Business Woman February 2017

February 2017

EXPLORING MAYAN RUINS Values-Based Leadership: Leading from the inside out

YOUR HEART IS VITAL TO EVERYONE IN YOUR LIFE

To help prevent another heart attack or ischemic stroke, you owe it to yourself and those you love to discuss the ABCS:

Aspirin as directed by a doctor Blood pressure control Cholesterol management Smoking cessation

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For men of all ages . . .

Inside

and the women who love them!

WHAT’S 4 LETTER FROM THE EDITOR

7 Getting a handle on contingency work

What are “contingency workers”?

9 the financial cost of temporary work

The choice between full-time and temporary part-time jobs.

11 Values-based leadership

Leading from the inside out.

14 Exploring mayan ruins

Visiting the tropical lowlands of Guatemala.

17 Cardiac resynchronization therapy

A treatment option for congestive heart failure.

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22 women to watch

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A good-for-your-heart recipe.

New hires and promotions.

22 ACHIEVEMENTS & APPLAUSE

Awards and accomplishments.

23 meet and greet

Regional networking events and meetings.

5 cover story Deborah Albright, owner of the Union Canal House Restaurant in Hershey, had thoughts of owning her own business.

Although she once had a catering business that she ran out of her home, it wasn’t until she was in her 60s that her vision of actually owning a business became a reality. It took presenting her plan to five banks before the sixth bank finally accepted her business plan and recognized that she had the ambition and skills to be successful. Now, along with members of her family, she is, as they say, livin’ the dream.

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Note

Editor’S

February 2017 Vol. 14 - No. 2

PRESIDENT AND PUBLISHER

Donna K. Anderson

EDITORIAL

Of course, BusinessWoman’s focus is business, and February, a month that we celebrate Groundhog Day, Presidents’ Day, and Black there are several articles that provide information to help History Month. And, of course, Valentine’s you and your company be successful.

Do you hire contingency workers? Many businesses Day. We’ll want to show love to the special people in our lives. Last year, Americans do it as an efficient way to bolster their workforce spent $4.5 billion on jewelry; $4.4 billion on when they’re not really in a position to hire permanent workers. However, don’t be caught an evening out; about $2 billion unaware of your responsibilities on clothing and flowers; and so as the company for which they are on. Me? I love anything, so my working and the responsibilities of husband can’t go wrong!

Reach high, for stars lie hidden the staffing agency, who is actually But don’t forget that it’s just as in your soul. Dream deep, for the contingency worker’s employer. important that you show yourself Learn what you need to know to love by taking care of your heart. every dream precedes the goal. stay out of legal troubles.

Today, 1 in 4 women dies from ~ Pamela Vaull Starr On the other spectrum, are you heart disease. You should be aware the temporary worker? Sometimes that the warning signs of heart it’s by choice, and other times that failure in women can differ from option is thrust upon you. Find those in men. Go Red for Women out how you can protect yourself has essential information every women should know about signs and symptoms of heart from the negative financial consequences of being part of a contingent workforce. disease at www.goredforwomen.org.

If you or someone you love has congestive heart failure, There is more valuable information inside. Do a find out how cardiac resynchronization therapy can treat colleague a favor … after reading this issue, pass it along. those symptoms. And learn how a new drug-eluting stent is helping persons with coronary artery disease.

As a special treat for you and your heart, whip up the Christianne Rupp “berry delicious” recipe within. You’ll also learn why you Vice President and Managing Editor should be eating berries every day!

“”

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Story

CAREER

COVER

A Recipe for Success

By LYNDA HUDZICK

D

eborah Albright knows firsthand that there is no time limit on fulfilling your dreams.

This married mother of three worked diligently toward achieving her dream of owning a business, and today, working alongside her sons and her husband, she has achieved that dream by turning the Union Canal House Restaurant in Hershey into a rousing success.

As a child growing up in Emmitsburg, Maryland, Albright (then Lawrence) and her family were not well off, but she does recall that they always enjoyed delicious food prepared with fresh ingredients.

“My mom always put out a garden and prepared our meals with fresh ingredients. My dad loved to fish, crab, and to hunt. My Auntie Doris lived with us, and she was what I called a great ‘cooker,’” Albright said.

Alright had always wanted to own a business, and while taking business classes at Harrisburg Area Community College, working toward fulfilling that plan, she stumbled upon a brochure “about catering,” she said.

“A lightbulb went off and I said, ‘Yes, that’s it … I love food, people, cooking, and, well, the whole idea of the hospitality industry,’” remembers Albright.

Spurred on by the encouragement she received from her instructors, Albright entered the culinary field of study.

“I was voted Culinary Student of the Year, got on the dean’s list, and won several awards for food presentation. I was on my way,” she said.

Her first venture into the culinary industry was the operation of a catering business run out of her home.

“But that about wore me out,” she said.

When her son decided to move back to the area, bringing with him management experience, Albright hatched a plan for them to open a

restaurant together.

“I went to five banks with my business plan and was rejected, but the sixth bank believed in my dream.”

It was in July 2014, at the age of 60, that she achieved her goal by becoming the owner of the Union Canal House Restaurant, which was built in 1751 and has an interesting history.

“It played host to soldiers from the French and Indian and Revolutionary wars,” Albright said. “A tunnel that is still visible in the basement … allowed the troops to move safely from their fort into the pub so they could enjoy fine food and spirits.

We give tours and tell our history to

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our diners when we can.�

Her husband, Bill, is, as she referred to him, “our most accomplished tour guide.�

Albright is particularly proud of the fact that the restaurant is family owned and operated, and the plan is to keep it that way for many years to come. Her son Justin is the head chef, her son Alex is the sous chef, and even her grandson Jarett is getting into the act. “He will be involved with the restaurant as soon as he is old enough. I teach him whenever I see him, and he’s at the restaurant quite often.�

Owning a restaurant is hard work and involves long hours, but by spending so much time together, she and her staff have developed a very special bond. “Our staff is like family,â€? Albright said. But it’s fair to say that many of her customers are like family as well. “We have a lot of regulars that I know their names ‌ my restaurant is an extension of my dining room at home.â€?

