Our Towne Guilderland - September '13

Three Course Prix Fixe Menu Every Sunday thru Thursday $22.95

OUR TOWNE

SEPTEMBER 2013

GUILDERLAND

Back To School

Choose an appetizer, entrée and dessert from our Prix Fixe menu. Enjoy!

Reservation recommended Call 518.608.6400 to make your reservation or visit athosrestaurant.com for other specials and upcoming events

Feature Business- TekCeptional Solutions

1814 Western Avenue, Albany, NY 12203 518.608.6400 athosrestaurant.com Open daily at 4 pm to closing. Catering, private parties, and special children’s menu too!

N S NY PTIO R M DE NTE E R CE

Neighbor Next Door- Jim Becker, J & J Racing

HASSLE FREE

CIGARETTES - NYS MIN PER PACK

BBOTTLE REDEMPTION

You Bring them, we count them Y Just JJu ust Old Fashioned Customer Service!

ALBANY BEVERAGE

ANNOUNCEMENTS Redd’s Apple Ale

SPECIALS

Ciders - 11 Brands!

St. Pauli Girl $12.99

Pumpkin Beer is Here!

12 pack

Coors Light/Lite/Bud/ Michelob $11.99 8 Brands of Gluten-Free Beer Octoberfest Beer is Here!

Discount Beer & Soda

18 pack can/btl.

Rolling Rock $8.99 12 pack bottle

Route 146 & Route 20 • Guilderland • Monday - Saturday 9am - 9pm • Sunday 11am -6pm

Guinness $7.99

355-4370

6 pack

BOTTLE DRIVE

Carlsberg $13.99 12 pack

to Benefit Cooper Lare

Lowenbrau $13.99

Please donate your returnables.

All Proceeds will benefit the Lare Family

Pepsi $8.99

12 pack 24 pack can

2013 700 Brands To Choose From! ByOurTowneGUILDERLAND.com the Bottle September or Case!

1

Home of the Month!

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Meticulous maintained 3 Br 2.5 Bath Colonial offering a RSHQ ÀRRU SODQ YDXOWHG FHLOLQJV SHOOHW VWRYH LQ WKH OLYLQJ RSHQ ÀRRU VSDFLRXV NLWFKHQ VW ÀRRU ODXQGU\ 7KUHH ODUJH URRP VSDF EHGURRPV SULYDWH PDVWHU VXLW ZLWK LW¶V RZQ EDOFRQ\ EHGURRP which to enjoy that morning coffee or beautiful in w sunsets. Finished family room in the basement sun w/ bar and pellet stove. Heated two car garagecurrently used as a one car but can easily be cu FFRQYHUWHG EDFN WR D WZR FDU 6LWXDWHG RQ beautifully acres. Only 5 Min to Altamont. b

$239,900 / MLS# 201324841

William Coons Team Licensed Real Estate Salesperson

* 23 Years Experience * Serving the Capital Region and Surrounding Areas * Dedicated to Honesty and Integrity in the Service of My Clients

cell. 518-605-2442 email. wcoons@realtyusa.com

2

September 2013

OurTowneGUILDERLAND.com

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Commitment + Experience = Results Town Board

Town Board

Town Supervisor Patricia Slavick • Experienced financial professional • Strong record of community involvement

Ken Runion • Experienced, professional, accessible • Proven record of controlling expenses and taxes

Paul Pastore • Experienced Town Board member • Served as Planning Board Attorney

• A proven record of sound financial management • A quality parks and recreation system • Smart and responsible growth • Open, transparent, and accountable Town government

Town Clerk

Jean Cataldo • Experienced public servant • Excellent record of customer service

Receiver of Taxes

Lynne Buchanan • 4 years of Tax Office experience • History of school and community involvement

Working Together Works www.guilderlanddemocrats.com Paid for by Guilderland 2013

Vote Election Day Tuesday, November 5th Polls Open 6 AM - 9 PM

««««««««««««««««««««««««« OurTowneGUILDERLAND.com

September 2013

3

notes from the SUPERVISOR’S OFFICE

5209 Western Ave, Guilderland • (518) 356-1980 • www.townofguilderland.org

A

PASTA NIGHT! Tuesday Nights!

Create your $ own pasta dish!!

10

Choice of Pasta, Choice of Sauce, with soup or salad

PARM NIGHT! Wednesday Nights!

Chicken Parmesan $8.95 Eggplant Parmesan $8.95 Chicken Sorrento $10.95 Includes: Soup or Salad and Choice of Sides

PIZZA NIGHT! Thursday Nights!

Large Pizza with 2 toppings and 20 Wings $19.95

1412 Township Road Knox, NY 12009 518-872-2100 Proprietor Paul A. Centi Renée Quay - Exec. Chef

TOWN NEWS Household Hazardous Waste Day, September 28th from 8:00am - 2:00pm

“Show Guilderland Cares” Concert in the Park Sunday, 9/29/13 3-7pm

s September arrives, and with it the new school year, I will begin by reminding all of Guilderland’s drivers how important it is to be careful out on our roads, and to be particularly careful whenever you see children walking or bicycling as you make your way around our community. In the early part of the school year, I would ask that you be particularly mindful of stopped school buses and the New York State law requiring all motorists to stop for them. With a full complement of school buses on the road, the morning rush hour can be particularly busy, so a little extra caution is certainly in order.

Guilderland’s Fall Household Hazardous Waste Collection Day will take place from 8:00 A.M. until 2:00 P.M. on Saturday, September 28, 2013 at the Guilderland Highway Department Garage, located at 6338 French’s Mill Road in Guilderland Center. This is a great opportunity to clear garages, basements, and sheds of materials requiring proper disposal that may have accumulated over the summer and dispose of them safely before the arrival of colder weather. Information on the specific types of materials that can be recycled can be found on the Town’s website, www.townofguilderland.org. All residents are eligible to participate upon presentation of an event pass, which can be obtained without charge at the Town Clerk’s office at Town Hall or at the Guilderland Transfer Station upon presentation of proof of residency. If you have questions about any of the details of the Household Hazardous Waste Day Program, please call the Guilderland Transfer Station at 861-6776.

We are concerned about pedestrian safety issues in Guilderland, and work with residents whenever we are able to take steps to enhance pedestrian safety in all areas of the Town. We were able to work with the NY State Department of Transportation in 2012 to have the speed limit reduced on Route 146 in Guilderland Center, an action strongly supported by hamlet residents. Last month, the Town Board approved a resolution strongly supported by neighborhood residents requesting a reduction in the speed limit on Fuller Road, a thoroughfare under the jurisdiction of Albany County. We anticipate that the speed limit on Fuller Road will be changed to 30 miles per hour sometime this fall, which will make the speed limit on the Guilderland section of this road consistent with the portions locasted in the Town of Colonie and the City of Albany.

I will remind everyone that September is the month when school and library taxes are due. The Town’s sole function with respect to school and library taxes is to act as a payment agent, receiving and processing residents’ payments. Questions or concerns about school and/or library budgets and tax rates should be directed toward the boards and administrators of those entities.

Tax payments can be made by mail, in person at Town Hall at the Receiver of Taxes’ Office (Discover Card accepted), at the office of First Niagara Bank on Western Avenue in Westmere, or on-line (Visa and Mastercard accepted). All payments made by credit card will have a “convenience fee” added; this fee is assessed by the credit card companies, and the Town does not share in it The last day to pay taxes without a penalty is Monday, September 30. If you have a mortgage escrow account, payment will be made by the mortgage lender. Please contact the Tax Office (356-1980, ext. 1023) if you have any questions.

There is plenty of good weather left to enjoy the recreational opportunities available to residents in Guilderland’s parks. Hiking trails, basketball, tennis, baseball, and softball are all out there for your enjoyment. In addition, tee times will become more readily available at Guilderland’s Western Turnpike Golf Course, and there will be some attractive specials available to make a fall golf outing even more enjoyable. Call the Pro Shop at 456-0786 to inquire about specials or to reserve a tee time.

I hope that all our residents have had an enjoyable summer, and I wish everyone a smooth transition into the fall season.

