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NSL 2011

vol 5 #2

TABLE OF CONTENTS Publisher Ron Simmons

Planning Your Move.......................... 6

Account Executives

Apartment Living............................ 14

Phyllis Date Susie Stoltz Nancy Anderson

Graphic Design Rob Ripley Diana Nelson

Advertising Coordinator

Your Home/Lifestyle........................ 18 Healthcare/Senior Living................22 Education....................................... 28

Susie Stoltz

Activities & Entertainment..............32

Sound Publishing, Inc. dba Little Nickel 9930 Evergreen Way, Suite X105 Everett, WA 98204

800-869-3884

North Sound Living | Volume 5 â€˘ No. 2

NSL 2011

vol 5 #2

Planning your move Congratulations – you’ve decided to move to, or you are already living in North Puget Sound, one of the most beautiful regions in the Pacific Northwest. Nestled between the waters of Puget Sound and the Cascade Mountains, the North Puget Sound area maintains a small-city atmosphere with plenty of outlying rural beauty. But before you arrive, you’ll need to get moving! Whether down the block or across three time zones, it can be a hectic, even traumatic time for you and your family, as well as the friends, relatives and neighbors left behind. The move may be a personal choice or required to further your career. Either way, scheduling the required steps and keeping everyone and everything organized will go a long way toward making the transition a more pleasant chance for change.

Planning Your Move

Start by simplifying your move: you’ll save time by creating and sticking to guidelines. First, decide whether you will move yourself, hire a professional to pack and unpack your belongings, or maybe something in between. If you decide on the services of a pro, searching the Internet or looking in the Yellow Pages are logical first steps. After you know which companies are available, talk to friends and neighbors who have used professional movers in the past. References are always the best way to go. Prices will vary. The basic cost of a professional move is based on the weight of your household items and the time required moving them. Get several estimates from a few companies to help determine what may be worth paying for, or worth doing yourself. 6

Once you pick your mover, you should get a binding estimate that holds the mover responsible to make the move for a specific price. A non-binding estimate is usually only an approximation of time and cost. Federal law limits moving companies from charging more than 10 percent more than the non-binding estimate. Never sign or accept any order for a moving service unless the amount is clearly displayed on each page of the written estimate, and make sure the pickup and delivery dates and times are clearly specified in writing. Movers will charge considerably less for the following: »»Normal hours »»Weekdays »»End of month You can reduce the number of hours that movers will need to do the job by moving items from back bedrooms closer to the entrance they’ll be using to load. Move delicate items into the garage or into a separate room together so your fragile pieces won’t be mishandled. Remember that all moving companies provide compulsory insurance based on weight. The insurance does not, however, take into account the actual value of an item, so optional insurance may be a good idea to protect especially valuable pieces. You may want to move your most valuable or irreplaceable sentimental items by yourself. Plan a garage sale or call a local charity before the actual move date to get rid of items that you no longer need. You may (continued on page 8) Volume 5 • No. 2 | North Sound Living

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Buying a fixer-upper? How to make the most of your remodel (ARA) - With home prices and interest rates still low across the country, and inventories high, it's a great time to be in the market for a fixer-upper. By buying a house that needs some work, you can achieve your dream home for less than you would probably pay for a move-in-ready abode. To ensure you're making the most of your investment, however, it pays to take a look at your credit before you buy and begin your remodel. You'll not only need credit to cover the purchase price of the house, but you'll need it for renovation expenses as well. The first step you should take in your bid to buy a fixer-upper is to check your credit report and score. Websites like www. creditreport.com can help you understand your credit. Understanding your credit will help you know whether or not you can afford to buy a house that needs work and if you'll be able to pay for the needed renovations.

More complex projects like drywall, plumbing or electrical work may be best left to professionals. Whether you do the work yourself, or hire contractors, you'll need to carefully manage all aspects of the renovation to ensure your remodel stays on budget. The excitement of remodeling a house into your dream home can make it easy to get carried away on spending. Keep in mind that remodeling estimates are just that - an estimate. The final tab is rarely exactly what your contractor predicted it would be. Build in at least 10 percent extra to cover emergency overruns, and avoid making any unnecessary changes to the plans while the project is underway.

You should also carefully research what your options are for financing your remodel. Learn what your options are, from traditional fixed mortgages to home equity lines of credit, and decide before you buy which type of financing will be best for you. Getting a handle on your financing before you buy can help ensure you stay on budget when you're in the middle of renovations. When you've got a clear picture of your credit status and financing options, you can start looking at fixer-uppers. When you find a good prospect, have your remodeling contractor walk through the house with you so he can give you a rough estimate of what needs to be done and how much the work will cost. If you're buying a house that's in basically good condition but just looks dated, you'll have to make some decisions about where to invest your money. Focus on improvements that will not only look good, but will also enhance the value of your home. Resources like Remodeling Magazine's Cost vs. Value report can give you a good idea of how much of your original investment you'll recoup on different remodeling projects at the time of resale. Once you've signed all the paperwork and the house is yours, it's time to get to work. If you're handy, you may be able to save money by doing some of the renovation work yourself. Projects like painting, adding crown molding and even putting down new flooring are well within the skills of most do-it-yourselfers. North Sound Living | Volume 5 • No. 2

NSL 2011 also consider shipping some items in the mail if they will not be needed for several months. Since movers charge by weight, it may be less expensive to ship items such as off-season clothing than to transport them. (With fuel surcharges, this may not always be the case.) Consider leaving heavy items like storable books and bowling balls with friends who will be making the trek to visit the new house. Think also about what you might need to prepare for: snow blowers may not always be necessary in Skagit County, but gardening tools may. Generators are always a good idea.

Moving and Your Taxes

Be sure to keep all of your receipts from every aspect of the move in a place where they can’t get lost while packing. Most moving costs may be tax deductible. (Check with your accountant or the IRS on how deductibility applies to your move.) The IRS normally accepts many of the following items as legitimate deductions: »»Travel, meals and lodging incurred during the move. »»The actual move of household items, including reasonable expenses for storage. »»Costs incurred while searching for a new home, including travel, meals and lodging. »»The cost of disposing of your former home and acquiring a new one. The best thing about writing off

moving expenses is that the deduction is taken above the line -- meaning that new residents do not have to worry about itemized deductions that can quickly dash any hopes of a big tax refund. The biggest hurdle is that it’s hard to qualify. To determine who’s eligible, the IRS has set up two tests. The IRS lets you take this deduction only if you are moving because of a job. And it doesn’t matter if it’s a new job, the same job or your first job ever. The first challenge is the 50-mile test, meaning, the distance between your new primary job and your former home must be at least 50 miles greater than your old commute. So if you used to live 10 miles from work and your new office is 45 miles from your old home, you fail the test and cannot deduct your moving expenses. However, if your new office is 65 miles from your old home, this makes your new commute 55 miles longer and you pass the first test. The second test is designed to verify that you moved for work. It requires that you be employed full time in the general area of your new job location for at least 39 weeks during the 12 months following your move. This means you are allowed to switch jobs as often as you’d like after the move to make up those 39 weeks. And if your employer transfers you again or lays you off, the IRS won’t hold it against you and will waive the 39-week test. The rules are slightly different (and more beneficial) when you own your

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own business, or if you have been out of the workforce or worked part-time for a substantial period of time. (The IRS does not offer a definition of “substantial.”) If you’re a sole proprietor or a partner, you can simply transfer yourself (nice!) and deduct the cost, as long as you meet the 50-mile and 39-week tests as well as a third test that applies to self-employed people. The third test requires that you work full time in that area for at least 78 weeks during the 24 months after you move. If you’re just re-entering the full-time workforce, you can claim the deduction even if you don’t have a job when you move. But your new job and your former residence have to be at least 50 miles apart, and you must still pass the 39-week test. If you’re a married couple filing jointly, only one spouse needs to meet both the time and distance tests.

Forwarding Your Mail

If you haven’t already done so, pick up Change of Address form from your local U.S. Post Office or change your address online yourself at: https://moversguide.usps.com Make sure your important mail doesn’t end up in the trash or the wrong hands. Providing the Post Office with the proper moving date ensures nothing will be lost or left behind. Be sure to include the names of everyone who will be moving with you to the new address.

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NSL 2011

Your Credit Cards and Banking

If you already have a definite address where you will be moving, plan ahead and let all your credit card companies and banks know where and when you will be moving.

Before the move:

»»Cancel automatic billing or deductions for services you won’t use after the move. »»Add automatic bill pay services for credit cards so you don’t miss a payment. »»Contact banks and credit card companies online or by phone to update your address. »»Create a budget for moving expenses such as trucks and insurance, boxes, cleaning services and utility hookups so you’re not stuck paying for such services long after you’ve settled into your new place.

»»Keep your financial records with you. »»Be sure you’ve thoroughly cleaned your old house and haven’t left any important financial documents behind. »»Consider providing your new address to the next tenants so they can forward important documents to you.

After the move:

»»Consider adding one or two local credit card or store accounts. »»Close any credit accounts you don’t use.

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»»Monitor your statements to make sure you’re no longer being charged for services you’ve cancelled.

Moving with Children

Moving is a stressful time for everyone. The experience can be especially upsetting for children. According to a clinical psychologist, the unpredictability of the move and the loss of control over comfortable surroundings can compound the situation for children. Parents can ease their child’s strain by: (continued on page 11)

During the move:

»»Keep a master list of phone and web addresses for your credit and bank accounts.

