2008 - July - Osceola ReVIEW

ReVIEW

July 2008

:clY_flj\ Xk K\iiXCXi^fJD

PFLI 8M8K8I 8;M8EK8><

LG KF -

:FDD@JJ@FE FE <8ICP ;<C@M<IP ?FD<J =fi X c`d`k\[ k`d\ fecp% =cfi`[X I\Xckfij Fecp%

8mXkXi Xk Gf`eZ`XeX >Xi[\e :fcc\Zk`fe :fddle`kp J\i`\j +// 8ZXZ`X Ki\\ NXp# Gf`eZ`XeX# =C *+.,/ K\c\g_fe\1 +'.%0*,%0''- - :fdd`jj`fe fe <Xicp ;\c`m\ip ?fd\j `e k_\ :fddle`kp J\i`\j - :fdd`jj`fe fe <Xicp ;\c`m\ip ?fd\j `e k_\ >Xi[\e :fcc\Zk`fe 9\ccXcX^fJD s @jc\j f] 9\ccXcX^fJD ())' CX^f M`jkX :k# B`jj`dd\\# =C *+.+- K\c\g_fe\1 +'.%0**%.'(0 - :fdd`jj`fe fe <Xicp ;\c`m\ip ?fd\j

M`j`k kf[Xp ]fi \oZclj`m\ Zfddle`kp gifdfk`fej ]fi pfli gliZ_Xj\ij%

Jfc`m`kX $ 8Zk`m\ 8[lck :fddle`kp *0, M`ccX^\ ;i`m\# Gf`eZ`XeX# =C *+.,0 K\c\g_fe\1 /''%,0)%-'00 +$- :fdd`jj`fe fe JXc\j K\iiXCXi^fJD (.., Jc\\gp ?`cc IfX[# CXb\cXe[# =C **/(' K\c\g_fe\1 /-*%/(-%(,'* + :fdd`jj`fe fe Kf$9\$9l`ck ?fd\j Xe[ - fe <Xicp ;\c`m\ip ?fd\j

9ifb\i :ffg\iXk`fe NXidcp N\cZfd\[

AvatarHomes.com

900 Town Center Drive, Poinciana, FL 34759

;@J:FM<I 8E 8M8K8I :FDDLE@KP =FI PFLIJ<C= Ç M@J@K 8M8K8I?FD<J%:FD 9<CC8C8>FJD s @JC<J F= 9<CC8C8>FJD s GF@E:@8E8 s I@F I@:F s JFC@M@K8 s K<II8C8I>FJD Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions which include use of designated lenders, title companies and closing agents. Offer good for a limited time only. Developer may change home design, materials, features, amenities, method of construction, prices, and promotions at any time. Developer also reserves the right to withdraw any offer without notice. Availability subject to change. Ownership of a home will require the payment of additional fees, including association assessments and mandatory club dues. Association assessments and mandatory club dues are subject to change from time to time. Please review all documents carefully to determine fees associated with home ownership.

Golf facilities are privately owned and operated and membership and additional fees for golf required. Purchase of a home does not grant any use of or access to the golf club or golf facilities. Offers are product and community specific and may not be combined. See your sales person for details. Values on special offers are approximate. Pursuant to the Fair Housing Act, housing in Solivita® is intended for occupancy by at least one person 55 years of age or better per home, although the occupants of a limited number of the homes may be younger, but no one under 18 years of age may be in permanent residence. Copyright © 2008 Avatar Properties Inc. All rights reserved. Avatar Properties Inc., 900 Town Center Drive, Poinciana, Florida 34759.

9163.1207 QB# 1224 Commission is based on Total Purchase Price less incentives and applicable discounts, if any. Valid only for new prospects registered after November 15, 2007. Purchaser must execute the Purchase and Sale Agreement, Cooperating Broker Agreement and Purchasers may be required to close within 30 days of the contract date. Avatar reserves the right to change or withdraw any offer at any time. Subject to the terms of the Cooperating Broker program the complete terms of which are included in the Cooperating Broker Agreement, which must be signed by the Broker at the time of the purchase and sale agreement is entered into with the Purchaser. Associate must register the Purchaser prior to the first contact with the Seller, must be a lead not already registered and must be procuring cause of the sale. Broker must be a licensed real estate broker in the state of Florida and the Sales Associate must be a licensed real estate broker or sales associate in the state of Florida and a designated agent of Broker at the time of sale and the time of closing. Commission is deemed earned and paid at time of closing.

2

Osceola

ReVIEW

July 2008

President’s Perspective

By Hope Andrews Our Affiliates are great in 2008!

I am so pleased to partner with such outstanding Affiliate members. You all do so much to support our Association and REALTORS®. I have watched many of you for numerous years donate your time and money to our Association and I want you all to know how deeply we appreciate it.

This year during rough economic times you have, like most of our members, doubled your working hours but still seem to find the time to volunteer at so many of our Association events, as well as sponsoring them.

Thank you so much for your continued support and for embracing REALTORS® as always.

I would like to thank each and everyone of you by name, but at the risk of missing someone, I want you to know that we know without your involvement and

participation in our Association, we would not be as strong as you have made us. On behalf of the Board of Directors and all of our REALTOR® members--THANK YOU! I would also like to invite all of our members to join me on Thursday, July 31, 2008 at our Affiliate Appreciation Ceremony at the Broadway Pizza Bar. There will be appetizers and beverages, along with a free drink ticket, that will be served. Keep on the lookout for more information on this event! ■

Harvest Lending Company “Envision Your Possibilities”

Harvest Lending Company is a first-rate mortgage brokerage that is committed to handling your personal and or commercial business expeditiously , with no detail overlooked. Please give us the opportunity to service your residential commercial, lot loans, construction-to-permanent financing needs. Should you need an alternative to traditional lending we also represent private money lenders.

Primary, Second Home or Investment Property Refinances (Lower Monthly Payments, Debt Consolidation, Home Improvements) Commercial Lending (Low LTVs, Flexible Terms) Foreign National Specializing in Manufactured and Mobile Home Financing Home Equity Line of Credit Se Habla Espanol 600 N. Thacker AveSuite D-59

Kissimmee, FL 34741

Office: (321) 284-4719

Texas Hold ‘Em Tournament

Fax:(407) 994-2932

There will be professional poker dealers for each tournament date!

