HOMES ~LAND Islander
March 2020
Volume 36, Number 9
Serving Whidbey & Fidalgo Islands
SARATOGA PASSAGE - LANGLEY
OFFERED BY
Louis Muniz • 360-969-1028 • www.louismuniz.com
See Page 2
CLASSIC CABIN - GREENBANK
OFFERED BY
Sharon Boyle • 360-224-5266 • sharonboyle.withwre.com SUPPLEMENT TO THE WHIDBEY NEWS-TIMES
See Page 16 WWW.HOMESLANDISLANDER.COM
Whidbey Island
Windermere Real Estate - South Whidbey
LOUIS MUNIZ
CELL 360.969.1028
louismuniz@windermere.com www.louismuniz.com Windermere Real Estate/South Whidbey
GOLDSMITH FARM, LANGLEY
Set just outside the seaside village of Langley, this sun-soaked 35+/- acre property hosts three magniďŹ cent living structures plus an iconic barn and outbuildings, all with their own character. The main house features 2 master suites while each 2016 guest house contains full amenities, all surrounded by 600 acres of protected woods. MLS #1455049 $2,500,000
ON THE COVER
SARATOGA PASSAGE, LANGLEY
Minutes to downtown Langley, an exquisite home with steps to the beach and 5.34+/- acres laden with native plantings awaits. Entertain from one of the multiple view decks as you take in stunning views of Saratoga Passage & Mt. Baker, a freshly remodeled gourmet kitchen, and custom architectural details throughout. MLS #1504145 $1,595,000 2
March 2020
Homes~Land ISLANDER
Whidbey Island
Windermere Real Estate - South Whidbey
LOUIS MUNIZ SOLD
CELL 360.969.1028
louismuniz@windermere.com www.louismuniz.com Windermere Real Estate/South Whidbey
SOLD
BERCOT ROAD, FREELAND MLS #1340375
SOLD
SCURLOCK ROAD, FREELAND MLS #1528904
SOLD
4TH STREET,
SEVEN EAGLES WAY, FREELAND
LANGLEY
MLS #1493993
MLS #1543888
SOLD
SOLD
MUTINY SHORE DRIVE, FREELAND
SHOREWOOD AVENUE, GREENBANK
MLS #1522048
MLS #1478694
LAND
LOT 1 OLIN PLACE, CLINTON
Beautiful, cleared, level 4.8+/- acres with approved soil log & shared well connection. Wide-open space allows for all day sun minutes from the Clinton ferry. MLS #1491224 $150,000 Homes~Land ISLANDER
March 2020
3
Whidbey Island
Certified Residential Specialists
CO U
NCIL
OF R
Sheila Davies
Christina Parker
Anita Anderson-Johnson
sheila@sheilaonwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA
christinaparker@windermere.com Windermere Real Estate/South Whidbey Freeland, WA
anita@islandbrokersrealty.com Island Brokers Realty Oak Harbor, WA
360-929-7226
Candace Jordan
206-391-0189
cjordan@whidbey.com Keller Williams South Whidbey Island Langley, WA
360-661-1207
Geri Morgan
360-929-5910
gmorgan@whidbey.net Coldwell Banker Koetje Oak Harbor, WA
360-679-1591
ESID
Gail Pierce
360-632-2874
gail@cbwhidbey.com Coldwell Banker Tara Properties Oak Harbor, WA
Wayne Locke
360-929-0226
wayne@wayneonwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA
ENTIAL SPECIALIS T
Steve Strehlau
206-819-3411
steves@whidbey.com Windermere Real Estate/South Whidbey Langley, WA
Kathi Phillips
360-679-4585
kathi@onwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA
Pamela Z Hill
360-678-2095
whidbeyviewhomes.com Whidbey View Homes Inc Coupeville, WA
The CRS is the highest designation awarded to sales associates in the residential sales field and recognizes their professional accomplishments in both experience and education. In Washington State only one in 27 Real Estate Agents are Certified Residential Specialist. Nationally only about 3% have the CRS designation. CRSs are involved in over 25% of all transactions nationwide. The Council Of Residential Specialists is an affiliate of the NATIONAL ASSOCATION OF REALTORSÂŽ
4
March
2020
Homes~Land ISLANDER
F Whidbey Island
Directory
HOMES~LAND Islander
March 2020
Volume 36, Number 9
Serving Whidbey & Fidalgo Islands
