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REAL ESTATE

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Colorado Home & Real Estate | AtHomeColorado.com

The Honest Difference: Miracle Method

Quick Guide and Featured Open Homes

Real Estate: How to Buy a House in 2019

Style at Home: Making a Dorm a Special Space

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Not only is a home the biggest purchase most people make, the process is full of unknowns. Knowing some ‘rules of thumb’ can help keep the home buying wheels turning.

While there is not much you can do about the generic furniture, there are touches you can add that will enhance the college dorm living space.

Aug. 2-3, 2019

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COLORADO HOME AND REAL ESTATE

MORTGAGE

Can you use restricted stock income to qualify for a mortgage?

Agreement delineating the vesting schedule, terms and conditions.

When considering future income from restricted stock, the underwriter will often use the average stock price for the previous year instead of basing it on forecasted gains. Some lenders may opt to average the restricted stock income from the last two years and base future earnings on that figure.

CONTRIBUTING WRITERS Mchaela Phillips Duane Duggan Tom Kalinski Sarah Li Cain James Royal Emma Castleberry Katie Laughridge Rick Jacquemard Jessica Damiano Cathy Hobbs Paul F. P. Pogue ADVERTISING CONSULTANTS Thais Hafer Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone

At Home is an Advertising Supplement published by the Boulder Daily Camera and Longmont Times-Call. ©2019 Prairie Mountain Media.

ADVERTISE

To advertise in At Home or to promote your open house visit AtHomeColorado.com/Advertise, call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

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When applying for a mortgage loan, some lenders will consider the would-be borrower’s restricted stock as part of their income and some will not.

(Photo by Helloquence on Unsplash).

Many large companies, like Google, Ball Aerospace, Wells Fargo and the like, offer employees additional compensation in the form of

BY MICHAELA restricted stock.

PHILLIPS When applying Guaranteed Rate, Inc. for a mortgage loan, some lenders will consider the would-be borrower’s restricted stock as part of their income and some will not. Let’s take a closer look at restricted stock income and how it can help the procurement of a home loan.

What is restricted stock income?

Restricted stock, also referred to as letter stock and section 1244 stock, are unregistered shares given as compensation. This type of stock vests over time, or when certain milestones are met by the employee. On occasion, restricted stock is offered in lieu of stock options because the company

wants to prevent the offloading of stock during a merger, or keep founding employees in the company during initial start-up years. The income from restricted stock is included on the employee’s W2 as taxable wages; if an 83(b) election is made, the value of the restricted stock will be reflected as income on the W2.

Using restricted stock income to secure a home loan Lenders set forth certain stipulations for potential borrowers interested in securing a home loan with restricted stock income. The company granting restricted stock must be a publicly traded company and no more than 35 percent of the income can be comprised of restricted stocks.

The lending company will also need to see documentation of the vesting schedule. The individual will need to have at least two consecutive years of restricted stocks given and vested with the same company. The bank also needs to see documentation pertaining to the Restricted Stock

Who allows restricted stock income for loans Freddie Mac will allow the use of restricted stock income while Fannie Mae will not. When using restricted stock income, it’s important to be prepared before applying for a mortgage. The restricted stock agreement, W-2s for the previous two years, balance of vested and unvested restricted stock, and bank statements will be needed.

More importantly, jumbo lenders will also allow restricted stock to be included as part of income when applying for a loan. Often times, would-be borrowers who are compensated with restricted stock income require jumbo loans that Freddie Mac won’t provide. Nationally, jumbo lenders provide loans over $484,350. In Denver County, those loans are even higher at $561,200 and again higher in Boulder at $626,750.

If you’re an employee who received restricted stock options as compensation, you can use the income generated from this to apply for a home loan. It just takes a little extra leg work and working with the right lender.

Michaela is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela@ michaelaphillips.com or visit michaelaphillips.com.

NMLS: 312874.

Drive traffic to your open house Increase your exposure with AtHomeColorado’s Open House Quick Guide.

The targeted buyer promotion includes a print listing, online interactive listing with driving directions, alerts and Facebook marketing.

To place your listing, visit: openhomes.athomecolorado.com (scroll to the bottom for the order link).

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REAL ESTATE

Average and median prices of single-family homes

Over my career, many people have asked me about the pricing hierarchy in our real estate market.

By pricing hierarchy, I mean

BY DUANE comparing the DUGGAN average and median prices Realtor and Author RE/MAX of Boulder of homes in our various market areas. California first coined the term “drive until you qualify,” as in the distance you have to drive from a metro area where the jobs are to where a home might be affordable.

Now is a perfect time to make this comparison in the current market since statistics are now available for the first half of 2019.

The statistics come from our local Multiple Listing Service (MLS) known as IRES. The information is then reviewed and tabulated by Todd Gullette, managing broker at RE/MAX of Boulder.

Here are the rankings of average and median single-family home prices in the nine market areas that

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(Photo: Bigstock).

we monitor. The areas are defined as follows: Boulder is defined as any area within the city limits; the mountain category is any area west of Boulder, not in any city limits but within Boulder County; Louisville, Superior, Lafayette, Broomfield, Erie, and Longmont are within those respective city limits; the Boulder County market is any area on the plains that is not within one of the mentioned city limits.

Since we are talking “median,” let’s take an example of purchasing power in the high and low markets. In 2019 the median

family income was $113,600.

Factors vary, such as taxes, insurance, family debt and interest rates, but in general, a $113,600 income will qualify for about a $400,000 loan. That amount is far short of the $990,000 median home price in Boulder.

In Longmont, the median family income is $66,349 which would qualify for a loan of about $225,000. Again, far short of the median home price of $435,000.

Once the numbers are this distorted, a market tends to slow down until incomes catch up.

Consult your Realtor® to discuss how these market conditions might affect you.

UN

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Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

ACT

3569 Larkspur Drive $437,500

Sought After Prospect Subdivision! Townhome treasure close to shops, pool, parks & restaurants.

Great neighborhood. 2 bedrms, 3 bathrms, greatrm, spacious eat-in kitchen, dining room, fabulous 400 sq. ft. Roof Top Deck with views & 2 car att. garage. $25K below Assessors Market Value.

Median $990,000 $619,000 $660,000 $609,900 $652,000 $590,000 $522,800 $530,000 $435,000

NTR

CO DER

8983 Prairie Knoll Drive $1,200,000

Average $1,229,760 $794,636 $761,190 $751,260 $685,800 $617,300 $595,833 $577,400 $464,780

Boulder Mountains Louisville Boulder County Superior Lafayette Broomfield Erie Longmont

19 Cornell Drive $527,500

Wonderful 2 story in Silver Creek High Attendance area!

5 Bedrooms, 4 baths, Terrific floor plan w/walkout bsmt, 2 frplcs, Workshop, family rm, rec rm study & great backyard.

9432 Memory Lane $450,000

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Bring Your Own Builder To This Beautiful 4.61 acre Estate Lot! Developer’s Last Lot. Gated Lake Community.

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TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours

www.dianestow.com 512 4th Ave, Ste 101 Longmont 80501 (303) 651-3939 each office independently owned and operated.

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patrickdolanteam@gmail.com DAILY CAMERA / TIMES-CALL

Boulder

North Boulder 9665 Avocet Lane 4 Bed 5 Bath 6,880 SF $2,690,000

Steve Remmert 720.339.5033 steve.remmert@compass.com

5890 Woodbourne Hollow Road 6 Bed 5 Bath 8,677 SF $4,395,000

Steve Remmert 720.339.5033 steve.remmert@compass.com

2816 9th Street 5 Bed 5 Bath 3,508 SF $2,300,000

Patrick Brown 303-819-2374 patrick@patrickbrowngroup.com

3122 9th Street 3 Bed 2 Bath 2,003 SF $1,475,000

Zach Zeldner zach.zeldner@compass.com 720-480-7650

@compass compass.com

Boulder

Boulder

Boulder

Steve Remmert 720.339.5033 steve.remmert@compass.com

Boulder

2481 Mapleton Avenue 4 Bed 4 Bath 3,165 SF $1,795,000

2550 Balsam Drive 4 Bed 4 Bath 3,627 SF $2,650,000

Zach Zeldner zach.zeldner@compass.com 720-480-7650

Guiding you home in Boulder and beyond.

Compass is a licensed real estate broker and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed.

Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.

Aug. 2-3, 2019

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REAL ESTATE

How to buy a house in 2019 Not only is a home the biggest purchase most people make, the process is full of unknowns.

Questions abound about

BY TOM how much KALINSKI home you can RE/MAX of Boulder afford to how much down payment you need.

Knowing some ‘rules of thumb’ can help keep the home buying wheels turning. And in today’s Boulder County market, an experienced Realtor brings valuable expertise to your decision making. Once you decide you are ready to buy, or seriously consider buying, you should find a Realtor in your area.

In the meantime, to up your ‘in the know’ quotient, here are some tips offered by Nerdwallet.com.

Step 1: Determine how much you can afford Experienced Realtors suggest

afford.