Ken Runion, Supervisor

4

September 2013

OurTowneGUILDERLAND.com

FREE DELIVERY 3 Miles: $10 Min. (Before Tax) Tips for Driver are Greatly Appreciated

Japanese & Chinese Restaurant Come In and Try Our New Specials!

Open 7 Days A Week Mon.-Thurs. 11am - 10pm Friday 11am - 11pm Saturday 11:30am - 11am Sunday 11:30am - 9:30pm

FREE

California Roll or Hot & Sour Soup

Carry Out â&#x20AC;˘ Delivery with Any Order of $25.00(before Tax) or More One Coupon Per Family Not Valid with Any Other Offers Expires 9-30-13.

$

5 off

Any Purchase of $30 or more

Must present coupon when ordering. Dine in only. Not valid with other offers.

Offer expires 9-30-13.

GIFT CERTIFICATES AVAILABLE

Tel: (518) 869-9585 â&#x20AC;˘ Fax: (518) 869-3926

1652 Western Ave., Albany, NY 12203

Happy Nails NOW OPEN IN STAR PLAZA

Manicure $14

w/coupon $2 off

Full Set $25

2050 Western Avenue

Walk-ins Welcome!

452-6060 Mon - Fri 10am - 7:30pm Sat 10am - 6pm Sun 11am - 5pm

WE NOW HAVE ANC Longer Lasting, NO UV Light

w/coupon $5 off

DANCE!!!

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www.tinamariesdanceacademy.com (518)452-1110

Fill-In $15

w/coupon $3 off

Pedicure $25

w/coupon $5 off

Select Color $35

ANC Brand Polish w/Coupon $5 off

Welcoming oming New New P Patients! at

Janicee M M.. Delehant Delehanty, ty, D ty D.D.S. Quality ~ Care ~ Service

&DULQJ *HQWOH 'HQWLVWU\ LQ D )DPLO\ )ULHQGO\ $WPRVSKHUH 1484 Western Avenue 518-456-6171 Albany, NY 12203 Hours: M-Th, 8-5 www.drdelehanty.com

Thatâ&#x20AC;&#x2122;s right, 3¢ black & white copies all September long! No Minimum, No Maximum, No Coupons, No Kidding! You can even lock this great price in year â&#x20AC;&#x2DC;round! And donâ&#x20AC;&#x2122;t forget about 29¢ Color Copies all October Long!

See store for details. Also print from file: email, disc, flash drive ...

1971 Western Ave Guilderland / Albany Next to Hewitts Garden Ctr

M-F:8-6 Sat: 8-4

452-6085 store0917@theupsstore.com www.theupsstore.com/0917htm

OurTowneGUILDERLAND.com

September 2013

5

message from the

CHAMBER OF COMMERCE

2050 Western Ave, Guilderland â&#x20AC;˘ (518) 456-6611 www.guilderlandchamber.com

T

he beginning of the school year and Fall are here, which means a lot more than usual going on in Guilderland. Fall festivals, open houses, Expos and other events are taking place every weekend.

Businesses tare hurrying to open to start the school, fall, and holiday season. Look for some new businesses in our area; stores, professional offices and more! Oliva! is open in Stuyvesant Plaza, a new Wellness Center on Western Ave, Tractor Supply, and many new stores at the mall, including Vera Bradley and Lord and Taylor.

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Chamber Community/Business EventsFriday September 6-Fall back into Business-8-9am -Tackle your Goals, harvest your leadsâ&#x20AC;Ś..Business Consultants Kat Koppett, Melody Burns and Lisa Giruzzi share their motivation with you! This panel presentation will leave you with strategies to focus on for the upcoming end of year business. $5, includes light breakfast. At The Holiday Inn Express Western Ave-1442 Western Ave. Saturday September 28- Souped Up on Guilderland Soup Cook Off, Car Show and Farmers Market at YMCA Camp Nassau (now Adventure Camp), Rt 155 in Guilderland (By Farnsworth Middle School). 10-2 pm, fall festival activities, soup cook off with area restaurants ($5 admission to soup area), Farmers market and car show ($10 car show). This fun event brings 100 cars and 12-14 restaurants, along with 400 people, together to enjoy the best the area has to offer for fall, with bouncy bounces, DJ, hay rides, farmers market, and the best chili soup and stew you can taste! Sponsored by Stewarts Shops, Price Chopper, NBT Bank, Heritage Village, and the Times Union. For more info, visit www.tasteofguilderland.

Wednesday October 2- Ladies Night Out Health and Wellness Event at the Italian American Community Center, Washington Ave Ext. Albany. Sponsored by The Times Union Healthy Living Magazine, Guilderland Medical Imaging, CDPHP, Cap Com FCU, Crossgates Mall, WalMart and Bouchey and Clarke Benefits. 5:30-8pm-Enjoy complimentary beverage and food at this premiere fall event with 350 people attending every year! 35 vendors with products, samples and information on health and wellness, makeup, hair salons, jewelry and more. Free admission, RSVPs required to 518-456-6611 or info@ guilderlandchamber.com.

As always, TONS of information can be found on our website,www.guilderlandchamber.com and donâ&#x20AC;&#x2122;t forget to call us for referrals of our members for whatever services you need!

Kathy Burbank, President 6

September 2013

OurTowneGUILDERLAND.com

CRAFTERS NEEDED ST. MADELEINE SOPHIE SCHOOL

annual craft fair We would be honored to have you display your beautiful and unique handcrafted items and artwork.

Special perks for vendors Please join us on

SATURDAY, NOVEMBER 2, 2013 10am-3pm Call (518) 355-3080 Pre-K through Grade 5

for more information and an application 3510 Carman Road â&#x20AC;˘ Guilderland www.smsschool.org

Regain Your Youthful Appearance With an Epifacialâ&#x201E;˘ no down time with this innovative procedure Look your best with the revolutionary non-invasive facial using technology more advanced than laser.

Eliminate rosacea, sun spots, skin pigmentation, acne scarring, large pores, port-wine stains, and angiomas. Ingrown hair can also be successfully treated.

$OEDQ\ &HUWLÂżHG (OHFWURO\VLV

518 - 458 - 9004 www.epifacial.com

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10% OFF All Packages

NOW OFFERING XTREME LASHES

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5 1 8 – 4 5 6 – 1 1 1 3 • www.BowlTNCLanes.com

Birthday Party Package 2 Hour Party Includes 1 Hour of Bowling Use of Rental Shoes Bumpers (if needed) -PLUS1 hour for Food and Gifts 2 Slices of Pizza, Soda and an Ice Cream Cup for each Child Decorative Place Settings Each Child Receives a Free Game Coupon

Birthday Child is FREE & Receives a Souvenir Bowling Pin

Only $12.00 per child Reserve Your Party Today!

NFL Ticket

EVERY SUNDAY EVERY GAME! Join us for Food & Drink Specials!

OFFICE PARTIES • FUNDRAISERS • FUN! FUN! FUN!

How Often Should You Change Your Toothbrush?

Indeed there have been studies undertaken on the matter. After 3 months of normal wear and tear, most brushes begin to lose there effectiveness. The bristles wear down and soften. The brush becomes less effective at removing plaque from your teeth and your gums. Worse, the worn down brush can’t reach all of those tricky corners that a new brush can.

And yes, most dentists do agree that changing your toothbrush regularly – every 3 months or so – is imperative to proper dental hygienic care.

It is also important to change toothbrushes after you’ve had a cold, the flu, a mouth infection or a sore throat. That’s because germs can hide in toothbrush bristles and lead to reinfection. Even if you haven’t been sick, fungus and bacteria can develop in the bristles of your toothbrush —another reason to change your toothbrush regularly.

To keep your toothbrush and yourself healthy, make sure you let it dry out between uses.

Toothbrushes can be breeding grounds for germs, fungus and bacteria, which after a while can build up to significant levels. After using your toothbrush, shake it vigorously under tap water and store it in an upright position so that it can air out.

With Oshinsofsmiles Committed to continuous training and using state of the art equipment and techniques, to maintain the highest quality of dental care.

