At Home Colorado - Boulder County Edition 12.22.17

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

Goodacre & Company’s Father-Son Team Works and Plays Hard

Integrity Comes First with Ken and Ben Roth

Quick Guide and Featured Open Homes

5 Ways to Research a Neighborhood Before Buying

Tips for Inspired Holiday Gatherings in Small Homes

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Moving to a new state or neighborhood can be a bit scary. It’s a big decision, so you’ll probably want to learn everything you can about the area.

For many, this is the era of finding ways to live large in small spaces. There’s no better time to get creative than the holiday season!

DECEMBER 22-23, 2017

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COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Michaela Phillips Aldo Svaldi Suzanne Plewes Megan Linhoff Rick Jacquemard Duane Duggan Darren Thornberry Karla Bielanski Carol O’Meara Cathy Hobbs ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR / DESIGN Greg Stone At Home is an Advertising Feature published by the Boulder Daily Camera and Longmont Times-Call. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

E-mail athome@dailycamera.com ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouse.com.

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MORTGAGE

How does a Federal rate increase affect mortgage rates?

BOULDER – In news from the financial world, it’s expected that the U.S. Federal Reserve’s Open Market Committee will raise interest rates before

BY MICHAELA the end of the PHILLIPS year. Experts Guaranteed Rate, Inc. are predicting a 60% chance of an increase. This is exceeding expectations; just recently, experts set the odds of an increase at around 25%.

Worth noting is that – in 2015 and 2016 – the Fed did increase interest rates as the years drew to a close. But, what does this mean for mortgage rates?

Many people assume that the Fed controls mortgage rates: they don’t – Wall Street sets that tone.

However, the Federal Government does wield influence. Once they meet to discuss interest rates, they issue a press release discussing the economic forecast. This is issued to the public, available to bankers, home owners and everyone else.

When this press release discusses the economy in positive terms, mortgage rates tend to rise.

When it discusses a more negative view, mortgage rates tend to decrease. When the press release is a mix of both positive and negative (as they have been most recently), mortgage rates can go either way. They can also remain

It’s expected that the US Federal Reserve’s Open Market Committee will raise interest rates before the end of the year. (Photo: Pixabay).

relatively stable.

In present day, the economy is thriving but there are obstacles to long-term growth. Inflation rates, for instance, remain low, something that’s not conducive to economic prosperity.

This mixed message leaves mortgages variable and makes locking in a good rate even more important.

Of course, home buyers can also benefit from listening to what the Fed is saying. Inflation, as mentioned above, is something upon which the Fed often focuses.

This is important because there is a direct link between inflation and mortgage rates: when inflation increases, mortgage rates do, as well.

Wall Street knows this and pays

attention to what the Fed says, particularly as the findings relate to inflation. In today’s market, inflation is falling below the Fed’s target rate (which is 2 percent each year). This is good for home buyers, but it’s also something that may not last. As the name implies, inflation is designed to increase.

If you’re in the market to buy a home, purchasing while inflation is low is a smart move. It’s not the only thing that factors into mortgage rates, but it’s certainly among the biggest contributors.

Michaela Phillips is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela@michaelaphillips.com or visit michaelaphillips.com.

NMLS:312874.

AROUND THE REGION

A quarter of Denver renters are severely burdened by prices, Harvard study says

By Aldo Svaldi The Denver Post (TNS) DENVER (Dec. 16) – Nearly one in four renters in metro Denver spend half or more of their monthly paychecks just to keep a roof over their heads.

As high as that number may sound, an even larger share of households renting in Boulder, Pueblo, Fort Collins, Grand Junction and Greeley pay that high an amount of income in rent and utilities, according to the latest America’s Rental Housing

report from the Joint Center for Housing Studies of Harvard University.

“There are some hard tradeoffs, and it has consequences for the broader economy,” said Jon Spader, a senior research associate at the center of having so many households with so little disposable income left after covering housing costs.

Burdened renters are defined as those who spend 30 percent or more of their monthly incomes on rent and utilities, while severely burdened renters are defined as

those who spend half of more.

In the Denver-AuroraLakewood metro area, with a median household income of $48,000 a year and a median monthly rent of $1,283, half of the households who rent are burdened and 24.4 percent are severely burdened, according to the report.

In Boulder County, 39.4 percent of households who rent are severely burdened, with a median household income of $40,000 available to cover a median rent CONTINUED - See Renters, page 9.

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REAL ESTATE

5 ways to research a neighborhood before buying Talk to neighbors Neighbors are generally nosy, so they can be a wealth of information. Find a friendly neighbor to chat with. Ask them about the area, what they like, what they would improve, what changes are planned, etc. They may even have some history on the house that you’re interested in buying. Neighbors can provide valuable insight.

Moving to a new state or neighborhood can be a bit scary. It’s a big decision, so you’ll probably want to learn everything you can about the

BY SUZANNE area. Here are PLEWES a few different RE/MAX Alliance ways to research a neighborhood before buying a home.

Visit town/city hall If you want more information on a particular plot of land or surrounding ones, stop by town/ city hall. They can normally show you a community plan with boundary lines and other information. They can also tell you about any proposed developments.

Give yourself a tour At home showings, you normally drive up to a home, visit for a short period of time, and then leave. There’s little time to get to know the actual neighborhood.

So, here’s a thought. If you like a particular area, come back and give yourself a tour. Drive up and down nearby streets. You may even park and take a walk. This can give you a different sense of the neighborhood, especially if you visit at different times or day or different days of the week.

