Fall Home Magazine 2017

FA L L

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3 d m rodu aile dditiona l limitati d within 6 we ct models se t e ons ma y apply ks of rebate c forth above laim re sk part ce FALL. AHOME 2017 | PAGE 3 icipatiMAGAZINE ng dea ipt. ler for 55562

ELLA ®

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CONTENTS 6 Wining and dining: Marion Lake home, vineyard a perfect place for entertaining

16 Homes to ‘flip’ over: Wadena house flipper shares his story, advice

25 Go bold: Daring hues add

6

vitality to homes

26-27 Building and Remodeling Directory

28 Smaller sizes, smart tech: Trends in today’s homes

30 Fall lawn care tips PUBLISHED BY THE PERHAM FOCUS 222 2nd Ave. SE • Perham, MN 56573 p: 218.346.5900 • f: 218.346.5901 www.perhamfocus.com

16

30

Distinctive

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Residential and Commercial Design.

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Wining and dining

KAYSEY PRICE

Forum News Service

Marion Lake home, vineyard a perfect place for entertaining

W

hen company comes to visit the Mustons — which happens quite often — visitors are never disappointed.

The property, which has 276 feet of lake frontage on Perham’s Marion Lake, boasts a two-story four-bedroom, five-bath (three PAGE 6 | FALL HOME MAGAZINE 2017

full, two half) modern craftsmanstyle home with multiple seating areas for entertaining and ample room for overnight guests. There’s also a separate guest cottage and standalone garage-turned-partyroom. Across the street is a large red barn that’s perfect for bigger gatherings, along with a vineyard,

the Mustons’ own Marion Lake Vineyard.

It’s one of seven noteworthy properties featured in this fall’s Lakes Area Home Tour. The barn and vineyard will be the site of a VIP party following the tour.

Becky Muston says she and her husband, Mike, were visitors to the

Left: Becky and Mike Muston’s home, on Marion Lake in Perham, is featured in this year’s Lakes Area Home Tour.

Below: The home tour’s after-party will be held at the Mustons’ barn.

FRONT COVER: A lakeside view of the Mustons’ home, which is surrounded by lush gardens and patios for outdoor gatherings.

FALL HOME MAGAZINE 2017 | PAGE 7

property themselves at one time.

They spent their summers in the cottage, which used to house up to 20 of their friends during seasonal get-togethers (though, she says now that how all those people fit into that little cottage is a mystery modern physics has yet to explain).

“The bedrooms are just like shoeboxes,” she laughs. “The whole thing is a shoe box!”

Left: Large windows in the main, open-concept living area let in light and offer scenic views.

Right: The cottage contains eclectic furniture pieces that meld well together.

Nowadays, the Mustons house some of their own guests in that cottage, though their home has plenty of room for guests, as well.

The front entry of the main house, just two years old, opens to

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a spacious living room with vaulted ceilings and large windows that overlook the lake. To the right sits a dining room and kitchen with equally scenic views, as well as one of the home’s five bathrooms. The Mustons

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use that bathroom for cleanup after guests have gone swimming on Marion Lake, a lake known for it’s spring-fed clarity. To the left, visitors see a powder room, the master bedroom and an area that leads to the attached garage, as well as a staircase to the second level.

Up the staircase, decorated with reused batten board and “an interesting light fixture,” visitors will encounter more bathrooms, bedrooms, and a “gathering room.”

“If someone needs to get away from everyone and watch a movie, they come to the gathering room,” explains Becky.

Past the gathering room sits a “dorm room,” which is actually much larger than most college dorm rooms and is complete with two full beds, a sitting area and storeroom/office. Mike’s home office is also on the second floor.

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PAGE 10 | FALL HOME MAGAZINE 2017

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“He won’t let anyone muck with it,” says Becky, referring to the fact that people always ask why his desk isn’t facing the window, which looks out on the lake (it’s because “that’s the way he likes it.”)

The entire house was designed with a “coastal lake place theme” and a hint of Minnesota.

“I’m not a decorator,” says Becky, but she thinks keeping things light and airy supplies a coastal feel while dashes of darker, wood-toned decor adds a Minnesota feel — a theme that is most evident in the master bedroom.

LAKES AREA HOME TOUR

It has “a coastal lake place theme” with a hint of Minnesota.

