BENEFITSENROLLMENTGUIDE
Process Your Elections.
Slightly Increased Rates. There is a slight increase to your medical, dental and vision rates. All other rates will remain the same.
Login to Paycom and go to the benefits tab to process your elections by 5:00 p.m. on September 26th .
Open Enrollment begins on September 20th and runs through September 26th . New benefits are effective on November 1st .
Get Ready to Enroll
Review the Benefits Guide. Review the benefit plans and decide which plan options best meet your needs.
The benefit elections you make during this Open Enrollment will be for the remainder of 2022. Callaway will begin offering the Herschend benefit package effective January 1, 2023. A separate Open Enrollment and informational session will be hosted in November for those team members eligible under Herschend’s eligibility criteria.
This year’s Open Enrollment is a passive enrollment, meaning you only need to act if you are making changes.
What’s New?
OE CHECKLIST:
Mark Your Calendar.
Passive Enrollment
Primary Care Visits
20%
Prescription Deductible No deductible No deductible Retail Rx $15/$35/$60/25% up to $350 $15/$35/$60/25% up
network
Deductible IndividualFamily $10,000$5,000 $3,000$1,000 Member Coinsurance 20% 0% Maximum Out-of-Pocket (includes deductible) IndividualFamily $15,800$7,900 $7,500$2,500
Maternity Physician Services Prenatal, Delivery and Postpartum 20%
$30
$30 copay per visit, deductible does not apply
Diagnostic Lab Services Office Freestanding Lab Outpatient Hospital
$30
Emergency Room
$30 copay per visit/$60 at specialist office No Charge coinsurance, after deductible is met
Inpatient Hospitalization 20%
Effective November 1, 2022 This is a high level summary only. Please refer to the Plan Documents for complete details.
$60 copay per visit, deductible does not apply
Outpatient aftercoinsurancedeductible aftercoinsurancedeductible aftercoinsurancedeductible aftercoinsurancedeductible
3
0%
Benefits
$350 copay per visit, then 0% coinsurance, deductible does not apply
0%
Preventive Care No charge No charge
Mental Health/Substance OutpatientInpatient 20%
(Group # GB0505) shown are in
$60 copay per visit, deductible does not apply
$30 copay per visit No Charge 0% coinsurance, after deductible is met aftercoinsurancedeductible aftercoinsurancedeductible coinsurance, after deductible copay per visit coinsurance, after deductible copay per visit to Coverage
0%
Specialist Visits
$350 Mail Order Rx (90 day supply) $15/$70/$180/25% up to $350 $15/$70/$180/25% up to $350 LiveHealth Online 24/7 Access to Board Certified Doctors $0 for first 12 visits, then $30 per visit $0 for first 12 visits, then $30 per visit Medical
0%
$30 copay per visit, deductible does not apply
Urgent Care Facility
Anthem Open Access POS Medical Plan
$75 copay per visit, deductible does not apply
$250 copay per visit, then 20% coinsurance, deductible does not apply
$75 copay per visit, deductible does not apply
Anthem POS Medical Plan
Surgery Facility 20%
Dental, Vision, Life & Disability
Ameritas Dental Plan
Ameritas* Vision Plan
Year Maximum $1,000 Preventative Care Services
Frames 24 months
Calendar 100%; no deductible
Services Covered
Lifetime Maximum Covered
Long Term Disability
In Network Benefits
Contact Lenses
Services Covered
Service Frequency Exam 12 months
Life Insurance, Short-Term and Long-Term Disability
Basic at 80%
• Employee: Increments of $10K up to a maximum of $500K; However, cannot exceed 5 times your salary; Guaranteed Issue*: $120K
• Waiting Period: 90 days
Elective (conventional and disposable) Medically necessary (limit one pair) $150 100%allowance
• All team members eligible
Orthodontia
• Child(ren): $5K or $10k; Cannot exceed 50% of employee coverage
Deductible
*Any elections over the guaranteed issue amount will require evidence of insurability. Guaranteed issue is only applicable to initial eligibility.
