Peregian Springs News February 2019

Peregian Springs News Inform know grow Volume 4. Issue 5

February 2019

Fee delay slows plans THE developer proposing a 74-unit residential development and two commercial buildings on the vacant lot at Koel Circuit beside the Peregian Springs Shopping Centre has been granted an extension period in which to pay the application fees required to have its development application live for Council assessment and public comment.

Proposed development plans for Lot 3292 by Billy Lids Pty Ltd as Trustee are already available on the Council’s Development I website.

Since being made public, there’s been a mixed community reaction around the proposal.

Concerns raised have included issues of extra traffic, noise and privacy for existing residents to the south of the proposed unit block.

The Peregian Family and Friends group has also expressed concern over the size of the development and committed to communicating with residents if and when the public consult period is activated to ensure people have a chance to have their say.

There has been no application lodged as yet for the neighbouring block, Lot 3291, however plans for Lot 3292 allude to early work underway to place a Tavern and residential property on that site.

At this point, the developer has until February 20 to pay the approx. $55,000 fees to make the unit block application. We’ ll keep following this story.

Plans for a four-storey, 74 unit, residential development and two shops are yet to be activated as Council awaits application fees.

Peregian Springs News, February 2019

INSIDE

Dr Michael Nagel offers tips for learning Page 4

Dan Kelly’s car search one stop shop Page 12

Check out the seven new World wonders Page 24

From the Ed’s desk: Well it’s February and there’s much brewing around the place.

Billy Lids Pty Ltd as Trustee, the Developer with proposed plans to put a 74 unit 4 storey complex on the vacant land lot next to Coles and a Tavern and residential on the lot next to Arcare, has asked for an extension of time to pay the application fees to Council that would enliven the Unit block proposal for assessment and public comment. Stay tuned for further news on when the application goes live and you have the chance to comment on the Unit block.

Also brewing is the Federal Election – which is due to be held before mid-May. No date has been announced yet but it already feels like we are in a campaign period with Bill Shorten visiting in his Labor Bus on the Sunshine Coast over the January holidays.

Mr Shorten didn’t visit our part of the electorate of Fairfax (taking in Peregian Springs) or the part of Wide Bay taking in Peregian Breeze.

In fact, federal Labor has yet to announce a candidate for either of our local electorates. One wonders if Labor has already given up representing locals in Canberra given the traditionally strong showing of the LNP. While I walk around and deliver this magazine I have seen a couple of union publications sticking out in bundles of

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mail in letterboxes so I’m sure there are more than a couple of Labor voters in the area and more than a few who are undecided and could be persuaded.

I totally agree with Sunshine Coast Daily Editor Craig Warhurst when, in his editorial on Friday February 1st, he questioned “where are our Labor candidates”? Mr Warhurst hit the nail on the head in his insightful piece which ended with “Coast voters deserve better political alternatives, not just faceless party hacks parachuted in just weeks before an election”.

I contacted the Labor party to ask how the candidate search is going on January 14.

While my enquiry was acknowledged at the time, I have had no answers back as yet.

As with all elections I have covered in the magazine, I am keen to present the views of all of our candidates to ensure a balanced coverage. If anyone knows candidates putting themselves forward for Fairfax and Wide Bay, I’d love to hear from them as I want to keep this publication as balanced as possible.

Also I made a typo last month on the website for Noosa Business Mentor Network.

The correct site is https://bmn.org.au Get in touch for some great support for surprisingly little outlay for the experience on offer.

Until next month!

Rebecca peregianspringsnews@gmail.com

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Local News

Awards capture community spirit AN eco warrior, a retailer, a long term volunteer and a great local community organisation took out the top gongs in this year’s Coolum Beach Lions 2019 Australia Day Awards.

The Shop’s Gaye Williams was announced the Citizen of the Year, while the Young Person of the Year was awarded to young eco-warrior Isabella Barry.

Well known Coolum local and former Coolum-Peregian RSL Sub-Branch President Bill Powell took out the Volunteer of the Year Award.

The Community Group of the Year award was presented to Coolum’s Quota Club.

Ninderry MP Dan Purdie, who was invited to be part of this year’s Awards Committee, said this year’s winners were exceptional community

champions who deserved the recognition.

“It’s never an easy task picking a winner from a group of outstanding nominees, but it’s always rewarding to see such deserving individuals recognised for their efforts,” Mr Purdie said.

