MilestONE Magazine: Summer 2024

C NTACT

LOCATIONS

ONLINE

MEADVILLE

WEBSITE

868 Park Ave Meadville, PA 16335 300 Arch St.

www.onefcu.com

WEB BANKING onlinebanking.onefcu.com

Meadville, PA 16335

SAEGERTOWN

EMAIL info@onefcu.com

280 North St. Saegertown, PA 16433

FACEBOOK /ONEFCU1

CONNEAUT LAKE 10998 State Highway 18

INSTAGRAM

Conneaut Lake, PA 16316

@onefederalcreditunion

COCHRANTON 180 N. Franklin St. Cochranton, PA 16314

GET IN TOUCH OUR OFFICES Main Line: 814.336.2794 Toll Free: 888.299.7351

DEBIT CARDS Activate/PIN Change: 800.992.3808 Lost/Stolen: 833.337.6075 Fraud Watch: 844.682.4502

CREDIT CARDS Activation: 800.456.6870 Lost/Stolen: 800.991.4961 Card/Balance Info: 800.433.0505

In This Issue 1 Letter From the President 2 Investing in Community A PARTNERSHIP THAT MAKES A DIFFERENCE

3 Your ONE Wish 4 Your ONE Story & Creating Smiles 5 75th Anniversary Member Celebration 7 Our History 9 Swap & Drop 10 Product & Service Updates 11 Youth Day 12 Networking In Our Neighborhoods 13 Kindness 365 15 Business Spotlight KOVFINO, CAMBRIDGE SPRINGS TIRE CO, CONNEAUT LAKE NOTARY

18 Our Team Is Growing 19 Financial Insights 20 A Few Words From The Managers

Celebrating Our 75th Year AND LOOKING AHEAD

I hope this letter finds you well. As we celebrate the midpoint of our 75th year, I am filled with immense pride and gratitude for each one of you who has contributed to our journey thus far. This occasion marks a significant moment in our history—a testament to our resilience, innovation, and unwavering commitment to excellence.

Reflecting on our achievements over the past seven and a half decades, it is clear that our success has been driven by the dedication and hard work of our team, the support of our partners, and the trust of our members. Together, we have navigated challenges, embraced opportunities, and forged a path of continuous growth and transformation.

Looking forward, we are excited to embark on the next phase of our journey. As we plan for the next 75 years, we are committed to building on our strengths while embracing new opportunities and challenges. Our vision is bold and ambitious, rooted in our core values of integrity, innovation, and sustainability.

I am pleased to share that we are in the process of developing a strategic plan that will guide us through the next milestone in our company’s history. This plan will focus on harnessing emerging technologies, expanding our footprint, and driving sustainable growth. We are confident that with your continued support and dedication, we will achieve even greater success in the years to come.

Once again, I extend my heartfelt thanks to each of you for your contributions to our company’s success. Together, we have accomplished so much, and I am excited about the opportunities that lie ahead. Let us continue to work together, innovate boldly, and make a positive impact on the world.

Here’s to celebrating our past achievements and creating an even brighter future together.

Warm regards,

Heather Clancy-Young CEO/President

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LETTER FROM THE PRESIDENT

Investing in Community: A PA RT N E R S H I P T H AT M A K ES A D I F F E R E N CE In a heartwarming display of community spirit and corporate responsibility, The ONE Federal Credit Union has joined with the Meadville Area Recreation Complex to significantly enhance recreational opportunities for the local population. This collaboration not only marks a milestone in community development but

A second contribution was made when the ice

also underscores the positive impact when

arena began having difficulties remaining frozen.

businesses invest in the well-being of their

ONE FCU contributed funds to help replace the

neighborhoods.

dehumidifier. This new improved dehumidifier

The partnership between ONE FCU and the MARC began with the baseball complex renovation. This expansion created a space where families, athletes, and individuals of all ages could come together to engage in this healthy activity and foster a sense of

unit allowed the ice arena to stay open and provide access for sports like ice hockey, figure skating, and other recreational programs.

These programs not only promote a healthier lifestyle but also strengthen social bonds and community cohesion.

community. It also opened up the possibilities

Moreover, the collaboration between ONE

for larger tournaments to be held, bringing in

FCU and the MARC serves as a model of how

revenue to the community when teams visit the

businesses can play a pivotal role in supporting

area. Recognizing the importance of accessible

local initiatives and fostering sustainable

recreational facilities, ONE FCU made a

community development. By investing in the

substantial financial commitment to renovate

infrastructure that directly benefits residents,

the existing complex, as well as an ongoing

ONE FCU demonstrates its commitment to

maintenance agreement, ensuring it meets the

corporate citizenship and enhancing the overall

growing needs of the community.

quality of life in the area.