DIRECTORY Alaska USA Mortgage .................................................................................. 17 Certified Residential Specialist ......................................................................4 Directory ......................................................................................................5 John L. Scott Real Estate - Whidbey Island South .................................... 10-14 Land Title and Escrow ...................................................................................7 People’s Home Loan Center ......................................................................... 19 RE/MAX Acorn Properties ..............................................................................6 Whidbey Buyers Realty .................................................................................9 Whidbey Island Bank ....................................................................................7 Windermere Real Estate - South Whidbey .............................. Cover, 2-3, 15-16 Whidbey View Homes .................................................................................20 Agent deadline to advertise in the April 2020 Homes~Land Islander Monday, March 9, 2020 For advertising information contact Tamra Sipes TEL (360) 914-0800 OR whidbeymarketing@comcast.net • www.homeslandislander.com ©
Sound Publishing, PO BOX 1200, Coupeville, WA 98239 • Creative Artist: Jackson Scherer
All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex or national origin, or an intention to make any such preference, limitation or discrimination.” This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.
Homes~Land ISLANDER
March 2020
5
Whidbey Island
RE/MAX Properties
Kathi Phillips
RE/MAX Acorn Properties, Inc. 32800 SR20 Suite 2 Oak Harbor, WA 98277
CRS, GRI, MANAGING BROKER kathiphillipsremax@gmail.com
Cell: 360.929.0206 Office: 360.679.4585
HAPPY SAINT PATRICK’S DAY
Gary Morse
ADMINISTRATIVE ASSISTANT
Toll Free: 800.225.0919
COMMERCIAL odeled! Newly Rem
31359 SR 20 - OAK HARBOR • MLS #1450211
This 2 level commercial building w/ 2,644 sq ft with an excellent SR 20 highway exposure & history of a thriving business location. Building is zoned C-3. Currently vacant, the main level includes a large commercial kitchen area, guest dining & offers a private patio for outdoor enjoyment. Upper level bar (660 sq ft) w/ beautiful views of Oak Harbor Bay along with wrap around deck. 30 parking spaces & more off street parking. Don’t miss this golden opportunity! $745,000
Public site for MLS: www.nwrealestate.com
Sheila Davies
CRS, GRI, E-Pro, MRP (360) 929-7226 Sheila@SheilaOnWhidbey.com www.SheilaOnWhidbey.com
Wayne Locke
RE/MAX Acorn Properties, Inc. 32800 SR 20, Suite 2, Oak Harbor (360) 679-4585
CRS, E-pro, SRES, MRP (360) 929-0226 Wayne@wayneonwhidbey.com www.WayneOnWhidbey.com
WORKING WITH THOSE ACTIVELY SERVING OUR COUNTRY. You are serving bravely for our country… now you’re ready for a new home. We understand your situation and have the knowledge to make the most of every selling and buying transaction.
ACORN PROPERTIES
Wayne Locke
call or text 360.929.0226 wayne@wayneonwhidbey.com
Sheila Davies
call or text 360.929.7226 sheila@sheilaonwhidbey.com
6
March 2020
FIND A NEW HOME BASE FOR YOUR TROOPS MILITARY RELOCATION PROFESSIONALS Homes~Land ISLANDER
Whidbey Island
Land Title And Escrow / Whidbey Island Bank
Cathy West
Eldon Brown
Shelley Miner
Oak Harbor Escrow Manager/LPO
Skagit County Manager
Burlington Escrow Manager/LPO
360.707.2158
360.679.5055
360.707.2312
Christa Canell
Brandi Jensen
Freeland Escrow Manager/LPO
Stanwood Escrow Manager/LPO
360.331.4838
360.629.9737
Kari Pittenridge
Holly Mathers
Katey Von Hagel
Anacortes Escrow Manager/LPO
Island County Title Manager
Marketing Representative
360.675.2246
360.707.1076
360.299.0565
LAND TITLE AND ESCROW
5 locations to serve you! Anacortes, Burlington, Freeland, Oak Harbor and Stanwood.