Mr Purdie also made a special presentation to Lions President Bruce Parkes, for more than 25 years service as a JP. “Australia Day is the perfect time to pay tribute to all those local heroes who continue to go above and beyond their call of duty, and I am pleased to be part of such a special event to acknowledge their efforts,” he said.

For more information about the Quota Coolum group see quotacoolum.com.au

Peregian Springs News, February 2019

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Local News

Back to basics for best learning WITH holidays now a memory, parents might be wondering how to get the kids ready to learn again.

It can seem like learning is solely the domain of school and teachers but being ready to learn actually starts at home.

“Great!”, you say, “another thing I have to do - as if doing all the other parenting stuff isn’t enough”.

The good news is learning readiness is about the basics - stability, sleep, good food and exercise. But being the beginning of the year it’s a good time to perhaps look at what you do and get back to basics.

Dr Michael Nagel, pictured right, is an Associate Professor in the areas of cognition and learning, human

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development and early learning, neurological development in children and adolescent psychology at the University of the Sunshine Coast and is regarded as one of Australia’s foremost experts in child development.

Dr Nagel says anxiety is the biggest barrier to creating optimal conditions of learning and he says getting those basics right can really reduce child anxiety.

Dr Nagel says anxiety can be caused by many things, but in children (without diagnosed disorders) the most common sources of anxiety starts with instability at home and in relationships with parents especially, lack of sleep, lack of nutritional food, inadequate physical activity or a combination of

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Local News them all. Anxiety affects the part of our brain that’s responsible for emotional regulation and Dr Nagel says if a child is anxious then their body is in a survival mode and they can’t actually learn effectively.

“Humans are emotional beings.

There are two things that have helped them evolve to this point - survival and learning,” Dr Nagel said.

“Being anxious triggers the survival mechanism which overrides any higher cognition so you can forget any measure of academic performance (if a child is anxious).”

Dr Nagel, who has expertise in the researching the effects of different education conditions and methods on the developing brain and has written 13 books on Childhood and Adolescence brain function, says learning is a complex process.

He says it involves acquiring information, increasing knowledge and memorising or storing of information that can be retrieved.

He says to optimise conditions for learning, stress and anxiety needs to be reduced and schools and parents can work in partnership to create the conditions for improved emotional regulation by getting the basics right such as having a predictable schedule……….. continued page 6

Peregian Springs News, February 2019

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Local News … CONTINUED FROM PAGE 5 ….close, trusting, respectful and warm relationships, good food, and adequate rest and exercise, and keeping screen time under control.

Dr Nagel says people often use emotions and feelings interchangeably but they are very different.

He says there are six basic emotions (sad, fear, happy, anger, surprise and disgust) but feelings are what you tell yourself about feeling that emotional state and anxiety comes from those feelings.

He says being able to regulate emotional response doesn’t occur for all children at the same time and is very dependent on the basics of stable environment, nurturing relationships, food, sleep and exercise.

Aside from his teaching and research, Dr Nagel has conducted

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workshops and seminars for teachers and parents at over 200 schools in Australia and abroad. He has spoken at St Andrew’s Anglican College, Coolum State High School and Noosa District High School previously and he is speaking again at Coolum High on February 13, at 6pm..

See more about Dr Nagel’s work at https://michaelnagel.com.au

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Local News

New 40km zone on David Low Way WATCH out for children and your right foot around Coolum State High School on David Low Way during school terms.

A new 40km/h school zone has been activated during school hours from 150m south of the Havana Road East intersection to the south of the Emu Mountain Road roundabout.

Coolum High Principal Tony Ascott said it was a fantastic outcome for the school which has record enrolment numbers in 2019. “As a growing school with an expanding campus, our first priority is always the safety of our students, however we are also conscious of meeting our responsibilities to the local community whom we work closely with

to deliver the first class outcomes we are achieving here at Coolum High,� he said.

Ninderry MP Dan Purdie, pictured above right with Tony Ascott, said the creation of the school zone was a win for the local community.

The school zone is active from 7am9am and 2pm to 4pm each school day.

Peregian Springs News, February 2019

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Local News

A look at the original masterplan...

WAY back in the year 2000 the Coolum Ridges Master Planned Community Master Plan was included in the Maroochy Plan 2000.

