Milestones Newspaper December 2024

DECEMBER 2024 IN THIS ISSUE

HOW TO CHANGE YOUR MINDSET ABOUT AGING

FREE

Ombudspeople advocate for residents’ rights

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MANAGE STRESS TO PROMOTE WELL-BEING

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AVOID SCAMS TO PROTECT YOUR WALLET

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The Ombudsman Program gives residents of Philadelphia long-term care facilities a powerful ally to protect their rights.

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Milestones 2

December 2024

Happy holiday season

Philadelphia Corporation for Aging (PCA) is the Area Agency on Aging for Philadelphia County and is dedicated to serving Philadelphia’s older adults and adults with disabilities.

PCA publishes Milestones and offers: • Care in the home • Caregiver & grandparent support • Employment & volunteer programs • Health education • Home-delivered meals Report suspect­ed elder • Home repairs & modifications abuse 24/7 to the PCA Help­ • Information & referral line: 215-765-9040.

• Legal services • Ombudsman services For general inquiries about • Protective services PCA or aging services, email • Senior centers AskHelpline@pcaCares.org • Transportation or call 215-765-9040.

• Veteran-directed care

Published by Philadelphia Corporation for Aging

Najja R. Orr, DBA, FCPP President and CEO PCA Board of Directors 2024 Glenn D. Bryan, Chair Louis G. Colbert, Vice Chair Satya B. Verma, O.D., Immediate Past Chair Denise Adamucci Patricia Canela-Duckett Wilmarie Gonzalez Sandra McNally Paul Nathanson Norma D. Thomas, D.S.W. Sharlene Waller John Whitman Jacqueline S. Zinn, Ph.D. Emeritus: Arthur E. Helfand, D.P.M.

Milestones is published monthly and distributed at more than 800 locations throughout Philadelphia.

Check us out online: pcaCares.org/ Milestones Editorial & Advertising: Alicia M. Colombo 215-765-9000, ext. 5081 PCA, 642 N. Broad St. Philadelphia, PA 19130 Email: MilestonesNews@pcaCares. org Subscriptions & Distributions: Home delivery: $12/year

The views expressed in Milestones are not necessarily those of Philadelphia Corporation for Aging (PCA). Milestones will not knowingly accept or publish fraudulent or misleading advertising.

Milestones reserves the right to edit, revise or reject ads. Milestones assumes no responsibility for errors, misprints, omissions or misinformation; for failure to publish an ad; or for any damages of any kind. Neither the publisher nor any other party is rendering expert advice in this publication.

No part of this newspaper may be reproduced without the permission of PCA. ©2024 Philadelphia Corporation for Aging. All rights reserved.

By Najja R. Orr, DBA, FCPP PCA President & CEO

The holiday season is here — and while it’s a joyful time for many, it could also be a time for reflection for others.

I hope you take some time this month to enjoy the array of festivities that our city has to offer – from light displays and window decorations to holiday markets and live entertainment.

While you are enjoying the sights and sounds of the season, please think of those who could benefit from additional emotional or other support. Consider reaching out to someone who you know will be alone or having a difficult time this holiday season and invite them to share your friendship through your holiday celebration or meal.

Even enjoying a cup of hot cocoa together can really make a difference.

If you’re finding the holidays challenging, here are some strategies that might help: • Acknowledge your feelings: Remind yourself that it’s okay to feel however you’re feeling. The holiday season brings a mix of emotions for many of us and accepting them with grace can be a relief.

• Set boundaries: If social gatherings or family obligations feel overwhelming, it’s okay to say “no” or limit your time there. Give yourself permission to put

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your well-being first.

Stay connected: Even if you’re not in the holiday spirit, staying connected to supportive friends, family or community groups can lift your mood.

A simple call or coffee date can make a difference.

Create new traditions: If traditional holiday activities feel stressful, try something new that brings you peace, like a quiet walk, cooking a favorite meal or volunteering.

Practice self-care: Rest, eat well and engage in activities you enjoy. Exercise, journaling, meditation or listening to music can help ease stress and lift your mood.

Seek support: Don’t hesitate to reach out to a therapist, support group or helpline if you need more support.

Talking through your feelings with a professional can provide comfort and clarity.

PCA is here for you. Philadelphia Corporation for Aging helps older adults remain independent in their homes and engaged in their communities through its more than 30 services. (See pages 8-9.)

For more information or assistance, call the PCA Helpline at 215-765-9040 or go to pcaCares.org.