North Sound Living | Volume 5 • No. 2

NSL 2011

vol 5 #2 61. "Go, _ _ _ !" 62. Foreign dignitaries 63. Driver's lic. and others 64. Edible root of taro plant 65. Cover over Down 1. Blah-blah-blah 2. " _ _ _ say!" (2 wds) 3. L aunch 4. Murder without leaving

a trace on

the body

Across 1. Small A sian arboreal ape with no tail 7. " _ _ _ Smile" (1976 hit) 11. Inspection Test Date (acronym) 14. Attraction 15. Complain 16. " _ _ _ any drop to drink": Coleridge 17. L oud harsh noises 18. "God's L ittle _ _ _ " 19. "So _ _ _ me!" 20. Ollie performers 23. Famously 25. E ats up 26. 1969 P eace P rize grp. (acronym) 27. Common M arket inits. 29. Parish council 30. "That's _ _ _ " 32. Small Australian parrots with brush-tipped tongue 34. Excessive eagerness in offering unwanted services 39. Closed, as a business 40. A bstruse 42. Game keeper? 45. A nimal house 47. Fold, spindle or mutilate 48. P ellagra preventer 49. Cache 52. P rocedure of assigning names to kinds and groups of organisms (pl .) 55. A daptable truck , for short 56. "Beg pardon ..." 57. Blue book filler 60. "Seinfeld" uncle 10

5. Companion of A rtemis 6. Get cozy 7. F ink 8. "Giovanna d' _ _ _ " (Verdi opera) 9. Curiosity (2 wds) 10. City in NE Scotland on the North Sea 11. Supplement 12. Someone who travels for pleasure 13. Fancy 21. L ens cover? 22. Slept, Brit. slang 23. Bubkes 24. A ssortment 28. Murmured 31. Do away with 33. Most uncouth 35. Combine with 53 (chemistry) 36. Closed tightly 37. Academic term 38. Accommodate 41. Grand _ _ _ ("Evangeline" setting) 42. R ings 43. Took part in turbulent disturbance

44. Brief

appearances of a prominent

actor

46. F ix 50. _ _ _ brulee 51. A lter 53. Detective's need 54. BBs, e.g. 58. Victorian, for one 59. Clairvoyance , e.g. (acronym)

Volume 5 â€˘ No. 2 | North Sound Living

NSL 2011 »»Giving advanced warning of important dates vital to the move. »»Explaining where you are moving, and why, in the simplest terms. »»Highlighting for them the benefits of where you’re moving in ways they can understand. »»Using maps and pictures to make the move seem more tangible to them. »»Assigning specific responsibilities, based on age and ability level. »»Having them sort through their own belongings to discard any unused or broken toys. »»Making a family decision on which charities will receive charitable donations. »»Giving each child a package of postcards to address and distribute to their own friends so they will have mail waiting for them at the new home. »»Having the kids memorize the new address (and phone number) as they label boxes. »»Giving each child a diagram of their new room so they can decide on how to arrange the furniture.

North Sound Living | Volume 5 • No. 2

»»Providing each child with plenty of boxes for their valuable treasures. »»Providing them with special packing cartons for the prized possessions they will carry on moving day. »»Allowing the children to unpack their own belongings to increase their sense of security in the new home.

Caring for the Children

Selecting appropriate child care for your infant or young child can seem as overwhelming as helping your teenager select a college or university. As a parent, it is your responsibility to ensure that your child is safe and happy in a childcare environment that is fun, educational and nurturing. Whether your child’s daily care setting is center-based care, a preschool or someone else’s home, there are specific guidelines to follow to ensure that your child is receiving quality, professional care suited to his or her developmental needs. Most important in determining the type of care that will best meet your

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child’s needs is to have a solid understanding of your child’s temperament, likes and dislikes, health, interests and behavior. For an infant under one year of age, careful attention should be given to your child’s need to be nurtured and held, any special health needs, and the type of person you want to care for your child during the first year of his or her life. For an older child, developing play and learning styles, interaction with other children, intellectual curiosity, and the need for individualized attention should be considered. Before choosing a care setting, you should be aware of the options available including cost, location, and reputation. Skagit County provides helpful information for newcomers to the area on selecting the appropriate type of care for your child.

Moving with Pets

Relocation isn’t just stressful for people; it will be equally stressful for your pet(s). Pets, as with humans, are very sensitive to changes in their surroundings. Remember that pets think the

NSL 2011

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"It is against the law to allow your dog to roam off your property" house is their territory: seeing the house become gradually emptier may agitate them. Moving companies will not move living things; they will be your sole responsibility. There are numerous ways to help them adapt to their new environment. Pre-planning is crucial for your pet. Know what it will take for them to be comfortable during each stage of the move: before, during and after. Above all, be aware that every state has laws regarding animal entry, and Washington is no exception. Your pet must comply with established health regulations. Before making moving arrangements, take your pet to its regular veterinarian for a health checkup, vaccinations, and to inquire about entry permits and sedation. Be sure to obtain important documents, such as your pet’s health records and rabies tags. Ask for a referral vet in your new area. Animal entry laws may be especially difficult when moving from foreign countries. Depending on the country you are moving from, your pet may be quarantined for up to as long as six months for health inspection. In these cases, you may want to consider leaving your pet with a relative or a friend. Unless you’re traveling a very long distance via airplane, it is recommended that your pet accompany you in your car. If your pet, especially a cat, isn’t used to car travel, take it on short rides around the block several weeks beforehand and then gradually increase the distance. This will help condition your pet to the space in your car and more importantly, to the motion of the car. Although you may be able to train your pet to sit still and not move around, it is safer and sometimes makes pets feel more secure to travel in a pet carrier where they have a flat surface to lie down. Getting them accustomed may take several short trips. Once they realize they will always be traveling with you, regardless of where, their stress level will be reduced. 12

Some pets may never become accustomed. Consult your veterinarian about medication or sedatives to reduce or eliminate motion sickness, constant agitation and crying. Make sure each of your pets is wearing their proper collar with ID and rabies tag before you leave. Also have all of their health documents in one convenient place. You’ll need to pack a suitcase for your pet. If you’re planning to stop at a hotel/motel along the way, call ahead to find out which ones permit pets. Make reservations as opposed to stumbling upon one on the road. Have a leash on hand to move your pet from the car, and remember that other animals may be present at rest stops.

On The Road

Avoid feeding or giving your pets water for several hours before your drive. It is important that you are attentive to your pet’s well-being. If they are uncomfortable in any way, make a stop. Remember to leash them before letting them out of the car. Plan to make frequent stops for feeding and resting. Plan to feed your pets once daily or just a few small meals during rest stops. Even then, you must remember that cars trap heat far too quickly: NEVER leave your pet alone for more than a few minutes, particularly in hot weather. On a summer day of only 85 degrees, for example, even keeping the windows slightly open won’t stop the inside temperature from climbing to 102 degrees in 10 minutes and 120 degrees in 20 minutes. Don’t risk your pet’s well being.

Pet Licensing

A pet license from the county is your best assurance for the safe return of a lost pet. Skagit and Whatcom counties require licenses for all adult dogs and cats residing within the county limits. Individual cities may require additional licensing. A license is required regardless of whether the pets are kept indoors or outdoors. Dog tags are not only required within City limits but also help bring wandering, lost or stolen dogs home. Find the local department that takes care of licensing nearest you. In Anacortes, the Finance department of the City of Anacortes takes care of dog tag yearly renewals. Bring in your dog’s name, breed, weight, rabies tag #, dog’s birth date, vet name and your contact

information. Cost is $5 for spayed/ neutered, $15 for intact. The Finance Department is open Monday through Friday except holidays. Office Hours: 8:00am to 5:00pm; call 360-293-1900. In Mount Vernon, register or license your pet by contacting the city Records Division Monday through Friday 8:00am to 5:00pm. Proof of rabies vaccination and spayed-or-neutered verification is required. Email: Animal Control/Parking Enforcement at jackif@ci.mount-vernon. wa.us; call: 360-336-6271. In Whatcom County, dogs that are kept within city limits are required to have a license and rabies vaccination, and a certification of vaccination signed by an accredited veterinarian showing that the vaccination does not expire prior to the expiration date of the license must be provided upon request. Visit the Whatcom County Humane Society (whatcomhumane.org) for details at Whatcom Humane Society, 3710 Williamson Way, Bellingham, WA 98226. call: 360-733-2080. It is against the law to allow your dog to roam off your property, and owners are responsible for any damages and must pick up all droppings. Persons aged 65 years of age or older are entitled to reduced pet license fees if their dog or cat is spayed/neutered. All domestic pets are forbidden at public swimming beaches and dogs in Skagit County must be leashed on a maximum 8-foot leash at all times, except at designated off-leash dog parks. The good news is that there are more and more dog parks springing up.

Washington State Ferries

Washington State boasts the largest ferry system in the United States, serving eight counties within Washington and the Province of British Columbia in Canada. The ferry system is an essential part of western Washington’s highway network. Twenty-eight ferries cross Puget Sound and its inland waterways, carrying over 26 million passengers to 20 different ports of call. From Tacoma, Washington, to Sidney, British Columbia, up and down the Sound, they act as a marine highway for commercial users, tourists and daily commuters alike. For a listing of routes and schedules, visit http://www.wsdot. wa.gov/ferries or call 888-808-7977. Volume 5 • No. 2 | North Sound Living

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Making your first home purchase dream a reality (ARA) - Buying a home is more than numbers, dollars and cents. The pride of owning your own home is an incredible feeling, providing a place for you and your family to come together and build memories. For many, getting through the process of buying a home can be daunting, if not downright frightening. Talk to anyone considering buying a home for the first time, and many will say the same thing: "There's so much information - I don't know where to start or where to turn for answers. It's overwhelming." With all the potential pitfalls out there, it's key to arm yourself with the right tools to help you navigate the intricacies of the home buying process. Getting the right information and help along the way will make this milestone purchase easier and hassle-free. Knowledge is power While partnering with a real estate agent and knowledgeable mortgage lender will go a long way towards home buying success, empowering yourself is also important. You are not alone, but you're also your own best advocate.