It is important to Albright that her restaurant be a vital part of the community, and she is happy to support local organizations and events in any way she can. “I do not physically get time to get out to volunteer; however, I do donate gift cards, for example, to a lot

of organizations for auctions, and I also personally support our local pet rescue campaign by donating funds to them,� she said.

Was it frightening to take on the ownership of a restaurant as a 60year-old woman? On the contrary, Albright, who credits her friends,

family, neighbors, and even pets for helping her achieve success, said, “My family was there and we, especially myself, were very excited.

I have learned anyone can do what they set their mind to do. “It’s amazing how I got to own my own restaurant, and I reflect on my path to get here ‌ You must first believe in yourself and if you have a dream, follow it—look at me now, 62 and I am working my dream, living my dream.â€?

The future looks bright for the Union Canal House as Albright has plans to add a deck with a relaxing, casual atmosphere and also to begin a series of cooking classes for children.

With exciting things on her horizon, Albright has no plans to slow down and, in fact, continues to look for ways to keep building on her dream, while paving the way for future generations to be inspired by her story and follow in her path.

As she said, “You must always give back in some way—it will shine back at you every time.�

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CAREER

Getting a Handle on Contingency Work

By BARBARA TRAININ BLANK

E

xact statistics are hard to come by, but it seems a large percentage of American businesses use contingency workers.

What are “contingency workers”?

They include temporary workers but also independent contractors, freelancers, and part-time workers.

If your business uses contingency workers during busy times, it’s advisable to hire them through a staffing firm that knows the applicable laws and classifications under the Fair Labor Standards Act, said Sara Austin, founder and partner of Austin Law Firm, LLC, in York.

But it’s important to choose a reputable staffing agency—perhaps

through referrals. Unreliable agencies can sometimes disappear without paying their employees’ wages.

This can lead to legal troubles for a business, even if it already paid the staffing agency.

Using a reliable staffing agency also guarantees that appropriately skilled people are hired and no legal issues arise.

Traditionally, the staffing agency has been the employer, but now the trend is toward what’s called joint employment.

Both the business and the staffing agency can be held responsible for any obligations to contingency workers under applicable law.

For example, if a worker is

harassed, both the staffing agency and your business might be held responsible for stopping it.

The concept of joint employment used to apply only to unionized workers, but now the National Relations Board has broadened that.

Often, companies have such a level of direction and control that there really are two employers, even if the business isn’t directly paying the workers.

As a business owner, assume you have to comply with antidiscrimination and similar laws with respect to everyone, even temporary workers.

“All employment decisions should be made without regard to race,

gender, religion, or other protected classification,” cautioned Austin.

Also, both the business and staffing agency may be held responsible for any wage discrepancies.

For example, if the business requires the contingency workers to work overtime but not to punch in or out, this could trigger payment obligations.

Make sure there are deep pockets on both sides and that the staffing agency is a good partner in case there’s a determination of joint employment.

The staffing agency is the employer—that hasn’t changed, said Austin. (It’s just a question of a

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possible joint-employer relationship under some circumstances.)

In an attempt to avoid the finding of joint employment, there should be an agreement that both the staffing agency and business remain independent companies with no direction and control over each other, and with only the staffing agency having direction and control over the duties of the contingent worker.

That agreement has to be clear as to who pays the worker; who directs his/her work on a daily basis; who disciplines him/her; and who removes him/her if necessary. If the business steps in, it is putting itself into the possibility of being determined a joint employer.

The courts are looking at instances in which the staffing agency isn’t the sole employer by virtue of direction and control over the contingent worker, Austin said.

It’s also advisable to have an agreement with the staffing agent through a written contract, identifying who is responsible for various aspects of the employment relationship, including unemployment taxes, Medicare contributions, and compliance with various laws, including the Fair Labor Standards Act, which governs overtime payments.

Moreover, advised Austin, “Do not treat contingency workers as ‘employees’ of the business.

They should not be provided with business cards, employee ID badges, handbooks, or access to corporate facilities.”

However, under the right circumstances, they should be given

8

any badge necessary for them to enter and exit the work premises and any rules or policies they need to follow.

The staffing agency may say to the contingency employees: “I want to send you to XYZ business. But you have to agree to abide by the rules and policies of XYZ business (which are set forth in their handbook).”

In other words, the staffing

be applied to them (by the staffing agency) as to permanent employees.

The staffing agency must also not discriminate.

“If an agency, for example, uses code language for the racial group of a contingency worker, the business may be held responsible for discrimination if it knows about and approves of (or has even directed)

“”

It’s also advisable to have an agreement with the staffing agent through a written contract, identifying who is responsible for various aspects of the employment relationship

agency basically adopts the business’s policies as its own and requires the worker to abide by them while they are placed at XYZ company.

Another area of concern is background checks. Don’t assume the staffing agency has conducted an effective check for contingency workers.

Over the years, the contingency workforce has grown considerably.

That makes it more important than ever that the same screening process

~ February 2017 | BUSINESSWoman

that discrimination,” said Austin.

Do contingency workers get benefits, which essentially mean health insurance?

“Of course they do,” she said, “under certain circumstances, and if they do receive benefits, they come from the staffing agency.”

But what happens if the staffing agency doesn’t provide benefits to all employees? Usually health benefits are medical and don’t include dental or vision, although these are

sometimes added on.

There’s the Affordable Care Act. Coverage depends on how big the business is and who provides what.

HIPPA protects against preexisting conditions, and there is also COBRA—which gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances, such as voluntary or involuntary job loss.

What about insurance? Who is responsible and in what cases?

This is an issue under the ACA and any particular policy of the staffing agency.

“The law might provide one thing, but the agency can provide another (as long as it is not stricter than the law),” Austin said. “For example, if the law requires coverage to be provided to an employee who works at least 30 hours, then the agency cannot require employees to work at least 31 hours to get coverage.”