Tournament dates are: July 19th, Aug 9th at the Association with the grand finale being held during the RPAC Auction on Saturday, September 6, 2008, the day of the auction.

The maximum number of people per tournament date that can play is 48 per tournament date. Anyone over 18 years of age can play in the tournament and the entry fee is $60 per tournament date. There will be 6 winners each night that are guaranteed a seat in the finals’ competition on September 6th.

There will be beer, wine and finger foods.

You must register online to attend this event at: www.osceolarealtors.org.

Then click on Online Member Services then to 2008 Texas Hold “Em Event.

July 2008

Osceola

ReVIEW

3

CEO Perspective

By David B. Bennett, CAE The value of our Affiliates cannot be underestimated! Affiliates provide outstanding support to the Association by volunteering their time and sponsoring education classes and special events throughout the year.

There are many sponsorship opportunities available for Affiliate members. Some of these are: • New Member Welcome Class – This class is held usually the first Wednesday morning of the month. Sponsorship opportunities are available for breakfast. This class typically has no more than 30 students enrolled each month.

Sponsors have the choice of bringing their own food and beverages or having the Association purchase the food and get invoiced. Please note that Sponsors are always welcomed to pass out their company literature and are allowed to give a short 5-10 minute dialog about their company when sponsoring a class.

• Continuing Education Classes - These classes are held most Thursday mornings at 9:00 a.m. in the Association Classroom (sometimes offsite). Sponsorship opportunities are available for breakfast and snacks for afternoon classes.

These classes typically have no more than 72 registrants; however, you may contact the Association the day before any class to get an accurate count. Sponsors have the choice of bringing their own food and beverages or having the Association purchase the food and get invoiced. Sponsorship opportunities are available for Designation classes as well. These classes are larger and are usually more than one day. Contact the Association for more information on these classes.

• New Flat Screen Technology in the Classroom – Our new flat screen television has replaced the need to use a projector and you can get a bigger and better view of presentations, education classes, etc. If you choose a sponsorship level, you can have your logo flash on the screen in a continuous motion.

the magazine in email form or view it on our website as an interactive document. On the web, you will be able to flip the pages and click through any web address. It will also be a great way to advertise! Your advertisements are now going to be live links to your websites, so make sure your website addresses are on all ads.

• Affiliate Sponsorship Levels - Presently, there are 6 different levels of corporate Sponsorship that go up in offerings depending upon the level you choose. Please call the Association for more information or visit our website: www.osceolarealtors.org and place your cursor on the Affiliate button on the left side of the homepage and click on “Affiliate Sponsorship Opportunities”. ■

The Association has a new phone system in place and our staff has new extensions: David B. Bennett, CAE, Chief Executive Officer (407) 846-0117, ext. 226 Jeri Peyton, Deputy CEO (407) 846-0117, ext. 227 Bob St. Gordon, Controller (407) 846-0117, ext. 225 Gwen Dukes, Director of Communications (407) 846-0117, ext. 223 Michelle Smith, Director of Education (407) 846-0117, ext. 224 Stephanie Escurra-Hendricks, Member Services Representative (407) 846-0117, ext. 221 Anneris Rivera, Member Services Representative (407) 846-0117, ext. 222

• Green Publication with Enhanced Affiliate Links – All members can now opt to receive 4

Osceola

ReVIEW

July 2008

Education Corner

All classes will be held at the Association (unless noted otherwise)

To register for any classes please visit the Association website www.osceolarealtors.org, click on “Online Member Services” button, enter your username and password and then click on the Education Calendar.

If you have any questions, please call the Association at (407) 846-0117.

PLEASE NOTE: If you are registered and unable to attend, please call the Association to cancel, or you will incur a $20 cancellation fee. Thanks in advance for your cooperation.

MLS Training Classes There is one MLXchange Training class held each month. This is a mandatory class for new members.

Even if you have already taken this class, you are invited to attend as a refresher course at any time.

EFFECTIVE PURCHASE & SALES CONTRACT Thursday, July 10, 2008 Time: 9:00 a.m. – 1:00 p.m.

Instructor: Duke Tieman Location: Osceola County Association of REALTORS® Classroom Description: This program’s objective is to have the student fill out a solid, binding contract.

Common pitfalls are discussed with actual contract examples.

Cost: Free CE Credit: 4 hours

GRI COURSE 3 September 2, 3, 4, 8 and 9, 2008 Time: 8:00 a.m. – 5:00 p.m.

Location: Osceola County Association of REALTORS® Classroom Description: Do your negotiating and counseling skills need sharpening?

Have you considered expanding your business into property management? Are you current on the tax implications of buying and selling residential property? These are just a few of the topics that are covered in GRI 3. The GRI designation – Graduate, REALTOR® Institute – is the nation’s #1 real estate designation.

It is earned through state associations whose REALTOR® Institute courses of study meet the standards established by the National Association of REALTORS®. The designation is available only to members of NAR. Cost: On or before August 15, 2008

Members:

Non-Members

$272.50 $302.50

$302.50 $322.50

After August 15, 2008 Members: Non-Members:

CE Credit: Approved for 30-hours Broker Post licensing <or> 11-hours specialty CE credit.

Register online at: www.osceolarealtors.org.

Click on blue button “Online Member Services”. Enter your username and password, and click on the Education Calendar.

OLD SCHOOL VS. NEW SCHOOL Thursday, July 24, 2008 Time: 9:00 a.m. – 1:00 p.m.

Instructor: Grant Simon Location: Osceola County Association of REALTORS® Classroom Description: The objective of this course is to teach the new lending options that are available. This class also reviews taxes and homeownership.

Cost: Free CE Credit: 4 hours

July 2008

Betty M. Dobbie President

897 Towne Center Drive Poinciana, Florida 34759 Ph: (407) 343-1560 Cell: (786) 316-9270 Fax: (407) 343-1561 www.prominenttitle.com bdobbie@prominenttitle.com

Osceola

ReVIEW

5

Association Staff

RAJIA ACKLEY – Broker, Coldwell Banker Ackley Realty Honored as “Women Who Mean Business” Finalist.