Learn about the neighborhoods where you might want to live, and think about your day-to-day lifestyle when deciding what area - and type of home - is right for you. Take a home buyer education course - they're often free and will help prepare you for the home buying process. The U.S. Department of Housing (www.hud.gov), NeighborWorks America (www.nw.org), and the National Foundation for Credit Counseling (www.nfcc.org) are all great resources for further education on buying a home. Or you can check with your bank - some, like TD Bank, offer sites that provide one-stop shop info on buying your first home. Real-ing and dealing Partnering with a real estate agent can help make the process of buying your first home more efficient and hassle-free. A real estate professional will help you assess your needs and wants in a home, and then utilize that information to narrow the field of available homes in your price range to a manageable pool. Well-versed in the local area, a real estate professional can help ensure you're getting a better price, will negotiate on your behalf, and can protect your rights as a homebuyer. Your agent also may be able to make mortgage lender recommendations. Find a financial partner, not just mortgage rates Like buying a home, choosing a mortgage provider is about more than terms and rates - it's about finding a company that has the knowledge to help you succeed. "Find a lender who is also your financial partner," says Mike Copley, executive vice president, retail lending at TD Bank. "Your mortgage advisor should work with you to find the borrowing solution that's right for you, and make the experience as straightforward and hassle-free as possible. Your lender's commitment to you shouldn't end with the closing of your loan." Some things to consider when selecting a mortgage lender: Will I be supported from application to closing - and beyond? Are there application fees? How quickly will I have a decision on my application? What type of mortgage should I choose? Does my mortgage provider service their own loans, or can they be sold to another institution later? Does my mortgage provider have a strong customer service focus, so I can ensure my needs are being met? The answers to these questions will help you forge the right partnership with the right mortgage lender. There's nothing to fear about buying your first home if you're an educated consumer who finds the right real estate and mortgage team to help you make your dreams come true. So get out there and find your dream home!

North Sound Living | Volume 5 • No. 2

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Apartment Living Winterize Your Wardrobe Without The Bulk (ARA) - It's getting cold out again. Time to store away your summer frocks and bring out your favorite scarves, boots and layers. Women want to stay fashionable in the cooler seasons but they don't want to sacrifice their comfort. And why should they? Whether they're headed to work, watching a football game or enjoying a weekend outdoors, it's important to look great and feel fabulous. Here are a few tips to help women dress warm while looking cool all season long. * Bring your old sweaters back to life. Remove wrinkles and that stale storage smell with these simple tips. Follow the laundering directions for each sweater to make sure it retains its shape and size. Some sweaters can be gently machine washed, while others require handwashing or dry cleaning. When drying, lay your sweaters flat on a towel or clean sheet to prevent the material from stretching. * Winter warmth doesn't have to mean uncomfortable bulky clothes. Layers are a great option and can keep you snug and active all season long. Cuddl Duds' Softwear with Stretch 14

is designed with the wicking power of Dri-Release and has spandex for fitted stretch. It is so comfortable and lightweight it can be worn outside, in the office or out in the elements. * Take a look at your hats, mittens and jackets. Are there any rips or tears? When you live in colder climates, chemicals often create a tough, corrosive white film on your outerwear. Replace worn items so you can keep your hands, ears and face warm while outdoors. * Time to break out the boots. Check over the soles to make sure the traction is still reliable. If you see worn spots, they could cause you to slip on wet and frozen surfaces. Also check zippers to make sure they haven't started to separate at the seams. This could make it difficult for the boot to close around your leg. Don't fear the cold. It's fun to mix, match and layer your favorite cozy items as the season starts to change. Cuddl Duds' warm layers include body-hugging tops that move with you, leggings that fit comfortably under your jeans and extra-soft fleece tops that can be worn alone or with a heavier coat. For more ideas on how to layer your look, visit cuddlduds.com.

Volume 5 • No. 2 | North Sound Living

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Seasonal sense: Using scent, sight

and sound to stimulate holiday spirits (ARA) - From baking cookies with loved ones to caroling through the neighborhood or celebrating with family and friends, fond memories of holiday traditions abound. Each year, scents, sights and sounds promote the season's spirit - continuing long-standing traditions and creating new memories. Here are some ideas for stimulating your senses and evoking the warmth of the holidays in your home:

"From snowmen to Santa, there are festive designs in all shapes and sizes to complement any decor ." Savoring seasonal scents Home fragrances create a warm, inviting environment during the holidays and all year-round. A whiff of a familiar scent often calls to mind memories of holidays past. The scent of cinnamon and vanilla conjures thoughts of freshly baked cinnamon rolls on Christmas morning, while a blend of evergreens, cedar, and musk reminds many of Christmas tree hunting in the woods. One of the safest ways to recreate holiday memories is with scented, wickless candles. With no wick and no flame, there's no worry or mess. After selecting a favorite seasonal fragrance, it's easy to place a cube or two of the scented wax into a decorative,

ceramic candle warmer. Just one whiff and you are on your way down memory lane. "A festive, welcoming atmosphere stimulates our senses and reminds us of holidays past as we celebrate with our family and friends," says Heidi Thompson, president and co-owner of Scentsy, a leader in home fragrance. "A home filled with classic holiday scents not only evokes memories but inspires new seasonal traditions for young families." Behold the sights Twinkling lights! To capture the spirit of the season and add a shimmering glow to any room, consider a simple string or two of miniature lights strung along a mantel or displaying a holiday-themed wickless candle. From snowmen to Santa, there are festive designs in all shapes and sizes to complement any decor. Sounds of the season The sounds of the season create happy holiday memories. Adding traditional tunes from Bing Crosby or modern interpretations from Harry Connick, Jr. can set the mood as you decorate your home, entertain dinner guests or simply escape the hustle and bustle of the season. Music creates a cheerful atmosphere and often encourages listeners to sing along. Enjoying the scents, sights and sounds of the season is simple. To learn more about how to fill your home with festive fragrances and decorate with wickless candles, visit www.Scentsy.net.

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North Sound Living | Volume 5 • No. 2

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NSL 2011

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Volume 5 • No. 2 | North Sound Living

NSL 2011

PUZZLE NO. 133

vol 5 #2

PUZZLE NO. 134

HOW TO PLAY:

ANSWER TO PUZZLE NO. 133

ANSWER TO PUZZLE NO. 134

HOW TO PLAY:

Fill in the grid so that every row, every column and every 3x3 box contains the numbers 1 through 9 only once.

Each 3x3 box is outlined with a darker line. You already have a few numbers to get you started. Remember: you must not repeat the numbers 1 through 9 in the same line, column or 3x3 box.

PUZZLE NO. 135

PUZZLE NO. 136

HOW TO PLAY:

ANSWER TO PUZZLE NO. 135

ANSWER TO PUZZLE NO. 136

HOW TO PLAY:

Fill in the grid so that every row, every column and every 3x3 box contains the numbers 1 through 9 only once.

Each 3x3 box is outlined with a darker line. You already have a few numbers to get you started. Remember: you must not repeat the numbers 1 through 9 in the same line, column or 3x3 box.

North Sound Living | Volume 5 â€˘ No. 2

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Your Home/Lifestyle The Perfect Balance: Your Healthy Lifestyle Benefits Your Pet, Too

(ARA) - The connection between pets and owners is hard to quantify, but for many pet owners it comes down to wanting their dog to live as good a life as they, themselves, are living. To help you make sure you're giving your dog the very best in life, think of it as sharing a lifestyle - what's good for you is also good for your dog. If you're a couch potato, it's likely that your dog will be as well. If you stay healthy and active, then your dog will have reason be healthy and active along with you. After all, they were born to play. To give yourself and Fido a healthy-living makeover, start with these tips. * Boost nutrition: We've long known the benefits of healthy eating, but convenience foods and mass-produced meals have 18

made it easier to be lax about eating fresh foods that are beneficial to the body. Consider remodeling your refrigerator with foods that are good for you like local produce or fresh chicken from farms in your area. While the farmers market isn't the most plausible place to get dog food, you can choose foods made from high-quality ingredients that meet all of your dog's nutritive needs. Nutro Ultra food for dogs combines the perfect blend of nature's finest ingredients to help keep your dog healthy, including lean proteins like farm-raised chicken and pasture-fed lamb for strong muscles, sun-ripened fruits and farm-grown vegetables packed with antioxidants for a strong immune system, and a mix of whole grains and natural sunflower oil for a radiant skin and coat. Visit UltraHolistic.com to learn more and take the Ultra Challenge to help you make the best choice for your dog. * Get moving: According to a recent survey, thirty percent of dog owners are looking to increase the exercise their dog gets this year. Putting down the remote control to take a walk or a run has countless benefits, from building muscle to giving your mood a lift. And the benefits are the same for your dog, including the opportunity to manage weight in a healthy way. You'll both see the positive effects if you make the effort.

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If you're not a fan of doing the same thing over and over, draw up a list of activities that you and your pet can do together. Put it on your refrigerator to give yourself inspiration at a moment's notice. Add activities like hiking, playing catch at a local dog park and going to a nearby lake for a swim, or make a list of new neighborhoods you'd like to explore.

