

Refs. 303-549-9554 5BR 3BA Home at 609 E Chester, Lafayette : All Appliances, A/C, Fenced Yard, Sprinkler, 2 Garages, concrete Driveway Front & Back, Finished Basement, No Pets. References. $2010/month. Avail Now! Call 303-673-0507

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$75, 5 lines, 30 days drive your

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$10, 3 lines, 30 days Stop! Don’t Pay Rent!

BUY A HOME NOW! Only $1000 Down!

EZ Credit fix if needed Call or text for details Ron @ 303-428-9377 www.StopRent.com LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area

For sale by owner only.

No refund for early cancellation.

ATHOMECOLORADO.COM

23

RECENTLY LISTED HOMES OPEN SATURDAY 11 AM - 1 PM

LONGMONT | 1343 MONARCH DR.

BOULDER | 1075 MIAMI WAY

BOULDER | 70 S. 31ST STREET

SUPERIOR | 1231 S. IDALIA COURT

4 BR * 2 BA * 1824 TSF (886523) * $389,900

3 BR * 2 BA * 1598 TSF (891153) * $750,000

3 BR * 1 BA * 1296 TSF (891271) * $615,000

4 BR * 3 BA * 2519 TSF (891276) * $649,900

LONGMONT | 1609 HALLET PEAK

BOULDER | 3289 CRIPPLE CRK 10C

BOULDER | 4453 PALI WAY

BOULDER | 4725 16TH STREET 102

4 BR * 3 BA * 4242 TSF (891349) * $689,000

2 BR * 1 BA * 832 TSF (891382) * $459,900

4 BR * 4 BA * 3564 TSF (891399) * $998,500

2 BR * 2 BA * 1094 TSF (891420) * $530,000

BOULDER | 536 MAXWELL AVE.

LONGMONT | 1209 FRONTIER DR.

BOULDER | 4244 MONROE DR. C

LONGMONT | 229 OLYMPIA AVE.

3 BR * 3 BA * 2191 TSF (891442) * $1,499,000

3 BR * 1 BA * 1192 TSF (891460) * $340,000

2 BR * 2 BA * 1056 TSF (891467) * $425,000

4 BR * 4 BA * 2233 TSF (891484) * $418,000

OPEN SUNDAY 1:30 - 3:30 PM

OPEN SATURDAY 11 AM - 1 PM

OPEN SATURDAY 11 AM - 1 PM

BOULDER | 406 PEARL STREET

LAFAYETTE | 109 N. IOWA AVE.

BOULDER | 928 GRANDVIEW AVE.

JOHNSTOWN | 2775 BLUE ACONA

3 BR * 2 BA * 2839 TSF (891495) * $2,300,000

3 BR * 4 BA * 1915 TSF (891573) * $499,700

1 BR * 2 BA * 944 TSF (891579) * $820,000

3 BR * 2 BA * 3463 TSF (891664) * $414,900

OPEN SUNDAY 2:30 - 4:30 PM

LOUISVILLE | 1228 JEFFERSON

BOULDER | 1843 23RD STREET

BOULDER | 2015 NORWOOD AVE.

BOULDER | 7742 FERRIS WAY

4 BR * 3 BA * 3070 TSF (891672) * $1,325,000

2 BR * 1 BA * 1062 TSF (891706) * $649,000

4 BR * 4 BA * 5531 TSF (891754) * $2,075,000

4 BR * 4 BA * 2949 TSF (891806) * $1,024,900

OUR HOME SEARCH APP is the most accurate available.

Free download at app.boulderco.com

2425 Canyon #110 | 1320 Pearl 24

AT HOME COLORADO

303.449.7000 | BoulderCO.com DAILY CAMERA / TIMES-CALL