Page 1

HOMES ~LAND Islander

December 2019 Volume 36, Number 12

Serving Whidbey & Fidalgo Islands

BUSH POINT - FREELAND

OFFERED BY

Louis Muniz • 360-969-1028 • www.louismuniz.com

See Page 3

CUSTOM HOME & GUEST COTTAGE ON 200 FT OF WATERFRONT NEW LISTING!

OFFERED BY

Cheryl Keefe • 206-930-7316 • cheryl@whidbey.com SUPPLEMENT TO THE WHIDBEY NEWS-TIMES

See Page 10 WWW.HOMESLANDISLANDER.COM


Whidbey Island

Windermere Real Estate - South Whidbey

LOUIS MUNIZ

CELL 360.969.1028

louismuniz@windermere.com www.louismuniz.com Windermere Real Estate/South Whidbey

GOLDSMITH FARM, LANGLEY

Set just outside the seaside village of Langley, this sun-soaked 35+/- acre property hosts three magniďŹ cent living structures plus an iconic barn and outbuildings, all with their own character. The main house features 2 master suites while each 2016 guest house contains full amenities, all surrounded by 600 acres of protected woods. MLS #1455049 $2,500,000

SARATOGA PASSAGE, LANGLEY

Minutes to downtown Langley, an exquisite home with steps to the beach and 5.34+/- acres laden with native plantings awaits. Entertain from one of the multiple view decks as you take in stunning views of Saratoga Passage & Mt. Baker, a freshly remodeled gourmet kitchen, and custom architectural details throughout. MLS #1504145 $1,595,000 2

December 2019

Homes~Land ISLANDER


Whidbey Island

Windermere Real Estate - South Whidbey

LOUIS MUNIZ

CELL 360.969.1028

louismuniz@windermere.com www.louismuniz.com Windermere Real Estate/South Whidbey

ON THE COVER NEW LISTING!

BUSH POINT, FREELAND

Perched above Bush Point with awe-inspiring views of the western shipping lanes & majestic sunsets over the Olympics. Classic Whidbey cabin with 60’s charm meticulously updated over the years. Master on the main floor. MLS #1528904 $850,000

MUTINY SHORE DRIVE, FREELAND

4 bedroom home with serene shipping lane views and sunsets over the Olympics. Large yard, at the end of a quiet cul-de-sac and walking distance to community amenities including tennis court, pool and beach access. MLS #1522048 $599,000

LAND

PENDING!

LOT 1 OLIN PLACE, CLINTON

SHOREWOOD AVENUE, LAGOON POINT MLS #1478694

Homes~Land ISLANDER

$385,000

Beautiful, cleared, level 4.8+/- acres with approved soil log & shared well connection. Wide-open space allows for all day sun minutes from the Clinton ferry. MLS #1491224 $150,000 December 2019

3


loan realjob estate agents theprograms assurancebenefit of a her clients. She provides common-sense approach to lending.forward, The bestand parttheir of her and timely ensuring her clients smooth transaction. Add this to a large varietycommunications of low-fee is the opportunity to consult with borrowers to find just the entire home loan process. combination. right home loan product for their lifehome style.loan products, and you have a winning Alaska USA Mortgage Whidbey Island

For your home purchase or refinance.

“I love it when a client calls me on the firs doclients my best to expert set realistic expectations in the beginning “I strive to add value for each of“Imy with home shares their excitement.” - Daw of every loan to prevent surprises. ” - and DeRhonda advice and on-time closing.” - Lyn

Lyn Bankowksi

De’Rhonda’ Porter

NMLS #304060 | Assistant Vice PresidentNMLS #94118 Sr. Mortgage Loan Originator Sr. Mortgage Loan Originator Certified Military Housing Specialist Certified Military Housing Specialist

360-679-5633

BEST OF WH I

P OU

THE

BEST OF

WHIDBEY

EW EY N S GR DB 7

THE

P OU

WHIDBEY Y NEWS GR BE

D AWARDS READERS CHOICE 8

360-679-5652

direct direct l.bankowski@alaskausamortgage.com d.porter@alaskausamortgage.com BEST www.lynbankowski.com www.rhondaporter.net WH I