David B. Bennett, CAE, Chief Executive Officer ceo@osceola-realtors.com Gwen Dukes, Director of Communications communications@osceola-realtors.com Jeri Peyton, Deputy CEO deputyceo@osceola-realtors.com Bob St. Gordon, Controller accounts@osceola-realtors.com Michelle Smith, Director of Knowledge Services education@osceola-realtors.com

Anneris Rivera, Member Services Representative memberservices@osceola-realtors.com

Association Office 1105 Shady Lane Kissimmee, Florida 34744 www.osceolarealtors.org Email: communications@osceola-realtors.com 407.846.0117 • 407.846.0217 fax

Newsletter Submissions In order to share the wealth of information contained in this newsletter in an efficient manner, please submit your articles via e-mail or fax by the 10th of the month. Please clearly indicate that submission is for the Osceola Review.

Editor-in-Chief: Gwen Dukes Articles: communications@osceola-realtors.com Advertising: accounts@osceola-realtors.com For advertising inquiries please contact Bob St. Gordon at the Association Office. Your advertising defrays the cost of publishing. Thank you for your support.

The Osceola ReView is published exclusively for the Association by PIP Printing & Document Services Kissimmee, Florida 407.847.5565 • 407.847.2698 fax Pip@pip920.com Disclaimer: The Osceola ReVIEW is published for the members and affiliates of Osceola County Association of Realtors®, Inc. by Pip Printing and Document Services as a courtesy. Pip nor the Association assume any responsibility for article content or advertising message as submitted for inclusion in the newsletter. Advertising and articles are not endorsed by Association, nor is there any implied warranty by the Association or its staff.

Osceola

ReVIEW

Rajia recently received recognition from the Orlando Business Journal as one of the area’s top female business owners. Nearly 100 women from Orange, Osceola, Seminole and Lake counties were nominated for the annual tribute, with judges selecting five finalists in three areas: Business Owner of the Year, Business Executive of the Year and Up-and-Comer of the Year.

Rajia, started her real estate company in 1984 and built it into one of Osceola County’s largest full-service companies with sales in excess of $100 million. The Association is proud to call Rajia a member!

Stephanie Escurra-Hendricks, Member Services Representative sales@osceola-realtors.com

6

ASSOCIATION NEWSMAKERS

OK

, so maybe we can’t make you famous or turn you into a celebrity, but we can get you noticed and provide the recognition you deserve within the community.

Have you won a recent award or been honored for your charitable work? If so, let us know and we will feature you in our “Realtors® Making A Difference” section of our Association magazine the Osceola ReVIEW and the Osceola News Gazette.

Send your information and photo to Gwen Dukes at communications@osceola-realtors.com.

Association Leadership

Association Leadership President Hope Andrews

Treasurer Minetta Garay

President-Elect Sean Ferguson

Past President Jack Frey

Vice-President Marie Collins

Directors Riva Alexander Jose Alvarez Andrey Bustamante David DeLoach

Secretary Len Goffredo

Cheryl Grieb Kemp Howland Jerry Kelley Rosebud Kinkead Richard Knapp Veronica Malolos Denise Sacks Legal Counsel Danny Villazon

July 2008

July 2008

The Association would like to honor our Affiliates with a special recognition event on Thursday, July 31, 2008 at the Broadway Pizza Bar, 403 Broadway, Kissimmee, FL 34741 from 6:00 â&#x20AC;&#x201C; 9:00 p.m. There will be appetizers and beverages, along with a free drink ticket that will be ser ved.

BUYER WHO MAKES AN APPROPRIATE OFFER WITH THE FEWEST POSSIBLE STRINGS CAN INmUENCE THE SELLERS DECISION

WWW OSCEOLA REALTORS COM

You must register online at www.osceola-realtors.com and click on â&#x20AC;&#x153;Online Member Ser vicesâ&#x20AC;? to attend. Please come out and show your appreciation to our Affiliates!

EXECUTIVE COMMITTEE MEETING WEDNESDAY, JULY 23, 2008 AT 8:00 A.M. BOARD OF DIRECTORS WEDNESDAY, JULY 23, 2008 AT 9:00 A.M.

Osceola

#YN :ELLNER 0RESIDENT

"E SURE TO h!SK IF YOUR AGENT IS A 2%!,4/2¸ A MEMBER OF THE .ATIONAL !SSOCIATION OF 2%!,4/23¸ v

s 3TAY IN CONTINUOUS CONTACT WITH YOUR 2%!,4/2¸ WHO WILL KEEP YOU INFORMED ABOUT NEW LISTINGS AND GUIDE YOU THROUGH THE BUYING PROCESS

Leadership Meetings

ReVIEW

/SCEOLA #OUNTY !SSOCIATION OF 2%!,4/23¸ 3HADY ,ANE +ISSIMMEE &, s 0HONE s &AX

s "E PREPARED TO VISIT HOMES ON SHORT NOTICE AND TO ACT QUICKLY WHEN YOU lND A HOME YOU REALLY WANT )N THE CASE OF MULTIPLE OFFERS A PREQUALIlED

s ,OOK THROUGH SEVERAL LISTINGS WITH YOUR 2%!,4/2¸ TO FURTHER RElNE YOUR @WISH LIST 9OU MAY EVEN BROADEN YOUR SEARCH OPTIONS TO DIFFERENT AREAS AND STYLES AS YOU LEARN MORE ABOUT WHAT IS ACTUALLY AVAILABLE IN YOUR LOCAL MARKET

s /PEN COMMUNICATION IS lRST ON THE AGENDA "E FRANK ABOUT YOUR EXPECTATIONS YOUR LIKES AND DISLIKES AND ANY SPECIAL REQUESTS /FFER SPECIlC COMMENTS ABOUT YOUR PREFERRED HOME STYLES

LOCATION PRICE RANGE AND SPACE NEEDS

9OU VE TAKEN THE TIME TO CAREFULLY SELECT AN EXPERIENCED PROFESSIONAL 2%!,4/2¸ .OW YOU WILL WANT TO WORK EFFECTIVELY WITH YOUR AGENT IN TODAY S TIGHT HOUSING MARKET WITH RELATIVELY FAST HOME SALES

6ALUE 9OUR !GENT IN A 4IGHT -ARKET AFFILIATE APPRECIATION RECOGNITION!

7

A WORD FROM YOUR AFFILIATE CHAIR…

By Rick Blubaugh, 2008 Chairperson When I look back over the last four years at the real estate landscape in Central Florida, it amazes me at what I see. This August 13 marks the four year anniversary of hurricane Charlie, followed shortly by Frances and Jeanne. What a year 2004 was. Many of us were scrambling around after Charlie trying to figure out how to get our businesses up and running. We pulled together, helped each other, prayed for each other and we got through it stronger than before.