However, the agency can offer coverage to employees who work under 30 hours if it so chooses.

Should you involve an attorney in contingency worker situations?

“It’s not a bad idea, because you might need [an attorney] now or later. There are a lot of legal issues, and that could save you heartache, time, and money rather than calling an attorney after the fact when there might be no legal way to remedy the situation.”

The attorney can help both the business and staffing agency figure out direction and control issues.

By KATHRYN HAUER, EA, CFP®, MBA

W

hen given the choice between a full-time job with regular pay and benefits and a temporary, part-time, hourly job with no benefits, most of us would pick the former.

Some of those who would choose temporary work probably fall into the category of highly skilled entrepreneurs; in-demand freelancers, like interior designers; or those following creative ambitions, like writers or musicians. Countless other temporary workers would much prefer to find full-time positions with benefits, but can’t.

tomorrow and reasonably sure you will have it a year from now (of course, layoffs do happen).

But temporary workers don’t know in the morning if they will have their job that afternoon. Managing cash flow and saving for retirement are hard enough for people with fulltime income they can depend on.

Those who can’t count on a regular paycheck have it even harder.

Negative Financial Impacts And unfortunately, though temporary work is becoming more widespread in the U.S., it can have a negative impact on your finances.

In many cases, temporary work can significantly undercut your financial prosperity in a number of ways, including:

Fewer Benefits – Although hiring temporary employees can be good for business owners, it’s rarely a good deal for the employee. As a full-time employee, you get paid for six or more holidays each year, and you generally get some number of vacation and sick days.

As a temp, you get paid only when you work. Temporary workers also miss out on benefits usually available to full-time employees, like a retirement plan and health and life insurance, often paid for in part or in full by the company.

Lack of Stability – As an employee at a full-time job, you are almost 100 percent sure that you’ll have your job

Lower Wages – Temporary workers earn, on average, 25 percent less than full-time workers. If some or all your

How to Protect Yourself If you find yourself in a situation in which you must do temporary work, even though you would prefer a full-time position, there are steps you can take to protect yourself as much as possible from the negative financial consequences.

certificate, marriage certificate, driver’s license, passport, military service record, Social Security card, and other items that prove your identity and your entitlement to benefits.

You may need some of these to verify your identity and citizenship when getting a new job, to set up automatic payroll deposits, to qualify for public assistance, to get tuition grants for training, and for many other situations.

Email yourself the scanned copies, save the digital files on your computer, and also print physical copies that you can keep in a safe place, like a designated file cabinet or safe-deposit box.

Making copies of these documents can help you if an original is lost. Though such documents are important for everyone, as a temporary worker you’ll also assure easy access to the proof you may need to get the benefits you’ve earned or to hire on for a new job.

Safeguard Essential Documents – Scan, email, and save important documents, such as your birth

Get Help – When you can’t count on a concrete amount of money coming in each month, you may find it

working life is spent in temporary work, you will earn less in a lifetime than if you worked full time, even when accounting for fewer total number of hours worked.

Reduced Lifetime Savings – Over the years, the result of temporary work is less money earned and saved.

Temporary workers often have no retirement savings since they never met the full-time requirements for a company 401(k) and didn’t have extra funds to start an IRA. Additionally, your Social Security monthly retirement benefit will be lower because it is based on your lifetime earnings.

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CAREER

The Financial Cost of Temporary Work

Career

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difficult to pay your bills and cover your living expenses. Find out if you are eligible for food stamps, welfare assistance, supplemental Social Security insurance, state or local assistance, faith-based help, and other types of support that can help reduce financial strain.

You can also visit your local employment office. Even if you aren’t receiving unemployment benefits, the office can help you find your next temporary job or possibly a permanent, full-time job.

Look Out for Your Own Safety – Without health or disability insurance through your employer, an injury that prevents you from working could cause severe financial hardship.

Yet statistics show that temporary workers have a greater risk of getting injured on the job than full-time employees. Temporary workers may not always get the same training that permanent workers do, so ask questions if you don’t understand a task you’ve been assigned. Follow instructions closely to keep yourself safe on the job.

Set Up an IRA – Even if you don’t have a 401(k) retirement plan through your work, do your best to save a little extra money to invest in an IRA account that you can set up yourself. Money may be tight, but something is better than nothing. You can contribute a maximum of $5,500 in 2017 ($6,500 if you are age 50 or over).

Maintain a Current Resume – Write and continually update your

resume and work history. Keep current a list of the places, dates, supervisors, and job duties of all the places you have worked. This will come in handy as you look for new opportunities or need to provide references.

Make Connections – In some cases, temporary work can lead to permanent work. Let your employer know that you are interested in a full-time job if one were to come up. Ask co-workers and bosses if they know of full-time jobs with other companies.

People love to help; I still happily remember the times my connections have gotten another person a great new job.

Looking Ahead Temporary work is a growing trend in the U.S., and it’s not unreasonable to think that you or a loved one may become a temporary worker in the future.

If you find yourself in this situation, be aware that it can be costly for your financial picture, so you’ll want to take extra precautions. Be careful with your spending, take advantage of the help that may be available to you, and save as much as you can to prepare for your future.

Keep your spirits up and continue searching for permanent work.

• Kathryn Hauer, CFP®, MBA, EA, founded Wilson David Investment Advisors, a financial planning and advisement firm.

She helps people learn how to manage and grow their money. Read more about her at www.wilsondavid.com.

CAREER

Values-Based Leadership:

Leading from the Inside Out

B

By RICHARD BARRETT

ecoming a successful leader—someone who is able to build a long-lasting, high-performing team, organization, or community—is not about what you do, although that is important. It is about how you do what you do—it is about living your deeply held values.

Sustainable advantage and enduring success — both for companies and people who work for them—now lie in the realm of how, the new frontier of conduct.

What my research and the research of others show is that values-driven teams, organizations, and communities are the most successful.