HOME LOAN RATES AREHome LOW
Get pre-qualified today!
www.LTCO.com
Loans
Local knowledge and exceptional service with every loan Contact one of our experienced mortgage loan officers. We look forward to helping you achieve your goals. Kelly Kutchick NMLS# 114203 360.757.5073
Kelly.Kutchick@ HeritageBankNW.com
Brenda Bringhurst NMLS# 112615 360.527.9919
Brenda.Bringhurst@ HeritageBankNW.com
Call or apply online today: HeritageBankNW.com | 866.374.7090 Equal Housing Lender | Member FDIC
Homes~Land ISLANDER
Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
March 2020
7
Whidbey Island
Homes-Land Islander
Realtors: a great solution for home buyers Research, visits, negotiations and paperwork: buying a property can be complex, especially for first-time buyers. To avoid making mistakes, you’re much better off using the services of a realtor who will protect your interests. After all, this is a major investment you’re about to make. Doing business with realtors has many advantages. They handle all legal aspects of the complex real estate transaction and accompany you through each step of the buying process. In addition to receiving expert advice, you will be able to take advantage of their wide network of contacts in order to find the other professionals whose services you need, such as a building inspector, a notary or lawyer or a mortgage broker. It also makes finding the perfect home easier. Realtors have access to numerous tools for finding the property that best meets your needs. They ensure that you have all the documents necessary to evaluate the property, including the complete listing, the property survey or certificate of location and tax bill. Their neutral perspective could also be valuable when you fall in love with a property that isn’t really what you’re looking for. They’ll help you think twice before you make a decision. Because of their experience and market knowledge, realtors can help buyers determine the right price to offer for the property they are interested in. Depending on the state you live in, you may also be protected by law if you use the services of an agent. In short, working with a realtor to buy a property is a smart move. So why deprive yourself? 8
March 2020
Homes~Land ISLANDER
Whidbey Buyers Realty
Homes~Land ISLANDER
Whidbey Island
March 2020
9
Whidbey Island
CHERYL KEEFE
KNOWLEDGE ~ SERVICE ~ RESULTS John L. Scott ~ In Langley’s Seaside Village
John L. Scott Real Estate - Whidbey Island South
Broker/Owner 206.930.7316 cheryl@whidbey.com
#1 BROKER FOR 20 YEARS ON WHIDBEY ISLAND
CUSTOM HOME & GUEST COTTAGE 200+ ft of
waterfront w/ tidelands on 1.7+/- acres in 2 parcels can be your own slice of heaven. Custom home flooded w/ natural light, high vaulted ceilings & wall of windows encasing Mt. Baker in all her glory. Open floor plan, view master-suite & guest bed/ bath & office on main floor. Flex/loft & ½ bath w/ entertainment/ workout/craft & sleeping space + charming view guest studio & delightful garden cottage all set on arboretum inspired grounds & gardens. Beach access w/ launch & dock too!
MLS1536937 / $798,000
THE VILLAGE BY THE SEA
Last chance to build your own dream & be part of Langley “The Village by the Sea.” Tucked behind the newly remodeled Braeburn Restaurant, with plenty of parking near by, this unique piece of property is a once in a lifetime opportunity. Renowned Architect Ross Chapin has sketched preliminary design for 2-buildings w/ both commercial & living spaces & potential views of Saratoga Passage.
