/RED_RE110708

[6] July 8, 2011

ing rday t s i L tu Newhis Saay 1-4 t en Sund p O nd a

Education Hills’ Best View Home $485,000

10567 158th Ave NE, Redmond, WA SF: 2,110 | Bedroom: 3 | Bathroom: 2.25 • Unique Tri-level floor plan • Everything has been updated • Lake Washington Schools-highly acclaimed Rockwell Elementary • Close to downtown Redmond • 5 minute walk to Meadow Park • Air cond/sprinkler system 503425

• New windows, carpet, paint, hardware • Nothing to do but unpack!

Rick- Smith-Managing Broker JOHN L. SCOTT REAL ESTATE

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. .

Top 1-2% of John L Scott Agents 2004-2010 Most properties SOLD in 2010 JLS Redmond Voted best Redmond agent 2009

by Redmond Reporter readers 2008 Nationally recognized as 1 of 50 “Realtors on the Rise”

Certified Residential Specialist (CRS)

425-830-0067 ricksmith@johnlscott.com www.eastsidehomesforyou.com

Two Aggressively Priced & Air Conditioned Trilogy Homes!

The Chelan

$309,000

Not a short sale! Not an ARCH home!

1,300 Sq. Ft./ 2 Bdrm/ 2 Bath Cherry hardwood floors and Cabinets Lg. Master w/solatubes & walk in closet Corner Gas Fireplace Motivated Designer colors with many upgrades Seller Lovely, upgraded Landscaping.

Private & Bright Garden Patio.

2 car finished Garage 32,000 sq. ft. Private Cascade Club Membership

The Hemlock

$485,888

Trilogy’s most coveted floor plan at the lowest price in NWMLS recorded history!

One Story with Two Master Suites & Walk In Closets 5 Piece bath W/ Jetted Soaking Tub Den with French Doors.

Chef’s Kitchen W/ Huge Slab Granite Island.

Motivated 2,315 Sq. Ft. Seller Private Courtyard Entry & Greenbelt Home Site.

Fenced Back Yard with Green Turf for putting.

Formal Dining, Eating Nook, Hardwoods 32,000 Sq. Ft. Private Cascade Club Membership!

Preview Properties, Inc./ Bothell Devin Sanford - Managing Broker & Accredited Buyer’s Representative Direct: 425.501.8424 DevinSanford@gmail.com 200+ Trilogy Homes Sold! www.ResaleExperts.com

st

av

a

t1 s w o u st n aug lo ugh h ac hro e B le t b ila

507033

“If I may serve you in any way, just let me know.”

cohassetbeachhomes

www.cohassetbeach.com 877.315.1985 498854

Your guide to Real Estate and home buying & selling

REDMOND

REAL ESTATE & FINANCIAL PLANNING

www.redmond-reporter.com

July 8, 2011 [7]

www.redmond-reporter.com

$168,000 $215,000 $260,000 $293,000 $310,000 $315,000 $325,000 $325,420 $330,000 $345,000 $345,000 $349,500 $350,000 $353,000 $356,000 $369,000 $395,000 $410,000 $422,000 $443,000 $455,000 $457,000 $469,000 $495,000 $501,000 $509,335 $509,335 $535,000 $547,000 $556,500 $560,500 $590,000 $599,000 $628,000 $629,800 $630,000 $650,000 $767,861 $769,800 $889,594 $1,425,000

BY TRESA ERICKSON

Like others, you’ve struggled with credit card debt for years.

You started out fine, paying off the balance every month. Then you got into a little trouble, and before you knew it, you had a load of credit card debt. You now carry a balance from month to month, a big balance, but thankfully you have the means to pay it off. Now, if you could just see the process through.

Paying down credit card debt is not easy, but it can be done. Start by gathering your credit card statements and determining which card has the highest interest rate. This is the one you will want to attack first, unless of course, you have several credit cards with small balances. In that case, you might want to pay off those first so you can put the extra toward the card with the highest interest rate.

Depending upon the amounts owed and the difference in interest rates, you may want to consider moving balances on high-interest cards to cards with lower interest rates. The less interest you have to pay, the faster you can pay down your debt.

Make sure you read the fine print on balance transfers before you do so. You may not save enough in interest if the rate skyrockets after just a few months.

Cut up the credit cards you are paying off first and any others you don’t need. That way, you won’t be tempted to use them.

You’ll never pay off the balances if you keep adding to them.

Pay more than the minimum. The more you pay, the faster the balance will drop and the less interest you will pay overall.

Pay the minimum on every credit card but the one you are

Residential Housing Averages Houses Sold: 41

Average List Price: $498,157

Use our expert

$484,211

remodeling advice

CDOM (Cumulative Days on Market):

to provide you with

Courtesy of Rick Smith John L. Scott Real Estate

John C. Brandy

Changing jobs or Changingretiring?

Changing jobs or jobs or retiring? retiring?

HOW MUCH WILL YOU NEED

gnignahC ro sboj ?gniriter

TO RETIRE? LET'S TALK. Deana Hale

Ali Alyazdi CLU, Agent Take your retirement 16528 Cleveland Street savings with you.

Redmond, WA 98052 Bus: 425-885-9238 Rolling over your 401(k) to a Ali Alyazdi CLU, Agent ali@alyazdi.com Take your retirement 16528 Cleveland Street State Farm® IRA is easy. I can savings with you.