Values-driven organizations generate higher earnings; they are more customer focused and more productive; and they have higher levels of employee engagement, higher retention rates, and lower absenteeism. Because employees feel cared for, they willingly bring their creativity and discretionary energy to their work.

Values-driven organizations also generate more customer loyalty and more societal goodwill. The

people together and the lubricant that allows energy and passion to flow. Trust builds internal cohesion.

On the left-hand side of Figure reason they do thisstates: is because they Trust: The One Thing That Changes Stephen Covey strive to meet the needs of all their Everything, states: Trust always 1 are the values you need to live by to engender trust; stakeholders.

This,affects in turn, generates affectsand outcomes—speed and cost.

Trust always outcomes—speed cost. When trust goes up, speed will also go on the right-hand high levels of trust. Trust is the glue When trust goes up, speed will also side are the competencies that have and people costs will go down. trust down, will also go down, and costs to be acquired to engender trust. thatup, bonds together and When the go up, goes and costs willspeed go down.

When 6 go up.

Character is a reflection of how lubricant that allows energy and trust goes down, speed will also go passion to flow. Trust builds internal down, and costs go up. you are on the inside—your intent cohesion.

Trust end value; invalues order to thein level of integrity you display Trust is an end value; in order to trust andisbeantrusted other haveand to be place. in your relationship to others. These Stephen Covey, author of several trust and be trusted, other values Figure 1 shows the components of trust. depend primarily on the level of books, including The Speed of have to be in place.

Figure 1: The Trust Matrix

On the left-hand side of Figure 1 are the values you need to live by to engender trust: BUSINESSWomanPA.com | February 2017 ~ On the right-hand side of are the competencies that have to be acquired to engender trust.

Character is a reflection of how you are on the inside, your intent and the level of

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development of your emotional intelligence and social intelligence.

Intent is demonstrated by caring, transparency, and openness; integrity is demonstrated by honesty, fairness, and authenticity.

While all these values are important, authenticity is perhaps the most important value for building trust.

The authentic leader pursues purpose with passion, practices solid values, leads with heart, establishes enduring relationships, and demonstrates self-discipline.

The authentic leader brings people together around a shared purpose and empowers them to step up and lead authentically in order to create value for all stakeholders.

Competence is a reflection of how you are on the outside, your capabilities, and the results you achieve in your role. These depend primarily on the level of development of your mental intelligence, your education, and what you have learned during your professional career.

Capability is demonstrated by skills, knowledge, and experience.

Results are demonstrated by reputation, credibility, and performance.

Even though the focus on competence (capability and results) is important, these are skills that can be learned and accumulate over time. I believe the focus on character (intent and integrity) is more important because these qualities are required for creating internal cohesion and are much more difficult to develop.

Competence is about achieving results; character is about how you achieve them.

How do you create a highperformance culture? Everyone agrees that the culture of an organization determines its success.

Who you are and what you stand for have become just as important as the quality of the products and services you sell.

But where does culture come from?

Simply put, the culture of an organization is a reflection of the

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values and beliefs of the leaders. Who you are as a leader determines the corporate culture. Therefore, if you want to change the culture, either you must change or you must change the leader.

Cultural transformation begins with the personal transformation of the leader—organizations don’t transform; people do. The first step in creating a high-performance culture is to measure the culture you have created. Most cultures are created unconsciously. When you are able to measure your culture, you can consciously create the culture you want.

How do you measure culture?

It used to be that culture was considered an intangible and therefore not susceptible to measurement. This is no longer true.

You can now measure your culture by using the Barrett Values Centre’s Cultural Transformation Tools. The CTT is based on the Seven Levels of Consciousness model.

Seven levels of organizational consciousness are: service, making

a difference, internal cohesion, transformation, self-esteem, relationship, and survival.

The culture of an organization is a reflection of the values and beliefs of the leaders. As the leader’s values change, the culture changes. If you want to change your culture, you must begin by measuring employees’ perception of the current culture and their desired culture. This allows the leadership group to find out what is working and what is not working and take actions to introduce changes that align with employees’ desired cultural values.

As you do this, year by year you will find the level of values alignment increasing, the level of cultural entropy decreasing, and the level of employee engagement increasing.

• Richard Barrett is the chairman and founder of the Barrett Values Centre.

This article is based on Barrett’s book The Values-Driven Organization: Unleashing Human Potential for Performance and Profit. For more information, go to www. valuescentre.com and www.richardbarrett. net.

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IVS 800-787-0039 ^Savings based on HD DVR system for 4 rooms and comparison between SELECT standard package offer vs. All-Included package offer over 2 years. $50 2-YR SELECT ALL-INCLUDED PACKAGE PRICE: Ends 1/21/17. New DIRECTV residential customers who bundle w/ eligible new or existing AT&T wireless svc. Price includes SELECT All-Included TV Pkg and monthly fees for a Genie HD DVR + three (3) add’l receivers. Eligible Wireless: Consumers only. Sold separately. Reqs AT&T postpaid svc on elig. plan (excl. Lifeline & Residential Wireless) on a smartphone or phone (excl. Wireless Home Phone). Svcs: Svc addresses must match. To be elig. for 2nd-yr price guarantee both services must remain active & in good standing during 2nd year. Price Guarantee: TV pkg only. After 24 mos. or loss of eligibility, then-prevailing monthly rate for All-Included TV Pkg applies, unless customer calls to cancel/change service prior to the end of 24 mos. Price excludes taxes, equipment upgrades/add-ons and other chrgs. Some offers may not be available through all channels and in select areas. See att.com/directv. DIRECTV SVC TERMS: Subject to Equipment Lease & Customer Agreements. Must maintain a min. base TV pkg of $29.99/mo. Add’l Fees & Terms: $19.95 Handling & Delivery fee may apply. Programming, pricing, terms and conditions subject to change at any time. Visit directv.com/legal or call for details. WIRELESS SVC TERMS: Subj. to Wireless Customer Agmt (att.com/wca). Svcs are not for resale.