Funded by PCA

Milestones 4

December 2024

Ombudspeople advocate for the rights of long-term care residents in Philadelphia

By Bill Conallen

For many older adults in longterm care facilities, navigating the complexities of daily life can be challenging, particularly when issues related to their care arise.

But thanks to the Philadelphia Corporation for Aging’s (PCA’s) Ombudsman Program, residents have a powerful ally on their side — one committed to ensuring their rights are protected and their voices are heard.

The Ombudsman Program, a key initiative of PCA, safeguards the well-being and dignity of older adults living in nursing homes, personal care homes and other long-term care settings. Trained advocates, known as ombudspeople, visit these facilities regularly to investigate complaints, address concerns and help resolve conflicts. The program serves as a crucial resource for residents and

The program also emphasizes residents’ ability to participate in decisions regarding their care. “It’s vital that individuals in long-term care settings are not just passive recipients of care, but active participants in decisions that impact their daily lives,” Pickett added.

Another critical aspect of the program is ensuring that residents can voice concerns without fear of retaliation. Whether it is about the quality of their meals, staffing shortages or safety issues, residents are encouraged to speak up.

Ombudspeople act as impartial intermediaries, advocating on behalf of residents while working with facility administrators to find their families, offering a confiden- resolutions. tial way to report issues ranging from quality of care to living con- Growing need for advocacy ditions.

In an era where long-term care “Residents in long-term care facilities are under heightened facilities have fundamental rights scrutiny, advocacy programs like that must be respected,” said Lyn- PCA’s Ombudsman are more imda Pickett, assistant director of portant than ever. The COVID-19 volunteer services at PCA. “Our pandemic underscored the vulOmbudsman Program is here to nerabilities faced by those living make sure these rights are upheld, in nursing homes, sparking inwhether it’s being treated with creased demand for advocacy serdignity, the right to privacy, or the vices. Nationwide, ombudsman right to have a say in their own programs have been credited with care.” exposing gaps in care and urging

Championing residents’ rights

Among the core rights that the program seeks to uphold is the right to dignity and respect. Residents are entitled to receive care that’s free from neglect or discrimination. Equally important is their right to privacy, both in terms of their personal lives and medical treatment.

policy changes to better protect residents.

PCA’s Ombudsman Program addresses both individual complaints and seeks to influence broader policy reform, promoting changes that enhance the quality of life for all long-term care residents. The program also works with facilities to resolve issues related to medi-

cations, nursing care, physician services and, when necessary, policies on the use of restraints. Ombudspeople also uphold residents’ rights to dignity; freedom from discrimination; and fair practices regarding admission, transfer and discharge from care.

For many residents, the peace of mind that comes from knowing there is an advocate on their side is invaluable.

As Philadelphia’s population continues to age, PCA’s Ombudsman Program is poised to play an even larger role in protecting residents’ rights and ensuring that their voices remain at the forefront of their care.

For individuals needing ombudsman services in Philadelphia, PCA collaborates with two key partners based on geographic areas of the city. The Center for Advocacy for the Rights and Interests of the Elders (CARIE) can be reached at 215-545-5724, with more information available at carie.org. Center in the Park can be contacted at 215-844-1829, with additional information at CenterInTheParkPhila.org. The Pennsylvania Long-Term Care Ombudsman Program, which manages the program at the state level, can be reached at 717-783-8975 or visit pa.gov (and type “ombudsman” in the search.)

For more information about PCA programs and services, call the PCA Helpline: 215-765-9040 or go to pcaCares.org.

Bill Conallen is the public relations specialist at Philadelphia Corporation for Aging.

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December 2024

Apply for Philadelphia’s new Low-Income Tax Freeze Program by Jan. 31, 2025

Source: City of Philadelphia

The Philadelphia Department of Revenue is accepting applications for its newly created assistance program, the Low-Income Tax Freeze. In June, Mayor Cherelle L. Parker signed into law this new initiative to offer financial relief to low-income homeowners in the city. The Low-Income Tax Freeze

program “freezes” real estate tax bills for eligible owner-occupied properties in Philadelphia.

“The Low-Income Tax Freeze program is one more tool in the toolbox to help Philadelphians lower their tax bills,” said Mayor Parker. “No homeowner in Philadelphia should ever fear losing their home because they cannot pay their taxes. The City offers useful programs to help keep tax bills affordable and protect residents.”

