At Home Colorado - Boulder County Edition 02.24.17

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

Home at Last: The Villas at Calmante

Quick Guide and Featured Open Homes

What You Need to Know Before Buying Mortgage Insurance

Office Plants Lighten The Work Load

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

If you’re like many borrowers who have less than 20 percent of a home’s value for a down payment, you need to know how mortgage insurance affects the cost of buying a home.

Adding plants has shown to help reduce stress, increase productivity, enhance attitudes and more.

FEBRUARY 24-25, 2017

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COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Tom Kalinski Chad Petterson Michaela Phillips C. Dwight Barnett Sarita Harbour Carol O’Meara Rick Jacquemard Suzanne Plewes Sean McIllwain Maureen Gilmer Darren Thornberry Mary Carol Garrity Cathy Hobbs Patrick Doolin ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill Mary Romano ADVERTISING FEATURES COORDINATOR Greg Stone At Home is an Advertising Feature published by the Boulder Daily Camera and Longmont Times-Call. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouse.com.

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REAL ESTATE NEWS

High housing prices and low inventory crunch buyers across U.S. BOULDER – As 59 million people nationwide consider becoming home buyers this year, real estate prices have soared to record highs TOM and inventory KALINSKI continues to be RE/MAX of Boulder in shorty supply, making the path to owning a home in America increasingly challenging.

Many of those would-be buyers, older millennials and Generation X members ranging in age from 27 to 52, show ‘more willingness’ to buy a first home or trade up to a new home, according to a recent survey

by Bankrate.com.

Here in Boulder County, home price appreciation is commonplace, where the last five years saw a 49 percent increase in the average price for a singlefamily home, according to the Boulder Valley Real Estate Report published February 2017 by RE/MAX of Boulder.

The trend of rising prices extends across the nation. In the final three months of 2014, increased home prices picked up speed with most metro areas soaring to new record home price

highs, according to the National Association of Realtors® (NAR).

More than half of the 150 home markets tracked by NAR since 2005 show a median sales price at or above an all-time high.

Median single-family home prices rose in 89 percent of U.S. markets measured by NAR, with thirty-one metro areas experiencing double-digit gains.

The five highest-priced housing markets listed here in the fourth quarter of 2016 do not include any Colorado metros, with California claiming four of the five.

On the inventory side, levels are persistently low nationwide at 6.3 percent below levels one year ago. Inventory is at the lowest level since 1999 when NAR began tracking supply of housing types.

“Depressed new and existing inventory conditions led to several of the largest metro areas seeing near or above double-digit appreciation, which has pushed home values to record highs in a slight majority of markets,” ,” says Lawrence Yun, NAR’s chief economist. “The exception for the most part is in the Northeast, where price growth is flatter because of healthier supply conditions.”

Yun notes the buyer interest is high in most areas due to

mortgage rate under 4 percent for most of the year and near full employment due to the creation of 1.7 million new jobs.

“At the same time, the inability for supply to catch up with this demand drove prices higher and continued to put a tight affordability squeeze on those trying to reach the market,” says Yun. In the fourth quarter, the national median existing singlefamily home price was $235,000 – up 5.7 percent from the fourth quarter of 2015.

NAR reports that to buy a single-family home at the national median price, a buyer making a 10 percent down payment would need an income of $48,332; and they would need an income of $42,962 for a 20 percent down payment.

The full reports are available at realtormag.realtor.org/ daily-news/2017/02/10/homeprices-are-soaring-new-highs and realtormag.realtor.org/dailynews/2017/02/10/here-come59-million-buyers.

Tom Kalinski is the owner and founder of RE/MAX of Boulder.

Call 303.441.5620 or e-mail tomkalinski33@gmail.com.

REAL ESTATE NEWS

Bashor attends national conference BOULDER - Barb Bashor, a prominent Broker at WK Real Estate, who has offices in both Longmont and Boulder, recently attended a conference in Phoenix, AZ comprised of the top 3% of all agents nationwide, and sponsored by The Council of Residential Specialists.

The Council is the largest affiliate of the National Association of Realtors, and the Certified Residential Specialist (CRS)

Barb Bashor, WK Real Estate

designation is a prestigious award and symbol of excellence earned by only the best of the best

-- those who have completed advanced professional training and demonstrated outstanding professional achievement in residential real estate.

Bashor earned the distinguished CRS designation in 1997.

Being a full-time, full-service Realtor, she recognizes the supreme importance of continuing to take educational classes to hone her skills and learn better strategies with which to assist her

clients in this constantly changing and highly competitive real estate market.

To view testimonials from clients that will attest to her expertise and professionalism, go to BarbBashor. com. Should you need assistance in reaching your real estate goals, she can be reached by phone/text at 303.775.2994, or e-mail at Barb@BarbBashor.com.

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REAL ESTATE

Helping buyers choose the right lender choosing a local mortgage lender is your best option. Always ensure your lender is aware Colorado is a good funds state, meaning all funds must be received at the time of closing.”

Patterson lists the following ten questions for buyers to consider when choosing a lender that will help them realize their dream of homeownership: No. 1: When a buyer reaches out to their lender, they need to ask if they are speaking with the same representative that is directly involved in their loan and not reading an update report from a call center.

No. 2: How accessible is the lender to the real estate agent and buyer?

No. 3: Does the lender know or have relationships with Colorado appraisers? “This will be of great importance with the short inventory market we are experiencing in Colorado,” noted Patterson.

No. 4: Are they accessible over the weekend to provide the agent with a pre-approval letter? “You

LONGMONT Imagine sitting at the closing table ready to purchase a dream home.

“Everything you own is in a truck sitting outside. You’ve CHAD turned in the PATTERSON keys to your RE/MAX Traditions previous living space and are ready to sign,” said Realtor Chad Patterson, of RE/MAX Traditions.

The escrow officer walks in with the paperwork and the seller asks, “Has the funds from the lender been received by your office?” The escrow officer says, “No, we are waiting on confirmation it was sent. We should receive the funds before we are done signing.”

“The seller stands up with their agent and says you are officially in default, then walks out with your $4,000 of earnest money and you lose your dream home,” added Patterson. “This is why

never want a ‘form letter’ for more than the purchase price,” stressed Patterson. “You’ve just notified the seller you can pay more. Additionally, if you’re competing for the home, you might have to have your offer in ASAP.” No. 5: Can the listing agent of the home the buyer wishes to purchase call, verify and receive confidence the loan will be completed on time? “I call on every one of my listings prior to my seller accepting one offer over another,” added Patterson.

No. 6: Who are their team members? “Does the right hand know what the left hand is doing?” asked Patterson.

No. 7: Are they educated on every type of loan available?

“Ensure your lender is qualified to originate every type of loan that you are available for, including loans from the USDA and CHFA,” said Patterson. “Just because they didn’t offer those types of loans doesn’t mean you’re not qualified.”

No. 8: Has the buyer made sure

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to verify all costs of each loan to ensure the loans are comparable?

“I’ve helped buyers avoid a shortterm gain on closing costs that could have potentially cost them thousands of dollars in the years ahead,” noted Patterson.

No. 9: Is the lender invested in the buyer? “Ensure everyone that is involved in the purchase of your home is passionately invested in you and your dream for home ownership,” stressed Patterson.

No. 10: Will a representative be present at closing? “Having a lender present to handle any problems can be the difference between your dream home and disaster,” concluded Patterson.

Chad Patterson, of RE/MAX Traditions, specializes in helping buyers, sellers and veterans, and is a real estate divorce specialist and Certified Negotiation Expert (CNE®). For more information, Chad can be reached at 970.518.5462. The office is located at 2204 18th Ave. in Longmont.

TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours,

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MORTGAGE

How do deferred student loans impact the mortgage process?

Homebuyers with student loans in deferment are often surprised when they begin the mortgage application process and realize that their MICHAELA deferred loan PHILLIPS will be treated Guaranteed Rate, Inc. as monthly debt, making their debt ratios too high to qualify for a mortgage.

Many borrowers overlook their debt-to-income ratio and focus exclusively on their credit scores and getting a low interest rate, but debt is an important factor that lenders consider when approving a mortgage. Here’s what you need to know about how student debt will impact your ability to get a home mortgage.

How are deferred student loans treated in the mortgage process?

In the past, deferred student loans have been omitted from a borrower’s debt ratio when qualifying for a mortgage as long as the lender could document that the loan would be deferred for a minimum of 12 months. However, things have changed. Now, loans must be included in a borrower’s debt ratio, even if they are deferred or the borrower is still in school. This, of course, is seen by the regulators (such as Fannie

Mae, Freddie Mac, FHA, and VA) as a way to keep the borrower from being overextended once the student loan debt payment kicks in.

