At Home Colorado - Boulder County Edition 10.06.17

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

Boulder Creek Neighborhoods Announces Low-Maintenance Showcase Home Weekend

Quick Guide and Featured Open Homes

How to Buy A Kiddie Condo Instead of Renting

What Are The Signs of Home Electrical Problems?

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Parents can get smart about their child’s college housing and offset the cost of college with a “Kiddie Condo Loan.”

Knowing the symptoms of an electrical problem can help you make repairs to prevent a dangerous situation.

October 6-7, 2017

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COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Suzanne Plewes Rick Jacquemard Michaela Phillips Tom Kalinski Paul Pogue Duane Duggan Gabrielle Savoie Ed Del Grande Cathy Hobbs ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR / DESIGN Greg Stone At Home is an Advertising Feature published by the Boulder Daily Camera and Longmont Times-Call. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

E-mail athome@dailycamera.com ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouse.com.

REAL ESTATE NEWS

Buffini & Company honors Veronica Precella as the “Certified Local Facilitator of the Year” CARLSBAD, CA (Sept. 2017) – Each year, one Certified Local Facilitator (CLF) of Buffini & Company’s Peak Producers agent training program is honored for his or her high-level commitment to impacting and improving the lives of real estate agents, mortgage, title and warranty industry professionals.

Precella has been a CLF for six years, guiding agents through the Work by Referral system with the Peak Veronica Precella Producer’s classes.

“I believe the Association is only as strong as it’s members,” says Precella, “and the best way to make sure everyone wins is to equip agents for success with solid training.” She continues, “In my role, I’ve wanted to make a true difference in people’s lives, and partnering with Buffini & Company is helping me do that.”

Precella facilitates Peak Producers, a 12-week training program developed by industry expert, Brian Buffini. The program, available in-person and online, helps real estate professionals learn the habits, attitude and skills required to be a professional business owner and produce at a consistently high level. Precella was chosen as the 2017 Certified Local Facilitator of the Year from hundreds of Buffini & Company Certified Local Facilitators across the United States and Canada.

“Veronica believes so deeply in the value of working by referral and helping people build their sales skills she chose to bring Peak Producers into her association,” says J’aime Nowak, Buffini & Company’s director of corporate development and master trainer. “Her students, her associates and fellow leaders rave about her energy, her passion and her enthusiasm and are grateful for her philosophy to develop others and ensure that all who want to, do well and prosper.”

For further information call 800.945.3485, ext. 4 or visit buffiniandcompany.com.

Longmont Realtors® announce November election endorsements LONGMONT – The Longmont Association of Realtors® (LAR) interviews candidates for all local elections, asking them questions related to only real estate issues. After considering the candidates responses, the Association determines which candidates are worthy of support. For the 2017 City Council race, LAR has determined the following candidates will best represent Realtors® and private property owners in Longmont: Mayor: Brian Bagley; At-Large: Alex Sammoury; and Ward 2: Jeff Moore.

These candidates agree transportation is a priority for our city, support the Windy Gap ballot measure and believe Longmont can best create new housing by allowing the free market to function and the use of incentives, not mandates, to encourage the creation of affordable housing products.

In addition to candidate endorsements, LAR also supports two Longmont ballot measures relevant

to the real estate industry: the public safety sales tax increase (ballot measure 2H) and bonding for Windy Gap (ballot measure 2J). In announcing LAR’s support for the measures Chair James Plaster said, “Funding public safety and ensuring a plentiful water supply are important priorities for residents both now and for the future.”

The Longmont Association of Realtors® is dedicated to providing services and affiliations to its members necessary to conduct their businesses in an ethical and professional manner. It acts with a united voice for its members and the public with regard to protecting and preserving the free enterprise system and the right to own, use and transfer real property.

The Longmont Association of Realtors® is dedicated to enhancing the public’s awareness and confidence in our organization. For more information visit longmontrealtors.com or call 303.772.5555.

OPEN HOUSES Visit AtHomeColorado.com/open-houses for a comprehensive list of area open houses taking place this weekend.

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REAL ESTATE

Why viewing homes in your price range is important home that you cannot afford.

Homes within your price range may pale in comparison to the more expensive homes that you’ve seen. This can be very discouraging as you continue your home search. When you view homes outside of your price range, you set yourself up for disappointment. It’s therefore much better to be realistic and stick to your range.

LOVELAND – You may have heard real estate agents advise that you only view homes in your price range.

Many buyers assume that this is because

BY SUZANNE agents are not PLEWES willing to spend RE/MAX Alliance in Loveland time showing homes that their customers are unable to purchase.

However, this is not the case. There is a much more important and practical reason for viewing only homes in your price range, and it’s in your best interest to do so.

Time and energy The home buying process can be a bit tiring, especially in this type of market. Overall, there is a shortage of inventory. This means that the demand for listings that do enter the market is high. As a result, it may take you longer to find a home to purchase.

Viewing homes outside of your price range would only add to this problem, and could lead to buyer fatigue. It’s best for you to focus your time and energy on listings that matter, rather than wasting it on homes that you do not qualify to purchase.

Psychological aspect of home showings In any market, homes in higher price ranges will naturally be “better” than those in lower price ranges. They will be larger, in better condition, have more features and amenities and/or be located in better neighborhoods.

You can easily fall in love with a

Diane Stow ane

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303-775-3338

diane@dianestow.com October 6-7, 2017

Resisting the urge In some cases you may you qualify to purchase a more expensive home, but it would leave you “house poor.” When you start viewing homes in a higher price range, it will be difficult to resist the urge to purchase them. After all, they will be nicer than homes in the lower range. That urge may lead you to make an unwise

financial decision that you could later regret. It’s best to avoid the situation altogether by viewing only homes in the desired price range.

Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

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When you view homes outside of your price range, you set yourself up for disappointment. It’s therefore much better to be realistic and stick to your range. (Photo: Shutterstock)

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ASK THE EXPERT

Top 8 home inspection problems BOULDER – A professional home inspection will reveal a lot about your future home. Besides learning about the mechanical

BY RICK operations of JACQUEMARD your home Flatirons Home the inspection Inspections will reveal any obvious defects. A recent national survey of home inspectors revealed what are the eight top home inspection problems.

1) Improper surface grading and drainage. This was by far the most frequently found problem.

This is something that can be easily identified but can be costly to rectify.

About nine percent of inspectors cited older and damaged roofs as the most-common home inspection problem. (Photo: Shutterstock)

2) Improper or undersized electrical wiring. Many inspectors, about 20 percent, found this to be the most common home inspection problem. Areas that should have GFCI receptacles and do not.

3) Older and damaged roofs.

About nine percent of inspectors cited this as the most-common

home inspection problem. While a roof may look fine from the ground, a thorough inspection may reveal potential problems.

4) Deficient and older heating systems. Problems include broken or malfunctioning controls, blocked chimneys, unsafe exhaust flues and cracked heat exchangers.

5) Poor Overall Maintenance including cracked, peeling or dirty painted surfaces, crumbling masonry, make-shift wiring or plumbing.

6) Damage to structural components such as foundation walls, floor joists, rafters or window and door headers.

7) Plumbing defects including the existence of old or incompatible piping materials, faulty fixtures and waste lines and improperly strapped hot water heaters. In some older homes lead

piping can also be a problem.

8) Exterior items such as doors and wall surfaces, inadequate caulking and/or poor weather stripping. Single pane windows without storm windows.

Be sure your inspector has thoroughly covered these areas in their report. It is recommended you have a list of questions for the inspector.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

REAL ESTATE

The cannabis boom and Colorado’s low employment rate DENVER – In June, per Zero Hedge, Colorado was reported as having the lowest unemployment rate in the country. At

BY MICHAELA 2.3%, it was the PHILLIPS lowest in the Guaranteed Rate, Inc. state since 2001.

In the most recent report, North Dakota edges Colorado for first place. According to the Denver Post, North Dakota’s jobless rate in July was 2.2% while Colorado’s was 2.4%. For comparison, the national unemployment rate was 4.4% in June and 4.3% in July.

There are many things that contribute to this. Colorado has friendly business practices (most notably, a low business tax rate at 4.6%) and that invites people to, quite literally, move here and set up shop. The state is also attractive to the clean energy sector and those who want to work in an atmosphere with a myriad of outdoor and recreational opportunities.

But, a major factor is also cannabis.

The marijuana industry is growing, and growing fast. As reported in Forbes, the legal cannabis industry is expected to create a quarter of a million jobs by 2020. This is enough to surpass the number of jobs manufacturing

is predicted to create.

This comes as no surprise when you take into consideration how much the cannabis industry is worth: in 2016, the legal industry had an estimated value of 7.2 billion. And this value will only increase. In the recreational realm, where Colorado is a leader, sales are expected to more than quadruple in the next four years.