Step 2: Determine the down payment needed Currently, the nationwide average down is 10 percent, not the 20 percent of years past. However, in competitive real estate markets, being prepared with a bigger down payment factors into your offer being accepted over another buyer’s, according to nerdwallet.com.

Knowing some ‘rules of thumb’ can help keep the home buying wheels turning. (Photo: Bigstock).

first-time buyers use their income multiplied times three as a starting point for determining price range.

For married couples, incomes can be combined to come up with this figure. This is a good method for initially determining your ability to buy in your market area. And once you’ve decided to start seriously looking, talk to a lender to find out what you can really

Step 3: Check your credit score Nerdwallet.com reports that the minimum credit score required by mortgage lenders is 620. Average credit is 620-680, good credit is 680-740, over 740 is excellent.

Step 4: Get pre-approved for a home loan Loan pre-approval greases the wheels of home buying, especially in the competitive buying environment like Boulder County’s. While the Boulder-area recently has become less of a seller’s market, there are still few homes to buy due to low housing inventory. When you have a lender and mortgage lined up, you are

ready to make an offer on that sweet home you want and sellers know you are serious.

Experts say getting pre-approved by a lender lets you know how much home you can afford and identifies any ‘deal breakers’ such as issues with student loans, large recent cash deposits, and how selfemployed income is reported.

Once you jump into the market, be ready to move. Nerdwallet. com reports average closing time nationwide is about 43 days.

See the full story at nerdwallet.com/blog/mortgages/ buying-a-house-whats-changed.

Tom Kalinski is the broker/ owner of RE/MAX of Boulder, the local residential real estate company he established in 1977.

He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40-year background in commercial and residential real estate.

For questions, e-mail Tom at tomkalinski33@gmail.com, call 303.441.5620 or visit boulderco.com.

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106 Longs Peak Avenue Longmont 4464 Greenbriar Blvd.

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325 Vivan Street Longmont 4855 Edison Avenue #111 Boulder 5906 Gunbarrel Ave., #F Boulder New Listing! $479,000 New Listing! $159,957 New Listing! $350,000 Affordable ground level 2 bdrm Boulder Condo! Excellent back range views from Powderhorn!

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AT HOME COLORADO

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REAL ESTATE

Can you buy a house without a Realtor?

Real estate agents are professionals who work on your behalf and advocate for your interests. (Photo: Dreamstime/TNS).

By Sarah Li Cain Bankrate.com Most of the time, homebuyers opt to use a Realtor to help guide them through one of life’s largest financial transactions. A real estate agent’s job is to match you with a home that fits your budget and lifestyle needs, and help you navigate making an offer, negotiations, the home inspection and closing on your new place.

If you’re wondering whether you need a Realtor to buy a house, the answer is no. Some buyers may hesitate to use a Realtor because they don’t want to be saddled with Realtor fees. Typically, though, buyers don’t pay the commission; sellers do. The commission is about five to six percent of the home’s purchase price and is split between the listing agent and buyer’s agent. Oftentimes, sellers build this fee into the price of their home, which means you might pay more for the house.

Still, going it alone can be a risky bet. Before making your decision, learn the pros and cons of buying a house without a Realtor to see if it’s a good idea.

Reasons for buying a house with a Realtor’s help Real estate agents are professionals who work on your behalf and advocate for your interests. In most cases, sellers have a real estate agent working Aug. 2-3, 2019

for them so you want someone on your side who has your back in negotiations and can help you understand the complex lingo in contracts, for example.

Laurie Blank, a licensed Realtor with Edina Realty in Minneapolis, says that unless you’ve been through the process of buying property before, it’s a better idea to go with a Realtor than not.

“There are too many legal loopholes and fancy terms that can get overwhelming and confusing for someone who’s not well-versed in the real estate business,” Blank says. “It seems too risky, considering real estate agents are there on a daily basis to help people make decisions, using their experience and continuing education requirements.”

Here’s what you’ll have to do yourself if you buy a house without a Realtor: • Find homes that match your budget and needs. Property search sites give you a sampling of what’s available, but you’ll have to research whether asking prices are justified based on comparable home sales in the area.

• Dig up facts on a neighborhood, including ones that a seller might not disclose that could be important to you.

• Negotiate an offer, including the price and other clauses and contingencies in the

purchase agreement.

• Navigate the home inspection, and negotiate repairs or credits with the seller.

• Decipher paperwork that could be filled with complex jargon and terms you don’t understand.

• Request and review seller disclosures. You might not know what to ask for or what sellers in your state are required to disclose.

Buyer horror stories If you’re not careful, you could end up paying thousands of dollars more for a home going it alone. One of a Realtor’s key tasks is to run a comparable sales analysis (called “comps” in real estate speak) of homes that are similar in size, condition and age to the home you want to buy.

A Realtor will evaluate the prices of homes that are currently on the market and those that have sold in recent months to determine whether a seller’s asking price is in line with market data. Otherwise, you could end up overpaying for a home.

You could also wind up with a home that has serious issues, having to sink money into repairs without help from the seller because you didn’t have an inspection contingency in place or, worse yet, skipped the inspection altogether.

“I’ve heard stories where buyers worked out terms for a contract

and found multiple, serious problems after they moved into the home,” Blank says. She adds that legal jargon in the contract left those buyers with no recourse to get their money back or require the seller to pay for repairs.

Mark B. Huntley, a former real estate attorney who now runs a personal finance blog in San Diego, says nobody should buy a home without a Realtor unless they know what they’re doing.

Huntley says he worked with a buyer who purchased a home without an agent and relied on his own inspection to justify why he wanted to forgo contingencies.

That didn’t end well for the buyer, Huntley says.

“Turns out, the house was riddled with termites, and the buyer had no legal way to get out of the contract, so he lost his $5,000 deposit,” Huntley says.

Reasons for buying a house without a Realtor Buying a home without the guidance of a real estate agent might make sense if you have a strong handle on how the process works and confidence in your ability to navigate the deal on your own. Here are some common reasons for buying a house without a Realtor: • You’re purchasing a home from a trusted friend or family member.

• You have a specific home you want to buy and have a good idea of its value.

• You’ve hired an experienced real estate attorney to walk you through the paperwork and offer advice.

• You’ve purchased multiple properties and understand the process.

• The seller isn’t willing to pay the commission for a buyer’s agent, and you don’t want to pay it either.

Bottom line There are a lot of moving parts that go into buying a house, so you’ll want to ensure you have all the details down. Using a Realtor can save you time and possible headaches down the road. After all, the buyer’s remorse and money lost if you make mistakes will be more painful. If you decide to buy a house without a Realtor, though, consider hiring a real estate attorney to review the offer and purchase agreement.

Visit Bankrate online at bankrate.com.

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Thinking of Moving?

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NEWLANDS NEIGHBORHOOD HOME 2924 11th St BOULDER $2,095,000, 6 Beds, 4 Baths, 5001 SqFt Dunbar Hardy 303-859-7922

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SPACIOUS BOCO RANCH 5808 Knoll Crest Ct BOULDER $1,900,000, 6 Beds, 7 Baths, 5840 SqFt Stewart Ward 303-704-7774

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FANTASTIC HORSE PROPERTY OVER 11 ACRES 5505 E County Rd 16 LOVELAND $975,000, 4 Beds, 3 Baths, 4490 SqFt, 11.7 Acres JulieAnn Markiewicz 303-995-3914

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QUIET OASIS IN PRIME LOCATION 1501 Dellwood Ave BOULDER $959,900, 3 Bedsm 2 Baths, 1312 SqFt Anna Gayer 720-291-9886

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LOVELY RANCH IN ARAPAHOE RIDGE 1722 Southard St ERIE $459,000, 3 Beds, 2 Baths, 1780 SqFt Roger Walker 303-818-5920

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MAINTENANCE FREE LIVING 1021 Village Cir ERIE $399,000, 3 Beds, 3 Baths, 2203 SqFt Sean Chance 303-704-0123

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GORGEOUS MODERN NEW CONSTRUCTION 2905 32nd St BOULDER $959,000, 3 Beds, 3 Baths, 2116 SqFt

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BEAUTIFUL MOUNTAIN RANCH 476 Evergreen Rd BLACK HAWK $515,000, 3 Beds, 2 Baths, 2030 SqFt Pat Kahler 303-589-5752

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COOL PROSPECT CONDO W/ GARAGE 2018 Ionosphere St #4 LONGMONT $400,000, 2 Beds, 3 Baths, 1369 SqFt Suzy Williamson 720-491-9885

LONGMONT ESTATES GEM 1500 Northwestern Rd LONGMONT $470,000, 4 Beds, 3 Baths, 2951 SqFt Sean Gilliam 970-313-6706

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LIGHT & BRIGHT RANCH STYLE HOME 16400 Aliante Dr BROOMFIELD $465,000, 2 Beds, 2 Baths, 1670 SqFt

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FRESH AND CLEAN WESTSIDE 4-LEVEL 1250 Vail Ln LONGMONT $400,000, 4 Beds, 3 Baths, 2184 SqFt Kathy Crowder 303-775-0206

GREAT VALUE FIXER UPPER - 2 HOMES 310 W Baseline Rd LAFAYETTE $399,000, 3 Beds, 2 Baths, 1868 SqFt

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REAL ESTATE NEWS

Survey: Real estate is back as Americans’ favorite long-term investment

By James Royal, Bankrate.com Stocks have long been the most glamorous of the major asset classes. Many a Hollywood film has centered around making fast money in the stock market, and becoming a Wall Street big shot.

