Our Towne Guilderland - March '13

March 2013

“Feeding The Body and Soul” ™

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BERESFORD REMODELING COMPANY

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NOTES FROM TOWN HALL COMMUNITY EVENTS LOCAL INFORMATION GUILDERLAND BUSINESSES SPECIALS

the purchase of 2 dinner entrées for reservations made before 6 p.m. Bring this ad.

We would again like to thank you for your support.

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Home of the Month!

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Welcome home to this spectacular custom contempo orary on 8.44 acres. Impeccably maintained, WKLV VSDFLR RXV ÀRRU SODQ VKRZFDVHV DWWHQWLRQ WR GHWDLO throughou ut. Soaring 2 story living room with massive window ws to bring nature in! Bluestone walls in livin ng room, kitchen and master. Open master bed droom with master bath and soaking tub.

Hu uge cooks kitchen with cherry cabinets and ÀR RRU WR FHLOLQJ LQGRRU %%4 $EXQGDQW FORVHW sspace throughout. Minutes to lakes and Thatcher Park, this home has it all.

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William Coons Licensed Real Estate Salesperson

* 23 Years Experience * Serving the Capital Region and Surrounding Areas * Dedicated to Honesty and Integrity in the Service of My Clients

518-605-2442 wcoons@realtyusa.com

NMLS#29600 33/2013 Cred dit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms t and conditions are subject to change without notice.

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OurTowneGUILDERLAND.com

March 2013

3

notes from the SUPERVISOR’S OFFICE

5209 Western Ave, Guilderland • (518) 356-1980 • www.townofguilderland.org

M

arch is certainly a month of transition. While the calendar says that this is the month when we transition from winter to spring, and while sunny and warm weather is often seen during March, the Capital District has also experienced some of its most severe snowstorms during March.

In the event that we receive a late-season burst of winter weather, the Guilderland Highway Department will be fully prepared to keep the Town’s roads in the best possible condition, and our Parks and Recreation Department will be ready to offer cold-weather recreation activities such as snowshoeing, cross-country skiing, and sledding to residents if the weather is appropriate.

With Easter coming early this year, and the associated school holiday coming up, it is not too early for families in Guilderland to start thinking about and planning for summertime recreational opportunities for their children. Our Parks and Recreation Department is just about finished putting together the elements of their summertime recreation program for the children of Guilderland. The full 2013 brochure will be out in late March.

Registration for summer recreation programs and sports camps opens on April 1. Registrations can be processed on-line at www.guilderlandrec.com using Visa or Mastercard. We will also accept in-person registrations at the Guilderland Parks and Recreation Office on Route 146, across from Tawasentha Park, beginning on April 1. Our past experience has been that many of these programs are highly popular, and are enrolled at full capacity well in advance of the end of the school year, so if you know what program(s) work for your family, you should enroll in them as soon as possible.

A relatively new activity that has become wildly popular with residents of Guilderland and the entire Capital District is MudMania, the recreational event where getting wet and muddy is very much a part of the routine. This year’s events will include several different races for various age groups and skill levels.

It will be held on Saturday, June 15, and the net proceeds of the event will be used in full to help upgrade the equipment and facility at the Tawasentha Park Children’s Playground. More information and on-line registration is available at www.guilderlandrec.com. Please call the Parks Department Office at 456-3150 if you have questions.

As I have mentioned before in this column, the latter part of winter tends to be a pretty quiet time of year here in Guilderland. While we can’t let our guard down against a late bit of winter, most of our attention is focused on the upcoming spring season. Some new building projects are gearing up to start this spring, people will be getting ready to plant gardens and flowers, our Town ball fields and Western Turnpike Golf Course will be springing back into action, and the longer days and warmer weather will be appreciated by just about everyone. As you enjoy the weather, be sure to travel safely.

Kenneth Runion, Town Supervisor

JUST TELL THEM,

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Visit us 24/7 on the Web at delmarplace.com Delmar, NY | 434 - HOME (4663)

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March 2013

OurTowneGUILDERLAND.com

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March 2013

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message from the

CHAMBER OF COMMERCE

2050 Western Ave, Guilderland â&#x20AC;˘ (518) 456-6611 www.guilderlandchamber.com

M

arch brings Spring, and with that, lots of projects at home for you and at the chamber for us. The melting snow and longer days always reveal winter damage and clean up, though! Look through this issue carefully and use your local contractors, landscapers, etc for your home improvement needs.

At the chamber, we have some projects being unveiled this march as well. We are reprinting our map of Guilderland, and adding Altamont and Voorheesville to the other side too. We have distributed 20,000 maps since we started doing them in 2005, so donâ&#x20AC;&#x2122;t believe it when people say maps are a thing of the past! Advertising space is available on both sides of the maps, you can call the chamber for details.