MLS1382224 / $475,000 SOLD
COMMERCIAL/RESIDENTIAL Live in Downtown
Langley, enjoy stunning views of Saratoga Passage & enjoy income from 2 tenants on the ground floor. Over 5000 sq. ft. of living space to design any way you like upstairs. Condo plans available. 16 parking spaces plus elevator. Approximate Proforma Cap Rate 9.4%.
MLS1147699 / MLS1141857 / $1,495,000 SOLD
PRIVATE & SERENE ACREAGE Private and serene
acreage located across from the beautiful Maxwelton valley. Giant maple trees, evergreens and plenty of flora and fauna grace this magical land. Access road in, standard perc tests just done, survey complete, estimates for a well and electricity available. Rural forest zoning, comprehensive tax estimate, well and electricity estimates, and forest management plan available.
Two 5+/- acre parcels sold together (R32933-220-2930 & R32933-220-3600), MLS1493891 / $150,000 SOLD 10
March 2020
TRANQUIL RESERVE Tranquil and serene landscape
in the heart of Ebey’s Landing Reserve sits this beautiful 8+/acres. Stunning views to the south and west of the Sound, shipping traffic and Olympics plus the lush green prairie and historic buildings of the Crocket Farm. Natural light abounds through the trails of evergreens, ferns, holly & rhodies.
$249,000
SOLD
Homes~Land ISLANDER
John L. Scott Real Estate - Whidbey Island South
Whidbey Island
John L. Scott ~ In Langley’s Seaside Village
JOHN L. SCOTT ~ TEAM LANGLEY “On the Waterfront in the Heart of Langley”
Check Out Our New Video Links!
Dan Gulden Broker 206-854-3150
Dana MacInnis Broker 360-914-0685 https://youtu.be/wYo7PGi3CHc
Heidi Norris Broker 425-754-4829 https://youtu.be/I44D_lKf0q0
Karen White Broker 360-544-2380 https://youtu.be/9dVdvfiZVGw
Keaton Eckert Broker 360-420-4828 https://youtu.be/dcfy27vkay8
Kim Kramer Broker 360-914-0105 https://youtu.be/k2jvQnsYqXY
Lisa Rogers Broker 360-929-5968 https://youtu.be/nvVDlWvFa5M
Mirka Nakovski Broker 206-214-5528 https://youtu.be/0xfW0lypA5c
Jeffrey Parker Broker 360-317-6304
Morgan Parker Broker 360-298-8843
Rachel Jeppesen Broker 801-787-1149 https://youtu.be/00bpq_juxFg
Homes~Land ISLANDER
March 2020
KNOWLEDGE ~ SERVICE ~ RESULTS
Cheryl Keefe Broker, Owner 206-930-7316 https://youtu.be/4UsW_DDQ1yA
11
Whidbey Island
JOHN L. SCOTT ~ TEAM LANGLEY
KNOWLEDGE ~ SERVICE ~ RESULTS John L. Scott ~ In Langley’s Seaside Village
John L. Scott Real Estate - Whidbey Island South
“On the Waterfront in the Heart of Langley”
Kelley Miles Office Manager
Terri Doucette Administrative Assistant
Andy Monetti Administrative Assistant
Elly Erickson Aesthetic Coordinator
Stacie Johnson Bookkeeper
Check Out Our Videos!
Introducing
KEATON ECKERT
BROKER, PROPERTY MANAGER
360-420-4828
Growing up on Whidbey has taught me so many hometown values like honesty, transparency and the ability to truly listen. Knowing all the nooks and crannies of South Whidbey will help me to find that perfect home or acreage you are wanting to call your own. I am also Langley’s only Property Manager so I do rentals too. I look forward to providing that hometown service, making your dream become a reality whether you are buying, selling or renting. Give me a call!