"Add activities like hiking, playing catch at a local dog park and going to a nearby lake for a swim, or make a list of new neighborhoods you'd like to explore." North Sound Living | Volume 5 • No. 2

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* Challenge yourself: It can be easier to get motivated when you have something to work toward, so set fitness and health goals for you and your dog. Remember that it can be more than an exercise checklist; include activities such as a family challenge to eat more fruits and vegetables, including "superfoods" that are nutrient-dense like blueberries, pomegranate and pumpkin. And - good news for your pet - your pooch can benefit from these superfoods as well. Ultra food for dogs includes nutrientdense superfoods and high-quality proteins which keep your dog healthy and active at every age. * Cut your stress: Pets and people get stressed out, and stress is increasingly recognized as having a negative effect on health. While some bad stress is unavoidable, do what you can to give yourself and your dog a bit of relaxation by spending time doing things you both enjoy. Luckily for people, simply spending time with a pet is one way to de-stress - that's something you can take advantage of every day. Also consider the stress-busting effects of giving yourself a little indulgence every now and again. You might want to allow yourself a favorite healthy dessert and give your pup a healthy treat of his own - you'll both get to enjoy a tasty little "extra" that can put a smile on your face and a wag in his tail.

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Tips To Prevent Illness This Winter

(ARA) - The colder winter months are notorious for sniffling noses, deep coughs, achy bodies and fevers. It's cold and flu season, which means it's a good time to reduce your exposure to germs and stock up on supplies that will help you escape any illnesses, or at least help you tolerate any symptoms. Preventive care is key to avoiding the traditional winter illnesses of cold and flu. Here are some tips to keep those icky germs at bay:

If you do end up catching a virus, stay home from work to prevent the virus from spreading to your coworkers, and try to get plenty of sleep and liquids to help build your strength back up. Don't let the seasonal flu or cold keep you from enjoying the winter months this year. Spend your time discussing the fun you had sledding down a tubing hill or cross country skiing through the quiet countryside - rather than talking about fevers, aches and pains.

* Hand washing is very important, so stock up on soap and antibacterial cleansers and have them ready by every sink in your house. Also consider using disposable towels to reduce the potential for germs to transfer between family members. * Starting off healthy can help you be strong against invading viruses. You might be in need of extra fortification like fish oil or calcium, so ask your doctor about adding a vitamin regimen to your diet. * Get plenty of sleep. A lack of sleep can wear down your energy and immune system, leaving you more susceptible to viruses and germs. Make sure you have a comfortable pillow so you don't wake up sore or spend the night tossing and turning. And if you struggle with letting your brain relax, a white noise machine or fan running on the lowest setting can calm you down. * Keep the house clean. Wash door handles, the phone and even the handles on your appliances frequently to avoid the transfer of germs. Keep a good supply of sanitizing cleaners on hand to help speed up the cleaning process. * Get the flu shot. The Centers for Disease Control and Prevention recommends everyone over the age of 6 months gets a flu shot. The nasal spray flu vaccine is also now available for people who qualify. As you're making a list of all the supplies you'll need to help prevent your family members from getting sick, make sure you look for discounts and coupon codes online at sites like CouponHeaven.com. Many stores listed on this time and money saving site offer discounts on vitamins, health supplements, cleaning supplies and even pillows, which in the long run can save you a good amount of money.

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How To Start Your Married Life Free Of Wedding Debt

(ARA) - The average wedding now costs more than $25,000, multiple studies show. Few couples starting their lives together have that kind of cash, and many will fund their weddings wholly or in part - with credit. While it's normal to want the wedding of your dreams, your special day shouldn't lead to years of unmanageable debt. Money problems, including too much debt, can cause significant disharmony in a marriage and can even lead to divorce. Fortunately, some careful budgeting and smart use of credit can help you prevent wedding-induced money problems from interfering with your marital bliss. As soon as you set a wedding date, you need to begin thinking about and discussing how you'll pay for your big day. Your conversation should encompass several key financial talking points, including:

* Savings - Saving money is often an exercise in compromise. For example, you may want a new car, but to save money you may buy a slightly used one instead of a current model. Saving money on wedding costs is the same. You'll need to look for creative ways to save money. Fortunately, there are many ways to do this. Changing the time of your wedding to off-peak seasons or days of the week, opting to hold it at a different venue like a park, botanical garden or even a zoo, choosing less-costly dinner selections and even making invitations and favors yourself, can all save you money. Many people find it difficult to reconcile the idea of financial matters and romance. But don't underestimate the romantic appeal of starting out your life together free of wedding debt. Having good credit, solid credit scores and little or no debt can be a great foundation for creating financial bliss in your marriage.

* Credit - Discuss candidly how you've both used it in the past, how you'll use it going forward and what, if any, role credit will play in funding your wedding. If you haven't already done it, exchange your credit scores, and discuss how you both arrived at your respective credit statuses. Consider enrolling together in a credit monitoring product. Keeping a close eye on your credit leading up to marriage may help you better understand if and how you should use credit in funding your wedding. Websites like Freecreditscore.com allow you to see your credit score, which is a snapshot of your credit. The site's Credit Score Center can help you understand how your score works, how it's calculated, what factors impact it and when is the best time to apply for credit. * Budgeting - A budget will be key to financial security throughout your married life. Establishing and sticking to a budget for your wedding is not only a good way to avoid overspending, it's a good team-building exercise for future spouses. You can learn a lot about each other based on how you manage your weddingplanning budget. For example, every budget includes income. You'll need to realistically discuss your wedding "income" - funding sources you can rely on to help defray the overall wedding cost. Will your parents contribute? Will you dip into some savings? Will you pay for some things with credit?

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Healthcare/Senior Living Several national publications have pinpointed the Northwest corner of the US as one of the top locations for seniors who want to fully take advantage of retirement during their Golden Years. Skagit and Whatcom counties complement the spotlight with offerings that preserve an active lifestyle regardless of age. United General Hospital 2000 Hospital Drive Sedro-Woolley, WA 360-856-6021 www.unitedgeneral.org United General Hospital has been a vital part of the community for more than 40 years, serving Public Hospital District 304, including Burlington, Sedro-Woolley, Bay View, Samish Island, Concrete, Marblemount, Clear Lake and portions of Mount Vernon. The staff at United General prides itself on providing personalized care in a quiet, healing environment. In addition to an excellent staff, the hospital embraces state-of-the-art technology 22

to ensure quality and safety. From the new digital mammography and linear accelerator in the cancer care center, to the fully computerized sleep disorders center, and the wireless, voice-activated communication systems, United General is bringing big city technology to its friendly, rural setting. Services at United General include comprehensive cancer care, an emergency department staffed with specially trained doctors and nurses; a diagnostic imaging center with everything from X-ray to MRI; a variety of surgical services; cardiac and pulmonary rehabilitation; physical and occupational therapy; and the only certified diabetes education program in the area. The hospital also offers Wellness 360, a community education program that emphasizes all-around health. Classes provide information on nutrition, exercise, stress management and many other health-related topics, as well as screenings and risk assessments. United General hosts an annual womanâ€™s health fair and other special events for the public.

Medicare Prescription Drug Coverage Your guide to what's new and what to do for 2011 Whether you're approaching age 65 or already enrolled in Medicare, the annual enrollment period for 2011's Medicare plans is an important time. When it comes to prescription coverage, seniors are seeing some of the biggest changes since the Medicare prescription benefit became available in 2006. The changes - from having fewer options to premium increases to new discounts on brand-name drugs - are enough to make anyone's head spin. But, seniors who don't take the time to research their options and choose the plan that best suits their needs could leave hundreds of dollars in annual premium savings on the table. In fact, according to a recent study by the Robert Wood Johnson Foundation, only about 10 percent of participants change plans annually. Staying put and (continued on page 24) Volume 5 â€˘ No. 2 | North Sound Living

NSL 2011

Reasons to do a Reverse Mortgage Restore Your Cash Flow Supplement Your Income Replenish Your Savings Pay For Medical Expenses Pay Off Credit Cards

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There are at least six misconceptions about Reverse Mortgages deterring seniors these days and they will be addressed here and now. 1) “My home must be free and clear for me to qualify for a Reverse Mortgage.” Not True! Proceeds from the Reverse Mortgage are frequently used to pay off mortgage balances as well as credit card debt. The key factors on how much money can be extracted from your home depend altogether upon your age and the balance you owe as a percentage of the current home value. This is one of the few financing instruments that reward you for being older! A very rough estimator is your age less 20 equals the % of home value we can lend. I can run a quick estimate for free if you contact me. 2) “Only people in extremely bad financial conditions need a Reverse Mortgage” Not true! Many of my financially wise clients have large nest eggs and substantial monthly income but here’s four good reasons they considered a Reverse Mortgage: • They are worried they might outlive their assets so they don’t want to be forced into taking mandatory withdrawals from their IRA’s at age 70.5!

Repair/Remodel Your Home

• Their monthly investment income has gone down with the stock market and they need some way to recover monthly cash flow.

Convert IRA to Roth

• They are doing well right now, but if one spouse passes on they will lose one of their social security checks

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• They are downsizing their home and they want to retain as much of the equity they accumulated over the years. 3) “On my death, the lender will push my heirs aside and sell my home.”

Not so! You are always in title to your home and when all owner occupants pass away, their heirs can refinance or sell the home as they choose. 4) “My heirs will be liable for whatever I owe beyond the value of my home” Never! This is a non-recourse loan which means even if your mortgage balance grew to more than the home was worth, the lender cannot pursue any other assets from your estate! 5) “There

will be nothing left for my heirs if reverse mortgage!”

take out a

That depends entirely upon you! You can reserve a percentage of your equity for them. But if your children are doing fine but you’re struggling, you and they may applaud your spending their inheritance to remain independent, stay in your own home and improve the quality of your life!

6) “A Reverse Mortgage is too costly compared to home equity loans or lines of credit.”

Now, what is true is that the closing costs for a Reverse Mortgage are high and not a wise financial choice if you are only using the money for a short period of time. But you may not have enough income to qualify for a line of credit!