There are two kinds of debt-toincome ratios: front end and back end. The back-end ratio shows what portion of your income is needed to cover all of your monthly debt obligations. This includes student loans, as well as credit card bills, car loans, child support, and any other debt that requires monthly payments. The ideal back-end ratio, including all expenses, should be 45 percent of your monthly take-home income or lower.

For all student loans, whether deferred, in forbearance, or in repayment (not deferred), the lender must consider a monthly payment in the borrower’s recurring monthly debt obligation when qualifying the borrower.

Each lender has its own guidelines around how to determine the repayment amount: FHA To determine the debt repayment amount, FHA loans consider: - One percent of the outstanding balance on the loan or the monthly payment reported on the borrower’s credit report, whichever is greater, - OR the actual documented

Homebuyers with student loans in deferment are often surprised when they begin the mortgage application process and realize that their deferred loan will be treated as monthly debt, making their debt ratios too high to qualify for a mortgage. (Image: PIxabay)

loan payment, provided the payment will fully amortize the loan over its term.

VA Loans VA loans allow deferred

payments over 12 months to be excluded – a huge bonus for borrowers!

This means that if student loan repayments are scheduled to begin within 12 months of the home closing date, lenders should consider the anticipated monthly obligation in the loan analysis. If the borrower is able to provide evidence that the debt may be deferred for a period outside that timeframe, the debt need not be considered in the analysis.

If you are a homebuyer with student loan debt, be sure to consider these guidelines before you start the process of looking for a home mortgage.

Michaela Phillips is the Vice President of Mortgage Lending at Guaranteed Rate, Inc. Contact Michaela at 303.579.5517, e-mail michaela@michaelaphillips.com or visit michaelaphillips.com.

NMLS:312874.

ceiling panels, ceiling tiles, ceiling clouds and hanging baffles.

If you want to keep the basement decor as is, you could hire an insulating contractor to fill the ceiling joist cavities with a blown-in cellulose insulation.

Without having to remove the ceiling's covering, holes are drilled into the drywall at strategic locations to insure that each floor

joist cavity is completely filled.

Once the cellulose is in place, the holes are patched and the ceiling is painted to hide the patched work.

Cellulose is an excellent sound absorbing material and is easily installed. The cellulose is safe to use and would encapsulate any wiring, pipes and ducts that may be inside the floor joist cavities.

You would have to insure that exposed electrical boxes for light fixtures or for wiring connections would not be filled with the cellulose.

C. Dwight Barnett is a certified master inspector with the American Society of Home Inspectors. Write to him with home improvement questions at C. Dwight Barnett, Evansville Courier & Press, P.O. Box 268, Evansville, Ind. 47702 or e-mail him at d.Barnett@insightbb.com.

Fannie Mae and Freddie Mac These loans consider: - One percent of the outstanding loan balance; - the actual payment that will fully amortize the loan(s) as documented in the credit report, by the student loan lender, or in documentation supplied by the borrower; - a calculated payment that will fully amortize the loan(s) based on the documented loan repayment terms; or - if the repayment terms are unknown, a calculated payment that will fully amortize the loan(s) based on the current prevailing student loan interest rate and the allowable repayment period.

HOME FIX

Help with sound proofing

By C. Dwight Barnett Tribune News Service (TNS) Q: I need help with sound proofing. Noise from the main level travels to rooms in the basement.

What can I do to the ceiling in the basement to soundproof the downstairs rooms? I am thinking I might have to take off the dry wall, put something in the ceiling to reduce sound, then put the drywall back up. Is that the right idea?

A: Soundproofing or soundabsorbing materials can be used without removing the 4

AT HOME COLORADO

drywall covering on the ceiling.

Soundproofing panels can be hung from the existing drywall ceiling the same way that drop-in ceiling tiles are installed. Metal rails and cross bars are hung from the ceiling to hold the sound absorbing panels in place. The new soundproofing panels would be about three inches below the original drywall.

Another product you might choose is a sound-absorbing, fabric-covered acoustical foam panel. The commercially available panels come in a variety of colors, patterns and thicknesses and have a class A fire rating. The panels can be in the form of wall or

DAILY CAMERA / TIMES-CALL

“Building lifetime relationships, one house at a time.”

303.775.2994

Barb@BarbBashor.com www.BarbBashor.com Broker, REALTOR® Certified Residential Specialist (CRS)

Committed to Professionalism: In the top 3% of agents nationwide by attaining the prestigious Certified Residential Specialist designation, demonstrating outstanding professional achievement A Realtor and member of the National Association of Realtors, abiding by a strict Code of Ethics Member of Colorado Association of Realtors, Longmont Association of Realtors At the ready to assist you with expert guidance in navigating this fast-paced, complex and competitive marketplace!

BAR ’S 5 S AR

“We would like to express our gratitude to, and say how thankful we are to have had Barb Bashor as our realtor.We have bought AND sold homes with Barb’s guidance and knowledge. Her professionalism and service are truly unsurpassed.While buying or selling your home can be stressful, we felt completely confident that her advice and direction were always in our best interests, while always working within the guidelines of her profession. She made the process uncomplicated and expeditious.

If you want to work with the premier Realtor in town, you will use Barb Bashor!”

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"Barb's the best real estate agent we've ever worked with, and this is the 5th house we've purchased. It was a somewhat difficult transaction due to the seller's agent, but she remained professional and followed up on every detail to be sure nothing got missed. Even after the sale was finalized the other agent entered the sale price incorrectly into the system, but Barb followed up and had him correct it." ~ Mark and Sandra Moore

~ Red and Barbara Southern

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MORTGAGE

What you need to know before buying mortgage insurance

By Sarita Harbour GOBankingRates.com (TNS) If you’re like many borrowers who have less than 20 percent of a home’s value in equity or saved for a down payment, you need to know how mortgage insurance affects the cost of buying a home.

What is mortgage insurance?

Mortgage insurance – also known as private mortgage insurance, or PMI – protects lenders from default on conventional mortgages in cases in which the borrower contributes a down payment of less than 20 percent of the home’s purchase price. PMI is different from homeowners insurance, which protects the home and what’s in it. It’s also different from mortgage protection insurance or mortgage life insurance, which is an insurance policy that pays off the mortgage loan if the borrower passes away.

Mortgage insurance is beneficial to both lenders and borrowers.

Mortgage insurance lowers a lender’s risk of giving a loan to borrowers with a low down payment. It also benefits the borrower, who, with mortgage insurance, might now qualify for a mortgage he wouldn’t otherwise get approved for.

What you’ll pay for mortgage insurance The cost of mortgage insurance depends on the type of home loan you have. You could pay anywhere from 0.3 percent to 1.15 percent of your home loan, according to Realtor.com.

Although insurance premium payments usually get paid monthly, you might have the option to pay it up front at closing or roll it into the home loan cost.

Check with your lender.

Mortgage insurance for different types of home loans Mortgage insurance programs vary depending on the type of home loan. Generally, mortgage insurance is required when you get a conventional mortgage and put down less than 20 percent or when you refinance a mortgage and your home equity is less than 20 percent.

Other types of mortgage insurance include: 6

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Mortgage insurance – also known as private mortgage insurance, or PMI – protects lenders from default on conventional mortgages in cases in which the borrower contributes a down payment of less than 20 percent of the home’s purchase price. (Photo: Shutterstock).

– Federal Housing Administration mortgage insurance (mortgage insurance premium): An MIP is required for all FHA loans. All borrowers pay their mortgage premiums directly to the FHA, and premiums are the same for everyone regardless of credit score _ though if your down payment is less than 5 percent, you can expect to pay a little more. If you get an FHA loan, budget for both monthly MIP costs as part of your regular payment and an upfront payment included in your closing costs.

FHA mortgage insurance rates are usually about 0.625 percent.

– U.S. Department of Agriculture home loan insurance: U.S. Department of Agriculture insurance covers USDA home loans. It’s a lot like FHA mortgage insurance but less expensive.

USDA home loan insurance requires making a payment both at closing and as part of your monthly payments. You have the option to roll the upfront cost into your mortgage, but if you do this, you’ll increase both your monthly payment and your overall loan cost.

– VA home loan guarantee: VA loans come with a mortgage guarantee instead of mortgage insurance, but it provides similar benefits. Instead of a monthly mortgage insurance premium, you’ll pay a funding fee upfront.

