At Home Colorado - Boulder County Edition 12.30.16

REAL ESTATE

Real Estate News, Open Home Listings, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

COLORADO LANDMARK, REALTORS Top Seller of Luxury Homes Celebrates 40 Years in Boulder.

Quick Guide and Featured Open Homes

What to Expect from the 2017 Real Estate Market

7 Must-Do’s for the First-Time Homebuyer

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

Along with the typical new year’s resolutions, many will hope to purchase a new home in 2017. So what can you expect from the local real estate market?

Buying a first home can be nerve-racking. These seven tips can help improve your chances of having a good homebuying experience.

December 30-31, 2016

Daily Camera / Times-Call – AtHomeColorado.com

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REAL ESTATE

Are closing costs tax deductible?

By Sabah Karimi GOBankingRates.com (TNS) When you purchase your home or buy land for your new home from a seller, you’re responsible for paying closing costs on top of the negotiated contract price.

These costs are sometimes shared by the seller depending on how you negotiate the deal. As you sign the dotted line, you might wonder, “Are closing costs tax deductible?”

The IRS has some specific rules on itemized deductions for homeowners regarding deducting real estate closing costs. Here’s what you need to know.

Can you deduct closing costs on your taxes?

Homeowner tax deductions aren’t always easy to calculate, but the IRS does break down what types of tax deductions you can take when you file Form 1040.

The only way to deduct closing costs, such as property tax, is by using itemized deductions. You cannot take a standard deduction and also deduct your closing costs, so you have to decide which one offers the most tax advantages for your situation.

Deductible closing costs If you decide to itemize, you’ll need to know what closing costs you can actually deduct. The IRS identifies them as: • Home mortgage interest paid at settlement that is found on the mortgage interest statement provided by the lender • Certain real estate taxes paid at closing • Real estate taxes – listed on your real estate tax bill – the

lender paid from escrow to the taxing authority • Sales taxes paid at closing • Points – also known as loan origination fees, maximum loan charges, loan discounts or discount points – which are a one-time closing cost that provide you a discounted rate on your mortgage and can be deducted only over the life of the mortgage • Mortgage insurance premiums, except for mortgage insurance provided by the Department of Veterans Affairs or Rural Housing Service About deducting points Some situations that enable you to deduct the full amount of points in the year if you pass several tests set forth by the IRS. If you meet the following criteria, you have the option of deducting the full amount of points in the year you take out the mortgage or deducting them over the life of the loan, beginning with the year you close your loan: • The loan is for your main residence • Paying points is typical in the area where you get your loan • You didn’t pay more than the points typically charged in your area • You use the cash method of accounting • Points were not paid in lieu of paying other fees, such as appraisal fees, inspection fees, title order fees, attorney fees and property tax fees • The money you paid at or before closing, plus any points the seller paid, were at least the equivalent of the points charged • You’re using your loan to buy

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Non-deductible closing costs There are several settlement costs and closing costs you can’t deduct or add to the basis of your home. The following closing costs are not tax-deductible: • Fire insurance premiums • Charges for using utilities or services if you occupied the home before closing • Rent paid if you moved into the home before closing • Charges associated with getting or refinancing a mortgage loan, such as credit-report ordering costs, loan assumption fees and fees for a lender-ordered appraisal Although you’re permitted to deduct some types of real estate taxes, you can’t deduct the following types: • Itemized charges for services, even if the charge is paid to the taxing authority • Taxes for local benefits that increase the value of your property • Transfer taxes or stamp taxes • Homeowners association assessment costs How to deduct home closing costs If you’re eligible to deduct certain types of expenses related to home settlement fees, you can do so on Form 1040 on lines six through 13 when you file your tax return. Here’s the breakdown of where to report different closing

costs on the form: • Real estate taxes: Line 6 • Home mortgage interest and points reported on Form 1098: Line 10 • Home mortgage interest not reported on Form 1098: Line 1 • Points not reported on Form 1098: Line 12 • Qualified mortgage insurance premiums: Line 1 • State and local general sales tax reduction: Line 7 Know about deductible closing costs Some of your closing costs are tax-deductible, so it pays to know what expenses you can deduct as itemized homeowner tax deductions come tax time. Keep in mind that if your total itemized deductions for the year are less than the standard deduction it doesn’t make financial sense to deduct closing costs. Consider working with an accountant or tax professional to make sure you’re reporting all of your real estate taxes accurately and deducting only expenses that have the IRS seal of approval.

GOBankingRates.com is a leading portal for personal finance news and features, offering visitors the latest information on everything from interest rates to strategies on saving money, managing a budget and getting out of debt.

Contributing Writers: Sabah Karimi, Suzanne Plewes, DB Wilson, Polyana da Costa, L.L. Charles, Rick Jacquemard, Gabrielle Savoie Advertising Consultants: Thais Hafer, Toni McNeill, Mary Romano Advertising Features Coordinator: Greg Stone

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or build your main residence • The points were calculated as a percentage of the mortgage’s principal amount • The points charged are clearly shown on the Uniform Settlement Statement, Form HUD-1

SEND US YOUR NEWS AND STORY IDEAS: At Home welcomes news on local real estate, hirings, advancements, awards, events, community involvement, tips and other information of interest to the local real estate and home community in the Boulder County/Northern Colorado areas.

