Fisks Gateway issue 70

Gateway

THE PROPERTY & LIFESTYLE MAGAZINE BROUGHT TO YOU BY FISKS | ISSUE 70

inside this issue CHOOSING THE RIGHT COLOUR SCHEME FOR YOUR HOME TIME TO SORT OUT YOUR FINANCES TAKING CARE OF YOUR HOUSEPLANTS PLUS THIS MONTH’S PROPERTIES

CONTENTS CHOOSING THE RIGHT COLOUR SCHEME FOR YOUR HOME

Follow our suggestions to help you get picking the right colours for your home.

TIME TO SORT OUT YOUR FINANCES

Falling into debt can be a traumatic experience that impacts all areas of your life. Follow our advice to help you get back in control.

TAKING CARE OF YOUR HOUSEPLANTS

8 tips to take care of your new family member(s).

THIS MONTH’S PROPERTIES

As always, we have some amazing properties for you to take a look at this month.

Welcome to our Gateway magazine...

We start this issue of Gateway with a bit of good news. The Nationwide said the recovery in the housing market has been “unexpectedly rapid”. The increase in August was the highest since February 2004, when house prices rose by 2.7%.

As a result, annual house price growth accelerated to 3.7%, from 1.5% in July.

John Pring FNAEA(Honoured) & MARLA | Director

Our Ethos & Values We focus on our clients’ requirements and instructions rather than just doing what’s quickest and easiest for us.

We recruit and train the best candidates for our industry and provide them with attainable goals and long term career progression.

Our comprehensive training program ensures that our staff channels their entrepreneurial spirit and enthusiasm for the benefit of our clients, whilst maintaining the professionalism and customer service associated with our brand.

Don’t forget, if you want to take advantage of the stamp duty holiday, you only have 7 short months left before it ends on the 31st of March 2021. If you’re having trouble understanding the stamp duty holiday then do please reach out to us and we’ll happily talk you through it.

As well as some fantastic properties for you to take a look at in this issue of Gateway, we give you a few ideas on how to pick the right colours for your home, give you some advice on how to sort out your finances, and also give you a few tips on how to take care of those newly purchased houseplants of yours. Enjoy!

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CHOOSING THE RIGHT COLOUR SCHEME FOR YOUR HOME

Follow our suggestions to help you get picking the right colours for your home.

So you’ve bought your dream home, and now is the time to make it “yours” and get decorating. Creating a whole house colour palette, before painting a single wall, is the best way to keep your moving experience as happy and as relaxed as possible.

Homes are often designed over years so it’s easy to add furniture and colours that don’t necessarily work. This isn’t to say colour palettes should be overly prescriptive - I think the days of matching everything in the home are behind us, thankfully. Just that having some kind of colour palette in mind to look at will help you pull your home together nicely.

THE SEARCH First, you’ll need some inspiration. Social media is a great place to get some inspired - Instagram and Pinterest are the best of the bunch for this kind of thing. Also search the web and even grab a couple of magazines on the subject from your local shop or supermarket.

FIND A PATTERN The easiest way to settle on a colour scheme is to find a pattern containing multiple hues that you love. It can come from anywhere that upholstered floral chair, that wallpaper you’ve had your eye on, that rug you’ve been dreaming about. If you find a pattern you love then go with it.

OUTSIDE INSPIRATION Sometimes it’s a great idea to take inspiration from outside. If you’re lucky enough to have a great view outside your window, then why not bring outside inside?

NEUTRAL SHADES Once you’ve got the basic colour palette you love, it’s time to make a few tweaks. Always include a few neutral shades in your palette to make the whole thing pull together better and make it easier on the eyes if you’ve picked a bright palette.

“POP” COLOUR If you’re using a more reserved colour palette then do not be afraid to use a ‘pop” colour. If your “pop” colour is only going to appear two or three times, make sure the “pop” colour shade is the same across the board as you want it to feel purposeful.

Now, of course, we are all different so do what makes you happy. This is YOUR home.