The fee amount varies depending

on factors like your military service type, down payment amount, disability eligibility, whether you are purchasing or refinancing, and if you’ve had a previous VA loan.

Alternatives to mortgage insurance Although there are benefits to mortgage insurance, having it adds to the cost of getting a home loan. If you want to cut costs or are ready to get rid of PMI, consider these five alternatives to mortgage insurance.

– Pay a higher interest rate When financing a home, some lenders might offer the option to avoid PMI by accepting a higher interest rate. If you choose this option, the higher mortgage rate cannot get canceled, so you’ll have to refinance to lower your rate in the future.

– Get your home reappraised If you believe you now have at least 20 percent equity in your home due to renovations or the rising local property values, get your home reappraised. You might have enough equity to cancel your mortgage insurance, but you’ll have to pay for the appraisal upfront.

– Get a piggyback loan Whether your lender calls them piggyback loans or piggyback mortgages, these home equity loans or credit lines enable borrowers with low down

payments to borrow more money.

Before applying or signing for one, review the fine print carefully to see if your total monthly cost is actually cheaper than paying for mortgage insurance.

– Ask your lender about other programs Some lenders offer programs that don’t require mortgage insurance, even with down payments below 20 percent, though you’ll likely have to prove that you have excellent credit to qualify. Before talking to your lender, focus on building your credit history, especially if you or your spouse has bad credit.

– Save more for a down payment Sometimes it pays to wait and save up or to choose a home that requires a down payment you can afford. If you save 20 percent of the home’s purchase price to use as a down payment, you might qualify for a conventional mortgage without mortgage insurance. A conventional loan comes with a lower interest rate, and you’ll be able to avoid the headache of comparing mortgage insurance rates altogether.

GOBankingRates.com is a leading portal for personal finance news and features, offering visitors the latest information on everything from interest rates to strategies on saving money, managing a budget and getting out of debt.

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LAWN AND GARDEN

Office plants lighten the work load Keeping green and growing houseplants as office companions?

The addition of a few foliaged accessories is shown to help reduce CAROL stress, increase O’MEARA productivity, Colorado State enhance University Extension employee Boulder County attitudes, lower operating costs, and improve air quality.

Interior spaces aren’t ideal for many plants, but with a bit of planning, you can succeed in having plants around your cubicle even if you’re not near a window.

Here are a few tips on lighting for your fronds and foliage: Light is essential for plant growth, and for your plants to be happy, keep three things in mind: intensity, duration and quality.

Intensity, or brightness of the light, governs the manufacture of plant food, stem length, leaf color, and flowering. Plants in low light – common in offices - tend to be spindly with leaves light green in color. In very bright light the plant would be stockier, with better branching and larger, dark green leaves.

Houseplants vary in their light needs: high, medium and low light. Control intensity of light by placing the plant closer to, or farther from, the light source (light decreases rapidly as you move away from the source).

Southern windows have the most intense light. Eastern

ASK THE EXPERT

Keeping green and growing houseplants as office companions?

The addition of a few foliaged accessories is shown to help reduce stress, increase productivity, enhance employee attitudes, lower operating costs and improve air quality. (Photo: Shutterstock)

position quite close to plants.

Blooming plants require extra infrared which can be supplied by incandescent lights, or special horticultural type fluorescent lights.

Consider the size the plant will grow to when choosing it for your office or you might end up with a gigantic space hog in a few years.

Spider plants (Chlorophytum comosum), dracaena, English ivy (Hedera helix), or schefflera (Brassaia actinophylla) are good choices and easy to grow. But check with your local garden

center for help picking out the best plant for your space.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext.colostate.edu/boulder.

Pre-listing inspections

As spring approaches so does the most popular time to list a home for sale. When you are ready to sell your home and want to help the sale process RICK go smoothly JACQUEMARD and quickly, Flatirons Home consider a preInspections listing home inspection.

These type of inspections, paid for by the seller or listing agent, FEBRUARY 24-25, 2017

and western exposures receive about 60-percent of the intensity of southern exposures, while northern exposures receive 20-percent of the light a southern exposure provides.

Duration of light received by plants is of some importance, but generally only to those houseplants that use day-length to stimulate bloom, such as Poinsettia, kalanchoe, and Christmas cactus. Many flowering houseplants are indifferent to day-length, and respond to other factors.

If you are in a low light office, you can increase the length of time the plant gets light to make up for poor light, so that there is a longer period of time during the day that the plant can photosynthesize.

However, plants require some period of darkness to grow and thus should be illuminated for no more than 16 hours. Too much of a good thing is as harmful as too little. Protect plants by turning off your lights as you leave for the day and place them closer to the window or the artificial bulbs illuminating your space.

If artificial lights are to be used as the only source of light for growing plants, the quality of light (wavelength) must be considered.

For photosynthesis, plants require mostly blues and reds but for flowering, infrared light is also needed. Fluorescent lights vary according to the phosphorus used by the manufacturer. Cool white lights produce mostly blue light and are low in red light.

Foliage plants grow well under cool white fluorescent lights and these lights are cool enough to

are written reports detailing the condition of the property. It may uncover concerns that could derail a sale later on at closing. Any major repairs can be addressed beforehand. Doing repairs ahead of time might also be more costeffective than having to pay a buyer’s contractor do the work.

Pre-listing inspections can also alert sellers to possible safety issues that should be corrected prior to letting agents and visitors tour your home. They can also inform you about issues such as high radon gas levels and termite infestations.

If you have the items on the report

repaired or replaced ahead of time and they don’t come up during the buyer’s inspection they’re a nonissue. Having a home inspection beforehand can also help sellers adjust their asking price if they aren’t willing to do certain repairs.

By moving the inspection to the beginning of the sales cycle, sellers are able to shorten the process by removing obstacles before they can interfere with a potential sale.

Defects won’t become negotiating stumbling blocks later and it may relieve prospective buyers concerns and suspicions.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

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7

HOME IMPROVEMENT

Tips on preventing ice dams

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Snow storms and subsequent above freezing temperatures are the perfect combination for ice dams. Ice dams can cause damage to your home and result SUZANNE in expensive PLEWES repairs. Save RE/MAX Alliance yourself the headache of dealing with the issue by keeping these prevention tips in mind.

HOW ICE DAMS FORM As snow starts to melt from the top of your roof, it doesn’t always flow smoothly off. It is common for snow to build up along the bottom edges of your roof and refreeze, essentially building a dam. As additional snow melts, it gets caught against this dam and has nowhere to go except under your shingles and into your home.

Seepage is not limited to the outer walls of your home. Water can travel along different beams into your walls and down to your ceilings.

WAYS TO PREVENT ICE DAMS Clear gutters Homes with gutters are most prone to ice dams. Gutters can fill up with debris and block water flow. Keeping your gutters clear is the first step to preventing ice dams.

Insulate your attic Poor attic insulation is a common cause of ice dams. Why? Poor insulation in the attic allows heat from your home to escape through the roof. This melts the snow at a faster than normal rate. If you take a look around your neighborhood, you may see some homes with lots of snow while others have almost none remaining on roof tops. Homes with little snow typically have less insulation than those with more snow.

Monitor the situation Pay close attention to the snow accumulation on your roof. If you see snow or ice start to build up just along the edges, address the situation. For lower roofs, use a snow rake to brush the snow off.

For high roofs, consider hiring a

company that specializes in roof snow removal. Avoid using a blow torch to melt the snow since that can actually damage your roof shingles.

Damage from ice dams If ice dams cause water leaks into your home, it is important to address and repair the damage as soon as possible.

Some areas may simply need to be dried out, whereas others may require replacement of damaged materials. Do not allow areas to remain wet as this can be conducive to mold. For extensive damages, contact your homeowner’s insurance company to discuss whether it makes sense to file a claim.

Preventing future issues If you do experience damage from ice dams this winter, make a plan to prevent future issues.

This may involve installing gutter covers, adding insulation to your attic, or other measures to minimize snow buildup along the roof’s edge. Proper planning during the off-season can save you from a repeat incident next winter.

Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

DAILY CAMERA / TIMES-CALL

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1911 11th Street 107 Boulder, CO 80302

286 N Bridge St Nederland, CO 80466 ATHOMECOLORADO.COM

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ENJOY GorgeousViews from nearly every room of this elegant and spacious custom home backing to open space and across from the Indian Peaks Golf Course.The generous sized living spaces include a large gourmet kitchen that opens to a large family room with incredible 2-story picture windows. 4 bedrooms on the upper floor each with a full bath and walk-in closets, including the master suite with fireplace and luxury bath with steam shower and jetted tub. Nicely finished lower level with 2 additional bedrooms, full bath, rec room, custom bar and plenty of storage. Beautiful outdoor spaces too including an incredible extensive water feature, large back deck and fenced yard.

