62nd IBSC Annual Meeting
RITZ-CARLTON | AMELIA ISLAND, FLORIDA | JULY 20-22, 2026




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RITZ-CARLTON | AMELIA ISLAND, FLORIDA | JULY 20-22, 2026





Welcome to the 2026 Independent Banks of South Carolina Annual Convention! As we gather once again, I want to take a moment to reflect on the progress we have made as an association and recognize the tremendous impact our member banks continue to have across South Carolina.
Community banking remains as important today as ever and South Carolina’s community banks continue to demonstrate resilience, leadership, and an unwavering commitment to the customers and communities we serve.
Over the past year, IBSC has advocated for independent community banks at state and federal levels, including efforts to protect banks during municipal deposits legislation discussions. Thanks to our bank members’ engagement, policymakers heard directly about the essential role community banks play in supporting local governments, businesses, and families.
IBSC was also proud to participate in the ICBA Capital Summit in Washington, D.C., where several South Carolina bankers engaged directly with lawmakers and regulators. These important conversations support our ongoing work to reduce unnecessary regulatory burden and ensure our banks remain well-positioned to serve their customers and communities.
Beyond advocacy, IBSC has continued to raise awareness of the value community banks bring to SC through our marketing partnership with The Post and Courier. This year, we have expanded outreach and helped educate consumers about the advantages of community banking, including local decision-making, personalized service, and a deep commitment to the communities we call home.
This convention serves as one of the highlights of our year. It brings together bankers, industry partners, and thought leaders from across the state to learn, collaborate, and strengthen the relationships that make our association successful. The strong attendance and enthusiastic support we have received this year are a testament to the vitality of community banking in South Carolina.
I would like to extend my sincere appreciation to our sponsors, exhibitors, speakers, Board of Directors, and IBSC staff. Their hard work and dedication make this event possible and help advance our mission throughout the year. I would also like to sincerely thank the Independent Community Bankers of America (ICBA) for their continued partnership and support. Through its advocacy, resources, education, and leadership, ICBA strengthens our efforts in South Carolina and gives community bankers a strong voice on the issues that matter most.
Finally, our deepest gratitude goes to our IBSC member banks and associate members. Your steadfast support, participation, and commitment to this organization enable us to remain a strong and effective advocate for independent community banking.
As we look ahead, I am confident in the future of community banking in South Carolina. While challenges will undoubtedly arise, our industry’s strength has always been rooted in relationships, local leadership, and a commitment to serving our communities. Those qualities will continue to guide us forward.
Thank you for being part of the IBSC and for joining Jamie and me at this year’s convention. I hope you enjoy the educational sessions, networking opportunities, and fellowship throughout the week.

Brent S. Garrett
IBSC




IBSC Lobbyist
Amber S. Barnes Lobbyist
Brent S. Garrett
IBSC Chairman
CBL State Savings Bank Greer, SC

James M. “Jamie” Bunton, Jr.
IBSC Chairman-Elect Bank of the Lowcountry Walterboro, SC
Stacey R. McInnis
IBSC First Vice Chairman Bank of Clarendon Manning, SC
McGuireWoods Consulting Columbia, SC

Samuel “Scott” Williamson
Immediate Past Chairman Bank of Greeleyville Kingstree, SC
A. Parker Barnes, III, Esq. General Counsel
Haynsworth Sinkler Boyd, PA Columbia, SC


DISTRICT 1
Edward E. Bryant Enterprise Bank of SC Walterboro, SC
Brooks A. Melton Beacon Community Bank Mt. Pleasant, SC
DISTRICT 2
Thomas Rivers Anderson Anderson Brothers Bank Mullins, SC
L. Ford Sanders, II The Conway National Bank Conway, SC
DISTRICT 3
R. Grier Sandifer, Jr. Bank of York York, SC
Michael C. Cromer First Community Bank Chapin, SC
DISTRICT 4
Curtis T. “Curt” Evatt Oconee Federal Seneca, SC
David A. Tompkins Countybank Greenwood, SC
AT LARGE
David J. Whitfield The Peoples Bank Anderson, SC
JB Garrett
Arthur State Bank Union, SC
LEADERS OF TOMORROW
Tracy J. Kellahan Bank of Greeleyville Kingstree, SC
IMMEDIATE PAST CHAIRMAN
Samuel “Scott” Williamson Bank of Greeleyville Kingstree, SC
SECOND PAST PRESIDENT
James A. “Jim” Bennett Spratt Savings Bank Chester, SC
ICBA STATE DIRECTOR
Todd G. Buddin First National Bank of SC Summerville, SC
PRESIDENT & CEO
Teresa D. Taylor Independent Banks of SC Chapin, SC


David Beasley is a distinguished leader, humanitarian, and former Governor of South Carolina (1995–1999). He most recently served as the Executive Director of the United Nations World Food Programme (WFP) from 2017 to April 2023, having been nominated by two U.S. presidential administrations from different parties and appointed by the UN Secretary-General.
Under Beasley’s leadership, WFP became the largest humanitarian organization in the world, assisting over 160 million people in 2022 alone and raising over $55 billion to combat global hunger. In 2020, he accepted the Nobel Peace Prize on behalf of WFP for its efforts to provide food assistance in conflict areas and prevent food from being used as a weapon of war. In his Oslo acceptance speech on December 10, 2021, he remarked:
“We have learned that there is great richness in those who are seen, in the eyes of the world, as ‘the poor.’ And many of us who are considered ‘rich’ are actually poor in the things that matter most.”
Beasley has also been recognized for his courageous leadership beyond humanitarian work, receiving the John F. Kennedy Profiles in Courage Award for taking a stand on the Confederate Flag issue in South Carolina.
He majored in Microbiology at Clemson University and received a Doctor of Jurisprudence degree from the University of South Carolina. Beasley was also a Fellow and lecturer at Harvard University’s Kennedy School of Government and is now a professor at the University of South Carolina Law School.
He is married to Mary Wood Payne, and they have four children and four grandchildren. Today, Beasley remains an influential advocate for global food security, humanitarian action, and international cooperation.



Dick Burch is a Performance Banking Strategist, Consultant and Sales Leader for Deluxe Banker’s Dashboard. Prior to joining Deluxe, he was the executive vice president, chief financial officer, chief operations officer, information security officer and secretary of South Atlantic Bancshares, Inc. and South Atlantic Bank. He brings more than 40 years of banking experience to his post, including six years as a bank examiner for the South Carolina Board of Financial Institutions. His local banking experience includes six years as executive vice president and chief financial officer for the former Beach First National Bank in Myrtle Beach, South Carolina and seven years as senior vice president and director of operations for Anchor Bank. Mr. Burch possesses extensive knowledge of financial management, regulatory, banking operations and technology and has served on committees of the South Carolina Bankers Association and Jack Henry & Associates, Inc. He is a graduate of The Citadel with a B.S. degree in business administration and the Darla Moore School of Business in Bank Investments and Financial Management. He was an instructor for 15 years with the SC Bankers Association Bankers School and past member of the ALCO and Compliance Committees. Having lived in the Myrtle Beach area for 39 years, past board member and chairman of the Myrtle Beach High School Booster Club and Chicora Rotary Club and was president of the North South All-Star Football Game committee. He is an active member of First Presbyterian Church.