Read the local newspaper If you want the latest scoop on politics, crime incidents, local businesses, etc., pick up the local newspaper. They may even have an online version that you can easily find. Browse through headlines to get a feel for what

1132 Mountain View Avenue $275,000

303-775-3338

DECEMBER 22-23, 2017

Run a Google search Almost everything is online these days. Running a Google search can help you find a variety of information on the city/town, neighborhood, street, or specific house. You may be surprised at what you can learn!

Summary It’s always a good idea to check different sources of information,

2420 Elmhurst Place $425,000

to overcome bias from any one source. Plus, no one can know everything. By checking the various resources above and relying on your own impressions, you can get a better sense of what a neighborhood and home has to offer. This will help you make better home buying and investment decisions.

Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

3796 Singletree Court, Mead $795,000

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Ranch style home, 3 Bedrms, 3 baths, *Main Floor Study, Laundry, Fam. Rm, Living Rm, Eat-in Kitchen & Dining Room PLUS fin bsmt w/Rec Rm, Shop, Bedrm & Bath *2 car garage. NW Longmont

*Beautiful 4 bedrm, 4 bath, 4425 sq. ft. Home on 1.85 acres. *3 car att. Garage. 50x40 ft. shop w/loft, bathroom, Heat, A/C & attached RV parking w/14 ft door.

9788 Meadow Ridge Lane $575,000

9432 Memory Lane $400,000

9755 Meadow Ridge Lane

*Bring Your Own Builder To Meadow Green Farm! *Refresh your soul & spirit on this Beautiful 7.89 acres Estate Lot *Gated Lake Community. Horse Boarding Facilities Nearby MLS# 676671

*Enjoy the Beauty & Tranquility of Meadow Green Farm! *Bring Your Own Builder To This Beautiful 4.61 acre Estate Lot! *Gated Lake Community. Horse Boarding Facilities nearby MLS# 676784

*Bring Your Own Builder To Meadow Green Farm! *Refresh your soul & spirit on this Beautiful 9.45 acre Estate Lot! *Gated Lake Community. Horse Boarding Facilities nearby MLS# 688440

Diane Stow

diane@dianestow.com

goes on in the area. Newspapers can also tell you more about the city/town culture.

*Unique older West Longmont home on Corner lot with 2 car detached garage with spacious shop. *Offstreet parking. Lots of storage space. *A fixer-upper’s dream. Sold as-is.

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Moving to a new state or neighborhood can be a bit scary. It’s a big decision, so you’ll probably want to learn everything you can about the area. (Photo: Shutterstock)

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www.dianestow.com 512 4TH AVE, STE 101 LONGMONT 80501 (303) 651-3939 Each office independently owned and operated.

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L I SN E T I NW G

7181 Four Rivers Road • Boulder 4 Bedrooms, 4 Bathrooms, 5483 Sq. Ft. $1,190,000 Exceptional Quality thru-out this sprawling custom home nicely appointed on a quiet and low-traffic cul-de-sac a short walk to BCC! Luxury main floor master suite with office and 5-PC bath, large main floor private guest suite with 5-PC bath. Lovely outdoor spaces and balcony’s!

7076 Indian Peaks Trail • Gunbarrel 5 Bedrooms 7 Bathrooms 9450 SqFt. $3,280,000 Peaceful wooded 1+ ACRE lot on desired street backing to the 9th hole and walking distance to BCC Clubhouse. Gorgeous landscaping with great indoor/ outdoor entertaining areas. Large great room with bar, elegant fireplaces, main floor study featuring custom cherry built-ins.

P RN E IC W E!

8475 Greenwood Drive • Niwot 5 Bedrooms 5 Bathrooms 6166 SqFt. $1,097,500 Elegant 2-Story with terrific open floor plan, curved staircase, main floor office and custom built-ins. Upper floor Master suite with 2-sided gas fireplace and generous 5 piece bath.

Walkout lower level offers exercise room, rec./family room, additional guest bedroom, full bath and lots of storage. Wrap-around deck, gorgeous landscaping and backs to path.

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7557 Rodeo Drive • Longmont 3 Bedrooms 4 Bathrooms 5515 SqFt. $949,753 Enjoy Expansive VIEWS from Longs Peak to Pikes Peak from this lovely home with an inviting circular drive on 3.34 level ACRES in a peaceful country-like setting. The traditional floor plan offers extensive wood flooring, main floor office w/built-ins, updated baths, eat-in kitchen with granite, walk-in pantry and island/breakfast bar. A curved staircase leads to 4 generous bedrooms upstairs. Master with 5 piece bath and West facing balcony. Large screened-in back porch. Heated workshop and Irrigation Well!

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1655 Walnut Street #107 • Downtown Boulder 2 Bedrooms, 2 Bathrooms, 1395 Sq. Ft. $859,000 Enjoy Downtown Living in this Luxurious 2 BED, 2 BATH 1st Floor end-unit condo conveniently located in the heart of Boulder and secured building at “The Walnut” Open floor plan centered around the kitchen w/ a large center island, top of the line stainless appliances and solid surface counters. The living area boasts new wood flooring, a designer fireplace with custom mantle and access to a private and enclosed outdoor patio. Master with luxury bath and patio access. In unit W/D and 1 Reserved Parking Space.

321 Majestic View Drive • Boulder County 2 Acre Lot $697,000 2-ACRE BUILDABLE LOT Sitting on top of the Davidson Mesa on the edge of Boulder with beautiful and expansive VIEWS of the Flatirons, snow-capped mountains and the Boulder Valley. Perfect location to build your dream home with easy access to downtown Louisville, Boulder, Denver and Lafayette. Existing ranch home on East edge of property must be removed prior to construction of new home.