Submit online at: athomecolorado.com/submit-your-news or athomecolorado.com/news-tips.

ADVERTISING INFORMATION: For advertising information, contact Thais Hafer at 303.473.1456.

To submit an open home listing, visit athomecolorado.com/submitopenhouse.com.

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December 30-31, 2016

REAL ESTATE

What to expect from the 2017 real estate market LOVELAND – As 2016 comes to a close, most home buyers are taking a much needed break to enjoy the holidays.

This all changes come the new SUZANNE year. Along PLEWES with the typical RE/MAX Alliance resolutions to improve health and spend more time with family, many will hope to purchase a new home in 2017.

So, what can you expect from the 2017 real estate market? The future is never fully predictable, but here are some common predictions from industry experts.

Home prices will likely stabilize Over the last few years, low inventory has driven up home prices. In most markets, prices are back to levels before the market crash. The rate of increase has actually been quite surprising in some areas. That obviously cannot last. Many predict that the market will finally return to normal. It

will continue to improve, but simply not at the same rate as the past few years.

Interest rates will rise Although mortgage interest rates are not directly tied to Federal Reserve rates, they often follow a similar trend. In the past, mortgage rates were kept low in an effort to aid the weakened housing market. Now that the real estate market has regained its strength, it’s unlikely that rates will remain as low as they were in the past. In fact, they have already risen over the last few months of this year.

Seasonal trends will continue Even at its lowest points, the real estate market has demonstrated certain seasonal patterns. This will continue into 2017. During the spring, we typically see an influx of new listings, which also gain the attention of dormant home buyers.

In fact, spring and summer are the most active times of year when it comes to buying and selling real estate. That will undoubtedly be

Along with the typical resolutions to improve health and spend more time with family, many will hope to purchase a new home in 2017.

the case again this year.

Tips for home buyers in 2017 Understanding your buying power/ability and the current real estate market is essential to making educated decisions about your real estate investments.

Obtain a pre-approval ahead of time so that you know your price range and mortgage options.

Connect with a real estate agent to monitor the market for new listings. When the right property comes up for sale, you will have the knowledge and ability to act.

Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

Happy New Year!

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303-775-3338 December 30-31, 2016

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PATRICK DOLAN’S OFFICE 303-441-5642

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www.patrick-dolan.com

14087 Lexington Circle 5 Bedroom, 6 Bath, 9236 Sq. Ft.

$1,749,000

Custom Home with breathtakingVIEWS backs to McKay Lake and designed to maximize both Flatirons and Longs PeakViews!The sprawling interior offers a main floor master suite with 3-sided gas Fire Place & 5-Piece bath, generous sized living and entertaining spaces, 2-story ceilings and gourmet kitchen open to family room, breakfast nook, wet bar and pergola covered back deck. 2 Bedrooms with private baths, plus loft and balcony upstairs.

Enormous lower level wth theater/game room, 2 beds, full bath and tons of storage!

1893 Saddleback Lane 3 Bedroom, 3 Bath, 3200 Sq. Ft.

$1,700,000

Sweeping mountain and Flatiron views welcome you to this home located in Eldorado Springs, only 5 minutes to Table Mesa and shops/restaurants in South Boulder. 3 Acres!

The open floor plan showcases a huge great room with 24 foot wooden ceilings, gas fireplace and walls of windows that allow for tons of natural sunlight.The expansive back deck is perfectly appointed to maximize the incredible year round views. Main floor master suite with deck access, spacious loft, and a huge pole barn for storage.

231 Ponderosa Drive 3 Bedroom, 4 Bath, 4876 Sq. Ft.

$1,399,000

Beautiful custom home on 1.3 ACRES with panoramic views of the Flatirons and Boulder Valley. Gleaming wood floors and inviting 2-story living room with stone fireplace and abundant large windows to showcase gorgeous views.Gourmet kitchen with custom Cherry cabinetry, slab granite, SS appliances and large center island/breakfast nook. Large main floor guest/in-law suite with full bath and private deck. Lovely master suite with 2-sided fireplace, incredible views and 5-piece bath. Full/unfinished walkout Lower Level too!

4385 S. Meadow Drive 4 Bedroom, 5 Bath, 5316 Sq. Ft.

$824,700

Spacious, light and bright home set on a private tree-filled lot in a quiet corner of Gunbarrel. Some features include a huge eat-in kitchen with slab granite and stainless appliances formal dining and living rooms,vaulted ceilings,hardwood floors,bay windows, crown molding, 2 fireplaces and study with French doors. 4 bedrooms upstairs, including the master suite with 5 pc. bath. Nicely finished Basement offers a rec. room, exercise room and 3/4 bath with sauna. Covered flagstone patio in the park-like, fenced backyard.