MEET THE TEAM

Ian Carey Sales Manager Ian started his career in the British Army when he was 17 leading teams of up to 8 men. On finishing his military career, he joined the Estate Agency industry where he is a valuable asset to our Benfleet Sales Team.

Harriet Plampton Sales & Lettings Consultant Harriet joined Fisks in 2017 as a Trainee Property Consultant. Having previously worked in sales and public-facing roles, Harriet has combined her natural sales ability with her previous experience to progress within the property agency sector.

Leanne Wright Assistant To Ian Carey Leanne joined Fisks in 2010 after graduating from the University of Greenwich with a 2:1 BA (Hons) in Sociology. Starting off as Branch Administrator, Leanne has gone on to gain experience in Operations, Senior Administration and Property Management.

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John Pring Director John’s knowledge is second to none thanks to his 50+ years in the industry.

Perry Goodwin Digital Marketing Manager Perry recently joined Fisks and brings with him a wealth of digital marketing skills he has gained throughout his career.

Taris Etherton Sales & Lettings Consultant Taris joined Fisks in 2017 as a Trainee Consultant.

We cover the whole of South Essex.

Contact us for a free valuation on 01268 565555

Kerrie Watts Property Consultant

Simon Pring Director

Simon joined Fisks in 2005 and started on the Kerrie has recently joined the Fisks team as a shop floor as a junior sales consultant and now Trainee Consultant. has 13 plus years of commercial experience - from viewings to property management and sales to completion.

Tina Webster Management Accountant After joining the company in 1988 with a BTEC diploma in Business and Finance, Tina progressed her career within Fisks to that of Management Accountant.

Stacey Moore Property Manager Stacey joined Fisks as Property Manager in 2020.

Our Vision & Strategy The residential estate agency market is increasingly populated by large corporations; nevertheless, Nicola Rattenberry our independent family-run Operations Manager estate agency continues to & Administrator succeed and grow a loyal client Nicola joined Fisks in January 2014 after base, due to our core values, graduating from the University of Winchester ethos and flexible approach to with a BA (Hons) First Class Degree in History and clients’ requirements.

Creative Writing.

SEAMORE AVENUE, BENFLEET £325,000 Three Bedroom Semi Detached Property Lounge/Diner Double Shower Room Extended Garage Well Maintained Throughout Potential To Extend (STPP)

CALL 01268 565555

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ST CLEMENTS ROAD, BENFLEET GUIDE PRICE: £335,000 Extended Mid Terraced Property Three Double Bedrooms Lounge And Living Room Dining Room Garage And Parking Well Maintained Throughout

CALL 01268 565555

KING GEORGES COURT, RAYLEIGH £295,000 Highly Desirable Apartment For The Over 55s Two Double Bedrooms Refurbished Throughout New Kitchen And New Bathroom New Carpets Fitted Apartment Overlooking King Georges Park

CALL 01268 565555

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HIGH ROAD, BENFLEET GUIDE PRICE: £325,000 Two Bedroom Detached Property Impressive Lounge/Diner Modern Kitchen Good Condition Detached Garage No Onward Chain

CALL 01268 565555

MALWOOD DRIVE, BENFLEET GUIDE PRICE: £360,000 Four Bedroom Extended SemiDetached Property Fantastic Potential Good Sized Plot Versatile Living Accommodation On Ground Floor Separate Garage Private Driveway

CALL 01268 565555

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GOWAN BRAE, BENFLEET GUIDE PRICE: £375,000 Extended Semi-Detached Property Three Bedrooms Modern Fitted Kitchen Utility Room Garage Brilliant Condition Throughout Separate Dining Area

CALL 01268 565555

WHY USE FISKS? Throughout the years, we’ve gained first class knowledge that is second to none, and helped people through both good and bad times and have won numerous awards throughout our 50 plus years.

We do understand how the market has changed over the years and we have adapted to offer you the best marketing and services available - with us, not only do you get all aspects of a traditional agent, we also give you the best in digital marketing too - including social media, web portals, and our exclusive property video tours that can be seen on our YouTube channel and other streaming services. Our hybrid agency offers you the best of both worlds.