The value of the market is welcomed news to anyone in the industry. Thanks to marijuana, Colorado created 18,000 new jobs in 2015 alone. Now California, where recreational dispensaries are expected to open in January 2018, is predicted to create even more.

All of this adds up, so much so that nearly 300,000 new jobs will

exist in cannabis by 2020.

Colorado was the first state to legalize recreational marijuana (though Washington legalized the same day). As a result, the Centennial State is often viewed as the guinea pigs of ganja.

What happens here is predicted to happen in other states, as well. When it comes to the unemployment rate, this could be a great thing for the nation.

Michaela Phillips is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela@michaelaphillips.com or visit michaelaphillips.com.

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REAL ESTATE AN URBAN HUB THAT’S EQUALLY INNOVATIVE.

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EXCITING NEW PLACES TO LIVE IN DOWNTOWN SUPERIOR. Just outside Boulder and a short commute from Denver, distinct neighborhoods with a variety of innovative new home options are being created. They’re part of Downtown Superior, a new urban hub surrounded by 42 acres of wide-open Colorado spaces that will include bike paths and walking trails.

The downtown area is growing and soon will have shopping, dining and entertainment just blocks from your new home.

Come explore single-family homes with rooftop patios, hip row houses and forward-designed urban townhouses.

Visit DowntownSuperior.com/Homes to learn how you can be one of the first to call Downtown Superior “home.”

How to buy a kiddie condo instead of renting BOULDER – With the tight rental market in Boulder, instead of fully relaxing during the upcoming family weekend at CU-Boulder, many parents

BY TOM face signing a KALINSKI high-rent lease RE/MAX of Boulder for their child’s off-campus housing next year.

But it doesn’t have to be this way.

Parents can get smart about their child’s college housing and offset the cost of college with a “Kiddie Condo Loan,” says Realtor Duane Duggan, host of the RE/MAX of Boulder podcast with his guest, Jessica Shanahan, loan officer from Premier Lending.

What’s a “Kiddie Condo Loan”?

Basically, instead of paying rent, you help your child buy a home.

“It doesn’t have to be a condo, it can be any kind of primary residence,” says Shanahan.

“If your child is coming to CU-Boulder and you want to invest in this amazing real estate market instead of paying rent for your child over four years,” says Shanahan, “a Kiddie Condo is a good alternative.”

Since the home is your child’s primary residence, down payment requirements are lower – from three to 10 percent – than the 20 to 25 percent required on investment property, she explains.

The lower down payment needed for a primary residence is one reason the “Kiddie Condo” plan is attractive, since the amount down can be an issue, adds Duggan.

If this sounds like a path you want to consider, you’ll be glad to know the process isn’t difficult.

Your child would be the borrower and you would co-sign the loan, explains Shanahan.

With a co-signer in place, your child would have no income requirements, but your child will need a credit score, she says.

Parents can get smart about their child’s college housing and offset the cost of college with a Kiddie Condo Loan.

The easiest way to establish credit is to add your child to your credit card as an authorized user.

Shanahan says this will give your child a credit score usually within 30 days. Another route is for your child to get a credit card and make monthly payments, but it takes longer.

Interest rates are the same as they would be on a primary residence. “The factors that determine your interest rate are the loan-to-value and your credit score,” adds Shanahan.

Shanahan says as long as the student is living there, it’s their primary residence, so there is no need to meet the occupancy ratio of a condo as would be required when you purchase an investment property.

While getting a loan for your child is not difficult, it does take some planning.

“A wise college-parent, when their child is a freshman, would come in for advice and start planning that credit to figure out how they are going to purchase a property the following year,” suggests Duggan.

You can see the full video podcast on RE/MAX of Boulder’s YouTube channel at: youtube.com/ watch?v=-TG7Qhqna68.

Tom Kalinski is the Owner and Founder of RE/MAX of Boulder. Call 303.441.5620 or e-mail: tomkalinski33@gmail.com, boulderco.com.

US 36 and McCaslin

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ASK ANGIE’S LIST

What are the signs of home electrical problems?

By Paul Pogue Angie’s List (TNS)

should diagnose and repair.

Light switches or electrical outlets not working?

Switches or receptacles that work intermittently reveal another home electrical problem. Wiring may be loose, or the device may be cracked internally. If a plug is loose, that can pose a problem as well. If it partially falls out, an unsuspecting individual could receive a shock when unplugging the cord.

This is another issue a pro should at least inspect.

Knowing the symptoms of an electrical problem can help you make repairs to prevent a dangerous situation that might lead to electrocution or property damage. Although many problems should be diagnosed and repaired by a professional electrician, you may be able to troubleshoot some issues yourself.

Here are some common warning signs of home electrical problems, what they mean and what you can do about them.

Always be cautious working with electricity, and always shut off the power before touching any wiring.

How to approach circuit breaker problems Circuit breakers trip when a circuit is overloaded. By shutting off the electrical supply, the breaker prevents wires from overheating and potentially starting a fire.

Breakers can also trip when they become old. Occasional tripping can indicate simple overloads.

Try plugging the appliance into a different circuit. If, however, a breaker keeps tripping, you should consult an electrician.

Working inside an electrical panel requires skill. Even with the main breaker shut off, electrical power is still entering the panel. Leave this type of work to an experienced professional.

Improperly replacing a breaker or fuse can cause overheating and fire.

Also, if your home dates between the 1950s to 1990, check the electrical panel to see if it or its breakers were manufactured

From flickering lights to hot ceiling fixtures, a wide range of issues signal potential electrical problems. (Photo by Frank Espich)

by Federal Pacific. The company’s Stab-Lok brand breakers are not considered safe and should be inspected by an electrician.

What about electrical shocks?

If you feel a mild shock or tingle when touching an appliance, a ground fault improper wiring is a likely cause.

If you notice a shock after crossing a carpeted surface, it may be from static, which is common in the winter and not cause for concern.

You should, however, take other types of electrical shocks seriously to prevent the situation from becoming worse.

Are hot ceiling fixtures a concern?

You should occasionally check the area around your ceiling

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light fixtures for warmth. Some are not well insulated, which poses a fire hazard. In addition, if a bulb exceeds the maximum recommended wattage, the fixture can overheat.

Switching to compact fluorescent light (CFL) or lightemitting diode (LED) bulbs provides one solution. They produce much less heat than incandescent bulbs.

What do flickering lights mean?

Flickering lights may indicate a defective or loose bulb. If replacing the bulb doesn’t solve the problem, call a licensed electrician. The fault may be in the light fixture.

Also, either the connections to the fixture or your home’s wiring in the breaker box may be loose – a problem only a professional

Smell a burning odor, see or sparks?

If you detect a burning odor coming from any outlets or switches, turn the power off at the electrical panel and contact an electrician. The problem may be a faulty device, but it might also be a wiring or overload problem.

A burning smell is a serious.

It could indicate the start of an electrical fire. Receptacles or plugged-in cords that are warm to the touch also signal an electrical problem. Do not use the receptacle until the situation has been repaired.

Occasional sparks when you first plug something in are not unusual. Sparks that are large or happen frequently will indicate a problem with your outlet or the circuit. If you hear a popping sound, it may signal that a wire may be loose.

Paul Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers.

Visit AngiesList.com.

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Spacious Contemporary Home Professionally REMODELED in 2004 with extensive custom designer finishes! An inviting covered front porch welcomes you to this sun-filled Newlands Home with extensive wood flooring, gourmet kitchen, beautiful Neff cabinetry, Miele stainless steel appliances, and solid surface countertops throughout.

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Sprawling ranch-style home in Spanish Hills with stunning views of the Boulder Valley and the front range.

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8475 Greenwood Drive • Niwot • 5 Bedrooms 5 Bathrooms 6166 SqFt. • $1,175,000

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Spacious and Elegant 2-Story with terrific open floor plan, curved staircase, main floor office with custom built-ins, formal and informal dining with living rooms and an expansive updated kitchen featuring large center island, breakfast bar, gas cooktop, Stainless Steel Appliances, granite and walk-in pantry. 4 fireplaces. Upper floor Master suite 2-sided gas Fire Place and generous 5 Piece bath. Walkout lower level offers exercise room, Rec./family room, guest bedroom, full bath and lots of storage. Wrap-around deck, gorgeous landscaping which backs to path.

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6812 Idylwild Court • Gunbarrel • 4 Bedrooms 4 Bathrooms 3468 SqFt. • $669,700

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This Wonderfully Comfortable Home in Red Fox Hills is nicely sited on a quiet cul-de-sac. The inviting interior offers formal living and dining areas, with an elegant curved staircase. The kitchen offers a butler’s pantry, gas stove, walk-in pantry, center island and also opens to a spacious family room with vaulted ceilings, gas fireplace and separate office/bonus room. 3 bedrooms up including the master with a nicely updated bath. Finished lower level featuring a 4th bedroom, bath, and rec. room that opens to fenced backyard.