Not too long after that one of the biggest challenges we faced was getting an appraisal high enough to cover the highest bidder on the newest listing which had only been on the market for a matter of hours.

Appraisers sure do have a tough job! We came up with “market adjustments” to justify the unusual appreciation of real estate. It didn’t matter if it was an empty lot in a remote part of Osceola County or a condominium in downtown Celebration. What a

time that was and we all said it couldn’t last and we were right. Everybody and his brother, aunt and uncle decided to get a real estate license. Most of them did not know what they were doing but we helped them along as best we could.

Transition to the present and we go from “market adjustments” in 2005 to phrases like “soft market” and “declining market”. We had to come up with some way to justify lower values and lower lending limits.

What happened to all those new REALTORS®? Membership in the association is declining. Offices are closing and people are losing their jobs. We are all working harder than ever and getting paid less. Talk about a market correction. Who would have thunk it?

I have noticed that there is a spirit of empathy among us. Perhaps a reflection on the past will help us to focus more sharply on the present and future. Now more than ever we need to pull together, help each other, pray for each other, and I’m convinced we will come through this stronger than before!

We hope you enjoy this edition of the Osceola ReView and find it to be a useful resource. ■

There are easier ways to get

EXPOSURE With XSites and XSellerate, your listings will get maximum exposure. And it all happens automatically.

From automatically generated listing blogs, to “Just Listed” postcards and e-mail campaigns, your listings will reach all of your current contacts. With instant publishing to Google Base®, Oodle®, Trulia®, and many others, your listings will be broadcast to millions who would never have seen them otherwise.

What have you got to lose? Visit www.alamode.com or call 1-800-ALAMODE for more information.

***Ask about the Osceola REALTORS® discount*** 8

Osceola

ReVIEW

July 2008

Knowledge Services News

By Michelle Smith,

TTer mit ee Inspections ermit mite Director of Knowledge Services er mit Inspections ermit mite &&T r eatments Tr T reatments Tr Affiliate sponsorship is vital to the Ed(Discounted Rates for OSCAR Members) (Discounted Rates for OSCAR Members)

ucation Department’s role at the AssoFAST FAST••ACCURATE ACCURATE••FRIENDLY FRIENDLY ciation.

Many of you may or may not ASK ASKABOUT ABOUTOUR OUR know that the food that is on the table EAGLE TENT” TERMITE SERVICE “EAGLENO NO TENT” TERMITE SERVICE in the room when you come for class is provided by our affiliate members. This is true for most of the meetings and classes held at the Association, including the MLS Marketing, Network & Knowledge meet409 Church Street • •Kissimmee, 409 Church Kissimmee,FL FL34741 34741 ingsStreet held on Tuesday mornings.

AGLE Pest EAGLE PestManagement Management 40 7-5 118-08 75 407-5 7-51 8-0875 40 7-5 8-08 75 407-5 7-51 8-0875

In the past I have had the pleasure of working with most of the Affiliate members in conjunction with many classes and functions. They appreciate the importance of education, especially in today’s market. The Affiliate members have not only sponsored breakfast and snacks for the continuing education classes, but designation classes as well.

As sponsors, the affiliate members have the opportunity to not only sponsor breakfasts but to speak to the class for approximately 5-7 minutes before the

OUT

beginning of class regarding their services and how they can assist you.

Many of you have heard me say over and over that networking is a vital part of real estate. Just knowing someone’s name just isn’t enough. So it is nice having the affiliate members come to the Association and introduce themselves to members.

All of our Affiliate Members are a valuable contributor to the Association, and as the Director of Education, to me you are priceless. Thank you! ■

la compañía compañía hispana hispana de de ®®

“REALZAN EL EL PROCESO PROCESODE DELA LATRANSACCIÓN TRANSACCIÓN DE DE BIENES BIENESRAICES” RAICES” 1201 Emmett Emmett Street Street••Kissimmee, Kissimmee,FL FL 34741 34741 407-931-1343 phone • 407-931-1415 407-931-1343 phone • 407-931-1415fax fax

OUT

Arbor Ridge

®

®

The home your clients want. Built just the way they want it.

Built to Order™ is built around your clients.

Their individual style. Their way of life. And, most of all, their budget.

It’s an experience that ensures they’ll have a home they truly love.

pick an ideal floor plan • create great living spaces select interior/exterior design features pay only for what they love For information on all Orlando-, Daytona- and Lakeland-area KB Home communities, call (407) 587-3580.

888-KB-HOMES

Tammy M. Bowers Tammy M. Bowers Closing Dept.

Manager Closing Dept. Manager 407-931-2889 phone 407-931-2889 phone 407-931-2852 fax 407-931-2852 fax e-mail:flt@cfl.rr.com 9:26:32 AM e-mail:flt@cfl.rr.com

kbhome.com

Broker Cooperation Welcome. ©2008 KB Home (KBH). Payment of Broker Co-op requires Broker to accompany and register buyer on first visit and comply with Broker Co-op Agreement. See Built to Order™ options and upgrades offered at KB Home Studio. All options/upgrades require additional charges, may require ordering at predetermined stages of construction and are subject to change/discontinuation anytime by KB Home. KB Home is not a custom homebuilder. Photo shows upgraded landscaping/options and may not represent community’s lowest-priced homes. See sales representative for details. Equal housing opportunity. CBC051212 ORL-72771

KBHOME AD July 2008

XXXXX 0601 Oscar.indd 1

XXXXX 0601 JOB # ___________________

4 COLOR COLOR/BW ______________

6/6/08

PROOF # ________________2

Rachel Haggard Julie Head Rachel Haggard JulieAgent Head Operations Manager Closing Operations Manager Closing Agent 322 N. John Young Parkway 322 N. John Young Suite Parkway 1 Suite 1 Kissimmee, FL 34741 Osceola ReVIEW Kissimmee, FL 34741

9

Full Service Marketing For YOUR Listings...

Think BIG. Think Homes & Land.

Congratulations to the following agents whose personal website on HomesAndLand.com received the most views in May for the Orlando Resort Area magazine.

