Heart of the Lakes Property Portfolio | Winter 2022

HEART OF THE LAKES PROPERTY PORTFOLIO | WINTER 2022

STAFF

STEV E B RU GGEM A N

Associate Broker, REALTOR®

A M Y M CN ELL IS

T IFFIN I K IE B E L

amy@oakrealtymn.com (612) 963-4190

tiffini@oakrealtymn.com (763) 464-2048

REALTOR®, gri

GARY DAGNE R

DE A N H OG LU ND

Broker, REALTOR®, gri, crs steve@oakrealtymn.com (320) 274-6363 (612) 889-5245

dean@oakrealtymn.com (320) 980-2445

REALTOR®

gary@oakrealtymn.com (320) 309-1739

REALTOR®, gri carla@oakrealtymn.com (320) 493-1361

J E NNA P OT T E R

CO R E Y C Z YCALLA

jenna@oakrealtymn.com (612) 801-4967

corey@oakrealtymn.com (320) 980-5897

REALTOR®, gri, crs

M E G A N JON E S

AMY S P I E L MANN

REALTOR®

REALTOR®

megan@oakrealtymn.com (320) 828-1308

CAR L A S U N DB LAD

REALTOR®, gri

amys@oakrealtymn.com (320) 309-5393

ANGI E BOY E R

REALTOR®

Office & Marketing Manager angie@oakrealtymn.com (320) 274-5737

OFFICES

Inside 6

LISTINGS

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AREA MAP

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AGENT PROFILES

AN N A N DA LE O FFIC E

720 Elm Street East | PO Box 298 Annandale, MN 55302

Local: 320.274.5737 Fax: 320.274.8210

ONLINE www.oakrealtymn.com

www.facebook.com/oakrealtymn

www.youtube.com/oakrealtysince1974 www.instagram.com/oakrealty720

PUBLISHING INFORMATION The Heart of the Lakes Property Portfolio is published each Spring, M A PLE LA KE OFFIC E

501 Maple Avenue North | PO Box 564 Maple Lake, MN 55358

Local: 320.963.2088 Fax: 320.963.2089

Summer, Fall and Winter. Advertising inquiries can be directed to homes@oakrealtymn.com.

DISTRIBUTION The Heart of the Lakes Property Portfolio is distributed at a number

of local businesses and establishments. If you would like a copy mailed directly to your home or business, just drop us an email, we would be happy to send you one.

DIGITAL EDITION You can view an interactive digital version of each Property Portfolio

edition online at www.issuu.com/oakrealty. Contact us or sign-up on our web site to have it emailed directly to you.

Since 1974

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Icon indicates 3D Virtual Tours and Property Trailers available.

COV E R P H OTO : Snowy Oak Leafs Although the foregoing data has been compiled from sources deemed reliable, Oak Realty LLP does not guarantee its authenticity. It is intended for informational purposes only, is subject to prior sale, omission, error, revision and cancellation without notice, and should be independently verified with the source of such information.

As a company, there are a few things that we

believe

EDUCATION FIRST Our focus in every working relationship is on educating our buyers and sellers to the very best of our ability. If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself.

LOCAL KNOWLEDGE MATTERS We know the neighborhoods, woods, roads and water. How is the fishing? What length would the school bus ride be? Is this road

plowed in the winter? There are thousands of good questions. Your agent will have answers.

RELATIONSHIPS ARE IMPORTANT We maintain strong relationships with service providers in our

area that you may need in your purchase or sale. This assures you

that you will have quality answers and solutions when questions or an unexpected problem arise.

TEAMWORK IS ESSENTIAL Our agents are independent, but are supported by the whole of the office. We believe that working together impacts our service in a

powerful way. When we help each other out, we are able to better serve our customers and clients.

NEGOTIATION IS KEY Putting an offer on the table as a buyer, or reviewing an offer that is being presented to you, is a pivotal moment in any search or

sale. Guidance that is clear, informative, and sincere is important.

Our agents will take you through each step with your best interest in mind.

WE ARE A MARKETING COMPANY We are driven by creativity, excellence and innovation. Advertising should be smart and targeted. One checklist does not apply to all,

so expect a plan that is customized to your one-of-a-kind property!

Beware, we love to talk marketing!

THIS SHOULD BE FUN We don’t deny that buying and selling real estate can be among

the most important decisions you will make, but we hope it will be fun too. We are privileged to be your guide, and hope that in the end, it is a road you will be glad you traveled.

SUGAR LAKE

10760 IMHOFF AVENUE NW, ANNANDALE $559,900 | #6141331 This Sugar Lake home boasts a modern and newly remodeled open floor concept with vaulted ceilings and an amazing wall of windows facing the lake, the view is absolutely breathtaking! Gather with friends and family and enjoy cooking and entertaining, while being able to interact with everyone in the living and dining areas. Warm up near the gas fireplace in the living room and take in the lake views and sunrises. The main level is finished off with two bedrooms and a full bathroom. Retreat to the lower level walk-out family room which includes even more space for entertaining or relaxing, complete with another gas fireplace. There is an additional bedroom on the lower level, as well as a full bathroom with a jacuzzi tub. When the warmer weather arrives, you will find yourself sitting on the deck sipping your favorite beverage while enjoying time by the lake.

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PICKEREL LAKE

5919 QUINTON AVENUE NW, SOUTH HAVEN $125,000 | #6145415 Have you been looking for a unique property offering privacy on 150 feet of lakeshore? Here it is, nestled on half an acre of a wooded hillside on the shores of lovely Pickerel Lake with fantastic views of Stanley Eddy County Park. Pickerel Lake may be small at 19 acres, but it is a

beauty all its own. With 8 feet water clarity, this natural lake is a gem for any outdoor enthusiast. Spend your days kayaking, paddle boarding, fishing or just relaxing while enjoying lake life! The existing cabin has a lot of life in it just waiting to be discovered! This fixer upper needs

your creativity to make it all you’ve ever wanted. A new holding tank has been installed along with a new tin roof, water pump & heater, pellet stove and electric coved heating. Are you ready for summer days on Pickerel Lake?