With 15 years of hands-on experience as a community banker, Eric excels in helping clients engage online, while taking into consideration topics such as regulation, compliance, and other industry-specific nuances. Thanks to his banking experience, these are second nature, recognizing their importance and taking them into consideration when using digital effectively – and appropriately.
He remains deeply connected with the industry through an active speaking and teaching schedule, appearing at association and fintech events across the country. Eric also extends his educational efforts through syndicated webinars as well as holding faculty positions at the Graduate School of Banking in Madison, Barret Graduate School of Banking, the Pennsyvania Bankers Association’s Advanced School of Banking, and the Pacific Coast Banking School and Mentoring and Mastermind Community. In late 2020, to serve the banking industry, Eric created the industry’s first mentoring and mastermind community for banking professionals, called The LinkedBanker. The program focuses on helping community members build their personal brand to be the “banker” people want to do business with, through personal thought leadership strategies and the establishment of a personal brand leveraging digital and social technologies. Eric and his wife, Alicia (who’s also Business Manager for the company), reside in northern Michigan with their two Golden Retrievers. He’s an avid cyclist and can often be found on the trails, gravel, or winding roads throughout northern Michigan pedaling away - most of the time with a big smile on his face.


Diane Ellis is Senior Managing Director at IntraFi. She leads the Advancing Communities Together, or ACT, Deposit Program for IntraFi. Previously, she was the Director of the Division of Insurance and Research at the Federal Deposit Insurance Corporation (FDIC). She led the FDIC’s efforts to maintain the adequacy of the Deposit Insurance Fund and an effective and fair risk-based premium system, assess economic and financial sector risks to the banking industry, conduct policy-oriented research and analysis for rulemakings, and collect and publish bank financial information and statistics, including the Quarterly Banking Profile.
She has extensive executive-level experience in deposit insurance pricing and fund management and was elected twice to serve as an Executive Council member for the International Association of Deposit Insurers. Earlier, she was a senior financial analyst and bank examiner with the FDIC. Ms. Ellis received her BBA from Texas Christian University, Master of Public Policy from George Mason University, and is a Chartered Financial Analyst.

Rae-Ann Miller is Chief Risk Officer at IntraFi. Previously, she was the Senior Deputy Director of the Division of Risk Management Supervision at the Federal Deposit Insurance Corporation (FDIC), where she oversaw national supervision programs, both onsite and offsite surveillance, for all FDIC-supervised institutions, including community, regional, and large institutions. She was also the FDIC’s senior policy officer over regulations and guidance in the areas of credit risk, corporate governance, brokered deposits, third-party risk, and all other general safety and soundness matters. Her policy duties included updating and maintaining safety and soundness examination manuals and work programs, and she led significant efforts to improve safety a nd soundness examination planning, documentation, and continuous examination processes.
Ms. Miller has extensive executive-level experience in safety and soundness. She has led safety and soundness work groups and projects associated with the Federal Financial Institutions Examination Council, the Financial Stability Oversight Council, and the Basel Committee on Banking Supervision. In addition to safety and soundness matters at the FDIC, Ms. Miller has served stints in the FDIC Chairman’s Office and the Division of Insurance and Research Ms. Miller received her BS from King’s College and is a commissioned bank examiner.

A public servant for more than four decades, Mike Gambrell has dedicated his life to serving the people of South Carolina. He began as a volunteer firefighter, a job he continues to hold and love. Currently, he is assistant chief of the Friendship Fire Department where he devotes countless hours. Beginning in 1972, Mike started serving with the Anderson County Fire Department. Later, he served as chief of the Friendship Fire Department for 18 years, as chairman of the Anderson County Fire Chiefs Advisory board for 12 years, and as a charter member of the Anderson County EMS. Mike was elected to the state legislature in 2006. For 10 years, Mike has been fighting..........

.......key issues that matter to families in his district such as education, job creation, and lower taxes. Mike served in the SC House until 2016. He chaired the Insurance committee and served on the House Labor, Commerce, and Industry committee, which addresses all business-related legislation. He also served on the House Ethics and the statehouse committees. In May 2016, Mike was elected to the SC Senate to serve the rest of the term left vacant by the untimely death of his good friend Sen. Billy O’Dell. In June 2016, Mike won the primary election in District 4 for a four-year Senate term running 2016-2020. Mike has deep roots in the area he serves, calling it home for his entire life. He was born and raised in the Friendship Community near Honea Path, SC. He graduated from Belton Honea Path High School in 1976 and was honored to attend Palmetto Boys State. After high school, Mike earned a B.A. in Business Administration from Clemson University (Go Tigers!). Today, Mike and his wife Reene make their home on a farm once owned by his grandparents. Mike is a businessman and entrepreneur. He is sole owner of M&R Enterprises, LLC. Mike is actively involved in his community as well. He is a member of the Honea Path Civitans and chairs the Anderson County Legislative Delegation. He also is an active member of Friendship Baptist Church. Throughout the years, Mike’s number one goal has remained constituent service. That is truly the heart of why he serves.

Ted Lansdale serves as a Managing Director & Counsel on Travelers Bond & Specialty Insurance’s Management Liability First Party Claim team where manages a team of claim professional handling claims under the Financial Institution Bond and Travelers’ crime policy. He is a former manager of Travelers’ cyber claim team and previously handled a variety of management and professional liability claims. Prior to joining the insurance industry, Ted was associated with Morrison Mahoney, a Boston-based law firm, where he defended professional liability actions against a range of professionals including lawyers, accountants, and real estate professionals. Ted graduated with honors from New England School of Law where he was an editor of the New England Law Journal and holds a bachelor’s degree in economics from Colgate University.

Rebeca Romero Rainey is president and CEO of the Independent Community Bankers of America (ICBA), the leading advocacy organization exclusively representing community banks. She is one of the nation’s foremost advocates of the community banking industry, with a focus on regulatory reform for our country’s nearly 5,000 community banks. She has met with Pres ident Obama and President Trump to discuss issues that are top of mind for community banks.
A third-generation community banker born and raised in Taos, N.M., Romero Rainey is the former Chairman and CEO of Centinel Bank of Taos. Upon graduating from Wellesley College, she returned home to Taos with the dream of continuing her family’s business of running the town’s only local community bank......(continued on next page)....

Her broader service to the community banking industry began when she joined the board of the Independent Community Bankers of New Mexico, where she served as president in 2007-08. She entered the national stage by becoming active within ICBA and serving on several committees. Romero Rainey also played a key role in the formation of ICBA’s Minority Bank Council and served as its first chairman. Later she was nominated to become a member of ICBA’s Executive Committee, and in 2016, became ICBA chairman.she was nominated to become a member of ICBA’s Executive Committee, and in 2016, became ICBA chairman.
Romero Rainey has also served on the Federal Deposit Insurance Corp. Advisory Committee on Community Banking and the Kansas City Federal Reserve Community Depository Institution Advisory Council. She has been featured on CSPAN, MSNBC, CNBC, NPR, Fox Business News, and has been named a top Washington lobbyist every year since 2018 by “The Hill” publication. Romero Rainey has testified before Congress, and delivered speeches before the Federal Reserve, OCC and FDIC.
Romero Rainey has a long history of community engagement and collaboration among community stakeholders. She is the co-founder of the Bridges Project for Education, a nonprofit focused on helping first-generation college students. She was also selected as Taos Citizen of the Year in 2009 and has been awarded the New Mexico Governor’s Award for outstanding women. In addition to graduating from Wellesley College, Romero Rainey holds a degree from the Pacific Coast School of Banking.