The Low-Income Tax Freeze program is available to homeowners who meet the annual income eligibility requirements of $33,500 for an individual or $41,500 for a couple. Qualifying homeowners can apply online through the Philadelphia Tax Cen-

ter at www.tax-services.phila.gov.

Applications can also be made in person at one of the City’s neighborhood municipal centers, weekdays, from 8:30 a.m. to 5 p.m.: • Municipal Services Building, 1401 JFK Boulevard, Public Services Concourse • Northeast Municipal Services Center, 7522 Castor Avenue Jan. 31, 2025 is the last day to apply and receive the benefit on the 2025 tax bill.

“The Low-Income Tax Freeze program is a significant component of our mission to provide equitable tax relief to our most vulnerable residents, while ensuring everyone pays their fair share,” said Kathleen McColgan,

LIVE AT HOME. LIVE HEALTHY. LIVE MORE! Medical & Support Services for Seniors PACE-E09414-2410

commissioner, Department of Revenue. “Eligible homeowners enrolled in this program will see significant savings and be protected from increasing property valuations in rapidly changing neighborhoods.”

Philadelphia offers some of the most substantive assistance programs for real estate tax. These programs, like the recently increased Homestead Exemption, will save most homeowners up to $1,399 on their 2025 tax bill.

For more information about the Low-Income Tax Freeze, call the Department of Revenue at 215686-6442 or visit phila.gov/taxfreeze. Applications are available in English and Spanish. Multi-language accommodation is available through the call center.

Learn more: 215-339-4747 mercylife.org

Milestones 6

December 2024

How to change your mind-set about aging

Sources: Reprinted with permission from The New York Times

People who think positively about getting older often live longer, healthier lives. Here is how to reconsider your perspective.

At a pool party this summer, Johnnie Cooper climbed onto the diving board, executed a perfect dive and then joined a raucous game of Marco Polo. The occasion? Her 90th birthday.

“I’ve always looked forward to this age,” said Ms. Cooper, who lives in Huntsville, Ala., and is retired from the U.S. Army Aviation and Missile Command. “You no longer have a lot of the struggles you had. There’s a lot more peace.”

Her enthusiasm for getting older could be part of the reason she has lived such a long, rich life. While everyone’s experience with aging is different, experts are increasingly finding that having a positive mind-set is associated with aging well.

A decades-long study of 660 people published in 2002 showed that those with positive beliefs around getting older lived seven and a half years longer than those who felt

negatively about it.

Since then, research has found that a positive mind-set toward aging is associated with lower blood pressure, a generally longer and healthier life and a reduced risk of developing dementia. Research also shows that people with a more positive perception of aging are more likely to take preventive health measures — like exercising — which, in turn, may help them live longer.

You can’t stop the march of time, but you don’t have to dread it. Here are some ways to help shift your thinking.

Notice where your age beliefs come from.

From the crotchety neighbor to the clueless Luddite, negative stereotypes of aging are everywhere.

Taking in negative beliefs about aging can affect our view of the process — and our health, said Becca Levy, a professor of epidemiology at Yale and the author of “Breaking the Age Code: How Your Age Beliefs Determine How Long and Well You Live.” A 2009 study, for example, found that people in their 30s who held negative stereotypes of aging were significantly more likely to experience a cardiovascular event, like a heart attack or stroke, later in life than those with positive ones.

To change your negative age beliefs, you first need to become more aware of them, Dr. Levy said. Try a

week of “age belief journaling,” in which you write down every portrayal of an older person — whether in a movie, on social media or in a conversation. Then question if that portrayal was negative or positive, and whether the person could have been presented differently.

Simply identifying the sources of your conceptions about aging can help you gain some distance from negative ideas.

“People can strengthen their positive age beliefs at any age,” Dr. Levy said. In one 2014 study, 100 adults — with an average age of 81 — who were exposed to positive images of aging showed both improved perceptions of aging and improved physical function.

Find aging role models.

If you associate aging with only loss or limitation, “you’re not getting the full picture of what it means to age,” said Regina Koepp, a psychologist who specializes in aging. Instead, she said, “shift your attention — look around for role models, see who’s doing it well.”

That “doesn’t have to be a person who’s 90 diving off a diving board,” Dr. Koepp said. It might just be someone who attends a yoga class every week or volunteers for a cause.

Dr. Levy recommends coming up with five older people who have done something you deem impressive or have a quality that (Continued on page 7)

Less Waiting.

More Living.

Andorra Shopping Center | 701 Cathedral Road | Philadelphia, PA 19128 | (267) 766-6321

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December 2024

(Continued from page 6)

you admire, whether it’s falling in love later in life, showing devotion to helping others or maintaining a commitment to physical fitness.