But despite their great longterm returns – they’ve averaged about 10 percent annually for decades – stocks are no longer Americans’ favorite long-term investment. What is? According to a nationwide Bankrate survey, it’s real estate.

Years after a housing crash that left the economy hurting, many Americans still see real estate as their top pick. Some 31 percent of survey respondents named real estate as their favored investment for money that they wouldn’t need for 10 years or more. It’s the best showing for real estate in the seven years that Bankrate has conducted the survey.

In 2018, stocks were the most popular investment. But this year they ran a distant second, with 20 percent of respondents naming stocks their top pick for holding periods of more than a decade.

Cash investments, such as savings accounts and CDs, finished third at 19 percent, while gold and other precious metals earned 11 percent. Americans picked bonds as their top long-term investment seven percent of the time, while bitcoin and other cryptocurrencies were favored by four percent.

Meanwhile, five percent of respondents said that none of these options were the best way to invest.

Millennials are most drawn to real estate investing While some commentators have bemoaned the fact that millennials seem unwilling to buy housing, it’s not for lack of desire. Millennials in total scored the highest (36 percent) among all age groups in their preference for real estate as a long-term investment.

While millennials might be the most drawn to property, real estate still remained the most popular investment among all generations, from millennials to Generation X (31 percent), as well as baby boomers (30 percent) and the Silent Generation (23 percent).

“Millennials are higher on real estate than any other age group, Aug. 2-3, 2019

have cooled a bit on cash, and still aren’t keen on the stock market when investing for more than ten years,” says Greg McBride, CFA, Bankrate chief financial analyst.

Strikingly, the preference for real estate is virtually identical in all four income categories surveyed

by Bankrate. Between 32 and 34 percent of the time it was the top investment choice for those who reported earning more than $75,000 per year; between $50,000 and $75,000; between $30,000 and $50,000; as well as less than $30,000.

Home – or least, real estate – is where the heart is for Americans.

Stocks more popular among higher earners While real estate outdistanced stocks in each age and income demographic, stocks were more popular with higher earners compared to those with lower incomes. In fact, stocks were two and almost three times as popular with the highest income groups in the Bankrate survey.

For the two groups with incomes of at least $50,000, stocks were their top pick 28 percent and 29 percent of the time, just behind real estate. For the two groups earning less than $50,000 annually, stocks were their top pick only 15 percent and 11 percent of the time.

In fact, the higher a respondent’s earnings, the more likely the choice of their favored investment was stocks.

Meanwhile, lower-income households showed a higher preference for cash investments such as savings accounts and CDs (22 percent), as well as for gold and other precious metals (12 to 17 percent).

Cryptocurrency most popular among younger investors One notable result, though perhaps not surprising, is the extent to which younger generations prefer bitcoin and other cryptocurrencies.

Millennials picked cryptocurrencies as their top long-term investment about nine percent of the time – about triple the rate of Generation X. Earlier generations had negligible numbers of respondents selecting virtual currency as their top choice.

While many investors have written off cryptocurrencies, one

Survey: Real estate is back as Americans’ favorite long-term investment. (Photo: Dreamstime/TNS).

of the world’s largest companies is setting up a project that may disrupt some more traditional payment networks. Social media giant Facebook is in the process of creating a virtual currency called Libra that may potentially be cheaper than traditional payment services. (Here’s what Libra is and how it works.)

Declining interest rates may not affect investing decisions The Federal Reserve has hinted that it may be open to cutting interest rates, and investors have been nearly unanimous in expecting a rate cut in recent weeks. With that as a backdrop, the survey also questioned Americans about how the expected decrease in U.S. interest rates would play into their investment decisions.

The surprising result is that declining rates would appear to have little effect at all. Declining rates are not likely to move them to invest in the stock market, borrow money or put money into savings accounts or CDs, say respondents.

“A Fed interest rate cut is unlikely to influence how consumers manage their finances,” says McBride. “Only a minority of Americans say they would save more, invest more, or borrow more as a result.”

For example, just 40 percent of respondents said they would be more likely to move money into cash investments such as savings accounts and CDs in response to declining rates.

Only 26 percent said they would be more likely to borrow more money in response to falling rates.

Meanwhile, just 33 percent of respondents said they were likely to invest in the stock market as rates fell.

But the responses varied by income level. For example,

households earning less than $50,000 were more likely (37 to 49 percent) than high-income households (31 to 33 percent) to move money into bank products as rates fell. The lower the income, the more likely the respondent was to move assets into the bank.

What should investors do to meet their goals?

While a person should choose the investment that works best for their own individual situation, there are smart ways of accomplishing your goals regardless of what you choose – stocks, bank accounts, bonds or something else entirely.

If you’re moving your assets to a bank, then it makes sense to find a bank that offers higher yields.

An online bank can offer many of the benefits of a brick-and-mortar rival, while still paying much higher interest rates.

Similarly, if you’re looking to move into stocks, you should consider a broker that meets your needs, not necessarily the cheapest or the flashiest. For example, many brokers offer research and education, including research reports, that help when making investment decisions.

Methodology Bankrate commissioned SSRS to conduct the survey. All figures, unless otherwise stated, are from SSRS. Total sample size was 1,015 respondents. Fieldwork was undertaken on June 25-30, 2019, and the survey was carried out via telephone. Data are weighted to represent the target population, and margin for error for total respondents is 3.35 percent at a 95 percent confidence level.

Visit Bankrate online at bankrate.com.

ATHOMECOLORADO.COM

11

COVERPROFILE

The Honest Difference: Miracle Method

Miracle Method has been saving customers money and reinvigorating worn baths and kitchens since 2002. (Photo: Jonathan Castner).

By Emma Castleberry

B

rian and Lynne Weber, owners of Miracle Method of Boulder, are deeply motivated by providing their customers with a superior experience. Brian has a background in construction and, in 2001, he and his wife discovered Miracle Method.

Miracle Method is a product that can bring old countertops and finishes back to life, giving homeowners all the benefit of the fresh and newly-renovated feel, without the cost. “Miracle Method has been around since 1979 and we use a proprietary process that is exclusive to Miracle Method only,” says Lynne, vice president of operations at Miracle Method.

The couple were so impressed

by Miracle Method that they decided to start their own store.

They invested in training, took out 12

AT HOME COLORADO

The benefits of refinishing your surfaces are plenty, and the ease of maintenance is just one of them. (Photo courtesy: Miracle Method).

a small business loan and opened their doors in April of 2002.

“We started off in my garage,” says Brian. “I was the tech guy, scheduler, sales guy, everything.”

Eventually, Lynne’s brother Tom joined the team, followed by Tom’s son, leaving Brian more time to focus on large-scale business decisions.

The Webers have now been in

business for nearly 18 years. They started with a shop in Hygiene, then moved to Weaver Park for nine years before landing at their current location: 1822 Sunset Place in Longmont. This space has the incredible benefit of a showroom, which allows people to see and feel the products that interest them. “Our showroom lets people see the real potential

of how beautiful and solid refinishing can be,” says Brian.

The Miracle Method showroom also sells and installs shower doors in a range of styles with numerous options.

Longmont’s Miracle Method offers a convenient alternative to renovation by refinishing instead of replacing baths, showers, countertops, vanities and tiles.

Customers are both private and commercial, including homes, hospitals, hotels, resorts, military housing, senior living centers and colleges and universities. Miracle Method offers a solution of why these surfaces can be refinished – bathroom and kitchen areas of the home are often used heavily and suffer damage, or perhaps they are simply difficult to clean. Other customers choose to change up these areas of the home because of impaired mobility or because they’re simply tired of their pink bathroom from the 70s.

“A lot of times people don’t really know what refinishing is,” says Brian. He is right – even some of the savviest homeowners aren’t familiar with the term “refinishing.” Brian explains that it is far more than just slapping on a new coat of finish. “It’s coating and detailing, buffing and polishing to give that glossy, deep look like something brand new out of the box,” he says. “The surface is smooth, especially great for cleaning purposes; you can’t just put a coating down and leave.

That’s a dirt collector. We make maintenance as quick and easy as possible.”

The benefits of refinishing your surfaces are plenty, and the ease of maintenance is just one of them. Additionally, refinishing is more affordable and less timeconsuming than replacement.

When the Webers first started Miracle Method, it cost about $3,500 to tear out and retile a tub. Now, that price is often closer to $7,000. “With refinishing, our average cost to come in and restore your bathroom is less than $1,500, depending on what you choose, and we expect an average life expectancy of twenty years,” says Brian. “The math just makes sense.” Furthermore, Miracle Method is a far more sustainable choice than the replacement process. Instead of sending your old fixtures and counters to a landfill, you’re giving new life to existing materials.