As we celebrate this inspiring collaboration between ONE FCU and the MARC, we are reminded of the transformative power of partnerships that prioritize community wellbeing. Through shared vision, dedication, and a commitment to making a difference, they have set a shining example of how businesses and local organizations can come together to create positive change.

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INVESTING IN COMMUNITY

Your ONE Wish MA K IN G W I S H ES CO M E T R UE In April, the 75th Wish Committee granted its first wish to Saegertown Area Library for $500 to support their Summer Reading Saegertown Area Library

Program, “Adventure Begins at Your Library”.

We went on to grant more wishes including portable microscopes to French Creek Valley Conservancy to aid in educational programs, puzzle tables to Wesbury for their activity center, a fridge to Linesville Library for their Summer Lunch program, backpacks to Child to Family Connections for children in need, and more.

We are still granting wishes to individuals and nonprofits across our communities. Just keep watching for our signs to see where the 75th Wish Committee has reached!

A special shout out to Flick’s Appliances for helping us make the Linesville Library’s wish come true!

From left to right: Wesbury, French Creek Valley Conservancy, Child to Family Connections, Crawford County Humane Society

Member Surveys R ES U LT S I N D I CAT E YO U ’RE SMIL ING !

We recently rolled out a new member survey program to gauge service satisfaction. You may be familiar with the kiosks and displays in our lobbies that ask, “Did we make you smile today?” Across all five of our locations, we have received a total of 707 responses in the last quarter. Given your feedback, our team is focusing on improving members’ wait time to provide a better experience, and overall, leave you smiling after every interaction. We hope you will continue to leave feedback as we wish to continue improving your experience.

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YOUR ONE WISH

Your ONE Story 2 ND Q UART E R W I N N E R Congratulations, Holly Gustafson, on being drawn as our winner for the first quarter 75th Anniversary Basket! Holly has been banking with ONE for over around 3 years, and this is her story: “I got my first car loan through ONE. I had no idea what I was doing, but Casey guided me through the whole process. I have continued to bank with ONE since then, and have always received above and beyond customer service.

ONE will always be the first place I go to for a loan or new type of account!”

Want to Tell Your ONE Story, too? We’re open for submissions throughout the year with a 75th Anniversary Basket being drawn once per quarter for a total of 4 winners! Submit Your ONE Story in person at any ONE FCU location or online at www.onefcu.com.

Creating Smiles C ELEB RATI N G R O N N I E ’S AC H IEV EM E N T We’re shining a spotlight on one member this week who our team had the opportunity to celebrate a financial achievement with: Ronnie! From securing the auto loan for his vehicle, to his final payment, we’re so grateful for the privilege to be a part of each financial MilestONE. Congratulations on paying off your car, Ronnie!

Celebrating With Ronnie

96%

3%

0%

1%

VE RY H A PPY

H A PPY

DISSATISF IED

NOT HAPPY

674 RATI NG S

22 RAT INGS

1 RATINGS

10 RATINGS

75th anniversary Member Celebration M O N DAY, J ULY 15T H - FRIDAY, JULY 19TH

Special Days Business Chamber After Hours

Drive Thru Donuts (9am-12pm)

7/17

All ONE FCU drive thry locations will serve donuts until noon or until supplies run out.

7/15

868 PARK AVENUE, MEADVILLE, PA 16335

Conneaut Lake Open House (2-4pm)

This event is open to Chamber and ONE Business members only.

Meadville Open House (2-4pm)

10998 ST. HWY 18, CONNUEAT LAKE, PA 16316

7/16

868 PARK AVENUE, MEADVILLE, PA 16335

Join us at the Park Avenue branch for refreshments, giveaways, and 5-minute massages. The credit union will stay open for normal banking service.

Saegertown Open House (2-4pm)

7/18

7/16

280 NORTH ST, SAEGERTOWN, PA 16433

Join us at the Saegertown branch for refreshments, giveaways, and 5-minute massages. The credit union will stay open for normal banking service.

Join us at the Conneaut Lake branch for refreshments, giveaways, and 5-minute massages. The credit union will stay open for normal banking service.