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MOUNTAIN SERENITY JUST 5 MINUTES TO TOWN 3472 Sunshine Canyon Dr BOULDER $2,450,000 , 6 Beds, 4 Baths, 7288 SqFt

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GREAT WEST LONGMONT LOCATION 1638 Mountain Dr LONGMONT $525,000, 3 Beds, 3 Baths, 3340 SqFt Emelie Griffith 303-304-0676

-2 12 un S en

RIDGE CREST UPDATE 6737 Quincy Ave FIRESTONE $360,000, 4 Bed, 4 Bath, 2077 SqFt Joel Martens 303-210-1378

PERMANENTLY AFFORDABLE CONDO 3683 Pinedale St #B BOULDER $224,889, 2 Beds, 2 Baths, 1034 SqFt

Boulder 303.499.9880

Downtown Longmont 303.651.3939

Boulder, CO 80303

512 4th Avenue Suite 101 Longmont, CO 80501

Current Listings, Area Information & More! 4770 Baseline Road Suite #220

Downtown Boulder on Walnut Nederland 303.442.3180 303.258.7020 Each office independently owned and operated.

10

AT HOME COLORADO

1911 11th Street 107 Boulder, CO 80302

286 N Bridge St Nederland, CO 80466 DAILY CAMERA / TIMES-CALL

REAL ESTATE

Why invest in real estate?

The following article is a summary from the book, “Realtor for Life”, written by Duane Duggan.

BOULDER – Most people consider their single-family home they live in as an investment in real estate.

In fact, when they fill out a financial

BY DUANE statement, it is DUGGAN even listed as an Realtor and Author RE/MAX of Boulder asset. It’s true that the home will likely go up in value over the years, and as the loan is paid off, it could represent a significant part of a person’s net worth. However, in the truest sense of the word, the personal residence is really a liability rather than an investment.

Think about it: for your home, you are paying the mortgage payment, taxes, utilities, maintenance, etc. It all adds up to a pretty good amount of money being expended each month with no money coming into the equation from the property. It really is a liability.

Now think of a single-family rental property. If you have an amortizing mortgage on it and the rent pays the mortgage and expenses, each month you build equity via principal reduction.

Eventually rents go up and the property becomes free and clear.

It produces cash flow that you can use for buying groceries or daily purchases, for example.

Potential for appreciation Residential real estate has proven to be a good investment over the years. Over the long term, values have continued to rise in Boulder County. However, there certainly have been times when market conditions have slowed sales and prices dipped. An old saying says, “Buy real estate and wait.” In Boulder County, if you bought in the 1980s, you would have bought and waited. In the 1990s, appreciation was much stronger and a profit could be made after only waiting a short time.

Job growth drives appreciation The primary reason appreciation occurs is job growth. If job growth is occurring, new families move and need a place to live. When job growth stops, the real estate October 6-7, 2017

market will level off. Job growth is even more important than interest rate levels on the overall market.

Lower interest rates will stimulate the local move-up market. If someone doesn’t have a job, it probably doesn’t matter what the interest rate is.

Debt reduction Every month when a payment is made on a mortgage, a certain amount goes towards principal reduction. If one of your goals is to own real estate free and clear with no mortgage payment, a payment schedule can be created on a 30-year loan that will pay off the loan in whatever timeframe is desired. In the case of an investment property, rent is covering the mortgage payment.

Each month that goes by, the tenant is helping pay off the loan and equity builds.

Leverage The concept of leverage is what is known as using “other people’s money” or OPM. When investing in real estate, it makes the most sense to get a loan for a good portion of the purchase price. To illustrate an example of leverage, let’s say you had $100,000 to invest. You then used that money to purchase one $100,000 condominium. If the real estate market were appreciating at 5% a year and you held the property for five years, the condominium would be worth $122,347 or a gain of $22,347. Now let’s say that, instead, you took that same $100,000, put $20,000 down on each of five $100,000 condominiums. You now own $500,000 worth of real estate.

If the market appreciates at the same 5% per year for five years, your real estate would be worth $638,140 or a gain of $138,140 on the same $100,000 investment.

As you trade up, it is important to keep your equity position at a level that allows you to survive downturns in the rental market.

Tax break Everyone should consult a tax advisor on how ownership of real estate will affect them personally.

The 1986 Tax Reform took away many of the major benefits of owning real estate and made real

Residential real estate has proven to be a good investment over the years.

estate “pay for itself.” Today, there is no “doubling declining depreciation”. We still have depreciation, but it is subject to income limits and other rules.

Depending on how someone fits in with the IRS rules, they could potentially get a tax break for a property’s depreciation.

Depreciation is a tax concept whereby you get a write off, but don’t have to spend the actual dollars to get it. For example, on a $100,000 purchase, an accountant may choose to declare 80% of the value as depreciable.

You can’t declare the whole value as depreciable because some of the value is attributed to land and land doesn’t “depreciate.”

Therefore, in this example, $80,000 would be depreciable.

Under the current IRS rules, you can take the $80,000 and divide it by 27.5 years for an annual depreciation deduction of about $2,900. In addition to depreciation, real estate taxes and other expenses of the property can offset rental income. The bottom line is that real estate, in the early years of ownership, will show a loss, which results in a tax deduction and tax savings.

There are limits as to the amounts that can be deducted due to real estate losses. Depreciation can also be “recaptured” at time of sale, which means that there is a higher taxable gain. You need to consult a tax advisor to determine how all the IRS rules will affect you personally.

Cash flow In the early years of ownership, especially in Boulder, it is difficult to achieve immediate positive cash flow. In other words, when a property is first purchased, the rental income probably won’t

cover the mortgage payment and all the expenses. If the cash flow is about break-even on a month-to-month basis, after taxes and appreciation factors are considered, the overall cash flow is positive. After owning the property for several years, rents should go up while the mortgage payment on a fixed rate mortgage stays the same (except for increases in taxes and insurance), and the monthly cash flow increases. In terms of liquidity-conversion to cash, real estate is not a “liquid” investment compared to many other investments available. If someone needed to sell a property to generate cash, market conditions will dictate how marketable a particular property will be.

Generally speaking, individual housing units, whether single family or condo, have been readily saleable in our marketplace.

However, one does not need to sell a property in order to generate cash. If you have owned the property for a while and its equity has increased, you can refinance your loan to pull cash out. With refinancing, you don’t have to pay any selling expenses or pay any tax on the cash pulled out.

The money can be used for daily expenses, other investments, or for the down payment on another rental property.

Single family home for appreciation In Boulder, rents compared with value don’t create much cash flow.

So why do people still buy them as investments? They hope that the appreciation rate will cause the value of their house to increase CONTINUED on page 14.

ATHOMECOLORADO.COM

11

COVERPROFILE

Calmante in Superior. (Photo: Timothy Seibert)

Boulder Creek Neighborhoods Announces Low-Maintenance Showcase Home Weekend

B

oulder Creek Neighborhoods, the awardwinning homebuilder based in Louisville, Colorado, is inviting home shoppers to a “Low-Maintenance Home Showcase.”

While the builder works primarily with buyers seeking to build their home from a dirt-start, they are giving shoppers the opportunity to see several finished homes for sale to better understand what life in a Boulder Creek home is like. The neighborhoods in their “Showcase Home Weekend” are located in Erie, Superior, Louisville, and Loveland. Boulder Creek’s primary focus, across all their communities, is a low-maintenance lifestyle.

That focus shows through their home designs, the construction materials, and even the services provided by the HOAs that serve their communities. Boulder Creek places such strong value on the low-maintenance lifestyle for good reason: free time. The average homeowners spends hours each week maintaining their lawn, shoveling snow, and otherwise maintaining the exterior of their home. In a Boulder Creek home, these chores now managed on your behalf, meaning those hours are yours to use however you please.

Main-floor living in Erie Brennan by the Lake in Erie is a lowmaintenance patio home neighborhood in a town that is attracting attention for its downtown scene of restaurants, shops, and breweries, as well as an award-winning rec center, while retaining a small-town feel.

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AT HOME COLORADO

Brennan’s patio homes are from the easyHouse® series that features main-floor master suites, open floorplans, and wider hallways and doors. Several designs in the series offer an added upstairs space that can be personalized as a large bonus room or an additional bedroom and bathroom.

Tour the Brennan Showcase home (model located at 689 Brennan Circle): This easyHouse® 83 is designed with the additional bedrooms and bathroom upstairs, for a total of 3 bedrooms, 3.5 bathrooms, a 2-car garage, in a low-maintenance package in Erie: an increasingly desirable area of Boulder County.

