Live in the Moment – While Planning For Your Future

Every day, we are reminded of how life can change in an instant. As we’ve all learned over the past couple of years, life is constantly changing and it’s not slowing down anytime soon. That’s why The ONE Federal Credit Union will always be here to help you through the chaos to ensure you have the financial tools you need to do what’s best for you, in the moment.

Regardless of any changes ahead in 2023, own your year with a solid foundation of savings. With deposit rates on the rise, you can earn more based on what account you choose. If you are looking for short-term investments, ONE can help you with Share Certificates with terms as low as 3 months and minimum balances of $250.00.

On the flip side to deposit rates, ONE is aware of the concerns our members have when it comes to borrowing in the current environment. Our goal is to help our members when needs arise. We know that just because rates rise, that doesn’t end the need for credit cards, car, and home improvement loans. Our goal is to help you save with competitive rates and minimum payment structures, such as with our VISA credit card products. Are you carrying a card from another financial institution? Have you truly looked at your statement and know the rate you are paying? The average credit card rate in March 2023 for the U.S. was 23.25% A.P.R.*. Did you know that ONE’s rate is as low as 9.99% A.P.R.*?

For each member, savings can be tucking money away or borrowing money at an affordable rate with an affordable payment. At ONE, we have products to meet all your current needs while helping you with your future.

We’re here to help guide you in creating a financial plan that will make your money work for you. To discover what savings and lending options are best for you, like our low-rate VISA Credit Cards, call, email, chat with us online, or visit a branch near you.