Perham’s annual tour of homes, the Lakes Area Home Tour, is going full-on fall this year, with a new, autumn tour date and fall-themed home displays.

The tour has moved up from its usual Christmas-time calendar slot to Saturday, Sept. 30.

BECKY MUSTON Outside, the home has a few different patio areas, one of which has a wood-fire pizza oven surrounded by all manner of plants, a typical sight for the property. Right next to the oven is an herb garden.

“It’s not done this year, but when it is, it will have all the herbs needed

Emily Dreyer, a leading organizer of the tour, says it made sense to move the event to an earlier date because of the driving involved. In the past, snowstorms have dampened the fun.

Plus, “it will be fun to have pumpkins on display this year,” Dreyer says, adding that the leaves changing color will also add a new touch the tours didn’t previously have.

From 9 a.m. until 6 p.m. that Saturday, tour-goers will be able to take a selfguided tour of seven noteworthy homes throughout the greater Perham area, stopping where they please along the way and visiting the homes in whatever order they choose.

A few of the homes are on local lakes, like Big Pine and Marion, and others are in town.

Tickets may be purchased at Lumber Depot, Refreshing Designs, Karvonen’s or Bremer Bank. The tickets contain a list of the homes and their addresses, and maps are also available.

After the tours end, at 6 p.m., a VIP barn party will take place at the Marion Lake Vineyard. Music, games and food will all be on site.

Above: The guest bedroom is upstairs, and has enough room for two beds. Opposite: The master bedroom, which faces the lake, features a full bathroom and a walk-in closet.

Tickets for the tour are $25 and tickets for the barn party are $30 (or $50 for both). All proceeds go to the 549 Family Foundation, which provides Perham public schools with funding for field trips and other activities or class projects that are not already factored into the school’s budget.

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The party room, located in a detached garage, boasts a bar with Disgruntled Brewery’s beer on tap. to make a pizza,” says Becky, “so we’ll be able to pick fresh ingredients right from the garden as we’re cooking.”

If the pizza patio isn’t enough to satisfy guests, the property also has a party room, which Becky says is the kind of place “where furniture

goes to die.” It’s a detached garageturned-party-room decorated with an eclectic mix of couches, chairs, tables and more that were left over from the house and cottage. The party room also features a bar where the Mustons serve their guests Disgruntled Brewery beer on tap.

Becky says all are welcome to explore their home, cottage, barn and vineyard during the Lakes Area Home Tour, and she’s hoping some might even make a trip back a week or so after the tour to help harvest grapes from their vineyard. 

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FALL HOME MAGAZINE 20174/7/17 | PAGE 15 9:34 AM

Homes to ‘flip’ over

KAYSEY PRICE

Forum News Service

Wadena house flipper Kyle Davis shares his story, advice

“I

got my start...it’s actually really funny...” says Kyle Davis, hunkering down to chat at Wadena’s Cyber Cafe about flipping houses, a passion he’s been pursuing since 2008.

After graduating from college, Kyle returned to his home town of Wadena to work at the family business, Davis Appraisals. He was PAGE 16 | FALL HOME MAGAZINE 2017

living with his parents, scraping by, when he stumbled upon an old barn in Ottertail. To most, it didn’t look like much, but to Kyle, it looked like opportunity — the only problem was he didn’t have the means to buy it.

“I had literally zero dollars to my name,” he recalls with a laugh.

“So, I budgeted it all out, and I

I had literally zero dollars to my name.

KYLE DAVIS, ON GETTING HIS START IN HOUSE FLIPPING tell Scott (Pettit, former president of First National Bank in Wadena)

Submitted Photos

Above & opposite: The main living area of a home as it looked before being remodeled by Kyle Davis, and how it looked after.

Right: Kyle’s first house flip was an old barn he converted into a home, which he still lives in today.

what it’s going to be worth after it’s done.”

He promised the bank president that he would do all the work — he just needed someone to believe in him, to take a chance on him and give him a loan.

“The bank had a meeting to talk about it, and Scott called me a couple days later,” Kyle says with a laugh. “He brought me in, and he goes, ‘Kyle, under no circumstances whatsoever should we let you do this, but I know you, and I know your family, so we’re going to take a chance on it.’”

Kyle still lives in that house today with his family. He says that first

chance was exactly what he needed to get his foot into the door of the house flipping business.