Frames $150 allowance
In Network Benefits
Basic Life and AD&D
Single Vision, Bifocal or Trifocal Lenses Tinting or UV Coating $10 copay $15 copay
• $500 maximum (weekly)
IndividualFamily (per calendar year) $150 (per calendar year)
Exam with dilation (as necessary) $10 copay
Optional Life Insurance
Major at 50% (through age 18) at 50% $1,000
• Benefits at age 70 will reduce as follows: 35% reduction at age 70; 55% reduction at age 75; 70% at age 80. All benefits end at retirement.
Short Term Disability
• Salaried team members eligible
• 60% of the monthly pre disability earnings
• $5,000 maximum (monthly)
Effective November 1, 2022 This is a high level summary only. Please refer to the Plan Documents for complete details.
• 60% of weekly pre disability earnings
4
• Each employee (enrolled in medical) receives $20,000
$50
*Vision coverage is through the EyeMed network, administered by Ameritas.
Lenses or contact lenses 12 months
Lenses
• Spouse: Increments of $5K to $250K; Cannot exceed 50% of employee coverage; Guaranteed Issue*: $25k
• Waiting Period: 0 days for accident/7 days for sickness
Your Cost Bi-weekly deductions POS (Hourly)Plan POS (Salaried)Plan Open(Hourly)Access Open(Salaried)Access RelyMD EmployeeDentalPaid EmployeeVisionPaid EmployeeOnly $47.54 $88.39 $102.09 $102.09 $4.38 $10.54 $3.14 Employee + Spouse $207.76 $245.82 $310.66 $310.66 $4.38 $21.51 $6.26 Employee + Child(ren) $134.28 $172.35 $232.05 $232.05 $4.38 $28.25 $6.42 Family $279.58 $289.74 $444.24 $444.24 $4.38 $39.21 $9.54 Benefit Contacts YOU NEED HELP WITH… RESOURCE CONTACT Medical Coverage Anthem 855.397.9267anthem.com DentalCoverage Ameritas 800.776.9446Ameritas.com Vision Coverage Ameritas 800Ameritas.com6592223 Life Insurance, Short Term and Long Term Disability Anthem Disability:Life:lifeanddisabilityclaims@anthem.com800.552.2137800.232.0113 Telemedicine LiveHealthonlineRelyMD Relymd.com or livehealthonline.com855.879.4332or1.888.548.3432 Counseling Services Resource Advisor Pastoral Institute 706.649.6362pastoralinstitute.org888.209.7840ResourceAdvisor.Anthem.com. BenefitQuestions Benefit Butler 404.991.6070benefitbutler@palmerandcay.com Benefit Cost & Contacts 5 Effective November 1, 2022 This is a high level summary only. Please refer to the Plan Documents for complete details.
RESOURCESUSEFUL
Steps to Access Anthem Resources and Rewards
Login
Page MyHealth Dashboard On the Menu page (More), choose MyHealth Dashboard, you will see My Rewards, ways to earn and programs like Well Being Coach Register and *login 1. Register at anthem.com OR 2. Login at anthem.com 3. Select the My Health Dashboard 4. Select My Rewards visit Anthem.com/signup Sydney Health Download the Sydney Health app or To Access Anthem's Sydney Health App : To Access Anthem's Member Portal: You have options! For a link to download Anthem's free mobile app for IOS & Android, Text SYDHEALTH to 268436or,or visit anthem.com/signup *You can use your Anthem member portal user name and password. Simple, smart — and all about you Get instant access to your health plan info at anthem.com or with Sydney Health, our new app • Check Claims • See benefits • Get your ID card • Manage health care accounts • Find a doctor It’s easy. Everything you need to know about your Anthem benefits — all in one place. It’s simple, personal and all about you. • Get medicine • Estimate costs • Get discounts • Healthy Rewards • Wellness Programs like ConditionCare, Future Moms & Well being Coach Anthem Blue Cross and Blue Shield is the trade name of Anthem Insurance Companies, Inc. Independent licensee of the Blue Cross and Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc.