PATRICK DOLAN’S OFFICE 303-441-5642 • www.patrick-dolan.com

CALL US TODAY!

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Professional

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Knowledgable December 30-31, 2016

REAL ESTATE

Boulder County residential market strong, driven by low inventory

BOULDER – As the end of 2016 approaches, statistical data shows lack of inventory continues to be the main driver in DB WILSON Boulder County RE/MAX of Boulder residential real estate.

“In many Boulder County market-areas there is less than a two-month supply of homes for sale,” says Ken Hotard, senior vice president of public affairs for the Boulder Area Realtor® Association.

“The number of days a property is on the market is inching up, which can be attributed to the time of year, but is also driven by limited inventory,” he adds.

As a result, sales have declined.

Even so, Hotard says this market is strong, demand is high, and pricing is increasing in double-digits in almost every Boulder County market area. All in all, the market is performing as expected and not all that differently from last year.

In single-family homes, monthover-month sales in the Boulderarea markets declined 1.8 percent in November 2016 compared to October 2016 – 335 vs. 341 units.

Year-to-date sales also dropped, falling 9.5 percent through November 2016 compared to the prior year with 4,110 homes sold vs. 4,541.

Inventory of Boulder County single-family homes declined 16.3 percent with 687 homes available for sale in November 2016 compared to 821 in October.

For condominiums and townhomes in the Boulder-area markets, sales dropped 25.2 percent in November 2016 compared to last month – 104 units sold vs. 139.

Year-to-date attached dwelling sales in the Boulder-area fell 14.1 percent compared to the prior year 1,597 vs. 1,860.

Month-over-month condo/ townhome inventory declined 19.5 percent in with 124 units available in November 2016 compared to 154 in October.

“This year’s declines are comparable to last year’s,” notes

Hotard. “At the end of November 2015, year-to-date single-family sales were down 10.2 percent compared to this year’s 9.5 percent decline.”

He adds that interest rates are expected to increase throughout 2017 since the Federal Reserve raised rates one quarter of a point this month and signaled at least three more increases in 2017.

The anticipated December 2016 hike was already factored into

mortgage rates.

“As rates go up we should see slowing in the escalation of home prices, although Boulder County seems to be performing in its own way, not necessarily following traditional norms.”

DB Wilson is the Managing Broker of RE/MAX of Boulder. To reach him call 303.358.5934 or e-mail dbwilson@BoulderCO.com.

Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment.

Offering 1, 2, and 3 bedroom apartments.

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RENTAL SPOTLIGHT Your Guide to Rental Communities in Boulder, Broomfield, Larimer and Weld Counties

AtHomeColorado.com/Rentals Complex Name Hover Manor Senior Apartment Residence

Address 1401 Elmhurst Drive, Longmont

Type Senior Living

Rent $905/$910 per month

Bed/Bath

Description

Other Amenities

Information

1 Bed, 1 Bath

62 years and older. Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances and cable TV included. Vouchers accepted

Furnished, pet friendly, laundry facility

303.772.9292; hovercommunity.org

To list your rental or community call Thais Hafer at 303.473.1456 or e-mail hafert@dailycamera.com December 30-31, 2016

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Quick Guide

Visit AtHomeColorado.com for a complete listing and map of open homes in the area.

OpenHomes City

Open House Street Time

Open House Date

Price

Agent

Company

Phone

Boulder

Daily

11am-5pm

3092 Big Horn St

$1M +

Roz Giannasi Pinon

Markel Homes: Kalmia38, Northfield Village & Northfield Commons

303-442-0309

Longmont

Saturday

12pm-2pm

2138 Collyer Street

$229,900

Mark Remington

WK Real Estate

303-489-8054

Longmont

Daily

11am-5pm

918 Half Measures Dr.

$600k+

Marlita Lazo

Markel Homes: Prospect NewTown

303-522-7928

Longmont

Thursday - Sunday

12pm-4pm

1437 Moonlight Drive

Starting in the high-$300,000's.

Chris Sweeney/Stan Meade

Pedal To Properties

720-480-6106/ 303-817-7777

Louisville

WednesdayMonday

11am-5pm

1805 Blue Star Lane Model Home

$700k's+

Michele Steward

Markel Homes - North End

303-604-9196

Lyons

By appointment

11am-5pm

334 McConnell Drive

$500,000+

Marlita Lazo

Markel Homes

303-823-6814

For Hafer 303.473.1456 or or Doreen Talarico303.684.5329 303.473.1452 Forinformation informationon onlisting listingyour youropen openhome, home,call callThais Thais Hafer 303.473.1456 Toni McNeill

atHome open Homes athomecolorado.com

Model Home Located at 1437 Moonlight Drive, Longmont

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Open Tues-Sat 9-5 & Sun 11-5

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5404 Neighbors Pkwy, Firestone 80504 ED

Office Hours: Thursday – Sunday 12pm-4pm Two-story and ranch plans available Homes starting in the high-$300,000’s Call for more information and inventory

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Stan Meade Chris Sweeney 303.817.7777 720.480.6106 www.pedaltoproperties.com

$350,000 Express Home built by DR Horton! Spacious 2-story floor plan, 4 beds, 3 baths and convenient second floor laundry!