WH I

THE

P OU

EW EY N S GR DB

OF

WHIDBEY

Dawn Tennant

NMLS #305224 Sr. Mortgage Loan Origin Certified Military Housing

360-679-5632

d.tennant@alaskausamor www.dawntennant.com

READERS CHOICE AWARDS

READERS CHOICE AWARDS

650 NE Bankowski Midway Blvd, Suite 101 | Oak Harbor, 98277Porter NE Midway Blvd, Suite 101 | Oak Harbor, WA 98 650 NEWA Midway Blvd, Suite 101 | Oak650 Harbor, WATennant 98277 Lyn DeRhonda Dawn

NMLS #304060 People you Vice know. A name you trust.® Assistant President Sr. Mortgage Loan Originator

(360) 969-5550

Washington Consumer Loan lynbankowski.com Company License #CL-157293

NMLS #94118 People you know. A name you trust.® Sr. Mortgage Loan Originator

(360) 679-5652

rhondaporter.net Washington Consumer Loan Company License #CL-157293

NMLS #305224 People you know. A name you trust.® Sr. Mortgage Loan Originator

(360) 679-5632

dawntennant.com Washington Consumer Loan Company License #CL-157293

People you know. A name you trust.

®

Washington Consumer Loan Company License #CL-157293

See us for great rates and service. 650 NE Midway Blvd., Ste. 101, Oak Harbor, WA 98277 4

December 2019

Homes~Land ISLANDER


F Whidbey Island

Directory

HOMES~LAND Islander

December 2019 Volume 36, Number 12

Serving Whidbey & Fidalgo Islands

DIRECTORY Alaska USA Mortgage ......................................................................... 4 Certified Residential Specialist ........................................................... 8 Coldwell Banker Tara Properties ......................................................... 9 Directory ........................................................................................... 5 Envoy Mortgage ...............................................................................14 John L. Scott Real Estate - Whidbey Island South ................ Cover, 10-14 People’s Home Loan Center ...............................................................19 RE/MAX Acorn Properties ................................................................ 6-7 Whidbey Buyers Realty .....................................................................17 Whidbey Island Bank ........................................................................16 Windermere Real Estate - South Whidbey ......................... Cover, 2-3, 15 Whidbey View Homes .......................................................................20

Agent deadline to advertise in the December 2019 Homes~Land Islander Friday, December 6, 2019 For advertising information contact Tamra Sipes TEL (360) 914-0800 OR whidbeymarketing@comcast.net • www.homeslandislander.com ©

Sound Publishing, PO BOX 1200, Coupeville, WA 98239 • Creative Artist: Jackson Scherer

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex or national origin, or an intention to make any such preference, limitation or discrimination.” This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

Homes~Land ISLANDER

December 2019

5


Whidbey Island

RE/MAX Properties

Kathi Phillips

CRS, GRI, MANAGING BROKER kathiphillipsremax@gmail.com

Cell: 360.929.0206 Office: 360.679.4585

RE/MAX Acorn Properties, Inc.

Merry Christmas

1625 SW PONSTEEN DRIVE - OAK HARBOR MLS #1536188

32800 SR20 Suite 2 Oak Harbor, WA 98277

Gary Morse

ADMINISTRATIVE ASSISTANT

Toll Free: 800.225.0919

Two story home in Heatherwood Heights with 4 bedrooms and 1.75 baths. Formal living room and family room with cozy pellet stove, ½ guest bath and kitchen features breakfast nook and bay window. Beautiful engineered hardwood floors on main level. 2 car garage, great lot for entertaining with partially fenced yard and an ideal location for schools and NAS Whidbey. All this and $5,000 flooring allowance for upper level.

$379,000

886 SE BAYSHORE DRIVE #302 - OAK HARBOR MLS #1488000 Spectacular views, with a southern exposure, overlooking Oak Harbor Bay onto the marina & Cascade mountains. This condo has a large living room with cozy fireplace and leads to the dining area and amazing kitchen, both set for entertaining. 2 great bedrooms w/ 1.75 baths. Secured entry and set free access with convenient elevator. Also features area for covered parking and storage unit. Enjoy parades, fireworks, and endless boating traffic. This home is ready to enjoy!

$275,000

New Price!

1404 CROSBY ROAD - OAK HARBOR MLS #1475232 Captivating Westside water views of the Puget Sound from this gorgeous estate w/ 1.6 acres overlooking the Gallery Golf course. Cherished traditions begin in this classic 2 story 3 bedroom home w/ contemporary flair. Walls of windows are just the start of custom finishes. Versatile floor plan. Formal living & dining rm. Family room w/ cozy propane gas insert. Designer kitchen w/ Stainless Steel appliances, granite counter-tops & elegant lighting. This estate has country living w/ city convenience.