1
Telephonic Coaching - programs participation and completion
Future Moms
$ Rewards are issued up to five weeks after completion of each activity
> $200 for completing program
> $200 for completing program
MyHealth Rewards Points Activities
Use the Sydney Health app to track healthy activities, like completing the health assessment or engaging Wellbeing Coach digital lark activities to earn points that convert to dollars. Points can be tracked on the app or our website. You can earn up to $150 a year.
ConditionCare3
cards are accepted. This card cannot be
$ $
Anthem Health Rewards gives you extra motivation to reach your health goals Because when you’re healthy, every part of your life is more rewarding.
> > $50 for completing interim assessment at least one day before due date
If you’re dealing with a chronic condition like asthma, diabetes, heart failure, coronary artery disease, chronic obstructive pulmonary disease (COPD) you can get one-on-one help from a health care professional through ConditionCare. You’ll learn better ways to manage your health and reach your health goals.
older
Get a preventive wellness exam and flu shot. These do not have to be at the same time.
> $100 for completing initial maternity assessment by 183 days before due date
3. Eligible members can participate in one program per year. Member can achieve either the Well-being Coach incentive or the ConditionCare incentive.
Rewards are issued up to five weeks after completion of each activity.
> 100 points = $50
Both flu shot and preventive wellness exam claims are sent toAnthem Please use your Anthem Insurance card so that a claim will process to track prevention activity
Rewardscompletion.are
1. Anthem
3
Exam and Flu Shot2
plan year. Must be 18
> $100 for participating in program
Preventive Wellness
card = A reloadable rewards card that can be used everywhere Debit
Maestro
For participating in a telephonic coaching programs focused on helping members.
> $100 for participating in program
can be earned by the subscriber and their covered spouse or domestic partner during their
earn
Take Charge Earn Up to $700 in Rewards
> Payouts are triggered at 100, 200, and 300 points.
$
ANNUAL HEALTH REWARDS
up to $300 in rewards
4.Well-being Coach Digital is powered by the Lark platform and accessible to the member via Sydney Health.
2. Rewards will show in account when the provider submits claims to Anthem after the employee receives their annual preventive wellness exam and flu shot.
Future Moms offers personalized support for pregnant members, starting at the beginning of pregnancy and continuing after birth.
issued up to seven weeks once both claims are processed.
up to $150 in rewards Health Rewards benefit or to rewards. Health Rewards Mastercard, and NYCE used at any ATM or to obtain cash. You must hold on to your Health Rewards card. You only get one. If your card is lost or stolen, you can request a replacement card on Anthem.com. My Health Dashboard, then My Rewards. Anthem Health Rewards Cards are valid for 3 years. As you complete additional Health Rewards activities, reward dollars will be automatically deposited into your rewards account and available to spend using your Health Rewards card. Ninety days after termination of medical eligibility, your Health Rewards card will be deactivated and the remaining balance will be mailed to your address on file.
up to $200 in rewards
$50 for completing post-birth assessment by 53 days post-delivery
Rewards are issued up to five weeks after completion of each activity.
GOOD HEALTH IS WORTH IT
$50 in rewards
1234 5
like: Specialties Gender Languages spoken Training A map
locationi Phone number
Here’s all you need to do to fnd a doctor near you:i
like to see.
Looking for a doctor?
00734ANMENABS VPOD Rev. 06/19
Go to anthem.com/fnd-doctori
Once you log in, select the Find Care option on the welcome menu.
The right doctor can make all the difference — and choosing one in your plan can save you money, too. Our Find a Doctor tool helps you fnd doctors, dentists, hospitals, labs and other health care providersini your plan. If you decide to get care from doctors outside the plan, it’ll cost you more and your care might not be covered at all.
or use
for a
name.
You can look for a doctor by using either:
*If you don’t know the name of the plan or network, check with your human resources department or benefts administrator.i
Select a provider to get details, of their offce
Next, choose who you’d You search doctor nearby the doctor’s
Search as a member: Log in with a username and password or with the member number on your ID card.
Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. Copies of Colorado network access plans are available on request from member services or can be obtained by going to anthem.com/co/networkaccess. In Connecticut: Anthem Health Plans, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affliates administer non-HMO benefts underwritten by HALIC and HMO benefts underwritten by HMO Missouri,iii Inc. RIT and certain affliates only provide administrative services for self-funded plans and do not underwrite benefts. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans ofii New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI), underwrites or administers PPO and indemnity policies and underwrites the out of network beneftsi in POS policies offered by Compcare Health Services Insurance Corporation (Compcare) or Wisconsin Collaborative Insurance Corporation (WCIC). Compcare underwrites or administers HMO or POS policies; WCIC underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.
Finding one online is fast and easy
Search as guest: Select a plan or network,* or search by all plans and networks, to get started.
can
Search for doctors, hospitals and more on your smartphone or mobile device. And don’t forget that going mobile keeps everything you need to know about your plan — including medical, pharmacy, dental, vision, life insurance — in one place. It’s simple, personal and all about you. Simply download the Sydney app to get started.
Going mobile
24/7 text-based digital coaching to support your entire population
Clinically effective, cost-efficient care 38% or more cost savings with similar results to in-person programs
Engagement
Support for preventing diabetes in your workforce
Key advantages of the Lark DPP include:
For employers like you, diabetes can affect both your workforce and your bottom line. In fact, 1 in 3 adults are at risk for diabetes and most don’t even know it.1 With diabetic annual medical costs 2.3 times more expensive than nondiabetics, preventing the progression to diabetes can drive meaningful results.2 To help you and your employees fight the statistics, Anthem is partnering with Lark, a leader in diabetes prevention solutions.
Scalability
127069MUEENABS 09/20
The Lark Diabetes Prevention Program brings your workforce personalized digital health coaching
Helpful guidance for a healthier workforce
PreventionDiabetesProgram
The Lark Diabetes Prevention Program (DPP) is a smartphone-based app that is fully recognized by the Centers for Disease Control and Prevention (CDC). The program provides 24/7 education and personalized coaching to prevent onset of type 2 diabetes.
Leverages Anthem’s data to target population that is most at-risk of progressing to diabetes in the next year
Milestone 4:
Lark’s program is the second largest and fastest growing DPP in the US. The program is fully recognized by the CDC, their highest level of certification, which is achieved by only 8% of all DPPs.
} 59% of all members enrolled achieved some weight loss4
Why Lark can be an important decision for your company
} Personalized guidance on sleep and physical activity
2 weeks engagement5 during weeks 5-9 (includes fitness tracker)
5% or greater weight loss from start date (within a year) Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI), underwrites or administers PPO and indemnity policies and underwrites the out of network benefits in POS policies offered by Compcare Health Services Insurance Corporation (Compcare) or Wisconsin Collaborative Insurance Corporation (WCIC). Compcare underwrites or administers HMO or POS policies; WCIC underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.
Milestone 1: Program enrollment (includes wireless scale)
} Behavioral health screening, coaching, and escalation to appropriate care resources
} The CDC’s 26-week Prevent T2 educational program
The results: healthier employees and a stronger workforce
} Digital nutrition therapy
Milestone 2:
2 weeks engagement5 during first 4 weeks
Taking on diabetes, together For more information about Lark, contact your account representative. 1 Centers for Disease Control (CDC), National Diabetes Statistics Report, 2020. 2 American Diabetes Association: diabetes.org/resources/statistics/cost-diabetes. 3 One-Year Clinical Outcomes of an Artificial Intelligence-Based Digital Diabetes Prevention Program lark.com/press-articles/larks-diabetes-prevention-program-achieves-long-term-weight-loss-results.: 4 Lark Q2 2020 Anthem Book of Business. 5 Lark platform engagement activities: Completes at least one (1) counseling session; logs at least three (3) meals; logs at least three (3) physical activities per week; documents at least one (1) weight measurement. Diabetes Prevention Program is provided by Lark, an independent company. Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the
} Weight coaching facilitated by a connected scale
Mile stone-based payments ensure that payment is only made for employees who progress through the program. The cost of the Lark DPP is at least 38% lower than competing programs.