This beautiful ranch offers spectacular views, nestled among the pines at the back of a cul-de-sac right next to the Boulder Country Club.The interior has been nicely updated with granite countertops and stainless steel appliances in the kitchen which opens to the fabulous family room highlighted by the gorgeous marble fireplace. Find great study/work space in the sun filled loft. The main floor master has incredible views of the Flatirons and The Boulder Country Club Fowler Course.

4048 57th Street

2372 Willow Creek Drive

INCREDIBLE,SWEEPINGVIEWS of the snow-capped mountains & Boulder Flatirons!This lovely home is set on 3+ private acres, conveniently located minutes from downtown Boulder. Sun-filled w/ passive solar & boasting windows galore, vaulted ceilings and wonderful living/entertaining spaces with the Rocky Mountains as your backdrop. Relax on the south facing terrace or in the heated salt water lap pool. Flexible guest/teenager/in-law space with living area, and its own bed and bath.

Pastoral open space with mountain views surrounded by Boulder County Greenbelt.The wrap around front porch welcomes you to a rural lifestyle close to Boulder in a custom built home on a spectacular 2.2 ACRE private lot.. Luxurious finishes include travertine stone and wood floors,Chef’s kitchen with Alder Cabinets, slab granite and stainless steel thermador Appliances. Luxurious master suite and 5 piece bath with Jacuzzi tub and steam shower. Finished Walkout basement.

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AT HOME COLORADO

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Knowledgable DAILY CAMERA / TIMES-CALL

REAL ESTATE

The L-Train has left the station BOULDER – There was a time in Boulder real estate history when just-out-ofreach buyers were ushered by reassuring real estate agents to SEAN the surrounding MCILLWAIN L-towns – Mod Boulder Louisville, Lafayette, Longmont and Lyons – when Boulder’s astronomical real estate prices were beyond what the buyers could afford. With ever-increasing demand and tight inventory, those reassuring days are a sweet (and affordable) memory; Boulder’s surrounding L-towns have now joined the outof-reach ranks.

A recent Daily Camera article reported that the last L-town holdout, Longmont, has doubled its real estate value since 2008,

moving the city’s average home price into the $400,000 notch as of September 2016.

And the L-town increase doesn’t stop there. Louisville’s real estate value has gained sixty-two percent since 2008, and Lafayette’s almost fifty-seven percent since 2009.

The harsh reality is, if you don’t have a truckload of cash or enough of a down payment to convince a lender to invest in you and your purchase, all of Boulder County is as much of a pipe dream as that beachfront Barbie Dreamhouse you pined away for as a kid.

Perhaps this predicament reminds you of 2008’s mortgage crisis and the resulting housing bubble. Well, yes kinda – and no, not really. This time around, the dramatic upswing in real estate prices is primarily due to more people wanting in and less people willing to leave – if you weren’t sleeping in freshman business class, you’d know this as

YARDSMART

Grow your own paleo grains

By Maureen Gilmer Tribune News Service (TNS) It may be the oldest cultivated grain in the Western Hemisphere.

It predates maize by centuries.

When the first corn was still weedy grass called teosinte in southern Mexico, the people of the region were growing an earlier grain.

It's the sophisticated ancestor of our garden pig weed, which has carried many settlers through rough times with its edible foliage.

Today's heirloom seed catalogs still carry these little known grains that deserve more attention as solutions for a changing climate.

They first gained interest with a seed grown Victorian garden darling, Amaranthus caudatus, romantically named love-liesbleeding. It's a big green annual that produces bright red dangling flowers that look like a long house cat tail. They are still beloved by flower arrangers seeking that perfect look to spill off edges of larger compositions.

Unfortunately, while this is not considered a food crop per se, it remains an edible ornamental heirloom flower.

That is why its cousin the grain FEBRUARY 24-25, 2017

amaranth is such a great plant for Western gardens. It's easy to grow, fun to look at and infinitely edible.

These are massive annuals grown from seed each year. They can be as tall as corn and topped with great fluffy brightly colored flower heads. Many are blood red, but others are yellow and orange, even green. This brings exciting color and unusual textures into both food and flower gardens.

When young and tender, leaves of amaranth are an ancient pot green. It's enjoyed earlier in the season or fresh picked later. Seed is produced after the plants flower and are pollinated. It is tiny and usually black, nearly identical to that of quinoa. It has been traditional to pop amaranth seed on a hot grill to make it palatable without water.

Sow your amaranths in full sun around the last frost of the year.

Be aware of the height and color of the varieties you are sowing.

Elephant head amaranth is more shrubby in form so it's used in a different scenario than the tall stalks. Some folks sow a row in the vegetable garden for plenty of leaves and seed. Work them into sunny spots around your yard that

“supply and demand.”

And the proverbial icing atop the cut-throat cake is that many of these new buyers mean serious business: boasting hefty down payments and making more cash purchases (even in the luxury market), these new, ambitious buyers leave nothing but bitter cake crumbs behind.

But hang on there, hasty homebuyer. Before you go packing your bags and posting your resume on LinkedIn (is that still a thing?), let me offer you some advice on how to strategically plant your long-term roots. What it all boils down to: expectations.

In order to be a competitive buyer in today’s hot market, it’s time to rework your real estate wishlist. You won’t find your dream home with an affordable price tag, and that’s OK. A lowersquare-footage ranch or a cute condo is a great option for both young families and empty nesters, and it’s also a fantastic need a visual change both in form and color. Because they're seedgrown there is little expense trying them out in your garden, and the discoveries will be awesome.

After flower heads mature and seed is released, gather from the field. Just bend the head down into a paper shopping bag and shake out the tiny black seed. This allows gathering repeatedly over the late season rather than cutting and drying all at once. The nuclear option is to cut the head off and hang upside-down to release its contents in more controlled condition indoors.

There's another fun heirloom called Hopi Dye Amaranth. This is a red-tinged plant that is utilized in the preparation of tribal piki bread. It's a pink-tinged flatbread that is an important part of their traditional cuisine and corn culture.

Amaranth has long been a poor farmer's forage in dry climates around the world. It is entirely edible, so livestock can graze on its remnants for a more diverse diet. At the end of the season your chickens will go crazy teasing out lingering seed from spent flower heads. Feed your birds early amaranth greens for a balanced diet.

If you need a sudden accent indoors, fresh cut amaranth in flower is a great resource. Creative

long-term investment.

As a potential buyer, it’s important to define what makes you tick. Location? School district? Walkability? Once you’ve set your sights, set your budget.

Know what you can afford and get ready to compete with other buyers in a similar situation to yours.

Last year was Boulder’s seventh consecutive year to see a decline in real estate inventory. This low inventory combined with a market that encourages fierce competition, cash offers and ruthless contingency opt-outs, you’ve got yourself one tough cookie. Wait. One big pickle. No. One hot potato. You get my drift: it’s time to rework your real estate expectations in order to compete with your fellow buyers.

Sean McIllwain is the founding broker at Mod Boulder Real Estate. Call 720.252.6051, e-mail hello@modboulder.com or visit modboulder.com.

Hopi dye red amaranth was used to make indigenous piki flatbread, lending its famous pink hue. (Photo: TNS)

gardeners should start by growing a number of different varieties to allow experimenting with them in arrangements. They are useful during the late summer when little else is still blooming in the heat.

Corn gets all the glory, but paleo Amaranth is due for a huge comeback. This earliest grain is a lifesaver and offers new opportunities for gardening in a changing climate. There's one thing for sure, if it goes drier, we'll be growing grain amaranth for the very same reasons the Anasazi did a thousand years ago: drought.

Maureen Gilmer is an author, horticulturist and landscape designer. Learn more at MoPlants.com. Contact her at mogilmer@yahoo.com or P.O. Box 891, Morongo Valley, CA 92256.

ATHOMECOLORADO.COM

11

COVERPROFILE

With unrivaled access to open space, proximity to Boulder, Denver and the mountains, and every modern convenience, Superior still feels like a small city where one can get away from the growing crowds and enjoy a Colorado lifestyle.

Home at Last: The Villas at Calmante

By Darren Thornberry, At Home. Photography by Boulder Creek Neighborhoods.

I

The Villas at Calmante offer something that just can’t be found in this area: new, ranch style, low-maintenance homes designed to capitalize on main-floor living.