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Lifestyle

Exploring Mayan Ruins

T

Chacchoben's Temple 24, a stepped pyramid with a central stairway leading to the top.

By ROCHELLE A. SHENK

he ideal vacation varies from person to person. It could be relaxing with no agenda, catching some rays with a good book in hand, pursuing your favorite sport or hobby, enjoying time with friends, or perhaps a bit of adventure.

I combined a relaxing cruise with friends, catching some sun, and enjoying a good book (or two) with a bit of adventure and education on my latest journey.

One of our destinations was Mexico’s Yucatan peninsula. The Yucatan and the eastern part of several neighboring countries are home to some amazing remnants of the Mayan civilization. Exploring the ruins is an interesting side trip if you’re in Mexico, Belize, Honduras, or Guatemala.

Here’s the educational part.

Centered in the tropical lowlands of what is now Guatemala, the Mayan empire reached the peak of its power and influence around the sixth

14

century A.D. The Maya excelled at agriculture, pottery, hieroglyph writing, calendar making, and mathematics. Many of their temples and palaces were built in a stepped pyramid shape and decorated with elaborate reliefs and inscriptions.

The Maya also made significant advances in mathematics and astronomy, including the use of the zero and the development of a complex calendar system based on 365 days.

Many of you may remember the furor in 2012 when a number of people believed that doomsday was upon us since the cycle of the Mayan calendar ended on Dec. 21, 2012 (the date of the winter solstice). Since we’re still here, obviously, the world didn’t end.

On its website (www.nasa.gov), NASA explains that Dec. 21, 2012, was the end of a Mayan calendar cycle, and like calendars we have in our homes today, which end on Dec. 31, the cycle begins again.

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At its peak, the Mayan population may have reached 2 million, according to History channel (www.history.com).

However, most of the sprawling stone cities of the Maya were abandoned, leaving behind impressive architecture and symbolic artwork.

Scholars have debated what might have caused the dramatic decline of such a vibrant civilization, and some speculate that the Spanish conquest of the area inhabited by the Mayan people may be a factor. It’s also important to note that although the empire declined, the people didn’t vanish; Mayans still exist today.

Perhaps it’s that sense of mystery that’s piqued my interest. I’ve explored several Mayan ruins, including Altun Ha, an extensively excavated site about 30 miles north of Belize City, Belize, and more recently Chacchoben, which means “place of red maize (corn).” (Some of the stones used in the various buildings still showed a hint of a red color.)

I chose this tour as my shore

excursion in Costa Maya during the cruise. Chacchoben is about 56 miles west of Costa Maya. The ride to the ruins is interesting. Much of the port of Costa Maya and a good bit of the surrounding area sustained heavy damage during Hurricane Dean, a category 5 hurricane, in 2007, and some damage from Hurricane Ernesto in 2012.

While the port and the neighboring community recovered relatively quickly, the environmental impact can still be seen. What had been large stands of mangroves throughout the area had been destroyed by the hurricanes, but they are beginning to come back, though small and not as densely populated.

You may be wondering why this is important. My guide explained that the mangroves not only help absorb the impact from tropical storms, protecting the coastline, but they also serve as habitat for a number of fish.

Like the terracotta warriors in China, evidence of the ruins was

Plaza Las Vias, the steps lead from the large plaza to low-rise administrative and residential buildings.

The steep stone steps lead to the Gran Basamento. Two temples on the upper lever form the ceremonial hub of Chacchoben. that while Chacchoben was abandoned and reoccupied several times, it was finally abandoned in 1000 AD. Walking through the site gave a glimpse into the lives of the people who lived there. Excavations of this and other sites have unearthed plazas,

palaces, temples, and pyramids.

There were also courts for playing ball games. We could only climb a few steps on the temples to take pictures, but we were permitted to climb the stairs at the Gran Basamento to view two ceremonial temples (pyramids).

The climb up these stairs can be an adventure in itself, as one may expect of a restored ruin—the stairs themselves are a bit uneven and there are no handrails. I felt an amazing sense of history as I thought about all the people who had climbed the stairs before me.

A large, flat rock with rounded edges and a small hole in its side is on the left side of the staircase. I channeled an Indiana Jones movie when our guide explained that on the day of the winter solstice, the shortest day of the year, you can see the light of the setting sun shining directly through that hole in the rock.

And that’s not the only amazing marvel. On the day of the summer solstice, the longest day of the year, for about five minutes you can see the light shining through the opening at the top of this 60-foottall pyramid on the high plaza to the right of the stairs.

From the plaza, I looked out over the jungle and could see a mound rising above the treetops. Our guide indicated that most likely the mound covers an unexcavated pyramid similar to the one behind us. Pretty cool stuff!

After climbing back down the stairs, we headed back through the lower part of the ruins and to the gift shop to check out some souvenirs. I returned to the ship filled with a lot of new information and a renewed appreciation for the Mayan empire and its architectural feats.

Las Vasijas, one of two temples in the Gran Basamento. The other temple is Temple 1, which has astronomical significance.

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Lifestyle

found by a farmer. In this case, he was searching for a site for his farm in 1942.

Thirty years later, the family hosted Dr. Peter Harrison, an archaeologist leading a project sponsored by Tulane University and the Royal Ontario Museum. He conducted the first exploration, made maps of the site, and reported the ruins to the Mexican government.

Exploration was rebooted in 1994 as part of a project under the auspices of Mexico’s National Institute of Anthropology and History, and in October 2002 the restored complex was opened to the public.

During the drive to the ruins, I also noticed that most of the area was relatively flat—there were few hills.

And as we got closer, the vegetation became more lush and jungle-like.

After Chacchoben was abandoned as a city, it continued to be used as a ceremonial site. Eventually that, too, ceased and it became like many of the Mayan sites—lost to the jungle.