Don’t mistake forced positivity for optimism.

Research suggests that optimistic women are more likely to live past 90 than less optimistic women, regardless of race or ethnicity.

But thinking more positively about aging doesn’t mean papering over real concerns with happy thoughts — or using phrases like “You haven’t aged!” as a compliment.

“The platitudes don’t work — we’ve heard them, they’re trite, they’re tone-deaf,” said Melinda Ginne, 74, a psychologist in the San Francisco Bay Area who specializes in aging.

Instead, try to look at the honest reality with optimism. If you’re feeling deflated that your tennis game isn’t as strong in your 70s as it once was, Dr. Ginne said, remind yourself: “No, I can’t play tennis like I did when I was 50, and I can only play for 10 minutes. But I can still play.”

Challenge your own fears about getting older.

To feel more positive about aging, Dr. Koepp said, examine what worries you have about the process and then reflect on how troubling those concerns actually are.

For example, Dr. Koepp, 47, has been having an issue with her left hip. “I’ll say I’m old because I feel stiff and creaky,” she said. “But then I think, Well, my right hip

isn’t stiff and creaky, and it’s the same age.”

The point is that while getting older may be contributing to her hip pain, she said, it’s not the only factor. “But we conflate age and disability, and I think that scares people,” she said.

Don’t dismiss the benefits.

Focus on what you’re gaining, too. Research has shown, for example, that emotional well-being generally increases with age, and certain aspects of cognition, like conflict resolution, often improve in later life.

With time, “we’re likely to develop more resilience,” Dr. Koepp said. Successful aging doesn’t mean you won’t get sick, encounter loss or require care at some point, she

said. And no one said that changing any mind-set is easy. But if you can, she added, it may allow you to see yourself more clearly “as a person with lived experience and wisdom” as you age.

(See page 15 for crossword)

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986404 09/24 A_PA_2703 Y0036_25_1282703_M_Print Ad_Milestones_986404_v03.indd 1

Y0036_25_1282703_M 10/1/24 2:48 PM

2024: A Year of Caring – PCA Ke

PCA works to improve the quality of life for older Philadelphians and adults with disabilit PCA manages more than 30 programs that support older Philadelphians and

Home-delivered & Congregate Meals:

Senior Center Services: More than 1.2 million services provided, including exercise, workshops, counseling and art classes.

Personal Care: Nearly 414,000 servicer hours provided

Legal Assistance: Nearly 60,000 hours of legal services provided

Senior Companion Program: More than 22,000 service hours provided

Protective Services: Nearly 9,900 reports of suspected elder abuse investigated

Emergency Fund for Older Philadelphians: More than 1,025 grants provided to older adults in crisis

Caregiver Support Program: More than 850 caregivers served with reimbursement, education & resources

Ombudsman Services: Assistance provided to 500 people, including more than 300 complaints resolved

Domiciliary Care: Almost 140 adults connected to home sharing

Senior Community Centers: PCA supports 29 locations throughout Philadelphia.

*All numbers are estimated through the end of the year.

More than 1.3 million meals served

A Key Programs by the Numbers

bilities to help them achieve their maximum level of health, independence and productivity. nd adults with disabilities. Highlights of the services provided this year include:

Personal Assistance: More than 278,000 service hours provided

Information & Referral: More than 77,000 calls for resources & services answered

Assessments: More than 75,000 evaluations of older adults completed

Care Management: More than 8,000 older adults provided with services & resources

Environmental Modifications: Nearly 2,500 home repairs & modifications completed

Volunteer Services: PA MEDI health insurance counseling & education provided to 2,100 people | Mass media reached 2 million people

Employment Services: More than 430 older adults received career assistance

Home Support: More than 170 service visits completed

Equipment & Supplies: Provided to 155 people

642 N. Broad Street Philadelphia, PA Helpline: 215-765-9040

pcaCares.org

Main phone: 215-765-9000

Email: AskHelpline@pcaCares.org

December 2024

Milestones 10

Events December 2024 DECEMBER 1-31 IDENTITY THEFT PREVENTION AND AWARENESS MONTH Learn how to protect yourself from fraud. Info: https://consumer. ftc.gov | 1-877-FTC-HELP (382-

4357) DECEMBER 2 COMPUTER LAB Extra assistance or more time to apply for jobs, take a test or fill out applications. Walk in to receive computer help. 11 a.m.