Where the easyHouse® 80-series is perfect for those that need a bit more space, the 30-series is designed for those that are ready to right-size their square footage and their maintenance commitment. This home series is most popular with those that simply no longer need the extra rooms and space to clean, heat, cool, and furnish. Tour the Showcase Home: The easyHouse® 31 offers 2 bedrooms, 2 baths, a flex room and a rare find in a smaller home – a 3 car garage. If downsizing your square footage and your home maintenance are important to you, this home is a must-see.

The final townhome at Calmante in Superior The low-maintenance homes at Calmante are a true gem in Superior. Located next to thousands of acres of open space, Calmante offers a Colorado-meets-Tuscany style of architecture, and a low-maintenance

lifestyle that is signature in a Boulder Creek community. New homes are rare in Superior, and the supply of resale homes is notoriously short as homebuyers see the value in a popular town like Superior. The townhomes at Calmante have become a showpiece of Superior – evidenced by only a single home remaining at this limited-edition neighborhood.

Tour the Showcase Home (model located at 2792 Calmante Circle): The Riverbend offers all you could dream of in a low-maintenance home – a fully finished lower level, multiple outdoor living spaces, a grand master suite, and an impressive 3,400 square feet.

A new home in downtown Louisville DELO is a pocket of new development in downtown Louisville, now just a 5-minute walk to the shops and restaurants of Main Street. The neighborhood will feature all-new shops and restaurants, as well as boutique offices and historical green spaces.

Boulder Creek’s yourHouse® series at DELO showcases flexible floorplans just steps from Old Town. Whether you’re seeking main floor living, a three car garage, or additional bedroom suites, there’s yourHouse design for you.

Tour the Showcase Home (model located at 1010 Griffith Street): – The yourHouse® 26 is designed to capitalize on space – offering 3 bedrooms and a 3-car garage, as well as an outdoor patio to take in all of the charms of Louisville.

DAILY CAMERA / TIMES-CALL

The yourHouse® and easyHouse® series offer main-floor living. (Photos: Timothy Seibert and Boulder Creek Neighborhoods)

Easy living in Loveland The Lakes at Centerra is one of Loveland’s premier new home communities. Featuring lakes, trails and walking paths, a clubhouse and pool, and convenient access to Denver and Fort Collins, the neighborhood’s popularity is easy to understand. It’s at The Lakes at Centerra where you’ll find more of Boulder Creek’s easyHouse® series. Main floor living means that everything you need on a daily basis is easily accessible, and low-maintenance living means you’ll have the time to enjoy all that The Lakes at Centerra has to offer. Tour the Showcase Home (model located at 2792 Cub Lake Drive): The easyHouse® 38 is the most popular design in the easyHouse® lineup

– offering two bedrooms and a study on the main floor and an oversize two car garage. with 3 bedrooms, 2 baths, and an oversize 2-car garage.

These five homes represent just a sampling of Boulder Creek Neighborhood’s lowmaintenance home designs. The Showcase Home Weekend is a great way experience the care and craftsmanship of each Boulder Creek home. Many of these homes have been professionally staged, with additional models on site to tour. The builder also brings low-maintenance living to neighborhoods in Longmont, Stapleton, Thornton and Aurora.

Please join Boulder Creek Neighborhoods for the tour this weekend: Saturday 11 a.m.

to 4 p.m., and Sunday 11 a.m. to 4 p.m. The best way to learn what sets low-maintenance homes by Boulder Creek Neighborhoods apart is to see them yourself. A brand-new home with a low-maintenance lifestyle is just what you needed to take back your free time. Hours spent mowing the lawn, shoveling snow, and painting siding are now yours to spend with family and friends, reading a good book or taking up a new hobby. If you are interested in learning more, please call 303.309.0088 to speak with the dedicated sales concierge who can answer questions or set up a personal appointment. For pricing, floorplans, virtual tours, and model home locations, visit livebouldercreek.com.

Steve Altermatt Top 100 Most Influential Real Estate Agent in Colorado, 2016 720 Mapleton Avenue 5BD, 6BA, 5,091 sqft, complete interior & exterior restoration of this turn of the century “four square” contemporary home in Mapleton Hill. Grand entry, 2 generous living rooms with fir flooring and elegant gas fireplaces, Gorgeous kitchen with huge center island, marble counters, walk-in pantry, top-of-the-line appliances, open dining room, Sun-filled master retreat with 5-piece luxurious bath and spectacular mountain views!

2870 Duke Circle 2,660 sqft, 4BD, 3 BA, two-story home on a large 11,000 sqft corner lot on a quiet cul-de-sac in Table Mesa. Main level features an eat-in kitchen with tile flooring, dining room and living room with hardwood floors, half bath, and laundry! Three bedrooms and full bath on upper level. Garage was converted into an extra room with separate outside entrance. Finished basement with family room & 3/4 bath.

Outstanding and completely remodeled home in the coveted Gunbarrel Green neighborhood! This 2,244 sqft, four bedroom, three bath home with attached two car garage was completely gutted and remodeled with the highest quality materials, workmanship and attention to detail throughout! Large, open living and dining room with vaulted ceiling features dark stained, solid hickory floors. Brand new kitchen with slab granite counters, shaker style cabinetry, hardwood floors, and new stainless steel appliances. Master bedroom suite features a private 3/4 bath with Euro-style “curbless” shower. Huge, 1/3 acre lot with fenced backyard, private patio, and mature trees.

$3,225,000

$775,000

$750,000

t

rac

ont

rC

de Un

235 Fox Drive

6898 Harvest Road

Gorgeous, open and completely updated townhome in the coveted and friendly Frasier Meadows neighborhood! This 2,680 sqft home has a wonderful three bedroom, two and one half bath floorplan that provides for comfortable living and excellent entertaining. Beautiful kitchen with recessed lighting, tile floors, and granite countertops. Large, open living and dining rooms with hardwood floors, gas fireplace, and built-in entertainment center. Master bedroom suite with Flatiron views features a cedar lined walk-in closet and a remodeled full ensuite bath with jetted bath tub and double vanity. With a large, fenced in patio area and an attached two car garage this townhouse lives like a single family home.

4BD, 1BA, 1,323 sqft, Completely remodeled ranch in the Baseline neighborhood absolutely shines! Gorgeous, remodeled kitchen, new stainless steel appliances, new flooring, new counters, and new lighting. Sliding glass doors that open to a large multi-level deck and the fenced backyard. Big living room with Flatiron views and all four bedrooms have brand new carpet.

Great location on large, fenced corner lot on the bus-line and close to the University of Colorado.

1596 Bradley Drive 2BD, 2BA, 1,020 sqft, Best of both worlds condo living feels like a little house inside and out with unobstructed views of open space and no neighbors in sight! Recently remodeled with new carpet and tile flooring, granite counters, freshly painted interior, new cabinets throughout, all new windows, new water heater and new toilets. Easy access to Boulder’s extensive open space trails right out your back door for hiking, running or dog walking.

$634,000

$539,900

$429,000

303-449-7000 2425 Canyon Blvd. #110 Boulder, CO 80302 October 6-7, 2017

700 32nd Street

Steve Altermatt, CRS

Top 100 Most Influential Real Estate Agent in Colorado, 2016

303-441-5669 steve@stevealtermatt.com ATHOMECOLORADO.COM

13

HOME DECOR

Designers agree: NEVER splurge on this one thing

By Gabrielle Savoie Domaine (TNS) It’s easy to get overexcited in perfectly merchandised decor stores: the shelves neatly packed with color-coded pillows, decorative boxes, pretty bookends and flickering candles that diffuse a scent not too dissimilar to heaven. As you wander around the supple leather sofas and perfectly styled vignettes, you start daydreaming about what your home could look like if you bought the entire store’s contents home – collections of vintage pottery, stacks of coffee tables books and all. Next thing you know, you’re at the counter casually laughing with the charming clerk as he swipes your credit card for hundreds of dollars.

Interior designers know better than to succumb to the irresistible appeal of our favorite decor stores – which is why it may not be such a bad idea to hire them.

In the spirit of being economically savvy – we tapped four interior designers to share with us the items they would never splurge on.

How much do you actually spend on towels, pillows and plants?

Compare your cost-saving skills with the pros’.

Indoor plants “Don’t bother splurging on indoor plants, because you may end up heartbroken,” says Interior Designer Katherine Carter. “I’m not saying don’t buy them, but don’t import olive trees from Italy unless you are royalty – chances are you will be disappointed. They may not thrive that well in an indoor setting. Essentially, most plants are meant for outdoors and when brought indoors can become quite high maintenance. Large indoor plants require a lot of TLC.

framed. The assortment is what made it special, and I didn’t spend more than a $50 on a single piece.”