Chacchoben is an astounding place; it seems to rise out of the jungle. As we explored it and saw the surrounding jungle, some of which still envelops unexcavated parts, I imagine what it must have looked like before the excavation. Remember that most of the surrounding land is relatively flat, so the enshrouded temples must have looked like large mounds.

Studies made during the excavations indicate that the earliest human settlement in the area dates to 1000 BC, and information suggests

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~ February 2017 | BUSINESSWoman

You need to get your product or service in the hands of potential consumers. Marketing does that, and it includes sales, public relations, pricing, packaging, and distribution.

We’ll gather fresh information on marketing strategies, and bring them to you once a month in an easy-to-read e-newsletter called The Fresh Press.

We won’t spam you with offers. That’s not what this newsletter is. Look for an email from The Fresh Press in your inbox or go to www.BusinessWomanPA.com and sign up to receive this FREE newsletter.

Cardiac Resynchronization Therapy – A Treatment Option for Congestive Heart Failure

T

By KIM KLUGH

supply of blood and oxygen, which, if left untreated, will gradually diminish a person’s quality of life.

Patel says symptoms that may result from the heart’s inability to pump sufficient blood to satisfy the body’s need for oxygen can include shortness of breath, dizziness, leg swelling, fatigue, or lack of energy and the inability to walk long distances.

However, he adds that, “Cardiac resynchronization therapy is a treatment that can help alleviate some of these symptoms.”

Although not a cure, CRT, which is often combined with other treatments for optimal results, is an option worthy of consideration if a patient diagnosed with congestive heart failure meets the suitability criteria.

When a heart is normal and healthy, Patel says its conduction system keeps the blood-pumping function synchronized by a coordinated spread of electrical impulses that use specialized electrical pathways, originating from the heart muscle.

“This coordinated spread of

electrical impulses,” he says, is what “leads to the synchronous contraction of the heart walls, leading to efficient pumping of the blood.”

Certain heart failure patients have a defective conduction system, resulting in what Patel explains as “dyssynchronous spread of electrical impulses in the heart walls and ineffective pumping of the blood.”

This anomaly in the conduction system can be identified with an EKG. He says if the EKG indicates that the patient is in congestive heart failure with reduced pump function (also known as ejection fraction), accompanied by a cardiac conduction/electrical system abnormality, then he/she may be a candidate for cardiac resynchronization therapy.

“CRT,” says Patel, “could be offered as part of a pacemaker implantation or with a defibrillator implantation.”

So how does this half-dollar-sized device, which is usually implanted just below the collarbone, help “sync” or re-coordinate the heart’s

pumping action?

“The two main components of pacemakers,” he says, “are a generator (that houses the battery and circuit of the pacemaker) and electrical wires, also called leads, which are connected to the heart.”

Depending on the type of pacemaker used, there can be one to three leads.

“A standard pacemaker,” says Patel, “is programmed to prevent low heartbeats, providing electrical impulses to the heart in case natural electricity of the heart fails.”

The difference between standard pacemakers and pacemakers that offer cardiac resynchronization therapy is in the amount of leads they require. He explains that the CRT device “has three leads that stimulate the wall of the heart in synchronous fashion to optimize the pump function of the heart.”

As with many treatment options, there are also risks to consider with CRT. Pacemaker implantation is categorized as an invasive procedure, and because of that Patel says there is a 1-2 percent risk of complication. These possible

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Wellness

he American Heart Association reports that nearly 5 million Americans are living with congestive heart failure, with approximately 550,000 new cases diagnosed each year.

Described as a chronic, progressive condition that typically worsens with time, it can affect either the left or right side of the heart or both.

That diagnosis—heart failure— may sound confusing. How is one able to remain alive while in heart failure? Heart failure does not mean that the heart has completely stopped working and is no longer a functioning organ.

Rather, as cardiologist Dr. Chinmay Patel with PinnacleHealth CardioVascular Institute explains, “In patients with congestive heart failure, the pumping function of the heart is reduced.”

When the heart’s pumping function becomes inefficient and no longer works at full power, the heart’s rhythm or beats become irregular. This defective pumping function subsequently prevents the body from receiving its adequate

complications include damage to the lung, cardiac chamber perforation, fluid around the heart, lead dislodgement, and risk of infection.

He adds that due to the number of pacemaker implants performed today, it has “become one of the low-risk procedures and can be accomplished without any complications in the majority of cases.”

Depending on the type of pacemaker implant, the procedure itself can last from 45 minutes to two hours, with “patients typically kept in the hospital overnight,” says Patel.

Patients can expect moderate pain or discomfort, lasting anywhere from 24 hours to a week. Those in recovery are advised to “limit lifting weights and restrict specific movement of the side where the pacemaker was implanted for four to six weeks, and after that, there are no specific restrictions,” he says.

Many patients who have undergone CRT, also called biventricular pacing, report improved walking distance and

Dr. Chinmay Patel with PinnacleHealth CardioVascular Institute.

Wellness

HOMELAND IS WHERE THE IS.

an increase in energy, along with a reduction in shortness of breath. As a result of CRT, numerous patients have been able to reclaim their independence with an enhanced quality of life, thanks to this technology that provides additional support to the heart.

Patel says that CRT has also been shown to reduce heart failure hospitalizations, in addition to helping patients live longer.

As far as future developments in pacemaker technology, Patel says that as “the science of the pacing of the heart evolves, the use of leadless pacemakers is likely to expand.”

He says that’s because the lead is generally considered to be the weak link in the circuit.

“Leadless pacemakers,” says Patel, “eliminate the current required lead and are implanted directly inside the heart.”

To date, he says a leadless pacemaker has been manufactured and is approved by the FDA. So far, it’s indicated for use only in patients who require a single-chamber pacemaker.

Join other businesswomen at monthly luncheon workshops to learn more about achieving success in business.

Tuesday, February 14, 2017, 11:30-1:00 Adverse Childhood Experiences and the Lifetime Implications (Promoting National Heart Month) Dr. Wanda Filer, MD, MBA Dr. Wanda Filer, Chair of the American Academy of Family Physicians Board of Directors will speak to us about the fascinating, illuminating, and sometimes disturbing ACE study.