South Philadelphia Library. 215685-1866 | Free DECEMBER 4 PCA’S GOLDEN VOICES FESTIVAL Senior community center choirs from across the city. 10 a.m. to 12 p.m. KleinLife: Northeast Philadelphia. 215-698-7300 | Free DECEMBER 5 YOGA CLASS All levels of practice. Beginners welcome. Bring your own mat or borrow one. 3:30 p.m. Whitman Library. 215-685-1754 | Free DECEMBER 6 CHAIR EXERCISE Work out while seated or using a chair for balance to boost strength, flexibility & mental wellbeing. 11 a.m. Falls of Schuylkill Library. 215-685-2093 | Free

Send your calendar items two months in advance to: MilestonesNews@pcaCares.org Questions? Call 215-765-9000, ext. 5081.

DECEMBER 9 HEALTH RESOURCES Philadelphia Department of Public Health shares resource information, as well as free COVID tests, condoms & other health supplies. 2 p.m. Fumo Family Library. 215-685-1758 | Free DECEMBER 10 SENIOR STRENGTH TRAINING Strength & conditioning class, led by a certified instructor, that combines hand weights, chair exercises & cardio to improve fitness, strength & balance. All equipment is provided. 3 p.m.

Whitman Library. 215-685-1754 | Free DECEMBER 11 CROCHET CLASS Learn basic crochet techniques & help support ongoing crochet projects. 1:30 p.m. NicetownTioga Library. 215-685-9790 | Free DECEMBER 12 10 WARNING SIGNS OF ALZHEIMER’S Course helps caregivers recognize signs of the disease & identifies next steps take, including taking to your doctor.

1-2 p.m. PCA Caregiver Support Program. Register: 215-7659000, ext. 4391.

DECEMBER 12 POTTERY CLASS Learn essential pottery techniques, from shaping & molding to glazing & firing. 11 a.m. Center in the Park.

215-848-7722 | Free

DECEMBER 13 ENHANCED FITNESS CLASS Exercise is a whole lot of fun in this evidence-based program.

Certified instructor leads an hour of dynamic cardiovascular exercise. 9:30 a.m. Lutheran Settlement House. 215-426-8610 | Free DECEMBER 15 BILL OF RIGHTS DAY Celebrate 231 years of the Bill of Rights. View a historic copy & learn about the first 10 amendments. 10 a.m. to 5 p.m.

National Constitution Center.

DECEMBER 20 BINGO Test your luck in friendly competition & have fun. Noon.

Martin Luther King Older Adult Center. 215-685-2715 | Free DECEMBER 23 COOKING CLASS Each week participants learn to cook a new healthy dish, taste it & take home the recipe. 10 a.m.

Lutheran Settlement House. 215426-8610 | Free DECEMBER 25 CHRISTMAS DECEMBER 25 HANUKKAH BEGINS

215- 409-6600 | Free DECEMBER 16 MEDICARE WORKSHOP Find the best plan for you. 10 a.m. Parkway Central Library.

215-686-5331 | Free DECEMBER 18 ZUMBA CLASS Popular fitness program that involves cardio & Latin-inspired dance. 9:30 a.m. Lutheran Settlement House. 215-426-8610 | Free DECEMBER 19 LINE DANCE Step into the rhythm. This fun, upbeat class teaches popular routines in an easy-to-follow format. 1 p.m. Center in the Park.

215-848-7722 | Free

DECEMBER 26 KWANZAA BEGINS DECEMBER 30 CPR & SAFETY Learn life-saving safety skills.

4:30 p.m. Joseph E. Coleman Northwest Regional Library. 215685-2150 | Free DECEMBER 31 FIREWORKS ON THE WATERFRONT Philadelphia ends every year with a bang. Two shows: 6 p.m. & midnight. Blue Cross River Rink.

215-925-7465 | Free DECEMBER 31 NEW YEAR’S EVE

HELP AT HOME/PCA OPTIONS PROGRAM Help at Home, or PCA’s OPTIONS program, provides assistance to Philadelphia residents, age 60 and older who want to remain in their home but need help with challenges associated with daily living and aging.

OPTIONS offers four fundamental services: • Older adult daily living services –supervised, interactive care for older adults with functional challenges such as Parkinson’s, dementia and related health issues.

• Care management – ongoing care plan management to ensure the individual’s needs are being met.

• Home-delivered meals – frozen or hot, meeting one-third of the Recommended Dietary Allowance for older adults.

• Personal care services – assistance with daily living activities.