What is included in the Lark DPP
Of all Lark participants:
} Participants achieve an average 4.2% weight loss after 12 months3
Cost effectiveness: payments based on outcomes
Milestones include:
} Among Anthem members, 19% achieved the target 5% weight loss, shown to significantly reduce the risk of progressing from prediabetes to type 2 diabetes
Milestone 3:
Financial planning
28539MUMENABS VPOD Rev. 10/17
You can also count on help managing your personal fnances.i Call Resource Advisor to set up one-on-one fnancial counselingi with a certifed professional fnancial planner. They can help withii issues like planning for retirement, saving for a child’s education and more. You can get help for each concern.
The help you need – when you need it most
Imagine having a counselor, a lawyer and a fnancial consultanti on call whenever you need them. Actually, you don’t have to imagine it because with Resource Advisor, you already do. And, it’s included with your Anthem Life Insurance Company group life and/or disability plan at no extra cost.
Legal
Resource Advisor
Everyone needs a will but many people skip this important task because they don’t have access to information they need. But Resource Advisor can help. Log onto the Resource Advisor website and access an interactive tool that guides you through questions and answers about your situation and then creates a will just for you.
Get 24/7 support, advice and resources. Call Resource Advisor toll free at 1-888-209-7840 and ask for Resource Advisor or go www.ResourceAdvisor.Anthem.comto. Then, log in with the program name: AnthemResourceAdvisor.
Contacting a lawyer can be intimidating. Resource Advisor helps take the intimidation factor out of it. With a call to the toll-free number, you can get a consultation with an attorney at no charge. If you want to meet with an attorney in person, the legal consultant can set up an appointment. And you can even get a discount on the visit.
Counseling
Best of all, with Resource Advisor, you get resources you can use right away and when you have a claim.
You and your family can call the Resource Advisor toll-free number to speak to a counselor at any time, day or night. And they can set up face-to-face or online counseling with a local licensed professional, such as a psychologist or social worker. You and your family members can get up to three counseling sessions, face-to-face or online using LiveHealth Online, for each concern, like job stress or family issues.
Resource Advisor also has an online library of over 100 legal forms to help in situations like creating a power of attorney or a bill of sale.
Sign up for LiveHealth Online today -- it’s quick and easy
Your Anthem plan includes benefts for video visits usingi LiveHealth Online, so you’ll just pay your share of the costs — usually $49 or less for medical doctor visits, and a 45-minute therapy or psychiatry session usually costs the same as an offcei visit.
Consult a board-certifed psychiatrist within two weeks.i 3 If you’re over 18 years old, you can get medication support to help you manage a mental health condition. To schedule your appointment call 1-888-548-3432 seven days a week.
Go to livehealthonline.com or download the app and register on your phone or tablet.
60019ANMENABS_MPS VPOD 06/17
You’ve got access to affordable and convenient care
When you’re not feeling well you can get the support you need easily using LiveHealth Online. Whether you have a cold, you’re feeling anxious or need help managing your medication, doctors and mental health professionals are right there, ready to help you feel your best. Using LiveHealth Online you can have a video visit with a board-certifed doctor, psychiatrist or licensedi therapist from your smartphone, tablet or computer from home or anywhere.
On LiveHealth Online, you can:
See a board-certifed doctor 24/7.i You don’t need an appointment to see a doctor. They’re always available to assess your condition and send a prescription to the pharmacy you choose, if needed.1 It’s a great option when you have pink eye, a cold, the fu, a fever, allergies, a sinusl infection or another common health issue.
Visit a licensed therapist in four days or less.2 Have a video visit with a therapist to get help with anxiety, depression, grief, panic attacks and more. Schedule your appointment online or call 1-888-548-3432 seven days a week.
latnem,ogera.uoy
Now you can also meet with boardcertified Psychiatrists using LiveHealth Online!
**If you need assistance, please call 855-879-4332.
When asked Do you have RelyMD services through your employer or insurance provider? Click Yes and type in your employer's name.
If you're considering the ER or urgent care for a nonemergency medical issue.