12

AT HOME COLORADO

t’s no secret that the Boulder housing market is tight. The average home price in Boulder is often quoted as north of a million dollars, and a recent Metrostudy analysis predicted Boulder’s new home market to be a mere fraction of what’s to come in neighboring towns. It’s little wonder that those locations just outside of Boulder are proving more desirable than ever for new home shoppers.

One such locale is Superior, which reportedly got its name from the quality of coal in the local mines in the late 1800s. Today, the city is routinely named as one of the top living destinations in Colorado, and the country as a whole. With unrivaled access to open space, proximity to Boulder, Denver and the mountains, and every modern convenience, Superior still feels like a small city where one can get away from the growing crowds and enjoy a Colorado lifestyle.

Louisville-based homebuilder, Boulder Creek Neighborhoods, recognized the desire for unique homes in an unparalleled location,

and the spectacular Calmante community was born. In 2014, the award-winning homebuilder introduced limited edition, lowmaintenance townhomes as part of the first phase of the Calmante neighborhood. With their “Colorado meets Tuscany” style, these homes have been so popular that, at press time, only a few remain available. “These high-end townhomes are very popular with buyers coming out of Boulder, who are selling their large, single family homes and are looking for a new, low-maintenance way of life,” says Jessica Champlin, Vice President of Marketing. “They are a great value for a beautiful home in a one-of-a-kind, Boulder County location.”

Introducing The Villas at Calmante Boulder Creek is announcing the final phase of the Calmante neighborhood - “The Villas at Calmante.” The Villas At Calmante are low-maintenance, single family ranch-style patio homes.

Although construction hasn’t even DAILY CAMERA / TIMES-CALL

begun, dozens of potential new homebuyers are already waiting for the official on-sale announcement.

“Buyers recognize the rarity of this style of new home in an area as popular as Superior,” says Champlin.

The Villas at Calmante offer something that just can’t be found in this area: new, ranch style, low-maintenance homes designed to capitalize on main-floor living.

Everything you need for daily living – including a spacious master suite, laundry room, and kitchen - is easily accessible on the main floor. Other easy living design elements include features like wider than normal hallways and doors, raised wall outlets, and open floor plans. Several homes offer multiple main floor suites, as well as coveted features like a main floor study, dining room, and large outdoor living areas. As if that weren’t enough, every home will offer a finished lower level with a recreation area, bathroom and bedroom – perfect for guests.

The easy living feature that stands out the most in all Boulder Creek homes is a low-maintenance lifestyle, and Calmante is no exception.

Low-maintenance living means that homeowners at The Villas will see stressful chores like snow removal and lawn upkeep managed on their behalf – leaving them time to do the things they enjoy most.

A unique feature of The Villas is that the neighborhood is arranged theater-style, which means that homes will only be build on one side of the street.

“This neighborhood was designed to take advantage of the unique topography of the location,” says Champlin. It’s a touch that makes an already special neighborhood even more unique.

The Boulder County open space across the street is also a huge draw for walking, biking, hiking, bird watching – it’s something that current Calmante residents take advantage of regularly.

“It has always been the vision for the Calmante neighborhood to offer a diversity of homes,” says Champlin. “The townhomes are beautiful, but we recognize that attached living isn’t for everyone.

The Villas are main floor living. If you’re tired of trips up and down stairs, perhaps want to downsize after finding yourself in an empty nest, these homes will appeal

Low-maintenance living means that homeowners at The Villas will see stressful chores like snow removal and lawn upkeep managed on their behalf – leaving them time to do the things they enjoy most.

to you.”

With only 33 homes available at The Villas, Boulder Creek expects the interest to continue.

Plans are currently being finalized with construction slated to begin this summer. The first offering of homes is expected to start in the mid $800s, and sales will open this spring.

Of course, if the idea of living at Calmante is too good for you to wait, Boulder Creek has a very

few townhomes remaining. The townhomes are both ranch and two-story designs, and several of which will be ready for move-in this spring, and priced in the $800s.

With such limited availability, the Boulder Creek team expects these homes to sell quickly. Visit LiveCalmante.com to add your name to the interest list, or call 720.459.6262 to speak with a dedicated Sales Concierge.

RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name

Address

Type

Rent

Bed/Bath

Description

Other Amenities

Information

Hover Manor Senior Apartment Residence

1401 Elmhurst Drive, Longmont

Senior Living

$905/$910 per month

1 Bed, 1 Bath

62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted

Furnished, pet friendly, laundry facility

303.772.9292; hovercommunity.org

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com FEBRUARY 24-25, 2017

ATHOMECOLORADO.COM

13

STYLE AT HOME

Pillow pairings to perk up a space

By Mary Carol Garrity Tribune News Service (TNS) I love the changing of the seasons.

One of my favorite rituals as the cold months fold into warm, and back again, is to switch out the accent pillows on my sofa, chairs and bedding. In a few weeks, I will unzip my heavy weight plaids and replace them with lightweight florals and stripes. And just like that, my living spaces will feel new for spring.

This spring, you can give your sofa, chairs and bed a quick pickme-up simply by tossing in some new pillows. Pulling together an assortment of pillows that is arresting, but not overwhelming, is lots of fun. Kristen, one of our designers, shares our secrets: Mix pillow sizes Back in the day, we tossed a set of matching square pillows in each corner of our sofa, or lined up a row of the same pillows at the head of our bed and called it good. Not anymore! Life is too short to not experiment with an assortment of beautiful pillows, Kristen says. Start by pulling together a variety of pillow shapes and sizes to add to the visual interest of your furnishings.

We weave together different pillow sizes when we design groupings on upholstered furniture and beds. We love them all, from neck rolls to bolsters.

But our four gold-standard sized pillows find their way into most of our designs: 21-by-21-inch squares, 24-by-24-inch squares, 14-by-22-inch rectangles and 16-by-30-inch rectangles.

Design tip: No matter what size pillows you pick, insist on using great pillow fills. I am not exaggerating when I say that it makes all the difference in how your pillows look, feel and last.

Mix colors Kristen says, "People ask us all the time what the rules are for mixing colors in pillows. Happily we tell them, 'There are no rules!

Do what looks good to you!'" All of us have a different CQ (color quotient), which can change room to room, season to season. For example, in my bedroom, I like soft, neutral pillows year-round.

In my living room, I opt for richer colors that sport a bit more pattern, like plaids. Determine 14

AT HOME COLORADO

This spring, you can give your sofa, chairs and bed a quick pick-me-up simply by tossing in some new pillows. (Photo: TNS)

your own CQ for the space where you want to add your pillows, then follow your inner compass.

Any color you love is in right now. Blues and greens are still a favorite for many, and people are mixing together all different shades of these two natureinspired classics.

Mix patterns Like color, everyone is different when it comes to the kinds of patterns they love, from stripes so muted they present as a solid to high-octane florals. Pillows give you an opportunity to experiment with new looks. "Do not be afraid to try new things, because if you don't like it, you can just zip off the case and try something else," Kristen says.

We call this process pattern play. We experiment with different patterns, in different colors, and different styles, until we come up with a winning combo.

If you have a traditional home, like I do, and want to give it some new energy, consider adding pillows in remade timeless patterns. Check out the photo above: houndstooth check, an age-old beauty, gets a makeover with an oversized pattern and fresh color. It's new traditional, Kristen says: brighter, happier,

Consider adding pillows in remade timeless patterns. (Photo: TNS)

more fun. Another of our new fabric crushes? Traditional floral patterns done in bright and bold colors.

Mix trims The secret to a custom look in pillows is to use a unique trim. We don't ever self-cord our pillows because we don't want them to look like they just rolled off the assembly line. Instead, we like to give each pillow we make its own personality with unique trims and finishes.

There are so many ways you can finish a pillow with a tape:

Run the tape across the top and one side, on the top and bottom, or boxed in on all four sides.

Similarly, when finishing the edges of a pillow, you can do a straight cord. Or you can do a flat flange with mitered or pleated corners, a knife pleat, a ruffle, or a fringe, like pompoms.

No matter what your bliss, create pillows that bring your vision for your room to life.

This column was adapted from Mary Carol Garrity's blog at nellhills.com. She can be reached at marycarol@nellhills.com.

DAILY CAMERA / TIMES-CALL

McCASLIN BLVD

LOUISVILLE

SUPERIOR

COALTON RD

96TH ST

the Villas

E-470

36 Flatirons Crossing

287

HIGHWAY 93

BROOMFIELD Omni Interlocken Resort Golf Club N

128

FEBRUARY 24-25, 2017

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MAP NOT TO SCALE

ATHOMECOLORADO.COM

15

OpenHomes Quick Guide

Visit AtHomeColorado.com for a complete listing and map of open homes in the area.