Walter B. Todd, III is President and Chief Investment Officer of Greenwood Capital, one of the largest independent registered investment advisory firms headquartered in South Carolina, with more than $1.5 billion in assets under management. Mr. Todd oversees Greenwood Capital’s disciplined top-down macro-economic investment philosophy and its highly experienced Investment Team, delivering a diverse offering of objective-based ETF Asset Allocation Strategies, as well as traditional Equity and Fixed Income Investment portfolios.
Mr. Todd has 30 years of experience in the financial industry and joined Greenwood Capital in 2002. Prior to joining Greenwood Capital, he served as an Investment Banking Associate at Lehman Brothers Global Real Estate Group in New York. He has also worked as an analyst for First Union Capital Markets Group in Charlotte, NC.
Mr. Todd received his undergraduate degree in Business Administration from Washington & Lee University, where, upon graduation, he was awarded a Fulbright Scholarship. Mr. Todd earned his M.B.A. in Finance from The Wharton School – University of Pennsylvania where he graduated as a Palmer Scholar in May 1999.
Mr. Todd is regularly featured on Bloomberg, Bloomberg Radio, CNBC, and BBC, as well as quoted through Reuters, the Associated Press, Bloomberg and other national and international print, radio and television outlets. He currently serves on the Board of Trustees of the Business Partnership Foundation for the University of South Carolina’s Darla Moore School of Business.

8:30 a.m.
3:00 p.m. - 5:00 p.m.
3:00 p.m. - 5:00 p.m.
5:00 p.m. - 6:30 p.m.
6:30 p.m.
7:30 a.m.
8:30 a.m. - 12:00 p.m.
2:00 p.m.
6:30 p.m. - 10:30 p.m.
7:30 a.m.
8:30 a.m. - 12:00 p.m.
MONDAY - JULY 20, 2026
Board Meeting Breakfast | Talbot A & B
Registration | Talbot A thru D Foyers
Refreshments sponsored by FHN Financial Capital Markets
Welcome gifts sponsored by CBL State Savings Bank
Exhibits Open | Talbot A thru D Foyers
Exhibit Hall sponsored by Community Bankers’ Bank
Welcome Reception | Talbot A thru D Foyers
Reception sponsored by Centrant Community Capital, FHLBank Atlanta, and Ken Smith, Inc.
Dinner on Your Own
TUESDAY - JULY 21, 2026
Breakfast with Exhibitors | Talbot A thru D Foyers
Breakfast sponsored by CBSI, CRS Data & PCBB
First General Session | Talbot A thru D
General Session sponsored by First Bankers’ Banc Securities
Coffee Break sponsored by Stifel
Speakers sponsored by Barret School of Banking
A/V Sponsored by Atlantic Community Bankers Bank
Special Event: Salt Scrub Class | The Colonnade Room
Golf Putting Contest | Ritz-Carlton Course
Special Event & Golf sponsored by Integrated Financial Solutions / IFS
Banquet & Entertainment, “Casino Beach Party” | Salon 2 & 3
Banquet sponsored by ICBA, ICBA Securities & The Baker Group, ICBA Payments and Travelers
Entertainment sponsored by SHAZAM
Banquet decor sponsored by Compass South Appraisals
Silent Auction mobile platform sponsored by First National Bank of SC
LOT Raffle Prizes sponsored by Enterprise Bank of SC
Casino Prizes sponsored by HUB International
Banquet treats sponsored by Abram Armored
WEDNESDAY - JULY 22, 2026
Breakfast with Exhibitors | Talbot A thru D Foyers
Breakfast sponsored by Bank of Clarendon, Farmers & Merchants and The Peoples Bank
Second General Session | Talbot A thru D
Business Session sponsored by Smith Debnam
Coffee Break sponsored by United Bankers’ Bank
Speakers sponsored by Deluxe Bankers Dashboard and keynote sponsored by Carolina Bank
12:00 p.m. Adjournment

MONDAY - JULY 20, 2026
BOARD OF DIRECTORS MEETING ………… 8:30 a.m.
Exhibitor Set Up ……………………………………… 11:00 a.m. – 1:00 p.m.
Registration……………………………………………… 3:00 p.m. – 5:00 p.m.
Exhibits Open ………………………………………… 3:00 p.m. – 5:00 p.m.
Welcome Reception ………………………………… 5:00 p.m. – 6:30 p.m.



GENERAL
| TUESDAY - JULY 21, 2026
8:30 A.M.
Welcome & Call to Order
Pledge to the Flag
Invocation
Introduction of Speaker ……………………………
ICBA Update
Report of Resolutions & By-Laws Committee
Introduction of Speaker ……………………………
SC Legislative Update
Introduction of Speaker
GENERAL SESSION
Brent S. Garrett, IBSC Chairman Senior VP, CBL State Savings Bank, Greer, SC
Michael C. Cromer, IBSC Board Member Sr. Vice President, First Community Bank, Chapin, SC
Samuel “Scott” Williamson, IBSC Past-Chairman President, Bank ofGreeleyville, Kingstree, SC
Brent S. Garrett, IBSC Chairman Senior VP, CBL State Savings Bank, Greer, SC
Rebeca Romero Rainey, ICBA President & CEO, ICBA,Washington, DC
L. Ford Sanders, II, IBSC Board Member EVP, The Conway National Bank, Conway, SC
C. Nakia, Davis, IBSC Past Chairman President & CEO, The Commercial Bank, Honea Path, SC
Senator Mike Gambrell, Chairman Senate Banking & Insurance Sub-committee, SC Senate, Honea Path, SC
James M. “Jamie” Bunton, Jr., IBSC Chairman-Elect EVP, Bank of the Lowcountry,Walterboro, SC
“From Forgeries to Hacking: Current Threats Ted Lansdale, Travelers Causing Losses at Community Banks”..............Managing Director & Counsel, Hartford, CT
Coffee Break in Exhibit Hall
Introduction of Speaker
“Keep Calm & Carry On” ...................................
David A. Tompkins, IBSC Board Member Senior VP, Countybank, Greenwood, SC
Walter B. Todd, III, Greenwood Capital President & CIO, Greenville, SC
Recess

ARE YOU A WINNER? Attendance at each day’s general session could qualify you for an exhibitor doorprize and/or the IBSC Grand Prize drawing on Wednesday afternoon for a future stay back at the Ritz-Carlton, Amelia Island. Bankers must be present Wednesday to win the Grand Prize which will be drawn following the keynote speaker. Don’t miss out on winning at the 2026 IBSC Convention!

