Fall 2012 Gift Planning Postcard

Š The New Yorker Collection from cartoonbank.com. All Rights Reserved.

Let an Andover annuity go to work for you.

Andover will continue to offer its higher annuity rates until December 31, 2012!

Andover annuities offer you fixed payment!

In addition to lifetime income, Andover annuities offer an immediate charitable income tax deduction, tax advantaged income, and membership in the Samuel Phillips & Sarah Abbot Society.

A sample of Andover’s annuity rates: Age(s) 75 80 85 80 & 75 85 & 80

Rate Sample Gift Deduction* Effective Rate** 6.5% $10,000 $3,390 10.6% 7.5% $10,000 $4,121 12.7% 8.4% $10,000 $5,067 15.0% 5.9% $10,000 $2,808 9.4% 6.7% $10,000 $3,632 11.2%

*Available in September 2012. Subsequent months may generate higher or lower deductions based on the monthly IRS discount rate. **Based on contributions from those in the maximum federal tax bracket who fund Andover annuities with cash; the effective rate also takes into account tax savings of charitable income tax deduction.

To learn about the specific rate available to you, please visit our online gift calculator at www.andover.edu/webcalc or contact the Gift Planning Office at 978-749-4297 or giftplanning@andover.edu.

180 Main Street Andover MA 01810-4161