Robert Anarumo ~ 1230 Matthew Allen ~ 875 D’Anne KinCannon ~ 645 Jeri Anarumo ~ 557 Abdul Aitboukil ~ 515 Karen Orriss-Ross ~ 474 Denise Sacks ~ 440

For advertising information,

Joye Trawick, 407.719.2424

HomesAndLandOrlandoResort.com

<;;B I7<; ADEM?D= OEKH ?:;DJ?JO ?I I;9KH;

<;;B I7<; ADEM?D= OEKH ?:;DJ?JO ?I I;9KH; <;;B I7<; ADEM?D= OEKH ?:;DJ?JO ?I I;9KH; <;;B I7<; ADEM?D= OEKH ?:;DJ?JO ?I I;9KH;

I’m Todd Davis, CEO of LifeLock®, and my Social Security number is 457-55-5462.* II’m give it just to CEO prove safe your can be with LifeLock.

All of us, no* * Todd Davis, ofhow LifeLock®, and identity my Social Security number is 457-55-5462.

I’m Todd Davis, CEO of LifeLock®, and my Social Security number is 457-55-5462. matter careful, victims of can identity theft.

In fact, All every three I give ithow just to prove can howbecome safe your identity be with LifeLock. of us, no I give it justseconds to prove how safe your identity can be with LifeLock.

All of us, no another identity is stolen. matter how careful, can become victims of identity theft.

In fact, every three I’m Todd Davis, CEO of LifeLock®, and my Social Security number is 457-55-5462.* matter howseconds careful, can become victims of identity theft.

In fact, every three is stolen.

I give itanother just toidentity prove how safe your identity can be with LifeLock. All of us, no If you worry about identity theft, then it’s time you got to know LifeLock. LifeLock seconds another identity is stolen. matter how careful, can become victims of identity theft. In fact, every three provides proactive identitytheft, theftthen protection. we back our If you worry about identity it’s time We’re you gotsoto confident, know LifeLock.

LifeLock seconds another identity is stolen. a $1 million totaltheft guarantee. provides proactive identity We’re confident, we back our If you worryclients aboutwith identity theft, thenservice it’sprotection. time you got to so know LifeLock.

LifeLock clients with a $1 million total service guarantee. provides proactive identity theft protection. soyou confident, weLifeLock. back our If you worry about identity theft, thenWe’re it’s time got to know LifeLock Get peace of mind with proactive identity theft protection. clients withGet aprovides $1 million total service guarantee. identity theft protection.

We’re so confident, we back our peace ofproactive mind with proactive identity theft protection.

clients with a $1 million total service guarantee.

*Do not share your Social Security number or personal information unnecessarily.

Get peace of mind with proactive identity theft protection.

*Do not share your Social Security number or personal information unnecessarily.

Get peace of mind with proactive identity theft protection.

10% OFF For OSCEOLA REALTORS® *Do not share your Social Security number or personal information unnecessarily.

How to Enroll: 1. Simply visit LIFELOCK.COM and click “Enroll Now” or call 800-LIFELOCK (543-3562).

2. Use promotion code OBC10 to take advantage of this special offer.

10

Osceola

ReVIEW

*Do not share your Social Security number or personal information unnecessarily.

July 2008

we want to extend our sincere appreciation to our Sponsors!

Premier Sponsor

Gold Sponsor

Silver Sponsor

Bronze Sponsor A.

Titanium Sponsor B.

C.

July 2008

D.

Osceola

ReVIEW

11

Advertising/Publications

Construction & Building Services

Osceola News Gazette

Crown Construction Services, LLC

Paula Starke 108 Church Street Kissimmee, Florida 34741 Office: 407-846-7600 Fax: 407-846-8516

First Place Publishing Joanna Garvey 217 A Trade Street Greer, South Carolina 29651 Office: 770-949-6940 Fax: 630-566-3901

Homes & Land of The Orlando Resort Area Joye Trawick 622 Olympic Drive Ocoee, Florida 34761 Office: 407-719-2424 Fax: 407-926-0959

Homes.com

Cordy Strawser 129 E. 13th Street St. Cloud, Florida 34769 Office: 407-892-2190 Fax: 407-386-7414

Credit Institutions Central Florida Educators, F.C.U. Becky Humphrey 1200 Weber Street Orlando, Florida 32803 Office: 407-896-9411 Fax: 407-894-6412

Fairwinds Credit Union Mike Dahlquist 1801 Prospect Avenue Orlando, Florida 32803 Office: 407-647-8252 Fax: 407-644-1220

Tammy Birchler 5072 La Vista Road Tucker, Georgia 30084 Office: 407-702-4761

Engineering, Surveying, Planning

Orlando Sentinel Communication

Hanson, Walter & Associates, Inc.

Joseph Sollaccio 804 Emmett Street Kissimmee, Florida 34741 Office: 407-931-5902 Fax: 407-931-5910

Diane Salisbury 400 Emmett Street Kissimmee, Florida 34741 Office: 407-847-9433 Fax: 407-847-2499

The Real Estate Book

Entertainment Services

Doreen McGauvran 6490 Hazeltine National Drive, Suite 120 Orlando, Florida 32822 Office: 407-581-1490 Fax: 407-581-1491

12

Osceola

ReVIEW

Elegant Entertainment DJ Services Joe Marolis 7812 Fern Leaf Drive Orlando, Florida 32836 Office: 407-414-6239

July 2008

Financial Services and Institutions Avalon Finance, Inc.

Richard Lawrence P.O. Box 783246 Winter Garden, Florida 34778 Office: 407-654-6433 Fax: 407-386-7810

Magic Financial Service, Inc. Brian B. Stoll 280 Ronald Reagan, Suite 109 Longwood, Florida 32750 Office: 407-767-5643 Fax: 407-767-5246

Qubty Financial Group Sami Qubty 7800 W. Sand Lake Road, #206 Orlando, Florida 32819 Office: 407-370-3030 Fax: 407-370-2040

Zehnder Wealth Management

Christopher Zehnder 2013 Live Oak Blvd., Suite L Saint Cloud, Florida 34771 Office: 407-957-0074 Fax: 407-650-3277

Home Builders â&#x20AC;&#x201C; Developments Avatar Properties, Inc. Peggy Cochran 395 Village Drive Kissimmee, Florida 34759 Office: 863-427-7048 Fax: 863-427-7192

Bella Piazza

Kelly Eierhart 6363 Woodway Houston, Texas 77057 Office: 713-570-0396 Fax: 713-570-0496

July 2008

Cambridge Homes

Susan Moss 235 N. Westmonte Drive Altamonte Springs, Florida 32714 Office: 407-865-9600 Fax: 407-865-9477