Individual-Directed Care Using person-centered and strengths-based approaches, OPTIONS empowers individuals and their caregivers to make informed decisions and participate fully in the care planning process. A choice of services and available providers are offered to support older adults’ highest level of functioning. As needs change, the OPTIONS care manager can add or adjust services to meet new or emerging needs.

Supplemental services of PCA’s OPTIONS program include: • Home health services – offers skilled nursing, physical therapy, occupational therapy, speech therapy, and home health aides.

• Home modifications – offers adaptations to the home to improve safety and accessibility.

• Home support – provides light housekeeping, shopping, and laundry.

• Durable medical equipment – offers assistive devices and supplies.

PCA’s OPTIONS program assists in coordinating home and community-based services so that an older Philadelphian can remain at home while aging gracefully.

To participate in OPTIONS, an individual must meet certain eligibility criteria.

For more information, contact the PCA Helpline at 215-765-9040 or visit pcaCares.org.

PCA Helpline: 215-765-9040

pcaCares.org

facebook.com/PCACares.org

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Milestones 12

December 2024

Managing stress and mental health: How to protect your body and well-being

By Jay Nachman

Stress, anxiety and mental health challenges are an unavoidable part of life for many of us. They can have a profound impact on both our emotional and physical health. Dr. Sabrina Islam, an associate professor of medicine at the Lewis Katz School of Medicine at Temple University, explains how stress can affect the body in ways that we might not always realize, often leading to long-term health concerns.

One of the most vulnerable systems in the body when it comes to stress is the vascular system, which includes the heart, blood vessels and the organs that depend on healthy blood flow. “When you are under stress, or if you’re dealing with anxiety that’s not well-controlled, it can raise your blood pressure and it can also raise your heart rate,” Dr. Islam said. “It can lead to a progression or acceleration of other vascular conditions, like coronary artery disease or de-

velopment of arrhythmia(s).”

These conditions can lead to heart attacks, strokes and congestive heart failure.

It’s important to acknowledge that stress can be acute — triggered by a specific event or situation — but chronic, ongoing stress poses a much greater risk. While short-term stressors may be managed with simple strategies, prolonged stress over years can lead to a range of medical conditions that impact both physical and mental health.

Recognize impact

Dr. Islam emphasizes the first step in managing stress is recognizing and accepting that life is full of stressors. Whether it’s something at work, in your personal life or a combination of factors, stress is inevitable. “It might be short-lived and so we have certain ways that we can cope with stress in the short term,” Dr. Islam said.

To manage long-term stress, Dr. Islam encourages adopting a healthy lifestyle. This includes avoiding unhealthy coping mechanisms, like smoking or excessive alcohol consumption, and instead focusing on physical activity. Exercise has an incredible ability to counter stress. Just 150 minutes of moderate-intensity exercise per

week can help regulate your blood pressure and heart rate, keeping stress from taking too much of a toll.

Getting enough sleep is another essential piece of the puzzle. Lack of sleep can make stress, anxiety and even depression worse, so prioritizing rest is key. Dr. Islam also suggests incorporating mindfulness practices, like meditation or deep breathing exercises, to help manage both short-term and longterm stress.

“It’s really great for balancing the blood pressure and heart rate and can prevent those spikes during stressful times,” she said.

For older adults, stress can look different due to major life changes — like shifts in living arrangements, retirement or the loss of loved ones — that may lead to increased social isolation and decreased physical activity. Dr. Islam points out that as people age, they may also become more vulnerable to mental health conditions, like anxiety and depression, which often go unrecognized.

“It is important to try to preserve as much autonomy as possible, (as it helps) to maintain cardiovascular and neurological health, as well as overall physical fitness,” said Dr. Islam. “(Healthy) coping mechanisms are even more paramount in the senior years, like mindfulness, yoga and staying physically active.”

Dr. Islam also emphasizes that it’s important to seek regular medical care, especially for those who may face barriers to accessing health care. “It is easier to treat medical

conditions when they are first diagnosed and require less invasive testing and treatment options,” she said. “If we capture these medical conditions at an earlier state, we’re able to protect the body over time.”

She encourages both individuals and health care providers to take a holistic approach to health. “We need to consider the person as a whole,” Dr. Islam says. “If we’re not addressing anxiety, depression and stress, we’re not fully treating the underlying health conditions.”