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Steven J. Oshins, D.D.S. 356-5635

Tile Regrouting - Clean tile, Remove grout, Remove caulk, Replace with fresh grout and caulk.

Take $25 OFF a Complete Wall Tile Re-Grout. (minimum 55sq. ft.)

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$149 CLEAN & SEAL SPECIAL* Wall Tile Clean and Seal.

Clean and Seal tile and grout, remove and replace caulk (up to 55sq. ft*)

Tile Repair and Installation

(518)598-8848

OshinsOfSmiles le les es

Serving the Capital Region for over 20 years.

www.OshinsofSmiles.com 3905 Carman Rd., Guilderland Visit our web site for additional information: Office Tour | Staff | Common Questions | Testimonials

ACCEPTING NEW PATIENTS Call today for a New Patient Exam and X-rays and receive a

FREE SONICARE TOOTHBRUSH Promotional offer applies to new patients only.

Serving Guilderland & Surrounding Areas.

OurTowneGUILDERLAND.com

September 2013

7

Saturday September 14 from 9am - 1pm, Raindate Sunday 9/15 Melrose Neighborhood in Albany, maps available at each location. Brevator to Manning/Both sides of Western.

Look for the Weichert signs. Many yard sales plus a bake sale & coffee by Olivia’s Sweet Eats on Fairlawn Ave.

Are you a Melrose area resident? Still time to participate...it’s FREE! Call 724-7035 to sign up.

N E I G H B O R H O OD YA R D S A L E !

Annual

Real Estate Questions? Call, text or email anytime!

Always working hard for our clients!

Residential & Commercial Real Estate

Michael Davis 518-330-0033 Kim Gismervik 518-728-1175 Email: mdav is@weicher tne.com Licensed Real Estate Salespeople www.facebook.com/MichaelDavis3300033

On the web: WeichertNE.com Each Weichert office is independently owned & operated.

Northeast Group

NEW WESTERN AVENUE LOCATION! TCH E MATEE! C I R P AN GUAR

• • • • •

Climate Control Low Monthly Rates 24 Hour Access Available Ground Level Security/24 Hour Monitoring

• • • • •

Well Lit, Not In The Woods On-Site Manager Available Cars, Boats, RV’s, Trailer Storage Metro Moving Services Available Propane Sales

4773 Western Ave, Guilderland, NY

357-8712 Today, self-defense is more important than ever. It’s a sense of security that empowers you to face any situation. Call today reserve your spot in class and face the world head on!

Altamont Martial Arts -Defensive Hapkido Lawyers, Doctors, College students take our program.

September starts our special so

www.ametroselfstorage.com 8

September 2013

OurTowneGUILDERLAND.com

Call today to reserve your spot.

WWW.altamontma.com or 518-861-6968

MARK GRIMM for Town Supervisor

BRYAN BEST for Receiver of Taxes

LEE CARMAN for Town Board

MARK LIVINGSTON for Town Board

CHRIS ALDRICH for Town Justice

JASON WRIGHT for Town Clerk

STEPHEN DENIGRIS for Town Justice

OurTowneGUILDERLAND.com

September 2013

9

FREE

CHEMICAL DELIVERY

SPINE & WELLNESSSS Offices in Clifton Park and Albany 1741 Route 9 Clifton Park, NY (North of Giffy’s BBQ)

Weekly to “as needed” 5 Gal Liquid Chlorine $13.00 Delivered (min of 2)

Dr. Joseph S. Gulyas

1873 Western Ave Albany, NY (Suite 101)

518-371-4800

$200 OFF

www.DrGulyas.com

Inground Liner Change or Safety Cover Install Expires 10/15/13

“Your Family’s Home To Multi-Generational Chiropractic Care”

INGROUND POOL CLOSING

$150

• CHIROPRACTIC • VITAMINS • NUTRITIONAL SUPPLEMENTS • ACUPUNCTURE • CUSTOM ORTHOTICS • MASSAGE • SPORTS INJURY REHABILITATION

(reg. $225)

Expires 10/15/13

Sales, Service & Installation of:

.DWKOHHQ·V &UHDWXUH &RPIRUWV The next BEST care to yours

• • • • • • • •

573-3071

Inground Pools Above Ground Pools Liner Replacements Concrete Decks & Walkways Pool Maintenance On Site H20 Testing Chemical Sales & Delivery Pool Supply Sales & Delivery

We bring the store to your front door!

Kathleen Quinn

Pet Sitter - In Your Home Pet Care

(518) 356-0917 KathleenQuinn896@ymail.com

JJ

Hardwood Flooring, LLC

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Residential and Commercial Installation and Refinishing Free Estimates Fully Insured

Mention this ad and receive

10% OFF of 500 sq/ft or more

John Cannistraci - Owner jjhardwoodllc@gmail.com Voorheesville, NY • (518) 858-0233

Patch Pumpkin Early Learning Center

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KƵƌ ĐŽŶƚƌĂĐƚŽƌƐ ĂƌĞ ŚŝŐŚůLJ ƚƌĂŝŶĞĚ ƉƌŽĨĞƐƐŝŽŶĂůƐ ǁŝƚŚ Ă ƉĂƐƐŝŽŶ ĨŽƌ ƋƵĂůŝƚLJ͘ dŽ ƐĞƚ ƵƉ Ă ĨƌĞĞ ĞƐƚŝŵĂƚĞ ĐĂůů &h>>z /E^hZ ;ϱϭϴͿϯϲϲͲϯϱϯϯ Z & Z E ^ Z ^/ Ed/ > Kƌ ŐŽ ƚŽ KDD Z / > ǁǁǁ͘^ƚĂŶĚĂƌĚtŝŶĚŽǁ ůĞĂŶŝŶŐ͘ĐŽŵ

Finally...An MRI for All of Us!

NYS Licensed Established 1975

PH: 452-0984 8 Corporate Circle, Albany, NY 12203

Full and Part Time Daycare Available

Join Us for Our Fall Festival SEPTEMBER 28TH 9AM-1PM

• Arts & Crafts • Toddler Trot Amazing Athletes • Games & Prizes

www.SRPCIMAGING.com MRI (w/ TV!) / CT / Mammography / Ultrasound / X-Ray

Visit our website: www.pumpkinpatchearlylearningcenter.com

Balltown Medical Imaging 2546 Balltown Rd. - Niskayuna

Guilderland Medical Imaging 3757 Carman Rd. - Guilderland

Caring for Children 8 weeks - 5 years Military Discount

372-1344

881-1188

YOU BELONG AT THE Y THIS SEPTEMBER SAVE $100

Bring this coupon to any branch of the Capital District YMCA during September and we’ll waive the joiner’s fee when you join. Plus! Enjoy 3 free personal training sessions.

CALL TODAY! CAPITAL DISTRICT YMCA Guilderland Branch 250 Winding Brook Drive Guilderland, NY 12084 518.456.3634 www.CDYMCA.org

OTGUILD2013

OurTowneGUILDERLAND.com

September 2013

11

Great Family fun!

CAR SHOW AND SOUP CONTEST This year includes a farmers market and crafters!

RECOMMENDED BY EVERYONE. Leave the cleaning to The Maids. We come highly recommended.

C ll now Ca w to re rece ceiv ivee yo your ur fre reee, noo-ob obliliga gati tion on est stim imat atee

www.MAIDS.com 12

September 2013

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OurTowneGUILDERLAND.com

from AllSquare Wealth Management 200 Great Oaks Blvd., Suite 219, Guilderland â&#x20AC;˘ (518) 456-8900 â&#x20AC;˘ www.allsquarewealth.com

Should Your Portfolio Include Foreign Stocks?

U

S-based investors tend to have a bias against investing in foreign stocks. This is evident by both conventional wisdom, which dictates holding somewhere between 0% and 30% of oneâ&#x20AC;&#x2122;s equity portfolio in foreign stocks, and by evidence that US investors tend to hold between 70% and 100% of their equity portfolios in US stocks.