Engineered Homes

Cathy Morin 1155 S. Semoran Boulevard #1120 Winter Park, Florida 32792 Office: 321-282-3335

Harmony Sales and Information Gallery

Nick Christian 3500 Harmony Square Drive, West Harmony, Florida 34773 Office: 407-891-8358 Fax: 407-891-0459

KB Home

Elle Landry 9102 Southpark Center Loop, #200 Orlando, Florida 32819 Office: 407-587-3403 Fax: 407-587-2386

Maronda Homes Inc. Of Florida Bob Goldfarb 955 Keller Road, Suite 1500 Altamonte Springs, Florida 32714 Office: 407-475-9112 Fax: 407-475-9115

Mortgage Services Bank of America Mortgage Jimmy Santos 700 Celebration Avenue, 3rd Floor Celebration, Florida 34747 Office: 407-964-1031 Fax: 407-520-5462

Butler Mortgage

Charlene Sims 1012 W. Emmett Street, Suite B Kissimmee, Florida 34741 Office: 407-931-3800 Fax: 407-931-3801

Osceola

ReVIEW

13

CountryWide Home Loans Rick Blubaugh 7600 Dr. Phillips Blvd., #68 Orlando, Florida 32819 Office: 407-908-8795 Fax: 866-409-7340

Goffredo & Associates

World Financial Mortgage Group

Todd Kozlowski 6750 Turkey Lake Road, Suite 1 Orlando, Florida 32819 Office: 407-345-4730 Fax: 407-345-4731

Len Goffredo 7341 Winding Lake Circle Oviedo, Florida 32765 Office: 877-306-7772 Fax: 407-469-0312

Sharon Prymas Office: 407-343-5015 Fax: 407-343-5015

MortgageOne Financial Services

Inspection Services

John Smoley 1637 E. Vine Street, Suite D Kissimmee, Florida 34744 Office: 407-870-9090 Fax: 407-870-2809

Peoples First Community Bank Jackeline Paz 860 Cypress Parkway Kissimmee, FL 34759 Office: 407-933-3704 Fax: 407-865-6980

Suntrust Mortgage, Inc. Nancy Knapp 1624 W. Osceola Parkway Kissimmee, Florida 34741 Office: 407-847-1503 Fax: 407-847-6707

Suntrust Mortgage, Inc. Chandy Kime Mail Code FL – Altamonte – 2845 275 E. Altamonte Drive #1030 Altamonte Springs, Florida 32701 Office: 407-496-6684 Fax: 407-767-5244

Wells Fargo Home Mortgage Gus Salazar 1001 W. Cherry Street, Suite A Kissimmee, Florida 34741 Office: 407-935-9100 Fax: 407-935-9165 14

Osceola

ReVIEW

Financial Freedom Senior Funding

Budget Inspections Ed Hogan 3617 Crosley Avenue Saint Cloud, Florida 34772 Office: 407-892-8811 Fax: 407-892-8516

Buy-Your-Side Home Inspections Tommy Joynes 6301 Lake Road Saint Cloud, Florida 34771 Office: 407-892-0911

Chief Inspection Services, Inc. Jeff Clair P.O. Box 700937 Saint Cloud, Florida 34770 Office: 407-383-7241 Fax: 407-891-7410

Envirotect Building & Termite Steve Rohal P.O. Box 450206 Kissimmee, Florida 34746 407-460-4450

Housemaster Home Inspections Colin Williams 527 Brack Street Kissimmee, Florida 34744 Office: 407-343-4677 Fax: 407-343-4307

July 2008

Pro-Tec Home Inspections Agents Randy Greene 214 E. Bass Street Kissimmee, Florida 34744 Office: 407-846-4133 Fax: 407-933-1514

Title Services/Escrow Services/Insurance Services A-Z Team Title, LLC Bernard S Edwards 102 Park Place Blvd.

Kissimmee, Florida 34743 Office: 407-932-0529 Fax: 407-932-1587

A Clear Choice Title & Escrow of Osceola, LLC Tammy Bowers 119 East 13th Street Saint Cloud, Florida 34769 Office: 407-892-6800 Fax: 407-892-6802

All Florida Title Insurance, Inc. Connie Hall 7 N. Vernon Avenue Kissimmee, Florida 34741 Office: 407-518-1008 Fax: 407-518-9001

Chelsea Title Company Cynthia Hernandez 11251 S. Orange Blossom Trail Orlando, Florida 32837 Office: 407-855-3767 Fax: 407-855-4462

Executive Title & Escrow Agency, Inc. Bonnie Clark 120 Broadway Kissimmee, Florida 34741 Office: 407-944-1772 Fax: 407-944-1506

July 2008

Fidelity National Title of St. Cloud Heather Salvatoriello 4237 13th Street Saint Cloud, Florida 34769 Office: 407-892-7377 Fax: 407-892-1861

First American Title Cara Brown 206 W. Oak Street Kissimmee, Florida 34741 Office: 407-932-0283 Fax: 407-932-4861

Greater Florida Title Co. Alma Korshak 8680 Commodity Circle, #200 Orlando, Florida 32819 Office: 407-859-5721 Fax: 407-859-2860

Infinity Abstract & Title Company Eva Gordon 720 N. John Young Parkway Kissimmee, Florida 34741 Office: 321-251-8745 Fax: 321-251-8746

Land America/Gulf Atlantic Heidi Foster 909 E Oak Street, Suite A Kissimmee, Florida 34744 Office: 407-932-2221 Fax: 407-932-1166

North American Title Company Theresa Carter 8 Broadway, Suite D Kissimmee, Florida 34741 Office: 407-846-1455 Fax: 407-846-3686

Osceola Title Insurance Agency, Inc. Marianne Conerly 109 North Beaumont Avenue Kissimmee, Florida 34741 Office: 407-847-4077 Fax: 407-847-4393

Osceola

ReVIEW

15

PCS Title

Dave Heine 1503 Legends Boulevard Champions Gate, Florida 33896 Office: 407-447-9100 Fax: 321-281-6009

Prominent Title Insurance Agency, Inc. Betty Dobbie 897 Towne Center Drive Poinciana, Florida 34759 Office: 407-343-1560 Fax: 407-343-1561

Stewart Approved Title, Inc. Becky Sheive 1201 Emmett Street Kissimmee, Florida 34741 Office: 407-846-7477 Fax: 407-846-6573

Insurance Allstate Four Courners Randall West 1428 Sunrise Plaza Drive, Suite 2 Clermont, Florida 34714 Office: 352-242-0133 Fax: 352-242-0540

State Farm

Miguel Alvarez 2910 Pleasant Hill Road Kissimmee, Florida 34746 Office: 407-483-9090 Fax: 407-483-9092

Real Estate Schools/ Education Seminars

Stewart Approved Title, Inc.