As a RelyMD member, you and your family will receive 24/7/365 access to U.S. board-certified physicians who can diagnose common illnesses and injuries regardless of time and location. Register for your secure account today, we'll be ready when you need us.
How to access your account as a previous MYidealDOCTOR user:
You or your family are traveling or in need of medical care.
4.3.2.1.
Review your demographics and medical history to ensure everything is correct before starting your visit. That's it! You're ready to see a doctor!
relymd.com | support@relymd.com | (855) 879-4332
Go to patient.relymd.app and click "Sign Up"
How to access your account as a NEW member:
Click Continue to validate and access your patient
24/7 on-demand doctor visits, no appointment necessary.
Medical conditions we commonly treat:
andNausea/vomitingUTISoreSinusRashesinfectionthroatmore!
Go to patient.relymd.app and click "Log In"
**If you need assistance, please call 855-879-4332.
DiarrheaCoughConstipationColdBronchitisArthriticAllergiespain&flu Eye MuscleMildInsectHeadacheGoutFeverinfectionsbitesasthmapains
When leaving home to see a licensed physician just isn't possible.
Your Co-Pay is Employer Code:
4.3.2.1.
Welcome to RelyMD
When to use RelyMD
You'reaccount.now registered! You're ready to see a doctor!
Log in using your existing username and password. All existing data is being securely transferred to the new website.
• Click “Account Access”
To receive email EOBs instead of paper statements, select the go paperless option when logging in to or setting up your member
• Select the Dental/Vision/Hearing drop-down
Sign up to receive your explanation of benefits (EOB) statements online
convenient
quick and easy:
• the average cost for in- or out-of-network procedures based on ZIP Code with the Dental Cost Estimator
• plan details including maximum benefit and deductible amounts, and your remaining benefits
more
In your secure online member account, you have 24/7 access to:
Register for your secure member account at Theameritas.com.one-timesetupis
• claims status and a breakdown of how benefits were calculated and payments processed
Comparedaccount.topaper, online statements are: secure more detailed better for the environment faster
Using online services helps to minimize your risk of identity theft, protect your privacy, and get your benefit information faster.
• On the Login page select “Register Now”
Find everything you need on any device
• your personalized ID card; print it or save it to your smartphone
• Complete the New User Registration form
• Choose “Secure Member Account”
• Go to ameritas.com
Eyewear savings. As an Ameritas insured member, you can save on a complete pair of prescription eyeglasses at Walmart Vision Centers nationwide (excludes contacts).
P h a r m a c y a n d m e m b e r h e l p d e s k 1 8 7 7 68 4 0 0 3 2
T H IS IS N OT I N S U R A N C E
D i s c o u n t s a v a i l a b l e a t o v e r 6 0 , 00 0 p h a r m ac i e s a c r o s s t h e n a t i o n To fi n d a p h a r m a c y v is i t a m e r i t a s . c o m / r x p h a r m a c y.
P r e s c r ip t i o n D r u g S av i n g s C a r d R x B in # 017 5 2 9 G roup # A ME R I TA S M em ber I D # AME R223 3 PCN : AM R X G R 6 2 6 9 10 17 Member Name :
Save more with Ameritas
Prescription savings. You and your covered dependents can save on prescription medications at over 60,000 pharmacies across the nation including CVS, Walgreens, Rite Aid and Walmart. Participating pharmacies give your normal health care pharmacy benefit, or the Rx discount, whichever saves you more. Switching to generic and presenting the card saved 97% on one prescription.*
* On average, you could see up to 65% savings on generic prescriptions, and overall average savings of 40% across brand name and generic prescriptions combined. Illustration numbers are rounded to the nearest dollar amount, based on Lexapro TAB 20MG and Escitalopram TAB 20MG,
GR 7104 Ameritas,11-17thebison
Find a pharmacy near you –ameritas.com/rxpharmacy
T h i s i s a FR E E c ar d an d m a y n o t b e s o l d Fold Here
* On average, you could see up to 65% savings on generic prescriptions, and overall average savings of 40% across brand name and generic prescriptions combined. Illustration numbers are rounded to the nearest dollar amount, based on Lexapro TAB 20MG and Escitalopram TAB 20MG, ZIP 68510.