The plan, shown on the right hand page, has formed the basis of all development within Ridges over the years.

The last areas left to be developed include C1 and potentially the bushland lot next to the Rec Club carpark which is marked as an asterix beside C2. Both of these areas are marked in blue.

In the Pavilions area of Ridges, the R3 hilltop land is also yet to be developed. This land is subject, in part, to a heritage order based on its status and history as an important

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local indigenous area.

The C1 area currently has a development application lodged with Council, but not yet activated for analysis or public comment. This is Lot 3292 which is proposed to hold a 74 unit residential block and two commercial properties.

The section of C1 where the “x” is marked denotes the “opportunity for community facilities” such as a tavern, a service station, community centre and more.

The majority of the development in Ridges underway at the moment centres on the South-West Village and The Ridge areas as denoted on the planning map by the R2 name and dark green shading.

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Local News

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FAIRFAX update: Federal Member Ted O’Brien

Save Bloomhill

I am seeking your support for a local charity facing significant cutbacks, if not closure.

Bloomhill Cancer Care has been looking after cancer patients on the Sunshine Coast for more than 20 years, funded entirely from its op shops as well as some philanthropic donations and sponsorships.

But such is the demand for their services that Bloomhill is struggling to keep up and unless it receives urgent funding soon, the future looks dire.

Unfortunately the State Government has not responded to Bloomhill’s official requests for funding – not a letter or a phone call.

We’re talking about a wonderful organisation that cares for more than 1200 patients a year and those numbers have been rising by 240 cancer patients a year.

I have been urging the State to step in and, to make it easy, the Federal Health Minister and I put a deal on the table – the Commonwealth would waive a debt from the State Government of $660,000 so long as 10

the money was redirected to Bloomhill. Still no response!

The public support of Bloomhill has been huge and it is clear the community would like to see it funded now and into the future. A Save Bloomhill website has been set up and I urge you show support at www.savebloomhill.com.au

Road Trip

Thank-you to everyone who stopped by my mobile office at the Peregian Springs roundabout recently which was part of my Summer Road Trip.

As you may know I do seasonal road trips to make it easier for constituents to meet face to face and discuss any issues or concerns.

My next road trip will be in Autumn and I’ll keep you posted about dates and locations (mind you, there’s an election between now and then).

As always, please get in touch with issues, concerns or enquiries on 5479 2800, or via email at ted.obrien.mp@aph.gov.au or visit us at 20 Southern Drive, Maroochydore.

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Peregian Springs News, February 2019

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Business profile - Sun Coast Auto Brokers

Don’t let sales tricks land you a lemon HE knows all the tricks.

He knows what your trade in can actually get - because he priced them.

He knows values of vehicles - because he’s got a vast understanding of the industry.

He can fearlessly negotiate a great car at a great price – because he’s on your side and knows how far car yards will go to get your business.

With over 30 years in the car business from apprentice mechanic, servicing advisor, to Service manager and new and used car manager, there isn’t much that gets past Peregian Springs’ resident Dan Kelly.

Dan started Suncoast Auto Brokers 15 years ago because he wanted to use his wide industry network, mechanical and practical sales experience and strong negotiating skills, to help people get an unbeatable trade in price and the right car for them on budget and on time.

Dan says his business is unique as it’s drawing on his specialised skills and network to create a one stop shop for the buyer where with one call or 12

cuppa they get an honest opinion, the best trade in, ideal new car to their time and budget specifications.

With a network as far north as Cairns and as far south as Woolongong - he’ll research far and wide to get a great deal for you.

Even after the car is delivered, he has also arranged for accessories at discounted price and has had much repeat business with parents buying cars then their kids contacting him for assistance when their time comes.

Dan has had some tough challenges over the years, including helping anxious husbands find very particular cars on very particular budgets to be delivered for their wives on Christmas Day. It’s all part of Dan’s service, because he’s a local and loves connecting the right car with the right people.

If you need a new car, lease, or great used car, give Dan a call for a no obligation chat.

Phone Dan at Sun Coast Auto Brokers on 0411 777 181 or find him online at www.sunauto.com.au

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Peregian Springs News, February 2019

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Chappy’s Corner with Mark Horsfall

Make the moments count A COMMON comment I hear is about how quickly time is passing by.

We have 333 days left in the year and whilst that sounds a lot, it could pass by us quickly.