8:30 A.M. .........
Welcome & Call to Order
Introduction of Speaker................................................
“Cast Away, Escape the Island of Low Net
| WEDNESDAY - JULY 22, 2026
GENERAL SESSION
Brent S. Garrett, IBSC Chairman Sr. Vice President, CBL State Savings Bank, Greer, SC
C. Nakia Davis, IBSC Past Chairman President & CEO, The Commercial Bank, Honea Path, SC
Richard N. “Dick” Burch, Deluxe Bankers Dashboard Interest Margin” Performance Banking Strategist, Myrtle Beach, SC
Introduction of Speaker...........................................
Stacey R. McInnis, IBSC First Vice Chairman EVP, Bank of Clarendon, Manning, SC
“Everything You Want To Ask a Bank Regulator”.......
Diane Ellis, IntraFi, Sr. Managing Director, Dallas,TX Rae-Ann Miller, IntraFi, Chief RiskOfficer,Arlington,VA
Refreshment and Check-Out Break
ANNUAL BUSINESS SESSION
Call to Order
Necrology Report
Resolution & By-Laws
Financial Report ...................................................................
Brent S. Garrett
Stacey R. McInnis
L. Ford Sanders, II
Brent S. Garrett
Leaders of Tomorrow (LOT) Report ......................................Tracy J. Kellahan
Report of Nominating Committee/Recognition of Officers Scott Williamson
Remarks by the Chairman & Passing of the Gavel
Remarks by the Chairman-Elect
Brent S. Garrett
James M. Bunton, Jr. Adjournment
Introduction of Speaker.
Brent S. Garrett
Edward E. Bryant, IBSC Board Member Sr. VP Mortgage Lender, Enterprise Bank,Walterboro, SC
“AI In Banking: From Disruption to Competitive Eric Cook, WSI Agency Advantage - A C-Suites Perspective” Digital Marketer, Prudenville, MI
Introduction of Speaker....................................................
Curtis T. “Curt” Evatt, IBSC Board Member CEO/President, Oconee Federal, Seneca, SC
“A World In Trouble, But Not Without Hope” The Honorable David M. Beasley, Keynote Speaker Former SC Governor, Florence, SC
Adjournment - Thanks for joining the IBSC for the 2026Annual Convention!
SALT SCRUB CLASS
TUESDAY - JULY 21 @ 2:00PM
THIS FUN AND INTERACTIVE EXPERIENCE INCLUDES YOUR VERY OWN “SALT-BARISTA” WHO WILL DEMONSTRATE HOW TO CUSTOM CREATE YOUR OWN BODY SALT SCRUB USING OUR SALT OF THE EARTH BLENDBAR. EACH PARTICIPANT WILL ENJOY LEARNING THE BENEFITS OF USING NATURAL INGREDIENTS LIKE HIMALAYAN SALT, AND COCONUT OIL TO REBUILD COLLAGEN, REPAIR DAMAGED SKIN AND ENHANCE THE SKIN’S RESISTANCE TO OXIDATIVE DAMAGE. SPONSORED BY IFS!


GOLF PUTTING CONTEST - TUES JULY 21 @ 2:00 PM
STEP AWAY FROM THE NUMBERS AND ONTO THE GREEN FOR A PUTTING CONTEST BUILT FOR A LITTLE FRIENDLY COMPETITION AND A LOT OF FUN. TEST YOUR FOCUS AND STEADY HAND WHILE CONNECTING WITH FELLOW BANKERS IN A RELAXED SETTING. WHETHER YOU’RE IN IT FOR BRAGGING RIGHTS OR JUST A GOOD TIME, EVERY PUTT IS A CHANCE TO LINE IT UP, TAKE YOUR SHOT, AND ENJOY THE MOMENT. THIS EVENT IS SPONSORED BY IFS!

RECEPTION, DINNER & CASINO NIGHT FUN - TUESDAY, JULY 21 @ 6:30 PM
COME JOIN THE IBSC FOR A NIGHT OF BEACH-TO-CASINO MAGIC WITH AN ATLANTIC CITY FEEL! FEAST ON DINNER AND ENTERTAINMENT WHILE YOU ROLL THE DICE AT CRAPS, SPIN THE WHEEL AT ROULETTE, OR GO ALL IN ON POKER AND BLACKJACK. PLUS, THERE’S BEACH BINGO AND KID-FRIENDLY GAMES TO KEEP EVERYONE SMILING! THE IBSC WILL ALSO ANNOUNCE THE BANKER OF THE YEAR AND LEADERSHIP AWARD WINNERS FOR 2026 AND THE SILENT AUCTION WILL BE LIVE AND IN FULL SWING! TEXT THE KEYWORD “IBSC” TO #71760 TO JOIN THE SILENT AUCTION BIDDING!









































John
*A. C.
*E. H. Poole
*Marshall
Robert Hubbs
*J. E. Rabley
*Frank Robards
*Frank Robards
*Ray
*Raymond Caughman
*W. C. Bennett
*John Sellers
*Bonner Baxter
*James Hoyt
*Phelps Brooks
*deceased

*C. Nakia Davis …..………..………..………..………..………..
James M. “Jamie” Bunton, Jr.
Brent S. Garrett
Stacey R. McInnis
Scott Williamson
Stacey R. McInnis ..………..………..………..………..………..
Michael C. Cromer
Curtis T. “Curt” Evatt
The Commercial Bank
Bank of the Lowcountry
CBL State Savings Bank
Bank of Clarendon
Bank of Greeleyville
Bank of Clarendon
First Community Bank
Oconee Federal
David A. Tompkins Countybank
* Brent S. Garrett
James M. “Jamie” Bunton, Jr.
CBL State Savings Bank
Bank of the Lowcountry
Stacey R. McInnis Bank of Clarendon
Scott Williamson
Bank of Greeleyville
*L. Ford Sanders, II
Thomas Rivers Anderson
Todd G. Buddin
C. Nakia Davis
Vera B. Herbert
The Conway National Bank
Anderson Brothers Bank
First National Bank of SC
The Commercial Bank
Carolina Bank
R. Grier Sandifer, Jr. Bank of York
*Brooks Melton
Beacon Community Bank
Edward E. Bryant Enterprise Bank of SC
JB Garrett
Tracy J. Kellahan
David J. Whitfield
*Scott Williamson
Brent S. Garrett
Arthur State Bank
Bank of Greeleyville
The Peoples Bank
Bank of Greeleyville
CBL State Savings Bank
James M. “Jamie” Bunton, Jr.....................................Bank of Lowcountry
*Becky M. Outlaw
Carolina Bank
Edward E. Bryant Enterprise Bank of SC
Griff Buddin
Brent S. Garrett
First National Bank of SC
CBL State Savings Bank
James Hinson............................................................Spratt Savings Bank
Tracy J. Kellahan
Robert Phillips
*Committee Chairman
Bank of Greeleyville
The Citizens Bank

2026
James A. Bennett
2025 James A. Timmerman
Spratt Savings Bank
Abbeville First Bank
2023 Vera B. Herbert Carolina Bank
2022 C. Nakia Davis
2021 John L. Wiggins, III
2019 Russell L. Laffitte
2018 Tim C. Thompson
2017 Todd G. Buddin
2016 Robert Jonte
2015 Ronald H. Anderson
2014 Shawn R. McGee
2013 J. Allard Young
2012 J. Barry Ham
The Commercial Bank
First National Bank of SC
Palmetto State Bank
The Commercial Bank
Heritage Community Bank
Bank of Greeleyville
First National Bank of South Carolina
The Peoples Bank
The Commercial Bank
Bank of Clarendon
2011 Henry M. Funderburk, III Dedicated Community Bank
2010 Robert R. Hill, Jr. SCBT
2009 Curtis A. Tyner
2008 William A. Harwell
Heritage Community Bank
Community Resource Bank
2007 H. Blake Gibbons, Jr. The Citizens Bank
2006 A.C. English Bank of Clarendon
2005 Leonard L. Jonte
The Bank of Greeleyville
2004 Charles A. Laffitte, Jr. Palmetto State Bank
2003 George Singletary
First National Bank of South Carolina
2002 W. Roger Crook Bank of Walterboro
2001 William O. Buyck, Sr. Bank of Clarendon
2000 James DeVore McNair
Peoples Community Bank
1999 W. B. McCown, III Darlington County Bank
1998 William H. Nock Sumter National Bank
1997 J. Banks Scarborough Pee Dee State Bank
1996 William G. Stevens Greenwood Bank & Trust
1995 Bruce White Bank of Travelers Rest
1994 Jim M. Cherry, Jr. Williamsburg First National Bank
1993 Howard Elkins Bank of Clarendon
1992 John L. Hutto
Farmers & Merchants Bank of SC
1991 Larry D. Westbury First National Bank
1990 Emily Best Sandhills Bank
1989 Marshall Abbott Bank of Westminster
1988 Ray Burns Bank of York
1987 Frank Robards Rock Hill National Bank
1986 Raymond S. Caughman The Lexington State Bank
1985 W.C. Bennett
Arthur State Bank
1983 John C. Sellars Williamsburg First National Bank