The FTSE Global All Cap Index is a benchmark which measures the performance of large-, mid., and small-capitalization stocks of corporations located around the world, which covers more than 98% of the global equity market. This index follows securities in more than 47 countries in both the developed-market and emerging-market regions. US stocks comprise only approximately 49% of the index, as of 06/30/2013.

As such, investors who ignore or underweight foreign stocks are making a decision to â&#x20AC;&#x153;bet againstâ&#x20AC;? the global market weightings. We believe this is a mistake.

When comparing the S&P 500 (an index of largecapitalization US stocks) with the MSCI EAFE (an index of large-capitalization stocks in foreign developed-market nations) from 1971 to 2012, we Ă&#x20AC;QG WKDW WKH WZR EHQFKPDUNV SURYLGHG YHU\ VLPLODU annualized rates of return of 10.08% and 9.60%, respectively. However, the annual returns were only approximately 66% correlated. A correlation of less WKDQ LPSOLHV WKDW WKH SRUWIROLR EHQHĂ&#x20AC;WV IURP

diversifying among the two asset classes (all else being equal), i.e. that one can expect lower portfolio volatility for the same expected return. We hear some investors question the usefulness of foreign stocks, given that the correlation between US and foreign stocks from 2003 to 2012 was nearly 95%! While correlations do shift over time, it is reasonable to expect that they will remain less than 100% at all times in the future.

Additionally, A some investors are concerned about recent underperformance of foreign stocks. From 2008 to 2012, the MSCI EAFE underperformed the S&P 500 by approximately 5.35% per year.

However, periods of dramatic performance differentials have happened many times before.

For example, from 1983 to 1988, the MSCI EAFE outperformed the S&P 500 by nearly 17% per year! There will always be performance differential EHWZHHQ WKH WZR DVVHW FODVVHV KRZHYHU LW LV GLIĂ&#x20AC;FXOW or impossible to forecast in advance which type of stock will outperform. This also suggests holding both asset classes.

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Daniel Bauer, CFPÂŽ serves as the Chief Investment Officer of AllSquare Wealth Management, LLC. In this capacity, his responsibilities include developing, implementing, and monitoring investment portfolios for customers of the firm.

AllSquare Wealth Management, LLC is an SEC-registered Investment Advisory Firm. Securities offered through a non-affiliated firm, Spire Securities, LLC, member FINRA/SIPC. OurTowneGUILDERLAND.com

September 2013

13

A FEW OF MY FAVORITE REMEDIES By: Dr. Kim Leis-Keeling

H

ere we go back to school and back to a normal routine of organized chaos. Iâ&#x20AC;&#x2122;m excited to see my kids go back but can already feel the anxiety of driving here and there, homework battles and trying to be two places at once. I always get a little nervous hearing about the first illnesses that run through the school so being prepared for it helps me to feel at ease. So I wanted to share a few of my favorite remedies and products to have on hand so when your little ones come home not feeling well, you can be prepared.

Garlic Oil: Garlic has strong antibacterial and antiviral properties.

Garlic oil blended with olive oil makes a great remedy to sooth infant or adult ear infections. Warm the bottle in a glass of warm water and then put the drops directly into the ear canal.

Fish Oils: The studies on the benefits of fish oil are irrefutable.

From boosting heart health to lowering cholesterol and reducing inflammation, the list goes on and on. The main reason to give your little pumpkins fish oils is because their developing brains need it.

The main Omega-3 fish oil that benefits brain tissue is called DHA. DHA is even found in infant formula because it is so vital to the developing neurologic tissue. Since your kids are not on formula anymore does not mean that their brains have stopped developing.

Keep supplementing.

Oscillococcinum: This is a fantastic homeopathic remedy for flulike symptoms and is available in most drug/grocery stores. When taken immediately at the onset of flu symptoms, such as body aches, fever and chills, it can ward it off all together or shorten the duration of your illness. I have used this for years with my family and it works great. They also make a childrenâ&#x20AC;&#x2122;s version.

Honey: The FDA does not recommend giving cough syrups to children under 4. Natural honey is a great alternative to prevent and ease night time coughing or to sooth a sore throat. The sugars stimulate salivary secretion to further lubricate a dry scratchy throat.

Try a teaspoon of honey 30 minutes before bed or mix with tea or warm water and lemon.

SuperKids Throat Spray: This is by far my favorite product for kids. It is an herbal throat spray to sooth sore throats made by a company called Herbs for Kids. Even though this is a kidâ&#x20AC;&#x2122;s product I use it on myself too. I keep one at work, one in my purse and a few at home. It is just a great product that works so well, I donâ&#x20AC;&#x2122;t want to be far without it. This company makes a great line of natural remedies for immune system which we carry in our office and available at health food stores.

Epsom Salt: It is made from magnesium sulfate and magnesium is a natural muscle relaxer. Taking a bath in 2 cups of Epsom Salt can pull toxins out through your skin while absorbing the magnesium.

The result is relaxed muscles and healthy tissues. I often recommend this for acute sports injuries (such as ankle sprains) or chronic tight back muscles. I have also had patients get relief from postchemotherapy hand/foot tingling by doing Epsom Salt soaks.

I hope this helps your little ones stay healthy this school year. As always, if you have questions about the products or remedies I mentioned, please feel free to contact me at the Sports & Spinal Wellness Center at 518-869-3415. Please visit our website for more information at www.sportsandspinalwellness.com. We would be happy to be a part of your health care team.

Probiotics: There should be no question about the benefits of probiotics by now. The overuse of antibiotics has done some damage to healthy bacteria living in our intestines. These bacteria are 70 % of our immune systems and help fight off illness. Give your kidâ&#x20AC;&#x2122;s immune system a boost by giving a few doses each week. Probiotic supplements are available in powders (which I add to smoothies), chewable, capsules and tablets.

Dr. Kim Keeling resides in Guilderland with husband, Mark, and two children, Tristan and Taylor. She graduated from Northwestern Health Sciences University in Bloomington, MN. She has been a Certified Chiropractic Sports Physician for eight years.

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OurTowneGUILDERLAND.com

HOW TO GET YOUR HOME SOLD IN JUST 23 DAYS! Guilderland, NY- John and Mary had never felt more frustrated in their life. Here it was, almost 3 months since they listed the house, and no buyer.

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Town of Guilderland Residents

FRESHMAN SPORTS /RODINO FAMILY FUNDRAISER

HOUSEHOLD HAZARDOUS WASTE DAY

CONCERT IN THE PARK

SATURDAY, September 28, 2013

SHOW GUILDERLAND CARES

8:00AM - 2:00PM

Support the effort and Enjoy music from:

To be held at the Guilderland Highway Department 6338 French’s Mill Road, Guilderland Center.

SKEETER CREEK & GHS Community Band Members

SUNDAY, SEPTEMBER 29TH 3-7 PM Location: Tawasentha Park Donation:

$20 Adults; $10 Children (18&U) $45 Family4 pack (Under 8 are FREE) Day of Event: $25 Adults; $12 Children; $50 Family 4 pk

A pass is required for participation. To obtain your free pass bring your vehicle registration to the Transfer Station or the Town Clerk’s office. If you have any questions, contact the Transfer Station at 861-6776.

The Town of Guilderland HHW collection program is partially financed with a grant from the NYS Department of Environmental Conservation.

Tickets available from Guilderland High School Athletic Teams and by Emilio Genzano (518-928-3342) and Tom Libertucci (518-796-6965).

Gregory J. Wier Transfer Station Superintendent

For donations & on-line ticket purchases, visit www.friendsofguilderlandathletics.org Food & Beverages provided by the Recovery Sports Grill SUPPORT TWO WORTHWHILE CAUSES AT ONE OUTSTANDING EVENT (all proceeds split 50/50)

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September 2013

OurTowneGUILDERLAND.com

from TABAK & KIOSSE, LLP 100 Great Oaks Boulevard, Suite 122, Albany NY 12203 • (518) 464-4095 • www.tklawllp.com

TIME IS NOT ON YOUR SIDE While Mick Jagger sings “time is on my side,” for those of us who are not rock star millionaires, time is not on our side. I often have clients come to see me who have lived apart from their spouse for many years but took nominal, or no, legal action. When I counsel them I am compelled to explain that all property earned during the marriage is marital property subject to equitable distribution (DRL Section 236-B) (1) (c)), whether they have lived together or apart. Depending on the years married and the time apart, more assets could have been acquired while separated than while together. The longer a marriage has lasted, the more there is a presumption to an equal division. The burden then shifts to the monied spouse to prove to the Court that an unequal division of assets should occur.