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The Recovery Room at Hamilton Square is finally opening, tentatively March 19, and we will be helping them with a grand opening as well. I canâ&#x20AC;&#x2122;t wait! And Dave and Busters and Texas de Brazil are soon to follow at Crossgates!

We also have a business expo that is for everyone in town in addition to chamber members! Wednesday March 20-we coordinate a Business to Business Expo at the Best Western Sovereign, 1228 Western Ave-4:30-7 pm- â&#x20AC;&#x201C;non-vendors-$150 a table-Bring your products or information and mix and mingle with attendees and local businesses alike! We only have space for 32 vendors, so get your table NOW for only $150! Cash bar, refreshments served, and door prizes. $10 admission includes non-alcoholic beverages. www. guilderlandchamber.com/calendar.html to register.

I am looking forward to Spring, but know it means a lot of running around, and as I have said before, make your running around easier by shopping and contracting local! I know I will.

Kathy Burbank, President Offering full service custom window treatments, shades, bedding, pillows, shower curtains, cushions, table runners and more...

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Whether you are completing your new home or freshening up your existing home call for a free in--home consultation. www.classicdraperydesigns.com 6

March 2013

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March 2013

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Guilderland Chamber of Commerce

BUSINESS TO BUSINESS EXPO Wednesday, March 20 4:30-7:00PM at the Best Western Sovereign 1228 Western Avenue $10 Admission and Door Prizes! includes food and non-alcoholic beverages

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Q& Beresford A Remodeling Company with Jon Beresford

Q. How long have you been in the remodeling business and what got you started?

A. I started Beresford Remodeling Co. in 1988 but, actually, I had been doing a lot of remodeling for myself a number of years earlier when I converted several large buildings on our family farm into a cross-country ski lodge with a restaurant and some hotel facilities.

Along with learning a great deal about construction and remodeling, I found out that I got a great deal of personal satisfaction from those accomplishments. This led me, later, to start my own remodeling business where I was glad to find out that by applying that same level of dedication and standards in doing work for others I could get that same feeling of personal satisfaction.

Q. Who are your customers and what areas do you cover with your business?

A. First of all, I like to consider the people that I work for as my clients. The distinction may be subtle, but I try to develop long lasting relationships in which my clients are confident that I am looking out for their best interests. . I feel that it is part of my job to assist them in whatever way I can using the benefit of my experience. Now, to answer your question. My clients are homeowners who reside primarily in the towns of Guilderland ,New Scotland, Knox, and Berne. They come from all walks of life and range in age from their 30’s to their 70’s.

They are people who understand the value of quality workmanship and are not just looking for the least expensive way to get something done. Many of them have been my clients for many years. I’ve seen their preschoolers go off to college and their puppies have puppies and then gracefully get older.

Q. How would describe the types of projects that you take on?

A. They include a full range of remodeling projects. Certainly kitchen and bathroom remodels are popular. We, also, remodel basements, build decks and porches , install wood siding, and have done a number of major structural renovations where interior walls have been moved or removed and new rooms have been created. We have been working largely on older homes, some of which have dated as far back as the 1700’s and we also work on homes that are much newer, of course Q. How many people work for your company?

A. That varies depending on the size and scope of the job and any deadlines that may need to be met. We have a small work force that always includes myself and generally any where from one to four or five others. We only do one project at a time and work on it exclusively until it is completed. Occasionally, on a large job, I have hired trusted sub contractors to help with a specific task, but I am still always on the jobsite every day.

Q. It sounds as though you are quite dedicated to your work.

A. Yes. I enjoy what I do very much and get a great deal of satisfaction out of creating something that I can be proud of and, of course at the same time, make the homeowners proud of their investment.

Q. What are some of the projects that you have done that you are most proud of ?

A. It’s hard to pick out just a few. Over the years there have been many kitchen and bathroom remodels that I have been very proud of. But, I would certainly have to include one in which I designed and constructed 28 raised panel kitchen cabinet doors starting with rough cut lumber that came from the client’s own property. Another fun project included building a large deck that backed up against a steep bank. We built a set of steps going up the center of the bank and on each side raised garden boxes with plank walkways between the different levels. The client, now, grows vegetables and herbs that are easy to tend and harvest right outside her kitchen door. In another great project, we completely renovated and remodeled an old farmhouse converting it into a period bed and breakfast.

There was a great deal of custom woodworking involved along with some interesting tin work. Just this past summer, we put in a new bathroom in a space that was very challenging and it came out beautifully. We also remodeled a sun room putting 1x4 tongue and v-grooved cedar on all the walls as well as the complex ceiling which reflected the shape of the hip roof above it. I have, also, designed and made several fireplace mantels that I am very proud of along with a lot of custom moldings and ,even, some free standing pieces like bookcases, a media center, and a functioning reproduction of an antique cider press.