2025 James M. Bunton, Jr. Bank of the Lowcountry
2024 Richard W. McCutcheon The Citizens Bank
2023 Ted Nissen First Community Bank
2022 Brent S. Garrett CBL State Savings Bank
2021 Edward M. Fewell Bank of Travelers Rest
2019 James R. Fowler, Jr. Countybank
2018 Margi Fleming The Citizens Bank
2017 Tammie Taylor First National Bank of SC
2016 Brad Jones The Commercial Bank
2015 David Tompkins Countybank
2014 Chad Westendorf Palmetto State Bank
2013 Samuel S. Williamson Bank of Greeleyville
2010 F. Gene McConnell, Jr. South Carolina Bank & Trust
2009 W. Gerald Stevens CapitalBank
2007 Stacey R. McInnis Bank of Clarendon
2006 Ralph M. Burns The Palmetto Bank
2005 R. Michael Holcombe Farmers & Merchants Bank
2004 Dane Murray South Carolina Bank & Trust
2003 Robert B. Smith Sumter National Bank
2002 J. Barry Ham Bank of Clarendon



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Nick Brown | nbrown@banccard.com
BancCard
7347 Charlotte Pike, Nashville, Tennessee 37209 W: www.banccard.com / PH: 502-494-6441
Banc Card of America, Inc – Payment solutions built for business. We partner with financial institutions to deliver secure, customized payment solutions that strengthen client relationships. Combining local engagement, advanced technology and a seasoned team can help reduce risk, improve profitability and support long term growth!

David Bennett | david@centrant.org
Centrant Community Capital 3601 Haworth Dr. | Raleigh, NC 27609 W: wwww.centrant.org / PH: 984-344-9992
Centrant Community Capital is a leading consortium lender for affordable multifamily housing. We simplify permanent financing for developers, while providing banks with safe, CRA-eligible loan opportunities—partnering to strengthen communities across the Southeast since 1990.


Brian Jones |bjones@cbbonline.com
Gary Shook | gshook@cbbonline.com
Community Bankers’ Bank
PO Box 268 Midlothian, Virginia 23113 W: https://cbbonline.com/ / PH: 800-822-1039
Community Bankers’ Bank is a State-Chartered Fed Member bankers’ bank, owned and directed by independent community banks in the Fifth Federal Reserve District and contiguous states. It gives community banks unique and outstanding value by the economies of scale it creates as a bank partner, never a competitor. It provides the products and services that banks need to operate and excel. CBB’s competitive pricing and superior service make it a vital resource for community banks.

Paul Mestre | pmestre@datacenterinc.com
Data Center Inc.
20 West 2nd Avenue, Hutchinson, Kansas 67501 W: datacenterinc.com / PH: 620-694-6750
DCI is the developer of the award-winning iCore360 core banking software, plus iCoreGO digital banking and fintech processing solutions for community financial institutions nationwide. We’re privately owned by our community bank clients, with several serving as board members and user group leaders. DCI offers debit card management, FrontLine teller software, customer data analytics, risk/vendor management, and more. And, by providing digital and Fintech deliverables that integrate with any system – even those of our competitors – we offer unique partnerships to both existing and prospective customers. For additional information about DCI, visit www.datacenterinc.com or contact info@ datacenterinc.com.


Dick Burch | dick.burch@deluxe.com
Deluxe Bankers Dashboard
303 Kings Circle Myrtle Beach, SC 29572 W: www.deluxe.com / PH: 843-997-6253
Specially designed for banks, The Banker’s Dashboard solution saves time and money by providing daily, online access to a bank’s total financial picture and producing instant board packages on-demand. This powerful, easy-to-use solution arms the entire management team with a fast and easy way to make the critical decisions that contribute to improved performance and profitable growth. Deluxe provides services in net interest margin management, balance sheet management, including liquidity management and interest rate risk.

Be sure to visit our


Meredith Housman | mhousman@dominionpayroll.com
Tim Whaley | twhaley@dominionpayroll.com
Dominion Payroll
3200 Rockbridge St #300, Richmond, VA 23230
W: www.dominionpayroll.com / PH: (804) 355-3430
Dominion Payroll is a leading provider of payroll and human capital management (HCM) solutions, serving clients nationwide across a wide range of industries. Our innovative technology and personalized service help organizations streamline their processes in payroll, time & attendance, benefits administration, onboarding, talent management, and more. With a focus on empowering people and growing businesses, Dominion Payroll is proud to offer tools and support that scale with your company’s success. Whether you’re a small business or a multi-state enterprise, we’re here to help you work smarter, not harder.
Scott Brown | scott.brown@icba.org
Leah Edwards | leah.edwards@icba.org
ICBA
1615 L Street, NW Suite 900, Washington District of Columbia 20036 W: www.icba.org / PH: (202) 821-4372
One Mission: To create and promote an environment where community banks flourish. The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. With more than 50,000 locations nationwide, community banks constitute 99 percent of all banks, employ nearly 750,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5 trillion in assets, nearly $4 trillion in deposits, and more than $3.4 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

Jay Bader| jbader@gobaker.com
Dan Tonseth | dtonseth@gobaker.com
ICBA Securities, Powered by The Baker Group 1100 New York Avenue NW Suite 500 East, Washington, DC 20005 W: www.icba.org/icba-securities / PH: 866-843-4222
ICBA Securities provides a full suite of fixed income products for community banks through its exclusively endorsed broker dealer, The Baker Group. Baker has industry-proven asset/ liability management and bond accounting products. ICBA Securities, a wholly owned subsidiary of the ICBA, collaborates with Baker to provide a full calendar of educational events for community bankers and investment professionals. ICBA Securities and The Baker Group are endorsed by 38 ICBA state affiliates.