Customer Service is #1 World Class Upstream Marketing Proven Results Giving Back to our Community • Stop by anytime for a visit • Catch up on local happenings & what’s new in the Real Estate Market • 360-221-1828, Call us! 12
March 2020
Homes~Land ISLANDER
John L. Scott Real Estate - Whidbey Island South
DAN GULDEN
Real Estate Broker Cell: 206.854.3150 Office: 360.221.1828 dan@dangulden.com
LANGLEY ACREAGE Extremely rare opportunity to own 16.9+/- acres comprising two tax parcels (R32910-450-2770 & R32910-460-3100) near Langley. Pastoral meadow entrance leading to nicely tree’d rear parcel. Amazing potential for private estate property or develop. Front parcel is 6.9+/acres, rear parcel is approx. 10+/- acres. Parcels being sold together. Front parcel had previous homesite with septic (no AsBuilt) & well (no data). MLS1459584 / $550,000
KNOWLEDGE ~ SERVICE ~ RESULTS
BRADSHAW VIEW VIEW VIEW. Holmes Harbor Golf Community lot. Fantastic opportunity to build your dream house. Wonderful dead end street with nice homes and spectacular views of Holmes Harbor and Cascades in addition to fairway views. Approximately one mile to Freeland shopping, dining, and conveniences, as well as Freeland Park and boat launch. Power, sewer, and water available at the street. MLS1278530 / $89,900
Homes~Land ISLANDER
March 2020
John L. Scott ~ In Langley’s Seaside Village
• RESIDENTIAL • COMMERCIAL • LAND
Whidbey Island
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John L. Scott ~ In Langley’s Seaside Village
KNOWLEDGE ~ SERVICE ~ RESULTS
Whidbey Island
John L. Scott Real Estate - Whidbey Island South
KIM KRAMER
Real Estate Broker Cell: 360.914.0105 Office: 360.221.1828 kimken@whidbey.com
2014 WIAR REALTOR OF THE YEAR ac Under Contr
CHARMING ONE-LEVEL HOME Charming starter or vacation home w/ main floor living on easy maintenance lot. Lrg front deck, lrg carport w/ easy access to covered side entry & private backyard entertaining area. Manufactured home w/ conventionally built addition of bright kitchen & family room w/ freestanding propane stove in addition to the large living room w/ propane stove, master suite, 2nd bedroom & darling main bathroom. Com pool, clubhouse & boat launch. MLS1517488 / $249,900
t
CUSTOM WATERFRONT ESTATE 32k in upgraded new heating system & tile floors! Stunningly unique and luxurious Langley home w/ vibrant stained glass, soaring wood-beam ceilings, grand stone fire & superb marble floors. Panoramic mountain & water views. Stylish hi-end kitchen, large master w/ fire and two large ensuite baths. Gorgeous parklike property w/ expansive hi-bank waterfront. Huge 2-story MIL suite w/ loft, kitchen, private entry. MLS1250607 / $1,475,000
LISA ROGERS
Real Estate Broker Cell: 360.929.5968 Office: 360.221.1828 lisa@whidbeyisland.com NEW LISTING
LAND FOR SALE: PENDING FEASIBILITY
516 2ND STREET • LANGLEY Desirable Langley location features cottage home on spacious lot that could be fixed up or subdivided! 1930’s 2BR, 1.5BA needs updating and includes a detached garage/shop w/ carport & storage space. Views of Saratoga Passage, Cascade Mts and Langley cityscape! Level lot with mature fruit and nut trees plus rhodies. Potential for a darling view cottage or split up into 2 or 3 lots... potentially keeping the existing house and build two more! The seaside Village of Langley awaits! MLS 1460068 / $575,000 NEW LISTING
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March 2020
XXX Glendale Rd, Clinton MLS 1305007 $219,000 Beautiful Whidbey acreage! 6.74 +/- acres offers huge trees and privacy in a magical setting.Selective logging just completed to let in some light and allow vision for future potential home sites!
