September 2018
HOME & DESIGN TRENDS A guide to fall/winter home improvement and decorating on the North Olympic Peninsula
An advertising supplement produced by Peninsula Daily News and Sequim Gazette
2 Winterization advice 2 Interior design tips 2 Old kitchen sees new life
ON THE COVER
WHAT’S INSIDE
September 2018
A guide to fall/winter home improvement and decorating on the North Olympic Peninsula
An advertising supplement produced by Peninsula Daily News and Sequim Gazette
2 Winterization advice 2 Interior design tips 2 Old kitchen sees new life
03 05 06 08 10 12 14 16 18 20
Photo information:
HOME & DESIGN TRENDS Upper left: Tips to help you age
Clallam County PUD shares winterization tips everyone can use Surprising benefits of decluttering Local home and garden shows offer inspiration and advice Making the most of your interior spaces Interior designer proves a new build can be rich in character and function A dated kitchen receives a new life thanks to area designer Smart questions to ask when starting to shop for a mortgage Fire safety tips for heating your home this fall Smart changes for aging in place safely A local garden expert shares advice about saving annual plants
safely in your current home. Upper right: Kitchen undergoes a complete remodel with the help of a Sequim interior designer. Photo by Peter Walker Lower left: New build add charms and function with barn door. Photo by Phil Tauran Photography Lower right: Local expert offers winterizing advice.
HOME & DESIGN TRENDS is an advertising supplement published by the Peninsula Daily News & Sequim Gazette Advertising Department 305 W. First St., Port Angeles, WA 98362 peninsuladailynews.com | 360-452-2345 147 W. Washington St., Sequim, WA 98382 sequimgazette.com | 360-683-3311 regional publisher | Terry R. Ward general manager | Steve Perry advertising director | Eran Kennedy special sections editors | Brenda Hanrahan and Laura Lofgren
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Home & Design Trends
Expert advice for winterizing your home by MATTIAS JÄRVEGREN, Clallam County Public Utility District’s Utility Services Coordinator
Fall is approaching, and it is now time to start thinking about preparing for winter. You’re getting ready to pull out your sweaters and look for your hats and mittens at the bottom of the coat closet. But what about your house — is it prepared for the cold months ahead? You’ll be a lot less comfortable in the coming months if you haven’t prepared your home for Old Man Winter. As temperatures begin to dip, your home will require maintenance to keep it in tip-top shape. While it’s still a little warm and somewhat dry this is really the best time to start. Below are six tips to help you prepare your home for winter and eliminate energy waste. Always remember that you can contact your local PUD if you have any questions. Contact information can be found at the end of this article.
1. GET YOUR DUCTS IN A ROW
According to the U.S. Department of Energy, a home with central heating can lose up to 60 percent of its heated air before that air reaches the vents if ductwork is not well connected and insulated, or if it must travel through unheated spaces. Making sure exterior windows are well sealed before winter takes hold is an easy to way to save on heating bills.
>> WINTERIZING continued on Page 4
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That’s a huge amount of wasted money, not to mention an uncomfortable house.
2. INSULATE YOUR HOUSE
You need warm clothes to stay warm in the winter and so does your house. The only difference is that the warm clothes for your house is called insulation, and it is the most effective way to stay warm and eliminate energy waste. If you go into the attic and you can see the ceiling joists you know you don’t have enough insulation, because a ceiling joist is at most 10 or 11 inches high and you should have more insulation than that. The same goes for your floor insulation. There should be thick insulating batts in between your floor joists and with a digital camera, it’s easy to check your floor insulation levels. Just make sure the flash is on, and reach your arm down and take a picture of the underfloor.
3. CHECK THE EXTERIOR, DOORS AND WINDOWS
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Now is the time to take down the window screens and, if you have them, put up storm windows, which provide an extra layer of protection and warmth for the home. Storm windows are particularly helpful if you have old, single-pane glass windows. But if you don’t have storm windows and your windows are leaky or drafty, they should to be updated to a more efficient window. If you don’t have money to upgrade your windows now, there are some other things you can do that are low cost and fairly easy: • Inspect exterior for crevice cracks and exposed entry points around pipes. Seal them. • Use weatherstripping around doors to prevent cold air from entering the home, and caulk windows. • Switch out summer screens with glass replacements from storage. If you have storm windows, install them. • Install a window insulator kit. Basically, the kit is plastic sheeting that’s affixed to a window’s interior with double-stick tape. A hair dryer is then used to shrinkwrap the sheeting onto the window. (It needs to be removed in the spring.) It’s temporary and it’s not pretty, but it’s inexpensive and effective.
4. WRAP THOSE PIPES
A burst pipe caused by a winter freeze is a nightmare. Prevent it before low temperatures settle in. Peninsula Daily News & Sequim Gazette
Make certain the water to your hose bibs is shut off inside your house (via a turnoff valve) and the lines are drained. Also, you should install Styrofoam cups with a screw attachment to help insulate spigots. Next, go looking for other pipes that aren’t insulated or that pass through unheated spaces — pipes that run through crawlspaces, basements or garages. Wrap them with pre-molded foam rubber sleeves or fiberglass insulation, available at hardware stores.
5. REVERSE THAT FAN
Reversing your ceiling fan is a small tip that people don’t often think of. By reversing the fan’s direction from the summer operation and slowing it down, the fan will draw air up, helping to mix up the air in your home so it doesn’t stratify with warmer air by the ceiling and cold air by your feet. You can know if the fan is ready for winter by looking at it while it is spinning; if the blades are turning clockwise, then it’s setup for winter.
6. FINALLY, CHECK THOSE ALARMS
This is a great time to check the operation and change the batteries on your home’s smoke detectors. If not now, always change the battery when we switch daylight savings time. Detectors should be replaced every 10 years, fire officials say. Also, invest in a carbon-monoxide detector. Every home with some kind of combustion appliance should have at least one, located in the room with the combustion appliance. Once you’ve completed these energysaving measures, you can use the SmartHub app on your mobile device to track your energy usage from month to month and compare it to the same time last year. Charts also show the average temperature each month for a better comparison. The app is free to download, visit smarthubapp.com for details.
ABOUT THE AUTHOR
Mattias Järvegren is Clallam County Public Utility District’s utility services coordinator. “Clallam County PUD wants all customers residential, commercial and industrial alike to know that we are here to offer assistance when looking at eliminating energy waste,” Järvegren said. For additional information, visit ClallamPUD.net, email Utility.Services. Info@ClallamPUD.net or call 360-5653249 or 800-542-7859, Ext. 249.