Craig Magyar | craig@kensmithinc.com
Josh Smith | josh@kensmithinc.com
Ken Smith, Inc.
8661 Monroe Road, Charlotte, NC 28212 W: www.kensmithinc.com / PH: 800-888-8817
Ken Smith Inc. (KSI) is a company successfully serving 120+ financial institutions across the eastern United States since 1969. We provide equipment solutions to the financial services industry, including banks, savings institutions, and credit unions by assisting in the selection of optimal products and solutions; and then following through with installation and service.
- KSI is LOCAL- located in Charlotte | technicians in NC, SC, VA - KSI is EXPERIENCED- in business since 1969
- KSI is EFFICIENT- cross-trained technicians | NCR Certified - KSI is INNOVATIVE- ITMs | TCRs | AI Surveillance | Cloud based NVRs| Managed Services - KSI is COST EFFECTIVE- Outsource | Consolidate Contracts | Certified Refurbished ATMs


Daniel Rolf | drolf@leeandmason.com
Lee & Mason
719 State Hwy 30 Northville, New York 12134 W: leeandmason.com / PH: 843-415-7935
Lee & Mason is a managing general agency provider of insurance and risk management solutions for financial institutions throughout the United States. Our key lines of business are: Blanket Lender’s Single Interest or Vendors Single Interest (VSI), Insurance Tracking, Flood Coverage, as well as Blanket Mortgage Hazard Coverage and Mortgage Impairment protection. We handle underwriting, quoting and binding, policy issuance, premium collection, and most importantly, complete claims processing and reporting.
Sterling Griffin | sterling@omnicommander.com Dalel Helo | dalel@omnicommander.com
OMNICOMMANDER
5105 Maryland Ave STE 200, Brentwood, TN 37027 W: www. omnicommander.com / PH: 800-807-3109
Our Mission: To empower financial institutions by giving them control over their digital presence.
That’s right. Our Mission Statement is not about websites, it’s not about design, it’s not about “doing the right thing.” Our guide, our default, our “north star,” is all about providing the absolute best experience possible. Throughout the day, if anyone has a question on what the answer to a particular issue is, the answer always falls back to the mission statement. We’ve found that it’s served us well so far.


Russell Calicutt, FACHE | RCalicutt@rchbenefits.com
William Render | wrender@rchbenefits.com
RCH Benefits Advisors
Post Office Box 6714, Columbia, SC 29260 W: www.rchbenefits.com / PH: 864-216-2347
RCH Benefits Advisors is a full service, boutique employee benefits firm working with medium and large businesses across South Carolina. We help organizations reduce costs and achieve long term stability with their employee benefits packages by leveraging our past experience as hospital administrators and health plan executives. We have a specialty niche in operating self-funded health plans but also work with organizations who fully insure or level-fund their employer sponsored group medical plans. Our firm specializes in creating ancillary benefits and supplemental health packages customized to your specific needs while enhancing a culture of wellness within your organization.

Stephanie Nunn | stephanienunn@rocketmortgage.com
Rocket Pro
1050 Woodward Ave., Detroit, Michigan 48226
W: https://www.rocketpro.com/financial-institutions / PH: 833-475-8776
Rocket Pro helps community banks grow their mortgage business at zero cost. We integrate seamlessly into your institution, team, and brand driving acquisition, retention, and deposit growth through fully white-labeled technology and marketing that complements your existing channels and customer relationships. Our scalable mortgage platform is built specifically for financial institutions, delivering a modern digital lending experience without disrupting your core systems. With enterprise-level security, cloud-based deployment, and minimal IT lift, you retain full ownership of your people, processes, data, and identity. Powered by secure, compliance-first AI and predictive analytics, Rocket Pro streamlines mortgage workflows, reduces origination costs, and increases operational efficiency. Intelligent insights help community banks deepen customer relationships, expand wallet share, and better serve customers across the full financial lifecycle. Backed by industry-leading servicing and customer support, along with dedicated onboarding, sales enablement, and operational expertise, Rocket Pro elevates every borrower experience from application through closing strengthening loyalty and long-term engagement. We provide the technology, expertise, and ongoing partnership support community banks need to modernize their mortgage offering, remain competitive, and win in today’s evolving lending environment. Mortgage lending is changing. Don’t get left behind unlock your bank’s mortgage potential today.

Amy Furlong | afurlong@myservion.com
Servion Mortgage
500 Main Street, St. Paul, MN 55112
W: www.myservion.com / PH: 715-497-8501
Servion Mortgage provides community financial institutions the tools and support needed to build a mortgage lending program from the ground up or enhance an existing one. We’ll tailor our solutions to meet your financial institutions specific needs.


Jace Day | jday@shazam.net
Alex Jernigan | jjernig@shazam.net
Trishia Tousignant | ttousig@shazam.net
SHAZAM
6700 Pioneer Parkway, Johnston, IA 50131 W: www.shazam.net / PH: 800-537-5427
For more than 50 years, SHAZAM has been a trusted force in the payments industry, delivering secure, innovative solutions that help community banks compete and grow. As a member owned organization, we put financial institutions first. Your priorities shape our roadmap, driving technology built for reliability, flexibility and real world performance.
Our product suite gives community banks the tools to thrive: a nationwide payments network, debit processing, digital banking, fraud and security services, compliance support, an information management platform, and core banking solutions. Every offering is designed to adapt as the industry evolves, backed by personalized service that strengthens relationships and keeps you moving forward. SHAZAM is more than a vendor — we’re your partner in progress. Learn more at shazam.net.

Neal Waggoner | waggonern@stifel.com
Stifel
100 Motor Pkwy, 2nd Floor Hauppauge, New York 11788 W: stifelinstitutional.com / PH: 631-656-4682
Working with banks in South Carolina and across the United States, Stifel is committed to helping executives grow their businesses and better serve their customers. Anchored by an experienced team of financial strategists, traders and sales representatives, Stifel provides a suite of industryfocused services related to institutional investing, loan sales, derivative strategies, asset liability management, bond accounting and funding solutions

Josh Workman| jworkman@taxcreditmp.com
Matt Zackon| mzackon@taxcreditmp.com
Tax Credit Marketplace
777 Lowndes Hill Road, Building 3, Suite 302 Greenville, SC 29607 W: www.taxcreditmp.com / PH: 844-825-4337
Tax Credit Marketplace assists commercial developers with monetizing their revitalization tax credits while also providing a comprehensive marketplace that connects businesses and accredited investors to these credits to achieve tax savings. Lending opportunities with TCM: construction lending on projects, specific bridge lending on tax credits, or joint lending packages on both construction and bridge lending. Banks can also invest in tax credits and may receive CRA consideration for both loans and equity investments in these historic, community-focused projects.


Luis Lima | llima@travelers.com
Eric Marshall | emarsh2@travelers.com
Travelers Insurance
11440 Carmel Commons Blvd., Charlotte, NC 28226
W: www.travelers.com / PH: (704) 544-3704
Connect with Travelers and get the protection you need. Travelers has been insuring banks for more than a century. Offering a wide range of customized insurance protection, Travelers SelectOne+® for Financial Institutions is designed to respond to the most recent trends in banking. This flexible product line provides a robust portfolio of insurance options, including:
• Directors & Officers, Cyber Risk, Banker Professional, Financial Institution Bond, Employment Practices, Fiduciary, Kidnap & Ransom, ID fraud Expense Reimbursement, Property & Casualty, Surety Bonds
• Since 1983, Travelers has held the endorsement of the Independent Community Bankers of America (ICBA) as the preferred service provider for property casualty and various other types of insurance.
Key ICBA member benefits:
• Opportunity to earn a “safety group” dividend – an incentive that has paid out more than $70 million to eligible member banks since the program began over 37 years ago.
• Policyholders’ dividend: Member banks purchasing qualifying property/casualty and workers compensation coverage may be eligible for a “safety group” dividend. The dividend may be distributed if group loss experience is favorable and other criteria are met.