Giumenta School of Real Estate

Rayelynne Woeste 1401 Budinger Avenue Saint Cloud, Florida 34769 Office: 407-957-9000 Fax: 407-957-8055

Ric Giumenta 4871 NW Palm Coast Pkwy., #2 Palm Coast, Florida 32137 Office 386-346-3131 Fax: 386-246-3162

TOTAL TITLE SOLUTIONS

IFREC Real Estate Schools

Tina Johnson 8 Broadway St., Ste. 225 Kissimmee, FL 34741 Office: 407-847-0412 Fax: 407-847-0429

Robin Pickett 5029 Edgewater Drive Orlando, Florida 32810 Office: 407-644-7277 Fax: 407-647-5227

Seminars On Site

Solar Energy Allsolar Service Company, Inc.

Kemp Howland 355 Falling Waters Drive Kissimmee, Florida 34759 Office: 407-222-4847

David Bessette 1507 Damon Avenue Kissimmee, Florida 34744 Office: 407-846-7830 Fax: 407-847-5013

16

Osceola

ReVIEW

July 2008

Attorneys

Associations

Law Office of Daniel Villazon

Osceola County Landlords Associations

Patricia L. Daugherty Attorney At Law

Timeshares

11 N. Vernon Avenue Kissimmee, Florida 34741 Office: 407-518-7674 Fax: 407-932-4387

Timeshares Only

Daniel Villazon, P.A. 1420 Celebration Blvd., Suite 200 Celebration, Florida 34747 Office: 407-483-0041

Real Estate Services Florida Real Estate UnLimited, Inc. Donna L. McCombs 140 Honeywood Drive Kissimmee, Florida 34743 Office: 407-518-9680 Fax: 407-344-9843

Tom Long 1345 Beechwood Drive Saint Cloud, Florida 34772 Office: 407-892-5836

Michael Paduano 11059 International Drive Orlando, Florida 32821 Office: 407-465-5174 Fax: 407-465-5169

Warranty Services Home Buyers Warranty Tony Fletcher 2397 Sweetwater Blvd Saint Cloud, Florida 34772 Office: 407-709-1717 Fax: 407-585-0165

Affordable Office Solutions, Inc.

Ginny Williams 5848 E. Irlo Bronson Memorial Hwy Saint Cloud, Florida 34771 Office: 407-791-6004

Real Estate Supplies The Real Estate Supply Store Mark Hobbs 2436 13th Street Saint Cloud, Florida 34769 Office: 407-957-2340 Fax: 407-957-2340

Ter mit e Inspections ermit mite Five ways a Reverse Mortgage & T r eatments Tr can improve your quality of life

(Discounted Rates for OSCAR Members) 1. Eliminate monthly mortgage payment FAST • ACCURATE • FRIENDLY 2. Receive extra monthly income 3. Eliminate credit card debt 4. Receive a cash lump sum or line of credit Sharon Prymas, CSA 5. Enjoy life a bit more

ASK ABOUT OUR “EAGLE NO TENT” TERMITE SERVICE

EAGLE Pest Management

For homeowners 62 or Older For your free Reverse Mortgage Handbook, call

Sharon Prymas: (407) 361-6887

40 7-5 18-08 75 407-5 7-51 8-0875

sprymas@financialfreedom.com Consult Tax Advisor. Street trade/service marks property of Financial Freedom Senior Funding 409 Church • Kissimmee, FLare34741 ® 2007 Registered Corporation, a Subsidiary of IndyMac Bank, F.S.B. © 2007 Financial Freedom Senior Funding Corporation

July 2008

Osceola

ReVIEW

17

Sun.

Monday

Tuesday

July 2008

Monthly Planner

Wednesday 1

Entering & Updating 2 Listings in MLXchange 1:00 pm - 3:30 pm

Monthly Planner

August 2008

Friday

Sat. 4

5

11

12

17

18

Texas19 Hold ‘Em Tournament Doors open 6:15 pm at the Association

Old School vs. 24 New School 9:00 am - 1:00 pm 4 CE hrs.

Young Professionals Network Get-Together BJ’s Brewery (TENT) 6:30 pm

25

26

1

2

Introduction to MLXchange

(Mandatory for New Members)

9:00 am - 12:00 noon

6

7

13

14 Property Management Meeting 9:00 am - 11:00 am

20

21

Affiliates Committee Mtg.8 10:00 am - 11:00 am Broker Series - Mod 3 2:00 pm - 4:00 pm MLS Marketing/Network & Knowledge 8:30 am - 10:00 am

MLS Marketing/ 15 Network & Knowledge 8:30 am - 10:00 am RPAC Auction Committee Meeting 10:00 am - 11:30 am MLS Marketing/ 22 Network & Knowledge 8:30 am - 10:00 am Foundation Meeting 10:00 am - 11:00 am

27

28

MLS Marketing/ 29 Network & Knowledge 8:30 am - 10:00 am

Entering & Updating 9 Listings in MLXchange in Spanish 1:00 pm - 3:30 pm New Member Welcome 9:00 am - 11:00 am

16

MLS Advanced 10:00 am - 12:00 noon

3

23

Board of Directors 9:00 am - 10:00 am

Executive Committee 8:00 am - 9:00 am

30

MLS Marketing/Network & Knowledge 8:30 am - 10:00 am

10

11 Property Management Meeting 9:00 am - 10:00 am

17

18

24

25

31

18

Osceola

12

Broker Series - Mod 4 2:00 pm - 4:00 pm

MLS Marketing/Network & Knowledge 8:30 am - 10:00 am MLS Marketing/ 19 Network & Knowledge 8:30 am - 10:00 am RPAC Auction Committee Meeting 10:00 am - 11:30 am MLS Marketing/ 26 Network & Knowledge 8:30 am - 10:00 am Leadership Academy Makeup Session 10:00 am - 2:00 pm

ReVIEW

3

Effective Sales 10 & Purchase Contracts 9:00 am - 1:00 pm 4 CE hrs.