Even when stress and mental health challenges seem overwhelming, Dr. Islam reminds us that it’s never too late to start making positive changes. “Coming in and getting that checkup and getting the process started is the first step toward turning things around and seeking a healthier life,” Dr. Islam said. “We can always make progress and that’s the beauty of cardiovascular health. You can always make things better. The best investment you can do is investing in yourself and your health.”

If you’re dealing with stress, anxiety or any mental health concerns, remember that you’re not alone; and there are many ways to improve your situation. Taking small steps, like getting active, prioritizing sleep or seeking support from a health care professional, can have a meaningful impact on your well-being.

Above all, be kind to yourself, and take things one step at a time.

Jay Nachman is a freelance writer in Philadelphia who tells stories for a variety of clients.

Have a loved one that passed?

Your Probate Process Do they have a will?

Yes

The probate process can look different for everyone.

Answer the questions to the right to learn what your process looks like.

Let’s Start the Probate Process with a will

Let’s Start the Probate Process without a will

Visit the Probate Department

Visit the Probate Department

Prepare your documentation and payment and bring: The original will An original death certificate Estimate of the value of estate A valid current form of ID

Prepare your documentation and payment and bring: An original death certificate Estimate of the value of estate A valid current form of ID

Complete the petition for probate and grant of letters of testamentary at your appointment

REGISTER OF WILLS JOHN P. SABATINA, ESQ.

No

Complete the petition for grant of letters of administration at your appointment

CITY HALL ROOM 180 | 215-686-6250 | @PHLROW

December 2024

Milestones 14

Protect your wallet: A guide to avoiding financial scams

Source: USAging’s Eldercare Locator

Scams targeting people age 60 and older resulted in more than $3.4 billion in losses in 2023, according to the FBI. While financial scams and fraud happen throughout the year, the holidays are a predictable time to see an increase. More online shopping, along with increased phone or email donation appeals, means more opportunities for fraud. It is also an emotional time of year for many people, especially those who may feel lonely or isolated, which scammers can exploit.

The Eldercare Locator can help older adults, caregivers and their families to stay safe and worry free by protecting themselves and loved ones from financial fraud and scams during the holiday season.

Here are some of the most com- fraud: with others to prevent social mon types of scams and fraud, isolation. This can decrease • Be wary of someone offering according to the Consumer Finanthe chances that you will exyou a “great deal” that seems cial Protection Bureau (CFPB): perience financial exploitatoo good to be true or pres• Charity: Scammer pretends tion and the likelihood that it suring you to act quickly. to represent a real or madegoes unnoticed.

• Do not be afraid to say “no” up organization and asks for • Stay informed about current or hang up if you feel undonations. scams and keep older family comfortable or suspicious • No delivery: A person buys members up to date on offiabout a phone call solicitasomething online but never cial warnings about current tion or to ignore suspicious receives the item. scams or fraud. emails or text solicitations.

• Grandparent: Scammer • Never send money using a Scam-fighting resources pretends to be a grandchild gift card or wire transfer dior relative in trouble and • U.S. Department of Jusrectly to a seller or unknown asks for money or gift cards. tice’s National Elder Fraud person.

• Tech support: Scammer Hotline: People age 60 • Do not click on suspicious pretends to be a computand older who are victims links or open unknown ater expert offering technical of financial fraud can call tachments in text messages, support to trick people into 1-833-FRAUD-11 (1-833emails, websites or social giving access to their com372-8311). A case manager media. puters and personal informawill assist with the reporting • Be suspicious of a compation. process at the federal, state ny asking you by phone or • Romance: Scammer preand local levels. email to update your passtends to be romantically in• Federal Trade Commission: word or account informaterested in someone, develReport suspected fraud at tion.

Look up the company’s ops trust, and then asks for 1-877-382-4357 or https:// phone number on your own, money or a loan.

ReportFraud.ftc.gov. then call the company to find • Blackmail: Scammer threat• Eldercare Locator: Gateway out if the request is real. ens to release personal infor older adults and people • Keep personal information formation unless the victim with disabilities searching in a safe and secure location sends money using wire for information and resourcthat unauthorized individutransfer or gift cards. es vital to their well-being als cannot access.

• Investment: Scammer preand independence. 1-800• Do not share numbers or tends to be a financial pro677-1116 (voice, videopasswords for accounts, fessional with urgent inchat or text) | usaging.org/ credit cards or Social Secuvestment opportunities that h4h2024 rity. are fake, including offers to • Philadelphia Corporation • Monitor your financial acteach you how to invest in for Aging: Report suspected counts by setting up alerts cryptocurrency. elder abuse, including finanfor unusual activity and recial exploitation of an older viewing statements more Tips to avoid scams Philadelphian to PCA’s Oldfrequently during the holiHere are some of the things you er Adult Protective Services days. can do to prevent getting scammed 24/7 at 215-765-9040.