Miracle Method is not limited to countertops – bathtubs, tile walls and shower pans can DAILY CAMERA / TIMES-CALL

also benefit from the quick and affordable refinishing process. The list of materials on which one can use the Miracle Method includes fiberglass, steel, cast iron, cultured marble, ceramic tile – most of the typical home surfaces. “All these can be refinished beautifully,” says Brian. The myriad of colors and patterns available for refinishing are also a draw for customers.

You can get a close match your existing material or even choose something that compliments your favorite set of towels. Whatever finish you choose; the final product will look brand new.

While Miracle Method is a

tried-and-true process, it’s the Webers’ team that sets them apart.

Brian and Lynne have carefully chosen a thorough, skilled and detail-oriented crew for their Miracle Method business. “We enjoy helping our customers to pick the solution that is best for their needs,” says Lynne.

“We take pride in providing the best customer service and quality at a fraction of the cost of replacement.”

In addition to refinishing surfaces, which is most of their business, Miracle Method also offers bathroom modifications for the mobility impaired. These

modifications usually include the Easy Safe Step walk-in tub, which allows customers to step through versus over the bathtubs’ edge. Miracle Method can cut an opening in the side of an existing tub to allow easier entry and exit, which makes independent living more comfortable and safer for seniors. Miracle Method can also add grab bars, hand-held shower nozzles, curved shower rods for more space, and permanent bath mats. “We can make a big difference in safety and it will look great,” says Brian. These simple changes can reduce the risk of slips or falls, at a far smaller

Miracle Method is not limited to countertops – bathtubs, tile walls and shower pans can also benefit from the quick and affordable refinishing process. (Photos: Jonathan Castner).

cost than most alternatives.

Whatever service or product the Webers provide for you, they stand behind it 100 percent.

“From the start we always thought, let’s run this ethically,” says Brian. “It’s not so much about the sale as getting information out there, whether we end up being the best fit for a customer or not.” You won’t find a pushy or demanding salesperson at Miracle Method. “I hate that,” says Brian.

“Let a person sleep on their decisions. What’s the difference if I decide today or tomorrow?” The educational component is a really important part of business for the Webers. “I enjoy educating people on how remodeling works,” Brian says. “I love helping people to see the cost analysis, referring them to sites that help lay out budget. I like people to do their homework.

They usually come back.”

A family owned and operated business, Miracle Method encourages visits to the showroom at 1822 Sunset Place, Suite A, in Longmont. If you have an upcoming renovation project, call the Miracle Method office at 720.727.2832 or e-mail bouldersales@miraclemethod.com to arrange for an in-home estimate.

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Aug. 2-3, 2019

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STYLE AT HOME

Making a dorm a special space

There are plenty of stylish ways to add your school colors and theme to your living spaces. We love customized pillows and throw blankets to add the perfect touch of spirit without overwhelming your room. (Nell Hill’s/TNS)

By Katie Laughridge, Tribune News Service A few weekends ago, I spoke with a lovey mother-daughter duo who were in shopping for some new bedding. The daughter was headed to Kentucky for her freshman year and they were searching for the perfect shade of blue to show off her new school pride. It got me thinking about how bedding can transform a cold, impersonal room and how fun it could be to showcase collegiate looks and dorm room design tips.

There is so much to get ready when you are moving out on your own for the first time. I remember being so excited to start my journey at the University of Missouri-Columbia as an “official adult” (in my head at least), and the first thing on my journey to adult hood was creating my living space. I was ready to leave behind my boy band posters and childhood bedroom for a life of style and sophistication – then I saw what a dorm room actually looked like. As you know, dorm rooms can be very impersonal and intimidating at first, but even the most beautiful art starts with a blank canvas.

How does one turn a new homeaway-from-home into a space that is uniquely hers?

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AT HOME COLORADO

Besides the obvious (although often limited) floor and wall space, most dorms are equipped with a basic bed, desk and chest of drawers. While there is not much you can do about the generic, standard-issue furniture, there are touches you can add that will make a big impact on those pieces.

Even though we’re designing a space that will last for a semester or a year, many of the pieces we talk about below will live far beyond the dorm days.

Let’s start with bedding. To match or not to match? You can make either option work beautifully. I can’t resist a set of matching twin beds; I love using symmetry in design and in small spaces to help keep visual clutter to a minimum. Matching beds are easy to put together if you and your roommate have similar tastes.

If you don’t, consider sticking with neutrals and just trying to land on an accent fabric that speaks to you both. Add a personal finishing touch with monogrammed pillows.

If you want to coordinate but not match, consider again sticking with a neutral base for both beds and playing up your favorite patterns in the same color palette in accent pillows and throws. One fun idea: Get two duvets with the same fabric on one side and different but coordinating fabrics on the other. Place them on each

bed neutral side up and turn them down for a fun pop of pattern and color. Finish each bed with pillows and throws that coordinate with each duvet.

Perhaps a roommate isn’t part of the equation for you (or you’re not sure who you’re rooming with yet). You can still have a gorgeous bed. Dress up your basic dorm bed with textiles you love. If a DIY headboard isn’t for you but you still want to cover up the one you’ve been assigned, just add some large pillows – one euro or two king pillows go a long way in helping to hide what you might not want to see. Add a Wilton bedspread – it’s long ruffled drop are great for hiding all of those under-bed storage containers.

Finish off your look with a school spirit pillow or two or, of course, a monogramed lumbar.

With bedding covered, it’s time for some vignettes. We love vignettes styled on trays for any space, but they are fabulous and especially functional in a dorm room where you may need to move things from bed top to dresser top to desktop quickly and often. In these spaces especially, don’t shy away from using everyday and often-used items in your groupings. Maybe those biochem textbooks will be far more appealing tucked under a trinket tray full of baubles. Add cute containers for your student ID, phone charger and other essentials for student life for a

vignette that is practical and pretty.

Let’s shift our focus to the desktop. I spent a lot of time at my desk in school (and I mean a LOT), so this might just be my favorite dorm room element. Desks can be the real “workhorse” of the room; they are where you put in all those study hours, of course, but they also act as a vanity, a “meal prep” station (cheese and crackers counts as a meal, right?), a dinner table and more.

Because you need empty space on a desk to actually do all of the above, don’t pack it full of tiny accessories that will clutter it up.

Instead, leave room for all of your essentials and add one or two impactful pieces like a statement lamp and a family photo dressed up in a fancy frame. Both items will look great when it’s time to move into that first apartment, too.

We can’t forget the aforementioned walls and floors.

While nails are a no-go, there are plenty of practical items you can “command strip” to blank walls (my dorm room was practically held together with 3M strips).

For instance, instead of a basic mirror and hook, add a fanciful detail like these antiqued mirrored hooks for jewelry and your room key. Pull the whole space together with an indoor/outdoor rug to soften up the space and add an inviting layer that’s easier to clean (at least between semesters).

LEFT: It is easy to get cluttered at a workspace, so keep it simple with sweet and small accessories as well as practical additions such as jars. Don’t forget your chair!

Add a pop of color with a pillow that will make hours of studying much more comfortable. RIGHT: Monograms are a great way to add a personal touch to your bedroom decor. (Photo: Nell Hill’s/TNS).

DAILY CAMERA / TIMES-CALL

ASK THE EXPERT

Questions for your home inspector When you are purchasing a home the final inspection before closing is one of the most important steps in the process.

You will have

BY RICK the opportunity JACQUEMARD to review any Flatirons Home issues with Inspections the property and negotiate a resolution with the seller. It is important to learn as much as you can about the home’s condition and what problems, if any, may arise in the future.

Doing this means knowing the right questions to ask the inspector.

For example, if there is a problem with the heating, electrical or another major system, an expert in that field should be brought in to evaluate things further.

of repairs and have a better idea of what is a serious issue that should be addressed now versus something that can be taken care of down the road.

What should be addressed first?

Buyers need to know that no home is without some issues, even new homes. Ask your inspector to prioritize any repairs or concerns. For example: What needs to be fixed now and what can be fixed later? This way, the results of the home inspection are in perspective. Focus on the bigticket items in the request for repairs and ask your agent for affordable contractor referrals to do the rest.

Can you recommend someone to investigate these issues further?

Many homeowners only go by what the inspector says and do not look into possible problems more thoroughly. Inspectors are knowledgeable in many subjects but are often not experts.

What would you do if you were buying this house?

Ask your inspector what they would fix first if they were buying the home. Typically, there’s a punch list of minor repair items that come up in an inspection, especially in older homes. This way, you can prioritize the list

What else might go wrong?

During the inspection, issues will be identified, and repairs suggested. Prior to deciding when something should be repaired and who should repair it, it is important to consider a few things: How serious is the issue, is there a potential of finding more during the repair and is this something I would want the seller repairing from a quality of work perspective? Inspectors can provide some insight and then you may want to consult other trade professionals.