HEATHER CARSON, TRAVELERS - BOARD OF DIRECTORS PEER GROUP SPEAKER
Heather Carson serves as Managing Director and Counsel for Travelers Bond and Specialty Insurance’s (BSI) Financial Institution Bank Liability Claim team, where she leads a team of claim attorneys specializing in directors and officers (D&O) and errors and omissions (E&O) exposures for banks and credit unions. With over two decades of experience at Travelers, Heather brings expertise in management liability claims across multiple disciplines.
Heather joined Travelers BSI Claim team in 2007, where she has developed comprehensive experience handling complex management liability matters, including employment practices liability, D&O liability, fiduciary liability and professional liability claims. Heather’s experience also includes handling commercial crime and financial institution bond claims. Since 2011, Heather has specialized exclusively in financial institution claims. As Managing Director of the FI-Bank claim team, she oversees the strategic handling of D&O and E&O claims for bank and credit union insureds.
Prior to joining Travelers, Heather practiced as a litigator in private practice and also focused on insurance coverage. She earned her J.D. from Indiana University McKinney School of Law in 1994 and holds a B.A. from DePauw University (1991). Heather is admitted to practice law in Indiana and Minnesota.
of 7-9-26)
James A. Timmerman (Lynn)
Pat Hodge (Dena)
Mike Campbell (Mary Evelyn)
Anne Marie Hempy
Lena Miller (Mark)
Darris Stoll (Karla)
Matt Babb
Thomas Bourque
James H. Maness, Jr.
Wes Miller (Briana) - EXHIBITOR
Tommy Tomlinson (Mary Hunter) - EXHIBITOR
James N. Anderson (Joyce)
J. Taylor Anderson (Courtney)
T. Rivers Anderson (Chasity)
JB Garrett (Amy)
Tyler Cook - EXHIBITOR
Justin Taylor - EXHIBITOR
Nick Brown - EXHIBITOR
J. Barry Ham (Arlene)
William O. Buyck, Jr. (Caroline)
Stacey R. McInnis (Nancy)
Robert W. Jonte, Jr. (Beth)
Virginia Jonte
Marge Mahoney
Ashley Bell (Nick)
Tracy J. Kellahan
Samuel Scott Williamson (Dana)
James M. Bunton, Jr. (Jenny)
Marc J. Bogan (Michelle)
Peden Brown McLeod, Jr. (Jolee)
Pamela Robertson
Robert White (Elizabeth)
R. Grier Sandifer, Jr. (Crystal)
Brooks A. Melton (Jessica)
Nat Green (Stephanie)
Becky Outlaw (Scott)
Megan B. Gioldasis (Pete)
Vera B. Herbert (Jamie)
Jennifer T. Jones
Brent S. Garrett (Jamie)
Pete Martinez
David Bennett - EXHIBITOR
Jason Jones (Kelly)
Gary R. Shook (Ann Rodman) - EXHIBITOR
Brian Jones (Cheryl) - EXHIBITOR
Travis Avant (Janice)
Steve Pardue (Frankie)
David A. Tompkins (Casey)
Paul Mestre - EXHIBITOR
Richard N. Burch (Cindy) - SPEAKER/EXHIBITOR
Meredith Housman - EXHIBITOR
Tim Whaley - EXHIBITOR
Brandon Paul (Eve)
Eileen Campbell Burke (Packy)
Don Snipes (Mandy)
Edward E. Bryant (Maggi)
Eugne M. Varn
Howie Sohm (Julie)
Thomas O. Hutto (Frances)
Charles Paramore, Jr. (Susan)
Brian West (Susan)
Kevin Wyckoff (Cheryl)
Alina K. Velazquez
Michael C. Cromer (Suzy)
Todd G. Buddin (Tracey)
T. Griffith Buddin, Jr.
Samuel R. Small, Jr. (Daina)
Rose Washofsky (Rick)
Charlie W. Brinkley, Jr. (Dawn)
Wes Caudell (Jordan)
Abbeville First Bank
Abbeville First Bank
Abbeville First Bank
Abbeville First Bank
Abbeville First Bank
Abbeville First Bank
Abbeville First Bank
ACBB
ACBB
AccuChex Payroll Services
AccuChex Payroll Services
Anderson Brothers Bank
Anderson Brothers Bank
Anderson Brothers Bank
Arthur State Bank
Banc Card of America
Banc Card of America
Banc Card of America
Bank of Clarendon
Bank of Clarendon
Bank of Clarendon
Bank of Greeleyville
Bank of Greeleyville
Bank of Greeleyville
Bank of Greeleyville
Bank of Greeleyville
Bank of Greeleyville
Bank of the Lowcountry
Bank of the Lowcountry
Bank of the Lowcountry
Bank of the Lowcountry
Bank of Travelers Rest
Bank of York
Beacon Community Bank
Business Development Corporation
Carolina Bank
Carolina Bank
Carolina Bank
CBL State Savings Bank
CBL State Savings Bank
CBSI
Centrant Community Capital
CFSB
Community Bankers’ Bank
Community Bankers’ Bank
Compass South Appraisal
Countybanc Insurance Services, Inc
Countybank
DCI
Deluxe Bankers Dashboard
Dominion Payroll
Dominion Payroll
Elliott Davis, LLC
Enterprise Bank of SC
Enterprise Bank of SC
Enterprise Bank of SC
Enterprise Bank of SC
Farmers & Merchants Bank of SC
Farmers & Merchants Bank of SC
Farmers & Merchants Bank of SC
Farmers & Merchants Bank of SC
FHLBank Atlanta
FHN Financial Capital Markets
First Community Bank
First National Bank of SC
First National Bank of SC
First Palmetto Bank
FNBB
FNBB
FNBB Capital Markets
Abbeville, SC
Abbeville, SC
Abbeville, SC
Abbeville, SC
Abbeville, SC
Abbeville, SC
Abbeville, SC
Midlothian, VA
Camp Hill, PA
Myrtle Beach, SC
Greenville, SC
Hemingway, SC
Mullins, SC
Mullins, SC
Union, SC
Nashville, TN
Myrtle Beach, SC
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Manning, SC
Manning. SC
Manning. SC
Greeleyville. SC
Greeleyville. SC
Greeleyville, SC
Greeleyville, SC
Kingstree, SC
Kingstree, SC
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Travelers Rest, SC York, SC
Mt. Pleasant, SC Columbia, SC
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Benton, KY
Midlothian, VA
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Atlanta, GA
Memphis, TN
Chapin, SC
Summerville, SC
Summerville, SC
Columbia, SC
Holly Springs, NC
Lake Mary, FL Birmingham, AL
Jared Ellis (Joy)
David M. Beasley (Mary Wood) - SPEAKER
Walter B. Todd, III (Katherine) - SPEAKER
Denise McNeil
A. Parker Barnes, III (Allison)
Mac Humphries
April L. Folger (David)
Teresa D. Taylor
Rebeca Romero Rainey (John) - SPEAKER
Scott Brown - EXHIBITOR
Leah Edwards - EXHIBITOR
Dan Tonseth - EXHIBITOR
Jay Bader - EXHIBITOR
Michael W. Boozer (Caison)
Danny Capitel - EXHIBITOR
Diane Ellis - SPEAKER
Rae-Ann Miller - SPEAKER
Craig Magyar - EXHIBITOR
Joshua Smith - EXHIBITOR
Daniel Rolf - EXHIBITOR
Micheal Gordon
Amber S. Barnes
Joe Schaefer
John W. Hobbs (Sheryl)
Harry Mays (Linda)
William C. Barker (Patti)
Curtis T. Evatt (Alice)
Sterling Griffin - EXHIBITOR
Dalel Helo - EXHIBITOR
L. Andrew Westbrook, III (Catherine)
Ryan Scott Lesser
Mike Noblett (Courtney)
John Cavanaugh
Russell Calicutt (Leslie) - EXHIBITOR
William Render - EXHIBITOR
Stephanie Nunn - EXHIBITOR
Mike Gambrell (Reene) - SPEAKER
Amy Furlong - EXHIBITOR
Trishia Tousignant - EXHIBITOR
Jace Day - EXHIBITOR
J. Alex Jernigan (Nancy) - EXHIBITOR
Jesse Ronald Jones, Jr.
Lucas S. Fautua
Parker Grubbs (Katie)
James Hinson, Jr. (Emily)
James A. Bennett (Annette)
Neal Waggoner - EXHIBITOR
Brian Curtis
Matt Zackon (Emily) - EXHIBITOR
Josh Workman - EXHIBITOR
Liz Martin (George Henry)
Thomas Bouchette (Ann)
C. Dorn Smith, III (Debbie)
Richard W. McCutcheon (Pam)
Angela Langley (Jim)
James E. Roberts, II
R. Ashley Wheeler, Jr. (Cindy)
C. Nakia Davis (Brooke)
L. Ford Sanders, II (Michelle)
W. Jennings Duncan (Robin)
David J. Whitfield (Becky)
Mac Cochrane
Luis A. Lima, Jr. - EXHIBITOR
Eric Marshall - EXHIBITOR
Ted Lansdale - SPEAKER
Heather Carson - PEER GROUP SPEAKER
Trey Moore
Scott Burke
Jim Amundson (Beth)
Josh Taylor (Lisa)
Morgan Smith (Stormy)
Tom Robertson (Elizabeth)
Eric Cook - SPEAKER
FNBB Capital Markets
Former SC Governor
Greenwood Capital
Harper McNeil, Inc.
Haynsworth Sinkler Boyd, P.A.
HUB International
IBSC
IBSC
ICBA
ICBA
ICBA
ICBA Securities - The Baker Group
ICBA Securities -The Baker Group
Integrated Financial Solutions
IntraFi
IntraFi
IntraFi
Ken Smith Inc.
Ken Smith Inc.
Lee and Mason
Mauldin & Jenkins, LLC
McGuireWoods Consulting, LLC
NFP Executive Benefits
Oconee Federal
Oconee Federal
Oconee Federal
Oconee Federal
OMNICOMMANDER
OMNICOMMANDER
Palmetto State Bank
Partner - MMB Consulting
PCBB
PCBB
RCH Benefits Advisors
RCH Benefits Advisors
Rocket Pro SC Senate
Servion Mortgage
SHAZAM
SHAZAM
SHAZAM
Smith Debnam
Smith Debnam
SouthState Securities
Spratt Savings Bank
Spratt Savings Bank
Stifel
Symmetry Lending - Capital Markets
Tax Credit Marketplace
Tax Credit Marketplace
The Citizens Bank
The Citizens Bank
The Citizens Bank
The Citizens Bank
The Citizens Bank
The Citizens Bank
The Citizens Bank
The Commercial Bank
The Conway National Bank
The Conway National Bank
The Peoples Bank
TIB, N.A.
Travelers Insurance
Travelers Insurance
Travelers Insurance
Travelers Insurance
United Bankers’ Bank
United Bankers’ Bank
United Bankers’ Bank
Woodruff Federal Savings & Loan
Woodruff Federal Savings & Loan
Woodruff Federal Savings & Loan
WSI Agency
Birmingham, AL
Florence, SC
Greenville, SC
Mooresville, NC
Columbia, SC
Columbia, SC
Chapin, SC
Chapin, SC
Washington, DC
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Charlotte, NC
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Seneca, SC
Seneca, SC
Brentwood, TN
Aberdeen, NC
Beaufort, SC
Richmond, VA
Pensacola, FL
Walnut Creek, CA
Spartanburg, SC
Summerville. SC
Detroit, MI
Honea Path, SC
St Paul, MN
Johnston, IA
Johnston, IA
Donalsonville, GA
Charleston, SC
Charleston, SC
Winston-Salem, SC
Chester, SC
Chester, SC
Hauppauge, NY
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Columbia, SC
Greenville, SC
Florence, SC
Florence, SC
Florence, SC
Lake City, SC
Florence, SC
Florence, SC
Florence, SC
Honea Path, SC
Conway, SC
Conway, SC
Anderson, SC
Rock Hill, SC
Charlotte, NC
Charlotte, NC
Hartford, CT
Hartford, CT
Summerville, SC
Richfield, MN
Richfield, MN
Woodruff, SC
Woodruff, SC
Woodruff, SC
Prudenville, MI

