SUPPLEMENTAL LIFE AND AD&D

Employees may elect a minimum of $10,000 up to a maximum of 5x earnings or $300,000, in $10,000 increments subject to guaranteed issue schedule. Spouses may elect increments of $5,000 up to a maximum of $150,000, subject to guaranteed issue schedule. The spouse's Voluntary Life benefit cannot exceed 50% of the employee's Voluntary Life amount. Dependent Child(ren) coverage is available up to a maximum benefit of $10,000. Pricing is based on Employee age and amount of coverage. See Bernie Portal for further details.

Guaranteed Issue Schedule

• Employee: $100,000

• Spouse: $20,000

• Child: All coverage is guaranteed issue