As well as offering floor plans, our monthly Gateway magazine that reaches over 9 thousand people, social media exposure of your property, A3 property details and flyer campaigns, we also offer the following...

Multiple online portals

Fisks will market your property on all major portals -

Accompanied viewings Let us take the stress out of the viewing process.

Video tours

Let us present your home to the best of its ability.

High end photography

All buyers require good quality photographs before viewing your property.

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Landlords: Protect your investment with our full property management and marketing...

Protecting your investment should not be taken lightly, with our full management service you can be sure to get the support you deserve...

Inventories - protect your deposit with a professional inventory, including time stamped photographs.

Inspection - allay your fears that your asset is being looked after.

ARLA - the gold standard professional industry body.

Section notices - fully trained and experienced staff can advise and serve the appropriate notice.

Audited and insured client accounts to protect your money.

Rent guarantee and legal cover protect yourself with insurance and the increased costs of evicting (subject to status).

Legal hotline - specialised property lawyers helping to answer your questions.

Accurate accounting - from monthly statements to overseas landlords, to expenditure and income, we hold all the information the accountant will need.

Gas certificates and EPCs - keep your property complying with the law.

Don’t just take our word for it, we have many happy customers...

“Happy customer. Very professional service. We had no problems with the sale of our house or the purchase of our new home through Fisks. Staff very pleasant, would definitely recommend.”

- Mr and Mrs Hall “Fantastic team that pulled out all the stops and helped every step of the way.

Friendly pleasant staff.”

- Mrs S Sheavyn

... come and put us to the test!

Time to sort out your finances

Falling into debt can be a traumatic experience that impacts all areas of your life. Follow our advice to help you get back in control.

Let’s start by saying that most people have some form of debt, whether that’s a mortgage, a credit card or even an overdraft. When treated with care, debt can be useful and is an essential part of life for many - very few people would be able to afford to buy their own home without a mortgage. However, if debt is not taken seriously, then it can potentially destroy your hopes and dreams.

GET YOURSELF IN ORDER It can be tough to own up to your financial difficulties, but it’s the first important step. Write a list of all your credit cards, store cards, overdrafts, loans and mortgage debt, and then add up how much is going out each month. This will give you a great indication of where you need to cut corners to save money and get back in control.

TIME TO BUDGET It’s time to get a household budget in order, and remember, every little helps. Do you have a gym membership you don’t use? Do you really need to buy that overpriced coffee every time you go to lunch?

You might not realise but if you’re spending £2.20 on a coffee five times a week then you’re spending £570 a year on it. These sort of unnecessary expenses need to be stopped if you’re finding yourself struggling month on month.

TAKE CARE OF YOURSELF One in four people in the UK will experience mental health problems each year, and worrying about debt or money can exacerbate the problem even further. Taking even small steps in the right direction will help with your mental health and improve your situation. If you’re struggling with your mental health then reach out to mental health charities such as Mind and StepChange who will provide you with useful advice and contacts.

SAY NO TO PAYDAY LOANS A payday loan is, as the name suggests, a small loan designed to tide you over until your next payday. It is tempting to take out a payday loan if your in dire need of cash, but with a typical APR of 1,300%, it can be an expensive option.

BANKRUPTCY Bankruptcy should always be your last resort. If you absolutely can’t pay off your debts then bankruptcy might be for you. It costs £680 to apply but means any money you owe will be written off. It also means that anything you own may have to be sold to pay off debts - this can include your home, your car and any luxury items. If you’re considering this option then make sure you get free, independent debt advice before apply as it will have long-term effects on you financially.