For Registration information visit our webpage: www.wbcoyork.com

HomeCare | 717-221-7892 | HomelandHomeCare.org HomeHealth | 717-412-0166 | HomelandHomeHealth.org Hospice | 717-221-7890 | HomelandHospice.org Hospice volunteers are always welcome.

Educating Women on Best Practices in Business www.wbcoyork.com

If you could help greet visitors, stuff EXPO bags, or work at the registration desk, we would be glad to have you for all or just part of the day. Please call On-Line Publishers at (717) 285-1350.

Dauphin

April 1, 2017 • 9 a.m. - 2 p.m.

Hershey Lodge 325 University Drive, Hershey

18

~ February 2017 | BUSINESSWoman

Lebanon

April 8, 2017 • 9 a.m. - 2 p.m.

Lebanon Expo Center 80 Rocherty Road, Lebanon

YOUR CAST COMES OFF WHEN YOU’RE HEALED. WHY NOT YOUR

HEART 2001—Metal Stent

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The Absorb™ heart stent works like other drug-eluting stents by opening a clogged vessel and restoring blood flow to the heart. But unlike a permanent metallic implant, the Absorb BVS then dissolves into the blood vessel, leaving behind a treated vessel that may resume more natural function and movement because it is free of a metallic implant. Safer and healthier.

PinnacleHealth is one of only 10 hospitals in the nation with Absorb available, and it was the first in Pennsylvania to place Absorb after FDA approval.

At the heart of your good health.

pinnaclehealth.org/heart

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Berry Delicious— and Good for Your Heart!

By NANCY MONSON

Wellness

N

ot only are berries natural comfort foods and good for your brain, but research has also found that berries lower the risk of a heart attack, among other health benefits.

Want a delicious and easy way to reduce your risk of a heart attack?

Eat blueberries and strawberries at least three times a week.

A study published in the medical journal Circulation followed 94,000 women for 18 years and found that those who ate the most berries cut their chances of a heart attack by one-third.

The reason: Blueberries and strawberries (along with blackberries, black currants, and eggplant) are rich in compounds called anthocyanins, which widen arteries and reduce inflammation.

Berries are considered to be superfoods because they offer so many health benefits: They’re low in calories and contain vitamins, minerals, and antioxidants that can fight cancer, heart disease, diabetes, high cholesterol levels, high blood pressure, and arthritis.

Berries also boost memory and keep neurons healthy. Because they’re mostly made of water and rich in fiber, they also fill you up while keeping your calories down, so they

20

can help you lose weight.

We can now find fresh berries in our supermarkets all year long (although summer is the peak buying time). To select, store, and serve berries, Driscoll’s, the leading supplier of fresh berries in the United States, offers these tips: Select – Look for plump, brightly colored berries with no sign of rotting, denting, or bruising. Avoid strawberries with wilted caps, seedy tips, or white shoulders. Turn the package over to make sure the

~ February 2017 | BUSINESSWoman

berries on the bottom look as good as those on top. (I also give the package a whiff to make sure they have a nice berry smell; if they don’t, I put the basket back.)

Store – Berries last only a few days after purchase (raspberries typically last one to two days, while blueberries are good for up to seven days), so it’s important to store them properly and consume them quickly. Refrigerate them in their original packaging until you’re ready to eat them, and then wash

them gently in cold water.

Serve – Berries taste best chilled and can be eaten by themselves, as part of a fruit salad, or in any number of dishes, from fruit smoothies to yogurt parfaits, pancakes, salads, and even to add some zest to drinking water.

And don’t forget—frozen berries are just as nutritious as fresh berries and less pricey and more reliable at this time of year. Conveniently, they can be used straight from the freezer in smoothies, oatmeal, crisps,

and muffins or for breakfasts, snacks, or desserts. For recipes, go to Allrecipes (www.allrecipes.com).

Recipe: The More the Berrier!

Here’s a fast, simple recipe from Driscoll’s (www.driscolls.com) for a delicious, berry-based dessert.

Makes six servings; approximately 200 calories per serving (100 if made with Splenda) • 4.4 ounces blueberries • 6 ounces blackberries • 6 ounces strawberries cut into small pieces

Line a small bowl with thin slices of pound cake (or ladyfingers or dessert shells) on the bottom and sides and spoon the mixture over the cake.

Refrigerate for 2 hours or more. Top with whipped cream and serve!

• 6 tablespoons water

•

• 1/4 cup of sugar (or granulated Splenda) • ½ pound cake (or lady fingers or dessert shells) • Whipped cream

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• 6 ounces raspberries

Combine the berries, sugar or granulated Splenda, and water in a saucepan and cook, stirring frequently, over medium heat for 2 to 3 minutes (until the berries start to release their liquid). Then bring to a boil, stirring occasionally, for about 5 minutes until the mixture thickens. Remove the saucepan from the heat.

Nancy Monson is a health and creativity coach and the author of Craft to Heal: Soothing Your Soul with Sewing, Painting, and Other Pastimes. Her articles on health and nutrition have been published in over 30 national magazines. Visit her website at www.nancymonson.com.

York

April 20, 2017 • 9 a.m. – 2 p.m.

York Expo Center • Memorial Hall East 334 Carlisle Ave., York Jumpstart your career! Skip the line – register to attend online!

www.VeteransExpo.com • 717.285.8136

Did you know ...

60% of all personal wealth is Wellness

controlled by women

57% of all bachelor’s degrees and 60% of all doctor’s degrees Women buy more than 50%

Women earned about

of all new cars in the U.S.

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85% of all products and services Women make decisions in 80–85%

the purchase of

of all healthcare purchases

Contact your account representative today to reach this powerful market.

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Watch

Women to

Lindsay Paulsen joined the Brown Schultz Sheridan & Fritz team as the human resources assistant. Paulsen graduated from HACC with an associate’s degree in business and joins the team after working for a local company, performing HRrelated duties.