Cochranton Open House (2-4pm)

7/18

180 N. FRANKLIN ST, COCHRANTON, PA 16314

Join us at the Cochranton branch for refreshments, giveaways, and 5-minute massages. The credit union will stay open for normal banking service.

Free T-Shirt Friday

7/19

ALL LOCATIONS, ALL DAY

Members will receive a free T-shirt when they make a transaction at any ONE FCU branch, while supplies last!

Event Calendar 15

15-19

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J ULY

JULY

JULY

We will be hosting a Chamber

Join us for a full week of

Stop by the Saegertown Branch

Business After Hours on Monday,

festivities during our 75th

during the 2024 Saegertown

July 15th to celebrate our 75th

Anniversary Member

Community Garage Sale Day for

Anniversary.

Celebration.

hot dogs and snacks!

All Week Long Share Certificate Special 75 Months / 3.75% APY*

Refer-A-Friend Special Refer a friend to ONE Federal Credit Union and get $25 for yourself and $10 for a friend! Just fill out a Refer-A-Friend card with one of our team members and have your friend bring it when they open an account in-person or online.**

Member Photo Billboard Feature All of Celebration Week, we’ll be featuring our members’ photos on the digital billboard on the 322 highway. To get your photo on the billboard, all you have to do is: Post a picture of yourself on Facebook or Instagram with the ONE FCU logo wherever you find it.

Use this hashtag: #FunWithONEfcu Tag us @onefederalcreditunion Tell us what you love about ONE

New Account Pars On-Us We’ll cover the $5 par when you open a Regular Share Account during Celebration Week.***

75 Gift Giveaway Stay tuned to see if you’ll be one of the 75 Gift Giveaway Recipients! *Annual Percentage Yield with a $250 minimum deposit. Rate available through 7/19/24. Early withdrawal penalties apply. Other rates and terms available. **$25 Referral Bonus available to existing ONE FCU members who have been members for at least 30 days. $10 Welcome bonus is available to new ONE FCU members who join 07/15 through 07/20 only. Maximum one welcome bonus per new member or joint account.

New members must be in good standing through 08/20 to receive welcome bonus on 08/21. Existing ONE FCU member will receive referral bonus after the new member joins and completes qualifying transactions. Federally insured by NCUA. ***Offer valid 07/15-07/20 for new Regular Share Accounts only

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19, 20, 23

2

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AU GU ST

AU G U ST

S E P TE MB E R

SE P TE MBER

Look out for us at the

See us at the Crawford

All offices will be CLOSED

Stop by our tent during

Cochranton Fair Parade.

County Fair where

Monday, September 2nd

the Chamber Wine &

We’ll be passing out special

we’re partnering with 7

for Labor Day.

Brew Walk for chocolate

goodies to the community.

Mountain’s radio.

fondue!

OUR HISTORY 75 YEARS OF PEOPLE HELPING PEOPLE 1949 Eight men from the Viscose Plant in Meadville chartered the Viscose Employees Federal Credit Union for their fellow colleagues. Banking times were held in the lunchroom and transactions conducted from a shoebox.

1950 Viscose Employees Federal Credit Union celebrates its first full year of operation.

1973 Viscose Employees Federal Credit Union celebrates its 25th Anniversary and changes its name to FMC Employees Federal Credit Union.

1977 FMC Employees Federal Credit Union changes its name to Avtex Employees Federal Credit Union.

1986 Avtex Employees FCU changes its name to Meadville Area Federal Credit Union which served over 300 Employee Groups in the Meadville Area.

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OUR HISTORY

1999

2016

Meadville Area FCU celebrated its 50th Anniversary and in the same year, merged with 2 of the last 3 small credit unions in Crawford County (Meadville Forge Credit Union and Northwestern PA Federal Credit Union formerly knowns as Talon Credit Union).

In consideration of recent expansion into Mercer County, the decision is made to conduct a year-long re-brand and change names for what is to be the future of the credit union. The name of ONE Federal Credit Union is established and approved by the National Credit Union Administration. In addition, the third Student Credit Union is opened in Meadville Area Middle School.

2008 MAFCU opens its second branch in Saegertown.

2017 2011 MAFCU opens its first Student Credit Union in Titusville High School.

2013 MAFCU opens its seconf Student Credit Union in Cochranton High School.

2014 MAFCU merges with the last single sponsor employee credit union, Greenleaf Employees CU.

ONE Federal Credit Union opens its third branch in Cochranton. In the same year, ONE opens its fourth Student Credit Union at Meadville Area High School and additionally sponsors a student store.