Don’t bother splurging on indoor plants, says interior designer Katherine Carter. (Photo: Dreamstime)

A great option that won’t break your bank account and give you peace of mind when your beloved fig tree starts to wilt is to purchase from Home Depot. They will offer a return even if the plant is literally a stump. Just remember to keep your receipt.”

Bath towels “I buy all of my bath towels at Target,” admits interior designer Max Humphrey. “They’re like $15 each and super soft. I have a closet full of them and can afford to restock if I have guests staying for the weekend. I’m convinced they’re the same exact ‘Egyptian cotton’ towels that high-end bath companies sell for three times the price.”

Decorative accessories “I used to go all-out finding little decorative objects that cost a fortune and ended up in the junk drawer,” says Humphrey. “Now I just buy houseplants if I need to fill a corner of a room the surface of a table. You can get a lot of bang for your buck, and they look great in any style home.”

L.A.-based interior designer Amy Elbaum agrees: “Whether you buy small accessories at HomeGoods or Target (both great options!), these pieces don’t need

to be expensive to add that ‘livedin’ feel. This is an area of design where it is important to just buy what catches your eye. That way you can easily move around small accessories to continue to give your space a fresh look.”

Nursery bedding “No need to splurge on your baby’s new nursery bedding, since they won’t stay a bambino forever,” says Carter, who knows that organic crib bedding is now available basically everywhere.

“Purchase bedding from economical places like Land of Nod, Pottery Barn Kids, and don’t forget to check out Etsy! There are hundreds of baby bedding shops on Etsy that are one of a kind, which will also give your nursery a non-cookie-cutter look.”

Throw pillows “Pillows are a great way to transform a space to follow the seasons or the trends,” says Chicago-based designer Donna Mondi. Interior designers love to change up their decor often, and pillows are an easy way to keep up with the seasons: “Treat throw pillows like you do your coats, shoes and scarves – seasonally,” says Elbaum. “Decorative pillows can be found at great prices and can easily be changed out to coordinate with the time of year – think faux fur and velvets in the winter and bright prints and light linens in the summer.”

Gallery walls “There’s a misconception that just because a piece of art costs a lot of money, it’s automatically better than an inexpensive piece,” says Humphrey. “For me, it’s all about buying stuff that is meaningful, regardless of the price tag. All of the artwork on the gallery wall at my last apartment was either found at thrift stores or cutouts from magazines, vintage book covers or old vinyl records I had

Bar carts “Why waste money on a bar cart when you can just use the top of a credenza in your living room or a shelf on a bookcase? Clear off some space, buy a cool tray, and arrange your booze (or fancy lemon soda) right on top,” says Humphrey. “It’s decorative, casual, and you can use the extra money to buy some vintage glassware.”

For Mondi, this rule applies not only to bar carts but also to the accessories it contains: “To mimic the bar-cart look while keeping splurging to a minimum, mix in a few more affordable vintage items,” she says. “Antique markets are full of gorgeous cocktail sets at fantastic prices. You can also raid your grandmother’s china cabinet.”

Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

Real estate has proven to one of the best wealth building investment opportunities. Most people just don’t make the first step to get started.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the

highest honors bestowed by RE/MAX International: the Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail Duane at DuaneDuggan@ boulderco.com, call 303.441.5611 or visit boulderco.com.

Invest in real estate (continued) so much that the monthly cash flow may not be important to a particular investor.

Multi-units for cash flow Typically, a single-family residence will have a higher gross rent multiplier. The gross rent multiplier is simply the annual gross rent compared to the purchase price. The lower 14

AT HOME COLORADO

the gross rent multiplier, the greater the return for the dollar invested. The greater the number of units in a building, the lower the gross rent multiplier typically is. When trading a single-family for multi-units you usually won’t see much change when moving up to a 4-unit. The best increase in cash flow comes when making the jump to 20-plus units in one location.

DAILY CAMERA / TIMES-CALL

October 6-7, 2017

ATHOMECOLORADO.COM

15

OPEN HOUSE

QUICK GUIDE

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES ARVADA 8445 W 63rd Place $450,000 Sunday, 1pm-3pm Nancy Denison WK Real Estate (303) 887-8457

BERTHOUD 5409 Beverly Drive $628,500 Saturday, 11am-2pm Pat Kahler RE/MAX Alliance (303) 589-5752

BOULDER 350 Arapahoe Avenue #6 $149,900 Sunday, 12pm-3pm Lynn Ryan RE/MAX of Boulder, Inc. (303) 489-0309 3000 Colorado Avenue Apt 207B $225,000 Saturday, 11am-1pm Angela Moss 8z Real Estate (303) 775-5295 860 W. Moorhead Circle #2D $290,000 Sunday, 2pm-4pm Sybil Zikmund RE/MAX of Boulder, Inc. (303) 717-0448

2702 6th Street $995,000 Saturday, 1pm-3pm Jen Martinez WK Real Estate (303) 949-2209

1440 Reed Ranch Rd. $1,950,000 Sunday, 1pm-4pm Juli Kovats 8z Real Estate (303) 709-5775

5360 Lichen Place $650,000 Sunday, 1pm-3pm Jeptha Sheene RE/MAX of Boulder, Inc. (303) 881-4147

2194 Kincaid Place $1,350,000 Sunday, 1pm-3pm Patsy Garlinghouse Colorado Landmark (303) 919-0720

2919 6th Street $1,995,000 Sunday, 12pm-3pm Patrick Dolan RE/MAX of Boulder (303) 441-5642

6812 Idylwild Court $669,700 Sunday, 12pm-3pm Patrick Dolan RE/MAX of Boulder (303) 441-5642

11 Benchmark Drive $1,397,000 Sunday, 12pm-3pm Patrick Dolan RE/MAX of Boulder (303) 441-5642

1980 Edgewood Drive $677,700 Saturday, 11am-1pm Tammy Milano RE/MAX of Boulder, Inc. (303) 324-2340

1439 North Street $1,549,000 Sunday, 1pm-3pm Bill Allen RE/MAX of Boulder, Inc. (303) 570-9814

4705 Chatham Street $649,000 Saturday & Sunday, 11am-2pm Michelle Goffin Equity Colorado Real Estate (720) 301-4848

1980 Edgewood Drive $677,700 Sunday, 12pm-2pm Tammy Milano RE/MAX of Boulder, Inc. (303) 324-2340 786 Cottage Lane $765,000 Saturday, 11am-2pm Kristin Kalush RE/MAX Alliance (303) 809-1717

2964 Glenwood Drive $473,000 Sunday, 12pm-3pm Bill Allen RE/MAX of Boulder, Inc. (303) 570-9814

786 Cottage Lane $765,000 Sunday, 1pm-4pm Kristin Kalush RE/MAX Alliance (303) 809-1717

1591 Bradley Drive $570,000 Saturday & Sunday, 1pm-3pm Mark Remington WK Real Estate (303) 489-8054

2530 Yarrow Ct, Boulder $924,700 Sunday, 12pm-3pm Lorri DeLaney Coldwell Banker (720) 313-7437

4690 Devonshire Place $614,900 Sunday, 12pm-2pm Rich Alpers Coldwell Banker (303) 263-8237

2702 6th Street $995,000 Sunday, 1pm-3pm Sian Murphy WK Real Estate (720) 936-2309

LIST YOUR OPEN HOUSE 16

AT HOME COLORADO

3981 Promontory Court $1,600,000 Saturday, 11am-1pm Brian Sundberg RE/MAX of Boulder, Inc. (303) 931-5483 3191 10th Street $1,685,000 Sunday, 12pm-3pm Patrick Dolan RE/MAX of Boulder (303) 441-5642 717 17th Street $1,779,000 Saturday & Sunday, 12pm-2pm Lance Smith Four Star Realty (303) 440-8200

4795 Valhalla Dr. $2,199,000 Sunday, 12pm-2pm Lorrie Trussel RE/MAX Alliance (720) 235-2409 563 Arapahoe $2,899,000 Sunday, 1pm-3pm Kim Hullet RE/MAX Alliance on Walnut (303) 748-3336 420 Pine St $2,950,000 Sunday, 11am-1pm Patrick Westfall Goodacre & Company (303) 579-0469

BROOMFIELD 13904 Beacon Street $1,395,000 Sunday, 1pm-3pm Dan Kingdom WK Real Estate (303) 541-1924

1229 Nonaham Lane $499,000 Sunday, 12pm-2pm Alana Childre RE/MAX of Boulder, Inc. (720) 560-9690 3064 Stevens Circle $625,000 Sunday, 11:30am-2:00pm Jan Kirk WK Real Estate (303) 888-2430 1215 Singletree Ln $675,000 Saturday, 1pm-3pm Stacey Schad RE/MAX Alliance (303) 956-0300 1242 Highland Way $1,300,000 Sunday, 1pm-3pm Sheri Brown RE/MAX Alliance (720) 217-2188