Within this year and amongst those days there are going to be moments that give 2019 purpose and meaning.

It could be a conversation with a friend, a choice to change a behavior/ habit, having courage to grasp an opportunity or special moments with kids and loved ones that creates lifelong memories.

So how then do we grasp hold of our moments this year?

Seize opportunities!!

I love the line out of Dead Poets Society, “Carpe Diem, Seize the Day”.

Opportunities surrounds us, sometimes obvious and sometimes hidden, but many of them can pass us by. Adopt an attitude this year that looks for and seizes the opportunities in the day.

Be present, focused and in the moments that we have in each day.

Have you ever had a conversation with someone when you know they’re not really engaged in the conversation

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with you. What if you gave that moment that conversation your full focus.

Or do you get so focused on what you are doing in the future that what you are doing now doesn’t get enough of your attention.

I had some great moments over the holidays with my kids that will be lifelong memories because I was fully present and focused on them and the moment instead of work or jobs.

Don’t dwell in the past.

Many people can let their past mistakes, failures and even successes control their future as they hold on to them and never move on to anything else.

We are products of our past but we don’t have to let it control our present and future.

When we reflect on 2019 at the end of the year let’s have a goal that we don’t just see it as a year that flew by but a year that had tremendous purpose, meaning and accomplishment because we were mindful of the moments.

By Mark Horsfall Chaplain Coolum State High School

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Business profile

Go solar without up front cost GOT a roof and a high power bill?

Then there’s light at the end of your electricity tunnel.

Peregian Springs resident and former Brit Nigel Butcher turned the dull British sun into energy savings in his UK solar energy business for over 10 years and since settling on the Sunshine Coast has brought a new way for everyone to save using solar.

The new way is a solar energy system installed on your roof at no outlay to you. You then purchase the energy produced by the system at a rate starting from 15c p/kw.Compare this to your average retail energy rate of about 28c per kilowatt and its easy to see how the savings add up.

This arrangement known as a Solar Power Purchase Agreement (or SPPA) differs from a standard solar energy system purchase by shouldering the upfront expense and delivering electricity savings to you from day 1 - not when you pay off the solar panels in 2 or 3 years. At the end of the agreement (typically 10 years), you can own the system for the residual value or renew the SPPA and continue to enjoy cheap power, free monitoring and maintenance paid for by the investor.

Based on an analysis of your current usage, a Tier 1 Solar Energy System is designed to suit your needs. It is then installed, monitored and serviced by the SPPA investor who owns the system and sells you cheap electricity starting at 15c per kilowatt.

If you want cheap electricity all day and night, a battery can also be installed with the system allowing for storage and use of solar power at a flat rate starting at 21c per kilowatt day 18

and night. Nigel says he “just wants people to have cheap electricity” and says he has found the solution in the “Solar Power Purchase Agreements” (SPPAs) offered through his business Australian Solar and Energy Management. He says the benefits of the new system are numerous.

“You improve the value of your home with the inclusion of the solar energy system if you decide to sell and there’s no need to pay out the system as the agreement is fully transferrable to the new owner. While Australian Solar and Energy Management can offer SPPA solutions to owner-occupiers, for investment properties, choice tenants may also be attracted by the cheaper than average electricity rate your property offers due to the SPPA system”, Nigel says.

Australian Solar and Energy Management have also supplied SPPAs to commercial properties and installed free-standing solar car park shades creating energy bill savings for numerous businesses. Already having installed over 30 systems to homes and businesses between here and Gympie, Nigel is ready to take the system Australia-wide but has aptly chosen his “home turf” of the Sunshine Coast to launch this amazing offer.

With his solar energy background and being a recreational pilot on the Queensland Aerobatic Team, he’s just the person to spread the SPPA product’s wings and help energy consumers fly into New Year savings.

For a chat about savings possible at your place, including in body corporate areas see www.asaem.com.au, phone Nigel Butcher on 0411 714 994, or email enquiries@asaem.com.au .

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Peregian Springs News, February 2019

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Local Heart COFFEE MORNING—ALL WELCOME A very casual and informal coffee group meets on the 3rd Tuesday of the month at 10am at Peregian Golf Club Clubhouse.