CALL US TODAY! 303 441 5642 Professional 4

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ASK ANGIE’S LIST

How can you avoid hiring the wrong contractor?

By Megan Linhoff, Angie’s List Whether you’re fixing a small plumbing leak or building a home addition, hiring the wrong contractor can come with serious consequences. Not only could you end up paying for project delays, unnecessary add-ons and shoddy work – or in the case of a noshow, no work at all – but in some cases, you could even set yourself up for more expensive repairs or put your home and family at risk.

Fortunately, there are a number of things you can do to ensure you’re hiring a trustworthy, qualified service professional.

Avoid scams Be wary of any contractor who demands money up front, pressures you for a quick decision or goes door-to-door in your neighborhood looking for business. A reputable contractor will never ask for cash or require full payment for a job before it’s started. And fly-by-night contractors are known to solicit work they never plan to deliver.

Do your homework Always interview at least three contractors before making a hiring decision. Take the time to read verified online ratings and reviews about service professionals in your area. And be sure to request and check references from every prospect. For cosmetic projects, request before and after photos.

And if you’re hiring for a big project like landscape design or a home addition or remodel, ask to personally visit completed projects in your area.

Check credentials Many states require contractors to uphold a state or local trade license to perform work. Where this applies, verify the validity of every prospective hire’s licensure through the appropriate regulatory agency. Also, ask every contractor to provide proof of bonding and liability and worker’s compensation insurance. These are not only important indicators of quality and reliability, they’re also designed to protect you should an accident occur on your property.

Ask questions In addition to asking for references and proof of license and insurance, DECEMBER 22-23, 2017

Taking the time to research professionals and ask important questions can help to ensure that you hire the best contractor for the job. (Photo: Dreamstime)

you should ask every contractor three standard questions in your initial interview. A service professional’s answers to these questions will help to determine whether they’re a good fit for your project: How long have you been in this business?

What is your experience with projects like mine?

Can I get a contract and all change orders in writing?

First, a professional who’s been in business for a while will not only have more experience than someone new to the field, but they will also be more likely to have worked out the kinds of administrative kinks that cause project delays, budget overages and other issues. Second, a professional with a great deal of experience working on projects like yours may be most likely to complete the project to your satisfaction. And third, getting a formal, detailed contract – and getting all subsequent promises and agreements in writing – is one of the best ways to avoid miscommunication and ensure a successful outcome. If a contractor refuses to formalize a contract, this is a red flag. And it’s a good indicator that you should hire a different service professional.

Trust your gut Sometimes, even the most qualified contractor will simply rub you the wrong way. Trust your gut. Don’t settle for a contractor you’re not comfortable with. And make the most of tools like Angie’s List to find the information and peace of mind you need to hire home service professionals with confidence.

Megan Linhoff is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

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ASK THE EXPERT

Getting your home ready for inspection

We’re pleased to announce

ANABEL ALLMAN has joined the Elevations Credit Union Longmont Mortgage Team.

BOULDER – When your home goes under contract there is almost always an inspection scheduled by the buyer. As the seller there

BY RICK are several JACQUEMARD things you can Flatirons Home do to prepare Inspections the property.

The first thing you should do to get your home ready for an inspection is clean it. A clean house says you care about and take care of it.

Leave all utilities turned on even if the house is vacant. The inspector will need to turn on the stove, run the dishwasher, test the furnace and air conditioning etc. Without the utilities on, the inspector may have to reschedule, which could delay the closing of your transaction. Remove anything that may be blocking access to your furnace, air conditioner and water heater. The inspector will need three to four feet of working space to inspect these items. Provide easy access to your basement and/or crawl space and attic as well.

There should be easy access to all exterior areas of the house. In the summer, cut down dead tree branches and clear brush from the foundation. Move items such as trash cans and BBQ grills away from the house. Leave the remote controls for your garage door opener or a key if the garage is

unattached. Unlock the covers for your electrical box and sprinkler system. If there are any out buildings be sure to leave keys. In winter clear snow from driveways, walkways, decks and patios as much as possible.

Buyers will often meet the inspector for a walk through towards the end of an inspection and would feel uncomfortable asking questions if the owner is present. Try to schedule a time for the inspection when you can be out of the house for at least three hours and be on time. Sometimes home inspectors are early. If you have pets, take them with you if possible.

Finally, all invoices and documents regarding remodeling projects or new items such as a roof or furnace should be available to the inspector. If you’ve upgraded the electrical from ungrounded to grounded, installed a new roof, replaced a furnace or simply replaced a leaky faucet, find the paperwork. It will give the buyer peace of mind to know those items were re-inspected.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

Anabel Allman Mortgage Loan Officer NMLS# 401774 | 720.467.6024 Anabel.Allman@elevationscu.com 777 21st Ave Longmont, CO 80501

It matters where you bank.

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Thinking of Moving?