Lot 1-2 Seacrest Lane, Coupeville MLS 1025900 $69,477 Shy acre in neighborhood of nice homes. Community well, soil logs complete, perks for up to 4BR alternative septic system. A wonderful private setting with western exposure. Private community beach is just down the street!
PENDING FEASIBILITY
XXX Delphinium Drive, Coupeville MLS 1533551 $85,000
Mostly level corner lot in Harbor Estates Community. Wooded with mix of fir & alder. Excellent location close to the Greenbank Farm trail system plus a fantastic private beach access with picnic area & boat launch. Water access for crabbing & boating is a big selling point here! Soils for alternative septic system. Water share is paid for, buyer will have to pay for & install a eter. Located in an area of nice homes and just 17.5 miles to the Clinton ferry. Island living awaits!
XXX SR 525, Coupeville MLS 1385149 $179,000 14+ acres, perk tested with soil logs on file for 4 BR septic systems in two potential sites. Close to Greenbank Farm trails & public beach access at Ledgewood Beach. Come see this beautiful wooded parcel, trails blazed to see the land.
Homes~Land ISLANDER
Whidbey Island
Windermere Real Estate - South Whidbey
360-331-6006
360-221-8898
5531 Freeland Ave. Freeland, WA 98249
223 Second St. Langley, WA 98260
Windermere Real Estate/South Whidbey
Windermere Real Estate/South Whidbey
FREELAND
$350,000
Move-in ready 55+ community with fresh paint, new carpets & new stove. Kitchen remodeled with laminate flooring & soft close kitchen cabinets/drawers. Near Freeland amenities. #1554376 Charlene Arnold 360-320-1193 / Jennifer Pearson 360-320-4080
MAXWELTON
$450,000
This fully renovated beach cottage has it all. Features 3 BR, 3 BA, dining room, updated eat-in kitchen, large master BR with en-suite, bunk room, expansive deck for BBQ, attached garage. Private beach access. #1558247 Dan Fouts 360-969-5957
LANGLEY
$720,000
Level 3+ acre, cleared with sun exposure. Main home and a separate guest home. 2 large shops and bays are an added bonus. Solar panel installation. Property fenced and gated for privacy. #1565758 Dana Hezel 360-632-1075 / Dana Bieber 360-239-0328
CLINTON
$938,000
Spectacular views from this waterfront property with 2 BR, 1.75 BA and multiple entertaining areas. Your guests will enjoy fishing, paddle boarding and more. #1562790 Charlene Arnold 360-320-1193 / Jennifer Pearson 360-320-4080
BEVERLY BEACH
$995,000
Contemporary home with awe-inspiring waterfront views. Features include chef’s kitchen, radiant heat, and master bath with 96% efficient Russian fireplace. #1526164 Mary Matthew 360-914-1449 / Amy Rudometkin 808-463-4674
USELESS BAY
$1,750,000
Home awaits on 60± ft of Useless Bay waterfront. Features 3 BR, 1.5 BA, eat-in kitchen, waterside master BR, vaulted ceilings, expansive deck and 2-stall garage. Amenities. #1564911 Dan Fouts 360-969-5957 / Bryan McCourt 360-632-3770
VACANT LAND
USELESS BAY - $79,900 Level building lot with power, water to property and approved septic soil log. Located in neighborhood of higher-end homes. Amenities include tennis court, swimming pool and private beach. #1556884 Kevin Lee 360-661-4978 CENTRAL WHIDBEY - $100,000 A 2.5± acre corner lot with paid water share, conventional septic system soils & nicely wooded with trails. Possible future views of Saratoga Passage with clearing. #1559400 Steve Strehlau 206-819-3411 / Gordy Frederickson 360-914-2566 SARATOGA - $275,000 Big westerly views from this over-sized bluff lot with community beach and boat ramp facilities. This level Holmes Harbor view site has septic, water and power. Home site cleared. Architect plans available. #1563129 Kim Rossi 206-832-6021
www.WindermereWhidbey.com Homes~Land ISLANDER
MLS™
March 2020
15
Whidbey Island
Windermere Real Estate - South Whidbey
Sharon Boyle
Broker
Making A Difference One Day At A Time
Cell: (360) 224-5266 | sharonboyle@windermere.com | sharonboyle.withwre.com
ON THE COVER
CLASSIC CABIN - GREENBANK
Classic Island cabin, lovingly maintained, retains its privacy on 3.28+/- acres of hi-bluff waterfront which includes tidelands. Two bedroom, one bath cabin has spacious kitchen area & a ‘sun room’ to enjoy even on winter days. A newer propane stove provides cozy ambiance in the main living area which opens to a spacious water and mountain view deck. The large 2-car garage has extra storage and two older structures remain for repair or replacement. Greenbank amenities near by.