$493,500

$10,000 towards buyers closing costs! Public site for MLS: www.nwrealestate.com 6

December 2019

Homes~Land ISLANDER


Whidbey Island

RE/MAX Properties / Land Title And Escrow

Sheila Davies

CRS, GRI, E-Pro, MRP (360) 929-7226 Sheila@SheilaOnWhidbey.com www.SheilaOnWhidbey.com

Wayne Locke

RE/MAX Acorn Properties, Inc. 32800 SR 20, Suite 2, Oak Harbor (360) 679-4585

CRS, E-pro, SRES, MRP (360) 929-0226 Wayne@wayneonwhidbey.com www.WayneOnWhidbey.com

Artistically Designed Home Natural light streams through skylights in this high vaulted ceiling open oor plan home. Large master BR with walk-in closet, spacious 2nd bedroom with built-in desk & work areas, spacious bath with jetted tub. Bright cheerful great room - dining and extensive entertaining areas, gas free standing stove. Utility room with cabinetry enclosed planting room off 2 car garage. Beautiful wooded 2.24 acre setting with special plantings. MLS1506492 $347,500 PENDING

PENDING

Wonderful Kitchen Gourmet Cooks Delight home, many upgraded Savannah style cabinets, granite counters, pull out shelves, new laminate ooring. Separate living room. Vinyl windows, French doors to sunny deck w/ hot tub. Garage converted to large bedroom & small storage area. Lower level spacious rec room w/ outside access ideal for teenager. Great sized fenced backyard w/ fruit trees. MLS1495418 $320,000 SOLD

SOLD

Cathy West

Eldon Brown

Shelley Miner

Oak Harbor Escrow Manager/LPO

Skagit County Manager

Burlington Escrow Manager/LPO

360.679.5055

360.707.2158

360.707.2312

Christa Canell

Brandi Jensen

Freeland Escrow Manager/LPO

Stanwood Escrow Manager/LPO

360.331.4838

360.629.9737

Kari Pittenridge

Holly Mathers

Katey Von Hagel

Anacortes Escrow Manager/LPO

Island County Title Manager

Marketing Representative

360.675.2246

360.707.1076

360.299.0565

LAND TITLE AND ESCROW Homes~Land ISLANDER

5 locations to serve you! Anacortes, Burlington, Freeland, Oak Harbor and Stanwood.

www.LTCO.com December

2019

7


Whidbey Island

Certified Residential Specialists

CO U

NCIL

OF R

Sheila Davies

Christina Parker

Anita Anderson-Johnson

sheila@sheilaonwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA

christinaparker@windermere.com Windermere Real Estate/South Whidbey Freeland, WA

anita@islandbrokersrealty.com Island Brokers Realty Oak Harbor, WA

360-929-7226

Candace Jordan

360-661-1207

Geri Morgan

206-391-0189

cjordan@whidbey.com Keller Williams South Whidbey Island Langley, WA

360-929-5910

gmorgan@whidbey.net Coldwell Banker Koetje Oak Harbor, WA

360-679-1591

ESID

Gail Pierce

360-632-2874

gail@cbwhidbey.com Coldwell Banker Tara Properties Oak Harbor, WA

Wayne Locke

360-929-0226

wayne@wayneonwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA

ENTIAL SPECIALIS T

Steve Strehlau

206-819-3411

steves@whidbey.com Windermere Real Estate/South Whidbey Langley, WA

Kathi Phillips

360-679-4585

kathi@onwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA

Pamela Z Hill

360-678-2095

whidbeyviewhomes.com Whidbey View Homes Inc Coupeville, WA

The CRS is the highest designation awarded to sales associates in the residential sales field and recognizes their professional accomplishments in both experience and education. In Washington State only one in 27 Real Estate Agents are Certified Residential Specialist. Nationally only about 3% have the CRS designation. CRSs are involved in over 25% of all transactions nationwide. The Council Of Residential Specialists is an affiliate of the NATIONAL ASSOCATION OF REALTORSÂŽ