Check out these great homes and many more at:

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NEWLANDS 1/3+ ACRE LOT 3189 5th St BOULDER $3,950,000, 5 Beds, 6 Baths, 5394 SqFt

STYLISH NEWLANDS BUNGALOW 3101 11th St BOULDER $1,169,000, 3 Beds, 2 Baths, 1796 SqFt

BREATHTAKING VIEWS 2576 Reserve St ERIE $800,000, 3 Beds, 5 Baths, 4436 SqFt

AMAZING REMODEL 4272 Graham Ct BOULDER $789,500, 6 Beds, 3 Baths, 2001 SqFt Joel Thompson 303-877-0060

NEAR MCINTOSH LAKE 2163 Sand Dollar Cir LONGMONT $713,500, 6 Beds, 4 Baths, 4809 SqFt

NEW IN THE HEART OF BOULDER 2445 Junction Pl 303 BOULDER $689,000, 3 Beds, 2 Baths, 1330 SqFt

EXPANSIVE MOUNTAIN VIEWS 91 Navajo Trl NEDERLAND $675,000, 4 Beds, 4 Baths, 5044 SqFt

CENTRALLY LOCATED 3130 Eastwood Ct BOULDER $645,000, 5 Beds, 3 Baths, 2258 SqFt

1-3 Sat en p O

GREAT 4-UNIT INVESTMENT 1007 Hover St A, B, C, D LONGMONT $629,500, 4 Bed, 4 Bath, 519 SqFt/Unit

BEAUTIFUL HEATHERWOOD HOME 4607 Concord Dr BOULDER $625,000, 4 Beds, 3 Baths, 2507 SqFt Laurell Richey (303) 881-4525

9+ ACRES IN TOWN LIMITS 71 Stinky Gulch Rd NEDERLAND $585,000, 1 Bed, 1 Bath, 956 SqFt

NEW CONSTRUCTION 8 Sandau Ln BLACK HAWK $559,000, 3 Beds, 3 Baths, 3088 SqFt

1.13 ACRES JUST OUTSIDE CITY LIMITS 3940 County Road 1 ERIE $499,000, 3 Beds, 1 Bath, 1773 SqFt

WONDERFUL RANCH-STYLE 2420 Elmhurst Pl LONGMONT $425,000, 3 Beds, 3 Baths, 3356 SqFt

AWESOME RANCH FLOOR PLAN 1491 Wildrose Dr LONGMONT $420,000, 3 Beds, 2 Baths, 2354 SqFt

IMMACULATE RANCH VILLA 2453 Santa Fe Dr A LONGMONT $410,000, 2 Beds, 2 Baths, +Study, 1845 SqFt

INCREDIBLE MOUNTAIN VIEWS 1516 Judson Dr LONGMONT $400,000, 3 Beds, 3 Baths, 2692 SqFt

UPDATED TRI-LEVEL 1547 Bain Dr ERIE $390,000, 3 Beds, 3 Baths, 1852 SqFt

BACKS TO OPEN SPACE 1127 Pratt St LONGMONT $335,000, 2 Beds, 1 Bath, 968 SqFt

TOP FLOOR END UNIT 7470 Singing Hills Dr BOULDER $292,900, 2 Beds, 2 Baths, 975 SqFt

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1911 11th Street 107 Boulder, CO 80302

286 N Bridge St Nederland, CO 80466 DAILY CAMERA / TIMES-CALL

REAL ESTATE

Last-minute gift giving for first time home buyers BOULDER – Saving for a down payment on a home is the most difficult step in the process of buying a home for 25% of first time buyers, according BY DUANE to the National DUGGAN Association of Realtor and Author Realtors (NAR) RE/MAX of Boulder 2017 Profile of Home Buyers and Sellers. Of those buyers, 55% said student loan debt delayed them in saving for a home. Now couple those issues with the high price of real estate in the Boulder area, and it makes it very difficult for first-time buyers to get started. In fact, according to the same profile from NAR, the typical first-time buyer might delay a purchase for three years to save for a down payment. In an appreciating market such as in the Boulder area, purchasing the first home gets harder as time goes on.

NAR also says that 25% of first-time buyers depended on a gift from a relative or friend to help with the down payment. This brings us today’s topic: gifting money to first-time buyers to help purchase their first home.

In 2017, you can gift $14,000 per person without any tax considerations. For a married couple giving to a child, that adds up to $28,000. In addition to a first-time buyer’s savings, that could be enough to make the purchase happen. However, in many cases it isn’t. If a couple decides to gift more than the $28,000, any additional amount will be applied to the estate tax credit of $5.49 million. Before gifting, you should check with

In addition to any gift funds they might receive, they can make their own contributions to it and watch their down payment funds grow.

The annual contributions are limited to the same gift amounts as above: the $14,000 and the $28,000, respectively. There is no time limit on how long the account can be open. That means a grandparent can even open an account now to start saving for a grand baby’s future home.

To qualify for a FHSA you need to be a first-time buyer, but there are exceptions. If you were married, now divorced for three years, you still qualify. You can buy a home with someone that has owned a home, just as long as you have not owned a home before.

It is easy to get started! Almost any kind of account you can set up in a financial institution can be in a FHSA. Examples are savings accounts, money market account,

CDs, stocks, bonds, mutual funds, and even insurance.

If you are just getting started, you can open a new account, or you can designate an existing account to become your FHSA. In this season of giving, why not get someone started with a gift and then help create a plan for monthly contributions to a FHSA to save up for a specific down payment by a specific date?

Be sure to consult your financial planner, accountant, mortgage loan officer, and Realtor to create a plan that is just right for your situation!

Visit our RE/MAX of Boulder videos for more information on gifting money for down payment at bit.ly/2Bv3ZAt and Colorado FHSA at bit.ly/2p6BAL9.

Or download our podcasts on these topics and dozens more real estate, financial, and mortgage topics on iTunes and other major podcast providers at apple.co/2yTWvk2.

For National Association of Realtors 2017 Profile of Home Buyers and Sellers, visit nar.Realtor/research-and-statistics/ research-reports/profile-of-homebuyers-and-sellers-in-subregions.