Join Our Team Reach out to Steve Bruggeman at 612-889-5245 or steve@oakrealtymn.com 7

LAKE SYLVIA

6084 QUINN AVENUE NW, SOUTH HAVEN $550,000 | #6128990 Fantastic opportunity to own this turnkey, completely renovated year-round cabin nestled on the shores of West Lake Sylvia! This stunning cabin has been thoughtfully finished with no detail overlooked, many fantastic upgrades including quartz countertops, high quality cabinetry, all wood finishes, barn style doors, stainless steel appliances, heated and insulated detached garage offering a recreation area and lakeside deck to name a few! All work has been completed in 2021, you will surely appreciate the love that was put into every inch of this remodel. The cabin is finished off with a three-quarter bathroom, two comfortable bedrooms, and additional boat house and storage shed for your enjoyment. The level sandy shoreline is ready for you to start making memories for years to come, offering endless fishing, boating and swimming.

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GENEVA Twin Homes Heights W

elcome to this wonderful development located

in the heart of Maple Lake. Offering one-level twin

homes with the ease of being association maintained.

The open concept homes are complete with two

bedrooms, two bathrooms and a double garage, all on

a concrete foundation. These quality built homes offer care free living. Listed at $257,900.

Contact:

TIFFINI KIEBEL

GARY DAGNER

Cell: 763.464.2048 tiffini@oakrealtymn.com

Cell: 320.309.1739 gary@oakrealtymn.com

Seriously Local

because we embrace the Heart of the Lakes

OUR ROOTS START HERE At the heart of who we are, and why we all love what we do, is the Annandale area itself. The Heart of the Lakes, as it has long been

called, is a wonderful lake country area that attracts young families and retirees. Many who once vacationed here now live here full time, and it’s no wonder why. It’s a charming small town with

great schools and endless recreation. It is important to us that

we surpass being just knowledgeable of the area, and that we also

provide you with service that goes above and beyond. As clients of ours, you will be treated like a neighbor... because you are. There

are a couple of things at the core of what “Seriously Local” means:

NICHE MARKETING Our focus is here. We know the local market, and its history,

extremely well. If you’re looking at property and want to know

specifics about fishing or a local school bus route, we have your

answers. If you’re selling, these are things your buyer will want to

know about too. As an independently-owned office, we make all of our own decisions, and at the heart of those decisions are what is best for serving our clients and the community.

LOCALLY-FOCUSED TECHNOLOGY We won’t adopt a tool or system just to impress you, but we will

implement technology that makes sense for you as a buyer or seller. For that reason our web site, www.oakrealtymn.com, is useful

and full of local information. It offers quick links to area lakes, a

fantastic map search, and upcoming open house information. Our daily hot list is a favorite, and the only resource of its kind for immediate updates solely on the Heart of the Lakes market.

HEART FOR THE COMMUNITY This area is much more than the place we work. We are all active in the community, from various non-profit/civic groups to lake

associations, schools and churches. We love participating in local traditions like Annandale’s historic 4th of July parade, Maple

Lake St. Patrick's Day Parade, Clearwater Heritage Days Parade, Annandale Expo among many others. We also join in to support other surrounding communities in their celebrations as well.

COUNTRY LOT

15XXX 105TH STREET NW, SOUTH HAVEN $71,900 | #5698226 This gorgeous buildable country lot spans over 3 wonderful acres. It provides excellent countryside views along with blacktop roads and a serene peaceful setting. This level lot offers fantastic space along with outbuildings being allowed, ideal for your dream home. All owners have access to the 34 acre outlot. The Meadows of South Haven is a quiet development consisting of large upper-end county homes and will

be ideal for you to build your forever home. Located in the well sought out Annandale School District, an amazing community setting and close to Highway 55 is perfect for the commuter.

MAIN STREET, ANNANDALE 320-274-BOWL (2695) Full Bar, Pizza & Food Pool, Darts & Game Room Family, League & Open Bowling www.bowlingtomngarys.com 12

Tom & Gary’s BOWLING CENTER We host parties!

Contact Gary @ 612.221.9078

COMMERCIAL LAND

150 STATE HIGHWAY 55, KIMBALL $150,000 | #5247971 Ideal site to move your business or start a new business. Prime exposure and location for your business to succeed. Located on Highway 55 the lot

provides great access for your customers and great exposure for your business. The lot is .69 of an acre so would make a great spot for an insurance office, bank, coffee shop and so many more business ventures. Bring your established business or idea and watch your business flourish. Kimball

is a growing community and a great location to relocate your business and grow with the community. Access from Highway 55 and side street.

Prime location with Highway 55 frontage.

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Adventure? Alpaca my bags!

Few animals have the power to make us smile quite like alpacas. With fleece as soft as cashmere and ridiculously cute faces, alpacas hold a lot of appeal for small-scale hobby farmers. 5R Alpaca Farm (pictured) is located in Clearwater, the owners raise these incredibly charming animals for their fiber. Alpaca fiber is warmer and much softer than wool, 5R offers many homemade items to keep you warm this winter.

Alpaca's are fully domesticated camelids that have been imported from Peru in South America. Once upon a time, the fleece from the alpaca was considered extremely rare and only worn by those with lots of money or who were from royalty. The US alpaca industry is relatively young, alpacas were barely known in the U.S. in the 1980's.

There are many alpaca farms nearby, if you get a chance to visit one it will certainly be a memorable trip. Alpaca's are fascinating and extremely charismatic, you will absolutely fall in love with these fluffy naturally curious animals!

Visit www.5ralpacas.com offering local merchandise from 5R Alpacas.

MINK LAKE

8175 GREER AVENUE NW, MAPLE LAKE $489,900 This stunning year round lake home was a complete rebuild in 2016 and now has the modern flair and look of todays world. The lakeside wall is lined with windows so lake viewing is a premium all year round. The expansive beach area offers plenty of space for a full day of beach fun. As the night settles in enjoy sensational sunset views from the nicely finished fire-pit area or return to the beach and finish the day there. The interior of the home showcases this well designed floor plan and open look you desire for lake living. The upper level loft has plenty of extra sleeping space for friends and family for long weekend get-togethers at the lake. The property offers a large lake side deck ideal for barbeque's and cocktails.