City

Open Open House House Street Date Time

Price

Agent

Company

Phone

Berthoud Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder Boulder

Saturday Sunday Saturday Sunday Sunday Sunday Sunday Sunday Saturday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday Sunday

1pm-3pm 11am-2pm 11am-1pm 1pm-4pm 12pm-2pm 12pm-3pm 11am-1pm 12pm-2pm 11am-1pm 1pm-3pm 11am-1pm 1pm-3pm 12pm-2pm 1pm-4pm 1pm-3pm 12pm-3pm 12pm-3pm 12pm-2pm 12pm-2pm 1pm-3pm 11am-1pm 11am-3pm 11am-2pm

1522 Diamond Wall Drive 166 Valley View Way 2800 Kalmia #313 3000 Broadway #13 1525 48th Street 525 Manhattan #102 4295 Moorhead Ave 815 Maxwell Avenue #2 4934 10th Street 4934 10th Street 4365 Ludlow Street 4760 Cheyenne Court 1229 Kalmia Ave. 4522 13th St., Unit 6H 2755 Iliff Street 1111 Utica Circle 1630 9th Street 635 Paragon Drive 854 15th Street 4840 6th Street 2880 Juilliard 1077 Canyon Blvd #307 166 Valley View Way

$745,000 $270,000 $350,000 $400,000 $539,000 $560,000 $575,000 $629,000 $675,000 $675,000 $725,000 $765,000 $850,000 $925,000 $1,050,000 $1,190,000 $1,195,000 $1,399,000 $1,449,000 $1,595,000 $1,787,500 $1,795,000 $2,700,000

Mimi Miller Jeff Erickson Kit Magley Keith McQuillen Gary Savarese Joyce Pollich Steve Altermatt Mike Bader Ashley Kipfer Ashley Kipfer Lydia Waskul Barb Silverman Barry Remington Michael Rebich Brigitte Furst Dale Pearson Lynn Ryan/Brian Neeper Mike Moger Denise Patryas Marsha Badger Karen Bernardi Tammy Cooper Jeff Erickson

303-709-6990 303-589-2741 303-775-5177 303-589-1432 303-818-4989 303-249-6501 303-441-5669 720-273-8335 303-725-0216 303-725-0216 303-981-8432 303-886-5329 720-373-9297 303-478-3207 720-244-4411 303-818-5640 303-489-0309 303-859-4467 303-818-5354 303-818-1390 303-402-6000 720-320-5029 303-589-2741

Boulder

Daily

11am-5pm

3092 Big Horn St

$1M +

Roz Giannasi Pinon

Broomfield Gunbarrel Lafayette Lafayette Longmont Longmont Longmont Longmont Longmont Longmont Longmont

Sunday Sunday Saturday Sunday Saturday Saturday & Sunday Saturday & Sunday Sunday Saturday Saturday Daily

1pm-3pm 1pm-4pm 11am-5pm 1pm-4pm 11am-1pm 10am-2pm 11am-3pm 1pm-3pm 11am-2pm 11am-2pm 11am-5pm

15950 Vermillion Way 7126 Four Rivers Road 510 E. Emma Street 1284 Lost Creek Lane 640 Gooseberry Dr #104 5712 Mt Sanitas 1379 Charles Dr. E-3 3847 Buckthorn Dr 5014 Bella Vista Drive 5014 Bella Vista Dr 918 Half Measures Dr

Carl Oldham Patrick Dolan Sara Oclassen Kelly Atteridg Dene Yarwood Kristi Jeremy Johnson Yvonne Williams Pat Kahler Pat Kahler Marlita Lazo

Longmont

Thursday - Sunday

12pm-4pm

1522 Moonlight Drive

Tim Shea/Stan Meade

Pedal To Properties

Louisville Louisville Louisville

Saturday Sunday Saturday

1pm-3pm 12pm-3pm 10am-1pm

Karolyn Merrill Judy Pitt Pete Abel/Dave Abel

WK Real Estate WK Real Estate RE/MAX of Boulder, Inc.

303-931-6211 303-441-5642 303-818-1998 303-817-0138 303-808-0076 970-310-5283 970-313-6166 303-497-0571 303-589-5752 303-589-5752 303-522-7928 303-819-1371/ 303-817-7777 303-817-2827 303-324-4747 303-594-8319

Louisville

Wednesday-Monday

11am-5pm

$600k's+

Michele Steward

Markel Homes - North End

303-604-9196

Milliken Superior Superior Westminster Westminster

Sunday Sunday Sunday Saturday Sunday

11am-2pm 2pm-4pm 12pm-3pm 1pm-3pm 1pm-3pm

1816 Gallagher Lane 1167 Summit View Drive 2317 Paramount Court 1805 Blue Star Lane - Model Home 2180 Birdie Way 1585 Rockview Circle 608 Charles Street 1333 W. 112th Avenue - A 12124 Bryant Street

$658,000 $949,700 $414,000 $1,297,000 $295,000 $408,000 $426,208 $465,000 $625,000 $625,000 $600k+ Starting in the high$300,000's. $525,000 $679,500 $699,000

Mimi Miller Realty LIV Sothebys International Realty RE/MAX Alliance WK Real Estate WK Real Estate WK Real Estate RE/Max of Boulder, Inc. RE/MAX of Boulder, Inc. WK Real Estate WK Real Estate RE/MAX of Boulder, Inc. LIV Sotheby's International Realty WK Real Estate RE/MAX of Boulder 8z Real Estate RE/MAX of Boulder, Inc. RE/MAX of Boulder, Inc. WK Real Estate RE/MAX of Boulder, Inc. 8z Real Estate The Bernardi Group LIV Sotheby's International Realty LIV Sotheby's Realty International Markel Homes: Kalmia38, Northfield Village & Northfield Commons RE/MAX Alliance RE/MAX of Boulder 8z Real Estate RE/MAX of Boulder WK Real Estate For Sale By Owner RE/MAX Alliance RE/MAX Alliance RE/MAX Alliance RE/MAX Alliance Markel Homes: Prospect NewTown

$379,000 $625,000 $1,179,000 $280,000 $579,900

Terry Rutherford Marie Jacobs Julia Cantarovici Eric Jacobson Karla Bielanski

ERA Tradewind Real Estate LIV Sotheby's International Realty 8z Real Estate RE/MAX of Boulder, Inc. RE/MAX of Boulder, Inc.

303-827-9241 303-919-4122 720-203-7789 303-437-0221 303-931-5774

303-442-0309

For information on listing your open home, call Thais Hafer 303.473.1456 or Toni McNeill 303.684.5329 16

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atHome athomecolorado.com

open Homes Open Saturday 12-2

OPEN SATURDAY 11AM-2PM

1546 Stardance Circle, Longmont

5014 Bella Vista Drive, Longmont $625,000

303.589.5752 Office 303.459.7308

PatKahler@remax.net www.PatKahler.com

$888,000 Colorado lifestyle at its best! Amazing opportunity to own one of the best homes in highly sought after golf course community. Entertainer’s delight w/gourmet kitchen, rec room, full bar & incredible backyard!

Backs & sides to private greenbelt. MLS#808974

• Gorgeous 2-sty w/permitted finished bsmt • Granite, extended oak floors, custom tile • Main floor study, 4 bdrms up plus study loft • Stunning updates: kitchen, mstr bath, wet bar • Daylight bsmt family rm, 5th bdrm & 3/4 bath

Open Sunday 11AM-2PM

Christine Cavallier 303-827-9170

2180 Birdie Way Milliken - $379,000

OPEN HOUSE SATURDAY 12-2 14307 N. 83rd St. Low maintenance brick ranch

AVAILABLE! Beautiful Ranch on Mad Russian Golf Course. Backyard is Fairway, Views Across Thompson Rivers Valley. Hardwood Floors, Granite in Kitchen, 3 Sided Fireplace. Insulated Enormous 3-Bay Garage, One 9’ Access Door. 5 Piece Master Bath with Jetted Tub. Large Master Closet, Kitchen Pantry. Bay Windows, Eat-in Nook in Kitchen with Views. Large Deck, Covered Patio. MLS #810443

Terry Rutherford 303-827-9241

• 4 Beds/3 Bath • 2 acres • Granite countertops & tile floors • Family room w/ fireplace • Some outbuildings •

Listing Agent

Marta Loachamin

$549,900

Gary, 970-692-2002

720-323-5089

Tues-Sat 9-5 and Sun 11-5 10218 Bluegrass Street, Firestone

$540,000 Soaring two-story vaulted ceilings greet you at the entry of this impressive 5 bed, 3 bath, 3 car garage home.