Duane Duggan is an awardwinner Realtor and author of the book, “Realtor for Life.” He has been a Realtor for RE/MAX of Boulder since 1982 and has facilitated over 2,500 transactions over his career. Living the life of a Realtor and being immersed in real estate led to the inception of his book. For questions, e-mail Duane at duaneduggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

may have run its course, and that reduced demand for rental housing should keep rent increases in check, according to the report.

That said, the number of renters will continue to rise, especially among higher-wage earners.

In 2006, only 12 percent of U.S. households earning $100,000 or more were renters. But by 2016, 18 percent of households with that high an income were tenants.

Metro Denver added 91,000 additional renter households from 2006 and 2016, Spader said. Of those, nearly four in 10 represented households making $100,000 or more a year.

Metro Denver, over the past decade, has lost 55,000 units with rents at $850 or less a month and added 95,000 units with rents above $1,500 a month, Spader said.

In this season of giving, why not get someone started with a gift and then help create a plan for monthly contributions to a FHSA to save up for a down payment? (Photo: BigStock Photo).

your tax advisor to see what works best in your situation.

Another idea, which became available in 2017 for Colorado residents, is the First-Time Homebuyer Savings Account (FHSA). The ability to establish this account came from the Colorado Legislature as House Bill 16-1467. Any Coloradoan can set up an account to be used towards down payment and costs associated with the closing. Setting up this account allows the down payment to grow free of any Colorado taxes on any gains in the account. Up to $50,000 can be placed in the account and it can grow to up to $150,000 without taxation.

The “tax benefit” isn’t all that significant in and of itself, but it does help. Perhaps even more important is that it creates the structure of saving for the down payment for that first-time buyer.

Renters (continued from page 2) of $1,370 a month.

Boulder’s heavy concentration of university students pushes down the income numbers in a county with elevated rents. Yet, even in Colorado cities where rents are a comparative bargain, incomes have failed to keep pace.

About 34.1 percent of Pueblo’s renting households are considered severely burdened, while 33.5 percent of the Grand Junction DECEMBER 22-23, 2017

households who rent fall into that category.

In Fort Collins, a third of renting households are severely burdened, while in Greeley, 30.6 percent are. Colorado Springs, with 26.2 percent of households severely burdened, has a ratio closer to Denver’s.

The Harvard study predicts the huge shift from owning to renting that started back in 2004

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COVERPROFILE

Goodacre & Company’s Father-Son Team Works and Plays Hard

By Darren Thornberry, At Home. Photography by Timothy Seibert.

Working together as a family is classic Goodacre.

Integrity comes first with Ken and Ben Roth.

L

egendary basketball coach John Wooden once said it isn’t what you do, but how you do it.

Ken Roth, managing broker at Boulder real estate firm Goodacre & Company, applies this principle to helpings clients buy and sell their homes. What do you do, he asks, when you’ve spent two months working with someone on purchasing a home, only to see it fall apart? “You don’t push a client too hard toward a sale if they don’t believe it’s in their best interest,” he says. “I treat my clients as if I were the one buying the house.”

That approach has served him well at Goodacre & Company – a Boulder institution since 10

AT HOME COLORADO

1975. Working for reputation over revenue sees the firm leading the local market in high-end transactions 42 years after it started.

Roth came into real estate in 2001 after 30 years in manufacturing. In eight weeks, he secured his real estate license and was off to the races. Two years later, he joined Goodacre and has been there ever since. He credits company founder Bill Goodacre’s deep community connections with the company’s longevity and success. “Bill is truly Realtor emeritus,” he says.

The notion that Boulder’s Realtor community is friendly despite the lack of inventory might surprise some. But, Roth

Working for reputation over revenue sees the firm leading the local market in high-end transactions 42 years after it started. explains, that’s not accidental.

“We have such good relationships with the other realty offices in town. They all know we’ll hold up our end of the transaction. We help each other out, and that’s different than what you find in some big city markets. Our goal is simple: no drama.”

Ben Roth, Ken’s son, had the real estate bug early on. He got

his real estate license at 18, and immediately started working in property management and leasing and, while in college, a showing service. In 2012, Goodacre was retooling its front desk position, looking for someone with both people skills and marketing aptitude. When a great candidate was not coming along, Ken was still somewhat surprised to learn that his own son wanted to give it a shot. “This position is a good fit for me,” Ben says. “I have always been interested in real estate, in houses, in design, and I enjoy the great relationships with clients.”

Five years later, father and son work closely and Ben is preparing to close on his third personal purchase. As a broker associate and marketing guru, he can cover for his dad when he’s out of town and also showcase his marketing and design talents for many of the company’s products.

Working together as a family is classic Goodacre. It’s not something Ken saw coming when he once imagined what he and his sons would do workwise, but that’s what happened. Ken’s son Zach works in manufacturing for Studio Shed in Louisville, and of course Ken himself is a recovering mechanical engineer. They have that connection. With Ben in real estate, Ken passes on his knowledge and work ethic in this industry, too. “It’s very rewarding for me as the managing broker to help move new people along,” Ken says, “and Ben being my son, even more so.”

“I haven’t run him off yet,” Ben chuckles. “It’s been great working with my dad. I have learned a ton from him. His experience is a huge asset to me.”

It’s not all work for the Roth boys, though. That would never work. Ben, a national champion of competitive indoor rock climbing at age 13, got Ken into climbing. They also hit the slopes and hike together. And perhaps the most Boulder thing about them is that they brew beer together. In the garage. In fact, their Belgian double Christmas ale – Bad Santa – is fermenting as you read these words.

Ken can see retirement on the horizon, which in the real estate business doesn’t happen all at once. One slowly steps away.