Home & Design Trends
Surprising, numerous health benefits of decluttering by BRANDPOINT
Getting your house in order can be a struggle, especially as we age. Sorting through decades of belongings is often emotional and stressful, as questions and decisions pile up: Is this jewelry valuable? What should I do with all these tools I no longer use? Will this china set have sentimental value to my children? But while it can be exhausting, this effort to declutter and simplify can be worthwhile, not only for our homes but also for our health.
DECLUTTERING IS REALLY GOOD FOR YOU
Getting rid of things you no longer need or want may have a positive effect on mental health and also can make for a safer environment. It’s a sobering fact that every 12 seconds, according to the Centers for Disease Control and Prevention, someone over age 64 will fall and end up in the emergency room. Decluttering can help keep paths clear and obstacles to a minimum. A recent Indiana University study showed that people with clean houses are healthier than people with messy houses. Regular household chores like vacuuming and washing windows can be great physical activity. A tidy home also can mean we’re more likely to invite people over — prompting interactions that can help alleviate feelings of depression and isolation that can accompany aging.
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ter or table so it’s easy to review. Give shelves a good wipe-down and restock them with the necessities, putting go-to things within easy reach and donating or storing appliances and dishes that are used less often. Once you feel good about your progress in the kitchen, move on to tackle the garage, office and other spaces where belongings tend to pile up. Like closets! KEEP ONLY WHAT YOU WEAR THE MOST — Pick a handful of favorite outfits for everyday wear, social outings and special occasions, seasonal wear and wardrobe staples, and donate the rest. If it’s hard to part with handmade or other sentimental items, consider finding creative ways to remember them, such as TIPS TO GET STARTED making a memory quilt of old T-shirts or With these tips, decluttering doesn’t photographing special items for an album need to be a dreaded task: and then letting them go. DON’T JUDGE YOURSELF — It’s harder to STOP THE BUILD-UP BEFORE IT BEGINS — decide what to do with items that have Keep a recycling bin handy for unwanted been in the family for generations than it credit card offers and coupon packs before might be for millennials to decide what to they enter the house, and unsubscribe do with items from their college years. from magazines and newspapers if they TAKE IT ONE ROOM AT A TIME — According pile up unread. to a study by Moen, the most-cluttered Consider scanning or digitizing recipes, areas of a home are the garage, kitchen warranties, instruction manuals and and home office. memorabilia to clear away more piles of The kitchen is a good place to start the paper. decluttering process, because throwing At the end of the day, it’s OK to hang on away chipped dishes and expired spices to belongings that are near and dear to isn’t as taxing as wading through boxes of you. potentially important paperwork or perBut for items that don’t hold sentimensonal items. tal or functional value, kick-start a declutTake everything out of the fridge and tering mission today so you can enjoy a cupboards and spread it all out on a coun- tidier, safer home tomorrow. Home & Design Trends Peninsula Daily News & Sequim Gazette
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Local shows offer inspiration, advice, more Three upcoming events will provide homeowners with an overview of what is available on the Peninsula by PENINSULA DAILY NEWS
Looking for a few ideas on how to improve your home or landscape? Are you interested in meeting local contractors, service providers and designers? No need to worry. Several upcoming home improvement-based shows are planned on the North Olympic Peninsula early next year.
NPBA BUILDING, REMODELING AND ENERGY EXPO IN SEQUIM
The North Peninsula Building Association’s Building, Remodeling and Energy Expo will be held at Sequim High School, 601 N. Sequim Ave., on Saturday, Feb. 16, and Sunday, Feb. 17. As the largest building show on the Peninsula, the expo is one the best ways for building professionals to connect and share their expertise with large numbers of potential clients. The free expo will offer many exhibitor booths, demonstrations and giveaways in both school gyms and the cafeteria from 9 a.m. to 4 p.m. Saturday and 9 a.m. to 3 p.m. Sunday. Most booths will be set up in the north and south gyms. Demonstrations will take place in the cafeteria. Parking for attendees will be available along the school’s north side. NPBA will host a number of demonstrations and
Are you preparing for home and garden improvement projects? Don’t miss upcoming shows across the Peninsula.
workshops on both Saturday and Sunday. For additional information about the NPBA and its upcoming expo, visit npba.info.
21ST ANNUAL SOROPTIMIST GALA GARDEN SHOW IN SEQUIM
The 21st annual Soroptimist Gala Garden Show will provide inspiration for gardeners from all walks of life
Saturday, March 16, and Sunday, March 17. The gala will be held at the Boys & Girls Club, 400 W. Fir St., in Sequim from 9 a.m. to 4 p.m. Saturday, and from 10 a.m. to 4 p.m. Sunday. The show brings together products and professional services from horticulture and garden-related businesses to promote the Peninsula as a gardener’s paradise. >> LOCAL SHOWS continued on Page 7
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Clallam County Master Gardeners will present a speaker’s series to provide education and inspiration for gardeners of all levels. Music, food and a garden wagon raffle will round out the events of this garden gala. Admission costs $5 per person. Children 12 and younger receive free admission. The gala is presented by Soroptimist International of Sequim, which is celebrating more than 70 years of service to the community. The Soroptimist Gala Garden Show has its roots in fundraising for community scholarships, the Live Your Dream Award, a medical loan closet, First Teacher, Sequim Community Aid, Rose House, the Food Bank and the Boys & Girls Club — to name a few. Visit sequimgardenshow.com for additional information about the show.
CLALLAM COUNTY HOME AND LIFESTYLE SHOW IN PORT ANGELES
The free Clallam County Home and Lifestyle Show will be held in the Port Angeles High School gymnasium, 304 E. Park Ave., from 9:30 a.m. to 4 p.m. Saturday, March 16, and Sunday, March 17. Previous shows have featured more than 150 booths highlighting an array of services and products available from area businesses. Now in its 37th year, the Clallam County Home and Lifestyle Show is the largest two-day marketing event on the North Olympic Peninsula. An estimated 8,000 to 10,000 people from across the
region attend the show annually. The home improvement event is a bazaar of contractors and suppliers, service providers and recreational opportunities. Until 2015, the gathering was known as the KONP Home Show. Sponsored by KONP 1450 AM and 101.7 FM and Clallam County Public Utility District, the Home and Lifestyle Show is a showplace for businesses on the Peninsula and elsewhere to display their services and for prospective customers to gather information for spring and summer plans. The show is a perfect opportunity to market a business, educate the community about services offered or speak face-to-face with potential clients, according to show organizers. Exhibitors are available to help show attendees achieve “quality of life” in their home and lifestyle. Parking will be available in the student parking lots on the 200 and 300 blocks of East Park Avenue. A free shuttle will take visitors from parking areas to the gym. Visitors to the show will receive a free reusable shopping bag for as long as supplies last. Home improvement businesses will be on hand to offer information on gutters, bathroom fixtures, blinds, windows, roofing, lawn care equipment, landscaping, heating and cooling systems and more. Lifestyle businesses, such as fitness centers, home health and beauty products, also will be represented. The show attracts new businesses each year along with dozens of returning exhibitors, so the show offers something new to attendees each year.