Location, location, location Kyle’s first house wasn’t a flipper, but it flipped a switch in his brain that made him want to look for more properties to fix up.

“After I got done with that first project, I did a cash out refinance, and that financed my first rental,” he says.

Now, he scans the Multiple Listing Service (MLS), a subscription-based site where buyers can search for estates, foreclosures and short-sale properties, daily.

“I got kind of ADD when it comes to finding properties,” he says.

“I search three times a day: right when I get up, during lunch and right before I go to bed.”

The MLS is a great way to find properties to flip, but Kyle says getting a realtor can work just as well and might be a good idea for newbies who don’t quite have that gut feeling about house deals yet.

“You just develop a gut sense,” he says.

He sometimes gets creative in order to find new properties by sending out bulk mailers to people in the area who own the types of houses he’s looking to flip. For example, if he knows he wants to buy a threebedroom home, a high-demand type of property in Wadena, he will go to the county and get a list of all the three-bedroom houses in the area.

“I create these little post cards saying, ‘Hey, my name is Kyle Davis. I’m a property flipper. I might be interested in your house.

Let me know if you’re interested in selling, and we can try to create a win-win situation’,” he explains.

After sending out three batches of 400 mailers, that strategy has led to two property purchases, which Kyle considers to be “worth every darn penny,” considering the mailers cost him $600 and, if he flips the houses, he can probably pull a rough $20,000 profit from each.

It’s all about finding creative ways to get potential sellers to bite.

An offer you can’t refuse “It’s all about motivated sellers.

If you don’t have a motivated seller, they’re not going to be very creative with you,” says Kyle, stressing the importance of making a good purchase. “The money you make is on the purchase.”

Kyle says his full-time job as an appraiser comes in handy at this point because, when he gets a bite from a seller, he goes into the house and assesses it’s worth, figuring out how much he can increase its value and how much it will cost FALL HOME MAGAZINE 2017 | PAGE 17

The money you make is on the purchase.

KYLE DAVIS, ON HOW HE BUDGETS HIS FLIPPING PROJECTS him to get the house fixed up.

This step is crucial, Kyle says, and he warns newbies against murking it up with advice from TV shows.

“Unfortunately, in this area — and this is a big mistake people make all the time because they watch HGTV — is cost does not equal value. That is huge — especially in the Wadena area,” he says.

When he’s appraising a house, sometimes the sellers will say they just put $10,000 into their kitchen, so surely the value of the home increased by $10,000. That may be the case in a big city, but it’s just not the case in many small towns

— big city flips have nothing to do with small town, Minnesota.

“They are apples and oranges — I mean, you’re talking apples...and grass!,” he says. “I mean, it’s not even in the same category.”

Once Kyle decides how much the house could potentially be worth and what it will cost to get there, he makes his offer: 75 percent of the fixedup value of the house minus the cost to get it there. For example, if a house is going to be worth $100,000 when it’s all fixed up, and it will cost $20,000 to fix it, Davis will offer the seller $60,000.

“I’m always up front with them… I don’t pay full retail price,” he says. “So I just want to be up front and honest about that.”

Kyle Davis has been flipping houses in the Wadena area for a number of years.

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It’s fair — there’s still a window of profit. But, most importantly, it’s calculated to factor in a possible misstep that would cause Kyle to have to sell the property fast, so he doesn’t ever budge...except one time that involved a pinball machine.

“They had this pinball machine,” Kyle laughs, “and I really wanted it.”

So he let the sellers counter, adding $1,000 to the sale price if they threw in the pinball machine — and he didn’t look back.

One for the money Getting a loan to finance the offer is a whole other deal to be made.

Kyle was lucky with his first home purchase — he was able to get creative. He advises other buyers to do the same, if they’re able.

“Not to bash on the Wells Fargos, (but) they just don’t have the flexibility to make something happen,” Kyle says. “They got their rules. They got their standards you have to abide by.”

During his years of experience in the house flipping business, Kyle has found a few unique purchasing options. Other than just getting a loan from a bank, he has used a couple of different strategies to purchase houses, particularly if he can’t make a big down payment: 1) a contract for deed, where the homeowner basically acts as the bank and, 2) “basically having the seller carry a second mortgage,” which he says works well for acquiring larger properties.

In either case, the buyer is making payments directly to the seller and, after a year or two — or three — and after the buyer has made improvements to the building, the buyer goes to the bank to refinance the loan, a good strategy for houses flipped into rental properties.