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BUSINESS OPPORTUNITY

500 CUSTER STREET, SOUTH HAVEN $334,900 | #6072096 Great opportunity to own a turn-key established business just outside of Annandale off of Highway 55 located in the city of South Haven. The sale will include a spacious dining area with 9 tables and private dining area with 10 tables, walk-in cooler, walk-in freezer, kitchen with many appliances, prep areas, ice cream/off-sale liquor area, men's & women's bathroom and a large parking lot. Mom's Place has a wonderful reputation for great food and is known for their friendly service and drive-up classic car nights! In 2021 Mom's Cafe was awarded 3 awards through the Star Tribune Readers' Choice - Minnesota's Best; Silver for Best Breakfast, Silver for Best Diner and Bronze for Best Fish Fry.

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MISSISSIPPI RIVER

XXX MAPLE STREET, CLEARWATER $250,000 | #5710607 Unique investment opportunity overlooking the Mississippi River located near Clearwater's Historic Main. 1.75 beautiful acres ready for an

entrepreneur's creative touch or your dream home. Zoned R-4 Residential Low Density while also being in the Wild & Scenic Corridor this vacant lot would be ideal for single family homes, a two-family dwelling, townhomes, or manor homes with city water and city sewer connection

close by. Surrounded by mature trees for added privacy, this level lot can be subdivided into 7 lots. Contact Clearwater's Zoning Administrator for further land use information. Conveniently located near I-94 and County Road 24.

Oak Realty Trailer

Complimentary to our clients!

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SUGAR LAKE

10746 IMHOFF AVENUE NW, ANNANDALE $489,900 | #6102036 Gather on Sugar Lake and entertain on waters' edge. This year-round home offers wonderful space to enjoy family and friends. The upper level includes an open living room that leads you to the kitchen complete with tons of counter and cabinet space. Walk out to the lakeside patio and take-in Sugar Lake morning and night! The upper level is finished off with two bedrooms and a full bathroom. Retreat to the lower level walk-out and entertain family and friends with a spacious family room complete with a full brick fireplace with a wood stove insert and a fantastic bar with a complete wall of built-ins.

The lower level is finished with two additional bedrooms, laundry room and three-quarter bathroom. The level mature lot leads to 92 feet of lakeshore and includes three storage sheds (one lakeside) finish your days enjoying the gorgeous views of Sugar Lake.

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Lake Sylvia Welcome to this scenic upscale development set on the truly breathtaking shores of Lake Sylvia. Hannahs Landing offers a private setting on a dead-end road of the Northshore located in Koinonia Cove. Lots are approximately 5 acres boasting 200’+/feet of lakeshore including plenty of space for a pole building. Appreciate the outdoors with rolling wooded acres leading to the stunning shoreline on one of Annandale’s most pristine fishing and boating lakes.

78th Street NW, South Haven Starting at $765,000

CLEARWATER RIVER

14714 HIDDEN RIVER DRIVE, SOUTH HAVEN $99,000 | #6120725

LAKE BETSY

Set in the Hidden River Addition on the Clearwater River offering Association Access, this lot is perfect to build your dream home. Enjoy a development with large lots, country setting and a shared dock that leads to Clearwater River. A private trail leads to the dock that offers benches along with canoe racks. This country lot spans across almost 3 acres in a development offering paved streets. Located in the well sought out Annandale School District.

73850 362ND STREET, KIMBALL $274,900 | #6128902 Charming lake home with private setting on peaceful Lake Betsy. This property offers 0.71 acres with 96 feet of lakeshore for you to enjoy. This home has been very well taken care of, with the main level offering 3 bedrooms and full bathroom, and an oversized family room with great

potential in the walkout basement. Detached 2 stall garage and storage shed in excellent condition to store all your lake toys. Enjoy piece and

quiet on this lovely lake with little to no traffic on this dead-end road. Just a short drive into the city of Kimball where you can enjoy golfing, dining, and the ski resort!

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Pear l Lak e

C le ar w a te r L a k e A c r e a ge

Mapl e L a k e

Hu n te r ' s C o ve

L ake Sy l v i a L o t

Moo s e L a k e

GALLERY OF SOLDS

Count r y Acr es

M aple La k e

Annandale

A nnandale

L ake Sy l v i a

Country Lot

BEACH SMORE'S SKIING FRESH-AIR MEMORIES HUNTING FRIENDS SUNRISE GARDENS WILDLIFE VIEWS PARADE CAMPING

SUNSETS CABINS SWIMMING FAMILY LAKESHORE FALL-COLORS COMMUNITY FARMS FISHING PARKS S

SNOWMOBILING RELAX WAKE BOARDING WAVES CANOEING SMALL TOWN CROSS COUNTRY SKIING FRESH

You Might Just Love it Here x

UNWIND SNOWSHOEING LOUNGING TRANQUIL ICE FISHING SOFTBALL CARNIVAL BOATING PEACEFUL BIKING TOGETHER MUSIC

SUMMERTIME TRAILS FOREVER HOME WALKS PIER SWIMMING BONFIRES FROZEN-LAKES DESTINATION

H WATER GRILLING RAINY DAYS FARMERS MARKET GOLFING RICH HISTORY SUMMER BREEZE HOLIDAYS

SOUTHBROOK

560 HICKORY STREET SOUTH, ANNANDALE $339,900 | #6104288 Remarkable home on the 9th tee-box of Southbrook Golf Course. Walk into a main level drenched in sunlight, the dining room opens to the kitchen showcasing vaulted ceilings. Relax in the living room warmed by a gas fireplace or walk out to the screened-in porch offering stunning views of your backyard. Get away from it all in your upper-level private master suite with a private bath including a jetted tub and huge walk-in closet. The upper level is complete with an additional bedroom and 3/4 bathroom. Entertain with ease in a spacious lower level offering a 3rd bedroom, 3/4 bathroom and a family room that walks out to the backyard patio. Stay organized with tons of storage space including a 3-stall garage with a heated 3rd stall. This is truly a course side dream home.