Gourmet kitchen includes stainless appliances, gas c cooktop, & double oven. Formal dining room located off the kitchen. Upstairs laundry & loft.

Model at 5251 Sandy Ridge. MLS#807465 Kathy Beck 970-213-8475

Brandi Garifi 720-291-0899

OPEN SATURDAY 11AM-1PM

Model Home Located at 1522 Moonlight Drive, Longmont

640 Gooseberry Dr. #104, Longmont $295,000 Fantastic one owner Gooseberry main floor condo. Garage is just feet from front door and entrance is within fenced 25’x30’ courtyard area. Great for security. Unit has been lovingly cared for. Master has side room/extra space that would be great for an office, a crib or a sitting area. All appliances stay including washer/dryer. www.640.wkre.com

Office Hours: Thursday – Sunday 12pm-4pm

Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

Dene Yarwood 303-808-0076 dyarwood@wkre.com

Tim Shea an eade 303.819.1371 303.817.7777 www.pedaltoproperties.com

OPEN SATURDAY & SUNDAY 12PM - 2:30PM 2129 23rd Avenue, Longmont $350,000 Charming Ranch - Open Finished Basement Covered Patio & No Houses Behind!

Held Open By Teresa Lomax 303-827-6320 Teresa.Lomax@coloradohomes.com

For advertising information, please call Toni McNeill 303.684.5329 or Thais Hafer 303.473.1456 For a complete listing and map of open homes in the area visit AtHomeColorado.com FEBRUARY 24-25, 2017

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Design recipes: Working with white

By Cathy Hobbs Tribune News Service (TNS) Photos by: TNS White is one of the easiest colors to work with, and for some, one of the most difficult. Many are surprised when they browse the paint aisles and discover literally hundreds of shades of white.

One of the many design tips relating to the use of white is that white often takes on a neighboring shade. Ever wonder why some whites appear more green, blue or gray? Transference of color is one of the main reasons. When looking to use a predominantly white or off-white decor, here are some top Design Recipes tips.

1. Pay close attention to the color of the primary pieces in your space. Make sure that the shade of white you select complements the space and helps make it feel bright and fresh.

2. Do consider traditional brighter white shades for walls and ceilings.

3. Be careful not to select a white with too much of a yellow tone, as in some spaces the color may read dingy.

4. Don't be afraid to use different tints, tones and shades of white. Remember beige and taupe are shades of white.

5. Consider using white as a contrast color. A presence of white in a space can help make darker colors pop.

6. Consider pairing white with metallic finishes. It can create a soft, relaxing look.

7. Don't forget white is a color, too. A popular designer trick is to use white as an accent.

8. Consider introducing white into a space using texture such as toss pillows or throws.

9. Don't be afraid to use white furniture. In many environments it can feel luxurious.

10. Consider an all-white or mostly white space. The result can be impactful.

Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.

This predominantly cream and white living space feels bright and fresh.

Different shades of white create a soothing bedroom.

White florals such as orchids can provide attractive yet neutral accents.

521 Gay Street, Longmont Old Town

Visit www.Colorado1stRealty.com or call Bill at 303-931-6098 for a private showing.

Stylish New Energy Efficient Homes Starting in the upper $200s

Sales Center Open Daily 11:00am to 5:00pm 303.848.4185 Cauley Kim Sales Manager

323 S. Parkside Dr Longmont, CO 80501 office@parksidelongmont.com www.CoastToCoastDevelopment.com

Truly one of a kind, Victorian Home Second Empire Style. Mansard Roof featuring Bay Windows on all three stories. Wonderful wrap around front porch. Step in to another era, Custom built in 2000, features include hand crafted stairway, hardwood floors, cornice moldings, European style fireplace, Gorgeous kitchen, granite, stainless appliances.

Professionally designed landscaping and all year pond. 5613 SQFT finished/1243 SQFT basement unfinished.

$1,150,000

Erie Realtor Joins RE/MAX Nexus Previous to starting her career in real estate, Melissa acquired 10 years of experience in combined sales and customer service. She has taken her past experience and applied it to her real estate career where she has helped buyers and sellers in the residential market. Melissa is patient and dedicated in helping her clients find the perfect fit. She is a good listener, Erie detail oriented and passionate about serving her clients best interests.

Having grown up in Erie and lived in the surrounding areas her entire adult life, Melissa is familiar with the local communities and what they offer. In her off-time Melissa enjoys spending time with her husband and daughter, traveling, reading and enjoying our beautiful state. She is an animal lover and has two amazing English Bulldogs, Kira and Titus and a cat with attitude named Vincent. To contact Melissa: 303.525.5556 or melissatravisrealtor@gmail.com.

RE/Max Nexus is located at the junction of 119 and I25 at 11409 Business Park Circle, Firestone, 80504.

For more information, call 970-295-4760.

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Sale ends March 31, 2017. See store for details.

WOOL CARPET• POP BOTTLE CARPET • AREA RUGS • AREA RUG PAD • CUSTOM RUGS AND RUNNERS FSC HARDWOOD • BAMBOO • CORK • LUXURY VINYL • MARMOLEUM RECYCLED CONTENT TILE • NATURAL STONE • QUARTZ & VETRAZZO COUNTERTOPS EXPERT INSTALLATION AVAILABLE ON ALL FLOORING PRODUCTS Visit our 6,000 sq.ft. showroom today and SAVE!!

BUILDERS AND DESIGNERS WELCOME Interest Free Financing Available

GO GREEN FLOORING

5485 Western Ave. Boulder CO 80301 303-440-4442 M-F 10 to 6 • Sat 10 to 3 • Closed on Sunday FEBRUARY 24-25, 2017

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19

ASK ANGIE'S LIST

How do you hide entertainment center wires?

By Patrick Doolin Angie’s List (TNS) With advances in home automation and entertainment, many people find technology leaving an ever-expanding footprint inside their home. They aren’t just interested in how to hide TV wires. They also want to know how to hide everything those wires connect to – receivers, Blu-ray players, game consoles and even the TV itself.

“Nobody wants that stuff out in plain sight, “ says Gary Jefferies of SYNC Technology Integration in Fishers, Ind. Design considerations play a factor, as cables can be unsightly and devices can be visually disrupting. There are safety reasons, too. Jefferies says hiding technology decreases the opportunity for theft.

Hiring an audiovisual pro to hide TV wires isn’t always practical. Budget can be a

constraint. You might be renting.

You may also be considering a large renovation in the future, and want to avoid big changes right now.

In such cases, consider these ideas for hiding wires: Cable raceway Think of raceways as customizable cable covers. Many come in kits that include tracks, elbows and T-joints to guide and hide wires on walls, such as the power and HDMI cables of a wall-mounted TV. You can paint or stain most raceways to blend in.

Raceways can cost less than $10 for individual pieces, and kits start around $20.

Hollow molding Similar to raceways, hollow or concave crown molding and baseboards hide cables running along the wall. They’re particularly helpful for those

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

418 Emery St. Longmont • (303) 772-6452

wondering how to hide speaker wires when setting up a home theater system with surround sound speakers.

You still have to get the cable behind the molding, which might require running it behind the wall if you want a seamless look.

Note that only low-voltage wires should run behind a wall. Always check state and local electrical codes – or contact a pro for advice – before running cables through a wall.

Like raceways, hollow molding is inexpensive. It can, however, be more expensive than raceways depending on factors such as how much coverage you need, material and look.

Wireless HDMI With a wireless HDMI transmitter and receiver, you can enjoy your Blu-ray player, game console, home theater receiver and more without seeing the equipment.

Jefferies puts the cost for a quality wireless HDMI kit between $400 and $500. That’s not cheap, but he says it’s “probably the most cost-effective way “ to hide entertainment components without exploring a custom solution.

There are cheaper models, but Jefferies advises against them. “If someone walks in front of it, it’s going to lose signal, “ he says.

When shopping for a wireless HDMI kit, make sure it works in the area where you plan to hide

your devices. Some kits need a clear line of sight, and others work in a bubble-like range, similar to a TV remote.

Mirror TVs Want to make your home as design-friendly as possible?

Replace your HDTV with a mirror TV. HDTVs often occupy a prime focal point. That works great when the TV is on, but when turned off, its blank screen becomes a black hole that breaks up the look of the room.