Incredible great room/kitchen combo, spacious master suite and ample sized secondary bedrooms. Easy I-25 access. Visit the model at 10280 Bluegrass.

MLS#800698 Kathy Beck 970-213-8475

Brandi Garifi 720-291-0899

Open Tues-Sat 9-5 • Sun 11-5 10218 Bluegrass Street, Firestone

$540,000

SATURDAY 9-12 & CLOSED SUNDAY

Soaring two-story vaulted ceilings greet you at the entry of this impressive 5 bed, 3 bath, 3 car garage home. Gourmet kitchen includes stainless appliances, gas cooktop, & double oven. Formal dining room located off the kitchen.

Upstairs laundry and loft. Model at 10280 Bluegrass.

MLS#807465 Kathy Beck 970-213-8475

Brandi Garifi 720-291-0899

For advertising information, please call Toni McNeill 303.684.5329 or Thais Hafer 303.473.1456 For a complete listing and map of open homes in the area visit AtHomeColorado.com 6

AT HOME

Daily Camera / Times-Call – AtHomeColorado.com

December 30-31, 2016

REAL ESTATE

7 must-do’s for the first-time homebuyer says. “Make sure you know what’s going to fit your budget and stay in control.”

Remember that it’s not just about the mortgage payments. Also consider the costs of your property taxes and homeowners insurance.

Time the end of your lease

Buying your first home can be nerve-racking. As a first-time homebuyer, you will navigate a process that might include uncertainty, excitement, confusion and frustration.

But preparation and knowledge can help you stay on the right track.

By Polyana da Costa Bankrate.com (TNS) Buying your first home can be nerveracking. As a first-time homebuyer, you will navigate a process that might include uncertainty, excitement, confusion and frustration.

But preparation and knowledge can help you stay on the right track. Here are seven steps that can improve your chances of having a good homebuying experience.

Know your credit

If you think you may want to buy a home in the near future, your first step – and perhaps the most important one – is to watch your credit. Familiarize yourself with your credit history and make sure all the information in your credit reports is accurate.

“The very first thing you need to do is to find out what your credit is and what’s being reported about your credit,” says Pava Leyrer, chief operating officer for Northern Mortgage Services in Grandville, Mich.

This will give you enough time to deal with any errors on your report or improve your credit before you are ready to buy, Leyrer explains.

If all looks good, keep it up and don’t max out your credit cards at the furniture store after you sign a contract for the home.

Hire a good team

Buying a home for the first time is supposed to be fun, but it’s actually hard work and at some point during the process, you will feel overwhelmed. You’ll need to be surrounded by professionals who know what they are doing so they can guide you and provide answers to your questions.

“Formulate a good team to help you,” December 30-31, 2016

says Rafael Castellanos, an attorney and managing director at Expert Title Insurance in New York. “You don’t want someone who is going to pressure you to buy the one or two exclusive listings that they have.”

Find an experienced real estate agent, a reputable mortgage professional and a real estate attorney if you can.

“You cannot have an inexperienced buyer and an inexperienced agent,” says Patty Da Silva, owner of Green Realty Properties in Cooper City, Fla. “Who you hire is truly one of the most important things.”

Get preapproved for a mortgage

Homebuying does not begin with home searching – unless you are sitting on a pile of cash and won’t need a mortgage. Otherwise, make sure you get a preapproval from a lender before you even begin hunting for a home.

And make sure it’s a true preapproval and not just a prequalification, Da Silva says.

Some lenders will tell you that you prequalify for the loan based on the income and credit information you have provided. That’s not good enough for most sellers today.

With a real preapproval, the lender will verify your income documentation and not just check your credit.

“Have your finances really ready,” Da Silva says.

Determine a budget and stick to it

Don’t wait until you are shopping for a house to find out how much home you can afford.

Determine your budget and the monthly payments you can afford and qualify for early in the process.

Most importantly, stick to the plan.

“When you fall in love with a house, all common sense goes out the window,” Leyrer Daily Camera / Times-Call – AtHomeColorado.com

“How long will it take to find the home I love?” “When will I close?” “When will I move in?”

Until you actually sign a contract to buy your first home, these questions will remain unanswered.

Still, you have to do your best to time your closing and moving with the end of your lease.

As you begin your search for a home, revisit your lease agreement. See when the lease expires, learn about penalties for breaking the lease in case it comes to that and find out the options that are available in case you need a lease extension.

“Moving is one of the most stressful things you are going to do in your life,” Da Silva says. “Be prepared. Talk to your landlord and ask, ‘Would you be willing to give me a twomonth extension if I need it?’”

Consider down payment assistance Many first-time homebuyers overlook down-payment assistance programs that may be available to them through state and local housing authorities.

They often assume that these programs are for low-income buyers only, says Rob Chrane, president of Down Payment Resource. But there are numerous programs available for mid-income buyers.