Independence Day Association CLOSED

Patrick Street Grand Opening! 5:30 pm

Affiliate Appreciation31 Recognition Broadway Pizza Bar 403 Broadway 6:00 pm Real Value Rating Network & Cyberhomes Workshop 9:00 am - 12:00 noon

4 Affiliates Committee Mtg.5 10:00 am - 11:30 am

Public Policy Committee Meeting 3:00 pm - 4:00 pm

MLS Tools 1:00 pm - 3:00 pm

Leadership Academy (Sessions 1 & 2) 10:00 am - 3:00 pm

Thursday

6

Career Development 7 9:00 am - 1:00 pm 4 CE hrs.

Public Policy Committee Meeting 3:00 pm - 4:00 pm

8

Texas 9 Hold ‘Em Tournament Doors open 6:15 pm at the Association

Entering & Updating13 Listings in MLXchange 1:00 pm - 3:30 pm

14

15

16

Quadrennial Code 21 Ethics (2 Sessions) 9:00 am - 12:00 noon 1:00 pm - 3:00 pm Young Professionals Network Get Together 6:30 pm - Location TBD

22

23

28

29

30

New Member Welcome 9:00 am - 11:00 am

Introduction to MLXchange

(Mandatory for New Members)

9:00 am - 12:00 noon

20

Board of Directors 9:00 am - 10:00 am

Executive Committee 8:00 am - 9:00 am Creating Custom 27 Reports on MLS 1:00 pm - 3:00 pm Entering & Updating Listings in MLXchange 10:00 am - 12:00 noon

Tax Deferred Exchanging 9:00 am - 1:00 pm 4 CE hrs.

July 2008

Take your business to the next level with SunTrust Mortgage Real Estate Solutions.

Take your business to the next level with SunTrust Mortgage RealInc.Estate It takes talent, timing and SunTrust Mortgage, to help yourSolutions. clients achieve a fast and

problem-free closing. Let us show you how your company can benefit from our depth of It takesmortgage talent, timing andand SunTrust Mortgage, to help your clients achieve a fast and products extensive experienceInc. in the industry. problem-free closing. Let us show you how your company can benefit from our depth of mortgage products and extensive experience thecan industry. Ǧ Professional co-branded marketing toolsinthat help you sell

Ǧ Great loan productsmarketing for primary,tools second or can vacation and investment properties Ǧ Professional co-branded that helphomes you sell Moreproducts than 250 for diverse loan products Ǧ GreatǦloan primary, second or vacation homes and investment properties Ǧ More Ǧthan 250 construction diverse loanto products A robust permanent program that features a one-time closing Ǧ A robust to permanent program that features a one-time closing Ǧ Theconstruction individual attention your clients deserve Ǧ The individual attention your clients deserve To find out how we can enhance your business, call

To find out how we can enhance your business, call your SunTrust Mortgage officer today or visit your SunTrust Mortgage loan loan officer today or visit us us at:at: W Osceola Parkway, Kissimmee, FL 34741 1624 W1624 Osceola Parkway, Kissimmee, FL 34741 Millie Plass FoxFox 407.491.2660 Millie 407.925.9453 Plass 407.925.9453 Sheree Sheree 407.491.2660 Najla Jalal 407.947.1227 Nancy Knapp 321.624.1560 Najla Jalal 407.947.1227 Nancy Knapp 321.624.1560 Dawn Lenhardt 407.435.9668

Dawn Lenhardt 407.435.9668

The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice.

The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change

without writtenSunTrust notice. Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Equal Housing Lender.

Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, and ML2538; licensed the New Hampshire Banking Department; is licensed by the New Jersey Department of Residential Banking and Equal Housing Lender.ML2491, SunTrust Mortgage, Inc., is901 SemmesbyAvenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Insurance, toll free 1-800-330-4684; a licensed lenderMortgage in RhodeLicensee; Island; is business in Arizonahaving as Crestar Mortgage, 7250 N. Street, Ste. 100, Phoenix, AZ ML1913, 85020 and is Mortgage Lending Act; is anisIllinois Residential is adoing Lender in Massachusetts Mortgage Lender license #s16th ML1216, ML0133, ML1432, ML1914, doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020 and is doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.

July 2008

Osceola

ReVIEW

19

WELCOME NEW MEMBERS Georgia Bryant..............Frontier Realty of Central FL, Inc. Jacqueline Caron..............Century 21 Premium Properties Francois Davids................Engel & Voelker Celebration RE Raul Del Hierro.................................Watson Realty Corp.

Carol Diaz............................................Luxury Realty, Inc. Olga Rocio Forero........................Sky Land Realty Group Roger Frechette.......................... Coldwell Banker-Feltrim Julia Guitierrez........................... My Meridian Realty, LLC Andrew Hales....................................... Hightower Realty Sandra Harper.................Century 21 Premium Properties Margaret Hooper............Century 21 Premium Properties Maureen Horne................... Prudential Florida WCI Realty Roseline Joseph.....................................Jemo Realty, Inc. Suzanne Korinek.............Century 21 Premium Properties Gonzalo Loaiza.............................Sky Land Realty Group Robert Loos...............ELLIS Realty, Inc. Mavita Mathura............................................... CJ Realty Stuart McCutheon......................... Number 1 Broker, LLC

NEW REAL ESTATE OFFICES ENGEL & VOELKER CELEBRATION RE FRANCOIS DAVIDS 1420 Celebration Blvd. * Kissimmee, FL 34747 Phone: (407) 566-2184 * Fax: (321) 939-6724 PRUDENTIAL FLORIDA WCI REALTY MAUREEN HOME 8687 W. Irlo Bronson Memorial * Kissimmee, FL 34747 Phone: (407) 239-0366 * Fax: (407) 239-0376 TOTAL TITLE SOLUTIONS Tina Johnson 8 Broadway St., Ste. 225 * Kissimmee, FL 34741 Office: 407-847-0412 * Fax: 407-847-0429

Realtors® Real Knowledge Real Service Real Value

Lisa Poirier.................................. Coldwell Banker-Feltrim Luis Quintero..........Florida Realty Team of Central Florida Glenda Roig.............................For The People Realty, LLC Marilyn Thomas....................Keller Williams At The Lakes Yvonne Vickers..................................Overton Realty, Inc.

1105 Shady Lane • Kissimmee, FL 34744

20

Osceola

ReVIEW

July 2008