The 2019 Clallam County Home and Lifestyle Show will be held Saturday, March 16, and Sunday, March 17, in Port Angeles High School’s gymnasium.
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Making the most of your interior spaces by KELLY FOX, CEO of Lumber Traders Inc. in Port Angeles
In the next month, children are settling into a back-toschool routine and summer is giving way to the crisp air and cooler days of fall. Fall and winter also bring shorter days and more time inside keeping warm. Making the most of your inside space this fall is all about making it your own. The right lighting, paint and wood finishes, and accents working together can keep the cold and grey outside where they belong.
LIGHTING MATTERS
Natural lighting is always going to be the best for making you feel better about the season, so open the drapes and let the light shine in. When you run out of daylight, the right bulb will make all the difference. Whether you use LED light bulbs, fluorescent lamps or traditional incandescent, the color from the bulb will change the color of the room. Daylight bulbs will have a much cooler blue hue as they give off the most light. Softer bulbs will have a warmer yellow feel. >> INTERIOR SPACES continued on Page 9
Providing plenty of lighting using the proper bulbs for your room can make a huge difference in the look and feel of your space.
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The only way we’re able to do any of this is because of the generosity of our agents. Every time they help someone buy or sell a home, a portion of their commission is donated to the Windermere Foundation. But it’s also thanks to our clients who make it all possible by choosing to work with Windermere. Thank you for enabling us to continue making a positive difference in the lives of our neighbors in need.
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<< INTERIOR SPACES continued from Page 8
CHOOSING THE RIGHT WALL COLOR Wall colors can really help make the most of your natural light. Choosing muted tones or soft colors on your window walls will bring the light in and extend the brightness and make your space feel better. A dark window wall in the fall and winter has very little light with curtains drawn shut or dark skies outside. Accent walls with richer, deeper tones will help give you the color and spice that keeps the space from being boring. The key is to use a small wall or otherwise dark wall for accent so that you do not distract from the natural light or darken the room even in good light. If you are trying a bold wall color for the first time, start small and grow as you see how the color effects the space.
Dark wooden furniture or dark fabrics also confine a space. Adding the right color accents with throws or pillows adds comfort and softness to almost any room. Seasonal decorations and colors to match for Thanksgiving and Christmas are easy ways to make the long winter feel a little shorter. When you are ready to brighten up the inside space with a fresh new color, bring your fabric samples and stain colors with you to the store to look at color swatches. If that is not practical, bring several samples cards home and look at them in the morning, afternoon and night to see how your specific environment changes the color. Your interior lighting choices will influence the look and feeling you get from the colors you choose.
THINGS TO REMEMBER
Fall and winter are already long enough. Hibernating in dark and grey space will make the days seem longer and the season last forever. Changing your lighting and your wall colors will help WHAT’S IN A STAIN? you see the beauty of the season while giving you If your home has wood trim or panels, the stain warmth to enjoy your space. color can bring warmth into your home during the If you need help getting the most of your lighting, try a rainy season. programable LED bulb that you can change with your Red and yellow tones that make the most of the natuColorful throw pillows can help brighten interior spaces and add smart phone to extend the daylight or make the most of ral colors in the wood add the most warmth, while darker an element of softness to almost any space. cuddling by the fire. brown tones appear colder and more distant. It is generally not as easy or practical to change stain colors like paint, so focusing on how you accent your space is the key to getting the most from it.
ABOUT THE AUTHOR
Kelly Fox is the CEO of Lumber Traders Inc., which is
the parent company of Angeles Millwork & Lumber Co., 1601 S. C St. in Port Angeles, and Hartnagel Building Supply, 3111 E. U.S. Highway 101 in Port Angeles.
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Classic barn door brings charm to this new build by BRENDA HANRAHAN, Peninsula Daily News
An empty nest led a Sequim couple to sell their family home and really think about what they wanted and needed in a house tailored for just two people. “This couple lived in their home for 25 years, raised their family and never made any major upgrades,” said Trisa Katsikapes of Trisa & Co. Interior Design. “Their home was nice for their lifestyle then, but with the kids gone the couple wanted the ease of living closer to town. When an opportunity to sell their home happened, they sold and made the decision to build a new home closer to town.” The couple wishes to remain unnamed to retain their privacy. Professionals including Ken Hayes Architecture, Trisa & Co. Interior Design and Shawn Gallacci of Childers & Bukovnic were recruited to assist the couple in the decision to create their dream home. “The collaboration between all parties created not only their dream home, but wonderful lasting relationships,” Katsikapes said. An open kitchen where family and friends could comfortably gather was high on the homeowners’ wish list. A barn door was a logical choice for the pantry area, and the homeowners are thrilled with the results. “A sliding barn door is more than an attractive accessory for the home,” Katsikapes said. >> NEW BUILD continued on Page 11
photo by PHIL TAURAN PHOTOGRAPHY A sliding barn door adds function and charm to this newly built home in Sequim.
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<< NEW BUILD continued from Page 10
“It saves space and eliminates the hassles of a pocket door, or worse yet, a swing door in a tight space.” The sheer thickness of the barn door eliminates worrying about accidentally driving a nail through it while hanging artwork made by grandchildren. “Barn doors are trendy, yes, but they are more functional in many situations than any other style of door. Doors shouldn’t be overlooked in interior design because they provide a sense of style in any type of interior,” Katsikapes explained. “Barn doors are not as heavy for seniors to handle. Because they glide on sturdy hardware, they can be much more accessible to ADA environments.” A large pantry tucked behind the barn door provides plenty of storage space and additional countertop space. The pantry leads to a spacious laundry room. Fun red countertops and black-and-white flooring and backsplashes compliment classic white cabinets. A fold-down ironing board, an oversized sink and hanging laundry bar are just a few of the details that make the laundry room a highly functional space.