Some of the programs offer no-interest loans or grants as down-payment assistance and have few strings attached. Be sure to check with your local housing authority and ask for a list of lenders that participate in these programs when you begin shopping for a home.

Inspect the home before and right after

You’re making a huge investment. Have it inspected by a reputable home inspector while you are under contract.

“You want to know: how’s the roof, the plumbing, the electrical – there are a lot of variables involved,” Castellanos says.

And don’t forget to do your final inspection on the day of closing. If you are tempted to get the walk-through inspection out of the way the day before closing, think twice. A lot can happen overnight.

“We had something happen where the buyer did the walk-through one day, then the closing was the next day and the air conditioning had flooded the first floor of the house,” Da Silva says. “Always do a walk-through the day of closing.”

Visit Bankrate online at bankrate.com.

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COVERPROFILE

9253 Blue Spruce Lane, Niwot.

COLORADO LANDMARK, REALTORS Top seller of luxury homes celebrates 40 years in Boulder.

By L.L. Charles, At Home. Photos provided by Colorado Landmark Realtors.

W

hat makes a home a “luxury” home?

It has a highly desirable location, of course. The architecture and interiors are distinctive. And the amenities are befitting for such an exceptional property. It’s a home you aspire to own.

For many luxury buyers, Boulder stands alone as the destination of choice. To be sure, our local luxury market is a bit more rarefied than other urban centers. What used to be a sleepy college town has grown into a modern community of international stature.

The average house price in Boulder is now around $1 million, explains Joel Ripmaster, founder and Managing Broker of Colorado Landmark, Realtors. “In Boulder, we define luxury homes as those priced at one-and-a-

2684 Grace Way, Mead.

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half million dollars and up. And that’s a rather conservative price point when you consider our growing reputation and promise in the worldwide marketplace,” he says. “There’s a real awareness about Boulder… we are definitely on peoples’ minds.”

Colorado Landmark, Realtors brought the luxury buyer experience to Boulder in 1977. Now entering its 40th year, the agency has represented many of the most distinctive properties in Boulder and managed thousands of flawless real estate transactions.

Buyers and sellers alike appreciate Colorado Landmark’s one-on-one approach that markets unique properties seamlessly, from beginning to end. Knowledgeable agents match qualified buyers with sellers and remove the barriers to

a successful transaction. It’s white-glove real estate at its finest.

As the luxury leader in Boulder, Colorado Landmark, Realtors and its agents are committed to providing an exceptional real estate experience to every buyer and seller.

“We are on track to again be Boulder’s luxury leader, selling the most residential luxury properties over one-and-a-half million dollars this year,” says Colorado Landmark Vice President Jennifer Fly. Colorado Landmark has sold over $110M in luxury homes this year, she notes.

Colorado Landmark uses all the latest tools and technologies that buyers expect. Hundreds of potential buyers visit the agency’s multiple online platforms daily to find their next

8003 N. 63rd St., Longmont.

Daily Camera / Times-Call – AtHomeColorado.com

December 30-31, 2016

441 Arapahoe Ave., Boulder.

266 Meadow View Parkway, Erie.

Dream Home in Boulder. Thanks to their expertise and vast marketing resources, Colorado Landmark broker associates sell more luxury homes per agent than any other real estate company in the Boulder area.

“It’s an honor to be a leader in luxury sales, but it’s also a challenge. Our office of highly effective agents and brokers are the ones who make it happen.”

by the world’s most powerful brokerages.

The site is visited each year by more than three million high-worth visitors from more than 200 countries.

The agency is also a member of Who’s Who in Luxury Real Estate, an invitation-only association of exceptional real estate firms from around the world. WWLRE members have exclusive access to their luxury homes on luxuryre.com, the No. 1 portal for luxury properties. If you are a seller, your home will receive greater exposure to a larger pool of buyers, wherever they are.

Working with Leading Real Estate Companies of the World, Luxury Portfolio, International and Who’s Who in Luxury Real Estate adds powerful resources and worldclass tools that allow Colorado Landmark agents to expand the local brand into a global marketplace.

The company website, ColoradoLandmark.com, is an excellent resource for people who are

Reaching worldwide home buyers Boulder’s stature has grown to international dimensions, and so has Colorado Landmark, Realtors. This agency has great connections.

Colorado Landmark is a longtime member of Leading Real Estate Companies of the World, the largest global network of premier independent firms and Luxury Portfolio, International.

LuxuryPortfolio.com helps connect Colorado Landmark buyers and sellers with an international market of luxury real estate listed

1064 10th St., Boulder.

considering relocating to the Boulder area.

A directory of listings for each community in the Boulder area helps spotlight what makes each one unique.

Whether you are a buyer or a seller, you don’t have to be in the luxury market to enjoy the benefits of working with Colorado Landmark Realtors. You can count on the same high level of personalized attention at every price point.

Luxury real estate, made easier How can Colorado Landmark, Realtors make your next Boulder real estate transaction easier? To learn more about the luxury real estate services by Colorado Landmark, Realtors, go to ColoradoLandmark.com.