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PINTAIL PONDS elcome to the Pintail Ponds Development, three more homes will be added to the neighborhood. If you are

thinking of making a move to Annandale and are looking for carefree living with an affordable association fee, this

development is ideal. The development has a continuous walking path that leads to Annandale’s many wonderful amenities and fantastic school district.

GARY DAGNER Cell: 320.309.1739 gary@oakrealtymn.com

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11001 70TH STREET NW, ANNANDALE $379,900 | #5722005

onderful rolling land, nicely wooded with a pond offering a serene setting. Ideal 39.82 acres located at the edge of the City of Annandale offering a prime development opportunity. This parcel is adjacent to the city limits and is located within the orderly annexation agreement, it is very possible for this property to be annexed into the city limits. The city guided this property for single family residential use with the possibility of multi-family and higher density housing. The city has also planned an East/West road that would run directly through the property, this could be a great value in the access and would likely increase demand. Located just outside the heart of Annandale offering wonderful school district, shops, businesses, churches, parks, golf courses and beaches. Easy access to Highway 55 and Highway 24, ideal for commuters.

320-274-1632 | 58 OAK AVE N, DOWNTOWN, ANNANDALE

HERITAGE PARK OF KIMBALL A development with the future at heart. Parks and paths to enjoy and rain gardens. Easy access to skiing, golfing, boating and shopping. Use your own builder or use one of ours.

Fantastic twin home lots are available. offered at $27,900.

GARY DAGNER cell: 320.309.1739 gary@oakrealtymn.com

CARLA SUNDBLAD cell: 320.3493.1361 carla@oakrealtymn.com 29

26 ACRES

137XX STATE HIGHWAY 15, KIMBALL $299,900 | #4987372 Prime 26 acres in the city limits of Kimball. Located across the street from a convenience store with a housing development adjoining the west property line. Great busy location! Currently being farmed with both beans and corn. Great location off Highway 15 with a short drive to Saint

Cloud. Ideal location to develop or to keep as your own. The Kimball area is a great community offering nice amenities just a short drive away or enjoy a nice walk to the downtown area. Come take a look at this property and decide for yourself.

Taproom Hours Memorial Day – Labor Day Wed-Thurs 4-9pm Fri 3-11pm Sat 11am-11pm Sun noon-6pm Craft Beer Live Music Off-Sale

Large Taproom Food Trucks Expanded Patio Space

Patio Fire Table Outdoor Seating Live Trivia on Wed

Spilled Grain Brewhouse, 300 Elm St E, Annandale, MN spilledgrainbrewhouse.com 320-274-1129 30

Contact Informati tio on: 320-274-6336 Backyardmn.com info@backyardmn.com

Locati tio ons: 940 Elm St E, Annandale MN 55302 24142 Smiley Rd, Nisswa MN 56468

COMMERCIAL LAND

110 STATE HIGHWAY 55, KIMBALL $239,000 | #5248148 Prime commercial land opportunity. Prized location with exposure from two major highways. Heavy daily traffic count so your new business venture will not lack exposure. The most desired commercial lot in the area is available. Would make a great spot for a strip mall, office park

or retail outlet for multiple tenants. Ideal location for bank or credit union with drive-thru. Customers will love the convenience and access of the location. Ready for your business venture. The lot is located on the corner of two major highways creating the highest of visibility for your

business. The adjoining 0.69 acre lot is also available for purchase if more room is needed. Bring you established business or idea and watch your business grow. Sign and light poles are already on the property.

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Majestic beauty

LAKE SYLVIA VIEWS

16030 62ND STREET NW, SOUTH HAVEN $135,000 | #6140100 This affordable home is tucked on a wooded back lot with views of Lake Sylvia. Whether using it for year round use or a summer getaway in

lake country this is in a great location. Home offers a spacious living room, 2 bedrooms, 1 bath and over sized 1 car garage. Plenty of green space to add a patio or deck to enjoy beauty of the area. The public access is located less than a mile away so you can access the crystal clear

COUNTRY LOT

waters of Lake Sylvia.

139X4 67TH STREET NW, ANNANDALE $39,900 | #5753819 Fantastic country lot with a large area already cleared, all ready to start building. Located just off of County Road 3 and 67th Street in a well-established neighborhood, this lot offers fantastic privacy. This heavily wooded country lot is located a short drive to Annandale offering wonderful

amenities, shops, beaches & parks and a well sought out school district. The Lake John public landing is just down the road, enjoy a quiet evening fishing from shore or take out your boat.

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LIMESTONE TRAILS

128XX GOWAN AVENUE NW, ANNANDALE $95,900 | #6137250 Build your dream home with tucked in a heavily wooded lot with fantastic scenery. Privacy and seclusion can be yours on this 1.57 acre lot. This country land is perfect for the nature lover to enjoy the wildlife with a serene setting. The wooded lot offers great building possibilities while offering privacy and seclusion. Includes 1/16th interest in a 44+ acre outlot and lakeshore on Limestone Lake. Located walking distance from 350+ acre of State of Minnesota/DNR land take in the wildlife year-round!

46 Birch Avenue South Maple Lake, MN 55358 35

What We Do For You

We are proud to be an innovative company. We are always seeking new systems, tools, and solutions to bring into our business that help you buy or sell your cabin, lake home, or house with greater confidence and ease. Our Seriously Local expertise is ultimately much more than selling a property. It's building a community! We won’t adopt a tool or system just to impress you, but we will implement technology that makes sense for you as a buyer or seller. When we market your property, we will make sure it looks its very best. Highlighting your investment is key, and we have the tools to do it. We help you turn someday into right now!

High Definition Photos Buyers deserve quality pictures, and we are dedicated to providing images that showcase your property from each and every angle.

These photos allow views to see the outdoors clearly with out the windows being 'blown out' We use high definition photos for all our listings, we own all the equipment so we are able to update photos with ease for our sellers as many times as we need to.