ABOUT THE INTERIOR DESIGNER
Trisa & Co. is a full-service commercial and residential design firm assisting clients with challenges, including selection of architectural details and finishes, collaborating with architects and builders, decorating a functional beautiful space with furniture, fabrics, accessories and creating custom pieces tailor-made for a living space. Visit trisa.co for additional information.
photo by PHIL TAURAN PHOTOGRAPHY This spacious and functional laundry room includes plenty of white cabinets, classic red countertops and fun black-and-white flooring.
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before & after
A DATED KITCHEN IS REVIVED WITH COLOR, LIGHT AND FUNCTION story by BRENDA HANRAHAN, Peninsula Daily News and photos by PETER WALKER
When Randy and Laurie Brown purchased a house in Sequim’s Bell Hill area, they knew a few remodeling projects would be required to make it their dream home. The meticulously maintained Craftsman style-home had great bones, but the house had not been remodeled since it was built in 1991. A feature that attracted the Browns to the home — a kitchen with an adjacent working fireplace — needed a cosmetic update. During a previous kitchen remodel, the Browns were willing to stretch their design wings. But with this remodel, the couple felt it was important to complement the integrity of the Craftsman elements of the home. The couple tapped Tina Lemcke, owner of Fresh Aire Designs and Fieldnotes in downtown Sequim, to guide them through the design and remodeling process. The Browns originally thought a fun-colored, retro-style Smeg refrigerator
would add a quirky pop of color. They wanted to add some life to the dark and very dated kitchen. But Lemcke’s suggestion of a purchasing a glass-door stainless steel refrigerator took the inspiration for the room in a fresh new direction. Soon other appliances were selected, and decisions about paint and tile color and flooring options were made. >> KITCHEN continued on Page 13
ABOVE — The kitchen was dark and dated before homeowners Randy and Laurie Brown recruited designer Tina Lemcke to renovate the space. TOP AND LOWER RIGHT — Following the remodel, the kitchen’s layout makes better use of space while overhead lighting and a pop of color lighten things up.
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Peninsula Daily News & Sequim Gazette
Home & Design Trends
ABOVE — Plenty of wall cabinets, an efficient restaurant-style convection oven and a large sink make the kitchen functional and stylish. LEFT — Elegant glass pendants over the kitchen island supply much-needed lighting, while a glass-front stainless steel refrigerator and open shelving create an open feel.
simple and functional. Backless stainless steel-colored swivel bar stools add “The most difficult part of the project was finding a seating options at the island. local contractor with a schedule opening,” Lemcke said. The before and after photos of the kitchen show a “Local contractors are super busy and in high demand.” dramatic change. Thomas and Chris Rodocker of Rodocker Woodworks in “Tina was quick to solve opening up the space and Port Angeles were hired and began working with the integrating the remodel to look like it was original to the homeowners and Lemcke on the project. house,” Laurie said. “Thomas and Chris went above and beyond,” Lemcke The room’s appliances were inspired by the slightly said. “From building and installing cabinets to making non-traditional commercial arena that makes cooking in exterior doors, their skills, professionalism and enthusithe space extremely functional, yet fun. asm during the project was amazing.” “With its open concept, we were able to increase funcFrom developing the design concept to placing the tionality and engage and allow more people to use the final accessory, the remodel took about eight months space making it the gathering hub of the home,” to complete. Lemcke said. “Due to area contractors’ expertise in their fields, everyone is extremely happy with the final result,” ABOUT THE INTERIOR DESIGNER Lemcke said. Tina Lemcke’s interest in interior design started at a The pop of color the Browns desired was achieved by very early age thanks to her talented parents. Lemcke’s suggestion of painting the island a bold shade “My mother started me on this journey with her sense of green. of style and passion to redecorate often,” Lemcke said. “The stainless steel appliances, gray tile and neutral paint are simple and elegant,” Lemcke said. “We needed a bold statement color. Painting the island green was perfect for the space and adds that quirkiness the Browns were originally seeking with the retro-style Andy Hines refrigerator.” (360) 461-1405 The island also features plenty of storage with cabinets, drawers, open shelving and even handy cubbies to stash bottles of wine and water. PO Box 2956 The stainless steel top for the island, made by Copper Sequim, WA 98382 Creek Fabrication in Carlsborg, created a functional workspace while complementing the kitchen’s appliances. “Copper Creek Fabrication also fabricated the main Where Love Lives countertop and backsplash, which is impressive because it is one seamless piece of stainless steel,” Lemcke said. www.HinesHomesLLC.com • HINESH*864QL Cabinet and drawer handles and pulls were kept << KITCHEN continued from Page 12
“My father, too, was a big influence, having made his lifelong career in the field of art and design.” Lemcke is the owner and designer of Fresh Aire Designs within Fieldnotes. The downtown Sequim shop recently celebrated its fifth anniversary. Before Fieldnotes, she was co-owner and founder of Fiddleheads in downtown Port Angeles for nine years. “It is within the retail marketplace that I’ve been able to hone my skills and help people realize their dreams,” she said. “It is an honor, whether it’s in the shop picking their brains and offering solutions or in the privacy of their homes. I find this work both challenging and rewarding.” Lemcke is finishing a course to be a certified paint color expert with Benjamin Moore and Sherwin-Williams. To contact Lemcke, phone 360-683-8208.
