30%
S&P 500
25% 20%
Blended PT to PT
15%
IUL Policy Performance
10%
S&P PT to PT
5% 0% -5%
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
-10% -15% -20% -25% -30% -35% -40%
Available Crediting Methods
S&P 500
S&P 500 Index annual point-to-point S&P 500 Index monthly sum S&P 500 Index trigger method Blended Index annual point-to-point Blended Index monthly average Bloomberg US Dynamic Balance Index II annual point-to-point with par rate True Balance annual sum Fixed Allocation
Blended PT to PT 6.98%
6.78%
7.60%
Annual Avg. Returns
Historical Average All Inforce Policies:
7.09%
6.86%
5.20%
7.43%
Geometric Real Returns
S&P PT to PT