There are two conveniently located offices to serve you, at 2350 Broadway, Boulder, 303.443.3377; and 136 2nd Ave., Niwot, 303.652.8800.

Make life easier.

And better!

Live in the heart of South Longmont, close to shops, restaurants and services.

How would you spend $5K? Write a contract on a single-family home or town home by December 31, 2016 and earn $5K towards: Attached Homes Starting in the upper $200s • 2 and 3 bed/2.5 bath townhome-style condos • Single Level and Two-story Designs

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Home Furnishings • Money for Closing Costs Air Conditioning • Refrigerator Washer/Dryer • Upgrades and Options

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HOME DECOR

New neutrals dominate the color trends of 2017 (BPT) - From furniture to walls, new homes to remodels, cool grays have dominated home design palettes for the last five years.

Look to 2017 to gently shake things up with a focus on fresh neutrals that bring warm and cool tones together to create versatile color with timeless appeal.

One of the most notable trends of the year is the transition of neutrals from monochrome gray to warmer hues, including complex taupe, beige, khaki and brown colors. These warmer tones create an inviting feeling, and while grays will continue to be popular, look for hybrid hues that blend the best of gray with warmer undertones for colors that are unique, yet familiar.

The perfect example of this trend is Poised Taupe (SW 6039), the Sherwin-Williams 2017 Color of the Year. Earthen brown combines with conservative gray resulting in a weathered, woodsy and complex neutral that fits well in virtually any room.

“Poised Taupe celebrates everything people love about cool gray as a neutral, and also brings in the warmth of brown, taking a color to an entirely new level,” says Sue Wadden, director of color marketing for Sherwin-Williams.

“Not cool or warm, nor gray or brown, Poised Taupe brings a sense of coziness and harmony that people are seeking.”

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Wine and taupe Saturated color pairings that evoke deep moods are gaining popularity. Taking cues from baroque and romanticism designs, the Sherwin-Williams Noir palette is rich with colors that are reminiscent of vine-ripe fruits, dramatic wine colors and deep blues. Balance this mysterious palette with a neutral like Poised Taupe and you’ll have a look that is unexpected and gorgeous.

If you’re looking to refresh your space with this new color trend, there are countless opportunities.

Here are four stunning home decor themes using this up-andcoming color:

Stardew (SW 9138), it creates a charming palette ideal for French countryside aesthetics. This fun twist on a classic is sure to produce timeless results in the kitchen or living spaces.

Cornflower hues With its cool-yet-warm vibe, Poised Taupe is an ideal complement to cornflower hues. For example, when paired with the faded indigo of

Organic re-imagined Create an updated natureinspired palette in your home with citrus green, weathered bronze, mustard yellow and light, cooltoned blue paired with earthy

Yellow pop Gray tones always provide a clean, modern base, but contrasting these hues with vivid colors allows you to transform any room into a contemporary paradise. Try using the deep teal of Marea Baja (SW 9185) and sunny hued Bee (SW 6683) alongside Poised Taupe to create a graphic look perfect for the office or kids rooms.

Ready to make this the year you update your house with fresh designs and stunning colors? To learn more about top trends for 2017, visit sherwin-williams.com.

Preparing your home for inspection

BOULDER – Almost all residential real estate transactions include a home inspection, be prepared. Here are just a few of the things you can do to make your inspection go smoothly.

1) Clean your house. A clean home says you can and do take care of the house.

2) Leave the utilities connected even if the house is vacant.

Inspectors will need to turn on the stove, run the dishwasher, test the furnace and air conditioning, and check receptacles. Without utilities, the inspector may have to reschedule, which could delay the closing of your transaction.

3) Keep pilot lights lit. Items such as the water heater, gas stove or furnace may not be inspected if pilot lights are not lit due to 10

neutrals like Poised Taupe. This contemporary organic look is perfectly re-imagined for the modern world with just the right amount of visual appeal.

inspector liability issues.

4) Provide easy access to areas such as the attic, garage, and basement/crawl space. Move personal items RICK away from JACQUEMARD the walls if Flatirons Home possible.

Inspections 5) Remove boxes, furniture and any other household items blocking access to your furnace, air conditioner and water heater. The inspector will need three to four feet of working space to inspect these items.

6) The inspector will need access to exterior inspection points such

as windows, siding, trim, gutters and electrical outlets. Trim trees and shrubs where possible and move personal items such as grills, furniture and trash cans away from the house.

7) Make available to the home inspector all invoices and documents regarding remodeling projects or new items such as a roof or furnace. If you’ve upgraded the electrical service, installed a new dishwasher or repaired a leaky faucet, find the paperwork. It will give the buyer peace of mind to know those items were inspected.

8) Leave keys for any outbuildings and/or utility boxes that may be locked.

Prepare to be away for a minimum of three hours.

Daily Camera / Times-Call – AtHomeColorado.com

Often buyers will accompany the inspector and may feel uncomfortable asking questions if the owner is present. Crate your pets if you cannot remove them from the premises.