FIRESTONE 166 Wooster Drive $320,000 Saturday, 1pm-3pm Janet Borchert WK Real Estate (303) 263-3215

ERIE 1229 Nonaham Lane $499,000 Saturday, 1pm-3pm Alana Childre RE/MAX of Boulder, Inc. (720) 560-9690

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 DAILY CAMERA / TIMES-CALL

OPEN HOUSE

QUICK GUIDE

WWW.ATHOMECOLORADO.COM/OPEN-HOUSES Firestone FIRESTONE 6737 Quincy Ave $360,000 Sunday, 12pm-2pm Joel Martens RE/MAX Alliance (303) 210-1378

Lafayette LAFAYETTE 621 Glenwood Drive $358,000 Sunday, 11am-1pm Keith McQuillen WK Real Estate (303) 589-1432 534 Homestead St. $487,500 Sunday, 12pm-3pm Jill Leichliter RE/MAX Alliance (970) 443-7789

2112 Sherri Mar Street $355,000 Saturday, 11:30am-1:30pm Debbie Haubert WK Real Estate (303) 588-2128

7410 Mount Meeker Road $570,000 Saturday, 10am-1pm Matthew Jensen WK Real Estate (303) 819-6494

2708 Mountain View Ave $420,000 Saturday, 12pm-2pm Joyce Pollich WK Real Estate (303) 249-6501

7410 Mount Meeker Rd $570,000 Sunday, 12pm-2pm Jeremiah Daly WK Real Estate (303) 990-2012

674 Clarendon Drive $496,900 Saturday, 12pm-3pm John Burns ERA Tradewind Real Estate (303) 709-2243

7041 Fairways Dr $735,000 Sunday, 1pm-4pm Barbara Silverman LIV Sotheby’s (303) 886-5329

2376 Sandpiper Drive $600,000 Sunday, 12pm-2pm Tom Pringle RE/MAX Alliance (303) 921-2668

3142 Captains Lane $499,000 Sunday, 12pm-3pm Barry Remington WK Real Estate (720) 373-9297

8878 Elgin Drive $969,000 Sunday, 12pm-3pm Denise Patryas RE/MAX of Boulder, Inc. (303) 818-5354

976 Glenarbor Circle $505,000 Saturday, 11am-1pm Justin Leonard RE/MAX Alliance (303) 817-6790

LONGMONT 2112 Sherri Mar Street $355,000 Sunday, 12pm-2pm Marie Elena Potter WK Real Estate (720) 564-6098

1638 Mountain Drive $525,000 Saturday, 1pm-3pm Emelie Griffith RE/MAX Alliance (303) 304-0676

1024 Confidence $765,000 Sunday, 12pm-2pm Suzy Williamson RE/MAX Alliance (720) 491-9885 3904 Glenn Eyre $1,160,000 Sunday, 11am-1pm Chris Haught WK Real Estate (303) 947-4074 918 Half Measures Dr. $600k+ Daily, 11am-5pm Marlita Lazo Markel Homes: Prospect NewTown (303) 522-7928

1522 Moonlight Drive Starting in the mid -$400,000’s Saturday & Sunday, 12pm-5pm Tim Shea/Stan Meade Pedal To Properties (303) 819-1371/ (303) 817-7777

MEAD

LOUISVILLE 1518 Fillmore Court $510,000 Sunday, 12pm-2pm Mark Reuter WK Real Estate (720) 530-3129

6828 Cheney Ct $1,060,000 Sunday, 1pm-4pm Kamla Chopra Colorado Landmark Realtors - Niwot (303) 641-5428

1212 Lincoln Avenue $715,000 Sunday, 12pm-3pm Dale Pearson RE/MAX of Boulder, Inc. (303) 818-5640

8475 Greenwood Drive $1,175,000 Sunday, 12pm-3pm Patrick Dolan RE/MAX of Boulder (303) 441-5642

7714 Dyer Rd. $995,000 Saturday, 12pm-3pm Julia Cantarovici 8z Real Estate (720) 203-7789

16540 Sanford Drive $465,000 Saturday, 11am-2pm Ashley Bevan 8z Real Estate (303) 359-0457

NIWOT

THORNTON 12576 Trenton Street $500,000 Saturday, 11pm-1pm Sean Chance RE/MAX Alliance (303) 704-0123

1805 Blue Star Lane - Model Home $600k’s+ Wednesday-Monday, 11am-5pm Michele Steward Markel Homes - North End (303) 604-9196

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Agent Listing Sample

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LIST YOUR OPEN HOUSE October 6-7, 2017

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

17

OPEN HOUSES FEATURED WWW.ATHOMECOLORADO.COM/OPEN-HOUSES Tues-Sat 10-6 and Sun 12-6 8909 Foxfire Street, Firestone

$479,925

Stately 2-story home steps away from Saddleback Golf Course! The Hampton, by DR Horton, features 4 beds, 4 C baths, formal living room, formal dining room and large family room. The spacious kitchen has granite counter tops and stainless appliances.

Model at 8759 Peakview. MLS# 7218478 Kathy Beck 970-213-8475

ST

MU

!

SEE

This nice home backs to the 13th Tee box of Ute Creek Golf Course. Stainless Steel appliances, gas fireplace, 5 piece master bath, formal living and dining rooms. Office with French doors, tile, cathedral vaulted ceilings with lots of natural light. Mountain golf and lake view. New cellular blinds on lower level, just painted outside MLS #832832

John Burns

303-709-2243

Brandi Garifi 720-291-0899

Open Sat 10-2 and Sun 12-2

OPEN SATURDAY 11AM-2PM 5409 Beverly Drive, Berthoud $628,500

1975 Winding Drive, Longmont

$387,970 New home by DR Horton with builder’s warranty in Prairie Village! Upstairs laundry, loft upstairs - perfect for a play area or family room. Amazing price per sq. ft. in Boulder County!

Landscaping and blinds included! Contact on-site sales, Lisa 720-607-4744 or Scott at 720-607-4745 for assistance.

MLS #5342899

• Ag zoned-perfect for home business, 4H & horses.

• 36X48 htd shop w/2 overhead doors & 2nd driveway.

• Spacious ranch w/open layout & finished basement.

• New kitchen w/knotty alder, granite, s/s appliances.

• Private backyard. Patios to entertain w/outdoor f/p.

• Fully fenced property. Upper pasture & loafing shed.

303.589.5752 Office 303.459.7308

PatKahler@remax.net www.PatKahler.com

Kathy Beck 970-213-8475

Open Saturday 12PM-2PM 1170 Olympia #E, Longmont $318,000

8858 Foxfire Street, Firestone

$448,274

Beautiful 4 bed, 3 bath, 2 story home in Firestone’s golf course community, Saddleback! Main floor study, open concept floor plan, granite countertops in kitchen, plus stainless appliances. Upstairs laundry, loft, and huge master!

Model at 8759 Peakview. MLS# 2702556 Kathy Beck 970-213-8475

Wendy Conder • Windemere Realty • 303-775-0108

Model Home Located at 1522 Moonlight Drive, Longmont Model Open Thursday - Sunday 12PM-4PM Two-story and ranch plans available Homes starting in the mid $400,000’s Call for more information and inventory Tim Shea Stan Meade 303.819.1371 303.817.7777 www.pedaltoproperties.com

OPEN SUNDAY OCT. 8TH, NOON-3:00PM 2530 Yarrow Ct, Boulder • $924,700 This gem is a “must-see”! Renovated Upper Table Mesa ranch-styled home on a cul de sac, close to the Flatirons, hiking trails, top school, and public transportation.

• 4th bedroom can easily be converted back into a 1-car garage • 3rd bedroom, with separate access, can easily be used as a rental • Luxurious master suite with 2-sided fireplace, walk-in closet, office/sitting area • Stunning master bath with a 3-head shower, a soaker tub, and marble floors • Spacious gourmet kitchen with gas cook-top, SS appliances, granite counter tops • Cherry cabinetry and convenient breakfast bar for quick meals • Breakfast nook with two pantries and a separate dining area

Offered by~ Lorri DeLaney (720) 313-7437 delaneylorri@gmail.com www.LorriSellsHomesColorado.com

Open Sat 10-2 and Sun 12-2

Open Friday, Saturday & Sunday 1-4 4100 Watercress Dr, Johnstown

Express Homes by DR Horton - offering a great value in Boulder County! Great open plan with 4 bdrms, 2.5 baths, totally turn key! Includes: Stainless appliance package including refrigerator, blinds, washer/dryer and A/C. Contact on-site sales, r Lisa 720-607-4744 or Scott at 720-607-4745 for assistance.