Seeing his son’s passion for real estate and catching glimpses of the integrity he’s tried so hard to pass on, Ken knows he can wind down his business at the right time and everything’s going to be DAILY CAMERA / TIMES-CALL

Featured Listings

8812 Lakeside Court, Boulder - $1,990,000 - 5 bedroom, 6 bath - 5,614 square feet www.8812lakeside.com

The high-end homes in this area, and the complexities of such transactions, are Ken and Ben Roth’s bread and butter.

just fine.

But that’s down the road.

Today you’ll find this dream team working very hard for their clients. The high-end homes in this area, and the complexities of such transactions, are their bread and butter.

To learn more about how Ken and Ben Roth and Goodacre & Company can assist with

your home sale or purchase, simply stop by Goodacre’s office at 2450 Broadway or visit goodacreproperties.com.

You can reach Ken Roth at 720.201.0941 or by e-mail at ken@goodacreproperties.com; or Ben Roth at 303.956.5713 or by e-mail at ben@ goodacreproperties.com.

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5880 Olde Stage Road, Boulder - $925,000 - 3 bedroom, 3 bath - 4,078 square feet www.5880OldeStage.com What a rare opportunity to own in North Boulder! This is the premiere location on Olde Stage Road, built 55 years ago and rebuilt and modernized in 1991.

Peerless views of hundreds of acres of adjacent open space and longer distant views of the plains and lakes. A mere ten minutes from downtown Boulder, but it feels light years away from the bustle of the city.

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DECEMBER 22-23, 2017

ATHOMECOLORADO.COM

11

ATHOMECOLORADO.COM

Gingerbread House Contest ENTER FOR A CHANCE TO WIN A GREAT PRIZE!

Enter your house by January 1!

Highlight your creative talents by entering the 2017 Gingerbread House Contest presented by AtHomeColorado.com.

Try your hand at creating a delicious masterpiece of gingerbread, icing and other edibles.

Creations are accepted from youth, teens, families, adults, businesses or organizations.

Start working on your house soon, voting is only a few weeks away!

ENTER TODAY!

http://athomecolorado.com/gingerbread-house-contest

atHome Colorado Home and Real Estate

Contest Details: Enter your home by January 1, 2018 online at athomecolorado.com/gingerbread-house-contest. Voting will begin January 2 and will end on January 9. The top houses will be featured in the January 12 edition of At Home. You must be 13 years of age or older to enter the contest. Those younger than 13 may enter with parental supervision. For questions, e-mail athome@prairiemountainmedia.com.

12

AT HOME COLORADO

HOLIDAY ENTERTAINING

Party in small spaces!

Tips for inspired holiday gatherings in small homes For many in Boulder County, this is the era of finding ways to live large in small spaces.

There’s no better time to get creative than the holiday season!

BY KARLA As a frequent BIELANSKI “more the RE/MAX of Boulder merrier” party thrower in a series of small homes, and a lover of staging spaces for impact in my real estate business, I’m sharing a little fresh inspiration to make spirits sparkle and get beyond small-house party fear. Even when the size of your guest list makes your square footage feel more like square inches, don’t hold back.

Try these tips from me and the diynetwork.com.

Conceal electronics Wall-mounted televisions are the rage, but a blank screen is not so festive. Either play an amazing slide show of holiday scenes or a burning fireplace, or cover that monitor with art or wrapping paper and a big ribbon.

Go unexpected with lights Add sparkle galore with light sprinkled on your buffet or dining table. There is no need to spend hours stringing lights; simply scatter, drape, and pile those beauties right on your lovely food table. One word of caution: Be conscious of the cords so no one trips and stumbles into the New Year. Battery-operated lights are perfect for this. Keep it green with renewable batteries.

Go beyond typical Small faux trees are awesome, but you can add pizazz by getting creative with a small live tree or herb tree of rosemary. To dress up the stand, use surprise materials like a favorite scarf around the base of your tiny tree or a holiday tablecloth for something larger.

Make creative beverage stations Re-purpose pots, buckets and festive-colored storage bins to add unexpected fun and creativity to your beverage stations. Fill with

For many in Boulder County, this is the era of finding ways to live large in small spaces. There’s no better time to get creative than the holiday season!

ice for drinks or for chilling beer and dazzle with re-use charm. A beverage cart can help spread the crowd out beyond one bar station.

Let nature rule A garland doesn’t have to be pine clippings – any decorative greenery works for mantels, shelving, mirrors, or tables. White lights help to define the holiday mood.

Use everything you’ve got When it’s time for your holiday party, don’t hold out. Use other rooms and nooks of your home.

Your home office makes a perfect libation lounge or dessert station, especially when you use bookshelves to hold snacks, condiments, and plates.

Make it easy If you need to fill a void or are looking for a certain color or size for your décor, make it easy and festive. Buy some wrapping paper and wrap up boxes you have lying around. You’ll have the holiday lift and look you need.

For more tips visit diynetwork.com/ how-to/make-and-decorate/ decorating/holiday-entertaininghacks-and-decorating-ideaspictures.

RE/MAX of Boulder Realtor Karla Bielanski is a 34-year resident of Boulder County who is deeply knowledgeable about the community. Karla loves to entertain and cook for her guests, travel, garden, read, dance, and renovate homes. Contact Karla at 303.931.5774, e-mail karla@homesofboulder.com or visit homesofboulder.com.

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Contact Me To Receive My Newsletter

THINKING OF BUYING OR SELLING IN 2018?