Fellas don’t be shy– men and women of all ages are very welcome! Contact Marianne by email: flair511@gmail.com HOME LEAGUE AT THE SALVOS Are you looking to join a positive group of women where you will meet new people, learn new skills , support local community and enjoy being encouraged in the Christian faith? Commences 7th Feb. Every Thursday during school terms 9.3011.00 . $5.00 includes morning tea. 3/127 Greenoaks Drive Coolum.

Call Geraldine 54461973.

PLAYGROUPS (during school terms)

PEREGIAN SPRINGS PLAYGROUP meets on Wednesdays during school term from 9am –11am at St Andrew’s Anglican College. For children aged 0-5 years and is a free, community based initiative established by Noosa Anglican Church and co-ordinated by a local Mum. Contact the church on 5449 8009 for more.

MAINLY MUSIC Tuesdays 9.30-10.30am during school term at the Salvation Army Meeting Rooms at 127 Greenoaks Drive, Coolum. $3 for one child, $5, per family.

Incl morning tea. Call 5442 4218.

ABCD SCRAMBLE—singing & dancing playgroup. Thurs 10-11.30am school terms. Anglican Church Coolum on cnr Perry St & Beach Rd. $3 for one child, $5 for 2 or more. Incl morning tea. Call Carol - 5446 5334.

COOLUM BAPTIST CHURCH – Playgroup on Fridays 9.30-11.30am school term time. Call Shauna on 0414 864 714 20

NEED A JUSTICE OF THE PEACE? To inquire, call Peregian Breeze local JP (Qual) Peter Terrill on 0410 500 375.

LOCAL CHURCH CONTACTS Coolum Beach Anglican Church -Cnr Perry St & Beach Rd Coolum Beach 0447 002 573 Or see www.anglicanchurchcoolum.com Noosa Anglican Church- 5449 8009 & www.anglicanchurchnoosa.org.

Sunshine Beach (Bicentennial Drv) or Peregian Springs (in St Andrew’s , 40 Peregian Springs Dve) Coolum Beach Baptist Church 1912 David Low Way -call 5446 1957 or www.coolumbeachbaptist.com/ St Peter’s Catholic Church 28-32 Elizabeth St, Coolum 5443 3488 www.saintsonwaves.com.au Coolum Christian Family Church 2 Arcoona Rd (Coolum Beach Christian College) http://ccfchurch.org.au or call 5446 1295.

Coolum Uniting Church, Cnr Elizabeth St & Heathfield Rd ,Coolum www.maryburnettpres.org.au or 5446 1815 Salvation Army , Meeting Rooms 127, Greenoaks Drive Coolum. Call Warren or Denise 0400 797 480 / 0418 214 723.

GOVERNMENT REP CONTACTS Peregian Springs– Local Sunshine Coast Councillor Stephen Robinson (Division 9) Tel– 5441 8086 State (Ninderry) - Daniel Purdie (Liberal National Party) Tel- 5406 7900 Federal (Fairfax) Ted O’Brien (Liberal member of Liberal National Party) Tel5479 2800 Peregian Breeze— Local Stephen Robinson (Division 9) & State (Ninderry) Daniel Purdie—above Federal (Wide Bay) Llew O’Brien (National member of the LNP) Tel - 1300 301 968

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Peregian Springs News, February 2019

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School’s focus

Student numbers hit new heights at Coolum State High for 2019

By Anthony Swan IT IS exciting times to be the new Deputy Principal at Coolum State High School.

Coolum SHS is a progressive school achieving great opportunities for students with highly motivated teachers.

Having exceeded record student enrolments for 2019 there is an immense array of opportunities for all our students.

I’ve been employed with Education Queensland since 1990.

Having spent the last 23 years teaching in the Sunshine Coast Region, I have seen the massive change and growth of our communities.

Coolum is no exception to this change and we are embracing the challenges and opportunities this brings.

As at previous schools, I am passionate about ensuring the best educational facility that will deliver an appealing destination for all students.

Coolum State High School is fast becoming the premier Reading to Learn school in Australia.

This pedagogical process will ensure that each student has the ability to exceed in their subject selection, ultimately leading to their desired 22

CSHS Deputy Principal Anthony Swan university or employment.

I believe in the school being a place where students look forward to attending and is one that is desired by students from other areas.

We are achieving this with our many programs including the Academy Programs of Instrumental Music, Surfing, Basketball, Touch, Young Entrepreneurs, and Cheerleading. These academies had fantastic success in 2018 which has laid the foundation for continued excellence in 2019.