Q. How long have some of your clients actually been with you?

A. Many of our clients have been with us for over 10 years and have had us return to take on 5 or more different projects since the beginning of our relationship and, actually, I have been doing different renovations for several homeowners for over 15 years.

Q. With all this repeat business, do you have any openings to take on new clients?

A. Yes. I am always looking to tackle new projects and develop new relationships. I have a couple of outside jobs that I am committed to do later this year but, at the moment, I’m not that busy. I would be delighted to meet with any new prospective clients to discuss with them whatever project they might have in mind and find out whether or not we can be of any service to them. I can be reached at 861-3611 or via e-mail at jon.beresford@yahoo.com.

OurTowneGUILDERLAND.com

March 2013

11

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13

Q& A Keys To Fun with Scott Watson

1 Charles Blvd., Guilderland, NY • (518) 862-2233

Q. What year did your music education program for adults 50+ start?

A. The Keys to Fun® program started 17 years ago by its founder Lou Lansing and is continued by qualified instructors in four states.

Q. Where are you located and were you always in the same location?

A. We are now located at 1 Charles Blvd., 1.9 miles from Crossgates Mall. Our teaching facility is over 5,000 sq. ft. with two main teaching rooms and 4 private lesson rooms.

Q. Do you teach children?

A. No we only teach adults 50 and over. All of our instructors are specially certified to teach mature adults.

Q. When did you get into the business?

A. I started in the business in 1996 and am the current President of Keys to Fun. Q. Do you have many regular students? Is there anything specific that they are always coming in for?

A. We have over 200 students attending classes and our students come in to see us once a week for classes and sometimes twice when they have a scheduled private lesson. They come in for small group music lessons on the piano, organ and/or keyboard.

Q. Are you known for anything special?

A. Our specialty is teaching to mature adults age 50+, in fact we just celebrated a birthday with a customer who just turned 91. We are known for taking someone who has never played a musical instrument, can’t read music or “carry a tune in a bucket” to love and enjoy making the kind of music that they love in a way that they can accomplish with great success.

Q. What hours are you open?

A. We are open most days from 10-5, but we also offer classes in the evening and teach until 8:00.

Q. What do you love most about the business?

A. All the instructors and I love working with adults and teaching them to play a musical instrument and teach them to fall in love with music all over again. They get to play their music, their way… It is a lot of fun.

Q. What do you think is your biggest challenge with the business?

A. Convincing people to start is the biggest challenge. Most adults feel they are too old, not dexterous enough, or have no musical ability.

I have one student who started when he was 72 and is now 83. He 14

March 2013

OurTowneGUILDERLAND.com

was told he had a “tin ear” and that he should never try to sing or play music. He now enjoys making music and playing in retirement centers bringing them the music that they love.

Q. Are their health benefits from being involved in the KEYS TO FUN® program?

A. There have been countless studies that have shown the benefits to learning a musical instrument but there is one that is specific to the type of program we teach. The Music Making and Wellness Project headed by Dr. Fredrick Tims of the Michigan State Music Therapy department assembled a multidisciplinary team of researchers from various universities throughout the United States and Sweden. The study was projected over a five-year span. Phase I was a preliminary trial that took place from January 1996 to September 1997 at Music Centers in Clearwater, Florida. In this phase, 80 subjects were divided into two groups: the experimental group took weekly organ/keyboard lessons of varying levels, whereas the control group did not. All participants were asked to complete written wellness inventory tests to assess general physical health and self-perception of their mental states. The data were collected over 50 weeks: blood tests were taken and participants completed written survey tests every 10 weeks.

The research results were positive. Anxiety, depression and perception of loneliness all decreased for those taking music lessons, while very little change occurred for members of the control group.

Most significant in the study was that the blood tests of those taking lessons indicated a 90 percent increase during the test period in levels of Human Growth Hormone (hGH), which normally decreases at a rapid rate as one ages. Higher hGH levels will increase energy, while decreasing the occurrence rate of illnesses related to aging. Those not taking lessons showed very little change in hGH levels during the same time frame.

Q. When do classes start?

A. We start classes a couple of times through out the year and will be beginning classes in the very near future. We teach both day and evening classes through out the week.

Capital Northeast Martial Arts Confidence from Achievement Respect from Courtesy Discipline from Self-control If these are traits that you would like to see infused in your child in a fun & safe, while physically and mentally stimulating, environment Call us at 518-452-3065 to get started with our

One Month Trial Program for $45, includes one private lesson & uniform Westmere Plaza * 1811 Western Ave., Guilderland, NY www.capitalnemarƟalarts.com * 518-452-3065 Space sƟll available starƟng at 4 years old OurTowneGUILDERLAND.com

March 2013

15

Steven J. Oshins, D.D.S. ³<RXU )ULHQGO\ 1HLJKERUKRRG 'HQWLVW´ :RUNLQJ ZLWK NLGV DQG DGXOWV RI DOO DJHV

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March 2013

OurTowneGUILDERLAND.com

Cooper Lare Update . . .