The second strategy, having the seller essentially carry a second mortgage, is a little more complicated. Kyle recently used this method to purchase the Curry

Building in downtown Wadena, as well as a 10-plex. In both cases, he asked the seller to borrow him the amount of money he needed to take out the bank loan.

It works like this: If the building being purchased is $260,000, the buyer borrowd $60,000 from the seller, and used that to take out a loan from the bank. Thus, the buyer owes the seller $60,000 and the bank $200,000.

Knowing how the property is going to be transformed will also determine the loan. For example, flipping a property and selling it immediately is different than flipping it and renting it out for a year or longer.

“House flippers usually try to sell it as fast as possible,” Kyle says. “I think a unique strategy is to rent it out for at least a year because then you don’t pay what’s called short-term capital gains... and that tax is massive. It’s like 30 percent, give or take.”

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FALL HOME MAGAZINE 2017 | PAGE 21

There is a loophole flippers use to avoid this, which is to take their earnings from flipping the house and investing it into another property of similar or greater value within 180 days. This is called a 1031 tax exchange, and it basically defers the need to pay the shortterm capital gains for as long as the flipper can flip.

“I myself, personally, have never done a 1031,” Kyle says. “There’s a lot of loopholes that you gotta go through, and if you don’t have that next one, you know, lined up right away, it’s challenging.”

Instead, he tends to hold on to his properties for at least a year. That way he just has to pay long-term capital gains, which are around 8 to 12 percent.

Taking his time has allowed Kyle to find more unique solutions, like one of the projects he’s currently experimenting with — Wadena’s first Airbnb.

Kyle Davis has a decorator team now, but when he started out he tried to do a great majority of the work himself with guidance from experts.

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PAGE 22 | FALL HOME MAGAZINE 2017

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FALL HOME MAGAZINE 2017 | PAGE 23

“I’m not 100 percent sure if there’s a market for it, but there’s no supply,” he says. “I’ll try it out, and worst-case scenario, if I gotta just convert it back to a rental, then that’s ok.”

Flipping, not flopping Kyle has been able to make a name for himself in the area, finding creative solutions to problems, but he says flipping isn’t just creativity — it’s also good, oldfashioned hard work, and buyers need to be ready to put in the time.

“You know, some things you just can’t do — electrical, you can’t do it. Depending on where you’re at, you know, plumbing, you can’t do it,” he says. “But as far as flooring, woodwork, painting, some framing, I highly recommend getting your feet wet getting into it, so that way you just know what it takes.”

Sometimes, the way to motivate a seller is by offering to buy the property at a lower price in exchange for doing the heavy

lifting, which was the case with one of Kyle’s most recent (and biggest) acquisitions. The owner of the Curry Building was tired of the headaches of maintaining the property, and Kyle was ready to take them on.

“And that’s what new people getting into this need to do,” he says. They need to be willing to take on the headaches, and take them on first-hand.

Nowadays, as Kyle manages his 25 rental properties and works on his current projects, the Curry Building and 10-plex, he doesn’t do too much of the work himself. He’s found his stride and his team.

“Now I just do the things I enjoy with real estate, which is trim work,

flooring and painting. I like doing those things...so it’s not necessarily work for me,” he says.

For the rest, he’s got a contractor and designers, Eric and Tami Soyring, formerly of StraightLine Design.

“I let the people that are really good at their jobs do their jobs,” he says. “Having that team is huge. You might make a little bit less money, but it’s going to be done right. It’s going to be on time and on budget.”

And, since he doesn’t have to take care of everything himself, Kyle is able to juggle multiple projects and continue flipping Wadena properties, improving the area one building at a time. 

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old hues add a splash of color to rooms that can use a little design lift. By embracing bold painting and decorating styles, homeowners can use fresh color palettes to make rooms more inviting and colorful. These popular color combinations can provide inspiration.

Green and pink Colors on opposite ends of the color wheel will always complement each other. Green paired with pink calls to mind the great outdoors. These hues can add a touch of floral spring sunshine even when that season has long since passed. Opt for a deep green and a carnation pink for maximum impact. And don’t forget a vase full of fresh blooms as the finishing factor.

Lavender and deep blue Analogous colors are three colors that sit side-by-side on the color wheel and share a common denominator in terms of shade.