2018 ONE opens multiple Student Credit Unions in elementary schools.

2019 ONE opens its fourth branch in Conneaut Lake.

2020

2015 With continued growth, MAFCU seeks out application to expand its charter of membership to include Mercer County. Addtionally, application is submitted to receive Low Income Designation to serve special programming to areas of theis designation in both counties.

ONE opens its fifth branch in Meadville on Park Ave.

2024 ONE celebrates 75 Years of serving the small communities of both Mercer and Crawford Counties.

Always Here to Help!

product & service How to Swap & Drop WH AT CAN I SWA P & D R O P? Any title loan that is financed with another institution, i.e auto, truck, camper, recreational, ATV, boat, motorcycle, snowmobile!

ME M B ER S W I L L N E E D Name, phone, address, and fax number of current lender Your loan account number Your current loan balance Current pay stub Proof of insurance

GET IN TOU CH W I T H O U R TE AM You can call our offices or make an appointment online with one of our lenders to get started today!

Apple, Samsung, and Google Pay for Credit Card Users J U ST TAP YO U R PH O N E & GO That’s right! ONE FCU is now fully compatible and integrated with Apple, Samsung, and Google Pay for its ONE FCU Credit & Debit Card holders! Enjoy all the benefits these payment services have to offer with your ONE FCU Debit Card. Experience a quick and convenient checkout through the use of your phone or smartwatch. These payment services offer contactless payment methods, allowing you to simply pull out your phone and place it next to the card reader. The payment is then made quickly and securely. It’s that simple!

Your ONE FCU Debit Card can be added by going to the respective Wallet App on your device and following the instructions to add the digital card.

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PRODUCT UPDATES

Youth Day CE LEB RAT I N G YO U T H F INANC IA L L I T E RACY And so went another successful Youth Day at ONE! Throughout April, our team emphasized youth financial literacy—helping kids open savings accounts, getting working teens their first checking and direct deposit setup, and overall discussing the value and importance of personal finance.

Youth Day is our way of saying “awesome job!” every year to all the kids who participate and continue to maintain their accounts. We celebrated with activities, prizes, donuts from Donut NV, and entertainment with Tree Family Party Piggies! But something our members may not have expected

WHAT FAMIL IES ARE SAYING:

was the surprise visit by the Centsables team! Six

“My young daughter opened her own account last

fearless friends whose greatest power is to help

year for Youth Month and loved the activities that

you make smart financial decisions for the rest of

went along with signing up. What makes ONE the

your life…beginning here and now.

best is all the fun events held to make banking that much brighter. Hands down the best family bank I’ve ever had. Thank you ONE!” “We bank at ONE because of the friendly atmosphere and because they always take the time to make the kids feel included and knowlegeable.”

“ONE is a great place to teach the kids about savings. We opened a Graduation Growth Fund.”

“We love ONE. Youth Month is always fun.”

networking in our neighborhoods ring of fire demo derby MAY 4TH & JUNE 1ST

Our team had a blast at the Ring of Fire Demo Derby in Cochranton where ONE sponsored 8 cars over both dates and volunteers helped out at the event with the 50/50 raffle and concession stands.

CONNEAUT LAKE community YARD SALE DAY SATURDAY MAY 18TH The Conneaut Lake team spent the morning handing out donuts, coffee, and other goodies to treat the yard sale shoppers who stopped by the Conneaut Lake Branch.

SPECIAL OLYMPICS WEDNESDAY, MAY 22ND The Special Olympics is an annual vonlunteer event for ONE. Although sadly this year’s event was cut short due to weather concerns, the athletes had a fantastic morning getting the chance to compete at many of the games.

RELAY FOR LIFE SATURDAY, JUNE 22ND ONE put together a team to show support at Crawford County’s Relay For Life. Our volunteers spent the day participating in the relay and handing out refreshments.

May LOV E YOU R P E T MO N T H

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We shared kindness in May with a social media

conversation about how much our pets mean to us.

The Love Your Pet photo contest sparked joy for many as people shared stories about their pets and what

they appreciate most about them. Over the course of

four weeks, we had four winners of the photo contest,

one from each category including Furry Friends, Scales & Tails, Barnyard Buddies, and Feathered Family. We

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enjoyed learning about the scaly, four-legged, and

feathered creatures that complete your family, and we hope you did too!