When making a distribution of marital property, the Court must carefully comb through the equitable distribution factors, which include the most amorphous factor of “any other factor which the Court shall expressly find to be just and proper.” You will have to prove that since you did not work together as partners your spouse should not receive a share of what you have single handedly worked for.

responsibilities. He is entitled to some of the marital assets, but certainly not half of what she has now. What about half of what they had when they separated? Or does he get a smaller percent of current assets? Unfortunately, there is no definitive line, making it difficult to reach a settlement and for me to advise her.

I am certainly not suggesting someone should divorce their spouse the minute there is marital discord. Before any legal action is taken you have to consider all of your options, including counseling. But there does come a time, especially when people are living apart, that you must recognize that the marriage is no longer viable, and that the longer you remain in it, the more financially vulnerable you become.

If you are living apart and sufficient time has gone by, and you do not want to work to benefit your estranged spouse, then you should speak with a qualified attorney about a separation agreement or divorce.

In New York, you cannot disinherit a spouse so your spouse will also be entitled to certain benefits if you predecease him or her. (EPTL 5-1.1). Clients often express that they want to leave their assets to their children or new partner. However, unless your spouse agrees that may not be possible. Also, federal law limits you to naming your spouse as the survivor beneficiary on a private pension (i.e., non-government, such as a 401k account).

For example, a client of mine has lived apart from her husband for half of their marriage. While he pays her child support and visits with their children, he has done no more than the minimum in terms of financial contribution or sharing

Margaret C. Tabak is a partnerr at Tabak & Kiosse, LLP, a law w firm located in Great Oakss Office Park (near Crossgatess Mall). Along with her partnerr (Leyla A. Kiosse), Attorneyy Tabak counsels clients on alll matters related to matrimoniall and family law. A resident off Guilderland for more than 20 0 years, Margaret received herr undergraduate degree from SUNY Albany and her law degree from Albany Law School. If you have questions about a matrimonial or family law issue, contact Attorney Tabak for a consultation by calling 464-4095 or visiting the firm’s website, www.tklawllp.com.

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Itâ&#x20AC;&#x2122;s HERE Again! www.ourtownebethlehem.com/turkey-trot

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from GUILDERLAND MARTIAL ARTS 2563 Western Ave, Guilderland â&#x20AC;˘ (518) 690-1269 www.guilderlandmartialarts.com

Back to School!

Here is my annual back to school article to wish everyone a successful and happy school year! May all of your dreams of success and a bright future for you and your children come true. To my teaching colleagues: may you have the stamina and positive attitude to continue to help our students and parents overcome adversity and achieve their goals.

Everyone cannot make a million dollars, everyone cannot go to space, everyone cannot play in the NFL or own a Ferrari, but everyone can succeed in school and everyone can be educated. Success in school only requires, like most things in the world, two basic things: desire and hard work. Armed with those anyone can succeed in school. The most important is desire because without a desire to succeed, nobody can. If I were to take a class about astronomy, I would be successful because I am interested and desire success. On the other hand, if I were to take a course in Economics I might not be as successful (I wasnâ&#x20AC;&#x2122;t by the way) simply because I lack the desire and the interest in the topic. If a student has no desire, they cannot be successful. They need to have at least a little because it will be that desire drives the hard work.

Our job as parents and teachers is to find a way to increase a students desire to be successful. This is a really hard to do for some students and some topics. I will point out that the best way is to lead by example. This is always the answer. When children are young we must lead the way be demonstrating desire for success in anything we do and especially for any thing that looks like school work or homework. I believe this is the key.

Every year every students get a fresh start. The beginning of the year is so important because it is so new that you can get off on the correct path. It is like getting a new belt or a new blackbelt level in Taekwondo. It represents a new start to get things right, to begin with the perseverance to adhere to the path you set for accomplishing goals and the commitment to developing the desire to be successful.

For me it is a year of huge beginnings. Our oldest son will graduate from college, our middle son just started in college and our youngest son starts high school. It feels to me like it is going to be the best school year in the life of my family. I am most definitely excited to get it started! May you also have the best school year ever!

Master Rice owns Guilderland Martial Arts and holds a 5th degree Black Belt in Taekwondo. Master Rice is also a Math teacher at Guilderland High School. Guilderland Martial Arts offers classes starting at age 4 as well as an afterschool program and summer camps.

For more information please call 690-1269.

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September 2013

OurTowneGUILDERLAND.com

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Fall Mysteries at the Guilderland Public Library

The Last Word by Lisa Lutz Lutz wraps up her Isabel Spellman series, once described as “Harriet the Spy for grownups” as Izzy is trying to run her family’s Private Investigator firm in San Francisco. She is no match for her combined family, and very humorously tries to run a business while taking up running (not by choice) with a not-quite silent partner. Sister Rae, brother David, his daughter, Princess Banana and Izzy’s parents round out this light and fun mystery.

By Natalie McDonough

2228 Western Ave, Guilderland • (518) 456-2400 • www.guilpl.org

S

ummer is winding down, the kids are headed back to school, and we return to our regular routines. Are you looking for a fantastic fall read? One of the great databases that we have at the library, Novelist, allows you to search by author, title, series or keywords to find fiction titles that might interest you. For example a search for parliament and Britain, will include First Among Equals by Jeffrey Archer, among the suggested titles.

If mystery titles interest you, Julia Spencer-Fleming has a very popular series of books that take place in a fictional town near Glens Falls, starting with In the Bleak Midwinter which follows Reverend Clare Fergusson and Police Chief Russ Van Alystyne as they investigate a newborn baby who is left on the church steps. The latest book in the series, Through the Evil Days, comes out in November, but you can get a sneak peak when Julia comes to the library on September 18 (at 7 PM) to talk about her work.

Bones of the Lost by Kathy Reichs Temperance Brennan, “Bones” is a forensic anthropologist working on criminal cases in both North Carolina and Montreal, and serves as the basis of the television show of the same name on the Fox network. In this novel, she is investigating the deaths of a teenage girl in Charlotte and an Afghan villager, following her work with the military in that country. If you like Patricia Cornwell and haven’t read Kathy Reichs, you will find a new author and character to like, with 16 titles in the series.

The English Girl by Daniel Silva Former Israeli spy and current art restorer Gabriel Allon returns in his thirteenth novel where he is asked to investigate the disappearance of a woman in Corsica while a ransom note ends up at the British Prime Minister’s residence.

A problem needs to be solved, and Allon is just the man to do it.

A few more recent mysteries: Downfall by Jeff Abbott Former CIA agent Sam Capra returns in this thriller which kicks off with a damsel in distress running into one of his bars chased by two burly thugs. After he protects the girl, one of the thugs ends up dead and Sam is determined to find out what happened to the girl and why these men were after her. It’s an action-packed adventure and should appeal to fans of Lee Child and Harlan Coben.

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FEATURED Q & A

Levi Steier with “TekCeptional Solutions” Q. What does TekCeptional Solutions do?

A. I am launching TekCeptional Solutions to help others improve their ventures by leveraging technology and the Internet to facilitate growth. I help others establish a brand in their area of expertise and help them become more visible and interesting to their ideal customers, clients, or audience.

This includes, but is not limited to website design and maintenance, search engine optimization (SEO), conversion rate optimization, Internet marketing, and consulting on various technologies.

Q. How long have you been in business?

A. TekCeptional Solutions is a new business that was just recently launched in an official capacity. While the business entity is new, I have been working as a freelancer, on a part time basis, to help people leverage the Internet and other technologies to meet their goals.