SERVICES I PROVIDE INCLUDE, BUT ARE NOT LIMITED TO, THE FOLLOWING:

• Complimentary Walkthrough of Your Property • Complimentary Market Analysis • Home Staging Consultation • Recommeneded Resource Assistance for a Worry-Free Transaction

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Start 2018 with a Realtor you can trust! ®

970-231-4172 · jfeeney@c3-re.com

DECEMBER 22-23, 2017

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13

LAWN AND GARDEN

For a happy new year, follow tradition LONGMONT – The cycle of the calendar has revolved once again and we find ourselves on the cusp of a new year. This is the time to ring out the old

BY CAROL and welcome the O’MEARA new, so if you’re Colorado State looking for a University Extension way to celebrate, look to tradition to help you along. We’ve got a few ideas for how you can have fun with a bit of folklore on January 1.

In Spain, the tradition is to eat 12 grapes at midnight – one grape every chime of the clock. Each grape represents a month of the outgoing year; seedless grapes are best for this unless you have a reason to spit when remembering some months of 2017.

Because lentils are circular, flat disks, they represent coins in some Latin American folklore. The lentils are secreted into pockets, purses, or nooks where people want to find money the following year. Chilean traditions say they can be eaten,

too, to ensure plenty of work and money in the upcoming year.

Scottish and English myths hold that the first person to enter a home after midnight augurs the luck – or lack thereof – for the following year. Known as First Footer, the ideal person for this is a tall, dark, handsome male carrying coal, a loaf of bread, and whiskey.

Clearly the originators of this haven’t been to Colorado, where the first thing to enter is likely to be a Box Elder bug. They aren’t tall, dark, and handsome; perhaps short, flat and annoying means they’re harbingers of struggle.

The challenge with having a six-legged First Footer you don’t want in the home is that a different tradition warns against having anything leave the house on New Year’s Day, aside from people.

Signifying that you won’t lose anything important to you, keeping everything buttoned up inside the home is serious business and even garbage should be put out the night before.

Not letting anything leave on New Year’s Day might not square up with the ancient Babylonians, however, who believed that this

was the time to return borrowed farm equipment. January 1 is a great time for this; the gardens are quiet for winter and you don’t need another item cluttering up the garage. Returning that hoe to hang in someone else’s shed for months is a pretty good tradition.

Go ahead and borrow it again next summer.

For some, New Year’s Day is the time to cleanse the home of evil spirits, which is done by tossing pails of water out of the windows.

Given the extreme dry season we’ve had so far, this might not be a bad idea. Just aim for the lawn, base of trees or shrubs. Keep the pails light so you don’t damage branches or your back when flinging that water.

In other locales, driving out evil spirits was done via noisemaking.

People in ancient Thailand believed firing guns frightened off demons (please don’t do this), while colonial Americans shot pistols into the air (please don’t do this either). Turn your energy into blaring on toy horns or kazoos, then save them for use chasing squirrels in summer.

Both Belgium and Romania

reportedly have a tradition of talking to their cows, including wishing them a happy New Year and otherwise communicating with them. For a gardener, this is sound advice: find a cow, look deeply into her eyes, and ask politely for manure. I’m just kidding – please don’t. If you don’t know her well, that cow will not be amused.

Visualize it instead.

However you plan to celebrate the day, remember to toast your landscape with a big, slow drink of water. The plants need it and will thank you with growth and prosperity next summer.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

OPEN HOUSES FEATURED WWW.ATHOMECOLORADO.COM/OPEN-HOUSES

Model Home Located at 1522 Moonlight Drive, Longmont Office Hours: Thursday & Friday 12-4pm Model Open Thursday - Sunday and Saturday & Sunday 12-5pm 12PM-4PM

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LIST YOUR OPEN HOUSE 14

AT HOME COLORADO

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 DAILY CAMERA / TIMES-CALL

OPEN HOUSE

QUICK GUIDE

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES BOULDER 4607 Concord Dr $625,000 Saturday 1:00 PM-3:00 PM Laurell Richey RE/MAX Alliance (303) 881-4525 4272 Graham Ct $789,500 Saturday 11:00 AM-2:00 PM Joel Thompson RE/MAX Alliance (303) 877-0060

FORT COLLINS 1334 Leahy Dr High 480,000’s Saturday 1:00 PM-4:00 PM Renee Salza C3 Real Estate Solutions (970) 231-5082 1334 Leahy Dr High 480,000’s Sunday 1:00 PM-4:00 PM Renee Salza C3 Real Estate Solutions (970) 231-5082

6219 Eagle Ridge Ct, Fort Collins $929,000 Saturday 10:00 AM-1:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 6219 Eagle Ridge Ct, Fort Collins $929,000 Sunday 11:00 AM-1:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

1522 Moonlight Drive Starting in the mid-$400,000’s Sunday 12:00 AM-5:00 PM Stan Meade/Tim Shea Pedal To Properties (303) 817-7777 918 Half Measures Dr. $600K’s+ Daily 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 522-7928

GREELEY 2523 14th Ave. $250,000 Saturday 12:00 PM-3:00 PM Randy Payne C3 Real Estate Solutions (970) 443-0234

LOUISVILLE 1805 Blue Star Lane - Model Home $600K’s+ Wednesday - Sunday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196

LONGMONT 1522 Moonlight Drive Starting in the mid-$400,000’s Saturday 12:00 PM-5:00 PM Stan Meade/Tim Shea Pedal To Properties (303) 817-7777

LOVELAND 3025 Crux Dr $334,950 Saturday 11:00 AM-3:00 PM Matt Nesbitt The Group Inc (970) 419-2327

3440 Oberon Drive $360’s-$430’s Saturday 10:00 AM-5:00 PM Brittany Munoz LC Tulip (970) 227-1334 3440 Oberon Drive $360’s-$430’s Sunday 10:00 AM-5:00 PM Brittany Munoz LC Tulip (970) 227-1334 4069 Buffalo Mountain Dr $370,000 Saturday 1:00 PM-3:00 PM Cathy Vance The Group Inc (970) 231-0234

WINDSOR 2167 Longfin Dr $385,000 Saturday 9:00 AM-5:00 PM Kathy Beck The Group Inc (970) 213-8475 2167 Longfin Dr $385,000 Sunday 11:00 AM-2:00 PM Kathy Beck The Group Inc (970) 213-8475

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

15

DESIGN RECIPES

10 style trends for 2018

By Cathy Hobbs Tribune News Service With a new year fast approaching, what’s in and what’s out? As 2017 rolls out and 2018 ushers in, there are some clear design trends that are taking shape. Many are tied to lifestyle trends now impacting home decor.