July (Current) FIR ST R ESP O N D E R S A P P R EC IAT I O N

This month, we invite our members to show kindness to our first responders, like our amazing firefighters, police officers, paramedics, and EMTs. They are the everyday heroes who keep our community safe and sound by leaping into action during emergencies, often risking their lives to protect ours. We enourage members to attend their charity events, volunteer alongside them, send cards & care packages, or even just to give a shout out on social media.

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KINDNESS 365

April

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AUTIS M ACC E P TANC E MO NTH Every April, the Autism Society works to build an inclusive community where autistic individuals are embraced and supported to achieve the

highest quality of life. So, we invited our members to join us in spreading kindness by donating funds to help purchase flexible seating for local autistic support programs. We’ve been working with

classrooms to make this happen, so you’ll have to stay tuned to find out how it goes!

June

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NATIONAL FAMILY MONTH

In June, we kicked off the summer season with a discussion about family financial literacy.

Members who participated in the discussion on Facebook were entered into a drawing for four tickets to Waldameer to celebrate National Family Month with their loved ones.

Ariel, the winner of the drawing, shared her best practices saying, “Our kids each have their own debit cards that their allowance is on. They also receive $100 every 3 months for their toiletries.

If they go over budget, they have to cover with allowance. If they stay under, they can chose to save or buy something extra. We also explain why sometimes we can’t do certain things or buy “unnecessary “ items so we can save for something we really want.”

We thank everyone who participated in the discussion and we hope that Ariel and her family had a great time at Waldameer!

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KINDNESS 365

business spotlight 3rd quarter edition Kovfino COFF EE, T E A & PAST R I ES

offer, we recommend checking them out. Their customer service is top-notch!”

Our Cochranton team loves their coffee runs to

Neighboring the Iris Theater inside the Motzing

Kovfino in the mornings and working with each of

Center of downtown Cochranton is Kovfino, a

their representatives. One team member said that

coffee lounge known for their specialty beverages,

in their experience, “Jessie makes my coffee just

from iced coffees to bubble teas. With a cozy

the way I like it every time. She always asks how

atmosphere and free Wi-Fi, you’ll find that Kovfino

I’m doing with genuine interest –you can tell she

is warm and welcoming. One of their customers

cares about her customers. They’re good people

shared, “They greet all of their customers with a

doing great things.”

smile every day and make it a point to get to know everyone who comes in the door –especially if they are new in town.”

Owned by the Cochranton Community Church, Kovfino embodies strong community values. This Labor Day, Kofvino will be holding “Jack’s Moving Day of Grace”. Attendees can expect food, games, bouncy houses, and more. During the holiday season, they take donations for the Shoe Box Drive, which sends gifts to children around the world.

As an active community member, Kovfino shared what it means to be a part of The ONE Federal Credit Union saying, “We love how they get involved with the community and are always supportive of local businesses. Whether you are looking for a new bank or have questions about what they

@TheMotzing Center

@motzing_center www.motzingcenter.com

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BUSINESS SPOTLIGHT

Cambridge Springs Tire Co. OU R FAM ILY S E RV I N G YO URS Cambridge Springs Tire Co. has stood by the motto “Our Family Serving Yours” since its founding in 1979. Currently owned and operated by brothers John Jr. and Jason Turner, this family business maintains a long tradition of honesty and reliability.

Today, they continue to provide the high-quality tire services their customers have come to expect, offering a wide range of options to meet their needs.

Cambridge Springs Tire Co.’s appreciation of convenience extends beyond the shop as well.

“We appreciate banking with ONE as they provide a wonderful banking experience. The staff is very friendly and helpful, and the convenience of the

Cambridge Springs Tire Co. specializes in all brands

Saegertown branch has been nice for Cambridge

of new tires, various sizes of used tires, new sensor

Springs Tire Co.”

valve stems, tubes, studded tires, and more. Plus, customers who purchase four tires receive free rotations and bead seals for the lifetime of the tires.

Whether serving new or returning customers, Cambridge Springs Tire Co. is dedicated to helping everyone find the right tires for their

Despite its status as a small business, Cambridge

needs and budget. Stop in or call in to make an

Springs Tire Co. competes with large name-brand

appointment and enjoy their fast and friendly

tire shops. They understand the value of their

service.

customers’ time, ensuring convenient service so clients can go from enjoying the comfortable waiting area to swiftly getting back on the road.