Q. Where are you located and were you always in the same location?

A. TekCeptional Solutions will be a home-based business located in Guilderland. I have been a resident of Guilderland for 3 1/2 years.

Q. How and why did you get into the business?

A. I started to get into web design, search engine optimization, and other aspects of Internet marketing with my own personal projects. I found that I really enjoyed

engaging in the various activities involved and watching the things I built grow and expand.

It’s pretty amazing to develop a strategy, implement it, and then see it materialize into verifiable results. It’s also very exciting to see your pages move up in the search engines results, while also receiving email notifications informing you of a “Like” on Facebook or several new followers on Twitter.

Q. What is SEO? A. Search engine optimization is the art of tweaking a web presence (website, videos, images, etc.) so it ranks highly for relevance in search results. If done well, the web presence will be rewarded with higher rankings in the search results. Higher rankings lead to more traffic, which hopefully leads to more conversions.

Q. What is Internet marketing?

A. Internet marketing is collection of strategies used to increase visibility, generate leads, and ultimately improve conversion. The key is to develop and use a strategy that is the right fit for the individual or business and carry it out consistently over time. For example, some people think that it is important to be out there as much as possible. They will try

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to join every social network they can find, and dabble in many Internet marketing techniques. It is better to focus on a few strategies that are appropriate for the situation and do them well. From there, the strategy can be tweaked as necessary for the best possible outcomes.

Q. Are there any ethical concerns that your type of business must deal with?

A. As with any service, there is always the possibility for deception and opportunities to cut corners when engaging in Internet marketing. Things like spam, copyright infringement, and hidden links can be detrimental to the client’s business and are often illegal. Other issues arise with what is known as “Black Hat” SEO tactics. This is an attempt to trick the search engine logarithms or otherwise game the system.

This can be effective; however, the risks are very high and may result in a website that is completely removed from the search engine’s results. This can be irreversible. Using Internet marketing tactics that foster long-term growth and sustainability by creating something of value and being recognized for it is a much better business decision.

Q. Can you describe your ideal client?

A. My ideal client is a small business owner that is passionate about growing their business and wants to take their web presence to the next level. They want to build a positive brand and market it via the Internet and other technologies to create a lasting and useful portal to their goods, services, clientele, or audience.

Q. Why do your customers select you over your competitors?

A. When delivering my solutions to improve a client’s web presence, I aim to work closely with the client to build a solution that fits their needs and helps them to accomplish their goals. With this I want to educate them on the processes involved and work to provide a high level of value so the relationship provides a win-win experience for both of us.

Q. What do you want the community to know about you?

A. I am excited to become an integral part of the community and want to establish a business that works in conjunction with other community members to make Guilderland an exemplary place to work and live.

Q. How do you overcome these ethical problems?

A. I keep current on trends within the industry and work to educate my clients on the processes involved. This includes ensuring they understand that, just like in other aspects of business, sustainable growth takes time and effort. Shortcuts and fast results are often disastrous in the long term. Internet marketing isn’t any different. I want to help people build something they can be proud of.

TekCeptional.com Levi.Steier@tekceptional.com 518.203.3497

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GUILDERLAND CHAMBER MEMBER SPOTLIGHT

THANK YOU! Guilderland Travel Baseball would like to thank all of our sponsors and YROXQWHHUV IRU WKH ÂżUVW DQQXDO Âł%ULQJ ,W 6ZLQJ ,W 7RXUQDPHQW´ ZKLFK ZDV KHOG RQ $XJXVW WK 6HSWHPEHU 1st at Keenholtâ&#x20AC;&#x2122;s Park in Guilderland 1< 7KH WRXUQDPHQW KRVWHG WHDPV LQ 8 8 DJH JURXSV 7KH WRXUQDPHQW provides an opportunity for kids to play LQ D FRPSHWLWLYH DQG IXQ HQYLURQPHQW near the end of the traditional baseball VHDVRQ DQG VKRXOG EH D JUHDW IDPLO\ H[SHULHQFH :H KDG RYHU WHDPV DQG RYHU SHRSOH LQ DWWHQGDQFH RYHU the four day period.

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Larisaâ&#x20AC;&#x2122;s Framed Needlework Larisa Doubina - Proprietor (518) 869-2067 My hobby has been making needlepoints.

Recently, I decided to try and make it a business.

My custom needlework can spruce up your home RU RIĂ&#x20AC;FH DQG JLYH LW D QHZ ORRN I do all the work myself including IUDPLQJ WKH Ă&#x20AC;QLVKHG needlework. Usually , FKRRVH D Ă RZHU theme because I enjoy making them WKH PRVW :KHQHYHU , have free time I start stitching.

I try to choose different designs. I hope my work can beautify your home, apartment or business. It is amazing how one picture can change the look of the room.

If you are interested in purchasing a needlepoint for \RXU KRPH RU RIĂ&#x20AC;FH SOHDVH JLYH PH D FDOO GCC maintains a membership of 500 businesses, and strives to help our PHPEHUV VXFFHHG DQG JURZ 7KLV PHPEHU SURĂ&#x20AC;OH LV RIIHUHG IUHH WR QHZ members as one of many small business marketing opportunities. For information on becoming a member call 456-6611. The Chamber also promotes community life in the Guilderland, Altamont, Voorheesville area and partners with schools, the towns, and other organizations on projects that make Guilderland a great place to work live, and play.

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NEIGHBOR NEXT DOOR

Jim Becker, J & J Racing As far back as he can remember, Jim Becker wanted to drive racecars.

Growing up in Middleburgh, his parents brought him to Fonda Speedway as a young kid and he quickly fell in love with the smell, sound, and excitement of racing.

Fast forward to the fall of 1992, as Jim, his brother Jason, and father saw a racecar for sale while watching a race at Fonda Speedway. The brothers asked their father if he would buy the car, the answer was yes, and with a deal being struck in the pits after the race that day J&J Racing was born. Jim and Jason split time racing the car in 1993, and another car was added in 1994 so both of them could race full time, each running 35-40 races per year.

Seasoned Firewood

Jacob, but then started easing back into it in 2006. Family life and growing businesses causes Jim to race part-time right now, running 10-12 races per year, but he is much more involved than that.

Jim and Jason learned the sport and honed their racing skills at various tracks around NY (primarily Fulton, Utica-Rome, Afton, and Albany-Saratoga Speedways) as well as PA and VT. As they did well and progressed into top 5 contenders, they moved up in class from Pro Stocks to Sportsman after 4 years. And then stepped up again to the Modified class, which is the top class in Northeast dirt track racing.

While taking the break in 2003-2005, Jim created an idea that brings together the things he enjoys and finds important in life; education, kids/family, and racing. The program is called Racing 2 Learn, and it targets both younger students as well as college bound students, and uses the excitement of racing to help teach them the importance of education and being good people, as well as other important skills they will use in their everyday lives.

Jason hung up his racing shoes after the 2001 season, but the racing bug never quite left Jim. He took a racing hiatus from 2003 to 2005 for the birth of his two children, Megan and

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The program has three main aspects; •

For the older students, there are internship and scholarship programs for those who want to be involved in racing or with a race team. This involvement includes the different aspects of racing and a race team, such as mechanical and engineering; marketing and sales; planning, testing and result reporting; and business administration.

The team can provide real life experiences within all of these disciplines.

•

Another great part is sponsorship and working with kids who are driving now or want to drive racecars or karts. The team seeks kids with good grades, strong family ties and involvement, and who are hands on with their car and race team. They not only get help with marketing support, but they also receive advice, information, and general racing assistance.

•

For the younger students, there is the “Kids Machine”, which uses the racecar and excitement around racing to help teach and reinforce the important messages kids are hearing in school, and hopefully at home. The message is geared towards the age group being presented to, and usually includes the importance of school and learning, safety, teamwork, and the downside of bullying and drug use.

The 2013 race season is the 8th year of Jim’s Racing 2 Learn program and it continues to grow.