Steve Altermatt R

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1228 Jefferson Avenue

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$1,125,000

Ct

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2885 Kenyon Circle

Updated & expanded 2,004 sqft Upper Table Mesa home! 4 BD, 2 BA, great SOBO amenities, trails, open space, and Bear Creek Elementary are nearby. Main floor addition provides a family room next to the kitchen and a large master.

$990,000

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Updated 4 BD, 3 BA, 3,049 sqft home in the coveted Upper Table Mesa neighborhood! Open main floor, large family room, generous master suite, oversized two-car garage. Remodeled kitchen opens to private backyard & deck.

$1,350,000

t on

STEVE ALTERMATT, Boulder’s #1Realtor

2705 Iliff Street

Fantastic new remodel in Old Town Louisville! 4 Bed, 3 Bath, 3,070 sqft with high-end materials, beautiful finishes & quality workmanship throughout!

9,000+ sqft lot, oversized detached garage & extensive outdoor living areas!

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Ct

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4859 Hopkins Place

2,357 sqft, 4 BD, 3.5 BA home with attached 2 car garage located on a beautifully landscaped lot with comfortable outdoor living spaces. Updated Kitchen with quartz counters, ss appliances. Hardwood floors throughout entire home. Wet bar area in bsmt.

$735,000

What warranties will be transferred?

Be sure to ask about the costliest repairs and prioritize what needs to be repaired by the seller and a time frame to complete. Request warranties for any roof repairs/ replacement and/or any new appliances including HVAC and water heaters. Most importantly, get everything in writing.

You may have other questions of your own for an inspector, but these are a good place to start.

Most of these questions should apply to any property. However, your Realtor should also be able to suggest some property specific questions for your inspector.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

Steve sells more homes in Boulder than any other Realtor or real estate team!

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Are any of these issues normal wear and tear?

Inexperienced or first-time homebuyers may panic when they see a long home inspection list of issues. An inspection report can be intimidating. Ask what items really need to be addressed

right away. Find out which problems are typical or normal wear and tear, and which ones are problematic.

$995,000

Ct

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2750 Vassar Drive

Nearly 1/4 acre with 3 BD, 2.5 BA, 2,434 sqft, outstanding views of Bear Peak, plains & city lights. Ranch with walk-out basement potential is here for an outstanding remodel. Master suite has private deck access & views.

235 S 39th Street

Mid-century 1,400 sqft ranch! Enjoy one floor living in this nicely updated and well-maintained home with hardwood floors & big sun-filled rooms! Double pane windows & new roof! Oversized lot near schools & parks!

$650,000

905 36th Street

Great Boulder Starter Home or Rental Property! 924 sqft 3 bed, 1 bath ranch with attached garage located on an oversized corner lot near a bus line and less than 1 mile to CU.

$589,900

Steve Altermatt, CRS 303-441-5669

www.SteveAltermatt.com • steve@stevealtermatt.com www Aug. 2-3, 2019

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15

OPEN HOUSE

lIST YoUr open hoUSe Berthoud 1403 crestridge dr. $699,900 Sunday 1:00 PM-6:00 PM Lynn R. Hurst LRHPPLLC (303) 579-9630

Black hawk 476 evergreen road $515,000 Saturday 10:00 AM-2:00 PM Pat Kahler RE/MAX Alliance (303) 589-5752

Boulder 1590 Yaupon avenue $236,571 Saturday 1:00 PM-4:00 PM Maureen Mccarthy RE/MAX of Boulder (303) 817-1282 1430 18th Street #8 $323,000 Saturday 2:00 PM-4:00 PM Kathleen Winegardner Kearney Realty (303) 817-0611 4537 Starboard dr $519,000 Saturday 11:00 AM-1:00 PM Sheri Brown RE/MAX Alliance (720) 217-2188 1278 Yellow pine ave. $560,000 Sunday 1:00 PM-4:00 PM Maria Miller WK Real Estate (720) 560-5452 7264 Siena Way $599,900 Sunday 12:00 PM-2:00 PM Lydia Waskul RE/MAX of Boulder (303) 441-5665 4464 Greenbriar Blvd. $675,000 Sunday 1:00 PM-3:00 PM Cynthia Hogarth Melek WK Real Estate (303) 579-4884

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QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329 769 cottage lane $729,000 Saturday 1:00 PM-3:00 PM Dennis and Jann Culver WK Real Estate (303) 888-8594

821 lincoln place $1,150,000 Saturday 1:00 PM-3:00 PM Cynthia Hogarth Melek WK Real Estate (303) 579-4884

4970 Franklin drive $799,900 Saturday 12:00 AM-2:00 PM Ron Cooper Equity Colorado - Front Range (720) 771-3053

337 arapahoe avenue #201 $1,195,000 Sunday 2:00 PM-4:00 PM Kathleen Winegardner Kearney Realty (303) 817-0611

6757 Whaley dr $1,650,000 Saturday 12:00 PM-2:00 PM Patrick Dolan RE/MAX of Boulder (303) 441-5642 1340 Bluebell ave $1,795,000 Sunday 12:00 PM-2:00 PM Jane Stebbins Goodacre & Company Real Estate (303) 819-4721

5588 Stonewall place $825,000 Sunday 1:00 PM-3:00 PM Barry Remington WK Real Estate (720) 373-9297

1287 elder ave. $1,215,000 Saturday 1:00 PM-3:00 PM Jordan Sebastiano WK Real Estate (941) 448-0303

1460 Judson Street $835,000 Sunday 11:00 AM-2:00 PM Natasha Hubbard RE/MAX Alliance (303) 909-3810

2120 mapleton ave $1,295,000 Saturday 1:30 PM-3:00 PM Marybeth Emerson Colorado Landmark (720) 394-1997

1077 canyon Blvd. 207 $860,000 Saturday 1:30 PM-3:00 PM John Hickey RE/MAX of Boulder (303) 588-5295

2150 24th Street $1,295,000 Sunday 1:00 PM-3:00 PM Lynn Ryan RE/MAX of Boulder (303) 489-0309

755 Toedtli drive $875,000 Saturday 12:00 PM-3:00 PM Marybeth Emerson Colorado Landmark (720) 394-1997

900 pearl Street 203 $1,525,000 Saturday 12:00 PM-2:00 PM Denise Patryas RE/MAX of Boulder (303) 818-5354

Karen Bernardi

755 Toedtli drive $875,000 Sunday 1:00 PM-3:00 PM Marybeth Emerson Colorado Landmark (720) 394-1997

545 Theresa dr $1,574,000 Saturday 12:00 PM-2:00 PM Patrick Dolan RE/MAX of Boulder (303) 441-5642

Sunday 12:00 PM-3:00 PM

5808 Knoll crest court $1,900,000 Sunday 12:00 PM-2:00 PM Stewart Ward RE/MAX Alliance On Walnut (303) 704-7774 2924 11th Street $2,095,000 Saturday 12:00 PM-2:00 PM Dunbar Hardy

1501 dellwood avenue $959,900 Sunday 11:00 AM-1:00 PM Anna Gayer RE/MAX Alliance (720) 291-9886

1151 Juniper avenue $1,645,000 Saturday 12:00 PM-2:00 PM Lynn Ryan RE/MAX of Boulder (303) 489-0309

7739 South Boulder rd $1,130,000 Saturday 12:00 PM-2:00 PM Drew Smith TrailRidge Realty (720) 307-4317

1151 Juniper avenue $1,645,000 Sunday 11:00 AM-1:00 PM Lynn Ryan RE/MAX of Boulder (303) 489-0309

RE/MAX Alliance On Walnut (303) 859-7922 2945 Juilliard St $2,205,000 Saturday 2:00 PM-4:00 PM The Bernardi Group at Coldwell Banker (303) 402-6000 1650 orchard ave $2,250,000 Marybeth Emerson Colorado Landmark (702) 394-1997 1013 mapleton ave $2,595,000 Saturday 11:00 AM-1:00 PM Marybeth Emerson Colorado Landmark (720) 394-1997 4789 Sunshine canyon drive $3,600,000 Sunday 12:00 AM-3:00 PM Barb Silverman LIV Sotheby’s International Realty (303) 886-5329 DAILY CAMERA / TIMES-CALL

OPEN HOUSE lIST YoUr open hoUSe

QUICK GUIDE

VISIT openhomeS.aThomecolorado.com or call 303.473.1456, 303.684.5329

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1021 Village circle $399,000 Saturday 11:00 AM-2:00 PM Sean Chance RE/MAX Alliance (303) 704-0123

928 cimarron drive (Sales center) Starting at $404,900 Saturday & Sunday 11:00 AM-5:00 PM Tracy Carruth Markel Homes (720) 324-8350

1722 Southard Street $459,000 Sunday 12:00 PM-2:00 PM Roger Walker RE/MAX Alliance On Walnut (303) 818-5920 2451 reserve Street $509,500 Sunday 1:00 PM-3:00 PM Mary Siefert Live West Realty (303) 594-9933 1167 allen avenue $525,000 Saturday 1:00 PM-3:00 PM Nancy Denison WK Real Estate (303) 887-8457 2141 pinon circle $568,000 Saturday 12:00 PM-2:00 PM Paula King Kentwood Real estate (303) 601-2880

evergreen 7683 Saint moritz road $565,000 Sunday 2:00 PM-4:00 PM Ina Sajovich WK Real Estate (970) 306-9126