Wow! We are 14 weeks into Cooperâ&#x20AC;&#x2122;s Journey! I would like to say that time has flown by . . . and actually now, looking back, it feels like it has in some ways. Cooper is making super progress along the way! He continues to be such a bright light. Despite some complications with nausea and diarrhea, a nasty visit from the â&#x20AC;&#x153;stomach bugâ&#x20AC;?, and a couple of respiratory problems, for the most part he is handling everything well. He continues to amaze us each day as he maintains his sense of humor and good nature.

Today, February 22, will be Coopers LAST radiation treatment! It is hard to believe that the Radiation Chapter of this journey will be done! We will be having a Radiation Celebration tonight complete with cupcakes and balloons!

We continue to be truly amazed by the outpouring of support from our family, friends and complete strangers that have now become part of â&#x20AC;&#x153;Team Cooperâ&#x20AC;?. The cards, thoughts, prayers, donations, meals and support from all of you has been such an inspiration to us! We will never forget the kindness and compassion that you have shown us during this time.

Please continue to keep Cooper and his family in your thoughts and prayers as he continues along his journey with Chemotherapy treatments until October. We are all looking forward to Cooperâ&#x20AC;&#x2122;s â&#x20AC;&#x153;Cancer Freeâ&#x20AC;? announcement!

Thank You, Mimi (Sue Spiak)

April 13thâ&#x20AC;&#x201D;Fundraiser at Guilderland Fire Department ($20/pp includes beer/wine/soda, food. There will be a 50/50 as well as some fantastic door prize raffles.

The Guilderland Spring Real Estate Market is starting Early this Year!

Guilderland, NY- It seems like everyone today has questions about the current state of the Guilderland real estate market. How are values?

Are homes selling? How long will it take to sell my home? These are questions that I hear almost every day. When I started in the business almost 20 years ago, a real estate agent’s primary evaluation tool was a CMA or Comparative Market Analysis. Using this method an agent would evaluate prior closed, pending, and active listing in an area to derive an estimated value for a property. This method is still used by many agents today. However, to really know what is going on in a real estate market in general, a more detailed statistical analysis is required.

Based on recent Multiple Listing Service Data here is what is happening in Guilderland as of the end of February. There are roughly 98 single family homes listed for sale with an average list price of $326,381. So far in 2013, 44 single family existing homes have been sold in Guilderland for an average sale price of $235,183 and an average marketing time of about 73 days. Homes priced correctly are selling for about 96% of list price on average. At the current absorption rate there is only about a 4 month supply of homes on the market. This is showing a trending shift from what has been 6 years of a buyer’s market to a seller’s market. Time will tell if the trend continues. However, with low home inventory and historic low mortgage rates it appears we may be at the end of market decline that started in 2007.

We are seeing multiple offers on real estate again and quality homes that are priced correctly are in demand. Homes selling over listing price because of buyers bidding the price up are starting to occur as well. In the past week we have received full price offers and offers over listing price on two of our listings. The bottom line is home inventory in Guilderland is likely at the low point for the year. The spring selling season has started earlier than usual and likely shows the beginning of an upward market trend. If you are considering selling your home now is the time to take action to take advantage of the rapidly changing market conditions. We have a list of buyers looking in Guilderland, many without homes to sell and ready to move quickly.

In response to various information requests, we have recently added a free online real estate market snapshot that can be customized using current up to date Multiple Listing Service Data.

If you want to know that is happening in your Guilderland neighborhood visit us at www.guilderlandmarkettrends.com This site will give you a free analysis of what homes in your neighborhood are actually selling for as well as information such as days on the market for specific homes. If you don’t have Internet access or f you need help interpreting your free report please call us!

Kevin Clancy has been providing real estate appraisal and brokerage services in the Capital District for the past 18 years. A NYS real estate broker, general certified real estate appraiser, and best selling author, Kevin received an undergraduate degree in marketing from Siena College and an MBA from the University at Albany. He resides in Altamont with his wife and two daughters. Kevin can be reached in the office at 518-861-7016.

www.ClancyRealEstate.com

OurTowneGUILDERLAND.com

March 2013

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KIDS, SPORTS AND CHIROPRACTIC-PART I By: Dr. Kim Keeling

O

ne of my favorite things I hear come out of my kids mouth is “Mom, can you adjust me?” I have noticed they tend to ask to be adjusted after taking a few tumbles down the sled or ski hill, waking with neck or back stiffness, transitions with sports or when they are not feeling well. It may sound silly coming from a 5 and 7 year old, but for me it is a great accomplishment. My children have learned the benefits of chiropractic care and they literally can feel the difference. I often hear my adult patients ask about the kids they see in the office and ask “Do you adjust kids too?” or say “I didn’t know you could work with kids”. My answer is short and simple “Yes, they have spines too.”