There are really four core issues we seniors face concerning our future: SURVIVAL: will we outlive our savings and capacity to work or will we have to choose between medicine and food? SECURITY: will we be able to continue living in the comfort of our own home or be forced out by our circumstances? LIFESTYLE: will we just be scraping to get by or will we love our life and be able to vacation or help other family members who are struggling? ESTATE PLANNING: Will our surviving spouse be able to live comfortably? Will an ill spouse exhaust our resources? Can we preserve more wealth by financial planning today? Article provided by Tom Mercadante Senior Loan Officer, Security First Mortgage, Inc. Email tomm@sfmiloans.com,

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not investigating your options, however, could impact your overall costs. But how do you know if you have the best plan already or if you should consider a different plan? Luckily, there are a few tools that can help with the decisionmaking process. But first, let's start with the basics and what is changing this year.

Access to private plans

Beneficiaries have access to the Medicare drug benefit, known as Part D, through private plans approved by the federal government, either through stand-alone prescription drug plans (PDPs) or Medicare Advantage prescription drug plans (MA-PDs). According to a Kaiser Family Foundation study in October 2010, of those who purchase Part D coverage, 38 percent, or 17.7 million beneficiaries, opt for stand-alone plans. Twenty-four percent, or 11.1 million, are enrolled in Medicare Advantage plans.

Plan options in 2011

While shopping around could save many seniors money, some beneficiaries have no option other than to find a new plan for next year. For 2011, the federal government directed insurers to eliminate duplicative Part D prescription drug plans and plans with low enrollment. That means a third fewer prescription drug plans will be offered nationwide next year compared to 2010, according to the Kaiser Family Foundation, and many of the remaining options may come with higher premiums. And with the federal government changing the way it reimburses health plans through Medicare Advantage, some insurers have quit offering their Medicare Advantage plans for next year. If your plan is no longer being offered, you may need to find alternative coverage.

Enrollment periods

Beneficiaries have a six-week annual enrollment period - from Nov. 15 to Dec. 31 - to pick a Part D plan for 2011. For Medicare Advantage enrollees, it is especially important to pick the right plan during that period. Unlike previous years, people enrolled in Medicare Advantage plans can no longer switch to other Medicare Advantage plans during January, February and March. However, while 24

this "open enrollment period" will not be available in 2011, after Jan. 1, enrollees can still leave their Advantage plan and go back to original Medicare.

"Doughnut hole" relief

Here's some good news: there is a new 50 percent discount on the formulary's brand-name drugs for those who land in the program's coverage gap, also called the "doughnut hole." In addition, plans will pay 7 percent of the cost for generic drugs in the gap. This applies to drugs that are on the plan's formulary. If they aren't on the formulary there may be no discount, so make sure you check.

How to compare plans

Each plan has different features and each person has unique prescription needs so it's important to find the plan that is best for you. Here are some things to keep in mind: »»Cost and coverage: Plans vary in the coverage offered and how much they cost. Consider the cost of premiums and whether it includes prescription coverage while in the gap. »»Pharmacy: Some plans restrict where you can use your drug plan. Determine whether your desired pharmacy is included in the plan you choose. For example, new this year are some plans whose monthly premiums fall well below the average price for Part D policies. However, these lower-cost plans come with some restrictions. The copays and coinsurance for prescription drugs are lowest when using preferred pharmacies; they increase for outside pharmacies. »»Formulary changes: Insurers may change drug formularies each year. Make sure you enroll in a Part D plan that covers your medications. »»Other limitations: In some cases, a plan may limit the circumstances under which a drug is covered. Certain medications may only be covered after prior authorization, after you've tried other drugs through a process called step therapy, or in certain doses and quantities. Comparing plans can be overwhelming, but there are easy-to-use online tools such as

www.PlanPrescriber.com that can take you through a four step process to narrow down your options and identify the most cost-effective plan. If you have a low income and struggle to pay for your prescription drugs, you may qualify for the Extra Help/Low-Income Subsidy (LIS) program. For more information, go to http://www.PlanPrescriber.com/ medicare-part-d/extra-help/ or https:// secure.ssa.gov/apps6z/i1020/main. html. For additional resources on Medicare, go to Medicare.gov. Though it may seem overwhelming at first, taking the time to research your best option for Medicare prescription drug coverage could really pay off.

How to maximize your cost savings

In 2011, there are lots of changes on tap when it comes to Medicare Advantage and prescription drug plans. But open enrollment is a great time to review your coverage. These DOs and DON'Ts can help ensure you are maximizing your cost savings. »»DO check to ensure your medications are still covered. Check your prescription drug plan each year because insurers may change which medications are covered. You can enter your medications on web sites like www.PlanPrescriber.com to see which drugs are covered and compare the projected costs with other plans. »»DO pay attention to the drug limitations in your plan. Even if your medication is on the formulary, a plan may limit the circumstances under which a drug is covered. They may only be covered after prior authorization, after you've tried other drugs through a process called step therapy, or in certain doses and quantities. »»DO consider all your options. Medicare supplemental plans, or Medigap, have their own six-month open enrollment period, beginning the day you turn 65 and are enrolled in Medicare Part B. The enrollment period for Medicare Advantage and stand-alone prescription drug plans is Nov. 15 to Dec. 31 2010. »»DON'T go on auto-pilot. Many plans change cost and drug coverage annually. What worked last year for you could cost you more money this Volume 5 • No. 2 | North Sound Living

NSL 2011 year in terms of higher prescription drug costs and other out-of-pocket expenses. »»DON'T be afraid to ask for help from qualified professionals. You can get help through your State Health Insurance Assistance Program (SHIP), PlanPrescriber, licensed health insurance agents who are certified to sell Medicare, family members or by calling 1-800-Medicare. »»DON'T think that stable premiums = stable coverage. Just because your premiums haven't gone up doesn't mean that you are getting the same plan for the same price next year. SOURCE: eHealth c/o Family Features

Brushing to a Healthier You (Family Features) We all know that having a bright, white smile is great for your looks, but did you also know that your oral health is connected to your overall health? Recent research has found that periodontal disease, which causes sensitive and inflamed gums, indicates a risk factor for heart and lung disease, diabetes, and a number of other systemic diseases. So it is important to take the necessary steps to ensure having the healthiest gums possible. Good oral hygiene is one of the best methods of prevention. Start by brushing teeth at least twice a day and flossing daily. To take your oral care routine even further, look for toothpaste that contains baking soda, from the brand synonymous with it for more than 150 years, such as ARM & HAMMER Complete Care toothpaste or ARM & HAMMER Advance White Baking Soda & Peroxide. Baking soda has long been recognized for its health benefits, while providing brushers with that “fresh from the dentist” clean feeling. It also acts as a natural buffer that maintains good pH levels inside the mouth by neutralizing acids, helping keep breath fresh for hours. And using a toothpaste containing baking soda doesn’t just mean a healthier smile, it can mean a whiter smile, too. After all, baking soda is great at removing stains caused by coffee, tea, red wine or smoking. North Sound Living | Volume 5 • No. 2

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For more information about good Stay Hydrated oral health care, visit Water should be your go-to beverage www.armandhammer.com. because it hydrates, and drinking more water can lead to weight loss, according to a study presented at the 240th National Meeting of the American Chemical Society. To help you and your family get the daily recommended water intake, use a quick-filling pitcher like the Filtrete Tips for avoiding winter water pitcher, which filters and fills five weight gain and ringing in times faster than traditional filtering a healthier 2011 water pitchers. The pitcher helps reduce (Family Features) When the cold weather sediment, chlorine taste and odor from sets in, it’s natural to want to avoid the tap water and easily fits on the refrigerachill by staying huddled inside the house. tor shelf or in the door for easy access by While lounging by the fireplace may be the whole family. cozy, staying cooped up in the house can Release Your Inner Child lead to inactivity, overeating and indulg Don’t use cold weather as an excuse ing in unhealthy comfort foods. to stop being active. Try to exercise for Nutritionist and author of the 4 Habits 45 minutes to an hour per day. When of Healthy Families Amy Hendel offers you’re out and about, park farther away these tips to help you and your family from buildings, take walks in shopping avoid the winter weight gain: malls and always use the stairs. If stormy Practice the Four P’s — Plan, weather is preventing you from getting Prepare, Portion, Play out of the house, exercise inside as a One of the key elements for battling family: climb stairs for a cardio workout, the bulge is planning and preparation. create an obstacle course in the living Plan your menus, and prepare snacks room, or simply play an active game, such and meals ahead of time so you are less as freeze dance, indoor volleyball with likely to slip and reach for something balloons or floor hockey using wrapping unhealthy. Portion control is also impor- paper tubes for the sticks and sponges for tant, so when you’re examining what’s the puck. Practicing yoga, martial arts on your plate, use visual cues to help and Pilates are also great ways to fight you. For example, three to four ounces the winter blues. of protein is about the size of a deck of cards. Finally, playing doesn’t refer to video games. Physical activity will not only help with weight management, but it will improve your mood during those (Family Features) Physical activity is essential for a healthy lifestyle. And now, dreary winter days. more than ever, it’s important to get kids Play the Yes, No, Maybe So Game engaged in physical activity for their Knowing which category your food long-term health. choices fall into will help you make Decreased opportunities for exercise smarter decisions at the grocery store. and increased consumption of calories Fruits and vegetables are “Yes” foods are just part of the problem. Recent studbecause they are nutrient-dense, have ies have shown that 8- to 18-year-olds lots of vitamins and fill you up and not average 7 1/2 hours a day using enterout. “Maybe So” foods such as grains, tainment media such as TV, computers, beans and legumes, olive oil, almonds, cell phones and video games. All of that dark chocolate and healthy fats like those has added up to 17 percent of all children found in fish should be eaten in modera- in this country being obese. That obesity tion. The “No” foods tend to be high in rate, according to the Centers for Disease calories and low in nutrients, and include Control (CDC), has tripled since just one desserts, soda and sugary juices, white generation ago. grains, high-fat meat and dairy products, Obese children and adolesand many processed foods. cents are at what the CDC calls an