As you might guess, a very important part of this effort is the team’s marketing sponsors and they have some local ones. The team gets support from INOC Datacenters, MIDTEL, Mercury Web Solutions, Adirondack Funds, Carver Incorporated, and MicroKnowledge. Adirondack Funds, Carver Incorporated, F aand MicroKnowledge all have llocal ties to the Guilderland aarea and are very supportive of Jim’s racing efforts and the o Racing 2 Learn program. Jim R was quick to point out that w without this help, the support w of his wife and parents, and o tthe tireless effort his great ccrew puts in to help that he would not be racing. w Flashback 20 years to 1993 F aand you will see the same ssmile and sparkle in Jim’s eye tthat you see now when he’s aat the track, climbing into his car, or talking about racing with anyone willing to talk about it.

Jim and his wife Carolyn live in Guilderland with their two children, Megan and Jacob, and Jim is very active in the community outside of his work and racing endeavors. He coaches soccer, basketball, and softball/baseball in the various youth leagues around Guilderland and stays in shape by playing in the POGBL (Pezze Old Guy Basketball League) at Guilderland Elementary.

You can find out more info on J&J racing by going to www.jjracing9.com or emailing Jim directly at jim@jjracing9.com.

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“My favorite poem is the one that starts ‘Thirty days hath September’ because it actually tells you something.” Groucho Marx.

New York State Department of Taxation and Finance

STAR Registration Fact STAR Registration Fact Sheet Sheet New York State Department of Taxation and Finance

NOTE: This will not be an ar cle reminding you how Summer is now over (insert screaming here). This ar cle instead has some helpful advice we learned from our many adventures year to date:

New legislation requires all homeowners receiving a Basic STAR exemption to register with the New York State Tax Department in order to receive the exemption in 2014 and subsequent years.

1. If you own a pickup truck, add at least one extra leaf spring on each side. I use Albany Spring (awesome) and for around $300 you will increase the carrying capacity and save your suspension for when you have occasional heavy loads (like sand, lumber or sheetrock). Makes a HUGE difference and although the truck rides higher in the rear, it should feel more stable and handle be er.

2. Add Sea Foam brand fuel addi ve to your gas tank every 3000 miles. I tested several other brands and Sea Foam was the best. Follow the instruc ons and you should increase your gas mileage at least 1-2 miles per gallon or more. It will pay for itself on the first fill up. Go to Advance Auto and buy the gallon size for $51.99. Join their mailing list and use a coupon to save more money.

3. For road safety buy a kit of 3 reflec ve emergency road triangles ($16-$28 on Amazon) for each vehicle you own, especially family cars. They are not expensive and if you breakdown you will be really glad you have them.

4. If you get stung by bees (I got stung 50 mes the other night) GO TO THE HOSPITAL IF YOU AREN’T SURE YOU ARE ALLERGIC. Just go! You will start to feel sick in just 20-30 minutes. The worst part is the itching. The best treatments I found were a) toothpaste, b) ice and c) baking soda/cider vinegar paste. Honey and peanut bu er work too, but then you have to worry about bear bites so I’d s ck with toothpaste. As a bonus my arms, legs and back are now all cavity free and without having to floss, which is nice.

Resident homeowners who currently receive the Basic STAR exemption must register with the New York State Tax Department in order to receive the exemption in 2014 and subsequent years.

Our company is Scrapster, LLC, the Capital Region’s premier NO COST scrap metal and appliance removal and recycling service. We addi onally offer LOW COST junk removal, TV pick up and clean outs. We are convenient, reliable and insured. Everything is properly recycled, disposed of or donated. We are a New York State DEC approved loca on for business or personal computer and electronics recycling and are also now fully EPA608 cer fied for Freon (refrigerant) removal.

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This is part of a new initiative to protect New Yorkers against inappropriate or fraudulent STAR exemptions.

Who must register?

• Homeowners do not need to re-register every year.

• Based on the information provided in the registration process, the Tax Department will confirm homeowners’ eligibility in future years.

Senior citizens Senior citizens receiving the Enhanced STAR exemption are not affected by the new registration requirement. However, in order to receive Enhanced STAR, seniors must continue to: • apply annually, or • participate in the Income Verification Program.

Resident homeowners applying for STAR for the first time are not affected by this year’s registration procedure. To apply for STAR a new applicant must: • use Form RP-425, Application for School Tax Relief (STAR) Exemption, available on the Tax Department’s Web site, and • file the application with their local assessor.

When does registration begin?

Registration will begin August 19, 2013 and continue through December 31, 2013.

• The Tax Department will mail instructions to all homeowners who currently receive the Basic STAR exemption. The letters will include a STAR code that homeowners will need to register.

• Because seniors who receive Enhanced STAR are not affected by the new requirements, they will not receive new instructions from the Tax Department.

How does a homeowner register?

Online registration The fastest and easiest way for homeowners to register is through the Tax Department’s Web site, www.tax.ny.gov.

Homeowners will need their STAR code to register. In addition to being included in the instructions that were mailed to them, homeowners will be able to find their STAR code through an online lookup or by calling the Tax Department at (518) 457-2036.

Online registration is a simple process that will require homeowners to provide some basic information about their eligibility for the STAR exemption. Homeowners will need to: • provide the STAR code and confirm the property address • provide the names and social security numbers for all owners of the property and spouses • confirm that the property is the primary residence of one of its owners (married couples with multiple residences may only claim one STAR exemption) • confirm that the combined income of the owners and their spouses who reside at the property does not exceed $500,000 • confirm that no resident owner receives a residency-based tax exemption from another state Telephone registration – (518) 457-2036 Homeowners who are unable to register online will be able to register over the phone.

The Tax Department will also provide telephone support to any homeowners who have questions about online registration.

What happens when homeowners do not register?

The Tax Department will send homeowners additional letter reminders in December 2013 and January 2014.

In February 2014 the Tax Department will give assessors the names of any homeowners who did not register, or who were determined not to be eligible for STAR. The assessment roll entries for these homeowners will not include the STAR exemption.

• Homeowners who the Tax Department found to be ineligible for STAR will have the right to administrative review within the Tax Department, and review before the State Board of Real Property Tax Services.

RP-425-FS (8/13) (back)

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September 2013

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www.tax.ny.gov

Guilderhaven, inc. www.guilderhaven.org

Snowball is an adorable very friendly gentle white neutered cat with gray spots. He is estimated to be almost one year old and is small to medium size. He was found hungry and living outside the apt that his owner moved from many months back. He is so sweet and has adjusted very well to his foster home w/ 5 other cats. His favorite thing is to meet you at the door when you come home, sit on your lap and be pet.

He especially loves to have his belly rubbed. He likes to be active in the home, likes to play, and look out the windows.

Best home for him would be an indoor only with someone who wants an affectionate cat who will want to sleep on your bed. If you would like to know more, email Laurie at brightsky@nycap.rr.com or call 461-0251.

Snowball is neutered, tested negative for FIV/FeLV and is up-to-date on his vaccines.

He currently lives w/ his foster Dad in Niskayuna.

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GUILDERLAND CHAMBER MEMBER SPOTLIGHT Northeast Spine and Wellness Dr Joseph S Gulyas—Director Q. How long have you been in business?

I have been in private practice as a Chiropractor since 1988. This year is my 25th anniversary of taking care of the healthcare needs of the community through non-drug approaches Q. Where are you located?

I have two offices: 1873 Western Ave ----Suite 101 (Across from Cumberland Farms) and 1741 Route 9 in Clifton Park (Next to Giffy’s BBQ) Our website is www.DrGulyas.com Appointments can be made for either office by calling 371-4800 Q. What hours are you open?

Our offices maintain early morning, midday and late evening hours for everyone’s convenience Q. How and why did you get into the business?

I graduated from Skidmore College with a degree in Biology and Chemistry and completed his Doctorate of Chiropractic in 1987 through The New York Chiropractic College. I completed my internship at Greenvale Outpatient Facility on Long Island where I was named “Clinician of the Year.”

Returning to the capital region in 1988 , I initiated his first private practice in Clifton Park. The Guilderland office is shared with Dr Stu Erner who is a holistic Medical Physician.

I am experienced in many Chiropractic techniques with a concentration in working with families and the holistic care of children.