I have been going to a chiropractor for as long as I can remember. I grew up on a dairy farm in Wisconsin and with the physical demands of farming; the entire family would get adjusted. It would be some crazy injury like having a bale of hay fall on our back or neck, getting kicked by a cow or the long hours of harvest that would lead to back or neck injuries. My mom would also take us to the chiropractor when we were sick or if we got hurt in sports. She would usually have to take us to the medical doctor first to make sure nothing was broken and then literally drive right over to the chiropractor to get everything put back together. My father had asthma and he would get great relief from getting chiropractic adjustments. It was all these positive experiences that I had as a young child that lead me to choose my career.

So why do kids need to be adjusted? At birth, a child’s spine is a single curve, shaped like a C. As they grow, the neck muscles gradually become stronger and help the infant to hold up their head. This is the beginning of development of the cervical curve in the neck. When the infant begins walking the

lumbar curve, or low back, develops. There are four main times that I recommend for infants to be evaluated: birth and milestones of sitting, crawling and walking. In adults, we know the anatomy of a healthy spine includes the natural curves. These create strength and delay arthritis development due to decreased abnormal stresses. It is so important to have this evaluated at an early age so it can be monitored throughout childhood. There are many non-spinal health conditions that also benefit infants and children to get adjusted.

A few that I see most often are ear infections, acid reflux, colic, asthma, difficultly with nursing, torticollis and constipation.

Once children begin school their activities change. They are transitioning from being freely moveable to sitting for many hours per day. Sitting creates tremendous stress on the spine and especially the discs. As parents, we all have told our children to “sit up straight” a time or two. This constant postural stress can lead to lifelong back discomfort and abnormal development. In addition, postural imbalances can lead to poor shoulder mechanics and injury when it comes to overhand sports such as baseball, volleyball, tennis and swimming to name a few. I can’t tell you how many parents that have brought their children in to be evaluated because they suddenly notice an abnormal curve in their child’s spine. It is often discovered in the start of summer when they see their child in a bathing suit. An abnormal lateral curve of the spine is called scoliosis. It is often found in girls between the ages of 10 and 16.

Chiropractic care including postural exercise are very beneficial at managing scoliosis.

Children are also beginning new sports, activities and lugging back packs that are much heavier than they should be. Did you know that a backpack should never weigh more than 10% of your child’s weight? So a

50 pound child’s backpack should not weigh more than 5 pounds. Well, when you add the lunch box, thermos, a few library books, the backpack itself and a winter coat together, that is quite a bit of weight for their little backs.

So how exactly do I adjust an infant or a child? Many adults have a phobia of chiropractors and would never dream of taking their child to one. If I thought for one second that I would ever harm my own children by adjusting them, I would never do it to someone else’s child. Techniques used on babies are very gentle and are often merely holding pressure points, working on range of motion and massage-like soft tissue work. I will often use an adjusting tool called an Arthrostim that vibrates at very light pressure to mobilize spinal segments or another gentle light touch technique call Craniosacral therapy. This particular technique is one my son loves right before bed because it is very relaxing and gives him a great night sleep.

To learn more about pediatric chiropractic care, I recommend visiting this website. www.icpa4kids.org.

If you are interested in starting your child on their journey to a healthy spine, we would be happy to be a part of your healthcare team. As always, you can call the Sports & Spinal Wellness Center for a free consultation at 518-869-3415. Please visit our website for more information at www. sportsandspinalwellness.com.

Part II of Kids, Sports, and Chiropractic will appear in the May issue. I will be highlighting motor development in kids, overuse injuries and strength & conditioning in the off season.

Dr. Kim Keeling resides in Guilderland with husband, Mark, and two children,Tristan and Taylor. She graduated from Northwestern Health Sciences University in Bloomington, MN. She has been a Certified Chiropractic Sports Physician for eight years.

SPORTS & SPINAL WELLNESS CENTER 2021 Western Ave, Guilderland • (518) 869-3415 • www.sportsandspinalwellness.com OurTowneGUILDERLAND.com

March 2013

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!CLEANING SPRING :AGAIN YEAR OF TIME THAT IT’S… !CLEANING SPRING :AGAIN YEAR OF TIME THAT IT’S…Backwards or forwards, March (and the somewhat warmer weather) can breathe some fresh air into your actually getting to at least one of your New Year’s resolutions: !ORDER IN HOUSE YOUR GETTING It’s important to get organized and stay organized. Keep in mind how great you will feel once you unburden yourself.

Still collecting old dusty baskets for Aunt Mary? Is cousin Dave really going to fix that old lawn mower? Do you think your friend Nancy from work really needs another box of romance novels? Some ideas for making the process easier: 1. Separate your unwanted items into 4 groups: household garbage, useful items to donate like clothing, recyclables (scrap metal, electronics, glass, plastic, paper) and junk (broken stuff, old furniture, wood, etc.).