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Smart questions to ask when starting to shop for a mortgage
Your Renovation Vision. Realized. HomeStyle Renovation
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Buying a home is a major financial commitment. It’s exciting, but it also can be confusing and overwhelming. Choosing the best mortgage that fits your needs is an important first step, and first-time homebuyers in particular should research the many options and know the right questions to ask. Here are some questions to ask a lender that will help you make an informed mortgage decision: >> MORTGAGE continued on Page 15
Conventional Conventional Conventional FHA, VA, USDA, FHA 203(k) FHA, VA, USDA, FHA 203(k) FHA, VA, USDA, FHA 203(k) Reverse Mortgages Reverse Mortgages Reverse Mortgages Manufactured Manufactured Manufactured Down Payment Assistance Down Payment Assistance Down Payment Assistance
Program Highlights Home questions improvement project can beask rolledlocal into the loan and when the available loan amount isabased on what the appraised Dreaming of purchasing a home? There are several you costs should lenders considering mortgage. value of the home will be after the improvements are completed. Examples of acceptable project types include: • Flooring upgrades • Solar and HVAC system installation • Kitchen and bath remodels • In-ground pool installation and repair • Landscaping and outdoor kitchens • Structural /foundation repairs • Roof and gutter replacement and repair • Room additions and relocation of load-bearing walls • Window repair or replacement
• Conventional, FHA, VA,Guideline USDA,Highlights FHA 203(k), purchase and• refinance Purchase and refinance of owner-occupied, second• Maximum $417,000 loan amount home and investment properties purchase and • Minimum 640 credit score for owner-occupied home • Reverse Mortgages, refinance • Eligible property types include attached and detached • Minimum 720 credit score for second-home and • Manufactured on land, purchase and refinance single family residences,homes condos, and PUDs investment residences • 1 to 4-unit properties (LTV and occupancy restrictions • 15and 30year fixed rates, all eligible ARMs available • HUD-184 Native American Home Loan Program, apply) • Loan-to-Value and down payment vary based upon purchase refinance • Renovationand costs are limited to 50% of the “as occupancy and credit score. completed” appraised value of the home. • Borrower must choose own contractor for renovation • Renovation mortgages, purchase and refinance
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Cherry Creek Mortgage Co., Inc. NMLS# 3001. Loan products are not available outside of WA. The material provided here is intended as educational and informational only and © 2014 Cherry Creek available Mortgageproducts. Co., Inc. This Company 3001. Loantoproducts are not availablebyoutside of WA. Cherry Creek Mortgage is not endorsed does constitute anCopyright offer Inc. to lend or to3001. recommend is not NMLS# anofadvertisement extend credit as isdefined Regulation Z nor an informational application foronly credit CherrynotCreek Mortgage NMLS# Loan are notof available WA.ofThe material here intendedFederal as educational and by,Co., nor acting on behalf of or products at the direction the U.S.outside Department Housing andprovided Urban Development, Housing and Administration, the Veterans as defined by RESPA/Regulation X. All applications areavailable subject toproducts. underwriting guidelines and approvaltobased on credit the credit, assets,byvalue of subject property and borrower’s does not constitute an offer to lend or to recommend This is not an advertisement extend as defined Regulation Z nor an application for credit Administration, the3001. U.S. Loan Department Agriculture or the Federal Government. Thisprovided materialhere is informational and is not offer to lendonly or recommend Cherry Creek Mortgage Co., Inc. NMLS# productsofare not available outside of WA. The material is intended asonly educational andaninformational and ability to repay. Not allavailable applicantsX.are eligible for orare qualify for all loan products offered. Alland loan programs, terms and conditions arevalue subject to change without is not anavailable advertisement to This extend credit as defined by to Regulation Z, nor application for asproperty defined bynotice. RESPA/Regulation X. All as defined by RESPA/Regulation subject toproducts. underwriting approval based on credit the credit, assets, of credit subject and borrower’s does not constitute an offer to products. lendAll or applications to This recommend isguidelines not an advertisement extend asandefined by Regulation Z nor an application for credit applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all Rev. 8/21/14 ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice. as defined by RESPA/Regulation X.informational All applications are subject to underwriting guidelines and approval basedan on the credit,to assets, valueor of subject property and borrower’s intended as education and only; this does not constitute offer lend to recommend available products. applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice. ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice.
Cherry Creek Mortgage Co., Inc. NMLS# 3001. Loan products are not available outside of WA. The material provided here is This is not an advertisement to extend credit as defined by Regulation Z nor an application for credit as defined by RESPA/ Regulation X. All applications are subject to underwriting guidelines and approval based on the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for all loan products offered. All loan programs, terms and conditions are subject to change without notice. Cherry Creek Mortgage Company is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department, Federal Housing Administration or the Federal Government. HUD-184 eligibility requires primary borrower must be an enrolled member of a federally recognized tribe. This material is not from HUD or FHA and the document is not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented.
14
September 2018
Peninsula Daily News & Sequim Gazette
Home & Design Trends
<< MORTGAGE continued from Page 14
HOW MUCH CAN I AFFORD?
A home affordability calculator can help you get an idea of what you might be able to afford and keep your monthly payments within your budget. In addition to recurring expenses, such as car payments, student loans, credit cards and disposable income, be sure to consider other monthly expenses related to the new home, including association fees, homeowners’ insurance, utilities and property taxes. Further, some types of mortgages have firm eligibility cutoffs related to the ratio between a buyer’s total debt amounts and their monthly income.
HOW MUCH DO I NEED FOR A DOWN PAYMENT?
It’s a common misconception that a 20 percent down payment is required to buy a home. Let’s face it. A 20 percent down payment is a lot of money, and often the largest obstacle for homeownership, especially for first-time buyers. You can qualify for a conventional mortgage with as little as 3 percent down. Conventional mortgages originated with a low down payment, which is defined as less than 20 percent, require private mortgage insurance (MI) until approximately 20 percent equity is established through either monthly payments or home price appreciation. When mortgage insurance cancels, your monthly mortgage bill is reduced.
It is important to know that not all forms of MI are created equal. Private mortgage insurance is temporary and cancelable but the overwhelming majority of mortgages backed by the government’s Federal Housing Administration (FHA) contain insurance that cannot be canceled.
WHAT IS THE INTEREST RATE AND IS IT A FIXED RATE?
Most first-time homebuyers go with a 30-year fixedrate mortgage, which locks you into an interest rate with steady, predictable payments. Different lenders might offer different rates, so make sure to contact several lenders to ensure you’re getting the best option available in the market. A rate lock protects you from rising interest rates while the loan is being processed and lasts for a specific amount of time. In addition, make sure you know whether the rate is fixed or “adjustable.” Adjustable rate mortgages, commonly referred to as “ARMs,” result in periodic adjustments in the interest rate based on the lender’s cost of credit and can be detrimental to homeowners in rising interest rate environments. Finally, ask if you are paying for “points” to reduce the interest rate. It’s an added upfront cost paid at closing, but it results in a lower rate for the life of the loan.
DOES MY CREDIT SCORE MATTER?
Yes, generally stronger credit scores (FICO 720 and above) come with better interest rates, but there are
mortgage options for those with imperfect scores. When you apply for a mortgage, your credit record is used to help determine your approval and mortgage terms, but it is not the only thing lenders consider. A lender also will look at your debt-to-income (DTI) ratio, cash reserves and other factors to help gauge your overall creditworthiness.
SHOULD I GET PRE-APPROVED FOR A MORTGAGE?
The short answer is always yes. Pre-approval means you receive a conditional commitment from a lender up to a specific loan amount. In a seller’s market with tight housing supply, being pre-approved demonstrates that you are a serious buyer with access to mortgage financing. To become pre-approved, you’ll provide your lender with information on your income, assets, debts and credit history to analyze your financial profile and determine your creditworthiness and amount you can borrow to purchase a home. Make sure to know your options and choose the one that works for you. Check out lowdownpaymentfacts.org to learn more.