8

December

2019

Homes~Land ISLANDER


Whidbey Island

Coldwell Banker Tara Properties

Freeland – Fantastic home at Holmes Harbor with room for everyone. Breathtaking views of the Cascades & Harbor from main level master, living, dining, and kitchen. #1539443 $569,900

Oak Harbor – 2 BR 2 BA top-floor condo in Summerwind II. Spacious open floor plan, slider to patio, covered parking, near NAS, schools, & shopping. #1538414 $234,500

Oak Harbor – 3 BR home on quiet cul-desac at Penn Cove Park. Big backyard perfect for parties and get-togethers. #1533304 $319,900

Coupeville – Reimagined & rebuilt from the ground up, inside and out. Chef’s kitchen, 2 masters, huge shop plus views on shy 3 acres. #1523106 $817,900

Clinton – Gracious Georgian style 4,678 sf home on 1+ acre @ Possession Pt. with sunny west facing views to Puget Sound and the Olympics. #1522775 $1,295,000

Langley – Modern 2 BR Craftsman on 2.5 acres. Capacious rooms, open kitchen, fenced garden, & shop w/ studio for guests or biz. #1520510 $685,000

Oak Harbor – 4 BR home in the heart of Oak Harbor with fenced yard. Close to schools, NAS and parks. #1519213 $245,000

Oak Harbor – Custom 5 BR sits high on a hill with views of the city, bay, and beyond. Huge view decks & beautiful landscaping. #1517917 $695,000

Langley – Cute Saratoga Beach cottage with mountain and water views. Community amenities, too. #1512898 $244,000

Oak Harbor – Pastoral & sunset views from 2800 sf of living space. Remodeled kitchen, new appliances, yard w/ waterfall & pond. #1498480 $419,900

Oak Harbor – Investors! 40 acres w/ well cared-for 3 BR in tranquil setting. 3 outbldgs, fenced pasture, pond. #1488781 $875,000

Langley – 3+ acres, 2-story windows for lots of light, chef’s kitchen, Koi pond, wine cellar. Add’l garage & apt. #1488286 $729,000

Oak Harbor - 360-675-7200 Freeland - 360-331-6300 Bayview - 360-321-6400

www.cbtara.com

Homes~Land ISLANDER

December 2019

9


John L. Scott ~ In Langley’s Seaside Village

KNOWLEDGE ~ SERVICE ~ RESULTS

Whidbey Island

John L. Scott Real Estate - Whidbey Island South

CHERYL KEEFE Broker/Owner 206.930.7316 cheryl@whidbey.com

ON THE COVER - NEW LISTING

CUSTOM HOME & GUEST COTTAGE 200+ ft of waterfront w/ tidelands on 1.7+/- acres in 2 parcels can be your own slice of heaven. Custom home flooded w/ natural light, high vaulted ceilings & wall of windows encasing Mt. Baker in all her glory. Open floor plan, view master-suite & guest bed/bath & office on main floor. Flex/loft & ½ bath w/ entertainment/workout/craft & sleeping space + charming view guest studio & delightful garden cottage all set on arboretum inspired grounds & gardens. Beach access w/ launch & dock too! MLS1536937 / $798,000 NEW LISTING

COMMERCIAL/ RESIDENTIAL Live in

Downtown Langley, enjoy stunning views of Saratoga Passage & enjoy income from 2 tenants on the ground floor. Over 5000 sq. ft. of living space to design any way you like upstairs. Condo plans available. 16 parking spaces plus elevator.

MLS1147699 / $1,495,000

THE VILLAGE BY THE SEA Last chance to build your own dream

& be part of Langley “The Village by the Sea.” Tucked behind the newly remodeled Braeburn Restaurant, with plenty of parking near by, this unique piece of property is a once in a lifetime opportunity. Renowned Architect Ross Chapin has sketched preliminary design for 2-buildings w/ both commercial & living spaces & potential views of Saratoga Passage.