• Build a strong support netor becoming a victim of financial work and stay connected

December 2024

Milestones 15

family and start new friendships.

Nurture relationships, even new ones!

You’re never too old to build connections with the people around you! These friendships enrich your life and keep you thinking. Combat loneliness with a support network.

Avoid head injury. Traumatic brain injury increases the risk of developing dementia. Helmets, seatbelts and other safety measures can help prevent head injuries from falls or accidents. If you sustain a concussion, follow all protocols outlined by your health care provider and take every precaution to avoid Source: Alzheimer’s Foundation of America another injury.

To learn more about healthy aging and Building good habits will help promote good brain health, contact the Alzheihealthy aging and good brain health, acmer’s Foundation of America at 1-866cording to the Alzheimer’s Foundation 232-8484 or alzfdn.org. of America (AFA). Taking a few simple steps will make a positive difference.

Make time outside. Do not sit at PA creates Alzheimer’s, Dementia and home in front of the TV or computer all Related Disorders Division Pennsylvania Gov. Josh Shapiro day. Get some fresh air. Spend time sursigned legislation to create the Alzheirounded by nature.

Vitamin D is important for the mer’s, Dementia and Related Disorders brain. People whose levels are low are (ADRD) Division to support older adults more likely to develop dementia or Alz- and their caregivers. The Pennsylvania heimer’s. Sunlight is the most common Department of Aging will oversee the source of vitamin D. Milk is fortified ADRD Division.

The 2024-25 bipartisan budget invests with vitamin D. Mushrooms are also an excellent source of natural vitamin D $80 million more to support older Pennsylvanians, and the ADRD Division is and a good dietary option.

Avoid empty calories. If you crave part of that investment, according to the sweets, make sure there is some nutri- Governor’s office.

Act 111 also establishes an ADRD tional value and some component that is filling, rather than just eating candy or Advisory Committee to convene statejunk food. Good examples are strawber- wide stakeholders on ADRD State Plan ries or banana slices dipped in yogurt, implementation, advocate for policy, sepeanut butter on apple slices, a mix of cure federal funding, and leverage addinuts and chocolate, or brownies made tional resources to better support people living with ADRD. with beans or zucchini.

Keep in touch with friends and

In other wordsIN OTHER WORDS

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By Neil R. Manausa

CREATORS NEWS SERVICE

ACROSS 1 Entire range 6 Cycle 10 Edict 14 Cognizant 15 Part of QED 16 Ambience 17 Successor to Smuts 18 Seize 20 Curriculum contents 22 Fervent 23 Beseech 24 ___ deep: involved 25 Decamp 30 Japanese artwork 34 Imitation pearl 35 Monkey did?

37 ___ Palmas 38 Comedienne/writer Fey 39 Lemur cousin 41 Broadcasts 42 ___ out: make do 43 Mister, in Munich 44 “The Jazz Singer” was the first 46 Fuse 48 Confess 50 Verdi opera

52 DC grp.

53 Long-handled racket 56 Capsicums 61 Discover 63 Deep purple 64 Land unit 65 Room in a prison 66 Ribbed fabric 67 ___ out: extirpate 68 Unforced 69 ___ pigeon

DOWN 1 Whale herds 2 Gone 3 Teen destination 4 Caspian Sea feeder 5 Defensible 6 White whale 7 Levin and Gershwin 8 Camelot character 9 VT patriot, ___ Allen 10 Thoreau work locale 11 Impolite 12 Press 13 Wilson predecessor 19 Mountain nymph 21 Ladybug, e.g.

24 Military cap

25 Tribe symbol 26 Similar 27 Hall-of-Famer Ralph 28 Wagner heroine 29 Roman scholar Marcus Terentius 31 “___ New York in June . . .”

32 Bernstein heroine 33 City on the Ruhr 36 Admiration 40 Killer whale 41 “___ Shook Up” 43 Burglary 45 Recognizes 47 Cut badly 49 For the most part 51 Tie, for Alcaraz 53 Talon 54 Playwright Elmer 55 Grendel, for one 56 Party hacks 57 Small salamander 58 The Stooges are one 59 Harald’s capital 60 Peddle 62 Test for a princess

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Healthy brain habits

Crossword

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