Design Recipes has compiled a list of trends we see taking shape in 2018.

1. Local materials. Similar to the farm-to-table movement in food, in home decor, many businesses – including even larger retailers – are incorporating the work of local artisans into their product mix.

2. Gray, black and taupe.

More than ever, muted colors are dominating the color landscape.

Why? Because of the versatility of neutral colors. Neutral colors don’t have to be boring; they can easily be added to any pop of color or accents.

3. Brass. No longer considered outdated, brass is now a popular

(Top: A reclaimed table serves as the backdrop for this dining area. Right: Cozy accents like a fabric chaise and faux fur blanket help create a sense of hygge.

(Photos: Design Recipes)

 

2 Bedrooms 1 Bathroom

Mark Sullivan 303-884-3760

and modern finish that is present on a lot of case goods as well as lighting.

4. Vintage. One of the trends that will be elevated in 2018 will be the use of blending old with new. So-called conversation pieces will be on trend that can easily be incorporated and blended into a modern palette.

5. Recycled, repurposed and reclaimed materials. These days people are more socially conscious than ever, and in nearly every city there is an ever growing group of local craftsmen producing gorgeous furnishings such as wood slab tables and custom furniture.

6. Metallics. Silver, brass, chrome and metal will be hot in 2018. Hardware will be on trend as a way to make a statement, whether through kitchen cabinets or furniture pieces. Additionally, soft goods will be influenced by the presence of metallics as far as pillows and bedding.

7. Anything hygge. Hygge is a Danish word (pronounced hoo-guh) that essentially

1908 Bungalow in Old Town! All Brick w/cozy front porch 2 Blks from the convenience of Main St. & 1 block away from Thompson & Roosevelt Park. Interior is highlighted w/many original features, light fix. wood trim, retro tile around the custom fireplace, built in bookshelves, built in china & Kitchen cabinets. Most have original glass fronts. Storm windows throughout & newer furnace, a/c & H20 heater.

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Call DJ Johnson www.savanthomesinc.com 16

AT HOME COLORADO

4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

(970) 213-0648 djjohnson@remax.net DAILY CAMERA / TIMES-CALL

BOULDER | 1439 NORTH STREET

Left: A kitchen island finished in black lacquer helps make this kitchen feel luxurious.

Right: Basic black accessories and accents dominate the decor in this living room. (Photo: Design Recipes)

means coziness and a feeling of contentment. There are a number of ways this translates into daily life, from the home to how to act throughout the day. Look for items that can bring about calm and relaxation.

8. Basic black. There was a time when deep brown and indigo were popular alternatives to black. In 2018, black will be back and dominant in home

decor. Black continues to make a power statement and will be used prominently in finishes, fixtures and furnishings.

9. Concrete. This material remains popular, whether you are looking to achieve a look that is modern and minimal or industrial chic.

10. Pink. Believe it or not, this color has become a gender-neutral mainstay. No longer considered

feminine, the color pink is seen in all gender fashion on the runway as well as in home decor.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

Cozy and sophisticated in sought-af ter West Boulder location. Conveniently located between Ideal Mkt, foothill trails & Pearl St. Mall. Enjoy this professionally remodeled home, casual and sophisticated with soaring ceilings, bright sunny spaces and gourmet kitchen.

9000+ sq ft lot with potential for future expansion. Extra large lush backyard is perfect for entertainment, activities, and play. (829229)

$1,499,000 Bill Allen Office: 303.441.5690 Cell: 303.570.9814 ballen@boulderco.com

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name Hover Manor Senior Apartment Residence

Address 1401 Elmhurst Drive, Longmont

Type Senior Living

Rent $905/$910 per month

Bed/Bath

Description

Other Amenities

Information

1 Bed, 1 Bath

62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted

Furnished, pet friendly, laundry facility

303.772.9292; hovercommunity.org

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com DECEMBER 22-23, 2017

ATHOMECOLORADO.COM

17

Real Estate place yoUr ad:

Real Estate

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

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Foothills Apartments 2BR 1BA Units in Loveland: Water Mineral Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

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Duplex 2BD, 1BA, DW, A/C, Gar. N/S/P/D $1095/mo. 303-776-8038

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Enjoy your own huge space in a lovely home!

Seeking mature, employed professional housemate to share 4500 sq ft home.

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ATHOMECOLORADO.COM

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RE/MAX of Boulder Puts Its Money Where The Miracles Are RE/MAX of Boulder is proud to be named a “Miracle Office” by Children’s Miracle Network for supporting Children’s Hospital Colorado.

We are making a powerful impact on the lives of sick and injured children and their families. Join us in supporting Children’s Hospital Colorado.

CALL US FOR ALL YOUR REAL ESTATE NEEDS AT 303.449.7000

20

AT HOME COLORADO

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