Your Realtor may have other suggestions but these are a good place to start.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

December 30-31, 2016

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December 30-31, 2016

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1911 11th Street 107 Boulder, CO 80302 Daily Camera / Times-Call – AtHomeColorado.com

286 N Bridge St Nederland, CO 80466 December 30-31, 2016

HOME IMPROVEMENT

8 easy ways to make your living room extra cozy

By Gabrielle Savoie, Domaine (TNS) The year is practically over.

We successfully got through the December grind, the holiday parties, the Christmas festivities and the overindulgent eating. For just a few days from now until the new year, we effectively have nothing on the agenda but to unwind, relax and recharge for the year ahead. Cue lots of Netflix and sofa naps.

Anyone partial to the sofa nap can attest there is an art to spending an afternoon doing absolutely nothing, and it all starts with having an extra-cozy living room from which to laze around guilt-free. So whether you’re switching channels solo or having a movie marathon avec famille, these are the tricks that will make your living room feel ultra cozy.

What you’ll need: pillows, throws, side tables and a whole lot of “Stranger Things� episodes.

Pile on the pillows To rest your head when a Netflix binge turns into a Netflix nap or to rest your feet on when you’re tired of sitting up straight, pillows are the foundation of a cozy living room. If you don’t want to buy pillows, repurpose some from around the house. You can relocate them back to their original spot once the holidays are over, but an investment in some floor pillows will also make great extra seating for guests.

Light a fire Nothing says holiday movie marathon quite like the flickering of a fireplace. If you don’t have the luxury of a hearth, try a

Keep a stash of throws and blankets for everyone to use.

Nothing is worse than sharing a blanket with your sibling and have them consistently steal it from you. To each their own.

Black it out If you want to really give your living room a cozy feeling, nothing accomplishes that quite as easily as painting the walls a dark, moody color. Whether pitch black, blue-gray or forest green, a darker color will make you want to hunker down and truly unwind from the busy year you’ve had.

Anyone partial to the sofa nap can attest there is an art to spending an afternoon doing absolutely nothing, and it all starts with having an extra-cozy living room from which to laze around guilt-free.

woodfire-scented candle to recreate the cozy smell and feel of an afternoon by the fire.

Supersize your sofa If you’re considering a sofa upgrade, opt for an extra-deep one that’s both great for entertaining larger crowds and nap-friendly.

While you don’t want your sofa to overpower your space, you also don’t want one that’s too small or too narrow to be comfortable.

feel extra cozy: Think soft rugs, throws, blankets and pillows _ all of which will add to the comfort factor that will contribute to your ultimate lazy day.

Collect cozy throws This is especially important when extended family is around:

Appoint accent tables Lastly, make sure everyone involved in your Netflix binge has a side table for their drinks and popcorn bowls. You’ll be thankful when no glasses are spilled because someone was balancing it awkwardly on a sofa armrest.

Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

Multiply your seating If switching sofas isn’t an option but you know you’re having multiple guests around, make sure everyone has a place to sit. From lounge chairs to ottomans or even floor cushions, every solution counts as long as it’s comfortable.

Add texture Beyond pillows, layer different textures to make your space

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December 30-31, 2016

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PRESENTED BY PRAIRIE MOUNTAIN MEDIA

THE UNIVERSITY OF COLORADO BUFFALOES’ HISTORIC TURNAROUND SEASON

Relive the Buffaloes’ historic season. From the opening game against Colorado State in September to the matchup with Oklahoma State in the Alamo Bowl, this beautiful, 160 page, hard-bound book takes you through every step of the Buffaloes’ amazing rise to national prominence.

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CONTENTS

With Liufau leading the way, the Buffs jumped on the Rams quickly and never took their foot off the gas.

CU’s first offensive possession was an 11-play, 73yard march. On the final play, Liufau fumbled at the goal line, but center Alex Kelley fell on the ball for a touchdown.

Liufau led the Buffs to touchdowns on three of

THE RISE THE UNIVERSITY OF COLORADO BUFFALOE S' HISTORIC

Colorado State Idaho State Michigan Oregon Oregon State Southern California Arizona State Stanford UCLA Arizona Washington State Utah Macintyre’s Big Year Pac-12 Championship Rashaan Salaam Alamo Bowl Brian Howell’s Season Recap

their first four drives to claim a 21-0 lead in the first quarter.

Overall, the Buffs had 578 yards in total offense, including 260 on the ground. Phillip Lindsay had 95 yards and two touchdowns on the ground, while Devin Ross (eight catches, 97 yards, one TD) and Bryce Bobo (five catches, 99 yards) had great nights catching the ball.

As good as the offense was, however, the defense was dominant, holding CSU to just 225 total yards.

CSU went three-and-out on its first six possessions. It was a 24-0 CU lead before the Rams got their initial first down.

CSU didn’t get on the board until the first play of the fourth quarter, but by then, CU already had a 37-point lead.

Seniors Chidobe Awuzie and Tedric Thompson both intercepted CSU passes, while Kenneth Olugbode and Jimmie Gilbert had sacks.