MLS1382224 / $475,000

10

December 2019

Homes~Land ISLANDER


Whidbey Island

John L. Scott Real Estate - Whidbey Island South

Broker/Owner 206.930.7316 cheryl@whidbey.com

PRIVATE & SERENE ACREAGE Private and serene acreage located across from the beautiful Maxwelton valley. Giant maple trees, evergreens and plenty of flora and fauna grace this magical land. Access road in, standard perc tests just done, survey complete, estimates for a well and electricity available. Rural forest zoning, comprehensive tax estimate, well and electricity estimates, and forest management plan available. Two 5+/- acre parcels sold together (R32933-220-2930 & R32933-220-3600), MLS1493891 / $162,500 SOLD

SOLD

CUSTOM LANGLEY WATERFRONT MLS1468694 / $755,000 SOLD Homes~Land ISLANDER

EXQUISITE IN-TOWN LANGLEY CONDOMINIUM MLS1437478 / $1,050,000 SOLD

SOLD

HAINES ROAD VIEW LOT MLS1533603 / $55,500 SOLD December 2019

11

KNOWLEDGE ~ SERVICE ~ RESULTS

LAGOON POINT WATERFRONT HOME MLS1513823 / $695,000 SOLD

SOLD

John L. Scott ~ In Langley’s Seaside Village

CHERYL KEEFE


Whidbey Island

JOHN L. SCOTT ~ TEAM LANGLEY

KNOWLEDGE ~ SERVICE ~ RESULTS John L. Scott ~ In Langley’s Seaside Village

John L. Scott Real Estate - Whidbey Island South

“On the Waterfront in the Heart of Langley”

Cheryl Keefe Broker, Owner 206-930-7316

Dan Gulden Broker 206-854-3150

Dana MacInnis Broker 360-914-0685

Heidi Norris Broker 425-754-4829

Karen White Broker 360-544-2380

Kim Kramer Broker 360-914-0105

Lisa Rogers Broker 360-929-5968

Mirka Nakovski Broker 206-214-5528

Morgan Parker Broker 360-298-8843

Rachel Jeppesen Broker 801-787-1149

Kelley Miles Office Manager

Terri Doucette Administrative Assistant

Elly Erickson Aesthetic Coordinator

Stacie Johnson Bookkeeper

Happy Holidays! Customer Service is #1 World Class Upstream Marketing Proven Results Giving Back to our Community 12

December 2019

• Stop by anytime for a visit • Catch up on local happenings & what’s new in the Real Estate Market • 360-221-1828, Call us! Homes~Land ISLANDER


Whidbey Island

John L. Scott Real Estate - Whidbey Island South

Real Estate Broker Cell: 360.929.5968 Office: 360.221.1828 lisa@whidbeyisland.com

LAND FOR SALE:

NEW LISTING

XXX Cox Drive, Coupeville - SALE PENDING FEASIBILITY MLS 1327462 $35,000 Bon Air lot with water available. Recent perk test complete, soil logs on file for septic system. Buy now and invest for later! Private community beach access. XXX Glendale Rd, Clinton MLS 1305007 $219,000 Beautiful Whidbey acreage! 6.74 +/- acres offers huge trees and privacy in a magical setting. Selective logging just completed to let in some light and allow vision for future potential home sites! Lot 1-2 Seacrest Lane, Coupeville MLS 1025900 $69,477 Shy acre in neighborhood of nice homes. Community well, soil logs complete, perks for alternative septic. A wonderful private setting with western exposure. Private community beach is just down the street! XXX Fircrest Ave, Coupeville MLS 1415648 $69,000 Buildable westside view lot in Bon Air! Enjoy the scenery of shipping lanes, Olympic Mountains, Pt Townsend ferry crossing and sunsets... Expired septic permit and soil logs, water available from community well, geo report & great house plans. Plus there is a community clubhouse and swimming pool as well as one of the best public beaches around!

6249 HINMAN DRIVE • CLINTON Views, location & setting heighten the senses... this home has it all! Great floor plan & outdoor living spaces to enjoy. Walls of windows for excellent light & views of the Cascades, Sound and Everett! 2 Beds, 2 Baths. Updates include: new kitchen & baths, refinished oak floors, new ash floors in master, fresh exterior paint, home inpection report, too much to list! Patio with sunshade for outdoor living in addition to greenhouse, storage and ample off street parking. THIS IS A MUST SEE! MLS 1526630 / $589,000 NEW LISTING