Q. What else would you like the community to know ?

In addition to owning and operating the two facilities under the name , Northeast Spine and Wellness , here in the Albany area, I have worked with the West Point Military Academy Triathlete Team and have completed Chiropractic mission trips to West Africa and Europe.

I am committed to teaching people about how to live a long and healthy life with a holistic approach.

GCC maintains a membership of 500 businesses, and strives to help our PHPEHUV VXFFHHG DQG JURZ 7KLV PHPEHU SURÀOH LV RIIHUHG IUHH WR QHZ members as one of many small business marketing opportunities. For information on becoming a member call 456-6611. The Chamber also promotes community life in the Guilderland, Altamont, Voorheesville area and partners with schools, the towns, and other organizations on projects that make Guilderland a great place to work live, and play.

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GUILDERLAND CHAMBER MEMBER SPOTLIGHT Interview with Bruce Weeden Guilderland Car Service

Q. How long have you been in business?

A. We are a recent startup based in Guilderland.

Q. What hours are you open?

A. 24 hours a day, 7 days a week, 52 weeks a year.

Q. How and why did you get into business?

A. I had been in the banking industry for around 30 years and decided that it was time to get out. I had worked driving cab for a while during a down period and liked it immensely. I noticed that Guilderland residents usually had to call Albany or Schenectady if they needed a car or taxi service. Being based in Guilderland, I can provide Guilderland folks a inexpensive, locally owned alternative.

Q. Are you known for anything special.

A. Low prices and 24 hour service with a smile.

Q. What do you love most about the business?

A. Meeting people and being my own boss.

Q. What do you want the community to know about you?

A. I have lived in Guilderland for over 22 years, volunteering in various non-profit organizations. I want to provide my town with a local, dependable, inexpensive option for their car service needs. We offer varied services that include taxi service, grocery shopping and running errands, DWI avoidance, senior citizen needs, and rides to and from mass transit.

My website address is www.guilderlandcarservice.com and my e-mail address is info@guilderlandcarservice.com

GCC maintains a membership of 500 businesses, and strives to help our PHPEHUV VXFFHHG DQG JURZ 7KLV PHPEHU SURÀOH LV RIIHUHG IUHH WR QHZ members as one of many small business marketing opportunities. For information on becoming a member call 456-6611. The Chamber also promotes community life in the Guilderland, Altamont, Voorheesville area and partners with schools, the towns, and other organizations on projects that make Guilderland a great place to work live, and play.

Important Numbers Emergencies POISON CONTROL

911 800-336-6997

Ambulances: Voorheesville Area Western Turnpike Rescue Squad - Centre Drive Western Turnpike Rescue Squad - Carman Road

765-2344 456-3600 456-5144

Police: (Non-emergency) Altamont Police Department Guilderland Police Department New York State Police-Guilderland Substation

861-5480 356-1501 456-1118

Fire Departments: (Non-emergency) Altamont Fort Hunter Guilderland Guilderland Center McKownville Voorheesville Westmere

861-8171 355-2434 456-5000 861-8871 489-4340 765-4048 456-5200

Post Offices: Altamont Guilderland Guilderland Center Stuyvesant Plaza

861-6953 456-1400 861-5090 438-0773

Schools: Altamont Elementary Christ the King School Guilderland Schools Transportation Guilderland District Administration Guilderland High School Farnsworth Middle School Guilderland Elementary Lynnwood Elementary Pine Bush Elementary St. Madeleine Sophie Westmere Elementary

861-8528 456-5400 861-6434 456-6200 861-8591 456-6010 869-0293 355-7930 357-2770 355-3080 456-3771

General Information: Albany Better Business Bureau 1-800-828-5000 Albany County Clerk’s Office 487-5100 Albany County Executive’s Office 447-7040 Altamont Fairgrounds 861-6671 Altamont Village Hall 861-8554 Guilderland Animal Control Officer 356-1501 Guilderland Animal Shelter 861-6855 Guilderland Chamber of Commerce 456-6611 Guilderland Highway Department 861-5108 Guilderland IDA 356-1980 Guilderland Interfaith Council 456-5410 or 355-3000 Guilderland Parks & Recreation Department 456-3150 Guilderland Performing Arts Center 456-8604 Nott Road Park 869-9884 Park Superintendent 456-8220 Summer Day Camp (Tawasentha) 456-3475 Town Pool 456-4446 Guilderland Public Library 456-2400 Guilderland Town Hall 356-1980 Guilderland Transfer Station 861-6776 Guilderland Water & Wastewater Management Dept.

456-6474 OurTowneGUILDERLAND.com

September 2013

37

MARK’S TREE SERVICE

“Don’t ask why we’re so low - Ask why they’re so high” STORM DAMAGE CLEANUP

SPECIAL

ANY WORK

%

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Done Before September 30th

MARK’S TREE SERVICE With this coupon. Must present coupon at time of Estimate. Exp. 09-30-13

A JOB FOR PROFESSIONALS

Tree Removal • Tree Trimming Bark Mulch • Firewood Tree removal can be a dangerous job when you don’t have the necessary skills and experience.

We’ve been providing a complete line of professional tree care services for over 30 years, so you can count on us to do the job right.

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Albany 518-489-1196 • 518-861-8566 Tree Service • 861-8566 • Ask for Mark • 861-8566 • Firewood 38

September 2013

OurTowneGUILDERLAND.com

WANT YOUR CAR IN THE GARAGE?

5% OFF ON ALL STOCK SHEDS & GAZEBOS exp.9/30/13

OurTowneGUILDERLAND.com

September 2013

39

PRESORTED STANDARD US POSTAGE PAID ALBANY, NY P Ùîã NÊ. 518

PRINT | WEB | DESIGN ourtowneguilderland.com STAR PLAZA - 2050 Western Ave, Suite 201 Guilderland NY 12084 To AdverƟse in the Our Towne Guilderland Monthly Shopper, Please Call (518)356-3898 DEADLINE- Last Friday of Each Month

Guilderland Market Update - August, 2013 YTD Total Listed

Number Sold

% Sold

Avg List Price

Avg Sale Price

Sale/List WƌŝĐĞ ZĂƟŽ

Avg Days On Market

% Expired

489

227

46.4%

$292,400

$287,900

98.4%

63

17.0%

dŽ ŐĞƚ ƚŽ ƚŚĞ ĐůŽƐŝŶŐ ƚĂďůĞ ƚŽĚĂLJ LJŽƵ ŶĞĞĚ Ă ƌĞĂůƚŽƌ ǁŚŽ ŝƐ Ă ƐŬŝůůĞĚ ŶĞŐŽƟĂƚŽƌ ǁŝƚŚ ƚŚĞ ĞdžƉĞƌŝĞŶĐĞ ĂŶĚ Ă ƉƌŽǀĞŶ ƚƌĂĐŬ ƌĞĐŽƌĚ ŽŶ LJŽƵƌ ƐŝĚĞ͘ tŝƚŚ ϴϮ ƚƌĂŶƐĂĐƟŽŶƐ ĂŶĚ Ă ϵϴ͘ϰй ƐĂůĞͬůŝƐƚ ƉƌŝĐĞ ƌĂƟŽ LJĞĂƌ ƚŽ ĚĂƚĞ ƚŚŝƐ LJĞĂƌ͖ ĂŶĚ ŽǀĞƌ ϮϭϬϬ ŚŽŵĞƐ ƐŽůĚ ĚƵƌŝŶŐ Ϯϳ LJĞĂƌƐ ŝŶ ƚŚĞ ďƵƐŝŶĞƐƐ͕ &ƌĂŝĚĂ sĂƌĂŚ ŚĂƐ ƐŽůĚ ŵŽƌĞ ŚŽŵĞƐ ŝŶ Albany County than any other realtor.

To check selling prices in your neighborhood, go to fraida.com and clicking “What’s Your Home Worth?”…or call us at 438-9302.

40

1414 Western Avenue, Guilderland • September 2013 OurTowneGUILDERLAND.com

Phone: 438-9302

•

email: fraida@fraida.com