LOCAL HELP AROUND EVERY CORNER The Olympic Peninsula offers a wealth of mortgage specialists to answer your questions. Local companies will help guide you through the process and can connect you to others to assist in purchasing your dream home.
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September 2018
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Fire safety tips for heating your home in the fall by TRISH TISDALE, a volunteer EMT with Clallam 2 Fire-Rescue
As the leaves begin to change color, the autumn weather brings its cooler temperatures. People start using their heating sources that have sat dormant for the past few months. A substantial number of structure fires occur in January in February, often caused by heating fires. Here are some important fire safety tips to remember as you heat your house this fall and winter.
CHIMNEYS, STOVES & FIREPLACES
According to the National Fire Protection Association, heating equipment fires account for about 15 percent of all reported home fires (second behind cooking). The leading cause of these home heating fires was failure to clean chimneys. “Make sure your chimney is clean before you start the burn season,” said Mike DeRousie, assistant chief with Clallam 2 Fire-Rescue and owner of the Spa Shop and Pellet Heat Company in Port Angeles. Chimney fires are primarily caused by the creosote that has built up in your chimney catching on fire. Chimneys should be cleaned annually. Creosote sweeping logs can help to reduce early creosote buildup, but only to some extent. They are not a replacement for chimney cleaning. A common mistake people make is not properly disposing of ash. “When you clean out the ash, put it in a metal bucket away from the house,” DeRousie said. “Some people put it in a plastic bin or place the bucket on the porch and it catches on fire.” Place the metal bucket of ash on the ground, out of the wind and away from combustible material such as decks,
3 3 6 6 3 0 0 6 • 3 • 0 6 6 3 6 • 8 0 6 8 6 1 • 0 1 8 6 • • 1 8 2 6 2 • 1 4 8 4 2 • 4 1 4 43 2 2 •6 2 4 40 2 2 4• 4 26 4 28
TEST YOUR ALARMS
Test your smoke alarms and carbon monoxide detectors and replace the batteries. A general rule is to change the batteries the same time you adjust your clocks for Daylight Saving Time. >> FIRE SAFETY continued on Page 17
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No matter what your heat source is, make sure your heating systems are in working order before it gets too cold, whether you use a furnace, pellet stove, gas stove, etc. Have your heating system inspected and cleaned. Ductless heat pumps are a very safe heating source, but they also need regular cleaning and maintenance.
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wood siding and dry grass or brush. Also make sure the fire is cool before you clean out the ash. DeRousie noted that people should only burn seasoned firewood. “Green wood will cause more creosote buildup in your chimney,” he said. Don’t overload your fireplace with wood. A large fire generates more smoke, which also can create more creosote. If you have a wood stove, it should have adequate clearance from combustible surfaces. When the fire is out, do not close your damper with hot ash in the fireplace. This can cause the fire to heat up again, potentially sending carbon monoxide into the house. As with any type of fire, never leave a fire unattended and always keep children and pets at a safe distance from the fire.
Home & Design Trends
<< FIRE SAFETY continued from Page 16
Test the alarms by pushing the test button monthly to ensure both are properly working. Carbon monoxide — or CO — can build up through the use of wood stoves and generators. Without proper ventilation, CO can build up indoors. Your body begins to replace the oxygen in your red blood cells with carbon monoxide, resulting in carbon monoxide poisoning. Carbon monoxide poisoning causes headache, dizziness, nausea, shortness of breath, weakness and confusion. It can eventually cause loss of consciousness and even death. According to the Centers for Disease Control and Prevention, more than 400 Americans die from unintentional CO poisoning each year.
OUTSIDE THE HOME
Are you getting firewood ready to heat your home this winter? Don’t store firewood next to your house. While you might enjoy the convenience of not having to walk very far to get a new piece of firewood, that wood pile could be disastrous during a fire. Wood piles should be located at least 30 feet from the home. As trees lose their leaves and the debris gathers in your gutters and on your roof, be sure to keep them clean and clear. Gutters filled with leaves and twigs can back up, feeding more fuel to a fire.
SPACE HEATER SAFETY
National Fire Protection Association statistics show
GENERATOR SAFETY
Improper generator use might cause carbon monoxide poisoning, electrocution or even fire. Never use a portable generator in a garage, carport, basement, crawl space or other enclosed or partiallyenclosed area, even with ventilation. This can cause a building up carbon monoxide. Place the generator away from windows, doors and vents that could allow carbon monoxide to come indoors. Allow your generator to cool down before refueling or storing. Don’t overload your generator. If you draw more power than it can produce, you might blow a fuse and damage equipment.
photo provided by CLALLAM 2 FIRE-RESCUE Clallam 2 Fire-Rescue firefighters inspect the roof of a Port Angeles home following a chimney fire.
BE SAFE DURING A FIRE
While we can do our best to minimize the risk of a fire, everyone needs to know how to act in the unfortunate event of a fire. Be sure to review fire safety and escape plans with your family, especially children.
ABOUT THE AUTHOR
Trish Tisdale is a volunteer EMT with Clallam 2 FireRescue in Port Angeles. She has been an EMT since 2003 and also has served as a firefighter, rescue diver and wildland firefighter.
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that the leading factor for fatal home heating fires was heating equipment too close to flammable items, such as upholstered furniture, clothing, mattress or bedding. A safe distance is especially important when using space heaters, which frequently are used too close to flammable objects. Space heaters can quickly and easily heat up a small area, but they should be used with caution. Never run the cords under carpets or rugs. Avoid using extension cords and be sure not to overload the circuit. Place heaters on a stable surface where they can’t be knocked over easily, preferably the floor. There should be at least three feet of clear space around them. Do not leave a space heater unattended, and turn it off when going to sleep.