XXX SR 525, Coupeville MLS 1385149 $179,000 14+ acres, perk tested with soil logs on file for 4 BR septic systems in two potential sites. Close to Greenbank Farm trails & public beach access at Ledgewood Beach. Come see this beautiful wooded parcel, trails blazed to see the land. Lot 2 Wilkinson Rd, Langley - SALE PENDING FEASIBILITY 4.48 acres for $189,000 Located close to the seaside village of Langley, this acreage is ready to build! Survey, water share paid, soil logs and power in street. Trails blazed in for your convenience to access! XXX Delphinium Drive, Coupeville MLS 1533551 $85,000 Mostly level corner lot in Harbor Estates Community. Wooded with mix of fir & alder. Excellent location close to the Greenbank Farm trail system plus a fantastic private beach access with picnic area & boat launch. Water access for crabbing & boating is a big selling point here! Soils for alternative septic system. Water share is paid for, buyer will have to pay for & install a eter. Located in an area of nice homes and just 17.5 miles to the Clinton ferry. Island living awaits!

John L. Scott ~ In Langley’s Seaside Village

LISA ROGERS

KIM KRAMER

New Price!

CUSTOM WATERFRONT ESTATE 32k in upgraded new heating system & tile floors! Stunningly unique and luxurious Langley home w/ vibrant stained glass, soaring wood-beam ceilings, grand stone fire & superb marble floors. Panoramic mountain & water views. Stylish hiend kitchen, large master w/ fire and two large ensuite baths. Gorgeous parklike property w/ expansive hi-bank waterfront. Huge 2-story MIL suite w/ loft, kitchen, private entry. MLS1250607 / $1,475,000 NEW PRICE

Homes~Land ISLANDER

CHARMING ONE-LEVEL HOME Charming starter or vacation home w/ main floor living on easy maintenance lot. Lrg front deck, lrg carport w/ easy access to covered side entry & private backyard entertaining area. Manufactured home w/ conventionally built addition of bright kitchen & family room w/ freestanding propane stove in addition to the large living room w/ propane stove, master suite, 2nd bedroom & darling main bathroom. Com pool, clubhouse & boat launch. MLS1517488 / $249,900

SOLD!

WELCOME TO THE MIGHTY HOUSE Much thought & planning went into the engineering & building of this Geotech delight. Views of Puget Sound, Cultus Bay, Seattle & Mount Rainier from Dining, Kitchen, Living, Master, Den/Guest, entertaining decks & a delightful view deck at the top of expansive staircase behind the house. MLS1497299 / $675,000 SOLD

December 2019

13

KNOWLEDGE ~ SERVICE ~ RESULTS

2014 WIAR REALTOR OF THE YEAR

Real Estate Broker Cell: 360.914.0105 Office: 360.221.1828 kimken@whidbey.com


Whidbey Island

John L. Scott Real Estate - Whidbey Island South / Envoy Mortgage

KNOWLEDGE ~ SERVICE ~ RESULTS

DAN GULDEN Real Estate Broker Cell: 206.854.3150 Office: 360.221.1828 dan@dangulden.com

• RESIDENTIAL • COMMERCIAL • LAND

LANGLEY ACREAGE Extremely rare opportunity to own 16.9+/- acres comprising two tax parcels (R32910-450-2770 & R32910-460-3100) near Langley. Pastoral meadow entrance leading to nicely tree’d rear parcel. Amazing potential for private estate property or develop. Front parcel is 6.9+/- acres, rear parcel is approx. 10+/- acres. Parcels being sold together. Front parcel had previous homesite with septic (no AsBuilt) & well (no data). MLS1459584 / $550,000

John L. Scott ~ In Langley’s Seaside Village

BRADSHAW Fantastic opportunity to build your dream house on this Harbor Golf Community lot. Spectacular views of Holmes Harbor, Cascades, plus the fairways. Power, sewer & water available at the street. MLS1278530 / $89,900

PENDING

UNDER CONTRACT

OAK HARBOR RAMBLER Fantastic opportunity! 3 bed rambler on 3.2+/- acres, convenient to Oak Harbor city center and Ault Field. Great flat acreage with fruit trees and endless options for animals or gardens. New carpet and interior paint and ready for your finishing touches. MLS1488795 / $309,000 UNDER CONTRACT GOSS RIDGE VIEW from the top of Whidbey! 5+/- acre on sunny & wooded Goss Ridge, with paved road & terrific privacy. Conveniently located to Langley & Freeland. MLS1255792 / $99,000

Envoy Mortgage, Ltd. NMLS #6666 State Lic. WA-CL-6666

• Conventional • FHA • VA • USDA • JUMBO • Refinance • “Seasoned professionals with over 25 years of Mortgage Lending experience, specializing in VA Loans”