While it wasn’t a perfect performance, it was one that CU desperately needed entering MacIntyre’s fourth season at the helm.

“I see it every day and I’ve seen it change, there’s no doubt,” said MacIntyre, who improved to 11-27 at CU. “But we have to keep stepping in the right direction. Now we’ve got to see how we handle having a little bit of success really early.”

TURNAROUND SEASON

NCE N WHAT WENT RIGHT Colorado played arguably the best fourth quarter it has played in years. They shut out the Washington State offense and forced two turnovers in the process. Offensively they scored the last 17 points of the game to pull away.

WHAT WENT WRONG Through much of the first three quarters, the Buffs had trouble stopping the Cougars’ offense. WSU quarterback Luke Falk threw three touchdown passes and the running backs gashed the Buffs with big plays.

TURNING POINT After Washington State took a 24-21 lead with 3:18 to play in the third quarter, the Buffs responded with a 75-yard scoring drive, capped

by Sefo Liufau’s 11-yard touchdown run. The defense shut down the Cougars on the next possession, and from there, CU took off.

worry about anything else.”

Liufau certainly did not. The senior, who has battled through more aches and pains over the years than anyone even knows, played one of the best games of his career. He threw for 345 yards and rushed for 108 yards and three touchdowns.

“He played excellent,” MacIntyre said. “He’s such a battler, he’s such a warrior. He played like I figured Sefo would.”

Liufau became just the second player in CU history to throw for 300 yards and run for 100 in the same game, accomplishing that feat eight weeks after his backup, Steven Montez, did it first.

112 | UTA

Liufau did some of his best work after aggravating a hip injury he suffered a week earlier. He missed a couple of plays after taking a shot to the hip, but returned midway through the fourth quarter to spark a 63-yard touchdown drive that more or less sealed the game.

“It was pretty painful, but quick little patchwork th t i h d hf ” Li f ffrom the s sai f w

. running back Phillip Lindsay (144

CU PLAYER OF THE GAME Sefo Liufau. Several players could have been picked for this, but Liufau was sensational.

The senior quarterback threw for 345 yards and ran for a career-high 113 yards and three touchdowns.

.

98 | WASHINGTON STATE

WASHINGTON STATE Colorado vs. Washington State • Nov. 19, 2016 • W 38-24

Making a statement Liufau, defense lead CU past Washington State

BY BRIAN HOWELL

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he significance of the moment wasn’t lost on senior center Alex Kelley.

Kelley e Colorado B Buffaloes e longer than anye ’t elp but stan nd back o fans run o onto the t program’ss biggest d ade. r shing the fi field and d o take a sttep back ” Kelley saiid.

12th-rankked Bufo. 20 Washington

’ B ce Bobo hauls in a ate’s Shalom Luani.

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State, 38-24, at Folsom Field to maintain their lead in the Pac-12 South division, move one step closer to their goal of winning a conference title, and snap a 23-game losing streak against ranked opponents.

With Utah’s stunning loss to Oregon earlier in the day, the South race has come down to CU (9-2, 7-1 Pac-12 South) and USC (7-3, 6-2). The Trojans played late on Saturday night against UCLA. If the Trojans lose, the Buffs are the South champs. If the Trojans win, the Buffs will need a win at home against Utah on Saturday.

“Ecstatic,” quarterback Sefo Liufau said of his emotions after the win.

“Very happy to be in the position that we’re in; very happy to be able to go out

there and d win.”

This w a great wi w mance frr finish byy This w acter of t toughest North-lee played pee ball afterr “The t ing, theyy fortitudee, said. “Th Th “We d keep loo o and you

t and get a good good. This was sational perford a dominating . tested the chars hey faced their son against the s (8-3, 7-1) and est half of footteam kept dot character and ike MacIntyre hting. . at means you keep fighting g and you don’t GTON STATE | 97

RESERVE YOUR COPY Pre-order your commemorative book now and save $15 off the $39.95 retail price.

ORDER ONLINE: BUFFALOES.PICTORIALBOOK.COM Daily Camera / Times-Call – AtHomeColorado.com

December 30-31, 2016

APARTMENT RENTALS

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ESTES PARK - Please help! Home urgently needed for mom (57) and two daughters (21 & 20). Due to unfortunate circumstances, this family needs to start over and has little to work with. We are appealing to kindhearted people who would be willing and able to provide housing for us until we can make it on our own.

We currently reside in Estes Park and hope to relocate to the Fort Collins/Loveland area.

Our situation is urgent. Rent negotiable, but would be very scant at first, getting better by next summer. Please contact Sally @ (970) 689-4394 ESTES PARK - Please help! Home urgently needed for mom (57) and two daughters (21 & 20). Due to unfortunate circumstances, this family needs to start over and has little to work with. We are appealing to kindhearted people who would be willing and able to provide housing for us until we can make it on our own.

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Our situation is urgent. Rent negotiable, but would be very scant at first, getting better by next summer. Please contact Sally @ (970) 689-4394

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December 30-31, 2016