MLS #8218948 Kathy Beck 970-213-8475

AT HOME COLORADO

Brandi Garifi 720-291-0899

1963 Winding Drive, Longmont

$405,985

18

Brandi Garifi 720-291-0899

Tues-Sat 10-6 and Sun 12-6

This will be love at 1st sight! 2 BR, 2 BA , 2 car condo on the main level. New flooring, upgraded tile. Wheel chair accessible. A great lock & leave property. Impeccably kept. MLS#833761

LIST YOUR OPEN HOUSE

674 Clarendon Drive Longmont - $496,900

Open Saturday 12pm-3pm

Brandi Garifi 720-291-0899

$698,000 Centrally located between Ft. Collins, Loveland & Windsor.

Amazing Mtn & Thompson River views. Open ranch flr plan, lg master suite w/luxury ba, stone fireplace, covered back deck. Walkout bsmt w/family rm. 3 bdrms. 4 car garage & professionally landscaped ft & back. MLS #826556 Georgena Arnett 970-481-9801

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 DAILY CAMERA / TIMES-CALL

OPEN HOUSES FEATURED WWW.ATHOMECOLORADO.COM/OPEN-HOUSES

OPEN SUNDAY 12 – 3 PM LAFAYETTE | 8878 ELGIN DRIVE $969,000 PPeaceful Country Living minutes from Boulder and easy bike ride to Louisville! Come ssee this Beautiful Ranch Style Home on an Acre of Land. Over 4400 Sq Ft w/hardwood floors, granite counters, newer Bosch appliances, eat in kitchen, dining room, family room and living room both w/Fireplaces. Main level has 5 bedrooms or 4 plus office.

Basement has rec room, non-conforming bedroom, 1/2 bath, craft room, & tons of storage. HUGE 4 1/2 car garage plus workshop.

Douglass Elementary. Horses Allowed. (832877) 5 bedroom | 3 bath Directions: From 95th & Baseline, west on Baseline to Elgin.

Right on Elgin to home on left.

Denise Patryas 303.818.5354 denisepatryas@boulderco.com

OPEN SATURDAY 1 - 3 PM & SUNDAY 12 – 2 PM ERIE | 1229 NONAHAM LANE | $499,000 Imagine living here! Nestled within the trees & parks of Erie Village awaits this charming Victorian home with large inviting front porch!

Open floor plan, hardwood floors, cherry kitchen cabinets & breakfast bbar. Relax by the fireplace, in the peaceful backyard or enjoy the master 5 pc bath with soaking tub. Main floor bedroom/office & main floor laundry. New carpet, new ROOF, solar, wide open finished basement, room for extra bedroom. Zoned for carriage house. Great community with lots of parks & trails! Come & See! (831498) Directions: From E County Line Rd, west on CW Bixler Blvd to Allen Ave. Left (west) on Allen Ave to St. John St., right (north) on St. John St. to Nonaham Lane. Left (west) on Nonaham Lane.

Alana Childre 720.560.9690 alanac@boulderco.com

Open Saturday, October 7, 3pm-5pm 503 Stardance Way, Longmont

$875,000 Starwood...this is the life! Enjoy living in this gorgeous custom home with gourmet kitchen & luxurious master suite w/mountain views backing to golf course in one of Longmont’s most soughtaafter communities. Main level Jr. Master Suite, too!

MLS #831824 Christine Cavalier 303-827-9170

Open Saturday 11AM-2PM 16540 Sanford St Mead Listed for $465,000 Gorgeous Newer Richmond Home!

Ashley Bevan • 8z Real Estate • 303.359.0457

LIST YOUR OPEN HOUSE October 6-7, 2017

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 ATHOMECOLORADO.COM

19

ASK THE CONTRACTOR

Boulder County Gold Award

Apron-front sinks go above and beyond good looks

16 years

in a row!

2112 Sherri Mar Street

Longmont 2708 Mountain View Ave.

Open Sat 11:30-1:30 $355,000 Completely Professionally Remodeled 4bd Home! www.2112.wkre.com Debbie Haubert: 303-588-2128

3142 Captains Lane

Longmont

Open Sat 12-2pm $420,000 Remodeled and backs to park. 4bds and 3 baths. www.2708.wkre.com Joyce Pollich: 303-249-6501

Longmont 919 21st Avenue

Open Sun 12-3pm $499,000 Elegant Home in Highly desired North Shores. www.3142.wkre.com Barry Remington: 720-373-9297

Longmont

New Listing! $327,000 Great 4 bed, 3 bath home. North Longmont! www.919.wkre.com Craig Cowley: 303-589-4009

Aside from good looks, apron-front sinks do offer practical features. (Photo: Kohler)

By Ed Del Grande Tribune News Service (TNS)

5600 N. 115th Street

Longmont 5555 Ute Highway

New Listing! $950,000 Chic Country Living-Idyllic setting, 3,863 SF. www.5600.wkre.com John Hoeffler: 720-564-6014

1591 Bradley Drive

Boulder 14312 Wright Way

New Listing! $570,000 Table Mesa Townhome 3 BR,3BA,attached garage! www.1591.wkre.com Rob Justis: 303-817-0906

603 Dounce Street New Listing!

Brand New and Beautiful!!! www.603.wkre.com Judy Scott: 303-931-7220

Longmont

New Listing! $1,995,000 60,000 sq ft of greenhouses on 36 acres. www.5555.wkre.com Jim Green: 303-775-2553

Broomfield

New Listing!

Nice light & bright open floor plan. www.14312.wkre.com Sue Cable: 303-717-8523

Lafayette 6982 Miro Court

$385,000

Check out our free WKRE Mobile App availabe in the Apple App store and The Google Play store.

wkre.com 20

AT HOME COLORADO

A: Aside from good looks, apron-front sinks do offer practical features.

First, they’re usually large single-bowl sinks that offer extra room for cleaning oversized pots and pans.

Next, an apron-front sink is

Niwot

$635,000 New Listing! $475,000 Very cute ranch in the heart of Niwot! www.6982.wkre.com Gary & Elaine Collins: 303-947-6129

SEARCH THE ENTIRE INVENTORY OF LISTINGS IN OUR MARKETPLACE BOULDER OFFICE: 303.443.2240 LONGMONT OFFICE: 303.776.3344

Q: Hi Ed: We enjoy your column.

Especially when you can help with family plumbing disagreements. I want to remove our kitchen sink and replace it with an apron-front farmhouse sink. My husband says outside of the cosmetic aspect of a farmhouse sink, he wants to get some practical features for the money and he is reluctant to change the sink. Can you please help me change his mind?

– Linda, Rhode Island

oriented closer to the forward edge of the countertop, so it can be easier on your back when reaching into the sink.

Finally, the exposed front panel of the sink leaves plenty of space to add a decorative touch to your kitchen.

Farmhouse sinks are available with many different colors, patterns and textures built into the front panel, giving you a creative way to talk your husband into a new kitchen sink.

Master Contractor/Plumber Ed Del Grande is known internationally as the author of the book “Ed Del Grande’s House Call,” the host of TV and Internet shows, and a LEED green associate. Visit eddelgrande.com or write eadelg@cs.com. Always consult local contractors and codes.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452 DAILY CAMERA / TIMES-CALL

DESIGN RECIPES

10 decor ideas for a dressed up Halloween

By Cathy Hobbs Tribune News Service (TNS) Halloween is often the forgotten holiday when it comes to home decor. But that doesn’t have to be the case.

Looking for ways to dress up your home for the Halloween holiday? Here are some Design Recipes ideas for transitioning your home decor while making it more festive this Halloween.

1. Fall-themed decor elements.

Instead of decorating your home just for a particular holiday, why not decorate your home for the season as well? Elements such as baled hay, potted cabbages, sunflowers or even flowering plants can create a desirable and appealing look.

2. Small pumpkins. Pumpkin carving can be great for the kids, but a little bit too messy perhaps for adults. A great idea is to purchase smaller pumpkins and instead of carving, simply hollow out the core and insert a large oversized candle in the center.

It works well along an entry pathway as well as a centerpiece.

Small pumpkins work well along an entry pathway as well as a centerpiece. (Photo: Dreamstime)

3. Paper lanterns. Paper lanterns are fun and festive. When it comes to lighting, you can make your own using decorative cotton or linen paper. Simply string thin metal wire through the ends to create your shape, then place over a hanging bulb or battery-powered light.

4. Greeting cards. Seldom do people think of sending Halloween greeting cards, but these colorful cards make for great instant artwork to adorn a table for entertaining or a trick-or-treat table at the front door. Just frame and you’re ready to go!