Lavender, blue and an orchid pink are examples of such hues. This cool, regal combination can add femininity to a bedroom or even drama to another space in the house. If painting the walls dark blue or lavender seems scary, opt for a neutral shade on walls and then dress up the space with inky and violet accents.

Turquoise and brick red Enhance the “wow” factor with these bold colors. Although they are striking, when they work together, they also can impart a soothing feel, particularly since they are often inspired by Asian influences.

Feature a light turquoise sofa with red throw pillows. Or dress up meals with a red tablecloth on the dining table and turquoise, white and red, patterned place mats.

Gray and yellow Yellow is a pick-me-up color any time of the year, but, when combined with a gray, it’s toned down to be soothing instead of startling. This color combination is popular in kitchens, nurseries and entryways. Have fun in the kitchen with mottled gray stone countertops, pale yellow walls and canary cafe curtains.

Color can affect mood and transform spaces with just a small investment of time and money.

Homeowners can experiment with color palettes so rooms remain vibrant all year long.

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he heyday of the real estate boom of the early 2000s has not quite returned, but things are looking up.

In the United States, 1,226,000 new homes were built in 2016, according to data from Consumer Reports. That was the most since 2007.

Resales also have been more promising. The National Association of Realtors says the median number of days a home was on the market in April 2017 reached a new low of 29 days. However, low supply levels did stanch existing home sales somewhat. By mid-2017, the market was a seller’s market, with more people in the market for homes than properties available. But sales during that time were still outpacing sales figures from a year prior.

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PAGE 28 | FALL HOME MAGAZINE 2017

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As is typical, the things homeowners are looking for in 2017 have evolved from years past. The following are some trends that are helping to steer the real estate market further. ► Smaller homes: Home sizes in the United States steadily increased for decades, eventually leading to an average of 2,453 square feet in 2014, according to U.S. Census figures. However, Realtor.com reported in 2015 that new construction homes had already begun to shrink by 40 square feet. There seems to be a slight trend toward more modest homes as people consider affordability and maintenance on larger properties. The National Association of Home Builders states buyers are now looking for smaller, more livable homes with flexible floor plans, energyefficient appliances and plenty of storage space.

► Matte finishes: Stainless steel and luster have been popular for years. However, the next big thing is matte finishes on faucets, appliances and even in countertops. These less flashy finishes are prized for their warmth and elegance. While some high-end models with matte finishes have been available for several years, even less expensive models are now available. ► Smarter technology: Many homeowners are embracing smart technology throughout their homes, but it’s not just lights that turn on with voice command or more efficient thermostats.

Innovative technology includes toilets that can autonomously stay clean and sanitized, refrigerators equipped with cameras so homeowners can see the contents inside and indoor food recyclers that can turn food waste into fertilizer.

DID YOU KNOW? Of the 29 projects it studied for its 2017 “Cost vs. Value Report,” Remodeling magazine found that the average payback in resale value was 64.3 cents.

The lone project in the 2017 report to return a higher value than its cost was the installation of loose-fill insulation in an attic, which provided a return of 107.7 percent.

Homeowners who replaced an existing entry door with a 20-gauge steel unit recouped 90.7 percent of their investment at resale, placing that project second on the list.

What helps homeowners who finance such projects recoup their associated costs is the relatively low sticker price of the projects, which both rank among the five least expensive projects examined in the 2017 report.

But a recovering real estate market has helped homeowners recoup more of their investments on some expensive projects, as well. For example, the 2017 report saw the biggest year-over-year percentage increases in value on expensive projects like upscale bathroom remodels, upscale master suites, two-story additions, grand entrance installations, and family room additions. The increase in value on those projects ranged from 5.6 percent to 7.4 percent from a year earlier.

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FALL LAWN CARE TIPS Fall lawn care differs from spring and summer lawn care.

Homeowners who want their lawns to thrive year-round should take advantage of the final warm-weather days of fall to address any existing or potential issues. ► Keep mowing, but adjust how you mow. As fall transitions into winter, lower the blades so the grass is cut shorter (remain mindful that no blade of grass should ever be trimmed by more than one-third). Lowering the blades will allow more sunlight to reach the grass in the months ahead. ► Remove leaves as they fall. Allowing fallen leaves to sit on the ground for extended periods of time can have an adverse effect on grass, suffocating it by forming an impenetrable wall that deprives the lawn of sunlight and oxygen. The result is dead grass and possibly even fungal disease. Leaves may not need to be raked every day, but homeowners should periodically rake and remove leaves from their grass, even if there are plenty left to fall still hanging on the trees. Another option for dealing with leaves is to mulch mow. This takes away the need to rake, but requires frequent mowing throughout the season, every time a layer of leaves (about one inch thick or so) covers the grass.

