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February 25, 2011 [11]

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...YOUNG AT HEART

Long-term care health services key to a stress-free future Sally Rodgers

services and insufficient resources to pay for preferred services. Planning ahead allows you to have more control over your care and future independence, such as: • Able to stay at home and receive care • Knowing your care will not fall on loved ones (do you really want them to help after going to the bathroom?!)

• Plan- No one wants to think about a time ents need ning ahead when they might need long-term that!” This preserves care, so planning ahead for this might be quality of possibility often gets put off. ... correct, but life, saves Planning ahead allows you to have the sooner your asmore control over your care and you buy sets and this insurfuture independence. income, ance (age and alleviwise) the ates emotional and financial lower the cost. Also, strokes, stress for your family major accidents and heart When asking someone attacks can strike at any age. younger about this coverage And, their care would still the reaction is “Oh, my parfall to those who are close.

The Company You Can Tru st

PUTTING TESTOSTERONE TO THE TEST Older men affected by frailty find it difficult to carry out many everyday activities, leading some to consider testosterone treatment. While the hormone is not approved for the treatment of frailty, there are a few studies that suggest that short-term treatment increases muscle mass, strength, and quality of life in older men. However, other studies indicate treating middle-aged and older men with testosterone might increase their risk of heart disease and prostate problems. More recent research makes another argument for short-term treatment, if any at all. The new study found that the benefits gained from over six months of hormone therapy (including increased muscle mass, leg strength, and improved sexual function) disappeared another six months later. P.S. For senior men and women alike, exercise and good nutrition help stave off the effects of frailty. We are pleased to bring you interesting and informative topics regarding seniors. The caring and compassionate staff at PETERS CREEK RETIREMENT/ASSISTED LIVING understands that seniors’ situations can change – even overnight. We are here to assure that our senior residents receive the individualized care that they deserve. To learn more about us, contact us today at (425) 869-2273. You are invited to tour our unique community at 14431 Redmond Way. We’re here for you!

Stop by and see us at the March 4-6th booth #902. Ron and Sally

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It’s hard to think about these things, but it’s necessary. Just like eating something that tastes terrible but is good for you: get started, call a long-term care professional and work with them to keep moving forward. Sally Rodgers is president of Silvermark Insurance in Redmond. For more information, e-mail sally@silvermar kinsurance.com or call (425) 882-9418

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No one wants to think about a time when they might need long-term care, so planning ahead for this possibility often gets put off. Most people first learn about long-term care when they or a loved one needs care. Then their options are limited by lack of information, the immediate need for

SMART CHOICES

What is longterm care and why should I care? I am a boomer, as are a lot of you reading this right now. Knock on wood, I am in good health, but a couple of years ago I bought an insurance policy that will take all of the pressure off if that happy state changes. That insurance is long-term care. At least 70 percent of people over age 65 will require some long-term care services at some point in their lives. And, contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services. I wanted the coverage so that our one child would not have to shoulder the responsibilities of care if my husband or I quickly need it.

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