3D PHOTOGRAPHY Open Houses Simply put, we believe in Open Houses. By opening properties similar in price, style or location at the same time, we also give buyers the convenience and opportunity to see more homes at once. Sellers love the increased traffic. Our signs flood the area, often on Saturday’s from 11-1, when so many people are out

OPEN HOUSES Digital Marketing New technologies and buyer trends are constantly emerging, we need to stay on top of how we are serving our buyers and sellers. Our clients recognize the importance of property information that is easy and fun to view. Our custom property videos on our YouTube Channel are one-of-a-kind, and with each printing of our Property Portfolio, an interactive digital edition is also shared on our web site.

and about. Our popular Open House page on our web site lists all area opens houses.

DIGITAL MARKETING

Virtual Tour Camera Imagine taking the roof off your home and looking in to see just about every detail, or walk through the home right from your computer and get a clear sense of the space. This cutting edge technology puts buyers inside your home and they can experience fully immersive virtual spaces that feel so real, it’s like being there! We

3D VIRTUAL TOUR

have this camera 'in house' and are able to offer this technology to all of our sellers.

Property Portfolio Our Heart of the Lakes Property Portfolio is a beautiful catalog, published seasonally, that includes all of our area listings. The portfolio also includes wonderful lifestyle pieces showcasing the Heart of the Lakes area. They are distributed in a number of local establishments and mailed directly

PROPERTY PORTFOLIO

to hundreds of clients who are specifically looking to buy in our area.

Client Education If you are well educated, we believe you will feel comfortable with the sales process and be prepared to make the best decisions for yourself. An extremely important aspect of our office is making sure our clients are well educated in the market and understand the real estate process from beginning to end.

We are here to create a simple and enjoyable

SIMPLE PROCESS

transaction each and every time.

About Our Team Among us are local graduates, former local business owners, lake association presidents, and community volunteers. We are your Annandale Area Specialists. Our eager, educated staff of individuals love this area and know it well. Teamwork and professionalism have long been the cornerstones of our company. From the moment you set foot in our office, you’ll find these are qualities we truly stand behind, both individually and as a team. We pride ourselves on exceptional customer care and creative marketing. We exceed in new technology, and ensure our agents have the best tools to list, market and sell premiere properties. We assist clients in finding the exact property and location to fit their needs. We know you’ll feel the difference when you work with Oak Realty.

Promise yourself a relaxed and enjoyable experience by beginning your next search or sale with us.

World Class Products exceptional service

www.anchor-dock.com DOCKS | LIFTS | RECREATION

COUNTRY LOT

960 Elm Street East, Highway 55 Annandale (320) 274-6500

139XX 67TH STREET NW, ANNANDALE $29,900 | #5753812 Located just off of County Road 3 and 67th Street this country lot is an ideal location for your forever home. This heavily wooded country

lot is located a short drive to Annandale offering wonderful amenities, shops, beaches & parks and a fantastic well sought out school district.

Lake John public landing is just down the road, perfect if you want an evening of fishing. Located in a well-established large lot addition with privacy and seclusion offered from towering trees.

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Y IT IL B 28 A IL 62 6 VA # 4 A 22 BO 20 VR

Shadowland's Guest House

6225 PILGER AV EN UE N W, A N N A N DA LE ON LA K E SY LV I A

VACATI O N RENTAL

Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home on

Lake Sylvia, available to guests seeking a getaway to an exceptional lake country setting. Come, stay, and see what the beauty of this area is truly all about.

Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accommodates up to 10 adult guests. Relax

by the wood burning fireplace or take in the stunning views from the lakeside deck or screened in porch.

Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play.

You will enjoy the crystal clear waters of the private swimming beach, the beautiful apple orchard and

mature trees, and certainly the home itself. A full screened porch allows you and your guest’s pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect

with family and friends. Great for boating, summer and winter fishing, snowmobiling, summer and winter

skiing, and so much more. Property offers a kayak, paddle boat, stand up paddle boards, canoe, hammock and lakeside fire pit. Isn’t it time you treated yourself to a week away?

ANGIE BOYER Tel: 320.274.5737 angie@oakrealtymn.com

Va c a t i on Renta l

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COUNTRY LOT

5914 HIDDEN LANE, SOUTH HAVEN $34,900 | #5652567 Privacy producing trees consume this 1.77 acre property with a portion that has already been cleared out for your future building site. This won-

derful location offers a community park within walking distance and is just across the street from Lake Louisa/Marie. Mandatory association

covers sewer and shared amenities (park, street lights). The development has common septic systems and private wells. Windstream or Meeker-Coop Fiber available. Kimball School District with Annandale buses serving the area as well.

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INDIAN LAKE

112TH STREET NW, MAPLE LAKE $249,900 each | 3 lakeshore lots Land in the Heart of the Lakes area is getting more difficult to find. Enjoy fantastic SW views offering beautiful sunsets. Start planning your dream property set on Indian Lake with 3 lots to choose from. These offer very mature woods and an abundance of wildlife. Located a short

drive to the city of Annandale offering a fantastic school district with wonderful education and athletic opportunities, established businesses and shops and countless parks and beaches.

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LAKE SYLVIA

7440 QUINN AVENUE NW, SOUTH HAVEN $799,000 | #6116851 Here it is! A year round home on the shores of Lake Sylvia! Home has minimal steps both inside and out! 178 feet of lake frontage on a beautiful level lot, super easy access to the lake. Very nice, dry boat house with roof top patio. Lots of out door living space and views, views, views! The upper level of the home is only 5 steps up and is the Owners Suite, with 3/4 bathroom and walk in closet, and lakeside deck. Plenty of off road parking for family and friends. Facing East, you will enjoy gorgeous sunrises reflecting on the panoramic view of the Lake. Lake Sylvia is 2 lakes, connected by a channel, equaling 1,524 acres with 20 plus feet clarity. Come take a look at this chance in a life time to be on Sylvia!

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SOUTHBROOK

655 ACACIA DRIVE SOUTH, ANNANDALE $449,900 | #6113615 Completed one-level home in Southbrook overlooking the 1st Fairway and 1st Green. Home features 1,879 square feet, 9 foot ceilings, gas fireplace with builtins, pantry, center island with sink, gas stove, granite counter-tops, no steps from the garage, perennial landscaping and freshly graded yard. Master suite features pocket door to large walk-in closet and private three-quarter bathroom with double sinks, marble countertops, tile surround in shower and linen closet. Garage offers a drive-through 3rd stall. Enjoy a level yard with fantastic views located in a vibrant housing development offering a new playground, cart paths, driving range, and clubhouse & restaurant. Walking paths to town including many shops, a fantastic school district, churches, parks and beaches.