Mirror TVs solve that by turning the screen into a mirror when the TV is off. “When you turn the TV on, it demagnetizes the mirror, “ Jefferies explains.

Of course, Jefferies notes a mirrored TV is “not the cheapest thing the world. “ A 32-inch TV may run several thousand dollars.

A 60-inch set may exceed $10,000.

Still, if you prize the interior design of your home, a TV mirror offers one of the most elegant ways to hide your HDTV – and wow your guests.

Patrick Doolin is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

ChaRminG homE in old Town lafayETTE Open Saturday, Feb. 25th, 11am-5pm 510 East Emma Street • $414,000 3BR • 2BA • 1220SF

Professional Home Inspections For Home Buyers and Sellers www.flatironshi.com

New master suite with vaulted ceiling, a modern 3/4 bath & sunlight throughout the day via new east & south windows. Large, private, completely enclosed yard with great garden space, fruit trees, raspberry bushes and nice lawn in the back and mature trees and hedge in the front.

Sara Oclassen 8z Re t r • 8z Re Est te • T e S ut s Gr up • 303.818.1998 saraoclassen@8z.com | www.SaraOclassen.8z.com 20

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Longmont Association of REALTORS

INDEPENDENT BROKERS Sigg 303-709-6990

Office: 303-776-2028 Cell: 303-579-3674

mimimiller.net

NEW LISTING

NEW LISTING

1522 Diamond Wall Dr., Berthoud Don’t miss this 4 bedroom, 4 bath custom country manor set on a hilltop with magnificent panoramic mountain views and breathtaking eastern plain sunrises on 2.4 acres. Main floor master bedroom, hickory floors, Corian and Soapstone counters, custom cherry and maple cabinets, heated floors in kitchen and master bath, and Anderson windows and doors to bring in those amazing views. Wrap around deck, walk out basement, large pond, professional lush landscaping, basement workshop, 3 car garage with workshop and attached shed...tons of storage.

Abundant amenities, check website.

$745,000 OPEN HOUSE SATURDAY 1PM-3PM

2003 Braeburn Ct Longmont Great SW location in desirable Sommerset Meadows. This gorgeous 2 story has open floor plan, vaulted ceilings and tons of extras! Four bedrooms (main flr office could be 5th bedroom), gourmet kitchen, granite counters, elegant mstr suite features balcony, 2 walk-in closets and luxurious mstr bath. Large back yard with covered patio, hot tub, fire pit & raised garden beds. Open enrollment is now closed for these great schools... COME TAKE A LOOK!

CONSIDER REGEL & ASSOCIATES, LLC For All Your Real Estate Needs

$825,000

Regel & Associates, LLC Specializes in Residential and Commercial (Sales and Leasing) Commercial Property Management

“Exceeding Your Expectations”

655 South Sunset, Suite F, Longmont, CO 80501

303-702-0605 www.regelassociates.com

|

Leaders in Change...Delivering Results!

FEBRUARY 24-25, 2017

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Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate

6887 East County Line Road, Longmont 80504

$700K 5 Acre Horse Ranch1 Block to Niwot Road .

Visit online at

6887CountyLine.com Cynthia Arey Living N Colo 303-581-0606 TURN USED ITEMS into quick cash with Classifieds!

Cynthia Arey Living N Colorado 40 Years of Keen Real Estate Navigation

Thinking of Buying, Selling, or Relocating ?

Or,...Curious About the NEW Value of Your Home?

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Double wide 3BR 2BA Mobile Home for Sale - $65,000: Large Kitchen w/ Laundry area, Large Living room, Split Floor plan w/ Master Bed/Bath on 1 end & 2 Beds/Bath on the other.

Central A/C. Very Nice Home w/ Great Features.

...Contact Me

Park Space Rent: $510 per month, trash service included. Cat or Small Dog Considered.

Carport Available.

Call for Appointment

Water Mineral

www.ColoradoReal EstateLady.com

Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

PLACE YOUR AD Call 303-466-3636 or 970-635-3650.

SEMI-FURN Rooms/Apts Weekly/Monthly from $125/week, Utils/Micro/Fridge incl (303) 931-7108

PLACE YOUR AD. Call 303-466-3636 or 970-635-3650.

Apartments & Condos: Call PMP Realty 303-776-RENT (7368) www.pmprealty.com

2BR 1BA Near Hospital in Central Longmont: Recently Remodeled.

No Pets. No Smoking.

1 year lease required. $1000/mo, water incl.

970-768-2280

Single Mature NonSmoker to Share Newer 5BR 3BA Erie Home :

2 Bedrooms, Private Bath Available Now. No Pets. $695/mo + 1/3 utilities.

Blue Spruce Village Mobile Home Park Beautiful Berthoud.

970-532-2183

303-581-0606.

LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area

Rentals

1BR Apt in Longmont: Large, Sunny, Quiet Bldg. $850/month, Heat Included. No Pets.

Don 303-881-1960 2BR 1BA Apt, Loveland: All Utilities Paid. $1025/mo + $1025 dep.

Avail Now. 970-988-8272

Private 1BR 1BA Basement Apt for Single in Longmont Home : No Smoke. No Drugs.

No Pets. $895/month, utilities included+deposit.

720-491-3785

MOVE IN SPECIAL ONE MONTH FREE Foothills Apartments 2BR 1BA Units in Loveland: Washer/Dryer in Unit. $950/month, Water, Sewer,Trash included.

No Pets. 1 Year Lease.

Avail No w.

970-669-7850 SEMI-FURN Rooms/Apts Wkly/mnthly from $125/ wk, Utils/micro/fridge incl (303) 931-7108 LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area

Bob 303-990-1324

4BR 3BA Home on Lake 2945 Lakeshore, Longmont No Drugs. No Smoking.

No Pets. $1950/month.

303-651-9547.

SELL YOUR STUFF! List your stuff and get it done! Any item less than $500 sell for FREE! Call

303-466-3636 970-635-3650 719-275-5300 888-355-0935

JOBS. WHEELS. HOMES. STUFF.

FIND IT. SELL IT. FAST. 22

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Real Estate place yoUr ad:

Rentals

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Rent to Own! Home of Your Choice Do you Qualify?

WAREHOUSE / SHOP I-25 North, Exit 245, 50’ x 60’, 16’ ceiling, 2 OH doors, 3-phase electric.

Rent nego. 303-546-6881

Call or Text Devin O’Branagan ERA Tradewind Magical Chautauqua 1BR 1BA Cabin : + Loft, Sleeps up to 3.

Unfurnished. $2000/mo + utilities. Cable & WiFi Ready. 1 Year Lease.

720-971-4365.

303-775-0710 www.DevinSells.com

Executive Office Suites Available Now! Downtown Boulder.

APARTMENT RENTALS

Your First Choice for Apartment Living in Boulder d Vote lord d a 4tL n “Bes der” 200 y ul ail in Bo “dirt” d 5 r 0 e 20 pap news

WE OFFER THE LARGEST SELECTION OF ONE & TWO BEDROOM APARTMENTS AND STUDIOS THROUGHOUT BOULDER. CALL US: SEVEN DAYS A WEEK!

ALSO OFFERING: • Affordable Rents • Friendly, Responsive Management • Immediate Occupancy

1BR & Private Bath at 1434 Cinnamon Street in Longmont: Non-Smoking Female Preferred, Shared Kitchen & Laundry, Off Street Parking.

No Pets. $460/month, all utilities included.

303-638-8246

Lost Something?

Found Something?

now for a free LOST & FOUND ad.

Call

NOW LEASING!

Visit us on line at: www.boardwalkapartments.com

303-442-0200

Helix Properties 303.381.2508

LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area.

EMPTY YOUR GARAGE Have a Garage Sale this week.

Call 303-466-3636, 970-635-3650, 719-275-5300 or 888-355-0935

Call us 8am-8pm weekdays 9am-6pm weekends!

2737 Mapleton, Ste.102

Office Space for Rent Available May 1st.

2- 2400 sq ft Spaces or 1- 4800 sq ft Space.

3701 Grant Avenue, Loveland.

Call 1-970-485-0228.

PLACE YOUR AD Call 303-466-3636 or 970-635-3650.

PLACE YOUR AD. Call 303-466-3636 or 970-635-3650.

LOOKING FOR A JOB? We’re your #1 source in print and online for the latest jobs in the area.

303-466-3636 970-635-3650 719-275-5300 888-355-0935

FIND IT. OWN IT. WORK IT. SELL IT.

303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND FEBRUARY 24-25, 2017

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