Mulch mowing is not based on grass growth but on the rate at which leaves fall and collect on the ground. ► Repair bald spots. Lawn repair mixes like Scotts PatchMaster contain mulch, seed and fertilizer to repair bald spots, which can begin to recover in as little as seven days. Before applying such products, remove dead grass and loosen the top few inches of soil. ► Aerate the turf. Aeration reduces soil compaction, facilitating the delivery of fertilizer and water to a lawn’s roots. While many homeowners can successfully aerate their own turf, it’s best to first have soil tested so you know which amendments to add after the ground has been aerated. Gardening centers and home improvement stores sell soil testing kits that measure the pH of soil, but homeowners who want to test for nutrients or heavy metals in their soil may need to send their samples to a lab for further testing.

PAGE 30 | FALL HOME MAGAZINE 2017

Must-have kitchen remodel features

H

omeowners looking sheet cakes and other large to renovate often items into the fridge. see room for Extra lighting improvement in their A kitchen should be kitchens and bathrooms. a balance of form and The National Association function.

A combination of Home Builder’s of overhead lighting, Remodeling Market decorative lighting Index Survey, which and task lighting can measures conditions in illuminate all areas of the the remodeling market, space effectively. indicates that, in 2015, the two most common Appliance garages remodeling jobs were Architectural and design bathroom remodels (81 resource Houzz says that percent) and kitchen appliance garages are remodels (79 percent). popular kitchen additions, According to HGTV and too. Set at countertop Statistics Brain, a new level, these cabinets allow kitchen remodel for people to keep small a kitchen measuring File photo appliances plugged in 12 by 12 feet may cost Before investing in their remodeling projects, homeowners should think but tucked neatly behind homeowners anywhere closed doors. carefully about the features that will improve their time spent at home, from $17,000 to $37,000. making the room more enjoyable while improving its functionality.

Before investing so much into their remodeling Foot-pedal water operation DID YOU KNOW? projects, homeowners should think When outfitting a sink, think According to a survey of its users, the carefully about the features that home improvement resource HomeAdvisor about foot controls, which are will improve their time spent at found that the average kitchen remodeling popular in doctors’ offices and home. When planning a kitchen project took six weeks to complete. hospitals. Turning on the water renovation, homeowners may want While some homeowners might be turned with the tap of a foot can reduce to consider the following upgrades off by the prospect of having little or no the transfer of pathogens to to make the room more enjoyable access to their kitchens for more than a faucets from hands during food while improving its functionality. month, HomeAdvisor warns that the length preparation. These pedals also of time it takes to complete a kitchen Oversized sink free up hands for other tasks. remodeling project depends on a host of Although high-efficiency factors, including the scope of the project.

Bottom’s up dishwashers are popular, deep sinks Some homeowners reported to People are likely spend more to soak soup pots or woks are still HomeAdvisor that their projects lasted time raiding the refrigerator useful. Deep sinks may be preferable for several months, though those projects than the freezer on any given to double sinks, especially for required extensive work, including moving day. Rather than having to bend homeowners who use lots of kitchen walls and rearranging plumbing. Others down to seek out that favorite tools when preparing meals. who only replaced the flooring and flavor of Greek yogurt, choose a countertops in their kitchens were back in Soft-closing hinges business in just three weeks. model with the fridge on top and When replacing cabinets (or just freezer on the bottom, especially Homeowners should always receive a the hardware), consider installing if anyone in the household has projected completion date when soliciting soft-closing hinges and slides on estimates from contractors. But it’s also mobility issues. When shopping important that homeowners plan for doors and drawers. These devices for refrigerators, French-door unforeseen problems that may arise during eliminate slamming and caught style units may offer even the project, thereby extending the length fingers, reducing noise and injuries more access, making it easy for of time necessary to complete it. in the kitchen. homeowners to slide fruit trays, FALL HOME MAGAZINE 2017 | PAGE 31

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