SCOTT FROMME

Sr. Mortgage Banker NMLS #409800 office 360-639-4780 cell 360-969-2317

Sandra Farley

Laura Fromme

Irene Abercrombie

sfarley@envoymortgage.com

lfromme@envoymortgage.com

iabercrombie@envoymortgage.com

Home Loan Processor office 360-639-4775

Loan Originator Assistant office 360-639-4780

Loan Originator Assistant office 360-639-4782

sfromme@envoymortgage.com

520 E. Whidbey Ave, Suite 107 • Oak Harbor, WA 98277 360.639.4780 • www.envoymortgage.com 14

December 2019

Homes~Land ISLANDER


Whidbey Island

Windermere Real Estate - South Whidbey

360-331-6006

360-221-8898

5531 Freeland Ave. Freeland, WA 98249

223 Second St. Langley, WA 98260

Windermere Real Estate/South Whidbey

Windermere Real Estate/South Whidbey

SUNLIGHT SHORES

$279,000

Two-bedroom, 1.75-bath home that sits on extra large lot. Fresh paint, new carpeting. New craw insulation. Thermo pane windows. Large yard, outbuildings, covered rear bbq deck. #1526992 Bernadette Johnson 425-870-3828 / Ann Muniz 360-303-3367

LANGLEY

$349,950

Picture-perfect farm on 3.5± acres with fenced pastures, 3-stall barn and tack room for your horses. Manufactured home has 3 BR and new windows plus garden and fruit trees. #1526399 Nancy Rowan 360-821-9319 / Bryan McCourt 360-632-3770

LANGLEY

$510,000

View overlooking green rolling hills and open pasture. Beamed ceiling, tile and solid wood paneling frame the open living areas and remodeled kitchen and baths. #1540230 Christina Parker 360-661-1207

LANGLEY

$635,000

Well-appointed home on 10± acres. Features include main floor master, vaulted ceilings, spacious kitchen and natural light throughout. Two custom bungalows and equipment shed. #1533630 Dan Fouts 360-969-5957 / Bryan McCourt 360-632-3770

BUSH POINT

$850,000

PENDING

Classic Whidbey cabin meticulously updated over the years with modern touches and master on main. West-facing views of shipping lanes and gorgeous sunsets over the Olympic Mountains. #1528904 Dan Fouts 360-969-5957 / Louis Muniz 360-969-1028

BEVERLY BEACH

$1,198,000

Contemporary home with awe-inspiring waterfront views. Features include chef’s kitchen, radiant heat, and master bath with 96% efficient Russian fireplace. #1526164 Mary Matthew 360-914-1449 / Amy Rudometkin 808-463-4674

VACANT LAND

GREENBANK - $125,000 This lakeside property is ready for your dream home. Two lots combined gives you plenty of elbow room. Community amenities. #1514345 Mary Matthew 360-914-1449 / Amy Rudometkin 808-463-4674 FREELAND - $240,000 Cleared, sunny, flat acreage with nice tree buffer. Septic in, power at driveway, water close at hand, no hook-up fees, foundation dug. Architectural plans submitted at county and approved with active permits. #1531030 Elizabeth Steele 360-682-8028 BUSH POINT - $300,000 Bush Point cleared double lot with installed offsite drainfield allows for large building footprint. Views of big ships, sunsets and Olympics. Water line and power at property. #1528290 Steve Strehlau 206-819-3411 / Gordy Frederickson 360-914-2566

www.WindermereWhidbey.com Homes~Land ISLANDER

MLS™

December 2019

15


Whidbey Island

Whidbey Island Bank

HOME LOAN RATES AREHome LOW

Get pre-qualified today!