Fighting the Fat This Winter — and Beyond

Five Fun Ways to Get Kids Moving

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“alarmingly high risk” for elevated blood pressure, cholesterol, diabetes and for becoming obese adults. Fortunately, there are things parents and caregivers can do to help reduce the risk of obesity for the children they love. One of the most important is to get them moving. Most kids won’t do something if it’s not enjoyable, so here are five fun ways to get your kids moving and on their way to a healthier life. »»Family Go Time: Doing things together sets a good example for the kids and creates some healthy family bonding. Put “Go Time” on the family calendar and let everyone come up with fun things do to such as: bike riding, a neighborhood hike, family tag, jumping rope, dancing, or hoola-hoop sessions. »» Feet First: Instead of driving them everywhere, let them walk whenever possible – to school, to the library or to a friend’s house. When you do drive, park at the far end of the parking lot, furthest from your destination. Encourage them to take the stairs instead of the elevator. Give them an inexpensive pedometer to help them track their steps each day. »»Move for a Cause: There are many local charity events that involve physical activity. Walks, runs, bike rides and even jumping rope for charity are fun ways that kids can help others while helping themselves. Make sure they have plenty of time to train before the event and have the proper equipment they need. »»Cool Competition: Whether it’s soccer, volleyball, martial arts, dance or swimming, working with and competing against others develops good social skills along with physical ones. Don’t have a league or a team in your area? You can always start one. »»Go Natural: Kids don’t need expensive equipment or a formal playing field to get moving. Let them run around the back yard and create their own fun. Encourage them to climb trees, use playground equipment or just play kick the can. Take advantage of the natural beauty of your area to go hiking, biking or 26

rock climbing. To help kids get more active and enjoy physical fitness, Sports Authority, Inc. has launched a national contest that taps kids’ natural energy and creativity. The Sports Authority Move It Challenge is a national invention competition designed to uncover exciting new youth-created sporting and backyard games. A grand prize of $10,000 will be awarded to the winner, with four finalists each receiving $1,000. The contest runs through January 3, 2011 and is free to enter. To learn more, get inspiration and helpful tips at www.moveitchallenge.com.

Inspire Kids to Volunteer

In recent years, volunteerism has become vital to the health of our nation's communities as nonprofit organizations struggle with limited budgets and resources. According to the Corporation for National and Community Service, more than a third of nonprofit organizations reported a significant increase in the number of volunteers they use throughout the year. By teaching our children the importance of volunteerism and instilling values that promote community service, teachers, parents and caring adults have the power to inspire the next generation of America's leaders to be active members of society and give to those in need. Here are a few innovative ways to promote community service and volunteerism among children in the classroom, at home and in the community.

Service Learning

Service learning offers a unique opportunity for our nation's youth - from kindergartners to college students - to get involved with their communities in a tangible way by integrating service projects with classroom learning. Service learning engages students in the educational process, using what they learn in the classroom to solve real-life problems. Through service learning, students build character and become active participants as they work with others in their school and community. For example, students can visit with and entertain seniors at a local senior housing community or prepare disaster relief kits for families

in need as part of a lesson on natural disasters. Or to learn about construction and the plant life cycle, students can make wood planter boxes and plant seeds - placing them around the grounds to beautify the school.

Family Values

In addition to promoting volunteerism within the classroom, there are many ways that parents and caring adults can encourage public service at home. For example, parents can plan a neighborhood clean up to make bettering the community fun for the entire family. Activities like these provide parents with the chance to show their children the importance of volunteering and the impact it can have. And studies show that children who volunteer are much more likely to continue as adults and carry on the tradition with their own children. Identifying volunteer opportunities that inspire the whole family starts with picking an issue of interest. Web services, like VolunteerMatch.org, offer resources to help families find volunteer opportunities that are both meaningful and fulfilling. VolunteerMatch.org offers thousands of volunteer opportunities that connect people with causes 365 days a year, and any nonprofit organization can join its network.

Community Service

Local companies also can reinforce and model the importance of public service among children. For example, team members at Target have volunteered millions of hours to community projects which effect children, from reading to young people to helping make over school libraries across the country. They also provide specialized business knowledge to community and nonprofit partners through a variety of unique skills-based volunteering opportunities in areas including marketing, forensics and design and construction. To learn more about Target's commitment to education, volunteerism and local communities, visit Target.com/community. Or to find volunteer opportunities in your area, visit www.volunteermatch.org. SOURCE: Target c/o Family Features

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Supporting breast cancer - it's not just something to do in October (ARA) - October is Breast Cancer Awareness month and throughout the month people across the country will be supporting Susan G. Komen for the Cure(R), a global leader in the breast cancer movement, by participating in their local Komen 3-Day for the Cure and Komen Race for the Cure. These events raise awareness and funding for breast cancer research and treatment, but supporting the cause shouldn't end on October 31. Individuals should think about taking action against breast cancer every day and with Pink Ribbon Banking from Bank of America that can become a reality. Bank of America has teamed up with Susan G. Komen to create Pink Ribbon Banking promo.bankofamerica.com/komen. When you use your Pink Ribbon Visa(R) credit or debit card to make a qualifying purchase, you support the fight against breast cancer - at no additional expense to you. So when you are out shopping for goods, buying groceries or paying a restaurant tab with your Pink Ribbon credit card or debit card, Bank of America contributes to Komen. This program enables customers to give back every day without having to dig deeper into their pockets. The money will help save lives, ensure quality-ofcare for all and invigorate scientists seeking a cure. "Since we formed the partnership in 2009, Bank of America has committed $2.4MM to Susan G. Komen for the Cure," said Andres De Armas, Affinity Card and Banking Executive. "Bank of America associates have volunteered more than 21,000 hours of their personal time and contributed nearly $750,000 (including our company match) in addition to the great benefits that kick in from our affinity card members when they're out spending money. This program provides individuals a great way to assist those in need." Pink Ribbon Banking helps you make a difference Bank of America is a proud partner with Susan G. Komen for

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the Cure(R), the world's leading breast cancer organization in an effort to help Americans take action against breast cancer without having to overextend themselves financially. For each new Pink Ribbon credit card account, or checking account opened, Bank of America will make a contribution to Susan G. Komen. In addition, when the cardholder uses that credit or debit card to make purchases, the bank will contribute a percentage to Komen. Breast cancer has affected most people's lives in some manner; the partnership between Bank of America and Komen creates the perfect way for individuals to give to a cause, without kicking in their own money. "Affinity cards" that make automatic contributions for you are a great way to keep your charitable efforts alive, especially in this challenging economic environment. The cards and checking accounts allow you to help fund a cause you strongly believe in with money that you are already spending. A variety of banks, including Bank of America, have a range of organizations your affinity card can make a contribution to by simply choosing a cause that is close to you. For information about rates, fees, other costs and benefits associated with the use of the Pink Ribbon Visa credit card, or to apply, visit promo.bankofamerica.com/komen. Off to the races There are more than 40 Komen Race for the Cure events taking place across the country in October, including Dallas, TX; Boston, MA; Honolulu, HI; Birmingham, AL; Phoenix, AZ Denver, CO; Charlotte, NC; Fresno, CA; Miami, FL; and New Orleans, LA. You can sign up to join the cause in your city by visiting: ww5.komen.org/RacefortheCureSponsors.aspx

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Education Wireless Wisdom for Kids and Parents Today's tech-savvy kids have a world of digital and social media available at their fingertips. They can call, text, e-mail, surf the web, watch TV and movies, play music and games, take and share pictures and video - all from their mobile devices. While there are infinite benefits of wireless products and services for kids such as Learning, and Health, civic engagement and others, parents around the country are trying to balance the good with the need to prevent their children from using the technology in an irresponsible or inappropriate manner.

received spam or other unwanted texts, and 26 percent have been bullied or harassed through text messages and phone calls. »»One in three texting teens ages 16-17 say they have texted while driving.

The question that many parents or guardians wonder is, "How do I make sure my children are using their devices responsibly?" Together with kids, expert educators, parents and The Wireless Foundation, CTIA-The Wireless Association and its members have developed the "Be Smart. Be Fair. Be Safe: Responsible Wireless Use" campaign, primarily focused around its web site (www.besmartwireless.com). To help parents or guardians talk with their kids about their mobile device usage, they are offering some According to the Pew Internet and simple tips. American Life Project: »»Know your child's service plan such »»15 percent of 12-17 year olds who as voice, text messaging, e-mail and own mobile devices say they have Internet access. Be familiar with received sexually suggestive nude or your child's phone's features, as well, nearly nude images of someone they such as the ability to take and send know via text messaging on their pictures or videos or download music cell phone. or apps. This includes knowing what »»54 percent of text-using teens have 28

parental tools your wireless carrier may offer. »»Discuss your family's rules on using mobile devices. This may include certain times and ways of use and consequences if these rules are broken. Make sure to write down these rules and penalties and post them in a central location at home. »»Periodically, revisit these rules as your children grow older and wireless technology evolves. While some children may view this as prying, it is very important that kids know how their parents or guardians expect them to behave and utilize wireless products and services. In addition, children must feel comfortable talking to their parents, guardians, educators or other trusted adults about all of their wireless use - including when they receive questionable content or contact on their devices. CTIA and the wireless industry believe parents and other caring adults are the keys to kids' responsible wireless use. "Be Smart" is a national education campaign focused on equipping parents and caregivers so they can teach kids to (continued on page 30) Volume 5 • No. 2 | North Sound Living

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Workers: Use this guide, so your journey of self-discovery helps you make a difference.