ZIP 68510. $11 GENERIC BRAND
Switching to generic and presenting the card saved 97% on one prescription.*
$425 BRANDNAME $11 BRANDGENERIC X
F o r p r e s c r i p t i o n d i s c o u n t d r u g p r i c i n g p l e a s e v is i t a m e r i t a s . c o m / r x p r i c i n g .
design, "fulfilling life" and product names designated with SM or ® are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. All other brands are property of their respective owners. © 2017 Ameritas Mutual Holding Company
Hear better with iHear®. You and your loved ones are invited to learn about iHear by visiting ameritas.com/listen. iHear devices cost a fraction of what traditional hearing aids cost. The hearing test is taken at home and all the supplies are ordered online.
C e r t a i n t e r m s an d c o n d i t i o n s ap p l y V ie w t e r m s a n d c o n d i t i o n s a t a m e r i t a s c o m / rx t e r m s Vo i d w he r e pr o h i b i t e d D i s c o u n t s a v a i l a b l e o n l y a t p a r t i ci p a t i n g p h a r m ac i e s P r o ce s s a l l p r e s c r i p t i o n s el e c t r o n i c a l l y
The prescription and eyewear discounts are not insurance and are no additional cost to your plan premium.
G R 6 2 6 9 10 17
Look up a price –ameritas.com/rxpricing
This is not insu r anc e Administered by Envision S aving s
The Ameritas prescription card could save you money.
English and Spanish,interpretationmultilingual
92%
Here to help. If you have questions about your plan benefits, call the Ameritas customer connections team. Claims contact center associates have earned BenchmarkPortal’s Center of Excellence award since 2006, an achievement held only by a handful of other companies.
¿en español? Ameritas offers Spanish-speaking claims associates and a translation service in many languages at 800-487-5553.
Friday, 7 a.m. – 6:30 p.m. (CST)
Claims accuracyprocessingexceeds99%
1 Ameritas claims processing system, 2018
800-776-9446 ameritas.com
Claims, benefit and provider network questions: group@ameritas.com | 800-487-5553
B
More than 3 million calls answered with a 4.8 out of 5 overall caller satisfaction survey score
Dental health report card. Find out where your dental health stands and how to improve it. After 12 months of using your dental benefits, Ameritas will provide you with a dental health report card. It was developed through the University of Nebraska Medical Center College of Dentistry and includes feedback on your dental health status and dental care tips specific to you.
Monday - Thursday, 7 a.m. – Midnight (CST)
Worldwide support. If you’re traveling outside the U.S. and have a dental or vision emergency, AXA Assistance can help find a provider and schedule an appointment. Please note these are not Ameritas providers. AXA is part of a global organization with offices in more than 30 Thesecountries.1services and discounts are offered at no additional cost and are not insurance. Access the savings cards from your secure member account at ameritas.com.
94% of processedclaimsinanaverageof10businessdays
92% of members enrolled in Ameritas dental, vision or hearing benefits a year ago are still with Ameritas today.1
Claims statistics from Ameritas claims processing system, 2019. Dental or vision provider referral assistance services are independently offered and administered by AXA Assistance USA, Inc. (AXA). Providers referred by AXA are not members of the Ameritas network. Ameritas does not guarantee or make any representation as to the quality of the services provided by AXA or any provider referred by AXA. Referral to an AXA provider is not a guarantee of benefits, and all policy provisions and limitations would apply. The Ameritas Dental Network is not available in RI. In Texas, our dental network and plans are referred to as the Ameritas Dental Network. This piece is not for use in New Mexico. This information is provided by Ameritas Life Insurance Corp. (Ameritas Life). Group dental, vision and hearing care products (9000 Rev. 03-16, dates may vary by state) are issued by Ameritas Life. Ameritas, the bison design, “fulfilling life” and product names designated with SM or ® are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. © 2020 Ameritas Mutual Holding Company.