Redmond, WA 98052 take care of the paperwork while Bus: 425-885-9238 Ali CLU,401(k) Agent AliAlyazdi Alyazdi Agent Rolling over your to a Take your retirement ali@alyazdi.com you with a retirement ® 16528 Cleveland 16528 Cleveland IRA isStreet easy. I canhelping State Farm savings with you.

Redmond, Redmond, WA 98052 plan that meets your needs. take care of the paperwork while Bus: 425-885-9238 Bus: 425-885-2288 Rolling over your 401(k) to a helping you with a retirement Like a good neighbor, ali@alyazdi.com E-mail: ali@alyazdi.com ® IRA is®easy. I can Farm plan meets your needs. StateState Farm is there.

Web:that www.alyazdi.com Like a good neighbor, of the paperwork while CALLtake MEcare TODAY. State Farm is there. helping you with a retirement CALL ME TODAY.

Deana Hale Financial Advisor Financial Advisor .

8103 164th Ave NE 8103 164th Ave NE Redmond, WA 98052 Redmond, WA 98052 425-867-5187 425-867-5187

www.edwardjones.com Member MemberSIPC SIPC www.edwardjones.com Member SIPC

®

plan that meets your needs.

Like a good neighbor, State Farm is there.

CALL ME TODAY. ®

1001136

Amy Maggio 00!

E OUS -4: N H :00 OPE7/10 1 DAY

SUN

1001136

State Farm, Home Office, Bloomington, IL

tnemeriter ruoy ekaT .uoy htiw sgnivas

State Farm, Home Office, Bloomington, IL

MANAGING BROKER, RELOCATION SPECIALIST, CRS

a ot )kReal (104Estate/S.C.A., ruoy revo gInc.-Redmond niILlloR Windermere State Farm, Home Office, Bloomington, 1001136

nac I .ysae si ARI ®mraF etatS Seattle Investment Opportunity? elihw krowrepap eht fo erac ekat Weekend Condo in the City? tnemeriter a htiw uoy gnipleh Metropolitan chic open one-bedroom condo across the .sdfrom eenGreen ruoLake. y steHigh emtech tahbuilding t nalpwith security, street ,robhand gistorage. en doNew ogcarpet a ekand iL paint. secure parking Incredible lifestyle opportunity! .ereht si mraF etatS $279,950. .YADOT EM LLAC ®

425-466-6965

AmyMaggioHomes.com • amymaggio@windermere.com

A Family of Residential Services You Can Trust.

Average Sales Price: 105

attacking first. Pay as much as you can on it until the balance is zero. Then you can attack another credit card.

Should you have an enormous amount of credit card debt, you might want to consider an alternative means of paying it off. Options include using savings, borrowing against life insurance or 401(k)s, or getting a home equity loan. You might even be able to borrow some money from a friend or family member. The interest rate will likely be lower; however, make sure you understand all of the terms involved and choose the best option for you. If you are nearing retirement, borrowing from a 401(k) might not be a good idea.

It takes commitment to eliminate your credit card debt. Make a plan of action and stick to it. As you clear one card, close the account and attack another. Meanwhile, learn to live within your means and charge items only when necessary. By the time you are done, you will have very few cards and no balances.

Won’t that be wonderful?

502659

$199,900 $219,900 $279,900 $309,500 $325,000 $334,500 $329,000 $320,900 $330,000 $369,500 $349,950 $359,000 $365,000 $368,000 $374,900 $380,000 $399,900 $424,000 $434,999 $438,000 $465,000 $457,000 $479,800 $499,950 $519,800 $509,990 $522,241 $539,000 $559,000 $573,000 $599,950 $628,025 $650,000 $632,500 $649,800 $639,000 $674,800 $799,000 $769,800 $849,950 100 $1,495,000

Your guide to Real Estate and home buying & selling

502347

59 113 129 33 287 59 307 31 40 30 5 351 9 196 14 47 34 4 63 5 45 1 6 90 432 61 81 3 77 76 82 92 335 261 461 7 108 42 14

Sold Price

502346

11026 Avondale Rd N 20645 NE 76th Place 9717 178th Place NE 10913 161st Ave NE 23139 NE 128th Place 22592 NE Alder Crest 24421 NE Vine Maple 9892 244th Place NE 16115 NE 103rd St 7603 135th Place NE 3424 289th Ave NE 13213 239th Wy NE 16205 NE 109th St 10712 221st Lane NE 5126 154th Ave NE 16110 NE 109th St 5038 158th Ave NE 8566 233rd Place NE 10160 225th Terr NE 10607 184th Ave NE 27468 NE Quail Creek 9103 227th Ave NE 11569 179th Ct NE 2427 Quail Creek Wy 11564 178th Place NE 10224 242nd Ave NE 10251 Eastridge Dr N 14208 NE 86th Place 19152 NE 66th Wy 19204 NE 66th Wy 17481 NE 98th Wy 12460 240t hPlace NE 3439 E Ames Lake La 23030 NE 130th St 17473 NE 98th Wy 19160 NE 67th Wy 16938 NE 118th Wy 25121 NE 67th Place 10822 179th Ct NE 10557 155th Ave NE 20331 NE 61st Ct

List Price

REAL ESTATE & FINANCIAL PLANNING Happy and debt free

creative solutions designed to a budget.

LI ,notgnimoolB ,ecfi f O emoH ,mraF et

Redmond | 425.885.9871 www.tenhulzen.com 502808

Address

Days on Market

REDMOND

502666

Real Estate Sales in Redmond June and July 2011