RECTORY ROAD, PITSEA £255,000 Three Bedroom Semi-Detached Town House Spacious Lounge Large Kitchen/Diner Off Street Parking Perfect For Investors With Tenants Already In Place No Onward Chain

CALL 01268 510510

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RAINBOW ROAD, CANVEY ISLAND GUIDE PRICE: £380,000 £400,000 Three Bedroom Detached Bungalow En-Suite To Master Bedroom 30ft Garage Huge South Facing Rear Garden Short Walk To The Town Centre No Onward Chain

CALL 01268 510510

GENK CLOSE, CANVEY ISLAND £250,000 Three Bedroom Semi-Detached House Perfect Family Home Large Lounge/Diner South Westerly Facing Garden Close Proximity To Local Schools And The Town Centre No Onward Chain

CALL 01268 510510

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HEATHER CLOSE, CANVEY ISLAND GUIDE PRICE: £500,000 £525,000 Immaculate Four/Five Bedroom Detached House Two En-Suites With Potential For A Third Gorgeous Newly Fitted Kitchen And Utility Room Separate Dining Room Off Street Parking And Garage

CALL 01268 510510

LAKESIDE PATH, CANVEY ISLAND £314,995 Three Bedroom Semi Detached House 20ft Annex/Studio Large Utility Area Lean-To With Plumbing And Power Lake Views Show Home Decoration Good Size With Over 1200ft Of Space

CALL 01268 510510

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MEADOW VIEW WALK, CANVEY ISLAND OIRO £270,000 Three Bedroom Extended MidTerraced House 20ft Newly Fitted Kitchen 20ft Dining Room 30ft Front Garden Downstairs Cloakroom Detached Garage

CALL 01268 510510

TAKING CARE OF YOUR HOUSEPLANTS 8 tips to take care of your new family member(s).

Since lockdown, houseplant sales have skyrocketed due to people working from home and spending more and more time indoors. Whether you’re sitting at your home desk, or simply putting yet another houseplant in the living room (like me), the presence of greenery in our homes makes us all feel that little bit better. We have put together a few tips for you to take care of your new family member(s).

1. Surprisingly often overlooked, but one of the most important factors in a healthy plant, is to make sure you spin your plants around so they grow evenly and not lopsided. Do this every week.

2. There is no need to fertilize your plants in the winter. Only do so in the spring and summer.

3. If you’re a gardening newbie, use pots with holes in to make your life easier. But remember to have your pot in a saucer - nobody likes water on their desk.

4. We all like that summer glow, so when the sun is shining, take your houseplants outside if you can. It will keep them looking and staying healthy.

5. Buy yourself a moisture meter. This is a great tip if you’re prone to giving your houseplants too much water and accidentally killing them. We’ve all been there at some point.

6. Don’t forget to dust those leaves. Sure you can use a damp cloth and wipe each leaf individually, but if you’re like me and own too many plants, then that will take you all day. Take your plants into the shower and let the overhead water wet the leaves down for you. Leave them to dry off in the shower before moving them back to their original spot. This tip also means you’ve watered your plants too, of course.

7. Use a systemic insecticide. This product is sprinkled on the surface of the soil to keep bugs away. From my experience it works very well and isn’t too pricey.

8. Don’t be afraid to cut off the browned bits from your leaves to tidy it up a little. Follow the natural leaf shape, if the leaf shape comes to a point, don’t cut it back straight across, it won’t look natural.

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Head Office 146a London Road Benfleet Essex, SS7 5SQ T: 01268 750000 E: office@fisks.co.uk

Here to help you on the following property matters

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Sales Lettings Property management Mortgages Solicitors Surveys EPCs Property maintenance Planning applications CONTACT US FOR A FREE VALUATION 01268 565555 “Best Estate Agent in Essex! Fisks were fantastic from start to finish, both the Benfleet & Canvey Island branches. The staff are knowledgable, polite & friendly, we never had a bad person.

They got us viewings from both the branches. They kept us in touch on every viewing. They also kept us informed on every part of the process, which was very good as we haven’t moved in over 30 years.”

- Mrs C Stannard

“NO STRESS USE THE BEST... Excellent customer service... nothing too much trouble... all queries answered with ease... from valuation to completion we found the experience stress free. Very professional friendly staff, would definitely recommend... big thanks to Simon and his team ... till the next time!”

- Mr and Mrs Farrer