2. Start with one room like the kitchen which will go fast and provide instant satisfaction.

WINTER SPECIAL

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3. Make some easy decisions-If you’re not using something, get rid of it. Don’t plan for 10 years down the road when you “might” need it-trust me, when you finally get around to using (fill in the blank) it will be inevitable it was broken the whole time or you are missing half the pieces.

4. Let go of sentimentality. Now I am not going to throw away my wedding album even though I have only looked at it once in 10 years, but that pile of my old college and high school newsletters is kind of useless. Ditto the toys in the garage only the squirrels play with, since your kids are in college now.

We can help. Scrapster is family owned local business which provides a NO COST scrap metal and appliance pick up and removal service. We also offer LOW COST junk removal and clean outs. Everything is properly recycled, disposed of or donated. We are convenient, reliable, insured, and we do all the work. Give us a call today at (518) 505-5055 or visit our website at www.scrapster.com.

from TABAK & KIOSSE, LLP 100 Great Oaks Boulevard, Suite 122, Albany NY 12203 • (518) 464-4095 • www.tklawllp.com

WHO GETS THE HOUSE? Many unmarried couples buy homes together. When making what is generally the largest investment in one’s life, most people do not take into account consideration what will happen if the couple breaks up, or when one of them dies.

For unmarried couples, title to real property can be held in several different ways: 1.

Joint Tenants with Right of Survivorship: This means that the couple owns the house by the “whole” and when one person dies, the other person automatically owns the house.

2.

Tenants in Common: This means that the couple owns the property by the “part” and not by the whole. Each party can leave his or her share upon death to whomever they choose. Further, if the couple break up each owns his/her share.

While owning property as Joint Tenants is wonderful if your only concern is dying, it becomes much messier if the couple breaks up.

If the property is owned by the whole, there is no easy way to sever the shares. While a partition action can be brought (NY RPAPL Art. 9), it is a difficult and expensive proceeding, but if successful forces the severing of the tenancy and the sale of the property.

Tenants in Common is often a good method to own property if you want to leave your share to someone upon your death (it can be your partner), or, in the event of a breakup, you want to sell your share.

While this makes it easier to divide the property, how many of us are going to want to be roommates with your ex? It is important that the deed specifically states what percent each person owns (is it equal or unequal?).

However, how you hold title does not address issues such as recoupment of down payments, closing costs, or how the costs will be shared during the time that you own it.

The best and simplest way to address all of these issues is to have a partnership agreement. You would not go into a transaction with a business partner without this type of agreement, and yet, most people are willy- nilly about addressing these issues with a loved one.

A partnership agreement can include who is paying what expenses ; addressing what happens to the house in the event of a dissolution of the relationship- recouping closing costs and down payments ; who will live in the house upon a breakup, and how expenses will be shared while the property is on the market for sale.

If an unmarried couple buys a home together and at some point marries, the partnership agreement can continue or be amended. If a home is titled to “me” before the marriage, it does not automatically become “ours” when we marry, or vice versa.

While we all hope for the best, we always need to prepare for the worst (a breakup) or the inevitable (passing away). It is always wise to prepare for the worst case scenario which is why we stock pile disaster kits, buy insurance, and take other measures to protect ourselves and our loved ones.

Margaret C. Tabak is a partner at Tabak & Kiosse, LLP, a law firm located in Great Oaks Office Park (near Crossgates Mall). Along with her partner (Leyla A. Kiosse), Attorney Tabak counsels clients on all matters related to matrimonial and family law. A resident of Guilderland for more than 20 years, Margaret received her undergraduate degree from SUNY Albany and her law degree from Albany Law School. If you have questions about a matrimonial or family law issue, contact Attorney Tabak for a consultation by calling 464-4095 or visiting the firm’s website, www.tklawllp.com.

OurTowneGUILDERLAND.com

March 2013

21

GUILDERHAVEN, INC March on over and Adopt a Pet!

San Tan Duffer is a 3 year old fawn female from Florida. She is very active, loves to run in the enclosed yard. San Tan is good with cats. She walks well on leash, good in car, and is very good with other dogs! Please contact Pat at 768-2579 for more information.

Sophia is a sweet 3 year old brown tiger female that loves to be around people. She is up-to-date on all vaccinations, and has tested negative for Felv/FIV. Sophia is happy in her current foster home but a little fearful of the other cats. She does love to play and will try to get you to play with her. If you are looking for a cat that is loving and gentle, you have found her! Call Laurie at 518 461-0251 or email brightsky@nycap.rr.com

Charlie is a 5 year-old male cockerspaniel. He is neutered, up-to-date on all vaccinations and weighs 35 pounds.

Charlie is a very sweet dogs, loves to play with his toous, and loves to be petted!

Great with other dogs as well. What are you waiting for? Call Milena at 867-2766 or email milena.carrese@gmail.com.