Visit our website www.nwhomegallery.com Home & Design Trends
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September 2018
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Smart changes for aging in place safely by BRANDPOINT
American household demographics constantly change. With children grown and moved out, many adults are considering remodeling their homes to meet their future needs. This has inspired the idea of aging in place, meaning the desire to have a high quality of life in your home as you get older. In the United States, it’s a desire shared by many. According to the AARP, 87 percent of adults age 65 and older want to stay in their current home and community as they age. Furthermore, among people age 50 to 64, 71 percent of people want to age in place. The desire to age in place typically requires making thoughtful updates to a home to accommodate changing senior needs. Multigenerational households also are changing for older family members. Sometimes it’s necessary to have elderly relatives move in to your home for them to thrive. Adult children will opt to make remodeling updates so spaces are safe, comfortable and accessible for all. Whether you’re remodeling for yourself or a family member, there are many things to consider. Making changes where it matters most will help transform the Tackling small and thoughtful remodeling projects in your home now may help accommodate your needs as you age. household into a secure space for aging adults. for seniors, but if you are updating hallways, make sure That means the bedroom, bathroom and kitchen can be accessed without having to travel to different levels of they are at least 36 inches wide for easy maneuverability. SINGLE-STORY LIVING the home. Having all rooms on a single story is the ideal layout Keep in mind, open-concept designs can be beneficial >> AGING IN PLACE continued on Page 19 for senior living.
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BATHROOM ADDITIONS
Adding a bathroom to facilitate singlestory living might seem impossible if you don’t have existing drainage. However, it is feasible and doesn’t require costly demolition. You can add a complete bathroom where no drainage existed before thanks to above-floor plumbing features like a macerating toilet and drain pumps.
BATHROOM SAFETY
nice way to provide them with everything they need. It also will ensure that everyone has their desired privacy in the home. Again, don’t let drainage limit your remodel plans. Add a modest kitchen setup using new drainage technology that will pump wastewater away from a variety of sources, such as a kitchen sink, laundry sink and washing machine.
RAMPS AND STAIRS
There might be spaces in a home where you can’t avoid installing a ramp or stairs. Bathrooms are one of the most dangerThe entryway is one such area. ous rooms in a home, particularly for For stairways, install handrails on both those age 65 and older who are more sides and add contrast strips to help preprone to falls. vent tripping and stumbling hazards. When remodeling, add wall supports, For ramps, the National Association of such as grab bars in the bath, shower and Home Builders recommends slopes no by the toilet. For showers, a fold-down seat and hand- greater than 1-inch rise for each 12 inches in length, a 2-inch curb for safety and a held showerhead can add comfort. A wall-hung sink adds space below and 5-foot landing at the entrance. All ramps or stairs should have adecan make it easier to clean and move quate lighting for easy visibility. around. Avoid using rugs and instead install slip-resistant flooring.
KITCHEN ADDITIONS
Redesigning your home with a motherin-law suite for aging relatives can be a
AMPLE LIGHTING
As vision decreases with age, lighting becomes a critical element throughout a home. >> AGING IN PLACE continued on Page 20
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*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. *The Wells credit with card is issued Bank, N.A., an Equal Housing Lender. Special termsFargo apply toHome qualifyingProjects purchases charged approved credit.by TheWells special Fargo terms APR will continue Special topurchases qualifying purchases charged withfor approved The special terms APR will continue to applyterms until all apply qualifying are paid in full. The monthly payment this purchasecredit. will be the amount to that apply until qualifying purchases are paid full. The monthly payment will pay forall the purchase inyou full in equal payments duringinthe promotional (specialTrane terms) period.for Thethis APRpurchase will be the amount when purchase qualifying equipment that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. forFor Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum Forinterest new charge accounts, for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum will be the $1.00.APR This information is accurate as of 3/13/2018 and is subject to change. For current interest charge be $1.00. This is accurate 3/13/2018 and is subject to change. For current information, call uswill at 1-800-431-5921. **Seeinformation your independent Trane Dealerasforofcomplete program eligibility, information, callrestrictions. us at 1-800-431-5921. **See your independent Trane for complete *The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equalprogram Housingeligibility, Lender. dates, details and Special financing offers, offers vary by equipment. All sales mustDealer be to homedates, and restrictions. financing offers, vary by equipment. All sales must homeSpecial terms apply to qualifying purchases charged withoffers approved credit. The special terms APRbe willtocontinue ownersdetails in the United States. Void whereSpecial prohibited. Offer expires 12/31/2018. owners in the States. Void where prohibited. Offer expires 12/31/2018. to apply until allUnited qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum *The Wells Fargo Projects credit card is issuedasby Wells Fargo Bank, N.A., an Equal Housing interestHome charge will be $1.00. This information is accurate of 3/13/2018 and is subject to change. For current LICENSED & INSURED | LICENSE# AIRFL*1206DG at 1-800-431-5921. **See your independent Trane Dealercredit. for complete LICENSED &usINSURED | LICENSE# AIRFL*1206DG Special termsinformation, apply to call qualifying purchases charged with approved Theprogram specialeligibility, terms APR will co dates, details and restrictions. Special financing offers, offers vary by equipment. All sales must be to hometo apply until owners all qualifying purchases paid in full. The monthly payment for this purchase will be the a in the United States. Voidare where prohibited. Offer expires 12/31/2018. We’re ready to help, 24/7
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<< AGING IN PLACE continued from Page 19
Consider adding windows and skylights for plenty of natural light. Swap brighter bulbs and add adjustable features that allow you to customize for frequently used spaces. Finally, add motion lights to hallways and bathrooms for easy evening use. Hard-wired lights are preferred to plug-in options, but if you must have cords, make sure they are hidden or secured to the ground. When aging in place matters to you or your family members, these guidelines can help you remodel wisely. Smart updates will help you enjoy your home today and thrive in the future.
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photo by JEANETTE STEHR-GREEN Trailing or hanging fuchsias can be overwintered with a little effort and care.
Is it time to say goodbye to those garden annuals?
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They will live for more than a year if given the chance, but they are not frost tolerant. Thus, if left outside over the winter, they will die (and become annuals by default).
story by JEANETTE STEHR-GREEN, WSU-certified Clallam County Master Gardener
Many plants sold as garden “annuals” are actually perennials in warmer climates.
>> GARDEN ANNUALS continued on Page 21
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ARE THERE ALTERNATIVES TO OVERWINTERING GARDEN ANNUALS IN THE HOUSE?