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Heart of Lake Laura

Powder Ridge Rd

45 School Section Lake 73rd Ave

83rd Ave

Kimball

Lake

Marie

Lake

sa Loui

105th St

Ol ive rA ve

Kimball Golf Club

350th St

2

55

Quinn Ave

Little John Lake

Rockwood Ave

Lake John

West Lake Sylvia

Ma in St

67th St Southbrook Golf Course 62nd St

5

Goose Lake

19

Oliver Ave

Peyton Ave

Moose Lake

45th St

A

38

55th St Quimby Ave

730th Ave

Stanley Eddy Memorial County Park

Lake Frances

M 53rd St

Willi Lak Lake Henry

37 French Lake

20th St

th

10th St

Newcomb Ave

r No

Quimby Ave

r k Crow

Fo

2

Locke Ave Mitchell Ave

Dans Lake

River

20th St

Moore Ave

Quiring Ave Rhoades Ave

27

Mud Lake

French Lake

Pleason Ave

735th Ave

3

Eagl e Cr eek

19

Anna

75th St

2

318th St

90th St

Pleasant Lake

Lake Sylvia

Ave Redwood

15

Clearwater/ Pleasant Regional Park

80th St

Union Lake

725th Ave

97th St

90th St

Scott Lake

737nd Ave

732nd Ave

44th Ave

Kingston St

Clearwat Lake

Lake Augusta

100th St

South Haven

Lake Betsy

Lake

Caroline

44

Otter Lake

Nevens Ave

135th St

44

Fair Haven

Montgomery Ave

140th St

Pittman Ave

15

8th Ave

7

13th Ave

150th St

Creek Mile ree Th

Rd et lum Ca

Powder Ridge Ski Hill

West Albion

G

French Lake Waterfowl Production Area

Seriousl 5

the Lakes

Crofoot Ave

44

Suconnix State Wildlife Management Area

Bass Lake

7

24

Sugar Lake

Indian Lake

Sandy Lake

t 112th S

Silver Creek

Lake Maria State Park

Lake Maria

Silver Lake

105th St

39

Millstone Lake

7

85th St Endicott Ave

Somers Lake Hoyt Ave

Klever Ave

Maple Lake State Wildlife Management Area

Gowan Ave

6

80th St

Mary Lake

Baker Ave

8

80th St

11

Clementa Ave

Mink Lake

Annandale Recreational Park

Eagle Lake

90th St

Dempsey Ave

Cedar Lake

andale

Endicott Ave

Gowan Ave Howe Ave

39

Ida Lake

ve on A Dill

Ireland Ave

ter

Whispering Pines Golf Course

7

Mary Lake

10th St

Hoyt Ave

Keats Ave

Albion Center

9

25th St

20th St

Rock Lake

Light Foot Lake

8

15th St

7

Albert Lake

Colbert Ave

Albion Ridges Golf Course

37th St Dillon Ave

Henshaw Lake

40th St

Ramsey Lake

White Lake

ly Local

55

Baker Ave

45th St

Lake Sullivan

Dempsey Ave

6

50th St

ve eA idg dr El

Granite Lake

50th St

Foley Ave

30th St Albion Waterfowl Production Area

37

60th St

Maple Lake

Endicott Ave

Albion Lake

Iresfeld Ave

Edward Lake

Illsley Ave

50th St

Gowan Ave

ima ke

Hart Ave

Maple Lake Swartout Lake

37

Maple Lake Airport

63rd St

60th St Keats Ave

Albion State Wildlife Management Area

127th St

Elliot Ave

120th St

Limestone Lake

125th St

Jarvis Ave

Grass Lake

Boat Launch Carry-in Access

Mud Lake

Abbie Lake

Fishing Pier

Buffalo Lake

ence working with people in a professional and respectful manner.

He was part owner of local appraisal company Dagner & Associates in Annandale, which gave Gary a knowledge of local real estate by observing both active and sold sides of the market. He is also experienced in the distressed property market (short sales and foreclosures).

For the past 25 years he has been an active, full time agent in real estate.

STEVE BRUGGEMAN

DEAN HOGLUND

B r ok e r/O wne r, REALTOR®, CRS, G RI

A s s oc i a te B r ok e r, REALTOR®

Steve, owner/broker of Oak Realty, joined his father in the family business in 1986. In 2000, he took over the company and today is the backbone of what he says is the “best team of Realtors® around.” He says Oak separates itself from others by an unmatched strength in niche marketing. “We have a limited number of agents that are specialists in an area they truly love, many have spent most or all of their lives living in the Greater Annandale Area.”

A lifetime resident of the Hasty, Silver Creek, Monticello, Maple Lake and Annandale areas, Dean’s career background has spanned a variety of positions in real estate sales, land and business development. He has owned a number of small businesses and also three real estate companies. Dean has extensive experience as a real estate agent and got his Broker’s license in 1992. Before joining Oak Realty as an Associate Broker, he owned and operated Lake Country Properties and Real Estate in Maple Lake, Emily and Outing.

He is proud of Oak’s strong philosophy of quality customer service, and the focus the company maintains on accurately understanding client needs and working together as a team. Paying attention to detail and getting the right information is the key to building successful personal relationships with clients and finding them the right property, he says.

Steve moved to Annandale at the age of 11, and grew up on Pleasant Lake where he resides today with his wife Kelly. They enjoy time spent with their two boys and their families including two grandchildren. He is a motorcycle enthusiast and enjoys traveling with his family.

He is a past president of the Lions Club and Chamber of Commerce, and a member of the Pleasant Lake Association. He says the best parts of his job have been taking over the family business, showing others the area and lakes, and enjoying the atmosphere created by the people who work at Oak. Steve specializes in investment properties and high-end vacation homes, and says he is a big believer in the Greater Annandale Area, “It’s a great place to invest in.” He is also known for his extensive market knowledge and his unmatched devotion to clients.