Christine

Sobolewski, CPA, with Gift CPAs, a leading small-business accounting and advisory firm in Central Pennsylvania, was promoted from senior accountant to accounting manager.

Kala Umberger has been named branch manager of the Members 1st Federal Credit Union branch located in Strawberry Square, Harrisburg. She has five years of banking experience. Umberger is active with the Lebanon County Toys for Tots and the Harrisburg Regional Chamber.

Applause

ACHIEVEMENTS & Janel Cross, president of Align Financial Services Group, has been named to the National Association of Plan Advisors’ Top Women Advisors list for 2016. A graduate of Rutgers University, Cross earned her master’s degree in financial services at The American College and her Accredited Investment Fiduciary (AIF) designation.

THIS SPACE COULD BE YOURS! See below regarding how to submit your achievements and/or career changes.

You have worked hard to get where you are; why not share it with other businesswomen just like you!

Celebrate your achievements!

Did you or someone in your organization get a promotion? Did you hire someone spectacular?

Did you or your company receive an award?

BusinessWoman magazine would love to let the world know!

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Connections

Email your announcements of career advancements and professional new hires to crupp@onlinepub.com. Photos should be saved as a tiff, jpeg, pdf or eps at 300 dpi.

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~ February 2017 | BUSINESSWoman

Meet and

Greet

American Business Women’s Association (ABWA) Camelot Chapter 6 p.m.

3rd Monday of the month Radisson Hotel Harrisburg, Camp Hill Marianne Troy, President 717.761.9013 mariannetroy@gmail.com www.abwacamelot.com Lancaster Area Express Network 7:15 – 9 a.m.

3rd Wednesday of the month Lancaster Country Club 1466 New Holland Pike, Lancaster Gail Tomlinson 717.715.2595 tomlinson.gail@comcast.net www.LAEN-ABWA.org Lebanon Valley Chapter 6 p.m.

4th Wednesday of the month Hebron Fire Hall 701 E. Walnut St., Lebanon Penny Donmoyer 717.383.6969 www.abwalebanonpa.com Penn Square Chapter 11:45 a.m. – 1 p.m.

1st Thursday of the month Hamilton Club 106 E. Orange St., Lancaster Laurie Bodisch, president 717.571.8567 lbodisch@fult.com www.abwapennsquare.org Wheatland – Conestoga Chapter 6 p.m.

1st Tuesday of the month Heritage Hotel 500 Centerville Road, Lancaster Kimberly Warner, President kwarner@murrayins.com www.abwa-wc.org Women @ Work Express Network 11:30 a.m. – 1:15 p.m.

2nd Thursday of the month Heritage Hotel 500 Centerville Road, Lancaster Diane Brooks diane@virtualbizzassistant.com www.abwalancaster.com

Executive Women International Harrisburg Chapter 5:30 p.m.

3rd Thursday of the month Rotating location Deb Pierson dpierson@piersoncci.com www.ewiharrisburg.org Faith & Business Women Networking 8:15 a.m.

1st Friday of the month York Springs Foursquare Church 400 Main Street York Springs, PA 17372 FABWomen1@gmail.com 717.659.9488 or 717.752.6104 Insurance Professionals of Lancaster County (IPLC) 5:45 p.m.

3rd Tuesday of the month, Sept. – May Heritage Hotel 500 Centerville Road, Lancaster Krista Reed, Treasurer kreed@gunnmowery.com www.internationalinsuranceprofessionals.org/ group/117 International Association of Administrative Professionals Capital Region LAN 5:30 p.m.

3rd Monday of the month Holiday Inn Harrisburg East 4751 Lindle Road, Harrisburg Pam Newbaum pneubaum@pinnaclehealth.org 717.782.5787 www.iaap-harrisburg-pa.org

Pennsylvania Public Relations Society 5:30 p.m.

Last Thursday of the month Erin Kanter, President pprshbg@gmail.com www.pprs-hbg.org Shippensburg Women’s Area Networking (SWAN) Noon 1st Wednesday of the month Rotating location Amanda Ridgway, President shipswan@yahoo.com www.facebook.com/shipswan Women Inspiring Success Express Network 7 – 9 a.m.

2nd Tuesday of the month Various locations Wanda Stiffler 717.891.7808 wls1211@hotmail.com Women’s Business Center Organization (WBCO) 11:30 a.m. – 1:30 p.m.

2nd Tuesday of the month Sept. through April Alumni Hall – West Campus York College of PA 441 Country Club Road, York Lynne Breil, Executive Director lynne@theprofessionaledgeinc.com Julie Sterner, Administrator jsterner@ycp.edu www.wbcoyork.org

Women’s Capital Area Networking (WeCAN) 11:30 a.m. – 1:30 p.m.

3rd Wednesday of the month West Shore Country Club 100 Brentwater Road, Camp Hill Abeer Allen, President 717.514.4449 info@wecanconnect.org www.wecanconnect.org Women’s Independent Networking Group (WING) Noon 1st and 3rd Wednesday of the month Wyndam Garden 200 Louck Road, York Lisa Barshinger 717.747.6393 info@wingofyork.com www.wingofyork.com Women’s Network of York 11:30 a.m.

3rd Tuesday of the month Out Door Country Club 1157 Detwiler Drive, York Lori Detter, President president@wnyork.com www.wnyork.com

Hershey LAN 5:30 p.m.

2nd Tuesday of the Month Hershey Lodge 325 University Drive, Hershey 717.508.1710 Sherry Hoover shoover@hersheys.com www.hershey-iaap.org

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Connections

Yellow Breeches Chapter 6 p.m.

4th Wednesday of the month Comfort Suites 10 S. Hanover St., Carlisle Kerina DeMeester kerina1011@gmail.com

Central PA Association for Female Executives (CPAFE) 1st Wednesday of each month Refer to the website for the meeting location Adrienne Toman, President 717.713.7255 info@cpafe.org www.cpafe.org

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