Emily Barnes
Anne Mac Boozer & Wesley Boozer
Ivy & Isabelle Bryant
Beau Burke, Camp Burke & Fitz Burke
Thomas Evatt
Hazel Folger
Heather Furlong
Carson Garrett, Mattie Garrett &
Sam Garrett
Corinne, Joan & Jay Kellahan
Emma Langley
Quintin Epps
Kate & Rosalie Martin
Hammond Pardue
Carla Anderson
Paige Simensen
Caroline Sandifer
Avery Small, Emma Small & James Small
Craig Gagnon, Savannah Taylor
& Carter Laffitte
Kelli Outlaw
Attending Salt Scrub
Amber Barnes
Emily Barnes
Maggi Bryant
Ivy Bryant
Isabelle Bryant
Tracey Buddin
Leslie Calicutt
Brooke Davis
April Folger
Hazel Folger
Amy Furlong
Reene Gambrell
Jamie Garrett
Carson Garrett
Mattie Garrett
Katie Grubbs
Frances Hutto
Nancy Jernigan
Carter Laffitte
Angela Langley
Emma Langley
Stacey McInnis
Nancy McInnis
Stephanie Nunn
Becky Outlaw
Savannah Taylor
Teresa Taylor
Trishia Tousignant
Susan West
Amber S. Barnes
Michael W. Boozer
Edward E. Bryant
Eileen Campbell Burke
Curtis T. Evatt
April L. Folger
Amy Furlong
Brent S. Garrett
Tracy J. Kellahan
Angela Langley
Marge Mahoney
Liz Martin
Steve Pardue
James E. Roberts, II
Pamela Robertson
R. Grier Sandifer, Jr.
Samuel R. Small, Jr.
Teresa D. Taylor
Josh Workman


Michael Boozer
Anne Mac Boozer
Wesley Boozer
Charlie Brinkley
Edward Bryant
Griff Buddin
Beau Burke
Camp Burke Fitz Burke
Packy Burke
Russ Calicutt
Nakia Davis
Jace Day
Curt Evatt
Thomas Evatt
Lucus Fautua
Craig Gagnon
Mike Gambrell
Brent Garrett
Sam Garrett
Jamie Hinson
Mac Humphries
Tom Hutto
Alex Jernigan
Jim Langley
Ryan Lesser
Jimmy Maness
Wes Miller
Scott Outlaw
William Render
Daniel Rolf
Don Snipes
Mandy Snipes
Tommy Tomlinson
Brian West