Become your most valuable self

™

MostValuableMe.com provides you with a safe place to practice

skills to transform your life. Developed by a single mom ~ with no time to waste ~ Personal Excellence methodology gives new insight into the most sought after business skills, which create wealth.

FREE: Online Tutorials ~ Your Economic Recovery Plan *Personal Excellence Maturity Model (PEMM): PEMM* is my way out of economic bad times. Frustrated I was in the top two job candidates, but not chosen, I wanted to know why. I found, although I was skilled and passionate, I could not explain how I create wealth for them. Employers (clients) chose those who give more value, over those who just earn income. Now, I set myself apart, because I am skilled in all four ways businesses create wealth. You too?

Become the ONE they choose & keep

What difference do you make? Show Strategic Thinking.

How do you bring vision to life? Use Project Management

How do you get others to help? Collaborate with Marketing

How do you get promoted? Use Continuous Improvement

Asha Nelson ~ 425.881.9766 Jaye Lill ~ 425.361.1897

Use your favorite learning method:  Online tutorials  Live Classes & Webinars  Coaching www.Events.MostValuableMe.com

MostValuableMe.com A service of Aviagio.

Managers: Have your employees take the free lessons on delivering new innovations.

4 Steps to Turn Vision to Reality What benefit can I bring to others? 

Use STRATEGIC THINKING: Research: Ask ‘What is needed?’ Analyze: Look for trends Synthesize: Put together ideas

How will I make it happen? 

Use PROJECT MANAGEMENT Plan: Outline action steps Collaborate: Find people to help Persist: Overcome obstacles

How will I trade ideas for money? 

Use MARKETING Target: Focus efforts Be Visible: Network online Influence: Align with their need

How do I keep income coming in? 

Use CONTINUOUS IMPROVEMENT Maturity Model: Define, Manage, Measure, Optimize. Get better.

These are the 4 business functional areas Product Development, Planning, Marketing and Operations – you can apply to bring your dreams to reality.

The North Puget Sound area has reinvented itself over the past 30 years as one of the most innovative places on the planet. Yet local jobs are moving overseas, and the prosperity of the region is uneven and negative for many. As Boeing’s 737 program, and Microsoft’s Kinect & Cloud Services programs expand – new opportunities come for those prepared – but will they come to Everett, Renton, Spokane, Texas, China or a combination? The new economic prosperity is based on a very old principle, “Who will give me the most value for my money?” For wealth is created when customers trade money for value. However, many workers are focused on earning income, rather than creating wealth. They trade time for money. (If they want more money, they work more hours, or go on strike.) Their lives show their economic strategy is based on INCOME = REVENUE – EXPENSES. But in tough times, there is only so much you can do with raising wages or cutting costs.

Governor Christine Gregoire, and many of our civic leaders, understands an additional strategy must be in place, so our region can prosper. WEALTH = MONEY traded for VALUE. To be selected as the ones to partner in prosperity, our workforce needs to become more valuable. That is why the state is looking to support new training in Science, Technology, Engineering, and Mathematics (STEM). Even fields like machining are becoming more technical, using laser-work, and robotic programming. Individual and collective prosperities are driven by the engine of innovation – better ways to improve life. Prosperity starts with individual commitment to become the best one can be. Love to learn! To make a difference in the world, practicing the 4 business functional areas is the fastest way to become more valuable, flexible and able to prosper in a changing economy. What is your plan to help us grab new opportunity?

Source: Jaye Lill helps people add highly sought-after business skills, at www.MostValuableMe.com. North Sound Living | Volume 5 • No. 2

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use their wireless devices responsibly. The web site www.besmartwireless.com provides easy-to-understand information, including a listing of wireless providers and the parental features and filters they offer; a glossary of key terms; tips, example of family rules; two free 6th-12th grade educational lessons plans and more.

ful resources for those needing help with physics, chemistry, algebra, statistics, calculus, Spanish, grammar, and more. Not only can these guides help students new to certain subjects, they can also be used by parents who need to review these concepts so they can help their high school students study. SOURCE: CTIA - The Wireless Association c/o Online Articles. In the Education Family Features section of the For Dummies web site, you can find articles and videos that help explain everything from history topics (Family Features) When it comes to study- and foreign language phrases to philosoing, a lot of students could use a little extra phy, psychology and art. A sampling of help in mastering a subject. Whether articles includes: taking on new study material, cramming for an exam or refreshing basic concepts, »»Thinking Logically: Deduction and here are some study tools from the smart Induction people at “For Dummies” that can help »»Understanding Algebraic Variables students succeed. »»Understanding Point of View in Study Guides. A new series of nine Literature books from expert authors can help »»Constructing Simple Sentences in students focus on the skills they need for French some tricky classes. The “Essentials For »»Exploring the Ancient Pyramids Dummies” series (Wiley) are concise, Mobile Tools. Take your study tools easy-to-understand review guides that with you with iPhone and iPod Touch cover entire courses by concentrating apps. Practice for SATs or GREs, brush on the most important concepts. With up on basic Spanish, German or French, clear explanations, these books are help- and get help studying for the ASVAB test.

Smart Study Tools

For example, the SAT Vocabulary Practice For Dummies App focuses exclusively on the vocabulary you need to know to get a good verbal score on the SAT exam. You’ll quickly increase your vocabulary with flashcards, practice tests, word lookup, and fun ways to incorporate new vocabulary into your daily routine. Learn more at www.dummies.com.

How to Make College More Affordable

There’s money out there if you know where to look

(Family Features) Millions of families each year face the question of how to pay for college. And it’s not one that’s easily answered without the help of some kind of financial aid. A survey by The Princeton Review found that 86 percent of college applicants and parents of applicants said that financial aid would be “very necessary.” In 2009-10, there was over $199 billion of financial aid distributed to undergraduate and graduate students in the form of grants, federal loans, work-study, and Volume 5 • No. 2 | North Sound Living

NSL 2011 tax credits and deductions, according to “Trends in Student Aid 2010,” by The College Board. The same report said that full-time undergraduate students received an average of $11,461 in financial aid. So the good news is that there is money for college out there – if you know where to look. Here are some resources to help you find ways to make college more affordable. Take a look at affiliations and memberships – Past and present employers, unions, military service, memberships, activities and hobbies can all be sources for college funds. A parent or grandparent’s membership in an organization may get a student the aid they need. A good example of this is Foresters Competitive Scholarships. Eligible Foresters members and their families can apply for scholarships for community service as well as good grades. “We take great pride in investing in our members, their families and the communities where they live,” said Kasia Czarski, Chief Membership and Marketing Officer at Foresters, a life insurance provider committed to the well-being of families. “Every year Foresters awards 350 Competitive Scholarships as part of its member benefits because a solid education only makes for a brighter future.” For more information on Foresters Competitive Scholarship program, visit www.foresters.com/scholarships. Lower the cost to attend – Try the community college route. Start at a less expensive school and then transfer to a four-year institution. It’s far less expensive and can cut time and money off the cost of a four-year program. You can also plan early by taking advanced placement classes while in high school. Take summer classes and an extra class per semester to get a leg up on college credit requirements. Be a savvy scholarship searcher – Take advantage of the internet to search out the scholarship – or scholarships – right for you. Here are some resources to get you started: Good, general starting places include www.scholarships.com, www.fastweb. com, and www.collegeboard.org. Latino students can search for scholarships at www.maldef.org or www.haceonline.org. For other minority North Sound Living | Volume 5 • No. 2

scholarships, visit www.finaid.org. For out-of-the-box scholarships – such as those for vegetarians, getting creative with duct tape, and even being lefthanded - visit www.scholarships.com, and www.fastweb.com. A word of caution as you’re searching for scholarships – be alert to scams. If you have to pay in order to compete for a scholarship, it may be a scam. Learn more about scholarship scams at www.ftc.gov. Look at service and professional groups – Many service organizations such as the Scouts, VISTA and Teach for America offer scholarships. Corporate foundations are an excellent source of financial aid and often require a number of years of service to that organization in return. If you know what you want to study, look into professional associations affiliated with that career. Many, including associations for political science, nursing and physical therapy, offer scholarships to help attract students to their fields. Start exploring financial options early and do your homework, because with some time, patience and perseverance, it is possible to make college more affordable.

Battery Basics

What homeowners need to know about rechargeable batteries (Family Features) If you have a cell phone, laptop or cordless power tool, chances are, your products are being powered by a lithium-ion battery power. With the growing demand for more efficient technologies, convenience and cost effectiveness, consumers should know some background behind what is powering the products that simplify their lives. These tips will help you make a smart purchase and give your batteries a longer life.

Battery Types

With proven power since the 1970s, lithium ion batteries began as a reliable power source for professional industries – now they’re a household mainstay. In fact, today lithium-ion (Li-ion) are among the most common types of rechargeable batteries consumers use, lending power to

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portable electronics such as cell phones, laptops and cordless tools. Lithium-ion is fast-becoming a popular form of portable power because: »»They’re generally much lighter than other types of rechargeable batteries of the same size and power. »»Once charged, it holds the charge longer before running down. »»Although lithium is more expensive than other battery ingredients, its increased use has resulted in increased production, thereby dropping the costs to consumers. “Lithium-ion power is revolutionizing consumer technology,” says Keith McQuaid, consumer power tool product development manager for Black & Decker. “And we are utilizing this power to develop new products such as the compact and lightweight 12V MAX Lithium Drill/Driver. Lithium offers consumers lighter-weight tools with longer lasting battery power, year after year – ultimately saving users time and money, simplifying household projects.”