Steve has been designated a Super Real Estate Agent in 2014, 2015 and 2019. Steve was also named one of the ‘Best Real Estate Professionals’ from Minnesota Monthly in 2018, 2019 and 2020.

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Gary is a well rounded agent dealing with first time home buyers on up to high end real estate.

He says he loves to see the smiles on his clients faces when they close on their home purchase.

Gary has in-depth knowledge of purchasing habits, current trends, pricing structure and home values within the Annandale area.

Gary and his wife Hollie reside in Clearwater area with their three children. He is an avid golfer, and enjoys gardening and vacationing in his spare time. He is active with their children and their busy lives.

Dean’s focus is to make certain his buyers and sellers are completely satisfied with the transaction and assures them he has their best interest in mind. Dean currently operates Oak Realty’s Maple Lake office.

Dean and his wife Bonnie live on Pleasant Lake in Annandale. They are blessed with three children and seven grandchildren.

CARLA SUNDBLAD RE ALTO R® , GRI

Oak Realty welcomed Carla to their sales team in April of 2007. Carla has been a resident of the Annandale area since 1987 having lived in parts of California and North Dakota before settling in the French Lake countryside where she and her husband, a lifelong resident of the area, raised two sons, Jake and Philip.

GARY DAGNER RE A LTO R® , GRI

Gary has been with Oak Realty for 25 years, and has lived in the Annandale area for 43 years. He followed his father’s footsteps into the real estate and appraisal business with Dagner & Associates in 1988 and also with Oak Realty in 1997. No other agent, besides Steve, has been with Oak Realty as long.

An Annandale High School graduate, Gary attended school in Iowa and later worked in the golf industries in the Annandale area and Phoenix, AZ, where he says he gained experi-

Carla received a bachelors degree in social work from Gustavus Adolphus College and worked for many years as a social worker for Wright County, in addition to several other health care related positions.

Familiar with the greater Annandale area and it’s people, she is excited to have the opportunity to introduce new individuals, couples and families to the area and all it has to offer.

There is nothing more satisfying to her than to present a new home owner the keys to their new home and welcoming new residents to the area.

Carla proudly calls herself a retired Hockey Mom, in her spare time enjoys camping with her friends and family, and being active in her community. She enjoys working on various crafts including knitting & sewing.

in Office Administration. She worked with a financial advisor prior to nearly ten years in the mortgage lending field, during which she also worked for Lake Country Properties in Maple Lake. Tiffini joined the growing staff at Oak Realty in 2007, continuing to assist buyers and sellers with their real estate needs.

AMY MCNELLIS RE ALTO R ® , G RI

She and husband Marty, a Maple Lake elementary teacher and coach, currently live outside Maple Lake with their two daughters, Ella and Alexandra. In her spare time she enjoys scrapbooking, photography, golfing, sports and spending time with family and friends.

She has a drive to help people discover the beauty of the lakes area and the expertise to help them find the right lake house, cabin, cottage, or home to fit their needs.

“Buying and selling can be stressful, and I strive to have an open ear to answer any questions and prepare a buyer or seller on how the process generally goes to make it as smooth as possible.”

Amy currently resides in Rockford with her fur babies. In her spare time she enjoys listing to music, playing pool or cribbage, and just having fun! Spending time with friends and family and being at her parents’ home on Lake Sylvia are her favorite ways to relax. She loves all of the seasons that Minnesota has to offer, but like a true Annandale native, the 4th of July is one of her favorite times of year!

TIFFINI KIEBEL REALTOR ®

Tiffini grew up in Maple Lake. She attended Concordia College - Moorhead where she completed a degree in Business with a minor

RE A LTO R®

Corey joined Oak Realty in the Summer of 2013. With 10+ years spent working in customer service, Corey enjoys working in the community he lives in, helping current and future residents with their real estate needs.

Listening to and educating his clients, exceeding their expectations, and being accountable for what he says, are incredibly important to his work.

Amy joined the Oak Realty team of realtors in the Spring of 2009. Raised on Lake Sylvia and familiar with the Heart of the Lakes area, Amy has a passion for the lake life in Annandale and surrounding communities.

Amy worked in the mortgage and advertising fields before getting her real estate license. She enjoys the quick changes and challenges of the real estate industry, as well as the helpful, team atmosphere in the office.

COREY CZYCALLA

JENNA POTTER RE A LTO R® , GRI , C RS

A native of Becker, MN, Jenna is excited about the experience she has gained since starting with Oak Realty in 2012. She is a 2005 graduate of Becker High School and a 2008 Cum Laude graduate of the University of Wisconsin-Stout.

Since getting in to Real Estate Jenna has gained a great amount of experience helping first-time home buyers looking for that special place to call home, move-up buyers, and vacation property seekers looking for that "home" away from home.

Jenna is grateful for the wonderful people she has met and looks forward to helping new clients while retaining relationships with past ones. She prides herself in her care for others and dedication to do whatever it takes to make her client happy. She continues to challenge herself by taking on new roles and designations within the REALTOR® sector. She has become a Certified Residential Specialist (CRS) and earned the Graduate REALTOR® Institute (GRI) designation, both of which recognize professional accomplishments in both experience and education.

Jenna and her husband Derek reside on Rice Lake in Clearwater with their three children Jaylyn, Axel and Dallas. In addition to being an active participant in the Becker Chamber of Commerce, Monticello Rotary Club and local athletic leagues, Jenna enjoys spending time with her family and friends that all reside close by.

He, along with daughter Peyton and sons Everett and Bennett, have lived in Annandale since 2008.

He is a current member and past president of the Annandale Lion’s Club and was reelected to the city council in 2018.

Along with being a member of the council, he sits on various boards and committees that keep him connected to what is happening throughout the community.

His favorite time of year is the annual 4th of July events, especially helping with the Lion’s concession trailer. In his free time, he enjoys golfing, bowling, hunting, fishing and time spent with his family & friends.

MEGAN JONES RE A LTO R®

Born and raised in Fairhaven, and a Kimball Area Schools graduate, Megan has absolutely added a wealth of positivity and energy to the Oak Realty team since joining us in the Spring of 2020.