Their competitive pricing makes them a great choice for anyone in the market for new tires. The shop is open Monday through Friday, with additional hours on Saturday for added convenience.

@CambridgeSpringsTireCo (814)-398-4671

Conneaut Lake Notary

Because everyone’s story is unique, Brianna

FOR A LL YO U R N OTA RY NE E DS

appreciates about her banking, too. “The customer

For nearly ten years, Conneaut Lake Notary has helped residents by providing full notary services to Crawford County and beyond. From witnessing signatures to verifying documents and

prizes personalized service with her customers.

She shared that this is something that she also service is outstanding at the Conneaut Lake branch.

I really enjoy having my business accounts at ONE. They have more of a personal feel there than any other financial institution I have ever used.”

administering oaths, Conneaut Lake Notary can

Over time, our team has grown to know Brianna as

assist with all notary needs, as they are PennDOT

warm and always happy to help others however

approved. Owner and operator, Brianna Lang,

she can. If you find yourself in need of a notary,

understands that navigating paperwork and legal

Conneaut Lake Notary welcomes you to their new

terminology can be daunting. So, she makes it a

location established in 2022. Just two blocks north

point to provide personal service and ensures all

across from the State Farm office where you can

your questions are answered.

expect knowledgeable and friendly service.

Well-known in the community, Conneaut Lake Notary is an official member of the MeadvilleWestern Crawford County Chamber of Commerce which helps them get involved with new community activities and events. Brianna frequently lends her time to sponsor and support local causes big and small.

@ConneautLakeNotary,LLC conneautlakenotary@zoominternet.net 814-398-4671

OUR TEAM IS Growing!

ONE’s Newest Team Members K ELLEN, T E D DY, J U L I A , & PARK E R This summer, ONE welcomed four new team members. Kellen and Teddy have joined the front line as tellers. They recently completed their training, showing growth in their member service and attention to detail. Kellen and Teddy are now on the line, so make sure to stop by and say hello!

College students, Julia and Parker, have joined the ONE team as interns. They will be working with various departments through the summer to gain experience and further their education in the financial industry.

It has been a pleasure to work with them so far and we look forward to seeing where life takes them.

Department in Development FU RT HE R I N G I N D I R ECT ME MB E R E NG AG E ME NT ONE FCU is excited to announce that Katie Leveto recently stepped into the newly established role, Indirect Member Engagement Specialist. This position was designed to strengthen our relationships with new account holders that come to us indirectly.

Katie ensures each new indirect member receives a warm welcome to ONE Federal Credit Union. Katie will also make sure members have their account information, coupon book, and information on what the credit union is all about! Over the past few months, Katie has demonstrated exceptional creative problem-solving skills by developing innovative ways to engage with members. We look forward to seeing her continued growth and success in her career.

a few words From The Managers Casey Carlson MEADVILLE BRANCH MANAGER “We’re so excited to be celebrating ONE’s 75th Anniversary as a team and with our members! As we gear up for the Celebration Week, we’re anticipating sharing all of the special events and surprises we’ve been working on all year.

Make sure to stop by so you don’t miss out on the festivities!”

Tristyn Mattern SAEGERTOWN BRANCH MANAGER “Summer is finally here! The Saegertown team is enjoying the sun with the occasional outside lunch or afternoon walk. Our team is excited to participate another year in the Saegertown Community Garage Sale Day on Saturday, July 20th. We’ll be grilling out in the yard at our local branch with plenty to share, so stop by for some lunch or a snack and show us your garage sale finds!”

Melinda Danko CONNEAUT LAKE BRANCH MANAGER “Conneaut Lake has sprung back to life as families are flooding back to the area to enjoy the hot summer weather on the water. Though the summer isn’t over yet, have you thought about how you’d like to spend your summer next year? Putting away a little cash at a time could add up to the legendary family vacation you might’ve missed out on. Stop in or call the Conneaut Lake office to ask about our High Yield Summer Savings and start investing in your 2025 summer activities.”

Chelsea Barr COCHRANTON BRANCH MANAGER “Hello from the Cochranton Office! The last few months have been a whirlwind between training with ONE and getting to know each of our members. However, I can’t begin to express how welcome everyone has made me feel! My passion is meeting new people, learning new things, hearing stories, and helping others in every way I can. I’m enjoying my new role as Cochranton Branch Manager and looking forward to getting involved with our ONE community!”

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FROM THE MANAGERS