FOUND neutered male Llassa Apso on Furman Street in Schenectady on February 18, 2013. Please contact Mohawk and Hudson River Humane Society at 518 434-8128 for information.

Upcoming Event!!! Antique Appraisal fundraiser that will take place on April 27, 2013. We will have about six appraisers available to appraise your antiques. Up to three items allowed. Please contact Sue at (518) 861-6861 for more information. Time and place has not been determined as of this printing.

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Daniel Bauer is a principal and Vice President of AllSquare Wealth Management, LLC. AllSquare Wealth works with each of our clients to develop an Investment Policy Statement, which includes a target allocation to various asset classes, including foreign stocks.

AllSquare Wealth Management, LLC is a registered investment advisor headquartered in Guilderland, NY. AllSquare Wealth offers financial planning, investment management, and risk management services to clients located in the Capital Region and beyond.

AllSquare Wealth Management, LLC is an SEC-registered Investment Advisory Firm. Securities offered through a non-affiliated firm, Spire Securities, LLC, member FINRA/SIPC. OurTowneGUILDERLAND.com

March 2013

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March is Self Publisher and Small Press Month Featured books from the Guilderland Public Library - Barbara Nichols Randall Director

Haunted Warren County by David J. Pitkin. Aurora Publications, 2012. -- Nonfiction Warren County is one of the oldest of New York’s State’s counties.

Its history is ancient Indian life & lore followed by invading European armies that turned on one another in a Revolutionary War. Those struggles were followed by lumbering, mining and transportation interests, which awakened urban vacationers’ interests in the beauty of unspoiled wilderness. Many legends sprang forth from those adventurers, and a good number of those who remained troubled by their Adirondack struggles have been slow to move on. Everyday spirits have remained behind--still working out the undone work of ended lives. The author has identified many of them and, many times, the cause of their hanging on.

Perseus by Richard Matturro; drawings by Mary Trevor Thomas. Livingston Press, 2010. -- Fiction Perseus is the dashing hero who saved the princess Andromeda from the sea serpent and slew Medusa, the snake-haired monster who could turn men to stone with a single glance. But few know the real story. In this contemporary take on the ancient myth, Perseus is an awkward youth who stumbles his way into a heroic adventure he never wanted.

Helderberg Hilltowns by John Elberfeld and Jane McLean. Arcadia Publishing, 2012. -- Nonfiction Helderberg Hilltowns takes the reader back to 1880 through 1950, a time of one-room schoolhouses, church socials, barn raisings, haying with draft horses, bobsledding parties, family reunions, and rocking chairs on the veranda.

Integrating Delmar 1957: the Story of a Friendship by Margaret B. Cunningham and Arlen R. Westbrook selfpublished, 2011. – Nonfiction When Arlen Westbrook and her husband rented their modest ranch house on Herrick Avenue in Delmar in 1957 to the Cunningham family, their neighbors in this affluent community were aghast.

The Cunninghams were black and Delmar was white at the time.

Margaret Cunningham and Arlen Westbrook recount the nasty reaction that made them social outcasts and how they bonded as a result of this racism.

Blue Moonlight by Vincent Zandri. Thomas & Mercer, 2012. -- Fiction Private Investigator Dick Moonlight returns to chase down a cop gone bad in the next installment of author Vincent Zandri’s clever and cunning Moonlight series. Dick Moonlight is a private investigator who has survived a suicide attempt that left a bullet fragment lodged in his brain. The side effects are memory loss and the occasional blackout, usually in the midst of a stressful situation.

T This is a gritty story, reminiscent of the hardb boiled novels of Dashiell Hammett and Mickey SSpillane, but with modern-day sensibilities. While ddark, there is quite a bit of zany humor that lilightens the story.

L Lake Effect: tales of large lakes, arctic winds, aand recurrent snows by Mark S. Monmonier.

S Syracuse University. Press, 2012. -- Nonfiction B Blending meteorological history with the history o of scientific cartography, Monmonier charts the p phenomenon of lake-effect snow and explores the ssocietal impacts of extreme weather. Along the way, he introduces readers to natural philosophers who gradually identified this distinctive weather pattern, to tales of communities adapting to notoriously disruptive storms, and to some of the snowiest regions of the country.

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Moving effortlessly from atmospheric science to anecdotes, Monmonier offers a richly detailed account of a type of weather that has long been misunderstood. Residents of lakeeffect regions, history buffs, and weather junkies alike will relish this entertaining and informative book.

from GUILDERLAND MARTIAL ARTS

2563 Western Ave, Guilderland • (518) 690-1269 • www.guilderlandmartialarts.com

EVALUATION LEADS TO CHARACTER DEVELOPMENT

T

his past weekend I took a course to become a certified referee. Now I can be a judge in Taekwondo floor exercise competitions. I took the course to increase my knowledge to better help my students with the details of Taekwondo movements and to help myself become better at the moves as well. I started to think about the fact that everyone is judged. It is not just performers and competitors who are evaluated.