She continued her studies at MN State University – Mankato and found herself back

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home. Like many in our office, she missed the place she calls home.

Sales and customer service is rich in Megan’s work background. She has gained vast experience managing and working in the food and health industries. Today, the most important part of her career is to provide excellent service to buyers and sellers in order to earn their trust, referrals and repeat business. Clients appreciate Megan’s flexibility, patience, low pressure sales and the ability to listen and hear what her client’s wants and needs are.

Megan and her family’s favorite time of the year is fall in the Heart of the Lakes, “Annandale provides the best trick-or-treating down Main Street, my child loves the candy and I love how safe it is!” They also look forward to ice fishing on Clearwater Lake and visiting Pleasant Lake beaches in the Summer. Megan currently resides in Kingston with her daughter Lillian and fiancé, Kody. They plan to move to Annandale in the near future.

AMY SPIELMANN RE ALTOR ®

Amy Spielmann and her family moved to the area in 2014 to her husband’s hometown, Annandale. They reside on Bass Lake and are fond of lake life anytime of the year. As a mom of four and wife, she knows the meaning of time management and organization.

Thanks to her previous journey as a dental hygienist, she is used to helping people through nervous situations and making sure they always leave with a smile. Amy has been an active member of the Heart of the Lakes and is so excited to be turning that community focus toward real estate. With a passion for service in the Annandale area, she is ready to help with your home buying and selling needs. As a proud member of the Oak Realty family, Amy carries the values of hard work, integrity, and outstanding client service into everything she does.

When Amy isn’t making home ownership dreams come true for her clients, she enjoys spending time with her husband Eric and children; Abby, Will, Clare, Wyatt and puppy Otis.

They love fishing the area’s lakes, hiking, camp48

ing, swimming, playing board games and taking in all the colors during the fall, her favorite time of the year.

ANGIE BOYER O f f i c e & Ma rk e t i n g Ma n a ge r

Angie joined Oak Realty in its Annandale Office in June 2009. She grew up in Annandale on Clearwater Lake and is raising her family in her hometown she loves dearly and the place her family has called home their entire lives.

Angie holds an AAS Degree in Advertising Design from Minnesota School of Business and a Diploma in Graphic Design from Minneapolis Business College. She helps keep all of Oak on the leading edge of technology, she shares fresh ideas in marketing and advertising, and keeps our busy office running smoothly.

Angie also manages lakeshore vacation rentals through the Oak Realty office. She enjoys working with such a close-knit group, and for a hometown company where there is opportunity to give back to the community she loves.

In her free time, Angie treasures spending time with her family, her husband Shawn, daughter Justice and son Chance, labs Sarge and Jackson, being active in her children’s activities and relaxing at her parents’ lake home. “I also enjoy going on motorcycle rides, traveling and camping.” She loves the changing of seasons and the array of colors the Heart of the Lakes displays year-round.

OUR HISTORY

Oak Realty was founded in 1974 when Don Bruggeman purchased Daryl Gunnarson Realty, and changed the name to Oak Realty after its location on Oak Avenue, Annandale’s charmed Main Street. Our red and white leaf was born and along with it, a tradition of providing quality real estate service in the Heart of the Lakes area.

In 1986 Don’s son Steve joined the business.

Opportunities to own lakeshore property were abundant in those days. Lake homes and cabins in the area ranged from $40,000$100,000 and real estate companies literally held the keys to their front doors. The Sunday Star Tribune was widely-agreed to be the resource for new listings, and buyers often came through our office door with that ad in hand, eager to look at property.

We expanded into the 90’s and outgrew the office on Main Street. In 1996 Oak built a new office with more space and visibility on Highway 55. Steve purchased the business in 2000, and soon after the Internet began to change the industry in profound ways.

By 2001 we had our first web site and the fat MLS books were collecting dust in the corner. Oak Realty acquired Lake Country Properties in neighboring Maple Lake in 2007, our local presence expanded to two offices, and our staff grew again. In 2019 we celebrated a milestone, 45 years in business.

The anniversary also marked a new beginning. Though excited about where perseverance and hard work has brought the company in its early years, we’re even more excited about what lies ahead.

Our approach to business has changed greatly due to the shift in how buyers and sellers can obtain information. Over the years, however, the true relationship between agent and client hasn’t changed. Since our founding over 48 years ago, our success has been carried by our ability to build long-lasting relationships.

Relationships based on honesty, respect and fair business practices. We love taking our customers for a drive through the area and educating them on the various lakes, neighborhoods and their histories. While the majority of today’s buyers (and sellers) have done research online before speaking to an agent, many are quick to realize there is a lot to learn about this area, and a visit with a local expert is a great place to start.

We are proud to be an innovative company.

We enjoy seeking new solutions to bring into our business and have continued to do so as we grow and change. We want tools that help us do our job better and more efficiently, and systems that help you buy or sell property with greater confidence. While no one can predict the future, it seems almost a certainty that the Heart of the Lakes will continue to retain its warm character and draw new people to its lakes and countryside. For those that its lifestyle appeals to, (frankly, we wonder how it couldn’t) our friendship and services will be there.

Are You Ready to Sell?

Contact us for a free market analysis and to hear about our aggressive marketing plan and competitive commission rates.

WWW.OAKREALTYMN.COM | 320-274-5737 | 720 ELM ST E, ANNANDALE

Seasons CA PT UR IN G T H E E S S E NC E O F T H E H E ART O F T H E L AK E S

A crystal clear evening on the lake.

Bass Lake, Annandale

CA LL. CLICK . CO M E IN. WE OFFER

Experienced and knowledgeable REALTORS® ready to assist you in a relaxed, comfortable setting.

A free, complete market analysis of your lakeshore, residential, land or commercial property.

Complimentary wall-sized individual area lake map prints.

Complimentary area maps.

Excellent marketing resources and high-quality advertising.

A foundation of success with over 48 years in business.

YOUR G UIDE S TO T HE HE ART O F T HE L AK E S S I NC E 1 9 7 4 WW W. OAK R E ALTY MN. CO M