Loans

Local knowledge and exceptional service with every loan Contact one of our experienced mortgage loan officers. We look forward to helping you achieve your goals. Kelly Kutchick NMLS# 114203 Mount Vernon 360.757.5073

Brenda Bringhurst NMLS# 112615 Bellingham 360.527.9919

Kelly.Kutchick@ HeritageBankNW.com

Brenda.Bringhurst@ HeritageBankNW.com

Call or apply online today: HeritageBankNW.com | 866.374.7090 Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

Turn to the pros Many people are unsure of how to proceed when the time comes to buy or sell a home. Real estate professionals can provide all the advice you need during this important time in your life. These licensed professionals have solid training and background in the real estate market and in negotiating transactions. They have a professional obligation to be transparent and maximize the negotiating power of their clients. Realtors are experts in the local real estate market and can thus appreciate the nature and the value of the property you want to acquire or sell. They are also recognized for their technical and legal skills. In short, they will accompany you through every step involved in acquiring

16

December 2019

Trust the experts

or selling a home, choosing the most suitable Whether you’re selling or buying a home, insurance, or drafting a purchase agreement a real estate agent will make sure that the with the best possible terms. experience is a positive one for you. With the help of a real estate agent, you won’t have anything to worry about when selling your home. Whatever your constraints or timeline, your agent will build a plan of action with you in order to sell your property at the best price possible. They will carry out an evaluation of your home, advise you on how to present it in the best possible way, and select potential buyers. All types of advertising will be used to ensure the visibility of your home, including displaying it in real estate offices and in the print media and on the Internet.

PHOTO: JUPITERIMAGES / THINKSTOCK

Equal Housing Lender | Member FDIC

A realtor will help you to negotiate the purchase or sale of a home.

Homes~Land ISLANDER


Whidbey Buyers Realty

Homes~Land ISLANDER

Whidbey Island

December 2019

17


Whidbey Island

Homes-Land Islander

Tips and financial advice for buying a home Buying a first home is one of the biggest decisions a person will make during their lifetime. It is a process that needs to be followed with careful planning and consideration, never rushed.

18

will be able to estimate an acceptable debt level. This should not exceed 40 percent of your gross revenue, including all your existing debts.

Find out everything you can on the subject of mortgages and home-buying. For example, you should know that having a mortgage doesn’t always cost less than renting because a home owner must take into account both recurring and one-time expenses, such as municipal and school taxes, maintenance costs, property transfer duties, and legal costs.

DOWN PAYMENT In the past it was possible to borrow for a down payment, with a credit card, for example. This is no longer possible. That means you need to have accumulated some savings before getting into this type of acquisition. If you have an RRSP, it is possible to use that for your down payment through the federal government’s Home Buyers’ Plan (HBP).

If you have done your homework and decided to become a home owner, the next step is to consult a representative at your financial institution. Once you are clear about your assets and liabilities, you

HOME INSPECTION You’ve found the house of your dreams, but be careful! Following through with a decision to buy based solely on your feelings isn’t the best way to purchase a home. Have the house

December 2019

inspected before making an offer to buy, because if your offer is accepted you will be obligated to follow through with the transaction. Obviously it is to your advantage to work with a real estate agent who is subject to real estate law. He or she works for you and will be able to answer any of your questions concerning your purchase.

Homes~Land ISLANDER


Peoples Bank Home Loan Center

Homes~Land ISLANDER

Whidbey Island

December 2019

19


Whidbey Island

Whidbey View Homes

Rare Opportunity For An Outstanding 23.8 Acre View Property ...

PRI C E RE DUCED

!

...Unlike any other on Whidbey Island. The Ebey’s Prairie House is a custom designed, earth bermed 3 bedroom, 2.5 bath, 2,786 sq ft home situated on a ridge overlooking Historic Ebey’s Prairie in the heart of The Ebey’s Landing National Historical Reserve, with views across the prairie out to Admiralty Inlet, the snowcapped Olympic Mountain Range and beyond. WOW! The land has been put in a Conservation Easement where its beauty and magnificence will be forever protected from development. Pacific Northwest/ Frank Lloyd Wright style. Great Room Concept. Patios and Gardens. Barn/stable and outdoor Sauna. Property is currently an AirBnB. Absolute privacy. Too many amenities to list here. Come see for yourself. Fabulous!

MLS #1468022

Offered at $1,395,000

Specializing in Waterfront and View Properties Island Wide

Pamela Z. Hill, MCNE, CRS Owner • Designated Broker

20

December 2019

www.WhidbeyViewHomes.com 11 NW Coveland, Suite A PO Box 665 Coupeville, WA 98239 360-678-2095 Office 360-320-2411 Cell

Uncompromising Service for Exceptional Clients Located in the Historic, Waterfront District Homes~Land ISLANDER

Profile for Sound Publishing

Homes-Land Islander - December 2019  

i20191118120651333.pdf

Homes-Land Islander - December 2019  

i20191118120651333.pdf