Firestone 10512 Sunburst avenue $399,000 Saturday 1:00 PM-3:00 PM David Vincent WK Real Estate (720) 234-3383

Frederick 6117 marble mill place $475,000 Sunday 1:00 PM-3:00 PM Carol Vanlandingham WK Real Estate (303) 522-3130

Gunbarrel 7468 Singing hills ct a-105 $393,000 Sunday 1:00 PM-3:00 PM Karolyn Merrill RE/MAX of Boulder (303) 817-2827 Aug. 2-3, 2019

675 amelia lane (Sales center) Starting at $414,900 Saturday & Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565 2324 Glacier court $1,149,000 Sunday 1:00 PM-4:00 PM Paul Calcagno WK Real Estate (303) 579-6463 2052 apache lane $1,175,000 Sunday 11:00 AM-1:00 PM Scott Hurst RE/MAX Alliance (303) 709-2479

longmont 818 S. Terry Street 84 $325,000 Saturday 12:00 PM-2:00 PM Terry Larson RE/MAX of Boulder (303) 589-3028 106 longs peak avenue $340,000 Saturday 11:00 AM-1:00 PM Ina Sajovich WK Real Estate (970) 306-9126 106 longs peak avenue $340,000 Sunday 1:00 PM-3:00 PM Ina Sajovich WK Real Estate (970) 306-9126

2018 Ionosphere Street #4 $400,000 Saturday 1:00 PM-3:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885 1250 Vail ln $400,000 Saturday 1:00 PM-3:00 PM Kathy Crowder RE/MAX Alliance (303) 775-0206 1500 northwestern road $470,000 Saturday 11:00 AM-1:00 PM Sean Gilliam RE/MAX Alliance (970) 313-6706 1500 northwestern road $470,000 Sunday 12:00 PM-2:00 PM Sean Gilliam RE/MAX Alliance (970) 313-6706 1744 harvard Street $474,900 Sunday 1:30 PM-3:00 PM Andrew Muller RE/MAX of Boulder (303) 434-6633 5801 Grandville avenue (Sales center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170 5805 Grandville avenue * model home * Single Family Homes from upper $500K’s Sunday 12:00 PM-3:00 PM Roz Pinon Markel Homes (720) 583-2170 2060 Sicily circle $700,000 Saturday 4:00 PM-6:00 PM Deidra Laurel Coldwell Banker Residential Brokerage (720) 840-2212

1507 denison circle $384,900 Saturday 11:00 AM-1:00 PM Sheila Boettcher WK Real Estate (303) 775-5799

6713 Golf club dr $897,500 Sunday 11:00 AM-1:00 PM Karen Bernardi The Bernardi Group at Coldwell Banker (303) 402-6000

600 Barberry drive $395,000 Saturday 1:00 PM-4:00 PM Martin Sugg WK Real Estate (303) 588-9441

2117 emerald drive $950,000 Sunday 11:00 AM-1:00 PM Michael Bader RE/MAX of Boulder (720) 273-8335

8020 n. 81st Street $1,295,000 Saturday 1:00 PM-3:00 PM Rob Justis WK Real Estate (303) 817-0906 8924 prairie Knoll dr. $1,399,000 Saturday 12:00 PM-3:00 PM Sharon Morrison RE/MAX Alliance (720) 333-3323

louisville 443 Sunnyside St $599,900 Saturday 1:00 PM-3:00 PM Christina Bremner WK Real Estate (720) 201-7036 1547 madison court $664,900 Sunday 1:00 PM-3:00 PM Rob Justis WK Real Estate (303) 817-0906 923 Grove drive $814,900 Sunday 1:00 PM-3:00 PM Alicia Miller RE/MAX of Boulder (303) 818-0954

niwot 6933 Springhill dr $997,000 Sunday 1:00 PM-3:00 PM Patrick Dolan RE/MAX of Boulder (303) 441-5642

Superior 1474 e Weldona Way $577,000 Sunday 1:00 PM-3:00 PM Christina Bremner WK Real Estate (720) 201-7036

Westminster 10489 robb court $380,000 Sunday 11:00 AM-2:00 PM Sean Chance RE/MAX Alliance (303) 704-0123 ATHOMECOLORADO.COM

17

LAWN AND GARDEN

How to attract hummingbirds to your garden

By Jessica Damiano Newsday Q: Will a single bee balm or salvia in a container attract hummingbirds? Which salvia is best to attract hummingbirds?

– Seymour Spiegel A: Yes, technically a single plant

could attract a hummingbird.

But if you were a hummingbird, wouldn’t you be more likely to dine at a well-stocked buffet?

Hummingbirds are nature’s jewels! The tiny, fluttering avian creatures are fascinating to watch.

They seem suspended in air as they lap up nectar from brightly colored flowers, but actuality

School Supply Drive

2019

their wings are flapping 10 to 200 times per second. If you’re lucky, and patient, you may find yourself mesmerized as one performs acrobatic flips and nose-dives, then swoops back up like a stunt plane. What’s more, hummingbirds don’t walk, so to be mobile they must flap their little wings almost continually.

As you might imagine, all that flapping and flipping and fluttering requires high-energy food, and that’s where you come in.

Naturally drawn to bright colors, hummingbirds feed several times each hour. They have a preference for tubular red flowers, but have other requirements as well.

Native hummingbirds, which range in size from three to five inches long and nest in trees, require nectar from specific native plants. Here are some of their favorites. (The more you plant, the higher your chances of scoring free entertainment in your backyard.

Plants require sunlight to produce nectar, so situate them in the brightest areas possible.)

Bee balm (Monarda) Available in pink, white or red, bee balm (Monarda) belongs to the mint family. Choose red and expect it to spread. Perennial.

Columbine (Aquilegia) There are some 70 species of this spring bloomer, all of which will feed hummingbird. But again, the redder, the better. Perennial.

Larkspur (Delphinium) Tall and dwarf varieties both draw hummingbirds, so pick a color (blue, pink, white or purple) and

www.CrayonsToCalculators.org

pick a size. Or plant both so you can watch your visitors flutter high and low. Best not to plant if you have pets, however, as they are toxic if ingested. Perennial.

Lupine (Lupinus) Most of these spring and summer bloomers are perennial, but there are annual varieties, so read plant tags carefully. Choose from white, cream, pink, purple, orange or red, and water regularly.

Petunia (Petunia) These darling trumpet-shaped flowers come in varieties that cascade over hanging baskets and others that mound in borders.

And they’re available in nearly every color imaginable, including bicolor, veined, striped and even ruffled and double-bloomed.

Annual.

Salvia (Salvia) Any variety will do, but pineapple sage (Salvia elegans), hummingbird sage (Salvia guaranitica), Mexican bush sage (Salvia leucantha) and purple sage (Salvia leucophylla) are among those that will attract the most hummingbirds. All are annual.

Zinnia (Zinnia) Tall, short, double, daisylike – you name it. Zinnias come in all shapes and sizes – and a smorgasbord of colors. Annual.

And if you don’t have garden space, a hummingbird feeder stocked with sugar water will attract hummingbirds. Just don’t use red dye, as some do; it’s not necessary, and the coloring may be harmful to the birds.

Help fill

11,000 Backpacks for local students in need this July

GIVE money

DONATE supplies

PRESENTING SPONSOR

VOLUNTEER to stuff backpacks ORGANIZE a drive

PROGRAM PARTNERS

BENEFITING

GREEN

LIGHT

SAVING MADE EASY! greenlightsavings.com

SPONSORED BY DAILY CAMERA AND TIMES-CALL

18

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

OPEN HOUSES

openhomes.athomecolorado.com O p e N S AT U R D AY 1 p M - 3 p M 769 Cottage Lane, Boulder $729,000

Open House Sunday Aug 4th 12pm- 2pm 1172 Columbia Drive, Longmont $530,000 • 4bed - 3bath

In the sought after “Greens” neighborhood of West Longmont! Over 3800 square feet of finished space PLUS an unfinished basement, this property will allow you plenty of room to grow, with an easy to maintain yard. Massive 15x23 ft master bedroom with attached bathroom complete with soaking tub, double shower. Well appointed kitchen, inviting living room with wet bar and fireplace.