MLS#1561093
$600,000
Windermere Real Estate/South Whidbey
Tim Criswell
Realtor®, Broker Cell: 206-753-9377 Office: 360-331-6006 timcriswell@windermere.com www.TimCriswell.com
Lot 1 SPEARVIEW PLACE
n E a g lCommunity e C o m m u n i t yat a t Holmes H o l m e s Harbor Harbor An A Eagle
Lot 3 Lot 4
N e w h o m e s a va i l ab l e n o w.
Lot 5 Lot 6
SPEARVIEW PLACE
Lot 23 SOLD! Lot 22 SOLD!
SP INN
Lot 25 Lot 18 Lot 19
AK ER
Lot 26
Golf Corse Putting Green
DR IVE
Lot 29
Lot 28
ANTELOPE DRIVE
Chipshot Logo/Logotype Final Horizontal + Tagline
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March 2020
Community Park
Lot 27
Lot 21 SOLD! Lot 20
Lot 7 EAGLE RIDGE DRIVE
Lot 24
EAGLE RIDGE DRIVE
Entrance Pond
Lot 17 Lot 16 Lot 15 Lot 14 Lot 13
Lot 8
H O N E Y M O O N B AY R O A D
C H I P S H O T HEIGHTS HEIGH T S CHIPSHOT
Lot 2
Lot 9 Lot 10 Lot 11
Lot 12
C H I P S H O T W AY
Homes~Land ISLANDER
loan realjob estate agents theprograms assurancebenefit of a her clients. She provides common-sense approach to lending.forward, The bestand parttheir of her F and timely ensuring her clients smooth transaction. Add this to a large varietycommunications of low-fee is the opportunity to consult with borrowers to find just the homecombination. loan process. a winning right home loan product for their lifehome style.loan products, and you haveentire Whidbey Island
Alaska USA Mortgage
For your home purchase or refinance.
“I love it when a client calls me on the firs doclients my best to expert set realistic expectations in the beginning “I strive to add value for each of“Imy with home shares their excitement.” - Daw of every loan to prevent surprises. ” - and DeRhonda advice and on-time closing.” - Lyn
Lyn Bankowksi
De’Rhonda’ Porter
NMLS #304060 | Assistant Vice PresidentNMLS #94118 Sr. Mortgage Loan Originator Sr. Mortgage Loan Originator Certified Military Housing Specialist Certified Military Housing Specialist
360-679-5633
BEST OF WH I
P OU
THE
BEST OF
WHIDBEY
EW EY N S GR DB 7
THE
P OU
WHIDBEY Y NEWS GR BE
D AWARDS READERS CHOICE 8
360-679-5652
direct direct l.bankowski@alaskausamortgage.com d.porter@alaskausamortgage.com BEST www.lynbankowski.com www.rhondaporter.net WH I
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Dawn Tennant
NMLS #305224 Sr. Mortgage Loan Origin Certified Military Housing
360-679-5632
d.tennant@alaskausamor www.dawntennant.com
READERS CHOICE AWARDS
READERS CHOICE AWARDS
650 NE Bankowski Midway Blvd, Suite 101 | Oak Harbor, 98277Porter NE Midway Blvd, Suite 101 | Oak Harbor, WA 98 650 NEWA Midway Blvd, Suite 101 | Oak650 Harbor, WATennant 98277 Lyn DeRhonda Dawn
NMLS #304060 People you Vice know. A name you trust.® Assistant President Sr. Mortgage Loan Originator
(360) 969-5550
Washington Consumer Loan lynbankowski.com Company License #CL-157293
NMLS #94118 People you know. A name you trust.® Sr. Mortgage Loan Originator
(360) 679-5652
rhondaporter.net Washington Consumer Loan Company License #CL-157293
NMLS #305224 People you know. A name you trust.® Sr. Mortgage Loan Originator
(360) 679-5632
dawntennant.com Washington Consumer Loan Company License #CL-157293
People you know. A name you trust.