Stay Powered Longer

Specifically, with power tools, there are some best practices to keep in mind while using your lithium-ion power products: • Avoid running the battery down to zero power. The battery should also be partially charged during storage and returned to the charger after use. • Store batteries in cool temperatures (between 40-70 degrees). Avoid hot conditions like attics, cars, sheds and direct sunlight for extended periods of time. • This technology provides extra power, so now you can complete household drilling and screwing tasks like hanging photos, installing closet organizers and assembling furniture with ease.

Recycle

The Rechargeable Battery Recycling Corporation’s (RBRC) Call2Recycle program makes it easy to recycle your rechargeable batteries. Just return them to participating national retailers. For the closest location, or for information on how you can serve as a collection point, visit www.rbrc.org, or call 1-800-8-Battery. For more information, visit www.blackanddecker.com.

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Activities & Entertainment Boredom is never an option if you live in Skagit or Whatcom County. Whether it’s wagering on the roll of the dice, or retracing the colorful path of the founders who carved this area from the wilderness, the opportunities for entertainment in Skagit and Whatcom counties can satisfy any need for diversion.

Gambling Skagit Valley Casino Resort 5984 N. Darrk Lane • Bow 360-724-7777, 877-275-2448 Operated by the Upper Skagit Tribe on land adjacent to I-5 at Bow, halfway between Everett and Bellingham, The Skagit is one of the region’s newest destination resorts. All the fun and excitement of a 28 million dollar Las Vegas-style casino in a friendly atmosphere, with concerts and events, more than 650 slot machines, table games and a generous player reward program.

A Great Takeout Meal at Home (Family Features) This weekend, elevate dinner at home by recreating a tasty takeout dish in the comfort of your own kitchen. Rather than reaching for the phone, roll up your sleeves and prepare an easy beef dish with exotic spices and a fun dipping sauce. Chinese Beef Pot Stickers blend the classic flavors of ginger and soy sauce with savory, affordable lean ground beef – and with an umami-rich dipping sauce, your family and friends will be craving seconds. Find new ways to enjoy a great night in with more beef recipes and additional dipping sauce recipes at www.BeefItsWhatsForDinner.com.

Chinese Beef Pot Stickers with Maple-Wasabi Dipping Sauce Makes 40 | Total Recipe Time: 1½ to 1¾ hours

1 pound ground beef (95% lean) 1 tablespoon sesame oil 1-1/3 cups finely chopped button mushrooms 1 tablespoon minced garlic 32

¼ cup chopped green onions 1 tablespoon minced fresh ginger ½ teaspoon pepper ¼ cup reduced-sodium soy sauce 40 wonton wrappers (3¼ to 3½-inch squares or 3 ½-inch rounds) 2 cups water, divided Maple-Wasabi Sauce Dipping Sauce (recipe follows) 1. Prepare dipping sauce; set aside. 2. Heat oil in 12-inch nonstick skillet over medium heat until hot. Add mushrooms and garlic; cook and stir 3 to 5 minutes or until tender and liquid has evaporated. Remove from heat. Transfer to large bowl; stir in green onions, ginger and pepper. Cool to room temperature. Add ground beef and soy sauce; mix lightly but thoroughly. 3. Spoon 1 level tablespoon beef mixture in center of 1 wonton wrapper. (Keep remaining wonton wrappers covered with clean, damp kitchen towel to prevent drying out.) Moisten edges of wonton wrapper with fingertip dipped in water. Fold wrapper diagonally in half, sealing edges and pressing out air. Place on baking sheet lined with parchment or

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Football analyst Jesse Palmer offers sweet tailgating tips (ARA) - With football season in full swing, fans across the country are arriving early to show their team spirit before kick-off. In fact, Tailgating.com reports that 46 percent of fans will tailgate at least six times this year. Football analyst Jesse Palmer is serving up his best tips for a successful tailgate, including sweetening the pregame ritual with S'mores - The Official Dessert of Tailgating. "We all know that tailgating is synonymous with football, but not everyone knows that having the right dessert can make or break your tailgate," said Palmer, current ESPN College GameDay analyst. "S'mores can be easily made on the grill, making it the perfect game day treat." Here are some of Palmer's top tips for a sweet tailgate: * Grab a spot early - Leave ample time to secure a spot on the tailgating grounds and arrive no later than 90 minutes before kickoff. The closer you are to game time, the more likely you will be caught in game day traffic, which will impact tailgating plans.

* Have the right equipment - Just as players need proper pads and helmets on the field, tailgaters need proper cooking equipment! Portable grills, coolers, aluminum grilling utensils and storage for leftovers are a must for tailgate season. Make sure to use separate coolers for food and beverages to avoid any confusion. * Don't forget the dessert - A great meal with friends and family ends with dessert, and tailgating is no exception! S'mores are easy to make by using the "build it, wrap it, grill it" preparation method. Simply build S'mores using Hershey's Milk Chocolate bars, Kraft Jet-Puffed Marshmallows and Honey Maid Graham Crackers, wrap in aluminum foil and grill them for 1 to 2 minutes on each side over a medium hot grill. * Bring the entertainment - Fans often tailgate for several hours on game day, so make sure there are plenty of activities for the group. Popular games such as corn-hole (bean bag toss), washers and ladder toss are perfect for tailgating festivities, and be sure to have a radio or MP3 player on hand to get everyone excited for kick-off!

waxed paper. Repeat with remaining wonton wrappers and filling to form 40 pot stickers. 4. Wipe out same 12-inch nonstick skillet; spray liberally with nonstick cooking spray. Heat over medium heat until hot. Arrange 10 pot stickers in single layer in skillet; pan-fry 4 minutes, turning once. Carefully add 1/2 cup water. Cover; cook 2 to 3 minutes. Remove pot stickers; keep warm. Repeat with remaining pot stickers. (Wipe out skillet and spray with additional cooking spray between batches to prevent sticking.) 5. Serve pot stickers with dipping sauce. Maple-Wasabi Dipping Sauce: Combine 6 tablespoons maple syrup, 1/4 cup reduced-sodium soy sauce, 1 tablespoon wasabi paste and 2 teaspoons minced fresh ginger in small bowl. Makes about 2/3 cup. Courtesy of The Beef Checkoff BeefItsWhatsForDinner.com North Sound Living | Volume 5 • No. 2

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A year in review: Top online searches from 2011 (ARA) - Memories are monumental in shaping history. And just as a journal holds your thoughts, memories and interests from years past, online searches can mark the people, places and events that mattered most in a given year. So, what mattered most in 2011? The top Bing searches of 2011 offer a walk down memory lane, reflecting the people, news stories, events and more that captured the attention of Americans this year. From celebrity relationships and royal weddings, to controversial trials and devastating losses, online searches reflect the year's most important people, places and moments in time.

can sometimes beat new school, bringing in more searches than Nicki Minaj, Rihanna, Taylor Swift and Lady Gaga. Superstar Katy Perry came in as No. 2 overall and ranks as the top searched female musician. • Girl power! The boys got served by Maria Sharapova in sportsrelated searches, beating out Tiger Woods and Brett Favre, who ranked second and third most searched, respectively. Women tennis stars dominated this year with Serena Williams and Caroline Wozniacki rounding out the top-five most searched for athletes. Most-searched story and celebrity event

Most-searched people • Justin Bieber had a lot of "firsts" in 2011 - first celebrity girlfriend, first big screen movie, first holiday album and first scandalous rumor. The Biebs just couldn't be hotter this year as he moved from the number six slot in 2010 to the No. 1 most searched person on Bing in 2011. • Last year's winner, Kim Kardashian, takes the crown for the most searched woman of the year on Bing, and second most searched person overall. Rounding out the top five people searched were Jennifer Aniston, Lindsay Lohan and Jennifer Lopez. • After not even cracking the top 50 in 2010, Jennifer Lopez rocketed into the number five slot for most searched people on Bing this year. • While Prince William didn't even make the top 100 most searched people list, America fell in love with the Middleton sisters in 2011, with Kate coming in at No. 12, and Pippa at No. 21. • She may be small, but Suri Cruise certainly raked in a large number of searches this year, coming in as the most searched celebrity child of 2011. The runner ups, Malia and Sasha Obama, are twice Suri's size but only garnered one-third as many searches. Most-searched musician and sports star • While Bieber was the most searched musician on Bing in 2011, Jennifer Lopez and Britney Spears are showing that old school 34

• The Casey Anthony trial came in as the top searched for news story, followed by Osama Bin Laden's death, Hurricane Irene and Japan's earthquake and tsunami. • Remembrances were also top-of-mind this year, including the 9/11 10 Year Anniversary (No. 8) and the one-year anniversary of the Haiti earthquake (No. 10). • The royal wedding was the celebrity event of the year, coming in way ahead of the competition as the most searched. Most-searched television and consumer electronics • Not only is "American Idol" the most searched TV show, but it ranks as the most searched reality show in 2011 as well. Heading into its 11th season, American Idol had a strong hold on searches in 2011, outpacing second-place finisher, "Dancing with the Stars." • Chelsea Handler is too hot to handle when it comes to Bing searches for late night television shows, beating out all her male competitors. David Letterman came in as the most searched network late night show host and Team Coco can celebrate with Conan O'Brien's third place finish. • The consumer electronics buzz this year was all about playing games - video games, that is! Xbox, PlayStation, and Wii all made the top 10 most searched consumer electronic list, with Xbox topping the list at No. 1. Interestingly enough, one of the most searched consumer electronics this year doesn't even exist yet; speculations about the iPhone 5 came in as the fourth most searched consumer electronic of the year. Volume 5 • No. 2 | North Sound Living

DiamonD Rio Friday & Saturday March 16 & 17 at 8 pm

Paul ReveRe & the R aiDeRs Friday & Saturday June 15 & 16 at 8 pm