5. Create your own Halloween artwork. One of my favorite simple art tricks is to frame paper or cotton napkins. Now is the perfect time of the year to bring out all of the warm yellows, oranges, browns and blacks.

6. Create a signature cocktail.

For the perfect adult brew for Halloween entertaining, think color. A chocolate martini with a foamed milk topping creates the perfect adult witches’ brew to bring any party to life.

7. Easy Halloween tabletop decor. Layer the table with yards of white netting, then place a

colored cloth on top. The final touch is to place a batterypowered light under the table. The result a beautiful glow radiating through the netting and colored cloth that is sure to create the perfect atmosphere.

8. White pumpkins. White pumpkins are not as common as their orange counterparts but look beautiful adorning a Halloween table. Spray-paint some black for a ghoulish mix.

9. Spooky napkin holders. It may sound a bit ghoulish, but hallowed-out dog bones make the perfect napkin ring for a frightfully delightful table setting.

10. Halloween elements such as cobwebs. Cobwebs are a wonderful way to adorn a table for a spooky atmosphere.

Inexpensive stockings or pantyhose can create the look.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name Hover Manor Senior Apartment Residence

Address 1401 Elmhurst Drive, Longmont

Type Senior Living

Rent $905/$910 per month

Bed/Bath

Description

Other Amenities

Information

1 Bed, 1 Bath

62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted

Furnished, pet friendly, laundry facility

303.772.9292; hovercommunity.org

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com October 6-7, 2017

ATHOMECOLORADO.COM

21

Northern Colorado Real Estate Agents Local buyers and sellers want to hear from you.

So why aren’t they?

It’s time to start advertising to customers primed for buying and selling a property today.

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For more information contact Thais Hafer 303.473.1456 or e-mail hafert@dailycamera.com 22

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL

Real Estate place yoUr ad:

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Building Lots in Erie for Sale: Street Frontage & Alley Access.

Lots of Potential. $199K, FSBO. 303-280-9298

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

LONGMONT 3 br 3 ba Full kitchen, Central A/C, easy-maintenance yard, Like new, hardwood floors, 2-car gar, Remodeled, A/C, Patio, Mtn views, Fenced yard, Finished basement, Patio Home.

New Driveway (303) 502-7434.

Water Mineral Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

We Want to Build a Home and Are Looking for Someone in the Loveland and Berthoud Area Who Wants to Sell An Acre or Two for a Decent Price.

NO AGENTS !!!

Call Kathy at 970-217-9990

APARTMENT RENTALS

3BR 2.5BA Townhome in NE Boulder: 3 Level, Garage, W/D, Backs to Open Space. $1995/month .

303-485-9818

Cynthia Arey

Living N Colorado 40 Years of Keen

Real Estate Navigation

Thinking of Buying, Selling, or Relocating Or,...Curious About the NEW Value of Your Home?

303-581-0606.

or Visit:

LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area.

October 6-7, 2017

FSBO 3BR 2BA Brick Ranch Style Home in North Loveland: 1 Owner, Never Rented.

For More Info Email aretekg@gmail.com

NOW LEASING!

Visit us on line at: www.boardwalkapartments.com

303-442-0200 2737 Mapleton, Ste.102

Apartments & Condos: Call PMP Realty 303-776-RENT (7368) www.pmprealty.com

Foothills Apartments 2BR 1BA Units in Loveland:

970-669-7850

www.ColoradoReal EstateLady.com

ALSO OFFERING: • Affordable Rents • Friendly, Responsive Management • Immediate Occupancy

Call us 8am-8pm weekdays 9am-6pm weekends!

Fall Special!

1/2 Off 1st Month’s Rent Washer/Dryer in Unit. $1100/month, Water, Sewer,Trash included.

No Pets. 1 Year Lease.

Available No w.

Thanks for Connecting

d Vote lord d a L 4t n “Bes der” 200 y l u ai l in Bo “dirt” d 2005 wspaper ne

Rentals Rentals

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Your First Choice for Apartment Living in Boulder

WE OFFER THE LARGEST SELECTION OF ONE & TWO BEDROOM APARTMENTS AND STUDIOS THROUGHOUT BOULDER. CALL US: SEVEN DAYS A WEEK!

PLACE YOUR AD Call 303-466-3636 or 970-635-3650.

Looking for extra income?

Have an extra room in your home?

Home sharing is your solution. Join home owners 50+, just like you, who use Denver based Silvernest to rent out a spare room for extra income, companionship and to help someone in the community. Silvernest is your roommate matching resource with background checks, ID verification, and auto-rent processing. Contact us at

www.Silvernest.com/news or 866-757-6378.

Rent to Own!

Spacious, sunny, peaceful living quarters in large home: Seeking mature professional housemate for entire lower level of 3 story home. Huge living area, bdrm, full bath, kitchenette. Big windows w/ views of yard & park.

Shared W/D, deck, yard w/garden. Nice community in Lafayette w/pool, tennis courts.

Easy access to Boulder & Denver. No smoking.

No pets. MUST SEE! $1195/mo. Avail now.

239 537-9593

Home of Your Choice Do you Qualify?

Call or Text Devin O’Branagan ERA Tradewind

303-775-0710 www.DevinSells.com

Beautiful Short Term (3-6 month) Rental, 2BR 2BA Home in Estes Park (Cedar Ridge Circle) about 1 mile from Rocky Mtn National Park, 1/2 mile to Town, Lots of Windows, Great Views, Backs to Open Space, Deck, Den, Garage, Furnished.

$2200/month, utilities included. 303-666-6468

1BR Home in Louisville: $1100/month + utilities.

Share Louisville Home. $600/mth. Incl. util & cable. 303-817-5909

Share Nice Home in Louisville: Furnished,

720-422-0934

DRIVE YOUR WHEELS!

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ATHOMECOLORADO.COM

23

BOULDER | 7221 FOUR RIVERS ROAD

LONGMONT | 1506 GREEN PLACE

3 BR * 3 BA 1493 TSF LOUISVILLE | 643 W.* SANDBAR CIRCLE (824061) * $525,000

BOULDER | 2869 SPRINGDALE LANE

4 BR *|4 14651 BA * 3291SORREL TSF BROOMFIELD RUN (832444) * $899,000

BR * 2 BA *KELLOGG 1513 TSF BOULDER3(833366) | 4786 CIRCLE * $369,000

3 BR * 3 BA * 2128 TSF (783697) * $489,900

3 BR * 3 BA * 4804 TSF (783853) * $699,000

4 BR * 3 BA * 2530 TSF (783855) * $625,000 5.3 ACRES

LONGMONT | 823 SANCTUARY CIRCLE

LYONS | 209 CHOCTAW ROAD

BOULDER | TBD VAQUERO DRIVE

3 BR * 3 BA * 2374 TSF (833422) * $389,900

4 BR * 4 BA * 3036 TSF (833511) * $660,000

VACANT LAND * 5.3 ACRES (833541) * $999,000

OPEN SAT 11-1 & SUN 12-2

BOULDER | 7469 PARK CIRCLE

BOULDER | 1735 GILLASPIE DRIVE

BOULDER | 2870 JUILLIARD STREET

5 BR * 4 BA * 4603 TSF (783886) * $837,700

3 BR * 2 BA * 1756 TSF (783950) * $1,050,000

5 BR * 4 BA * 3454 TSF (783981) * $1,349,000

BOULDER | 3355 BRIDGER TRAIL #102

BOULDER | 1980 EDGEWOOD DRIVE

BOULDER | 675 GRAPE AVENUE

1 BR * 1 BA * 516 TSF (833548) * $250,000

3 BR * 1 BA * 1259 TSF (833564) * $677,700

3 BR * 2 BA * 1931 TSF (833635) * $939,000

OPEN SATURDAY 3 - 5 PM

LAFAYETTE | 1420 CRETE COURT F-7

BOULDER | 3287 OURAY STREET

BOULDER | 4938 CARTER COURT

1 BR * 1 BA * 707 TSF (784026) * $149,900 BOULDER | 7439 SINGING HILLS DRIVE

3 BR * 3 BA * 3656 TSF (784046) $799,500 COURT BOULDER | 4181 *LONETREE

3 BR * 4 BA * 2028 TSF (784100) * $425,000 BOULDER | 4522 13TH STREET 6-F

2 BR * 2 BA * 965 TSF (833643) * $299,900

Boulder's Affordable Housing Program 2 BR * 3 BA * 2090 TSF (833733) * $270,368

2 BR * 3 BA * 1730 TSF (833749) * $855,000

2425 Canyon #110 | 1320 Pearl 303.449.7000 | www.BoulderCO.com 24

AT HOME COLORADO

DAILY CAMERA / TIMES-CALL