It was wonderful to see our students smartly presented in their formal uniforms on my first day of school.

It demonstrated the pride they have in themselves and their school.

With the welcoming staff and pleasant students the transition into my new role has been well received.

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Travel

A new look at a world of wonder

By Lenette Paul Local resident and avid traveller AS the Great Pyramid of Giza is the only surviving wonder of the ancient world, enterprising Canadian-Swiss Bernard Weber instigated the New7Wonders Foundation in 2000 to choose seven new world wonders from 200 UNESCO-suggested existing monuments.

Described as the largest world-wide poll, New7Wonders garnered 100+ million internet/telephone votes.

Honorary status remains with Giza.

Winners were announced 7 July 2007, in no particular order: Great Wall of China: 4000 miles long, built over 3 centuries and the world’s

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longest man-made structure.

Christ the Redeemer: Rio de Janeiro: Brazil’s art-deco masterpiece, built 1931, a golden age of architecture. Epitomises an aweinspiring state of eternal blessing, crowning Corcovado Mountain.

Taj Mahal - India: an ivory-white marble mausoleum with inlaid semiprecious stones, a monumental ‘loveletter’ for Mughal emperor Shah Jahan’s dead wife. Built between 1632 and 1648 with formal gardens and a linear reflecting pool.

Chichen Itza - Mexico: this Mayan trading city flourished from 800 to 1 200. The most familiar ruin is El Caracol, a sophisticated ancient astronomical observatory.

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Travel Machu Picchu - Peru: this ’lost’ Incan city was built at the peak of the Incan empire in mid-1 400s. Discovered in 1911 at a site unknown even to locals by archaeologist Hiram Bingham.

Colosseum - Rome, Italy: nearly 2000 years old, the design has influenced modern-day amphitheatre construction.

Petra - Jordan: historic major Arab trading centre established possibly 4 000 BC. The most recognisable site is The Treasury.

The list is controversial because of the unscientific nature of the poll.

Australians showed comparatively little interest whereas Mexico and Brazil with high populations actively promoted their monument. The Sydney Opera House was a worthy top 20 finalist.

Was this a valid attempt to list

India’s Taj Mahal is among the New7Wonders

magnificent sites travellers could discover or just a ‘monumental’ waste of time?

Personally, the New7Wonders bucket-list is aspirational.

Peregian Springs News, February 2019

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What is asset allocation?

WEALTH management is essentially a tailored mix of investment management with financial planning principles to develop an investment strategy based on a thorough understanding of a client’s personal goals, situation and tolerance to risk.

From this information, a portfolio of investments can be constructed which is diversified across, and within, asset classes and is designed to both protect the portfolio against short-term swings in any one asset class, while growing it over the longer term.

Strategic asset allocation is therefore an investment strategy which aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance and investment horizon.

The three main asset classes equities, fixed interest and cash – all have different levels of risk and return, so each will behave differently over time.

across equities, fixed interest securities and cash, which will be the principal determinants of investment returns.

Asset allocation is one of the most important decisions that investors make; empirical research has shown that over time the selection of individual securities is secondary to the way that assets are allocated

The information contained above is general in nature and you should seek professional advice for your particular circumstances. For further information, please speak to your Patersons Wealth Adviser.

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Local Connect

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Peregian Springs News

Inform know grow

Peregian Springs News thanks our readers and asks you to please show support for the businesses whose advertising dollars allow us the space to share your stories.

ADVERTISING DEADLINES FOR NEXT EDITION: Bookings & advertising art due February 27.

Phone: 0422 215 648.

Email: peregianspringsnews@gmail.com.

Copies are delivered to letterboxes in Peregian Springs* and Peregian Breeze without no junk mail signs, and bulk dropped at the Pool CafĂŠ, and the shopping centre.

Peregian Springs News - independently produced and published by Rebecca J Crockett T/As Peregian Springs News (ABN 49865205676). Those making advertising placement and/or supply copy material or editorial submissions to the publication undertake to ensure that all such material does not infringe the Competition and Consumer Act 2010 Cth as amended from time to time or other laws, regulations or statutes. Further to this, these persons agree to indemnify the publisher and/or its agents against any investigations, costs, claims and/or judgments. *No hand delivery in Sentosas or Pavilions occurs.

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