<< GARDEN ANNUALS continued from Page 20
Some gardeners try to avoid this chilling end by moving their favorite “annuals” indoors before the first frost. Overwintering plants indoors helps stretch a tight gardening budget; plants successfully overwintered don’t have to be bought again the following spring. Overwintering also can ensure access to particular plant varieties. Cultivars come and go as nurseries develop (and market) newer and better varieties each season; there’s no guarantee that a favorite cultivar will be available next season unless you save it yourself. Probably the best reason to overwinter outdoor plants is that they will give you something to care for during the cold, dreary days of winter; tending these plants can help satisfy that gardening urge and tide you over until the growing season begins again. But the indoor overwintering process is not always successful; the plants often struggle and ultimately die. And it does take effort on your part. There are other ways to save annuals over the winter. (See story “Are there alternatives to overwintering garden annuals in the house” on this page). If you decide that bringing garden annuals into your living space is the best way to go, consider these tips for increased chances of success. Be choosy about the plants you bring in. Plants already in pots are much easier to save. You don’t have go to the trouble of digging them up; furthermore, they will not sustain the considerable root damage (and shock) that occurs during digging. >> GARDEN ANNUALS continued on Page 22
story and photos by JEANETTE STEHR-GREEN, WSU-certified Clallam County Master Gardener
Let your tuberous begonia go dormant over winter. Stop watering it in the fall and let it die back. Before the first frost, remove the tuber from the soil and store it in a warm, dry place. Replant it in spring after the danger of frost has past. 892199672
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Overwintered plants are rarely as beautiful indoors as they were outdoors. At best, they fail to flower, and often get spindly as they reach for the light, turn pale and drop leaves. Is this something you want to look at all winter? If not, there are alternatives to bringing favorite annuals indoors. First, check the hardiness rating of the plant to see if it might survive outdoors. For a plant to survive in a pot outside, it should be two zones hardier than the climate zone in which you live because the soil in the pot will freeze more quickly than in the ground. For instance, if you live in USDA Zone 8, then the plant has to be hardy to USDA Zone 6 to survive sitting in a pot outside. If a potted plant is sufficiently hardy for your climate but not hardy enough to remain on the deck or patio, another option is to move the plant to a protected outdoor location and sink the pot into the soil. Soil is a great insulator and will protect the plant’s roots. A 3-inch layer of organic mulch on top of the soil will provide further protection for the roots.
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>> ALTERNATIVES TO OVERWINTERING continued on Page 23
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<< GARDEN ANNUALS continued from Page 21
Plants that do well in moderate light intensity also are good choices because they will adapt to indoor conditions more easily than plants that need full sun. Garden plants often recommended for overwintering include fibrous begonias, bougainvillea, coleus, fuchsia, geraniums, impatiens, ornamental sweet potato and selected herbs (including parsley, rosemary, lavender, chives and thyme). Save only the healthiest plants. Never overwinter plants that have pests or diseases because they are more likely to languish and die. Worse yet, their problems could spread to other plants in your home. Check plants carefully before bringing them in. Some pests such as aphids and spider mites are difficult to see. Look for the following signs of diseases and pests: • Curly, misshapen leaves • Shiny, sticky leaves (“honeydew,” which is excreted by aphids) • Discolorations or spots on leaves that are not usual for that variety • Leaves that look water-soaked • Poor growth You can mess with trying to rid a plant of these problems, but the best advice is to toss it out. Acclimate your outdoor plants to indoor conditions gradually. Before bringing plants permanently inside, move them to a shady spot in your garden, such as under an awning or tree for an increasing number of hours each day. Continue this process for about a week to 10 days. Most annuals don’t like temperatures below 45
Geraniums are one of the easiest plants to overwinter in unheated garages or basements and to propagate through cuttings.
degrees, so start the acclimation process when temperatures consistently dip below 50 degrees overnight. Before bringing in a plant, clean it up. Remove dead or damaged leaves and spent flowers. Gently spray the plant with a garden hose and give the pot (and the saucer in which it sits) a good scrub. Consider pruning back the plant, especially if it is quite large; you can remove up to one-third of the leaf
mass without significantly impacting the plant’s health. When you finally bring the plant inside, isolate it from your other houseplants. Although you inspected the plant for pests and diseases, it is easy to miss both. Prevent the spread of these problems to resident houseplants by isolating the new arrival for a few weeks. If it shows signs of diseases or pests, throw it out. >> GARDEN ANNUALS continued on Page 23
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of being moved indoors. Cuttings should be about 3 to 4 inches long and include the tip of the stem and two or three sets of leaves. Remove the bottom set of leaves (new roots will often develop from this area) and stick the stem into a container of good-draining potting soil. Keep the soil slightly moist and place the cuttings in bright, but indirect light. Once the cuttings form roots, they can be placed in direct sunlight for good growth. Cuttings will need to be repotted before being moved outdoors and slowly exposed to outdoor conditions. But in no time, they will be as big (and beautiful) as the original plant.
<< GARDEN ANNUALS continued from Page 22
Locate the plant in the sunniest spot in your house. The ideal placement will be in a south-facing window followed by an east-facing window. If you are motivated, supplemental lighting will help. Water and fertilize judiciously. Plants will grow more slowly indoors than they did in strong outdoor light, and the pots will not dry out as quickly; therefore, the plants will not need as much water or fertilizer as they did on your deck or patio. Water only when the soil is dry to the touch. Fertilize when the plants show signs of growth, usually when the days start getting longer. As the weather warms, it is time to think about moving overwintered plants outdoors again. Just as you did when you moved them indoors, expose the plants to the new conditions gradually. Move them first to a protected outdoor spot for a few hours each day. Slowly increase the sun exposure and time outside. Once the threat of frost has passed, place the plants outside permanently. Be aware that no matter how careful you are, most outdoor plants that are moved indoors will not thrive or flower as they did outside. But by following these steps, your favorite annuals are more likely to survive the winter and bring joy to you, the gardener, for another season.
Rosemary goes dormant in winter, making it easy to overwinter. << ALTERNATIVES TO OVERWINTERING continued from Page 21
If plants need to come inside, there are two other options. Some perennial plants go into a dormant state during the winter and will survive in a cool and dark location, such as an unheated garage or basement. Lavender, rosemary and geraniums overwinter well in this manner. Plants that go dormant require very little light, water or attention from the gardener to survive. About the only care needed will be intermittent watering when the soil is completely dry. By the end of the winter, the plants will look pretty ABOUT THE AUTHOR ragged, but since they are in your garage, you probably Jeanette Stehr-Green has been a WSU-certified Clalwon’t care. lam County Master Gardener since 2003. Once the weather starts to warm, they will begin to Stehr-Green writes gardening articles for both the Pengrow. When all danger of frost is past, they can be insula Daily News and the Sequim Gazette and participinched back and moved outside. pates in a monthly gardening call-in program on KONP. A final option is to start stem cuttings from the plant She enjoys teaching others about a variety of gardening (and discard the plant itself). Cuttings take up less space topics including houseplants, container gardening, vertebrate pest control, and growing berries on the Peninsula. than a potted plant and are less likely to suffer the shock
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