Everyone at some point or another is evaluated. It is one of the common experiences that all humans share.

Whether formal or informal, public or private, family or institution; everyone is under the looking glass.

This is one of the reasons that I love Taekwondo and I love competition. It is a sport in which we progress at our own pace, by evaluation through a very well structured system of belts. We practice being on the spot and getting judged. We learn to cope with the pressure of the preparedness necessary to perform successfully and the character to cope with disappointment. We practice the character that drives perseverance and gives focus on attention to detail.

Everything we do in Taekwondo affects our everyday lives and makes us better at what we do, because we approach everyday tasks is the same focus and discipline.

As soon as we are born someone checks us and evaluates our physical condition. After that moment it is almost constant judging. We are judged by peers to fit in where we belong, we are judged by family to act in a way that they approve and teach, we take tests in school and get periodic evaluations at work. All cultures, everywhere, everyone.

So what are we to do about it?

In a few weeks I will take a team of students to the New York State Championships. I know that some of us will go on to the National Championships. I am so proud of them for putting themselves out there for judgment and for showing the character to prepare properly. Next month I will dedicate this space to those successful students, as I always do. Wish us luck!

If you do the things that you do with a great attitude and with great character, it is easy. Just do your thing as best you can and let the evaluators do their thing. Everything will be fine, because you always try your best, you always persevere and you always are prepared. It is typically when we are unprepared that we are the most nervous. The key is to be prepared and to relax and let it all flow. If things do not go your way, then it is time to relax even more. This is very hard for all of us.

Master Rice owns Guilderland Martial Arts and holds a 5th degree Black Belt in Taekwondo.

Master Rice is also a Math teacher at Guilderland High School. Guilderland Martial Arts offers classes starting at age 4 as well as an afterschool program and summer camps.

For more information please call 690-1269.

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Robert J. Nuttall Robert J. Nuttall

Important Numbers Emergencies POISON CONTROL

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C O N T R A C T I N G Serving Guilderland since 1980

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Ambulances: Voorheesville Area Western Turnpike Rescue Squad - Centre Drive Western Turnpike Rescue Squad - Carman Road

765-2344 456-3600 456-5144

Police: (Non-emergency) Altamont Police Department Guilderland Police Department New York State Police-Guilderland Substation

861-5480 356-1501 456-1118

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Post Offices: Altamont Guilderland Guilderland Center Stuyvesant Plaza

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General Information: Albany Better Business Bureau 1-800-828-5000 Albany County Clerkâ&#x20AC;&#x2122;s Office 487-5100 Albany County Executiveâ&#x20AC;&#x2122;s Office 447-7040 Altamont Fairgrounds 861-6671 Altamont Village Hall 861-8554 Guilderland Animal Control Officer 356-1501 Guilderland Animal Shelter 861-6855 Guilderland Chamber of Commerce 456-6611 Guilderland Highway Department 861-5108 Guilderland IDA 356-1980 Guilderland Interfaith Council 456-5410 or 355-3000 Guilderland Parks & Recreation Department 456-3150 Guilderland Performing Arts Center 456-8604 Nott Road Park 869-9884 Park Superintendent 456-8220 Summer Day Camp (Tawasentha) 456-3475 Town Pool 456-4446 Guilderland Public Library 456-2400 Guilderland Town Hall 356-1980 Guilderland Transfer Station 861-6776 Guilderland Water & Wastewater Management Dept.

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PRESORTED STANDARD US POSTAGE PAID ALBANY, NY P Ùîã NÊ. 518

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Recent Guilderland Transactions by Fraida Varah Real Estate Group ϲϯϯ sĂŶĚĞƌůLJŶ >ĂŶĞ ϰϮϲ WŝŶŬƐƚĞƌ >ĂŶĞ Ϯϭϵ >ŽŶŐŚŽƵƐĞ >ĂŶĞ

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ƌĞĐŽƌĚ ŽŶ LJŽƵƌ ƐŝĚĞ͘ tŝƚŚ ϵϰ ƚƌĂŶƐĂĐƟŽŶƐ͕ ϵϴ͘Ϯй ƐĂůĞͬůŝƐƚ ƉƌŝĐĞ ƌĂƟŽ ĂŶĚ ĂŶ ĂǀĞƌĂŐĞ ŽĨ ϱϬ ĚĂLJƐ ŽŶ ƚŚĞ ŵĂƌŬĞƚ ŝŶ ϮϬϭϮ͖ ĂŶĚ ŽǀĞƌ ϮϭϬϬ ŚŽŵĞƐ ƐŽůĚ ĚƵƌŝŶŐ Ϯϲ LJĞĂƌƐ ŝŶ ƚŚĞ ďƵƐŝŶĞƐƐ͕

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