®
Washington Consumer Loan Company License #CL-157293
See us for great rates and service. 650 NE Midway Blvd., Ste. 101, Oak Harbor, WA 98277 Homes~Land ISLANDER
March 2020
17
Whidbey Island
Homes-Land Islander
Tips and financial advice for buying a home Buying a first home is one of the biggest decisions a person will make during their lifetime. It is a process that needs to be followed with careful planning and consideration, never rushed.
18
will be able to estimate an acceptable debt level. This should not exceed 40 percent of your gross revenue, including all your existing debts.
Find out everything you can on the subject of mortgages and home-buying. For example, you should know that having a mortgage doesn’t always cost less than renting because a home owner must take into account both recurring and one-time expenses, such as municipal and school taxes, maintenance costs, property transfer duties, and legal costs.
DOWN PAYMENT In the past it was possible to borrow for a down payment, with a credit card, for example. This is no longer possible. That means you need to have accumulated some savings before getting into this type of acquisition. If you have an RRSP, it is possible to use that for your down payment through the federal government’s Home Buyers’ Plan (HBP).
If you have done your homework and decided to become a home owner, the next step is to consult a representative at your financial institution. Once you are clear about your assets and liabilities, you
HOME INSPECTION You’ve found the house of your dreams, but be careful! Following through with a decision to buy based solely on your feelings isn’t the best way to purchase a home. Have the house
March 2020
inspected before making an offer to buy, because if your offer is accepted you will be obligated to follow through with the transaction. Obviously it is to your advantage to work with a real estate agent who is subject to real estate law. He or she works for you and will be able to answer any of your questions concerning your purchase.
Homes~Land ISLANDER
Peoples Bank Home Loan Center
Whidbey Island
Homes~Land ISLANDER
March 2020
19
Whidbey Island
Whidbey View Homes
Rare Opportunity For An Outstanding 23.8 Acre View Property ...
PRI C E RE DUCED
!
...Unlike any other on Whidbey Island. The Ebey’s Prairie House is a custom designed, earth bermed 3 bedroom, 2.5 bath, 2,786 sq ft home situated on a ridge overlooking Historic Ebey’s Prairie in the heart of The Ebey’s Landing National Historical Reserve, with views across the prairie out to Admiralty Inlet, the snowcapped Olympic Mountain Range and beyond. WOW! The land has been put in a Conservation Easement where its beauty and magnificence will be forever protected from development. Pacific Northwest/ Frank Lloyd Wright style. Great Room Concept. Patios and Gardens. Barn/stable and outdoor Sauna. Property is currently an AirBnB. Absolute privacy. Too many amenities to list here. Come see for yourself. Fabulous!
MLS #1468022
Offered at $1,395,000
Specializing in Waterfront and View Properties Island Wide
Pamela Z. Hill, MCNE, CRS Owner • Designated Broker
20
March 2020
www.WhidbeyViewHomes.com 11 NW Coveland, Suite A PO Box 665 Coupeville, WA 98239 360-678-2095 Office 360-320-2411 Cell
Uncompromising Service for Exceptional Clients Located in the Historic, Waterfront District Homes~Land ISLANDER