Sun Filled Light Bright North Boulder!! 2 Bedrooms 2 Baths Single Family home with South facing patio/deck, peekaboo views of the flatirons and shaded by mature trees. Open concept with vaulted ceilings and new skylights in the living room. Quiet neighborhood, 2 minutes from Wonderland lake and many hiking trails. If you rent, you should own this! www.cottage.wkre.com

Regan Sample Broker Associate, SRES 720-438-5585 regan@stvrainrealty.com

Dennis and Jann Culver 303-618-3366 • 303-888-8594 dculver@wkre.com jculver@wkre.com

UNDER CONTRACT

O p e N S AT U R D AY 1 p M - 4 p M 600 Barberry Drive, Longmont $395,000

1426 Galilee Lane - NW Longmont

$444,900

Beautifully maintained 3 bd, 3 ba end unit Meadowview townhome. Updated kitchen w/stainless appl, 6 burner gas stove, refaced cabinets, soft close drawers, and quartz composite counters. Large 20X32 outdoor patio area with flower beds. 2 car Attached Garage. Take Nelson Rd West from Hover to Barberry Dr; Townhome is on corner. www.600.wkre.com

Martin Sugg 303-588-9441 msugg@wkre.com

Sprawling Ranch Style Home Near Golf Course!

Large yard has decorative landscaping and front & rear patios.

3 beds • 2 baths • 3228 Sq ft • 2-car garage T aditions Traditions

www.RemaxTraditionsHome.com 303-772-3800

OPEN SATURDAY 4PM-6PM

476 Evergreen Road, Black Hawk $515,000

$700,000

Deidra Laurel realtor reNe CMrS 720-840-2212 deidralaurelhomes.com

OPEN SAT 10AM-12PM & SUN 1PM-3PM 1615 Mountain Drive, Longmont $585,000

Light and bright home meticulously maintained. New paint, trim, and baseboards throughout, new tile entryway, wood floors on main level. Main floor office. Stainless steel appliances, solid Corian countertops and full height cabinets. eat-in kitchen opens to family room with gas fireplace.

4 bedrooms upstairs including master with 5 piece master bath. 3 car garage.

Large unfinished basement. Trex deck and enclosed, landscaped yard. Walk to schools and parks.

Kim Hawksworth Thompson Daviau Realty 301.437.5907 kimhawksworth125@gmail.com

eT

ark

oM

T New

OPEN SUNDAY 1:30 – 3:00 PM

LONGMONT | 1744 HARVARD STREET

$474,900

Remodeled and Sharp! Main living area remodeled for an open concept living, dining, entertaining area. Spacious kitchen island with bar, height 3 inch live edge slab of Elm on one side and marble countertop on the other, pull out cabinets for pots and pans, and pull out trash and recycle bins. Finished basement with a wet bar, pool table and room for theater seating area. Updated and spacious master bath with dual vanity and tons of cabinets for linens. (889684) Directions: Right across Lake McIntosh & Dawson Park!

lIst YoUr open hoUse Aug. 2-3, 2019

Andrew Muller 303.434.6633 andrew@andrewmullergroup.com

www.DanzlFamily.com

OPEN SATURDAY 10AM - 2PM

2060 Sicily Circle, Longmont

SW Longmont home with 5 beds, 4 baths, gourmet kitchen, finished basement, huge master bedroom, professionally landscaped yard with a covered Trex deck. So many more items to see, schedule a showing today. Your buyers will be lucky to find this home!

Sarah Ray • 303-915-8832

303.589.5752 Office 303.459.7308

PatKahler@remax.net www.PatKahler.com

Delightfully updated 3 bedroom, 2 bath home on 1.26 acres with attached 2 car garage & level driveway. Updates include kitchen, baths, paint in & out, flooring, Culligan water system, main level wood stove. Multiple covered & open decks to enjoy this mountain paradise! This is comfortable year round living with easy access to Boulder & Metro Area.

Hosted By Pat Kahler 303.589.5752

OPEN HOUSE SATURDAY 11AM-1PM 1101 21st # 16, Longmont

$305,000

Super Cute Townhome Style Condo offering 3 beds/3 baths! Mulit-level home with 2 Master Suites and a 2 car attached Garage. Close to Amenities,Parks and Schools.

MLS # 882760, MLS # 7473557

Claudia A. Archuleta 720-581-1703 Claudia@YourWayHome.com

OPEN HOUSE • SATURDAY • 12PM - 3PM 8924 Prairie Knoll Dr., Longmont $1,399,000 Gorgeous, custom home on 1.2 acres backing to Boulder County Open Space! 4 Bed, 6 Bath, 7461 square feet.

Sharon Morrison • 720-333-3323 • sharonmorrison@remax.net

VIsIt openhomes.athomecolorado.com or call 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

19

DESIGN RECIPES

Try these alternatives to art

By Cathy Hobbs Tribune News Service When it comes to creating a full and complete look for your home, wall decor often plays a prominent role. But wall decor doesn’t necessarily have to be limited to traditional artwork.

When it comes to adding interest to your walls, there are a number of ways to add color, pattern and interest that offer alternatives to traditional artwork.

Consider black-and-white prints. From purchased blackand-white prints to photographs that you may have taken yourself.

Black-and-white prints offer an interesting and modern choice.

Look for three-dimensional wall decor. From mixed media to pieces that are sculptural in nature, there are a number of ways to make a statement.

Use mirrors. Whether identical mirrors hung in a series or one that is large, ornate and bold.

Shelving allows for an opportunity to add wall decor that is an alternative to traditional artwork. (Photo: Design Recipes/TNS).

FEATURED AGENT KAREN BERNARDI

The Bernardi Real Estate Group 303-402-6000 karen@bernardigroup.com Read Karen’s At Home profile at: www.athomecolorado.com/karen-bernardi

Mirrors are an inexpensive and attractive alternative to traditional artwork.

Hang shelves. Shelves when adorned with interesting items can help to add automatic interest to a room.

Add wallpaper or paint an interesting wall mural. Wallpaper has made a steady and consistent comeback over the last decade.

Wallpaper is an option when

looking to introduce modern, graphic patterns into a space.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

We’re pleased to announce

MELISSA COTTON

has joined the Elevations Credit Union Mortgage Team.

Melissa Cotton Mortgage Loan Officer NMLS# 469793 | 303.247.8991 | melissa.cotton@elevationscu.com 2960 Diagonal Highway, Boulder, CO 80301

It matters where you bank.

Federally insured by the NCUA

20

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

ASK ANGIE’S LIST

Should I repair or replace my roof?

By Paul F. P. Pogue Angie’s List

Another notable concern: How will the repairs match the existing roof? Some repairs aren’t visible at all, but visible repairs are hard to create a perfect match due to weathering. If you’re hoping to sell the home in the next few years, you may want to take this into account.

Your roof is one of the single biggest investments in your home’s infrastructure, and it plays a vital role in the rest of the house’s wellbeing. This means the decision to repair or replace it needs to be taken very seriously.

Questions to ask a roofing inspector Roof damage can create expensive problems in a hurry. Water intrusion or obvious gaps in the attic are a major warning sign.

Buckled shingles and damaged flashing could alert you in advance of problems.

The National Roofing Contractors Association recommends getting your roof inspected every spring and fall to identify potential problems. Those are the busiest times for roofers, so you’d be wise to make calls now in order to get someone out in September. A roof inspection costs about $200, but you can head off much more expensive repairs down

The decision between repairing or replacing a roof can make a difference of thousands of dollars. (Photo: Dreamstime/TNS).

the line. And this second opinion can make a big difference when deciding whether to spend tens of thousands of dollars replacing your roof.

Ask your inspector these specific questions to you figure out when and if you need to replace your roof: • How long will the current roof last?

• How long will the flashing and other components last?

• What signs of deterioration are you seeing?

• How likely are additional leaks?

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

720-280-3544

How much does a roofing job cost?

The average re-roofing job costs about $8,000, but this can vary widely based on your material type and size of home. Copper, aluminum and steel are some of the longest-lasting materials, with life spans around 50 or 60 years, but they’ll cost more. Tiles and asphalt shingles will last about 30 years, but they cost the least of all roofing materials. However, you’ll be repairing them more frequently.

Depending on the job, you can save 25 percent by covering an existing asphalt existing roof with a new layer of shingles. However, some roofers say this might cause you to miss water damage on the plywood level that might otherwise have been discovered. Make sure

you hire a roofer with experience in this method.

The most important element in the roofing decision, though, is a trustworthy roofer. Make sure your roofer is licensed, bonded and insured, and has a physical location in your area. Ask for references, and check them.

Ask what guarantees they place on their work. The industry standard for workmanship is between 5 and 10 years. Some specific manufacturers also offer much longer material warranties.

A good roofer also won’t object if you want to seek a second opinion. They know that this is a big investment and you shouldn’t rush into the decision without all the information. All these factors will add hours to your process, but if you’re going to spends thousands of dollars, they’re a wise time investment.

Paul F. P. Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers.

Visit AngiesList.com.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

rick@flatironshi.com

Offering 1, 2, and 3 bedroom apartments.

“Peace Of Mind Every Time”

418 Emery St. Longmont • (303) 772-6452

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name The Hub Apartments

Address

Type

Rent

$1,799 1853 26th Street Apartments per month Boulder, CO 80302

Bed/Bath 2 Bed, 2 Bath

Description Choosing to live in apartments in Boulder means opting for beautiful scenery, a vibrant social scene and a quick commute to both the mountains and the city. The Hub offers you all that and more. Join friends by the pool or at our clubhouse, with free WiFi and a coffee bar, while you plan how to make the most of your day. From sunrise to sunset, the iconic peaks are stunning from your large apartment windows or personal patio. Secluded and serene, yet incredibly close to the 29th St. Mall and all the fun of Boulders dining and shopping scene, The Hub is just that—the perfect hub in the heart of everything you love.

Other Amenities

Information

Pet Friendly, Newly Renovated Clubhouse, Doggy Park, Fire Pit, Laundry Facilities

303-447-179 thehubboulder.com

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com Aug. 2-3, 2019

ATHOMECOLORADO.COM

21

OPEN HOUSE

Saturday | August 3rd | 12-2pm

Find out more at fairviewacres.co

7739 S Boulder Rd, Boulder 4 bed | 3 bath | 3,630 sq ft

Listed by: Drew Smith 720-3074317 drew@TrailRidge.CO www.TrailRidge.co

Ask about optional 3rd bedroom on the main level for a total of 5 bedrooms — $1,130,000

7865 Arlington Dr, Boulder 5 bed + office | 5 bath | 3,650 sq ft Complete interior/exterior remodeled 2-story, backs to open space with views of snow-capped mountains, foothills, and rolling plains! — $1,585,000

Listed by: Sue Masterson 303-441-5637 suemasterson@boulderco.com RE/MAX of Boulder, Inc.

Find out more at patrick-dolan.com/listing/545-theresa-dr

545 Theresa Drive, Boulder 4 bed | 4 bath | 4,853 sq ft One-acre Fairview Estates lot near acres of open space! — $1,574,000

7535 Crannell Dr, Boulder 7 bed | 4 bath | 3,443 sq ft 1961 ranch home with a 2016 addition, designed for family living .99 acres located in Fairview Estates with mature trees and the Flatirons in the background. $1,195,000

Find out more at patrick-dolan.com/listing/6757-whaley-dr

Find out more at 7849.wkre.com

6757 Whaley Drive, Boulder 4 bed | 4 bath | 3,785 sq ft

7849 Brockway, Boulder 3 bed | 3 bath | 2,387 sq ft

Enjoy panoramic mountain views from this 1.23-acre lot! — $1,650,000

22

Listed by: The Patrick Dolan Team 303.441.5642 patrickdolanteam@gmail.com patrick-dolan.com Hosted by: Karolyn Merrill

AT HOME COLORADO

Listed by: The Patrick Dolan Team 303.441.5642 patrickdolanteam@gmail.com patrick-dolan.com Hosted by: Patrick Dolan

Listed by: Toni Grant m 303.304.4445 o 303.997.3103 tgrant@cpmanagers.com www.cpropertyresources.com

Listed by: Gary & Elaine Collins 303–898-3531 gcollins@wkre.com Backs to Open Space. Tranquil Home w/ Amazing www.wkre.com

Mountain Views! — $1,250,000

DAILY CAMERA / TIMES-CALL

Real Estate place yoUr ad:

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Mobile Homes for Sale Arbordale Acres

1975 2BR 2BA 14x80 1064 sq ft, Carport, Shed, Sunporch. $59,600

1974 3BR 2BA 24x53 1176 sq ft 1-Car Carport, Shed, Remodeled. $85,900

Skylark MHP 2008 3BR 2BA 24x48 1056 sq ft, Jacuzzi tub, Oversized Shed, Pets Ok. $80,000

Apartments $895 Duplexes $1325 Condos $1145 Houses $1345

Call PMP Realty 303-776-RENT (7368) www.pmprealty.com

Beautiful 2-Story 1BR 2234 Spruce, Boulder: 740 sq ft, Vaulted Ceilings, Updated Kitchen, W/D in Unit, Balcony & Deck, Avail 8/3. $1600/month.

303-868-7367

Foothills Apartments

San Lazaro #182 1995 3BR 2BA 16x80 1216 sq ft, Pets & Fencing Ok. $86900

roseaffordableliving.com 303-946-0865

SELL YOUR HOUSE

List your house and start packing. $75, 5 lines, 30 days.

To place your ad, call 303-466-3636 or 970-635-3650 Or visit

FrontRangeClassifieds. com Aug. 2-3, 2019

Water Mineral Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

Rentals

2BR 1BA Units in Loveland: Summer Special 1/2 Off 1st Month Rent

Washer/Dryer in Unit. $1195/month + $1195 deposit, water, sewer, trash included.

Garages Available for Rent. No Pets.

1 Year Lease.

970-669-7850

5BR 3BA Home at 609 E Chester, Lafayette : All Appliances, A/C, Fenced Yard, Sprinkler, 2 Garages, concrete Driveway Front & Back, Finished Basement, No Pets. References. $2010/month. Avail Now! Call 303-673-0507

Country Home - Mead Area: Work Off Rent.

720-988-6001

2BR 4th Floor Apt Near CU: A/C, DW, Patio.

Avail 8/1. 720-581-3491 2BR in Quiet Building NEAR CU: $1080/month, No Pets. No Smoking.

303-494-4568

EMPTY YOUR GARAGE Have a Garage Sale this week.

Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

SAN JUAN DEL CENTRO APARTMENTS Is accepting applications for our 1, 2, 3 & 4 Bedroom Apartments **INCOME RESTRICTIONS APPLY** Applications by Request. Call, Write or Stop by 3100 34th St , Boulder, CO 80301 303-442-0230 Hours of Operation: Monday-Friday 9am-6pm Equal Housing Opportunity

TURN USED ITEMS

into quick cash with Classifieds!

PLACE YOUR AD

Call 303-466-3636 or 970-635-3650.

move your

Affordable Home in Noble Park, Boulder: Immaculate, 1800+ sq ft, 3BR 3BA , All New Floors, Tile & Carpet, Spacious Master, Sunny Dining, Living & Family Rooms, Gas Fireplace & Range, Near Bike Path, Schools & Hospital, Easy Access to Denver, Longmont. $2850/mo. N/P/S. Call 303-641-4397 or 303-443-6427

Stop! Don’t Pay Rent!

BUY A HOME NOW! Only $1000 Down!

EZ Credit fix if needed Call or text for details Ron @ 303-428-9377 www.StopRent.com Professional office space for rent at 813 Main in Louisville.

Contact Bob Sampson (720.299.8865) or Jennifer Fitzgibbons (303.902.1751). Open House every Friday night this summer.

(720) 299-8865

Classified ads get fast results!

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$75, 5 lines, 30 days drive your

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$10, 3 lines, 30 days

For sale by owner only.

No refund for early cancellation.

ATHOMECOLORADO.COM

23

RECENTLY LISTED HOMES OPEN SATURDAY 1 - 4 PM

OPEN SUNDAY 12 PM - 3 PM

BOULDER | 60 S. BOULDER 6016

BOULDER | 1590 YAUPON AVE.

LONGMONT | 4611 BELLA VISTA

BOULDER | 2750 VASSAR DRIVE

2 BR * 2 BA * 864 TSF (889002) * $324,900

PERMANENTLY AFFORDABLE 3 BR * 3 BA * 1484 TSF (889069) * $236,571

4 BR * 3 BA * 4244 TSF (889075) * $624,000

3 BR * 3 BA * 2434 TSF (889186) * $995,000

BOULDER | 2610 IRIS AVENUE 204

BOULDER | 5183 IDYLWILD TRAIL 3 BR * 3 BA * 4503 TSF (889262) * $1,895,000

BROOMFIELD | 2550 WINDING RIVER DRIVE G2

NEDERLAND | 502 N. BRIDGE ST.

1 BR * 1 BA * 627 TSF (889261) * $370,000

BOULDER | 1455 KENDALL DRIVE

NEDERLAND | 3909 RIDGE ROAD

BROOMFIELD | 3131 S. PRINCESS

LOUISVILLE | 857 ST. ANDREWS

4 BR * 3 BA * 2574 TSF (889363) * $1,275,000

4 BR * 3 BA * 2860 TSF (889421) * $647,100

3 BR * 2 BA * 1832 TSF (889580) * $396,500

4 BR * 4 BA * 2352 TSF (889592) * $750,000

OPEN SUNDAY 1 - 3 PM

OPEN SAT & SUN 12 - 2 PM

OPEN SUNDAY 1:30 - 3 PM

BOULDER | 7468 SINGING HILLS A105

LONGMONT | 2417 SPOTSWOOD

LONGMONT | 1744 HARVARD ST.

ERIE | 210 PEAR LAKE WAY

3 BR * 3 BA * 4542 TSF (889663) * $545,000

4 BR * 3 BA * 3014 TSF (889684) * $474,900

3 BR * 3 BA * 2389 TSF (889696) * $474,900

OPEN SATURDAY 11 AM - 1 PM

2 BR * 2 BA * 1060 TSF (889650) * $393,000

2 BR * 3 BA * 2677 TSF (889298) * $425,000

3 BR * 2 BA * 2037 TSF (889307) * $598,000

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2425 Canyon #110 | 1320 Pearl 24

AT HOME COLORADO

303.449.7000 | BoulderCO.com DAILY CAMERA / TIMES-CALL